ASSOCIATION FOR ADVANCED LIFE: Form 990, tax year 2014

View the entire original 990 at ProPublica ↗

Organization: ASSOCIATION FOR ADVANCED LIFE (EIN 52-2118793)
Tax period: 2014-09-01 to 2015-08-31
Filed: 2016-07-14
IRS object ID: 201601969349300710
Schema version: 2014v6.0
Source: Download XML · Original 990 at ProPublica

Every field in the e-filed return. Faint text is the IRS element name, for citing.

Return header
Form 990
Schedule B
Schedule C
Schedule D
Schedule I
Schedule J
Schedule O

Return header ReturnHeader

Field	Value	IRS element (for citing)
Return	2016-07-14T09:01:02-05:00	ReturnTs
Tax Period End	2015-08-31	TaxPeriodEndDt

Preparer Firm PreparerFirmGrp

Field	Value	IRS element (for citing)
Preparer Firm EIN	521392008	PreparerFirmEIN

Preparer Firm Name PreparerFirmName

Field	Value	IRS element (for citing)
Business Name Line1	GELMAN ROSENBERG & FREEDMAN	BusinessNameLine1Txt

Preparer US Address PreparerUSAddress

Field	Value	IRS element (for citing)
Address Line1	4550 MONTGOMERY AVE SUITE 650N	AddressLine1Txt
City	BETHESDA	CityNm
State Abbreviation	MD	StateAbbreviationCd
ZIP	208142930	ZIPCd

Field	Value	IRS element (for citing)
Return Type	990	ReturnTypeCd
Tax Period Begin	2014-09-01	TaxPeriodBeginDt

Filer Filer

Field	Value	IRS element (for citing)
EIN	522118793	EIN

Business Name BusinessName

Field	Value	IRS element (for citing)
Business Name Line1	ASSOCIATION FOR ADVANCED LIFE UNDERWRITING	BusinessNameLine1Txt

Field	Value	IRS element (for citing)
Business Name Control	ASSO	BusinessNameControlTxt
Phone	7036419400	PhoneNum

US Address USAddress

Field	Value	IRS element (for citing)
Address Line1	11921 FREEDOM DRIVE NO 1100	AddressLine1Txt
City	RESTON	CityNm
State Abbreviation	VA	StateAbbreviationCd
ZIP	201905634	ZIPCd

Business Officer BusinessOfficerGrp

Field	Value	IRS element (for citing)
Person	DAVID J STERTZER	PersonNm
Person Title	CEO	PersonTitleTxt
Phone	7036419400	PhoneNum
Signature	2016-07-14	SignatureDt
Discuss With Paid Preparer	Yes (1)	DiscussWithPaidPreparerInd

Preparer Person PreparerPersonGrp

Field	Value	IRS element (for citing)
Preparer Person	TERRI MCKNIGHT CPA	PreparerPersonNm
PTIN	P00543022	PTIN
Phone	3019519090	PhoneNum

Field	Value	IRS element (for citing)
Tax	2014	TaxYr
Build TS	2016-09-27 15:27:22Z	BuildTS

Form 990 IRS990

Field	Value	IRS element (for citing)
Principal Officer	DAVID J STERTZER	PrincipalOfficerNm

US Address USAddress

Field	Value	IRS element (for citing)
Address Line1	11921 FREEDOM DRIVE NO 1100	AddressLine1Txt
City	RESTON	CityNm
State Abbreviation	VA	StateAbbreviationCd
ZIP	201905634	ZIPCd

Field	Value	IRS element (for citing)
Gross Receipts	$11,405,372	GrossReceiptsAmt
Group Return For Affiliates	0	GroupReturnForAffiliatesInd
Organization501c	Yes (X)	Organization501cInd
Website Address	WWW.AALU.ORG	WebsiteAddressTxt
Type Of Organization Corp	Yes (X)	TypeOfOrganizationCorpInd
Formation	1998	FormationYr
Legal Domicile State	DC	LegalDomicileStateCd
Activity Or Mission	SEE PART III, LINE 1.	ActivityOrMissionDesc
Voting Members Governing Body	17	VotingMembersGoverningBodyCnt
Voting Members Independent	17	VotingMembersIndependentCnt
Total Employee	32	TotalEmployeeCnt
Total Volunteers	2113	TotalVolunteersCnt
Total Gross UBI	$0	TotalGrossUBIAmt
Net Unrelated Bus Txbl Incm	$0	NetUnrelatedBusTxblIncmAmt
PY Contributions Grants	$5,688,950	PYContributionsGrantsAmt
CY Contributions Grants	$5,721,200	CYContributionsGrantsAmt
PY Program Service Revenue	$5,389,917	PYProgramServiceRevenueAmt
CY Program Service Revenue	$5,399,000	CYProgramServiceRevenueAmt
PY Investment Income	$158,120	PYInvestmentIncomeAmt
CY Investment Income	$218,832	CYInvestmentIncomeAmt
PY Other Revenue	$0	PYOtherRevenueAmt
CY Other Revenue	$4,406	CYOtherRevenueAmt
PY Total Revenue	$11,236,987	PYTotalRevenueAmt
CY Total Revenue	$11,343,438	CYTotalRevenueAmt
PY Grants And Similar Paid	$100,000	PYGrantsAndSimilarPaidAmt
CY Grants And Similar Paid	$100,000	CYGrantsAndSimilarPaidAmt
PY Benefits Paid To Members	$0	PYBenefitsPaidToMembersAmt
CY Benefits Paid To Members	$0	CYBenefitsPaidToMembersAmt
PY Salaries Comp Emp Bnft Paid	$5,257,047	PYSalariesCompEmpBnftPaidAmt
CY Salaries Comp Emp Bnft Paid	$5,434,419	CYSalariesCompEmpBnftPaidAmt
PY Total Prof Fndrsng Expns	$0	PYTotalProfFndrsngExpnsAmt
CY Total Prof Fndrsng Expns	$0	CYTotalProfFndrsngExpnsAmt
CY Total Fundraising Expense	$0	CYTotalFundraisingExpenseAmt
PY Other Expenses	$6,295,374	PYOtherExpensesAmt
CY Other Expenses	$5,922,529	CYOtherExpensesAmt
PY Total Expenses	$11,652,421	PYTotalExpensesAmt
CY Total Expenses	$11,456,948	CYTotalExpensesAmt
PY Revenues Less Expenses	-$415,434	PYRevenuesLessExpensesAmt
CY Revenues Less Expenses	-$113,510	CYRevenuesLessExpensesAmt
Total Assets BOY	$7,383,184	TotalAssetsBOYAmt
Total Assets EOY	$7,180,258	TotalAssetsEOYAmt
Total Liabilities BOY	$3,035,263	TotalLiabilitiesBOYAmt
Total Liabilities EOY	$3,582,146	TotalLiabilitiesEOYAmt
Net Assets Or Fund Balances BOY	$4,347,921	NetAssetsOrFundBalancesBOYAmt
Net Assets Or Fund Balances EOY	$3,598,112	NetAssetsOrFundBalancesEOYAmt
Info In Schedule O Part III	Yes (X)	InfoInScheduleOPartIIIInd
Mission	TO PROMOTE, PRESERVE AND PROTECT ADVANCED LIFE INSURANCE PLANNING FOR THE BENEFIT OF OUR MEMBERS, THEIR CLIENTS, THE INDUSTRY AND THE GENERAL PUBLIC.	MissionDesc
Significant New Program Srvc	0	SignificantNewProgramSrvcInd
Significant Change	0	SignificantChangeInd
Desc	LEGISLATIVE AFFAIRS: THE PURPOSE OF THE AALU'S EFFORTS IN THE LEGISLATIVE AND REGULATORY AFFAIRS AREA IS TO PROTECT THE INTERESTS OF ITS MEMBERS, THEIR CLIENTS, THE INDUSTRY, AND THE GENERAL PUBLIC IN THE AREAS ASSOCIATED WITH THE USE OF LIFE INSURANCE TO PROVIDE LONG-TERM SAVINGS, PROTECTION, AND FINANCIAL SECURITY, IN THE INDIVIDUAL, FAMILY, AND BUSINESS CONTEXT, WITH ESTATE PLANNING, AND RETIREMENT PLANNING.COMMITTEES IN EACH OF THESE AREAS WORK IN CONJUNCTION WITH AALU STAFF AND COUNSEL TO MONITOR DEVELOPMENTS AND RECOMMEND POLICIES AND ACTIONS TO THE AALU BOARD THAT ARE DESIGNED TO ACHIEVE THE MOST FAVORABLE LEGISLATIVE AND REGULATORY RESULTS. EXAMPLES OF SPECIFIC LEGISLATIVE, REGULATORY AND PUBLIC AFFAIRS ISSUES UNDERTAKEN BY AALU INCLUDE MATTERS AFFECTING ESTATE PLANNING, DEFERRED COMPENSATION, BUSINESS USES OF LIFE INSURANCE, QUALIFIED PLANS, TAX TREATMENT AND REGULATION OF LIFE INSURANCE PRODUCTS AND PRODUCERS, AND THE UNDERSTANDING OF LIFE INSURANCE BY CONGRESS AND THE GENERAL PUBLIC.	Desc

