CAPE COD FIVE CENTS SAVINGS BANK

Cite this

Plain text CAPE COD FIVE CENTS SAVINGS BANK. furp.org, nonprofit organization profile, tax years 2013–2019. https://furp.org/org/cape-cod-five-cents-savings-bank-043423249. Retrieved 2026-10-29.

APA furp.org. (n.d.). CAPE COD FIVE CENTS SAVINGS BANK [Nonprofit organization profile; tax years 2013–2019]. Retrieved October 29, 2026, from https://furp.org/org/cape-cod-five-cents-savings-bank-043423249

MLA “CAPE COD FIVE CENTS SAVINGS BANK.” furp.org, tax years 2013–2019, https://furp.org/org/cape-cod-five-cents-savings-bank-043423249. Accessed 29 Oct. 2026.

Retrieved 2026-10-29; covers tax years 2013–2019. Data: furp.org, CC BY 4.0.

2019 · Form 990PF · revenue $969K · expenses $886K · assets $15.2M

Also known as
CHARITABLE FOUNDATION TRUST
EIN
04-3423249
Address
PO BOX 10, ORLEANS, MA 026530010
Website
WWW.CAPECODFIVE.COM
NTEE code
-
Exempt type
-
Ruling date
-
Cross-check
ProPublica Nonprofit Explorer

Each tax year counts once: when a return was amended, only the latest return for that period is used below (superseded returns stay listed, greyed, under Finances).

People paid by the organization

None of the 25 people listed on these returns reported compensation from the organization. They are listed below.

Officers and directors, no compensation reported

25 people listed on the returns with $0 (or no amount) in every compensation column: current people first. Hours are as filed on the latest return each person appears on.

NameLatest titleYearsHrs/wk (latest)CompensationOrganizations
Robert A Talerman VICE CHAIRMAN2014-2019 1 $0 reported 2
Matthew S Burke TREASURER2015-2019 1 $0 reported 2
Kristen M Foresta ASSISTANT TREASURER2017-2019 1 $0 reported 2
Angelique K Viamari EXECUTIVE COMMITTEE2016-2019 1 $0 reported 2
Karen L Gardner EXECUTIVE COMMITTEE2016-2019 1 $0 reported 2
Joel J Brickman SECRETARY2017-2019 1 $0 reported 2
Laura E Newstead EXECUTIVE COMMITTEE2017-2019 1 $0 reported 2
Chester N Lay EXECUTIVE COMMITTEE2016-2019 1 $0 reported 2
Thomas M Evans EXECUTIVE COMMITTEE2016-2019 1 $0 reported 2
Dorothy A Savarese CHAIRMAN2013-2019 1 $0 reported 2
Stephanie Dennehy EXECUTIVE COMMITTEE2018-2019 1 $0 reported 1
Jack Dawley EXECUTIVE COMMITTEE2019 1 $0 reported 1
Richard F Delaney EXECUTIVE COMMITTEE2016-2019 1 $0 reported 1
Elizabeth P Grady EXECUTIVE COMMITTEE2016-2019 1 $0 reported 1
Julie Richmond EXECUTIVE COMMITTEE2018-2019 1 $0 reported 1
William P Hourihan Jr EXECUTIVE COMMITTEE2016-2019 1 $0 reported 1
Nancy S Lowery EXECUTIVE COMMITTEE2016-2019 1 $0 reported 1
Cameron Santos EXECUTIVE COMMITTEE2019 1 $0 reported 1
John C Dawley (former) EXECUTIVE COMMITTEE2016-2018 1 $0 reported 2
Alison B Czuchra (former) EXECUTIVE COMMITTEE2016-2017 1 $0 reported 1
William H Hough (former) EXECUTIVE COMMITTEE2016-2017 1 $0 reported 1
David B Willard (former) Secretary2013-2016 1 $0 reported 1
Kristen M DeCorpo (former) Assistant Treasurer2015-2016 1 $0 reported 1
Matt Burke (former) TREASURER2014 1 $0 reported 1
Phillip Wong (former) TREASURER2013 1 $0 reported 1

