TRAVIS CREDIT UNION: Form 990, tax year 2013

View the entire original 990 at ProPublica ↗

Organization: TRAVIS CREDIT UNION (EIN 94-1242831)
Tax period: 2013-01-01 to 2013-12-31
Filed: 2014-08-14
IRS object ID: 201422269349302712
Schema version: 2013v3.0
Source: Download XML · Original 990 at ProPublica

Every field in the e-filed return. Faint text is the IRS element name, for citing.

Return header
Form 990
Schedule C
Schedule D
Schedule I
Schedule J
Schedule L
Schedule O

Return header ReturnHeader

Field	Value	IRS element (for citing)
Return	2014-08-14T12:57:51-05:00	ReturnTs
Tax Period End	2013-12-31	TaxPeriodEndDt

Preparer Firm PreparerFirmGrp

Field	Value	IRS element (for citing)
Preparer Firm EIN	954083485	PreparerFirmEIN

Preparer Firm Name PreparerFirmName

Field	Value	IRS element (for citing)
Business Name Line1	TURNER WARREN HWANG & CONRAD ACCTCY	BusinessNameLine1

Preparer US Address PreparerUSAddress

Field	Value	IRS element (for citing)
Address Line1	100 NORTH FIRST ST STE 202	AddressLine1
City	BURBANK	City
State	CA	State
ZIP Code	91502	ZIPCode

Field	Value	IRS element (for citing)
Return Type	990	ReturnTypeCd
Tax Period Begin	2013-01-01	TaxPeriodBeginDt

Filer Filer

Field	Value	IRS element (for citing)
EIN	941242831	EIN

Business Name BusinessName

Field	Value	IRS element (for citing)
Business Name Line1	TRAVIS CREDIT UNION	BusinessNameLine1

Field	Value	IRS element (for citing)
Business Name Control	TRAV	BusinessNameControlTxt
Phone	7074691671	PhoneNum

US Address USAddress

Field	Value	IRS element (for citing)
Address Line1	PO BOX 2069	AddressLine1
City	VACAVILLE	City
State	CA	State
ZIP Code	95696	ZIPCode

Business Officer BusinessOfficerGrp

Field	Value	IRS element (for citing)
Person	PATSY VAN OUWERKERK	PersonNm
Person Title	CEO	PersonTitleTxt
Phone	7074691671	PhoneNum
Signature	2014-08-07	SignatureDt
Discuss With Paid Preparer	Yes (1)	DiscussWithPaidPreparerInd

Preparer Person PreparerPersonGrp

Field	Value	IRS element (for citing)
Preparer Person	VALENTINO CREUS CPA	PreparerPersonNm
PTIN	P01054153	PTIN
Phone	8189549700	PhoneNum

Field	Value	IRS element (for citing)
Tax	2013	TaxYr
Build TS	2015-11-30 17:44:51Z	BuildTS

Form 990 IRS990

Field	Value	IRS element (for citing)
Principal Officer	PATSY VAN OUWERKERK	PrincipalOfficerNm

US Address USAddress

Field	Value	IRS element (for citing)
Address Line1	PO BOX 2069	AddressLine1
City	VACAVILLE	City
State	CA	State
ZIP Code	95696	ZIPCode

Field	Value	IRS element (for citing)
Gross Receipts	$251,589,876	GrossReceiptsAmt
Group Return For Affiliates	0	GroupReturnForAffiliatesInd
Organization501c	Yes (X)	Organization501cInd
Website Address	WWW.TRAVISCU.ORG	WebsiteAddressTxt
Type Of Organization Other	Yes (X)	TypeOfOrganizationOtherInd
Other Organization Dsc	CREDIT UNION	OtherOrganizationDsc
Formation	1951	FormationYr
Legal Domicile State	CA	LegalDomicileStateCd
Activity Or Mission	A COOPERATIVE, ORGANIZED FOR THE PURPOSE OF PROMOTING THRIFT AND SAVINGS AMONG ITS MEMBERS.	ActivityOrMissionDesc
Voting Members Governing Body	9	VotingMembersGoverningBodyCnt
Voting Members Independent	9	VotingMembersIndependentCnt
Total Employee	580	TotalEmployeeCnt
Total Volunteers	12	TotalVolunteersCnt
Total Gross UBI	$407,725	TotalGrossUBIAmt
Net Unrelated Bus Txbl Incm	-$160,198	NetUnrelatedBusTxblIncmAmt
PY Contributions Grants	$0	PYContributionsGrantsAmt
CY Contributions Grants	$0	CYContributionsGrantsAmt
PY Program Service Revenue	$86,223,141	PYProgramServiceRevenueAmt
CY Program Service Revenue	$84,294,043	CYProgramServiceRevenueAmt
PY Investment Income	$12,710,641	PYInvestmentIncomeAmt
CY Investment Income	$8,769,649	CYInvestmentIncomeAmt
PY Other Revenue	$1,643,775	PYOtherRevenueAmt
CY Other Revenue	$2,562,386	CYOtherRevenueAmt
PY Total Revenue	$100,577,557	PYTotalRevenueAmt
CY Total Revenue	$95,626,078	CYTotalRevenueAmt
PY Grants And Similar Paid	$152,100	PYGrantsAndSimilarPaidAmt
CY Grants And Similar Paid	$24,000	CYGrantsAndSimilarPaidAmt
PY Benefits Paid To Members	$0	PYBenefitsPaidToMembersAmt
CY Benefits Paid To Members	$0	CYBenefitsPaidToMembersAmt
PY Salaries Comp Emp Bnft Paid	$31,762,233	PYSalariesCompEmpBnftPaidAmt
CY Salaries Comp Emp Bnft Paid	$33,602,314	CYSalariesCompEmpBnftPaidAmt
PY Total Prof Fndrsng Expns	$0	PYTotalProfFndrsngExpnsAmt
CY Total Prof Fndrsng Expns	$0	CYTotalProfFndrsngExpnsAmt
CY Total Fundraising Expense	$0	CYTotalFundraisingExpenseAmt
PY Other Expenses	$37,788,956	PYOtherExpensesAmt
CY Other Expenses	$35,984,127	CYOtherExpensesAmt
PY Total Expenses	$69,703,289	PYTotalExpensesAmt
CY Total Expenses	$69,610,441	CYTotalExpensesAmt
PY Revenues Less Expenses	$30,874,268	PYRevenuesLessExpensesAmt
CY Revenues Less Expenses	$26,015,637	CYRevenuesLessExpensesAmt
Total Assets BOY	$2,026,378,791	TotalAssetsBOYAmt
Total Assets EOY	$2,144,538,561	TotalAssetsEOYAmt
Total Liabilities BOY	$1,797,830,684	TotalLiabilitiesBOYAmt
Total Liabilities EOY	$1,909,661,865	TotalLiabilitiesEOYAmt
Net Assets Or Fund Balances BOY	$228,548,107	NetAssetsOrFundBalancesBOYAmt
Net Assets Or Fund Balances EOY	$234,876,696	NetAssetsOrFundBalancesEOYAmt
Info In Schedule O Part III	Yes (X)	InfoInScheduleOPartIIIInd
Mission	A COOPERATIVE, ORGANIZED FOR THE PURPOSE OF PROMOTING THRIFT ANDSAVINGS AMONG ITS MEMBERS, CREATING A SOURCE OF CREDIT FOR THEM AT RATES OF INTEREST SET BY THE BOARD OF DIRECTORS, AND PROVIDING AN OPPORTUNITY FOR THEM TO USE AND CONTROL THEIR OWN MONEY ON A DEMOCRATIC BASIS IN ORDER TO IMPROVE THEIR ECONOMIC AND SOCIAL CONDITIONS. AS A COOPERATIVE, TRAVIS CREDIT UNION CONDUCTSITS BUSINESS FOR THE MUTUAL BENEFIT AND GENERAL WELFARE OF ITSMEMBERS WITH THE EARNINGS, SAVINGS, BENEFITS, OR SERVICES OF THE CREDIT UNION BEING DISTRIBUTED TO ITS MEMBERS AS PATRONS.	MissionDesc
Significant New Program Srvc	0	SignificantNewProgramSrvcInd
Significant Change	0	SignificantChangeInd
Desc	TRAVIS CREDIT UNION PROVIDES A VARIETY OF LOANS INCLUDING AUTO, MORTGAGES, CREDIT CARD, SMALL BUSINESS AND UNSECURED AT COMPETITIVE RATES FOR OUR MEMBERSHIP, THEREBY, ASSISTING THEM MANAGE THEIR FINANCIAL HEALTH AND GROWTH IN THE FUTURE.	Desc

