AMERICAN BANKERS ASSOCIATION: Form 990, tax year 2009

View the entire original 990 at ProPublica ↗

Organization: AMERICAN BANKERS ASSOCIATION (EIN 52-1001304)
Tax period: 2009-09-01 to 2010-08-31
Filed: 2011-07-13
IRS object ID: 201111959349301006
Schema version: 2009v1.2
Source: Download XML · Original 990 at ProPublica

Every field in the e-filed return. Faint text is the IRS element name, for citing.

Return header
Form 990
Schedule C
Schedule D
Schedule J
Schedule O
Schedule R

Return header ReturnHeader

Field	Value	IRS element (for citing)
Timestamp	2011-07-13T16:05:46-07:00	Timestamp
Tax Period End Date	2010-08-31	TaxPeriodEndDate
Return Type	990	ReturnType
Tax Period Begin Date	2009-09-01	TaxPeriodBeginDate

Filer Filer

Field	Value	IRS element (for citing)
EIN	521001304	EIN

Name Name

Field	Value	IRS element (for citing)
Business Name Line1	AMERICAN BANKERS ASSOCIATION	BusinessNameLine1

Field	Value	IRS element (for citing)
Name Control	AMER	NameControl
Phone	2026635054	Phone

US Address USAddress

Field	Value	IRS element (for citing)
Address Line1	1120 Connecticut Ave NW	AddressLine1
City	Washington	City
State	DC	State
ZIP Code	20036	ZIPCode

Officer Officer

Field	Value	IRS element (for citing)
Name	Robert Eady	Name
Title	Chief Financial Officer	Title
Phone	2026635054	Phone
Date Signed	2011-07-14	DateSigned

Field	Value	IRS element (for citing)
Tax Year	2009	TaxYear
Build TS	2016-02-24 21:20:13Z	BuildTS

Form 990 IRS990

Field	Value	IRS element (for citing)
Name Of Principal Officer Person	Frank A Keating II	NameOfPrincipalOfficerPerson

Address Principal Officer US AddressPrincipalOfficerUS

Field	Value	IRS element (for citing)
Address Line1	1120 Connecticut Ave NW	AddressLine1
City	Washington	City
State	DC	State
ZIP Code	20036	ZIPCode

Field	Value	IRS element (for citing)
Gross Receipts	128593573	GrossReceipts
Group Return For Affiliates	0	GroupReturnForAffiliates
Organization501c	X	Organization501c
Web Site	www.aba.com	WebSite
Type Of Organization Corporation	X	TypeOfOrganizationCorporation
Year Formation	1875	YearFormation
State Legal Domicile	DC	StateLegalDomicile
Activity Or Mission Description	THE AMERICAN BANKERS ASSOCIATION IS A BUSINESS LEAGUE THAT PURSUES ADVOCACY, PROVIDES EDUCATION, AND PROFFERS PRODUCTS AND SOLUTIONS TO ITS MEMBERSHIP AND THE FINANCIAL SERVICES INDUSTRY GENERALLY.	ActivityOrMissionDescription
Nbr Voting Members Governing Body	33	NbrVotingMembersGoverningBody
Nbr Independent Voting Members	31	NbrIndependentVotingMembers
Total Nbr Employees	353	TotalNbrEmployees
Total Nbr Volunteers	1200	TotalNbrVolunteers
Total Gross UBI	1269377	TotalGrossUBI
Net Unrelated Business Txbl Income	108926	NetUnrelatedBusinessTxblIncome
Contributions Grants Current Year	0	ContributionsGrantsCurrentYear
Program Service Revenue Prior Year	60716963	ProgramServiceRevenuePriorYear
Program Service Revenue CY	59712006	ProgramServiceRevenueCY
Investment Income Prior Year	-9226224	InvestmentIncomePriorYear
Investment Income Current Year	6377788	InvestmentIncomeCurrentYear
Other Revenue Prior Year	12532575	OtherRevenuePriorYear
Other Revenue Current Year	14595904	OtherRevenueCurrentYear
Total Revenue Prior Year	64023314	TotalRevenuePriorYear
Total Revenue Current Year	80685698	TotalRevenueCurrentYear
Grants And Similar Amnts Prior Year	0	GrantsAndSimilarAmntsPriorYear
Grants And Similar Amnts CY	0	GrantsAndSimilarAmntsCY
Benefits Paid To Members Prior Year	0	BenefitsPaidToMembersPriorYear
Benefits Paid To Members CY	0	BenefitsPaidToMembersCY
Salaries Etc Prior Year	50659153	SalariesEtcPriorYear
Salaries Etc Current Year	47532666	SalariesEtcCurrentYear
Total Prof Fundrsng Exp Prior Year	0	TotalProfFundrsngExpPriorYear
Total Prof Fundrsng Exp CY	0	TotalProfFundrsngExpCY
Total Fundrsng Exp Current Year	0	TotalFundrsngExpCurrentYear
Other Expense Prior Year	35645508	OtherExpensePriorYear
Other Expenses Current Year	32322003	OtherExpensesCurrentYear
Total Expenses Prior Year	86304661	TotalExpensesPriorYear
Total Expenses Current Year	79854669	TotalExpensesCurrentYear
Revenues Less Expenses Prior Year	-22281347	RevenuesLessExpensesPriorYear
Revenues Less Expenses CY	831029	RevenuesLessExpensesCY
Total Assets BOY	119120308	TotalAssetsBOY
Total Assets EOY	117003735	TotalAssetsEOY
Total Liabilities BOY	109064978	TotalLiabilitiesBOY
Total Liabilities EOY	135770183	TotalLiabilitiesEOY
Net Assets Or Fund Balances BOY	10055330	NetAssetsOrFundBalancesBOY
Net Assets Or Fund Balances EOY	-18766448	NetAssetsOrFundBalancesEOY
Mission Description	The ABA's mission is to be a member-focused organization that provides advocacy, education, business solutions, and forums for an exchange of views and information that assists our members in providing financial services to their communities in compliance with the complex and challenging regulatory and statutory environment that governs their operations.	MissionDescription
Significant New Program Services	0	SignificantNewProgramServices
Significant Change	0	SignificantChange
Expense	0	Expense
Grants	0	Grants
Revenue	0	Revenue
Description	Convention, conferences, schools and remote learning opportunities - The financial services industry is a highly regulated industry that requires constant education on the changing rules including new or enhanced regulation, supervision and oversight. ABA offers opportunities for gaining insight and greater understanding through in-person meetings, onsite schools and at-the-desk offerings including telephone briefings, webinars and internet classes.	Description

