TUCSON OLD PUEBLO CREDIT UNION
Cite this
Plain text TUCSON OLD PUEBLO CREDIT UNION. furp.org, nonprofit organization profile, tax years 2010–2024. https://furp.org/org/tucson-old-pueblo-credit-union-860098341. Retrieved 2026-11-01.
APA furp.org. (n.d.). TUCSON OLD PUEBLO CREDIT UNION [Nonprofit organization profile; tax years 2010–2024]. Retrieved November 1, 2026, from https://furp.org/org/tucson-old-pueblo-credit-union-860098341
MLA “TUCSON OLD PUEBLO CREDIT UNION.” furp.org, tax years 2010–2024, https://furp.org/org/tucson-old-pueblo-credit-union-860098341. Accessed 1 Nov. 2026.
Retrieved 2026-11-01; covers tax years 2010–2024. Data: furp.org, CC BY 4.0.
2024 · Form 990 · revenue $11.8M · expenses $11.6M · assets $211.2M
- EIN
- 86-0098341
- Address
- 2500 E 22ND STREET, TUCSON, AZ 85713
- Website
- WWW.TOPCU.ORG
- NTEE code
- -
- Exempt type
- -
- Ruling date
- -
- Cross-check
- ProPublica Nonprofit Explorer
Mission
TO CULTIVATE A RESILIENT AND SUSTAINABLE COMMUNITY BY PROVIDING AFFORDABLE LOANS AND FINANCIAL GUIDANCE FOR ALL INCOME LEVELS.
Each tax year counts once: when a return was amended, only the latest return for that period is used below (superseded returns stay listed, greyed, under Finances).
People paid by the organization
25 people paid across every filing: current people first, then by total pay from this organization. Organizations counts every nonprofit each person appears on.
| Name | Latest title | Years | Latest year pay | Total pay from here | Organizations |
|---|---|---|---|---|---|
| G Vernon Babilon | PRESIDENT/CEO | 2013-2024 | $737,102 | $2,885,027 | 1 |
| Kent Hall | CHIEF FINANCIAL OFFICER | 2014-2024 | $174,289 | $1,317,229 | 1 |
| Kenneth Krapf | COMMERCIAL LENDING MANAGER | 2022-2024 | $165,317 | $489,428 | 1 |
| Scott Bell | CHIEF OPERATING OFFICER | 2023-2024 | $197,157 | $347,085 | 1 |
| Manny Chavez | IT DIRECTOR | 2024 | $127,468 | $127,468 | 1 |
| Tedd Bell (former) | FINANCIAL ADVISOR | 2014-2017 | $135,598 | $510,538 | 1 |
| Michael Schmell (former) | COO (THRU 09/22) | 2018-2022 | $113,558 | $492,260 | 1 |
| Joe Mirachi (former) | FORMER PRESIDENT/CEO | 2010-2012 | $111,210 | $448,605 | 1 |
| Jessica Gamboa (former) | VP MEMBER SERVICE | 2013-2017 | $96,510 | $401,268 | 1 |
| April Gabriel (former) | VP LENDING | 2010-2014 | $23,163 | $354,101 | 1 |
| Robyn Gamboa (former) | VP MBR SERVICE/MARKETING | 2010-2013 | $58,025 | $323,947 | 1 |
| Russ Hanson (former) | VP CFO | 2010-2012 | $49,252 | $240,482 | 1 |
| Petar Jelinic (former) | VP LENDING | 2015-2017 | $102,316 | $207,073 | 1 |
| William Foy (former) | DIR OF IA | 2011-2012 | $80,505 | $166,423 | 1 |
| Matthew Beausoleil (former) | VP OF IT | 2015-2016 | $82,372 | $162,327 | 1 |
| Christopher Lewis (former) | VP CFO | 2013-2014 | $65,269 | $136,071 | 1 |
| Mark Outler (former) | VP LENDING | 2014-2015 | $53,228 | $113,196 | 1 |
| Tim White (former) | VP HR | 2010 | $79,304 | $79,304 | 1 |
| James Knoff (former) | PRESIDENT/CEO - INTERIM | 2012-2013 | $6,539 | $66,002 | 1 |
| Katherine Romero (former) | VP/CFO | 2010 | $32,713 | $32,713 | 1 |
| Florraine Firth (former) | VP CFO - INTERIM | 2012 | $25,829 | $25,829 | 1 |
| Linda Dhaemers (former) | VP CFO - INTERIM | 2014 | $21,878 | $21,878 | 1 |
| Ellen Yacovone (former) | VP MEMBER SERVICES | 2010 | $21,396 | $21,396 | 1 |
| F Lorraine Firth (former) | VP CFO - INTERIM | 2013 | $18,309 | $18,309 | 1 |
| Fred Cushman (former) | DIRECTOR | 2012-2023 | $1,000 | $1,000 | 1 |
Officers and directors, no compensation reported
16 people listed on the returns with $0 (or no amount) in every compensation column: current people first. Hours are as filed on the latest return each person appears on.
| Name | Latest title | Years | Hrs/wk (latest) | Compensation | Organizations |
|---|---|---|---|---|---|
| William Richards | CHAIR | 2012-2024 | 2 | $0 reported | 1 |
| Richard Prater | VICE CHAIR | 2010-2024 | 2 | $0 reported | 1 |
| Britton Simmons | TREASURER | 2016-2024 | 2 | $0 reported | 1 |
| Mike Mckendrick | SECRETARY | 2012-2024 | 2 | $0 reported | 1 |
| David Fregonese | DIRECTOR | 2013-2024 | 2 | $0 reported | 1 |
| Eric Kazmierczak | DIRECTOR | 2024 | 2 | $0 reported | 1 |
| Ross Underwood | DIRECTOR | 2020-2024 | 2 | $0 reported | 1 |
| John Brady (former) | DIRECTOR (LEFT 04/20) | 2010-2020 | 2 | $0 reported | 1 |
| Fred G Ronstadt (former) | DIRECTOR (RESIGNED 2/17) | 2017 | 2 | $0 reported | 1 |
| John Leavitt (former) | DIRECTOR | 2014-2015 | 2 | $0 reported | 1 |
| Calvin Dacus (former) | DIRECTOR | 2012-2013 | 2 | $0 reported | 1 |
| William Tilden (former) | DIRECTOR | 2012-2013 | 2 | $0 reported | 1 |
| Gail Carey (former) | DIRECTOR | 2010-2012 | 2 | $0 reported | 1 |
| Adam Amante (former) | DIRECTOR | 2010-2011 | 2 | $0 reported | 1 |
| Dave Diebel (former) | DIRECTOR | 2010-2011 | 2 | $0 reported | 1 |
| Russell Hughes (former) | DIRECTOR | 2010-2011 | 2 | $0 reported | 1 |
People by year
2024 · 22 people listed · 7 paid, $1.4M · 58 employees · 7 volunteers
| Name | Title | Hrs/wk | From org | From related | Other | Total | Orgs |
|---|---|---|---|---|---|---|---|
| G VERNON BABILON | PRESIDENT/CEO | 40 | $721,884 | $0 | $15,218 | $737,102 | 1 |
| SCOTT BELL | CHIEF OPERATING OFFICER | 40 | $185,136 | $0 | $12,021 | $197,157 | 1 |
| KENT HALL | CHIEF FINANCIAL OFFICER | 40 | $163,493 | $0 | $10,796 | $174,289 | 1 |
| KENNETH KRAPF | COMMERCIAL LENDING MANAGER | 40 | $148,824 | $0 | $16,493 | $165,317 | 1 |
| MANNY CHAVEZ | IT DIRECTOR | 40 | $115,250 | $0 | $12,218 | $127,468 | 1 |
| G VERNON BABILON | PRESIDENT/CEO | 40 | $16,603 | $0 | $740 | $17,343 | 1 |
