SAN FRANCISCO CONSUMER ACTION: Form 990, tax year 2018

View the entire original 990 at ProPublica ↗

Organization
SAN FRANCISCO CONSUMER ACTION (EIN 23-7172908)
Tax period
2018-04-01 to 2019-03-31
Filed
2020-02-05
IRS object ID
202000369349300635
Schema version
2018v3.1
Source
Download XML · Original 990 at ProPublica

Every field in the e-filed return. Faint text is the IRS element name, for citing.

Return header ReturnHeader

FieldValueIRS element (for citing)
Return2020-02-05T10:18:21-08:00ReturnTs
Tax Period End2019-03-31TaxPeriodEndDt

Preparer Firm PreparerFirmGrp

FieldValueIRS element (for citing)
Preparer Firm EIN472626541PreparerFirmEIN

Preparer Firm Name PreparerFirmName

FieldValueIRS element (for citing)
Business Name Line1Cook & Company A Prof Actncy CorpBusinessNameLine1Txt

Preparer US Address PreparerUSAddress

FieldValueIRS element (for citing)
Address Line1870 Market Street Suite 880AddressLine1Txt
CitySan FranciscoCityNm
State AbbreviationCAStateAbbreviationCd
ZIP94102ZIPCd
FieldValueIRS element (for citing)
Return Type990ReturnTypeCd
Tax Period Begin2018-04-01TaxPeriodBeginDt

Filer Filer

FieldValueIRS element (for citing)
EIN237172908EIN

Business Name BusinessName

FieldValueIRS element (for citing)
Business Name Line1San Francisco Consumer ActionBusinessNameLine1Txt
FieldValueIRS element (for citing)
Business Name ControlSANFBusinessNameControlTxt
Phone4157779648PhoneNum

US Address USAddress

FieldValueIRS element (for citing)
Address Line11170 Market Street 500AddressLine1Txt
CitySan FranciscoCityNm
State AbbreviationCAStateAbbreviationCd
ZIP94102ZIPCd

Business Officer BusinessOfficerGrp

FieldValueIRS element (for citing)
PersonKen McEldowneyPersonNm
Person TitleExecutive DirectorPersonTitleTxt
Signature2020-02-05SignatureDt
Discuss With Paid PreparerYes (true)DiscussWithPaidPreparerInd

Preparer Person PreparerPersonGrp

FieldValueIRS element (for citing)
Preparer PersonDouglas E Cook CPAMPAPreparerPersonNm
PTINP01521705PTIN
Phone4156211112PhoneNum
FieldValueIRS element (for citing)
Tax2018TaxYr
Build TS2020-09-23 17:36:50ZBuildTS

Form 990 IRS990

FieldValueIRS element (for citing)
Principal OfficerKen McEldowneyPrincipalOfficerNm
Gross Receipts$2,192,348GrossReceiptsAmt
Group Return For AffiliatesfalseGroupReturnForAffiliatesInd
All Affiliates IncludedfalseAllAffiliatesIncludedInd
Organization501c3Yes (X)Organization501c3Ind
Website Addresswww.consumer-action.orgWebsiteAddressTxt
Type Of Organization CorpYes (X)TypeOfOrganizationCorpInd
Formation1971FormationYr
Legal Domicile StateCALegalDomicileStateCd
Activity Or MissionConsumer Action's mission is to provide consumer education and advocacy to and on behalf of consumers around the country.ActivityOrMissionDesc
Voting Members Governing Body10VotingMembersGoverningBodyCnt
Voting Members Independent10VotingMembersIndependentCnt
Total Employee24TotalEmployeeCnt
Total Volunteers2TotalVolunteersCnt
Total Gross UBI$0TotalGrossUBIAmt
PY Contributions Grants$1,897,240PYContributionsGrantsAmt
CY Contributions Grants$2,106,307CYContributionsGrantsAmt
CY Program Service Revenue$0CYProgramServiceRevenueAmt
PY Investment Income$74,379PYInvestmentIncomeAmt
CY Investment Income$83,716CYInvestmentIncomeAmt
PY Other Revenue$950PYOtherRevenueAmt
CY Other Revenue-$4,113CYOtherRevenueAmt
PY Total Revenue$1,972,569PYTotalRevenueAmt
CY Total Revenue$2,185,910CYTotalRevenueAmt
CY Grants And Similar Paid$28,000CYGrantsAndSimilarPaidAmt
CY Benefits Paid To Members$0CYBenefitsPaidToMembersAmt
PY Salaries Comp Emp Bnft Paid$2,411,061PYSalariesCompEmpBnftPaidAmt
CY Salaries Comp Emp Bnft Paid$2,449,220CYSalariesCompEmpBnftPaidAmt
CY Total Prof Fndrsng Expns$0CYTotalProfFndrsngExpnsAmt
CY Total Fundraising Expense$238,759CYTotalFundraisingExpenseAmt
PY Other Expenses$868,161PYOtherExpensesAmt
CY Other Expenses$830,497CYOtherExpensesAmt
PY Total Expenses$3,279,222PYTotalExpensesAmt
CY Total Expenses$3,307,717CYTotalExpensesAmt
PY Revenues Less Expenses-$1,306,653PYRevenuesLessExpensesAmt
CY Revenues Less Expenses-$1,121,807CYRevenuesLessExpensesAmt
Total Assets BOY$5,965,339TotalAssetsBOYAmt
Total Assets EOY$4,796,950TotalAssetsEOYAmt
Total Liabilities BOY$357,543TotalLiabilitiesBOYAmt
Total Liabilities EOY$310,961TotalLiabilitiesEOYAmt
Net Assets Or Fund Balances BOY$5,607,796NetAssetsOrFundBalancesBOYAmt
Net Assets Or Fund Balances EOY$4,485,989NetAssetsOrFundBalancesEOYAmt
Info In Schedule O Part IIIYes (X)InfoInScheduleOPartIIIInd
MissionConsumer Action's mission is to provide consumer education and advocacy to and on behalf of consumers around the country.MissionDesc
Significant New Program SrvcfalseSignificantNewProgramSrvcInd
Significant ChangefalseSignificantChangeInd
Expense$895,627ExpenseAmt
DescMM 123 Chase Cy Pres Project: This project helped develop and create the "Money Management 1-2-3 education modules": "Getting a Strong Start", "Achieving Financial Goals" and "Planning a Secure Future". The modules were distributed through community-based organizations around the country. Each module consists of an educational publication, a lesson plan, a trainer's manual and a PowerPoint presentation. The publications are printed, produced and translated into Chinese, Korean, Spanish and Vietnamese, and are distributed for free through Consumer Action's network of 8,000 CBOs around the country. (Cont'd on Schedule O)Desc

