COMMUNITYAMERICA CREDIT UNION: Form 990, tax year 2012
View the entire original 990 at ProPublica ↗
- Organization
- COMMUNITYAMERICA CREDIT UNION (EIN 44-6015072)
- Tax period
- 2012-01-01 to 2012-12-31
- Filed
- 2013-11-14
- IRS object ID
- 201313189349305126
- Schema version
- 2012v2.1
- Source
- Download XML · Original 990 at ProPublica
Every field in the e-filed return. Faint text is the IRS element name, for citing.
Return header ReturnHeader
| Field | Value | IRS element (for citing) |
|---|---|---|
| Timestamp | 2013-11-14T14:59:54-06:00 | Timestamp |
| Tax Period End Date | 2012-12-31 | TaxPeriodEndDate |
Preparer Firm PreparerFirm
| Field | Value | IRS element (for citing) |
|---|---|---|
| EIN | 420714325 | EIN |
Preparer Firm Business Name PreparerFirmBusinessName
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | MCGLADREY LLP | BusinessNameLine1 |
Preparer Firm US Address PreparerFirmUSAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 4801 MAIN STREET SUITE 400 | AddressLine1 |
| City | KANSAS CITY | City |
| State | MO | State |
| ZIP Code | 64112 | ZIPCode |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Return Type | 990 | ReturnType |
| Tax Period Begin Date | 2012-01-01 | TaxPeriodBeginDate |
Filer Filer
| Field | Value | IRS element (for citing) |
|---|---|---|
| EIN | 446015072 | EIN |
Name Name
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | COMMUNITYAMERICA CREDIT UNION | BusinessNameLine1 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Name Control | COMM | NameControl |
| Phone | 9139057000 | Phone |
US Address USAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 9777 RIDGE DRIVE | AddressLine1 |
| City | LENEXA | City |
| State | KS | State |
| ZIP Code | 66219 | ZIPCode |
Officer Officer
| Field | Value | IRS element (for citing) |
|---|---|---|
| Name | DALE GIRARD | Name |
| Title | VICE PRESIDENT, CONTROLLER | Title |
| Phone | 9139057000 | Phone |
| Date Signed | 2013-11-13 | DateSigned |
| Authorize Third Party | 1 | AuthorizeThirdParty |
Preparer Preparer
| Field | Value | IRS element (for citing) |
|---|---|---|
| Name | CONNIE HENDERSON | Name |
| PTIN | P00156688 | PTIN |
| Phone | 8167533000 | Phone |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Tax Year | 2012 | TaxYear |
| Build TS | 2016-02-25 16:41:14Z | BuildTS |
Form 990 IRS990
| Field | Value | IRS element (for citing) |
|---|---|---|
| Name Of Principal Officer Person | DENNIS PIERCE | NameOfPrincipalOfficerPerson |
Address Principal Officer US AddressPrincipalOfficerUS
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 9777 RIDGE DRIVE | AddressLine1 |
| City | LENEXA | City |
| State | KS | State |
| ZIP Code | 66219 | ZIPCode |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Gross Receipts | 576969702 | GrossReceipts |
| Group Return For Affiliates | 0 | GroupReturnForAffiliates |
| Group Exemption Number | 1984 | GroupExemptionNumber |
| Organization501c | X | Organization501c |
| Web Site | WWW.CACU.COM | WebSite |
| Type Of Organization Corporation | X | TypeOfOrganizationCorporation |
| Year Formation | 1940 | YearFormation |
| State Legal Domicile | MO | StateLegalDomicile |
| Activity Or Mission Description | COMMUNITYAMERICA CREDIT UNION'S PRIMARY MISSION IS TO PROMOTE THE FINANCIAL WELL BEING OF OUR CREDIT UNION MEMBERS THROUGH FINANCIAL SERVICES AND PRODUCTS. | ActivityOrMissionDescription |
| Nbr Voting Members Governing Body | 10 | NbrVotingMembersGoverningBody |
| Nbr Independent Voting Members | 10 | NbrIndependentVotingMembers |
| Total Nbr Employees | 837 | TotalNbrEmployees |
| Total Nbr Volunteers | 10 | TotalNbrVolunteers |
| Total Gross UBI | 1846070 | TotalGrossUBI |
| Net Unrelated Business Txbl Income | 1421055 | NetUnrelatedBusinessTxblIncome |
| Contributions Grants Prior Year | 0 | ContributionsGrantsPriorYear |
| Contributions Grants Current Year | 0 | ContributionsGrantsCurrentYear |
| Program Service Revenue Prior Year | 109218697 | ProgramServiceRevenuePriorYear |
| Program Service Revenue CY | 108855629 | ProgramServiceRevenueCY |
| Investment Income Prior Year | 5908980 | InvestmentIncomePriorYear |
| Investment Income Current Year | 12112526 | InvestmentIncomeCurrentYear |
| Other Revenue Prior Year | 22485 | OtherRevenuePriorYear |
| Other Revenue Current Year | 16224 | OtherRevenueCurrentYear |
| Total Revenue Prior Year | 115150162 | TotalRevenuePriorYear |
| Total Revenue Current Year | 120984379 | TotalRevenueCurrentYear |
| Grants And Similar Amnts Prior Year | 145976 | GrantsAndSimilarAmntsPriorYear |
| Grants And Similar Amnts CY | 64679 | GrantsAndSimilarAmntsCY |
| Benefits Paid To Members Prior Year | 0 | BenefitsPaidToMembersPriorYear |
| Benefits Paid To Members CY | 0 | BenefitsPaidToMembersCY |
| Salaries Etc Prior Year | 32599729 | SalariesEtcPriorYear |
| Salaries Etc Current Year | 35576425 | SalariesEtcCurrentYear |
| Total Prof Fundrsng Exp Prior Year | 0 | TotalProfFundrsngExpPriorYear |
| Total Prof Fundrsng Exp CY | 0 | TotalProfFundrsngExpCY |
| Total Fundrsng Exp Current Year | 0 | TotalFundrsngExpCurrentYear |
| Other Expense Prior Year | 72164965 | OtherExpensePriorYear |
| Other Expenses Current Year | 76497614 | OtherExpensesCurrentYear |
| Total Expenses Prior Year | 104910670 | TotalExpensesPriorYear |
| Total Expenses Current Year | 112138718 | TotalExpensesCurrentYear |
| Revenues Less Expenses Prior Year | 10239492 | RevenuesLessExpensesPriorYear |
| Revenues Less Expenses CY | 8845661 | RevenuesLessExpensesCY |