| KENT HALL | CHIEF FINANCIAL OFFICER | 40 | $11,989 | $0 | $866 | $12,855 | 1 |
| SCOTT BELL | CHIEF OPERATING OFFICER | 40 | $0 | $0 | $0 | $0 | 1 |
| WILLIAM RICHARDS | CHAIR | 2 | $0 | $0 | $0 | $0 | 1 |
| RICHARD PRATER | VICE CHAIR | 2 | $0 | $0 | $0 | $0 | 1 |
| BRITTON SIMMONS | TREASURER | 2 | $0 | $0 | $0 | $0 | 1 |
| MIKE MCKENDRICK | SECRETARY | 2 | $0 | $0 | $0 | $0 | 1 |
| DAVID FREGONESE | DIRECTOR | 2 | $0 | $0 | $0 | $0 | 1 |
| ERIC KAZMIERCZAK | DIRECTOR | 2 | $0 | $0 | $0 | $0 | 1 |
| ROSS UNDERWOOD | DIRECTOR | 2 | $0 | $0 | $0 | $0 | 1 |
| WILLIAM RICHARDS | CHAIR | 2 | $0 | $0 | $0 | $0 | 1 |
| RICHARD PRATER | VICE CHAIR | 2 | $0 | $0 | $0 | $0 | 1 |
| BRITTON SIMMONS | TREASURER | 2 | $0 | $0 | $0 | $0 | 1 |
| MIKE MCKENDRICK | SECRETARY | 2 | $0 | $0 | $0 | $0 | 1 |
| DAVID FREGONESE | DIRECTOR | 2 | $0 | $0 | $0 | $0 | 1 |
| ERIC KAZMIERCZAK | DIRECTOR | 2 | $0 | $0 | $0 | $0 | 1 |
| ROSS UNDERWOOD | DIRECTOR | 2 | $0 | $0 | $0 | $0 | 1 |
2023 · 11 people listed · 5 paid, $698K · 67 employees · 10 volunteers
| Name | Title | Hrs/wk | From org | From related | Other | Total | Orgs |
|---|---|---|---|---|---|---|---|
| G VERNON BABILON | PRESIDENT/CEO | 40 | $205,087 | $0 | $17,477 | $222,564 | 1 |
| KENT HALL | CHIEF FINANCIAL OFFICER | 40 | $159,967 | $0 | $10,873 | $170,840 | 1 |
| KENNETH KRAPF | COMMERCIAL LENDING MANAGER | 40 | $137,066 | $0 | $16,493 | $153,559 | 1 |
| SCOTT BELL | CHIEF OPERATING OFFICER | 40 | $137,907 | $0 | $12,021 | $149,928 | 1 |
| FRED CUSHMAN | DIRECTOR | 2 | $1,000 | $0 | $0 | $1,000 | 1 |
| RICHARD PRATER | CHAIR | 2 | $0 | $0 | $0 | $0 | 1 |
| MIKE MCKENDRICK | VICE CHAIR | 2 | $0 | $0 | $0 | $0 | 1 |
| ROSS UNDERWOOD | TREASURER | 2 | $0 | $0 | $0 | $0 | 1 |
| WILLIAM RICHARDS | SECRETARY | 2 | $0 | $0 | $0 | $0 | 1 |
| DAVID FREGONESE | DIRECTOR | 2 | $0 | $0 | $0 | $0 | 1 |
| BRITTON SIMMONS | DIRECTOR | 2 | $0 | $0 | $0 | $0 | 1 |
2022 · 11 people listed · 4 paid, $631K · 75 employees · 12 volunteers
| Name | Title | Hrs/wk | From org | From related | Other | Total | Orgs |
|---|---|---|---|---|---|---|---|
| G VERNON BABILON | PRESIDENT/CEO | 40 | $186,706 | $0 | $15,105 | $201,811 | 1 |
| KENNETH KRAPF | COMMERCIAL LENDING MANAGER | 40 | $154,954 | $0 | $15,598 | $170,552 | 1 |
| KENT HALL | CFO | 40 | $135,011 | $0 | $10,316 | $145,327 | 1 |
| MICHAEL SCHMELL | COO (THRU 09/22) | 40 | $100,528 | $0 | $13,030 | $113,558 | 1 |
| RICHARD PRATER | CHAIR | 2 | $0 | $0 | $0 | $0 | 1 |
| MIKE MCKENDRICK | VICE CHAIR | 2 | $0 | $0 | $0 | $0 | 1 |
| ROSS UNDERWOOD | TREASURER | 2 | $0 | $0 | $0 | $0 | 1 |
| WILLIAM RICHARDS | SECRETARY | 2 | $0 | $0 | $0 | $0 | 1 |
| DAVID FREGONESE | DIRECTOR | 2 | $0 | $0 | $0 | $0 | 1 |
| BRITTON SIMMONS | DIRECTOR | 2 | $0 | $0 | $0 | $0 | 1 |
| FRED CUSHMAN | DIRECTOR | 2 | $0 | $0 | $0 | $0 | 1 |
2021 · 10 people listed · 3 paid, $473K · 66 employees · 7 volunteers
| Name | Title | Hrs/wk | From org | From related | Other | Total | Orgs |
|---|---|---|---|---|---|---|---|
| G VERNON BABILON | PRESIDENT/CEO | 40 | $181,958 | $0 | $15,863 | $197,821 | 1 |
| KENT HALL | CFO | 40 | $132,297 | $0 | $9,970 | $142,267 | 1 |
| MICHAEL SCHMELL | COO | 40 | $116,693 | $0 | $16,444 | $133,137 | 1 |
| BRITTON SIMMONS | CHAIR | 2 | $0 | $0 | $0 | $0 | 1 |
| RICHARD PRATER | VICE CHAIR | 2 | $0 | $0 | $0 | $0 | 1 |
| MIKE MCKENDRICK | TREASURER | 2 | $0 | $0 | $0 | $0 | 1 |
| DAVID FREGONESE | SECRETARY | 2 | $0 | $0 | $0 | $0 | 1 |
| WILLIAM RICHARDS | DIRECTOR | 2 | $0 | $0 | $0 | $0 | 1 |
| FRED CUSHMAN | DIRECTOR | 2 | $0 | $0 | $0 | $0 | 1 |
| ROSS UNDERWOOD | DIRECTOR | 2 | $0 | $0 | $0 | $0 | 1 |
2020 · 11 people listed · 3 paid, $736K · 59 employees · 11 volunteers
| Name | Title | Hrs/wk | From org | From related | Other | Total | Orgs |
|---|---|---|---|---|---|---|---|
| G VERNON BABILON | PRESIDENT/CEO | 40 | $454,365 | $0 | $31,458 | $485,823 | 1 |
| KENT HALL | CFO | 40 | $124,081 | $0 | $8,643 | $132,724 | 1 |
| MICHAEL SCHMELL | COO | 40 | $111,163 | $0 | $6,225 | $117,388 | 1 |
| BRITTON SIMMONS | CHAIR | 2 | $0 | $0 | $0 | $0 | 1 |
| RICHARD PRATER | VICE CHAIR | 2 | $0 | $0 | $0 | $0 | 1 |
| MIKE MCKENDRICK | TREASURER | 2 | $0 | $0 | $0 | $0 | 1 |
| DAVID FREGONESE | SECRETARY | 2 | $0 | $0 | $0 | $0 | 1 |
| WILLIAM RICHARDS | DIRECTOR | 2 | $0 | $0 | $0 | $0 | 1 |
| JOHN BRADY | DIRECTOR (LEFT 04/20) | 2 | $0 | $0 | $0 | $0 | 1 |
| FRED CUSHMAN | DIRECTOR | 2 | $0 | $0 | $0 | $0 | 1 |
| ROSS UNDERWOOD | DIRECTOR | 2 | $0 | $0 | $0 | $0 | 1 |
2019 · 10 people listed · 3 paid, $388K · 75 employees · 12 volunteers
| Name | Title | Hrs/wk | From org | From related | Other | Total | Orgs |
|---|---|---|---|---|---|---|---|
| G VERNON BABILON | PRESIDENT/CEO | 40 | $158,701 | $0 | $9,242 | $167,943 | 1 |
| MICHAEL SCHMELL | COO | 40 | $107,930 | $0 | $5,369 | $113,299 | 1 |
| KENT HALL | CFO | 40 | $99,045 | $0 | $7,623 | $106,668 | 1 |
| BRITTON SIMMONS | CHAIR | 2 | $0 | $0 | $0 | $0 | 1 |
| MIKE MCKENDRICK | VICE-CHAIR | 2 | $0 | $0 | $0 | $0 | 1 |
| RICHARD PRATER | TREASURER | 2 | $0 | $0 | $0 | $0 | 1 |
| WILLIAM RICHARDS | SECRETARY | 2 | $0 | $0 | $0 | $0 | 1 |
| DAVID FREGONESE | DIRECTOR | 2 | $0 | $0 | $0 | $0 | 1 |
| JOHN BRADY | DIRECTOR | 2 | $0 | $0 | $0 | $0 | 1 |
| FRED CUSHMAN | DIRECTOR | 2 | $0 | $0 | $0 | $0 | 1 |
2018 · 10 people listed · 3 paid, $292K · 54 employees · 12 volunteers
| Name | Title | Hrs/wk | From org | From related | Other | Total | Orgs |
|---|---|---|---|---|---|---|---|
| G VERNON BABILON | PRESIDENT/CEO | 40 | $151,888 | $0 | $11,712 | $163,600 | 1 |
| KENT HALL | CFO | 40 | $105,449 | $0 | $7,929 | $113,378 | 1 |
