PATELCO CREDIT UNION: Form 990, tax year 2012
View the entire original 990 at ProPublica ↗
- Organization
- PATELCO CREDIT UNION (EIN 94-0755684)
- Tax period
- 2012-01-01 to 2012-12-31
- Filed
- 2013-11-15
- IRS object ID
- 201343199349309824
- Schema version
- 2012v2.0
- Source
- Download XML · Original 990 at ProPublica
Every field in the e-filed return. Faint text is the IRS element name, for citing.
Return header ReturnHeader
| Field | Value | IRS element (for citing) |
|---|---|---|
| Timestamp | 2013-11-15T19:47:35-07:00 | Timestamp |
| Tax Period End Date | 2012-12-31 | TaxPeriodEndDate |
| Return Type | 990 | ReturnType |
| Tax Period Begin Date | 2012-01-01 | TaxPeriodBeginDate |
Filer Filer
| Field | Value | IRS element (for citing) |
|---|---|---|
| EIN | 940755684 | EIN |
Name Name
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | PATELCO CREDIT UNION | BusinessNameLine1 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Name Control | PATE | NameControl |
| Phone | 8003588228 | Phone |
US Address USAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 5050 Hopyard Road | AddressLine1 |
| City | Pleasanton | City |
| State | CA | State |
| ZIP Code | 94588 | ZIPCode |
Officer Officer
| Field | Value | IRS element (for citing) |
|---|---|---|
| Name | Scott Waite | Name |
| Title | EVP/CFO | Title |
| Phone | 9254604605 | Phone |
| Date Signed | 2013-11-15 | DateSigned |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Tax Year | 2012 | TaxYear |
| Build TS | 2016-03-07 17:11:31Z | BuildTS |
Form 990 IRS990
| Field | Value | IRS element (for citing) |
|---|---|---|
| Name Of Principal Officer Person | Scott Waite EVP-CFO | NameOfPrincipalOfficerPerson |
Address Principal Officer US AddressPrincipalOfficerUS
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 5050 Hopyard Rd | AddressLine1 |
| City | Pleasanton | City |
| State | CA | State |
| ZIP Code | 94588 | ZIPCode |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Gross Receipts | 173484228 | GrossReceipts |
| Group Return For Affiliates | 0 | GroupReturnForAffiliates |
| Organization501c | X | Organization501c |
| Web Site | www.patelco.org | WebSite |
| Type Of Organization Other | X | TypeOfOrganizationOther |
| Type Of Org Other Description | credit union | TypeOfOrgOtherDescription |
| Year Formation | 1936 | YearFormation |
| State Legal Domicile | CA | StateLegalDomicile |
| Activity Or Mission Description | The organization is a full service state-chartered credit union that provides a broad range of loan and deposit products and other financial services to its members located throughout the US using various channels including branches, a call center and the Internet. | ActivityOrMissionDescription |
| Nbr Voting Members Governing Body | 11 | NbrVotingMembersGoverningBody |
| Nbr Independent Voting Members | 11 | NbrIndependentVotingMembers |
| Total Nbr Employees | 687 | TotalNbrEmployees |
| Total Nbr Volunteers | 16 | TotalNbrVolunteers |
| Total Gross UBI | 4928061 | TotalGrossUBI |
| Net Unrelated Business Txbl Income | 0 | NetUnrelatedBusinessTxblIncome |
| Contributions Grants Prior Year | 0 | ContributionsGrantsPriorYear |
| Contributions Grants Current Year | 0 | ContributionsGrantsCurrentYear |
| Program Service Revenue Prior Year | 136826775 | ProgramServiceRevenuePriorYear |
| Program Service Revenue CY | 139815214 | ProgramServiceRevenueCY |
| Investment Income Prior Year | 24463301 | InvestmentIncomePriorYear |
| Investment Income Current Year | 28740953 | InvestmentIncomeCurrentYear |
| Other Revenue Prior Year | 4328908 | OtherRevenuePriorYear |
| Other Revenue Current Year | 4928061 | OtherRevenueCurrentYear |
| Total Revenue Prior Year | 165618984 | TotalRevenuePriorYear |
| Total Revenue Current Year | 173484228 | TotalRevenueCurrentYear |
| Grants And Similar Amnts Prior Year | 0 | GrantsAndSimilarAmntsPriorYear |
| Grants And Similar Amnts CY | 0 | GrantsAndSimilarAmntsCY |
| Benefits Paid To Members Prior Year | 0 | BenefitsPaidToMembersPriorYear |
| Benefits Paid To Members CY | 0 | BenefitsPaidToMembersCY |
| Salaries Etc Prior Year | 42693268 | SalariesEtcPriorYear |
| Salaries Etc Current Year | 47293807 | SalariesEtcCurrentYear |
| Total Prof Fundrsng Exp Prior Year | 0 | TotalProfFundrsngExpPriorYear |
| Total Prof Fundrsng Exp CY | 0 | TotalProfFundrsngExpCY |
| Total Fundrsng Exp Current Year | 0 | TotalFundrsngExpCurrentYear |
| Other Expense Prior Year | 110718925 | OtherExpensePriorYear |
| Other Expenses Current Year | 70680926 | OtherExpensesCurrentYear |
| Total Expenses Prior Year | 153412193 | TotalExpensesPriorYear |
| Total Expenses Current Year | 117974733 | TotalExpensesCurrentYear |
| Revenues Less Expenses Prior Year | 12206791 | RevenuesLessExpensesPriorYear |
| Revenues Less Expenses CY | 55509495 | RevenuesLessExpensesCY |
| Total Assets BOY | 3611613563 | TotalAssetsBOY |
| Total Assets EOY | 3871998534 | TotalAssetsEOY |
| Total Liabilities BOY | 3234168183 | TotalLiabilitiesBOY |
| Total Liabilities EOY | 3441490614 | TotalLiabilitiesEOY |
| Net Assets Or Fund Balances BOY | 377445380 | NetAssetsOrFundBalancesBOY |
| Net Assets Or Fund Balances EOY | 430507920 | NetAssetsOrFundBalancesEOY |
| Mission Description | Patelco Credit Union provided members 10,171 Real Estate loans totalling $575,625,168 in 2012. Patelco Credit Union provided members 59,217 consumer loans totalling $882,901,988 in 2012. Patelco Credit Union offered loans, deposits and other services to 273,975 members in 2012. | MissionDescription |
| Significant New Program Services | 0 | SignificantNewProgramServices |
| Significant Change | 0 | SignificantChange |
| Description | Patelco Credit Union provided member 10,171 real estate loans totalling $575,625,168 in 2012. | Description |
Activity2 Activity2
| Field | Value | IRS element (for citing) |
|---|---|---|
| Description | Patelco Credit Union provided members 59,217 consumer loans totalling $882,901,988 in 2012. | Description |
Activity3 Activity3
| Field | Value | IRS element (for citing) |
