TEXAS DOW EMPLOYEES CREDIT UNION: Form 990, tax year 2013
View the entire original 990 at ProPublica ↗
- Organization
- TEXAS DOW EMPLOYEES CREDIT UNION (EIN 74-1260543)
- Tax period
- 2013-01-01 to 2013-12-31
- Filed
- 2014-10-10
- IRS object ID
- 201442839349300834
- Schema version
- 2013v3.0
- Source
- Download XML · Original 990 at ProPublica
Every field in the e-filed return. Faint text is the IRS element name, for citing.
Return header ReturnHeader
| Field | Value | IRS element (for citing) |
|---|---|---|
| Return | 2014-10-10T12:59:34-05:00 | ReturnTs |
| Tax Period End | 2013-12-31 | TaxPeriodEndDt |
Preparer Firm PreparerFirmGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Preparer Firm EIN | 741699466 | PreparerFirmEIN |
Preparer Firm Name PreparerFirmName
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | FITTS ROBERTS & CO PC | BusinessNameLine1 |
Preparer US Address PreparerUSAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 5718 WESTHEIMER SUITE 800 | AddressLine1 |
| City | HOUSTON | City |
| State | TX | State |
| ZIP Code | 77057 | ZIPCode |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Return Type | 990 | ReturnTypeCd |
| Tax Period Begin | 2013-01-01 | TaxPeriodBeginDt |
Filer Filer
| Field | Value | IRS element (for citing) |
|---|---|---|
| EIN | 741260543 | EIN |
Business Name BusinessName
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | TEXAS DOW ECU | BusinessNameLine1 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Control | TEXA | BusinessNameControlTxt |
| Phone | 3615809129 | PhoneNum |
US Address USAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 1001 FM 2004 | AddressLine1 |
| City | LAKE JACKSON | City |
| State | TX | State |
| ZIP Code | 77566 | ZIPCode |
Business Officer BusinessOfficerGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Person | RHONDA KLEINECKE | PersonNm |
| Person Title | SVP & CFO | PersonTitleTxt |
| Phone | 3615809129 | PhoneNum |
| Signature | 2014-10-09 | SignatureDt |
| Discuss With Paid Preparer | Yes (1) | DiscussWithPaidPreparerInd |
Preparer Person PreparerPersonGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Preparer Person | ROSE KAY PARKER CPA | PreparerPersonNm |
| PTIN | P00177405 | PTIN |
| Phone | 7132605230 | PhoneNum |
| Preparation | 2014-10-09 | PreparationDt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Tax | 2013 | TaxYr |
| Build TS | 2015-11-30 17:44:51Z | BuildTS |
Form 990 IRS990
| Field | Value | IRS element (for citing) |
|---|---|---|
| Principal Officer | RHONDA KLEINECKE | PrincipalOfficerNm |
US Address USAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 1001 FM 2004 | AddressLine1 |
| City | LAKE JACKSON | City |
| State | TX | State |
| ZIP Code | 77566 | ZIPCode |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Gross Receipts | $153,107,104 | GrossReceiptsAmt |
| Group Return For Affiliates | 0 | GroupReturnForAffiliatesInd |
| Organization501c | Yes (X) | Organization501cInd |
| Website Address | WWW.TDECU.ORG | WebsiteAddressTxt |
| Type Of Organization Corp | Yes (X) | TypeOfOrganizationCorpInd |
| Formation | 1955 | FormationYr |
| Legal Domicile State | TX | LegalDomicileStateCd |
| Activity Or Mission | INCREASE ECONOMIC WELL-BEING OF OUR MEMBERS THROUGH NOT-FOR-PROFIT, COOPERATIVE FINANCIAL SERVICES. | ActivityOrMissionDesc |
| Voting Members Governing Body | 10 | VotingMembersGoverningBodyCnt |
| Voting Members Independent | 10 | VotingMembersIndependentCnt |
| Total Employee | 891 | TotalEmployeeCnt |
| Total Volunteers | 0 | TotalVolunteersCnt |
| Total Gross UBI | $3,603,802 | TotalGrossUBIAmt |
| Net Unrelated Bus Txbl Incm | -$4,066,682 | NetUnrelatedBusTxblIncmAmt |
| PY Contributions Grants | $0 | PYContributionsGrantsAmt |
| CY Contributions Grants | $0 | CYContributionsGrantsAmt |
| PY Program Service Revenue | $141,444,985 | PYProgramServiceRevenueAmt |
| CY Program Service Revenue | $152,699,284 | CYProgramServiceRevenueAmt |
| PY Investment Income | -$234,808 | PYInvestmentIncomeAmt |
| CY Investment Income | $330,321 | CYInvestmentIncomeAmt |
| PY Other Revenue | $797,978 | PYOtherRevenueAmt |
| CY Other Revenue | -$108,727 | CYOtherRevenueAmt |
| PY Total Revenue | $142,008,155 | PYTotalRevenueAmt |
| CY Total Revenue | $152,920,878 | CYTotalRevenueAmt |
| PY Grants And Similar Paid | $0 | PYGrantsAndSimilarPaidAmt |
| CY Grants And Similar Paid | $0 | CYGrantsAndSimilarPaidAmt |
| PY Benefits Paid To Members | $0 | PYBenefitsPaidToMembersAmt |
| CY Benefits Paid To Members | $0 | CYBenefitsPaidToMembersAmt |
| PY Salaries Comp Emp Bnft Paid | $43,611,909 | PYSalariesCompEmpBnftPaidAmt |
| CY Salaries Comp Emp Bnft Paid | $48,071,864 | CYSalariesCompEmpBnftPaidAmt |
| PY Total Prof Fndrsng Expns | $0 | PYTotalProfFndrsngExpnsAmt |
| CY Total Prof Fndrsng Expns | $0 | CYTotalProfFndrsngExpnsAmt |
| CY Total Fundraising Expense | $0 | CYTotalFundraisingExpenseAmt |
| PY Other Expenses | $76,295,846 | PYOtherExpensesAmt |
| CY Other Expenses | $76,199,112 | CYOtherExpensesAmt |
| PY Total Expenses | $119,907,755 | PYTotalExpensesAmt |
| CY Total Expenses | $124,270,976 | CYTotalExpensesAmt |
| PY Revenues Less Expenses | $22,100,400 | PYRevenuesLessExpensesAmt |
| CY Revenues Less Expenses | $28,649,902 | CYRevenuesLessExpensesAmt |
| Total Assets BOY | $1,981,022,369 | TotalAssetsBOYAmt |
| Total Assets EOY | $2,163,885,036 | TotalAssetsEOYAmt |
| Total Liabilities BOY | $1,817,138,132 | TotalLiabilitiesBOYAmt |
| Total Liabilities EOY | $1,970,473,843 | TotalLiabilitiesEOYAmt |
| Net Assets Or Fund Balances BOY | $163,884,237 | NetAssetsOrFundBalancesBOYAmt |