People by year

2019 · 18 people listed · none paid
NameTitleHrs/wkFrom orgFrom relatedOtherTotalOrgs
DOROTHY A SAVARESE CHAIRMAN1 $0-$0 $02
MATTHEW S BURKE TREASURER1 $0-$0 $02
JOEL J BRICKMAN SECRETARY1 $0-$0 $02
ROBERT A TALERMAN VICE CHAIRMAN1 $0-$0 $02
KRISTEN M FORESTA ASSISTANT TREASURER1 $0-$0 $02
STEPHANIE DENNEHY EXECUTIVE COMMITTEE1 $0-$0 $01
JACK DAWLEY EXECUTIVE COMMITTEE1 $0-$0 $01
RICHARD F DELANEY EXECUTIVE COMMITTEE1 $0-$0 $01
THOMAS M EVANS EXECUTIVE COMMITTEE1 $0-$0 $02
KAREN L GARDNER EXECUTIVE COMMITTEE1 $0-$0 $02
ELIZABETH P GRADY EXECUTIVE COMMITTEE1 $0-$0 $01
JULIE RICHMOND EXECUTIVE COMMITTEE1 $0-$0 $01
WILLIAM P HOURIHAN JR EXECUTIVE COMMITTEE1 $0-$0 $01
CHESTER N LAY EXECUTIVE COMMITTEE1 $0-$0 $02
NANCY S LOWERY EXECUTIVE COMMITTEE1 $0-$0 $01
ANGELIQUE K VIAMARI EXECUTIVE COMMITTEE1 $0-$0 $02
LAURA E NEWSTEAD EXECUTIVE COMMITTEE1 $0-$0 $02
CAMERON SANTOS EXECUTIVE COMMITTEE1 $0-$0 $01
2018 · 17 people listed · none paid
NameTitleHrs/wkFrom orgFrom relatedOtherTotalOrgs
DOROTHY A SAVARESE CHAIRMAN1 $0-$0 $02
MATTHEW S BURKE TREASURER1 $0-$0 $02
JOEL J BRICKMAN SECRETARY1 $0-$0 $02
ROBERT A TALERMAN VICE CHAIRMAN1 $0-$0 $02
KRISTEN M FORESTA ASSISTANT TREASURER1 $0-$0 $02
STEPHANIE DENNEHY EXECUTIVE COMMITTEE1 $0-$0 $01
JOHN C DAWLEY EXECUTIVE COMMITTEE1 $0-$0 $02
RICHARD F DELANEY EXECUTIVE COMMITTEE1 $0-$0 $01
THOMAS M EVANS EXECUTIVE COMMITTEE1 $0-$0 $02
KAREN L GARDNER EXECUTIVE COMMITTEE1 $0-$0 $02
ELIZABETH P GRADY EXECUTIVE COMMITTEE1 $0-$0 $01
JULIE RICHMOND EXECUTIVE COMMITTEE1 $0-$0 $01
WILLIAM P HOURIHAN JR EXECUTIVE COMMITTEE1 $0-$0 $01
CHESTER N LAY EXECUTIVE COMMITTEE1 $0-$0 $02
NANCY S LOWERY EXECUTIVE COMMITTEE1 $0-$0 $01
ANGELIQUE K VIAMARI EXECUTIVE COMMITTEE1 $0-$0 $02
LAURA E NEWSTEAD EXECUTIVE COMMITTEE1 $0-$0 $02
2017 · 17 people listed · none paid
NameTitleHrs/wkFrom orgFrom relatedOtherTotalOrgs
DOROTHY A SAVARESE CHAIRMAN1 $0-$0 $02
MATTHEW S BURKE TREASURER1 $0-$0 $02
JOEL J BRICKMAN SECRETARY1 $0-$0 $02
ROBERT A TALERMAN VICE CHAIRMAN1 $0-$0 $02
KRISTEN M FORESTA ASSISTANT TREASURER1 $0-$0 $02