Activity2 Activity2

Field	Value	IRS element (for citing)
Expense	0	Expense
Grants	0	Grants
Revenue	0	Revenue
Description	Publications, products and services - The ABA offers books, toolkits, several magazines, e-bulletins, and a variety of products and services in an effort to educate and facilitate the continued compliance and competitiveness of the industry it serves.	Description

Activity3 Activity3

Field	Value	IRS element (for citing)
Expense	0	Expense
Grants	0	Grants
Revenue	0	Revenue
Description	Membership Relations and Communications - ABA outreaches to its membership through a number of communication tools including daily email news, weekly summaries, its website, and briefings on the changing advocacy and regulatory issues. These efforts facilitate the development of ABA's policy positions and provide the membership and others with the background and tools for further use in their local communities.	Description

Field	Value	IRS element (for citing)
Total Of Other Program Service Exp	0	TotalOfOtherProgramServiceExp
Total Of Other Program Service Grnt	0	TotalOfOtherProgramServiceGrnt
Total Of Other Program Service Rev	0	TotalOfOtherProgramServiceRev
Total Program Service Expense	0	TotalProgramServiceExpense
Described In501 C3	0	DescribedIn501C3
Schedule B Required	0	ScheduleBRequired
Political Activities	0	PoliticalActivities
Subject To Proxy Tax	1	SubjectToProxyTax
Donor Advised Funds	0	DonorAdvisedFunds
Conservation Easements	0	ConservationEasements
Collections Of Art	0	CollectionsOfArt
Credit Counseling	0	CreditCounseling
Term Or Permanent Endowments	0	TermOrPermanentEndowments
Balance Sheet Amounts Reported	1	BalanceSheetAmountsReported
Independent Audit Financial Stmt	0	IndependentAuditFinancialStmt
Consolidated Audit Financial Stmt	1	ConsolidatedAuditFinancialStmt
School	0	School
Foreign Office	0	ForeignOffice
Foreign Activities	0	ForeignActivities
More Than5000 K To Organizations	0	MoreThan5000KToOrganizations
More Than5000 K To Individuals	0	MoreThan5000KToIndividuals
Professional Fundraising	0	ProfessionalFundraising
Fundraising Activities	0	FundraisingActivities
Gaming	0	Gaming
Hospital	0	Hospital
Grants To Organizations	0	GrantsToOrganizations
Grants To Individuals	0	GrantsToIndividuals
Schedule J Required	1	ScheduleJRequired
Tax Exempt Bonds	0	TaxExemptBonds
Loan To Officer Or DQP	0	LoanToOfficerOrDQP
Grant To Related Person	0	GrantToRelatedPerson
Bsnss Rltnshp With Organization	0	BsnssRltnshpWithOrganization
Bsnss Rltnshp Thru Family Member	0	BsnssRltnshpThruFamilyMember
Officer Entity With Bsnss Rltnshp	0	OfficerEntityWithBsnssRltnshp
Deductible Non Cash Contributions	0	DeductibleNonCashContributions
Deductible Contributions Of Art	0	DeductibleContributionsOfArt
Terminated	0	Terminated
Partial Liquidation	0	PartialLiquidation
Disregarded Entity	1	DisregardedEntity
Related Entity	1	RelatedEntity
Related Org Controlled Entity	1	RelatedOrgControlledEntity
Activities Conducted Partnership	0	ActivitiesConductedPartnership
Schedule O Required	1	ScheduleORequired
Number Forms Transmitted With1096	317	NumberFormsTransmittedWith1096
Number W2 G Included	0	NumberW2GIncluded
Compliance With Backup Witholding	1	ComplianceWithBackupWitholding
Number Of Employees	353	NumberOfEmployees
Employment Tax Returns Filed	1	EmploymentTaxReturnsFiled
Unrelated Business Income	1	UnrelatedBusinessIncome
Form990-T Filed	1	Form990-TFiled
Foreign Financial Account	0	ForeignFinancialAccount
Prohibited Tax Shelter Trans	0	ProhibitedTaxShelterTrans
Taxable Party Notification	0	TaxablePartyNotification
Non Deductible Contributions	1	NonDeductibleContributions
Non Deductible Disclosure	1	NonDeductibleDisclosure
Nbr Voting Governing Body Members	33	NbrVotingGoverningBodyMembers
Number Independent Voting Members	31	NumberIndependentVotingMembers
Family Or Business Relationship	0	FamilyOrBusinessRelationship
Delegation Of Management Duties	0	DelegationOfManagementDuties
Changes To Organizing Docs	1	ChangesToOrganizingDocs
Material Diversion Or Misuse	0	MaterialDiversionOrMisuse
Members Or Stockholders	1	MembersOrStockholders
Election Of Board Members	1	ElectionOfBoardMembers
Decisions Subject To Approval	1	DecisionsSubjectToApproval
Minutes Of Governing Body	1	MinutesOfGoverningBody
Minutes Of Committees	1	MinutesOfCommittees
Officer Mailing Address	0	OfficerMailingAddress
Local Chapters	0	LocalChapters
Form990 Provided To Governing Body	0	Form990ProvidedToGoverningBody
Conflict Of Interest Policy	1	ConflictOfInterestPolicy
Annual Disclosure Covered Persons	1	AnnualDisclosureCoveredPersons
Regular Monitoring Enforcement	1	RegularMonitoringEnforcement
Whistleblower Policy	1	WhistleblowerPolicy
Document Retention Policy	1	DocumentRetentionPolicy
Compensation Process CEO	1	CompensationProcessCEO
Compensation Process Other	1	CompensationProcessOther
Investment In Joint Venture	0	InvestmentInJointVenture
Upon Request	X	UponRequest

The Books Are In Care Of TheBooksAreInCareOf

Field	Value	IRS element (for citing)
Name Person	Barry Epstein	NamePerson
Telephone Number	2026635054	TelephoneNumber

Address US AddressUS

Field	Value	IRS element (for citing)
Address Line1	1120 Connecticut Ave NW	AddressLine1
City	Washington	City
State	DC	State
ZIP Code	20036	ZIPCode

Form990 Part VII Section A Form990PartVIISectionA (44 entries)