| Net Assets Or Fund Balances EOY | $193,411,193 | NetAssetsOrFundBalancesEOYAmt |
| Mission | INCREASE ECONOMIC WELL-BEING OF OUR MEMBERS THROUGH NOT-FOR-PROFIT, COOPERATIVE FINANCIAL SERVICES. | MissionDesc |
| Significant New Program Srvc | 0 | SignificantNewProgramSrvcInd |
| Significant Change | 0 | SignificantChangeInd |
| Desc | TDECU IS A NOT-FOR-PROFIT FINANCIAL COOPERATIVE WITH MORE THAN 186,000 MEMBERS. TDECU CURRENTLY HAS 40 MEMBER SERVICE LOCATIONS, 3 INSURANCE LOCATIONS, 6 TITLE LOCATIONS, AND OFFERS A COMPLETE SELECTION OF CONVENIENT AND COMPETITIVE PRODUCTS AND SERVICES. | Desc |
| Described In Section501c3 | 0 | DescribedInSection501c3Ind |
| Schedule B Required | 0 | ScheduleBRequiredInd |
| Political Campaign Acty | 0 | PoliticalCampaignActyInd |
| Subject To Proxy Tax | 0 | SubjectToProxyTaxInd |
| Donor Advised Fund | 0 | DonorAdvisedFundInd |
| Conservation Easements | 0 | ConservationEasementsInd |
| Collections Of Art | 0 | CollectionsOfArtInd |
| Credit Counseling | Yes (1) | CreditCounselingInd |
| Temp Or Permanent Endowments | 0 | TempOrPermanentEndowmentsInd |
| Report Land Building Equipment | Yes (1) | ReportLandBuildingEquipmentInd |
| Report Investments Other Sec | 0 | ReportInvestmentsOtherSecInd |
| Report Program Related Invst | 0 | ReportProgramRelatedInvstInd |
| Report Other Assets | 0 | ReportOtherAssetsInd |
| Report Other Liabilities | Yes (1) | ReportOtherLiabilitiesInd |
| Include FIN48 Footnote | 0 | IncludeFIN48FootnoteInd |
| Independent Audit Fincl Stmt | Yes (1) | IndependentAuditFinclStmtInd |
| Consolidated Audit Fincl Stmt | Yes (1) | ConsolidatedAuditFinclStmtInd |
| School Operating | 0 | SchoolOperatingInd |
| Foreign Office | 0 | ForeignOfficeInd |
| Foreign Activities | 0 | ForeignActivitiesInd |
| More Than5000 K To Org | 0 | MoreThan5000KToOrgInd |
| More Than5000 K To Individuals | 0 | MoreThan5000KToIndividualsInd |
| Professional Fundraising | 0 | ProfessionalFundraisingInd |
| Fundraising Activities | 0 | FundraisingActivitiesInd |
| Gaming Activities | 0 | GamingActivitiesInd |
| Operate Hospital | 0 | OperateHospitalInd |
| Grants To Organizations | 0 | GrantsToOrganizationsInd |
| Grants To Individuals | 0 | GrantsToIndividualsInd |
| Schedule J Required | Yes (1) | ScheduleJRequiredInd |
| Tax Exempt Bonds | 0 | TaxExemptBondsInd |
| Loan Outstanding | 0 | LoanOutstandingInd |
| Grant To Related Person | 0 | GrantToRelatedPersonInd |
| Business Rln With Org Mem | 0 | BusinessRlnWithOrgMemInd |
| Business Rln With Fam Mem | 0 | BusinessRlnWithFamMemInd |
| Business Rln With Officer Ent | 0 | BusinessRlnWithOfficerEntInd |
| Deductible Non Cash Contri | 0 | DeductibleNonCashContriInd |
| Deductible Art Contribution | 0 | DeductibleArtContributionInd |
| Terminate Operations | 0 | TerminateOperationsInd |
| Partial Liquidation | 0 | PartialLiquidationInd |
| Disregarded Entity | Yes (1) | DisregardedEntityInd |
| Related Entity | Yes (1) | RelatedEntityInd |
| Related Organization Ctrl Ent | Yes (1) | RelatedOrganizationCtrlEntInd |
| Transaction With Control Ent | 0 | TransactionWithControlEntInd |
| Activities Conducted Prtshp | 0 | ActivitiesConductedPrtshpInd |
| Schedule O Required | Yes (1) | ScheduleORequiredInd |
| Info In Schedule O Part V | Yes (X) | InfoInScheduleOPartVInd |
| IRP Document | 44337 | IRPDocumentCnt |
| IRP Document W2 G | 0 | IRPDocumentW2GCnt |
| Backup Wthld Compliance | Yes (1) | BackupWthldComplianceInd |
| Employee | 891 | EmployeeCnt |
| Employment Tax Returns Filed | Yes (1) | EmploymentTaxReturnsFiledInd |
| Unrelated Bus Incm Over Limit | Yes (1) | UnrelatedBusIncmOverLimitInd |
| Form990 T Filed | Yes (1) | Form990TFiledInd |
| Foreign Financial Account | 0 | ForeignFinancialAccountInd |
| Prohibited Tax Shelter Trans | 0 | ProhibitedTaxShelterTransInd |
| Taxable Party Notification | 0 | TaxablePartyNotificationInd |
| Nondeductible Contributions | 0 | NondeductibleContributionsInd |
| Rcv Fnds To Pay Prsnl Bnft Cntrct | 0 | RcvFndsToPayPrsnlBnftCntrctInd |
| Pay Premiums Prsnl Bnft Cntrct | 0 | PayPremiumsPrsnlBnftCntrctInd |
| Form8899 Filedind | 0 | Form8899Filedind |
| Form1098 C Filed | 0 | Form1098CFiledInd |
| Excess Business Holdings | 0 | ExcessBusinessHoldingsInd |
| Taxable Distributions | 0 | TaxableDistributionsInd |
| Distribution To Donor | 0 | DistributionToDonorInd |
| Indoor Tanning Services | 0 | IndoorTanningServicesInd |
| Info In Schedule O Part VI | Yes (X) | InfoInScheduleOPartVIInd |
| Governing Body Voting Members | 10 | GoverningBodyVotingMembersCnt |
| Independent Voting Member | 10 | IndependentVotingMemberCnt |
| Family Or Business Rln | 0 | FamilyOrBusinessRlnInd |
| Delegation Of Mgmt Duties | 0 | DelegationOfMgmtDutiesInd |
| Change To Org Documents | 0 | ChangeToOrgDocumentsInd |
| Material Diversion Or Misuse | 0 | MaterialDiversionOrMisuseInd |
| Members Or Stockholders | Yes (1) | MembersOrStockholdersInd |
| Election Of Board Members | Yes (1) | ElectionOfBoardMembersInd |
| Decisions Subject To Approva | 0 | DecisionsSubjectToApprovaInd |
| Minutes Of Governing Body | Yes (1) | MinutesOfGoverningBodyInd |
| Minutes Of Committees | Yes (1) | MinutesOfCommitteesInd |
| Officer Mailing Address | 0 | OfficerMailingAddressInd |
| Local Chapters | Yes (1) | LocalChaptersInd |
| Policies Reference Chapters | Yes (1) | PoliciesReferenceChaptersInd |
| Form990 Provided To Gvrn Body | 0 | Form990ProvidedToGvrnBodyInd |
| Conflict Of Interest Policy | Yes (1) | ConflictOfInterestPolicyInd |
| Annual Disclosure Covered Prsn | Yes (1) | AnnualDisclosureCoveredPrsnInd |
| Regular Monitoring Enfrc | Yes (1) | RegularMonitoringEnfrcInd |
