ILLINOIS COMMUNITY CREDIT UNION: Form 990, tax year 2010

View the entire original 990 at ProPublica ↗

Organization: ILLINOIS COMMUNITY CREDIT UNION (EIN 36-1848945)
Tax period: 2010-01-01 to 2010-12-31
Filed: 2011-04-26
IRS object ID: 201131179349300508
Schema version: 2010v3.2
Source: Download XML · Original 990 at ProPublica

Every field in the e-filed return. Faint text is the IRS element name, for citing.

Return header
Form 990
Schedule C
Schedule D
Schedule J
Schedule L
Schedule O

Return header ReturnHeader

Field	Value	IRS element (for citing)
Timestamp	2011-04-26T15:33:15-07:00	Timestamp
Tax Period End Date	2010-12-31	TaxPeriodEndDate
Return Type	990	ReturnType
Tax Period Begin Date	2010-01-01	TaxPeriodBeginDate

Filer Filer

Field	Value	IRS element (for citing)
EIN	361848945	EIN

Name Name

Field	Value	IRS element (for citing)
Business Name Line1	ILLINOIS COMMUNITY CREDIT UNION	BusinessNameLine1

Field	Value	IRS element (for citing)
Name Control	ILLI	NameControl
Phone	8158954541	Phone

US Address USAddress

Field	Value	IRS element (for citing)
Address Line1	508 W State St	AddressLine1
City	Sycamore	City
State	IL	State
ZIP Code	60178	ZIPCode

Officer Officer

Field	Value	IRS element (for citing)
Name	Chuck Battaglia	Name
Title	Executive Vice President	Title
Phone	8159912980	Phone
Date Signed	2011-04-26	DateSigned

Field	Value	IRS element (for citing)
Tax Year	2010	TaxYear
Build TS	2016-02-24 21:20:13Z	BuildTS

Form 990 IRS990

Field	Value	IRS element (for citing)
Name Of Principal Officer Person	Robert Schroeder	NameOfPrincipalOfficerPerson

Address Principal Officer US AddressPrincipalOfficerUS

Field	Value	IRS element (for citing)
Address Line1	508 W State St	AddressLine1
City	Sycamore	City
State	IL	State
ZIP Code	60178	ZIPCode

