ABRI CREDIT UNION: Form 990, tax year 2012

View the entire original 990 at ProPublica ↗

Organization
ABRI CREDIT UNION (EIN 36-2146035)
Tax period
2012-01-01 to 2012-12-31
Filed
2013-08-09
IRS object ID
201322219349301112
Schema version
2012v2.1
Source
Download XML · Original 990 at ProPublica

Every field in the e-filed return. Faint text is the IRS element name, for citing.

Return header ReturnHeader

FieldValueIRS element (for citing)
Timestamp2013-08-09T13:01:02-05:00Timestamp
Tax Period End Date2012-12-31TaxPeriodEndDate

Preparer Firm PreparerFirm

FieldValueIRS element (for citing)
EIN390758449EIN

Preparer Firm Business Name PreparerFirmBusinessName

FieldValueIRS element (for citing)
Business Name Line1WIPFLI LLPBusinessNameLine1

Preparer Firm US Address PreparerFirmUSAddress

FieldValueIRS element (for citing)
Address Line1PO BOX 8010AddressLine1
CityWAUSAUCity
StateWIState
ZIP Code544028010ZIPCode
FieldValueIRS element (for citing)
Return Type990ReturnType
Tax Period Begin Date2012-01-01TaxPeriodBeginDate

Filer Filer

FieldValueIRS element (for citing)
EIN362146035EIN

Name Name

FieldValueIRS element (for citing)
Business Name Line1ABRI CREDIT UNIONBusinessNameLine1
FieldValueIRS element (for citing)
Name ControlABRINameControl
Phone8152677700Phone

US Address USAddress

FieldValueIRS element (for citing)
Address Line11350 W RENWICK ROADAddressLine1
CityROMEOVILLECity
StateILState
ZIP Code60446ZIPCode

Officer Officer

FieldValueIRS element (for citing)
NameBRIAN CEDERGRENName
TitlePRESIDENT/CEOTitle
Phone8152677700Phone
Date Signed2013-08-09DateSigned
Authorize Third Party1AuthorizeThirdParty

Preparer Preparer

FieldValueIRS element (for citing)
NameMARY A COATES CPAName
PTINP00134220PTIN
Phone7158453111Phone
Date Prepared2013-08-09DatePrepared
FieldValueIRS element (for citing)
Tax Year2012TaxYear
Build TS2016-02-24 21:20:13ZBuildTS

Form 990 IRS990

FieldValueIRS element (for citing)
Name Of Principal Officer PersonBRIAN CEDERGRENNameOfPrincipalOfficerPerson