| Whistleblower Policy | 0 | WhistleblowerPolicyInd |
| Document Retention Policy | Yes (1) | DocumentRetentionPolicyInd |
| Compensation Process CEO | Yes (1) | CompensationProcessCEOInd |
| Compensation Process Other | Yes (1) | CompensationProcessOtherInd |
| Investment In Joint Venture | 0 | InvestmentInJointVentureInd |
| Other Website | Yes (X) | OtherWebsiteInd |
| Upon Request | Yes (X) | UponRequestInd |
Books In Care Of Detail BooksInCareOfDetail
| Field | Value | IRS element (for citing) |
|---|---|---|
| Person | RHONDA L KLEINECKE SVP CFO | PersonNm |
| Phone | 8008391154 | PhoneNum |
US Address USAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 1001 FM 2004 | AddressLine1 |
| City | LAKE JACKSON | City |
| State | TX | State |
| ZIP Code | 77566 | ZIPCode |
Form990 Part VII Section A Form990PartVIISectionAGrp (34 entries)
| TitleTitleTxt | Average Hours Per WeekAverageHoursPerWeekRt | Individual Trustee Or DirectorIndividualTrusteeOrDirectorInd | Reportable Comp From OrgReportableCompFromOrgAmt | Reportable Comp From Rltd OrgReportableCompFromRltdOrgAmt | Other CompensationOtherCompensationAmt | OfficerOfficerInd | Key EmployeeKeyEmployeeInd | Highest Compensated EmployeeHighestCompensatedEmployeeInd |
|---|---|---|---|---|---|---|---|---|
| DAN BUCHE | ||||||||
| DIRECTOR | 4.00 | Yes (X) | $29,400 | $0 | $0 | |||
| GEORGE HORNBACK | ||||||||
| DIRECTOR | 4.00 | Yes (X) | $16,081 | $0 | $0 | |||
| PEGGY MILTENBERGER | ||||||||
| DIRECTOR | 4.00 | Yes (X) | $16,200 | $0 | $0 | |||
| DAVID OZUNA | ||||||||
| DIRECTOR | 4.00 | Yes (X) | $17,000 | $0 | $0 | |||
| DICK SMITH | ||||||||
| DIRECTOR | 4.00 | Yes (X) | $30,467 | $0 | $0 | |||
| MARCUS STEPHENSON | ||||||||
| DIRECTOR | 4.00 | Yes (X) | $13,950 | $0 | $0 | |||
| MIKE TRACY | ||||||||
| DIRECTOR | 4.00 | Yes (X) | $16,075 | $0 | $0 | |||
| ED ZINGLEMAN | ||||||||
| DIRECTOR | 4.00 | Yes (X) | $13,775 | $0 | $0 | |||
| ED SPEED | ||||||||
| DIRECTOR | 4.00 | Yes (X) | $25,666 | $0 | $0 | |||
| JACK ANTONINI | ||||||||
| DIRECTOR | 4.00 | Yes (X) | $5,200 | $0 | $0 | |||
| ROLAND HENDRICKS | ||||||||
| DIRECTOR | 4.00 | Yes (X) | $18,850 | $0 | $0 | |||
| FRANK COE | ||||||||
| DIRECTOR | 4.00 | Yes (X) | $9,775 | $0 | $0 | |||
| EILEEN CAMPBELL | ||||||||
| DIRECTOR | 4.00 | Yes (X) | $6,400 | $0 | $0 | |||
| ROBERT BALDWIN | ||||||||
| DIRECTOR | 4.00 | Yes (X) | $5,200 | $0 | $0 | |||
| STEPHANIE SHERRODD | ||||||||
| PRESIDENT & CEO | 40.00 | $630,424 | $0 | $18,850 | Yes (X) | |||
| MILTON STEVENS | ||||||||
| SENIOR VP & CIO | 40.00 | $299,170 | $0 | $22,830 | Yes (X) | |||
| ROBERT LOCKETT III | ||||||||
| SENIOR VP & CSO | 40.00 | $374,614 | $0 | $14,556 | Yes (X) | |||
| RHONDA KLEINECKE | ||||||||
| SENIOR VP & CFO | 40.00 | $305,444 | $0 | $22,811 | Yes (X) | |||
| CHARLES SMITH | ||||||||
| SENIOR VP & CLO | 40.00 | $208,966 | $0 | $21,340 | Yes (X) | |||
| COURTLAND CROUCHET | ||||||||
| SENIOR VP & CRO | 40.00 | $176,735 | $0 | $21,946 | Yes (X) | |||
| EDWARD BIRDSONG | ||||||||
| PRESIDENT - TDECU RE | 40.00 | $376,400 | $0 | $25,474 | Yes (X) | |||
| LUCILLA HENDERSON | ||||||||
| VP- COMMUNITY RELATIONS | 40.00 | $180,280 | $0 | $22,879 | Yes (X) | |||
| JEFFREY CALLAN | ||||||||
| VP-RETAIL WEALTH MGMT | 40.00 | $198,417 | $0 | $19,510 | Yes (X) | |||
| SHAMIK DARU | ||||||||
| VP & CONTROLLER | 40.00 | $185,544 | $0 | $14,556 | Yes (X) | |||
| GARY LANIER | ||||||||
| VP-RETAIL LANDING | 40.00 | $190,806 | $0 | $22,937 | Yes (X) | |||
| TANGY NAPIER | ||||||||
| VP-RETAIL DELIVERY | 40.00 | $176,379 | $0 | $15,474 | Yes (X) | |||
| VANDI THERIOT | ||||||||
| VP-TALENT SERVICES | 40.00 | $181,360 | $0 | $17,256 | Yes (X) | |||
| WESLEY WOLF | ||||||||
| PRESIDENT-INS AGENCY | 40.00 | $284,649 | $0 | $22,538 | Yes (X) | |||
| BONITA TUCKER | ||||||||
| VP-SERVICE OPERATIONS | 40.00 | $165,613 | $0 | $21,096 | Yes (X) | |||
| TAMMIE BELL | ||||||||
| REAL ESTATE AGENT | 40.00 | $233,012 | $0 | $23,902 | Yes (X) | |||
| BETHANY DAVIS | ||||||||
| FINANCIAL ADVISOR | 40.00 | $316,684 | $0 | $24,140 | Yes (X) | |||
| CHARLES MAGUIRE | ||||||||
| VP-COMMUNITY RELATIONS | 40.00 | $193,387 | $0 | $21,699 | Yes (X) | |||
| ROBYN COCHRAN | ||||||||
| PRODUCING REGIONAL SALES MANAGER | 40.00 | $275,904 | $0 | $24,076 | Yes (X) | |||
| JANICE ARIZMENDI | ||||||||
| OPERATIONS ANALYST | 40.00 | $215,809 | $0 | $24,078 | Yes (X) | |||
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Reportable Comp From Org | $5,393,636 | TotalReportableCompFromOrgAmt |
| Tot Reportable Comp Rltd Org | $0 | TotReportableCompRltdOrgAmt |
| Total Other Compensation | $421,948 | TotalOtherCompensationAmt |
| Indiv Rcvd Greater Than100 K | 47 | IndivRcvdGreaterThan100KCnt |
| Former Ofcr Employees Listed | 0 | FormerOfcrEmployeesListedInd |
| Total Comp Greater Than150 K | Yes (1) | TotalCompGreaterThan150KInd |
| Compensation From Other Srcs | 0 | CompensationFromOtherSrcsInd |
Contractor Compensation ContractorCompensationGrp (5 entries)
| Address Line1ContractorAddress/USAddress/AddressLine1 | CityContractorAddress/USAddress/City | StateContractorAddress/USAddress/State | ZIP CodeContractorAddress/USAddress/ZIPCode | ServicesServicesDesc | CompensationCompensationAmt |
|---|---|---|---|---|---|
| HOUSTON REMODELING INC | |||||
| 1903 STONEGROVE CT | PEARLAND | TX | 77581 | CONSTRUCTION | $601,371 |
| SEIZE THE WORLD INC | |||||
| 450 GEARY ST SUITE 100 | SAN FRANCISCO | CA | 94102 | CONSULTING SERVICES AND COACHING | $546,505 |
| BURTON CONSTRUCTION COMPANY | |||||
| 10550 WESTPARK DRIVE | HOUSTON | TX | 77042 | CONSTRUCTION | $491,853 |
| KELLY SERVICES INC | |||||