Prog Srvc Accom Acty2 ProgSrvcAccomActy2Grp

Field	Value	IRS element (for citing)
Desc	TRAVIS CREDIT UNION PROVIDES A VARIETY OF SAVINGS ACCOUNTS INCLUDING SAVINGS, DEMAND, MONEY MARKET, CERTIFICATES AND INVESTMENTS AT COMPETITIVE RATES FOR OUR MEMBERSHIP, THEREBY, ASSISTING THEM MANAGE THEIR FINANCIAL HEALTH AND GROWTH IN THE FUTURE.	Desc

Prog Srvc Accom Acty3 ProgSrvcAccomActy3Grp

Field	Value	IRS element (for citing)
Desc	TRAVIS CREDIT UNION PROVIDES FINANCIAL SERVICES TO OUR MEMBERSHIP WHICH ARE SMALL BUSINESS OWNERS DEVELOPING THEIR OWN BUSINESSES IN THE COMMUNITY. THESE MEMBERS PROVIDE VALUED SERVICES AND EMPLOYMENT TO OUR COMMUNITY MEMBERS THEREBY PROVIDING FUTURE GROWTH AND A STRONGER QUALITY OF LIFE.	Desc

Field	Value	IRS element (for citing)
Described In Section501c3	0	DescribedInSection501c3Ind
Schedule B Required	0	ScheduleBRequiredInd
Political Campaign Acty	Yes (1)	PoliticalCampaignActyInd
Subject To Proxy Tax	0	SubjectToProxyTaxInd
Donor Advised Fund	0	DonorAdvisedFundInd
Conservation Easements	0	ConservationEasementsInd
Collections Of Art	0	CollectionsOfArtInd
Credit Counseling	0	CreditCounselingInd
Temp Or Permanent Endowments	0	TempOrPermanentEndowmentsInd
Report Land Building Equipment	Yes (1)	ReportLandBuildingEquipmentInd
Report Investments Other Sec	0	ReportInvestmentsOtherSecInd
Report Program Related Invst	Yes (1)	ReportProgramRelatedInvstInd
Report Other Assets	0	ReportOtherAssetsInd
Report Other Liabilities	Yes (1)	ReportOtherLiabilitiesInd
Include FIN48 Footnote	Yes (1)	IncludeFIN48FootnoteInd
Independent Audit Fincl Stmt	Yes (1)	IndependentAuditFinclStmtInd
Consolidated Audit Fincl Stmt	0	ConsolidatedAuditFinclStmtInd
School Operating	0	SchoolOperatingInd
Foreign Office	0	ForeignOfficeInd
Foreign Activities	0	ForeignActivitiesInd
More Than5000 K To Org	0	MoreThan5000KToOrgInd
More Than5000 K To Individuals	0	MoreThan5000KToIndividualsInd
Professional Fundraising	0	ProfessionalFundraisingInd
Fundraising Activities	0	FundraisingActivitiesInd
Gaming Activities	0	GamingActivitiesInd
Operate Hospital	0	OperateHospitalInd
Grants To Organizations	Yes (1)	GrantsToOrganizationsInd
Grants To Individuals	0	GrantsToIndividualsInd
Schedule J Required	Yes (1)	ScheduleJRequiredInd
Tax Exempt Bonds	0	TaxExemptBondsInd
Loan Outstanding	Yes (1)	LoanOutstandingInd
Grant To Related Person	0	GrantToRelatedPersonInd
Business Rln With Org Mem	0	BusinessRlnWithOrgMemInd
Business Rln With Fam Mem	0	BusinessRlnWithFamMemInd
Business Rln With Officer Ent	0	BusinessRlnWithOfficerEntInd
Deductible Non Cash Contri	0	DeductibleNonCashContriInd
Deductible Art Contribution	0	DeductibleArtContributionInd
Terminate Operations	0	TerminateOperationsInd
Partial Liquidation	0	PartialLiquidationInd
Disregarded Entity	0	DisregardedEntityInd
Related Entity	0	RelatedEntityInd
Related Organization Ctrl Ent	0	RelatedOrganizationCtrlEntInd
Activities Conducted Prtshp	0	ActivitiesConductedPrtshpInd
Schedule O Required	Yes (1)	ScheduleORequiredInd
IRP Document	39779	IRPDocumentCnt
IRP Document W2 G	0	IRPDocumentW2GCnt
Backup Wthld Compliance	Yes (1)	BackupWthldComplianceInd
Employee	580	EmployeeCnt
Employment Tax Returns Filed	Yes (1)	EmploymentTaxReturnsFiledInd
Unrelated Bus Incm Over Limit	Yes (1)	UnrelatedBusIncmOverLimitInd
Form990 T Filed	Yes (1)	Form990TFiledInd
Foreign Financial Account	0	ForeignFinancialAccountInd
Prohibited Tax Shelter Trans	0	ProhibitedTaxShelterTransInd
Taxable Party Notification	0	TaxablePartyNotificationInd
Nondeductible Contributions	0	NondeductibleContributionsInd
Indoor Tanning Services	0	IndoorTanningServicesInd
Info In Schedule O Part VI	Yes (X)	InfoInScheduleOPartVIInd
Governing Body Voting Members	9	GoverningBodyVotingMembersCnt
Independent Voting Member	9	IndependentVotingMemberCnt
Family Or Business Rln	0	FamilyOrBusinessRlnInd
Delegation Of Mgmt Duties	0	DelegationOfMgmtDutiesInd