Address Principal Officer US AddressPrincipalOfficerUS

FieldValueIRS element (for citing)
Address Line11350 W RENWICK ROADAddressLine1
CityROMEOVILLECity
StateILState
ZIP Code60446ZIPCode
FieldValueIRS element (for citing)
Gross Receipts36269256GrossReceipts
Group Return For Affiliates0GroupReturnForAffiliates
Organization501cXOrganization501c
Web SiteWWW.ABRICU.COMWebSite
Type Of Organization CorporationXTypeOfOrganizationCorporation
Year Formation1949YearFormation
State Legal DomicileILStateLegalDomicile
Activity Or Mission DescriptionABRI CREDIT UNION (FORMERLY ARGONNE CREDIT UNION)IS A NOT-FOR-PROFIT, FULL-SERVICE FINANCIAL COOPERATIVE THAT EXISTS TO HELP OUR MEMBERS SUCCEED FINANCIALLY. WE SERVE RESIDENTS & BUSINESSES IN DUPAGE, WILL & PORTIONS OF COOK COUNTY.ActivityOrMissionDescription
Nbr Voting Members Governing Body9NbrVotingMembersGoverningBody
Nbr Independent Voting Members9NbrIndependentVotingMembers
Total Nbr Employees132TotalNbrEmployees
Total Nbr Volunteers12TotalNbrVolunteers
Total Gross UBI0TotalGrossUBI
Net Unrelated Business Txbl Income0NetUnrelatedBusinessTxblIncome
Contributions Grants Prior Year0ContributionsGrantsPriorYear
Contributions Grants Current Year0ContributionsGrantsCurrentYear
Program Service Revenue Prior Year11942115ProgramServiceRevenuePriorYear
Program Service Revenue CY11325065ProgramServiceRevenueCY
Investment Income Prior Year2177919InvestmentIncomePriorYear
Investment Income Current Year2309843InvestmentIncomeCurrentYear
Other Revenue Prior Year0OtherRevenuePriorYear
Other Revenue Current Year0OtherRevenueCurrentYear
Total Revenue Prior Year14120034TotalRevenuePriorYear
Total Revenue Current Year13634908TotalRevenueCurrentYear
Grants And Similar Amnts Prior Year0GrantsAndSimilarAmntsPriorYear
Grants And Similar Amnts CY0GrantsAndSimilarAmntsCY
Benefits Paid To Members Prior Year0BenefitsPaidToMembersPriorYear
Benefits Paid To Members CY0BenefitsPaidToMembersCY
Salaries Etc Prior Year5796930SalariesEtcPriorYear
Salaries Etc Current Year5750974SalariesEtcCurrentYear
Total Prof Fundrsng Exp Prior Year0TotalProfFundrsngExpPriorYear
Total Prof Fundrsng Exp CY0TotalProfFundrsngExpCY
Total Fundrsng Exp Current Year0TotalFundrsngExpCurrentYear
Other Expense Prior Year7699485OtherExpensePriorYear
Other Expenses Current Year7355400OtherExpensesCurrentYear
Total Expenses Prior Year13496415TotalExpensesPriorYear
Total Expenses Current Year13106374TotalExpensesCurrentYear
Revenues Less Expenses Prior Year623619RevenuesLessExpensesPriorYear
Revenues Less Expenses CY528534RevenuesLessExpensesCY
Total Assets BOY292460370TotalAssetsBOY
Total Assets EOY305322479TotalAssetsEOY
Total Liabilities BOY265008376TotalLiabilitiesBOY
Total Liabilities EOY278045559TotalLiabilitiesEOY
Net Assets Or Fund Balances BOY27451994NetAssetsOrFundBalancesBOY
Net Assets Or Fund Balances EOY27276920NetAssetsOrFundBalancesEOY
Mission DescriptionABRI CREDIT UNION (FORMERLY ARGONNE CREDIT UNION) IS A NOT-FOR-PROFIT, FULL-SERVICE FINANCIAL COOPERATIVE THAT EXISTS TO HELP OUR MEMBERS SUCCEED FINANCIALLY. WE SERVE RESIDENTS & BUSINESSES IN DUPAGE, WILL & PORTIONS OF COOK COUNTY.MissionDescription
Significant New Program Services0SignificantNewProgramServices
Significant Change0SignificantChange
DescriptionPROVIDED FINANCIAL SERVICES TO 26,614 MEMBERS.PROVIDED 16,678 CONSUMER, BUSINESS, AND REAL ESTATE LOANS AND MAINTAINED 47,471 DEPOSIT ACCOUNTS.Description
Described In501 C30DescribedIn501C3
Schedule B Required0ScheduleBRequired
Political Activities1PoliticalActivities
Subject To Proxy Tax0SubjectToProxyTax
Donor Advised Funds0DonorAdvisedFunds
Conservation Easements0ConservationEasements
Collections Of Art0CollectionsOfArt