TitleTitle	Average Hours Per WeekAverageHoursPerWeek	Individual Trustee Or DirectorIndividualTrusteeOrDirector	Reportable Comp From OrganizationReportableCompFromOrganization	Reportable Comp From Related OrgsReportableCompFromRelatedOrgs	Other CompensationOtherCompensation	OfficerOfficer	Key EmployeeKeyEmployee	Highest Compensated EmployeeHighestCompensatedEmployee	FormerFormer
Craig Blunden
Board Member	1	X	0	0	0
Dorothy Bridges
Board Member	1	X	0	0	0
Stephen G Crowe
Board Member	1	X	0	0	0
Joseph R Ficalora
Board Member	1	X	0	0	0
Paul G Willson
Board Member	1	X	0	0	0
Michael C Miller
Board Member	1	X	0	0	0
Michael E Nolan
Board Member	1	X	0	0	0
Robert P Oeler
Board Member	1	X	0	0	0
J Scott Wilfong
Board Member	1	X	0	0	0
Matthew H Williams
Board Member	1	X	0	0	0
Richard E Anthony
Board Member	1	X	0	0	0
Barrie G Christman
Board Member	1	X	0	0	0
Robert L Fenstermacher
Board Member	1	X	0	0	0
Raymond G Hallock
Board Member	1	X	0	0	0
Gary D Hemmer
Board Member	1	X	0	0	0
Thomas L Hoy
Board Member	1	X	0	0	0
John A Ikard
Board Member	1	X	0	0	0
James F McKenna
Board Member	1	X	0	0	0
Patrick D Redmond
Board Member	1	X	0	0	0
William J Small
Board Member	1	X	0	0	0
Kent A Steinwert
Board Member	1	X	0	0	0
Peter Y Waller
Board Member	1	X	0	0	0
Steven B Wiggs
Board Member	1	X	0	0	0
Norman J Williams
Board Member	1	X	0	0	0
Arthur R Connelly
Chairman, Nominating Committee	1	X	0	0	0
David Bochnowski
Chairman, GR Council	1	X	0	0	0
Kathleen M Murphy
State Association Representative	1	X	0	0	0
Arthur C Johnson
Chairman	1		0	0	0	X
Stephen P Wilson
Chairman Elect	1		0	0	0	X
Albert C Kelly Jr
Vice Chairman	1		0	0	0	X
William R White
Treasurer	1		0	0	0	X
Edward L Yingling
President and CEO	37.5		1254861	0	1073306	X
Diane M Casey-Landry
COO and Sr. Executive Vice President	37.5		907147	0	106491	X
Robert G Eady
Chief Financial Officer	37.5		305257	0	79588	X
Wayne Abernathy
Executive Vice President	37.5		491914	0	102491		X
Floyd Stoner
Executive Vice President	37.5		441523	0	277171		X
Doug Adamson
Executive Vice President	37.5		349647	0	163297		X
Robert Schmermund
Executive Vice President	37.5		286693	0	54014		X
Robert R Davis
Executive Vice President	37.5		418977	0	67639			X
Jeffrey Owen
Executive VP and Chief of Staff	37.5		328490	0	137612			X
Virginia Dean
Executive Vice President	37.5		308385	0	157689			X
Dawn Causey
General Counsel	37.5		299664	0	104191			X
John Wolff
Executive Vice President	37.5		273745	0	114545			X
Donald G Ogilvie
Former President and CEO	1		869701	0	0				X

Field	Value	IRS element (for citing)
Total Reportable Comp From Org	6536004	TotalReportableCompFromOrg
Total Reportable Comp Frm Rltd Orgs	0	TotalReportableCompFrmRltdOrgs
Total Other Compensation	2438034	TotalOtherCompensation
Number Individuals GT100 K	115	NumberIndividualsGT100K
Formers Listed	1	FormersListed
Total Comp GT150 K	1	TotalCompGT150K
Compensation From Other Sources	0	CompensationFromOtherSources

Contractor Compensation ContractorCompensation (5 entries)

Address Line1AddressOfContractor/AddressUS/AddressLine1	CityAddressOfContractor/AddressUS/City	StateAddressOfContractor/AddressUS/State	ZIP CodeAddressOfContractor/AddressUS/ZIPCode	Description Of ServicesDescriptionOfServices	CompensationCompensation	Business Name Line2NameOfContractor/NameBusiness/BusinessNameLine2
Brunner
11 Stanwix St 5th Fl	Pittsburgh	PA	15222	Consulting	1143280
The Glover Park Group
1025 F St NW 9th Fl	Washington	DC	20004	Consulting	1007655
Ernst & Young
1001 Penn Ave NW Ste 601	Washington	DC	20004	Consulting	240000
LECG LLC
PO Box 952423	St Louis	MO	63195	Consulting	203400	Secura Group
Dan Perrin
308B Constitution Ave NE	Washington	DC	20002	Consulting	180000

Field	Value	IRS element (for citing)
Number Of Contractors GT100 K	18	NumberOfContractorsGT100K
Total Contributions	0	TotalContributions

Program Service Revenue ProgramServiceRevenue (5 entries)

DescriptionDescription	Business CodeBusinessCode	Total Revenue ColumnTotalRevenueColumn	Related Or Exempt Function IncomeRelatedOrExemptFunctionIncome	Unrelated Business RevenueUnrelatedBusinessRevenue	ExclusionExclusionAmount
Membership Dues	900099	31448843	31448843	0	$0
Conventions & Conferences	900099	9846372	6366482	112593	$3,367,297
Dues & Fees Arrangements	900099	5113581	4731598	335073	$46,910
School & In-Bank Training	900099	8012843	7989596	0	$23,247
Publications & Subscriptions	900099	1959690	1253565	560973	$145,152

Total Oth Program Service Revenue TotalOthProgramServiceRevenue

Field	Value	IRS element (for citing)
Total Revenue Column	3330677	TotalRevenueColumn
Related Or Exempt Function Income	3280647	RelatedOrExemptFunctionIncome
Unrelated Business Revenue	49868	UnrelatedBusinessRevenue
Exclusion	$162	ExclusionAmount

Field	Value	IRS element (for citing)
Total Program Service Revenue	59712006	TotalProgramServiceRevenue

Investment Income InvestmentIncome

Field	Value	IRS element (for citing)
Total Revenue Column	2280189	TotalRevenueColumn
Related Or Exempt Function Income	0	RelatedOrExemptFunctionIncome
Unrelated Business Revenue	0	UnrelatedBusinessRevenue
Exclusion	$2,280,189	ExclusionAmount

