LGE COMMUNITY CREDIT UNION: Form 990, tax year 2010

View the entire original 990 at ProPublica ↗

Organization: LGE COMMUNITY CREDIT UNION (EIN 58-6032554)
Tax period: 2010-01-01 to 2010-12-31
Filed: 2011-08-12
IRS object ID: 201112289349300871
Schema version: 2010v3.4
Source: Download XML · Original 990 at ProPublica

Every field in the e-filed return. Faint text is the IRS element name, for citing.

Return header
Form 990
Schedule D
Schedule J
Schedule O
Schedule R

Return header ReturnHeader

Field	Value	IRS element (for citing)
Timestamp	2011-08-12T12:47:50-00:00	Timestamp
Tax Period End Date	2010-12-31	TaxPeriodEndDate

Preparer Firm PreparerFirm

Preparer Firm Business Name PreparerFirmBusinessName

Field	Value	IRS element (for citing)
Business Name Line1	ORTH CHAKLER MURNANE AND CO CPAs	BusinessNameLine1

Preparer Firm US Address PreparerFirmUSAddress

Field	Value	IRS element (for citing)
Address Line1	12060 SW 129 COURT SUITE 201	AddressLine1
City	MIAMI	City
State	FL	State
ZIP Code	33186	ZIPCode

Field	Value	IRS element (for citing)
Return Type	990	ReturnType
Tax Period Begin Date	2010-01-01	TaxPeriodBeginDate

Filer Filer

Field	Value	IRS element (for citing)
EIN	586032554	EIN

Name Name

Field	Value	IRS element (for citing)
Business Name Line1	LGE COMMUNITY CREDIT UNION	BusinessNameLine1

Field	Value	IRS element (for citing)
Name Control	LGEC	NameControl
Phone	7704240060	Phone

US Address USAddress

Field	Value	IRS element (for citing)
Address Line1	430 COMMERCE PARK DRIVE	AddressLine1
City	MARIETTA	City
State	GA	State
ZIP Code	30060	ZIPCode

Officer Officer

Field	Value	IRS element (for citing)
Name	CANDICE BRACEWELL	Name
Title	SVPCFO	Title
Phone	7704240060	Phone
Date Signed	2011-08-12	DateSigned
Authorize Third Party	true	AuthorizeThirdParty

Preparer Preparer

Field	Value	IRS element (for citing)
Name	DOUGLAS ORTH	Name
Phone	3052328272	Phone
Date Prepared	2011-08-12	DatePrepared

Field	Value	IRS element (for citing)
Tax Year	2010	TaxYear
Build TS	2016-02-24 21:20:13Z	BuildTS

Form 990 IRS990

Field	Value	IRS element (for citing)
Name Of Principal Officer Person	CHRIS LEGGETT	NameOfPrincipalOfficerPerson

Address Principal Officer US AddressPrincipalOfficerUS

Field	Value	IRS element (for citing)
Address Line1	430 COMMERCE PARK DRIVE	AddressLine1
City	MARIETTA	City
State	GA	State
ZIP Code	30060	ZIPCode

