2013-08-09T13:01:02-05:00 2012-12-31 390758449 WIPFLI LLP PO BOX 8010 WAUSAU WI 544028010 990 2012-01-01 362146035 ABRI CREDIT UNION ABRI 8152677700 1350 W RENWICK ROAD ROMEOVILLE IL 60446 BRIAN CEDERGREN 8152677700 2013-08-09 1 MARY A COATES CPA P00134220 7158453111 2013-08-09 2012 2016-02-24 21:20:13Z BRIAN CEDERGREN 1350 W RENWICK ROAD ROMEOVILLE IL 60446 36269256 0 X WWW.ABRICU.COM X 1949 IL ABRI CREDIT UNION (FORMERLY ARGONNE CREDIT UNION)IS A NOT-FOR-PROFIT, FULL-SERVICE FINANCIAL COOPERATIVE THAT EXISTS TO HELP OUR MEMBERS SUCCEED FINANCIALLY. WE SERVE RESIDENTS & BUSINESSES IN DUPAGE, WILL & PORTIONS OF COOK COUNTY. 9 9 132 12 0 0 0 0 11942115 11325065 2177919 2309843 0 0 14120034 13634908 0 0 0 0 5796930 5750974 0 0 0 7699485 7355400 13496415 13106374 623619 528534 292460370 305322479 265008376 278045559 27451994 27276920 ABRI CREDIT UNION (FORMERLY ARGONNE CREDIT UNION) IS A NOT-FOR-PROFIT, FULL-SERVICE FINANCIAL COOPERATIVE THAT EXISTS TO HELP OUR MEMBERS SUCCEED FINANCIALLY. WE SERVE RESIDENTS & BUSINESSES IN DUPAGE, WILL & PORTIONS OF COOK COUNTY. 0 0 PROVIDED FINANCIAL SERVICES TO 26,614 MEMBERS.PROVIDED 16,678 CONSUMER, BUSINESS, AND REAL ESTATE LOANS AND MAINTAINED 47,471 DEPOSIT ACCOUNTS. 0 0 1 0 0 0 0 0 0 1 1 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 7350 0 1 132 1 0 0 0 0 0 0 0 0 X 9 9 0 0 0 0 1 1 1 1 1 0 1 1 0 1 1 1 1 1 1 1 0 IL X BRIAN CEDERGREN 8152677700 1350 W RENWICK ROAD ROMEOVILLE IL 60446 DARYL KEENE 6.00 X 0 0 0 DONALD KROK 6.00 X 0 0 0 MARTY MCGINNIS 6.00 X 0 0 0 GREG MORIN 6.00 X 0 0 0 WILLIAM VROMAN 6.00 X 0 0 0 BRAD STACY 6.00 X X 0 0 0 PHIL BRANSHAW 6.00 X X 0 0 0 BRIAN MCDANIEL 6.00 X X 0 0 0 JAMES MILLER 6.00 X X 0 0 0 BRIAN CEDERGREN 40.00 X 241140 0 39910 BRIAN MANN 40.00 X 150655 0 15848 PATRICIA LOCKE 40.00 X 117713 0 23780 KATHLEEN MONCEK 40.00 X 115269 0 24205 624777 0 103743 4 0 1 0 FISERV 75 REMITTANE DR STE 6974 CHICAGO IL 606756974 DATA PROCESSING 705525 MICRODYNAMICS 3212 PAYSPHERE CIRCLE CHICAGO IL 60674 PROCESSING MEMBER STATEMENTS 199312 2 INTEREST INCOME ON LOA 522100 8574907 8574907 MEMBER SERVICE FEES 522100 1243310 1243310 NSF FEES 522100 660231 660231 VISA INCOME 522100 602868 602868 MISCELLANEOUS OPERATING INCOME 522100 227376 227376 16373 16373 11325065 1936723 1936723 23007468 22634348 373120 373120 373120 13634908 11325065 0 2309843 X 728520 3773932 209247 690765 348510 13840 35152 181965 273105 253965 767812 833538 47108 88121 42 682860 379800 DIVIDENDS PAID ON MEMBE 1151274 TRANSACTION FEES 1145405 PROVISION FOR BAD DEBT 1058307 LOAN & CLOSING COSTS 