Change To Org Documents	0	ChangeToOrgDocumentsInd
Material Diversion Or Misuse	0	MaterialDiversionOrMisuseInd
Members Or Stockholders	Yes (1)	MembersOrStockholdersInd
Election Of Board Members	Yes (1)	ElectionOfBoardMembersInd
Decisions Subject To Approva	Yes (1)	DecisionsSubjectToApprovaInd
Minutes Of Governing Body	Yes (1)	MinutesOfGoverningBodyInd
Minutes Of Committees	Yes (1)	MinutesOfCommitteesInd
Officer Mailing Address	0	OfficerMailingAddressInd
Local Chapters	Yes (1)	LocalChaptersInd
Policies Reference Chapters	Yes (1)	PoliciesReferenceChaptersInd
Form990 Provided To Gvrn Body	Yes (1)	Form990ProvidedToGvrnBodyInd
Conflict Of Interest Policy	Yes (1)	ConflictOfInterestPolicyInd
Annual Disclosure Covered Prsn	Yes (1)	AnnualDisclosureCoveredPrsnInd
Regular Monitoring Enfrc	Yes (1)	RegularMonitoringEnfrcInd
Whistleblower Policy	Yes (1)	WhistleblowerPolicyInd
Document Retention Policy	Yes (1)	DocumentRetentionPolicyInd
Compensation Process CEO	Yes (1)	CompensationProcessCEOInd
Compensation Process Other	Yes (1)	CompensationProcessOtherInd
Investment In Joint Venture	0	InvestmentInJointVentureInd
States Where Copy Of Return Is Fld	CA	StatesWhereCopyOfReturnIsFldCd
Upon Request	Yes (X)	UponRequestInd

Books In Care Of Detail BooksInCareOfDetail

Business Name BusinessName

Field	Value	IRS element (for citing)
Business Name Line1	MARTIN FLEISCHER CPA	BusinessNameLine1

Field	Value	IRS element (for citing)
Phone	7074691671	PhoneNum

US Address USAddress

Field	Value	IRS element (for citing)
Address Line1	PO BOX 2069	AddressLine1
City	VACAVILLE	City
State	CA	State
ZIP Code	95696	ZIPCode

Form990 Part VII Section A Form990PartVIISectionAGrp (29 entries)

TitleTitleTxt	Average Hours Per WeekAverageHoursPerWeekRt	Individual Trustee Or DirectorIndividualTrusteeOrDirectorInd	Reportable Comp From OrgReportableCompFromOrgAmt	Reportable Comp From Rltd OrgReportableCompFromRltdOrgAmt	Other CompensationOtherCompensationAmt	OfficerOfficerInd	Key EmployeeKeyEmployeeInd	Highest Compensated EmployeeHighestCompensatedEmployeeInd
PATRICIA MORENO
BOARD CHAIRPERSON	1.00	Yes (X)	$1,876	$0	$0
DEBORAH ASPLING
BOARD VICE CHAIRPERSON	1.00	Yes (X)	$1,588	$0	$0
MARY COBURN
SECRETARY	1.00	Yes (X)	$3,894	$0	$0
TOM KULINKSI
TREASURER	1.00	Yes (X)	$2,063	$0	$0
CURT NEWLAND
BOARD MEMBER	1.00	Yes (X)	$1,371	$0	$0
LEN AUGUSTINE
BOARD MEMBER	1.00	Yes (X)	$1,333	$0	$0
TIM TRUESDALE
BOARD MEMBER	1.00	Yes (X)	$2,517	$0	$0
ANN ROLLIN
BOARD MEMBER	1.00	Yes (X)	$1,664	$0	$0
DEE ALARCON
BOARD MEMBER	1.00	Yes (X)	$4,523	$0	$0
JOHANNA BENKER
SUPV CMTE CHAIRPERSON	1.00	Yes (X)	$1,713	$0	$0
DOUGLAS BEAUMONT
SUPV CMTE MEMBER	1.00	Yes (X)	$798	$0	$0
ARTURO REYES
SUPV CMTE MEMBER	1.00	Yes (X)	$0	$0	$0
PATSY VAN OUWERKERK
PRESIDENT/CEO	40.00		$726,221	$0	$39,540	Yes (X)
LILA DRESSEN
EVP (FORMER)	40.00		$436,860	$0	$44,374	Yes (X)
BARRY NELSON
EVP (CURRENT)	40.00		$263,497	$0	$100,432	Yes (X)
NAVNEET KHANNA
SVP/CFO	40.00		$216,480	$0	$137,982	Yes (X)
RICHARD ROARK
SVP/CIO	40.00		$206,889	$0	$115,073	Yes (X)
STACY FIFIELD
SVP/CLO	40.00		$192,319	$0	$27,436	Yes (X)
MISUN THOMPSON
SVP/COO	40.00		$165,843	$0	$38,997	Yes (X)
ARIC N KOSHIYAMA
SR FINANCIAL CONSULTANT	40.00		$254,984	$0	$19,707		Yes (X)
ARTHUR SCHWARTZ
SENIOR VP OF ADMINISTRATION	40.00		$188,617	$0	$133,916		Yes (X)
GLORIA NUNEZ
VP OPERATIONS	40.00		$183,607	$0	$43,299		Yes (X)
CATHY RIOS
VP MARKETING	40.00		$173,250	$0	$27,884		Yes (X)
STEVEN LANGLEY
VP SALES AND SERVICE	40.00		$152,149	$0	$38,181		Yes (X)
CRAIG BEAUDRY
AVP IT OPERATIONS	40.00		$149,083	$0	$28,049			Yes (X)
KARUNA FRANCINE BOARDS
VP BUSINESS LENDING & SERV	40.00		$140,915	$0	$1,845			Yes (X)
TERESA SHAFER
VP OF HUMAN RESOURCES	40.00		$137,711	$0	$34,781			Yes (X)
CRAIG CRISMON
AVP IT NETWORK	40.00		$134,815	$0	$34,560			Yes (X)
IVAN JONES
VP FINANCE	40.00		$133,502	$0	$37,951			Yes (X)