| MICHAEL SCHMELL | COO | 40 | $13,282 | $0 | $1,596 | $14,878 | 1 |
| DAVID FREGONESE | CHAIR | 2 | $0 | $0 | $0 | $0 | 1 |
| MIKE MCKENDRICK | VICE-CHAIR | 2 | $0 | $0 | $0 | $0 | 1 |
| RICHARD PRATER | TREASURER | 2 | $0 | $0 | $0 | $0 | 1 |
| WILLIAM RICHARDS | SECRETARY | 2 | $0 | $0 | $0 | $0 | 1 |
| JOHN BRADY | DIRECTOR | 2 | $0 | $0 | $0 | $0 | 1 |
| BRITTON SIMMONS | DIRECTOR | 2 | $0 | $0 | $0 | $0 | 1 |
| FRED CUSHMAN | DIRECTOR | 2 | $0 | $0 | $0 | $0 | 1 |
2017 · 13 people listed · 5 paid, $575K · 52 employees · 12 volunteers
| Name | Title | Hrs/wk | From org | From related | Other | Total | Orgs |
|---|---|---|---|---|---|---|---|
| G VERNON BABILON | PRESIDENT/CEO | 40 | $135,000 | $0 | $6,267 | $141,267 | 1 |
| TEDD BELL | FINANCIAL ADVISOR | 40 | $127,351 | $0 | $8,247 | $135,598 | 1 |
| PETAR JELINIC | VP LENDING | 40 | $95,000 | $0 | $7,316 | $102,316 | 1 |
| KENT HALL | VP CFO | 40 | $95,058 | $0 | $4,612 | $99,670 | 1 |
| JESSICA GAMBOA | VP MEMBER SERVICE | 40 | $87,281 | $0 | $9,229 | $96,510 | 1 |
| DAVID FREGONESE | CHAIR | 2 | $0 | $0 | $0 | $0 | 1 |
| MIKE MCKENDRICK | VICE-CHAIR | 2 | $0 | $0 | $0 | $0 | 1 |
| RICHARD PRATER | TREASURER | 2 | $0 | $0 | $0 | $0 | 1 |
| WILLIAM RICHARDS | SECRETARY | 2 | $0 | $0 | $0 | $0 | 1 |
| JOHN BRADY | DIRECTOR | 2 | $0 | $0 | $0 | $0 | 1 |
| BRITTON SIMMONS | DIRECTOR | 2 | $0 | $0 | $0 | $0 | 1 |
| FRED CUSHMAN | DIRECTOR | 2 | $0 | $0 | $0 | $0 | 1 |
| FRED G RONSTADT | DIRECTOR (RESIGNED 2/17) | 2 | $0 | $0 | $0 | $0 | 1 |
2016 · 13 people listed · 6 paid, $625K · 51 employees · 12 volunteers
| Name | Title | Hrs/wk | From org | From related | Other | Total | Orgs |
|---|---|---|---|---|---|---|---|
| G VERNON BABILON | PRESIDENT/CEO | 40 | $129,951 | $0 | $6,068 | $136,019 | 1 |
| TEDD BELL | FINANCIAL ADVISOR | 40 | $112,649 | $0 | $7,080 | $119,729 | 1 |
| KENT HALL | VP CFO | 40 | $95,058 | $0 | $4,554 | $99,612 | 1 |
| PETAR JELINIC | VP LENDING | 40 | $91,601 | $0 | $7,223 | $98,824 | 1 |
| JESSICA GAMBOA | VP MEMBER SERVICE | 40 | $78,920 | $0 | $9,552 | $88,472 | 1 |
| MATTHEW BEAUSOLEIL | VP OF IT | 40 | $72,820 | $0 | $9,552 | $82,372 | 1 |
| FRED CUSHMAN | CHAIR | 2 | $0 | $0 | $0 | $0 | 1 |
| MIKE MCKENDRICK | VICE-CHAIR | 2 | $0 | $0 | $0 | $0 | 1 |
| RICHARD PRATER | TREASURER | 2 | $0 | $0 | $0 | $0 | 1 |
| WILLIAM RICHARDS | SECRETARY | 2 | $0 | $0 | $0 | $0 | 1 |
| JOHN BRADY | DIRECTOR | 2 | $0 | $0 | $0 | $0 | 1 |
| BRITTON SIMMONS | DIRECTOR | 2 | $0 | $0 | $0 | $0 | 1 |
| DAVID FREGONESE | DIRECTOR | 2 | $0 | $0 | $0 | $0 | 1 |
2015 · 14 people listed · 7 paid, $570K · 54 employees · 12 volunteers
| Name | Title | Hrs/wk | From org | From related | Other | Total | Orgs |
|---|---|---|---|---|---|---|---|
| G VERNON BABILON | PRESIDENT/CEO | 40 | $129,633 | $0 | $7,049 | $136,682 | 1 |
| TEDD BELL | FINANCIAL ADVISOR | 40 | $107,217 | $0 | $9,547 | $116,764 | 1 |
| KENT HALL | VP CFO | 40 | $96,772 | $0 | $4,617 | $101,389 | 1 |
| MATTHEW BEAUSOLEIL | VP OF IT | 40 | $70,718 | $0 | $9,237 | $79,955 | 1 |
| JESSICA GAMBOA | VP MEMBER SERVICE | 40 | $66,713 | $0 | $9,543 | $76,256 | 1 |
| MARK OUTLER | VP LENDING | 40 | $48,763 | $0 | $4,465 | $53,228 | 1 |
| PETAR JELINIC | VP LENDING | 40 | $5,262 | $0 | $671 | $5,933 | 1 |
| FRED CUSHMAN | CHAIR | 2 | $0 | $0 | $0 | $0 | 1 |
| MIKE MCKENDRICK | VICE-CHAIR | 2 | $0 | $0 | $0 | $0 | 1 |
| RICHARD PRATER | TREASURER | 2 | $0 | $0 | $0 | $0 | 1 |
| WILLIAM RICHARDS | SECRETARY | 2 | $0 | $0 | $0 | $0 | 1 |
| JOHN BRADY | DIRECTOR | 2 | $0 | $0 | $0 | $0 | 1 |
| JOHN LEAVITT | DIRECTOR | 2 | $0 | $0 | $0 | $0 | 1 |
| DAVID FREGONESE | DIRECTOR | 2 | $0 | $0 | $0 | $0 | 1 |
2014 · 15 people listed · 8 paid, $553K · 68 employees · 12 volunteers
| Name | Title | Hrs/wk | From org | From related | Other | Total | Orgs |
|---|---|---|---|---|---|---|---|
| G VERNON BABILON | PRESIDENT/CEO | 40 | $137,354 | $0 | $7,172 | $144,526 | 1 |
| TEDD BELL | FINANCIAL ADVISOR | 40 | $129,415 | $0 | $9,032 | $138,447 | 1 |
| JESSICA GAMBOA | VP MEMBER SERVICE | 40 | $75,724 | $0 | $6,275 | $81,999 | 1 |
| CHRISTOPHER LEWIS | VP CFO | 40 | $62,353 | $0 | $2,916 | $65,269 | 1 |
| MARK OUTLER | VP LENDING | 40 | $56,795 | $0 | $3,173 | $59,968 | 1 |
| APRIL GABRIEL | VP LENDING | 40 | $22,035 | $0 | $1,128 | $23,163 | 1 |
| LINDA DHAEMERS | VP CFO - INTERIM | 40 | $21,878 | $0 | $0 | $21,878 | 1 |
| KENT HALL | VP CFO | 40 | $17,478 | $0 | $732 | $18,210 | 1 |
| FRED CUSHMAN | CHAIR | 2 | $0 | $0 | $0 | $0 | 1 |
| MIKE MCKENDRICK | VICE-CHAIR | 2 | $0 | $0 | $0 | $0 | 1 |
| RICHARD PRATER | TREASURER | 2 | $0 | $0 | $0 | $0 | 1 |
| WILLIAM RICHARDS | SECRETARY | 2 | $0 | $0 | $0 | $0 | 1 |
| JOHN BRADY | DIRECTOR | 2 | $0 | $0 | $0 | $0 | 1 |
| JOHN LEAVITT | DIRECTOR | 2 | $0 | $0 | $0 | $0 | 1 |
| DAVID FREGONESE | DIRECTOR | 2 | $0 | $0 | $0 | $0 | 1 |
2013 · 15 people listed · 7 paid, $430K · 76 employees · 12 volunteers
| Name | Title | Hrs/wk | From org | From related | Other | Total | Orgs |
|---|---|---|---|---|---|---|---|
| G VERNON BABILON | PRESIDENT/CEO | 40 | $126,585 | $0 | $5,941 | $132,526 | 1 |
| APRIL GABRIEL | VP LENDING | 40 | $81,217 | $0 | $4,514 | $85,731 | 1 |
| CHRISTOPHER LEWIS | VP CFO | 40 | $67,515 | $0 | $3,287 | $70,802 | 1 |
| JESSICA GAMBOA | VP MBR SERVICE | 40 | $53,286 | $0 | $4,745 | $58,031 | 1 |
| ROBYN GAMBOA | VP MBR SERVICE/MARKETING | 40 | $57,725 | $0 | $300 | $58,025 | 1 |
| F LORRAINE FIRTH | VP CFO - INTERIM | 40 | $18,309 | $0 | $0 | $18,309 | 1 |
| JAMES KNOFF | PRESIDENT/CEO - INTERIM | 40 | $6,539 | $0 | $0 | $6,539 | 1 |
| RICHARD PRATER | DIRECTOR/CHAIRMAN | 2 | $0 | $0 | $0 | $0 | 1 |