| PO BOX 530437 | ATLANTA | GA | 30353 | STAFFING PROVIDER | $337,241 |
| REYNOLDS SMITH AND HILLS INC | |||||
| PO BOX 4850 | JACKSONVILLE | FL | 32256 | SCHEMATIC DESIGN & DEVELOPMENT | $280,045 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Cntrct Rcvd Greater Than100 K | 12 | CntrctRcvdGreaterThan100KCnt |
Program Service Revenue ProgramServiceRevenueGrp (3 entries)
| DescDesc | BusinessBusinessCd | Total Revenue ColumnTotalRevenueColumnAmt | Related Or Exempt Func IncomeRelatedOrExemptFuncIncomeAmt | Unrelated Business RevenueUnrelatedBusinessRevenueAmt |
|---|---|---|---|---|
| INTEREST ON LOANS | 522100 | $106,893,710 | $106,893,710 | |
| FEE INCOME | 522100 | $38,335,423 | $36,996,161 | $1,339,262 |
| OTHER OPERATING INCOME | 522100 | $7,470,151 | $5,092,461 | $2,377,690 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Program Service Revenue | $152,699,284 | TotalProgramServiceRevenueAmt |
Investment Income InvestmentIncomeGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | $259,098 | TotalRevenueColumnAmt |
| Exclusion | $259,098 | ExclusionAmt |
Gross Amount Sales Assets GrossAmountSalesAssetsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Securities | $257,449 | SecuritiesAmt |
Less Cost Oth Basis Sales Expnss LessCostOthBasisSalesExpnssGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Securities | $112,944 | SecuritiesAmt |
| Other | $73,282 | OtherAmt |
Gain Or Loss GainOrLossGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Securities | $144,505 | SecuritiesAmt |
| Other | -$73,282 | OtherAmt |
Net Gain Or Loss Investments NetGainOrLossInvestmentsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | $71,223 | TotalRevenueColumnAmt |
| Exclusion | $71,223 | ExclusionAmt |
Other Revenue Misc OtherRevenueMiscGrp (2 entries)
| DescDesc | BusinessBusinessCd | Total Revenue ColumnTotalRevenueColumnAmt | Related Or Exempt Func IncomeRelatedOrExemptFuncIncomeAmt | Unrelated Business RevenueUnrelatedBusinessRevenueAmt | ExclusionExclusionAmt |
|---|---|---|---|---|---|
| MANAGEMENT FEE | 522100 | $3,525 | $3,525 | ||
| CENTURY OAK TITLE, LLC | 522100 | -$112,252 | -$113,150 | $898 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Revenue Total | -$108,727 | OtherRevenueTotalAmt |
Total Revenue TotalRevenueGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | $152,920,878 | TotalRevenueColumnAmt |
| Related Or Exempt Func Income | $148,985,857 | RelatedOrExemptFuncIncomeAmt |
| Unrelated Business Revenue | $3,603,802 | UnrelatedBusinessRevenueAmt |
| Exclusion | $331,219 | ExclusionAmt |
Comp Current Ofcr Directors CompCurrentOfcrDirectorsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $4,462,888 | TotalAmt |
Other Salaries And Wages OtherSalariesAndWagesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $31,499,669 | TotalAmt |
Pension Plan Contributions PensionPlanContributionsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $841,860 | TotalAmt |
Other Employee Benefits OtherEmployeeBenefitsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $8,536,087 | TotalAmt |
Payroll Taxes PayrollTaxesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $2,731,360 | TotalAmt |
Fees For Services Legal FeesForServicesLegalGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $483,502 | TotalAmt |
Fees For Services Accounting FeesForServicesAccountingGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $162,278 | TotalAmt |
Fees For Services Other FeesForServicesOtherGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $6,055,365 | TotalAmt |
Advertising AdvertisingGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $3,838,596 | TotalAmt |
Office Expenses OfficeExpensesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $6,512,643 | TotalAmt |
Occupancy OccupancyGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $4,984,875 | TotalAmt |
Travel TravelGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $1,627,552 | TotalAmt |
Conferences Meetings ConferencesMeetingsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $43,682 | TotalAmt |
Interest InterestGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $14,142,372 | TotalAmt |
Depreciation Depletion DepreciationDepletionGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $5,107,521 | TotalAmt |
Insurance InsuranceGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $985,784 | TotalAmt |
Other Expenses OtherExpensesGrp (4 entries)
| DescDesc | TotalTotalAmt |
|---|---|
| OTHER SERVICE FEES | $17,641,170 |
| PROVISION FOR LOAN LOSS | $11,859,117 |
| LOAN SERVICING EXPENSE | $1,991,065 |
| LOSSES ON OREO PROPERTY | $763,590 |
Total Functional Expenses TotalFunctionalExpensesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $124,270,976 | TotalAmt |
Cash Non Interest Bearing CashNonInterestBearingGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $36,497,994 | BOYAmt |
| EOY | $12,027,341 | EOYAmt |
Savings And Temp Cash Invst SavingsAndTempCashInvstGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $148,345,003 | BOYAmt |
| EOY | $140,234,409 | EOYAmt |
Accounts Receivable AccountsReceivableGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $10,279,167 | BOYAmt |
| EOY | $14,128,622 | EOYAmt |
Oth Notes Loans Receivable Net OthNotesLoansReceivableNetGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $1,702,358,995 | BOYAmt |
| EOY | $1,902,070,856 | EOYAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Land Bldg Equip Cost Or Other Bss | $89,130,241 | LandBldgEquipCostOrOtherBssAmt |
| Land Bldg Equip Accum Deprec | $40,782,985 | LandBldgEquipAccumDeprecAmt |
Land Bldg Equip Basis Net LandBldgEquipBasisNetGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $35,202,624 | BOYAmt |
