2022-02-15T17:28:54-08:00 2021-03-31 472626541 Cook & Company A Prof Actncy Corp 388 Market Street Suite 1300 San Francisco CA 94111 990 2020-04-01 237172908 San Francisco Consumer Action SANF 4157779648 57 Post Street Suite 611 San Francisco CA 94104 Ken McEldowney Executive Director 2022-02-16 true Ken McEldowney 999009999 Douglas E Cook CPAMPA P01521705 4156211112 2 AAL1 IAL1 FAL1 2020 2022-09-23 18:48:47Z Ken McEldowney 1209565 false X www.consumer-action.org X 1971 CA Consumer Action's mission is to provide consumer education and advocacy on behalf of consumers around the country. 10 9 19 1 0 847124 1173731 0 82264 22764 11943 13070 941331 1209565 57270 67364 0 2077866 1794687 0 210034 752404 476859 2887540 2338910 -1946209 -1129345 2777631 1959175 237851 548702 2539780 1410473 X Consumer Action's mission is to provide consumer education and advocacy on behalf of consumers around the country. true true 1628301 MM123 Chase Cy Pres Project : This project helped develop and create the "Money Management 1-2-3 education modules: "Getting a Strong Start", "Achieving Financial GoalsX and "Planning a Secure Future". The modules were distributed through community-based organizations around the country. Each module consists of an educational publication, a lesson plan, a trainer's manual and a PowerPoint presentation. The publications are printed, produced and translated into Chinese, Korean, Spanish and Vietnamese, and are distributed for free through Consumer Action's network of 8,000 CBOs around the country. These publications cover such topics as: earning a paycheck, budgeting and saving, learning about credit, achieving financial goals, dealing with debt and taxes, saving and renting versus home ownership and mortgages, investing for a longer life, retirement income, home equity loans, protecting assets, long-term care insurance and medical expenses. This project has now taken over the MoneyWise Project formerly funded by Capital One, which for 14 years created innovative and educational pamphlets about banking services. The extensive MoneyWise publication list includes such topics as: "Building and Keeping Good Credit", Tracking your Money", "Manage Your Money", "Banking Basics", "Rebuilding Your Credit", "Bankruptcy", "Saving to Build Wealth", "Talking to Teens About Money", "Micro Business Basics", "and "Elder Fraud". All of these publications are available for free from Consumer Action, and are available in English, Chinese, Korean, Spanish and Vietnamese while supplies last. This MM123 Chase cy pres project has also launched a new series on Job Training, including a free publication on "A guide to finding the right job training school". Individuals and CBOs interested in these publications and Consumer Action's CBO training programs should contact Consumer Action at info@consumer-action.org. The IB Insurance Cy Pres Project: Under this grant Consumer Action conducted research about consumer insurance issues, and took positions on insurance-related regulatory and legislative proposals. The project has produced a 10-page pamphlet on "Auto Insurance, The Basics", including the coverage you need, what determines how much you'll pay for auto insurance, and how to file a claim. Consumer Action also provided information on California's low-cost auto insurance program, and used its expertise in the insurance field to provide free counseling to consumers who called with insurance-related questions. The Trombley BofA Cy Pres Banking Education Project: This project covers research on bank payment systems, and the issues about using them that impact consumers. Funds from this general cy pres grant also cover the cost of publishing fact sheets on other banking services. The Credit Card Tying Cy Pres Project: This project has produced ?Questions and Answers About Secured Credit Cards", a training manual and group leader's guide designed to give community advocates and outreach workers a background on the topic so that they can counsel clients and/or lead workshops for other staff members. It is intended to be used with the brochure titled "Building and Repairing Your Credit with a Secured Credit Card," an easy-to-read introduction to the subject available in Chinese, English and Spanish. The Financial Literacy Project: Consumer Action's Financial Literacy Project has produced many fact sheets to help people be aware of their financial rights and options. These fact sheets cover opening a bank account, shopping for savings instruments and resolving complaints against financial institutions. The Housing Education Project: The Housing Education Project works to help people become aware of their rights as tenants. It has worked with the federal housing department to make people aware of how to assert their rights when they are victims of housing discrimination. COVID-19 Educational Project: This project was created to provide resources and information to help consumers with issues that came up from the COVID-19 pandemic. Consumer Action has created a resource guide, fact sheets, and have hosted monthly webinars on various topics for consumers, such as housing issues, medicare, vaccine information, etc. Other programs include: Annual Best Practices Consumer Conference, Chase Financial Technology Grant, Wells Fargo Financial Technology Grant, and AT&T Telecommunications. 