TRAVIS CREDIT UNION: Form 990, tax year 2010
View the entire original 990 at ProPublica ↗
- Organization
- TRAVIS CREDIT UNION (EIN 94-1242831)
- Tax period
- 2010-01-01 to 2010-12-31
- Filed
- 2011-11-07
- IRS object ID
- 201133119349301513
- Schema version
- 2010v3.4
- Source
- Download XML · Original 990 at ProPublica
Every field in the e-filed return. Faint text is the IRS element name, for citing.
Return header ReturnHeader
| Field | Value | IRS element (for citing) |
|---|---|---|
| Timestamp | 2011-11-07T19:17:27-06:00 | Timestamp |
| Tax Period End Date | 2010-12-31 | TaxPeriodEndDate |
Preparer Firm PreparerFirm
Preparer Firm Business Name PreparerFirmBusinessName
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | TURNER WARREN HWANG & CONRAD ACCTCY | BusinessNameLine1 |
Preparer Firm US Address PreparerFirmUSAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 100 NORTH FIRST ST STE 202 | AddressLine1 |
| City | BURBANK | City |
| State | CA | State |
| ZIP Code | 91502 | ZIPCode |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Return Type | 990 | ReturnType |
| Tax Period Begin Date | 2010-01-01 | TaxPeriodBeginDate |
Filer Filer
| Field | Value | IRS element (for citing) |
|---|---|---|
| EIN | 941242831 | EIN |
Name Name
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | TRAVIS CREDIT UNION | BusinessNameLine1 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Name Control | TRAV | NameControl |
| Phone | 7074691671 | Phone |
US Address USAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | PO BOX 2069 | AddressLine1 |
| City | VACAVILLE | City |
| State | CA | State |
| ZIP Code | 95696 | ZIPCode |
Officer Officer
| Field | Value | IRS element (for citing) |
|---|---|---|
| Name | PATSY VAN OUWERKERK | Name |
| Title | CEO | Title |
| Phone | 7074691671 | Phone |
| Date Signed | 2011-10-27 | DateSigned |
| Authorize Third Party | 1 | AuthorizeThirdParty |
Preparer Preparer
| Field | Value | IRS element (for citing) |
|---|---|---|
| Name | VALENTINO CREUS CPA | Name |
| Phone | 8189549700 | Phone |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Tax Year | 2010 | TaxYear |
| Build TS | 2016-03-07 17:11:31Z | BuildTS |
Form 990 IRS990
| Field | Value | IRS element (for citing) |
|---|---|---|
| Name Of Principal Officer Person | PATSY VAN OUWERKERK | NameOfPrincipalOfficerPerson |
Address Principal Officer US AddressPrincipalOfficerUS
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | PO BOX 2069 | AddressLine1 |
| City | VACAVILLE | City |
| State | CA | State |
| ZIP Code | 95696 | ZIPCode |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Gross Receipts | 105071714 | GrossReceipts |
| Group Return For Affiliates | 0 | GroupReturnForAffiliates |
| Organization501c | X | Organization501c |
| Web Site | WWW.TRAVISCU.ORG | WebSite |
| Type Of Organization Other | X | TypeOfOrganizationOther |
| Type Of Org Other Description | CREDIT UNION | TypeOfOrgOtherDescription |
| Year Formation | 1951 | YearFormation |
| State Legal Domicile | CA | StateLegalDomicile |
| Activity Or Mission Description | A COOPERATIVE, ORGANIZED FOR THE PURPOSE OF PROMOTING THRIFT AND SAVINGS AMONG ITS MEMBERS. | ActivityOrMissionDescription |
| Nbr Voting Members Governing Body | 9 | NbrVotingMembersGoverningBody |
| Nbr Independent Voting Members | 9 | NbrIndependentVotingMembers |
| Total Nbr Employees | 499 | TotalNbrEmployees |
| Total Nbr Volunteers | 9 | TotalNbrVolunteers |
| Total Gross UBI | 388376 | TotalGrossUBI |
| Net Unrelated Business Txbl Income | -92580 | NetUnrelatedBusinessTxblIncome |
| Contributions Grants Prior Year | 0 | ContributionsGrantsPriorYear |
| Contributions Grants Current Year | 0 | ContributionsGrantsCurrentYear |
| Program Service Revenue Prior Year | 94216739 | ProgramServiceRevenuePriorYear |
| Program Service Revenue CY | 87441637 | ProgramServiceRevenueCY |
| Investment Income Prior Year | 15498607 | InvestmentIncomePriorYear |
| Investment Income Current Year | 13067069 | InvestmentIncomeCurrentYear |
| Other Revenue Prior Year | 110472 | OtherRevenuePriorYear |
| Other Revenue Current Year | 3403967 | OtherRevenueCurrentYear |
| Total Revenue Prior Year | 109825818 | TotalRevenuePriorYear |
| Total Revenue Current Year | 103912673 | TotalRevenueCurrentYear |
| Grants And Similar Amnts Prior Year | 0 | GrantsAndSimilarAmntsPriorYear |
| Grants And Similar Amnts CY | 0 | GrantsAndSimilarAmntsCY |
| Benefits Paid To Members Prior Year | 0 | BenefitsPaidToMembersPriorYear |
| Benefits Paid To Members CY | 0 | BenefitsPaidToMembersCY |