Field	Value	IRS element (for citing)
Total Reportable Comp From Org	$3,880,082	TotalReportableCompFromOrgAmt
Tot Reportable Comp Rltd Org	$0	TotReportableCompRltdOrgAmt
Total Other Compensation	$904,007	TotalOtherCompensationAmt
Indiv Rcvd Greater Than100 K	29	IndivRcvdGreaterThan100KCnt
Former Ofcr Employees Listed	0	FormerOfcrEmployeesListedInd
Total Comp Greater Than150 K	Yes (1)	TotalCompGreaterThan150KInd
Compensation From Other Srcs	0	CompensationFromOtherSrcsInd
Cntrct Rcvd Greater Than100 K	0	CntrctRcvdGreaterThan100KCnt

Program Service Revenue ProgramServiceRevenueGrp (3 entries)

DescDesc	BusinessBusinessCd	Total Revenue ColumnTotalRevenueColumnAmt	Related Or Exempt Func IncomeRelatedOrExemptFuncIncomeAmt	Unrelated Business RevenueUnrelatedBusinessRevenueAmt
INTEREST ON LOANS	522100	$58,719,182	$58,719,182
OTHER OPERATING INCOME	522100	$16,500,077	$16,463,874	$36,203
FEE INCOME	522100	$9,074,784	$8,704,430	$370,354

Field	Value	IRS element (for citing)
Total Program Service Revenue	$84,294,043	TotalProgramServiceRevenueAmt

Investment Income InvestmentIncomeGrp

Field	Value	IRS element (for citing)
Total Revenue Column	$10,133,248	TotalRevenueColumnAmt
Related Or Exempt Func Income	$10,133,248	RelatedOrExemptFuncIncomeAmt

Gross Amount Sales Assets GrossAmountSalesAssetsGrp

Field	Value	IRS element (for citing)
Securities	$154,600,199	SecuritiesAmt

Less Cost Oth Basis Sales Expnss LessCostOthBasisSalesExpnssGrp

Field	Value	IRS element (for citing)
Securities	$155,792,962	SecuritiesAmt
Other	$170,836	OtherAmt

Gain Or Loss GainOrLossGrp

Field	Value	IRS element (for citing)
Securities	-$1,192,763	SecuritiesAmt
Other	-$170,836	OtherAmt

Net Gain Or Loss Investments NetGainOrLossInvestmentsGrp

Field	Value	IRS element (for citing)
Total Revenue Column	-$1,363,599	TotalRevenueColumnAmt
Related Or Exempt Func Income	-$1,363,599	RelatedOrExemptFuncIncomeAmt

Other Revenue Misc OtherRevenueMiscGrp

Field	Value	IRS element (for citing)
Desc	OTHER NON-OPERATING INCOME	Desc
Business	522100	BusinessCd
Total Revenue Column	$2,562,386	TotalRevenueColumnAmt
Related Or Exempt Func Income	$2,561,218	RelatedOrExemptFuncIncomeAmt
Unrelated Business Revenue	$1,168	UnrelatedBusinessRevenueAmt

Field	Value	IRS element (for citing)
Other Revenue Total	$2,562,386	OtherRevenueTotalAmt

Total Revenue TotalRevenueGrp

Field	Value	IRS element (for citing)
Total Revenue Column	$95,626,078	TotalRevenueColumnAmt
Related Or Exempt Func Income	$95,218,353	RelatedOrExemptFuncIncomeAmt
Unrelated Business Revenue	$407,725	UnrelatedBusinessRevenueAmt
Exclusion	$0	ExclusionAmt

