568 CARDINAL CREDIT UNION INC: Form 990, tax year 2010
View the entire original 990 at ProPublica ↗
- Organization
- 568 CARDINAL CREDIT UNION INC (EIN 34-0825291)
- Tax period
- 2010-01-01 to 2010-12-31
- Filed
- 2011-08-13
- IRS object ID
- 201132259349300403
- Schema version
- 2010v3.2
- Source
- Download XML · Original 990 at ProPublica
Every field in the e-filed return. Faint text is the IRS element name, for citing.
Return header ReturnHeader
| Field | Value | IRS element (for citing) |
|---|---|---|
| Timestamp | 2011-08-13T09:01:20-05:00 | Timestamp |
| Tax Period End Date | 2010-12-31 | TaxPeriodEndDate |
Preparer Firm PreparerFirm
Preparer Firm Business Name PreparerFirmBusinessName
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | GARY CONDIT CPA | BusinessNameLine1 |
Preparer Firm US Address PreparerFirmUSAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 440 POLARIS PKWY STE 140 | AddressLine1 |
| City | WESTERVILLE | City |
| State | OH | State |
| ZIP Code | 43082 | ZIPCode |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Return Type | 990 | ReturnType |
| Tax Period Begin Date | 2010-01-01 | TaxPeriodBeginDate |
Filer Filer
| Field | Value | IRS element (for citing) |
|---|---|---|
| EIN | 340825291 | EIN |
Name Name
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | CARDINAL COMMUNITY CREDIT UNION | BusinessNameLine1 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Name Control | CARD | NameControl |
| Phone | 4402662200 | Phone |
US Address USAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 8500 WESTPORT DRIVE | AddressLine1 |
| City | MENTOR | City |
| State | OH | State |
| ZIP Code | 44060 | ZIPCode |
Officer Officer
| Field | Value | IRS element (for citing) |
|---|---|---|
| Name | CHRISTINE BLAKE | Name |
| Title | CEO | Title |
| Phone | 4402662200 | Phone |
| Date Signed | 2011-05-03 | DateSigned |
| Authorize Third Party | false | AuthorizeThirdParty |
Preparer Preparer
| Field | Value | IRS element (for citing) |
|---|---|---|
| Name | GARY D CONDIT | Name |
| Phone | 6148912556 | Phone |
| Date Prepared | 2011-08-13 | DatePrepared |
| Self Employed | X | SelfEmployed |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Tax Year | 2010 | TaxYear |
| Build TS | 2016-02-24 21:20:13Z | BuildTS |
Form 990 IRS990
| Field | Value | IRS element (for citing) |
|---|---|---|
| Name Of Principal Officer Person | CHRISTINE BLAKE | NameOfPrincipalOfficerPerson |
Address Principal Officer US AddressPrincipalOfficerUS
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 8500 WESTPORT DRIVE | AddressLine1 |
| City | MENTOR | City |
| State | OH | State |
| ZIP Code | 44060 | ZIPCode |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Gross Receipts | 8421299 | GrossReceipts |
| Group Return For Affiliates | false | GroupReturnForAffiliates |
| Organization501c | X | Organization501c |
| Web Site | WWW.CARDINALCU.COM | WebSite |
| Type Of Organization Corporation | X | TypeOfOrganizationCorporation |
| Year Formation | 1953 | YearFormation |
| State Legal Domicile | OH | StateLegalDomicile |
| Activity Or Mission Description | PROVIDE FINANCIAL SERVICES TO QUALIFIED MEMBERS | ActivityOrMissionDescription |
| Nbr Voting Members Governing Body | 9 | NbrVotingMembersGoverningBody |
| Nbr Independent Voting Members | 9 | NbrIndependentVotingMembers |
| Total Nbr Employees | 64 | TotalNbrEmployees |
| Total Gross UBI | 28490 | TotalGrossUBI |
| Net Unrelated Business Txbl Income | -63034 | NetUnrelatedBusinessTxblIncome |
| Contributions Grants Current Year | 0 | ContributionsGrantsCurrentYear |
| Program Service Revenue Prior Year | 7484971 | ProgramServiceRevenuePriorYear |