| Salaries Etc Prior Year | 27277812 | SalariesEtcPriorYear |
| Salaries Etc Current Year | 28330466 | SalariesEtcCurrentYear |
| Total Prof Fundrsng Exp Prior Year | 0 | TotalProfFundrsngExpPriorYear |
| Total Prof Fundrsng Exp CY | 0 | TotalProfFundrsngExpCY |
| Total Fundrsng Exp Current Year | 0 | TotalFundrsngExpCurrentYear |
| Other Expense Prior Year | 98914502 | OtherExpensePriorYear |
| Other Expenses Current Year | 51673728 | OtherExpensesCurrentYear |
| Total Expenses Prior Year | 126192314 | TotalExpensesPriorYear |
| Total Expenses Current Year | 80004194 | TotalExpensesCurrentYear |
| Revenues Less Expenses Prior Year | -16366496 | RevenuesLessExpensesPriorYear |
| Revenues Less Expenses CY | 23908479 | RevenuesLessExpensesCY |
| Total Assets BOY | 1553273848 | TotalAssetsBOY |
| Total Assets EOY | 1798432819 | TotalAssetsEOY |
| Total Liabilities BOY | 1401116972 | TotalLiabilitiesBOY |
| Total Liabilities EOY | 1620945331 | TotalLiabilitiesEOY |
| Net Assets Or Fund Balances BOY | 152156876 | NetAssetsOrFundBalancesBOY |
| Net Assets Or Fund Balances EOY | 177487488 | NetAssetsOrFundBalancesEOY |
| Info In Schedule O Part III | X | InfoInScheduleOPartIII |
| Mission Description | A COOPERATIVE, ORGANIZED FOR THE PURPOSE OF PROMOTING THRIFT ANDSAVINGS AMONG ITS MEMBERS, CREATING A SOURCE OF CREDIT FOR THEM AT RATES OF INTEREST SET BY THE BOARD OF DIRECTORS, AND PROVIDING AN OPPORTUNITY FOR THEM TO USE AND CONTROL THEIR OWN MONEY ON A DEMOCRATIC BASIS IN ORDER TO IMPROVE THEIR ECONOMIC AND SOCIAL CONDITIONS. AS A COOPERATIVE, TRAVIS CREDIT UNION CONDUCTSITS BUSINESS FOR THE MUTUAL BENEFIT AND GENERAL WELFARE OF ITSMEMBERS WITH THE EARNINGS, SAVINGS, BENEFITS, OR SERVICES OF THE CREDIT UNION BEING DISTRIBUTED TO ITS MEMBERS AS PATRONS. | MissionDescription |
| Significant New Program Services | 0 | SignificantNewProgramServices |
| Significant Change | 0 | SignificantChange |
| Description | TRAVIS CREDIT UNION PROVIDES A VARIETY OF LOANS INCLUDING AUTO, MORTGAGES, CREDIT CARD, SMALL BUSINESS AND UNSECURED AT COMPETITIVE RATES FOR OUR MEMBERSHIP THEREBY ASSISTING THEM MANAGE THEIR FINANCIAL HEALTH AND GROWTH IN THE FUTURE. | Description |
Activity2 Activity2
| Field | Value | IRS element (for citing) |
|---|---|---|
| Description | TRAVIS CREDIT UNION PROVIDES A VARIETY OF SAVINGS ACCOUNTS INCLUDING SAVINGS, DEMAND, MONEY MARKET, CERTIFICATES AND INVESTMENTS AT COMPETITIVE RATES THEREBY ASSISTING THEM MANAGE THEIR FINANCIAL HEALTH AND GROWTH IN THE FUTURE. | Description |
Activity3 Activity3
| Field | Value | IRS element (for citing) |
|---|---|---|
| Description | TRAVIS CREDIT UNION PROVIDES FINANCIAL SERVICES TO OUR MEMBERSHIP WHICH ARE SMALL BUSINESS OWNERS DEVELOPING THEIR OWN BUSINESSES IN THE COMMUNITY. THESE MEMBERS PROVIDE VALUED SERVICES AND EMPLOYMENT TO OUR COMMUNITY MEMBERS THEREBY PROVIDING FUTURE GROWTH AND A STRONGER QUALITY OF LIFE. | Description |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Described In501 C3 | 0 | DescribedIn501C3 |
| Schedule B Required | 0 | ScheduleBRequired |
| Political Activities | 0 | PoliticalActivities |
| Subject To Proxy Tax | 0 | SubjectToProxyTax |
| Donor Advised Funds | 0 | DonorAdvisedFunds |
| Conservation Easements | 0 | ConservationEasements |
| Collections Of Art | 0 | CollectionsOfArt |
| Credit Counseling | 0 | CreditCounseling |
| Term Or Permanent Endowments | 0 | TermOrPermanentEndowments |
| Report Land Bldg Equip | 1 | ReportLandBldgEquip |
| Report Invest Oth Securities | 0 | ReportInvestOthSecurities |
| Report Prog Rel Invest | 1 | ReportProgRelInvest |
| Report Other Assets | 0 | ReportOtherAssets |
| Report Other Liabilities | 1 | ReportOtherLiabilities |
| Report Fin48 Footnote | 1 | ReportFin48Footnote |
| Independent Audit Financial Stmt | 1 | IndependentAuditFinancialStmt |
| Consolidated Audit Financial Stmt | 0 | ConsolidatedAuditFinancialStmt |
| School | 0 | School |
| Foreign Office | 0 | ForeignOffice |
| Foreign Activities | 0 | ForeignActivities |
| More Than5000 K To Organizations | 0 | MoreThan5000KToOrganizations |
| More Than5000 K To Individuals | 0 | MoreThan5000KToIndividuals |
| Professional Fundraising | 0 | ProfessionalFundraising |
| Fundraising Activities | 0 | FundraisingActivities |
| Gaming | 0 | Gaming |
| Hospital | 0 | Hospital |
| Grants To Organizations | 0 | GrantsToOrganizations |
| Grants To Individuals | 0 | GrantsToIndividuals |
| Schedule J Required | 1 | ScheduleJRequired |
| Tax Exempt Bonds | 0 | TaxExemptBonds |
| Loan To Officer Or DQP | 1 | LoanToOfficerOrDQP |