Prog Srvc Accom Acty2 ProgSrvcAccomActy2Grp

FieldValueIRS element (for citing)
Expense$837,352ExpenseAmt
DescThe IB Insurance Cy Pres Project: Under this grant Consumer Action conducted research about consumer insurance issues, and took positions on insurance-related regulatory and legislative proposals. The project has produced a 10-page pamphlet on "Auto Insurance, The Basics", including the coverage you need, what determines how much you'll pay for auto insurance, and how to file a claim. Consumer Action also provided information on California's low-cost auto insurance program, and used its expertise in the insurance field to provide free counseling to consumers who called with insurance-related questions.Desc

Prog Srvc Accom Acty3 ProgSrvcAccomActy3Grp

FieldValueIRS element (for citing)
Expense$201,191ExpenseAmt
DescThe Credit Card Tying Cy Pres Project: This project has produced "Questions and Answers About Secured Credit Cards", a training manual and group leader's guide designed to give community advocates and outreach workers a background on the topic so that they can counsel clients and/or lead workshops for other staff members. It is intended to be used with the brochure titled "Building and Repairing Your Credit with a Secured Credit Card," an easy-to-read introduction to the subject available in Chinese, English and Spanish.Desc
FieldValueIRS element (for citing)
Total Other Prog Srvc Expense$567,454TotalOtherProgSrvcExpenseAmt
Total Other Prog Srvc Grant$28,000TotalOtherProgSrvcGrantAmt
Total Program Service Expenses$2,501,624TotalProgramServiceExpensesAmt
Described In Section501c3Yes (true)DescribedInSection501c3Ind
Schedule B RequiredYes (true)ScheduleBRequiredInd
Political Campaign ActyfalsePoliticalCampaignActyInd
Lobbying ActivitiesYes (true)LobbyingActivitiesInd
Subject To Proxy TaxfalseSubjectToProxyTaxInd
Donor Advised FundfalseDonorAdvisedFundInd
Conservation EasementsfalseConservationEasementsInd
Collections Of ArtfalseCollectionsOfArtInd
Credit CounselingfalseCreditCounselingInd
Temp Or Permanent EndowmentsfalseTempOrPermanentEndowmentsInd
Report Land Building EquipmentYes (true)ReportLandBuildingEquipmentInd
Report Investments Other SecfalseReportInvestmentsOtherSecInd
Report Program Related InvstfalseReportProgramRelatedInvstInd
Report Other AssetsfalseReportOtherAssetsInd
Report Other LiabilitiesfalseReportOtherLiabilitiesInd
Include FIN48 FootnotefalseIncludeFIN48FootnoteInd
Independent Audit Fincl StmtYes (true)IndependentAuditFinclStmtInd
Consolidated Audit Fincl StmtfalseConsolidatedAuditFinclStmtInd
School OperatingfalseSchoolOperatingInd
Foreign OfficefalseForeignOfficeInd
Foreign ActivitiesfalseForeignActivitiesInd
More Than5000 K To OrgfalseMoreThan5000KToOrgInd
More Than5000 K To IndividualsfalseMoreThan5000KToIndividualsInd
Professional FundraisingfalseProfessionalFundraisingInd
Fundraising ActivitiesYes (true)FundraisingActivitiesInd
Gaming ActivitiesfalseGamingActivitiesInd
Operate HospitalfalseOperateHospitalInd
Grants To OrganizationsYes (true)GrantsToOrganizationsInd
Grants To IndividualsfalseGrantsToIndividualsInd
Schedule J RequiredYes (true)ScheduleJRequiredInd
Tax Exempt BondsfalseTaxExemptBondsInd
Invest Tax Exempt BondsfalseInvestTaxExemptBondsInd
Escrow AccountfalseEscrowAccountInd
On Behalf Of IssuerfalseOnBehalfOfIssuerInd
Engaged In Excess Benefit TransfalseEngagedInExcessBenefitTransInd
PY Excess Benefit TransfalsePYExcessBenefitTransInd
Loan OutstandingfalseLoanOutstandingInd
Grant To Related PersonfalseGrantToRelatedPersonInd
Business Rln With Org MemfalseBusinessRlnWithOrgMemInd
Business Rln With Fam MemfalseBusinessRlnWithFamMemInd
Business Rln With Officer EntfalseBusinessRlnWithOfficerEntInd
Deductible Non Cash ContrifalseDeductibleNonCashContriInd
Deductible Art ContributionfalseDeductibleArtContributionInd
Terminate OperationsfalseTerminateOperationsInd
Partial LiquidationfalsePartialLiquidationInd
Disregarded EntityfalseDisregardedEntityInd
Related EntityfalseRelatedEntityInd
Related Organization Ctrl EntfalseRelatedOrganizationCtrlEntInd
Trnsfr Exmpt Non Chrtbl Rltd OrgfalseTrnsfrExmptNonChrtblRltdOrgInd
Activities Conducted PrtshpfalseActivitiesConductedPrtshpInd
Schedule O RequiredYes (true)ScheduleORequiredInd
IRP Document24IRPDocumentCnt
IRP Document W2 G0IRPDocumentW2GCnt
Backup Wthld ComplianceYes (true)BackupWthldComplianceInd
Employee24EmployeeCnt
Employment Tax Returns FiledfalseEmploymentTaxReturnsFiledInd
Unrelated Bus Incm Over LimitfalseUnrelatedBusIncmOverLimitInd
Form990 T FiledfalseForm990TFiledInd
Foreign Financial AccountfalseForeignFinancialAccountInd
Prohibited Tax Shelter TransfalseProhibitedTaxShelterTransInd
Taxable Party NotificationfalseTaxablePartyNotificationInd
Nondeductible ContributionsfalseNondeductibleContributionsInd
Quid Pro Quo ContributionsfalseQuidProQuoContributionsInd
Form8282 Property Disposed OffalseForm8282PropertyDisposedOfInd
Form8282 Filed0Form8282FiledCnt
Rcv Fnds To Pay Prsnl Bnft CntrctfalseRcvFndsToPayPrsnlBnftCntrctInd
Pay Premiums Prsnl Bnft CntrctfalsePayPremiumsPrsnlBnftCntrctInd
Form8899 FiledindfalseForm8899Filedind
Form1098 C FiledfalseForm1098CFiledInd
DAF Excess Business HoldingsfalseDAFExcessBusinessHoldingsInd
Taxable DistributionsfalseTaxableDistributionsInd
Distribution To DonorfalseDistributionToDonorInd
Org Filed In Lieu Of Form1041falseOrgFiledInLieuOfForm1041Ind
Licensed More Than One StatefalseLicensedMoreThanOneStateInd
Indoor Tanning ServicesfalseIndoorTanningServicesInd
Subj To Tax Rmnrtn Ex Prcht PymtfalseSubjToTaxRmnrtnExPrchtPymtInd
Subject To Excs Tax Net Invst IncfalseSubjectToExcsTaxNetInvstIncInd
Info In Schedule O Part VIYes (X)InfoInScheduleOPartVIInd
Governing Body Voting Members10GoverningBodyVotingMembersCnt
Independent Voting Member10IndependentVotingMemberCnt
Family Or Business RlnfalseFamilyOrBusinessRlnInd
Delegation Of Mgmt DutiesfalseDelegationOfMgmtDutiesInd
Change To Org DocumentsfalseChangeToOrgDocumentsInd
Material Diversion Or MisusefalseMaterialDiversionOrMisuseInd
Members Or StockholdersfalseMembersOrStockholdersInd
Election Of Board MembersfalseElectionOfBoardMembersInd
Decisions Subject To ApprovafalseDecisionsSubjectToApprovaInd
Minutes Of Governing BodyYes (true)MinutesOfGoverningBodyInd
Minutes Of CommitteesfalseMinutesOfCommitteesInd
Officer Mailing AddressfalseOfficerMailingAddressInd
Local ChaptersfalseLocalChaptersInd
Form990 Provided To Gvrn BodyfalseForm990ProvidedToGvrnBodyInd
Conflict Of Interest PolicyYes (true)ConflictOfInterestPolicyInd
Annual Disclosure Covered PrsnYes (true)AnnualDisclosureCoveredPrsnInd
Regular Monitoring EnfrcYes (true)RegularMonitoringEnfrcInd
Whistleblower PolicyYes (true)WhistleblowerPolicyInd
Document Retention PolicyYes (true)DocumentRetentionPolicyInd
Compensation Process CEOfalseCompensationProcessCEOInd
Compensation Process OtherfalseCompensationProcessOtherInd
Investment In Joint VenturefalseInvestmentInJointVentureInd
States Where Copy Of Return Is FldCAStatesWhereCopyOfReturnIsFldCd
Own WebsiteYes (X)OwnWebsiteInd
Other WebsiteYes (X)OtherWebsiteInd
Upon RequestYes (X)UponRequestInd
OtherYes (X)OtherInd