| Total Assets BOY | 1839630062 | TotalAssetsBOY |
| Total Assets EOY | 1847131694 | TotalAssetsEOY |
| Total Liabilities BOY | 1624700552 | TotalLiabilitiesBOY |
| Total Liabilities EOY | 1626940324 | TotalLiabilitiesEOY |
| Net Assets Or Fund Balances BOY | 214929510 | NetAssetsOrFundBalancesBOY |
| Net Assets Or Fund Balances EOY | 220191370 | NetAssetsOrFundBalancesEOY |
| Mission Description | COMMUNITYAMERICA CREDIT UNION'S PRIMARY PURPOSE IS TO PROMOTE THE FINANCIAL WELL BEING OF OUR CREDIT UNION MEMBERS THROUGH FINANCIAL SERVICES AND PRODUCTS. | MissionDescription |
| Significant New Program Services | 0 | SignificantNewProgramServices |
| Significant Change | 0 | SignificantChange |
| Description | COMMUNITYAMERICA CREDIT UNION PROVIDES FINANCIAL PRODUCTS AND SERVICES TO 170,257 MEMBERS. | Description |
Activity2 Activity2
| Field | Value | IRS element (for citing) |
|---|---|---|
| Description | THE FINANCIAL PRODUCTS AND SERVICES PROVIDED TO OUR MEMBERS INCLUDED 91,030 LOANS AT COMPETITIVE RATES. | Description |
Activity3 Activity3
| Field | Value | IRS element (for citing) |
|---|---|---|
| Description | THE FINANCIAL PRODUCTS AND SERVICES PROVIDED TO OUR MEMBERS ALSO INCLUDES 314,828 DEPOSIT ACCOUNTS AT COMPETITIVE YIELDS. | Description |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Described In501 C3 | 0 | DescribedIn501C3 |
| Schedule B Required | 0 | ScheduleBRequired |
| Political Activities | 1 | PoliticalActivities |
| Subject To Proxy Tax | 0 | SubjectToProxyTax |
| Donor Advised Funds | 0 | DonorAdvisedFunds |
| Conservation Easements | 0 | ConservationEasements |
| Collections Of Art | 0 | CollectionsOfArt |
| Credit Counseling | 1 | CreditCounseling |
| Term Or Permanent Endowments | 0 | TermOrPermanentEndowments |
| Report Land Bldg Equip | 1 | ReportLandBldgEquip |
| Report Invest Oth Securities | 0 | ReportInvestOthSecurities |
| Report Prog Rel Invest | 0 | ReportProgRelInvest |
| Report Other Assets | 0 | ReportOtherAssets |
| Report Other Liabilities | 1 | ReportOtherLiabilities |
| Report Fin48 Footnote | 1 | ReportFin48Footnote |
| Independent Audit Financial Stmt | 0 | IndependentAuditFinancialStmt |
| Consolidated Audit Financial Stmt | 1 | ConsolidatedAuditFinancialStmt |
| School | 0 | School |
| Foreign Office | 0 | ForeignOffice |
| Foreign Activities | 0 | ForeignActivities |
| More Than5000 K To Organizations | 0 | MoreThan5000KToOrganizations |
| More Than5000 K To Individuals | 0 | MoreThan5000KToIndividuals |
| Professional Fundraising | 0 | ProfessionalFundraising |
| Fundraising Activities | 0 | FundraisingActivities |
| Gaming | 0 | Gaming |
| Hospital | 0 | Hospital |
| Grants To Organizations | 1 | GrantsToOrganizations |
| Grants To Individuals | 0 | GrantsToIndividuals |
| Schedule J Required | 1 | ScheduleJRequired |
| Tax Exempt Bonds | 0 | TaxExemptBonds |
| Loan To Officer Or DQP | 0 | LoanToOfficerOrDQP |
| Grant To Related Person | 0 | GrantToRelatedPerson |
| Bsnss Rltnshp With Organization | 0 | BsnssRltnshpWithOrganization |
| Bsnss Rltnshp Thru Family Member | 0 | BsnssRltnshpThruFamilyMember |
| Officer Entity With Bsnss Rltnshp | 0 | OfficerEntityWithBsnssRltnshp |
| Deductible Non Cash Contributions | 0 | DeductibleNonCashContributions |
| Deductible Contributions Of Art | 0 | DeductibleContributionsOfArt |
| Terminated | 0 | Terminated |
| Partial Liquidation | 0 | PartialLiquidation |
| Disregarded Entity | 1 | DisregardedEntity |
| Related Entity | 1 | RelatedEntity |
| Related Org Controlled Entity | 1 | RelatedOrgControlledEntity |
| Transaction Related Entity | 1 | TransactionRelatedEntity |
| Activities Conducted Partnership | 0 | ActivitiesConductedPartnership |
| Schedule O Required | 1 | ScheduleORequired |
| Number Forms Transmitted With1096 | 64461 | NumberFormsTransmittedWith1096 |
| Number W2 G Included | 0 | NumberW2GIncluded |
| Compliance With Backup Witholding | 1 | ComplianceWithBackupWitholding |
| Number Of Employees | 837 | NumberOfEmployees |
| Employment Tax Returns Filed | 1 | EmploymentTaxReturnsFiled |
| Unrelated Business Income | 1 | UnrelatedBusinessIncome |
| Form990-T Filed | 1 | Form990-TFiled |
| Foreign Financial Account | 0 | ForeignFinancialAccount |
| Prohibited Tax Shelter Trans | 0 | ProhibitedTaxShelterTrans |
| Taxable Party Notification | 0 | TaxablePartyNotification |
| Non Deductible Contributions | 0 | NonDeductibleContributions |
| Indoor Tanning Services | 0 | IndoorTanningServices |
| Info In Schedule O Part VI | X | InfoInScheduleOPartVI |
| Nbr Voting Governing Body Members | 10 | NbrVotingGoverningBodyMembers |
| Number Independent Voting Members | 10 | NumberIndependentVotingMembers |
| Family Or Business Relationship | 0 | FamilyOrBusinessRelationship |
| Delegation Of Management Duties | 0 | DelegationOfManagementDuties |
| Changes To Organizing Docs | 0 | ChangesToOrganizingDocs |
| Material Diversion Or Misuse | 0 | MaterialDiversionOrMisuse |
| Members Or Stockholders | 1 | MembersOrStockholders |
| Election Of Board Members | 1 | ElectionOfBoardMembers |
| Decisions Subject To Approval | 1 | DecisionsSubjectToApproval |
| Minutes Of Governing Body | 1 | MinutesOfGoverningBody |
| Minutes Of Committees | 1 | MinutesOfCommittees |
| Officer Mailing Address | 0 | OfficerMailingAddress |
| Local Chapters | 1 | LocalChapters |
| Policies Reference Chapters | 1 | PoliciesReferenceChapters |
| Form990 Provided To Governing Body | 0 | Form990ProvidedToGoverningBody |
