GEORGIA'S OWN CREDIT UNION: Form 990, tax year 2010
View the entire original 990 at ProPublica ↗
- Organization
- GEORGIA'S OWN CREDIT UNION (EIN 58-0147128)
- Tax period
- 2010-01-01 to 2010-12-31
- Filed
- 2011-11-09
- IRS object ID
- 201113139349301446
- Schema version
- 2010v3.4
- Source
- Download XML · Original 990 at ProPublica
Every field in the e-filed return. Faint text is the IRS element name, for citing.
Return header ReturnHeader
| Field | Value | IRS element (for citing) |
|---|---|---|
| Timestamp | 2011-11-09T11:09:56-06:00 | Timestamp |
| Tax Period End Date | 2010-12-31 | TaxPeriodEndDate |
Preparer Firm PreparerFirm
Preparer Firm Business Name PreparerFirmBusinessName
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | SANTI & ASSOCIATES PC | BusinessNameLine1 |
Preparer Firm US Address PreparerFirmUSAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 3970 OLD MILTON PKWY STE 200 | AddressLine1 |
| City | ALPHARETTA | City |
| State | GA | State |
| ZIP Code | 30005 | ZIPCode |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Return Type | 990 | ReturnType |
| Tax Period Begin Date | 2010-01-01 | TaxPeriodBeginDate |
Filer Filer
| Field | Value | IRS element (for citing) |
|---|---|---|
| EIN | 580147128 | EIN |
Name Name
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | GEORGIA'S OWN CREDIT UNION | BusinessNameLine1 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Name Control | GEOR | NameControl |
| Phone | 4048741166 | Phone |
US Address USAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | PO BOX 105205 | AddressLine1 |
| City | ATLANTA | City |
| State | GA | State |
| ZIP Code | 30348 | ZIPCode |
Officer Officer
| Field | Value | IRS element (for citing) |
|---|---|---|
| Name | HAL F ALLEN | Name |
| Title | VP ACCOUNTING | Title |
| Phone | 4048741166 | Phone |
| Date Signed | 2011-10-19 | DateSigned |
| Authorize Third Party | true | AuthorizeThirdParty |
Preparer Preparer
| Field | Value | IRS element (for citing) |
|---|---|---|
| Name | ROGER A SANTI CPA | Name |
| Phone | 7706234440 | Phone |
| Date Prepared | 2011-11-09 | DatePrepared |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Tax Year | 2010 | TaxYear |
| Build TS | 2016-03-07 17:11:31Z | BuildTS |
Form 990 IRS990
| Field | Value | IRS element (for citing) |
|---|---|---|
| Gross Receipts | 81706060 | GrossReceipts |
| Group Return For Affiliates | false | GroupReturnForAffiliates |
| Organization501c | X | Organization501c |
| Web Site | WWW.GEORGIASOWN.ORG | WebSite |
| Type Of Organization Corporation | X | TypeOfOrganizationCorporation |
| State Legal Domicile | GA | StateLegalDomicile |
| Activity Or Mission Description | TO PROVIDE THRIFT SAVING/BORROWING TO MEMBER-OWNED COOPERATIVE. | ActivityOrMissionDescription |
| Nbr Voting Members Governing Body | 12 | NbrVotingMembersGoverningBody |
| Nbr Independent Voting Members | 11 | NbrIndependentVotingMembers |
| Total Nbr Employees | 401 | TotalNbrEmployees |
| Total Gross UBI | 1067916 | TotalGrossUBI |
| Net Unrelated Business Txbl Income | -645157 | NetUnrelatedBusinessTxblIncome |
| Contributions Grants Current Year | 0 | ContributionsGrantsCurrentYear |
| Program Service Revenue Prior Year | 77589822 | ProgramServiceRevenuePriorYear |
| Program Service Revenue CY | 80638144 | ProgramServiceRevenueCY |
| Investment Income Current Year | 0 | InvestmentIncomeCurrentYear |
| Other Revenue Prior Year | 918756 | OtherRevenuePriorYear |
| Other Revenue Current Year | 1067916 | OtherRevenueCurrentYear |
| Total Revenue Prior Year | 78508578 | TotalRevenuePriorYear |