Income From Invest Bond Proceeds IncomeFromInvestBondProceeds

Field	Value	IRS element (for citing)
Total Revenue Column	0	TotalRevenueColumn
Related Or Exempt Function Income	0	RelatedOrExemptFunctionIncome
Unrelated Business Revenue	0	UnrelatedBusinessRevenue
Exclusion	$0	ExclusionAmount

Royalties Revenue RoyaltiesRevenue

Field	Value	IRS element (for citing)
Total Revenue Column	13465463	TotalRevenueColumn
Related Or Exempt Function Income	0	RelatedOrExemptFunctionIncome
Unrelated Business Revenue	210870	UnrelatedBusinessRevenue
Exclusion	$13,254,593	ExclusionAmount

Rental Income Or Loss RentalIncomeOrLoss

Field	Value	IRS element (for citing)
Real	0	Real
Personal	0	Personal

Gross Amount Sales Assets GrossAmountSalesAssets

Field	Value	IRS element (for citing)
Securities	51771993	Securities
Other	0	Other

Less Cost Oth Basis Sales Expenses LessCostOthBasisSalesExpenses

Field	Value	IRS element (for citing)
Securities	47674394	Securities
Other	0	Other

Gain Or Loss GainOrLoss

Field	Value	IRS element (for citing)
Securities	4097599	Securities
Other	0	Other

Net Gain Or Loss Investments NetGainOrLossInvestments

Field	Value	IRS element (for citing)
Total Revenue Column	4097599	TotalRevenueColumn
Related Or Exempt Function Income	0	RelatedOrExemptFunctionIncome
Unrelated Business Revenue	0	UnrelatedBusinessRevenue
Exclusion	$4,097,599	ExclusionAmount

Field	Value	IRS element (for citing)
Gross Sales Of Inventory	1363922	GrossSalesOfInventory
Cost Of Goods Sold	233481	CostOfGoodsSold

Net Income Or Loss NetIncomeOrLoss

Field	Value	IRS element (for citing)
Total Revenue Column	1130441	TotalRevenueColumn
Related Or Exempt Function Income	1130441	RelatedOrExemptFunctionIncome
Unrelated Business Revenue	0	UnrelatedBusinessRevenue
Exclusion	$0	ExclusionAmount

Field	Value	IRS element (for citing)
Total Other Revenue	0	TotalOtherRevenue

Total Revenue TotalRevenue

Field	Value	IRS element (for citing)
Total Revenue Column	80685698	TotalRevenueColumn
Related Or Exempt Function Income	56201172	RelatedOrExemptFunctionIncome
Unrelated Business Revenue	1269377	UnrelatedBusinessRevenue
Exclusion	$23,215,149	ExclusionAmount

Comp Current Officers Directors CompCurrentOfficersDirectors

Field	Value	IRS element (for citing)
Total	5666303	Total

Other Salaries And Wages OtherSalariesAndWages

Field	Value	IRS element (for citing)
Total	29675482	Total

Pension Plan Contributions PensionPlanContributions

Field	Value	IRS element (for citing)
Total	5909779	Total

Other Employee Benefits OtherEmployeeBenefits

Field	Value	IRS element (for citing)
Total	3889907	Total

Payroll Taxes PayrollTaxes

Field	Value	IRS element (for citing)
Total	2391195	Total

Fees For Services Legal FeesForServicesLegal

Field	Value	IRS element (for citing)
Total	286953	Total

Fees For Services Accounting FeesForServicesAccounting

Field	Value	IRS element (for citing)
Total	114700	Total

Fees For Services Lobbying FeesForServicesLobbying

Field	Value	IRS element (for citing)
Total	1096146	Total

Fees For Services Invst Mgmnt Fees FeesForServicesInvstMgmntFees

Field	Value	IRS element (for citing)
Total	235698	Total

Fees For Services Other FeesForServicesOther

Field	Value	IRS element (for citing)
Total	8309549	Total

Advertising Advertising

Field	Value	IRS element (for citing)
Total	535366	Total

Office Expenses OfficeExpenses

Field	Value	IRS element (for citing)
Total	2348426	Total

Information Technology InformationTechnology

Field	Value	IRS element (for citing)
Total	1073236	Total

Royalties Royalties

Field	Value	IRS element (for citing)
Total	1201614	Total

Occupancy Occupancy

Field	Value	IRS element (for citing)
Total	7692874	Total

Travel Travel

Field	Value	IRS element (for citing)
Total	2644547	Total

Conferences Meetings ConferencesMeetings

Field	Value	IRS element (for citing)
Total	3471132	Total

Depreciation Depletion DepreciationDepletion

Field	Value	IRS element (for citing)
Total	2148680	Total

Insurance Insurance

Field	Value	IRS element (for citing)
Total	761086	Total

Other Expenses OtherExpenses (5 entries)

DescriptionDescription	TotalTotal
Overhead Allocated to Subsidiaries	-3940357
Fingerprint Processing	1567920
Printing & Publications	1531988
Miscellaneous Expenses	638347
UBIT	37046

All Other Expenses AllOtherExpenses

Field	Value	IRS element (for citing)
Total	567052	Total

Total Functional Expenses TotalFunctionalExpenses

Field	Value	IRS element (for citing)
Total	79854669	Total
Program Services	0	ProgramServices
Management And General	0	ManagementAndGeneral
Fundraising	0	Fundraising

Savings And Temp Cash Investments SavingsAndTempCashInvestments

Field	Value	IRS element (for citing)
BOY	10527192	BOY
EOY	12326469	EOY

Accounts Receivable AccountsReceivable

Field	Value	IRS element (for citing)
BOY	4209789	BOY
EOY	4750024	EOY

Inventories For Sale Or Use InventoriesForSaleOrUse

Field	Value	IRS element (for citing)
BOY	92721	BOY
EOY	209264	EOY

Prepaid Expenses Deferred Charges PrepaidExpensesDeferredCharges

Field	Value	IRS element (for citing)
BOY	2867314	BOY
EOY	1687083	EOY

Field	Value	IRS element (for citing)
Land Buildings Equipment Basis	20495667	LandBuildingsEquipmentBasis
Land Bldg Equipment Accum Deprec	6275078	LandBldgEquipmentAccumDeprec

