SAN FRANCISCO CONSUMER ACTION: Form 990, tax year 2020

View the entire original 990 at ProPublica ↗

Organization
SAN FRANCISCO CONSUMER ACTION (EIN 23-7172908)
Tax period
2020-04-01 to 2021-03-31
Filed
2022-02-15
IRS object ID
202200469349302520
Schema version
2020v4.0
Source
Download XML · Original 990 at ProPublica

Every field in the e-filed return. Faint text is the IRS element name, for citing.

Return header ReturnHeader

FieldValueIRS element (for citing)
Return2022-02-15T17:28:54-08:00ReturnTs
Tax Period End2021-03-31TaxPeriodEndDt

Preparer Firm PreparerFirmGrp

FieldValueIRS element (for citing)
Preparer Firm EIN472626541PreparerFirmEIN

Preparer Firm Name PreparerFirmName

FieldValueIRS element (for citing)
Business Name Line1Cook & Company A Prof Actncy CorpBusinessNameLine1Txt

Preparer US Address PreparerUSAddress

FieldValueIRS element (for citing)
Address Line1388 Market Street Suite 1300AddressLine1Txt
CitySan FranciscoCityNm
State AbbreviationCAStateAbbreviationCd
ZIP94111ZIPCd
FieldValueIRS element (for citing)
Return Type990ReturnTypeCd
Tax Period Begin2020-04-01TaxPeriodBeginDt

Filer Filer

FieldValueIRS element (for citing)
EIN237172908EIN

Business Name BusinessName

FieldValueIRS element (for citing)
Business Name Line1San Francisco Consumer ActionBusinessNameLine1Txt
FieldValueIRS element (for citing)
Business Name ControlSANFBusinessNameControlTxt
Phone4157779648PhoneNum

US Address USAddress

FieldValueIRS element (for citing)
Address Line157 Post Street Suite 611AddressLine1Txt
CitySan FranciscoCityNm
State AbbreviationCAStateAbbreviationCd
ZIP94104ZIPCd

Business Officer BusinessOfficerGrp

FieldValueIRS element (for citing)
PersonKen McEldowneyPersonNm
Person TitleExecutive DirectorPersonTitleTxt
Signature2022-02-16SignatureDt
Discuss With Paid PreparerYes (true)DiscussWithPaidPreparerInd

Signing Officer SigningOfficerGrp

Person Full Name PersonFullName

FieldValueIRS element (for citing)
Person FirstKenPersonFirstNm
Person LastMcEldowneyPersonLastNm
FieldValueIRS element (for citing)
SSN999009999SSN

Preparer Person PreparerPersonGrp

FieldValueIRS element (for citing)
Preparer PersonDouglas E Cook CPAMPAPreparerPersonNm
PTINP01521705PTIN
Phone4156211112PhoneNum

Additional Filer Information AdditionalFilerInformation

Trusted Customer TrustedCustomerGrp

FieldValueIRS element (for citing)
Trusted Customer2TrustedCustomerCd
Authentication Assurance LevelAAL1AuthenticationAssuranceLevelCd
Identity Assurance LevelIAL1IdentityAssuranceLevelCd
Federated Assurance LevelFAL1FederatedAssuranceLevelCd
FieldValueIRS element (for citing)
Tax2020TaxYr
Build TS2022-09-23 18:48:47ZBuildTS