| Grant To Related Person | 0 | GrantToRelatedPerson |
| Bsnss Rltnshp With Organization | 0 | BsnssRltnshpWithOrganization |
| Bsnss Rltnshp Thru Family Member | 0 | BsnssRltnshpThruFamilyMember |
| Officer Entity With Bsnss Rltnshp | 1 | OfficerEntityWithBsnssRltnshp |
| Deductible Non Cash Contributions | 0 | DeductibleNonCashContributions |
| Deductible Contributions Of Art | 0 | DeductibleContributionsOfArt |
| Terminated | 0 | Terminated |
| Partial Liquidation | 0 | PartialLiquidation |
| Disregarded Entity | 0 | DisregardedEntity |
| Related Entity | 0 | RelatedEntity |
| Related Org Controlled Entity | 0 | RelatedOrgControlledEntity |
| Transaction Related Entity | 0 | TransactionRelatedEntity |
| Activities Conducted Partnership | 0 | ActivitiesConductedPartnership |
| Schedule O Required | 1 | ScheduleORequired |
| Number Forms Transmitted With1096 | 48238 | NumberFormsTransmittedWith1096 |
| Number W2 G Included | 0 | NumberW2GIncluded |
| Compliance With Backup Witholding | 1 | ComplianceWithBackupWitholding |
| Number Of Employees | 499 | NumberOfEmployees |
| Employment Tax Returns Filed | 1 | EmploymentTaxReturnsFiled |
| Unrelated Business Income | 1 | UnrelatedBusinessIncome |
| Form990-T Filed | 1 | Form990-TFiled |
| Foreign Financial Account | 0 | ForeignFinancialAccount |
| Prohibited Tax Shelter Trans | 0 | ProhibitedTaxShelterTrans |
| Taxable Party Notification | 0 | TaxablePartyNotification |
| Non Deductible Contributions | 0 | NonDeductibleContributions |
| Indoor Tanning Services | 0 | IndoorTanningServices |
| Info In Schedule O Part VI | X | InfoInScheduleOPartVI |
| Nbr Voting Governing Body Members | 9 | NbrVotingGoverningBodyMembers |
| Number Independent Voting Members | 9 | NumberIndependentVotingMembers |
| Family Or Business Relationship | 0 | FamilyOrBusinessRelationship |
| Delegation Of Management Duties | 0 | DelegationOfManagementDuties |
| Changes To Organizing Docs | 0 | ChangesToOrganizingDocs |
| Material Diversion Or Misuse | 0 | MaterialDiversionOrMisuse |
| Members Or Stockholders | 1 | MembersOrStockholders |
| Election Of Board Members | 1 | ElectionOfBoardMembers |
| Decisions Subject To Approval | 1 | DecisionsSubjectToApproval |
| Minutes Of Governing Body | 1 | MinutesOfGoverningBody |
| Minutes Of Committees | 1 | MinutesOfCommittees |
| Officer Mailing Address | 0 | OfficerMailingAddress |
| Local Chapters | 1 | LocalChapters |
| Policies Reference Chapters | 1 | PoliciesReferenceChapters |
| Form990 Provided To Governing Body | 1 | Form990ProvidedToGoverningBody |
| Conflict Of Interest Policy | 1 | ConflictOfInterestPolicy |
| Annual Disclosure Covered Persons | 1 | AnnualDisclosureCoveredPersons |
| Regular Monitoring Enforcement | 1 | RegularMonitoringEnforcement |
| Whistleblower Policy | 1 | WhistleblowerPolicy |
| Document Retention Policy | 1 | DocumentRetentionPolicy |
| Compensation Process CEO | 1 | CompensationProcessCEO |
| Compensation Process Other | 1 | CompensationProcessOther |
| Investment In Joint Venture | 0 | InvestmentInJointVenture |
| States Where Copy Of Return Is Filed | CA | StatesWhereCopyOfReturnIsFiled |
| Upon Request | X | UponRequest |
The Books Are In Care Of TheBooksAreInCareOf
Name Business NameBusiness
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | MARTIN FLEISCHER CPA | BusinessNameLine1 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Telephone Number | 7074691671 | TelephoneNumber |
Address US AddressUS
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | PO BOX 2069 | AddressLine1 |
| City | VACAVILLE | City |
| State | CA | State |
| ZIP Code | 95696 | ZIPCode |
Form990 Part VII Section A Form990PartVIISectionA (26 entries)
| TitleTitle | Average Hours Per WeekAverageHoursPerWeek | Individual Trustee Or DirectorIndividualTrusteeOrDirector | Reportable Comp From OrganizationReportableCompFromOrganization | Reportable Comp From Related OrgsReportableCompFromRelatedOrgs | Other CompensationOtherCompensation | OfficerOfficer | Key EmployeeKeyEmployee | Highest Compensated EmployeeHighestCompensatedEmployee |
|---|---|---|---|---|---|---|---|---|
| CURT NEWLAND | ||||||||
| CHAIRMAN OF THE BOARD | 1.00 | X | 3004 | 0 | 0 | |||
| PATRICIA MORENO | ||||||||
| VICE CHAIRMAN OF THE BOARD | 1.00 | X | 996 | 0 | 0 | |||
| TOM KULINSKI | ||||||||
| BOARD TREASURER | 1.00 | X | 1478 | 0 | 0 | |||
| CHARLES DAWES | ||||||||
| BOARD MEMBER | 1.00 | X | 1034 | 0 | 0 | |||
| MARY COBURN | ||||||||
| BOARD SECRETARY | 1.00 | X | 614 | 0 | 0 | |||
| DEBORAH ASPLING | ||||||||
| BOARD MEMBER | 1.00 | X | 966 | 0 | 0 | |||