Land Buildings Equipment Basis Net LandBuildingsEquipmentBasisNet

Field	Value	IRS element (for citing)
BOY	16166624	BOY
EOY	14220589	EOY

Investments Pub Traded Securities InvestmentsPubTradedSecurities

Field	Value	IRS element (for citing)
BOY	66178244	BOY
EOY	64628022	EOY

Other Assets Total OtherAssetsTotal

Field	Value	IRS element (for citing)
BOY	19078424	BOY
EOY	19182284	EOY

Total Assets TotalAssets

Field	Value	IRS element (for citing)
BOY	119120308	BOY
EOY	117003735	EOY

Accounts Payable Accrued Expenses AccountsPayableAccruedExpenses

Field	Value	IRS element (for citing)
BOY	17025608	BOY
EOY	16776217	EOY

Deferred Revenue DeferredRevenue

Field	Value	IRS element (for citing)
BOY	25704143	BOY
EOY	24225490	EOY

Other Liabilities OtherLiabilities

Field	Value	IRS element (for citing)
BOY	66335227	BOY
EOY	94768476	EOY

Total Liabilities TotalLiabilities

Field	Value	IRS element (for citing)
BOY	109064978	BOY
EOY	135770183	EOY

Field	Value	IRS element (for citing)
Follow SFAS117	X	FollowSFAS117

Unrestricted Net Assets UnrestrictedNetAssets

Field	Value	IRS element (for citing)
BOY	10055330	BOY
EOY	-18766448	EOY

Temporarily Restricted Net Assets TemporarilyRestrictedNetAssets

Field	Value	IRS element (for citing)
BOY	0	BOY
EOY	0	EOY

Permanently Restricted Net Assets PermanentlyRestrictedNetAssets

Field	Value	IRS element (for citing)
BOY	0	BOY
EOY	0	EOY

Total Net Assets Fund Balances TotalNetAssetsFundBalances

Field	Value	IRS element (for citing)
BOY	10055330	BOY
EOY	-18766448	EOY

Total Liab Net Assets Fund Balances TotalLiabNetAssetsFundBalances

Field	Value	IRS element (for citing)
BOY	119120308	BOY
EOY	117003735	EOY

Field	Value	IRS element (for citing)
Method Of Accounting Accrual	X	MethodOfAccountingAccrual
Accountant Compile Or Review	0	AccountantCompileOrReview
FS Audited	1	FSAudited
Audit Committee	1	AuditCommittee
Financial Statement Consolidated	X	FinancialStatementConsolidated
Federal Grant Audit Required	0	FederalGrantAuditRequired

Schedule C IRS990ScheduleC

Field	Value	IRS element (for citing)
Substantially All Dues Nondeduct	0	SubstantiallyAllDuesNondeduct
Only In House Lobbying	0	OnlyInHouseLobbying
Agree To Carryover Prior Year	1	AgreeToCarryoverPriorYear
Dues Assessments	32288537	DuesAssessments
Non Ded Lobby Political Current	6121670	NonDedLobbyPoliticalCurrent
Non Ded Lobby Political Carryover	-1647504	NonDedLobbyPoliticalCarryover
Non Ded Lobby Political Total	4474166	NonDedLobbyPoliticalTotal
Aggr Amt Reported In Dues Notices	7426364	AggrAmtReportedInDuesNotices
Taxable	-$2,952,198	TaxableAmount

Form990 Schedule C Part IV Form990ScheduleCPartIV

Field	Value	IRS element (for citing)
Identifier	SchC_P3B_S00_L01	Identifier
Return Reference	Schedule C, Part III-B, Line 1	ReturnReference
Explanation	Part III-B: For lobby reporting we include an additional $839,694 of "Service Memberships" which is included in Dues & fees arrangements of Part VIII, Line 2c, in addition to the $31,448,843 in normal membership dues.	Explanation

Schedule D IRS990ScheduleD

Land Land

Field	Value	IRS element (for citing)
Investment Cost Or Other Basis	0	InvestmentCostOrOtherBasis
Other Cost Or Other Basis	0	OtherCostOrOtherBasis
Book Value	0	BookValue

Buildings Buildings

Field	Value	IRS element (for citing)
Investment Cost Or Other Basis	0	InvestmentCostOrOtherBasis
Other Cost Or Other Basis	0	OtherCostOrOtherBasis
Depreciation	0	Depreciation
Book Value	0	BookValue

Leasehold Improvements LeaseholdImprovements

Field	Value	IRS element (for citing)
Investment Cost Or Other Basis	0	InvestmentCostOrOtherBasis
Other Cost Or Other Basis	11575621	OtherCostOrOtherBasis
Depreciation	2282210	Depreciation
Book Value	9293411	BookValue

Equipment Equipment

Field	Value	IRS element (for citing)
Investment Cost Or Other Basis	0	InvestmentCostOrOtherBasis
Other Cost Or Other Basis	3707299	OtherCostOrOtherBasis
Depreciation	2882993	Depreciation
Book Value	824306	BookValue

Other Land Buildings OtherLandBuildings

Field	Value	IRS element (for citing)
Investment Cost Or Other Basis	0	InvestmentCostOrOtherBasis
Other Cost Or Other Basis	5212747	OtherCostOrOtherBasis
Depreciation	1109875	Depreciation
Book Value	4102872	BookValue

Field	Value	IRS element (for citing)
Total Of Book Value Land Buildings	14220589	TotalOfBookValueLandBuildings

Other Assets OtherAssets (6 entries)

DescriptionDescription	Book ValueBookValue
Life Insurance Policies	18752788
Courseware Development	211387
Security Deposit	88100
Miscellaneous Assets	77575
Travel Advances	34152
Metrocheck	18282

Field	Value	IRS element (for citing)
Total Book Value Other Assets	19182284	TotalBookValueOtherAssets
Federal Income Tax Liability	0	FederalIncomeTaxLiability

Other Liabilities OtherLiabilities (2 entries)

DescriptionDescription	AmountAmount
Deferred Compensation	$2,697,977
Accrued Pension Liability	$92,070,499