Form 990 IRS990

FieldValueIRS element (for citing)
Principal OfficerKen McEldowneyPrincipalOfficerNm
Gross Receipts$1,209,565GrossReceiptsAmt
Group Return For AffiliatesfalseGroupReturnForAffiliatesInd
Organization501c3Yes (X)Organization501c3Ind
Website Addresswww.consumer-action.orgWebsiteAddressTxt
Type Of Organization CorpYes (X)TypeOfOrganizationCorpInd
Formation1971FormationYr
Legal Domicile StateCALegalDomicileStateCd
Activity Or MissionConsumer Action's mission is to provide consumer education and advocacy on behalf of consumers around the country.ActivityOrMissionDesc
Voting Members Governing Body10VotingMembersGoverningBodyCnt
Voting Members Independent9VotingMembersIndependentCnt
Total Employee19TotalEmployeeCnt
Total Volunteers1TotalVolunteersCnt
Total Gross UBI$0TotalGrossUBIAmt
PY Contributions Grants$847,124PYContributionsGrantsAmt
CY Contributions Grants$1,173,731CYContributionsGrantsAmt
CY Program Service Revenue$0CYProgramServiceRevenueAmt
PY Investment Income$82,264PYInvestmentIncomeAmt
CY Investment Income$22,764CYInvestmentIncomeAmt
PY Other Revenue$11,943PYOtherRevenueAmt
CY Other Revenue$13,070CYOtherRevenueAmt
PY Total Revenue$941,331PYTotalRevenueAmt
CY Total Revenue$1,209,565CYTotalRevenueAmt
PY Grants And Similar Paid$57,270PYGrantsAndSimilarPaidAmt
CY Grants And Similar Paid$67,364CYGrantsAndSimilarPaidAmt
CY Benefits Paid To Members$0CYBenefitsPaidToMembersAmt
PY Salaries Comp Emp Bnft Paid$2,077,866PYSalariesCompEmpBnftPaidAmt
CY Salaries Comp Emp Bnft Paid$1,794,687CYSalariesCompEmpBnftPaidAmt
CY Total Prof Fndrsng Expns$0CYTotalProfFndrsngExpnsAmt
CY Total Fundraising Expense$210,034CYTotalFundraisingExpenseAmt
PY Other Expenses$752,404PYOtherExpensesAmt
CY Other Expenses$476,859CYOtherExpensesAmt
PY Total Expenses$2,887,540PYTotalExpensesAmt
CY Total Expenses$2,338,910CYTotalExpensesAmt
PY Revenues Less Expenses-$1,946,209PYRevenuesLessExpensesAmt
CY Revenues Less Expenses-$1,129,345CYRevenuesLessExpensesAmt
Total Assets BOY$2,777,631TotalAssetsBOYAmt
Total Assets EOY$1,959,175TotalAssetsEOYAmt
Total Liabilities BOY$237,851TotalLiabilitiesBOYAmt
Total Liabilities EOY$548,702TotalLiabilitiesEOYAmt
Net Assets Or Fund Balances BOY$2,539,780NetAssetsOrFundBalancesBOYAmt
Net Assets Or Fund Balances EOY$1,410,473NetAssetsOrFundBalancesEOYAmt
Info In Schedule O Part IIIYes (X)InfoInScheduleOPartIIIInd
MissionConsumer Action's mission is to provide consumer education and advocacy on behalf of consumers around the country.MissionDesc
Significant New Program SrvcYes (true)SignificantNewProgramSrvcInd
Significant ChangeYes (true)SignificantChangeInd
Expense$1,628,301ExpenseAmt
DescMM123 Chase Cy Pres Project : This project helped develop and create the "Money Management 1-2-3 education modules: "Getting a Strong Start", "Achieving Financial GoalsX and "Planning a Secure Future". The modules were distributed through community-based organizations around the country. Each module consists of an educational publication, a lesson plan, a trainer's manual and a PowerPoint presentation. The publications are printed, produced and translated into Chinese, Korean, Spanish and Vietnamese, and are distributed for free through Consumer Action's network of 8,000 CBOs around the country. These publications cover such topics as: earning a paycheck, budgeting and saving, learning about credit, achieving financial goals, dealing with debt and taxes, saving and renting versus home ownership and mortgages, investing for a longer life, retirement income, home equity loans, protecting assets, long-term care insurance and medical expenses. This project has now taken over the MoneyWise Project formerly funded by Capital One, which for 14 years created innovative and educational pamphlets about banking services. The extensive MoneyWise publication list includes such topics as: "Building and Keeping Good Credit", Tracking your Money", "Manage Your Money", "Banking Basics", "Rebuilding Your Credit", "Bankruptcy", "Saving to Build Wealth", "Talking to Teens About Money", "Micro Business Basics", "and "Elder Fraud". All of these publications are available for free from Consumer Action, and are available in English, Chinese, Korean, Spanish and Vietnamese while supplies last. This MM123 Chase cy pres project has also launched a new series on Job Training, including a free publication on "A guide to finding the right job training school". Individuals and CBOs interested in these publications and Consumer Action's CBO training programs should contact Consumer Action at info@consumer-action.org. The IB Insurance Cy Pres Project: Under this grant Consumer Action conducted research about consumer insurance issues, and took positions on insurance-related regulatory and legislative proposals. The project has produced a 10-page pamphlet on "Auto Insurance, The Basics", including the coverage you need, what determines how much you'll pay for auto insurance, and how to file a claim. Consumer Action also provided information on California's low-cost auto insurance program, and used its expertise in the insurance field to provide free counseling to consumers who called with insurance-related questions. The Trombley BofA Cy Pres Banking Education Project: This project covers research on bank payment systems, and the issues about using them that impact consumers. Funds from this general cy pres grant also cover the cost of publishing fact sheets on other banking services. The Credit Card Tying Cy Pres Project: This project has produced ?Questions and Answers About Secured Credit Cards", a training manual and group leader's guide designed to give community advocates and outreach workers a background on the topic so that they can counsel clients and/or lead workshops for other staff members. It is intended to be used with the brochure titled "Building and Repairing Your Credit with a Secured Credit Card," an easy-to-read introduction to the subject available in Chinese, English and Spanish. The Financial Literacy Project: Consumer Action's Financial Literacy Project has produced many fact sheets to help people be aware of their financial