| ARTURO REYES | ||||||||
| SUPY CMTE CHAIR | 1.00 | X | 496 | 0 | 0 | |||
| MARK DUPREE | ||||||||
| SUPY CMTE MEMBER | 1.00 | X | 0 | 0 | 0 | |||
| THOMAS WATKINS | ||||||||
| SUPY CMTE MEMBER | 1.00 | X | 0 | 0 | 0 | |||
| LEN AUGUSTINE | ||||||||
| BOARD MEMBER | 1.00 | X | 0 | 0 | 0 | |||
| ANNE ROLLIN | ||||||||
| BOARD MEMBER | 1.00 | X | 0 | 0 | 0 | |||
| DEE ALARCON | ||||||||
| BOARD MEMBER | 1.00 | X | 952 | 0 | 0 | |||
| PATSY VAN OUWERKERK | ||||||||
| CEO | 40.00 | 570130 | 0 | 38255 | X | |||
| LILA DRESSEN | ||||||||
| EVP | 40.00 | 304080 | 0 | 41657 | X | |||
| BARRY NELSON | ||||||||
| COO | 40.00 | 228484 | 0 | 37481 | X | |||
| RICHARD ROARK | ||||||||
| CIO | 40.00 | 181494 | 0 | 19210 | X | |||
| NAVNEET KHANNA | ||||||||
| CFO | 40.00 | 202312 | 0 | 43362 | X | |||
| DAVID PURCELL | ||||||||
| VP, REAL ESTATE | 40.00 | 160948 | 0 | 33520 | X | |||
| ARIC N KOSHIYAMA | ||||||||
| SR FINANCIAL CONSULTANT | 40.00 | 206944 | 0 | 22734 | X | |||
| GLORIA NUNEZ | ||||||||
| VP, OPERATIONS | 40.00 | 158107 | 0 | 25766 | X | |||
| CHRIS DANIELS | ||||||||
| VP, HR | 40.00 | 150566 | 0 | 18159 | X | |||
| CATHY RIOS | ||||||||
| VP, MARKETING | 40.00 | 147634 | 0 | 36552 | X | |||
| STEVEN LANGLEY | ||||||||
| VP, SALES & SERVICE | 40.00 | 131548 | 0 | 29547 | X | |||
| CRAIG BEAUDRY | ||||||||
| AVP | 40.00 | 126719 | 0 | 22200 | X | |||
| STACY FIFIELD | ||||||||
| VP, CONSUMER LENDING | 40.00 | 126779 | 0 | 21955 | X | |||
| CRAIG CRISMON | ||||||||
| AVP IT | 40.00 | 122571 | 0 | 28549 | X | |||
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Reportable Comp From Org | 2827856 | TotalReportableCompFromOrg |
| Total Reportable Comp Frm Rltd Orgs | 0 | TotalReportableCompFrmRltdOrgs |
| Total Other Compensation | 418947 | TotalOtherCompensation |
| Number Individuals GT100 K | 22 | NumberIndividualsGT100K |
| Formers Listed | 0 | FormersListed |
| Total Comp GT150 K | 1 | TotalCompGT150K |
| Compensation From Other Sources | 0 | CompensationFromOtherSources |
| Number Of Contractors GT100 K | 0 | NumberOfContractorsGT100K |
Program Service Revenue ProgramServiceRevenue (3 entries)
| DescriptionDescription | Business CodeBusinessCode | Total Revenue ColumnTotalRevenueColumn | Related Or Exempt Function IncomeRelatedOrExemptFunctionIncome | Unrelated Business RevenueUnrelatedBusinessRevenue |
|---|---|---|---|---|
| LOAN INCOME | 522100 | 67777454 | 67777454 | |
| OTHER OPERATING INCOME | 522100 | 10940320 | 10917581 | 22739 |
| FEE INCOME | 522100 | 8723863 | 8358226 | 365637 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Program Service Revenue | 87441637 | TotalProgramServiceRevenue |
Investment Income InvestmentIncome
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | 13245033 | TotalRevenueColumn |
| Related Or Exempt Function Income | 13245033 | RelatedOrExemptFunctionIncome |
Gross Amount Sales Assets GrossAmountSalesAssets
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other | 981077 | Other |
Less Cost Oth Basis Sales Expenses LessCostOthBasisSalesExpenses
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other | 1159041 | Other |
Gain Or Loss GainOrLoss
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other | -177964 | Other |
Net Gain Or Loss Investments NetGainOrLossInvestments
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | -177964 | TotalRevenueColumn |
| Related Or Exempt Function Income | -177964 | RelatedOrExemptFunctionIncome |
Other Revenue Misc OtherRevenueMisc (3 entries)
| DescriptionDescription | Business CodeBusinessCode | Total Revenue ColumnTotalRevenueColumn | Related Or Exempt Function IncomeRelatedOrExemptFunctionIncome |
|---|---|---|---|
| GAIN ON BARGAIN PURCHA | 522100 | 3131441 | 3131441 |
| GAIN ON INVESTMENTS | 522100 | 147143 | 147143 |
| OTHER NON-OPERATING IN | 522100 | 125383 | 125383 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Other Revenue | 3403967 | TotalOtherRevenue |
Total Revenue TotalRevenue
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | 103912673 | TotalRevenueColumn |
| Related Or Exempt Function Income | 103524297 | RelatedOrExemptFunctionIncome |
| Unrelated Business Revenue | 388376 | UnrelatedBusinessRevenue |
| Exclusion | $0 | ExclusionAmount |
Comp Current Officers Directors CompCurrentOfficersDirectors
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 2827859 | Total |
Other Salaries And Wages OtherSalariesAndWages
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 19100633 | Total |
Pension Plan Contributions PensionPlanContributions