ALISON B CZUCHRA EXECUTIVE COMMITTEE1 $0-$0 $01
JOHN C DAWLEY EXECUTIVE COMMITTEE1 $0-$0 $02
RICHARD F DELANEY EXECUTIVE COMMITTEE1 $0-$0 $01
THOMAS M EVANS EXECUTIVE COMMITTEE1 $0-$0 $02
KAREN L GARDNER EXECUTIVE COMMITTEE1 $0-$0 $02
ELIZABETH P GRADY EXECUTIVE COMMITTEE1 $0-$0 $01
WILLIAM H HOUGH EXECUTIVE COMMITTEE1 $0-$0 $01
WILLIAM P HOURIHAN JR EXECUTIVE COMMITTEE1 $0-$0 $01
CHESTER N LAY EXECUTIVE COMMITTEE1 $0-$0 $02
NANCY S LOWERY EXECUTIVE COMMITTEE1 $0-$0 $01
ANGELIQUE K VIAMARI EXECUTIVE COMMITTEE1 $0-$0 $02
LAURA E NEWSTEAD EXECUTIVE COMMITTEE1 $0-$0 $02
2016 · 16 people listed · none paid
NameTitleHrs/wkFrom orgFrom relatedOtherTotalOrgs
Dorothy A Savarese Chairman1 $0-$0 $02
Matthew S Burke Treasurer1 $0-$0 $02
David B Willard Secretary1 $0-$0 $01
Robert A Talerman Vice Chairman1 $0-$0 $02
Kristen M DeCorpo Assistant Treasurer1 $0-$0 $01
Alison B Czuchra Executive Committee1 $0-$0 $01
John C Dawley executive Committee1 $0-$0 $02
Richard F Delaney executive Committee1 $0-$0 $01
Thomas M Evans executive Committee1 $0-$0 $02
Karen L Gardner executive Committee1 $0-$0 $02
Elizabeth P Grady executive Committee1 $0-$0 $01
William H Hough executive Committee1 $0-$0 $01
William P Hourihan Jr executive Committee1 $0-$0 $01
Chester N Lay executive Committee1 $0-$0 $02
Nancy S Lowery executive Committee1 $0-$0 $01
Angelique K Viamari executive Committee1 $0-$0 $02
2015 · 5 people listed · none paid
NameTitleHrs/wkFrom orgFrom relatedOtherTotalOrgs
DOROTHY A SAVARESE CHAIRMAN1 $0-$0 $02
MATTHEW S BURKE TREASURER1 $0-$0 $02
DAVID B WILLARD SECRETARY1 $0-$0 $01
ROBERT A TALERMAN VICE CHAIRMAN1 $0-$0 $02
KRISTEN M DECORPO ASSISTANT TREASURER1 $0-$0 $01
2014 · 4 people listed · none paid
NameTitleHrs/wkFrom orgFrom relatedOtherTotalOrgs
DOROTHY SAVARESE CHAIRMAN1 $0-$0 $02
MATT BURKE TREASURER1 $0-$0 $01
DAVID WILLARD SECRETARY1 $0-$0 $01
ROBERT TALERMAN VICE CHAIRMAN1 $0-$0 $02
2013 · 3 people listed · none paid
NameTitleHrs/wkFrom orgFrom relatedOtherTotalOrgs
DOROTHY SAVARESE CHAIRMAN1 $0-$0 $02
PHILLIP WONG TREASURER1 $0-$0 $01
DAVID WILLARD SECRETARY1 $0-$0 $01