|---|---|---|
| Description | Patelco Credit Union offered loans, deposits, and other services to 273,975 in 2012. | Description |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Of Other Program Service Exp | 0 | TotalOfOtherProgramServiceExp |
| Total Of Other Program Service Grnt | 0 | TotalOfOtherProgramServiceGrnt |
| Total Of Other Program Service Rev | 0 | TotalOfOtherProgramServiceRev |
| Total Program Service Expense | 0 | TotalProgramServiceExpense |
| Described In501 C3 | 0 | DescribedIn501C3 |
| Schedule B Required | 0 | ScheduleBRequired |
| Political Activities | 1 | PoliticalActivities |
| Subject To Proxy Tax | 0 | SubjectToProxyTax |
| Donor Advised Funds | 0 | DonorAdvisedFunds |
| Conservation Easements | 0 | ConservationEasements |
| Collections Of Art | 0 | CollectionsOfArt |
| Credit Counseling | 0 | CreditCounseling |
| Term Or Permanent Endowments | 0 | TermOrPermanentEndowments |
| Report Land Bldg Equip | 1 | ReportLandBldgEquip |
| Report Invest Oth Securities | 1 | ReportInvestOthSecurities |
| Report Prog Rel Invest | 0 | ReportProgRelInvest |
| Report Other Assets | 0 | ReportOtherAssets |
| Report Other Liabilities | 1 | ReportOtherLiabilities |
| Report Fin48 Footnote | 1 | ReportFin48Footnote |
| Independent Audit Financial Stmt | 1 | IndependentAuditFinancialStmt |
| Consolidated Audit Financial Stmt | 1 | ConsolidatedAuditFinancialStmt |
| School | 0 | School |
| Foreign Office | 0 | ForeignOffice |
| Foreign Activities | 0 | ForeignActivities |
| More Than5000 K To Organizations | 0 | MoreThan5000KToOrganizations |
| More Than5000 K To Individuals | 0 | MoreThan5000KToIndividuals |
| Professional Fundraising | 0 | ProfessionalFundraising |
| Fundraising Activities | 0 | FundraisingActivities |
| Gaming | 0 | Gaming |
| Hospital | 0 | Hospital |
| Grants To Organizations | 0 | GrantsToOrganizations |
| Grants To Individuals | 0 | GrantsToIndividuals |
| Schedule J Required | 1 | ScheduleJRequired |
| Tax Exempt Bonds | 0 | TaxExemptBonds |
| Loan To Officer Or DQP | 1 | LoanToOfficerOrDQP |
| Grant To Related Person | 0 | GrantToRelatedPerson |
| Bsnss Rltnshp With Organization | 0 | BsnssRltnshpWithOrganization |
| Bsnss Rltnshp Thru Family Member | 0 | BsnssRltnshpThruFamilyMember |
| Officer Entity With Bsnss Rltnshp | 0 | OfficerEntityWithBsnssRltnshp |
| Deductible Non Cash Contributions | 0 | DeductibleNonCashContributions |
| Deductible Contributions Of Art | 0 | DeductibleContributionsOfArt |
| Terminated | 0 | Terminated |
| Partial Liquidation | 0 | PartialLiquidation |
| Disregarded Entity | 0 | DisregardedEntity |
| Related Entity | 1 | RelatedEntity |
| Related Org Controlled Entity | 1 | RelatedOrgControlledEntity |
| Transaction Related Entity | 1 | TransactionRelatedEntity |
| Activities Conducted Partnership | 0 | ActivitiesConductedPartnership |
| Schedule O Required | 1 | ScheduleORequired |
| Number Forms Transmitted With1096 | 182 | NumberFormsTransmittedWith1096 |
| Number W2 G Included | 0 | NumberW2GIncluded |
| Compliance With Backup Witholding | 1 | ComplianceWithBackupWitholding |
| Number Of Employees | 687 | NumberOfEmployees |
| Employment Tax Returns Filed | 1 | EmploymentTaxReturnsFiled |
| Unrelated Business Income | 1 | UnrelatedBusinessIncome |
| Form990-T Filed | 1 | Form990-TFiled |
| Foreign Financial Account | 0 | ForeignFinancialAccount |
| Prohibited Tax Shelter Trans | 0 | ProhibitedTaxShelterTrans |
| Taxable Party Notification | 0 | TaxablePartyNotification |
| Non Deductible Contributions | 0 | NonDeductibleContributions |
| Indoor Tanning Services | 0 | IndoorTanningServices |
| Info In Schedule O Part VI | X | InfoInScheduleOPartVI |
| Nbr Voting Governing Body Members | 11 | NbrVotingGoverningBodyMembers |
| Number Independent Voting Members | 11 | NumberIndependentVotingMembers |
| Family Or Business Relationship | 0 | FamilyOrBusinessRelationship |
| Delegation Of Management Duties | 0 | DelegationOfManagementDuties |
| Changes To Organizing Docs | 0 | ChangesToOrganizingDocs |
| Material Diversion Or Misuse | 0 | MaterialDiversionOrMisuse |
| Members Or Stockholders | 1 | MembersOrStockholders |
| Election Of Board Members | 1 | ElectionOfBoardMembers |
| Decisions Subject To Approval | 1 | DecisionsSubjectToApproval |
| Minutes Of Governing Body | 1 | MinutesOfGoverningBody |
| Minutes Of Committees | 1 | MinutesOfCommittees |
| Officer Mailing Address | 0 | OfficerMailingAddress |
| Local Chapters | 1 | LocalChapters |
| Policies Reference Chapters | 1 | PoliciesReferenceChapters |
| Form990 Provided To Governing Body | 1 | Form990ProvidedToGoverningBody |
| Conflict Of Interest Policy | 1 | ConflictOfInterestPolicy |
| Annual Disclosure Covered Persons | 1 | AnnualDisclosureCoveredPersons |
| Regular Monitoring Enforcement | 1 | RegularMonitoringEnforcement |
| Whistleblower Policy | 1 | WhistleblowerPolicy |
| Document Retention Policy | 1 | DocumentRetentionPolicy |
| Compensation Process CEO | 1 | CompensationProcessCEO |
| Compensation Process Other | 1 | CompensationProcessOther |
| Investment In Joint Venture | 0 | InvestmentInJointVenture |
| Other Website | X | OtherWebsite |
The Books Are In Care Of TheBooksAreInCareOf
| Field | Value | IRS element (for citing) |
|---|---|---|
| Name Person | Scott Waite EVP-CFO | NamePerson |
| Telephone Number | 9254604605 | TelephoneNumber |
Address US AddressUS
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 5050 Hopyard Road | AddressLine1 |
| City | Pleasanton | City |
| State | CA | State |
| ZIP Code | 94588 | ZIPCode |
Form990 Part VII Section A Form990PartVIISectionA (36 entries)
| TitleTitle | Average Hours Per WeekAverageHoursPerWeek | Individual Trustee Or DirectorIndividualTrusteeOrDirector | Reportable Comp From OrganizationReportableCompFromOrganization | Reportable Comp From Related OrgsReportableCompFromRelatedOrgs | Other CompensationOtherCompensation | Average Hours Per Week RelatedAverageHoursPerWeekRelated | OfficerOfficer | Key EmployeeKeyEmployee | FormerFormer | Highest Compensated EmployeeHighestCompensatedEmployee |
