EASTEX CREDIT UNION: Form 990, tax year 2025

View the entire original 990 at ProPublica ↗

Organization: EASTEX CREDIT UNION (EIN 74-1301187)
Tax period: 2025-01-01 to 2025-12-31
Filed: 2026-09-01
IRS object ID: 202602449349302155
Schema version: 2025v4.2
Source: Download XML · Original 990 at ProPublica

Every field in the e-filed return. Faint text is the IRS element name, for citing.

Return header
Form 990
Schedule D
Schedule I
Schedule J
Schedule O

Return header ReturnHeader

Field	Value	IRS element (for citing)
Return	2026-09-01T23:35:15-05:00	ReturnTs
Tax Period End	2025-12-31	TaxPeriodEndDt

Preparer Firm PreparerFirmGrp

Field	Value	IRS element (for citing)
Preparer Firm EIN	994260840	PreparerFirmEIN

Preparer Firm Name PreparerFirmName

Field	Value	IRS element (for citing)
Business Name Line1	DOEREN MAYHEW	BusinessNameLine1Txt

Preparer US Address PreparerUSAddress

Field	Value	IRS element (for citing)
Address Line1	8785 SW 165TH AVE STE 303	AddressLine1Txt
City	MIAMI	CityNm
State Abbreviation	FL	StateAbbreviationCd
ZIP	33193	ZIPCd

Field	Value	IRS element (for citing)
Return Type	990	ReturnTypeCd
Tax Period Begin	2025-01-01	TaxPeriodBeginDt

Filer Filer

Field	Value	IRS element (for citing)
EIN	741301187	EIN

Business Name BusinessName

Field	Value	IRS element (for citing)
Business Name Line1	EASTEX CREDIT UNION	BusinessNameLine1Txt

Field	Value	IRS element (for citing)
Business Name Control	EAST	BusinessNameControlTxt
Phone	4092762525	PhoneNum

US Address USAddress

Field	Value	IRS element (for citing)
Address Line1	PO BOX 627	AddressLine1Txt
City	EVADALE	CityNm
State Abbreviation	TX	StateAbbreviationCd
ZIP	77615	ZIPCd

Business Officer BusinessOfficerGrp

Field	Value	IRS element (for citing)
Person	LORETTA CHATAGNIER	PersonNm
Person Title	PRESIDENT/CEO	PersonTitleTxt
Phone	4092762525	PhoneNum
Signature	2026-08-11	SignatureDt
Discuss With Paid Preparer	Yes (1)	DiscussWithPaidPreparerInd

Preparer Person PreparerPersonGrp

Field	Value	IRS element (for citing)
Preparer Person	AUBREY CLEGG	PreparerPersonNm
PTIN	P01076395	PTIN
Phone	3052328272	PhoneNum

Field	Value	IRS element (for citing)
Tax	2025	TaxYr

Form 990 IRS990

Field	Value	IRS element (for citing)
Address Change	Yes (X)	AddressChangeInd
Principal Officer	LORETTA CHATAGNIER	PrincipalOfficerNm

US Address USAddress

Field	Value	IRS element (for citing)
Address Line1	PO BOX 627	AddressLine1Txt
City	EVADALE	CityNm
State Abbreviation	TX	StateAbbreviationCd
ZIP	77615	ZIPCd