| EOY | $48,347,256 | EOYAmt |
Investments Other Securities InvestmentsOtherSecuritiesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $12,941,123 | BOYAmt |
| EOY | $360,714 | EOYAmt |
Intangible Assets IntangibleAssetsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $3,478,620 | BOYAmt |
| EOY | $4,944,930 | EOYAmt |
Other Assets Total OtherAssetsTotalGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $31,918,843 | BOYAmt |
| EOY | $41,770,908 | EOYAmt |
Total Assets TotalAssetsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $1,981,022,369 | BOYAmt |
| EOY | $2,163,885,036 | EOYAmt |
Accounts Payable Accr Expnss AccountsPayableAccrExpnssGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $12,826,120 | BOYAmt |
| EOY | $11,080,061 | EOYAmt |
Deferred Revenue DeferredRevenueGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| EOY | $394,061 | EOYAmt |
Escrow Account Liability EscrowAccountLiabilityGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $5,913,304 | BOYAmt |
| EOY | $5,602,739 | EOYAmt |
Mortg Notes Pybl Scrd Invst Prop MortgNotesPyblScrdInvstPropGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $165,414,566 | BOYAmt |
| EOY | $130,168,546 | EOYAmt |
Other Liabilities OtherLiabilitiesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $1,632,984,142 | BOYAmt |
| EOY | $1,823,228,436 | EOYAmt |
Total Liabilities TotalLiabilitiesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $1,817,138,132 | BOYAmt |
| EOY | $1,970,473,843 | EOYAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Org Does Not Follow SFAS117 | Yes (X) | OrgDoesNotFollowSFAS117Ind |
Cap Stk Tr Prin Current Funds CapStkTrPrinCurrentFundsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $0 | BOYAmt |
| EOY | $0 | EOYAmt |
Pd In Cap Srpls Land Bldg Eqp Fund PdInCapSrplsLandBldgEqpFundGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $0 | BOYAmt |
| EOY | $0 | EOYAmt |
Rtn Earn Endowment Incm Oth Fnds RtnEarnEndowmentIncmOthFndsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $163,884,237 | BOYAmt |
| EOY | $193,411,193 | EOYAmt |
Total Net Assets Fund Balance TotalNetAssetsFundBalanceGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $163,884,237 | BOYAmt |
| EOY | $193,411,193 | EOYAmt |
Tot Liab Net Assets Fund Balance TotLiabNetAssetsFundBalanceGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $1,981,022,369 | BOYAmt |
| EOY | $2,163,885,036 | EOYAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Info In Schedule O Part XI | Yes (X) | InfoInScheduleOPartXIInd |
| Reconcilation Revenue Expnss | $28,649,902 | ReconcilationRevenueExpnssAmt |
| Net Unrlzd Gains Losses Invst | $5,309 | NetUnrlzdGainsLossesInvstAmt |
| Other Changes In Net Assets | $871,745 | OtherChangesInNetAssetsAmt |
| Info In Schedule O Part XII | Yes (X) | InfoInScheduleOPartXIIInd |
| Method Of Accounting Accrual | Yes (X) | MethodOfAccountingAccrualInd |
| Accountant Compile Or Review | 0 | AccountantCompileOrReviewInd |
| FS Audited | Yes (1) | FSAuditedInd |
FS Audited Basis FSAuditedBasisGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Consolidated Basis Fincl Stmt | Yes (X) | ConsolidatedBasisFinclStmtInd |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Audit Committee | Yes (1) | AuditCommitteeInd |
| Federal Grant Audit Required | 0 | FederalGrantAuditRequiredInd |
Schedule D IRS990ScheduleD
| Field | Value | IRS element (for citing) |
|---|---|---|
| Agent Trustee Etc | 0 | AgentTrusteeEtcInd |
| Incl Escrow Custodial Acct Liab | Yes (1) | InclEscrowCustodialAcctLiabInd |
| Explanation Provided | Yes (X) | ExplanationProvidedInd |
Land LandGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Cost Or Other Basis | $7,708,075 | OtherCostOrOtherBasisAmt |
| Book Value | $7,708,075 | BookValueAmt |
Buildings BuildingsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Cost Or Other Basis | $31,832,858 | OtherCostOrOtherBasisAmt |
| Depreciation | $8,071,330 | DepreciationAmt |
| Book Value | $23,761,528 | BookValueAmt |
Leasehold Improvements LeaseholdImprovementsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Cost Or Other Basis | $7,353,359 | OtherCostOrOtherBasisAmt |
| Depreciation | $3,711,011 | DepreciationAmt |
| Book Value | $3,642,348 | BookValueAmt |
Equipment EquipmentGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Cost Or Other Basis | $38,170,238 | OtherCostOrOtherBasisAmt |
| Depreciation | $29,000,644 | DepreciationAmt |
| Book Value | $9,169,594 | BookValueAmt |
Other Land Buildings OtherLandBuildingsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Cost Or Other Basis | $4,065,711 | OtherCostOrOtherBasisAmt |
| Book Value | $4,065,711 | BookValueAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Book Value Land Buildings | $48,347,256 | TotalBookValueLandBuildingsAmt |
Other Liabilities Org OtherLiabilitiesOrgGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Desc | MEMBERS' SHARES AND SAVINGS ACCOUNTS | Desc |
| Amt | $1,823,228,436 | Amt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Liability | $1,823,228,436 | TotalLiabilityAmt |
| Footnote Text | Yes (X) | FootnoteTextInd |
| Total Rev Etc Audited Fincl Stmt | $154,680,996 | TotalRevEtcAuditedFinclStmtAmt |
| Other Revenue | $1,831,341 | OtherRevenueAmt |
| Revenue Not Reported | $1,831,341 | RevenueNotReportedAmt |
| Revenue Subtotal | $152,849,655 | RevenueSubtotalAmt |
| Other Revenues Not Included | $71,223 | OtherRevenuesNotIncludedAmt |
| Revenue Not Reported Fincl Stmt | $71,223 | RevenueNotReportedFinclStmtAmt |
| Total Revenue Per Form990 | $152,920,878 | TotalRevenuePerForm990Amt |
