THE INDO AMERICAN SENIOR CITIZENS ASSOCIATION OF HUDSON COUNTY: Form 990, tax year 2009
View the entire original 990 at ProPublica ↗
- Organization
- THE INDO AMERICAN SENIOR CITIZENS ASSOCIATION OF HUDSON COUNTY (EIN 22-3389999)
- Tax period
- 2009-07-01 to 2010-06-30
- Filed
- 2011-01-12
- IRS object ID
- 201110139349301706
- Schema version
- 2009v1.3
- Source
- Download XML · Original 990 at ProPublica
Every field in the e-filed return. Faint text is the IRS element name, for citing.
Return header ReturnHeader
| Field | Value | IRS element (for citing) |
|---|---|---|
| Timestamp | 2011-01-12T08:06:28-08:00 | Timestamp |
| Tax Period End Date | 2010-06-30 | TaxPeriodEndDate |
Preparer Firm PreparerFirm
Preparer Firm Business Name PreparerFirmBusinessName
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | NITIN T BULSARA CPA | BusinessNameLine1 |
Preparer Firm US Address PreparerFirmUSAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 9 JUDY RESNIK DR | AddressLine1 |
| City | RANDOLPH | City |
| State | NJ | State |
| ZIP Code | 078692961 | ZIPCode |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Return Type | 990 | ReturnType |
| Tax Period Begin Date | 2009-07-01 | TaxPeriodBeginDate |
Filer Filer
| Field | Value | IRS element (for citing) |
|---|---|---|
| EIN | 223389999 | EIN |
Name Name
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | THE INDO-AMERICAN SENIOR CITIZENS ASSN | BusinessNameLine1 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Name Control | INDO | NameControl |
| Phone | 2017985704 | Phone |
US Address USAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | OF HUDSON COUNTY 3359 KENNEDY BLVD | AddressLine1 |
| City | JERSEY CITY | City |
| State | NJ | State |
| ZIP Code | 07307 | ZIPCode |
Officer Officer
| Field | Value | IRS element (for citing) |
|---|---|---|
| Name | PRAMOD K PATEL | Name |
| Title | PRESIDENT | Title |
| Phone | 2017985704 | Phone |
| Date Signed | 2010-11-25 | DateSigned |
Preparer Preparer
| Field | Value | IRS element (for citing) |
|---|---|---|
| Name | NITIN T BULSARA CPA | Name |
| Phone | 9738950080 | Phone |
| Date Prepared | 2011-01-12 | DatePrepared |
| Self Employed | X | SelfEmployed |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Tax Year | 2009 | TaxYear |
| Build TS | 2016-02-24 21:20:13Z | BuildTS |
Form 990 IRS990
Name Of Principal Officer Business NameOfPrincipalOfficerBusiness
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | PRAMOD K PATEL | BusinessNameLine1 |
Address Principal Officer US AddressPrincipalOfficerUS
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 3359 KENNEDY BLVD | AddressLine1 |
| City | JERSEY CITY | City |
| State | NJ | State |
| ZIP Code | 07307 | ZIPCode |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Gross Receipts | 32120 | GrossReceipts |
| Group Return For Affiliates | false | GroupReturnForAffiliates |
| Organization501c | X | Organization501c |
| Web Site | N/A | WebSite |
| Type Of Organization Corporation | X | TypeOfOrganizationCorporation |
| Year Formation | 1996 | YearFormation |
| State Legal Domicile | NJ | StateLegalDomicile |
| Activity Or Mission Description | SERVICES TO ELDERLY CITIZENS | ActivityOrMissionDescription |
| Nbr Voting Members Governing Body | 11 | NbrVotingMembersGoverningBody |
| Nbr Independent Voting Members | 600 | NbrIndependentVotingMembers |
| Total Nbr Employees | 0 | TotalNbrEmployees |
| Total Nbr Volunteers | 10 | TotalNbrVolunteers |
| Total Gross UBI | 792 | TotalGrossUBI |
| Contributions Grants Prior Year | 4994 | ContributionsGrantsPriorYear |
| Contributions Grants Current Year | 14855 | ContributionsGrantsCurrentYear |
| Program Service Revenue CY | 0 | ProgramServiceRevenueCY |
| Investment Income Prior Year | 1486 | InvestmentIncomePriorYear |
| Investment Income Current Year | 792 | InvestmentIncomeCurrentYear |
| Other Revenue Prior Year | 13250 | OtherRevenuePriorYear |
| Other Revenue Current Year | 5958 | OtherRevenueCurrentYear |
| Total Revenue Prior Year | 19730 | TotalRevenuePriorYear |
| Total Revenue Current Year | 21605 | TotalRevenueCurrentYear |