| Conflict Of Interest Policy | 1 | ConflictOfInterestPolicy |
| Annual Disclosure Covered Persons | 1 | AnnualDisclosureCoveredPersons |
| Regular Monitoring Enforcement | 1 | RegularMonitoringEnforcement |
| Whistleblower Policy | 0 | WhistleblowerPolicy |
| Document Retention Policy | 1 | DocumentRetentionPolicy |
| Compensation Process CEO | 1 | CompensationProcessCEO |
| Compensation Process Other | 0 | CompensationProcessOther |
| Investment In Joint Venture | 0 | InvestmentInJointVenture |
| Upon Request | X | UponRequest |
The Books Are In Care Of TheBooksAreInCareOf
Name Business NameBusiness
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | RICHARD BAUMGARTNER | BusinessNameLine1 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Telephone Number | 9139058144 | TelephoneNumber |
Address US AddressUS
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 9777 RIDGE DRIVE | AddressLine1 |
| City | LENEXA | City |
| State | KS | State |
| ZIP Code | 66219 | ZIPCode |
Form990 Part VII Section A Form990PartVIISectionA (26 entries)
| TitleTitle | Average Hours Per WeekAverageHoursPerWeek | Individual Trustee Or DirectorIndividualTrusteeOrDirector | Reportable Comp From OrganizationReportableCompFromOrganization | Reportable Comp From Related OrgsReportableCompFromRelatedOrgs | Other CompensationOtherCompensation | OfficerOfficer | Key EmployeeKeyEmployee | Highest Compensated EmployeeHighestCompensatedEmployee |
|---|---|---|---|---|---|---|---|---|
| RICH MILLER | ||||||||
| DIRECTOR | 1.00 | X | 0 | 0 | 0 | |||
| BRUCE BROWER | ||||||||
| DIRECTOR | 1.00 | X | 0 | 0 | 0 | |||
| COLLEEN BROWNE | ||||||||
| SECRETARY/TREASURER | 1.00 | X | 0 | 0 | 0 | X | ||
| TRENT SKAGGS | ||||||||
| DIRECTOR | 1.00 | X | 0 | 0 | 0 | |||
| BRAD DOUGLAS | ||||||||
| CHAIRMAN | 2.00 | X | 0 | 0 | 0 | X | ||
| MICK FENLEY | ||||||||
| DIRECTOR | 1.00 | X | 0 | 0 | 0 | |||
| MIKE SWENSON | ||||||||
| DIRECTOR | 1.00 | X | 0 | 0 | 0 | |||
| TERRI MARTIN | ||||||||
| DIRECTOR | 1.00 | X | 0 | 0 | 0 | |||
| BRAD MILLER | ||||||||
| VICE CHAIRMAN | 1.00 | X | 0 | 0 | 0 | X | ||
| ALLISON WAGGONER | ||||||||
| DIRECTOR | 1.00 | X | 0 | 0 | 0 | |||
| DENNIS PIERCE | ||||||||
| CEO | 40.00 | 629424 | 0 | 379483 | X | |||
| RICHARD BAUMGARTNER | ||||||||
| CFO | 40.00 | 517831 | 0 | 228854 | X | |||
| LISA GINTER | ||||||||
| COO | 40.00 | 339104 | 0 | 127437 | X | |||
| GUY RUSSO | ||||||||
| CIO | 40.00 | 277840 | 0 | 148206 | X | |||
| SEAN YOKLEY | ||||||||
| COO, CUSO ONE | 40.00 | 288373 | 0 | 33096 | X | |||
| KEITH VARNEY | ||||||||
| COO, TRUHOME SOLUTIONS, LL | 40.00 | 0 | 203322 | 33887 | X | |||
| SEREPTHA HELM | ||||||||
| SVP - CORP AFFAIRS & GENERAL COUNCSEL | 40.00 | 167138 | 0 | 18553 | X | |||
| RICHARD SCHIER | ||||||||
| SVP - SALES | 40.00 | 197051 | 0 | 31648 | X | |||
| TIMOTHY SARACINI | ||||||||
| SVP - FINACE SERVICES | 40.00 | 175402 | 0 | 30945 | X | |||
| JEAN HUGHES | ||||||||
| SVP | 40.00 | 185290 | 0 | 9346 | X | |||
| RODNEY GRUENBERG | ||||||||
| SVP - OPERATIONS | 40.00 | 170118 | 0 | 24177 | X | |||
| RANDAL PIERSON | ||||||||
| SR FINANCIAL ADVISOR | 40.00 | 373842 | 0 | 33913 | X | |||
| EDWIN RAFFERTY | ||||||||
| MORTGAGE CONSULTANT | 40.00 | 0 | 324123 | 34223 | X | |||
| WILLIAM CHILES JR | ||||||||
| MORTGAGE CONSULTANT | 40.00 | 0 | 334162 | 35040 | X | |||
| MIKE HAGGERTY | ||||||||
| VP - FINANCIAL PLANNING SERVICES | 40.00 | 303525 | 0 | 36269 | X | |||
| TIMOTHY BLAKE | ||||||||
| SR FINANCIAL ADVISOR | 40.00 | 287350 | 0 | 35513 | X | |||
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Reportable Comp From Org | 3912288 | TotalReportableCompFromOrg |
| Total Reportable Comp Frm Rltd Orgs | 861607 | TotalReportableCompFrmRltdOrgs |
| Total Other Compensation | 1240590 | TotalOtherCompensation |
| Number Individuals GT100 K | 54 | NumberIndividualsGT100K |
| Formers Listed | 0 | FormersListed |
| Total Comp GT150 K | 1 | TotalCompGT150K |
| Compensation From Other Sources | 0 | CompensationFromOtherSources |
Contractor Compensation ContractorCompensation (5 entries)
| Address Line1AddressOfContractor/AddressUS/AddressLine1 | CityAddressOfContractor/AddressUS/City | StateAddressOfContractor/AddressUS/State | ZIP CodeAddressOfContractor/AddressUS/ZIPCode | Description Of ServicesDescriptionOfServices | CompensationCompensation |
|---|---|---|---|---|---|
| BAILEY LAUERMAN | |||||
| 1299 FARNAM STREET | OMAHA | NE | 68102 | MARKETING/MEDIA | 1405489 |
| NCR CORPORATION | |||||
| 3097 SATELLITE BOULEVARD NW | DULUTH | GA | 30096 | ATM & SOFTWARE MAINTENANCE | 365817 |
| MICRODYNAMICS GROUP | |||||
| 1400 SHORE ROAD | NAPERVILLE | IL | 60563 | STATEMENT PRINTING | 223519 |
| FISERV CCS | |||||
| 4220 SHAWNEE MISSION PARKWAY | FAIRWAY | KS | 66205 | SOFTWARE MAINTENANCE | 210806 |
| ALPINE LITHO GRAPHICS | |||||
| 8640 TROOST AVENUE | KANSAS CITY | MO | 64131 | PRINTING | 198937 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Number Of Contractors GT100 K | 11 | NumberOfContractorsGT100K |
Program Service Revenue ProgramServiceRevenue (5 entries)
| DescriptionDescription | Business CodeBusinessCode | Total Revenue ColumnTotalRevenueColumn | Related Or Exempt Function IncomeRelatedOrExemptFunctionIncome | Unrelated Business RevenueUnrelatedBusinessRevenue | ExclusionExclusionAmount |
|---|---|---|---|---|---|
| INTEREST ON LOANS | 522200 | 64098300 | 64098300 | ||
| SERVICE FEES | 522100 | 31640728 | 31640728 | ||
| INTEREST ON INVESTMENTS | 525990 | 6251558 | 6251558 | ||