Books In Care Of Detail BooksInCareOfDetail

FieldValueIRS element (for citing)
PersonMichael HefferPersonNm
Phone4157779648PhoneNum

US Address USAddress

FieldValueIRS element (for citing)
Address Line11170 Market Street 500AddressLine1Txt
CitySan FranciscoCityNm
State AbbreviationCAStateAbbreviationCd
ZIP94102ZIPCd

Form990 Part VII Section A Form990PartVIISectionAGrp (16 entries)

TitleTitleTxtAverage Hours Per WeekAverageHoursPerWeekRtAverage Hours Per Week Rltd OrgAverageHoursPerWeekRltdOrgRtIndividual Trustee Or DirectorIndividualTrusteeOrDirectorIndOfficerOfficerIndReportable Comp From OrgReportableCompFromOrgAmtReportable Comp From Rltd OrgReportableCompFromRltdOrgAmtOther CompensationOtherCompensationAmtKey EmployeeKeyEmployeeIndHighest Compensated EmployeeHighestCompensatedEmployeeInd
Patricia Sturdevant Chair
Director1.000.00Yes (X)Yes (X)$0$0$0
Sue Hestor Dir
Treasurer1.000.00Yes (X)Yes (X)$0$0$0
Rosa Gonzalez-Abrego
Director1.000.00Yes (X)$0$0$0
Dr Irene Leech
Director1.000.00Yes (X)$0$0$0
Ben Lau
Director1.000.00Yes (X)$0$0$0
Anna Flores
Director1.000.00Yes (X)$0$0$0
Faith Bautista
Director1.000.00Yes (X)$0$0$0
Sue Rogan
Director1.000.00Yes (X)$0$0$0
Gail Sanders
Director1.000.00Yes (X)$0$0$0
Kay Pachtner
Director0.000.00Yes (X)$0$0$0
Michael Heffer Business Mgr
Controller16.000.00Yes (X)$51,340$0$3,167
Linda Sherry
National Priorities Dir.35.000.00$158,654$0$17,605Yes (X)
Kathy Li
S.F. Office Dir.35.000.00$151,598$0$17,600Yes (X)
Ken McEldowney
Exec. Dir & Secretary35.000.00$240,832$0$13,042Yes (X)
Ruth Albert
Deputy Director35.000.00$105,403$0$29,618Yes (X)
Nani Hansen
Associate Director35.000.00$108,349$0$6,417Yes (X)
FieldValueIRS element (for citing)
Total Reportable Comp From Org$816,176TotalReportableCompFromOrgAmt
Total Other Compensation$87,449TotalOtherCompensationAmt
Indiv Rcvd Greater Than100 K5IndivRcvdGreaterThan100KCnt
Former Ofcr Employees ListedfalseFormerOfcrEmployeesListedInd
Total Comp Greater Than150 KYes (true)TotalCompGreaterThan150KInd
Compensation From Other SrcsfalseCompensationFromOtherSrcsInd