| Grants And Similar Amnts CY | 0 | GrantsAndSimilarAmntsCY |
| Benefits Paid To Members CY | 0 | BenefitsPaidToMembersCY |
| Salaries Etc Current Year | 0 | SalariesEtcCurrentYear |
| Total Prof Fundrsng Exp CY | 0 | TotalProfFundrsngExpCY |
| Total Fundrsng Exp Current Year | 0 | TotalFundrsngExpCurrentYear |
| Other Expense Prior Year | 20628 | OtherExpensePriorYear |
| Other Expenses Current Year | 18379 | OtherExpensesCurrentYear |
| Total Expenses Prior Year | 20628 | TotalExpensesPriorYear |
| Total Expenses Current Year | 18379 | TotalExpensesCurrentYear |
| Revenues Less Expenses Prior Year | -898 | RevenuesLessExpensesPriorYear |
| Revenues Less Expenses CY | 3226 | RevenuesLessExpensesCY |
| Total Assets BOY | 267498 | TotalAssetsBOY |
| Total Assets EOY | 270724 | TotalAssetsEOY |
| Total Liabilities BOY | 18945 | TotalLiabilitiesBOY |
| Total Liabilities EOY | 18945 | TotalLiabilitiesEOY |
| Net Assets Or Fund Balances BOY | 248553 | NetAssetsOrFundBalancesBOY |
| Net Assets Or Fund Balances EOY | 251779 | NetAssetsOrFundBalancesEOY |
| Mission Description | SERVICES TO ELDERLY CITIZENS | MissionDescription |
| Significant New Program Services | false | SignificantNewProgramServices |
| Significant Change | false | SignificantChange |
| Expense | 5519 | Expense |
| Description | VARIOUS ACTIVITES INCLUDING, TRIPS TO ATLANTIC CITY, SOCIAL GATHERINGS, PARADES, RELIGIOUS ACTIVITIES, ETC. | Description |
| Total Program Service Expense | 5519 | TotalProgramServiceExpense |
| Described In501 C3 | true | DescribedIn501C3 |
| Schedule B Required | false | ScheduleBRequired |
| Political Activities | false | PoliticalActivities |
| Lobbying Activities | false | LobbyingActivities |
| Donor Advised Funds | false | DonorAdvisedFunds |
| Conservation Easements | false | ConservationEasements |
| Collections Of Art | false | CollectionsOfArt |
| Credit Counseling | false | CreditCounseling |
| Term Or Permanent Endowments | false | TermOrPermanentEndowments |
| Balance Sheet Amounts Reported | true | BalanceSheetAmountsReported |
| Independent Audit Financial Stmt | false | IndependentAuditFinancialStmt |
| Consolidated Audit Financial Stmt | false | ConsolidatedAuditFinancialStmt |
| School | false | School |
| Foreign Office | false | ForeignOffice |
| Foreign Activities | false | ForeignActivities |
| More Than5000 K To Organizations | false | MoreThan5000KToOrganizations |
| More Than5000 K To Individuals | false | MoreThan5000KToIndividuals |
| Professional Fundraising | false | ProfessionalFundraising |
| Fundraising Activities | true | FundraisingActivities |
| Gaming | false | Gaming |
| Hospital | false | Hospital |
| Grants To Organizations | false | GrantsToOrganizations |
| Grants To Individuals | false | GrantsToIndividuals |
| Schedule J Required | false | ScheduleJRequired |
| Tax Exempt Bonds | false | TaxExemptBonds |
| Excess Benefit Transaction | false | ExcessBenefitTransaction |
| Prior Excess Benefit Transaction | false | PriorExcessBenefitTransaction |
| Loan To Officer Or DQP | false | LoanToOfficerOrDQP |
| Grant To Related Person | false | GrantToRelatedPerson |
| Bsnss Rltnshp With Organization | false | BsnssRltnshpWithOrganization |
| Bsnss Rltnshp Thru Family Member | false | BsnssRltnshpThruFamilyMember |
| Officer Entity With Bsnss Rltnshp | false | OfficerEntityWithBsnssRltnshp |
| Deductible Non Cash Contributions | false | DeductibleNonCashContributions |
| Deductible Contributions Of Art | false | DeductibleContributionsOfArt |
| Terminated | false | Terminated |
| Partial Liquidation | false | PartialLiquidation |
| Disregarded Entity | false | DisregardedEntity |
| Related Entity | false | RelatedEntity |
| Related Org Controlled Entity | false | RelatedOrgControlledEntity |
| Transfers To Exempt Non Chrtbl Org | false | TransfersToExemptNonChrtblOrg |
| Activities Conducted Partnership | false | ActivitiesConductedPartnership |
| Schedule O Required | false | ScheduleORequired |
| Number Forms Transmitted With1096 | 0 | NumberFormsTransmittedWith1096 |
| Number W2 G Included | 0 | NumberW2GIncluded |