| OTHER OPERATING INCOME | 900099 | 3160875 | 3160875 | ||
| INCOME FROM TRUHOME SOLUTIONS, LL | 525990 | 2625331 | 1255839 | 1233381 | $136,111 |
Total Oth Program Service Revenue TotalOthProgramServiceRevenue
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | 1078837 | TotalRevenueColumn |
| Related Or Exempt Function Income | 454249 | RelatedOrExemptFunctionIncome |
| Unrelated Business Revenue | 612689 | UnrelatedBusinessRevenue |
| Exclusion | $11,899 | ExclusionAmount |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Program Service Revenue | 108855629 | TotalProgramServiceRevenue |
Investment Income InvestmentIncome
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | 12058 | TotalRevenueColumn |
| Exclusion | $12,058 | ExclusionAmount |
Gross Rents GrossRents
| Field | Value | IRS element (for citing) |
|---|---|---|
| Real | 219589 | Real |
Less Rental Expenses LessRentalExpenses
| Field | Value | IRS element (for citing) |
|---|---|---|
| Real | 203365 | Real |
Rental Income Or Loss RentalIncomeOrLoss
| Field | Value | IRS element (for citing) |
|---|---|---|
| Real | 16224 | Real |
Net Rental Income Or Loss NetRentalIncomeOrLoss
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | 16224 | TotalRevenueColumn |
| Exclusion | $16,224 | ExclusionAmount |
Gross Amount Sales Assets GrossAmountSalesAssets
| Field | Value | IRS element (for citing) |
|---|---|---|
| Securities | 6942590 | Securities |
| Other | 460939836 | Other |
Less Cost Oth Basis Sales Expenses LessCostOthBasisSalesExpenses
| Field | Value | IRS element (for citing) |
|---|---|---|
| Securities | 6883702 | Securities |
| Other | 448898256 | Other |
Gain Or Loss GainOrLoss
| Field | Value | IRS element (for citing) |
|---|---|---|
| Securities | 58888 | Securities |
| Other | 12041580 | Other |
Net Gain Or Loss Investments NetGainOrLossInvestments
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | 12100468 | TotalRevenueColumn |
| Exclusion | $12,100,468 | ExclusionAmount |
Total Revenue TotalRevenue
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | 120984379 | TotalRevenueColumn |
| Related Or Exempt Function Income | 106861549 | RelatedOrExemptFunctionIncome |
| Unrelated Business Revenue | 1846070 | UnrelatedBusinessRevenue |
| Exclusion | $12,276,760 | ExclusionAmount |
Grants To Domestic Orgs GrantsToDomesticOrgs
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 64679 | Total |
Comp Current Officers Directors CompCurrentOfficersDirectors
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 3779316 | Total |
Other Salaries And Wages OtherSalariesAndWages
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 23523048 | Total |
Pension Plan Contributions PensionPlanContributions
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 2074784 | Total |
Other Employee Benefits OtherEmployeeBenefits
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 4085472 | Total |
Payroll Taxes PayrollTaxes
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 2113805 | Total |
Fees For Services Management FeesForServicesManagement
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 96275 | Total |
Fees For Services Legal FeesForServicesLegal
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 122132 | Total |
Fees For Services Accounting FeesForServicesAccounting
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 297877 | Total |
Fees For Services Invst Mgmnt Fees FeesForServicesInvstMgmntFees
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 622699 | Total |
Fees For Services Other FeesForServicesOther
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 3826707 | Total |
Advertising Advertising
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 4812839 | Total |
Office Expenses OfficeExpenses
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 4979740 | Total |
Information Technology InformationTechnology
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 2094679 | Total |
Occupancy Occupancy
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 3720488 | Total |
Travel Travel
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 519264 | Total |
Conferences Meetings ConferencesMeetings
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 178762 | Total |
Interest Interest
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 21789138 | Total |
Depreciation Depletion DepreciationDepletion
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 2974404 | Total |
Insurance Insurance
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 224238 | Total |
Other Expenses OtherExpenses (4 entries)
| DescriptionDescription | TotalTotal |
|---|---|
| PROVISION FOR LOAN LOSS | 17712741 |
| LOAN SERVICING | 10809223 |
| MISCELLANEOUS OPERATION | 1335659 |
| FEDERAL & STATE TAXES | 380749 |
Total Functional Expenses TotalFunctionalExpenses
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 112138718 | Total |
Cash Non Interest Bearing CashNonInterestBearing
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 50849237 | BOY |
| EOY | 127219896 | EOY |
Savings And Temp Cash Investments SavingsAndTempCashInvestments
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 2376491 | BOY |
| EOY | 4258558 | EOY |
Other Notes Loans Receivable Net OtherNotesLoansReceivableNet
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 1110223216 | BOY |
| EOY | 1119319295 | EOY |
Prepaid Expenses Deferred Charges PrepaidExpensesDeferredCharges
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 2018354 | BOY |