Field	Value	IRS element (for citing)
Gross Receipts	48942280	GrossReceipts
Group Return For Affiliates	false	GroupReturnForAffiliates
Group Exemption Number	3804	GroupExemptionNumber
Organization501c	X	Organization501c
Web Site	WWW.LGECCU.ORG	WebSite
Type Of Organization Other	X	TypeOfOrganizationOther
Type Of Org Other Description	CREDIT UNION	TypeOfOrgOtherDescription
Year Formation	1951	YearFormation
State Legal Domicile	GA	StateLegalDomicile
Activity Or Mission Description	PROVIDE SAVINGS AND LENDING ACTIVITIES TO MEMBER OWNERS OF THE COOPERATIVE. PROVIDE SAVINGS AND LENDING ACTIVITIES TO MEMBER OWNERS OF THE COOPERATIVE.	ActivityOrMissionDescription
Nbr Voting Members Governing Body	11	NbrVotingMembersGoverningBody
Nbr Independent Voting Members	11	NbrIndependentVotingMembers
Total Nbr Employees	252	TotalNbrEmployees
Total Nbr Volunteers	16	TotalNbrVolunteers
Total Gross UBI	68296	TotalGrossUBI
Net Unrelated Business Txbl Income	-59715	NetUnrelatedBusinessTxblIncome
Contributions Grants Current Year	0	ContributionsGrantsCurrentYear
Program Service Revenue Prior Year	39409082	ProgramServiceRevenuePriorYear
Program Service Revenue CY	41725909	ProgramServiceRevenueCY
Investment Income Prior Year	3875148	InvestmentIncomePriorYear
Investment Income Current Year	2550901	InvestmentIncomeCurrentYear
Other Revenue Prior Year	3308041	OtherRevenuePriorYear
Other Revenue Current Year	34500	OtherRevenueCurrentYear
Total Revenue Prior Year	46592271	TotalRevenuePriorYear
Total Revenue Current Year	44311310	TotalRevenueCurrentYear
Grants And Similar Amnts CY	0	GrantsAndSimilarAmntsCY
Benefits Paid To Members CY	0	BenefitsPaidToMembersCY
Salaries Etc Prior Year	14468438	SalariesEtcPriorYear
Salaries Etc Current Year	14406349	SalariesEtcCurrentYear
Total Prof Fundrsng Exp CY	0	TotalProfFundrsngExpCY
Total Fundrsng Exp Current Year	0	TotalFundrsngExpCurrentYear
Other Expense Prior Year	28487088	OtherExpensePriorYear
Other Expenses Current Year	24784106	OtherExpensesCurrentYear
Total Expenses Prior Year	42955526	TotalExpensesPriorYear
Total Expenses Current Year	39190455	TotalExpensesCurrentYear
Revenues Less Expenses Prior Year	3636745	RevenuesLessExpensesPriorYear
Revenues Less Expenses CY	5120855	RevenuesLessExpensesCY
Total Assets BOY	789914428	TotalAssetsBOY
Total Assets EOY	767616886	TotalAssetsEOY
Total Liabilities BOY	706923905	TotalLiabilitiesBOY
Total Liabilities EOY	679750833	TotalLiabilitiesEOY
Net Assets Or Fund Balances BOY	82990523	NetAssetsOrFundBalancesBOY
Net Assets Or Fund Balances EOY	87866053	NetAssetsOrFundBalancesEOY
Mission Description	PROVIDE SAVINGS AND LENDING ACTIVITIES TO MEMBER OWNERS OF THE COOPERATIVE.	MissionDescription
Significant New Program Services	false	SignificantNewProgramServices
Significant Change	false	SignificantChange
Description	INCOME FROM THE CREDIT UNION MEMBERSHIP AND FROM INVESTMENT OF MEMBERS FUNDS PROVIDE THE FOUNDATION FROM WHICH THE ORANIZATION CAN FUNCTION AND PROVIDE SERVICES TO ITS RESTRICTED MEMBERSHIP.	Description
Described In501 C3	false	DescribedIn501C3
Schedule B Required	false	ScheduleBRequired
Political Activities	false	PoliticalActivities
Donor Advised Funds	false	DonorAdvisedFunds
Conservation Easements	false	ConservationEasements
Collections Of Art	false	CollectionsOfArt
Credit Counseling	false	CreditCounseling
Term Or Permanent Endowments	false	TermOrPermanentEndowments
Report Land Bldg Equip	true	ReportLandBldgEquip
Report Invest Oth Securities	false	ReportInvestOthSecurities
Report Prog Rel Invest	false	ReportProgRelInvest
Report Other Assets	false	ReportOtherAssets