rights and options. These fact sheets cover opening a bank account, shopping for savings instruments and resolving complaints against financial institutions. The Housing Education Project: The Housing Education Project works to help people become aware of their rights as tenants. It has worked with the federal housing department to make people aware of how to assert their rights when they are victims of housing discrimination. COVID-19 Educational Project: This project was created to provide resources and information to help consumers with issues that came up from the COVID-19 pandemic. Consumer Action has created a resource guide, fact sheets, and have hosted monthly webinars on various topics for consumers, such as housing issues, medicare, vaccine information, etc. Other programs include: Annual Best Practices Consumer Conference, Chase Financial Technology Grant, Wells Fargo Financial Technology Grant, and AT&T Telecommunications.Desc
Total Program Service Expenses$1,628,301TotalProgramServiceExpensesAmt
Described In Section501c3Yes (true)DescribedInSection501c3Ind
Schedule B RequiredYes (true)ScheduleBRequiredInd
Political Campaign ActyfalsePoliticalCampaignActyInd
Lobbying ActivitiesYes (true)LobbyingActivitiesInd
Subject To Proxy TaxfalseSubjectToProxyTaxInd
Donor Advised FundfalseDonorAdvisedFundInd
Conservation EasementsfalseConservationEasementsInd
Collections Of ArtfalseCollectionsOfArtInd
Credit CounselingfalseCreditCounselingInd
Donor Rstr Or Quasi EndowmentsfalseDonorRstrOrQuasiEndowmentsInd
Report Land Building EquipmentfalseReportLandBuildingEquipmentInd
Report Investments Other SecfalseReportInvestmentsOtherSecInd
Report Program Related InvstfalseReportProgramRelatedInvstInd
Report Other AssetsfalseReportOtherAssetsInd
Report Other LiabilitiesfalseReportOtherLiabilitiesInd
Include FIN48 FootnotefalseIncludeFIN48FootnoteInd
Independent Audit Fincl StmtYes (true)IndependentAuditFinclStmtInd
Consolidated Audit Fincl StmtfalseConsolidatedAuditFinclStmtInd
School OperatingfalseSchoolOperatingInd
Foreign OfficefalseForeignOfficeInd
Foreign ActivitiesfalseForeignActivitiesInd
More Than5000 K To OrgfalseMoreThan5000KToOrgInd
More Than5000 K To IndividualsfalseMoreThan5000KToIndividualsInd
Professional FundraisingfalseProfessionalFundraisingInd
Fundraising ActivitiesYes (true)FundraisingActivitiesInd
Gaming ActivitiesfalseGamingActivitiesInd
Operate HospitalfalseOperateHospitalInd
Grants To OrganizationsYes (true)GrantsToOrganizationsInd
Grants To IndividualsfalseGrantsToIndividualsInd
Schedule J RequiredYes (true)ScheduleJRequiredInd
Tax Exempt BondsfalseTaxExemptBondsInd
Engaged In Excess Benefit TransfalseEngagedInExcessBenefitTransInd
PY Excess Benefit TransfalsePYExcessBenefitTransInd
Loan OutstandingfalseLoanOutstandingInd
Grant To Related PersonfalseGrantToRelatedPersonInd
Business Rln With Org MemfalseBusinessRlnWithOrgMemInd
Business Rln With Fam MemfalseBusinessRlnWithFamMemInd
Business Rln With35 Ctrl EntfalseBusinessRlnWith35CtrlEntInd
Deductible Non Cash ContrifalseDeductibleNonCashContriInd
Deductible Art ContributionfalseDeductibleArtContributionInd
Terminate OperationsfalseTerminateOperationsInd
Partial LiquidationfalsePartialLiquidationInd
Disregarded EntityfalseDisregardedEntityInd
Related EntityfalseRelatedEntityInd
Related Organization Ctrl EntfalseRelatedOrganizationCtrlEntInd
Trnsfr Exmpt Non Chrtbl Rltd OrgfalseTrnsfrExmptNonChrtblRltdOrgInd
Activities Conducted PrtshpfalseActivitiesConductedPrtshpInd
Schedule O RequiredYes (true)ScheduleORequiredInd
IRP Document8IRPDocumentCnt
IRP Document W2 G0IRPDocumentW2GCnt
Backup Wthld ComplianceYes (true)BackupWthldComplianceInd
Employee19EmployeeCnt
Employment Tax Returns FiledYes (true)EmploymentTaxReturnsFiledInd
Unrelated Bus Incm Over LimitfalseUnrelatedBusIncmOverLimitInd
Foreign Financial AccountfalseForeignFinancialAccountInd
Prohibited Tax Shelter TransfalseProhibitedTaxShelterTransInd
Taxable Party NotificationfalseTaxablePartyNotificationInd
Nondeductible ContributionsfalseNondeductibleContributionsInd
Quid Pro Quo ContributionsfalseQuidProQuoContributionsInd
Form8282 Property Disposed OffalseForm8282PropertyDisposedOfInd
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Rcv Fnds To Pay Prsnl Bnft CntrctfalseRcvFndsToPayPrsnlBnftCntrctInd
Pay Premiums Prsnl Bnft CntrctfalsePayPremiumsPrsnlBnftCntrctInd
Form8899 FiledindfalseForm8899Filedind
Form1098 C FiledfalseForm1098CFiledInd
Indoor Tanning ServicesfalseIndoorTanningServicesInd
Subj To Tax Rmnrtn Ex Prcht PymtfalseSubjToTaxRmnrtnExPrchtPymtInd
Subject To Excs Tax Net Invst IncfalseSubjectToExcsTaxNetInvstIncInd
Info In Schedule O Part VIYes (X)InfoInScheduleOPartVIInd
Governing Body Voting Members10GoverningBodyVotingMembersCnt
Independent Voting Member9IndependentVotingMemberCnt
Family Or Business RlnfalseFamilyOrBusinessRlnInd
Delegation Of Mgmt DutiesfalseDelegationOfMgmtDutiesInd
Change To Org DocumentsfalseChangeToOrgDocumentsInd
Material Diversion Or MisusefalseMaterialDiversionOrMisuseInd
Members Or StockholdersfalseMembersOrStockholdersInd
Election Of Board MembersfalseElectionOfBoardMembersInd
Decisions Subject To ApprovafalseDecisionsSubjectToApprovaInd
Minutes Of Governing BodyYes (true)MinutesOfGoverningBodyInd
Minutes Of CommitteesfalseMinutesOfCommitteesInd
Officer Mailing AddressfalseOfficerMailingAddressInd
Local ChaptersfalseLocalChaptersInd
Form990 Provided To Gvrn BodyfalseForm990ProvidedToGvrnBodyInd
Conflict Of Interest PolicyYes (true)ConflictOfInterestPolicyInd
Annual Disclosure Covered PrsnYes (true)AnnualDisclosureCoveredPrsnInd
Regular Monitoring EnfrcYes (true)RegularMonitoringEnfrcInd
Whistleblower PolicyYes (true)WhistleblowerPolicyInd
Document Retention PolicyYes (true)DocumentRetentionPolicyInd
Compensation Process CEOfalseCompensationProcessCEOInd
Compensation Process OtherfalseCompensationProcessOtherInd
Investment In Joint VenturefalseInvestmentInJointVentureInd
States Where Copy Of Return Is FldCAStatesWhereCopyOfReturnIsFldCd
Own WebsiteYes (X)OwnWebsiteInd
Other WebsiteYes (X)OtherWebsiteInd
Upon RequestYes (X)UponRequestInd
OtherYes (X)OtherInd