Contractor Compensation ContractorCompensationGrp

Contractor Name ContractorName

Business Name BusinessName

FieldValueIRS element (for citing)
Business Name Line1Nonprofit TechBusinessNameLine1Txt

Contractor Address ContractorAddress

US Address USAddress

FieldValueIRS element (for citing)
Address Line12214 St Paul AveAddressLine1Txt
CityMadisonCityNm
State AbbreviationWIStateAbbreviationCd
ZIP53704ZIPCd
FieldValueIRS element (for citing)
ServicesComputer ServicesServicesDesc
Compensation$80,210CompensationAmt
FieldValueIRS element (for citing)
Cntrct Rcvd Greater Than100 K0CntrctRcvdGreaterThan100KCnt
Membership Dues$2,456MembershipDuesAmt
Fundraising$193,575FundraisingAmt
All Other Contributions$1,910,276AllOtherContributionsAmt
Total Contributions$2,106,307TotalContributionsAmt
Total Program Service Revenue$0TotalProgramServiceRevenueAmt

Investment Income InvestmentIncomeGrp

FieldValueIRS element (for citing)
Total Revenue Column$83,716TotalRevenueColumnAmt
Exclusion$83,716ExclusionAmt

Incm From Invest Bond Proceeds IncmFromInvestBondProceedsGrp

FieldValueIRS element (for citing)
Total Revenue Column$0TotalRevenueColumnAmt

Royalties Revenue RoyaltiesRevenueGrp

FieldValueIRS element (for citing)
Total Revenue Column$0TotalRevenueColumnAmt

Net Rental Income Or Loss NetRentalIncomeOrLossGrp

FieldValueIRS element (for citing)
Total Revenue Column$0TotalRevenueColumnAmt

Net Gain Or Loss Investments NetGainOrLossInvestmentsGrp

FieldValueIRS element (for citing)
Total Revenue Column$0TotalRevenueColumnAmt
FieldValueIRS element (for citing)
Fundraising Gross Income$2,325FundraisingGrossIncomeAmt
Contri Rpt Fundraising Event$193,575ContriRptFundraisingEventAmt
Fundraising Direct Expenses$6,438FundraisingDirectExpensesAmt

Net Incm From Fundraising Evt NetIncmFromFundraisingEvtGrp

FieldValueIRS element (for citing)
Total Revenue Column-$4,113TotalRevenueColumnAmt
Exclusion-$4,113ExclusionAmt

Net Income From Gaming NetIncomeFromGamingGrp

FieldValueIRS element (for citing)
Total Revenue Column$0TotalRevenueColumnAmt

Net Income Or Loss NetIncomeOrLossGrp

FieldValueIRS element (for citing)
Total Revenue Column$0TotalRevenueColumnAmt
FieldValueIRS element (for citing)
Other Revenue Total$0OtherRevenueTotalAmt

Total Revenue TotalRevenueGrp

FieldValueIRS element (for citing)
Total Revenue Column$2,185,910TotalRevenueColumnAmt
Exclusion$79,603ExclusionAmt

Grants To Domestic Orgs GrantsToDomesticOrgsGrp

FieldValueIRS element (for citing)
Total$28,000TotalAmt
Program Services$28,000ProgramServicesAmt

Grants To Domestic Individuals GrantsToDomesticIndividualsGrp

FieldValueIRS element (for citing)
Total$0TotalAmt

Foreign Grants ForeignGrantsGrp

FieldValueIRS element (for citing)
Total$0TotalAmt

Benefits To Members BenefitsToMembersGrp

FieldValueIRS element (for citing)
Total$0TotalAmt

Comp Current Ofcr Directors CompCurrentOfcrDirectorsGrp

FieldValueIRS element (for citing)
Total$642,447TotalAmt
Program Services$387,397ProgramServicesAmt
Management And General$174,153ManagementAndGeneralAmt
Fundraising$80,897FundraisingAmt

Comp Disqual Persons CompDisqualPersonsGrp

FieldValueIRS element (for citing)
Total$0TotalAmt

Other Salaries And Wages OtherSalariesAndWagesGrp

FieldValueIRS element (for citing)
Total$1,435,876TotalAmt
Program Services$1,199,320ProgramServicesAmt
Management And General$190,457ManagementAndGeneralAmt
Fundraising$46,099FundraisingAmt

Pension Plan Contributions PensionPlanContributionsGrp

FieldValueIRS element (for citing)
Total$70,365TotalAmt
Program Services$58,623ProgramServicesAmt
Management And General$9,459ManagementAndGeneralAmt
Fundraising$2,283FundraisingAmt

Other Employee Benefits OtherEmployeeBenefitsGrp

FieldValueIRS element (for citing)
Total$153,292TotalAmt
Program Services$117,370ProgramServicesAmt
Management And General$26,706ManagementAndGeneralAmt
Fundraising$9,216FundraisingAmt

Payroll Taxes PayrollTaxesGrp

FieldValueIRS element (for citing)
Total$147,240TotalAmt
Program Services$113,321ProgramServicesAmt
Management And General$25,033ManagementAndGeneralAmt
Fundraising$8,886FundraisingAmt

Fees For Services Management FeesForServicesManagementGrp

FieldValueIRS element (for citing)
Total$0TotalAmt

Fees For Services Legal FeesForServicesLegalGrp

FieldValueIRS element (for citing)
Total$0TotalAmt

Fees For Services Accounting FeesForServicesAccountingGrp

FieldValueIRS element (for citing)
Total$19,600TotalAmt
Management And General$19,600ManagementAndGeneralAmt

Fees For Services Lobbying FeesForServicesLobbyingGrp

FieldValueIRS element (for citing)
Total$0TotalAmt

Fees For Services Prof Fundraising FeesForServicesProfFundraising

FieldValueIRS element (for citing)
Total$0TotalAmt

Fees For Srvc Invst Mgmnt Fees FeesForSrvcInvstMgmntFeesGrp

FieldValueIRS element (for citing)
Total$0TotalAmt

Fees For Services Other FeesForServicesOtherGrp

FieldValueIRS element (for citing)
Total$89,140TotalAmt
Program Services$26,032ProgramServicesAmt
Management And General$9,308ManagementAndGeneralAmt
Fundraising$53,800FundraisingAmt