|---|---|---|---|---|---|---|---|---|---|---|
| Peter Hanelt | ||||||||||
| Chairman | 5 | X | 4354 | 0 | 0 | |||||
| Garrick Zillgitt | ||||||||||
| Director | 5 | X | 0 | 0 | 0 | |||||
| John Rubino | ||||||||||
| Vice Chairman | 5 | X | 1965 | 0 | 0 | 0 | ||||
| Colleen Cabey | ||||||||||
| Director | 5 | X | 2691 | 0 | 0 | 0 | ||||
| Race Chen | ||||||||||
| Director | 5 | X | 3465 | 0 | 0 | 0 | ||||
| Vickie Rath | ||||||||||
| Secretary/Treasurer | 5 | X | 0 | 0 | 0 | 0 | ||||
| Jesse Rivera | ||||||||||
| Director | 5 | X | 2264 | 0 | 0 | 0 | ||||
| Tracey Scott | ||||||||||
| Director | 5 | X | 0 | 0 | 0 | 0 | ||||
| Gerald Upson | ||||||||||
| Director | 5 | X | 3280 | 0 | 0 | 0 | ||||
| Gene Bell | ||||||||||
| Treasurer | 5 | X | 2649 | 0 | 0 | 0 | ||||
| Jeffrey Parks | ||||||||||
| Director | 5 | X | 1089 | 0 | 0 | 0 | ||||
| Ken Burns | ||||||||||
| CEO | 40 | 707162 | 0 | 59329 | 0 | X | ||||
| Scott Waite | ||||||||||
| EVP/CFO, CEO Patelcorp | 40 | 269511 | 0 | 41137 | 0 | X | ||||
| LeeAnn Giblin | ||||||||||
| SVP/Chief Administrative Officer | 40 | 246458 | 0 | 29595 | 0 | X | ||||
| Ryan Misasi | ||||||||||
| EVP Retail Operations | 40 | 266784 | 0 | 35512 | 0 | X | ||||
| Barry Kane | ||||||||||
| SVP Chief Operating Officer | 40 | 256282 | 0 | 24363 | 0 | X | ||||
| Ron Felder | ||||||||||
| EVP Chief Credit Officer | 40 | 252518 | 0 | 36848 | 0 | X | ||||
| Koji Fukumoto | ||||||||||
| VP Internal Audit | 40 | 167170 | 0 | 29586 | 0 | X | ||||
| Mark Hoaglin | ||||||||||
| VP Investments and Insurance Services | 40 | 265179 | 0 | 32904 | 0 | X | ||||
| Pansy Fong | ||||||||||
| VP Finance | 40 | 188594 | 0 | 19987 | 0 | X | ||||
| Ed Cassady | ||||||||||
| VP Human Resources | 40 | 214699 | 0 | 27750 | 0 | X | ||||
| Cory Schwab | ||||||||||
| VP Business Loans | 40 | 210658 | 0 | 21603 | 0 | X | ||||
| Alison Jones | ||||||||||
| VP Marketing | 40 | 233966 | 0 | 38627 | 0 | X | ||||
| Rebecca Nicolay | ||||||||||
| VP Consumer Loans | 40 | 192303 | 0 | 15633 | 0 | X | ||||
| Vince Salinas | ||||||||||
| VP Home Loans | 40 | 165608 | 0 | 14395 | X | |||||
| Gary Roberts | ||||||||||
| SVP/Chief Technology Officer | 40 | 198277 | 0 | 19114 | 0 | X | ||||
| Anthony Vitale | ||||||||||
| VP Information Technology | 40 | 190666 | 0 | 18663 | 0 | X | ||||
| Scott George | ||||||||||
| VP Information Systems | 40 | 181859 | 0 | 26569 | 0 | X | ||||
| David Luu | ||||||||||
| VP Collections | 40 | 152060 | 0 | 29469 | 0 | X | ||||
| Leilani Apolonio | ||||||||||
| VP Operations | 40 | 156767 | 0 | 13260 | 0 | X | ||||
| Carol Highton | ||||||||||
| SVP Operations | 0 | 153000 | 0 | 0 | 0 | X | X | |||
| Ramon Evangelista | ||||||||||
| Financial Consultant | 40 | 192294 | 0 | 35930 | 0 | X | ||||
| Jane Krueger | ||||||||||
| Financial Consultant | 40 | 250863 | 0 | 20480 | 0 | X | ||||
| Darryl Hall | ||||||||||
| Financial Consultant | 40 | 333179 | 0 | 36597 | 0 | X | ||||
| Emmanuel Pablo | ||||||||||
| Financial Consultant | 40 | 364876 | 0 | 35907 | 0 | X | ||||
| Hector Garza | ||||||||||
| Financial Consultant | 40 | 194517 | 0 | 34151 | 0 | X | ||||
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Reportable Comp From Org | 6027007 | TotalReportableCompFromOrg |
| Total Reportable Comp Frm Rltd Orgs | 0 | TotalReportableCompFrmRltdOrgs |
| Total Other Compensation | 697409 | TotalOtherCompensation |
| Number Individuals GT100 K | 62 | NumberIndividualsGT100K |
| Formers Listed | 1 | FormersListed |
| Total Comp GT150 K | 1 | TotalCompGT150K |
| Compensation From Other Sources | 0 | CompensationFromOtherSources |
Contractor Compensation ContractorCompensation (5 entries)
| Address Line1AddressOfContractor/AddressUS/AddressLine1 | CityAddressOfContractor/AddressUS/City | StateAddressOfContractor/AddressUS/State | ZIP CodeAddressOfContractor/AddressUS/ZIPCode | Description Of ServicesDescriptionOfServices | CompensationCompensation | Address Line2AddressOfContractor/AddressUS/AddressLine2 |
|---|---|---|---|---|---|---|
| Hacienda MD LLC | ||||||
| PO Box 1420 | Suisun City | CA | 94585 | Real estate/property mgmt | 1520920 | |
| MICROSOFT LICENSING Group | ||||||
| 6100 Neil Road | Reno | NV | 89511 | IT services | 226148 | |
| 120 Second St Corporation | ||||||
| 4412 Kastania Rd | Petaluma | CA | 94952 | Real estate/property mgmt | 216300 | |
| CENTRO NP METRO 580 SC LP | ||||||
| PO Box 713538 | Cincinnati | OH | 45271 | Real estate/property mgmt | 152186 | |
| Eight Davis LLC | ||||||
| 1590 Drew Ave | Davis | CA | 95618 | Real estate/property mgmt | 170399 | Ste 200 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Number Of Contractors GT100 K | 23 | NumberOfContractorsGT100K |
| Total Contributions | 0 | TotalContributions |
Program Service Revenue ProgramServiceRevenue (5 entries)
| DescriptionDescription | Business CodeBusinessCode | Total Revenue ColumnTotalRevenueColumn | Related Or Exempt Function IncomeRelatedOrExemptFunctionIncome | Unrelated Business RevenueUnrelatedBusinessRevenue | ExclusionExclusionAmount |
|---|---|---|---|---|---|
| Interest on loans to members | 522130 | 97664654 | 97664654 | 0 | $0 |
| Service charges | 522130 | 12216712 | 12216712 | 0 | $0 |
| Merchant card and the network fees | 522130 | 15988006 | 15988006 | 0 | $0 |
| Other Loan income | 522130 | 13249964 | 13249964 | 0 | $0 |
| Other non-interest income | 522130 | 695878 | 695878 | 0 | $0 |
Total Oth Program Service Revenue TotalOthProgramServiceRevenue
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | 0 | TotalRevenueColumn |
| Related Or Exempt Function Income | 0 | RelatedOrExemptFunctionIncome |
| Unrelated Business Revenue | 0 | UnrelatedBusinessRevenue |
| Exclusion | $0 | ExclusionAmount |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Program Service Revenue | 139815214 | TotalProgramServiceRevenue |
Investment Income InvestmentIncome
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | 24347513 | TotalRevenueColumn |