Report Other Liabilities	true	ReportOtherLiabilities
Report Fin48 Footnote	false	ReportFin48Footnote
Independent Audit Financial Stmt	false	IndependentAuditFinancialStmt
Consolidated Audit Financial Stmt	true	ConsolidatedAuditFinancialStmt
School	false	School
Foreign Office	false	ForeignOffice
Foreign Activities	false	ForeignActivities
More Than5000 K To Organizations	false	MoreThan5000KToOrganizations
More Than5000 K To Individuals	false	MoreThan5000KToIndividuals
Professional Fundraising	false	ProfessionalFundraising
Fundraising Activities	false	FundraisingActivities
Gaming	false	Gaming
Hospital	false	Hospital
Grants To Organizations	false	GrantsToOrganizations
Grants To Individuals	false	GrantsToIndividuals
Schedule J Required	true	ScheduleJRequired
Tax Exempt Bonds	false	TaxExemptBonds
Loan To Officer Or DQP	false	LoanToOfficerOrDQP
Grant To Related Person	false	GrantToRelatedPerson
Bsnss Rltnshp With Organization	false	BsnssRltnshpWithOrganization
Bsnss Rltnshp Thru Family Member	false	BsnssRltnshpThruFamilyMember
Officer Entity With Bsnss Rltnshp	false	OfficerEntityWithBsnssRltnshp
Deductible Non Cash Contributions	false	DeductibleNonCashContributions
Deductible Contributions Of Art	false	DeductibleContributionsOfArt
Terminated	false	Terminated
Partial Liquidation	false	PartialLiquidation
Disregarded Entity	true	DisregardedEntity
Related Entity	false	RelatedEntity
Related Org Controlled Entity	false	RelatedOrgControlledEntity
Transaction Related Entity	false	TransactionRelatedEntity
Activities Conducted Partnership	false	ActivitiesConductedPartnership
Schedule O Required	true	ScheduleORequired
Number Forms Transmitted With1096	23419	NumberFormsTransmittedWith1096
Number W2 G Included	0	NumberW2GIncluded
Number Of Employees	252	NumberOfEmployees
Employment Tax Returns Filed	true	EmploymentTaxReturnsFiled
Unrelated Business Income	true	UnrelatedBusinessIncome
Form990-T Filed	true	Form990-TFiled
Foreign Financial Account	false	ForeignFinancialAccount
Prohibited Tax Shelter Trans	false	ProhibitedTaxShelterTrans
Taxable Party Notification	false	TaxablePartyNotification
Non Deductible Contributions	false	NonDeductibleContributions
Indoor Tanning Services	false	IndoorTanningServices
Info In Schedule O Part VI	X	InfoInScheduleOPartVI
Nbr Voting Governing Body Members	11	NbrVotingGoverningBodyMembers
Number Independent Voting Members	11	NumberIndependentVotingMembers
Family Or Business Relationship	false	FamilyOrBusinessRelationship
Delegation Of Management Duties	false	DelegationOfManagementDuties
Changes To Organizing Docs	false	ChangesToOrganizingDocs
Material Diversion Or Misuse	false	MaterialDiversionOrMisuse
Members Or Stockholders	true	MembersOrStockholders
Election Of Board Members	true	ElectionOfBoardMembers
Decisions Subject To Approval	false	DecisionsSubjectToApproval
Minutes Of Governing Body	true	MinutesOfGoverningBody
Minutes Of Committees	true	MinutesOfCommittees
Officer Mailing Address	false	OfficerMailingAddress
Local Chapters	false	LocalChapters
Form990 Provided To Governing Body	false	Form990ProvidedToGoverningBody
Conflict Of Interest Policy	true	ConflictOfInterestPolicy
Annual Disclosure Covered Persons	true	AnnualDisclosureCoveredPersons
Regular Monitoring Enforcement	true	RegularMonitoringEnforcement
Whistleblower Policy	false	WhistleblowerPolicy
Document Retention Policy	true	DocumentRetentionPolicy
Compensation Process CEO	true	CompensationProcessCEO
Compensation Process Other	true	CompensationProcessOther
Investment In Joint Venture	false	InvestmentInJointVenture
Upon Request	X	UponRequest