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 1231733 | Total |
Other Employee Benefits OtherEmployeeBenefits
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 3518288 | Total |
Payroll Taxes PayrollTaxes
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 1651953 | Total |
Fees For Services Legal FeesForServicesLegal
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 165403 | Total |
Fees For Services Accounting FeesForServicesAccounting
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 119168 | Total |
Fees For Services Other FeesForServicesOther
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 553273 | Total |
Advertising Advertising
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 2094518 | Total |
Office Expenses OfficeExpenses
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 9318285 | Total |
Occupancy Occupancy
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 3438318 | Total |
Travel Travel
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 382365 | Total |
Interest Interest
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 10599067 | Total |
Depreciation Depletion DepreciationDepletion
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 3124304 | Total |
Insurance Insurance
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 3442879 | Total |
Other Expenses OtherExpenses (4 entries)
| DescriptionDescription | TotalTotal |
|---|---|
| PROVISION FOR LOAN AND | 12809021 |
| LOAN SERVICING | 4361676 |
| MISC. OPERATING EXPENSE | 1137740 |
| OPERATING FEES | 127711 |
Total Functional Expenses TotalFunctionalExpenses
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 80004194 | Total |
Cash Non Interest Bearing CashNonInterestBearing
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 10506312 | BOY |
| EOY | 9901605 | EOY |
Savings And Temp Cash Investments SavingsAndTempCashInvestments
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 47070807 | BOY |
| EOY | 124651533 | EOY |
Receivables From Officers Etc ReceivablesFromOfficersEtc
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 4426515 | BOY |
| EOY | 4231878 | EOY |
Prepaid Expenses Deferred Charges PrepaidExpensesDeferredCharges
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 2707137 | BOY |
| EOY | 1995137 | EOY |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Land Buildings Equipment Basis | 70645934 | LandBuildingsEquipmentBasis |
| Land Bldg Equipment Accum Deprec | 33112959 | LandBldgEquipmentAccumDeprec |
Land Buildings Equipment Basis Net LandBuildingsEquipmentBasisNet
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 36916151 | BOY |
| EOY | 37532975 | EOY |
Investments Pub Traded Securities InvestmentsPubTradedSecurities
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 345219245 | BOY |
| EOY | 478015039 | EOY |
Investments Program Related InvestmentsProgramRelated
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 1092306888 | BOY |
| EOY | 1124331133 | EOY |
Intangible Assets IntangibleAssets
| Field | Value | IRS element (for citing) |
|---|---|---|
| EOY | 1644332 | EOY |
Other Assets Total OtherAssetsTotal
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 14120793 | BOY |
| EOY | 16129187 | EOY |
Total Assets TotalAssets
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 1553273848 | BOY |
| EOY | 1798432819 | EOY |
Accounts Payable Accrued Expenses AccountsPayableAccruedExpenses
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 7220580 | BOY |
| EOY | 10680337 | EOY |
Other Liabilities OtherLiabilities
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 1393896392 | BOY |
| EOY | 1610264994 | EOY |
Total Liabilities TotalLiabilities
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 1401116972 | BOY |
| EOY | 1620945331 | EOY |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Do Not Follow SFAS117 | X | DoNotFollowSFAS117 |
Cap Stck Trst Prin Current Funds CapStckTrstPrinCurrentFunds
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 0 | BOY |
| EOY | 0 | EOY |
Paid In Cap Srpls Land Bldg Eqp Fund PaidInCapSrplsLandBldgEqpFund
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 0 | BOY |
| EOY | 0 | EOY |
Retained Earnings Endowment Etc RetainedEarningsEndowmentEtc
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 152156876 | BOY |
| EOY | 177487488 | EOY |
Total Net Assets Fund Balances TotalNetAssetsFundBalances
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 152156876 | BOY |
| EOY | 177487488 | EOY |
Total Liab Net Assets Fund Balances TotalLiabNetAssetsFundBalances
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 1553273848 | BOY |