| Related Or Exempt Function Income | 24347513 | RelatedOrExemptFunctionIncome |
| Unrelated Business Revenue | 0 | UnrelatedBusinessRevenue |
| Exclusion | $0 | ExclusionAmount |
Income From Invest Bond Proceeds IncomeFromInvestBondProceeds
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | 0 | TotalRevenueColumn |
| Related Or Exempt Function Income | 0 | RelatedOrExemptFunctionIncome |
| Unrelated Business Revenue | 0 | UnrelatedBusinessRevenue |
| Exclusion | $0 | ExclusionAmount |
Royalties Revenue RoyaltiesRevenue
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | 0 | TotalRevenueColumn |
| Related Or Exempt Function Income | 0 | RelatedOrExemptFunctionIncome |
| Unrelated Business Revenue | 0 | UnrelatedBusinessRevenue |
| Exclusion | $0 | ExclusionAmount |
Rental Income Or Loss RentalIncomeOrLoss
| Field | Value | IRS element (for citing) |
|---|---|---|
| Real | 0 | Real |
| Personal | 0 | Personal |
Gross Amount Sales Assets GrossAmountSalesAssets
| Field | Value | IRS element (for citing) |
|---|---|---|
| Securities | 1413540 | Securities |
| Other | 2979900 | Other |
Less Cost Oth Basis Sales Expenses LessCostOthBasisSalesExpenses
| Field | Value | IRS element (for citing) |
|---|---|---|
| Securities | 0 | Securities |
| Other | 0 | Other |
Gain Or Loss GainOrLoss
| Field | Value | IRS element (for citing) |
|---|---|---|
| Securities | 1413540 | Securities |
| Other | 2979900 | Other |
Net Gain Or Loss Investments NetGainOrLossInvestments
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | 4393440 | TotalRevenueColumn |
| Related Or Exempt Function Income | 4393440 | RelatedOrExemptFunctionIncome |
| Unrelated Business Revenue | 0 | UnrelatedBusinessRevenue |
| Exclusion | $0 | ExclusionAmount |
Other Revenue Misc OtherRevenueMisc (3 entries)
| DescriptionDescription | Business CodeBusinessCode | Total Revenue ColumnTotalRevenueColumn | Related Or Exempt Function IncomeRelatedOrExemptFunctionIncome | Unrelated Business RevenueUnrelatedBusinessRevenue | ExclusionExclusionAmount |
|---|---|---|---|---|---|
| ATM non-member fees | 522320 | 503674 | 0 | 503674 | $0 |
| Insurance sales revenue | 524298 | 1177454 | 0 | 1177454 | $0 |
| Investment income | 523999 | 3246933 | 0 | 3246933 | $0 |
Miscellaneous Revenue MiscellaneousRevenue
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | 0 | TotalRevenueColumn |
| Related Or Exempt Function Income | 0 | RelatedOrExemptFunctionIncome |
| Unrelated Business Revenue | 0 | UnrelatedBusinessRevenue |
| Exclusion | $0 | ExclusionAmount |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Other Revenue | 4928061 | TotalOtherRevenue |
Total Revenue TotalRevenue
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | 173484228 | TotalRevenueColumn |
| Related Or Exempt Function Income | 168556167 | RelatedOrExemptFunctionIncome |
| Unrelated Business Revenue | 4928061 | UnrelatedBusinessRevenue |
| Exclusion | $0 | ExclusionAmount |
Grants To Domestic Orgs GrantsToDomesticOrgs
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 0 | Total |
Grants To Domestic Individuals GrantsToDomesticIndividuals
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 0 | Total |
Foreign Grants ForeignGrants
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 0 | Total |
Benefits To Members BenefitsToMembers
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 0 | Total |
Comp Current Officers Directors CompCurrentOfficersDirectors
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 6027007 | Total |
Comp Disqual Persons CompDisqualPersons
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 0 | Total |
Other Salaries And Wages OtherSalariesAndWages
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 29841442 | Total |
Pension Plan Contributions PensionPlanContributions
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 2721465 | Total |
Other Employee Benefits OtherEmployeeBenefits
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 6111346 | Total |
Payroll Taxes PayrollTaxes
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 2592547 | Total |
Fees For Services Management FeesForServicesManagement
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 348093 | Total |
Fees For Services Legal FeesForServicesLegal
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 383036 | Total |
Fees For Services Accounting FeesForServicesAccounting
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 137148 | Total |
Fees For Services Other FeesForServicesOther
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 342182 | Total |
Advertising Advertising
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 1382176 | Total |
Office Expenses OfficeExpenses
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 5469361 | Total |
Information Technology InformationTechnology
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 3342733 | Total |
Occupancy Occupancy
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 7913200 | Total |
Travel Travel
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 835801 | Total |
Interest Interest
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 16579234 | Total |
Depreciation Depletion DepreciationDepletion
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 1888828 | Total |
Insurance Insurance
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 3981573 | Total |
Other Expenses OtherExpenses (3 entries)
| DescriptionDescription | TotalTotal |
|---|---|
| Provision for loan losses | 14469000 |
| Loan servicing expense | 6830552 |
| ATM and other processing expenses | 4777119 |
All Other Expenses AllOtherExpenses
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 2000890 | Total |
Total Functional Expenses TotalFunctionalExpenses
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 117974733 | Total |
| Program Services | 0 | ProgramServices |
| Management And General | 0 | ManagementAndGeneral |
| Fundraising | 0 | Fundraising |
Cash Non Interest Bearing CashNonInterestBearing
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 23320551 | BOY |