The Books Are In Care Of TheBooksAreInCareOf

Field	Value	IRS element (for citing)
Name Person	CANDICE D BRACEWELL	NamePerson
Telephone Number	7704240060	TelephoneNumber

Address US AddressUS

Field	Value	IRS element (for citing)
Address Line1	430 COMMERCE PARK DRIVE	AddressLine1
City	MARIETTA	City
State	GA	State
ZIP Code	30060	ZIPCode

Form990 Part VII Section A Form990PartVIISectionA (20 entries)

TitleTitle	Average Hours Per WeekAverageHoursPerWeek	OfficerOfficer	Reportable Comp From OrganizationReportableCompFromOrganization	Reportable Comp From Related OrgsReportableCompFromRelatedOrgs	Other CompensationOtherCompensation	Key EmployeeKeyEmployee	Highest Compensated EmployeeHighestCompensatedEmployee	Individual Trustee Or DirectorIndividualTrusteeOrDirector
C LEGGETT
CEO	040.00	X	323090	0	100249
C BRACEWELL
CFO	040.00	X	142545	0	94905
H BRANCH III
COO	040.00		180105	0	68303	X
S STANFIELD
VP OPERATIONS	040.00		152842	0	37826	X
L KING
VP INFORMATION TECHNOLOGY	040.00		164562	0	40836	X
S TILLERY
VP LENDING	040.00		116335	0	21349		X
J KINNEY
VP MARKETING	040.00		112718	0	32153		X
D BRAUND
DIRECTOR	001.00		0	0	0			X
M BROCK
DIRECTOR	001.00		0	0	0			X
R DIXON
V. CHAIRMAN	001.00		0	0	0			X
E HARRELL
DIRECTOR	001.00		0	0	0			X
A KASSIS
TREASURER	001.00		0	0	0			X
F MYERS
ASSOC. DIRECTOR	001.00		0	0	0			X
R ROBERTS
DIRECTOR	001.00		0	0	0			X
H TEASLEY
CHAIRMAN	001.00		0	0	0			X
DR P THOMAS
DIRECTOR	001.00		0	0	0			X
S WALLS
SECRETARY	001.00		0	0	0			X
W SHAW
VP COOPERATE SERVICES	040.00		107999	0	26899		X
M FARSINEJAD
VP INFORMATION TECHNOLOGY	040.00		103019	0	22690		X
J AUSTIN
ASSOC. DIRECTOR	001.00		0	0	0			X

Field	Value	IRS element (for citing)
Total Reportable Comp From Org	1403215	TotalReportableCompFromOrg
Total Other Compensation	445210	TotalOtherCompensation
Number Individuals GT100 K	9	NumberIndividualsGT100K
Formers Listed	false	FormersListed
Total Comp GT150 K	true	TotalCompGT150K
Compensation From Other Sources	false	CompensationFromOtherSources

Contractor Compensation ContractorCompensation (5 entries)

Address Line1AddressOfContractor/AddressUS/AddressLine1	CityAddressOfContractor/AddressUS/City	StateAddressOfContractor/AddressUS/State	ZIP CodeAddressOfContractor/AddressUS/ZIPCode	Description Of ServicesDescriptionOfServices	CompensationCompensation
PRESIDIO NETWORKED SOLUTION
7601 ORA GLEN DR SUITE 100	GREENBELT	MD	20770	TELECOMMUNICATIONS	632127
BDI
PO BOX 6081	INGLEWOOD	CA	90312	BILL PAY AND STATEMENT PRINTING	287359
MACEY WILENSKY KESSLER & ASSOCIATES
230 PEACHTREE STREET NW SUITE 2700	ATLANTA	GA	30303	ATTORNEY	237414
DEIBOLD INCORPORATED
PO BOX 643543	PITTSBURGH	PA	15473	ARMORED CAR SERVICE	237284
LOUIS TURCHIARELLI
416 ROSWELL STREET NE SUITE 200	MARIETTA	GA	30060	ATTORNEY	205663

Field	Value	IRS element (for citing)
Number Of Contractors GT100 K	15	NumberOfContractorsGT100K

Program Service Revenue ProgramServiceRevenue (3 entries)

DescriptionDescription	Business CodeBusinessCode	Total Revenue ColumnTotalRevenueColumn	Related Or Exempt Function IncomeRelatedOrExemptFunctionIncome	Unrelated Business RevenueUnrelatedBusinessRevenue
INCOME ON LOANS	522100	29895473	29895473
FEE/OTHER INCOME	522100	11762140	11762140
UBIT REVENUE	524298	68296		68296

Field	Value	IRS element (for citing)
Total Program Service Revenue	41725909	TotalProgramServiceRevenue

Investment Income InvestmentIncome

Field	Value	IRS element (for citing)
Total Revenue Column	2648371	TotalRevenueColumn
Related Or Exempt Function Income	2648371	RelatedOrExemptFunctionIncome