Field	Value	IRS element (for citing)
Gross Receipts	5344354	GrossReceipts
Group Return For Affiliates	0	GroupReturnForAffiliates
Organization501c	X	Organization501c
Web Site	www.ilcomcu.org	WebSite
Type Of Organization Other	X	TypeOfOrganizationOther
Type Of Org Other Description	Cooperative	TypeOfOrgOtherDescription
Year Formation	1935	YearFormation
State Legal Domicile	IL	StateLegalDomicile
Activity Or Mission Description	Illinois Community Credit Union is a member owned financial institution, dedicated to providing quality products and services that meet the needs of our members and the communities we serve.	ActivityOrMissionDescription
Nbr Voting Members Governing Body	9	NbrVotingMembersGoverningBody
Nbr Independent Voting Members	8	NbrIndependentVotingMembers
Total Nbr Employees	43	TotalNbrEmployees
Total Nbr Volunteers	11	TotalNbrVolunteers
Total Gross UBI	0	TotalGrossUBI
Net Unrelated Business Txbl Income	0	NetUnrelatedBusinessTxblIncome
Contributions Grants Prior Year	0	ContributionsGrantsPriorYear
Contributions Grants Current Year	0	ContributionsGrantsCurrentYear
Program Service Revenue Prior Year	4772087	ProgramServiceRevenuePriorYear
Program Service Revenue CY	5104427	ProgramServiceRevenueCY
Investment Income Prior Year	248714	InvestmentIncomePriorYear
Investment Income Current Year	0	InvestmentIncomeCurrentYear
Other Revenue Prior Year	93846	OtherRevenuePriorYear
Other Revenue Current Year	239927	OtherRevenueCurrentYear
Total Revenue Prior Year	5114647	TotalRevenuePriorYear
Total Revenue Current Year	5344354	TotalRevenueCurrentYear
Grants And Similar Amnts Prior Year	0	GrantsAndSimilarAmntsPriorYear
Grants And Similar Amnts CY	0	GrantsAndSimilarAmntsCY
Benefits Paid To Members Prior Year	0	BenefitsPaidToMembersPriorYear
Benefits Paid To Members CY	0	BenefitsPaidToMembersCY
Salaries Etc Prior Year	1484119	SalariesEtcPriorYear
Salaries Etc Current Year	1525496	SalariesEtcCurrentYear
Total Prof Fundrsng Exp Prior Year	0	TotalProfFundrsngExpPriorYear
Total Prof Fundrsng Exp CY	0	TotalProfFundrsngExpCY
Total Fundrsng Exp Current Year	0	TotalFundrsngExpCurrentYear
Other Expense Prior Year	3322624	OtherExpensePriorYear
Other Expenses Current Year	3178351	OtherExpensesCurrentYear
Total Expenses Prior Year	4806743	TotalExpensesPriorYear
Total Expenses Current Year	4703847	TotalExpensesCurrentYear
Revenues Less Expenses Prior Year	307904	RevenuesLessExpensesPriorYear
Revenues Less Expenses CY	640507	RevenuesLessExpensesCY
Total Assets BOY	64361301	TotalAssetsBOY
Total Assets EOY	70237348	TotalAssetsEOY
Total Liabilities BOY	57989806	TotalLiabilitiesBOY
Total Liabilities EOY	63225346	TotalLiabilitiesEOY
Net Assets Or Fund Balances BOY	6371495	NetAssetsOrFundBalancesBOY
Net Assets Or Fund Balances EOY	7012002	NetAssetsOrFundBalancesEOY
Mission Description	Illinois Community Credit Union is a member owned financial institution, dedicated to providing quality products and services that meet the needs of our members and the communities we serve.	MissionDescription
Significant New Program Services	0	SignificantNewProgramServices
Significant Change	0	SignificantChange
Expense	0	Expense
Grants	0	Grants
Revenue	0	Revenue
Description	Received deposits on savings from 10072 members	Description

Activity2 Activity2

Field	Value	IRS element (for citing)
Expense	0	Expense
Grants	0	Grants
Revenue	0	Revenue
Description	Provided consumer loans to 5169 members	Description

Activity3 Activity3

Field	Value	IRS element (for citing)
Expense	0	Expense
Grants	0	Grants
Revenue	0	Revenue
Description	Issued checking accounts to 4129 members	Description