Credit Counseling0CreditCounseling
Term Or Permanent Endowments0TermOrPermanentEndowments
Report Land Bldg Equip1ReportLandBldgEquip
Report Invest Oth Securities1ReportInvestOthSecurities
Report Prog Rel Invest0ReportProgRelInvest
Report Other Assets0ReportOtherAssets
Report Other Liabilities1ReportOtherLiabilities
Report Fin48 Footnote0ReportFin48Footnote
Independent Audit Financial Stmt0IndependentAuditFinancialStmt
Consolidated Audit Financial Stmt0ConsolidatedAuditFinancialStmt
School0School
Foreign Office0ForeignOffice
Foreign Activities0ForeignActivities
More Than5000 K To Organizations0MoreThan5000KToOrganizations
More Than5000 K To Individuals0MoreThan5000KToIndividuals
Professional Fundraising0ProfessionalFundraising
Fundraising Activities0FundraisingActivities
Gaming0Gaming
Hospital0Hospital
Grants To Organizations0GrantsToOrganizations
Grants To Individuals0GrantsToIndividuals
Schedule J Required1ScheduleJRequired
Tax Exempt Bonds0TaxExemptBonds
Loan To Officer Or DQP0LoanToOfficerOrDQP
Grant To Related Person0GrantToRelatedPerson
Bsnss Rltnshp With Organization0BsnssRltnshpWithOrganization
Bsnss Rltnshp Thru Family Member0BsnssRltnshpThruFamilyMember
Officer Entity With Bsnss Rltnshp0OfficerEntityWithBsnssRltnshp
Deductible Non Cash Contributions0DeductibleNonCashContributions
Deductible Contributions Of Art0DeductibleContributionsOfArt
Terminated0Terminated
Partial Liquidation0PartialLiquidation
Disregarded Entity0DisregardedEntity
Related Entity0RelatedEntity
Related Org Controlled Entity0RelatedOrgControlledEntity
Activities Conducted Partnership0ActivitiesConductedPartnership
Schedule O Required1ScheduleORequired
Number Forms Transmitted With10967350NumberFormsTransmittedWith1096
Number W2 G Included0NumberW2GIncluded
Compliance With Backup Witholding1ComplianceWithBackupWitholding
Number Of Employees132NumberOfEmployees
Employment Tax Returns Filed1EmploymentTaxReturnsFiled
Unrelated Business Income0UnrelatedBusinessIncome
Foreign Financial Account0ForeignFinancialAccount
Prohibited Tax Shelter Trans0ProhibitedTaxShelterTrans
Taxable Party Notification0TaxablePartyNotification
Non Deductible Contributions0NonDeductibleContributions
Quid Pro Quo Contributions0QuidProQuoContributions
Form8282 Property Disposed Of0Form8282PropertyDisposedOf
Indoor Tanning Services0IndoorTanningServices
Info In Schedule O Part VIXInfoInScheduleOPartVI
Nbr Voting Governing Body Members9NbrVotingGoverningBodyMembers
Number Independent Voting Members9NumberIndependentVotingMembers
Family Or Business Relationship0FamilyOrBusinessRelationship
Delegation Of Management Duties0DelegationOfManagementDuties
Changes To Organizing Docs0ChangesToOrganizingDocs
Material Diversion Or Misuse0MaterialDiversionOrMisuse
Members Or Stockholders1MembersOrStockholders
Election Of Board Members1ElectionOfBoardMembers
Decisions Subject To Approval1DecisionsSubjectToApproval
Minutes Of Governing Body1MinutesOfGoverningBody
Minutes Of Committees1MinutesOfCommittees
Officer Mailing Address0OfficerMailingAddress
Local Chapters1LocalChapters
Policies Reference Chapters1PoliciesReferenceChapters
Form990 Provided To Governing Body0Form990ProvidedToGoverningBody
Conflict Of Interest Policy1ConflictOfInterestPolicy
Annual Disclosure Covered Persons1AnnualDisclosureCoveredPersons
Regular Monitoring Enforcement1RegularMonitoringEnforcement
Whistleblower Policy1WhistleblowerPolicy
Document Retention Policy1DocumentRetentionPolicy
Compensation Process CEO1CompensationProcessCEO
Compensation Process Other1CompensationProcessOther
Investment In Joint Venture0InvestmentInJointVenture
States Where Copy Of Return Is FiledILStatesWhereCopyOfReturnIsFiled
Upon RequestXUponRequest