Prog Srvc Accom Acty2 ProgSrvcAccomActy2Grp

Field	Value	IRS element (for citing)
Desc	CAMPAIGN PROGRAMS: AALU AMBASSADORS PROGRAM - ALLOWS AALU MEMBERS TO VOLUNTARILY SUPPORT THE REELECTION OF SELECTED LAWMAKERS - CALLED ENDORSED CANDIDATES - WHO SERVE ON TAX WRITING AND FINANCIAL SERVICES COMMITTEES AND IN LEADERSHIP POSITIONS AS WELL AS OTHER KEY MEMBERS OF CONGRESS. AALU MEMBERS ARE ELIGIBLE FOR AALU AMBASSADORS DESIGNATION BY MAKING MINIMUM CONTRIBUTIONS TO A COMBINATION OF ENDORSED CANDIDATES AND THE ASSOCIATION FOR ADVANCED LIFE UNDERWRITING POLITICAL ACTION COMMITTEE (AALU PAC).	Desc

Prog Srvc Accom Acty3 ProgSrvcAccomActy3Grp

Field	Value	IRS element (for citing)
Desc	CONFERENCE AND MEETINGS: AALU PROVIDES ONE OF THE PREMIER MEETINGS IN THE INSURANCE BUSINESS. THE PURPOSE OF THE ANNUAL MEETING IS TO KEEP MEMBERS ON THE LEADING EDGE OF TRENDS AND SKILLS BY PROVIDING THEM WITH AN EDUCATIONAL AND NETWORKING FORUM. IN ADDITION, AALU OFFERS LIVE AND ON-DEMAND ACCESS TO WEBINARS AND TELECONFERENCES ON EDUCATIONAL AND ADVOCACY RELATED ISSUES.	Desc

Prog Srvc Accom Acty Other ProgSrvcAccomActyOtherGrp (3 entries)

DescDesc
COMMUNICATIONS: SERVES TO KEEP AALU MEMBERS UP TO DATE ON LEGISLATIVE AND REGULATORY ISSUES AFFECTING ADVANCED LIFE UNDERWRITING; TO PROVIDE OPPORTUNITIES FOR MEMBER RECOGNITION AND IDEA SHARING; AND, TO KEEP MEMBERS ABREAST OF THE LATEST PROGRAMS AND SERVICES PROVIDED BY AALU. THE AALU'S COMMUNICATIONS EFFORTS HELP RAISE INDUSTRY AWARENESS OF THE AALU'S ACTIVITIES AND BRAND THE ORGANIZATION. THE AALU'S MEMBERSHIP OFFERINGS INCLUDE: THE ANNUAL MEETING, THE WASHINGTON REPORT MARKETPLACE, THE WASHINGTON REPORT NEWSWIRE, AN ON-DEMAND ARCHIVE OF PAST WASHINGTON REPORTS, THE WASHINGTON REPORT COMPLETE (AND ANNUAL COMPILATION OF WASHINGTON REPORTS), THE AALU WEEKLY BRIEFING NEWSLETTER, MEMBER TOOLKITS AGGREGATING EACH PRODUCT BY SUBJECT AREA, THE AALU'S WEBSITE - WWW.AALU.ORG, PRESIDENT'S MESSAGES, THE ESSENTIAL WISDOM SERIES WEBINARS AND MONTHLY AALU ADVOCACY UPDATE. THE COMMUNICATIONS TEAM REACHES AUDIENCES THROUGH EMAIL, DIRECT MAIL, THE AALU WEBSITE, SOCIAL MEDIA, EARNED MEDIA, AND ONLINE VIDEO PLATFORMS.
MEMBER PROGRAMS: THIS REPRESENTS THE COSTS OF PROVIDING BENEFITS TO AALU'S MEMBERS.
KNOWLEDGE PROGRAM: BASED ON THE CHANGING NATURE OF THE LIFE INSURANCE MARKET PLACE AND THE NEEDS OF PROFESSIONALS WHO SELL LIFE INSURANCE PRODUCTS, AALU OFFERS PROFESSIONAL DEVELOPMENT PRODUCTS DESIGNED TO ENGAGE LIFE INSURANCE PROFESSIONALS WHO WANT TO GROW THEIR REVENUE THROUGH LEARNING AND NETWORKING OPPORTUNITIES. CURRENTLY PRODUCTS INCLUDE: THE WASHINGTON REPORT MARKETPLACE, THE WASHINGTON REPORT NEWSWIRE, AN ON-DEMAND ARCHIVE OF PAST WASHINGTON REPORTS, THE WASHINGTON REPORT COMPLETE (AND ANNUAL COMPILATION OF WASHINGTON REPORTS), THE AALU WEEKLY BRIEFING (NON-GA ARTICLES AND NEWS), AND THE ESSENTIAL WISDOM SERIES WEBINARS.