Books In Care Of Detail BooksInCareOfDetail

FieldValueIRS element (for citing)
PersonVickie TsePersonNm
Phone4157779648PhoneNum

US Address USAddress

FieldValueIRS element (for citing)
Address Line157 Post Street Suite 611AddressLine1Txt
CitySan FranciscoCityNm
State AbbreviationCAStateAbbreviationCd
ZIP94104ZIPCd

Form990 Part VII Section A Form990PartVIISectionAGrp (18 entries)

TitleTitleTxtAverage Hours Per WeekAverageHoursPerWeekRtAverage Hours Per Week Rltd OrgAverageHoursPerWeekRltdOrgRtIndividual Trustee Or DirectorIndividualTrusteeOrDirectorIndOfficerOfficerIndReportable Comp From OrgReportableCompFromOrgAmtReportable Comp From Rltd OrgReportableCompFromRltdOrgAmtOther CompensationOtherCompensationAmt
Ken McEldowney Exec Dir
Secretary28.000.00Yes (X)Yes (X)$171,186$0$8,395
Kathy Li
SF Office Director28.000.00$113,358$0$23,865
Linda Sherry
DC Office Director28.000.00$118,608$0$7,651
Nani Hansen
Associate Director35.000.00$102,370$0$5,253
Vickie Tse Business Mgr
Controller35.000.00Yes (X)$69,579$0$9,250
Michael Heffer Business Mgr
Controller16.000.00Yes (X)$18,000$0$212
Ben Lau Dir
President1.000.00Yes (X)Yes (X)$0$0$0
Sue Rogan Dir
Vice President1.000.00Yes (X)Yes (X)$0$0$0
Sue Hestor Dir
Treasurer1.000.00Yes (X)$0$0$0
Dr Irene Leech
Director1.000.00Yes (X)$0$0$0
Anna Flores
Director1.000.00Yes (X)$0$0$0
Faith Bautista
Director1.000.00Yes (X)$0$0$0
Rosa Gonzalez-Abrego
Director1.000.00Yes (X)$0$0$0
Gail Sanders
Director1.000.00Yes (X)$0$0$0
Deborah Lowe Muramoto
Director1.000.00Yes (X)$0$0$0
LaTesha Slappy
Director1.000.00Yes (X)$0$0$0
Joe Wynn
Director1.000.00Yes (X)$0$0$0
Patricia Sturdevant
Director1.000.00Yes (X)$0$0$0
FieldValueIRS element (for citing)
Total Reportable Comp From Org$593,101TotalReportableCompFromOrgAmt
Total Other Compensation$54,626TotalOtherCompensationAmt
Indiv Rcvd Greater Than100 K4IndivRcvdGreaterThan100KCnt
Former Ofcr Employees ListedfalseFormerOfcrEmployeesListedInd
Total Comp Greater Than150 KYes (true)TotalCompGreaterThan150KInd
Compensation From Other SrcsfalseCompensationFromOtherSrcsInd
Cntrct Rcvd Greater Than100 K0CntrctRcvdGreaterThan100KCnt
Membership Dues$2,590MembershipDuesAmt
Fundraising$215,930FundraisingAmt
Government Grants$387,717GovernmentGrantsAmt
All Other Contributions$567,494AllOtherContributionsAmt
Total Contributions$1,173,731TotalContributionsAmt
Total Program Service Revenue$0TotalProgramServiceRevenueAmt

Investment Income InvestmentIncomeGrp

FieldValueIRS element (for citing)
Total Revenue Column$22,764TotalRevenueColumnAmt
Exclusion$22,764ExclusionAmt

Incm From Invest Bond Proceeds IncmFromInvestBondProceedsGrp

FieldValueIRS element (for citing)
Total Revenue Column$0TotalRevenueColumnAmt

Royalties Revenue RoyaltiesRevenueGrp

FieldValueIRS element (for citing)
Total Revenue Column$0TotalRevenueColumnAmt

Net Rental Income Or Loss NetRentalIncomeOrLossGrp

FieldValueIRS element (for citing)
Total Revenue Column$0TotalRevenueColumnAmt

Net Gain Or Loss Investments NetGainOrLossInvestmentsGrp

FieldValueIRS element (for citing)
Total Revenue Column$0TotalRevenueColumnAmt
FieldValueIRS element (for citing)
Fundraising Gross Income$7,920FundraisingGrossIncomeAmt
Contri Rpt Fundraising Event$215,930ContriRptFundraisingEventAmt

Net Incm From Fundraising Evt NetIncmFromFundraisingEvtGrp

FieldValueIRS element (for citing)
Total Revenue Column$7,920TotalRevenueColumnAmt
Exclusion$7,920ExclusionAmt

Net Income From Gaming NetIncomeFromGamingGrp

FieldValueIRS element (for citing)
Total Revenue Column$0TotalRevenueColumnAmt

Net Income Or Loss NetIncomeOrLossGrp

FieldValueIRS element (for citing)
Total Revenue Column$0TotalRevenueColumnAmt

Other Revenue Misc OtherRevenueMiscGrp

FieldValueIRS element (for citing)
DescOther IncomeDesc
Business900099BusinessCd
Total Revenue Column$5,150TotalRevenueColumnAmt
Exclusion$5,150ExclusionAmt
FieldValueIRS element (for citing)
Other Revenue Total$5,150OtherRevenueTotalAmt

Total Revenue TotalRevenueGrp

FieldValueIRS element (for citing)
Total Revenue Column$1,209,565TotalRevenueColumnAmt
Exclusion$35,834ExclusionAmt