| EOY | 1817130 | EOY |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Land Buildings Equipment Basis | 66832660 | LandBuildingsEquipmentBasis |
| Land Bldg Equipment Accum Deprec | 29248056 | LandBldgEquipmentAccumDeprec |
Land Buildings Equipment Basis Net LandBuildingsEquipmentBasisNet
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 38949622 | BOY |
| EOY | 37584604 | EOY |
Investments Pub Traded Securities InvestmentsPubTradedSecurities
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 586589892 | BOY |
| EOY | 481937813 | EOY |
Investments Other Securities InvestmentsOtherSecurities
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 816267 | BOY |
| EOY | 1410485 | EOY |
Other Assets Total OtherAssetsTotal
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 47806983 | BOY |
| EOY | 73583913 | EOY |
Total Assets TotalAssets
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 1839630062 | BOY |
| EOY | 1847131694 | EOY |
Accounts Payable Accrued Expenses AccountsPayableAccruedExpenses
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 8149293 | BOY |
| EOY | 10217202 | EOY |
Escrow Account Liability EscrowAccountLiability
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 3744066 | BOY |
| EOY | 3799153 | EOY |
Mort Notes Pybl Secured Invest Prop MortNotesPyblSecuredInvestProp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 221531884 | BOY |
| EOY | 175446092 | EOY |
Other Liabilities OtherLiabilities
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 1391275309 | BOY |
| EOY | 1437477877 | EOY |
Total Liabilities TotalLiabilities
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 1624700552 | BOY |
| EOY | 1626940324 | EOY |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Do Not Follow SFAS117 | X | DoNotFollowSFAS117 |
Cap Stck Trst Prin Current Funds CapStckTrstPrinCurrentFunds
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 0 | BOY |
| EOY | 0 | EOY |
Paid In Cap Srpls Land Bldg Eqp Fund PaidInCapSrplsLandBldgEqpFund
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 0 | BOY |
| EOY | 0 | EOY |
Retained Earnings Endowment Etc RetainedEarningsEndowmentEtc
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 214929510 | BOY |
| EOY | 220191370 | EOY |
Total Net Assets Fund Balances TotalNetAssetsFundBalances
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 214929510 | BOY |
| EOY | 220191370 | EOY |
Total Liab Net Assets Fund Balances TotalLiabNetAssetsFundBalances
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 1839630062 | BOY |
| EOY | 1847131694 | EOY |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Info In Schedule O Part XI | X | InfoInScheduleOPartXI |
| Reconcilation Revenue Expenses | 8845661 | ReconcilationRevenueExpenses |
| Reconciliation Unrealized Invest | 1078029 | ReconciliationUnrealizedInvest |
| Reconcilation Prior Adjustment | -2636759 | ReconcilationPriorAdjustment |
| Reconcilation Other Changes | -2025071 | ReconcilationOtherChanges |
| Info In Schedule O Part XII | X | InfoInScheduleOPartXII |
| Method Of Accounting Accrual | X | MethodOfAccountingAccrual |
| Accountant Compile Or Review | 0 | AccountantCompileOrReview |
| FS Audited | 1 | FSAudited |
FS Audited Basis FSAuditedBasis
| Field | Value | IRS element (for citing) |
|---|---|---|
| Financial Statement Consolidated | X | FinancialStatementConsolidated |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Audit Committee | 1 | AuditCommittee |
| Federal Grant Audit Required | 0 | FederalGrantAuditRequired |
Schedule C IRS990ScheduleC
| Field | Value | IRS element (for citing) |
|---|---|---|
| Political Expenditures | 21250 | PoliticalExpenditures |
| Amt Of Internal Funds Contributed | 21250 | AmtOfInternalFundsContributed |
| Total Exmpt Function Expenditures | 21250 | TotalExmptFunctionExpenditures |
| Form1120 Pol Filed | 1 | Form1120PolFiled |
Form990 Schedule C Part IV Form990ScheduleCPartIV
| Field | Value | IRS element (for citing) |
|---|---|---|
| Identifier | ORGANIZATIONS DIRECT AND INDIRECT POLITICAL CAMPAIGN ACTIVITIES: | Identifier |
| Return Reference | PART I-A, LINE 1: | ReturnReference |
| Explanation | COMMUNITYAMERICA DONATES FUNDS TO VARIOUS POLITICAL ACTION COMMITTEES THAT PROMOTE AND SUPPORT THE ACTIVITIES OF CREDIT UNIONS. | Explanation |
Schedule D IRS990ScheduleD
| Field | Value | IRS element (for citing) |
|---|---|---|
| Agent Trustee Etc | 0 | AgentTrusteeEtc |
| Included On FS | 1 | IncludedOnFS |
| Explanation In Part XIII | X | ExplanationInPartXIII |
Land Land
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Cost Or Other Basis | 10660515 | OtherCostOrOtherBasis |
| Book Value | 10660515 | BookValue |
Buildings Buildings
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Cost Or Other Basis | 34587969 | OtherCostOrOtherBasis |
| Depreciation | 11849666 | Depreciation |
| Book Value | 22738303 | BookValue |
Leasehold Improvements LeaseholdImprovements
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Cost Or Other Basis | 3850190 | OtherCostOrOtherBasis |
| Depreciation | 2880194 | Depreciation |
| Book Value | 969996 | BookValue |
Equipment Equipment
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Cost Or Other Basis | 17451632 | OtherCostOrOtherBasis |
| Depreciation | 14518196 | Depreciation |
| Book Value | 2933436 | BookValue |
Other Land Buildings OtherLandBuildings
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Cost Or Other Basis | 282354 | OtherCostOrOtherBasis |