Highest-paid independent contractors

2019 · 2 contractors · $79K
NameLocationServicePaid
CAPE COD FIVE CENTS SAVINGS BANKORLEANS, MAINVESTMENT MANAGEMENT$62,392
MARCUM LLPBOSTON, MAACCOUNTING$16,221
2018 · 2 contractors · $79K
NameLocationServicePaid
CAPE COD FIVE CENTS SAVINGS BANKORLEANS, MAINVESTMENT MANAGEMENT$63,760
MARCUM LLPBOSTON, MAACCOUNTING$15,500
2017 · 2 contractors · $77K
NameLocationServicePaid
CAPE COD FIVE CENTS SAVINGS BANKORLEANS, MAINVESTMENT MANAGEMENT$61,686
MARCUM LLPBOSTON, MAACCOUNTING$15,150
2016 · 2 contractors · $73K
NameLocationServicePaid
Cape Cod Five Cents Savings BankOrleans, MAInvestment Management$58,016
Marcum LLPBoston, MAAccounting$14,604
2015 · 2 contractors · $73K
NameLocationServicePaid
CAPE COD FIVE CENTS SAVINGS BANKORLEANS, MAINVESTMENT MANAGEMENT$61,303
MARCUM LLPBOSTON, MAACCOUNTING$12,000
2014 · 2 contractors · $72K
NameLocationServicePaid
CAPE COD FIVE CENTS SAVINGS BANKORLEANS, MAINVESTMENT MANAGEMENT$59,573
MARCUM LLPBOSTON, MAACCOUNTING$12,000
2013 · 2 contractors · $62K
NameLocationServicePaid
CAPE COD FIVE CENTS SAVINGS BANKORLEANSINVESTMENT MANAGEMENT$47,669
MARCUM LLPBOSTONACCOUNTING$13,951

Other organizations that listed this one among their highest-paid independent contractors. Contractor lists give no EIN, so these are matched on name and address; check the filing.

YearPaid byServicePaidFiling
2019CAPE COD FIVE CENTS SAVINGS BANKINVESTMENT MANAGEMENT$62,392view vendor page
2018CAPE COD FIVE CENTS SAVINGS BANKINVESTMENT MANAGEMENT$63,760view vendor page
2017CAPE COD FIVE CENTS SAVINGS BANKINVESTMENT MANAGEMENT$61,686view vendor page
2016CAPE COD FIVE CENTS SAVINGS BANKInvestment Management$58,016view vendor page
2015CAPE COD FIVE CENTS SAVINGS BANKINVESTMENT MANAGEMENT$61,303view vendor page
2014CAPE COD FIVE CENTS SAVINGS BANKINVESTMENT MANAGEMENT$59,573view vendor page

Who the money went to

Grants this organization reported paying: Schedule I Part II of the Form 990, or the grants-paid list on the 990-PF. Open a year for every recipient. Recipients link to their own page when the grant names an EIN we have (990-PF grants list no EIN, so those link only on an exact, unique name and state). Grants to individuals are counted; their names are not shown.

2019 · 170 grants to organizations · $774K · 16 grants to individuals · $16K
2018 · 197 grants to organizations · $704K
2017 · 167 grants to organizations · $783K · 1 returned · -$3K
2016 · 180 grants to organizations · $668K · 2 returned · -$9K
2015 · 205 grants to organizations · $725K
2014 · 193 grants to organizations · $690K
2013 · 167 grants to organizations · $664K

Negative amounts are returned or refunded grants; they are listed last and left out of the totals of grants paid.

Who gave

Contributors listed on Schedule B of the Form 990-PF: name, city and state as filed (street addresses are not shown), with total and noncash contributions for the year. A link to an organization's page is tagged Fuzzy with its name-similarity score (0 to 1) when it rests on name and state; Schedule B lists no EIN, so no link here is an exact identifier match.