Grants To Domestic Orgs GrantsToDomesticOrgsGrp

Field	Value	IRS element (for citing)
Total	$24,000	TotalAmt

Comp Current Ofcr Directors CompCurrentOfcrDirectorsGrp

Field	Value	IRS element (for citing)
Total	$3,880,082	TotalAmt

Other Salaries And Wages OtherSalariesAndWagesGrp

Field	Value	IRS element (for citing)
Total	$22,224,812	TotalAmt

Pension Plan Contributions PensionPlanContributionsGrp

Field	Value	IRS element (for citing)
Total	$1,043,720	TotalAmt

Other Employee Benefits OtherEmployeeBenefitsGrp

Field	Value	IRS element (for citing)
Total	$4,421,474	TotalAmt

Payroll Taxes PayrollTaxesGrp

Field	Value	IRS element (for citing)
Total	$2,032,226	TotalAmt

Fees For Services Legal FeesForServicesLegalGrp

Field	Value	IRS element (for citing)
Total	$165,914	TotalAmt

Fees For Services Accounting FeesForServicesAccountingGrp

Field	Value	IRS element (for citing)
Total	$75,462	TotalAmt

Fees For Services Other FeesForServicesOtherGrp

Field	Value	IRS element (for citing)
Total	$477,246	TotalAmt

Advertising AdvertisingGrp

Field	Value	IRS element (for citing)
Total	$2,542,141	TotalAmt

Office Expenses OfficeExpensesGrp

Field	Value	IRS element (for citing)
Total	$8,033,668	TotalAmt

Information Technology InformationTechnologyGrp

Field	Value	IRS element (for citing)
Total	$3,063,535	TotalAmt

Occupancy OccupancyGrp

Field	Value	IRS element (for citing)
Total	$3,695,968	TotalAmt

Travel TravelGrp

Field	Value	IRS element (for citing)
Total	$845,339	TotalAmt

Interest InterestGrp

Field	Value	IRS element (for citing)
Total	$5,231,824	TotalAmt

Depreciation Depletion DepreciationDepletionGrp

Field	Value	IRS element (for citing)
Total	$2,580,122	TotalAmt

Insurance InsuranceGrp

Field	Value	IRS element (for citing)
Total	$1,853,386	TotalAmt

Other Expenses OtherExpensesGrp (4 entries)

DescDesc	TotalTotalAmt
LOAN SERVICING EXPENSE	$5,427,014
MISC OPERATING EXPENSES	$1,169,623
PROV. FOR LOAN LOSSES	$634,402
OPERATING FEES	$188,483

Total Functional Expenses TotalFunctionalExpensesGrp

Field	Value	IRS element (for citing)
Total	$69,610,441	TotalAmt

Cash Non Interest Bearing CashNonInterestBearingGrp

Field	Value	IRS element (for citing)
BOY	$11,126,945	BOYAmt
EOY	$10,413,964	EOYAmt

Savings And Temp Cash Invst SavingsAndTempCashInvstGrp

Field	Value	IRS element (for citing)
BOY	$168,036,684	BOYAmt
EOY	$102,021,594	EOYAmt

Receivables From Officers Etc ReceivablesFromOfficersEtcGrp

Field	Value	IRS element (for citing)
BOY	$5,218,868	BOYAmt
EOY	$4,638,773	EOYAmt

Prepaid Expenses Defrd Charges PrepaidExpensesDefrdChargesGrp

Field	Value	IRS element (for citing)
BOY	$1,839,903	BOYAmt
EOY	$2,556,360	EOYAmt

Field	Value	IRS element (for citing)
Land Bldg Equip Cost Or Other Bss	$67,107,813	LandBldgEquipCostOrOtherBssAmt
Land Bldg Equip Accum Deprec	$31,158,457	LandBldgEquipAccumDeprecAmt

Land Bldg Equip Basis Net LandBldgEquipBasisNetGrp

Field	Value	IRS element (for citing)
BOY	$35,439,582	BOYAmt
EOY	$35,949,356	EOYAmt

Investments Pub Traded Sec InvestmentsPubTradedSecGrp

Field	Value	IRS element (for citing)
BOY	$797,103,963	BOYAmt
EOY	$832,762,282	EOYAmt

Investments Program Related InvestmentsProgramRelatedGrp

Field	Value	IRS element (for citing)
BOY	$981,500,471	BOYAmt
EOY	$1,100,566,546	EOYAmt

Intangible Assets IntangibleAssetsGrp

Field	Value	IRS element (for citing)
BOY	$1,236,260	BOYAmt
EOY	$912,931	EOYAmt

Other Assets Total OtherAssetsTotalGrp

Field	Value	IRS element (for citing)
BOY	$24,876,115	BOYAmt
EOY	$54,716,755	EOYAmt

Total Assets TotalAssetsGrp

Field	Value	IRS element (for citing)
BOY	$2,026,378,791	BOYAmt
EOY	$2,144,538,561	EOYAmt

Accounts Payable Accr Expnss AccountsPayableAccrExpnssGrp

Field	Value	IRS element (for citing)
BOY	$12,926,456	BOYAmt
EOY	$15,406,524	EOYAmt

Other Liabilities OtherLiabilitiesGrp

Field	Value	IRS element (for citing)
BOY	$1,784,904,228	BOYAmt
EOY	$1,894,255,341	EOYAmt

Total Liabilities TotalLiabilitiesGrp

Field	Value	IRS element (for citing)
BOY	$1,797,830,684	BOYAmt
EOY	$1,909,661,865	EOYAmt

Field	Value	IRS element (for citing)
Org Does Not Follow SFAS117	Yes (X)	OrgDoesNotFollowSFAS117Ind

Cap Stk Tr Prin Current Funds CapStkTrPrinCurrentFundsGrp

Field	Value	IRS element (for citing)
BOY	$0	BOYAmt
EOY	$0	EOYAmt

Pd In Cap Srpls Land Bldg Eqp Fund PdInCapSrplsLandBldgEqpFundGrp

Field	Value	IRS element (for citing)
BOY	$0	BOYAmt
EOY	$0	EOYAmt

Rtn Earn Endowment Incm Oth Fnds RtnEarnEndowmentIncmOthFndsGrp

Field	Value	IRS element (for citing)
BOY	$228,548,107	BOYAmt
EOY	$234,876,696	EOYAmt

Total Net Assets Fund Balance TotalNetAssetsFundBalanceGrp

Field	Value	IRS element (for citing)
BOY	$228,548,107	BOYAmt
EOY	$234,876,696	EOYAmt

Tot Liab Net Assets Fund Balance TotLiabNetAssetsFundBalanceGrp

Field	Value	IRS element (for citing)
BOY	$2,026,378,791	BOYAmt
EOY	$2,144,538,561	EOYAmt