| Compliance With Backup Witholding | true | ComplianceWithBackupWitholding |
| Number Of Employees | 0 | NumberOfEmployees |
| Employment Tax Returns Filed | false | EmploymentTaxReturnsFiled |
| Unrelated Business Income | false | UnrelatedBusinessIncome |
| Foreign Financial Account | false | ForeignFinancialAccount |
| Prohibited Tax Shelter Trans | false | ProhibitedTaxShelterTrans |
| Taxable Party Notification | false | TaxablePartyNotification |
| Non Deductible Contributions | false | NonDeductibleContributions |
| Quid Pro Quo Contributions | false | QuidProQuoContributions |
| Form8282 Property Disposed Of | false | Form8282PropertyDisposedOf |
| Funds To Pay Premiums | false | FundsToPayPremiums |
| Premiums Paid | false | PremiumsPaid |
| Excess Business Holdings | false | ExcessBusinessHoldings |
| Taxable Distributions | false | TaxableDistributions |
| Distribution To Donor | false | DistributionToDonor |
| Nbr Voting Governing Body Members | 11 | NbrVotingGoverningBodyMembers |
| Number Independent Voting Members | 600 | NumberIndependentVotingMembers |
| Family Or Business Relationship | false | FamilyOrBusinessRelationship |
| Delegation Of Management Duties | false | DelegationOfManagementDuties |
| Changes To Organizing Docs | false | ChangesToOrganizingDocs |
| Material Diversion Or Misuse | false | MaterialDiversionOrMisuse |
| Members Or Stockholders | true | MembersOrStockholders |
| Election Of Board Members | true | ElectionOfBoardMembers |
| Decisions Subject To Approval | true | DecisionsSubjectToApproval |
| Minutes Of Governing Body | true | MinutesOfGoverningBody |
| Minutes Of Committees | true | MinutesOfCommittees |
| Officer Mailing Address | false | OfficerMailingAddress |
| Local Chapters | false | LocalChapters |
| Form990 Provided To Governing Body | true | Form990ProvidedToGoverningBody |
| Conflict Of Interest Policy | false | ConflictOfInterestPolicy |
| Whistleblower Policy | false | WhistleblowerPolicy |
| Document Retention Policy | false | DocumentRetentionPolicy |
| Compensation Process CEO | true | CompensationProcessCEO |
| Compensation Process Other | true | CompensationProcessOther |
| Investment In Joint Venture | false | InvestmentInJointVenture |
| States Where Copy Of Return Is Filed | NJ | StatesWhereCopyOfReturnIsFiled |
| Upon Request | X | UponRequest |
The Books Are In Care Of TheBooksAreInCareOf
Name Business NameBusiness
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | THIS ORGANIZATION | BusinessNameLine1 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Telephone Number | 2016590300 | TelephoneNumber |
Address US AddressUS
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 3359 KENNEDY BLVD | AddressLine1 |
| City | JERSEY CITY | City |
| State | NJ | State |
| ZIP Code | 07307 | ZIPCode |
| Field | Value | IRS element (for citing) |
|---|---|---|
| No Listed Persons Compensated | X | NoListedPersonsCompensated |
Form990 Part VII Section A Form990PartVIISectionA (4 entries)
| TitleTitle | Average Hours Per WeekAverageHoursPerWeek | OfficerOfficer | Reportable Comp From OrganizationReportableCompFromOrganization | Reportable Comp From Related OrgsReportableCompFromRelatedOrgs | Other CompensationOtherCompensation |
|---|---|---|---|---|---|
| PRAMOD K PATEL | |||||
| PRES | 15.00 | X | 0 | 0 | 0 |
| INDRAVADAN PARIKH | |||||
| SEC | 15.00 | X | 0 | 0 | 0 |
| SUBHASH SHAH | |||||
| TRES | 15.00 | X | 0 | 0 | 0 |
| MAHENDRA SHAH | |||||
| INTERNAL AUDITOR | 15.00 | X | 0 | 0 | 0 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Formers Listed | false | FormersListed |
| Total Comp GT150 K | false | TotalCompGT150K |
| Compensation From Other Sources | false | CompensationFromOtherSources |
| Membership Dues | 3504 | MembershipDues |
| All Other Contributions | 11351 | AllOtherContributions |
| Total Contributions | 14855 | TotalContributions |
Investment Income InvestmentIncome
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | 792 | TotalRevenueColumn |
| Unrelated Business Revenue | 792 | UnrelatedBusinessRevenue |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Gross Income Fundraising Events | 16473 | GrossIncomeFundraisingEvents |