The Books Are In Care Of TheBooksAreInCareOf

Name Business NameBusiness

FieldValueIRS element (for citing)
Business Name Line1BRIAN CEDERGRENBusinessNameLine1
FieldValueIRS element (for citing)
Telephone Number8152677700TelephoneNumber

Address US AddressUS

FieldValueIRS element (for citing)
Address Line11350 W RENWICK ROADAddressLine1
CityROMEOVILLECity
StateILState
ZIP Code60446ZIPCode

Form990 Part VII Section A Form990PartVIISectionA (13 entries)

TitleTitleAverage Hours Per WeekAverageHoursPerWeekIndividual Trustee Or DirectorIndividualTrusteeOrDirectorReportable Comp From OrganizationReportableCompFromOrganizationReportable Comp From Related OrgsReportableCompFromRelatedOrgsOther CompensationOtherCompensationOfficerOfficer
DARYL KEENE
BOARD MEMBER6.00X000
DONALD KROK
BOARD MEMBER6.00X000
MARTY MCGINNIS
BOARD MEMBER6.00X000
GREG MORIN
BOARD MEMBER6.00X000
WILLIAM VROMAN
BOARD MEMBER6.00X000
BRAD STACY
CHAIRMAN6.00X000X
PHIL BRANSHAW
VICE CHAIRMAN6.00X000X
BRIAN MCDANIEL
SECRETARY6.00X000X
JAMES MILLER
TREASURER6.00X000X
BRIAN CEDERGREN
PRESIDENT/CEO40.00241140039910X
BRIAN MANN
SVP OF FINANCE40.00150655015848X
PATRICIA LOCKE
EVP ADMINISTRATION40.00117713023780X
KATHLEEN MONCEK
EVP OPERATIONS40.00115269024205X
FieldValueIRS element (for citing)
Total Reportable Comp From Org624777TotalReportableCompFromOrg
Total Reportable Comp Frm Rltd Orgs0TotalReportableCompFrmRltdOrgs
Total Other Compensation103743TotalOtherCompensation
Number Individuals GT100 K4NumberIndividualsGT100K
Formers Listed0FormersListed
Total Comp GT150 K1TotalCompGT150K
Compensation From Other Sources0CompensationFromOtherSources

Contractor Compensation ContractorCompensation (2 entries)

Address Line1AddressOfContractor/AddressUS/AddressLine1CityAddressOfContractor/AddressUS/CityStateAddressOfContractor/AddressUS/StateZIP CodeAddressOfContractor/AddressUS/ZIPCodeDescription Of ServicesDescriptionOfServicesCompensationCompensation
FISERV
75 REMITTANE DR STE 6974CHICAGOIL606756974DATA PROCESSING705525
MICRODYNAMICS
3212 PAYSPHERE CIRCLECHICAGOIL60674PROCESSING MEMBER STATEMENTS199312
FieldValueIRS element (for citing)
Number Of Contractors GT100 K2NumberOfContractorsGT100K

Program Service Revenue ProgramServiceRevenue (5 entries)

DescriptionDescriptionBusiness CodeBusinessCodeTotal Revenue ColumnTotalRevenueColumnRelated Or Exempt Function IncomeRelatedOrExemptFunctionIncome
INTEREST INCOME ON LOA52210085749078574907
MEMBER SERVICE FEES52210012433101243310
NSF FEES522100660231660231
VISA INCOME522100602868602868
MISCELLANEOUS OPERATING INCOME522100227376227376

Total Oth Program Service Revenue TotalOthProgramServiceRevenue

FieldValueIRS element (for citing)
Total Revenue Column16373TotalRevenueColumn
Related Or Exempt Function Income16373RelatedOrExemptFunctionIncome
FieldValueIRS element (for citing)
Total Program Service Revenue11325065TotalProgramServiceRevenue

Investment Income InvestmentIncome

FieldValueIRS element (for citing)
Total Revenue Column1936723TotalRevenueColumn
Exclusion$1,936,723ExclusionAmount

Gross Amount Sales Assets GrossAmountSalesAssets

FieldValueIRS element (for citing)
Securities23007468Securities

Less Cost Oth Basis Sales Expenses LessCostOthBasisSalesExpenses

FieldValueIRS element (for citing)
Securities22634348Securities

Gain Or Loss GainOrLoss

FieldValueIRS element (for citing)
Securities373120Securities

Net Gain Or Loss Investments NetGainOrLossInvestments

FieldValueIRS element (for citing)
Total Revenue Column373120TotalRevenueColumn
Exclusion$373,120ExclusionAmount

Total Revenue TotalRevenue

FieldValueIRS element (for citing)
Total Revenue Column13634908TotalRevenueColumn
Related Or Exempt Function Income11325065RelatedOrExemptFunctionIncome
Unrelated Business Revenue0UnrelatedBusinessRevenue
Exclusion$2,309,843ExclusionAmount
FieldValueIRS element (for citing)
Info In Schedule O Part IXXInfoInScheduleOPartIX