2019 · 1 contributor · $20K
#ContributorTypeCity, stateTotalNoncashSource
1 CAPE COD FIVE CENTS SAVINGS BANK Organization or other ORLEANS, MA $20,000- Form 990PF Sch. B, 2019 · filing
2018 · 1 contributor · $20K
#ContributorTypeCity, stateTotalNoncashSource
1 CAPE COD FIVE CENTS SAVINGS BANK Organization or other ORLEANS, MA $20,000- Form 990PF Sch. B, 2018 · filing
2017 · 1 contributor · $20K
#ContributorTypeCity, stateTotalNoncashSource
1 CAPE COD FIVE CENTS SAVINGS BANK Organization or other ORLEANS, MA $20,000- Form 990PF Sch. B, 2017 · filing
2016 · 1 contributor · $20K
#ContributorTypeCity, stateTotalNoncashSource
1 Cape Cod Five Cents Savings Bank Organization or other Orleans, MA $20,000- Form 990PF Sch. B, 2016 · filing
2015 · 1 contributor · $20K
#ContributorTypeCity, stateTotalNoncashSource
1 CAPE COD FIVE CENTS SAVINGS BANK Organization or other ORLEANS, MA $20,000- Form 990PF Sch. B, 2015 · filing
2014 · 1 contributor · $20K
#ContributorTypeCity, stateTotalNoncashSource
1 CAPE COD FIVE CENTS SAVINGS BANK Organization or other ORLEANS, MA $20,000- Form 990PF Sch. B, 2014 · filing
2013 · 1 contributor · $20K
#ContributorTypeCity, stateTotalNoncashSource
1 CAPE COD FIVE CENTS SAVINGS BANK Organization or other $20,000- Form 990PF Sch. B, 2013 · filing

Contributors listed here are as reported on the filing. Unusual is not the same as improper. Many of these patterns have ordinary explanations. Check the filing.

Finances

Newest first. Each filing: its name on one row, its figures on the row beneath. Greyed filings are superseded by a later return for the same period and are left out everywhere else on this page.

RevenueExpensesAssetsNet assetsContributionsProgram revenueOfficer payEmployeesVolunteers
2019 · Form 990PF period ending 2019-12-31 · view filing · original 990 ↗
$968,570$885,662 $15,151,020$15,095,777 $20,000- $0--
2018 · Form 990PF period ending 2018-12-31 · view filing · original 990 ↗
$786,492$797,077 $13,418,122$13,373,971 $20,000- $0--
2017 · Form 990PF period ending 2017-12-31 · view filing · original 990 ↗
$2,393,589$891,877 $14,592,716$14,516,317 $20,000- $0--
2016 · Form 990PF period ending 2016-12-31 · view filing · original 990 ↗
$860,444$748,319 $13,532,140$13,462,187 $20,000- $0--
2015 · Form 990PF period ending 2015-12-31 · view filing · original 990 ↗
$949,603$816,594 $12,979,530$12,914,815 $20,000- $0--
2014 · Form 990PF period ending 2014-12-31 · view filing · original 990 ↗
$544,995$784,076 $13,782,422$13,701,728 $20,000- $0--
2013 · Form 990PF period ending 2013-12-31 · view filing · original 990 ↗
$501,005$738,692 $13,570,377$13,497,900 $20,000- $0--

Connected to

Organizations that list some of the same people on their returns (officers, directors, key employees on this organization’s latest return), and related organizations it lists on Schedule R.

Funders of this organization

Not reported: no grants to this organization appear in the filings we have (tax years 2010 to 2025).

Nearby + Similar BETA

Organizations like this one: what they do and who they are linked to

Same category: NTEE code and revenue

No similar organizations found.

Who funds organizations like this

Not reported: none of these organizations has foundation or DAF-sponsor grants in the filings we have.

The full list · all similar organizations

Where the money went

Every expense line on each return, biggest first: Form 990 Part IX (with its program, management and fundraising columns), 990-EZ Part I, or 990-PF Part I. Event marks lines the organization itself describes as events. “Events” in each summary adds those lines, conferences and meetings, and the direct costs of fundraising events. Unusual is not the same as improper. Many of these patterns have ordinary explanations. Check the filing.