| Program Service Revenue CY | 6878721 | ProgramServiceRevenueCY |
| Investment Income Prior Year | 1844036 | InvestmentIncomePriorYear |
| Investment Income Current Year | 1542578 | InvestmentIncomeCurrentYear |
| Other Revenue Prior Year | 351758 | OtherRevenuePriorYear |
| Other Revenue Current Year | 0 | OtherRevenueCurrentYear |
| Total Revenue Prior Year | 9680765 | TotalRevenuePriorYear |
| Total Revenue Current Year | 8421299 | TotalRevenueCurrentYear |
| Grants And Similar Amnts CY | 0 | GrantsAndSimilarAmntsCY |
| Benefits Paid To Members CY | 0 | BenefitsPaidToMembersCY |
| Salaries Etc Prior Year | 2873076 | SalariesEtcPriorYear |
| Salaries Etc Current Year | 2833294 | SalariesEtcCurrentYear |
| Total Prof Fundrsng Exp CY | 0 | TotalProfFundrsngExpCY |
| Total Fundrsng Exp Current Year | 0 | TotalFundrsngExpCurrentYear |
| Other Expense Prior Year | 5800095 | OtherExpensePriorYear |
| Other Expenses Current Year | 4695093 | OtherExpensesCurrentYear |
| Total Expenses Prior Year | 8673171 | TotalExpensesPriorYear |
| Total Expenses Current Year | 7528387 | TotalExpensesCurrentYear |
| Revenues Less Expenses Prior Year | 1007594 | RevenuesLessExpensesPriorYear |
| Revenues Less Expenses CY | 892912 | RevenuesLessExpensesCY |
| Total Assets BOY | 160752372 | TotalAssetsBOY |
| Total Assets EOY | 153678259 | TotalAssetsEOY |
| Total Liabilities BOY | 145568570 | TotalLiabilitiesBOY |
| Total Liabilities EOY | 137591615 | TotalLiabilitiesEOY |
| Net Assets Or Fund Balances BOY | 15183802 | NetAssetsOrFundBalancesBOY |
| Net Assets Or Fund Balances EOY | 16086644 | NetAssetsOrFundBalancesEOY |
| Info In Schedule O Part III | X | InfoInScheduleOPartIII |
| Mission Description | PROVIDE FINANCIAL SERVICES TO QUALIFIED MEMBERS | MissionDescription |
| Significant New Program Services | false | SignificantNewProgramServices |
| Significant Change | false | SignificantChange |
| Description | PROVIDE FINANCIAL SERVICES TO MEMBERSHIP | Description |
Activity Other ActivityOther
| Field | Value | IRS element (for citing) |
|---|---|---|
| Description | PROVIDE FINANCIAL SERVICES TO MEMBERSHIP | Description |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Described In501 C3 | false | DescribedIn501C3 |
| Schedule B Required | false | ScheduleBRequired |
| Political Activities | false | PoliticalActivities |
| Subject To Proxy Tax | false | SubjectToProxyTax |
| Donor Advised Funds | false | DonorAdvisedFunds |
| Conservation Easements | false | ConservationEasements |
| Collections Of Art | false | CollectionsOfArt |
| Credit Counseling | true | CreditCounseling |
| Term Or Permanent Endowments | false | TermOrPermanentEndowments |
| Report Land Bldg Equip | true | ReportLandBldgEquip |
| Report Invest Oth Securities | true | ReportInvestOthSecurities |
| Report Prog Rel Invest | false | ReportProgRelInvest |
| Report Other Assets | false | ReportOtherAssets |
| Report Other Liabilities | true | ReportOtherLiabilities |
| Report Fin48 Footnote | false | ReportFin48Footnote |
| Independent Audit Financial Stmt | true | IndependentAuditFinancialStmt |
| Consolidated Audit Financial Stmt | false | ConsolidatedAuditFinancialStmt |
| School | false | School |
| Foreign Office | false | ForeignOffice |
| Foreign Activities | false | ForeignActivities |
| More Than5000 K To Organizations | false | MoreThan5000KToOrganizations |
| More Than5000 K To Individuals | false | MoreThan5000KToIndividuals |
| Professional Fundraising | false | ProfessionalFundraising |
| Fundraising Activities | false | FundraisingActivities |
| Gaming | false | Gaming |
| Hospital | false | Hospital |
| Grants To Organizations | false | GrantsToOrganizations |