Comp Current Officers Directors CompCurrentOfficersDirectors

FieldValueIRS element (for citing)
Total728520Total

Other Salaries And Wages OtherSalariesAndWages

FieldValueIRS element (for citing)
Total3773932Total

Pension Plan Contributions PensionPlanContributions

FieldValueIRS element (for citing)
Total209247Total

Other Employee Benefits OtherEmployeeBenefits

FieldValueIRS element (for citing)
Total690765Total

Payroll Taxes PayrollTaxes

FieldValueIRS element (for citing)
Total348510Total

Fees For Services Legal FeesForServicesLegal

FieldValueIRS element (for citing)
Total13840Total

Fees For Services Accounting FeesForServicesAccounting

FieldValueIRS element (for citing)
Total35152Total

Fees For Services Other FeesForServicesOther

FieldValueIRS element (for citing)
Total181965Total

Advertising Advertising

FieldValueIRS element (for citing)
Total273105Total

Office Expenses OfficeExpenses

FieldValueIRS element (for citing)
Total253965Total

Information Technology InformationTechnology

FieldValueIRS element (for citing)
Total767812Total

Occupancy Occupancy

FieldValueIRS element (for citing)
Total833538Total

Travel Travel

FieldValueIRS element (for citing)
Total47108Total

Conferences Meetings ConferencesMeetings

FieldValueIRS element (for citing)
Total88121Total

Interest Interest

FieldValueIRS element (for citing)
Total42Total

Depreciation Depletion DepreciationDepletion

FieldValueIRS element (for citing)
Total682860Total

Insurance Insurance

FieldValueIRS element (for citing)
Total379800Total

Other Expenses OtherExpenses (4 entries)

DescriptionDescriptionTotalTotal
DIVIDENDS PAID ON MEMBE1151274
TRANSACTION FEES1145405
PROVISION FOR BAD DEBT1058307
LOAN & CLOSING COSTS140757

All Other Expenses AllOtherExpenses

FieldValueIRS element (for citing)
Total302349Total

Total Functional Expenses TotalFunctionalExpenses

FieldValueIRS element (for citing)
Total13106374Total

Cash Non Interest Bearing CashNonInterestBearing

FieldValueIRS element (for citing)
BOY1949226BOY
EOY2031558EOY

Savings And Temp Cash Investments SavingsAndTempCashInvestments

FieldValueIRS element (for citing)
BOY17467067BOY
EOY362235EOY

Other Notes Loans Receivable Net OtherNotesLoansReceivableNet

FieldValueIRS element (for citing)
BOY144512361BOY
EOY136865238EOY

Prepaid Expenses Deferred Charges PrepaidExpensesDeferredCharges

FieldValueIRS element (for citing)
BOY305878BOY
EOY293904EOY
FieldValueIRS element (for citing)
Land Buildings Equipment Basis14585917LandBuildingsEquipmentBasis
Land Bldg Equipment Accum Deprec5123205LandBldgEquipmentAccumDeprec

Land Buildings Equipment Basis Net LandBuildingsEquipmentBasisNet

FieldValueIRS element (for citing)
BOY9661616BOY
EOY9462712EOY

Investments Other Securities InvestmentsOtherSecurities

FieldValueIRS element (for citing)
BOY109361138BOY
EOY146147870EOY

Other Assets Total OtherAssetsTotal

FieldValueIRS element (for citing)
BOY9203084BOY
EOY10158962EOY

Total Assets TotalAssets

FieldValueIRS element (for citing)
BOY292460370BOY
EOY305322479EOY

Accounts Payable Accrued Expenses AccountsPayableAccruedExpenses

FieldValueIRS element (for citing)
BOY3370764BOY
EOY3176421EOY

Other Liabilities OtherLiabilities

FieldValueIRS element (for citing)
BOY261637612BOY
EOY274869138EOY

Total Liabilities TotalLiabilities

FieldValueIRS element (for citing)
BOY265008376BOY
EOY278045559EOY
FieldValueIRS element (for citing)
Do Not Follow SFAS117XDoNotFollowSFAS117