Advertising AdvertisingGrp

FieldValueIRS element (for citing)
Total$0TotalAmt

Office Expenses OfficeExpensesGrp

FieldValueIRS element (for citing)
Total$90,785TotalAmt
Program Services$67,696ProgramServicesAmt
Management And General$16,967ManagementAndGeneralAmt
Fundraising$6,122FundraisingAmt

Information Technology InformationTechnologyGrp

FieldValueIRS element (for citing)
Total$111,049TotalAmt
Program Services$93,000ProgramServicesAmt
Management And General$15,049ManagementAndGeneralAmt
Fundraising$3,000FundraisingAmt

Royalties RoyaltiesGrp

FieldValueIRS element (for citing)
Total$0TotalAmt

Occupancy OccupancyGrp

FieldValueIRS element (for citing)
Total$167,562TotalAmt
Program Services$127,678ProgramServicesAmt
Management And General$29,914ManagementAndGeneralAmt
Fundraising$9,970FundraisingAmt

Travel TravelGrp

FieldValueIRS element (for citing)
Total$61,483TotalAmt
Program Services$43,668ProgramServicesAmt
Management And General$2,234ManagementAndGeneralAmt
Fundraising$15,581FundraisingAmt

Pymt Travel Entrtnmnt Pub Ofcl PymtTravelEntrtnmntPubOfclGrp

FieldValueIRS element (for citing)
Total$0TotalAmt

Conferences Meetings ConferencesMeetingsGrp

FieldValueIRS element (for citing)
Total$202,614TotalAmt
Program Services$202,512ProgramServicesAmt
Management And General$102ManagementAndGeneralAmt

Interest InterestGrp

FieldValueIRS element (for citing)
Total$0TotalAmt

Payments To Affiliates PaymentsToAffiliatesGrp

FieldValueIRS element (for citing)
Total$0TotalAmt

Depreciation Depletion DepreciationDepletionGrp

FieldValueIRS element (for citing)
Total$48,321TotalAmt
Program Services$37,007ProgramServicesAmt
Management And General$8,409ManagementAndGeneralAmt
Fundraising$2,905FundraisingAmt

Insurance InsuranceGrp

FieldValueIRS element (for citing)
Total$5,228TotalAmt
Management And General$5,228ManagementAndGeneralAmt

Other Expenses OtherExpensesGrp

FieldValueIRS element (for citing)
DescDues, fees & misc.Desc
Total$34,715TotalAmt
Management And General$34,715ManagementAndGeneralAmt

All Other Expenses AllOtherExpensesGrp

FieldValueIRS element (for citing)
Total$0TotalAmt

Total Functional Expenses TotalFunctionalExpensesGrp

FieldValueIRS element (for citing)
Total$3,307,717TotalAmt
Program Services$2,501,624ProgramServicesAmt
Management And General$567,334ManagementAndGeneralAmt
Fundraising$238,759FundraisingAmt

Cash Non Interest Bearing CashNonInterestBearingGrp

FieldValueIRS element (for citing)
BOY$295,336BOYAmt
EOY$207,935EOYAmt

Savings And Temp Cash Invst SavingsAndTempCashInvstGrp

FieldValueIRS element (for citing)
BOY$5,369,000BOYAmt
EOY$4,414,406EOYAmt

Pledges And Grants Receivable PledgesAndGrantsReceivableGrp

FieldValueIRS element (for citing)
BOY$104,259BOYAmt
EOY$35,000EOYAmt

Accounts Receivable AccountsReceivableGrp

FieldValueIRS element (for citing)
EOY$0EOYAmt

Receivables From Officers Etc ReceivablesFromOfficersEtcGrp

FieldValueIRS element (for citing)
EOY$0EOYAmt

Rcvbl From Disqualified Prsn RcvblFromDisqualifiedPrsnGrp

FieldValueIRS element (for citing)
EOY$0EOYAmt

Oth Notes Loans Receivable Net OthNotesLoansReceivableNetGrp

FieldValueIRS element (for citing)
EOY$0EOYAmt

Inventories For Sale Or Use InventoriesForSaleOrUseGrp

FieldValueIRS element (for citing)
EOY$0EOYAmt

Prepaid Expenses Defrd Charges PrepaidExpensesDefrdChargesGrp

FieldValueIRS element (for citing)
BOY$56,156BOYAmt
EOY$47,342EOYAmt
FieldValueIRS element (for citing)
Land Bldg Equip Cost Or Other Bss$299,239LandBldgEquipCostOrOtherBssAmt
Land Bldg Equip Accum Deprec$206,972LandBldgEquipAccumDeprecAmt

Land Bldg Equip Basis Net LandBldgEquipBasisNetGrp

FieldValueIRS element (for citing)
BOY$140,588BOYAmt
EOY$92,267EOYAmt

Investments Pub Traded Sec InvestmentsPubTradedSecGrp

FieldValueIRS element (for citing)
EOY$0EOYAmt

Investments Other Securities InvestmentsOtherSecuritiesGrp

FieldValueIRS element (for citing)
EOY$0EOYAmt

Investments Program Related InvestmentsProgramRelatedGrp

FieldValueIRS element (for citing)
EOY$0EOYAmt

Intangible Assets IntangibleAssetsGrp

FieldValueIRS element (for citing)
EOY$0EOYAmt

Other Assets Total OtherAssetsTotalGrp

FieldValueIRS element (for citing)
EOY$0EOYAmt

Total Assets TotalAssetsGrp

FieldValueIRS element (for citing)
BOY$5,965,339BOYAmt
EOY$4,796,950EOYAmt

Accounts Payable Accr Expnss AccountsPayableAccrExpnssGrp

FieldValueIRS element (for citing)
BOY$357,543BOYAmt
EOY$310,961EOYAmt

Total Liabilities TotalLiabilitiesGrp

FieldValueIRS element (for citing)
BOY$357,543BOYAmt
EOY$310,961EOYAmt
FieldValueIRS element (for citing)
Organization Follows SFAS117Yes (X)OrganizationFollowsSFAS117Ind