| Total Revenue Current Year | 81706060 | TotalRevenueCurrentYear |
| Grants And Similar Amnts Prior Year | 15000 | GrantsAndSimilarAmntsPriorYear |
| Grants And Similar Amnts CY | 15000 | GrantsAndSimilarAmntsCY |
| Benefits Paid To Members CY | 0 | BenefitsPaidToMembersCY |
| Salaries Etc Prior Year | 18226226 | SalariesEtcPriorYear |
| Salaries Etc Current Year | 21676304 | SalariesEtcCurrentYear |
| Total Prof Fundrsng Exp CY | 0 | TotalProfFundrsngExpCY |
| Total Fundrsng Exp Current Year | 0 | TotalFundrsngExpCurrentYear |
| Other Expense Prior Year | 58961953 | OtherExpensePriorYear |
| Other Expenses Current Year | 55143970 | OtherExpensesCurrentYear |
| Total Expenses Prior Year | 77203179 | TotalExpensesPriorYear |
| Total Expenses Current Year | 76835274 | TotalExpensesCurrentYear |
| Revenues Less Expenses Prior Year | 1305399 | RevenuesLessExpensesPriorYear |
| Revenues Less Expenses CY | 4870786 | RevenuesLessExpensesCY |
| Total Assets BOY | 1518221119 | TotalAssetsBOY |
| Total Assets EOY | 1608491163 | TotalAssetsEOY |
| Total Liabilities BOY | 1357363841 | TotalLiabilitiesBOY |
| Total Liabilities EOY | 1446215323 | TotalLiabilitiesEOY |
| Net Assets Or Fund Balances BOY | 160857278 | NetAssetsOrFundBalancesBOY |
| Net Assets Or Fund Balances EOY | 162275840 | NetAssetsOrFundBalancesEOY |
| Mission Description | TO PROVIDE THRIFT SAVING/BORROWING TO MEMBER-OWNED COOPERATIVE. | MissionDescription |
| Significant New Program Services | false | SignificantNewProgramServices |
| Significant Change | false | SignificantChange |
| Expense | 75122201 | Expense |
| Grants | 15000 | Grants |
| Revenue | 80638144 | Revenue |
| Description | PROVIDED THRIFT SAVINGS/BORROWINGS TO 165,214 MEMBERS. | Description |
| Total Program Service Expense | 75122201 | TotalProgramServiceExpense |
| Described In501 C3 | false | DescribedIn501C3 |
| Schedule B Required | false | ScheduleBRequired |
| Political Activities | false | PoliticalActivities |
| Subject To Proxy Tax | false | SubjectToProxyTax |
| Donor Advised Funds | false | DonorAdvisedFunds |
| Conservation Easements | false | ConservationEasements |
| Collections Of Art | false | CollectionsOfArt |
| Credit Counseling | false | CreditCounseling |
| Term Or Permanent Endowments | false | TermOrPermanentEndowments |
| Report Land Bldg Equip | true | ReportLandBldgEquip |
| Report Invest Oth Securities | false | ReportInvestOthSecurities |
| Report Prog Rel Invest | false | ReportProgRelInvest |
| Report Other Assets | false | ReportOtherAssets |
| Report Other Liabilities | true | ReportOtherLiabilities |
| Report Fin48 Footnote | false | ReportFin48Footnote |
| Independent Audit Financial Stmt | true | IndependentAuditFinancialStmt |
| Consolidated Audit Financial Stmt | false | ConsolidatedAuditFinancialStmt |
| School | false | School |
| Foreign Office | false | ForeignOffice |
| Foreign Activities | false | ForeignActivities |
| More Than5000 K To Organizations | false | MoreThan5000KToOrganizations |
| More Than5000 K To Individuals | false | MoreThan5000KToIndividuals |
| Professional Fundraising | false | ProfessionalFundraising |
| Fundraising Activities | false | FundraisingActivities |
| Gaming | false | Gaming |
| Hospital | false | Hospital |
| Grants To Organizations | false | GrantsToOrganizations |
| Grants To Individuals | true | GrantsToIndividuals |
| Schedule J Required | true | ScheduleJRequired |
| Tax Exempt Bonds | false | TaxExemptBonds |
| Loan To Officer Or DQP | false | LoanToOfficerOrDQP |
| Grant To Related Person | false | GrantToRelatedPerson |