| FRED CUSHMAN | DIRECTOR | 2 | $0 | $0 | $0 | $0 | 1 |
| JOHN BRADY | DIRECTOR | 2 | $0 | $0 | $0 | $0 | 1 |
| CALVIN DACUS | DIRECTOR | 2 | $0 | $0 | $0 | $0 | 1 |
| WILLIAM TILDEN | DIRECTOR | 2 | $0 | $0 | $0 | $0 | 1 |
| WILLIAM RICHARDS | DIRECTOR | 2 | $0 | $0 | $0 | $0 | 1 |
| MIKE MCKENDRICK | DIRECTOR | 2 | $0 | $0 | $0 | $0 | 1 |
| DAVID FREGONESE | DIRECTOR | 2 | $0 | $0 | $0 | $0 | 1 |
2012 · 15 people listed · 7 paid, $501K · 71 employees · 13 volunteers
| Name | Title | Hrs/wk | From org | From related | Other | Total | Orgs |
|---|---|---|---|---|---|---|---|
| JOE MIRACHI | FORMER PRESIDENT/CEO | 40 | $106,857 | $0 | $4,353 | $111,210 | 1 |
| ROBYN GAMBOA | VP MBR SERVICE | 40 | $89,127 | $0 | $715 | $89,842 | 1 |
| APRIL GABRIEL | VP LENDING | 40 | $80,902 | $0 | $4,413 | $85,315 | 1 |
| WILLIAM FOY | DIR OF IA | 40 | $76,930 | $0 | $3,575 | $80,505 | 1 |
| JAMES KNOFF | PRESIDENT/CEO - INTERIM | 40 | $59,463 | $0 | $0 | $59,463 | 1 |
| RUSS HANSON | VP CFO | 40 | $45,463 | $0 | $3,789 | $49,252 | 1 |
| FLORRAINE FIRTH | VP CFO - INTERIM | 40 | $25,829 | $0 | $0 | $25,829 | 1 |
| RICHARD PRATER | DIRECTOR/CHAIRMAN | 2 | $0 | $0 | $0 | $0 | 1 |
| FRED CUSHMAN | DIRECTOR | 2 | $0 | $0 | $0 | $0 | 1 |
| JOHN BRADY | DIRECTOR | 2 | $0 | $0 | $0 | $0 | 1 |
| GAIL CAREY | DIRECTOR | 2 | $0 | $0 | $0 | $0 | 1 |
| CALVIN DACUS | DIRECTOR | 2 | $0 | $0 | $0 | $0 | 1 |
| WILLIAM TILDEN | DIRECTOR | 2 | $0 | $0 | $0 | $0 | 1 |
| WILLIAM RICHARDS | DIRECTOR | 2 | $0 | $0 | $0 | $0 | 1 |
| MIKE MCKENDRICK | DIRECTOR | 2 | $0 | $0 | $0 | $0 | 1 |
2011 · 11 people listed · 5 paid, $528K · 76 employees · 13 volunteers
| Name | Title | Hrs/wk | From org | From related | Other | Total | Orgs |
|---|---|---|---|---|---|---|---|
| JOE MIRACHI | PRESIDENT/CEO | 40 | $159,203 | $0 | $4,992 | $164,195 | 1 |
| RUSS HANSON | VP/CFO | 40 | $96,675 | $0 | $4,992 | $101,667 | 1 |
| ROBYN GAMBOA | VP MEMBER SERVICES | 40 | $88,970 | $0 | $4,312 | $93,282 | 1 |
| WILLIAM FOY | DIR OF IA | 40 | $82,655 | $0 | $3,263 | $85,918 | 1 |
| APRIL GABRIEL | VP LENDING | 40 | $77,685 | $0 | $4,992 | $82,677 | 1 |
| RICHARD PRATER | DIRECTOR/CHAIRMAN | 2 | $0 | $0 | $0 | $0 | 1 |
| ADAM AMANTE | DIRECTOR | 2 | $0 | $0 | $0 | $0 | 1 |
| JOHN BRADY | DIRECTOR | 2 | $0 | $0 | $0 | $0 | 1 |
| GAIL CAREY | DIRECTOR | 2 | $0 | $0 | $0 | $0 | 1 |
| DAVE DIEBEL | DIRECTOR | 2 | $0 | $0 | $0 | $0 | 1 |
| RUSSELL HUGHES | DIRECTOR | 2 | $0 | $0 | $0 | $0 | 1 |
2010 · 13 people listed · 7 paid, $556K · 83 employees · 15 volunteers
| Name | Title | Hrs/wk | From org | From related | Other | Total | Orgs |
|---|---|---|---|---|---|---|---|
| JOE MIRACHI | PRESIDENT/CEO | 40 | $167,508 | $0 | $5,692 | $173,200 | 1 |
| RUSS HANSON | VP/CFO | 40 | $84,147 | $0 | $5,416 | $89,563 | 1 |
| ROBYN GAMBOA | VP MEMBER SERVICES | 40 | $82,058 | $0 | $740 | $82,798 | 1 |
| TIM WHITE | VP HR | 40 | $73,956 | $0 | $5,348 | $79,304 | 1 |
| APRIL GABRIEL | VP LENDING | 40 | $71,909 | $0 | $5,306 | $77,215 | 1 |
| KATHERINE ROMERO | VP/CFO | 40 | $32,437 | $0 | $276 | $32,713 | 1 |
| ELLEN YACOVONE | VP MEMBER SERVICES | 40 | $21,006 | $0 | $390 | $21,396 | 1 |
| RICHARD PRATER | DIRECTOR/CHAIRMAN | 2 | $0 | $0 | $0 | $0 | 1 |
| ADAM AMANTE | DIRECTOR | 2 | $0 | $0 | $0 | $0 | 1 |
| JOHN BRADY | DIRECTOR | 2 | $0 | $0 | $0 | $0 | 1 |
| GAIL CAREY | DIRECTOR | 2 | $0 | $0 | $0 | $0 | 1 |
| DAVE DIEBEL | DIRECTOR | 2 | $0 | $0 | $0 | $0 | 1 |
| RUSSELL HUGHES | DIRECTOR | 2 | $0 | $0 | $0 | $0 | 1 |
Highest-paid independent contractors
2024 · 6 contractors · $2.0M
| Name | Location | Service | Paid |
|---|---|---|---|
| MEMBER DRIVEN TECHNOLOGIES | FARMINGTON HILLS, MI | IT SERVICES | $547,121 |
| PSCU | ST PETERSBURG, FL | DEBIT AND CREDIT CARD SERVICES | $505,908 |
| ALKAMI | PLANO, TX | DIGITAL BANKING PLATFORM | $370,999 |
| VISA USA | FOSTER CITY, CA | CREDIT CARD SERVICES | $251,446 |
| CLIFTONLARSONALLEN LLP | DALLAS, TX | AUDIT AND TAX SERVICES | $146,051 |
| PSCU | ST PETERSBURG, FL | DEBIT AND CREDIT CARD SERVICES | $129,488 |
2023 · 5 contractors · $1.6M
| Name | Location | Service | Paid |
|---|---|---|---|
| PSCU | ST PETERSBURG, FL | DEBIT AND CREDIT CARD SERVICES | $715,118 |
| ALKAMI | PLANO, TX | DIGITAL BANKING PLATFORM | $329,469 |
| MEMBER DRIVEN TECHNOLOGIES | FARMINGTON HILLS, MI | IT SERVICES | $246,544 |
| VISA USA | FOSTER CITY, CA | CREDIT CARD SERVICES | $196,406 |
| CLIFTONLARSONALLEN LLP | DALLAS, TX | ACCOUNTING SERVICES | $109,152 |
2022 · 4 contractors · $1.3M
| Name | Location | Service | Paid |
|---|---|---|---|
| PSCU | ST PETERSBURG, FL | DEBIT AND CREDIT CARD SERVICES | $562,907 |
| MEMBER DRIVEN TECHNOLOGIES | FARMINGTON HILLS, MI | IT SERVICES | $414,775 |
| ALKAMI | PLANO, TX | DIGITAL BANKING PLATFORM | $190,803 |
| VISA USA | FOSTER CITY, CA | CREDIT CARD SERVICES | $137,116 |
2021 · 3 contractors · $971K
| Name | Location | Service | Paid |
|---|---|---|---|
| PSCU | ST PETERSBURG, FL | DEBIT AND CREDIT CARD SERVICES | $462,738 |
| MEMBER DRIVEN TECHNOLOGIES | FARMINGTON HILLS, MI | IT SERVICES | $372,470 |
| ADP INC | MIAMI, FL | PAYROLL PROCESSING SERVICES | $136,248 |
2020 · 3 contractors · $1.3M
| Name | Location | Service | Paid |
|---|---|---|---|
| ADP INC | MIAMI, FL | PAYROLL PROCESSING SERVICES | $550,483 |
| PSCU | ST PETERSBURG, FL | DEBIT AND CREDIT CARD SERVICES | $442,982 |
| MEMBER DRIVEN TECHNOLOGIES | FARMINGTON HILLS, MI | IT SERVICES | $318,208 |
2019 · 1 contractor · $359K
| Name | Location | Service | Paid |
|---|---|---|---|
| MEMBER DRIVEN TECHNOLOGIES | FARMINGTON HILLS, MI | IT SERVICES | $358,509 |
Who gave
Contributor names are not public for this form type.