Field	Value	IRS element (for citing)
Described In Section501c3	0	DescribedInSection501c3Ind
Schedule B Required	Yes (1)	ScheduleBRequiredInd
Political Campaign Acty	0	PoliticalCampaignActyInd
Subject To Proxy Tax	Yes (1)	SubjectToProxyTaxInd
Donor Advised Fund	0	DonorAdvisedFundInd
Conservation Easements	0	ConservationEasementsInd
Collections Of Art	0	CollectionsOfArtInd
Credit Counseling	0	CreditCounselingInd
Temp Or Permanent Endowments	0	TempOrPermanentEndowmentsInd
Report Land Building Equipment	Yes (1)	ReportLandBuildingEquipmentInd
Report Investments Other Sec	0	ReportInvestmentsOtherSecInd
Report Program Related Invst	0	ReportProgramRelatedInvstInd
Report Other Assets	0	ReportOtherAssetsInd
Report Other Liabilities	Yes (1)	ReportOtherLiabilitiesInd
Include FIN48 Footnote	Yes (1)	IncludeFIN48FootnoteInd
Independent Audit Fincl Stmt	Yes (1)	IndependentAuditFinclStmtInd
Consolidated Audit Fincl Stmt	0	ConsolidatedAuditFinclStmtInd
School Operating	0	SchoolOperatingInd
Foreign Office	0	ForeignOfficeInd
Foreign Activities	0	ForeignActivitiesInd
More Than5000 K To Org	0	MoreThan5000KToOrgInd
More Than5000 K To Individuals	0	MoreThan5000KToIndividualsInd
Professional Fundraising	0	ProfessionalFundraisingInd
Fundraising Activities	0	FundraisingActivitiesInd
Gaming Activities	0	GamingActivitiesInd
Operate Hospital	0	OperateHospitalInd
Grants To Organizations	Yes (1)	GrantsToOrganizationsInd
Grants To Individuals	0	GrantsToIndividualsInd
Schedule J Required	Yes (1)	ScheduleJRequiredInd
Tax Exempt Bonds	0	TaxExemptBondsInd
Loan Outstanding	0	LoanOutstandingInd
Grant To Related Person	0	GrantToRelatedPersonInd
Business Rln With Org Mem	0	BusinessRlnWithOrgMemInd
Business Rln With Fam Mem	0	BusinessRlnWithFamMemInd
Business Rln With Officer Ent	0	BusinessRlnWithOfficerEntInd
Deductible Non Cash Contri	0	DeductibleNonCashContriInd
Deductible Art Contribution	0	DeductibleArtContributionInd
Terminate Operations	0	TerminateOperationsInd
Partial Liquidation	0	PartialLiquidationInd
Disregarded Entity	0	DisregardedEntityInd
Related Entity	0	RelatedEntityInd
Related Organization Ctrl Ent	0	RelatedOrganizationCtrlEntInd
Activities Conducted Prtshp	0	ActivitiesConductedPrtshpInd
Schedule O Required	Yes (1)	ScheduleORequiredInd
IRP Document	37	IRPDocumentCnt
IRP Document W2 G	0	IRPDocumentW2GCnt
Backup Wthld Compliance	Yes (1)	BackupWthldComplianceInd
Employee	32	EmployeeCnt
Employment Tax Returns Filed	Yes (1)	EmploymentTaxReturnsFiledInd
Unrelated Bus Incm Over Limit	0	UnrelatedBusIncmOverLimitInd
Foreign Financial Account	0	ForeignFinancialAccountInd
Prohibited Tax Shelter Trans	0	ProhibitedTaxShelterTransInd
Taxable Party Notification	0	TaxablePartyNotificationInd
Nondeductible Contributions	Yes (1)	NondeductibleContributionsInd
Nondeductible Contri Discl	Yes (1)	NondeductibleContriDisclInd
Indoor Tanning Services	0	IndoorTanningServicesInd
Info In Schedule O Part VI	Yes (X)	InfoInScheduleOPartVIInd
Governing Body Voting Members	17	GoverningBodyVotingMembersCnt
Independent Voting Member	17	IndependentVotingMemberCnt
Family Or Business Rln	0	FamilyOrBusinessRlnInd
Delegation Of Mgmt Duties	0	DelegationOfMgmtDutiesInd
Change To Org Documents	0	ChangeToOrgDocumentsInd
Material Diversion Or Misuse	0	MaterialDiversionOrMisuseInd
Members Or Stockholders	Yes (1)	MembersOrStockholdersInd
Election Of Board Members	Yes (1)	ElectionOfBoardMembersInd
Decisions Subject To Approva	Yes (1)	DecisionsSubjectToApprovaInd
Minutes Of Governing Body	Yes (1)	MinutesOfGoverningBodyInd
Minutes Of Committees	Yes (1)	MinutesOfCommitteesInd
Officer Mailing Address	0	OfficerMailingAddressInd
Local Chapters	0	LocalChaptersInd
Form990 Provided To Gvrn Body	0	Form990ProvidedToGvrnBodyInd
Conflict Of Interest Policy	Yes (1)	ConflictOfInterestPolicyInd
Annual Disclosure Covered Prsn	Yes (1)	AnnualDisclosureCoveredPrsnInd
Regular Monitoring Enfrc	Yes (1)	RegularMonitoringEnfrcInd
Whistleblower Policy	Yes (1)	WhistleblowerPolicyInd
Document Retention Policy	Yes (1)	DocumentRetentionPolicyInd
Compensation Process CEO	Yes (1)	CompensationProcessCEOInd
Compensation Process Other	0	CompensationProcessOtherInd
Investment In Joint Venture	0	InvestmentInJointVentureInd
Upon Request	Yes (X)	UponRequestInd