| Bsnss Rltnshp With Organization | false | BsnssRltnshpWithOrganization |
| Bsnss Rltnshp Thru Family Member | false | BsnssRltnshpThruFamilyMember |
| Officer Entity With Bsnss Rltnshp | false | OfficerEntityWithBsnssRltnshp |
| Deductible Non Cash Contributions | false | DeductibleNonCashContributions |
| Deductible Contributions Of Art | false | DeductibleContributionsOfArt |
| Terminated | false | Terminated |
| Partial Liquidation | false | PartialLiquidation |
| Disregarded Entity | false | DisregardedEntity |
| Related Entity | false | RelatedEntity |
| Related Org Controlled Entity | false | RelatedOrgControlledEntity |
| Transaction Related Entity | false | TransactionRelatedEntity |
| Activities Conducted Partnership | false | ActivitiesConductedPartnership |
| Schedule O Required | true | ScheduleORequired |
| Number Forms Transmitted With1096 | 88 | NumberFormsTransmittedWith1096 |
| Number W2 G Included | 0 | NumberW2GIncluded |
| Compliance With Backup Witholding | true | ComplianceWithBackupWitholding |
| Number Of Employees | 401 | NumberOfEmployees |
| Employment Tax Returns Filed | true | EmploymentTaxReturnsFiled |
| Unrelated Business Income | true | UnrelatedBusinessIncome |
| Form990-T Filed | true | Form990-TFiled |
| Foreign Financial Account | false | ForeignFinancialAccount |
| Prohibited Tax Shelter Trans | false | ProhibitedTaxShelterTrans |
| Taxable Party Notification | false | TaxablePartyNotification |
| Non Deductible Contributions | false | NonDeductibleContributions |
| Indoor Tanning Services | false | IndoorTanningServices |
| Info In Schedule O Part VI | X | InfoInScheduleOPartVI |
| Nbr Voting Governing Body Members | 12 | NbrVotingGoverningBodyMembers |
| Number Independent Voting Members | 11 | NumberIndependentVotingMembers |
| Family Or Business Relationship | false | FamilyOrBusinessRelationship |
| Delegation Of Management Duties | false | DelegationOfManagementDuties |
| Changes To Organizing Docs | false | ChangesToOrganizingDocs |
| Material Diversion Or Misuse | false | MaterialDiversionOrMisuse |
| Members Or Stockholders | false | MembersOrStockholders |
| Election Of Board Members | true | ElectionOfBoardMembers |
| Decisions Subject To Approval | true | DecisionsSubjectToApproval |
| Minutes Of Governing Body | true | MinutesOfGoverningBody |
| Minutes Of Committees | true | MinutesOfCommittees |
| Officer Mailing Address | false | OfficerMailingAddress |
| Local Chapters | true | LocalChapters |
| Policies Reference Chapters | false | PoliciesReferenceChapters |
| Form990 Provided To Governing Body | false | Form990ProvidedToGoverningBody |
| Conflict Of Interest Policy | true | ConflictOfInterestPolicy |
| Annual Disclosure Covered Persons | true | AnnualDisclosureCoveredPersons |
| Regular Monitoring Enforcement | true | RegularMonitoringEnforcement |
| Whistleblower Policy | true | WhistleblowerPolicy |
| Document Retention Policy | true | DocumentRetentionPolicy |
| Compensation Process CEO | true | CompensationProcessCEO |
| Compensation Process Other | true | CompensationProcessOther |
| Investment In Joint Venture | false | InvestmentInJointVenture |
| States Where Copy Of Return Is Filed | GA | StatesWhereCopyOfReturnIsFiled |
| Upon Request | X | UponRequest |
The Books Are In Care Of TheBooksAreInCareOf
Name Business NameBusiness
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | GEORGIA'S OWN CREDIT UNION | BusinessNameLine1 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Telephone Number | 4048812158 | TelephoneNumber |
Address US AddressUS