| Grants To Individuals | false | GrantsToIndividuals |
| Schedule J Required | true | ScheduleJRequired |
| Tax Exempt Bonds | false | TaxExemptBonds |
| Loan To Officer Or DQP | true | LoanToOfficerOrDQP |
| Grant To Related Person | false | GrantToRelatedPerson |
| Bsnss Rltnshp With Organization | true | BsnssRltnshpWithOrganization |
| Bsnss Rltnshp Thru Family Member | false | BsnssRltnshpThruFamilyMember |
| Officer Entity With Bsnss Rltnshp | false | OfficerEntityWithBsnssRltnshp |
| Deductible Non Cash Contributions | false | DeductibleNonCashContributions |
| Deductible Contributions Of Art | false | DeductibleContributionsOfArt |
| Terminated | false | Terminated |
| Partial Liquidation | false | PartialLiquidation |
| Disregarded Entity | false | DisregardedEntity |
| Related Entity | false | RelatedEntity |
| Related Org Controlled Entity | false | RelatedOrgControlledEntity |
| Transaction Related Entity | false | TransactionRelatedEntity |
| Activities Conducted Partnership | false | ActivitiesConductedPartnership |
| Schedule O Required | true | ScheduleORequired |
| Number Forms Transmitted With1096 | 6382 | NumberFormsTransmittedWith1096 |
| Number W2 G Included | 0 | NumberW2GIncluded |
| Compliance With Backup Witholding | true | ComplianceWithBackupWitholding |
| Number Of Employees | 64 | NumberOfEmployees |
| Employment Tax Returns Filed | true | EmploymentTaxReturnsFiled |
| Unrelated Business Income | true | UnrelatedBusinessIncome |
| Form990-T Filed | true | Form990-TFiled |
| Foreign Financial Account | false | ForeignFinancialAccount |
| Prohibited Tax Shelter Trans | false | ProhibitedTaxShelterTrans |
| Taxable Party Notification | false | TaxablePartyNotification |
| Non Deductible Contributions | false | NonDeductibleContributions |
| Indoor Tanning Services | false | IndoorTanningServices |
| Info In Schedule O Part VI | X | InfoInScheduleOPartVI |
| Nbr Voting Governing Body Members | 9 | NbrVotingGoverningBodyMembers |
| Number Independent Voting Members | 9 | NumberIndependentVotingMembers |
| Family Or Business Relationship | false | FamilyOrBusinessRelationship |
| Delegation Of Management Duties | false | DelegationOfManagementDuties |
| Changes To Organizing Docs | false | ChangesToOrganizingDocs |
| Material Diversion Or Misuse | false | MaterialDiversionOrMisuse |
| Members Or Stockholders | true | MembersOrStockholders |
| Election Of Board Members | true | ElectionOfBoardMembers |
| Decisions Subject To Approval | true | DecisionsSubjectToApproval |
| Minutes Of Governing Body | true | MinutesOfGoverningBody |
| Minutes Of Committees | true | MinutesOfCommittees |
| Officer Mailing Address | false | OfficerMailingAddress |
| Local Chapters | true | LocalChapters |
| Policies Reference Chapters | true | PoliciesReferenceChapters |
| Form990 Provided To Governing Body | true | Form990ProvidedToGoverningBody |
| Conflict Of Interest Policy | true | ConflictOfInterestPolicy |
| Annual Disclosure Covered Persons | true | AnnualDisclosureCoveredPersons |
| Regular Monitoring Enforcement | true | RegularMonitoringEnforcement |
| Whistleblower Policy | true | WhistleblowerPolicy |
| Document Retention Policy | true | DocumentRetentionPolicy |
| Compensation Process CEO | true | CompensationProcessCEO |
| Compensation Process Other | true | CompensationProcessOther |
| Investment In Joint Venture | false | InvestmentInJointVenture |
| Upon Request | X | UponRequest |
The Books Are In Care Of TheBooksAreInCareOf
| Field | Value | IRS element (for citing) |
|---|---|---|
| Name Person | APRIL MCLEOD | NamePerson |
| Telephone Number | 4402662200 | TelephoneNumber |
Address US AddressUS