Field	Value	IRS element (for citing)
Total Of Other Program Service Exp	0	TotalOfOtherProgramServiceExp
Total Of Other Program Service Grnt	0	TotalOfOtherProgramServiceGrnt
Total Of Other Program Service Rev	0	TotalOfOtherProgramServiceRev
Total Program Service Expense	0	TotalProgramServiceExpense
Described In501 C3	0	DescribedIn501C3
Schedule B Required	0	ScheduleBRequired
Political Activities	1	PoliticalActivities
Donor Advised Funds	0	DonorAdvisedFunds
Conservation Easements	0	ConservationEasements
Collections Of Art	0	CollectionsOfArt
Credit Counseling	0	CreditCounseling
Term Or Permanent Endowments	0	TermOrPermanentEndowments
Report Land Bldg Equip	1	ReportLandBldgEquip
Report Invest Oth Securities	1	ReportInvestOthSecurities
Report Prog Rel Invest	0	ReportProgRelInvest
Report Other Assets	1	ReportOtherAssets
Report Other Liabilities	1	ReportOtherLiabilities
Report Fin48 Footnote	0	ReportFin48Footnote
Independent Audit Financial Stmt	0	IndependentAuditFinancialStmt
Consolidated Audit Financial Stmt	0	ConsolidatedAuditFinancialStmt
School	0	School
Foreign Office	0	ForeignOffice
Foreign Activities	0	ForeignActivities
More Than5000 K To Organizations	0	MoreThan5000KToOrganizations
More Than5000 K To Individuals	0	MoreThan5000KToIndividuals
Professional Fundraising	0	ProfessionalFundraising
Fundraising Activities	0	FundraisingActivities
Gaming	0	Gaming
Hospital	0	Hospital
Grants To Organizations	0	GrantsToOrganizations
Grants To Individuals	0	GrantsToIndividuals
Schedule J Required	1	ScheduleJRequired
Tax Exempt Bonds	0	TaxExemptBonds
Loan To Officer Or DQP	1	LoanToOfficerOrDQP
Grant To Related Person	0	GrantToRelatedPerson
Bsnss Rltnshp With Organization	0	BsnssRltnshpWithOrganization
Bsnss Rltnshp Thru Family Member	0	BsnssRltnshpThruFamilyMember
Officer Entity With Bsnss Rltnshp	0	OfficerEntityWithBsnssRltnshp
Deductible Non Cash Contributions	0	DeductibleNonCashContributions
Deductible Contributions Of Art	0	DeductibleContributionsOfArt
Terminated	0	Terminated
Partial Liquidation	0	PartialLiquidation
Disregarded Entity	0	DisregardedEntity
Related Entity	0	RelatedEntity
Related Org Controlled Entity	0	RelatedOrgControlledEntity
Transaction Related Entity	0	TransactionRelatedEntity
Activities Conducted Partnership	0	ActivitiesConductedPartnership
Schedule O Required	1	ScheduleORequired
Number Forms Transmitted With1096	2692	NumberFormsTransmittedWith1096
Number W2 G Included	0	NumberW2GIncluded
Compliance With Backup Witholding	1	ComplianceWithBackupWitholding
Number Of Employees	43	NumberOfEmployees
Employment Tax Returns Filed	1	EmploymentTaxReturnsFiled
Unrelated Business Income	0	UnrelatedBusinessIncome
Foreign Financial Account	0	ForeignFinancialAccount
Prohibited Tax Shelter Trans	0	ProhibitedTaxShelterTrans
Taxable Party Notification	0	TaxablePartyNotification
Non Deductible Contributions	0	NonDeductibleContributions
Indoor Tanning Services	0	IndoorTanningServices
Info In Schedule O Part VI	X	InfoInScheduleOPartVI
Nbr Voting Governing Body Members	9	NbrVotingGoverningBodyMembers
Number Independent Voting Members	8	NumberIndependentVotingMembers
Family Or Business Relationship	0	FamilyOrBusinessRelationship
Delegation Of Management Duties	0	DelegationOfManagementDuties
Changes To Organizing Docs	0	ChangesToOrganizingDocs
Material Diversion Or Misuse	0	MaterialDiversionOrMisuse
Members Or Stockholders	1	MembersOrStockholders
Election Of Board Members	1	ElectionOfBoardMembers
Decisions Subject To Approval	1	DecisionsSubjectToApproval
Minutes Of Governing Body	1	MinutesOfGoverningBody
Minutes Of Committees	1	MinutesOfCommittees
Officer Mailing Address	0	OfficerMailingAddress
Local Chapters	0	LocalChapters
Form990 Provided To Governing Body	0	Form990ProvidedToGoverningBody
Conflict Of Interest Policy	1	ConflictOfInterestPolicy
Annual Disclosure Covered Persons	0	AnnualDisclosureCoveredPersons
Regular Monitoring Enforcement	0	RegularMonitoringEnforcement
Whistleblower Policy	0	WhistleblowerPolicy
Document Retention Policy	1	DocumentRetentionPolicy
Compensation Process CEO	1	CompensationProcessCEO
Compensation Process Other	1	CompensationProcessOther
Investment In Joint Venture	0	InvestmentInJointVenture
Upon Request	X	UponRequest

The Books Are In Care Of TheBooksAreInCareOf

Field	Value	IRS element (for citing)
Name Person	Robert Schroeder	NamePerson
Telephone Number	8158954541	TelephoneNumber

Address US AddressUS

Field	Value	IRS element (for citing)
Address Line1	508 W State St	AddressLine1
City	Sycamore	City
State	IL	State
ZIP Code	60178	ZIPCode