Public charities filing Form 990 or 990-EZ report large donors on Schedule B, but the IRS withholds their names and addresses from public copies. Private foundations (990-PF) are different: their contributors are public.
Finances
Newest first. Each filing: its name on one row, its figures on the row beneath. Greyed filings are superseded by a later return for the same period and are left out everywhere else on this page.
| Revenue | Expenses | Assets | Net assets | Contributions | Program revenue | Officer pay | Employees | Volunteers |
|---|---|---|---|---|---|---|---|---|
| 2024 · Form 990 | ||||||||
| $11,849,989 | $11,590,067 | $211,161,127 | $7,712,717 | $0 | $10,580,233 | $1,108,548 | 58 | 7 |
| 2024 · Form 990 | ||||||||
| $663,855 | $2,588,262 | $0 | $0 | $0 | $851,045 | $30,198 | 0 | 7 |
| 2023 · Form 990 | ||||||||
| $11,807,934 | $12,696,476 | $210,129,269 | $6,965,337 | $0 | $10,904,470 | $543,332 | 67 | 10 |
| 2022 · Form 990 | ||||||||
| $10,355,740 | $9,849,432 | $222,912,928 | $7,517,493 | $0 | $9,274,626 | $631,248 | 75 | 12 |
| 2021 · Form 990 | ||||||||
| $8,811,267 | $7,126,285 | $209,105,041 | $14,320,741 | $0 | $7,600,506 | $473,225 | 66 | 7 |
| 2020 · Form 990 | ||||||||
| $8,522,811 | $7,622,670 | $177,439,068 | $14,150,208 | $0 | $7,082,230 | $735,935 | 59 | 11 |
| 2019 · Form 990 | ||||||||
| $8,512,338 | $7,274,327 | $153,179,273 | $12,638,746 | $0 | $7,081,139 | $387,911 | 75 | 12 |
| 2018 · Form 990 | ||||||||
| $7,616,287 | $6,887,840 | $149,380,448 | $10,735,775 | $0 | $6,677,281 | $291,856 | 54 | 12 |
| 2017 · Form 990 | ||||||||
| $7,025,599 | $6,767,219 | $147,523,666 | $9,977,613 | $0 | $6,216,135 | $439,764 | 52 | 12 |
| 2016 · Form 990 | ||||||||
| $6,462,290 | $6,043,584 | $139,899,885 | $9,605,068 | $0 | $5,557,423 | $625,028 | 51 | 12 |
| 2015 · Form 990 | ||||||||
| $5,799,710 | $5,577,241 | $139,543,795 | $9,487,913 | $0 | $5,032,476 | $570,207 | 54 | 12 |
| 2014 · Form 990 | ||||||||
| $5,716,569 | $5,298,189 | $134,303,732 | $9,298,309 | $0 | $4,815,284 | $553,460 | 68 | 12 |
| 2013 · Form 990 | ||||||||
| $5,627,052 | $5,495,947 | $134,163,413 | $8,876,872 | $0 | $5,107,964 | $429,963 | 76 | 12 |
| 2012 · Form 990 | ||||||||
| $6,151,202 | $7,207,090 | $133,283,106 | $8,902,612 | $0 | $5,587,449 | $501,416 | 71 | 13 |
| 2011 · Form 990 | ||||||||
| $7,255,340 | $5,901,139 | $133,515,527 | $9,970,080 | $0 | $6,594,836 | $527,739 | 76 | 13 |
| 2010 · Form 990 | ||||||||
| $8,676,999 | $7,298,756 | $125,846,905 | $8,615,879 | $0 | $8,404,162 | $556,189 | 83 | 15 |
Funders of this organization
Not reported: no grants to this organization appear in the filings we have (tax years 2010 to 2025).
Nearby + Similar BETA
Organizations like this one: what they do and who they are linked to
Same category: NTEE code and revenue
No similar organizations found.
Who funds organizations like this
Not reported: none of these organizations has foundation or DAF-sponsor grants in the filings we have.
The full list · all similar organizations
Where the money went
Every expense line on each return, biggest first: Form 990 Part IX (with its program, management and fundraising columns), 990-EZ Part I, or 990-PF Part I. Event marks lines the organization itself describes as events. “Events” in each summary adds those lines, conferences and meetings, and the direct costs of fundraising events. Unusual is not the same as improper. Many of these patterns have ordinary explanations. Check the filing.
2024 · Form 990 · $11,590,067 spent · pay $4,293,357 · grants $0 · events $20,681
| Line | As described | Total | Program | Management | Fundraising | Share |
|---|---|---|---|---|---|---|
| Other salaries and wages | $2,538,476 | - | - | - | 21.9% | |
| Benefits paid to members | $2,238,067 | - | - | - | 19.3% | |
| Fees: other services | $1,703,828 | - | - | - | 14.7% | |
| Pay: officers, directors, trustees, key employees | $1,108,548 | - | - | - | 9.6% | |
| Other (as described) | ALLOWANCE FOR LOAN LOSS | $906,980 | - | - | - | 7.8% |
| Information technology | $453,893 | - | - | - | 3.9% | |
| Office expenses | $387,333 | - | - | - | 3.3% | |
| Other (as described) | LOAN SERVICING EXPENSE | $317,030 | - | - | - | 2.7% |
| Depreciation and depletion | $301,030 | - | - | - | 2.6% | |
| Payroll taxes | $300,369 | - | - | - | 2.6% | |
| Other (as described) | MISCELLANEOUS | $262,372 | - | - | - | 2.3% |
| Other employee benefits | $252,353 | - | - | - | 2.2% | |
| Fees: accounting | $189,230 | - | - | - | 1.6% | |
| Occupancy | $182,166 | - | - | - | 1.6% | |
| Interest | $100,835 | - | - | - | 0.9% | |
| Pension plan contributions | $93,611 | - | - | - | 0.8% | |
| Advertising and promotion | $75,858 | - | - | - | 0.7% | |
| Fees: legal | $71,015 | - | - | - | 0.6% | |
| Insurance | $62,133 | - | - | - | 0.5% | |
| Conferences, conventions and meetings | $20,681 | - | - | - | 0.2% | |
| Travel | $18,781 | - | - | - | 0.2% | |
| Fees: investment management | $5,478 | - | - | - | 0.0% | |
| Total | $11,590,067 | 100% |
2024 · Form 990 · $2,588,262 spent · pay $367,486 · grants $0 · events $7,863
| Line | As described | Total | Program | Management | Fundraising | Share |
|---|---|---|---|---|---|---|
| Other (as described) | MISCELLANEOUS | $1,626,753 | - | - | - | 62.9% |
| Other salaries and wages | $258,665 | - | - | - | 10.0% | |
| Fees: other services | $240,186 | - | - | - | 9.3% | |
| Benefits paid to members | $178,506 | - | - | - | 6.9% | |
| Payroll taxes | $51,104 | - | - | - | 2.0% | |
| Information technology | $39,444 | - | - | - | 1.5% | |
| Other (as described) | LOAN SERVICING EXPENSE | $33,884 | - | - | - | 1.3% |
| Pay: officers, directors, trustees, key employees | $30,198 | - | - | - | 1.2% | |
| Office expenses | $29,829 | - | - | - | 1.2% | |
| Insurance | $29,338 | - | - | - | 1.1% | |
| Other employee benefits | $21,030 | - | - | - | 0.8% | |
| Occupancy | $13,835 | - | - | - | 0.5% | |
| Depreciation and depletion | $12,933 | - | - | - | 0.5% | |
| Conferences, conventions and meetings | $7,863 | - | - | - | 0.3% | |
| Pension plan contributions | $6,489 | - | - | - | 0.3% | |
| Fees: legal | $5,277 | - | - | - | 0.2% | |
| Advertising and promotion | $2,736 | - | - | - | 0.1% | |
| Fees: investment management | $192 | - | - | - | 0.0% | |
| Total | $2,588,262 | 100% |
2023 · Form 990 · $12,696,476 spent · pay $4,428,404 · grants $0 · events $39,275
| Line | As described | Total | Program | Management | Fundraising | Share |
|---|---|---|---|---|---|---|
| Other salaries and wages | $3,218,612 | - | - | - | 25.4% | |
| Fees: other services | $1,811,269 | - | - | - | 14.3% | |
| Other (as described) | ALLOWANCE FOR LOAN LOSS | $1,560,722 | - | - | - | 12.3% |
| Benefits paid to members | $1,371,918 | - | - | - | 10.8% | |
| Interest | $922,733 | - | - | - | 7.3% | |