Unrestricted Net Assets UnrestrictedNetAssetsGrp

FieldValueIRS element (for citing)
BOY$168,272BOYAmt
EOY$530,489EOYAmt

Temporarily Rstr Net Assets TemporarilyRstrNetAssetsGrp

FieldValueIRS element (for citing)
BOY$5,439,524BOYAmt
EOY$3,955,500EOYAmt

Total Net Assets Fund Balance TotalNetAssetsFundBalanceGrp

FieldValueIRS element (for citing)
BOY$5,607,796BOYAmt
EOY$4,485,989EOYAmt

Tot Liab Net Assets Fund Balance TotLiabNetAssetsFundBalanceGrp

FieldValueIRS element (for citing)
BOY$5,965,339BOYAmt
EOY$4,796,950EOYAmt
FieldValueIRS element (for citing)
Reconcilation Revenue Expnss-$1,121,807ReconcilationRevenueExpnssAmt
Method Of Accounting AccrualYes (X)MethodOfAccountingAccrualInd
Accountant Compile Or ReviewfalseAccountantCompileOrReviewInd
FS AuditedYes (true)FSAuditedInd

FS Audited Basis FSAuditedBasisGrp

FieldValueIRS element (for citing)
Separate Basis Fincl StmtYes (X)SeparateBasisFinclStmtInd
FieldValueIRS element (for citing)
Audit CommitteeYes (true)AuditCommitteeInd
Federal Grant Audit RequiredfalseFederalGrantAuditRequiredInd

Schedule A IRS990ScheduleA

FieldValueIRS element (for citing)
Public Organization170Yes (X)PublicOrganization170Ind

Gifts Grants Contri Rcvd170 GiftsGrantsContriRcvd170Grp

FieldValueIRS element (for citing)
Current Tax Year Minus4 Years$5,491,836CurrentTaxYearMinus4YearsAmt
Current Tax Year Minus3 Years$2,630,961CurrentTaxYearMinus3YearsAmt
Current Tax Year Minus2 Years$831,434CurrentTaxYearMinus2YearsAmt
Current Tax Year Minus1 Year$1,897,240CurrentTaxYearMinus1YearAmt
Current Tax Year$2,106,307CurrentTaxYearAmt
Total$12,957,778TotalAmt

Tax Rev Levied Orgnztnl Bnft170 TaxRevLeviedOrgnztnlBnft170Grp

FieldValueIRS element (for citing)
Total$0TotalAmt

Govt Furn Srvc Fclts Vl170 GovtFurnSrvcFcltsVl170Grp

FieldValueIRS element (for citing)
Total$0TotalAmt

Total Calendar Year170 TotalCalendarYear170Grp

FieldValueIRS element (for citing)
Current Tax Year Minus4 Years$5,491,836CurrentTaxYearMinus4YearsAmt
Current Tax Year Minus3 Years$2,630,961CurrentTaxYearMinus3YearsAmt
Current Tax Year Minus2 Years$831,434CurrentTaxYearMinus2YearsAmt
Current Tax Year Minus1 Year$1,897,240CurrentTaxYearMinus1YearAmt
Current Tax Year$2,106,307CurrentTaxYearAmt
Total$12,957,778TotalAmt
FieldValueIRS element (for citing)
Substantial Contributors Tot$7,261,263SubstantialContributorsTotAmt
Public Support Total170$5,696,515PublicSupportTotal170Amt

Gross Investment Income170 GrossInvestmentIncome170Grp

FieldValueIRS element (for citing)
Current Tax Year Minus4 Years$43,531CurrentTaxYearMinus4YearsAmt
Current Tax Year Minus3 Years$56,533CurrentTaxYearMinus3YearsAmt
Current Tax Year Minus2 Years$84,089CurrentTaxYearMinus2YearsAmt
Current Tax Year Minus1 Year$74,379CurrentTaxYearMinus1YearAmt
Current Tax Year$83,716CurrentTaxYearAmt
Total$342,248TotalAmt

Unrelated Business Net Incm170 UnrelatedBusinessNetIncm170Grp

FieldValueIRS element (for citing)
Total$0TotalAmt

Other Income170 OtherIncome170Grp

FieldValueIRS element (for citing)
Total$0TotalAmt
FieldValueIRS element (for citing)
Total Support$13,300,026TotalSupportAmt
Gross Receipts Rltd Activities$13,920GrossReceiptsRltdActivitiesAmt
Public Support CY1700.42830PublicSupportCY170Pct
Public Support PY1700.47540PublicSupportPY170Pct
Thirty Thr Pct Suprt Tests CY170Yes (X)ThirtyThrPctSuprtTestsCY170Ind

Schedule B IRS990ScheduleB

Contributor Information ContributorInformationGrp

FieldValueIRS element (for citing)
ContributorRESTRICTEDContributorNum

Contributor Business Name ContributorBusinessName

FieldValueIRS element (for citing)
Business Name Line1RESTRICTEDBusinessNameLine1

Contributor US Address ContributorUSAddress

FieldValueIRS element (for citing)
Address Line1RESTRICTEDAddressLine1
Address Line2RESTRICTEDAddressLine2
CityRESTRICTEDCity
StateRESTRICTEDState
ZIP CodeRESTRICTEDZIPCode
FieldValueIRS element (for citing)
Total ContributionsRESTRICTEDTotalContributionsAmt

Schedule C IRS990ScheduleC

FieldValueIRS element (for citing)
Form4720 Filed Section4955 TaxfalseForm4720FiledSection4955TaxInd
Correction MadefalseCorrectionMadeInd
VolunteersfalseVolunteersInd
Paid Staff Or ManagementYes (true)PaidStaffOrManagementInd
Media AdvertisementsfalseMediaAdvertisementsInd
Mailings MembersYes (true)MailingsMembersInd
Mailings Members$5,600MailingsMembersAmt
Publications Or BroadcastYes (true)PublicationsOrBroadcastInd
Publications Or Broadcast$5,400PublicationsOrBroadcastAmt
Grants Other OrganizationsfalseGrantsOtherOrganizationsInd
Direct Contact LegislatorsYes (true)DirectContactLegislatorsInd
Direct Contact Legislators$1,923DirectContactLegislatorsAmt
Rallies DemonstrationsfalseRalliesDemonstrationsInd
Other ActivitiesfalseOtherActivitiesInd
Total Lobbying Expenditures$12,923TotalLobbyingExpendituresAmt
Not Described Section501c3falseNotDescribedSection501c3Ind
Form4720 Filed4912 TaxfalseForm4720Filed4912TaxInd