Grants To Domestic Orgs GrantsToDomesticOrgsGrp

FieldValueIRS element (for citing)
Total$67,364TotalAmt
Program Services$67,364ProgramServicesAmt

Grants To Domestic Individuals GrantsToDomesticIndividualsGrp

FieldValueIRS element (for citing)
Total$0TotalAmt

Foreign Grants ForeignGrantsGrp

FieldValueIRS element (for citing)
Total$0TotalAmt

Benefits To Members BenefitsToMembersGrp

FieldValueIRS element (for citing)
Total$0TotalAmt

Comp Current Ofcr Directors CompCurrentOfcrDirectorsGrp

FieldValueIRS element (for citing)
Total$265,431TotalAmt
Program Services$109,252ProgramServicesAmt
Management And General$95,455ManagementAndGeneralAmt
Fundraising$60,724FundraisingAmt

Comp Disqual Persons CompDisqualPersonsGrp

FieldValueIRS element (for citing)
Total$0TotalAmt

Other Salaries And Wages OtherSalariesAndWagesGrp

FieldValueIRS element (for citing)
Total$1,275,645TotalAmt
Program Services$980,141ProgramServicesAmt
Management And General$236,599ManagementAndGeneralAmt
Fundraising$58,905FundraisingAmt

Pension Plan Contributions PensionPlanContributionsGrp

FieldValueIRS element (for citing)
Total$0TotalAmt

Other Employee Benefits OtherEmployeeBenefitsGrp

FieldValueIRS element (for citing)
Total$136,470TotalAmt
Program Services$103,788ProgramServicesAmt
Management And General$25,114ManagementAndGeneralAmt
Fundraising$7,568FundraisingAmt

Payroll Taxes PayrollTaxesGrp

FieldValueIRS element (for citing)
Total$117,141TotalAmt
Program Services$83,318ProgramServicesAmt
Management And General$24,941ManagementAndGeneralAmt
Fundraising$8,882FundraisingAmt

Fees For Services Management FeesForServicesManagementGrp

FieldValueIRS element (for citing)
Total$0TotalAmt

Fees For Services Legal FeesForServicesLegalGrp

FieldValueIRS element (for citing)
Total$0TotalAmt

Fees For Services Accounting FeesForServicesAccountingGrp

FieldValueIRS element (for citing)
Total$17,388TotalAmt
Management And General$17,388ManagementAndGeneralAmt

Fees For Services Lobbying FeesForServicesLobbyingGrp

FieldValueIRS element (for citing)
Total$0TotalAmt

Fees For Services Prof Fundraising FeesForServicesProfFundraising

FieldValueIRS element (for citing)
Total$0TotalAmt

Fees For Srvc Invst Mgmnt Fees FeesForSrvcInvstMgmntFeesGrp

FieldValueIRS element (for citing)
Total$0TotalAmt

Fees For Services Other FeesForServicesOtherGrp

FieldValueIRS element (for citing)
Total$50,607TotalAmt
Program Services$15,207ProgramServicesAmt
Management And General$400ManagementAndGeneralAmt
Fundraising$35,000FundraisingAmt

Advertising AdvertisingGrp

FieldValueIRS element (for citing)
Total$0TotalAmt

Office Expenses OfficeExpensesGrp

FieldValueIRS element (for citing)
Total$39,149TotalAmt
Program Services$23,533ProgramServicesAmt
Management And General$13,447ManagementAndGeneralAmt
Fundraising$2,169FundraisingAmt

Information Technology InformationTechnologyGrp

FieldValueIRS element (for citing)
Total$75,494TotalAmt
Program Services$59,197ProgramServicesAmt
Management And General$12,032ManagementAndGeneralAmt
Fundraising$4,265FundraisingAmt

Royalties RoyaltiesGrp

FieldValueIRS element (for citing)
Total$0TotalAmt

Occupancy OccupancyGrp

FieldValueIRS element (for citing)
Total$199,257TotalAmt
Program Services$141,680ProgramServicesAmt
Management And General$42,465ManagementAndGeneralAmt
Fundraising$15,112FundraisingAmt

Travel TravelGrp

FieldValueIRS element (for citing)
Total$1,824TotalAmt
Management And General$1,824ManagementAndGeneralAmt

Pymt Travel Entrtnmnt Pub Ofcl PymtTravelEntrtnmntPubOfclGrp

FieldValueIRS element (for citing)
Total$0TotalAmt

Conferences Meetings ConferencesMeetingsGrp

FieldValueIRS element (for citing)
Total$0TotalAmt

Interest InterestGrp

FieldValueIRS element (for citing)
Total$0TotalAmt

Payments To Affiliates PaymentsToAffiliatesGrp

FieldValueIRS element (for citing)
Total$0TotalAmt

Depreciation Depletion DepreciationDepletionGrp

FieldValueIRS element (for citing)
Total$34,456TotalAmt
Program Services$24,507ProgramServicesAmt
Management And General$7,336ManagementAndGeneralAmt
Fundraising$2,613FundraisingAmt

Insurance InsuranceGrp

FieldValueIRS element (for citing)
Total$7,573TotalAmt
Program Services$3,146ProgramServicesAmt
Management And General$4,173ManagementAndGeneralAmt
Fundraising$254FundraisingAmt

Other Expenses OtherExpensesGrp (2 entries)

DescDescTotalTotalAmtProgram ServicesProgramServicesAmtManagement And GeneralManagementAndGeneralAmtFundraisingFundraisingAmt
Dues & fees$29,156$16,969$10,065$2,122
Miscellaneous$21,955$199$9,336$12,420

All Other Expenses AllOtherExpensesGrp

FieldValueIRS element (for citing)
Total$0TotalAmt

Total Functional Expenses TotalFunctionalExpensesGrp

FieldValueIRS element (for citing)
Total$2,338,910TotalAmt
Program Services$1,628,301ProgramServicesAmt
Management And General$500,575ManagementAndGeneralAmt
Fundraising$210,034FundraisingAmt