| Pay: officers, directors, trustees, key employees | $543,332 | - | - | - | 4.3% | |
| Other (as described) | MISCELLANEOUS | $521,488 | - | - | - | 4.1% |
| Other (as described) | LOAN SERVICING EXPENSE | $411,754 | - | - | - | 3.2% |
| Information technology | $404,408 | - | - | - | 3.2% | |
| Office expenses | $400,509 | - | - | - | 3.2% | |
| Other employee benefits | $303,158 | - | - | - | 2.4% | |
| Depreciation and depletion | $283,035 | - | - | - | 2.2% | |
| Payroll taxes | $273,875 | - | - | - | 2.2% | |
| Occupancy | $163,237 | - | - | - | 1.3% | |
| Fees: accounting | $148,977 | - | - | - | 1.2% | |
| Advertising and promotion | $114,368 | - | - | - | 0.9% | |
| Pension plan contributions | $89,427 | - | - | - | 0.7% | |
| Insurance | $63,378 | - | - | - | 0.5% | |
| Conferences, conventions and meetings | $39,275 | - | - | - | 0.3% | |
| Fees: legal | $30,481 | - | - | - | 0.2% | |
| Travel | $12,041 | - | - | - | 0.1% | |
| Fees: investment management | $8,479 | - | - | - | 0.1% | |
| Total | $12,696,476 | 100% |
2022 · Form 990 · $9,849,432 spent · pay $4,103,462 · grants $0 · events $11,876
| Line | As described | Total | Program | Management | Fundraising | Share |
|---|---|---|---|---|---|---|
| Other salaries and wages | $2,834,146 | - | - | - | 28.8% | |
| Fees: other services | $1,614,286 | - | - | - | 16.4% | |
| Other (as described) | ALLOWANCE FOR LOAN LOSS | $1,563,112 | - | - | - | 15.9% |
| Pay: officers, directors, trustees, key employees | $631,248 | - | - | - | 6.4% | |
| Other (as described) | LOAN SERVICING EXPENSE | $624,821 | - | - | - | 6.3% |
| Office expenses | $350,187 | - | - | - | 3.6% | |
| Other employee benefits | $300,715 | - | - | - | 3.1% | |
| Depreciation and depletion | $291,473 | - | - | - | 3.0% | |
| Payroll taxes | $253,222 | - | - | - | 2.6% | |
| Other (as described) | MISCELLANEOUS | $251,967 | - | - | - | 2.6% |
| Information technology | $207,780 | - | - | - | 2.1% | |
| Occupancy | $175,413 | - | - | - | 1.8% | |
| Benefits paid to members | $170,903 | - | - | - | 1.7% | |
| Interest | $147,858 | - | - | - | 1.5% | |
| Fees: accounting | $135,668 | - | - | - | 1.4% | |
| Advertising and promotion | $117,726 | - | - | - | 1.2% | |
| Pension plan contributions | $84,131 | - | - | - | 0.9% | |
| Insurance | $54,042 | - | - | - | 0.5% | |
| Travel | $15,815 | - | - | - | 0.2% | |
| Conferences, conventions and meetings | $11,876 | - | - | - | 0.1% | |
| Fees: legal | $7,416 | - | - | - | 0.1% | |
| Fees: investment management | $5,627 | - | - | - | 0.1% | |
| Total | $9,849,432 | 100% |
2021 · Form 990 · $7,126,285 spent · pay $3,825,768 · grants $0 · events $4,644
| Line | As described | Total | Program | Management | Fundraising | Share |
|---|---|---|---|---|---|---|
| Other salaries and wages | $2,730,326 | - | - | - | 38.3% | |
| Fees: other services | $1,309,520 | - | - | - | 18.4% | |
| Pay: officers, directors, trustees, key employees | $473,225 | - | - | - | 6.6% | |
| Office expenses | $354,357 | - | - | - | 5.0% | |
| Other employee benefits | $314,587 | - | - | - | 4.4% | |
| Depreciation and depletion | $290,166 | - | - | - | 4.1% | |
| Other (as described) | MISCELLANEOUS | $280,948 | - | - | - | 3.9% |
| Payroll taxes | $245,275 | - | - | - | 3.4% | |
| Other (as described) | ALLOWANCE FOR LOAN LOSS | $201,054 | - | - | - | 2.8% |
| Other (as described) | LOAN SERVICING EXPENSE | $199,254 | - | - | - | 2.8% |
| Occupancy | $180,783 | - | - | - | 2.5% | |
| Benefits paid to members | $140,655 | - | - | - | 2.0% | |
| Fees: accounting | $103,015 | - | - | - | 1.4% | |
| Advertising and promotion | $83,020 | - | - | - | 1.2% | |
| Pension plan contributions | $62,355 | - | - | - | 0.9% | |
| Information technology | $60,599 | - | - | - | 0.9% | |
| Insurance | $52,982 | - | - | - | 0.7% | |
| Travel | $23,067 | - | - | - | 0.3% | |
| Fees: investment management | $13,930 | - | - | - | 0.2% | |
| Conferences, conventions and meetings | $4,644 | - | - | - | 0.1% | |
| Fees: legal | $2,472 | - | - | - | 0.0% | |
| Interest | $51 | - | - | - | 0.0% | |
| Total | $7,126,285 | 100% |
2020 · Form 990 · $7,622,670 spent · pay $3,586,674 · grants $0 · events $3,063
| Line | As described | Total | Program | Management | Fundraising | Share |
|---|---|---|---|---|---|---|
| Other salaries and wages | $2,279,628 | - | - | - | 29.9% | |
| Fees: other services | $1,245,461 | - | - | - | 16.3% | |
| Other (as described) | ALLOWANCE FOR LOAN LOSS | $754,737 | - | - | - | 9.9% |
| Pay: officers, directors, trustees, key employees | $735,935 | - | - | - | 9.7% | |
| Other (as described) | LOAN SERVICING EXPENSE | $495,295 | - | - | - | 6.5% |
| Office expenses | $322,221 | - | - | - | 4.2% | |
| Other employee benefits | $316,126 | - | - | - | 4.1% | |
| Depreciation and depletion | $249,728 | - | - | - | 3.3% | |
| Payroll taxes | $239,035 | - | - | - | 3.1% | |
| Other (as described) | MISCELLANEOUS | $215,976 | - | - | - | 2.8% |
| Occupancy | $214,036 | - | - | - | 2.8% | |
| Benefits paid to members | $186,192 | - | - | - | 2.4% | |
| Advertising and promotion | $101,264 | - | - | - | 1.3% | |
| Fees: accounting | $95,829 | - | - | - | 1.3% | |
| Insurance | $60,930 | - | - | - | 0.8% | |
| Information technology | $58,921 | - | - | - | 0.8% | |
| Travel | $16,072 | - | - | - | 0.2% | |
| Pension plan contributions | $15,950 | - | - | - | 0.2% | |
| Fees: investment management | $14,636 | - | - | - | 0.2% | |
| Conferences, conventions and meetings | $3,063 | - | - | - | 0.0% | |
| Fees: legal | $1,522 | - | - | - | 0.0% | |
| Interest | $113 | - | - | - | 0.0% | |
| Total | $7,622,670 | 100% |
2019 · Form 990 · $7,274,327 spent · pay $3,570,246 · grants $0 · events $9,443
| Line | As described | Total | Program | Management | Fundraising | Share |
|---|---|---|---|---|---|---|
| Other salaries and wages | $2,667,054 | - | - | - | 36.7% | |
| Fees: other services | $1,065,355 | - | - | - | 14.6% | |
| Other (as described) | LOAN SERVICING EXPENSE | $542,298 | - | - | - | 7.5% |
| Other (as described) | ALLOWANCE FOR LOAN LOSS | $455,797 | - | - | - | 6.3% |
| Pay: officers, directors, trustees, key employees | $387,911 | - | - | - | 5.3% | |
| Office expenses | $337,995 | - | - | - | 4.6% | |
| Other employee benefits | $291,667 | - | - | - | 4.0% | |
| Occupancy | $290,907 | - | - | - | 4.0% | |
| All other expenses | $248,203 | - | - | - | 3.4% | |
| Payroll taxes | $202,251 | - | - | - | 2.8% | |
| Depreciation and depletion | $184,445 | - | - | - | 2.5% | |
| Benefits paid to members | $179,727 | - | - | - | 2.5% | |
| Fees: accounting | $102,731 | - | - | - | 1.4% | |
| Information technology | $88,109 | - | - | - | 1.2% | |
| Advertising and promotion | $83,753 | - | - | - | 1.2% | |
| Insurance | $57,711 | - | - | - | 0.8% | |
| Travel | $30,923 | - | - | - | 0.4% | |