Field	Value	IRS element (for citing)
Gross Receipts	$10,910,071	GrossReceiptsAmt
Group Return For Affiliates	0	GroupReturnForAffiliatesInd
Organization501c	Yes (X)	Organization501cInd
Website Address	WWW.EASTEXCU.ORG	WebsiteAddressTxt
Type Of Organization Corp	Yes (X)	TypeOfOrganizationCorpInd
Formation	1955	FormationYr
Legal Domicile State	TX	LegalDomicileStateCd
Activity Or Mission	TO PROVIDE PEOPLE WITH THE BEST FINANCIAL SOLUTIONS.	ActivityOrMissionDesc
Voting Members Governing Body	7	VotingMembersGoverningBodyCnt
Voting Members Independent	7	VotingMembersIndependentCnt
Total Employee	49	TotalEmployeeCnt
Total Volunteers	7	TotalVolunteersCnt
Total Gross UBI	$54,593	TotalGrossUBIAmt
Net Unrelated Bus Txbl Incm	$0	NetUnrelatedBusTxblIncmAmt
PY Contributions Grants	$0	PYContributionsGrantsAmt
CY Contributions Grants	$0	CYContributionsGrantsAmt
PY Program Service Revenue	$5,929,666	PYProgramServiceRevenueAmt
CY Program Service Revenue	$5,920,266	CYProgramServiceRevenueAmt
PY Investment Income	$965,371	PYInvestmentIncomeAmt
CY Investment Income	$2,119,031	CYInvestmentIncomeAmt
PY Other Revenue	$152,526	PYOtherRevenueAmt
CY Other Revenue	$175,526	CYOtherRevenueAmt
PY Total Revenue	$7,047,563	PYTotalRevenueAmt
CY Total Revenue	$8,214,823	CYTotalRevenueAmt
PY Grants And Similar Paid	$10,330	PYGrantsAndSimilarPaidAmt
CY Grants And Similar Paid	$19,240	CYGrantsAndSimilarPaidAmt
PY Benefits Paid To Members	$0	PYBenefitsPaidToMembersAmt
CY Benefits Paid To Members	$0	CYBenefitsPaidToMembersAmt
PY Salaries Comp Emp Bnft Paid	$2,227,189	PYSalariesCompEmpBnftPaidAmt
CY Salaries Comp Emp Bnft Paid	$2,279,264	CYSalariesCompEmpBnftPaidAmt
PY Total Prof Fndrsng Expns	$0	PYTotalProfFndrsngExpnsAmt
CY Total Prof Fndrsng Expns	$0	CYTotalProfFndrsngExpnsAmt
CY Total Fundraising Expense	$0	CYTotalFundraisingExpenseAmt
PY Other Expenses	$4,061,102	PYOtherExpensesAmt
CY Other Expenses	$4,560,491	CYOtherExpensesAmt
PY Total Expenses	$6,298,621	PYTotalExpensesAmt
CY Total Expenses	$6,858,995	CYTotalExpensesAmt
PY Revenues Less Expenses	$748,942	PYRevenuesLessExpensesAmt
CY Revenues Less Expenses	$1,355,828	CYRevenuesLessExpensesAmt
Total Assets BOY	$118,414,297	TotalAssetsBOYAmt
Total Assets EOY	$126,165,044	TotalAssetsEOYAmt
Total Liabilities BOY	$105,288,902	TotalLiabilitiesBOYAmt
Total Liabilities EOY	$111,683,821	TotalLiabilitiesEOYAmt
Net Assets Or Fund Balances BOY	$13,125,395	NetAssetsOrFundBalancesBOYAmt
Net Assets Or Fund Balances EOY	$14,481,223	NetAssetsOrFundBalancesEOYAmt
Info In Schedule O Part III	Yes (X)	InfoInScheduleOPartIIIInd
Mission	TO PROVIDE PEOPLE WITH THE BEST FINANCIAL SOLUTIONS.	MissionDesc
Significant New Program Srvc	Yes (1)	SignificantNewProgramSrvcInd
Significant Change	0	SignificantChangeInd
Desc	EASTEX CREDIT UNION IS A COOPERATIVE PROMOTING FINANCIAL STABILITY TO OUR MEMBERSHIP. WE ACCOMPLISH THIS BY INVESTING MEMBERSHIP FUNDS AND PROVIDING LOANS AND DEPOSITS WHICH GIVE US THE OPERATING INCOME AND CASHFLOW WE NEED TO PROVIDE THESE SERVICES.	Desc
Described In Section501c3	0	DescribedInSection501c3Ind
Schedule B Required	0	ScheduleBRequiredInd
Political Campaign Acty	0	PoliticalCampaignActyInd
Subject To Proxy Tax	0	SubjectToProxyTaxInd
Donor Advised Fund	0	DonorAdvisedFundInd
Conservation Easements	0	ConservationEasementsInd
Collections Of Art	0	CollectionsOfArtInd
Credit Counseling	0	CreditCounselingInd
Donor Rstr Or Quasi Endowments	0	DonorRstrOrQuasiEndowmentsInd
Report Land Building Equipment	Yes (1)	ReportLandBuildingEquipmentInd
Report Investments Other Sec	Yes (1)	ReportInvestmentsOtherSecInd
Report Program Related Invst	0	ReportProgramRelatedInvstInd