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | P O BOX 105205 | AddressLine1 |
| City | ATLANTA | City |
| State | GA | State |
| ZIP Code | 30348 | ZIPCode |
Form990 Part VII Section A Form990PartVIISectionA (32 entries)
| TitleTitle | Average Hours Per WeekAverageHoursPerWeek | Individual Trustee Or DirectorIndividualTrusteeOrDirector | OfficerOfficer | Reportable Comp From OrganizationReportableCompFromOrganization | Reportable Comp From Related OrgsReportableCompFromRelatedOrgs | Other CompensationOtherCompensation |
|---|---|---|---|---|---|---|
| CHARLOTTE S AYERS | ||||||
| PRES/CEO | 40.00 | X | X | 3476924 | 0 | 7991 |
| WILLIAM E CONINE | ||||||
| DIRECTOR | X | 6500 | 0 | 0 | ||
| JOSEPH M MAURIELLO | ||||||
| DIRECTOR | X | X | 6000 | 0 | 0 | |
| MICHAEL W BAUMGARTNER | ||||||
| DIRECTOR | X | 6000 | 0 | 0 | ||
| PATRICK H CASEY | ||||||
| DIRECTOR | X | 6000 | 0 | 0 | ||
| FRANCES D DOHERTY | ||||||
| DIRECTOR | X | 6000 | 0 | 0 | ||
| JAMES L FOWLER | ||||||
| DIRECTOR | X | 6000 | 0 | 0 | ||
| JOAN K SIMS | ||||||
| DIRECTOR | X | 6000 | 0 | 0 | ||
| ERVIN M WALKER | ||||||
| DIRECTOR | X | 6000 | 0 | 0 | ||
| JOHN B WHITE JR | ||||||
| DIRECTOR | X | X | 6000 | 0 | 0 | |
| RICHARD E BURNS | ||||||
| DIRECTOR | X | 6000 | 0 | 0 | ||
| C EDWARD HEATH | ||||||
| DIRECTOR | X | 6000 | 0 | 0 | ||
| GARY M LUDGOOD | ||||||
| DIRECTOR | X | 6000 | 0 | 0 | ||
| WILLIAM L CAVIN | ||||||
| DIRECTOR | X | 400 | 0 | 0 | ||
| DENNIS W FOX | ||||||
| DIRECTOR | X | 400 | 0 | 0 | ||
| DWIGHT AUSTION | ||||||
| X | 400 | 0 | 0 | |||
| CHRIS GILMARTIN | ||||||
| X | 400 | 0 | 0 | |||
| DAVE MAYER | ||||||
| X | 400 | 0 | 0 | |||
| SARA H HARVEY | ||||||
| SR VP-HR | 40.00 | X | 598954 | 0 | 7448 | |
| DAVID PRETER | ||||||
| SR VP | 40.00 | X | 441865 | 0 | 24592 | |
| J CAREW III | ||||||
| SVP STRATEGY | 40.00 | X | 263328 | 0 | 24475 | |
| R SCOTT MCCALL | ||||||
| VP-INFO SYS | 40.00 | X | 215824 | 0 | 26171 | |
| KELLY M GARMON | ||||||
| VP-MKT/ADV | 40.00 | X | 167146 | 0 | 20740 | |
| HAL F ALLEN | ||||||
| VP-ACCTNG | 40.00 | X | 152706 | 0 | 61925 | |
| BONNIE J KIMMEY | ||||||
| VP-LENDING | 40.00 | X | 144352 | 0 | 47696 | |
| KEITH A ECK | ||||||
| ASST VP-ACCT | 40.00 | X | 137491 | 0 | 32149 | |
| ERIC BROOME | ||||||
| VP | 40.00 | X | 136093 | 0 | 12827 | |
| RANDY W DAVIS | ||||||
| VP-BRANC OP | 40.00 | X | 120367 | 0 | 4940 | |
| L NORRIS | ||||||
| VP FACILITIE | 40.00 | X | 112849 | 0 | 16446 | |
| K IGOU | ||||||
| VP BRANCH OP | 40.00 | X | 108468 | 0 | 48102 | |
| TIMOTHY L THOMAS | ||||||
| VP-MBR SVC | 40.00 | X | 106841 | 0 | 31557 | |
| JEFF COLE | ||||||
| VP | 40.00 | X | 103778 | 0 | 34279 | |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Reportable Comp From Org | 6361486 | TotalReportableCompFromOrg |
| Total Other Compensation | 401338 | TotalOtherCompensation |
| Number Individuals GT100 K | 15 | NumberIndividualsGT100K |
| Formers Listed | false | FormersListed |
| Total Comp GT150 K | true | TotalCompGT150K |
| Compensation From Other Sources | false | CompensationFromOtherSources |
Contractor Compensation ContractorCompensation (5 entries)
| Description Of ServicesDescriptionOfServices | CompensationCompensation |
|---|---|
| DEWBERRY 1155 PEACHTREE | |
| RENT | 531151 |
| TRANSWESTERN CAMPANILE | |
| RENT | 507967 |
| SEAGARS GROUP LLC | |
| CONSTRUCTION | 366979 |
| MACEY WILENSKY KESSLER | |
| LEGAL | 306539 |
| REDUS CAMPANILE LLC | |
| RENT | 192669 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Number Of Contractors GT100 K | 5 | NumberOfContractorsGT100K |