Field	Value	IRS element (for citing)
Total Of Amounts	94768476	TotalOfAmounts
Total Revenue	80685698	TotalRevenue
Total Expenses	79854669	TotalExpenses
Excess Or Deficit For Year	831029	ExcessOrDeficitForYear
Net Unrealized GL On Investments	-1130171	NetUnrealizedGLOnInvestments
Donated Services And Facilities	0	DonatedServicesAndFacilities
Investment Expenses	0	InvestmentExpenses
Prior Period Adjustments	0	PriorPeriodAdjustments
Other	-$28,522,636	OtherAmount
Total Adjustments	-29652807	TotalAdjustments
Excess Or Deficit Per FS	-28821778	ExcessOrDeficitPerFS
Tot Revenue Etc Audited Fincl Stmt	79789008	TotRevenueEtcAuditedFinclStmt
Net Unrealized Gains Investments	-1130171	NetUnrealizedGainsInvestments
Donated Srvc And Use Of Facilities	0	DonatedSrvcAndUseOfFacilities
Recoveries Of Prior Year Grants	0	RecoveriesOfPriorYearGrants
Other Revenues	0	OtherRevenues
Revenue Not Rptd F990	-1130171	RevenueNotRptdF990
Revenue Subtotal	80919179	RevenueSubtotal
Investment Expenses Not Included	0	InvestmentExpensesNotIncluded
Other Revenues Not Included	-233481	OtherRevenuesNotIncluded
Revenue Not Rptd On Fin Stmt	-233481	RevenueNotRptdOnFinStmt
Total Revenue Per Form990	80685698	TotalRevenuePerForm990
Tot Expenses Etc Audited Fincl Stmt	108610786	TotExpensesEtcAuditedFinclStmt
Donated Services Use Of Facilities	0	DonatedServicesUseOfFacilities
Prior Year Adjustments	0	PriorYearAdjustments
Losses Reported	0	LossesReported
Other Expenses Included	28756117	OtherExpensesIncluded
Expenses Not Rptd F990	28756117	ExpensesNotRptdF990
Expenses Subtotal	79854669	ExpensesSubtotal
Investment Expenses Not Included2	0	InvestmentExpensesNotIncluded2
Other Expenses Not Included	0	OtherExpensesNotIncluded
Expenses Not Rptd On Fin Stmt	0	ExpensesNotRptdOnFinStmt
Total Expenses Per Form990	79854669	TotalExpensesPerForm990

Form990 Schedule D Part XIV Form990ScheduleDPartXIV (4 entries)

IdentifierIdentifier	Return ReferenceReturnReference	ExplanationExplanation
SchD_P10_S00_L00	Schedule D, Part X	Note 1. Nature Of Activities And Significant Accounting Policies Recently issued accounting pronouncements: On September 1, 2009, the Association adopted the accounting standard on accounting for uncertainty in income taxes, which addresses the determination of whether tax benefits claimed or expected to be claimed on a tax return should be recorded in the financial statements. Under this guidance, the Association may recognize the tax benefit from an uncertain tax position only if it is more-likely-than-not that the tax position will be sustained on examination by taxing authorities, based on the technical merits of the position. The tax benefits recognized in the financial statements from such a position are measured based on the largest benefit that has a greater than 50% likelihood of being realized upon ultimate settlement. The guidance on accounting for uncertainty in income taxes also addresses de-recognition, classification, interest and penalties on income taxes, and accounting in interim periods. Management evaluated the Association's tax positions and concluded that the Association had taken no uncertain tax positions that require adjustment to the financial statements to comply with the provisions of this guidance. With few exceptions, the Association is no longer subject to income tax examinations by the U.S. federal, state, or local tax authorities for years before 2007.
SchD_P11_S00_L08	Schedule D, Part XI, Line 8	Pension & Postretirement Medical Related Changes Other than Net Periodic Pension Cost $ (28,522,636)
SchD_P12_S00_L04b	Schedule D, Part XII, Line 4b	Cost of Goods Sold $233,481 reported on Form 990 Part VIII, Line 10b.
SchD_P13_S00_L02d	Schedule D, Part XIII, Line 2d	Cost of Goods Sold $233,481 reported on Form 990 Part VIII, Line 10b. Pension & Post-retirement Medical Related Changes Other than Net Periodic Pension Cost due to changes in actuarial assumptions and unrealized losses on pension and post-retirement medical trust fund investments $28,522,636. Total: 233,481 + 28,522,636 = 28,756,117

Schedule J IRS990ScheduleJ

Field	Value	IRS element (for citing)
First Class Or Charter Travel	X	FirstClassOrCharterTravel
Travel For Companions	X	TravelForCompanions
Idemnification Gross Up Payments	X	IdemnificationGrossUpPayments
Club Dues Or Fees	X	ClubDuesOrFees
Personal Services	X	PersonalServices
Written Policy Re T And E Expenses	1	WrittenPolicyReTAndEExpenses
Substantiation Required	1	SubstantiationRequired
Compensation Committee	X	CompensationCommittee
Compensation Survey	X	CompensationSurvey
Board Or Committee Approval	X	BoardOrCommitteeApproval
Severance Payment	0	SeverancePayment
Supplemental Nonqual Retire Plan	1	SupplementalNonqualRetirePlan
Equity Based Comp Arrangement	0	EquityBasedCompArrangement

Form990 Schedule J Part II Form990ScheduleJPartII (13 entries)

Base Compensation Filing OrgBaseCompensationFilingOrg	Comp Based On Related OrgsCompBasedOnRelatedOrgs	Bonus Filing OrgBonusFilingOrg	Bonus Related OrgsBonusRelatedOrgs	Other Compensation Filing OrgOtherCompensationFilingOrg	Other Compensation Related OrgsOtherCompensationRelatedOrgs	Deferred Comp Filing OrgDeferredCompFilingOrg	Deferred Comp Related OrgsDeferredCompRelatedOrgs	Nontaxable Benefits Filing OrgNontaxableBenefitsFilingOrg	Nontaxable Benefits Related OrgsNontaxableBenefitsRelatedOrgs	Total Compensation Filing OrgTotalCompensationFilingOrg	Total Compensation Related OrgsTotalCompensationRelatedOrgs	Comp Report Prior990 Filing OrgCompReportPrior990FilingOrg
Edward L Yingling
1058600	0	175000	0	21261	0	1042700	0	30606	0	2328167	0	0
Diane M Casey-Landry
767757	0	125000	0	14390	0	82350	0	24142	0	1013639	0	0
Robert G Eady
288484	0	14700	0	2072	0	53052	0	26536	0	384844	0
Wayne Abernathy
469704	0	18900	0	3310	0	76650	0	25841	0	594405	0
Floyd Stoner
412857	0	21420	0	7246	0	253100	0	24071	0	718694	0
Doug Adamson
325938	0	18900	0	4809	0	133503	0	29795	0	512945	0
Robert Schmermund
267016	0	17430	0	2247	0	26470	0	27544	0	340707	0
Robert R Davis
377563	0	18900	0	22513	0	36850	0	30790	0	486616	0
Jeffrey Owen
303014	0	21420	0	4056	0	116015	0	21597	0	466102	0
Virginia Dean
285950	0	17430	0	5005	0	143217	0	14473	0	466075	0
Dawn Causey
284891	0	12600	0	2172	0	79664	0	24528	0	403855	0
John Wolff
244539	0	21000	0	8206	0	97212	0	17332	0	388289	0
Donald G Ogilvie
75000	0	0	0	0	0	794701	0	0	0	869701	0