Cash Non Interest Bearing CashNonInterestBearingGrp

FieldValueIRS element (for citing)
BOY$221,147BOYAmt
EOY$278,427EOYAmt

Savings And Temp Cash Invst SavingsAndTempCashInvstGrp

FieldValueIRS element (for citing)
BOY$2,453,135BOYAmt
EOY$1,624,135EOYAmt

Pledges And Grants Receivable PledgesAndGrantsReceivableGrp

FieldValueIRS element (for citing)
BOY$45,150BOYAmt
EOY$54,839EOYAmt

Accounts Receivable AccountsReceivableGrp

FieldValueIRS element (for citing)
EOY$0EOYAmt

Receivables From Officers Etc ReceivablesFromOfficersEtcGrp

FieldValueIRS element (for citing)
EOY$0EOYAmt

Rcvbl From Disqualified Prsn RcvblFromDisqualifiedPrsnGrp

FieldValueIRS element (for citing)
EOY$0EOYAmt

Oth Notes Loans Receivable Net OthNotesLoansReceivableNetGrp

FieldValueIRS element (for citing)
EOY$0EOYAmt

Inventories For Sale Or Use InventoriesForSaleOrUseGrp

FieldValueIRS element (for citing)
EOY$0EOYAmt

Prepaid Expenses Defrd Charges PrepaidExpensesDefrdChargesGrp

FieldValueIRS element (for citing)
BOY$23,744BOYAmt
EOY$1,774EOYAmt

Land Bldg Equip Basis Net LandBldgEquipBasisNetGrp

FieldValueIRS element (for citing)
BOY$34,455BOYAmt
EOY$0EOYAmt

Investments Pub Traded Sec InvestmentsPubTradedSecGrp

FieldValueIRS element (for citing)
EOY$0EOYAmt

Investments Other Securities InvestmentsOtherSecuritiesGrp

FieldValueIRS element (for citing)
EOY$0EOYAmt

Investments Program Related InvestmentsProgramRelatedGrp

FieldValueIRS element (for citing)
EOY$0EOYAmt

Intangible Assets IntangibleAssetsGrp

FieldValueIRS element (for citing)
EOY$0EOYAmt

Other Assets Total OtherAssetsTotalGrp

FieldValueIRS element (for citing)
EOY$0EOYAmt

Total Assets TotalAssetsGrp

FieldValueIRS element (for citing)
BOY$2,777,631BOYAmt
EOY$1,959,175EOYAmt

Accounts Payable Accr Expnss AccountsPayableAccrExpnssGrp

FieldValueIRS element (for citing)
BOY$237,851BOYAmt
EOY$216,281EOYAmt

Unsecured Notes Loans Payable UnsecuredNotesLoansPayableGrp

FieldValueIRS element (for citing)
EOY$332,421EOYAmt

Total Liabilities TotalLiabilitiesGrp

FieldValueIRS element (for citing)
BOY$237,851BOYAmt
EOY$548,702EOYAmt
FieldValueIRS element (for citing)
Organization Follows FASB117Yes (X)OrganizationFollowsFASB117Ind

No Donor Restriction Net Assets NoDonorRestrictionNetAssetsGrp

FieldValueIRS element (for citing)
BOY-$233,855BOYAmt
EOY-$546,742EOYAmt

Donor Restriction Net Assets DonorRestrictionNetAssetsGrp

FieldValueIRS element (for citing)
BOY$2,773,635BOYAmt
EOY$1,957,215EOYAmt

Total Net Assets Fund Balance TotalNetAssetsFundBalanceGrp

FieldValueIRS element (for citing)
BOY$2,539,780BOYAmt
EOY$1,410,473EOYAmt

Tot Liab Net Assets Fund Balance TotLiabNetAssetsFundBalanceGrp

FieldValueIRS element (for citing)
BOY$2,777,631BOYAmt
EOY$1,959,175EOYAmt
FieldValueIRS element (for citing)
Reconcilation Revenue Expnss-$1,129,345ReconcilationRevenueExpnssAmt
Prior Period Adjustments$38PriorPeriodAdjustmentsAmt
Method Of Accounting AccrualYes (X)MethodOfAccountingAccrualInd
Accountant Compile Or ReviewfalseAccountantCompileOrReviewInd
FS AuditedYes (true)FSAuditedInd

FS Audited Basis FSAuditedBasisGrp

FieldValueIRS element (for citing)
Separate Basis Fincl StmtYes (X)SeparateBasisFinclStmtInd
FieldValueIRS element (for citing)
Audit CommitteeYes (true)AuditCommitteeInd
Federal Grant Audit RequiredfalseFederalGrantAuditRequiredInd

Schedule A IRS990ScheduleA

FieldValueIRS element (for citing)
Public Organization170Yes (X)PublicOrganization170Ind

Gifts Grants Contri Rcvd170 GiftsGrantsContriRcvd170Grp

FieldValueIRS element (for citing)
Current Tax Year Minus4 Years$831,434CurrentTaxYearMinus4YearsAmt
Current Tax Year Minus3 Years$1,897,240CurrentTaxYearMinus3YearsAmt
Current Tax Year Minus2 Years$2,106,307CurrentTaxYearMinus2YearsAmt
Current Tax Year Minus1 Year$847,124CurrentTaxYearMinus1YearAmt
Current Tax Year$1,173,731CurrentTaxYearAmt
Total$6,855,836TotalAmt