Program Service Revenue ProgramServiceRevenue (5 entries)
| DescriptionDescription | Total Revenue ColumnTotalRevenueColumn | Related Or Exempt Function IncomeRelatedOrExemptFunctionIncome |
|---|---|---|
| INTEREST ON LOANS | 50772904 | 50772904 |
| INTEREST ON INVESTMENTS | 10069663 | 10069663 |
| CHECKING INCOME | 9442902 | 9442902 |
| OTHER INCOME | 3861387 | 3861387 |
| VISA INTERCHANGE INCOME | 2855405 | 2855405 |
Total Oth Program Service Revenue TotalOthProgramServiceRevenue
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | 3635883 | TotalRevenueColumn |
| Related Or Exempt Function Income | 3635883 | RelatedOrExemptFunctionIncome |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Program Service Revenue | 80638144 | TotalProgramServiceRevenue |
Other Revenue Misc OtherRevenueMisc (3 entries)
| DescriptionDescription | Business CodeBusinessCode | Total Revenue ColumnTotalRevenueColumn | Unrelated Business RevenueUnrelatedBusinessRevenue |
|---|---|---|---|
| MEMBERS FINANCIAL SERVICES | 525990 | 710568 | 710568 |
| WARRANTY SALES | 525990 | 183117 | 183117 |
| NON-MEMBER USE OF ATM | 525990 | 174231 | 174231 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Other Revenue | 1067916 | TotalOtherRevenue |
Total Revenue TotalRevenue
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | 81706060 | TotalRevenueColumn |
| Related Or Exempt Function Income | 80638144 | RelatedOrExemptFunctionIncome |
| Unrelated Business Revenue | 1067916 | UnrelatedBusinessRevenue |
Grants To Domestic Individuals GrantsToDomesticIndividuals
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 15000 | Total |
| Program Services | 15000 | ProgramServices |
Comp Current Officers Directors CompCurrentOfficersDirectors
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 6361486 | Total |
| Program Services | 6361486 | ProgramServices |
Other Salaries And Wages OtherSalariesAndWages
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 9370526 | Total |
| Program Services | 8924366 | ProgramServices |
| Management And General | 446160 | ManagementAndGeneral |
Pension Plan Contributions PensionPlanContributions
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 3180265 | Total |
| Program Services | 3180265 | ProgramServices |
Other Employee Benefits OtherEmployeeBenefits
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 1595509 | Total |
| Program Services | 1531528 | ProgramServices |
| Management And General | 63981 | ManagementAndGeneral |
Payroll Taxes PayrollTaxes
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 1168518 | Total |
| Program Services | 1168518 | ProgramServices |
Fees For Services Management FeesForServicesManagement
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 5633232 | Total |
| Program Services | 5633232 | ProgramServices |
Fees For Services Legal FeesForServicesLegal
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 160370 | Total |
| Program Services | 159629 | ProgramServices |
| Management And General | 741 | ManagementAndGeneral |
Fees For Services Accounting FeesForServicesAccounting
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 248890 | Total |
| Program Services | 247746 | ProgramServices |
| Management And General | 1144 | ManagementAndGeneral |
Advertising Advertising
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 3038942 | Total |
| Program Services | 3016688 | ProgramServices |
| Management And General | 22254 | ManagementAndGeneral |
Office Expenses OfficeExpenses
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 7016214 | Total |
| Program Services | 6773984 | ProgramServices |