Report Other Assets	0	ReportOtherAssetsInd
Report Other Liabilities	Yes (1)	ReportOtherLiabilitiesInd
Include FIN48 Footnote	Yes (1)	IncludeFIN48FootnoteInd
Independent Audit Fincl Stmt	0	IndependentAuditFinclStmtInd
Consolidated Audit Fincl Stmt	0	ConsolidatedAuditFinclStmtInd
School Operating	0	SchoolOperatingInd
Foreign Office	0	ForeignOfficeInd
Foreign Activities	0	ForeignActivitiesInd
More Than5000 K To Org	0	MoreThan5000KToOrgInd
More Than5000 K To Individuals	0	MoreThan5000KToIndividualsInd
Professional Fundraising	0	ProfessionalFundraisingInd
Fundraising Activities	0	FundraisingActivitiesInd
Gaming Activities	0	GamingActivitiesInd
Operate Hospital	0	OperateHospitalInd
Grants To Organizations	Yes (1)	GrantsToOrganizationsInd
Grants To Individuals	Yes (1)	GrantsToIndividualsInd
Schedule J Required	Yes (1)	ScheduleJRequiredInd
Tax Exempt Bonds	0	TaxExemptBondsInd
Loan Outstanding	0	LoanOutstandingInd
Grant To Related Person	0	GrantToRelatedPersonInd
Business Rln With Org Mem	0	BusinessRlnWithOrgMemInd
Business Rln With Fam Mem	0	BusinessRlnWithFamMemInd
Business Rln With35 Ctrl Ent	0	BusinessRlnWith35CtrlEntInd
Deductible Non Cash Contri	0	DeductibleNonCashContriInd
Deductible Art Contribution	0	DeductibleArtContributionInd
Terminate Operations	0	TerminateOperationsInd
Partial Liquidation	0	PartialLiquidationInd
Disregarded Entity	0	DisregardedEntityInd
Related Entity	0	RelatedEntityInd
Related Organization Ctrl Ent	0	RelatedOrganizationCtrlEntInd
Activities Conducted Prtshp	0	ActivitiesConductedPrtshpInd
Schedule O Required	Yes (1)	ScheduleORequiredInd
IRP Document	1919	IRPDocumentCnt
IRP Document W2 G	0	IRPDocumentW2GCnt
Backup Wthld Compliance	Yes (1)	BackupWthldComplianceInd
Employee	49	EmployeeCnt
Employment Tax Returns Filed	Yes (1)	EmploymentTaxReturnsFiledInd
Unrelated Bus Incm Over Limit	Yes (1)	UnrelatedBusIncmOverLimitInd
Form990 T Filed	Yes (1)	Form990TFiledInd
Foreign Financial Account	0	ForeignFinancialAccountInd
Prohibited Tax Shelter Trans	0	ProhibitedTaxShelterTransInd
Taxable Party Notification	0	TaxablePartyNotificationInd
Nondeductible Contributions	0	NondeductibleContributionsInd
Indoor Tanning Services	0	IndoorTanningServicesInd
Subj To Tax Rmnrtn Ex Prcht Pymt	0	SubjToTaxRmnrtnExPrchtPymtInd
Subject To Excs Tax Net Invst Inc	0	SubjectToExcsTaxNetInvstIncInd
Info In Schedule O Part VI	Yes (X)	InfoInScheduleOPartVIInd
Governing Body Voting Members	7	GoverningBodyVotingMembersCnt
Independent Voting Member	7	IndependentVotingMemberCnt
Family Or Business Rln	0	FamilyOrBusinessRlnInd
Delegation Of Mgmt Duties	0	DelegationOfMgmtDutiesInd
Change To Org Documents	0	ChangeToOrgDocumentsInd
Material Diversion Or Misuse	0	MaterialDiversionOrMisuseInd
Members Or Stockholders	Yes (1)	MembersOrStockholdersInd
Election Of Board Members	Yes (1)	ElectionOfBoardMembersInd
Decisions Subject To Approva	Yes (1)	DecisionsSubjectToApprovaInd
Minutes Of Governing Body	Yes (1)	MinutesOfGoverningBodyInd
Minutes Of Committees	Yes (1)	MinutesOfCommitteesInd
Officer Mailing Address	0	OfficerMailingAddressInd
Local Chapters	0	LocalChaptersInd
Form990 Provided To Gvrn Body	0	Form990ProvidedToGvrnBodyInd
Conflict Of Interest Policy	Yes (1)	ConflictOfInterestPolicyInd
Annual Disclosure Covered Prsn	Yes (1)	AnnualDisclosureCoveredPrsnInd
Regular Monitoring Enfrc	0	RegularMonitoringEnfrcInd
Whistleblower Policy	Yes (1)	WhistleblowerPolicyInd
Document Retention Policy	Yes (1)	DocumentRetentionPolicyInd
Compensation Process CEO	Yes (1)	CompensationProcessCEOInd
Compensation Process Other	Yes (1)	CompensationProcessOtherInd
Investment In Joint Venture	0	InvestmentInJointVentureInd
Upon Request	Yes (X)	UponRequestInd