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 8500 WESTPORT DRIVE | AddressLine1 |
| City | MENTOR | City |
| State | OH | State |
| ZIP Code | 44060 | ZIPCode |
Form990 Part VII Section A Form990PartVIISectionA (12 entries)
| TitleTitle | Average Hours Per WeekAverageHoursPerWeek | Individual Trustee Or DirectorIndividualTrusteeOrDirector | Reportable Comp From OrganizationReportableCompFromOrganization | Reportable Comp From Related OrgsReportableCompFromRelatedOrgs | Other CompensationOtherCompensation | OfficerOfficer | FormerFormer |
|---|---|---|---|---|---|---|---|
| JAMES GRAY | |||||||
| CHAIRMAN | 1.00 | X | 0 | 0 | 0 | ||
| JOANNE IOCCA | |||||||
| DIRECTOR | 1.00 | X | 0 | 0 | 0 | ||
| MICHELLE MASKOL | |||||||
| DIRECTOR | 1.00 | X | 0 | 0 | 0 | ||
| RANDY MEARS | |||||||
| SECRETARY | 1.00 | X | 0 | 0 | 0 | ||
| JAMES METZ | |||||||
| TREASURER | 1.00 | X | 0 | 0 | 0 | ||
| KATHLEEN O'CONNELL-BURTON | |||||||
| DIRECTOR | 1.00 | X | 0 | 0 | 0 | ||
| WILLIAM PATRICK JR | |||||||
| VICE CHAIRMA | 1.00 | X | 0 | 0 | 0 | ||
| RICK LAYTON | |||||||
| DIRECTOR | 1.00 | X | 0 | 0 | 0 | ||
| ROBERT DRAGOLIC | |||||||
| DIRECTOR | 1.00 | X | 0 | 0 | 0 | ||
| APRIL MCLEOD | |||||||
| VP AND INTER | 40.00 | 102415 | 0 | 0 | X | ||
| CHRISTINE BLAKE | |||||||
| CEO | 40.00 | 73879 | 0 | 0 | X | ||
| JAMES HARTMAN | |||||||
| FORMER CEO | 40.00 | 38763 | 0 | 0 | X | ||
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Reportable Comp From Org | 215057 | TotalReportableCompFromOrg |
| Number Individuals GT100 K | 1 | NumberIndividualsGT100K |
| Formers Listed | true | FormersListed |
| Total Comp GT150 K | false | TotalCompGT150K |
| Compensation From Other Sources | false | CompensationFromOtherSources |
Contractor Compensation ContractorCompensation (4 entries)
| Address Line1AddressOfContractor/AddressUS/AddressLine1 | CityAddressOfContractor/AddressUS/City | StateAddressOfContractor/AddressUS/State | ZIP CodeAddressOfContractor/AddressUS/ZIPCode | Description Of ServicesDescriptionOfServices | CompensationCompensation |
|---|---|---|---|---|---|
| AMERICAN SHARE INSURANCE | |||||
| 5656 FRANTZ RD | DUBLIN | OH | 43017 | SHARE INSURANCE | 495709 |
| ANTHEM BLE CROSS BLUE SHIELD | |||||
| PO BOX 105673 | ATLANTA | GA | 303485673 | MED INSURANCE | 360381 |
| FISERV EFT | |||||
| 75 REMITTANCE DRIVE | CHICAGO | IL | 60675 | DEBIT PROCESSIN | 232049 |
| FISERVE | |||||
| 75 REMITTANCE DRIVE | CHICAGO | IL | 60675 | DATA PROCESSING | 219293 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Number Of Contractors GT100 K | 4 | NumberOfContractorsGT100K |
Program Service Revenue ProgramServiceRevenue (5 entries)
| DescriptionDescription | Total Revenue ColumnTotalRevenueColumn | Related Or Exempt Function IncomeRelatedOrExemptFunctionIncome | Business CodeBusinessCode | Unrelated Business RevenueUnrelatedBusinessRevenue |
|---|---|---|---|---|
| INTEREST ON LOANS | 4969699 | 4969699 | ||
| FEE INCOME | 1765969 | 1765969 | ||
| GAIN ON SALE OF ASSETS | 143053 | 143053 | ||
| FEES AND COMMISSION - TAXABLE | 28490 | 522100 | 28490 | |
| LESS TAXABLE INCOME | -28490 | -28490 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Program Service Revenue | 6878721 | TotalProgramServiceRevenue |
Investment Income InvestmentIncome
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | 1542578 | TotalRevenueColumn |
| Related Or Exempt Function Income | 1542578 | RelatedOrExemptFunctionIncome |
Total Revenue TotalRevenue
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | 8421299 | TotalRevenueColumn |
| Related Or Exempt Function Income | 8392809 | RelatedOrExemptFunctionIncome |
| Unrelated Business Revenue | 28490 | UnrelatedBusinessRevenue |