Gross Rents GrossRents

Field	Value	IRS element (for citing)
Real	34500	Real

Rental Income Or Loss RentalIncomeOrLoss

Field	Value	IRS element (for citing)
Real	34500	Real

Net Rental Income Or Loss NetRentalIncomeOrLoss

Field	Value	IRS element (for citing)
Total Revenue Column	34500	TotalRevenueColumn
Related Or Exempt Function Income	34500	RelatedOrExemptFunctionIncome

Gross Amount Sales Assets GrossAmountSalesAssets

Field	Value	IRS element (for citing)
Securities	4000000	Securities
Other	533500	Other

Less Cost Oth Basis Sales Expenses LessCostOthBasisSalesExpenses

Field	Value	IRS element (for citing)
Securities	4000000	Securities
Other	630970	Other

Gain Or Loss GainOrLoss

Field	Value	IRS element (for citing)
Other	-97470	Other

Net Gain Or Loss Investments NetGainOrLossInvestments

Field	Value	IRS element (for citing)
Total Revenue Column	-97470	TotalRevenueColumn
Related Or Exempt Function Income	-137001	RelatedOrExemptFunctionIncome

Total Revenue TotalRevenue

Field	Value	IRS element (for citing)
Total Revenue Column	44311310	TotalRevenueColumn
Related Or Exempt Function Income	44203483	RelatedOrExemptFunctionIncome
Unrelated Business Revenue	68296	UnrelatedBusinessRevenue

Grants To Domestic Orgs GrantsToDomesticOrgs

Field	Value	IRS element (for citing)
Total	0	Total

Grants To Domestic Individuals GrantsToDomesticIndividuals

Field	Value	IRS element (for citing)
Total	0	Total

Foreign Grants ForeignGrants

Field	Value	IRS element (for citing)
Total	0	Total

Benefits To Members BenefitsToMembers

Field	Value	IRS element (for citing)
Total	0	Total

Comp Current Officers Directors CompCurrentOfficersDirectors

Field	Value	IRS element (for citing)
Total	1848425	Total
Program Services	1848425	ProgramServices

Comp Disqual Persons CompDisqualPersons

Field	Value	IRS element (for citing)
Total	0	Total

Other Salaries And Wages OtherSalariesAndWages

Field	Value	IRS element (for citing)
Total	8590767	Total
Program Services	8590767	ProgramServices

Pension Plan Contributions PensionPlanContributions

Field	Value	IRS element (for citing)
Total	828218	Total
Program Services	828218	ProgramServices

Other Employee Benefits OtherEmployeeBenefits

Field	Value	IRS element (for citing)
Total	2373580	Total
Program Services	2373580	ProgramServices

Payroll Taxes PayrollTaxes

Field	Value	IRS element (for citing)
Total	765359	Total
Program Services	765359	ProgramServices

Fees For Services Management FeesForServicesManagement

Field	Value	IRS element (for citing)
Total	0	Total

Fees For Services Legal FeesForServicesLegal

Field	Value	IRS element (for citing)
Total	66010	Total
Program Services	66010	ProgramServices

Fees For Services Accounting FeesForServicesAccounting

Field	Value	IRS element (for citing)
Total	217394	Total
Program Services	217394	ProgramServices

Fees For Services Lobbying FeesForServicesLobbying

Field	Value	IRS element (for citing)
Total	0	Total

Field	Value	IRS element (for citing)
Fees For Services Prof Fundraising		FeesForServicesProfFundraising

Fees For Services Invst Mgmnt Fees FeesForServicesInvstMgmntFees

Field	Value	IRS element (for citing)
Total	0	Total

Fees For Services Other FeesForServicesOther

Field	Value	IRS element (for citing)
Total	552286	Total
Program Services	552286	ProgramServices

Advertising Advertising

Field	Value	IRS element (for citing)
Total	1097325	Total
Program Services	1097325	ProgramServices

Office Expenses OfficeExpenses

Field	Value	IRS element (for citing)
Total	5414430	Total
Program Services	5414430	ProgramServices

Information Technology InformationTechnology

Field	Value	IRS element (for citing)
Total	0	Total

Royalties Royalties

Field	Value	IRS element (for citing)
Total	0	Total

Occupancy Occupancy

Field	Value	IRS element (for citing)
Total	1213016	Total
Program Services	1213016	ProgramServices