Books In Care Of Detail BooksInCareOfDetail

Business Name BusinessName

Field	Value	IRS element (for citing)
Business Name Line1	LORETTA CHATAGNIER	BusinessNameLine1Txt

Field	Value	IRS element (for citing)
Phone	4092762525	PhoneNum

US Address USAddress

Field	Value	IRS element (for citing)
Address Line1	PO BOX 627	AddressLine1Txt
City	EVADALE	CityNm
State Abbreviation	TX	StateAbbreviationCd
ZIP	77615	ZIPCd

Form990 Part VII Section A Form990PartVIISectionAGrp (9 entries)

TitleTitleTxt	Average Hours Per WeekAverageHoursPerWeekRt	Individual Trustee Or DirectorIndividualTrusteeOrDirectorInd	Reportable Comp From OrgReportableCompFromOrgAmt	Reportable Comp From Rltd OrgReportableCompFromRltdOrgAmt	Other CompensationOtherCompensationAmt	OfficerOfficerInd
JAMES PARSLEY
BOARD CHAIRMAN	1.00	Yes (X)	$0	$0	$0
DIANE ETUE
BOARD V. CHAIRMAN	1.00	Yes (X)	$0	$0	$0
MARLENE LACY
BOARD SECRETARY/TREASURER	1.00	Yes (X)	$0	$0	$0
SHANNON ADAMS
BOARD MEMBER	1.00	Yes (X)	$0	$0	$0
RUSTY MINYARD
BOARD MEMBER	1.00	Yes (X)	$0	$0	$0
MARVIN MOTT
BOARD MEMBER	1.00	Yes (X)	$0	$0	$0
BENJAMIN BRUCE
BOARD MEMBER	1.00	Yes (X)	$0	$0	$0
LORETTA CHATAGNIER
PRESIDENT/CEO	40.00		$215,013	$0	$29,355	Yes (X)
CONNIE HAWTHORNE
CHIEF OPERATIONS OFFICER	40.00		$102,125	$0	$26,339	Yes (X)

Field	Value	IRS element (for citing)
Total Reportable Comp From Org	$317,138	TotalReportableCompFromOrgAmt
Tot Reportable Comp Rltd Org	$0	TotReportableCompRltdOrgAmt
Total Other Compensation	$55,694	TotalOtherCompensationAmt
Indiv Rcvd Greater Than100 K	2	IndivRcvdGreaterThan100KCnt
Former Ofcr Employees Listed	0	FormerOfcrEmployeesListedInd
Total Comp Greater Than150 K	Yes (1)	TotalCompGreaterThan150KInd
Compensation From Other Srcs	0	CompensationFromOtherSrcsInd

Contractor Compensation ContractorCompensationGrp (5 entries)

Address Line1ContractorAddress/USAddress/AddressLine1Txt	CityContractorAddress/USAddress/CityNm	State AbbreviationContractorAddress/USAddress/StateAbbreviationCd	ZIPContractorAddress/USAddress/ZIPCd	ServicesServicesDesc	CompensationCompensationAmt
TRANSFUND
PO BOX 24128	OKLAHOMA CITY	OK	73124	DEBIT CARD PROCESSOR	$347,871
BANK TEC SOUTH
4150 VIKING DR	BOSSIER CITY	LA	71111	ATM SERVICE PROVIDER	$245,058
CORELATION INC
2305 HISTORIC DECATUR RD SUITE 300	SAN DIEGO	CA	92106	CORE SYSTEM PROVIDER	$244,012
FISERV
PO BOX 99924	GRAPEVINE	TX	76099	CORE SYSTEM PROVIDER	$207,876
PMD MARKETING
PO BOX 1918	TOMBALL	TX	77377	MARKETING	$163,230

Field	Value	IRS element (for citing)
Cntrct Rcvd Greater Than100 K	5	CntrctRcvdGreaterThan100KCnt

Program Service Revenue ProgramServiceRevenueGrp (3 entries)

DescDesc	BusinessBusinessCd	Total Revenue ColumnTotalRevenueColumnAmt	Related Or Exempt Func IncomeRelatedOrExemptFuncIncomeAmt	Unrelated Business RevenueUnrelatedBusinessRevenueAmt
INCOME ON LOANS	522100	$3,961,546	$3,961,546
FEES/CHARGES/OTHER	522100	$1,904,127	$1,904,127
FINANCE AND INSURANCE	520000	$54,593		$54,593

Field	Value	IRS element (for citing)
Total Program Service Revenue	$5,920,266	TotalProgramServiceRevenueAmt

Investment Income InvestmentIncomeGrp

Field	Value	IRS element (for citing)
Total Revenue Column	$2,064,279	TotalRevenueColumnAmt
Related Or Exempt Func Income	$2,064,279	RelatedOrExemptFuncIncomeAmt