Tax Rev Levied Orgnztnl Bnft170 TaxRevLeviedOrgnztnlBnft170Grp

FieldValueIRS element (for citing)
Total$0TotalAmt

Govt Furn Srvc Fclts Vl170 GovtFurnSrvcFcltsVl170Grp

FieldValueIRS element (for citing)
Total$0TotalAmt

Total Calendar Year170 TotalCalendarYear170Grp

FieldValueIRS element (for citing)
Current Tax Year Minus4 Years$831,434CurrentTaxYearMinus4YearsAmt
Current Tax Year Minus3 Years$1,897,240CurrentTaxYearMinus3YearsAmt
Current Tax Year Minus2 Years$2,106,307CurrentTaxYearMinus2YearsAmt
Current Tax Year Minus1 Year$847,124CurrentTaxYearMinus1YearAmt
Current Tax Year$1,173,731CurrentTaxYearAmt
Total$6,855,836TotalAmt
FieldValueIRS element (for citing)
Substantial Contributors Tot$2,979,779SubstantialContributorsTotAmt
Public Support Total170$3,876,057PublicSupportTotal170Amt

Gross Investment Income170 GrossInvestmentIncome170Grp

FieldValueIRS element (for citing)
Current Tax Year Minus4 Years$84,089CurrentTaxYearMinus4YearsAmt
Current Tax Year Minus3 Years$74,379CurrentTaxYearMinus3YearsAmt
Current Tax Year Minus2 Years$83,716CurrentTaxYearMinus2YearsAmt
Current Tax Year Minus1 Year$82,264CurrentTaxYearMinus1YearAmt
Current Tax Year$22,764CurrentTaxYearAmt
Total$347,212TotalAmt

Unrelated Business Net Incm170 UnrelatedBusinessNetIncm170Grp

FieldValueIRS element (for citing)
Total$0TotalAmt

Other Income170 OtherIncome170Grp

FieldValueIRS element (for citing)
Current Tax Year$5,150CurrentTaxYearAmt
Total$5,150TotalAmt
FieldValueIRS element (for citing)
Total Support$7,208,198TotalSupportAmt
Gross Receipts Rltd Activities$21,920GrossReceiptsRltdActivitiesAmt
Public Support CY1700.53770PublicSupportCY170Pct
Public Support PY1700.48400PublicSupportPY170Pct
Thirty Thr Pct Suprt Tests CY170Yes (X)ThirtyThrPctSuprtTestsCY170Ind

Form990 Schedule A Part VI Form990ScheduleAPartVIGrp

FieldValueIRS element (for citing)
Form And Line ReferenceSupport Schedule: Other Income ExplanationFormAndLineReferenceDesc
ExplanationFrom time to time, miscellaneous amounts are received during the course of performing the organizations' tax-exempt function.ExplanationTxt

Schedule B IRS990ScheduleB

Contributor Information ContributorInformationGrp

FieldValueIRS element (for citing)
ContributorRESTRICTEDContributorNum

Contributor Business Name ContributorBusinessName

FieldValueIRS element (for citing)
Business Name Line1RESTRICTEDBusinessNameLine1

Contributor US Address ContributorUSAddress

FieldValueIRS element (for citing)
Address Line1RESTRICTEDAddressLine1
Address Line2RESTRICTEDAddressLine2
CityRESTRICTEDCity
StateRESTRICTEDState
ZIP CodeRESTRICTEDZIPCode
FieldValueIRS element (for citing)
Total ContributionsRESTRICTEDTotalContributionsAmt

Schedule C IRS990ScheduleC

FieldValueIRS element (for citing)
Form4720 Filed Section4955 TaxfalseForm4720FiledSection4955TaxInd
Correction MadefalseCorrectionMadeInd
VolunteersfalseVolunteersInd
Paid Staff Or ManagementfalsePaidStaffOrManagementInd
Media AdvertisementsfalseMediaAdvertisementsInd
Mailings MembersYes (true)MailingsMembersInd
Mailings Members$1,573MailingsMembersAmt
Publications Or BroadcastfalsePublicationsOrBroadcastInd
Grants Other OrganizationsfalseGrantsOtherOrganizationsInd
Direct Contact LegislatorsYes (true)DirectContactLegislatorsInd
Direct Contact Legislators$2,951DirectContactLegislatorsAmt
Rallies DemonstrationsfalseRalliesDemonstrationsInd
Other ActivitiesfalseOtherActivitiesInd
Total Lobbying Expenditures$4,524TotalLobbyingExpendituresAmt
Not Described Section501c3falseNotDescribedSection501c3Ind
Form4720 Filed4912 TaxfalseForm4720Filed4912TaxInd

Supplemental Information Detail SupplementalInformationDetail

FieldValueIRS element (for citing)
Form And Line ReferencePart II-B, Line 1i - Other Activities DescriptionFormAndLineReferenceDesc
ExplanationConsumer Action took positions on consumer legislation in Washington, DC and Sacramento, CA, contacting legislators and their staffs by phone, email and regular mail, and urged citizens to communicate with their legislators about proposed laws. We also utilized the computer services of Salsa Labs to promote contact on issues between citizens and their representatives.ExplanationTxt

Schedule D IRS990ScheduleD

FieldValueIRS element (for citing)
Total Rev Etc Audited Fincl Stmt$1,209,565TotalRevEtcAuditedFinclStmtAmt
Revenue Subtotal$1,209,565RevenueSubtotalAmt
Total Revenue Per Form990$1,209,565TotalRevenuePerForm990Amt
Tot Expns Etc Audited Fincl Stmt$2,338,910TotExpnsEtcAuditedFinclStmtAmt
Expenses Subtotal$2,338,910ExpensesSubtotalAmt
Total Expenses Per Form990$2,338,910TotalExpensesPerForm990Amt