| Pension plan contributions | $21,363 | - | - | - | 0.3% | |
| Fees: legal | $15,803 | - | - | - | 0.2% | |
| Fees: investment management | $10,082 | - | - | - | 0.1% | |
| Conferences, conventions and meetings | $9,443 | - | - | - | 0.1% | |
| Interest | $799 | - | - | - | 0.0% | |
| Total | $7,274,327 | 100% |
2018 · Form 990 · $6,887,840 spent · pay $2,759,063 · grants $0 · events $13,554
| Line | As described | Total | Program | Management | Fundraising | Share |
|---|---|---|---|---|---|---|
| Other salaries and wages | $2,027,934 | - | - | - | 29.4% | |
| Fees: other services | $952,138 | - | - | - | 13.8% | |
| Other (as described) | ALLOWANCE FOR LOAN LOSS | $920,020 | - | - | - | 13.4% |
| Other (as described) | LOAN SERVICING EXPENSE | $574,061 | - | - | - | 8.3% |
| Occupancy | $396,382 | - | - | - | 5.8% | |
| Office expenses | $363,187 | - | - | - | 5.3% | |
| Pay: officers, directors, trustees, key employees | $291,856 | - | - | - | 4.2% | |
| All other expenses | $260,510 | - | - | - | 3.8% | |
| Other employee benefits | $230,178 | - | - | - | 3.3% | |
| Payroll taxes | $184,328 | - | - | - | 2.7% | |
| Depreciation and depletion | $169,133 | - | - | - | 2.5% | |
| Information technology | $117,131 | - | - | - | 1.7% | |
| Fees: accounting | $101,271 | - | - | - | 1.5% | |
| Benefits paid to members | $89,358 | - | - | - | 1.3% | |
| Advertising and promotion | $76,223 | - | - | - | 1.1% | |
| Insurance | $57,833 | - | - | - | 0.8% | |
| Pension plan contributions | $24,767 | - | - | - | 0.4% | |
| Travel | $14,108 | - | - | - | 0.2% | |
| Fees: investment management | $13,769 | - | - | - | 0.2% | |
| Conferences, conventions and meetings | $13,554 | - | - | - | 0.2% | |
| Fees: legal | $6,632 | - | - | - | 0.1% | |
| Interest | $3,467 | - | - | - | 0.1% | |
| Total | $6,887,840 | 100% |
2017 · Form 990 · $6,767,219 spent · pay $2,993,066 · grants $0 · events $16,907
| Line | As described | Total | Program | Management | Fundraising | Share |
|---|---|---|---|---|---|---|
| Other salaries and wages | $2,078,588 | - | - | - | 30.7% | |
| Fees: other services | $942,877 | - | - | - | 13.9% | |
| Other (as described) | ALLOWANCE FOR LOAN LOSS | $708,019 | - | - | - | 10.5% |
| Other (as described) | LOAN SERVICING EXPENSE | $511,164 | - | - | - | 7.6% |
| Pay: officers, directors, trustees, key employees | $439,764 | - | - | - | 6.5% | |
| Office expenses | $350,981 | - | - | - | 5.2% | |
| Occupancy | $340,134 | - | - | - | 5.0% | |
| All other expenses | $262,044 | - | - | - | 3.9% | |
| Other employee benefits | $251,036 | - | - | - | 3.7% | |
| Depreciation and depletion | $213,667 | - | - | - | 3.2% | |
| Payroll taxes | $192,425 | - | - | - | 2.8% | |
| Fees: accounting | $120,450 | - | - | - | 1.8% | |
| Benefits paid to members | $84,143 | - | - | - | 1.2% | |
| Advertising and promotion | $76,550 | - | - | - | 1.1% | |
| Insurance | $53,182 | - | - | - | 0.8% | |
| Pension plan contributions | $31,253 | - | - | - | 0.5% | |
| Information technology | $25,959 | - | - | - | 0.4% | |
| Fees: investment management | $25,084 | - | - | - | 0.4% | |
| Travel | $21,327 | - | - | - | 0.3% | |
| Conferences, conventions and meetings | $16,907 | - | - | - | 0.2% | |
| Fees: legal | $14,731 | - | - | - | 0.2% | |
| Interest | $6,934 | - | - | - | 0.1% | |
| Total | $6,767,219 | 100% |
2016 · Form 990 · $6,043,584 spent · pay $2,800,238 · grants $0 · events $20,539
| Line | As described | Total | Program | Management | Fundraising | Share |
|---|---|---|---|---|---|---|
| Other salaries and wages | $1,709,925 | - | - | - | 28.3% | |
| Fees: other services | $858,580 | - | - | - | 14.2% | |
| Pay: officers, directors, trustees, key employees | $625,028 | - | - | - | 10.3% | |
| Other (as described) | LOAN SERVICING EXPENSE | $415,911 | - | - | - | 6.9% |
| Other (as described) | ALLOWANCE FOR LOAN LOSS | $390,998 | - | - | - | 6.5% |
| Occupancy | $313,938 | - | - | - | 5.2% | |
| Other (as described) | OTHER OPERATING EXPENSE | $283,857 | - | - | - | 4.7% |
| Other employee benefits | $281,652 | - | - | - | 4.7% | |
| Depreciation and depletion | $267,653 | - | - | - | 4.4% | |
| Payroll taxes | $183,633 | - | - | - | 3.0% | |
| All other expenses | $162,670 | - | - | - | 2.7% | |
| Fees: accounting | $122,600 | - | - | - | 2.0% | |
| Other (as described) | TELEPHONE | $107,890 | - | - | - | 1.8% |
| Benefits paid to members | $93,256 | - | - | - | 1.5% | |
| Advertising and promotion | $71,768 | - | - | - | 1.2% | |
| Insurance | $52,716 | - | - | - | 0.9% | |
| Office expenses | $34,205 | - | - | - | 0.6% | |
| Fees: investment management | $27,239 | - | - | - | 0.5% | |
| Conferences, conventions and meetings | $20,539 | - | - | - | 0.3% | |
| Travel | $15,262 | - | - | - | 0.3% | |
| Interest | $3,994 | - | - | - | 0.1% | |
| Fees: legal | $270 | - | - | - | 0.0% | |
| Total | $6,043,584 | 100% |
2015 · Form 990 · $5,577,241 spent · pay $2,741,621 · grants $0 · events $21,725
| Line | As described | Total | Program | Management | Fundraising | Share |
|---|---|---|---|---|---|---|
| Other salaries and wages | $1,738,228 | - | - | - | 31.2% | |
| Fees: other services | $750,764 | - | - | - | 13.5% | |
| Pay: officers, directors, trustees, key employees | $570,207 | - | - | - | 10.2% | |
| Other (as described) | LOAN SERVICING EXPENSE | $331,174 | - | - | - | 5.9% |
| Occupancy | $325,002 | - | - | - | 5.8% | |
| Depreciation and depletion | $298,398 | - | - | - | 5.4% | |
| Other employee benefits | $254,860 | - | - | - | 4.6% | |
| Other (as described) | ALLOWANCE FOR LOAN LOSS | $215,930 | - | - | - | 3.9% |
| Other (as described) | OTHER OPERATING EXPENSE | $212,840 | - | - | - | 3.8% |
| Payroll taxes | $178,326 | - | - | - | 3.2% | |
| Fees: accounting | $138,824 | - | - | - | 2.5% | |
| All other expenses | $128,525 | - | - | - | 2.3% | |
| Interest | $115,765 | - | - | - | 2.1% | |
| Other (as described) | TELEPHONE | $96,734 | - | - | - | 1.7% |
| Advertising and promotion | $77,758 | - | - | - | 1.4% | |
| Insurance | $54,001 | - | - | - | 1.0% | |
| Office expenses | $46,430 | - | - | - | 0.8% | |
| Conferences, conventions and meetings | $21,725 | - | - | - | 0.4% | |
| Fees: investment management | $16,869 | - | - | - | 0.3% | |
| Travel | $4,881 | - | - | - | 0.1% | |
| Total | $5,577,241 | 100% |
2014 · Form 990 · $5,298,189 spent · pay $2,759,126 · grants $0 · events $32,770
| Line | As described | Total | Program | Management | Fundraising | Share |
|---|---|---|---|---|---|---|
| Other salaries and wages | $1,796,954 | - | - | - | 33.9% | |
| Fees: other services | $738,195 | - | - | - | 13.9% | |
| Pay: officers, directors, trustees, key employees | $553,460 | - | - | - | 10.4% | |
| Occupancy | $355,514 | - | - | - | 6.7% | |
| Depreciation and depletion | $288,028 | - | - | - | 5.4% | |