140757 302349 13106374 1949226 2031558 17467067 362235 144512361 136865238 305878 293904 14585917 5123205 9661616 9462712 109361138 146147870 9203084 10158962 292460370 305322479 3370764 3176421 261637612 274869138 265008376 278045559 X 0 0 0 0 27451994 27276920 27451994 27276920 292460370 305322479 X 528534 -68608 -635000 X 0 0 0 1582 1582 1582 1 CREDIT UNION POLITICAL ACTION COMMITTEE 1807 W DIEHL RD NAPERVILLE IL 60540 363092340 1582 ORGANIZATIONS DIRECT AND INDIRECT POLITICAL CAMPAIGN ACTIVITIES: PART I-A, LINE 1: SUPPORT FOR THE ILLINOIS CREDIT UNION LEAGUE'S CREDIT UNION POLITICAL ACTION COMMITTEE (CUPAC). THE CREDIT UNION POLITICAL ACTION COUNCIL (CUPAC) IS A VOLUNTARY ASSOCIATION OF CREDIT UNION MEMBERS, CHAPTERS AND CREDIT UNIONS. IT IS NOT AFFILIATED WITH ANY ONE POLITICAL PARTY AND IS AN INDEPENDENT AND AUTONOMOUS ORGANIZATION NOT SUPPORTED BY LEAGUE DUES. CUPAC'S PURPOSE IS TO PROMOTE GOOD GOVERNMENT AND FAVORABLE LEGISLATION FOR CREDIT UNIONS THROUGH RAISING AND DISBURSING FUNDS TO CANDIDATES AND LEGISLATORS SYMPATHETIC TO THE CREDIT UNION MOVEMENT. CONTRIBUTIONS TO CUPAC ARE USED ALMOST EXCLUSIVELY TO SUPPORT CANDIDATES. 2353325 2353325 8072473 2035182 6037291 4160119 3088023 1072096 9462712 CERTIFICATES 14325000 F OTHER 131822870 F 146147870 MEMBER DEPOSITS 274809536 OTHER LIABILITIES 59602 274869138 X 1 1 X X X X 0 0 0 BRIAN CEDERGREN 227219 0 13921 0 0 0 18429 0 21481 0 281050 0 0 0 BRIAN MANN 143655 0 7000 0 0 0 0 0 15848 0 166503 0 0 0 PART I, LINE 6 ACCRUED PERFORMANCE BONUS FOR ALL EMPLOYEES CONTINGENT UPON THE ORGANIZATION ACHEIVING CERTAIN FINANCIAL AND NON-FINANCIAL GOALS. FORM 990, PART VI, SECTION A, LINE 6 MEMBERS CONSIST OF INDIVIDUALS WHO HOLD SHARE ACCOUNTS WITH THE CREDIT UNION. FORM 990, PART VI, SECTION A, LINE 7A THE MEMBERS ELECT THE BOARD OF DIRECTORS AT AN ANNUAL MEETING. FORM 990, PART VI, SECTION A, LINE 7B APPROVAL BY MEMBERS IS NEEDED FOR MERGERS AND ANY CHANGES TO THE BYLAWS AT AN ANNUAL MEETING. FORM 990, PART VI, SECTION B, LINE 11 THE FORM 990 IS REVIEWED BY THE CEO. FORM 990, PART VI, SECTION B, LINE 12C THE ORGANIZATION ADHERES TO AND ENFORCES THE CONFLICT OF INTEREST POLICY. FORM 990, PART VI, SECTION B, LINE 15 POSITION REVIEW, INCLUDING SALARY RANGES, PROVIDED BY A THIRD PARTY COMPANY (KOKER GOODWIN). FORM 990, PART VI, SECTION C, LINE 19 FINANCIAL STATEMENTS ARE POSTED IN THE LOBBY OF ALL BRANCHES. OTHER FEES FORM 990, PART IX, LINE 11G OTHER FEES : TOTAL EXPENSES 181,965. CHANGES IN NET ASSETS OR FUND BALANCES: FORM 990, PART XI, LINE 9: MERGER VALUATION ADJUSTMENT -635,000.