Travel Travel

Field	Value	IRS element (for citing)
Total	352011	Total
Program Services	352011	ProgramServices

Travel Entrtnmnt Public Officials TravelEntrtnmntPublicOfficials

Field	Value	IRS element (for citing)
Total	0	Total

Conferences Meetings ConferencesMeetings

Field	Value	IRS element (for citing)
Total	0	Total

Interest Interest

Field	Value	IRS element (for citing)
Total	7846528	Total
Program Services	7846528	ProgramServices

Payments To Affiliates PaymentsToAffiliates

Field	Value	IRS element (for citing)
Total	131654	Total
Program Services	131654	ProgramServices

Depreciation Depletion DepreciationDepletion

Field	Value	IRS element (for citing)
Total	1698990	Total
Program Services	1698990	ProgramServices

Insurance Insurance

Field	Value	IRS element (for citing)
Total	134903	Total
Program Services	134903	ProgramServices

Other Expenses OtherExpenses (5 entries)

DescriptionDescription	TotalTotal	Program ServicesProgramServices
PROVISION FOR LOAN LOSSES	3020723	3020723
CASH SHORT/OVER	8147	8147
LOAN SERVICING	1466183	1466183
NCUA INSURANCE PREMIUM ASSESSMENTS	1524975	1524975
MISCELLANEOUS	39531	39531

All Other Expenses AllOtherExpenses

Field	Value	IRS element (for citing)
Total	0	Total

Total Functional Expenses TotalFunctionalExpenses

Field	Value	IRS element (for citing)
Total	39190455	Total
Program Services	39190455	ProgramServices

Cash Non Interest Bearing CashNonInterestBearing

Field	Value	IRS element (for citing)
BOY	5305472	BOY
EOY	5807969	EOY

Savings And Temp Cash Investments SavingsAndTempCashInvestments

Field	Value	IRS element (for citing)
BOY	203382495	BOY
EOY	112917135	EOY

Accounts Receivable AccountsReceivable

Field	Value	IRS element (for citing)
BOY	90017	BOY
EOY	205051	EOY

Other Notes Loans Receivable Net OtherNotesLoansReceivableNet

Field	Value	IRS element (for citing)
BOY	489674598	BOY
EOY	510462860	EOY

Prepaid Expenses Deferred Charges PrepaidExpensesDeferredCharges

Field	Value	IRS element (for citing)
BOY	531989	BOY
EOY	574502	EOY

Field	Value	IRS element (for citing)
Land Buildings Equipment Basis	33324977	LandBuildingsEquipmentBasis
Land Bldg Equipment Accum Deprec	20630469	LandBldgEquipmentAccumDeprec