Other Salaries And Wages OtherSalariesAndWages
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 2833294 | Total |
| Program Services | 2833294 | ProgramServices |
Advertising Advertising
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 296594 | Total |
| Program Services | 296594 | ProgramServices |
Office Expenses OfficeExpenses
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 1425109 | Total |
| Program Services | 1425109 | ProgramServices |
Occupancy Occupancy
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 353089 | Total |
| Program Services | 353089 | ProgramServices |
Travel Travel
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 85594 | Total |
| Program Services | 85594 | ProgramServices |
Interest Interest
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 1486201 | Total |
| Program Services | 1486201 | ProgramServices |
Insurance Insurance
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 290473 | Total |
| Program Services | 290473 | ProgramServices |
Other Expenses OtherExpenses (3 entries)
| DescriptionDescription | TotalTotal | Program ServicesProgramServices |
|---|---|---|
| PROVISION FOR LOAN LOSS | 460246 | 460246 |
| MISC OPERATING EXPENSES | 163661 | 163661 |
| PROFESSIONAL | 134126 | 134126 |
Total Functional Expenses TotalFunctionalExpenses
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 7528387 | Total |
| Program Services | 7528387 | ProgramServices |
| Management And General | 0 | ManagementAndGeneral |
| Fundraising | 0 | Fundraising |
Cash Non Interest Bearing CashNonInterestBearing
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 10726218 | BOY |
| EOY | 6245143 | EOY |
Receivables From Officers Etc ReceivablesFromOfficersEtc
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 872086 | BOY |
| EOY | 406334 | EOY |
Other Notes Loans Receivable Net OtherNotesLoansReceivableNet
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 84159869 | BOY |
| EOY | 76023378 | EOY |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Land Buildings Equipment Basis | 8553869 | LandBuildingsEquipmentBasis |
| Land Bldg Equipment Accum Deprec | 2523106 | LandBldgEquipmentAccumDeprec |
Land Buildings Equipment Basis Net LandBuildingsEquipmentBasisNet
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 6320546 | BOY |
| EOY | 6030763 | EOY |
Investments Pub Traded Securities InvestmentsPubTradedSecurities
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 19533742 | BOY |
| EOY | 20535311 | EOY |
Investments Other Securities InvestmentsOtherSecurities
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 35995075 | BOY |
| EOY | 40915040 | EOY |
Other Assets Total OtherAssetsTotal
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 3144836 | BOY |
| EOY | 3522290 | EOY |
Total Assets TotalAssets
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 160752372 | BOY |
| EOY | 153678259 | EOY |
Escrow Account Liability EscrowAccountLiability
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 380772 | BOY |
| EOY | 506547 | EOY |
Other Liabilities OtherLiabilities
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 145187798 | BOY |
| EOY | 137085068 | EOY |
Total Liabilities TotalLiabilities
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 145568570 | BOY |
| EOY | 137591615 | EOY |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Do Not Follow SFAS117 | X | DoNotFollowSFAS117 |
Retained Earnings Endowment Etc RetainedEarningsEndowmentEtc
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 15183802 | BOY |
| EOY | 16086644 | EOY |
Total Net Assets Fund Balances TotalNetAssetsFundBalances
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 15183802 | BOY |