| EOY | 28716209 | EOY |
Accounts Receivable AccountsReceivable
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 24937438 | BOY |
| EOY | 22810555 | EOY |
Other Notes Loans Receivable Net OtherNotesLoansReceivableNet
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 1885855044 | BOY |
| EOY | 2039809170 | EOY |
Prepaid Expenses Deferred Charges PrepaidExpensesDeferredCharges
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 1540211 | BOY |
| EOY | 1540324 | EOY |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Land Buildings Equipment Basis | 27734402 | LandBuildingsEquipmentBasis |
| Land Bldg Equipment Accum Deprec | 20812909 | LandBldgEquipmentAccumDeprec |
Land Buildings Equipment Basis Net LandBuildingsEquipmentBasisNet
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 10449601 | BOY |
| EOY | 6921493 | EOY |
Investments Pub Traded Securities InvestmentsPubTradedSecurities
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 1284559400 | BOY |
| EOY | 1231733240 | EOY |
Investments Other Securities InvestmentsOtherSecurities
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 295208542 | BOY |
| EOY | 459811985 | EOY |
Intangible Assets IntangibleAssets
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 26223209 | BOY |
| EOY | 25319176 | EOY |
Other Assets Total OtherAssetsTotal
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 59519567 | BOY |
| EOY | 55336382 | EOY |
Total Assets TotalAssets
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 3611613563 | BOY |
| EOY | 3871998534 | EOY |
Accounts Payable Accrued Expenses AccountsPayableAccruedExpenses
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 26343837 | BOY |
| EOY | 40106270 | EOY |
Other Liabilities OtherLiabilities
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 3207824346 | BOY |
| EOY | 3401384344 | EOY |
Total Liabilities TotalLiabilities
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 3234168183 | BOY |
| EOY | 3441490614 | EOY |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Do Not Follow SFAS117 | X | DoNotFollowSFAS117 |
Cap Stck Trst Prin Current Funds CapStckTrstPrinCurrentFunds
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 0 | BOY |
| EOY | 0 | EOY |
Paid In Cap Srpls Land Bldg Eqp Fund PaidInCapSrplsLandBldgEqpFund
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 0 | BOY |
| EOY | 0 | EOY |
Retained Earnings Endowment Etc RetainedEarningsEndowmentEtc
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 377445380 | BOY |
| EOY | 430507920 | EOY |
Total Net Assets Fund Balances TotalNetAssetsFundBalances
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 377445380 | BOY |
| EOY | 430507920 | EOY |
Total Liab Net Assets Fund Balances TotalLiabNetAssetsFundBalances
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 3611613563 | BOY |
| EOY | 3871998534 | EOY |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Info In Schedule O Part XI | X | InfoInScheduleOPartXI |
| Reconcilation Revenue Expenses | 55509495 | ReconcilationRevenueExpenses |
| Reconciliation Unrealized Invest | 0 | ReconciliationUnrealizedInvest |
| Reconcilation Donated Services | 0 | ReconcilationDonatedServices |
| Reconcilation Invest Expenses | 0 | ReconcilationInvestExpenses |
| Reconcilation Prior Adjustment | 0 | ReconcilationPriorAdjustment |
| Reconcilation Other Changes | -2446955 | ReconcilationOtherChanges |
| Method Of Accounting Accrual | X | MethodOfAccountingAccrual |
| Accountant Compile Or Review | 0 | AccountantCompileOrReview |
| FS Audited | 1 | FSAudited |
FS Audited Basis FSAuditedBasis
| Field | Value | IRS element (for citing) |
|---|---|---|
| Financial Statement Consolidated | X | FinancialStatementConsolidated |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Audit Committee | 1 | AuditCommittee |
| Federal Grant Audit Required | 0 | FederalGrantAuditRequired |
Schedule C IRS990ScheduleC
| Field | Value | IRS element (for citing) |
|---|---|---|
| Political Expenditures | 16600 | PoliticalExpenditures |
| Volunteer Hours | 0 | VolunteerHours |
| Amt Expended For527 Activities | 0 | AmtExpendedFor527Activities |
| Amt Of Internal Funds Contributed | 16600 | AmtOfInternalFundsContributed |
| Total Exmpt Function Expenditures | 16600 | TotalExmptFunctionExpenditures |
| Form1120 Pol Filed | 1 | Form1120PolFiled |
Sec527 Pol Orgs Sec527PolOrgs (6 entries)
| Address Line1AddressUS/AddressLine1 | CityAddressUS/City | StateAddressUS/State | ZIP CodeAddressUS/ZIPCode | EINEIN | Amt Pd From Internal FundsAmtPdFromInternalFunds | Amt Of Contribs Recd DeliveredAmtOfContribsRecdDelivered |
|---|---|---|---|---|---|---|
| CCUL - PAC | ||||||
| 1200 K St Ste 1050 | Sacramento | CA | 95814 | 942329967 | 12500 | 0 |
| Jerry Hill for State Senate | ||||||
| 330 TOWNSEND ST | SAN FRANCISCO | CA | 94107 | 273845827 | 1000 | 0 |
| SF Chamber of Commerce PAC | ||||||
| 235 MONTGOMERY ST 12TH FL | SAN FRANCISCO | CA | 94104 | 943106147 | 100 | 0 |
| Raul Bocanegra for Assembly | ||||||
| 1020 12TH ST STE 306 | SACRAMENTO | CA | 95814 | 001330066 | 500 | 0 |
| Mullin for Assembly | ||||||
| 20 PARK RD STE E | BURLINGAME | CA | 94010 | 001354035 | 1500 | 0 |
| Abel Guillen for Assembly | ||||||
| 5111 TELEGRAPH AVE 312 | OAKLAND | CA | 94609 | 001338631 | 1000 | 0 |
Form990 Schedule C Part IV Form990ScheduleCPartIV
| Field | Value | IRS element (for citing) |
|---|---|---|
| Identifier | SchC_P1A_S00_L01 | Identifier |
| Return Reference | Schedule C, Part I-A, Line 1 | ReturnReference |
| Explanation | Patelco's activities include donations to campaigns and PACs related to those that support credit unions and specific legislation that is important and beneficial to credit unions. | Explanation |
Schedule D IRS990ScheduleD
Land Land
| Field | Value | IRS element (for citing) |
|---|---|---|
| Investment Cost Or Other Basis | 480734 | InvestmentCostOrOtherBasis |
| Other Cost Or Other Basis | 0 | OtherCostOrOtherBasis |
| Book Value | 480734 | BookValue |
Buildings Buildings
| Field | Value | IRS element (for citing) |