Form990 Schedule J Part III Form990ScheduleJPartIII (3 entries)

IdentifierIdentifier	Return ReferenceReturnReference	ExplanationExplanation
SchJ_P01_S00_L01a	Schedule J, Part I, Line 1a	1a. First-class travel/Travel for companions: Certain officers of the organization (six in total) are allowed to fly first class and may bring a companion at their discretion. Tax indemnification and gross-up payments: Certain members of Executive leadership involved in SERP's (described in 4b below) have vested but unpaid amounts included in compensation. A gross up of 12.25% of the taxable amount is paid to the executive. Social club dues: Social club dues are provided for business use only. Personal Services: Tax preparation is provided to the President & CEO, Edward L. Yingling and is taxable income included in his compensation.
SchJ_P01_S00_L04	Schedule J, Part I, Line 4	4b. The Association provides non-qualified retirement benefits to the executive leadership designed as benefit restoration for the qualified Defined Benefit and Defined Contribution Plans sponsored by the Association. The following officers, key employees, and highest compensated employees participated in a nonqualified Supplemental Employee Retirement Plan and/or a Supplemental Life Insurance Plan with accrued present value estimated benefits for the year: Edward L. Yingling $1,026,200 Robert G. Eady $45,700 Wayne Abernathy $69,300 Floyd Stoner $238,400 Dawn Causey $68,300 John Wolff $82,500 Doug Adamson $118,800 Jeffrey Owen $101,300 Virginia Dean $128,500.
SchJ_P02_S00_L00	Schedule J, Part II	Part II, Donald G. Ogilvie, former President & CEO, received a deferred compensation payment of $277,368 from the Supplemental Employee Retirement Plan on 5/15/10.

Schedule O IRS990ScheduleO

General Explanation GeneralExplanation (9 entries)

IdentifierIdentifier	Return ReferenceReturnReference	ExplanationExplanation
F990_P01_S00_L06	Form 990, Part I, Line 6	The estimated number of volunteers was derived from counting the distinct number of individuals participating in an ABA sponsored committee per the Association's membership data base.
F990_P06_S0A_L04	Form 990, Part VI, Section A, Line 4	The bylaws of the ABA was amended to reduce the number of Board of Directors for the tax year.
F990_P06_S0A_L06	Form 990, Part VI, Section A, Line 6	The American Bankers Association (ABA) is a 501(c)(6) nonprofit business league incorporated in the District of Columbia. Its membership is composed of national banks, state-chartered banks, savings banks, savings and loan associations, trust companies, and other banking entities, situated within the United States and its dependencies, that have filed an application for Federal Deposit Insurance Corporation insurance of accounts ("Regular Members").
F990_P06_S0A_L07a	Form 990, Part VI, Section A, Line 7a	Regular Members of the ABA annually elect the organization's Officers and Board of Directors, which acts as the Association's governing body.
F990_P06_S0A_L07b	Form 990, Part VI, Section A, Line 7b	In addition to the annual elections, the Regular Members vote on major corporate actions such as a merger or acquisition and in the event of a possible dissolution.
F990_P06_S0B_L11	Form 990, Part VI, Section B, Line 11	The Association's management, which includes certified public accountants, prepared the return and then conducted several internal reviews of the completed Form 990. A copy of the Form 990 including all required schedules was provided to the Audit Committee of the ABA in electronic form prior to its filing with the IRS. Per ABA Board adopted policy, the Audit Committee was delegated the responsibility for reviewing the tax return in advance of its filing. The Audit Committee reports to the Association's governing body and is comprised of Board of Director members.
F990_P06_S0B_L12c	Form 990, Part VI, Section B, Line 12c	ABA monitors and enforces its Conflicts of Interest Policy by, at least annually, having each officer, member of the Board of Directors, and all employees attest by signature that they have read, understand, and are in compliance with the policy. On an annual basis, the Board is provided a copy of the policy, offered an opportunity to discuss its requirements, and have any questions answered. Staff attends the meetings of the board in order to monitor compliance with the requirements and that the minutes of the meetings fairly represent the discussions of the Board.
F990_P06_S0B_L15	Form 990, Part VI, Section B, Line 15	ABA's Compensation Committee, comprised of Board of Director members, is responsible for reviewing the compensation of the Association's CEO, its other officers and its key employees and makes the final compensation recommendation to the Board of Directors, which has final approval. The process used by the Compensation Committee is made in conjunction with an outside independent consulting firm that conducted a comprehensive compensation study in 2008 for the Association. The methodology used included the following: * Utilizing salary surveys, including those from Mercer, Watson Wyatt, PRM Consulting, and ASAE, jobs were benchmarked to comparable positions. * The outside compensation consulting firm reviewed applicable market data and the benchmarked position information and developed a market-based pay structure. * Additional factors considered were position requirements, organizational impact, and job complexity. * Minutes are kept of the compensation committee's deliberations and decisions regarding compensation arrangements.
F990_P06_S0C_L19	Form 990, Part VI, Section C, Line 19	ABA does not make its governing documents, conflict of interest policy, or its financial statements available to the public, ABA's Form 990 including all required schedules is available for public inspection upon request.