Form990 Part VII Section A Form990PartVIISectionA (12 entries)

TitleTitle	Average Hours Per WeekAverageHoursPerWeek	Individual Trustee Or DirectorIndividualTrusteeOrDirector	OfficerOfficer	Key EmployeeKeyEmployee	Highest Compensated EmployeeHighestCompensatedEmployee	Reportable Comp From OrganizationReportableCompFromOrganization	Reportable Comp From Related OrgsReportableCompFromRelatedOrgs	Other CompensationOtherCompensation
Robert Schroeder
President/CEO/Treasurer	40	X	X	X	X	171006	0	40000
Marlin Chaplin
Director	2	X				0	0	0
Douglas Lindgren
Chairman	2	X				0	0	0
David Thurwanger
Secretary	2	X				0	0	0
Thomas Brotcke
Director	2	X				0	0	0
Richard Ott
Director	2	X				0	0	0
Steve Elsik
Director	2	X				0	0	0
Richard Wells
Vice Chairman	2	X				0	0	0
Janet Goehst
Director	2	X				0	0	0
Charles Battaglia
Executive Vice President	40		X			92886	0	14000
Starr Peterson
Vice President	40		X			72221	0	11000
Lynette Lopez
Vice President	40		X			70764	0	11000

Field	Value	IRS element (for citing)
Total Reportable Comp From Org	406877	TotalReportableCompFromOrg
Total Reportable Comp Frm Rltd Orgs	0	TotalReportableCompFrmRltdOrgs
Total Other Compensation	76000	TotalOtherCompensation
Number Individuals GT100 K	2	NumberIndividualsGT100K
Formers Listed	0	FormersListed
Total Comp GT150 K	1	TotalCompGT150K
Compensation From Other Sources	0	CompensationFromOtherSources
Number Of Contractors GT100 K	0	NumberOfContractorsGT100K
Total Contributions	0	TotalContributions

Program Service Revenue ProgramServiceRevenue (5 entries)

DescriptionDescription	Business CodeBusinessCode	Total Revenue ColumnTotalRevenueColumn	Related Or Exempt Function IncomeRelatedOrExemptFunctionIncome	ExclusionExclusionAmount
Fees & Charges	900099	639215	639215	$0
First Mortgage Income	900099	78673	78673	$0
Interest from Members	900099	4134756	4134756	$0
Visa Income	900099	141799	141799	$0
Other Income	900099	109984	109984	$0

Total Oth Program Service Revenue TotalOthProgramServiceRevenue

Field	Value	IRS element (for citing)
Total Revenue Column	0	TotalRevenueColumn
Related Or Exempt Function Income	0	RelatedOrExemptFunctionIncome
Unrelated Business Revenue	0	UnrelatedBusinessRevenue
Exclusion	$0	ExclusionAmount

Field	Value	IRS element (for citing)
Total Program Service Revenue	5104427	TotalProgramServiceRevenue

Rental Income Or Loss RentalIncomeOrLoss

Field	Value	IRS element (for citing)
Real	0	Real
Personal	0	Personal

Gain Or Loss GainOrLoss

Field	Value	IRS element (for citing)
Securities	0	Securities
Other	0	Other

Other Revenue Misc OtherRevenueMisc

Field	Value	IRS element (for citing)
Description	Insurance Related Activity	Description
Business Code	900099	BusinessCode
Total Revenue Column	239927	TotalRevenueColumn
Related Or Exempt Function Income	239927	RelatedOrExemptFunctionIncome
Unrelated Business Revenue	0	UnrelatedBusinessRevenue
Exclusion	$0	ExclusionAmount

Miscellaneous Revenue MiscellaneousRevenue

Field	Value	IRS element (for citing)
Total Revenue Column	0	TotalRevenueColumn
Related Or Exempt Function Income	0	RelatedOrExemptFunctionIncome
Unrelated Business Revenue	0	UnrelatedBusinessRevenue
Exclusion	$0	ExclusionAmount