Books In Care Of Detail BooksInCareOfDetail

Business Name BusinessName

Field	Value	IRS element (for citing)
Business Name Line1	TRACY MAWYER	BusinessNameLine1Txt

Field	Value	IRS element (for citing)
Phone	7036419400	PhoneNum

US Address USAddress

Field	Value	IRS element (for citing)
Address Line1	11921 FREEDOM DRIVE SUITE 1100	AddressLine1Txt
City	RESTON	CityNm
State Abbreviation	VA	StateAbbreviationCd
ZIP	20190	ZIPCd

Form990 Part VII Section A Form990PartVIISectionAGrp (27 entries)

TitleTitleTxt	Average Hours Per WeekAverageHoursPerWeekRt	Individual Trustee Or DirectorIndividualTrusteeOrDirectorInd	OfficerOfficerInd	Reportable Comp From OrgReportableCompFromOrgAmt	Reportable Comp From Rltd OrgReportableCompFromRltdOrgAmt	Other CompensationOtherCompensationAmt	Key EmployeeKeyEmployeeInd	Highest Compensated EmployeeHighestCompensatedEmployeeInd
ANTHONY DOMINO JR
PRESIDENT	20.00	Yes (X)	Yes (X)	$0	$0	$0
THOMAS VON RIESEN
IMMEDIATE PAST PRESIDENT	20.00	Yes (X)	Yes (X)	$0	$0	$0
MARK MURPHY
PRESIDENT ELECT	20.00	Yes (X)	Yes (X)	$0	$0	$0
LARRY FOSTER
TREASURER	20.00	Yes (X)	Yes (X)	$0	$0	$0
RICHARD DEVITA
SECRETARY	20.00	Yes (X)	Yes (X)	$0	$0	$0
ROBERT BURKE
DIRECTOR	20.00	Yes (X)		$0	$0	$0
KENNETH SAMUELSON JR
DIRECTOR	20.00	Yes (X)		$0	$0	$0
MARC SCHWARTZ
DIRECTOR	20.00	Yes (X)		$0	$0	$0
STEVEN BROADBENT
DIRECTOR	20.00	Yes (X)		$0	$0	$0
TERENCE HORAN
DIRECTOR	20.00	Yes (X)		$0	$0	$0
JOHN WATSON III
DIRECTOR	20.00	Yes (X)		$0	$0	$0
RAYMOND BENING
DIRECTOR	20.00	Yes (X)		$0	$0	$0
JERRY HARNIK
DIRECTOR	20.00	Yes (X)		$0	$0	$0
MICHAEL MINGOLELLI JR
DIRECTOR	20.00	Yes (X)		$0	$0	$0
JASON O'DELL
DIRECTOR	20.00	Yes (X)		$0	$0	$0
ELLEN SINGER
DIRECTOR	20.00	Yes (X)		$0	$0	$0
JERI TURLEY
DIRECTOR	20.00	Yes (X)		$0	$0	$0
DAVID STERTZER
CEO	40.00		Yes (X)	$703,705	$0	$48,008
TRACY MAWYER
CFO & VP OF HUMAN RESOURCE	40.00		Yes (X)	$153,610	$0	$26,736
MARC CADIN
SENIOR VP OF GOV'T AFFAIRS	40.00			$488,178	$0	$42,489	Yes (X)
JAMES LEE
VP OF MEMBER SERVICES	40.00			$270,678	$0	$24,258	Yes (X)
CHRISTOPHER MORTON
VP OF LEGAL AFFAIRS	40.00			$279,115	$0	$36,726	Yes (X)
KARLA KIRK
VP OF CORPORATE & POLITICAL FINANCE	40.00			$214,064	$0	$28,750		Yes (X)
THOMAS KORB
VP OF POLICY & PUBLIC AFFAIRS	40.00			$205,849	$0	$21,620		Yes (X)
MARILYN MATICIC
VP OF MEMBERSHIP	40.00			$142,342	$0	$20,245		Yes (X)
JUSTIN BROWN
VP OF LEGISLATIVE AFFAIRS	40.00			$176,173	$0	$28,643		Yes (X)
ANSLEY COLBY
VP OF PROFESSIONAL DEVELOPMENT	40.00			$165,988	$0	$25,088		Yes (X)

Field	Value	IRS element (for citing)
Total Reportable Comp From Org	$2,799,702	TotalReportableCompFromOrgAmt
Tot Reportable Comp Rltd Org	$0	TotReportableCompRltdOrgAmt
Total Other Compensation	$302,563	TotalOtherCompensationAmt
Indiv Rcvd Greater Than100 K	12	IndivRcvdGreaterThan100KCnt
Former Ofcr Employees Listed	0	FormerOfcrEmployeesListedInd
Total Comp Greater Than150 K	Yes (1)	TotalCompGreaterThan150KInd
Compensation From Other Srcs	0	CompensationFromOtherSrcsInd

Contractor Compensation ContractorCompensationGrp (5 entries)

Address Line1ContractorAddress/USAddress/AddressLine1Txt	CityContractorAddress/USAddress/CityNm	State AbbreviationContractorAddress/USAddress/StateAbbreviationCd	ZIPContractorAddress/USAddress/ZIPCd	ServicesServicesDesc	CompensationCompensationAmt
GREENBERG & TRAURIG
1750 TYSONS BOULEVARD	MCLEAN	VA	22102	LEGAL COUNSEL	$498,402
RICCHETTI
1301 PENNSYLVANIA AVE NW	WASHINGTON	DC	20004	LEGISLATIVE/LOBBYING COUNSEL	$360,000
FEDERAL POLICY GROUP
22982 NETWORK PLACE	CHICAGO	IL	60673	LEGISLATIVE/LOBBYING COUNSEL	$360,000
PRICEWATERHOUSECOOPERS
PO BOX 7247-8001	PHILADELPHIA	PA	19170	LEGISLATIVE/LOBBYING COUNSEL	$160,000
ARNOLD & PORTER
PO BOX 37116	BALTIMORE	MD	21297	LEGISLATIVE/LOBBYING COUNSEL	$160,000

Field	Value	IRS element (for citing)
Cntrct Rcvd Greater Than100 K	5	CntrctRcvdGreaterThan100KCnt
All Other Contributions	$5,721,200	AllOtherContributionsAmt
Total Contributions	$5,721,200	TotalContributionsAmt

Program Service Revenue ProgramServiceRevenueGrp (2 entries)

DescDesc	BusinessBusinessCd	Total Revenue ColumnTotalRevenueColumnAmt	Related Or Exempt Func IncomeRelatedOrExemptFuncIncomeAmt	ExclusionExclusionAmt
MEMBERSHIP DUES	900099	$4,022,298	$4,022,298
CONFERENCE & MEETINGS	900099	$1,376,702	$1,065,202	$311,500