Gross Amount Sales Assets GrossAmountSalesAssetsGrp

Field	Value	IRS element (for citing)
Securities	$2,750,000	SecuritiesAmt

Less Cost Oth Basis Sales Expnss LessCostOthBasisSalesExpnssGrp

Field	Value	IRS element (for citing)
Securities	$2,695,248	SecuritiesAmt

Gain Or Loss GainOrLossGrp

Field	Value	IRS element (for citing)
Securities	$54,752	SecuritiesAmt

Net Gain Or Loss Investments NetGainOrLossInvestmentsGrp

Field	Value	IRS element (for citing)
Total Revenue Column	$54,752	TotalRevenueColumnAmt
Related Or Exempt Func Income	$54,752	RelatedOrExemptFuncIncomeAmt

Other Revenue Misc OtherRevenueMiscGrp

Field	Value	IRS element (for citing)
Desc	CREDIT LIFE DISABILITY INSURANCE	Desc
Business	522100	BusinessCd
Total Revenue Column	$175,526	TotalRevenueColumnAmt
Related Or Exempt Func Income	$175,526	RelatedOrExemptFuncIncomeAmt

Field	Value	IRS element (for citing)
Other Revenue Total	$175,526	OtherRevenueTotalAmt

Total Revenue TotalRevenueGrp

Field	Value	IRS element (for citing)
Total Revenue Column	$8,214,823	TotalRevenueColumnAmt
Related Or Exempt Func Income	$8,160,230	RelatedOrExemptFuncIncomeAmt
Unrelated Business Revenue	$54,593	UnrelatedBusinessRevenueAmt
Exclusion	$0	ExclusionAmt

Field	Value	IRS element (for citing)
Info In Schedule O Part IX	Yes (X)	InfoInScheduleOPartIXInd

Grants To Domestic Orgs GrantsToDomesticOrgsGrp

Field	Value	IRS element (for citing)
Total	$14,240	TotalAmt

Grants To Domestic Individuals GrantsToDomesticIndividualsGrp

Field	Value	IRS element (for citing)
Total	$5,000	TotalAmt

Comp Current Ofcr Directors CompCurrentOfcrDirectorsGrp

Field	Value	IRS element (for citing)
Total	$372,832	TotalAmt

Other Salaries And Wages OtherSalariesAndWagesGrp

Field	Value	IRS element (for citing)
Total	$1,402,244	TotalAmt

Pension Plan Contributions PensionPlanContributionsGrp

Field	Value	IRS element (for citing)
Total	$47,836	TotalAmt

Other Employee Benefits OtherEmployeeBenefitsGrp

Field	Value	IRS element (for citing)
Total	$318,214	TotalAmt

Payroll Taxes PayrollTaxesGrp

Field	Value	IRS element (for citing)
Total	$138,138	TotalAmt

Fees For Services Legal FeesForServicesLegalGrp

Field	Value	IRS element (for citing)
Total	$3,761	TotalAmt

Fees For Services Accounting FeesForServicesAccountingGrp

Field	Value	IRS element (for citing)
Total	$17,750	TotalAmt

Fees For Services Other FeesForServicesOtherGrp

Field	Value	IRS element (for citing)
Total	$190,712	TotalAmt

Advertising AdvertisingGrp

Field	Value	IRS element (for citing)
Total	$206,787	TotalAmt

Office Expenses OfficeExpensesGrp

Field	Value	IRS element (for citing)
Total	$531,704	TotalAmt

Information Technology InformationTechnologyGrp

Field	Value	IRS element (for citing)
Total	$217,965	TotalAmt

Occupancy OccupancyGrp

Field	Value	IRS element (for citing)
Total	$254,227	TotalAmt

Travel TravelGrp

Field	Value	IRS element (for citing)
Total	$40,500	TotalAmt

Interest InterestGrp

Field	Value	IRS element (for citing)
Total	$1,115,751	TotalAmt

Payments To Affiliates PaymentsToAffiliatesGrp

Field	Value	IRS element (for citing)
Total	$24,469	TotalAmt

Depreciation Depletion DepreciationDepletionGrp

Field	Value	IRS element (for citing)
Total	$320,972	TotalAmt

Insurance InsuranceGrp

Field	Value	IRS element (for citing)
Total	$97,383	TotalAmt

Other Expenses OtherExpensesGrp (4 entries)

DescDesc	TotalTotalAmt
ATM EXPENSES	$623,694
PROVISION FOR LOAN LOSS	$450,562
LOAN SERVICING	$277,816
MAINTENANCE	$104,697