Field	Value	IRS element (for citing)
Total Other Revenue	239927	TotalOtherRevenue

Total Revenue TotalRevenue

Field	Value	IRS element (for citing)
Total Revenue Column	5344354	TotalRevenueColumn
Related Or Exempt Function Income	5344354	RelatedOrExemptFunctionIncome
Unrelated Business Revenue	0	UnrelatedBusinessRevenue
Exclusion	$0	ExclusionAmount

Comp Current Officers Directors CompCurrentOfficersDirectors

Field	Value	IRS element (for citing)
Total	482877	Total

Comp Disqual Persons CompDisqualPersons

Field	Value	IRS element (for citing)
Total	0	Total

Other Salaries And Wages OtherSalariesAndWages

Field	Value	IRS element (for citing)
Total	806760	Total

Pension Plan Contributions PensionPlanContributions

Field	Value	IRS element (for citing)
Total	59328	Total

Other Employee Benefits OtherEmployeeBenefits

Field	Value	IRS element (for citing)
Total	78988	Total

Payroll Taxes PayrollTaxes

Field	Value	IRS element (for citing)
Total	97543	Total

Fees For Services Management FeesForServicesManagement

Field	Value	IRS element (for citing)
Total	0	Total

Fees For Services Legal FeesForServicesLegal

Field	Value	IRS element (for citing)
Total	36297	Total

Fees For Services Accounting FeesForServicesAccounting

Field	Value	IRS element (for citing)
Total	12000	Total

Fees For Services Lobbying FeesForServicesLobbying

Field	Value	IRS element (for citing)
Total	0	Total

Fees For Services Prof Fundraising FeesForServicesProfFundraising

Field	Value	IRS element (for citing)
Total	0	Total

Fees For Services Invst Mgmnt Fees FeesForServicesInvstMgmntFees

Field	Value	IRS element (for citing)
Total	0	Total

Fees For Services Other FeesForServicesOther

Field	Value	IRS element (for citing)
Total	0	Total

Advertising Advertising

Field	Value	IRS element (for citing)
Total	167389	Total

Office Expenses OfficeExpenses

Field	Value	IRS element (for citing)
Total	158410	Total

Information Technology InformationTechnology

Field	Value	IRS element (for citing)
Total	129509	Total

Royalties Royalties

Field	Value	IRS element (for citing)
Total	0	Total

Occupancy Occupancy

Field	Value	IRS element (for citing)
Total	145732	Total

Travel Travel

Field	Value	IRS element (for citing)
Total	26580	Total

Travel Entrtnmnt Public Officials TravelEntrtnmntPublicOfficials

Field	Value	IRS element (for citing)
Total	0	Total

Conferences Meetings ConferencesMeetings

Field	Value	IRS element (for citing)
Total	19322	Total

Interest Interest

Field	Value	IRS element (for citing)
Total	943291	Total

Payments To Affiliates PaymentsToAffiliates

Field	Value	IRS element (for citing)
Total	0	Total

Depreciation Depletion DepreciationDepletion

Field	Value	IRS element (for citing)
Total	97561	Total

Insurance Insurance

Field	Value	IRS element (for citing)
Total	123164	Total

Other Expenses OtherExpenses (4 entries)

DescriptionDescription	TotalTotal
PRODUCT SERVICE	235444
NCUA INSURANCE EXPENSE	208783
VISA OPERATIONS	77602
PROVISION FOR LOAN LOSS	797267

Total Functional Expenses TotalFunctionalExpenses

Field	Value	IRS element (for citing)
Total	4703847	Total
Program Services	0	ProgramServices
Management And General	0	ManagementAndGeneral
Fundraising	0	Fundraising