| Tot Expns Etc Audited Fincl Stmt | $126,085,143 | TotExpnsEtcAuditedFinclStmtAmt |
| Other Expenses Included | $1,819,477 | OtherExpensesIncludedAmt |
| Expenses Not Reported | $1,819,477 | ExpensesNotReportedAmt |
| Expenses Subtotal | $124,265,666 | ExpensesSubtotalAmt |
| Other Expenses Not Included | $5,310 | OtherExpensesNotIncludedAmt |
| Expenses Not Rpt Fincl Stmt | $5,310 | ExpensesNotRptFinclStmtAmt |
| Total Expenses Per Form990 | $124,270,976 | TotalExpensesPerForm990Amt |
Supplemental Information Detail SupplementalInformationDetail (7 entries)
| Form And Line ReferenceFormAndLineReferenceDesc | ExplanationExplanationTxt |
|---|---|
| PART IV, LINE 1B: | CUSTODIAL FUNDS IN ESCROW REPRESENT PAYMENTS FOR PRINCIPAL AND INTEREST, AS WELL AS FOR TAXES AND INSURANCE. THESE AMOUNTS ARE HELD IN ESCROW, WITH A CORRESPONDING LIABILITY RECORDED UNTIL THE DATE THAT SUCH FUNDS ARE RELEASED BY THE CREDIT UNION FOR THEIR INTENDED PURPOSE. THE AUDITED FINANCIAL STATEMENT OFFSETS THE ESCROW AND AGENCY FUNDS BY THE AMOUNT OF THE SEGREGATED SPECIAL BANK ACCOUNTS AND EXCLUDES THOSE ACCOUNTS FROM CORPORATE ASSETS. THIS RETURN INCLUDES THE SEGREGATED CASH ACCOUNTS IN FORM 990, PART X ON LINES 1 AND 2 AND DISCLOSES THE ESCROW ACCOUNT BALANCES ON LINE 21. |
| PART IV, LINE 2B: | CUSTODIAL FUNDS IN ESCROW REPRESENT PAYMENTS FOR PRINCIPAL AND INTEREST, AS WELL AS FOR TAXES AND INSURANCE. THESE AMOUNTS ARE HELD IN ESCROW, WITH A CORRESPONDING LIABILITY RECORDED UNTIL THE DATE THAT SUCH FUNDS ARE RELEASED BY THE CREDIT UNION FOR THEIR INTENDED PURPOSE. THE AUDITED FINANCIAL STATEMENT OFFSETS THE ESCROW AND AGENCY FUNDS BY THE AMOUNT OF THE SEGREGATED SPECIAL BANK ACCOUNTS AND EXCLUDES THOSE ACCOUNTS FROM CORPORATE ASSETS. THIS RETURN INCLUDES THE SEGREGATED CASH ACCOUNTS IN FORM 990, PART X ON LINES 1 AND 2 AND DISCLOSES THE ESCROW ACCOUNT BALANCES ON LINE 21. |
| PART X, LINE 2: | THE CREDIT UNION IS EXEMPT, BY STATUTE, FROM FEDERAL AND STATE INCOME TAXES. TEXAS DOW EMPLOYEES CREDIT UNION IS A STATE-CHARTERED CREDIT UNION DESCRIBED IN INTERNAL REVENUE CODE ("IRC") SECTION 501(C)(14). AS SUCH, THE CREDIT UNION IS EXEMPT FROM FEDERAL TAXATION OF INCOME DERIVED FROM THE PERFORMANCE OF ACTIVITIES THAT ARE IN FURTHERANCE OF ITS EXEMPT PURPOSES. HOWEVER, IRC SECTION 511 IMPOSES A TAX ON THE UNRELATED BUSINESS INCOME (AS DEFINED IN SECTION 512) DERIVED BY STATE-CHARTERED CREDIT UNIONS. MANY STATES HAVE SIMILAR LAWS. THE SPECIFIC APPLICATION OF SECTION 512 TO THE VARIOUS ACTIVITIES CONDUCTED BY STATE-CHARTERED CREDIT UNIONS HAS BEEN AN ISSUE FOR MANY YEARS. IN 2007, THE INTERNAL REVENUE SERVICE ("IRS") ISSUED A SERIES OF TECHNICAL ADVICE MEMORANDA ("TAM") TO A NUMBER OF STATE-CHARTERED CREDIT UNIONS LOCATED THROUGHOUT THE COUNTRY. IN THESE TAMS, THE IRS RULED CERTAIN PRODUCTS AND SERVICES TO BE SUBJECT TO TAXATION AS UNRELATED BUSINESS INCOME. IN LIGHT OF THE TAMS, THE CREDIT UNION HAS ASSESSED ITS ACTIVITIES AND ANY POTENTIAL FEDERAL OR STATE INCOME TAX LIABILITY. IN THE OPINION OF MANAGEMENT, ANY LIABILITY ARISING FROM FEDERAL OR STATE TAXATION OF ACTIVITIES DEEMED TO BE UNRELATED TO ITS EXEMPT PURPOSE IS NOT EXPECTED TO HAVE A MATERIAL EFFECT ON THE CREDIT UNION'S FINANCIAL CONDITION OR RESULTS OF OPERATIONS. |
| PART XI, LINE 2D - OTHER ADJUSTMENTS: | CENTURY OAKS TITLE, LLC - GROSS REVENUE K-1 ACTIVITIES FROM CENTURY OAKS TITLE, LLC ASSOCIATED INSURANCE ADVISORS, INC - GROSS REVENUE |
| PART XI, LINE 4B - OTHER ADJUSTMENTS: | (GAIN) LOSS ON DISPOSITION OF ASSETS ROUNDING |
| PART XII, LINE 2D - OTHER ADJUSTMENTS: | GAIN (LOSS) ON DISPOSITION OF ASSETS CENTURY OAKS TITLE, LLC - TOTAL EXPENSES ASSOCIATED INSURANCE ADVISORS, INC - TOTAL EXPENSES |
| PART XII, LINE 4B - OTHER ADJUSTMENTS: | UNREALIZED GAIN ON SECURITIES ROUNDING |
Schedule J IRS990ScheduleJ
| Field | Value | IRS element (for citing) |
|---|---|---|
| Travel For Companions | Yes (X) | TravelForCompanionsInd |
| Idemnification Gross Up Pmts | Yes (X) | IdemnificationGrossUpPmtsInd |
| Housing Allowance Or Residence | Yes (X) | HousingAllowanceOrResidenceInd |
| Club Dues Or Fees | Yes (X) | ClubDuesOrFeesInd |
| Written Policy Ref T And E Expnss | Yes (1) | WrittenPolicyRefTAndEExpnssInd |
| Substantiation Required | Yes (1) | SubstantiationRequiredInd |
| Compensation Committee | Yes (X) | CompensationCommitteeInd |
| Independent Consultant | Yes (X) | IndependentConsultantInd |
| Written Employment Contract | Yes (X) | WrittenEmploymentContractInd |
| Compensation Survey | Yes (X) | CompensationSurveyInd |
| Board Or Committee Approval | Yes (X) | BoardOrCommitteeApprovalInd |
| Severance Payment | 0 | SeverancePaymentInd |
| Supplemental Nonqual Rtr Plan | Yes (1) | SupplementalNonqualRtrPlanInd |
| Equity Based Comp Arrngm | 0 | EquityBasedCompArrngmInd |
Rltd Org Officer Trst Key Empl RltdOrgOfficerTrstKeyEmplGrp (20 entries)
| TitleTitleTxt | Base Compensation Filing OrgBaseCompensationFilingOrgAmt | Compensation Based On Rltd OrgsCompensationBasedOnRltdOrgsAmt | Bonus Filing OrganizationBonusFilingOrganizationAmount | Bonus Related OrganizationsBonusRelatedOrganizationsAmt | Other Compensation Filing OrgOtherCompensationFilingOrgAmt | Other Compensation Rltd OrgsOtherCompensationRltdOrgsAmt | Deferred Compensation Flng OrgDeferredCompensationFlngOrgAmt | Deferred Comp Rltd OrgsDeferredCompRltdOrgsAmt | Nontaxable Benefits Filing OrgNontaxableBenefitsFilingOrgAmt | Nontaxable Benefits Rltd OrgsNontaxableBenefitsRltdOrgsAmt | Total Compensation Filing OrgTotalCompensationFilingOrgAmt | Total Compensation Rltd OrgsTotalCompensationRltdOrgsAmt | Comp Report Prior990 Filing OrgCompReportPrior990FilingOrgAmt | Comp Report Prior990 Rltd OrgsCompReportPrior990RltdOrgsAmt |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| STEPHANIE SHERRODD | ||||||||||||||