Schedule R IRS990ScheduleR

Form990 Schedule R Part I Form990ScheduleRPartI (2 entries)

Address Line1AddressUS/AddressLine1	CityAddressUS/City	StateAddressUS/State	ZIP CodeAddressUS/ZIPCode	EINEIN	Primary ActivitiesPrimaryActivities	Legal Domicile StateLegalDomicileState	Total IncomeTotalIncome	EOY AssetsEOYAssets	Direct Controlling Entity NADirectControllingEntityNA
Corporation for American Banking
1120 CONNECTICUT AVE NW	Washington	DC	20036	841724126	Endorsement and Marketing	DC	3590078	12218026	N/A
Institute of Certified Bankers LLC
1120 CONNECTICUT AVE NW	Washington	DC	20036	711017986	Membership and Certification	DC	2292869	1728569	N/A

Form990 Schedule R Part II Form990ScheduleRPartII (7 entries)

Address Line1AddressUS/AddressLine1	CityAddressUS/City	StateAddressUS/State	ZIP CodeAddressUS/ZIPCode	EINEIN	Primary ActivitiesPrimaryActivities	Legal Domicile StateLegalDomicileState	Exempt Code SectionExemptCodeSection	Public Charity StatusPublicCharityStatus	Direct Controlling Entity NADirectControllingEntityNA
American Bankers Association Education Foundation
1120 CONNECTICUT AVE NW	Washington	DC	20036	830397856	Education	DC	501c3	11d	N/A
American Bankers Association Securities Association
1120 Connecticut Ave NW	Washington	DC	20036	521935145	Education & Membership	DC	501c6	N/A	N/A
American Bankers Insurance Association
1120 Connecticut Ave NW	Washington	DC	20036	522062833	Bank Insurance and Membership	DC	501c6	N/A	N/A
BAFT-IFSA
1120 Connecticut Ave NW	Washington	DC	20036	113642835	Financial Services and Membership	DC	501c6	N/A	N/A
ABA Housing Partners Foundation
1120 Connecticut Ave NW	Washington	DC	20036	521906066	Charity	DC	501c3	9	N/A
International Monetary Conference
1120 Connecticut Ave NW	Washington	DC	20036	237244320	International Banking Membership	DC	501c6	N/A	N/A
ABA VEBA
1120 Connecticut Ave NW	Washington	DC	20036	521767808	Retired Employees Benefit Association	DC	501c9	N/A	N/A

Form990 Schedule R Part III Form990ScheduleRPartIII

Name Of Related Org NameOfRelatedOrg

Field	Value	IRS element (for citing)
Business Name Line1	Community Bank Mortgage LLC	BusinessNameLine1

Address US AddressUS

Field	Value	IRS element (for citing)
Address Line1	1120 Connecticut Ave NW	AddressLine1
City	Washington	City
State	DC	State
ZIP Code	20036	ZIPCode

Field	Value	IRS element (for citing)
EIN	841717504	EIN
Primary Activity	Mortgage Activity	PrimaryActivity
Legal Domicile State	DC	LegalDomicileState

Direct Controlling Entity Name DirectControllingEntityName

Field	Value	IRS element (for citing)
Business Name Line1	ABA Business Solutions Inc	BusinessNameLine1

Field	Value	IRS element (for citing)
Predominant Income Type	Unrelated	PredominantIncomeType
Share Of Total Income	98760	ShareOfTotalIncome
Share Of EOY Assets	269075	ShareOfEOYAssets
Disproportionate Allocations	0	DisproportionateAllocations
Code V	$0	CodeVAmount
General Or Managing Partner	0	GeneralOrManagingPartner

Form990 Schedule R Part IV Form990ScheduleRPartIV

Name Of Related Org NameOfRelatedOrg

Field	Value	IRS element (for citing)
Business Name Line1	ABA Business Solutions Inc & Subsidiaries	BusinessNameLine1

Address US AddressUS

Field	Value	IRS element (for citing)
Address Line1	1120 Connecticut Ave NW	AddressLine1
City	Washington	City
State	DC	State
ZIP Code	20036	ZIPCode

Field	Value	IRS element (for citing)
EIN	363325928	EIN
Primary Activity	Business Services and Marketing	PrimaryActivity
Legal Domicile State	DC	LegalDomicileState
Direct Controlling Entity NA	N/A	DirectControllingEntityNA
Type Of Entity	C	TypeOfEntity
Share Of Total Income	1115894	ShareOfTotalIncome
Share Of EOY Assets	1777241	ShareOfEOYAssets
Percentage Ownership	1	PercentageOwnership

Field	Value	IRS element (for citing)
Receipt Of Int Ann Rents Royalties	0	ReceiptOfIntAnnRentsRoyalties
Gift Grant Or Cap Contr To Other Org	0	GiftGrantOrCapContrToOtherOrg
Gift Grant Or Cap Contr Fr Other Org	0	GiftGrantOrCapContrFrOtherOrg
Loans Or Guarantees To Other Org	0	LoansOrGuaranteesToOtherOrg
Loans Or Guarantees From Other Org	0	LoansOrGuaranteesFromOtherOrg
Sale Of Assets To Other Org	0	SaleOfAssetsToOtherOrg
Purchase Of Assets From Other Org	0	PurchaseOfAssetsFromOtherOrg
Exchange Of Assets	0	ExchangeOfAssets
Rental Of Facilities To Other Orgs	0	RentalOfFacilitiesToOtherOrgs
Rental Of Facilities Fr Other Orgs	0	RentalOfFacilitiesFrOtherOrgs
Perform Of Services For Other Orgs	0	PerformOfServicesForOtherOrgs
Perform Of Services By Other Orgs	0	PerformOfServicesByOtherOrgs
Sharing Of Facilities	1	SharingOfFacilities
Sharing Of Paid Employees	1	SharingOfPaidEmployees
Reimbursement Paid To Other Org	0	ReimbursementPaidToOtherOrg
Reimbursement Paid By Other Org	1	ReimbursementPaidByOtherOrg
Other Transfer To Other Org	1	OtherTransferToOtherOrg
Other Transfer From Other Org	1	OtherTransferFromOtherOrg

Transactions Related Orgs Table TransactionsRelatedOrgsTable (24 entries)

Transaction TypeTransactionType	Amount InvolvedAmountInvolved
American Bankers Association Education Foundation
m	106272
American Bankers Association Education Foundation
n	340491
American Bankers Association Education Foundation
p	638954
American Bankers Association Education Foundation
r	178903
American Bankers Association Securities Association
m	10974
American Bankers Association Securities Association
n	67355
American Bankers Association Securities Association
p	516551
American Bankers Insurance Association
m	106258
American Bankers Insurance Association
n	823843
American Bankers Insurance Association
p	1410253
BAFT-IFSA
m	186232
BAFT-IFSA
n	1086364
BAFT-IFSA
p	2345487
International Monetary Conference
m	93577
International Monetary Conference
n	136388
International Monetary Conference
p	917002
International Monetary Conference
r	17971
ABA Housing Partners Foundation
p	19289
ABA Housing Partners Foundation
q	18206
ABA Business Solutions Inc & Subsidiaries
m	143555
ABA Business Solutions Inc & Subsidiaries
n	198175
ABA Business Solutions Inc & Subsidiaries
p	1009157
Community Bank Mortgage LLC
m	57500
Community Bank Mortgage LLC
p	334959