Cash Non Interest Bearing CashNonInterestBearing

Field	Value	IRS element (for citing)
BOY	726090	BOY
EOY	769193	EOY

Savings And Temp Cash Investments SavingsAndTempCashInvestments

Field	Value	IRS element (for citing)
BOY	112280	BOY
EOY	0	EOY

Pledges And Grants Receivable PledgesAndGrantsReceivable

Field	Value	IRS element (for citing)
BOY	0	BOY
EOY	0	EOY

Accounts Receivable AccountsReceivable

Field	Value	IRS element (for citing)
BOY	0	BOY
EOY	0	EOY

Receivables From Officers Etc ReceivablesFromOfficersEtc

Field	Value	IRS element (for citing)
BOY	619835	BOY
EOY	492192	EOY

Receivables From Disqual Persons ReceivablesFromDisqualPersons

Field	Value	IRS element (for citing)
BOY	0	BOY

Other Notes Loans Receivable Net OtherNotesLoansReceivableNet

Field	Value	IRS element (for citing)
BOY	51015484	BOY
EOY	51215696	EOY

Inventories For Sale Or Use InventoriesForSaleOrUse

Field	Value	IRS element (for citing)
BOY	0	BOY

Prepaid Expenses Deferred Charges PrepaidExpensesDeferredCharges

Field	Value	IRS element (for citing)
BOY	25532	BOY
EOY	47817	EOY

Field	Value	IRS element (for citing)
Land Buildings Equipment Basis	3515334	LandBuildingsEquipmentBasis
Land Bldg Equipment Accum Deprec	1938689	LandBldgEquipmentAccumDeprec

Land Buildings Equipment Basis Net LandBuildingsEquipmentBasisNet

Field	Value	IRS element (for citing)
BOY	1544731	BOY
EOY	1576645	EOY

Investments Pub Traded Securities InvestmentsPubTradedSecurities

Field	Value	IRS element (for citing)
BOY	0	BOY

Investments Other Securities InvestmentsOtherSecurities

Field	Value	IRS element (for citing)
BOY	9841134	BOY
EOY	7672000	EOY

Intangible Assets IntangibleAssets

Field	Value	IRS element (for citing)
BOY	0	BOY

Other Assets Total OtherAssetsTotal

Field	Value	IRS element (for citing)
BOY	476215	BOY
EOY	8463805	EOY

Total Assets TotalAssets

Field	Value	IRS element (for citing)
BOY	64361301	BOY
EOY	70237348	EOY

Accounts Payable Accrued Expenses AccountsPayableAccruedExpenses

Field	Value	IRS element (for citing)
BOY	377148	BOY
EOY	454162	EOY

Other Liabilities OtherLiabilities

Field	Value	IRS element (for citing)
BOY	57612658	BOY
EOY	62771184	EOY

Total Liabilities TotalLiabilities

Field	Value	IRS element (for citing)
BOY	57989806	BOY
EOY	63225346	EOY

Field	Value	IRS element (for citing)
Do Not Follow SFAS117	X	DoNotFollowSFAS117

Cap Stck Trst Prin Current Funds CapStckTrstPrinCurrentFunds

Field	Value	IRS element (for citing)
BOY	0	BOY
EOY	0	EOY

Paid In Cap Srpls Land Bldg Eqp Fund PaidInCapSrplsLandBldgEqpFund

Field	Value	IRS element (for citing)
BOY	0	BOY
EOY	0	EOY

Retained Earnings Endowment Etc RetainedEarningsEndowmentEtc

Field	Value	IRS element (for citing)
BOY	6371495	BOY
EOY	7012002	EOY

Total Net Assets Fund Balances TotalNetAssetsFundBalances

Field	Value	IRS element (for citing)
BOY	6371495	BOY
EOY	7012002	EOY

Total Liab Net Assets Fund Balances TotalLiabNetAssetsFundBalances

Field	Value	IRS element (for citing)
BOY	64361301	BOY
EOY	70237348	EOY

Field	Value	IRS element (for citing)
Reconcilation Revenue Expenses	640507	ReconcilationRevenueExpenses
Reconcilation Other Changes	0	ReconcilationOtherChanges
Method Of Accounting Accrual	X	MethodOfAccountingAccrual
Accountant Compile Or Review	0	AccountantCompileOrReview
FS Audited	0	FSAudited
Federal Grant Audit Required	0	FederalGrantAuditRequired