| EOY | 16086644 | EOY |
Total Liab Net Assets Fund Balances TotalLiabNetAssetsFundBalances
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 160752372 | BOY |
| EOY | 153678259 | EOY |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Reconcilation Revenue Expenses | 892912 | ReconcilationRevenueExpenses |
| Reconcilation Other Changes | 9930 | ReconcilationOtherChanges |
| Method Of Accounting Accrual | X | MethodOfAccountingAccrual |
| Accountant Compile Or Review | false | AccountantCompileOrReview |
| FS Audited | true | FSAudited |
| Audit Committee | true | AuditCommittee |
Schedule D IRS990ScheduleD
| Field | Value | IRS element (for citing) |
|---|---|---|
| Disclosed Orgs Legal Control | false | DisclosedOrgsLegalControl |
| Disclosed For Charitable Purposes | false | DisclosedForCharitablePurposes |
| Written Policy Monitoring | false | WrittenPolicyMonitoring |
| Sect170h Requirements Satisfied | false | Sect170hRequirementsSatisfied |
| Solicited Assets For Sale | false | SolicitedAssetsForSale |
| Agent Trustee Etc | false | AgentTrusteeEtc |
| Included On FS | true | IncludedOnFS |
| Endowments Held By Unrelated Orgs | false | EndowmentsHeldByUnrelatedOrgs |
| Endowments Held By Related Orgs | false | EndowmentsHeldByRelatedOrgs |
| Are Related Orgs Listed Schedule R | false | AreRelatedOrgsListedScheduleR |
Land Land
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Cost Or Other Basis | 1162153 | OtherCostOrOtherBasis |
| Book Value | 1162153 | BookValue |
Other Land Buildings OtherLandBuildings
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Cost Or Other Basis | 7391716 | OtherCostOrOtherBasis |
| Depreciation | 2523106 | Depreciation |
| Book Value | 4868610 | BookValue |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Of Book Value Land Buildings | 6030763 | TotalOfBookValueLandBuildings |
Other Securities OtherSecurities (2 entries)
| DescriptionDescription | Book ValueBookValue | Method Of ValuationMethodOfValuation |
|---|---|---|
| NON SFAS 115 | 39615040 | C |
| CORPORATE CREDIT UNION DEPOSITS | 1300000 | C |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Of Book Value Securities | 40915040 | TotalOfBookValueSecurities |
Other Liabilities OtherLiabilities (4 entries)
| DescriptionDescription | AmountAmount |
|---|---|
| MEMBER DEPOSITS | $136,201,991 |
| ACCOUNTS PAYABLE AND ACCRUED EXPENSE | $1,362,507 |
| ACCRUED DIVIDENDS AND INTEREST | $27,117 |
| LESS: ESCROW ACCOUNT | -$506,547 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Of Amounts | 137085068 | TotalOfAmounts |
| Total Revenue | 8421299 | TotalRevenue |
| Total Expenses | 7528387 | TotalExpenses |
| Excess Or Deficit For Year | 892912 | ExcessOrDeficitForYear |
| Excess Or Deficit Per FS | 892912 | ExcessOrDeficitPerFS |
| Tot Revenue Etc Audited Fincl Stmt | 8421299 | TotRevenueEtcAuditedFinclStmt |
| Revenue Subtotal | 8421299 | RevenueSubtotal |
| Total Revenue Per Form990 | 8421299 | TotalRevenuePerForm990 |
| Tot Expenses Etc Audited Fincl Stmt | 7528387 | TotExpensesEtcAuditedFinclStmt |
| Expenses Subtotal | 7528387 | ExpensesSubtotal |
| Total Expenses Per Form990 | 7528387 | TotalExpensesPerForm990 |
Form990 Schedule D Part XIV Form990ScheduleDPartXIV
| Field | Value | IRS element (for citing) |
|---|---|---|
| Identifier | ESCROW LIABILITY ARRANGEMENT EXPLANATION | Identifier |
| Return Reference | SCHEDULE D, PAGE 2, PART IV, LINE 2B | ReturnReference |
| Explanation | MORTGAGE LOAN ESCROW FOR INSURANCE AND TAXES | Explanation |
Schedule J IRS990ScheduleJ
| Field | Value | IRS element (for citing) |
|---|---|---|
| Compensation Committee | X | CompensationCommittee |