All Other Expenses AllOtherExpensesGrp

Field	Value	IRS element (for citing)
Total	$81,741	TotalAmt

Total Functional Expenses TotalFunctionalExpensesGrp

Field	Value	IRS element (for citing)
Total	$6,858,995	TotalAmt

Cash Non Interest Bearing CashNonInterestBearingGrp

Field	Value	IRS element (for citing)
BOY	$2,071,967	BOYAmt
EOY	$1,871,914	EOYAmt

Savings And Temp Cash Invst SavingsAndTempCashInvstGrp

Field	Value	IRS element (for citing)
BOY	$11,503,551	BOYAmt
EOY	$13,906,180	EOYAmt

Accounts Receivable AccountsReceivableGrp

Field	Value	IRS element (for citing)
BOY	$12,062	BOYAmt
EOY	$203,604	EOYAmt

Oth Notes Loans Receivable Net OthNotesLoansReceivableNetGrp

Field	Value	IRS element (for citing)
BOY	$65,798,976	BOYAmt
EOY	$63,724,581	EOYAmt

Prepaid Expenses Defrd Charges PrepaidExpensesDefrdChargesGrp

Field	Value	IRS element (for citing)
BOY	$762,531	BOYAmt
EOY	$875,091	EOYAmt

Field	Value	IRS element (for citing)
Land Bldg Equip Cost Or Other Bss	$6,834,264	LandBldgEquipCostOrOtherBssAmt
Land Bldg Equip Accum Deprec	$3,536,929	LandBldgEquipAccumDeprecAmt

Land Bldg Equip Basis Net LandBldgEquipBasisNetGrp

Field	Value	IRS element (for citing)
BOY	$3,464,563	BOYAmt
EOY	$3,297,335	EOYAmt

Investments Other Securities InvestmentsOtherSecuritiesGrp

Field	Value	IRS element (for citing)
BOY	$30,141,945	BOYAmt
EOY	$37,404,521	EOYAmt

Other Assets Total OtherAssetsTotalGrp

Field	Value	IRS element (for citing)
BOY	$4,658,702	BOYAmt
EOY	$4,881,818	EOYAmt

Total Assets TotalAssetsGrp

Field	Value	IRS element (for citing)
BOY	$118,414,297	BOYAmt
EOY	$126,165,044	EOYAmt

Accounts Payable Accr Expnss AccountsPayableAccrExpnssGrp

Field	Value	IRS element (for citing)
BOY	$1,059,138	BOYAmt
EOY	$816,446	EOYAmt

Other Liabilities OtherLiabilitiesGrp

Field	Value	IRS element (for citing)
BOY	$104,229,764	BOYAmt
EOY	$110,867,375	EOYAmt

Total Liabilities TotalLiabilitiesGrp

Field	Value	IRS element (for citing)
BOY	$105,288,902	BOYAmt
EOY	$111,683,821	EOYAmt

Field	Value	IRS element (for citing)
Org Does Not Follow FASB117	Yes (X)	OrgDoesNotFollowFASB117Ind

Cap Stk Tr Prin Current Funds CapStkTrPrinCurrentFundsGrp

Field	Value	IRS element (for citing)
BOY	$0	BOYAmt
EOY	$0	EOYAmt

Pd In Cap Srpls Land Bldg Eqp Fund PdInCapSrplsLandBldgEqpFundGrp

Field	Value	IRS element (for citing)
BOY	$0	BOYAmt
EOY	$0	EOYAmt

Rtn Earn Endowment Incm Oth Fnds RtnEarnEndowmentIncmOthFndsGrp

Field	Value	IRS element (for citing)
BOY	$13,125,395	BOYAmt
EOY	$14,481,223	EOYAmt

Total Net Assets Fund Balance TotalNetAssetsFundBalanceGrp

Field	Value	IRS element (for citing)
BOY	$13,125,395	BOYAmt
EOY	$14,481,223	EOYAmt

Tot Liab Net Assets Fund Balance TotLiabNetAssetsFundBalanceGrp

Field	Value	IRS element (for citing)
BOY	$118,414,297	BOYAmt
EOY	$126,165,044	EOYAmt

Field	Value	IRS element (for citing)
Reconcilation Revenue Expnss	$1,355,828	ReconcilationRevenueExpnssAmt
Other Changes In Net Assets	$0	OtherChangesInNetAssetsAmt
Method Of Accounting Accrual	Yes (X)	MethodOfAccountingAccrualInd
Accountant Compile Or Review	0	AccountantCompileOrReviewInd
FS Audited	0	FSAuditedInd
Federal Grant Audit Required	0	FederalGrantAuditRequiredInd