Field	Value	IRS element (for citing)
Reconcilation Revenue Expnss	$26,015,637	ReconcilationRevenueExpnssAmt
Net Unrlzd Gains Losses Invst	-$19,687,048	NetUnrlzdGainsLossesInvstAmt
Other Changes In Net Assets	$0	OtherChangesInNetAssetsAmt
Info In Schedule O Part XII	Yes (X)	InfoInScheduleOPartXIIInd
Method Of Accounting Accrual	Yes (X)	MethodOfAccountingAccrualInd
Accountant Compile Or Review	0	AccountantCompileOrReviewInd
FS Audited	Yes (1)	FSAuditedInd

FS Audited Basis FSAuditedBasisGrp

Field	Value	IRS element (for citing)
Separate Basis Fincl Stmt	Yes (X)	SeparateBasisFinclStmtInd

Field	Value	IRS element (for citing)
Audit Committee	Yes (1)	AuditCommitteeInd
Federal Grant Audit Required	0	FederalGrantAuditRequiredInd

Schedule C IRS990ScheduleC

Field	Value	IRS element (for citing)
Political Expenditures	$4,000	PoliticalExpendituresAmt
Internal Funds Contributed	$4,000	InternalFundsContributedAmt
Total Exempt Function Expend	$4,000	TotalExemptFunctionExpendAmt
Form1120 POL Filed	Yes (1)	Form1120POLFiledInd

Section527 Political Org Section527PoliticalOrgGrp

Organization Business Name OrganizationBusinessName

Field	Value	IRS element (for citing)
Business Name Line1	CCUL-PAC	BusinessNameLine1

US Address USAddress

Field	Value	IRS element (for citing)
Address Line1	1201 K STREET SUITE 1050	AddressLine1
City	SACRAMENTO	City
State	CA	State
ZIP Code	95814	ZIPCode

Field	Value	IRS element (for citing)
EIN	940357265	EIN
Paid Internal Funds	$4,000	PaidInternalFundsAmt
Contributions Rcvd Dlvr	$0	ContributionsRcvdDlvrAmt

Supplemental Information Detail SupplementalInformationDetail

Field	Value	IRS element (for citing)
Form And Line Reference	PART I-A, LINE 1:	FormAndLineReferenceDesc
Explanation	CONTRIBUTION TO CALIFORNIA CREDIT UNION LEAGUE TO PROMOTE TRADE INFORMATION PERTAINING TO CREDIT UNIONS.	ExplanationTxt

Schedule D IRS990ScheduleD

Land LandGrp

Field	Value	IRS element (for citing)
Other Cost Or Other Basis	$6,352,246	OtherCostOrOtherBasisAmt
Book Value	$6,352,246	BookValueAmt

Buildings BuildingsGrp

Field	Value	IRS element (for citing)
Other Cost Or Other Basis	$32,460,052	OtherCostOrOtherBasisAmt
Depreciation	$9,844,654	DepreciationAmt
Book Value	$22,615,398	BookValueAmt

Leasehold Improvements LeaseholdImprovementsGrp

Field	Value	IRS element (for citing)
Other Cost Or Other Basis	$6,500,618	OtherCostOrOtherBasisAmt
Depreciation	$5,081,688	DepreciationAmt
Book Value	$1,418,930	BookValueAmt

Equipment EquipmentGrp

Field	Value	IRS element (for citing)
Other Cost Or Other Basis	$21,794,897	OtherCostOrOtherBasisAmt
Depreciation	$16,232,115	DepreciationAmt
Book Value	$5,562,782	BookValueAmt

Field	Value	IRS element (for citing)
Total Book Value Land Buildings	$35,949,356	TotalBookValueLandBuildingsAmt

Invst Program Related Org InvstProgramRelatedOrgGrp (4 entries)

DescDesc	Book ValueBookValueAmt	Method ValuationMethodValuationCd
ALL OTHER INVESTMENTS	$10,617,143	F
LOANS HELD FOR SALE	$2,455,069	F
LOANS & LEASES	$1,069,833,427	F
NCUA SHARE INSURANCE CAPITALIZATION DEPOSIT	$17,660,907	F

Field	Value	IRS element (for citing)
Total Book Value Program Rltd	$1,100,566,546	TotalBookValueProgramRltdAmt

Other Liabilities Org OtherLiabilitiesOrgGrp (2 entries)

DescDesc	AmtAmt
ACCRUED DIVIDENDS & INTEREST PAYABLE	$398,046
MEMBER SHARES & DEPOSITS	$1,893,857,295

Field	Value	IRS element (for citing)
Total Liability	$1,894,255,341	TotalLiabilityAmt
Footnote Text	Yes (X)	FootnoteTextInd
Total Rev Etc Audited Fincl Stmt	$95,626,078	TotalRevEtcAuditedFinclStmtAmt
Revenue Not Reported	$0	RevenueNotReportedAmt
Revenue Subtotal	$95,626,078	RevenueSubtotalAmt
Revenue Not Reported Fincl Stmt	$0	RevenueNotReportedFinclStmtAmt
Total Revenue Per Form990	$95,626,078	TotalRevenuePerForm990Amt
Tot Expns Etc Audited Fincl Stmt	$69,610,441	TotExpnsEtcAuditedFinclStmtAmt
Expenses Not Reported	$0	ExpensesNotReportedAmt
Expenses Subtotal	$69,610,441	ExpensesSubtotalAmt
Expenses Not Rpt Fincl Stmt	$0	ExpensesNotRptFinclStmtAmt
Total Expenses Per Form990	$69,610,441	TotalExpensesPerForm990Amt