1628301 true true false true false false false false false false false false false false false false true false false false false false false false true false false true false true false false false false false false false false false false false false false false false false false true 8 0 true 19 true false false false false false false false 0 false false false false false false false X 10 9 false false false false false false false true false false false false true true true true true false false false CA X X X X Vickie Tse 4157779648 57 Post Street Suite 611 San Francisco CA 94104 Ken McEldowney Exec Dir Secretary 28.00 0.00 X X 171186 0 8395 Kathy Li SF Office Director 28.00 0.00 113358 0 23865 Linda Sherry DC Office Director 28.00 0.00 118608 0 7651 Nani Hansen Associate Director 35.00 0.00 102370 0 5253 Vickie Tse Business Mgr Controller 35.00 0.00 X 69579 0 9250 Michael Heffer Business Mgr Controller 16.00 0.00 X 18000 0 212 Ben Lau Dir President 1.00 0.00 X X 0 0 0 Sue Rogan Dir Vice President 1.00 0.00 X X 0 0 0 Sue Hestor Dir Treasurer 1.00 0.00 X 0 0 0 Dr Irene Leech Director 1.00 0.00 X 0 0 0 Anna Flores Director 1.00 0.00 X 0 0 0 Faith Bautista Director 1.00 0.00 X 0 0 0 Rosa Gonzalez-Abrego Director 1.00 0.00 X 0 0 0 Gail Sanders Director 1.00 0.00 X 0 0 0 Deborah Lowe Muramoto Director 1.00 0.00 X 0 0 0 LaTesha Slappy Director 1.00 0.00 X 0 0 0 Joe Wynn Director 1.00 0.00 X 0 0 0 Patricia Sturdevant Director 1.00 0.00 X 0 0 0 593101 54626 4 false true false 0 2590 215930 387717 567494 1173731 0 22764 22764 0 0 0 0 7920 215930 7920 7920 0 0 Other Income 900099 5150 5150 5150 1209565 35834 67364 67364 0 0 0 265431 109252 95455 60724 0 1275645 980141 236599 58905 0 136470 103788 25114 7568 117141 83318 24941 8882 0 0 17388 17388 0 0 0 50607 15207 400 35000 0 39149 23533 13447 2169 75494 59197 12032 4265 0 199257 141680 42465 15112 1824 1824 0 0 0 0 34456 24507 7336 2613 7573 3146 4173 254 Dues & fees 29156 16969 10065 2122 Miscellaneous 21955 199 9336 12420 0 2338910 1628301 500575 210034 221147 278427 2453135 1624135 45150 54839 0 0 0 0 0 23744 1774 34455 0 0 0 0 0 0 2777631 1959175 237851 216281 332421 237851 548702 X -233855 -546742 2773635 1957215 2539780 1410473 2777631 1959175 -1129345 38 X false true X true false X 831434 1897240 2106307 847124 1173731 6855836 0 0 831434 1897240 2106307 847124 1173731 6855836 2979779 3876057 84089 74379 83716 82264 22764 347212 0 5150 5150 7208198 21920 0.53770 0.48400 X Support Schedule: Other Income Explanation From time to time, miscellaneous amounts are received during the course of performing the organizations' tax-exempt function. RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED false false false false false true 1573 false false true 2951 false false 4524 false false Part II-B, Line 1i - Other Activities Description Consumer Action took positions on consumer legislation in Washington, DC and Sacramento, CA, contacting legislators and their staffs by phone, email and regular mail, and urged citizens to communicate with their legislators about proposed laws. We also utilized the computer services of Salsa Labs to promote contact on issues between citizens and their representatives. 1209565 1209565 1209565 2338910 2338910 2338910 X X X true CA Online virtual reception/discussion 223850 215930 7920 223850 215930 7920 7920 true Catholic Charities of Dallas 1421 W Mockingbird Lane Dallas TX 75247 752745221 501(c)(3) 6766 0 Book Financial education applications Delhi Center 505 E Central Ave Santa Ana CA 92707 952620952 501(c)(3) 5100 0 Book Financial education applications Easter Seals of Houston 4888 Loop Central Dr 200 Houston TX 77081 741238418 501(c)(3) 9100 0 Book Financial education applications Houston Area Urban League 1301 Texas Ave Houston TX 77002 741611455 501(c)(3) 6766 0 Book Financial education applications Latino Eco Dev Corpof DC 1401 Columbia Rd NW Unit C-1 Washington DC 20009 521749216 501(c)(3) 6766 0 Book Financial education applications Phi Chinatown Dev Corp 301-05 N 9th Street Philadelphia PA 19107 237439723 501(c)(3) 6766 0 Book Financial education applications Vets Group Inc 1200 18th St NW Ste LL-100 Washington DC 20036 680594161 501(c)(3) 5100 0 Book Financial education applications 7 0 Grantmaker's Description of How Grants are Used These grants are what we internally call mini-grants, so the grantees submit reports regarding their activities and results before the grants are issued. false false false false false false false false false Ken McEldowney Exec Dir Secretary 171186 8395 179581 Form 990, Part III, Line 2: New Services Because of the pandemic and sheltering in place, we had to replace our in person trainings with webinars instead. Form 990, Part III, Line 3: Ceased Conducting or Significant Changes To Services Because of the pandemic and sheltering in place, we had to replace our in person trainings with webinars instead. Form 990, Part VI, Line 11b: Form 990 Review Process Prior to its filing, the 990 is reviewed by the Executive Director and Business Manager. It is circulated among the board of directors after filing. Form 990, Part VI, Line 12c: Explanation of Monitoring and Enforcement of Conflicts All board members are covered under the policy where annual assertions are requested to confirm that there is a lack of conflicts. Form 990, Part VI, Line 18: Explanation of Other Means Forms Available For Public Inspection All of these documents are available to the public upon request Form 990 posted on our web site. Form 990, Part VI, Line 19: Other Organization Documents Publicly Available Governing documents, the conflict of interest policy and financial statements are available to the public upon request.