Supplemental Information Detail SupplementalInformationDetail

FieldValueIRS element (for citing)
Form And Line ReferencePart II-B, Line 1i - Other Activities DescriptionFormAndLineReferenceDesc
ExplanationConsumer Action took positions on consumer legislation in Washington, DC and Sacramento, CA, contacting legislators and their staffs by phone, email and regular mail, and urged citizens to communicate with their legislators about proposed laws. We also utilized the computer services of Salsa Labs to promote contact on issues between citizens and their representatives.ExplanationTxt

Schedule D IRS990ScheduleD

Leasehold Improvements LeaseholdImprovementsGrp

FieldValueIRS element (for citing)
Other Cost Or Other Basis$222,181OtherCostOrOtherBasisAmt
Depreciation$139,632DepreciationAmt
Book Value$82,549BookValueAmt

Equipment EquipmentGrp

FieldValueIRS element (for citing)
Other Cost Or Other Basis$77,058OtherCostOrOtherBasisAmt
Depreciation$67,340DepreciationAmt
Book Value$9,718BookValueAmt
FieldValueIRS element (for citing)
Total Book Value Land Buildings$92,267TotalBookValueLandBuildingsAmt
Total Rev Etc Audited Fincl Stmt$2,192,348TotalRevEtcAuditedFinclStmtAmt
Revenue Subtotal$2,192,348RevenueSubtotalAmt
Other Revenues Not Included-$6,438OtherRevenuesNotIncludedAmt
Revenue Not Reported Fincl Stmt-$6,438RevenueNotReportedFinclStmtAmt
Total Revenue Per Form990$2,185,910TotalRevenuePerForm990Amt
Tot Expns Etc Audited Fincl Stmt$3,314,155TotExpnsEtcAuditedFinclStmtAmt
Expenses Subtotal$3,314,155ExpensesSubtotalAmt
Other Expenses Not Included-$6,438OtherExpensesNotIncludedAmt
Expenses Not Rpt Fincl Stmt-$6,438ExpensesNotRptFinclStmtAmt
Total Expenses Per Form990$3,307,717TotalExpensesPerForm990Amt

Schedule G IRS990ScheduleG

FieldValueIRS element (for citing)
Mail SolicitationsYes (X)MailSolicitationsInd
Email SolicitationsYes (X)EmailSolicitationsInd
Phone SolicitationsYes (X)PhoneSolicitationsInd
In Person SolicitationsYes (X)InPersonSolicitationsInd
Solicitation Of Non Govt GrantsYes (X)SolicitationOfNonGovtGrantsInd
Special Fundraising EventsYes (X)SpecialFundraisingEventsInd
Agrmt Prof Fundraising ActyYes (true)AgrmtProfFundraisingActyInd

Fundraiser Activity Info FundraiserActivityInfoGrp

FieldValueIRS element (for citing)
PersonCarole BerkePersonNm

US Address USAddress

FieldValueIRS element (for citing)
Address Line17412 Oak LaneAddressLine1Txt
CityChevy ChaseCityNm
State AbbreviationMDStateAbbreviationCd
ZIP20815ZIPCd
FieldValueIRS element (for citing)
ActivityFundraising ConsultantActivityTxt
Fundraiser Control Of FundsfalseFundraiserControlOfFundsInd
Gross Receipts$253,400GrossReceiptsAmt
Retained By Contractor$52,500RetainedByContractorAmt
Net To Organization$200,900NetToOrganizationAmt
FieldValueIRS element (for citing)
Total Gross Receipts$253,400TotalGrossReceiptsAmt
Total Retained By Contractors$52,500TotalRetainedByContractorsAmt
Total Net To Organization$200,900TotalNetToOrganizationAmt
Licensed StatesCALicensedStatesCd

Fundraising Event Information FundraisingEventInformationGrp

FieldValueIRS element (for citing)
Event1Cocktail PartyEvent1Nm
Gross Receipts Event1$195,900GrossReceiptsEvent1Amt
Charitable Contri Event1$193,575CharitableContriEvent1Amt
Gross Revenue Event1$2,325GrossRevenueEvent1Amt
Food And Beverage Event1$6,438FoodAndBeverageEvent1Amt
Gross Receipts Total$195,900GrossReceiptsTotalAmt
Charitable Contributions Tot$193,575CharitableContributionsTotAmt
Gross Revenue Total Events$2,325GrossRevenueTotalEventsAmt
Food And Beverage Total Events$6,438FoodAndBeverageTotalEventsAmt
Direct Expense Summary Events$6,438DirectExpenseSummaryEventsAmt
Net Income Summary-$4,113NetIncomeSummaryAmt

Schedule I IRS990ScheduleI

FieldValueIRS element (for citing)
Grant Records MaintainedYes (true)GrantRecordsMaintainedInd

Recipient Table RecipientTable (4 entries)

Address Line1USAddress/AddressLine1TxtCityUSAddress/CityNmState AbbreviationUSAddress/StateAbbreviationCdZIPUSAddress/ZIPCdRecipient EINRecipientEINIRC SectionIRCSectionDescCash GrantCashGrantAmtNon Cash AssistanceNonCashAssistanceAmtValuation Method UsedValuationMethodUsedDescPurpose Of GrantPurposeOfGrantTxt
Catholic Charities of Dallas
1421 W Mockingbird LaneDallasTX75247752745221501(c)(3)$7,000$0FMVFinancial education applications
Haven Services
14208 Towne AveLos AngelesCA90061452573244501(c)(3)$7,000$0FMVFinancial education applications
Hopes Cap Inc
301 Garden StreetHobokenNJ07030221801849501(c)(3)$7,000$0FMVFinancial education applications
Veterans Ent TrainingSrvs
1200 18th Street NW LL-100WashingtonDC20036680594161501(c)(3)$7,000$0FMVFinancial education applications
FieldValueIRS element (for citing)
Total501c3 Org4Total501c3OrgCnt
Total Other Org0TotalOtherOrgCnt