Schedule C IRS990ScheduleC

Field	Value	IRS element (for citing)
Political Expenditures	1660	PoliticalExpenditures
Volunteer Hours	0	VolunteerHours
Amt Expended For527 Activities	0	AmtExpendedFor527Activities
Amt Of Internal Funds Contributed	1660	AmtOfInternalFundsContributed
Total Exmpt Function Expenditures	1660	TotalExmptFunctionExpenditures
Form1120 Pol Filed	1	Form1120PolFiled

Sec527 Pol Orgs Sec527PolOrgs

Name Of527 Organization NameOf527Organization

Field	Value	IRS element (for citing)
Business Name Line1	Credit Union Political Action Council	BusinessNameLine1

Address US AddressUS

Field	Value	IRS element (for citing)
Address Line1	1807 W Diehl Rd PO Box 3107	AddressLine1
City	Naperville	City
State	IL	State
ZIP Code	605667107	ZIPCode

Field	Value	IRS element (for citing)
EIN	363092340	EIN
Amt Pd From Internal Funds	1660	AmtPdFromInternalFunds
Amt Of Contribs Recd Delivered	0	AmtOfContribsRecdDelivered

Form990 Schedule C Part IV Form990ScheduleCPartIV (2 entries)

IdentifierIdentifier	Return ReferenceReturnReference	ExplanationExplanation
SchC_P1A_S00_L01	Schedule C, Part I-A, Line 1	The organization's only political activity is the contribution to Credit Union Political Actions Council that is reported in Parts I-A and I-C of this Schedule C.
SchC_P1C_S00_L05	Schedule C, Part I-C, Line 5	The organization's only political activity is the contribution to Credit Union Political Actions Council that is reported in Parts I-A and I-C of this Schedule C.

Schedule D IRS990ScheduleD

Land Land

Field	Value	IRS element (for citing)
Investment Cost Or Other Basis	0	InvestmentCostOrOtherBasis
Other Cost Or Other Basis	438654	OtherCostOrOtherBasis
Book Value	438654	BookValue

Buildings Buildings

Field	Value	IRS element (for citing)
Investment Cost Or Other Basis	0	InvestmentCostOrOtherBasis
Other Cost Or Other Basis	1544925	OtherCostOrOtherBasis
Depreciation	589102	Depreciation
Book Value	955823	BookValue

Leasehold Improvements LeaseholdImprovements

Field	Value	IRS element (for citing)
Investment Cost Or Other Basis	0	InvestmentCostOrOtherBasis
Other Cost Or Other Basis	0	OtherCostOrOtherBasis
Depreciation	0	Depreciation
Book Value	0	BookValue

Equipment Equipment

Field	Value	IRS element (for citing)
Investment Cost Or Other Basis	0	InvestmentCostOrOtherBasis
Other Cost Or Other Basis	1531755	OtherCostOrOtherBasis
Depreciation	1349587	Depreciation
Book Value	182168	BookValue

Other Land Buildings OtherLandBuildings

Field	Value	IRS element (for citing)
Investment Cost Or Other Basis	0	InvestmentCostOrOtherBasis
Other Cost Or Other Basis	0	OtherCostOrOtherBasis
Depreciation	0	Depreciation
Book Value	0	BookValue

Field	Value	IRS element (for citing)
Total Of Book Value Land Buildings	1576645	TotalOfBookValueLandBuildings

Financial Derivatives FinancialDerivatives

Field	Value	IRS element (for citing)
Book Value	0	BookValue

Closely Held Equity Interests CloselyHeldEquityInterests

Field	Value	IRS element (for citing)
Book Value	0	BookValue

Other Securities OtherSecurities (2 entries)

DescriptionDescription	Book ValueBookValue	Method Of ValuationMethodOfValuation
Deposits in Commercial Banks	7612000	C
All other investments in corporate credit unions	60000	C

Field	Value	IRS element (for citing)
Total Of Book Value Securities	7672000	TotalOfBookValueSecurities

Other Assets OtherAssets (2 entries)

DescriptionDescription	Book ValueBookValue
Total Cash on Deposit	7431021
Other Assets	1032784