Schedule G IRS990ScheduleG

FieldValueIRS element (for citing)
Email SolicitationsYes (X)EmailSolicitationsInd
Solicitation Of Non Govt GrantsYes (X)SolicitationOfNonGovtGrantsInd
Special Fundraising EventsYes (X)SpecialFundraisingEventsInd
Agrmt Prof Fundraising ActyYes (true)AgrmtProfFundraisingActyInd
Licensed StatesCALicensedStatesCd

Fundraising Event Information FundraisingEventInformationGrp

FieldValueIRS element (for citing)
Event1Online virtual reception/discussionEvent1Nm
Gross Receipts Event1$223,850GrossReceiptsEvent1Amt
Charitable Contri Event1$215,930CharitableContriEvent1Amt
Gross Revenue Event1$7,920GrossRevenueEvent1Amt
Gross Receipts Total$223,850GrossReceiptsTotalAmt
Charitable Contributions Tot$215,930CharitableContributionsTotAmt
Gross Revenue Total Events$7,920GrossRevenueTotalEventsAmt
Net Income Summary$7,920NetIncomeSummaryAmt

Schedule I IRS990ScheduleI

FieldValueIRS element (for citing)
Grant Records MaintainedYes (true)GrantRecordsMaintainedInd

Recipient Table RecipientTable (7 entries)

Address Line1USAddress/AddressLine1TxtCityUSAddress/CityNmState AbbreviationUSAddress/StateAbbreviationCdZIPUSAddress/ZIPCdRecipient EINRecipientEINIRC SectionIRCSectionDescCash GrantCashGrantAmtNon Cash AssistanceNonCashAssistanceAmtValuation Method UsedValuationMethodUsedDescPurpose Of GrantPurposeOfGrantTxt
Catholic Charities of Dallas
1421 W Mockingbird LaneDallasTX75247752745221501(c)(3)$6,766$0BookFinancial education applications
Delhi Center
505 E Central AveSanta AnaCA92707952620952501(c)(3)$5,100$0BookFinancial education applications
Easter Seals of Houston
4888 Loop Central Dr 200HoustonTX77081741238418501(c)(3)$9,100$0BookFinancial education applications
Houston Area Urban League
1301 Texas AveHoustonTX77002741611455501(c)(3)$6,766$0BookFinancial education applications
Latino Eco Dev Corpof DC
1401 Columbia Rd NW Unit C-1WashingtonDC20009521749216501(c)(3)$6,766$0BookFinancial education applications
Phi Chinatown Dev Corp
301-05 N 9th StreetPhiladelphiaPA19107237439723501(c)(3)$6,766$0BookFinancial education applications
Vets Group Inc
1200 18th St NW Ste LL-100WashingtonDC20036680594161501(c)(3)$5,100$0BookFinancial education applications
FieldValueIRS element (for citing)
Total501c3 Org7Total501c3OrgCnt
Total Other Org0TotalOtherOrgCnt

Supplemental Information Detail SupplementalInformationDetail

FieldValueIRS element (for citing)
Form And Line ReferenceGrantmaker's Description of How Grants are UsedFormAndLineReferenceDesc
ExplanationThese grants are what we internally call mini-grants, so the grantees submit reports regarding their activities and results before the grants are issued.ExplanationTxt

Schedule J IRS990ScheduleJ

FieldValueIRS element (for citing)
Severance PaymentfalseSeverancePaymentInd
Supplemental Nonqual Rtr PlanfalseSupplementalNonqualRtrPlanInd
Equity Based Comp ArrngmfalseEquityBasedCompArrngmInd
Comp Based On Revenue Of Flng OrgfalseCompBasedOnRevenueOfFlngOrgInd
Comp Bsd On Rev Related OrgsfalseCompBsdOnRevRelatedOrgsInd
Comp Bsd Net Earns Flng OrgfalseCompBsdNetEarnsFlngOrgInd
Comp Bsd Net Earns Rltd OrgsfalseCompBsdNetEarnsRltdOrgsInd
Any Non Fixed PaymentsfalseAnyNonFixedPaymentsInd
Initial Contract ExceptionfalseInitialContractExceptionInd

Rltd Org Officer Trst Key Empl RltdOrgOfficerTrstKeyEmplGrp

FieldValueIRS element (for citing)
PersonKen McEldowney Exec DirPersonNm
TitleSecretaryTitleTxt
Base Compensation Filing Org$171,186BaseCompensationFilingOrgAmt
Nontaxable Benefits Filing Org$8,395NontaxableBenefitsFilingOrgAmt
Total Compensation Filing Org$179,581TotalCompensationFilingOrgAmt

Schedule O IRS990ScheduleO

Supplemental Information Detail SupplementalInformationDetail (6 entries)

Form And Line ReferenceFormAndLineReferenceDescExplanationExplanationTxt
Form 990, Part III, Line 2: New ServicesBecause of the pandemic and sheltering in place, we had to replace our in person trainings with webinars instead.
Form 990, Part III, Line 3: Ceased Conducting or Significant Changes To ServicesBecause of the pandemic and sheltering in place, we had to replace our in person trainings with webinars instead.
Form 990, Part VI, Line 11b: Form 990 Review ProcessPrior to its filing, the 990 is reviewed by the Executive Director and Business Manager. It is circulated among the board of directors after filing.
Form 990, Part VI, Line 12c: Explanation of Monitoring and Enforcement of ConflictsAll board members are covered under the policy where annual assertions are requested to confirm that there is a lack of conflicts.
Form 990, Part VI, Line 18: Explanation of Other Means Forms Available For Public InspectionAll of these documents are available to the public upon request Form 990 posted on our web site.
Form 990, Part VI, Line 19: Other Organization Documents Publicly AvailableGoverning documents, the conflict of interest policy and financial statements are available to the public upon request.

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