Field	Value	IRS element (for citing)
Total Program Service Revenue	$5,399,000	TotalProgramServiceRevenueAmt

Investment Income InvestmentIncomeGrp

Field	Value	IRS element (for citing)
Total Revenue Column	$203,457	TotalRevenueColumnAmt
Exclusion	$203,457	ExclusionAmt

Gross Amount Sales Assets GrossAmountSalesAssetsGrp

Field	Value	IRS element (for citing)
Securities	$77,309	SecuritiesAmt

Less Cost Oth Basis Sales Expnss LessCostOthBasisSalesExpnssGrp

Field	Value	IRS element (for citing)
Securities	$60,310	SecuritiesAmt
Other	$1,624	OtherAmt

Gain Or Loss GainOrLossGrp

Field	Value	IRS element (for citing)
Securities	$16,999	SecuritiesAmt
Other	-$1,624	OtherAmt

Net Gain Or Loss Investments NetGainOrLossInvestmentsGrp

Field	Value	IRS element (for citing)
Total Revenue Column	$15,375	TotalRevenueColumnAmt
Exclusion	$15,375	ExclusionAmt

Other Revenue Misc OtherRevenueMiscGrp

Field	Value	IRS element (for citing)
Desc	MISCELLANEOUS	Desc
Business	900099	BusinessCd
Total Revenue Column	$4,406	TotalRevenueColumnAmt
Exclusion	$4,406	ExclusionAmt

Field	Value	IRS element (for citing)
Other Revenue Total	$4,406	OtherRevenueTotalAmt

Total Revenue TotalRevenueGrp

Field	Value	IRS element (for citing)
Total Revenue Column	$11,343,438	TotalRevenueColumnAmt
Related Or Exempt Func Income	$5,087,500	RelatedOrExemptFuncIncomeAmt
Unrelated Business Revenue	$0	UnrelatedBusinessRevenueAmt
Exclusion	$534,738	ExclusionAmt

Grants To Domestic Orgs GrantsToDomesticOrgsGrp

Field	Value	IRS element (for citing)
Total	$100,000	TotalAmt

Comp Current Ofcr Directors CompCurrentOfcrDirectorsGrp

Field	Value	IRS element (for citing)
Total	$1,775,340	TotalAmt

Other Salaries And Wages OtherSalariesAndWagesGrp

Field	Value	IRS element (for citing)
Total	$2,758,221	TotalAmt

Pension Plan Contributions PensionPlanContributionsGrp

Field	Value	IRS element (for citing)
Total	$190,577	TotalAmt

Other Employee Benefits OtherEmployeeBenefitsGrp

Field	Value	IRS element (for citing)
Total	$469,730	TotalAmt

Payroll Taxes PayrollTaxesGrp

Field	Value	IRS element (for citing)
Total	$240,551	TotalAmt

Fees For Services Legal FeesForServicesLegalGrp

Field	Value	IRS element (for citing)
Total	$517,468	TotalAmt

Fees For Services Accounting FeesForServicesAccountingGrp

Field	Value	IRS element (for citing)
Total	$65,677	TotalAmt

Fees For Services Lobbying FeesForServicesLobbyingGrp

Field	Value	IRS element (for citing)
Total	$455,064	TotalAmt

Fees For Srvc Invst Mgmnt Fees FeesForSrvcInvstMgmntFeesGrp

Field	Value	IRS element (for citing)
Total	$5,535	TotalAmt

Fees For Services Other FeesForServicesOtherGrp

Field	Value	IRS element (for citing)
Total	$852,203	TotalAmt

Advertising AdvertisingGrp

Field	Value	IRS element (for citing)
Total	$12,826	TotalAmt

Office Expenses OfficeExpensesGrp

Field	Value	IRS element (for citing)
Total	$247,668	TotalAmt

Information Technology InformationTechnologyGrp

Field	Value	IRS element (for citing)
Total	$52,304	TotalAmt

Occupancy OccupancyGrp

Field	Value	IRS element (for citing)
Total	$464,435	TotalAmt

Travel TravelGrp

Field	Value	IRS element (for citing)
Total	$1,298,128	TotalAmt

Conferences Meetings ConferencesMeetingsGrp

Field	Value	IRS element (for citing)
Total	$1,174,113	TotalAmt

Interest InterestGrp

Field	Value	IRS element (for citing)
Total	$14,326	TotalAmt

Depreciation Depletion DepreciationDepletionGrp

Field	Value	IRS element (for citing)
Total	$226,336	TotalAmt

Insurance InsuranceGrp

Field	Value	IRS element (for citing)
Total	$12,768	TotalAmt

Other Expenses OtherExpensesGrp (4 entries)

DescDesc	TotalTotalAmt
REPAIRS/MAINTENANCE	$163,585
CREDIT CARD PROCESSING	$162,866
EVENTS	$64,650
BAD DEBT EXPENSE	$38,079

All Other Expenses AllOtherExpensesGrp

Field	Value	IRS element (for citing)
Total	$94,498	TotalAmt

Total Functional Expenses TotalFunctionalExpensesGrp

Field	Value	IRS element (for citing)
Total	$11,456,948	TotalAmt

Cash Non Interest Bearing CashNonInterestBearingGrp

Field	Value	IRS element (for citing)
BOY	$147,407	BOYAmt
EOY	$209,960	EOYAmt

Savings And Temp Cash Invst SavingsAndTempCashInvstGrp

Field	Value	IRS element (for citing)
BOY	$464,634	BOYAmt
EOY	$298,631	EOYAmt

Pledges And Grants Receivable PledgesAndGrantsReceivableGrp

Field	Value	IRS element (for citing)
BOY	$350,000	BOYAmt
EOY	$410,000	EOYAmt

Accounts Receivable AccountsReceivableGrp

Field	Value	IRS element (for citing)
BOY	$46,189	BOYAmt
EOY	$30,333	EOYAmt

Prepaid Expenses Defrd Charges PrepaidExpensesDefrdChargesGrp

Field	Value	IRS element (for citing)
BOY	$103,379	BOYAmt
EOY	$265,375	EOYAmt

Field	Value	IRS element (for citing)
Land Bldg Equip Cost Or Other Bss	$1,690,206	LandBldgEquipCostOrOtherBssAmt
Land Bldg Equip Accum Deprec	$1,053,538	LandBldgEquipAccumDeprecAmt