Cap Stck Trst Prin Current Funds CapStckTrstPrinCurrentFunds

FieldValueIRS element (for citing)
BOY0BOY
EOY0EOY

Paid In Cap Srpls Land Bldg Eqp Fund PaidInCapSrplsLandBldgEqpFund

FieldValueIRS element (for citing)
BOY0BOY
EOY0EOY

Retained Earnings Endowment Etc RetainedEarningsEndowmentEtc

FieldValueIRS element (for citing)
BOY27451994BOY
EOY27276920EOY

Total Net Assets Fund Balances TotalNetAssetsFundBalances

FieldValueIRS element (for citing)
BOY27451994BOY
EOY27276920EOY

Total Liab Net Assets Fund Balances TotalLiabNetAssetsFundBalances

FieldValueIRS element (for citing)
BOY292460370BOY
EOY305322479EOY
FieldValueIRS element (for citing)
Info In Schedule O Part XIXInfoInScheduleOPartXI
Reconcilation Revenue Expenses528534ReconcilationRevenueExpenses
Reconciliation Unrealized Invest-68608ReconciliationUnrealizedInvest
Reconcilation Other Changes-635000ReconcilationOtherChanges
Method Of Accounting AccrualXMethodOfAccountingAccrual
Accountant Compile Or Review0AccountantCompileOrReview
FS Audited0FSAudited
Federal Grant Audit Required0FederalGrantAuditRequired

Schedule C IRS990ScheduleC

FieldValueIRS element (for citing)
Political Expenditures1582PoliticalExpenditures
Amt Expended For527 Activities1582AmtExpendedFor527Activities
Total Exmpt Function Expenditures1582TotalExmptFunctionExpenditures
Form1120 Pol Filed1Form1120PolFiled

Sec527 Pol Orgs Sec527PolOrgs

Name Of527 Organization NameOf527Organization

FieldValueIRS element (for citing)
Business Name Line1CREDIT UNION POLITICAL ACTION COMMITTEEBusinessNameLine1

Address US AddressUS

FieldValueIRS element (for citing)
Address Line11807 W DIEHL RDAddressLine1
CityNAPERVILLECity
StateILState
ZIP Code60540ZIPCode
FieldValueIRS element (for citing)
EIN363092340EIN
Amt Pd From Internal Funds1582AmtPdFromInternalFunds

Form990 Schedule C Part IV Form990ScheduleCPartIV

FieldValueIRS element (for citing)
IdentifierORGANIZATIONS DIRECT AND INDIRECT POLITICAL CAMPAIGN ACTIVITIES:Identifier
Return ReferencePART I-A, LINE 1:ReturnReference
ExplanationSUPPORT FOR THE ILLINOIS CREDIT UNION LEAGUE'S CREDIT UNION POLITICAL ACTION COMMITTEE (CUPAC). THE CREDIT UNION POLITICAL ACTION COUNCIL (CUPAC) IS A VOLUNTARY ASSOCIATION OF CREDIT UNION MEMBERS, CHAPTERS AND CREDIT UNIONS. IT IS NOT AFFILIATED WITH ANY ONE POLITICAL PARTY AND IS AN INDEPENDENT AND AUTONOMOUS ORGANIZATION NOT SUPPORTED BY LEAGUE DUES. CUPAC'S PURPOSE IS TO PROMOTE GOOD GOVERNMENT AND FAVORABLE LEGISLATION FOR CREDIT UNIONS THROUGH RAISING AND DISBURSING FUNDS TO CANDIDATES AND LEGISLATORS SYMPATHETIC TO THE CREDIT UNION MOVEMENT. CONTRIBUTIONS TO CUPAC ARE USED ALMOST EXCLUSIVELY TO SUPPORT CANDIDATES.Explanation

Schedule D IRS990ScheduleD

Land Land

FieldValueIRS element (for citing)
Other Cost Or Other Basis2353325OtherCostOrOtherBasis
Book Value2353325BookValue

Buildings Buildings

FieldValueIRS element (for citing)
Other Cost Or Other Basis8072473OtherCostOrOtherBasis
Depreciation2035182Depreciation
Book Value6037291BookValue

Equipment Equipment

FieldValueIRS element (for citing)
Other Cost Or Other Basis4160119OtherCostOrOtherBasis
Depreciation3088023Depreciation
Book Value1072096BookValue
FieldValueIRS element (for citing)
Total Of Book Value Land Buildings9462712TotalOfBookValueLandBuildings

Other Securities OtherSecurities (2 entries)

DescriptionDescriptionBook ValueBookValueMethod Of ValuationMethodOfValuation
CERTIFICATES14325000F
OTHER131822870F
FieldValueIRS element (for citing)
Total Of Book Value Securities146147870TotalOfBookValueSecurities