Land Buildings Equipment Basis Net LandBuildingsEquipmentBasisNet

Field	Value	IRS element (for citing)
BOY	12356356	BOY
EOY	12694508	EOY

Investments Pub Traded Securities InvestmentsPubTradedSecurities

Field	Value	IRS element (for citing)
BOY	68870636	BOY
EOY	112200243	EOY

Investments Other Securities InvestmentsOtherSecurities

Field	Value	IRS element (for citing)
BOY	476840	BOY
EOY	656469	EOY

Other Assets Total OtherAssetsTotal

Field	Value	IRS element (for citing)
BOY	9226025	BOY
EOY	12098149	EOY

Total Assets TotalAssets

Field	Value	IRS element (for citing)
BOY	789914428	BOY
EOY	767616886	EOY

Accounts Payable Accrued Expenses AccountsPayableAccruedExpenses

Field	Value	IRS element (for citing)
BOY	4649292	BOY
EOY	5300975	EOY

Mort Notes Pybl Secured Invest Prop MortNotesPyblSecuredInvestProp

Field	Value	IRS element (for citing)
BOY	125000000	BOY
EOY	40000000	EOY

Other Liabilities OtherLiabilities

Field	Value	IRS element (for citing)
BOY	577274613	BOY
EOY	634449858	EOY

Total Liabilities TotalLiabilities

Field	Value	IRS element (for citing)
BOY	706923905	BOY
EOY	679750833	EOY

Field	Value	IRS element (for citing)
Do Not Follow SFAS117	X	DoNotFollowSFAS117

Retained Earnings Endowment Etc RetainedEarningsEndowmentEtc

Field	Value	IRS element (for citing)
BOY	82990523	BOY
EOY	87866053	EOY

Total Net Assets Fund Balances TotalNetAssetsFundBalances

Field	Value	IRS element (for citing)
BOY	82990523	BOY
EOY	87866053	EOY

Total Liab Net Assets Fund Balances TotalLiabNetAssetsFundBalances

Field	Value	IRS element (for citing)
BOY	789914428	BOY
EOY	767616886	EOY

Field	Value	IRS element (for citing)
Info In Schedule O Part XI	X	InfoInScheduleOPartXI
Reconcilation Revenue Expenses	5120855	ReconcilationRevenueExpenses
Reconcilation Other Changes	-245325	ReconcilationOtherChanges
Method Of Accounting Accrual	X	MethodOfAccountingAccrual
Accountant Compile Or Review	false	AccountantCompileOrReview
FS Audited	true	FSAudited
Audit Committee	true	AuditCommittee
Financial Statement Consolidated	X	FinancialStatementConsolidated
Federal Grant Audit Required	false	FederalGrantAuditRequired

Schedule D IRS990ScheduleD

Field	Value	IRS element (for citing)
Included On FS	false	IncludedOnFS

Land Land

Field	Value	IRS element (for citing)
Other Cost Or Other Basis	2499594	OtherCostOrOtherBasis
Book Value	2440034	BookValue

Buildings Buildings

Field	Value	IRS element (for citing)
Other Cost Or Other Basis	16863905	OtherCostOrOtherBasis
Depreciation	8954031	Depreciation
Book Value	7909874	BookValue

Leasehold Improvements LeaseholdImprovements

Field	Value	IRS element (for citing)
Other Cost Or Other Basis	2400794	OtherCostOrOtherBasis
Depreciation	1345190	Depreciation
Book Value	1055604	BookValue

Equipment Equipment

Field	Value	IRS element (for citing)
Other Cost Or Other Basis	11560684	OtherCostOrOtherBasis
Depreciation	10271688	Depreciation
Book Value	1288996	BookValue

Field	Value	IRS element (for citing)
Total Of Book Value Land Buildings	12694508	TotalOfBookValueLandBuildings

Other Liabilities OtherLiabilities (7 entries)

DescriptionDescription	AmountAmount
REGULAR SHARES	$167,421,642
MONEY MARKETS	$66,229,930
CERTIFICATES IRA CERTIFICATES	$228,353,451
SHARE DRAFTS	$158,140,513
IRAS	$14,029,115
HEALTH SAVINGS	$275,207
ESCROWS

Field	Value	IRS element (for citing)
Total Of Amounts	634449858	TotalOfAmounts
Total Revenue	44311310	TotalRevenue
Total Expenses	39190455	TotalExpenses
Excess Or Deficit For Year	5120855	ExcessOrDeficitForYear
Net Unrealized GL On Investments	-244732	NetUnrealizedGLOnInvestments
Other	-$593	OtherAmount
Total Adjustments	-245325	TotalAdjustments
Excess Or Deficit Per FS	4875530	ExcessOrDeficitPerFS

Form990 Schedule D Part XIV Form990ScheduleDPartXIV (2 entries)

IdentifierIdentifier	Return ReferenceReturnReference	ExplanationExplanation
X	2	FIN 48 IS NOT APPLICABLE.
XI	8	NET UNREALIZED HOLDING LOSSES ON SECURITIES 244,732 RECLASSIFICATION ADJUSTMENT FOR NET LOSSES INCLUDED IN NET INCOME 593.

Schedule J IRS990ScheduleJ

Field	Value	IRS element (for citing)
Compensation Committee	X	CompensationCommittee
Compensation Survey	X	CompensationSurvey
Board Or Committee Approval	X	BoardOrCommitteeApproval
Severance Payment	false	SeverancePayment
Supplemental Nonqual Retire Plan	true	SupplementalNonqualRetirePlan
Equity Based Comp Arrangement	false	EquityBasedCompArrangement

Form990 Schedule J Part II Form990ScheduleJPartII (5 entries)