Field	Value	IRS element (for citing)
Total Book Value Other Assets	8463805	TotalBookValueOtherAssets
Federal Income Tax Liability	0	FederalIncomeTaxLiability

Other Liabilities OtherLiabilities

Field	Value	IRS element (for citing)
Description	Shares/Drafts/Clubs/CDs	Description
Amount	$62,771,184	Amount

Field	Value	IRS element (for citing)
Total Of Amounts	62771184	TotalOfAmounts

Schedule J IRS990ScheduleJ

Field	Value	IRS element (for citing)
Severance Payment	0	SeverancePayment
Supplemental Nonqual Retire Plan	0	SupplementalNonqualRetirePlan
Equity Based Comp Arrangement	0	EquityBasedCompArrangement

Form990 Schedule J Part II Form990ScheduleJPartII

Field	Value	IRS element (for citing)
Name Person	Robert Schroeder	NamePerson
Base Compensation Filing Org	171006	BaseCompensationFilingOrg
Comp Based On Related Orgs	0	CompBasedOnRelatedOrgs
Bonus Filing Org	23100	BonusFilingOrg
Bonus Related Orgs	0	BonusRelatedOrgs
Other Compensation Filing Org	0	OtherCompensationFilingOrg
Other Compensation Related Orgs	0	OtherCompensationRelatedOrgs
Deferred Comp Filing Org	15600	DeferredCompFilingOrg
Deferred Comp Related Orgs	0	DeferredCompRelatedOrgs
Nontaxable Benefits Filing Org	1300	NontaxableBenefitsFilingOrg
Nontaxable Benefits Related Orgs	0	NontaxableBenefitsRelatedOrgs
Total Compensation Filing Org	211006	TotalCompensationFilingOrg
Total Compensation Related Orgs	0	TotalCompensationRelatedOrgs
Comp Report Prior990 Related Orgs	0	CompReportPrior990RelatedOrgs

Schedule L IRS990ScheduleL

Loan Table LoanTable (8 entries)

Purpose Of LoanPurposeOfLoan	Loan From OrganizationLoanFromOrganization	Original PrincipalOriginalPrincipalAmount	Balance DueBalanceDue	DefaultDefault	Approved By BoardApprovedByBoard	Written AgreementWrittenAgreement
Richard Ott
Credit Card	X	$1	1816	0	1	1
David Thurwanger
1st Mortgage	X	$56,898	55941	0	1	1
Starr Peterson
1st Mortgage	X	$88,990	56460	0	1	1
Lynette Lopez
1st Mortgage	X	$120,000	113986	0	1	1
Robert Schroeder
1st Mortgage	X	$100,000	67896	0	1	1
Chuck Battaglia
1st Mortgage	X	$175,000	157321	0	1	1
Marlin G Chaplin
1st Mortgage	X	$72,813	38596	0	1	1
Doug Lindgren
Credit Card	X	$1	175	0	1	1

Field	Value	IRS element (for citing)
Total Balance Due	492191	TotalBalanceDue

Schedule O IRS990ScheduleO

General Explanation GeneralExplanation (6 entries)

IdentifierIdentifier	Return ReferenceReturnReference	ExplanationExplanation
F990_P06_S0A_L06	Form 990, Part VI, Section A, Line 6	Our members elect the members of our governing body.
F990_P06_S0A_L07a	Form 990, Part VI, Section A, Line 7a	Our members elect the members of our governing body.
F990_P06_S0A_L07b	Form 990, Part VI, Section A, Line 7b	Membership approves the election of board members at the annual meeting.
F990_P06_S0B_L11a	Form 990, Part VI, Section B, Line 11a	No review was or will be conducted.
F990_P06_S0B_L15	Form 990, Part VI, Section B, Line 15	Industry data of our peer group is reviewed along with current economic conditions by a committee of three directors. An overall % increase is derived and occassionally the committee will make recommendations for individual key employees.
F990_P06_S0C_L19	Form 990, Part VI, Section C, Line 19	Governing documents are available upon request and financial statements are posted in lobbies at all locations.