Land Bldg Equip Basis Net LandBldgEquipBasisNetGrp

Field	Value	IRS element (for citing)
BOY	$620,476	BOYAmt
EOY	$636,668	EOYAmt

Investments Pub Traded Sec InvestmentsPubTradedSecGrp

Field	Value	IRS element (for citing)
BOY	$5,127,698	BOYAmt
EOY	$5,083,322	EOYAmt

Other Assets Total OtherAssetsTotalGrp

Field	Value	IRS element (for citing)
BOY	$523,401	BOYAmt
EOY	$245,969	EOYAmt

Total Assets TotalAssetsGrp

Field	Value	IRS element (for citing)
BOY	$7,383,184	BOYAmt
EOY	$7,180,258	EOYAmt

Accounts Payable Accr Expnss AccountsPayableAccrExpnssGrp

Field	Value	IRS element (for citing)
BOY	$879,501	BOYAmt
EOY	$910,009	EOYAmt

Deferred Revenue DeferredRevenueGrp

Field	Value	IRS element (for citing)
BOY	$1,529,945	BOYAmt
EOY	$1,240,005	EOYAmt

Mortg Notes Pybl Scrd Invst Prop MortgNotesPyblScrdInvstPropGrp

Field	Value	IRS element (for citing)
EOY	$800,000	EOYAmt

Other Liabilities OtherLiabilitiesGrp

Field	Value	IRS element (for citing)
BOY	$625,817	BOYAmt
EOY	$632,132	EOYAmt

Total Liabilities TotalLiabilitiesGrp

Field	Value	IRS element (for citing)
BOY	$3,035,263	BOYAmt
EOY	$3,582,146	EOYAmt

Field	Value	IRS element (for citing)
Organization Follows SFAS117	Yes (X)	OrganizationFollowsSFAS117Ind

Unrestricted Net Assets UnrestrictedNetAssetsGrp

Field	Value	IRS element (for citing)
BOY	$3,997,921	BOYAmt
EOY	$3,188,112	EOYAmt

Temporarily Rstr Net Assets TemporarilyRstrNetAssetsGrp

Field	Value	IRS element (for citing)
BOY	$350,000	BOYAmt
EOY	$410,000	EOYAmt

Total Net Assets Fund Balance TotalNetAssetsFundBalanceGrp

Field	Value	IRS element (for citing)
BOY	$4,347,921	BOYAmt
EOY	$3,598,112	EOYAmt

Tot Liab Net Assets Fund Balance TotLiabNetAssetsFundBalanceGrp

Field	Value	IRS element (for citing)
BOY	$7,383,184	BOYAmt
EOY	$7,180,258	EOYAmt

Field	Value	IRS element (for citing)
Reconcilation Revenue Expnss	-$113,510	ReconcilationRevenueExpnssAmt
Net Unrlzd Gains Losses Invst	-$258,788	NetUnrlzdGainsLossesInvstAmt
Prior Period Adjustments	-$377,511	PriorPeriodAdjustmentsAmt
Other Changes In Net Assets	$0	OtherChangesInNetAssetsAmt
Method Of Accounting Accrual	Yes (X)	MethodOfAccountingAccrualInd
Accountant Compile Or Review	0	AccountantCompileOrReviewInd
FS Audited	Yes (1)	FSAuditedInd

FS Audited Basis FSAuditedBasisGrp

Field	Value	IRS element (for citing)
Separate Basis Fincl Stmt	Yes (X)	SeparateBasisFinclStmtInd

Field	Value	IRS element (for citing)
Audit Committee	Yes (1)	AuditCommitteeInd
Federal Grant Audit Required	0	FederalGrantAuditRequiredInd

Schedule B IRS990ScheduleB

Contributor Information ContributorInformationGrp

Field	Value	IRS element (for citing)
Contributor	RESTRICTED	ContributorNum

Contributor Business Name ContributorBusinessName

Field	Value	IRS element (for citing)
Business Name Line1	RESTRICTED	BusinessNameLine1

Contributor US Address ContributorUSAddress

Field	Value	IRS element (for citing)
Address Line1	RESTRICTED	AddressLine1
Address Line2	RESTRICTED	AddressLine2
City	RESTRICTED	City
State	RESTRICTED	State
ZIP Code	RESTRICTED	ZIPCode

Field	Value	IRS element (for citing)
Total Contributions	RESTRICTED	TotalContributionsAmt

Schedule C IRS990ScheduleC

Field	Value	IRS element (for citing)
Substantially All Dues Nonded	0	SubstantiallyAllDuesNondedInd
Only In House Lobbying	0	OnlyInHouseLobbyingInd
Agree Carryover Prior Year	Yes (1)	AgreeCarryoverPriorYearInd
Dues Assessments	$4,022,298	DuesAssessmentsAmt
Non Deductible Lbbyng Pltcl CY	$1,777,796	NonDeductibleLbbyngPltclCYAmt
Non Ded Lbbyng Pltcl Cyov	-$2,587,194	NonDedLbbyngPltclCyovAmt
Non Deductible Lbbyng Pltcl Tot	-$809,398	NonDeductibleLbbyngPltclTotAmt
Aggregate Reported Dues Ntc	$4,022,298	AggregateReportedDuesNtcAmt
Taxable	-$4,831,696	TaxableAmt

Schedule D IRS990ScheduleD

Leasehold Improvements LeaseholdImprovementsGrp

Field	Value	IRS element (for citing)
Other Cost Or Other Basis	$484,100	OtherCostOrOtherBasisAmt
Depreciation	$243,688	DepreciationAmt
Book Value	$240,412	BookValueAmt

Equipment EquipmentGrp

Field	Value	IRS element (for citing)
Other Cost Or Other Basis	$764,134	OtherCostOrOtherBasisAmt
Depreciation	$490,499	DepreciationAmt
Book Value	$273,635	BookValueAmt

Other Land Buildings OtherLandBuildingsGrp

Field	Value	IRS element (for citing)
Other Cost Or Other Basis	$441,972	OtherCostOrOtherBasisAmt
Depreciation	$319,351	DepreciationAmt
Book Value	$122,621	BookValueAmt

Field	Value	IRS element (for citing)
Total Book Value Land Buildings	$636,668	TotalBookValueLandBuildingsAmt

Other Liabilities Org OtherLiabilitiesOrgGrp (2 entries)