| PRESIDENT & CEO | $430,000 | $0 | $170,000 | $0 | $30,424 | $0 | $4,294 | $0 | $14,556 | $0 | $649,274 | $0 | $0 | $0 |
| MILTON STEVENS | ||||||||||||||
| SENIOR VP & CIO | $229,231 | $0 | $63,000 | $0 | $6,939 | $0 | $8,274 | $0 | $14,556 | $0 | $322,000 | $0 | $0 | $0 |
| ROBERT LOCKETT III | ||||||||||||||
| SENIOR VP & CSO | $234,615 | $0 | $105,000 | $0 | $34,999 | $0 | $0 | $0 | $14,556 | $0 | $389,170 | $0 | $0 | $0 |
| RHONDA KLEINECKE | ||||||||||||||
| SENIOR VP & CFO | $229,231 | $0 | $63,000 | $0 | $13,213 | $0 | $8,255 | $0 | $14,556 | $0 | $328,255 | $0 | $0 | $0 |
| CHARLES SMITH | ||||||||||||||
| SENIOR VP & CLO | $177,692 | $0 | $26,700 | $0 | $4,574 | $0 | $5,866 | $0 | $15,474 | $0 | $230,306 | $0 | $0 | $0 |
| COURTLAND CROUCHET | ||||||||||||||
| SENIOR VP & CRO | $153,035 | $0 | $23,700 | $0 | $0 | $0 | $6,472 | $0 | $15,474 | $0 | $198,681 | $0 | $0 | $0 |
| EDWARD BIRDSONG | ||||||||||||||
| PRESIDENT - TDECU RE | $192,500 | $0 | $0 | $0 | $183,900 | $0 | $10,000 | $0 | $15,474 | $0 | $401,874 | $0 | $0 | $0 |
| LUCILLA HENDERSON | ||||||||||||||
| VP- COMMUNITY RELATIONS | $159,011 | $0 | $19,100 | $0 | $2,169 | $0 | $7,405 | $0 | $15,474 | $0 | $203,159 | $0 | $0 | $0 |
| JEFFREY CALLAN | ||||||||||||||
| VP-RETAIL WEALTH MGMT | $150,000 | $0 | $0 | $0 | $48,417 | $0 | $4,036 | $0 | $15,474 | $0 | $217,927 | $0 | $0 | $0 |
| SHAMIK DARU | ||||||||||||||
| VP & CONTROLLER | $165,000 | $0 | $13,200 | $0 | $7,344 | $0 | $0 | $0 | $14,556 | $0 | $200,100 | $0 | $0 | $0 |
| GARY LANIER | ||||||||||||||
| VP-RETAIL LANDING | $164,231 | $0 | $24,750 | $0 | $1,825 | $0 | $7,463 | $0 | $15,474 | $0 | $213,743 | $0 | $0 | $0 |
| TANGY NAPIER | ||||||||||||||
| VP-RETAIL DELIVERY | $157,165 | $0 | $11,850 | $0 | $7,364 | $0 | $0 | $0 | $15,474 | $0 | $191,853 | $0 | $0 | $0 |
| VANDI THERIOT | ||||||||||||||
| VP-TALENT SERVICES | $157,456 | $0 | $23,700 | $0 | $204 | $0 | $2,700 | $0 | $14,556 | $0 | $198,616 | $0 | $0 | $0 |
| WESLEY WOLF | ||||||||||||||
| PRESIDENT-INS AGENCY | $200,000 | $0 | $83,307 | $0 | $1,342 | $0 | $7,982 | $0 | $14,556 | $0 | $307,187 | $0 | $0 | $0 |
| BONITA TUCKER | ||||||||||||||
| VP-SERVICE OPERATIONS | $138,852 | $0 | $21,000 | $0 | $5,761 | $0 | $6,540 | $0 | $14,556 | $0 | $186,709 | $0 | $0 | $0 |
| TAMMIE BELL | ||||||||||||||
| REAL ESTATE AGENT | $0 | $0 | $0 | $0 | $233,012 | $0 | $9,346 | $0 | $14,556 | $0 | $256,914 | $0 | $0 | $0 |
| BETHANY DAVIS | ||||||||||||||
| FINANCIAL ADVISOR | $27,692 | $0 | $0 | $0 | $288,992 | $0 | $8,666 | $0 | $15,474 | $0 | $340,824 | $0 | $0 | $0 |
| CHARLES MAGUIRE | ||||||||||||||
| VP-COMMUNITY RELATIONS | $183,927 | $0 | $0 | $0 | $9,460 | $0 | $6,225 | $0 | $15,474 | $0 | $215,086 | $0 | $0 | $0 |
| ROBYN COCHRAN | ||||||||||||||
| PRODUCING REGIONAL SALES MANAGER | $27,692 | $0 | $0 | $0 | $248,212 | $0 | $8,602 | $0 | $15,474 | $0 | $299,980 | $0 | $0 | $0 |
| JANICE ARIZMENDI | ||||||||||||||
| OPERATIONS ANALYST | $93,499 | $0 | $0 | $0 | $122,310 | $0 | $8,604 | $0 | $15,474 | $0 | $239,887 | $0 | $0 | $0 |
Supplemental Information Detail SupplementalInformationDetail (2 entries)
| Form And Line ReferenceFormAndLineReferenceDesc | ExplanationExplanationTxt |
|---|---|
| PART I, LINE 1B | THE ORGANIZATION GROSSED UP PAYMENTS THAT ARE OUT OF THE ORDINARY (E.G. BONUSES, RELOCATION, ETC.) SO THAT THE PAYMENT WILL BE TAX-NEUTRAL TO THE RECIPIENT. ONLY ONE EMPLOYEE REQUIRED TO BE LISTED ON THIS FORM HAD A COUNTRY CLUB MEMBERSHIP THAT WAS SUBSIDIZED. THE EMPLOYEE IS NO LONGER EMPLOYED BY THE ORGANIZATION. THE ORGANIZATION HAS A POLICY FOR EXPENSE REIMBURSEMENTS AND REQUIRES RECEIPTS AND PROOF OF EXPENSES PRIOR TO REIMBURSING. |
| PART I, LINE 4B | 457(F) PLAN 2013 PURCHASE PAYMENTS: STEPHANIE SHERRODD $270,000 RHONDA L. KLEINECKE $100,000 ROBERT S. LOCKETT III $100,000 MILTON E. STEVENS $100,000 |
Schedule O IRS990ScheduleO
Supplemental Information Detail SupplementalInformationDetail (9 entries)
| Form And Line ReferenceFormAndLineReferenceDesc | ExplanationExplanationTxt |
|---|---|
| FORM 990, PART V, LINE 3B | FORM 990-T WILL BE FILED AT THE SAME TIME AS FORM 990. |
| FORM 990, PART VI, SECTION A, LINE 6 | ALL MEMBERS HAVE THE RIGHT TO PARTICIPATE IN THE ELECTION OF THE GOVERNING BODY. MEMBERS DO NOT HAVE THE RIGHT TO APPROVE SIGNIFICANT DECISIONS OF THE GOVERNING BODY. ALL MEMBERS RECEIVE A SHARE OF THE ORGANIZATION'S NET ASSETS UPON DISSOLUTION. |
| FORM 990, PART VI, SECTION A, LINE 7A | MEMBERS ELECT THE BOARD OF DIRECTORS BY THE USE OF ELECTRONIC DEVICE, ABSENTEE BALLOT OR MAIL BALLOT. |
| FORM 990, PART VI, SECTION B, LINE 11 | THE TAX RETURN WILL BE REVIEWED BY THE SVP/CFO AND CONTROLLER. |
| FORM 990, PART VI, SECTION B, LINE 12C | ALL OFFICERS, DIRECTORS AND MANAGERS MUST REPORT ANNUAL ACKNOWLEDGEMENT OF ANY POTENTIAL CONFLICT OF INTEREST AS INDICATED IN TDECU'S BANK SECRECY ACT POLICY. |
| FORM 990, PART VI, SECTION B, LINE 15 | THE COMPENSATION PROCESS FOR THE CEO INCLUDES A COMPENSATION REVIEW THAT IS CONDUCTED BY AN OUTSIDE CONSULTANT USING EXTERNAL MARKET DATA. THE RESULTS ARE SUBMITTED TO A COMPENSATION COMMITTEE THAT THEN REVIEWS AND RECOMMENDS PAY ADJUSTMENTS BASED ON MARKET AND CEO PERFORMANCE. THE COMPENSATION COMMMITTEE IS COMPRISED OF BOARD MEMBERS. THE COMPENSATION PROCESS FOR TOP MANAGEMENT INCLUDES A COMPENSATION REVIEW THAT IS CONDUCTED BY AN OUTSIDE CONSULTANT USING EXTERNAL MARKET DATA. THE RESULTS ARE SUBMITTED TO CEO AND SVPS FOR REVIEW AND RECOMMENDATIONS ON PAY ADJUSTMENTS BASED ON MARKET POSITION AND PERFORMANCE. AT RISK PAY IS REVIEWED AND APPROVED BY THE SENIOR MANAGEMENT TEAM. |