| Fundraising Direct Expenses | 10515 | FundraisingDirectExpenses |
Net Income From Fundraising Events NetIncomeFromFundraisingEvents
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | 5958 | TotalRevenueColumn |
| Related Or Exempt Function Income | 5958 | RelatedOrExemptFunctionIncome |
Total Revenue TotalRevenue
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | 21605 | TotalRevenueColumn |
| Related Or Exempt Function Income | 5958 | RelatedOrExemptFunctionIncome |
| Unrelated Business Revenue | 792 | UnrelatedBusinessRevenue |
Fees For Services Legal FeesForServicesLegal
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 76 | Total |
| Program Services | 0 | ProgramServices |
| Management And General | 76 | ManagementAndGeneral |
| Fundraising | 0 | Fundraising |
Fees For Services Accounting FeesForServicesAccounting
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 400 | Total |
| Program Services | 0 | ProgramServices |
| Management And General | 400 | ManagementAndGeneral |
| Fundraising | 0 | Fundraising |
Office Expenses OfficeExpenses
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 476 | Total |
| Program Services | 0 | ProgramServices |
| Management And General | 476 | ManagementAndGeneral |
| Fundraising | 0 | Fundraising |
Depreciation Depletion DepreciationDepletion
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 6404 | Total |
| Program Services | 0 | ProgramServices |
| Management And General | 6404 | ManagementAndGeneral |
| Fundraising | 0 | Fundraising |
Other Expenses OtherExpenses (4 entries)
| DescriptionDescription | TotalTotal | Program ServicesProgramServices | Management And GeneralManagementAndGeneral | FundraisingFundraising |
|---|---|---|---|---|
| PROPERTY TAX | 2992 | 1496 | 1496 | 0 |
| UTILITIES | 2347 | 1174 | 1173 | 0 |
| WATER | 642 | 0 | 642 | 0 |
| INSURANCE | 2614 | 1307 | 1307 | 0 |
All Other Expenses AllOtherExpenses
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 2428 | Total |
| Program Services | 1542 | ProgramServices |
| Management And General | 886 | ManagementAndGeneral |
| Fundraising | 0 | Fundraising |
Total Functional Expenses TotalFunctionalExpenses
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 18379 | Total |
| Program Services | 5519 | ProgramServices |
| Management And General | 12860 | ManagementAndGeneral |
| Fundraising | 0 | Fundraising |
Cash Non Interest Bearing CashNonInterestBearing
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 3949 | BOY |
| EOY | 9581 | EOY |
Savings And Temp Cash Investments SavingsAndTempCashInvestments
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 53632 | BOY |
| EOY | 57424 | EOY |
Pledges And Grants Receivable PledgesAndGrantsReceivable
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 4000 | BOY |
| EOY | 4000 | EOY |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Land Buildings Equipment Basis | 246733 | LandBuildingsEquipmentBasis |
| Land Bldg Equipment Accum Deprec | 47014 | LandBldgEquipmentAccumDeprec |
Land Buildings Equipment Basis Net LandBuildingsEquipmentBasisNet
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 205917 | BOY |
| EOY | 199719 | EOY |
Total Assets TotalAssets
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 267498 | BOY |
| EOY | 270724 | EOY |
Unsecured Notes Loans Payable UnsecuredNotesLoansPayable
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 18945 | BOY |
| EOY | 18945 | EOY |
Total Liabilities TotalLiabilities
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 18945 | BOY |
| EOY | 18945 | EOY |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Follow SFAS117 | X | FollowSFAS117 |
Unrestricted Net Assets UnrestrictedNetAssets
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 248553 | BOY |
| EOY | 251779 | EOY |
Total Net Assets Fund Balances TotalNetAssetsFundBalances
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 248553 | BOY |
| EOY | 251779 | EOY |
Total Liab Net Assets Fund Balances TotalLiabNetAssetsFundBalances
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 267498 | BOY |