| EOY | 1798432819 | EOY |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Info In Schedule O Part XI | X | InfoInScheduleOPartXI |
| Reconcilation Revenue Expenses | 23908479 | ReconcilationRevenueExpenses |
| Reconcilation Other Changes | 1422133 | ReconcilationOtherChanges |
| Info In Schedule O Part XII | X | InfoInScheduleOPartXII |
| Method Of Accounting Accrual | X | MethodOfAccountingAccrual |
| Accountant Compile Or Review | 0 | AccountantCompileOrReview |
| FS Audited | 1 | FSAudited |
| Audit Committee | 1 | AuditCommittee |
| Financial Statement Separate | X | FinancialStatementSeparate |
| Federal Grant Audit Required | 0 | FederalGrantAuditRequired |
Schedule D IRS990ScheduleD
Land Land
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Cost Or Other Basis | 5562519 | OtherCostOrOtherBasis |
| Book Value | 5562519 | BookValue |
Buildings Buildings
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Cost Or Other Basis | 33091024 | OtherCostOrOtherBasis |
| Depreciation | 7716248 | Depreciation |
| Book Value | 25374776 | BookValue |
Leasehold Improvements LeaseholdImprovements
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Cost Or Other Basis | 6456799 | OtherCostOrOtherBasis |
| Depreciation | 3592663 | Depreciation |
| Book Value | 2864136 | BookValue |
Equipment Equipment
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Cost Or Other Basis | 25535592 | OtherCostOrOtherBasis |
| Depreciation | 21804048 | Depreciation |
| Book Value | 3731544 | BookValue |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Of Book Value Land Buildings | 37532975 | TotalOfBookValueLandBuildings |
Investments Program Related InvestmentsProgramRelated (6 entries)
| DescriptionDescription | Book ValueBookValue | Method Of ValuationMethodOfValuation |
|---|---|---|
| ALL OTHER INVESTMENTS IN CORP CU | 125842994 | F |
| ALL OTHER INVESTMENTS | 5274300 | F |
| LOANS HELD FOR SALE | 1021549 | F |
| LOANS & LEASES | 975587711 | F |
| NCUA SHARE INSURANCE CAPITALIZATION DEPOSIT | 15011918 | F |
| DEPOSITS IN COMMERCIAL BANKS, S&LS, SAVINGS BANKS | 1592661 | F |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Of Book Value Program Related | 1124331133 | TotalOfBookValueProgramRelated |
Other Liabilities OtherLiabilities (2 entries)
| DescriptionDescription | AmountAmount |
|---|---|
| ACCRUED DIVIDENDS & INTEREST PAYABLE | $880,134 |
| MEMBER SHARES & DEPOSITS | $1,609,384,860 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Of Amounts | 1610264994 | TotalOfAmounts |
| Total Revenue | 103912673 | TotalRevenue |
| Total Expenses | 80004194 | TotalExpenses |
| Excess Or Deficit For Year | 23908479 | ExcessOrDeficitForYear |
| Other | $1,422,133 | OtherAmount |
| Total Adjustments | 1422133 | TotalAdjustments |
| Excess Or Deficit Per FS | 25330612 | ExcessOrDeficitPerFS |
| Tot Revenue Etc Audited Fincl Stmt | 103912673 | TotRevenueEtcAuditedFinclStmt |
| Revenue Not Rptd F990 | 0 | RevenueNotRptdF990 |
| Revenue Subtotal | 103912673 | RevenueSubtotal |
| Revenue Not Rptd On Fin Stmt | 0 | RevenueNotRptdOnFinStmt |
| Total Revenue Per Form990 | 103912673 | TotalRevenuePerForm990 |
| Tot Expenses Etc Audited Fincl Stmt | 80004194 | TotExpensesEtcAuditedFinclStmt |
| Expenses Not Rptd F990 | 0 | ExpensesNotRptdF990 |
| Expenses Subtotal | 80004194 | ExpensesSubtotal |
| Expenses Not Rptd On Fin Stmt | 0 | ExpensesNotRptdOnFinStmt |
| Total Expenses Per Form990 | 80004194 | TotalExpensesPerForm990 |
Form990 Schedule D Part XIV Form990ScheduleDPartXIV (2 entries)
| IdentifierIdentifier | Return ReferenceReturnReference | ExplanationExplanation |
|---|---|---|
| DESCRIPTION OF UNCERTAIN TAX POSITIONS UNDER FIN 48: | PART X: | IN THE OPINION OF MANAGEMENT, ANY POTENTIAL LIABILITY ARISING FROM FEDERAL OR STATE TAXATION OF ACTIVITIES DEEMED TO BE UNRELATED TO ITS EXEMPT PURPOSE IS NOT EXPECTED TO HAVE A MATERIAL EFFECT ON THE CREDIT UNION'S FINANCIAL POSITION OR RESULTS OF OPERATIONS. |
| PART XI, LINE 8 - OTHER ADJUSTMENTS: | ACCUMULATED UNREALIZED GAIN/LOSS ON AVAILABLE-FOR-SALE SECURITIES 1,422,133. |
Schedule J IRS990ScheduleJ
| Field | Value | IRS element (for citing) |
|---|---|---|
| Travel For Companions | X | TravelForCompanions |
| Written Policy Re T And E Expenses | 1 | WrittenPolicyReTAndEExpenses |
| Substantiation Required | 1 | SubstantiationRequired |
| Compensation Committee | X | CompensationCommittee |
| Independent Consultant | X | IndependentConsultant |
| Compensation Survey | X | CompensationSurvey |
| Board Or Committee Approval | X | BoardOrCommitteeApproval |