2019 · Form 990PF · $885,662 spent · pay $0 · grants $790,289 · events $0
LineAs describedTotalShare
Contributions, gifts, grants paid $790,289 89.2%
Fees: other professional $62,392 7.0%
Taxes $16,638 1.9%
Fees: accounting $16,221 1.8%
Other expenses $122 0.0%
Total$885,662100%

View the filing

2018 · Form 990PF · $797,077 spent · pay $0 · grants $703,550 · events $0
LineAs describedTotalShare
Contributions, gifts, grants paid $703,550 88.3%
Fees: other professional $63,760 8.0%
Fees: accounting $15,500 1.9%
Taxes $13,139 1.6%
Other expenses $1,128 0.1%
Total$797,077100%

View the filing

2017 · Form 990PF · $891,877 spent · pay $0 · grants $780,005 · events $0
LineAs describedTotalShare
Contributions, gifts, grants paid $780,005 87.5%
Fees: other professional $61,686 6.9%
Taxes $32,861 3.7%
Fees: accounting $15,150 1.7%
Other expenses $2,175 0.2%
Total$891,877100%

View the filing

2016 · Form 990PF · $748,319 spent · pay $0 · grants $658,646 · events $0
LineAs describedTotalShare
Contributions, gifts, grants paid $658,646 88.0%
Fees: other professional $58,016 7.8%
Taxes $15,133 2.0%
Fees: accounting $14,604 2.0%
Other expenses $1,920 0.3%
Total$748,319100%

View the filing

2015 · Form 990PF · $816,594 spent · pay $0 · grants $725,000 · events $0
LineAs describedTotalShare
Contributions, gifts, grants paid $725,000 88.8%
Fees: other professional $61,303 7.5%
Taxes $13,156 1.6%
Fees: accounting $12,000 1.5%
Other expenses $5,135 0.6%
Total$816,594100%

View the filing

2014 · Form 990PF · $784,076 spent · pay $0 · grants $690,462 · events $0
LineAs describedTotalShare
Contributions, gifts, grants paid $690,462 88.1%
Fees: other professional $59,573 7.6%
Taxes $13,836 1.8%
Fees: accounting $12,000 1.5%
Other expenses $8,205 1.0%
Total$784,076100%

View the filing

2013 · Form 990PF · $738,692 spent · pay $0 · grants $663,750 · events $0
LineAs describedTotalShare
Contributions, gifts, grants paid $663,750 89.9%
Fees: other professional $47,669 6.5%
Fees: accounting $13,951 1.9%
Other expenses $7,759 1.1%
Taxes $5,563 0.8%
Total$738,692100%

View the filing

Trademarks

11 US trademarks, 5 live.

MarkSerialFiledStatusSource
CAPE COD 5882393302018-12-21RegisteredTRTDXFAP, file of 2026-04-20
HEALTH OF YOUR WEALTH882393082018-12-21AbandonedTRCFECO2, file of 2024-03-27
HQ5882392942018-12-21RegisteredTRCFECO2, file of 2024-03-27
THAT'S MY BANK855665452012-03-12AbandonedTRCFECO2, file of 2024-03-27
DEFIANTLY INDEPENDENT. EXCEPTIONALLY STRONG. UNQUESTIONABLY COMMITTED.855306532012-02-01Registration cancelledTRCFECO2, file of 2024-03-27
TRUST EARNED. PRUDENCE EMPLOYED.855306392012-02-01Registration cancelledTRCFECO2, file of 2024-03-27
CAPE COD 5 ONLINE765917042004-05-11Registration cancelledTRTDXFAP, file of 2026-08-12
CAPE COD FIVE ONLINE765917032004-05-11Registration cancelledTRTDXFAP, file of 2026-02-04
(design)747181741995-08-16Registered and renewedTRTDXFAP, file of 2025-12-26
CAPE COD 5747147851995-08-14Registered and renewedTRTDXFAP, file of 2025-12-26

The newest marks of the trademark owners above, matched to this record by name (and state).

Comments

Anonymous: no account or email. Up to 2,000 characters, at most one link. Comments are checked automatically; some wait for review.