Other Liabilities OtherLiabilities (2 entries)

DescriptionDescriptionAmountAmount
MEMBER DEPOSITS$274,809,536
OTHER LIABILITIES$59,602
FieldValueIRS element (for citing)
Total Of Amounts274869138TotalOfAmounts

Schedule J IRS990ScheduleJ

FieldValueIRS element (for citing)
Travel For CompanionsXTravelForCompanions
Written Policy Re T And E Expenses1WrittenPolicyReTAndEExpenses
Substantiation Required1SubstantiationRequired
Compensation CommitteeXCompensationCommittee
Independent ConsultantXIndependentConsultant
Compensation SurveyXCompensationSurvey
Board Or Committee ApprovalXBoardOrCommitteeApproval
Severance Payment0SeverancePayment
Supplemental Nonqual Retire Plan0SupplementalNonqualRetirePlan
Equity Based Comp Arrangement0EquityBasedCompArrangement

Form990 Schedule J Part II Form990ScheduleJPartII (2 entries)

TitleTitleBase Compensation Filing OrgBaseCompensationFilingOrgComp Based On Related OrgsCompBasedOnRelatedOrgsBonus Filing OrgBonusFilingOrgBonus Related OrgsBonusRelatedOrgsOther Compensation Filing OrgOtherCompensationFilingOrgOther Compensation Related OrgsOtherCompensationRelatedOrgsDeferred Comp Filing OrgDeferredCompFilingOrgDeferred Comp Related OrgsDeferredCompRelatedOrgsNontaxable Benefits Filing OrgNontaxableBenefitsFilingOrgNontaxable Benefits Related OrgsNontaxableBenefitsRelatedOrgsTotal Compensation Filing OrgTotalCompensationFilingOrgTotal Compensation Related OrgsTotalCompensationRelatedOrgsComp Report Prior990 Filing OrgCompReportPrior990FilingOrgComp Report Prior990 Related OrgsCompReportPrior990RelatedOrgs
BRIAN CEDERGREN
PRESIDENT/CEO227219013921000184290214810281050000
BRIAN MANN
SVP OF FINANCE1436550700000000158480166503000

Form990 Schedule J Part III Form990ScheduleJPartIII

FieldValueIRS element (for citing)
Return ReferencePART I, LINE 6ReturnReference
ExplanationACCRUED PERFORMANCE BONUS FOR ALL EMPLOYEES CONTINGENT UPON THE ORGANIZATION ACHEIVING CERTAIN FINANCIAL AND NON-FINANCIAL GOALS.Explanation

Schedule O IRS990ScheduleO

General Explanation GeneralExplanation (9 entries)

Return ReferenceReturnReferenceExplanationExplanationIdentifierIdentifier
FORM 990, PART VI, SECTION A, LINE 6MEMBERS CONSIST OF INDIVIDUALS WHO HOLD SHARE ACCOUNTS WITH THE CREDIT UNION.
FORM 990, PART VI, SECTION A, LINE 7ATHE MEMBERS ELECT THE BOARD OF DIRECTORS AT AN ANNUAL MEETING.
FORM 990, PART VI, SECTION A, LINE 7BAPPROVAL BY MEMBERS IS NEEDED FOR MERGERS AND ANY CHANGES TO THE BYLAWS AT AN ANNUAL MEETING.
FORM 990, PART VI, SECTION B, LINE 11THE FORM 990 IS REVIEWED BY THE CEO.
FORM 990, PART VI, SECTION B, LINE 12CTHE ORGANIZATION ADHERES TO AND ENFORCES THE CONFLICT OF INTEREST POLICY.
FORM 990, PART VI, SECTION B, LINE 15POSITION REVIEW, INCLUDING SALARY RANGES, PROVIDED BY A THIRD PARTY COMPANY (KOKER GOODWIN).
FORM 990, PART VI, SECTION C, LINE 19FINANCIAL STATEMENTS ARE POSTED IN THE LOBBY OF ALL BRANCHES.
FORM 990, PART IX, LINE 11GOTHER FEES : TOTAL EXPENSES 181,965.OTHER FEES
FORM 990, PART XI, LINE 9:MERGER VALUATION ADJUSTMENT -635,000.CHANGES IN NET ASSETS OR FUND BALANCES:

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