DescDesc	AmtAmt
DEFERRED RENT	$539,379
DEFERRED COMPENSATION LIABILITY	$92,753

Field	Value	IRS element (for citing)
Total Liability	$632,132	TotalLiabilityAmt
Footnote Text	Yes (X)	FootnoteTextInd
Total Rev Etc Audited Fincl Stmt	$11,084,650	TotalRevEtcAuditedFinclStmtAmt
Net Unrealized Gains Invst	-$258,788	NetUnrealizedGainsInvstAmt
Revenue Not Reported	-$258,788	RevenueNotReportedAmt
Revenue Subtotal	$11,343,438	RevenueSubtotalAmt
Revenue Not Reported Fincl Stmt	$0	RevenueNotReportedFinclStmtAmt
Total Revenue Per Form990	$11,343,438	TotalRevenuePerForm990Amt
Tot Expns Etc Audited Fincl Stmt	$11,456,948	TotExpnsEtcAuditedFinclStmtAmt
Expenses Not Reported	$0	ExpensesNotReportedAmt
Expenses Subtotal	$11,456,948	ExpensesSubtotalAmt
Expenses Not Rpt Fincl Stmt	$0	ExpensesNotRptFinclStmtAmt
Total Expenses Per Form990	$11,456,948	TotalExpensesPerForm990Amt

Supplemental Information Detail SupplementalInformationDetail

Field	Value	IRS element (for citing)
Form And Line Reference	PART X, LINE 2:	FormAndLineReferenceDesc
Explanation	FOR THE YEAR ENDED AUGUST 31, 2015, AALU HAS DOCUMENTED ITS CONSIDERATION OF FASB ASC 740-10, INCOME TAXES, THAT PROVIDES GUIDANCE FOR REPORTING UNCERTAINTY IN INCOME TAXES AND HAS DETERMINED THAT NO MATERIAL UNCERTAIN TAX POSITIONS QUALIFY FOR EITHER RECOGNITION OR DISCLOSURE IN THE FINANCIAL STATEMENTS. THE FEDERAL FORM 990, RETURN OF ORGANIZATION EXEMPT FROM INCOME TAX, IS SUBJECT TO EXAMINATION BY THE INTERNAL REVENUE SERVICE, GENERALLY FOR THREE YEARS AFTER IT IS FILED.	ExplanationTxt

Schedule I IRS990ScheduleI

Field	Value	IRS element (for citing)
Grant Records Maintained	Yes (1)	GrantRecordsMaintainedInd

Recipient Table RecipientTable

Recipient Business Name RecipientBusinessName

Field	Value	IRS element (for citing)
Business Name Line1	LIFE AND HEALTH INSURANCE FOUNDATION FOR EDUCATION (LIFE)	BusinessNameLine1Txt

US Address USAddress

Field	Value	IRS element (for citing)
Address Line1	1655 NORTH FORT MYER DRIVE SUITE	AddressLine1Txt
Address Line2	610	AddressLine2Txt
City	ARLINGTON	CityNm
State Abbreviation	VA	StateAbbreviationCd
ZIP	22209	ZIPCd

Field	Value	IRS element (for citing)
Recipient EIN	521904610	RecipientEIN
IRC Section	501(C)(6)	IRCSectionDesc
Cash Grant	$100,000	CashGrantAmt
Purpose Of Grant	GENERAL SUPPORT	PurposeOfGrantTxt

Field	Value	IRS element (for citing)
Total501c3 Org	0	Total501c3OrgCnt
Total Other Org	1	TotalOtherOrgCnt

Supplemental Information Detail SupplementalInformationDetail

Field	Value	IRS element (for citing)
Form And Line Reference	PART I, LINE 2:	FormAndLineReferenceDesc
Explanation	AALU PAID DUES TO AN ORGANIZATION FOR WHICH AALU DID NOT RECEIVE ANY MEASURABLE BENEFIT IN EXCHANGE FOR THOSE DUES. AS SUCH, THE RESPECTIVE DUES PAYMENT WAS TREATED AS A GRANT TO THE RECIPIENT ORGANIZATION. THIS GRANT IS CONSIDERED TO BE GENERAL SUPPORT TO THE RECIPIENT ORGANIZATION WHOSE MISSION IS CONSISTENT WITH AND FURTHERS AALU'S EXEMPT MISSION TO PROMOTE, PRESERVE AND PROTECT ADVANCED LIFE INSURANCE PLANNING.	ExplanationTxt

Schedule J IRS990ScheduleJ

Field	Value	IRS element (for citing)
First Class Or Charter Travel	Yes (X)	FirstClassOrCharterTravelInd
Travel For Companions	Yes (X)	TravelForCompanionsInd
Club Dues Or Fees	Yes (X)	ClubDuesOrFeesInd
Written Policy Ref T And E Expnss	Yes (1)	WrittenPolicyRefTAndEExpnssInd
Substantiation Required	Yes (1)	SubstantiationRequiredInd
Compensation Committee	Yes (X)	CompensationCommitteeInd
Compensation Survey	Yes (X)	CompensationSurveyInd
Board Or Committee Approval	Yes (X)	BoardOrCommitteeApprovalInd
Severance Payment	Yes (1)	SeverancePaymentInd
Supplemental Nonqual Rtr Plan	0	SupplementalNonqualRtrPlanInd
Equity Based Comp Arrngm	0	EquityBasedCompArrngmInd

Rltd Org Officer Trst Key Empl RltdOrgOfficerTrstKeyEmplGrp (10 entries)