| Book Value | 282354 | BookValue |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Of Book Value Land Buildings | 37584604 | TotalOfBookValueLandBuildings |
Other Assets OtherAssets (5 entries)
| DescriptionDescription | Book ValueBookValue |
|---|---|
| INTEREST & DIVIDENDS RECEIVABLE | 6730287 |
| PREPAID EXPENSES | 13679512 |
| DEFERRED FEES | 6609295 |
| OTHER ASSETS | 36705174 |
| INVESTMENT IN PARTNERSHIPS | 9859645 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Book Value Other Assets | 73583913 | TotalBookValueOtherAssets |
Other Liabilities OtherLiabilities (5 entries)
| DescriptionDescription | AmountAmount |
|---|---|
| OTHER LIABILITIES | $10,642,105 |
| CUSTOMER DEPOSITS | $1,377,549,196 |
| BUSINESS DEPOSITS | $41,667,054 |
| SPEICAL DIVIDENDS TO MEMBERS | $5,500,000 |
| DEFERRED COMP LIABILITY | $2,119,522 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Of Amounts | 1437477877 | TotalOfAmounts |
| Footnote In Part XIII | X | FootnoteInPartXIII |
Form990 Schedule D Part XIII Form990ScheduleDPartXIII (2 entries)
| Return ReferenceReturnReference | ExplanationExplanation | IdentifierIdentifier |
|---|---|---|
| PART IV, LINE 2B: | AS PART OF OUR NORMAL FIRST MORTGAGE LOAN SERVICING, PAYMENTS ARE COLLECTED MONTHLY FROM THE BORROWER AND PLACED IN ESCROW TO PAY THEIR REAL ESTATE TAXES AND HOMEOWNER INSURANCE. COMMUNITYAMERICA PAYS THE TAXES AND INSURANCE PREMIUMS WHEN DUE ON BEHALF OF THE BORROWER. | |
| PART X, LINE 2: | THE CREDIT UNION ACCOUNTS FOR UNCERTAINTY IN INCOME TAXES IN ACCORDANCE WITH ASC 740, WHICH ADDRESSES THE DETERMINATION OF WHETHER TAX BENEFITS CLAIMED OR EXPECTED TO BE CLAIMED ON A TAX RETURN SHOULD BE RECORDED IN THE FINANCIAL STATEMENTS. UNDER THIS GUIDANCE, THE CREDIT UNION MAY RECOGNIZE THE TAX BENEFITS FROM AN UNCERTAIN TAX POSITION ONLY IF IT IS MORE-LIKELY-THAN-NOT THAT THE TAX POSITION WILL BE SUSTAINED ON EXAMINATION BY TAXING AUTHORITIES, BASED ON TECHNICAL MERITS OF THE POSITION. THE TAX BENEFITS RECOGNIZED IN THE FINANCIAL STATEMENTS FROM SUCH A POSITION ARE MEASURED BASED ON THE LARGEST BENEFIT THAT HAS A GREATER THAN 50% LIKELIHOOD OF BEING REALIZED UPON ULTIMATE SETTLEMENT. THE GUIDANCE ON ACCOUNTING FOR UNCERTAINTY IN INCOME TAXES ALSO ADDRESSES DERECOGNITION, CLASSIFICATION, INTEREST AND PENALTIES ON INCOME TAXES, AND ACCOUNTING IN INTERIM PERIODS. THIS STANDARD DID NOT HAVE AN IMPACT ON THE FINANCIAL STATEMENTS AND THE CREDIT UNION DOES NOT HAVE ANY UNCERTAIN TAX POSITIONS. | DESCRIPTION OF UNCERTAIN TAX POSITIONS UNDER FIN 48: |
Schedule I IRS990ScheduleI
| Field | Value | IRS element (for citing) |
|---|---|---|
| Records Maintained | 1 | RecordsMaintained |
Recipient Table RecipientTable (7 entries)
| Address Line1AddressUS/AddressLine1 | CityAddressUS/City | StateAddressUS/State | ZIP CodeAddressUS/ZIPCode | EIN Of RecipientEINOfRecipient | IRC SectionIRCSection | Amount Of Cash GrantAmountOfCashGrant | Purpose Of GrantPurposeOfGrant |
|---|---|---|---|---|---|---|---|
| UNITED WAY OF GREATER KANSAS CITY | |||||||
| PO BOX 871400 | KANSAS CITY | MO | 64187 | 440545812 | 501(C)(3) | 10000 | GENERAL SUPPORT |
| AMERICAN HEART ASSOCIATION | |||||||
| 208 S LASALLE ST STE 1500 | CHICAGO | IL | 60604 | 135613797 | 501(C)(3) | 7942 | GENERAL SUPPORT |
| JUNIOR ACHIEVEMENT OF MIDDLE AMERICA | |||||||
| 4049 PENNSYLVANIA AVE STE 150 | KANSAS CITY | MO | 64111 | 440604809 | 501(C)(3) | 6511 | GENERAL SUPPORT |
| JUVENILE DIABETES RESEARCH FOUNDATION | |||||||
| 26 BROADWAY | NEW YORK | NY | 10004 | 231907729 | 501(C)(3) | 5864 | GENERAL SUPPORT |
| CATHOLIC CHARITIES OF KANSAS CITY - ST JOSEPH | |||||||
| 20 WEST 9TH ST STE 600 | KANSAS CITY | MO | 64105 | 430887779 | 501(C)(3) | 5500 | GENERAL SUPPORT |
| KIDS TLC INC | |||||||
| 480 S ROGER RD | OLATHE | KS | 66062 | 480774593 | 501(C)(3) | 5250 | GENERAL SUPPORT |
| SPEAKER'S ANNUAL GOLF FUND | |||||||
| 201 W CAPITOL AVE RM 308-A | JEFFERSON CITY | MO | 65101 | 462657970 | 5000 | BUST FOR BUCK O'NEIL | |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Nbr Of501 C3 And Govt Grants | 6 | TotalNbrOf501C3AndGovtGrants |
| Total Nbr Of Other Organizations | 1 | TotalNbrOfOtherOrganizations |
Form990 Schedule I Part IV Form990ScheduleIPartIV
| Field | Value | IRS element (for citing) |
|---|---|---|
| Identifier | PROCEDURE FOR MONITORING GRANTS IN THE U.S.: | Identifier |
| Return Reference | PART I, LINE 2: | ReturnReference |
| Explanation | SCHEDULE I, PART I, LINE 2: ALL GRANTS/DONATIONS ARE APPROVED BY THE MANAGEMENT TEAM OF COMMUNITYAMERICA CREDIT UNION. | Explanation |
Schedule J IRS990ScheduleJ
| Field | Value | IRS element (for citing) |
|---|---|---|
| Travel For Companions | X | TravelForCompanions |
| Idemnification Gross Up Payments | X | IdemnificationGrossUpPayments |
| Personal Services | X | PersonalServices |
| Written Policy Re T And E Expenses | 1 | WrittenPolicyReTAndEExpenses |
| Substantiation Required | 1 | SubstantiationRequired |
| Compensation Committee | X | CompensationCommittee |
| Independent Consultant | X | IndependentConsultant |
| Board Or Committee Approval | X | BoardOrCommitteeApproval |
| Severance Payment | 1 | SeverancePayment |
| Supplemental Nonqual Retire Plan | 1 | SupplementalNonqualRetirePlan |
| Equity Based Comp Arrangement | 0 | EquityBasedCompArrangement |
Form990 Schedule J Part II Form990ScheduleJPartII (16 entries)