|---|---|---|
| Investment Cost Or Other Basis | 2150839 | InvestmentCostOrOtherBasis |
| Other Cost Or Other Basis | 0 | OtherCostOrOtherBasis |
| Depreciation | 1482655 | Depreciation |
| Book Value | 668184 | BookValue |
Leasehold Improvements LeaseholdImprovements
| Field | Value | IRS element (for citing) |
|---|---|---|
| Investment Cost Or Other Basis | 6686621 | InvestmentCostOrOtherBasis |
| Other Cost Or Other Basis | 0 | OtherCostOrOtherBasis |
| Depreciation | 4388219 | Depreciation |
| Book Value | 2298402 | BookValue |
Equipment Equipment
| Field | Value | IRS element (for citing) |
|---|---|---|
| Investment Cost Or Other Basis | 18416208 | InvestmentCostOrOtherBasis |
| Other Cost Or Other Basis | 0 | OtherCostOrOtherBasis |
| Depreciation | 14942035 | Depreciation |
| Book Value | 3474173 | BookValue |
Other Land Buildings OtherLandBuildings
| Field | Value | IRS element (for citing) |
|---|---|---|
| Investment Cost Or Other Basis | 0 | InvestmentCostOrOtherBasis |
| Other Cost Or Other Basis | 0 | OtherCostOrOtherBasis |
| Depreciation | 0 | Depreciation |
| Book Value | 0 | BookValue |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Of Book Value Land Buildings | 6921493 | TotalOfBookValueLandBuildings |
Financial Derivatives FinancialDerivatives
| Field | Value | IRS element (for citing) |
|---|---|---|
| Book Value | 0 | BookValue |
Closely Held Equity Interests CloselyHeldEquityInterests
| Field | Value | IRS element (for citing) |
|---|---|---|
| Book Value | 0 | BookValue |
Other Securities OtherSecurities (3 entries)
| DescriptionDescription | Book ValueBookValue | Method Of ValuationMethodOfValuation |
|---|---|---|
| Investment in CUSOs and FHLB | 2997995 | C |
| Banks and Credit Unions | 406712 | C |
| Corporate credit unions | 456407278 | C |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Of Book Value Securities | 459811985 | TotalOfBookValueSecurities |
| Federal Income Tax Liability | 0 | FederalIncomeTaxLiability |
Other Liabilities OtherLiabilities (6 entries)
| DescriptionDescription | AmountAmount |
|---|---|
| Regular shares | $763,714,450 |
| Share drafts | $746,271,436 |
| Money market accounts | $784,650,350 |
| Certificates | $129,684,764 |
| IRA/Keough accounts | $98,583,385 |
| Other accounts | $878,479,959 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Of Amounts | 3401384344 | TotalOfAmounts |
| Footnote In Part XIII | X | FootnoteInPartXIII |
| Tot Revenue Etc Audited Fincl Stmt | 173484228 | TotRevenueEtcAuditedFinclStmt |
| Net Unrealized Gains Investments | 0 | NetUnrealizedGainsInvestments |
| Donated Srvc And Use Of Facilities | 0 | DonatedSrvcAndUseOfFacilities |
| Recoveries Of Prior Year Grants | 0 | RecoveriesOfPriorYearGrants |
| Other Revenues | 0 | OtherRevenues |
| Revenue Not Rptd F990 | 0 | RevenueNotRptdF990 |
| Revenue Subtotal | 173484228 | RevenueSubtotal |
| Investment Expenses Not Included | 0 | InvestmentExpensesNotIncluded |
| Other Revenues Not Included | 0 | OtherRevenuesNotIncluded |
| Revenue Not Rptd On Fin Stmt | 0 | RevenueNotRptdOnFinStmt |
| Total Revenue Per Form990 | 173484228 | TotalRevenuePerForm990 |
| Tot Expenses Etc Audited Fincl Stmt | 117974733 | TotExpensesEtcAuditedFinclStmt |
| Donated Services Use Of Facilities | 0 | DonatedServicesUseOfFacilities |
| Prior Year Adjustments | 0 | PriorYearAdjustments |
| Losses Reported | 0 | LossesReported |
| Other Expenses Included | 0 | OtherExpensesIncluded |
| Expenses Not Rptd F990 | 0 | ExpensesNotRptdF990 |
| Expenses Subtotal | 117974733 | ExpensesSubtotal |
| Investment Expenses Not Included2 | 0 | InvestmentExpensesNotIncluded2 |
| Other Expenses Not Included | 0 | OtherExpensesNotIncluded |
| Expenses Not Rptd On Fin Stmt | 0 | ExpensesNotRptdOnFinStmt |
| Total Expenses Per Form990 | 117974733 | TotalExpensesPerForm990 |
Form990 Schedule D Part XIII Form990ScheduleDPartXIII
| Field | Value | IRS element (for citing) |
|---|---|---|
| Identifier | SchD_P10_S00_L02 | Identifier |
| Return Reference | Schedule D, Part X, Line 2 | ReturnReference |
| Explanation | Schedule D, Part X, Line 2 - FASB ASC Topic 740, Income Taxes, provides guidance on how uncertain tax positions should be recognized, measured, disclosed and presented in the financial statements. This requires the evaluation of tax positions taken or expected to be taken in the course of preparing Credit Union's tax returns to determined whether tax positions are more likely than not to be sustained "when challenged" or "when examined" by the applicable tax authority. Tax positions not deemed to meet the more-than-likely-than-not threshold would be recorded as tax expense and liability in the current year. For the years ended December 31, 2012 and 2011, management has determined there are no material uncertain tax positions. | Explanation |
Schedule J IRS990ScheduleJ
| Field | Value | IRS element (for citing) |
|---|---|---|
| Travel For Companions | X | TravelForCompanions |
| Club Dues Or Fees | X | ClubDuesOrFees |
| Written Policy Re T And E Expenses | 1 | WrittenPolicyReTAndEExpenses |
| Substantiation Required | 1 | SubstantiationRequired |
| Board Or Committee Approval | X | BoardOrCommitteeApproval |
| Severance Payment | 1 | SeverancePayment |
| Supplemental Nonqual Retire Plan | 1 | SupplementalNonqualRetirePlan |
| Equity Based Comp Arrangement | 0 | EquityBasedCompArrangement |
Form990 Schedule J Part II Form990ScheduleJPartII (36 entries)
| TitleTitle | Base Compensation Filing OrgBaseCompensationFilingOrg | Comp Based On Related OrgsCompBasedOnRelatedOrgs | Bonus Filing OrgBonusFilingOrg | Bonus Related OrgsBonusRelatedOrgs | Other Compensation Filing OrgOtherCompensationFilingOrg | Other Compensation Related OrgsOtherCompensationRelatedOrgs | Deferred Comp Filing OrgDeferredCompFilingOrg | Deferred Comp Related OrgsDeferredCompRelatedOrgs | Nontaxable Benefits Filing OrgNontaxableBenefitsFilingOrg | Nontaxable Benefits Related OrgsNontaxableBenefitsRelatedOrgs | Total Compensation Filing OrgTotalCompensationFilingOrg | Total Compensation Related OrgsTotalCompensationRelatedOrgs |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Peter Hanelt | ||||||||||||