| Severance Payment | 0 | SeverancePayment |
| Supplemental Nonqual Retire Plan | 1 | SupplementalNonqualRetirePlan |
| Equity Based Comp Arrangement | 0 | EquityBasedCompArrangement |
Form990 Schedule J Part II Form990ScheduleJPartII (12 entries)
| Base Compensation Filing OrgBaseCompensationFilingOrg | Comp Based On Related OrgsCompBasedOnRelatedOrgs | Bonus Filing OrgBonusFilingOrg | Bonus Related OrgsBonusRelatedOrgs | Other Compensation Filing OrgOtherCompensationFilingOrg | Other Compensation Related OrgsOtherCompensationRelatedOrgs | Deferred Comp Filing OrgDeferredCompFilingOrg | Deferred Comp Related OrgsDeferredCompRelatedOrgs | Nontaxable Benefits Filing OrgNontaxableBenefitsFilingOrg | Nontaxable Benefits Related OrgsNontaxableBenefitsRelatedOrgs | Total Compensation Filing OrgTotalCompensationFilingOrg | Total Compensation Related OrgsTotalCompensationRelatedOrgs | Comp Report Prior990 Filing OrgCompReportPrior990FilingOrg | Comp Report Prior990 Related OrgsCompReportPrior990RelatedOrgs |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| PATSY VAN OUWERKERK | |||||||||||||
| 496048 | 0 | 64949 | 0 | 9133 | 0 | 20500 | 0 | 17755 | 0 | 608385 | 0 | 0 | 0 |
| LILA DRESSEN | |||||||||||||
| 268236 | 0 | 33017 | 0 | 2827 | 0 | 20500 | 0 | 21157 | 0 | 345737 | 0 | 0 | 0 |
| BARRY NELSON | |||||||||||||
| 198918 | 0 | 20579 | 0 | 8987 | 0 | 18196 | 0 | 19285 | 0 | 265965 | 0 | 0 | 0 |
| RICHARD ROARK | |||||||||||||
| 170000 | 0 | 0 | 0 | 11494 | 0 | 1950 | 0 | 17260 | 0 | 200704 | 0 | 0 | 0 |
| NAVNEET KHANNA | |||||||||||||
| 178718 | 0 | 18636 | 0 | 4958 | 0 | 17186 | 0 | 26176 | 0 | 245674 | 0 | 0 | 0 |
| DAVID PURCELL | |||||||||||||
| 154386 | 0 | 0 | 0 | 6562 | 0 | 15969 | 0 | 17551 | 0 | 194468 | 0 | 0 | 0 |
| ARIC N KOSHIYAMA | |||||||||||||
| 36000 | 0 | 0 | 0 | 170944 | 0 | 10345 | 0 | 12389 | 0 | 229678 | 0 | 0 | 0 |
| GLORIA NUNEZ | |||||||||||||
| 147483 | 0 | 0 | 0 | 10624 | 0 | 13056 | 0 | 12710 | 0 | 183873 | 0 | 0 | 0 |
| CHRIS DANIELS | |||||||||||||
| 144157 | 0 | 0 | 0 | 6409 | 0 | 15393 | 0 | 2766 | 0 | 168725 | 0 | 0 | 0 |
| CATHY RIOS | |||||||||||||
| 142542 | 0 | 0 | 0 | 5092 | 0 | 15377 | 0 | 21175 | 0 | 184186 | 0 | 0 | 0 |
| STEVEN LANGLEY | |||||||||||||
| 124197 | 0 | 0 | 0 | 7351 | 0 | 12404 | 0 | 17143 | 0 | 161095 | 0 | 0 | 0 |
| CRAIG CRISMON | |||||||||||||
| 122123 | 0 | 0 | 0 | 448 | 0 | 6106 | 0 | 22443 | 0 | 151120 | 0 | 0 | 0 |
Schedule L IRS990ScheduleL
Loan Table LoanTable (43 entries)
| Purpose Of LoanPurposeOfLoan | Loan From OrganizationLoanFromOrganization | Original PrincipalOriginalPrincipalAmount | Balance DueBalanceDue | DefaultDefault | Approved By BoardApprovedByBoard | Written AgreementWrittenAgreement |
|---|---|---|---|---|---|---|
| CHARLES DAWES | ||||||
| FIRST MORTGAGE | X | $320,000 | 251557 | 0 | 1 | 1 |
| CHARLES DAWES | ||||||
| CREDIT CARD | X | $0 | 401 | 0 | 1 | 1 |
| CURT NEWLAND | ||||||
| FIRST MORTGAGE | X | $262,000 | 228366 | 0 | 1 | 1 |
| CURT NEWLAND | ||||||
| HOME EQUITY | X | $120,000 | 108025 | 0 | 1 | 1 |
| TOM KULINSKI | ||||||
| CREDIT CARD | X | $0 | 2774 | 0 | 1 | 1 |
| MARY COBURN | ||||||
| CREDIT CARD | X | $0 | 256 | 0 | 1 | 1 |
| MARK DUPREE | ||||||
| CREDIT CARD | X | $0 | 32529 | 0 | 1 | 1 |
| ARTURO REYES | ||||||
| CREDIT CARD | X | $0 | 11688 | 0 | 1 | 1 |
| PATSY VAN OUWERKERK | ||||||
| FIRST MORTGAGE | X | $503,000 | 417290 | 0 | 1 | 1 |
| PATSY VAN OUWERKERK | ||||||
| HOME EQUITY LINE | X | $0 | 347315 | 0 | 1 | 1 |
| PATSY VAN OUWERKERK | ||||||
| CREDIT CARD | X | $0 | 16885 | 0 | 1 | 1 |
| LILA DRESSEN | ||||||
| FIRST MORTGAGE | X | $240,000 | 43341 | 0 | 0 | 1 |
| BARRY NELSON | ||||||
| FIRST MORTGAGE | X | $286,000 | 224427 | 0 | 0 | 1 |
| BARRY NELSON | ||||||
| HOME EQUITY | X | $0 | 7081 | 0 | 0 | 1 |
| BARRY NELSON | ||||||
| AUTOMOBILE | X | $25,579 | 16598 | 0 | 0 | 1 |
| RICHARD ROARK | ||||||
| CREDIT CARD | X | $0 | 4997 | 0 | 0 | 1 |
| NAVNEET KHANNA | ||||||
| FIRST MORTGAGE | X | $579,000 | 557021 | 0 | 0 | 1 |
| NAVNEET KHANNA | ||||||
| CREDIT CARD | X | $0 | 3565 | 0 | 0 | 1 |
| DAVID PURCELL | ||||||
| FIRST MORTGAGE | X | $335,000 | 272000 | 0 | 0 | 1 |
| DAVID PURCELL | ||||||
| AUTOMOBILE | X | $34,112 | 22261 | 0 | 0 | 1 |
| DAVID PURCELL | ||||||
| CREDIT CARD | X | $0 | 23614 | 0 | 0 | 1 |
| GLORIA NUNEZ | ||||||
| FIRST MORTGAGE | X | $312,800 | 301792 | 0 | 0 | 1 |
| GLORIA NUNEZ | ||||||
| SECOND MORTGAGE | X | $60,000 | 32385 | 0 | 0 | 1 |
| GLORIA NUNEZ | ||||||
| CREDIT CARD | X | $0 | 7402 | 0 | 0 | 1 |
| CHRIS DANIELS | ||||||