| Management And General | 242230 | ManagementAndGeneral |
Occupancy Occupancy
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 3741571 | Total |
| Program Services | 3617445 | ProgramServices |
| Management And General | 124126 | ManagementAndGeneral |
Interest Interest
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 17032673 | Total |
| Program Services | 17032673 | ProgramServices |
Depreciation Depletion DepreciationDepletion
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 1381480 | Total |
| Program Services | 1283935 | ProgramServices |
| Management And General | 97545 | ManagementAndGeneral |
Other Expenses OtherExpenses (5 entries)
| DescriptionDescription | TotalTotal | Program ServicesProgramServices | Management And GeneralManagementAndGeneral |
|---|---|---|---|
| PROVISION FOR LOAN LOSSES | 8529474 | 8529474 | |
| OTHER | 6593069 | 5937082 | 655987 |
| LOSS ON INVESTMENT | 1707500 | 1707500 | |
| NCUSIF ASSESSMENTS | 58905 | 58905 | |
| DONATIONS | 1650 | 1650 |
Total Functional Expenses TotalFunctionalExpenses
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 76835274 | Total |
| Program Services | 75122201 | ProgramServices |
| Management And General | 1713073 | ManagementAndGeneral |
| Fundraising | 0 | Fundraising |
Cash Non Interest Bearing CashNonInterestBearing
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 108061146 | BOY |
| EOY | 162059445 | EOY |
Accounts Receivable AccountsReceivable
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 777570743 | BOY |
| EOY | 946289978 | EOY |
Other Notes Loans Receivable Net OtherNotesLoansReceivableNet
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 1500000 | BOY |
| EOY | 1500000 | EOY |
Prepaid Expenses Deferred Charges PrepaidExpensesDeferredCharges
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 30841438 | BOY |
| EOY | 27383259 | EOY |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Land Buildings Equipment Basis | 22625965 | LandBuildingsEquipmentBasis |
| Land Bldg Equipment Accum Deprec | 7492135 | LandBldgEquipmentAccumDeprec |
Land Buildings Equipment Basis Net LandBuildingsEquipmentBasisNet
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 14014756 | BOY |
| EOY | 15133830 | EOY |
Investments Pub Traded Securities InvestmentsPubTradedSecurities
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 568769361 | BOY |
| EOY | 438594836 | EOY |
Other Assets Total OtherAssetsTotal
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 17463675 | BOY |
| EOY | 17529815 | EOY |
Total Assets TotalAssets
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 1518221119 | BOY |
| EOY | 1608491163 | EOY |
Other Liabilities OtherLiabilities
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 1357363841 | BOY |
| EOY | 1446215323 | EOY |
Total Liabilities TotalLiabilities
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 1357363841 | BOY |
| EOY | 1446215323 | EOY |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Follow SFAS117 | X | FollowSFAS117 |
Unrestricted Net Assets UnrestrictedNetAssets
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 133202529 | BOY |
| EOY | 133886257 | EOY |
Permanently Restricted Net Assets PermanentlyRestrictedNetAssets
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 27654749 | BOY |
| EOY | 28389583 | EOY |
Total Net Assets Fund Balances TotalNetAssetsFundBalances
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 160857278 | BOY |
| EOY | 162275840 | EOY |
Total Liab Net Assets Fund Balances TotalLiabNetAssetsFundBalances