| Chairman | 0 | 0 | 0 | 0 | 4354 | 0 | 0 | 0 | 0 | 0 | 4354 | 0 |
| John Rubino | ||||||||||||
| Vice Chairman | 0 | 0 | 0 | 0 | 1965 | 0 | 0 | 0 | 0 | 0 | 1965 | 0 |
| Vickie Rath | ||||||||||||
| Secretary/Treasurer | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Gene Bell | ||||||||||||
| Treasurer | 0 | 0 | 0 | 0 | 2649 | 0 | 0 | 0 | 0 | 0 | 2649 | 0 |
| Colleen Cabey | ||||||||||||
| Director | 0 | 0 | 0 | 0 | 2691 | 0 | 0 | 0 | 0 | 0 | 2691 | 0 |
| Race Chen | ||||||||||||
| Director | 0 | 0 | 0 | 0 | 3465 | 0 | 0 | 0 | 0 | 0 | 3465 | 0 |
| Jeffrey Parks | ||||||||||||
| Director | 0 | 0 | 0 | 0 | 1089 | 0 | 0 | 0 | 0 | 0 | 1089 | 0 |
| Jesse Rivera | ||||||||||||
| Director | 0 | 0 | 0 | 0 | 2264 | 0 | 0 | 0 | 0 | 0 | 2264 | 0 |
| Tracey Scott | ||||||||||||
| Director | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Garrick Zillgitt | ||||||||||||
| Director | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Gerald Upson | ||||||||||||
| Director | 0 | 0 | 0 | 0 | 3280 | 0 | 0 | 0 | 0 | 0 | 3280 | 0 |
| Ken Burns | ||||||||||||
| CEO | 490000 | 0 | 198269 | 0 | 18893 | 0 | 39200 | 0 | 20129 | 0 | 766491 | 0 |
| Scott Waite | ||||||||||||
| EVP/CFO, CEO Patelcorp | 240353 | 0 | 13000 | 0 | 16158 | 0 | 19228 | 0 | 21909 | 0 | 310648 | 0 |
| LeeAnn Giblin | ||||||||||||
| SVP/Chief Administrative Officer | 223500 | 0 | 12750 | 0 | 10208 | 0 | 17880 | 0 | 11715 | 0 | 276053 | 0 |
| Barry Kane | ||||||||||||
| SVP Chief Operating Officer | 222977 | 0 | 11186 | 0 | 22119 | 0 | 17838 | 0 | 6525 | 0 | 280645 | 0 |
| Ron Felder | ||||||||||||
| EVP Chief Credit Officer | 227917 | 0 | 14000 | 0 | 10601 | 0 | 18233 | 0 | 18615 | 0 | 289366 | 0 |
| Ryan Misasi | ||||||||||||
| EVP Retail Operations | 167708 | 0 | 89942 | 0 | 9134 | 0 | 14302 | 0 | 21210 | 0 | 302296 | 0 |
| Mark Hoaglin | ||||||||||||
| VP Investments and Insurance Services | 110458 | 0 | 151654 | 0 | 3067 | 0 | 20421 | 0 | 12483 | 0 | 298083 | 0 |
| Pansy Fong | ||||||||||||
| VP Finance | 162500 | 0 | 15313 | 0 | 10781 | 0 | 13000 | 0 | 6987 | 0 | 208581 | 0 |
| Ed Cassady | ||||||||||||
| VP Human Resources | 187303 | 0 | 9927 | 0 | 17469 | 0 | 14984 | 0 | 12766 | 0 | 242449 | 0 |
| Cory Schwab | ||||||||||||
| VP Business Loans | 172563 | 0 | 25245 | 0 | 12850 | 0 | 13805 | 0 | 7798 | 0 | 232261 | 0 |
| Alison Jones | ||||||||||||
| VP Marketing | 210000 | 0 | 11125 | 0 | 12841 | 0 | 16792 | 0 | 21835 | 0 | 272593 | 0 |
| Rebecca Nicolay | ||||||||||||
| VP Consumer Loans | 164217 | 0 | 17344 | 0 | 10742 | 0 | 13137 | 0 | 2496 | 0 | 207936 | 0 |
| Koji Fukumoto | ||||||||||||
| VP Internal Audit | 143907 | 0 | 7627 | 0 | 15636 | 0 | 11513 | 0 | 18073 | 0 | 196756 | 0 |
| Anthony Vitale | ||||||||||||
| VP Information Technology | 173625 | 0 | 7950 | 0 | 9091 | 0 | 5209 | 0 | 13454 | 0 | 209329 | 0 |
| Gary Roberts | ||||||||||||
| SVP/Chief Technology Officer | 173077 | 0 | 13950 | 0 | 11250 | 0 | 13846 | 0 | 5268 | 0 | 217391 | 0 |
| Vince Salinas | ||||||||||||
| VP Home Loans | 149583 | 0 | 7660 | 0 | 8365 | 0 | 11967 | 0 | 2428 | 0 | 180003 | 0 |
| David Luu | ||||||||||||
| VP Collections | 139583 | 0 | 7155 | 0 | 5322 | 0 | 11167 | 0 | 18302 | 0 | 181529 | 0 |
| Scott George | ||||||||||||
| VP Information Systems | 155463 | 0 | 15025 | 0 | 11371 | 0 | 12437 | 0 | 14132 | 0 | 208428 | 0 |
| Leilani Apolonio | ||||||||||||
| VP Operations | 135828 | 0 | 11014 | 0 | 9925 | 0 | 10866 | 0 | 2394 | 0 | 170027 | 0 |
| Carol Highton | ||||||||||||
| SVP Operations | 0 | 0 | 0 | 0 | 153000 | 0 | 0 | 0 | 0 | 0 | 153000 | 0 |
| Ramon Evangelista | ||||||||||||
| Financial Consultant | 33600 | 0 | 158694 | 0 | 0 | 0 | 14740 | 0 | 21190 | 0 | 228224 | 0 |
| Jane Krueger | ||||||||||||
| Financial Consultant | 33600 | 0 | 216358 | 0 | 905 | 0 | 13964 | 0 | 6516 | 0 | 271343 | 0 |
| Darryl Hall | ||||||||||||
| Financial Consultant | 33600 | 0 | 298481 | 0 | 1098 | 0 | 18262 | 0 | 18335 | 0 | 369776 | 0 |
| Emmanuel Pablo | ||||||||||||
| Financial Consultant | 33600 | 0 | 329305 | 0 | 1970 | 0 | 28879 | 0 | 7028 | 0 | 400782 | 0 |
| Hector Garza | ||||||||||||
| Financial Consultant | 33600 | 0 | 160142 | 0 | 775 | 0 | 15328 | 0 | 18823 | 0 | 228668 | 0 |
Form990 Schedule J Part III Form990ScheduleJPartIII (2 entries)
| IdentifierIdentifier | Return ReferenceReturnReference | ExplanationExplanation |
|---|---|---|
| SchJ_P01_S00_L01a | Schedule J, Part I, Line 1a | Part I, Line 1a - Travel for companions benefit is provided to board members. This compensation is reportable and taxable. Health club dues benefit is offered to the senior management at EVP and SVP level, this benefit is reportable and taxable. Part II, Line 1 -11-Travel for companions benefit, Director-taxable compensation |
| SchJ_P01_S00_L04 | Schedule J, Part I, Line 4 | Ken Burns, CEO, is a participant of the non-qualified supplemental executive retirement plan. Carol Highton, former SVP-Operations, received a settlement payment of $153,000. |
Schedule L IRS990ScheduleL
Loan Table LoanTable (10 entries)
| Relationship With OrganizationRelationshipWithOrganization | Purpose Of LoanPurposeOfLoan | Loan From OrganizationLoanFromOrganization | Original PrincipalOriginalPrincipalAmount | Balance DueBalanceDue | DefaultDefault | Approved By BoardApprovedByBoard | Written AgreementWrittenAgreement |
|---|---|---|---|---|---|---|---|
| Ken Burns | |||||||
| CEO | Home loan | X | $712,000 | 654887 | 0 | 1 | 1 |
| Ken Burns | |||||||
| CEO | Home loan | X | $83,926 | 81861 | 0 | 1 | 1 |
| Leilani Apolonio | |||||||
| VP Operations | Home loan | X | $732,000 | 705123 | 0 | 1 | 1 |
| Scott George | |||||||
| VP Information Systems | Home loan | X | $105,000 | 26341 | 0 | 1 | 1 |
| Ryan Misasi | |||||||
| EVP Retail Operations | Home loan | X | $417,000 | 416154 | 0 | 1 | 1 |
| Scott Waite | |||||||
| EVP CFO | Home loan | X | $664,000 | 636231 | 0 | 1 | 1 |