| EOY | 270724 | EOY |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Method Of Accounting Cash | X | MethodOfAccountingCash |
| Accountant Compile Or Review | false | AccountantCompileOrReview |
| FS Audited | false | FSAudited |
| Federal Grant Audit Required | false | FederalGrantAuditRequired |
Schedule A IRS990ScheduleA
| Field | Value | IRS element (for citing) |
|---|---|---|
| Publicly Supported Org170b1 Avi | X | PubliclySupportedOrg170b1Avi |
Gifts Grants Contrib Received170 GiftsGrantsContribReceived170
| Field | Value | IRS element (for citing) |
|---|---|---|
| Current Tax Year Minus4 Years | 17786 | CurrentTaxYearMinus4Years |
| Current Tax Year Minus3 Years | 22702 | CurrentTaxYearMinus3Years |
| Current Tax Year Minus2 Years | 23773 | CurrentTaxYearMinus2Years |
| Current Tax Year Minus1 Year | 18244 | CurrentTaxYearMinus1Year |
| Current Tax Year | 20813 | CurrentTaxYear |
| Total | 103318 | Total |
Total170 Total170
| Field | Value | IRS element (for citing) |
|---|---|---|
| Current Tax Year Minus4 Years | 17786 | CurrentTaxYearMinus4Years |
| Current Tax Year Minus3 Years | 22702 | CurrentTaxYearMinus3Years |
| Current Tax Year Minus2 Years | 23773 | CurrentTaxYearMinus2Years |
| Current Tax Year Minus1 Year | 18244 | CurrentTaxYearMinus1Year |
| Current Tax Year | 20813 | CurrentTaxYear |
| Total | 103318 | Total |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Public Support Total170 | 103318 | PublicSupportTotal170 |
Gross Investment Income170 GrossInvestmentIncome170
| Field | Value | IRS element (for citing) |
|---|---|---|
| Current Tax Year Minus4 Years | 2459 | CurrentTaxYearMinus4Years |
| Current Tax Year Minus3 Years | 1492 | CurrentTaxYearMinus3Years |
| Current Tax Year Minus2 Years | 2178 | CurrentTaxYearMinus2Years |
| Current Tax Year Minus1 Year | 1486 | CurrentTaxYearMinus1Year |
| Current Tax Year | 792 | CurrentTaxYear |
| Total | 8407 | Total |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Support | 111725 | TotalSupport |
| Public Support Pertcentage170 | 0.92480 | PublicSupportPertcentage170 |
| Public Support Pertcent Prior Year | 0.91780 | PublicSupportPertcentPriorYear |
| Thirty Three Percnt Tests CY170 | X | ThirtyThreePercntTestsCY170 |
| Public Support Total509 | 0 | PublicSupportTotal509 |
| Public Support Percentage509 | 0 | PublicSupportPercentage509 |
| Investment Income Percentage | 0 | InvestmentIncomePercentage |
Schedule D IRS990ScheduleD
Land Land
| Field | Value | IRS element (for citing) |
|---|---|---|
| Investment Cost Or Other Basis | 50000 | InvestmentCostOrOtherBasis |
| Book Value | 50000 | BookValue |
Buildings Buildings
| Field | Value | IRS element (for citing) |
|---|---|---|
| Investment Cost Or Other Basis | 105972 | InvestmentCostOrOtherBasis |
| Depreciation | 22755 | Depreciation |
| Book Value | 83217 | BookValue |
Leasehold Improvements LeaseholdImprovements
| Field | Value | IRS element (for citing) |
|---|---|---|
| Investment Cost Or Other Basis | 71235 | InvestmentCostOrOtherBasis |
| Depreciation | 12188 | Depreciation |
| Book Value | 59047 | BookValue |
Equipment Equipment
| Field | Value | IRS element (for citing) |
|---|---|---|
| Investment Cost Or Other Basis | 15749 | InvestmentCostOrOtherBasis |
| Depreciation | 9136 | Depreciation |
| Book Value | 6613 | BookValue |
Other Land Buildings OtherLandBuildings
| Field | Value | IRS element (for citing) |
|---|---|---|
| Investment Cost Or Other Basis | 3777 | InvestmentCostOrOtherBasis |
| Depreciation | 2935 | Depreciation |
| Book Value | 842 | BookValue |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Of Book Value Land Buildings | 199719 | TotalOfBookValueLandBuildings |
Schedule G IRS990ScheduleG
Schedule O IRS990ScheduleO
General Explanation GeneralExplanation (5 entries)
| IdentifierIdentifier | ExplanationExplanation |
|---|---|
| Pt VI-A, Line 6 | MEMBERS |
| Pt VI-A, Line 7a | MEMBERS ELECT THE TRUSTEES |
| Pt VI-A, Line 7b | MEMBERS |
| Pt VI-B, Line 11A | COPIES PROVIDED TO TRUSTEES PRIOR TO FILING |
| Pt VI-B, Line 15 | NO COMPENSATION IS MADE T ANY TRUSTEE |
Comments