TitleTitleTxt	Base Compensation Filing OrgBaseCompensationFilingOrgAmt	Compensation Based On Rltd OrgsCompensationBasedOnRltdOrgsAmt	Bonus Filing OrganizationBonusFilingOrganizationAmount	Bonus Related OrganizationsBonusRelatedOrganizationsAmt	Other Compensation Filing OrgOtherCompensationFilingOrgAmt	Other Compensation Rltd OrgsOtherCompensationRltdOrgsAmt	Deferred Compensation Flng OrgDeferredCompensationFlngOrgAmt	Deferred Comp Rltd OrgsDeferredCompRltdOrgsAmt	Nontaxable Benefits Filing OrgNontaxableBenefitsFilingOrgAmt	Nontaxable Benefits Rltd OrgsNontaxableBenefitsRltdOrgsAmt	Total Compensation Filing OrgTotalCompensationFilingOrgAmt	Total Compensation Rltd OrgsTotalCompensationRltdOrgsAmt	Comp Report Prior990 Filing OrgCompReportPrior990FilingOrgAmt	Comp Report Prior990 Rltd OrgsCompReportPrior990RltdOrgsAmt
DAVID STERTZER
CEO	$441,425	$0	$262,280	$0	$0	$0	$28,108	$0	$19,900	$0	$751,713	$0	$0	$0
TRACY MAWYER
CFO & VP OF HUMAN RESOURCE	$153,610	$0	$0	$0	$0	$0	$15,598	$0	$11,138	$0	$180,346	$0	$0	$0
MARC CADIN
SENIOR VP OF GOV'T AFFAIRS	$403,178	$0	$85,000	$0	$0	$0	$31,262	$0	$11,227	$0	$530,667	$0	$0	$0
JAMES LEE
VP OF MEMBER SERVICES	$227,878	$0	$42,800	$0	$0	$0	$12,970	$0	$11,288	$0	$294,936	$0	$0	$0
CHRISTOPHER MORTON
VP OF LEGAL AFFAIRS	$264,115	$0	$15,000	$0	$0	$0	$25,594	$0	$11,132	$0	$315,841	$0	$0	$0
KARLA KIRK
VP OF CORPORATE & POLITICAL FINANCE	$199,064	$0	$15,000	$0	$0	$0	$21,291	$0	$7,459	$0	$242,814	$0	$0	$0
THOMAS KORB
VP OF POLICY & PUBLIC AFFAIRS	$205,849	$0	$0	$0	$0	$0	$20,295	$0	$1,325	$0	$227,469	$0	$0	$0
MARILYN MATICIC
VP OF MEMBERSHIP	$129,542	$0	$12,800	$0	$0	$0	$13,183	$0	$7,062	$0	$162,587	$0	$0	$0
JUSTIN BROWN
VP OF LEGISLATIVE AFFAIRS	$168,673	$0	$7,500	$0	$0	$0	$17,569	$0	$11,074	$0	$204,816	$0	$0	$0
ANSLEY COLBY
VP OF PROFESSIONAL DEVELOPMENT	$132,088	$0	$16,900	$0	$17,000	$0	$14,956	$0	$10,132	$0	$191,076	$0	$0	$0

Supplemental Information Detail SupplementalInformationDetail (2 entries)

Form And Line ReferenceFormAndLineReferenceDesc	ExplanationExplanationTxt
PART I, LINE 1A	THE ORGANIZATION PROVIDES A MAXIMUM OF UP TO $100 FOR UPGRADE FEES TO 1ST CLASS FOR BOARD OF DIRECTORS' AIRFARE AND ALLOWS EXECUTIVE COMMITTEE SPOUSES TO ACCOMPANY THEM ON TRAVEL TO AALU MEETINGS. THE ORGANIZAITON ALSO PROVIDES PAYMENTS TO A HEALTH CLUB FOR THE CEO AS WELL AS UP TO $59.95/MONTH FOR OTHER EMPLOYEE GYM FEES.
PART I, LINE 4A	ANSLEY COLBY RECEIVED SEVERANCE OF $17,000.

Schedule O IRS990ScheduleO

Supplemental Information Detail SupplementalInformationDetail (7 entries)

Form And Line ReferenceFormAndLineReferenceDesc	ExplanationExplanationTxt
FORM 990, PART VI, SECTION A, LINE 6	THERE IS ONE CATEGORY OF MEMBERSHIP. ALL MEMBERS RECEIVE THE SAME RIGHTS IN EXCHANGE FOR MEMBERSHIP.
FORM 990, PART VI, SECTION A, LINE 7A	IN EXCHANGE FOR THEIR MEMBERSHIP DUES, EACH MEMBER IS PROVIDED WITH CERTAIN RIGHTS; INCLUDING BUT NOT LIMITED TO THE RIGHTS TO ATTEND MEETINGS, VOTE ON CERTAIN ORGANIZATIONAL DECISIONS AND CHANGES TO GOVERNING DOCUMENTS, AND RECEIVE CERTAIN PUBLICATIONS PRODUCED BY AALU.
FORM 990, PART VI, SECTION A, LINE 7B	THE MEMBERSHIP VOTES TO ELECT BOARD MEMBERS AND TO APPROVE THE AMENDMENT TO GOVERNING DOCUMENTS WHEN AMENDED.
FORM 990, PART VI, SECTION B, LINE 11	AALU'S FORM 990 IS PREPARED BY AN OUTSIDE ACCOUNTANT AND REVIEWED BY THE ORGANIZATION'S CEO AND CFO.
FORM 990, PART VI, SECTION B, LINE 12C	IF A POTENTIAL, APPARENT, OR ACTUAL CONFLICT OF INTEREST ARISES BETWEEN A BOARD MEMBER AND AALU, IT IS THE OBLIGATION OF THAT BOARD MEMBER TO PROMPTLY DISCLOSE THE CONFLICT TO THE BOARD AND, IF REQUIRED, TO REMOVE HIMSELF/HERSELF FROM BOARD DISCUSSIONS AND DECISIONS CONCERNING THE MATTER AND TO TAKE SUCH OTHER ACTIONS AS MAY BE CALLED FOR BY THE BOARD. IT IS THE BOARD'S OBLIGATION TO CONSIDER EACH MATTER BROUGHT TO ITS ATTENTION UNDER THIS POLICY AND TO ADVISE THE BOARD MEMBER INVOLVED AS TO THE APPROPRIATE ACTION. IN FULFILLING ITS OBLIGATIONS UNDER THIS POLICY, THE BOARD MAY ESTABLISH GENERAL RULES TO ADDRESS CONFLICT ISSUES. NO EMPLOYEE MAY, WITHOUT PROPER DISCLOSURE, BENEFIT DIRECTLY OR INDIRECTLY FROM A THIRD PARTY WHO FURNISHES PRODUCTS, MATERIALS OR SERVICES TO THE ASSOCIATION AS THIS RAISES POTENTIAL FOR CONFLICT OF INTEREST. IF THE EMPLOYEE HAS ANY INFLUENCE ON TRANSACTIONS BETWEEN AALU AND ANOTHER ORGANIZATION, THE EMPLOYEE MUST IMMEDIATELY NOTIFY A SUPERVISOR OF A POTENTIAL CONFLICT OF INTEREST. FAILURE TO DO SO MAY RESULT IN CORRECTIVE ACTION UP TO AND INCLUDING TERMINATION OF EMPLOYMENT.
FORM 990, PART VI, SECTION B, LINE 15A	THE EXECUTIVE COMMITTEE REVIEWS THE CEO'S SALARY ANNUALLY. AS DEEMED NECESSARY BY THE BOARD, COMPENSATION STUDIES MAY BE PERFORMED TO DETERMINE APPROPRIATE COMPENSATION. THE DELIBERATION AND DECISION OF THE REVIEW ARE DOCUMENTED IN THE COMMITTEE MINUTES. THE LAST REVIEW TOOK PLACE IN SEPTEMBER, 2015.
FORM 990, PART VI, SECTION C, LINE 19	THE ORGANIZATION'S GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY AND FINANCIAL STATEMENTS ARE AVAILABLE TO THE PUBLIC UPON REQUEST.