| FIRST MORTGAGE | X | $102,097 | 71689 | 0 | 0 | 1 |
| CHRIS DANIELS | ||||||
| FIRST MORTGAGE | X | $340,000 | 327881 | 0 | 0 | 1 |
| CHRIS DANIELS | ||||||
| HOME EQUITY | X | $0 | 168616 | 0 | 0 | 1 |
| CHRIS DANIELS | ||||||
| AUTOMOBILE | X | $15,000 | 6452 | 0 | 0 | 1 |
| CHRIS DANIELS | ||||||
| CREDIT CARD | X | $0 | 9256 | 0 | 0 | 1 |
| CATHY RIOS | ||||||
| AUTOMOBILE | X | $22,049 | 17614 | 0 | 0 | 1 |
| CATHY RIOS | ||||||
| CREDIT CARD | X | $0 | 3842 | 0 | 0 | 1 |
| STEVE LANGLEY | ||||||
| FIRST MORTGAGE | X | $220,000 | 212307 | 0 | 0 | 1 |
| CRAIG BEAUDRY | ||||||
| AUTOMOBILE | X | $44,254 | 28900 | 0 | 0 | 1 |
| CRAIG BEAUDRY | ||||||
| CREDIT CARD | X | $0 | 5154 | 0 | 0 | 1 |
| STACY FIFIELD | ||||||
| CREDIT CARD | X | $0 | 11878 | 0 | 0 | 1 |
| CRAIG CRISMON | ||||||
| FIRST MORTGAGE | X | $375,000 | 353204 | 0 | 0 | 1 |
| CRAIG CRISMON | ||||||
| CREDIT CARD | X | $0 | 3249 | 0 | 0 | 1 |
| STEVE LANGLEY | ||||||
| HOME EQUITY | X | $0 | 9971 | 0 | 0 | 1 |
| CRAIG CRISMON | ||||||
| HOME EQUITY | X | $0 | 41037 | 0 | 0 | 1 |
| PAT MORENO | ||||||
| CREDIT CARD | X | $0 | 3361 | 0 | 1 | 1 |
| ANN ROLLIN | ||||||
| CREDIT CARD | X | $0 | 8351 | 0 | 1 | 1 |
| DEE ALARCON | ||||||
| AUTOMOBILE | X | $14,530 | 10799 | 0 | 1 | 1 |
| DEE ALARCON | ||||||
| CREDIT CARD | X | $0 | 4747 | 0 | 1 | 1 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Balance Due | 4231878 | TotalBalanceDue |
Form990 Schedule L Part IV Form990ScheduleLPartIV
Name Of Interested Person NameOfInterestedPerson
| Field | Value | IRS element (for citing) |
|---|---|---|
| Name Person | CHRIS DANIELS | NamePerson |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Relationship | VP ADMIN | Relationship |
| Amount Of Transaction | 13280 | AmountOfTransaction |
| Description Of Transaction | RENT PAID TO ENTITY FOR WHICH CHRIS DANIELS IS A BOARD MEMBER | DescriptionOfTransaction |
| Sharing Of Revenues | 0 | SharingOfRevenues |
Schedule O IRS990ScheduleO
General Explanation GeneralExplanation (9 entries)
| IdentifierIdentifier | ExplanationExplanation | Return ReferenceReturnReference |
|---|---|---|
| FORM 990, PART VI, SECTION A, LINE 6 | TRAVIS CREDIT UNION IS A COOPERATIVE FINANCIAL INSTITUTION THAT IS OWNED AND CONTROLLED BY ITS MEMBERS, AND OPERATED FOR THE PURPOSE OF PROMOTING THRIFT AND SAVINGS TO ITS MEMBERS. TRAVIS CREDIT UNION DOES NOT HAVE STOCKHOLDERS. | |
| FORM 990, PART VI, SECTION A, LINE 7A | THE GOVERNING BOARD OF TRAVIS CREDIT UNION IS COMPRISED OF VOLUNTEER MEMBERS WHO ARE DIRECTLY ELECTED BY ITS MEMBERS. EACH MEMBER OF THE GOVERNING BOARD SERVES FOR A PERIOD AS PRESCRIBED BY OUR BY-LAWS. | |
| FORM 990, PART VI, SECTION A, LINE 7B | AT THE END OF EACH TERM OF THE BOARD MEMBERS, ELECTIONS ARE HELD AND BOARD MEMBERS ARE VOTED BY THE MEMBERS OF THE CREDIT UNION PURSUANT TO ITS BY-LAWS. MEMBER VOTES ARE ALSO REQUIRED TO RATIFY DECISIONS DEALING WITH REORGANIZATIONS AS IN THE CASE OF MERGER OR DISSOLUTION. | |
| FORM 990, PART VI, SECTION B, LINE 11 | EACH BOARD MEMBER SHALL RECEIVE A COMPLETED DRAFT OF THE FORM 990 FOR REVIEW PRIOR TO FILING EACH YEAR. | |
| ON A MONTHLY BASIS, MEMBERS OF THE BOARD ARE REQUIRED TO DISCLOSE ANY CONFLICTS OF INTEREST OR CONCERNS AND RECUSE THEMSELVES WHEN NECESSARY. | FORM 990, PART VI, SECTION B, LINE 12C | |
| TRAVIS CREDIT UNION PARTICIPATES IN FOUR TO FIVE NATIONAL AND INDUSTRY SPECIFIC SURVEYS TO BENCHMARK BASE SALARY, BONUS AND RETIREMENT BENEFITS FOR ALL KEY EMPLOYEES, SALARIED EMPLOYEES, TO INCLUDE THE CEO, EVP, AND ALL VPS. THESE SURVEYS ARE CONDUCTED AT LEAST ANNUALLY. THE GOVERNING BOARD APPROVES THE CEO'S COMPENSATION PACKAGE AFTER IT HAS BEEN THOROUGHLY REVIEWED AND RECOMMENDED BY THE COMPENSATION COMMITTEE. | FORM 990, PART VI, SECTION B, LINE 15 | |
| THE CONFLICT OF INTEREST POLICY IS INCLUDED IN OUR CORPORATE BYLAWS, OUR GOVERNING DOCUMENTS, WHICH ARE AVAILABLE UPON REQUEST. OUR MONTHLY FINANCIAL STATEMENTS ARE DISPLAYED AT ALL OF OUR BRANCH LOCATIONS AS WELL AS CORPORATE HEADQUARTERS. OUR YEAR END AUDITED FINANCIAL STATEMENTS ARE PRESENTED IN OUR ANNUAL MEETING AND WE FILE OUR CALL REPORTS ON A QUARTERLY BASIS WITH THE NCUA AND DFI. | FORM 990, PART VI, SECTION C, LINE 19 | |
| CHANGES IN NET ASSETS OR FUND BALANCES: | ACCUMULATED UNREALIZED GAIN/LOSS ON AVAILABLE-FOR-SALE SECURITIES 1,422,133. TOTAL TO FORM 990, PART XI, LINE 5: 1,422,133. | FORM 990, PART XI, LINE 5: |
| THE ORGANIZATION HAS NOT CHANGED EITHER ITS OVERSIGHT PROCESS OR SELECTION PROCESS DURING THE TAX YEAR. | FORM 990, PART XII, LINE 2C |
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