Supplemental Information Detail SupplementalInformationDetail

Field	Value	IRS element (for citing)
Form And Line Reference	PART X, LINE 2:	FormAndLineReferenceDesc
Explanation	FASB ASC 740-10-65, INCOME TAXES, PROVIDES GUIDANCE FOR HOW UNCERTAIN TAX POSITIONS SHOULD BE RECOGNIZED, MEASURED, DISCLOSED AND PRESENTED IN THE FINANCIAL STATEMENTS. THIS REQUIRES THE EVALUATION OF TAX POSITIONS TAKEN OR EXPECTED TO BE TAKEN IN THE COURSE OF PREPARING THE CREDIT UNION'S TAX RETURNS TO DETERMINE WHETHER THE TAX POSITIONS ARE "MORE LIKELY THAN NOT" OF BEING SUSTAINED "WHEN CHALLENGED" OR "WHEN EXAMINED" BY THE APPLICABLE TAX AUTHORITY. TAX POSITIONS DEEMED TO NOT MEET THE MORE-LIKELY-THAN-NOT THRESHOLD WOULD BE RECORDED AS A TAX EXPENSE AND LIABILITY IN THE CURRENT YEAR. FOR THE YEAR ENDED DECEMBER 31, 2013, MANAGEMENT HAS DETERMINED THAT THERE ARE NO MATERIAL UNCERTAIN TAX POSITIONS. THE CREDIT UNION IS NOT SUBJECT TO EXAMINATION BY U.S. FEDERAL AND STATE TAX AUTHORITIES FOR TAX YEARS BEFORE 2008.	ExplanationTxt

Schedule I IRS990ScheduleI

Field	Value	IRS element (for citing)
Grant Records Maintained	Yes (1)	GrantRecordsMaintainedInd

Recipient Table RecipientTable (2 entries)

Address Line1USAddress/AddressLine1	CityUSAddress/City	StateUSAddress/State	ZIP CodeUSAddress/ZIPCode	Recipient EINRecipientEIN	IRC SectionIRCSectionDesc	Cash GrantCashGrantAmt	Valuation Method UsedValuationMethodUsedDesc	Purpose Of GrantPurposeOfGrantTxt
TRAVIS FISHER HOUSE
101 BODIN CIRCLE	TRAVIS AIR FORCE BASE	CA	94535	680038761	501(C)(3)	$10,000	FMV	PROVIDE HOUSING FOR FAMILIES OF LONG TERM PATIENTS
JIMMY DOOLITTLE AIR AND SPACE MUSEUM
1111 WEBSTER STREET	FAIRFIELD	CA	94533	680479628	501(C)(3)	$10,000	FMV	PRESERVE AVIATION HERITAGE AND PROMOTE GLOBAL PATRIOTISM

Field	Value	IRS element (for citing)
Total501c3 Org	2	Total501c3OrgCnt
Total Other Org	0	TotalOtherOrgCnt

Schedule J IRS990ScheduleJ

Field	Value	IRS element (for citing)
Travel For Companions	Yes (X)	TravelForCompanionsInd
Written Policy Ref T And E Expnss	Yes (1)	WrittenPolicyRefTAndEExpnssInd
Substantiation Required	Yes (1)	SubstantiationRequiredInd
Compensation Committee	Yes (X)	CompensationCommitteeInd
Independent Consultant	Yes (X)	IndependentConsultantInd
Compensation Survey	Yes (X)	CompensationSurveyInd
Board Or Committee Approval	Yes (X)	BoardOrCommitteeApprovalInd
Severance Payment	0	SeverancePaymentInd
Supplemental Nonqual Rtr Plan	Yes (1)	SupplementalNonqualRtrPlanInd
Equity Based Comp Arrngm	0	EquityBasedCompArrngmInd

Rltd Org Officer Trst Key Empl RltdOrgOfficerTrstKeyEmplGrp (16 entries)

TitleTitleTxt	Base Compensation Filing OrgBaseCompensationFilingOrgAmt	Compensation Based On Rltd OrgsCompensationBasedOnRltdOrgsAmt	Bonus Filing OrganizationBonusFilingOrganizationAmount	Bonus Related OrganizationsBonusRelatedOrganizationsAmt	Other Compensation Filing OrgOtherCompensationFilingOrgAmt	Other Compensation Rltd OrgsOtherCompensationRltdOrgsAmt	Deferred Compensation Flng OrgDeferredCompensationFlngOrgAmt	Deferred Comp Rltd OrgsDeferredCompRltdOrgsAmt	Nontaxable Benefits Filing OrgNontaxableBenefitsFilingOrgAmt	Nontaxable Benefits Rltd OrgsNontaxableBenefitsRltdOrgsAmt	Total Compensation Filing OrgTotalCompensationFilingOrgAmt	Total Compensation Rltd OrgsTotalCompensationRltdOrgsAmt	Comp Report Prior990 Filing OrgCompReportPrior990FilingOrgAmt	Comp Report Prior990 Rltd OrgsCompReportPrior990RltdOrgsAmt
PATSY VAN OUWERKERK
PRESIDENT/CEO	$488,226	$0	$69,597	$0	$168,398	$0	$21,500	$0	$18,040	$0	$765,761	$0	$0	$0
LILA DRESSEN
EVP (FORMER)	$256,296	$0	$34,568	$0	$145,996	$0	$21,500	$0	$22,874	$0	$481,234	$0	$62,884	$0
BARRY NELSON
EVP (CURRENT)	$226,599	$0	$22,106	$0	$14,792	$0	$75,827	$0	$24,605	$0	$363,929	$0	$0	$0
NAVNEET KHANNA
SVP/CFO	$189,991	$0	$19,624	$0	$6,865	$0	$104,772	$0	$33,210	$0	$354,462	$0	$0	$0
RICHARD ROARK
SVP/CIO	$181,608	$0	$18,561	$0	$6,720	$0	$92,468	$0	$22,605	$0	$321,962	$0	$0	$0
STACY FIFIELD
SVP/CLO	$171,192	$0	$13,199	$0	$7,928	$0	$17,351	$0	$10,085	$0	$219,755	$0	$0	$0
MISUN THOMPSON
SVP/COO	$147,319	$0	$11,614	$0	$6,910	$0	$16,403	$0	$22,594	$0	$204,840	$0	$0	$0
ARIC N KOSHIYAMA
SR FINANCIAL CONSULTANT	$35,161	$0	$219,350	$0	$473	$0	$11,282	$0	$8,425	$0	$274,691	$0	$0	$0
ARTHUR SCHWARTZ
SENIOR VP OF ADMINISTRATION	$178,455	$0	$3,000	$0	$7,162	$0	$103,206	$0	$30,710	$0	$322,533	$0	$0	$0
GLORIA NUNEZ
VP OPERATIONS	$156,980	$0	$14,038	$0	$12,589	$0	$17,116	$0	$26,183	$0	$226,906	$0	$0	$0
CATHY RIOS
VP MARKETING	$151,743	$0	$13,732	$0	$7,775	$0	$8,417	$0	$19,467	$0	$201,134	$0	$0	$0
STEVEN LANGLEY
VP SALES AND SERVICE	$131,492	$0	$11,908	$0	$8,749	$0	$15,678	$0	$22,503	$0	$190,330	$0	$0	$0
CRAIG BEAUDRY
AVP IT OPERATIONS	$132,773	$0	$9,956	$0	$6,354	$0	$5,541	$0	$22,508	$0	$177,132	$0	$0	$0
TERESA SHAFER
VP OF HUMAN RESOURCES	$126,445	$0	$7,302	$0	$3,964	$0	$15,379	$0	$19,402	$0	$172,492	$0	$0	$0
CRAIG CRISMON
AVP IT NETWORK	$126,266	$0	$7,779	$0	$770	$0	$6,663	$0	$27,897	$0	$169,375	$0	$0	$0
IVAN JONES
VP FINANCE	$118,289	$0	$8,903	$0	$6,310	$0	$14,976	$0	$22,975	$0	$171,453	$0	$0	$0