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 1518221119 | BOY |
| EOY | 1608491163 | EOY |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Reconcilation Revenue Expenses | 4870786 | ReconcilationRevenueExpenses |
| Reconcilation Other Changes | -3452224 | ReconcilationOtherChanges |
| Method Of Accounting Accrual | X | MethodOfAccountingAccrual |
| Accountant Compile Or Review | false | AccountantCompileOrReview |
| FS Audited | true | FSAudited |
| Audit Committee | true | AuditCommittee |
| Federal Grant Audit Required | false | FederalGrantAuditRequired |
Schedule D IRS990ScheduleD
| Field | Value | IRS element (for citing) |
|---|---|---|
| Disclosed Orgs Legal Control | false | DisclosedOrgsLegalControl |
| Disclosed For Charitable Purposes | false | DisclosedForCharitablePurposes |
| Written Policy Monitoring | false | WrittenPolicyMonitoring |
| Sect170h Requirements Satisfied | false | Sect170hRequirementsSatisfied |
| Solicited Assets For Sale | false | SolicitedAssetsForSale |
| Agent Trustee Etc | false | AgentTrusteeEtc |
| Included On FS | false | IncludedOnFS |
| Endowments Held By Unrelated Orgs | false | EndowmentsHeldByUnrelatedOrgs |
| Endowments Held By Related Orgs | false | EndowmentsHeldByRelatedOrgs |
| Are Related Orgs Listed Schedule R | false | AreRelatedOrgsListedScheduleR |
Land Land
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Cost Or Other Basis | 4923192 | OtherCostOrOtherBasis |
| Book Value | 4923192 | BookValue |
Buildings Buildings
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Cost Or Other Basis | 6923911 | OtherCostOrOtherBasis |
| Depreciation | 697749 | Depreciation |
| Book Value | 6226162 | BookValue |
Leasehold Improvements LeaseholdImprovements
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Cost Or Other Basis | 1992126 | OtherCostOrOtherBasis |
| Depreciation | 1039465 | Depreciation |
| Book Value | 952661 | BookValue |
Equipment Equipment
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Cost Or Other Basis | 3776939 | OtherCostOrOtherBasis |
| Depreciation | 3036231 | Depreciation |
| Book Value | 740708 | BookValue |
Other Land Buildings OtherLandBuildings
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Cost Or Other Basis | 5009797 | OtherCostOrOtherBasis |
| Depreciation | 2718690 | Depreciation |
| Book Value | 2291107 | BookValue |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Of Book Value Land Buildings | 15133830 | TotalOfBookValueLandBuildings |
Other Liabilities OtherLiabilities (4 entries)
| DescriptionDescription | AmountAmount |
|---|---|
| MEMBERS' ACCTS - CKING, MMA, SAVINGS | $776,293,293 |
| MEMBERS' ACCTS - CERTIFICATES & IRAS | $651,856,634 |
| OTHER LIABILITIES | $17,986,766 |
| ACCRUED INTEREST PAYABLE | $78,630 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Of Amounts | 1446215323 | TotalOfAmounts |
| Total Revenue | 81706060 | TotalRevenue |
| Total Expenses | 76835274 | TotalExpenses |
| Excess Or Deficit For Year | 4870786 | ExcessOrDeficitForYear |
| Excess Or Deficit Per FS | 4870786 | ExcessOrDeficitPerFS |
| Tot Revenue Etc Audited Fincl Stmt | 81706060 | TotRevenueEtcAuditedFinclStmt |
| Revenue Subtotal | 81706060 | RevenueSubtotal |
| Total Revenue Per Form990 | 81706060 | TotalRevenuePerForm990 |
| Tot Expenses Etc Audited Fincl Stmt | 76835274 | TotExpensesEtcAuditedFinclStmt |
| Expenses Subtotal | 76835274 | ExpensesSubtotal |
| Total Expenses Per Form990 | 76835274 | TotalExpensesPerForm990 |
Schedule I IRS990ScheduleI
| Field | Value | IRS element (for citing) |
|---|---|---|
| Records Maintained | true | RecordsMaintained |