| TitleTitle | Base Compensation Filing OrgBaseCompensationFilingOrg | Comp Based On Related OrgsCompBasedOnRelatedOrgs | Bonus Filing OrgBonusFilingOrg | Bonus Related OrgsBonusRelatedOrgs | Other Compensation Filing OrgOtherCompensationFilingOrg | Other Compensation Related OrgsOtherCompensationRelatedOrgs | Deferred Comp Filing OrgDeferredCompFilingOrg | Deferred Comp Related OrgsDeferredCompRelatedOrgs | Nontaxable Benefits Filing OrgNontaxableBenefitsFilingOrg | Nontaxable Benefits Related OrgsNontaxableBenefitsRelatedOrgs | Total Compensation Filing OrgTotalCompensationFilingOrg | Total Compensation Related OrgsTotalCompensationRelatedOrgs | Comp Report Prior990 Filing OrgCompReportPrior990FilingOrg | Comp Report Prior990 Related OrgsCompReportPrior990RelatedOrgs |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| DENNIS PIERCE | ||||||||||||||
| CEO | 412464 | 0 | 197131 | 0 | 19829 | 0 | 361409 | 0 | 18074 | 0 | 1008907 | 0 | 0 | 0 |
| RICHARD BAUMGARTNER | ||||||||||||||
| CFO | 224774 | 0 | 76360 | 0 | 216697 | 0 | 215000 | 0 | 13854 | 0 | 746685 | 0 | 200000 | 0 |
| LISA GINTER | ||||||||||||||
| COO | 234133 | 0 | 91911 | 0 | 13060 | 0 | 107537 | 0 | 19900 | 0 | 466541 | 0 | 0 | 0 |
| GUY RUSSO | ||||||||||||||
| CIO | 205416 | 0 | 70854 | 0 | 1570 | 0 | 128598 | 0 | 19608 | 0 | 426046 | 0 | 0 | 0 |
| SEAN YOKLEY | ||||||||||||||
| COO, CUSO ONE | 182486 | 0 | 105054 | 0 | 833 | 0 | 15000 | 0 | 18096 | 0 | 321469 | 0 | 0 | 0 |
| KEITH VARNEY | ||||||||||||||
| COO, TRUHOME SOLUTIONS, LL | 0 | 150068 | 0 | 39485 | 0 | 13769 | 0 | 12700 | 0 | 21187 | 0 | 237209 | 0 | 0 |
| SEREPTHA HELM | ||||||||||||||
| SVP - CORP AFFAIRS & GENERAL COUNCSE | 130368 | 0 | 36165 | 0 | 605 | 0 | 10201 | 0 | 8352 | 0 | 185691 | 0 | 0 | 0 |
| RICHARD SCHIER | ||||||||||||||
| SVP - SALES | 151047 | 0 | 42799 | 0 | 3205 | 0 | 12092 | 0 | 19556 | 0 | 228699 | 0 | 0 | 0 |
| TIMOTHY SARACINI | ||||||||||||||
| SVP - FINACE SERVICES | 135894 | 0 | 38510 | 0 | 998 | 0 | 10964 | 0 | 19981 | 0 | 206347 | 0 | 0 | 0 |
| JEAN HUGHES | ||||||||||||||
| SVP | 6227 | 0 | 37904 | 0 | 141159 | 0 | 9080 | 0 | 266 | 0 | 194636 | 0 | 0 | 0 |
| RODNEY GRUENBERG | ||||||||||||||
| SVP - OPERATIONS | 129415 | 0 | 37674 | 0 | 3029 | 0 | 10333 | 0 | 13844 | 0 | 194295 | 0 | 0 | 0 |
| RANDAL PIERSON | ||||||||||||||
| SR FINANCIAL ADVISOR | 0 | 0 | 371615 | 0 | 2227 | 0 | 15000 | 0 | 18913 | 0 | 407755 | 0 | 0 | 0 |
| EDWIN RAFFERTY | ||||||||||||||
| MORTGAGE CONSULTANT | 0 | 0 | 0 | 322696 | 0 | 1427 | 0 | 15000 | 0 | 19223 | 0 | 358346 | 0 | 0 |
| WILLIAM CHILES JR | ||||||||||||||
| MORTGAGE CONSULTANT | 0 | 0 | 0 | 332477 | 0 | 1685 | 0 | 15000 | 0 | 20040 | 0 | 369202 | 0 | 0 |
| MIKE HAGGERTY | ||||||||||||||
| VP - FINANCIAL PLANNING SERVICES | 93667 | 0 | 209413 | 0 | 445 | 0 | 15000 | 0 | 21269 | 0 | 339794 | 0 | 0 | 0 |
| TIMOTHY BLAKE | ||||||||||||||
| SR FINANCIAL ADVISOR | 0 | 0 | 286592 | 0 | 758 | 0 | 15000 | 0 | 20513 | 0 | 322863 | 0 | 0 | 0 |
Form990 Schedule J Part III Form990ScheduleJPartIII (2 entries)
| Return ReferenceReturnReference | ExplanationExplanation |
|---|---|
| PART I, LINE 1A | COMMUNITYAMERICA PROVIDED TRAVEL FOR COMPANIONS, IF REQUESTED, FOR ALL PERSONS LISTED. THIS BENEFIT WAS NOT TREATED AS TAXABLE COMPENSATION TO THE PERSON LISTED, BUT TO THE TRAVELING COMPANION. THE SENIOR OFFICERS OF COMMUNITYAMERICA ARE REIMBURSED FOR INCOME TAX PREPARATION EXPENSES, IF REQUESTED. THESE REIMBURSEMENTS ARE INCLUDED IN THEIR TAXABLE COMPENSATION. |
| PART I, LINES 4A-B | PART I, LINES 4A-B: 4A: JEAN HUGHES RECEIVED A $135,371 SEVERANCE PAYMENT. 4B: THE FOLLOWING INDIVIDUALS PARTICIPATED IN A SUPPLEMENTAL NONQUALIFIED RETIREMENT PLAN: DENNIS PIERCE, LISA GINTER, GUY RUSSO, SEAN YOKLEY AND KEITH VARNEY. AMOUNTS FROM THIS PLAN ARE NOT REFLECTED IN THEIR COMPENSATION. |
Schedule O IRS990ScheduleO
General Explanation GeneralExplanation (9 entries)
| Return ReferenceReturnReference | ExplanationExplanation | IdentifierIdentifier |
|---|---|---|
| FORM 990, PART VI, SECTION A, LINE 6 | AS A COOPERATIVE, COMMUNITYAMERICA IS OWNED BY ITS MEMBERS. TO BE A MEMBER, YOU MUST MEET CERTAIN QUALIFICATIONS. MEMBERSHIP ENTITLES YOU TO CONDUCT BUSINESS WITH THE CREDIT UNION AND VOTE IN MATTERS OF THE CREDIT UNION. EVERY MEMBER HAS ONE VOTE. | |
| FORM 990, PART VI, SECTION A, LINE 7A | COMMUNITYAMERICA UTILIZES A NOMINATING COMMITTEE TO PROPOSE CANDIDATES FOR THE BOARD OF DIRECTORS. NOMINATIONS FOR VACANCIES AND/OR AGENDA ITEMS FOR THE ANNUAL MEETING MAY BE SUBMITTED BY THE GENERAL MEMBERSHIP BY PETITION. BOARD MEMBERS ARE APPROVED AT THE ANNUAL MEETING BY ACCLAMATION. AN ACTUAL VOTE BY THE MEMBERSHIP IS REQUIRED TO CHANGE THE CREDIT UNION'S CHARTER OR CERTAIN BYLAWS. | |
| FORM 990, PART VI, SECTION A, LINE 7B | BOARD MEMBERS ARE APPROVED AT THE ANNUAL MEETING BY ACCLAMATION. AN ACTUAL VOTE BY THE MEMBERSHIP IS REQUIRED TO CHANGE THE CREDIT UNION'S CHARTER OR CERTAIN BYLAWS. | |
| FORM 990, PART VI, SECTION B, LINE 11 | THE FORM 990 WILL BE REVIEWED BY MEMBERS OF THE MANAGEMENT TEAM PRIOR TO FILING WITH THE IRS. | |
| FORM 990, PART VI, SECTION B, LINE 12C | DIRECTORS AND EMPLOYEES ARE REQUIRED TO DISCLOSE ANY PERSON OR ENTITY THAT THEY HAVE A RELATIONSHIP WITH ON AN ANNUAL BASIS. THESE RELATIONSHIPS ARE CODED INTO FINANCIAL SOFTWARE WHICH PREVENTS A PERSON FROM PERFORMING TRANSACTIONS ON A RELATED ACCOUNT. | |
| FORM 990, PART VI, SECTION B, LINE 15A | A COMPENSATION COMMITTEE DETERMINES THE RECOMMENDED COMPENSATION FOR THE CEO. THE COMMITTEE IS ASSISTED BY AN INDEPENDENT COMPENSATION CONSULTANT, WHICH UTILIZES COMPARABILITY DATA TO DETERMINE THE CEO COMPENSATION PACKAGE. THE COMMITTEE'S RECOMMENDATION IS THEN PRESENTED TO THE BOARD FOR THEIR APPROVAL. THE CEO DETERMINES THE COMPENSATION OF THE TOP MANAGEMENT OFFICIALS. | |