| Compensation Survey | X | CompensationSurvey |
| Board Or Committee Approval | X | BoardOrCommitteeApproval |
| Severance Payment | false | SeverancePayment |
| Supplemental Nonqual Retire Plan | false | SupplementalNonqualRetirePlan |
| Equity Based Comp Arrangement | false | EquityBasedCompArrangement |
Form990 Schedule J Part II Form990ScheduleJPartII
| Field | Value | IRS element (for citing) |
|---|---|---|
| Name Person | JAMES HARTMAN | NamePerson |
| Base Compensation Filing Org | 38763 | BaseCompensationFilingOrg |
| Total Compensation Filing Org | 38763 | TotalCompensationFilingOrg |
Schedule L IRS990ScheduleL
DQP Table DQPTable
| Field | Value | IRS element (for citing) |
|---|---|---|
| Name Person | CHRISTINE BLAKE | NamePerson |
| Description Of Transaction | FORMER DIRECTOR | DescriptionOfTransaction |
| Transaction Corrected | true | TransactionCorrected |
Loan Table LoanTable (8 entries)
| Purpose Of LoanPurposeOfLoan | Loan From OrganizationLoanFromOrganization | Original PrincipalOriginalPrincipalAmount | Balance DueBalanceDue | DefaultDefault | Approved By BoardApprovedByBoard | Written AgreementWrittenAgreement |
|---|---|---|---|---|---|---|
| DENISE CHESNIC | ||||||
| STANDARD CONSUMER LOAN | X | $143,114 | 151271 | false | true | true |
| RENEE MULLEN | ||||||
| STANDARD CONSUMER LOAN | X | $146,371 | 139848 | false | true | true |
| RICK LAYTON | ||||||
| STANDARD CONSUMER LENDING | X | 41044 | false | true | true | |
| RANDY MEARS | ||||||
| STANDARD CONSUMER LOAN | X | $21,668 | 18263 | false | true | true |
| SANDY HAMO | ||||||
| STANDARD CONSUMER LOAN | X | 16450 | false | true | true | |
| WILLIAM PATRICK JR | ||||||
| STANDARD CONSUMER LOAN | X | $14,298 | 16150 | false | true | true |
| JAMES GRAY | ||||||
| STANDARD CONSUMER LOAN | X | $17,005 | 16118 | false | true | true |
| MICHELLE MASKOL | ||||||
| STANDARD CONSUMER LOAN | X | $17,249 | 7190 | false | true | true |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Balance Due | 406334 | TotalBalanceDue |
Schedule O IRS990ScheduleO
General Explanation GeneralExplanation (10 entries)
| IdentifierIdentifier | Return ReferenceReturnReference | ExplanationExplanation |
|---|---|---|
| EXPLANATION ON VOLUNTEERS AND TYPES OF SERVICES OR BENEFITS | FORM 990, PAGE 1, PART I, LINE 6 | BOARD SERVICES |
| ALL OTHER ACHIEVEMENTS DESCRIPTION | FORM 990, PAGE 2, PART III, LINE 4D | PROVIDE FINANCIAL SERVICES TO MEMBERSHIP |
| CLASSES OF MEMBERS OR STOCKHOLDERS | FORM 990, PAGE 6, PART VI, LINE 6 | MEMBERSHIP REQUIRED THROUGH SELECT GROUP QUALIFICATIONS |
| ELECTION OF MEMBERS AND THEIR RIGHTS | FORM 990, PAGE 6, PART VI, LINE 7A | BOARD OF DIRECTORS IS ELECTED BY MEMBERSHIP |
| DECISIONS SUBJECT TO APPROVAL OF MEMBERS | FORM 990, PAGE 6, PART VI, LINE 7B | CERTAIN TRANSACTIONS AND CHANGES TO THE CODE OF REGULATIONS ARE SUBJECT TO MEMBER APPROVAL |
| ORGANIZATION'S PROCESS USED TO REVIEW FORM 990 | FORM 990, PAGE 6, PART VI, LINE 11B | FORMS ARE REVIEWED BY THE CEO, THE BOARD AND CFO OF THE FINANCIAL INSTITUTION. THE FORM WILL BE PROVIDED TO THE BOARD VIA E-MAIL. |
| ENFORCEMENT OF CONFLICTS POLICY | FORM 990, PAGE 6, PART VI, LINE 12C | REQUIRES ANNUAL SIGNING OF CONFLICT AGREEMENT BY DIRECTORS |
| COMPENSATION PROCESS FOR TOP OFFICIAL | FORM 990, PAGE 6, PART VI, LINE 15A | REVIEWED BY EXECUTIVE COMMITTEE |
| COMPENSATION PROCESS FOR OFFICERS | FORM 990, PAGE 6, PART VI, LINE 15B | USE COMPARATIVE MARKET DATA AVAILABLE FROM THIRD PARTY SOURCES |
| GOVERNING DOCUMENTS DISCLOSURE EXPLANATION | FORM 990, PAGE 6, PART VI, LINE 19 | FINANCIAL STATEMENTS POSTED PUBLICALLY, OTHER DOCUMENTS MAY BE PRODUCED UPON REQUEST. |
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