Base Compensation Filing OrgBaseCompensationFilingOrg	Bonus Filing OrgBonusFilingOrg	Other Compensation Filing OrgOtherCompensationFilingOrg	Deferred Comp Filing OrgDeferredCompFilingOrg	Nontaxable Benefits Filing OrgNontaxableBenefitsFilingOrg	Total Compensation Filing OrgTotalCompensationFilingOrg
C LEGGETT
216796	105500	794	17152	83097	423339
C BRACEWELL
117533	24400	612	86362	8543	237450
H BRANCH III
130840	47325	1940	59560	8743	248408
S STANFIELD
108015	44275	552	15128	22698	190668
L KING
117884	46275	403	13059	27777	205398

Schedule O IRS990ScheduleO

General Explanation GeneralExplanation (8 entries)

IdentifierIdentifier	Return ReferenceReturnReference	ExplanationExplanation
Form 990 Part VI	6	THE ORGANIZATION HAS MEMBERS.
Form 990 Part VI	7A	THE CREDIT UNION MEMBERSHIP MAY PARTICIPATE IN THE ELECTION OF OFFICIALS.
Form 990 Part VI	12C	LGECCU MAINTAINS A CONFLICT OF INTEREST POLICY WITHIN ITS CODE OF ETHICS. THIS POLICY IS ENFORCED AT ALL TIMES AND REVIEWED PERIODICALLY BY OUR INTERNAL AUDIT DEPARTMENT.
Form 990 Part VI	15A	LGECCU USES SURVEY DATA DURING AN ANNUAL REVIEW PROCESS TO DETERMINE THE REASONABLENESS OF ALL COMPENSATION AND BENEFITS.
Form 990 Part VI	15B	THE REVIEW OF THE CEOS COMPENSATION IS A FUNCTION OF THE BOARD OF DIRECTORS. ANNUALLY, THE BOARD USES AN EXECUTIVE COMPENSATION SURVEY FROM AN INDEPENDENT THIRD PARTY TO DETERMINE THE CEOS COMPENSATION. FOR ALL OTHER POSITIONS IN THE ORGANIZATION, PAY RANGES ARE REVIEWED AND APPROVED ON AN ANNUAL BASIS BY THE BOARD OF DIRECTORS UTILIZING DATA FROM AN INDEPENDENT COMPENSATION STUDY.
Form 990 Part VI	19	THE CREDIT UNIONS GOVERNING DOCUMENTS ARE NOT MADE AVAILABLE TO THE PUBLIC. THE CREDIT UNIONS CONFLICT OF INTEREST POLICY IS NOT MADE AVAILABLE TO THE PUBLIC. THE CREDIT UNIONS FINANCIAL STATEMENTS ARE AVAILABLE FOR PUBLIC VIEWING ON NCUA.GOV VIA THE QUARTERLY 5300 FILING.
Form 990 Part VI	11	LGECCU ENGAGED A PAID PREPARER, ORTH, CHAKLER, MURNANE AND CO., CPAs, TO COMPLETE OUR FORM 990 FILING. UPON COMPLETION OF THE RETURN, IT WAS REVIEWED AND APPROVED BY EXECUTIVE MANAGEMENT.
Form 990 Part XI	5	UNREALIZED HOLDING LOSSES ON SECURITIES AVAILABLE-FOR-SALE 244,732 PLUS RECLASSIFICATION ADJUSTMENT FOR NET LOSSES INCLUDED IN NET INCOME 593 EQUALS 245,325.

Schedule R IRS990ScheduleR

Form990 Schedule R Part I Form990ScheduleRPartI

Name Of Disregarded Entity NameOfDisregardedEntity

Field	Value	IRS element (for citing)
Business Name Line1	LGE INSURANCE SERVICES LLC	BusinessNameLine1

Address US AddressUS

Field	Value	IRS element (for citing)
Address Line1	430 COMMMERCE PARK DR	AddressLine1
City	MARIETTA	City
State	GA	State
ZIP Code	30060	ZIPCode

Field	Value	IRS element (for citing)
EIN	272540699	EIN
Primary Activities	INSURANCE SALES	PrimaryActivities
Legal Domicile State	GA	LegalDomicileState
Total Income	84844	TotalIncome
EOY Assets	402370	EOYAssets

Direct Controlling Entity Name DirectControllingEntityName

Field	Value	IRS element (for citing)
Business Name Line1	LGECCU	BusinessNameLine1