| FORM 990, PART VI, SECTION C, LINE 19 | MONTHLY FINANCIAL STATEMENTS ARE PUBLICLY DISPLAYED IN EACH BRANCH OFFICE. ARTICLES OF INCORPORATION AND BYLAWS ARE AVAILABLE UPON REQUEST BY ANY MEMBER. |
| FORM 990, PART XI, LINE 9: | ASSOCIATED INSURANCE ADVISORS, INC EQUITY 871,752. ROUNDING -7. |
| FORM 990, PART XII, LINE 2C: | THE PROCESS BY WHICH THE AUDIT COMMITTEE OVERSEES THE AUDIT OF THE FINANCIAL STATEMENTS AND THE SELECTION OF AN INDEPENDENT ACCOUNTANT DID NOT CHANGE FROM THE PRIOR YEAR. |
Schedule R IRS990ScheduleR
Id Disregarded Entities IdDisregardedEntitiesGrp (6 entries)
| Address Line1USAddress/AddressLine1 | CityUSAddress/City | StateUSAddress/State | ZIP CodeUSAddress/ZIPCode | EINEIN | Primary ActivitiesPrimaryActivitiesTxt | Legal Domicile StateLegalDomicileStateCd | Total IncomeTotalIncomeAmt | End Of Year AssetsEndOfYearAssetsAmt | Business Name Line1DirectControllingEntityName/BusinessNameLine1 |
|---|---|---|---|---|---|---|---|---|---|
| TDECU INSURANCE AGENCY LLC | |||||||||
| 1001 FM 2004 | LAKE JACKSON | TX | 77566 | 260901021 | INSURANCE AGENCY | TX | $2,509,721 | $10,112,415 | TDECU HOLDINGS LLC |
| TDECU REAL ESTATE LLC | |||||||||
| 1001 FM 2004 | LAKE JACKSON | TX | 77566 | 450957732 | REAL ESTATE AGENCY | TX | -$438,996 | $986,449 | TDECU HOLDINGS LLC |
| TDECU HOLDINGS LLC | |||||||||
| 1001 FM 2004 | LAKE JACKSON | TX | 77566 | 453582513 | HOLDING COMPANY | TX | $1,959,308 | $11,021,149 | TEXAS DOW ECU |
| ASSOCIATED INSURANCE ADVISORS I LLC | |||||||||
| 1001 FM 2004 | LAKE JACKSON | TX | 77566 | 275447424 | INSURANCE | TX | ASSOCIATED INSURANCE ADVISORS INC | ||
| TDECU WEALTH ADVISORS LLC | |||||||||
| 1001 FM 2004 | LAKE JACKSON | TX | 77566 | 453581914 | MANAGEMENT | TX | $286,106 | $3,328,091 | TEXAS DOW ECU |
| LOAN ORIGINATION ACQUISITION NETWORK LLC | |||||||||
| 1001 FM 2004 | LAKE JACKSON | TX | 77566 | 462758520 | CONSULTING | TX | -$19,795 | $53,250 | TEXAS DOW ECU |
Id Related Org Txbl Partnership IdRelatedOrgTxblPartnershipGrp
Related Organization Name RelatedOrganizationName
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | CENTURY OAKS TITLE LLC | BusinessNameLine1 |
US Address USAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 1001 FM 2004 STE 100 | AddressLine1 |
| City | LAKE JACKSON | City |
| State | TX | State |
| ZIP Code | 77566 | ZIPCode |
| Field | Value | IRS element (for citing) |
|---|---|---|
| EIN | 271363400 | EIN |
| Primary Activities | ESCROW & REAL ESTATE SETTLEMENT SERVICE | PrimaryActivitiesTxt |
| Legal Domicile State | TX | LegalDomicileStateCd |
Direct Controlling Entity Name DirectControllingEntityName
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | TDECU HOLDINGS LLC | BusinessNameLine1 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Predominant Income Type | UNRELATED | PredominantIncomeTypeTxt |
| Share Of Total Income | -$112,252 | ShareOfTotalIncomeAmt |
| Share Of EOY Assets | $1,467,066 | ShareOfEOYAssetsAmt |
| Disproportionate Allocations | 0 | DisproportionateAllocationsInd |
| UBI Code V | -$112,252 | UBICodeVAmt |
| General Or Managing Partner | Yes (1) | GeneralOrManagingPartnerInd |
| Ownership | 0.96540 | OwnershipPct |
Id Related Org Txbl Corp Tr IdRelatedOrgTxblCorpTrGrp
Related Organization Name RelatedOrganizationName
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | ASSOCIATED INSURANCE ADVISORS INC | BusinessNameLine1 |
US Address USAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 1001 FM 2004 | AddressLine1 |
| City | LAKE JACKSON | City |
| State | TX | State |
| ZIP Code | 77566 | ZIPCode |
| Field | Value | IRS element (for citing) |
|---|---|---|
| EIN | 760432953 | EIN |
| Primary Activities | INSURANCE | PrimaryActivitiesTxt |
| Legal Domicile State | TX | LegalDomicileStateCd |
Direct Controlling Entity Name DirectControllingEntityName
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | TDECU INSURANCE AGENCY LLC | BusinessNameLine1 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Entity Type | C | EntityTypeTxt |
| Ownership | 1.00000 | OwnershipPct |
| Controlled Organization | 0 | ControlledOrganizationInd |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Receipt Of Int Annts Rnts Rylts | 0 | ReceiptOfIntAnntsRntsRyltsInd |
| Gift Grnt Or Cap Contri To Oth Org | 0 | GiftGrntOrCapContriToOthOrgInd |
| Gift Grnt Cap Contri From Oth Org | 0 | GiftGrntCapContriFromOthOrgInd |
| Loans Or Guarantees To Other Org | 0 | LoansOrGuaranteesToOtherOrgInd |
| Loans Or Guarantees From Oth Org | 0 | LoansOrGuaranteesFromOthOrgInd |
| Div Related Organization | 0 | DivRelatedOrganizationInd |
| Asset Sale To Other Org | 0 | AssetSaleToOtherOrgInd |
| Asset Purchase From Other Org | 0 | AssetPurchaseFromOtherOrgInd |
| Asset Exchange | 0 | AssetExchangeInd |
| Rental Of Facilities To Oth Org | 0 | RentalOfFacilitiesToOthOrgInd |
| Rental Of Fclts From Oth Org | 0 | RentalOfFcltsFromOthOrgInd |
| Perform Of Services For Oth Org | 0 | PerformOfServicesForOthOrgInd |
| Perform Of Services By Other Org | 0 | PerformOfServicesByOtherOrgInd |
| Sharing Of Facilities | 0 | SharingOfFacilitiesInd |
| Paid Employees Sharing | 0 | PaidEmployeesSharingInd |
| Reimbursement Paid To Other Org | 0 | ReimbursementPaidToOtherOrgInd |
| Reimbursement Paid By Other Org | 0 | ReimbursementPaidByOtherOrgInd |
| Transfer To Other Org | 0 | TransferToOtherOrgInd |
| Transfer From Other Org | 0 | TransferFromOtherOrgInd |
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