Form990 Schedule I Part III Form990ScheduleIPartIII (4 entries)
| Type Of GrantTypeOfGrant | Number Of RecipientsNumberOfRecipients | Amount Of Cash GrantAmountOfCashGrant |
|---|---|---|
| SCHOLARSHIP | 1 | 5000 |
| SCHOLARSHIP | 1 | 3000 |
| SCHOLARSHIP | 1 | 2000 |
| SCHOLARSHIP | 5 | 5000 |
Schedule J IRS990ScheduleJ
| Field | Value | IRS element (for citing) |
|---|---|---|
| Travel For Companions | X | TravelForCompanions |
| Written Policy Re T And E Expenses | true | WrittenPolicyReTAndEExpenses |
| Substantiation Required | true | SubstantiationRequired |
| Compensation Committee | X | CompensationCommittee |
| Independent Consultant | X | IndependentConsultant |
| Compensation Survey | X | CompensationSurvey |
| Board Or Committee Approval | X | BoardOrCommitteeApproval |
| Severance Payment | false | SeverancePayment |
| Supplemental Nonqual Retire Plan | false | SupplementalNonqualRetirePlan |
| Equity Based Comp Arrangement | false | EquityBasedCompArrangement |
Form990 Schedule J Part II Form990ScheduleJPartII (10 entries)
| Base Compensation Filing OrgBaseCompensationFilingOrg | Nontaxable Benefits Filing OrgNontaxableBenefitsFilingOrg | Total Compensation Filing OrgTotalCompensationFilingOrg | Deferred Comp Filing OrgDeferredCompFilingOrg |
|---|---|---|---|
| CHARLOTTE S AYERS | |||
| 3476924 | 7991 | 3484915 | |
| SARA H HARVEY | |||
| 598954 | 7448 | 606402 | |
| DAVID PRETER | |||
| 441865 | 8690 | 466457 | 15902 |
| J CAREW III | |||
| 263328 | 7174 | 287803 | 17301 |
| R SCOTT MCCALL | |||
| 215824 | 7447 | 241995 | 18724 |
| KELLY M GARMON | |||
| 167146 | 6977 | 187886 | 13763 |
| HAL F ALLEN | |||
| 152706 | 6809 | 214631 | 55116 |
| BONNIE J KIMMEY | |||
| 144352 | 6483 | 192048 | 41213 |
| KEITH A ECK | |||
| 137491 | 6619 | 169640 | 25530 |
| K IGOU | |||
| 108468 | 6540 | 156570 | 41562 |
Schedule O IRS990ScheduleO
General Explanation GeneralExplanation (8 entries)
| IdentifierIdentifier | Return ReferenceReturnReference | ExplanationExplanation |
|---|---|---|
| ELECTION OF MEMBERS AND THEIR RIGHTS | FORM 990, PAGE 6, PART VI, LINE 7A | CURRENT MEMBERS MAY ELECT ONE OR MORE MEMBERS OF THE GOVERNING BODY. |
| DECISIONS SUBJECT TO APPROVAL OF MEMBERS | FORM 990, PAGE 6, PART VI, LINE 7B | DECISIONS OF THE GOVERNING BODY ARE SUBJECT TO APPROVAL OF MEMBERS. THESE DECISIONS MAY ALSO BE SUBJECT TO SCRUTINY BY VARIOUS GOVERNMENTAL AGENCIES. |
| POLICIES AND PROCEDURES GOVERNING CHAPTERS | FORM 990, PAGE 6, PART VI, LINE 10B | WRITTEN POLICIES ARE IN PLACE GOVERNING ACTIVITIES OF BRANCHES TO ENSURE THEIR OPERATIONS ARE CONSISTENT WITH THOSE OF THE ORGANIZATION. |
| ORGANIZATION'S PROCESS USED TO REVIEW FORM 990 | FORM 990, PAGE 6, PART VI, LINE 11B | FORM 990 IS REVIEWED BY THE CREDIT UNION'S CHIEF FINANCIAL OFFICER AFTER BEING PREPARED BY THE CPA FIRM. |
| ENFORCEMENT OF CONFLICTS POLICY | FORM 990, PAGE 6, PART VI, LINE 12C | CONFLICT OF INTEREST POLICY IS REGULARLY AND CONSISTENTLY MONITORED AND ENFORCED BY GOVERNING BODY. |
| COMPENSATION PROCESS FOR TOP OFFICIAL | FORM 990, PAGE 6, PART VI, LINE 15A | COMPENSATION OF CEO, EXEC DIRECTOR AND TOP MANAGEMENT IS SUBJECT TO REVIEW AND APPROVAL PROCESS OF GOVERNING BODY. |
| COMPENSATION PROCESS FOR OFFICERS | FORM 990, PAGE 6, PART VI, LINE 15B | COMPENSATION OF OFFICERS AND KEY EMPLOYEES IS SUBJECT TO REVIEW AND APPROVAL PROCESS OF GOVERNING BODY. |
| GOVERNING DOCUMENTS DISCLOSURE EXPLANATION | FORM 990, PAGE 6, PART VI, LINE 19 | GOVERNING DOCUMENTS ARE MADE AVAILABLE TO MEMBERS UPON REQUEST. |
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