| FORM 990, PART VI, SECTION C, LINE 19 | COMMUNITYAMERICA WILL CONSIDER MAKING ITS GOVERNING DOCUMENTS AND CONFLICT OF INTEREST POLICY AVAILABLE TO THE PUBLIC UPON WRITTEN REQUEST. FINANCIAL STATEMENTS ARE POSTED MONTHLY AT EACH BRANCH FOR PUBLIC REVIEW. THEY ARE ALSO AVAILABLE AT THE ANNUAL MEETING. | |
| FORM 990, PART XI, LINE 9: | PASS-THROUGH INCOME FROM PARTNERSHIPS -3,089,071. RETURN OF CAPITAL FROM PARTNERSHIPS 1,064,000. | CHANGES IN NET ASSETS OR FUND BALANCES: |
| FORM 990, PART XII, LINE 2C: | THE ORGANIZATION HAS A COMMITTEE THAT ASSUMES RESPONSIBILITY FOR OVERSIGHT OF THE AUDIT OF ITS FINANCIAL STATEMENTS AND THE SELECTION OF AN INDEPENDENT ACCOUNTANT. NEITHER THE OVERSIGHT PROCESS NOR THE SELECTION PROCESS CHANGED DURING THE TAX YEAR. |
Schedule R IRS990ScheduleR
Form990 Schedule R Part I Form990ScheduleRPartI (2 entries)
| Address Line1AddressUS/AddressLine1 | CityAddressUS/City | StateAddressUS/State | ZIP CodeAddressUS/ZIPCode | EINEIN | Primary ActivitiesPrimaryActivities | Legal Domicile StateLegalDomicileState | Total IncomeTotalIncome | EOY AssetsEOYAssets | Business Name Line1DirectControllingEntityName/BusinessNameLine1 |
|---|---|---|---|---|---|---|---|---|---|
| COMMUNITYAMERICA CUSO ONE LLC | |||||||||
| 9777 RIDGE DRIVE | LENEXA | KS | 66219 | 431925982 | HOLDING COMPANY | MO | 1198768 | 8609206 | COMMUNITYAMERICA CREDIT UNION |
| CASE LLC | |||||||||
| 9777 RIDGE DRIVE | LENEXA | KS | 66219 | HOLDING COMPANY | MO | 0 | 0 | COMMUNITYAMERICA CREDIT UNION | |
Form990 Schedule R Part III Form990ScheduleRPartIII (2 entries)
| Address Line1AddressUS/AddressLine1 | CityAddressUS/City | StateAddressUS/State | ZIP CodeAddressUS/ZIPCode | EINEIN | Primary ActivityPrimaryActivity | Legal Domicile StateLegalDomicileState | Business Name Line1DirectControllingEntityName/BusinessNameLine1 | Predominant Income TypePredominantIncomeType | Share Of Total IncomeShareOfTotalIncome | Share Of EOY AssetsShareOfEOYAssets | Disproportionate AllocationsDisproportionateAllocations | General Or Managing PartnerGeneralOrManagingPartner | Percentage OwnershipPercentageOwnership |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| TRUHOME SOLUTIONS LLC | |||||||||||||
| 9777 RIDGE DRIVE | LENEXA | KS | 66219 | 760762186 | MORTGAGE COMPANY | MO | CUSO ONE LLC | RELATED | 2625331 | 15849912 | 0 | 1 | 0.68500 |
| TRUHOME TITLE SOLUTIONS LLC | |||||||||||||
| 14215 E 42ND ST S | INDEPENDENCE | MO | 64055 | 204959088 | TITLE SERVICES | MO | CUSO ONE LLC | RELATED | 499532 | 452359 | 0 | 1 | 0.68500 |
Form990 Schedule R Part IV Form990ScheduleRPartIV
Name Of Related Org NameOfRelatedOrg
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | PREFERRED FINANCIAL SERVICE | BusinessNameLine1 |
Address US AddressUS
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 925 NE DEERBROOK ST | AddressLine1 |
| City | LEES SUMMIT | City |
| State | MO | State |
| ZIP Code | 64086 | ZIPCode |
| Field | Value | IRS element (for citing) |
|---|---|---|
| EIN | 431384279 | EIN |
| Primary Activity | FINANCIAL SERVICES | PrimaryActivity |
| Legal Domicile State | MO | LegalDomicileState |
Direct Controlling Entity Name DirectControllingEntityName
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | COMMUNITYAMERICA CREDIT UNION | BusinessNameLine1 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Type Of Entity | C | TypeOfEntity |
| Percentage Ownership | 0.50000 | PercentageOwnership |
| Controlled Org | 0 | ControlledOrg |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Receipt Of Int Ann Rents Royalties | 1 | ReceiptOfIntAnnRentsRoyalties |
| Gift Grant Or Cap Contr To Other Org | 0 | GiftGrantOrCapContrToOtherOrg |
| Gift Grant Or Cap Contr Fr Other Org | 0 | GiftGrantOrCapContrFrOtherOrg |
| Loans Or Guarantees To Other Org | 0 | LoansOrGuaranteesToOtherOrg |
| Loans Or Guarantees From Other Org | 0 | LoansOrGuaranteesFromOtherOrg |
| Dividends Related Organization | 0 | DividendsRelatedOrganization |
| Sale Of Assets To Other Org | 0 | SaleOfAssetsToOtherOrg |
| Purchase Of Assets From Other Org | 0 | PurchaseOfAssetsFromOtherOrg |
| Exchange Of Assets | 0 | ExchangeOfAssets |
| Rental Of Facilities To Other Orgs | 0 | RentalOfFacilitiesToOtherOrgs |
| Rental Of Facilities Fr Other Orgs | 0 | RentalOfFacilitiesFrOtherOrgs |
| Perform Of Services For Other Orgs | 0 | PerformOfServicesForOtherOrgs |
| Perform Of Services By Other Orgs | 1 | PerformOfServicesByOtherOrgs |
| Sharing Of Facilities | 0 | SharingOfFacilities |
| Sharing Of Paid Employees | 1 | SharingOfPaidEmployees |
| Reimbursement Paid To Other Org | 0 | ReimbursementPaidToOtherOrg |
| Reimbursement Paid By Other Org | 1 | ReimbursementPaidByOtherOrg |
| Other Transfer To Other Org | 0 | OtherTransferToOtherOrg |
| Other Transfer From Other Org | 0 | OtherTransferFromOtherOrg |
Transactions Related Orgs Table TransactionsRelatedOrgsTable (5 entries)
| Transaction TypeTransactionType | Amount InvolvedAmountInvolved | Method Of Amt DeterminationMethodOfAmtDetermination |
|---|---|---|
| TRUEHOME SOLUTIONS LLC | ||
| A | 231589 | FMV |
| TRUEHOME SOLUTIONS LLC | ||
| M | 6008303 | FMV |
| TRUEHOME SOLUTIONS LLC | ||
| O | 10508114 | FMV |
| TRUEHOME SOLUTIONS LLC | ||
| Q | 560461 | FMV |
| TRUEHOME TITLE SOLUTIONS LLC | ||
| O | 516886 | FMV |