Schedule D IRS990ScheduleD

Land LandGrp

Field	Value	IRS element (for citing)
Other Cost Or Other Basis	$562,126	OtherCostOrOtherBasisAmt
Book Value	$562,126	BookValueAmt

Buildings BuildingsGrp

Field	Value	IRS element (for citing)
Other Cost Or Other Basis	$3,676,443	OtherCostOrOtherBasisAmt
Depreciation	$1,649,067	DepreciationAmt
Book Value	$2,027,376	BookValueAmt

Equipment EquipmentGrp

Field	Value	IRS element (for citing)
Other Cost Or Other Basis	$2,595,695	OtherCostOrOtherBasisAmt
Depreciation	$1,887,862	DepreciationAmt
Book Value	$707,833	BookValueAmt

Field	Value	IRS element (for citing)
Total Book Value Land Buildings	$3,297,335	TotalBookValueLandBuildingsAmt

Other Securities OtherSecuritiesGrp (2 entries)

DescDesc	Book ValueBookValueAmt	Method ValuationMethodValuationCd
LONG TERM CERTIFICATES OF DEPOSIT	$37,315,848	C
CATALYST CORP PCC	$88,673	C

Field	Value	IRS element (for citing)
Total Book Value Securities	$37,404,521	TotalBookValueSecuritiesAmt

Other Liabilities Org OtherLiabilitiesOrgGrp (7 entries)

DescDesc	AmtAmt
CERTIFICATES OF DEPOSIT	$19,147,686
IRA CERTIFICATES	$2,681,935
IRA'S	$3,953,634
MONEY MARKET	$6,824,807
SHARE DRAFTS	$12,579,792
SHARES	$53,846,169
CHECKING	$11,833,352

Field	Value	IRS element (for citing)
Total Liability	$110,867,375	TotalLiabilityAmt
Footnote Text	Yes (X)	FootnoteTextInd

Supplemental Information Detail SupplementalInformationDetail

Field	Value	IRS element (for citing)
Form And Line Reference	PART X, LINE 2:	FormAndLineReferenceDesc
Explanation	THE CREDIT UNION IS EXEMPT, BY STATUTE, FROM FEDERAL AND STATE INCOME TAXES ON INCOME RELATED TO THE EXEMPT PURPOSE OF THE CREDIT UNION.	ExplanationTxt

Schedule I IRS990ScheduleI

Field	Value	IRS element (for citing)
Grant Records Maintained	Yes (1)	GrantRecordsMaintainedInd

Recipient Table RecipientTable

Recipient Business Name RecipientBusinessName

Field	Value	IRS element (for citing)
Business Name Line1	KIRBYVILLE AREA CHAMBER OF COMMERCE	BusinessNameLine1Txt

US Address USAddress

Field	Value	IRS element (for citing)
Address Line1	PO BOX 793	AddressLine1Txt
City	KIRBYVILLE	CityNm
State Abbreviation	TX	StateAbbreviationCd
ZIP	75956	ZIPCd

Field	Value	IRS element (for citing)
IRC Section	501(C)(6)	IRCSectionDesc
Cash Grant	$12,000	CashGrantAmt
Non Cash Assistance	$0	NonCashAssistanceAmt
Purpose Of Grant	TO ASSIST IN FUNDING THE ORGANIZATION'S BACKPACK SNACK PROGRAM	PurposeOfGrantTxt

Field	Value	IRS element (for citing)
Total Other Org	1	TotalOtherOrgCnt

Grants Other Asst To Indiv In US GrantsOtherAsstToIndivInUSGrp

Field	Value	IRS element (for citing)
Grant Type	SCHOLARSHIPS	GrantTypeTxt
Recipient	5	RecipientCnt
Cash Grant	$5,000	CashGrantAmt

Supplemental Information Detail SupplementalInformationDetail (2 entries)

Form And Line ReferenceFormAndLineReferenceDesc	ExplanationExplanationTxt
PART I, LINE 2:	DONATIONS TO ORGANIZATIONS ARE CHARITABLE IN NATURAL. THEY ARE NOT GRANTS. THE CREDIT UNION DOES NOT MONITOR THE USE OF FUNDS BY RECIPIENTS SUBSEQUENT TO DISBURSEMENT.
FORM 990, SCH I, PART III	SCHOLARSHIP APPLICANTS MUST SUBMIT AN APPLICATION AND 250-WORD ESSAY, PROOF OF A CUMMULATIVE GRADE POINT AVERAGE OF AT LEASE 2.5, TWO LETTERS OF RECOMMENDATION FROM PROFESSORS, AND AN OFFICIAL COURSE TRANSCRIPT. THE APPLICANT MUST ALSO BE A MEMBER IN GOOD STANDING WITH EASTEX CREDIT UNION.