| Other (as described) | OTHER OPERATING EXPENSE | $224,316 | - | - | - | 4.2% |
| Other (as described) | LOAN SERVICING EXPENSE | $213,763 | - | - | - | 4.0% |
| Other employee benefits | $205,719 | - | - | - | 3.9% | |
| Payroll taxes | $202,993 | - | - | - | 3.8% | |
| Interest | $173,603 | - | - | - | 3.3% | |
| All other expenses | $112,496 | - | - | - | 2.1% | |
| Fees: accounting | $96,992 | - | - | - | 1.8% | |
| Other (as described) | TELEPHONE | $79,556 | - | - | - | 1.5% |
| Insurance | $56,322 | - | - | - | 1.1% | |
| Office expenses | $50,252 | - | - | - | 0.9% | |
| Advertising and promotion | $48,162 | - | - | - | 0.9% | |
| Other (as described) | POSTAGE & SHIPPING | $42,717 | - | - | - | 0.8% |
| Conferences, conventions and meetings | $32,770 | - | - | - | 0.6% | |
| Fees: investment management | $24,172 | - | - | - | 0.5% | |
| Travel | $2,205 | - | - | - | 0.0% | |
| Total | $5,298,189 | 100% |
2013 · Form 990 · $5,495,947 spent · pay $2,799,855 · grants $0 · events $27,170
| Line | As described | Total | Program | Management | Fundraising | Share |
|---|---|---|---|---|---|---|
| Other salaries and wages | $1,929,781 | - | - | - | 35.1% | |
| Fees: other services | $852,237 | - | - | - | 15.5% | |
| Pay: officers, directors, trustees, key employees | $429,963 | - | - | - | 7.8% | |
| Other (as described) | OTHER OPERATING EXPENSE | $389,476 | - | - | - | 7.1% |
| Occupancy | $309,044 | - | - | - | 5.6% | |
| Depreciation and depletion | $278,015 | - | - | - | 5.1% | |
| Other employee benefits | $258,555 | - | - | - | 4.7% | |
| Interest | $233,818 | - | - | - | 4.3% | |
| Payroll taxes | $181,556 | - | - | - | 3.3% | |
| Other (as described) | LOAN SERVICING EXPENSE | $160,066 | - | - | - | 2.9% |
| Fees: accounting | $136,838 | - | - | - | 2.5% | |
| Advertising and promotion | $70,903 | - | - | - | 1.3% | |
| Other (as described) | TELEPHONE | $60,291 | - | - | - | 1.1% |
| Insurance | $51,233 | - | - | - | 0.9% | |
| Other (as described) | POSTAGE & SHIPPING | $49,464 | - | - | - | 0.9% |
| Office expenses | $48,829 | - | - | - | 0.9% | |
| Conferences, conventions and meetings | $27,170 | - | - | - | 0.5% | |
| Fees: investment management | $26,599 | - | - | - | 0.5% | |
| Travel | $5,084 | - | - | - | 0.1% | |
| All other expenses | -$2,975 | - | - | - | -0.1% | |
| Total | $5,495,947 | 100% |
2012 · Form 990 · $7,207,090 spent · pay $3,005,816 · grants $0 · events $79,046
| Line | As described | Total | Program | Management | Fundraising | Share |
|---|---|---|---|---|---|---|
| Other salaries and wages | $2,058,257 | - | - | - | 28.6% | |
| Other (as described) | ALLOWANCE FOR LOAN LOSS | $1,331,733 | - | - | - | 18.5% |
| Fees: other services | $780,082 | - | - | - | 10.8% | |
| Pay: officers, directors, trustees, key employees | $501,416 | - | - | - | 7.0% | |
| Other (as described) | OTHER OPERATING EXPENSE | $412,685 | - | - | - | 5.7% |
| Interest | $377,488 | - | - | - | 5.2% | |
| Occupancy | $295,392 | - | - | - | 4.1% | |
| Other employee benefits | $277,202 | - | - | - | 3.8% | |
| Depreciation and depletion | $273,335 | - | - | - | 3.8% | |
| Payroll taxes | $168,941 | - | - | - | 2.3% | |
| Other (as described) | LOAN SERVICING EXPENSE | $148,360 | - | - | - | 2.1% |
| Advertising and promotion | $98,985 | - | - | - | 1.4% | |
| All other expenses | $90,689 | - | - | - | 1.3% | |
| Fees: accounting | $84,147 | - | - | - | 1.2% | |
| Conferences, conventions and meetings | $79,046 | - | - | - | 1.1% | |
| Office expenses | $68,848 | - | - | - | 1.0% | |
| Other (as described) | TELEPHONE | $59,476 | - | - | - | 0.8% |
| Insurance | $54,915 | - | - | - | 0.8% | |
| Fees: investment management | $29,368 | - | - | - | 0.4% | |
| Travel | $16,725 | - | - | - | 0.2% | |
| Total | $7,207,090 | 100% |
2011 · Form 990 · $5,901,139 spent · pay $2,999,658 · grants $0 · events $38,635
| Line | As described | Total | Program | Management | Fundraising | Share |
|---|---|---|---|---|---|---|
| Other salaries and wages | $2,040,469 | - | - | - | 34.6% | |
| Fees: other services | $697,421 | - | - | - | 11.8% | |
| Interest | $616,763 | - | - | - | 10.5% | |
| Pay: officers, directors, trustees, key employees | $527,739 | - | - | - | 8.9% | |
| Depreciation and depletion | $331,665 | - | - | - | 5.6% | |
| Occupancy | $277,059 | - | - | - | 4.7% | |
| Other (as described) | OTHER OPERATING EXPENSE | $256,682 | - | - | - | 4.3% |
| Other employee benefits | $234,204 | - | - | - | 4.0% | |
| Payroll taxes | $197,246 | - | - | - | 3.3% | |
| Advertising and promotion | $155,599 | - | - | - | 2.6% | |
| Other (as described) | LOAN SERVICING EXPENSE | $123,978 | - | - | - | 2.1% |
| Other (as described) | POSTAGE & SHIPPING | $72,265 | - | - | - | 1.2% |
| Other (as described) | TELEPHONE | $62,463 | - | - | - | 1.1% |
| Insurance | $60,388 | - | - | - | 1.0% | |
| All other expenses | $59,455 | - | - | - | 1.0% | |
| Office expenses | $54,500 | - | - | - | 0.9% | |
| Fees: accounting | $42,157 | - | - | - | 0.7% | |
| Fees: investment management | $39,090 | - | - | - | 0.7% | |
| Conferences, conventions and meetings | $38,635 | - | - | - | 0.7% | |
| Travel | $13,361 | - | - | - | 0.2% | |
| Total | $5,901,139 | 100% |
2010 · Form 990 · $7,298,756 spent · pay $3,015,551 · grants $0 · events $27,761
| Line | As described | Total | Program | Management | Fundraising | Share |
|---|---|---|---|---|---|---|
| Other salaries and wages | $2,027,033 | - | - | - | 27.8% | |
| Other (as described) | ALLOWANCE FOR LOAN LOSS | $861,146 | - | - | - | 11.8% |
| Interest | $856,173 | - | - | - | 11.7% | |
| Fees: other services | $745,817 | - | - | - | 10.2% | |
| Other (as described) | OTHER OPERATING EXPENSE | $566,835 | - | - | - | 7.8% |
| Pay: officers, directors, trustees, key employees | $556,189 | - | - | - | 7.6% | |
| Depreciation and depletion | $339,951 | - | - | - | 4.7% | |
| Occupancy | $261,213 | - | - | - | 3.6% | |
| Other employee benefits | $225,071 | - | - | - | 3.1% | |
| Payroll taxes | $207,056 | - | - | - | 2.8% | |
| Other (as described) | LOAN SERVICING EXPENSE | $154,114 | - | - | - | 2.1% |
| Advertising and promotion | $96,105 | - | - | - | 1.3% | |
| Other (as described) | POSTAGE & SHIPPING | $92,777 | - | - | - | 1.3% |
| Other (as described) | TELEPHONE | $60,605 | - | - | - | 0.8% |
| Insurance | $59,605 | - | - | - | 0.8% | |
| Fees: investment management | $50,184 | - | - | - | 0.7% | |
| All other expenses | $48,746 | - | - | - | 0.7% | |
| Office expenses | $44,262 | - | - | - | 0.6% | |
| Conferences, conventions and meetings | $27,761 | - | - | - | 0.4% | |
| Fees: accounting | $11,059 | - | - | - | 0.2% | |
| Travel | $6,852 | - | - | - | 0.1% | |
| Pension plan contributions | $202 | - | - | - | 0.0% | |
| Total | $7,298,756 | 100% |
Comments