Supplemental Information Detail SupplementalInformationDetail

FieldValueIRS element (for citing)
Form And Line ReferenceGrantmaker's Description of How Grants are UsedFormAndLineReferenceDesc
ExplanationConsumer Action selected 4 grantees from among the network of non-profit community groups that it has worked with. The agencies agreed to work with a selected number of their clients to test financial education apps. The agencies reported to Consumer Action on the degree of success their clients had in using the tools. The agencies were paid for their work by the grants.ExplanationTxt

Schedule J IRS990ScheduleJ

FieldValueIRS element (for citing)
Severance PaymentfalseSeverancePaymentInd
Supplemental Nonqual Rtr PlanfalseSupplementalNonqualRtrPlanInd
Equity Based Comp ArrngmfalseEquityBasedCompArrngmInd
Comp Based On Revenue Of Flng OrgfalseCompBasedOnRevenueOfFlngOrgInd
Comp Bsd On Rev Related OrgsfalseCompBsdOnRevRelatedOrgsInd
Comp Bsd Net Earns Flng OrgfalseCompBsdNetEarnsFlngOrgInd
Comp Bsd Net Earns Rltd OrgsfalseCompBsdNetEarnsRltdOrgsInd
Any Non Fixed PaymentsfalseAnyNonFixedPaymentsInd
Initial Contract ExceptionfalseInitialContractExceptionInd
Rebuttable Presumption ProcfalseRebuttablePresumptionProcInd

Rltd Org Officer Trst Key Empl RltdOrgOfficerTrstKeyEmplGrp (3 entries)

TitleTitleTxtBase Compensation Filing OrgBaseCompensationFilingOrgAmtBonus Filing OrganizationBonusFilingOrganizationAmountDeferred Compensation Flng OrgDeferredCompensationFlngOrgAmtNontaxable Benefits Filing OrgNontaxableBenefitsFilingOrgAmtTotal Compensation Filing OrgTotalCompensationFilingOrgAmt
Kathy Li
S.F. Office Dir.$147,548$4,050$8,303$9,297$169,198
Ken McEldowney
Exec. Dir & Secretary$234,918$5,914$12,110$932$253,874
Linda Sherry
National Priorities Dir.$154,776$3,878$7,939$9,666$176,259

Schedule O IRS990ScheduleO

Supplemental Information Detail SupplementalInformationDetail (6 entries)

Form And Line ReferenceFormAndLineReferenceDescExplanationExplanationTxt
Form 990, Part III, Line 4d: Other Program Services DescriptionOTHER PROGRAM SERVICES 4: The Trombley BofA Cy Pres Banking Education Project: This project covers research on bank payment systems, and the issues about using them that impact consumers. Funds from this general cy pres grant also cover the cost of publishing fact sheets on other banking services. OTHER PROGRAM SERVICES 5: The Credit Card Tying Cy Pres Project: This project has produced "Questions and Answers About Secured Credit Cards", a training manual and group leader's guide designed to give community advocates and outreach workers a background on the topic so that they can counsel clients and/or lead workshops for other staff members. It is intended to be used with the brochure titled "Building and Repairing Your Credit with a Secured Credit Card," an easy-to-read introduction to the subject available in Chinese, English and Spanish. OTHER PROGRAM SERVICES 6: The Financial Literacy Project: Consumer Action's Financial Literacy Project has produced many fact sheets to help people be aware of their financial rights and options. These fact sheets cover opening a bank account, shopping for savings instruments and resolving complaints against financial institutions. OTHER PROGRAM SERVICES 7: OTHER PROGRAM SERVICES 8: The Housing Education Project: The Housing Education Project works to help people become aware of their rights as tenants. It has worked with the federal housing department to make people aware of how to assert their rights when they are victims of housing discrimination. OTHER PROGRAM SERVICES 9: Other Projects: In addition to the projects mentioned above, Consumer Action produced a quarterly newsletter on consumer affairs, CA News, which the organization has been printing since 1971. The organization also conducts advocacy by researching current marketplace issues and contacting legislators and regulators about the pro-consumer position on these developments. Within the last year Consumer Action also conducted educational projects concerning: internet privacy and security, consumer education for veterans, medical privacy issues, and education about contact lens awareness.
Form 990, Part VI, Line 11b: Form 990 Review ProcessPrior to its filing, the 990 is reviewed by the Executive Director and Business Manager. It is circulated among the board of directors after filing.
Form 990, Part VI, Line 12c: Explanation of Monitoring and Enforcement of ConflictsAll Board members covered; annual assertions requested to confirm lack of conflicts
Form 990, Part VI, Line 18: Explanation of Other Means Forms Available For Public InspectionAll of these documents are available to the public upon request; form 990 posted on our web site.
Form 990, Part VI, Line 19: Other Organization Documents Publicly AvailableGoverning documents, the conflict of interest policy and financial statements are available to the public upon request.
Form 990, Part III, Line 4a - MM123 Chase Cy Pres Project:(Cont'd from pg. 2) These publications cover such topics as: earning a paycheck, budgeting and saving, learning about credit, achieving financial goals, dealing with debt and taxes, saving and renting versus home ownership and mortgages, investing for a longer life, retirement income, home equity loans, protecting assets, long-term care insurance and medical expenses. This project has now taken over the MoneyWise Project formerly funded by Capital One, which for 14 years created innovative and educational pamphlets about banking services. The extensive MoneyWise publication list includes such topics as: "Building and Keeping Good Credit", Tracking your Money", "Manage Your Money". "Banking Basics", "Rebuilding Your Credit", "Bankruptcy", "Saving to Build Wealth", "Talking to Teens About Money", "Micro Business Basics", "and "Elder Fraud". All of these publications are available for free from Consumer Action, and are available in English, Chinese, Korean, Spanish and Vietnamese while supplies last. This MM123 Chase cy pres project has also launched a new series on Job Training, including a free publication on "A guide to finding the right job training school". Individuals and CBOs interested in these publications and Consumer Action's CBO training programs should contact Consumer Action at info@consumer-action.org.

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