Schedule J IRS990ScheduleJ

Field	Value	IRS element (for citing)
Board Or Committee Approval	Yes (X)	BoardOrCommitteeApprovalInd
Severance Payment	0	SeverancePaymentInd
Supplemental Nonqual Rtr Plan	0	SupplementalNonqualRtrPlanInd
Equity Based Comp Arrngm	0	EquityBasedCompArrngmInd

Rltd Org Officer Trst Key Empl RltdOrgOfficerTrstKeyEmplGrp

Field	Value	IRS element (for citing)
Person	LORETTA CHATAGNIER	PersonNm
Title	PRESIDENT/CEO	TitleTxt
Base Compensation Filing Org	$200,013	BaseCompensationFilingOrgAmt
Compensation Based On Rltd Orgs	$0	CompensationBasedOnRltdOrgsAmt
Bonus Filing Organization	$15,000	BonusFilingOrganizationAmount
Bonus Related Organizations	$0	BonusRelatedOrganizationsAmt
Other Compensation Filing Org	$0	OtherCompensationFilingOrgAmt
Other Compensation Rltd Orgs	$0	OtherCompensationRltdOrgsAmt
Deferred Compensation Flng Org	$9,001	DeferredCompensationFlngOrgAmt
Deferred Comp Rltd Orgs	$0	DeferredCompRltdOrgsAmt
Nontaxable Benefits Filing Org	$20,354	NontaxableBenefitsFilingOrgAmt
Nontaxable Benefits Rltd Orgs	$0	NontaxableBenefitsRltdOrgsAmt
Total Compensation Filing Org	$244,368	TotalCompensationFilingOrgAmt
Total Compensation Rltd Orgs	$0	TotalCompensationRltdOrgsAmt
Comp Report Prior990 Filing Org	$0	CompReportPrior990FilingOrgAmt
Comp Report Prior990 Rltd Orgs	$0	CompReportPrior990RltdOrgsAmt

Schedule O IRS990ScheduleO

Supplemental Information Detail SupplementalInformationDetail (8 entries)

Form And Line ReferenceFormAndLineReferenceDesc	ExplanationExplanationTxt
FORM 990, PART III, LINE 2	WE CHANGED OUR CORE SYSTEM FROM FISERV'S CUNIFY TO KEYSTONE CORELATION. ALONG WITH THIS CHANGE, OUR ONLINE BANKING SYSTEM CHANGED PROCESSORS AS WELL.
FORM 990, PART VI, SECTION A, LINE 6	THE CREDIT UNION HAS MEMBERS.
FORM 990, PART VI, SECTION A, LINE 7A	EACH BOARD MEMBER AND SUPERVISORY COMMITTEE MEMBER SERVES A 1-3 YEAR TERM, AND IS NOMINATED AND ELECTED BY THE MEMBERSHIP.
FORM 990, PART VI, SECTION A, LINE 7B	MEMBERS OF THE CREDIT UNION HAVE THE RIGHT TO APPROVE THE GOVERNING BODY'S ELECTION AND REMOVAL OF MEMBERS OF THE GOVERNING BODY, AS WELL AS OTHER MATTERS THAT ARE SUBJECT TO THE APPROVAL OF MEMBERS OF THE CREDIT UNION AS THEY OCCUR.
FORM 990, PART VI, SECTION B, LINE 11B	THE CEO WILL REVIEW THE 990 FOR ACCURACY AND AUTHORIZE THE ELECTRONIC FILING OF THE RETURN WITH THE IRS. THE BOARD WILL BE SUPPLIED WITH A COPY OF THE 990 AT THE NEXT BOARD MEETING.
FORM 990, PART VI, SECTION B, LINE 15	THE CEO'S COMPENSATION IS DETERMINED BY THE BOARD OF DIRECTORS ANNUALLY DURING A PLANNED EXECUTIVE SESSION. COMPENSATION OF OTHER OFFICERS AND KEY EMPLOYEES IS DETERMINED BY THE CEO USING PERFORMANCE REVIEWS.
FORM 990, PART VI, SECTION C, LINE 19	THE CREDIT UNION'S GOVERNING DOCUMENTS AND CONFLICT OF INTEREST POLICY HAVE NOT BEEN MADE READILY AVAILABLE TO THE GENERAL PUBLIC. THE CREDIT UNION'S FINANCIAL STATEMENTS ARE AVAILABLE UPON REQUEST.
FORM 990, PART IX, LINE 24E	MISCELLANEOUS 59,671. DEBIT CARD EXPENSES 22,070.