| Barry Kane | |||||||
| SVP Operations | Home loan | X | $454,000 | 441475 | 0 | 1 | 1 |
| Anthony Vitale | |||||||
| VP Information Technology | Home loan | X | $688,000 | 642400 | 0 | 1 | 1 |
| Koji Fukumoto | |||||||
| VP Internal Audit | Home Loan | X | $240,000 | 80388 | 0 | 1 | 1 |
| Edwin Cassady | |||||||
| VP Human Resources | Home loan | X | $566,400 | 495045 | 0 | 1 | 1 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Balance Due | 4179905 | TotalBalanceDue |
Schedule O IRS990ScheduleO
General Explanation GeneralExplanation (8 entries)
| IdentifierIdentifier | Return ReferenceReturnReference | ExplanationExplanation |
|---|---|---|
| F990_P06_S0A_L06 | Form 990, Part VI, Section A, Line 6 | Form 990, Part VI, Section A, Line 6 - Patelco Credit Union is a state-chartered credit union organized under the provisions of the California Credit Union Act. Membership in the Credit Union is limited to those individuals that qualify for membership, including employees and retirees of AT&T, Walgreens and other specified employer sponsors, and individuals who live, work, or worship in one of a specific group of cities in Northern California. The field of membership is defined by the Credit Union bylaws. |
| F990_P06_S0A_L07a | Form 990, Part VI, Section A, Line 7a | Form 990, Part VI, Section B, Line 7b - Creit Union members elect Board of Directors with varied terms at an annual meeting held each year. |
| F990_P06_S0A_L07b | Form 990, Part VI, Section A, Line 7b | Form 990, Part VI, Section B, Line 7b - Creit Union members elect Board of Directors with varied terms at an annual meeting held each year. |
| F990_P06_S0B_L11b | Form 990, Part VI, Section B, Line 11b | Form 990, Part VI, Section B, Line 11b - Form 990 is reviewed by the CFO and the chairman of the board before filing with IRS. |
| F990_P06_S0B_L12c | Form 990, Part VI, Section B, Line 12c | Form 990, Part VI, Section B, Line 12c - All employees and officials are subject to credit union conflict of interest policies - violations could be subject to disciplinary action. All in-house accounts held with the credit union are subject to internal review by credit union regulators. |
| F990_P06_S0B_L15 | Form 990, Part VI, Section B, Line 15 | Form 990, Part VI, Section B, Line 15 - All management positions have compensation approved by policies and guidelines approved by Board of Directors or CEO |
| F990_P06_S0C_L19 | Form 990, Part VI, Section C, Line 19 | Form 990, Part VI, Section C, Line 19 - The credit union makes its financial statements public by posting them in each of its retail branches.Its annual reports with financial statements are posted on Patelco Credit Union's website at www.patelco.org. Governing documents and conflict of interest policies are available to membership upon request in writing. |
| F990_P11_S00_L09 | Form 990, Part XI, Line 9 | Form 990, Part XI, Line 5 - Patelco's audited financial statements show Accumulated Other Comprehensive Income of $3,396,338 for the year2012, and $5,843,293 for 2011, for a net difference of $(2,446,955). |
Schedule R IRS990ScheduleR
Form990 Schedule R Part IV Form990ScheduleRPartIV (2 entries)
| Address Line1AddressUS/AddressLine1 | CityAddressUS/City | StateAddressUS/State | ZIP CodeAddressUS/ZIPCode | EINEIN | Primary ActivityPrimaryActivity | Legal Domicile StateLegalDomicileState | Direct Controlling Entity NADirectControllingEntityNA | Type Of EntityTypeOfEntity | Share Of Total IncomeShareOfTotalIncome | Share Of EOY AssetsShareOfEOYAssets | Percentage OwnershipPercentageOwnership | Controlled OrgControlledOrg |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Patelcorp Service Organization | ||||||||||||
| 5050 Hopyard Rd | Pleasanton | CA | 94588 | 943068709 | Insurance and Investments | CA | N/A | C | 100 | 100 | 1 | 0 |
| Members Advantage Plus | ||||||||||||
| 5050 Hopyard Rd | Pleasanton | CA | 94588 | 943233988 | Auto Buying Service | CA | N/A | C | 100 | 100 | 1 | 0 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Receipt Of Int Ann Rents Royalties | 0 | ReceiptOfIntAnnRentsRoyalties |
| Gift Grant Or Cap Contr To Other Org | 0 | GiftGrantOrCapContrToOtherOrg |
| Gift Grant Or Cap Contr Fr Other Org | 0 | GiftGrantOrCapContrFrOtherOrg |
| Loans Or Guarantees To Other Org | 0 | LoansOrGuaranteesToOtherOrg |
| Loans Or Guarantees From Other Org | 0 | LoansOrGuaranteesFromOtherOrg |
| Dividends Related Organization | 0 | DividendsRelatedOrganization |
| Sale Of Assets To Other Org | 0 | SaleOfAssetsToOtherOrg |
| Purchase Of Assets From Other Org | 0 | PurchaseOfAssetsFromOtherOrg |
| Exchange Of Assets | 0 | ExchangeOfAssets |
| Rental Of Facilities To Other Orgs | 0 | RentalOfFacilitiesToOtherOrgs |
| Rental Of Facilities Fr Other Orgs | 0 | RentalOfFacilitiesFrOtherOrgs |
| Perform Of Services For Other Orgs | 0 | PerformOfServicesForOtherOrgs |
| Perform Of Services By Other Orgs | 1 | PerformOfServicesByOtherOrgs |
| Sharing Of Facilities | 1 | SharingOfFacilities |
| Sharing Of Paid Employees | 1 | SharingOfPaidEmployees |
| Reimbursement Paid To Other Org | 0 | ReimbursementPaidToOtherOrg |
| Reimbursement Paid By Other Org | 1 | ReimbursementPaidByOtherOrg |
| Other Transfer To Other Org | 0 | OtherTransferToOtherOrg |
| Other Transfer From Other Org | 0 | OtherTransferFromOtherOrg |
Transactions Related Orgs Table TransactionsRelatedOrgsTable (6 entries)
| Transaction TypeTransactionType | Amount InvolvedAmountInvolved | Method Of Amt DeterminationMethodOfAmtDetermination |
|---|---|---|
| Members Advantage Plus | ||
| q | 337800 | Actual expense |
| Members Advantage Plus | ||
| m | 381943 | Actual revenue by related organization |
| Patelcorp Service Organization | ||
| q | 364371 | Actual expenses |
| Patelcorp Service Organization | ||
| o | 153786 | Cost allocation/actual payroll expense |
| Patelcorp Service Organization | ||
| n | 8360 | Depreciation - cost allocation |
| Patelcorp Service Organization | ||
| m | 385072 | Actual sales by related organization - revenue |
Comments