Supplemental Information Detail SupplementalInformationDetail

Field	Value	IRS element (for citing)
Form And Line Reference	PART I, LINE 4B	FormAndLineReferenceDesc
Explanation	457(B): NON-QUALIFIED DEFERRED COMPENSATION PLAN. ELIGIBILITY IS LIMITED TO EMPLOYEES IN A POSITION OF VICE PRESIDENT OR ABOVE, OR THOSE EMPLOYEES INDIVIDUALLY SELECTED BY THE COMPENSATION COMMITTEE OF THE BOARD OF DIRECTORS. THOSE ELIGIBLE ARE ABLE TO PARTICIPATE EFFECTIVE THEIR DATE OF HIRE INTO A POSITION OF VICE PRESIDENT OR ABOVE, OR THE EFFECTIVE DATE OF THE COMPENSATION COMMITTEE OF THE BOARD OF DIRECTORS' APPOINTED ELIGIBILITY TO THE PLAN. THE PLAN MATCHES THE PARTICIPANT'S CONTRIBUTIONS DOLLAR FOR DOLLAR UP TO A CALENDAR YEAR MAXIMUM. THE CALENDAR YEAR MAXIMUM, THAT A PARTICIPANT CAN CONTRIBUTE, IS 50% OF THE ALLOWABLE AMOUNT UNDER CODE SECTION 457(E) (15), SO FOR 2013 THE MAXIMUM PARTICIPANT CONTRIBUTION IS $8,750. THE PLAN DOES NOT HAVE A VESTING SCHEDULE, SO CONTRIBUTIONS ARE 100% VESTED. PARTICIPANTS MAY NOT RECEIVE A DISTRIBUTION PRIOR TO SEVERANCE OF EMPLOYMENT WITH TCU. 457(F): NON-QUALIFIED SERP DESIGNED TO PROVIDE A SPECIFIC DOLLAR AMOUNT BY THE TIME A PARTICIPANT IS TENURED. THE TOTAL BENEFIT AMOUNT IS ACCRUED OVER THE LENGTH OF EMPLOYMENT OF THE PARTICIPANT. THE AMOUNT IS "CLIFF VESTED" OVER 3 PERIODS, WITH THE FINAL AND LARGEST VESTING AT RETIREMENT. FUNDS ARE DISTRIBUTED ON EACH VESTING DATE IN THE AMOUNT SPECIFIED IN THE VESTING SCHEDULE. FORFEITURE EVENTS ARE: INVOLUNTARY SEPARATION WITH CAUSE AND; VOLUNTARY SEPARATION WITHOUT GOOD REASON. PAYMENT OF BENEFITS DEPENDS ON THE EVENT THAT TRIGGERS A PAYMENT. THESE EVENTS AND PAYMENTS ARE: FULL PAYMENT OF AMOUNT ACCRUED AS OF EACH CLIFF VESTING DATE; AMOUNT ACCRUED-TO-DATE WILL BE PAID UPON: DEATH PRIOR TO RETIREMENT; VOLUNTARY SEPARATION FOR GOOD REASON; INVOLUNTARY SEPARATION WITHOUT CAUSE; SEPARATION DUE TO DISABILITY. PARTICIPANTS IN THE PLAN ARE: PATSY VAN OUWERKERK, BARRY NELSON, LILA DRESSEN, NAVNEET KHANNA, AND RICHARD ROARK	ExplanationTxt

Schedule L IRS990ScheduleL

Loans Btwn Org Interested Prsn LoansBtwnOrgInterestedPrsnGrp (44 entries)

Relationship With OrgRelationshipWithOrgTxt	Loan PurposeLoanPurposeTxt	Loan From OrganizationLoanFromOrganizationInd	Original PrincipalOriginalPrincipalAmt	Balance DueBalanceDueAmt	DefaultDefaultInd	Board Or Committee ApprovalBoardOrCommitteeApprovalInd	Written AgreementWrittenAgreementInd
PATSY VAN OUWERKERK
OFFICER	FIRST MORTGAGE	Yes (X)	$503,000	$366,738	0	Yes (1)	Yes (1)
PATSY VAN OUWERKERK
OFFICER	HOME EQUITY LINE	Yes (X)	$369,000	$368,476	0	Yes (1)	Yes (1)
PATSY VAN OUWERKERK
OFFICER	CREDIT CARD	Yes (X)	$25,000	$23,945	0	Yes (1)	Yes (1)
BARRY NELSON
OFFICER	FIRST MORTGAGE	Yes (X)	$478,000	$428,848	0	Yes (1)	Yes (1)
BARRY NELSON
OFFICER	HOME EQUITY	Yes (X)	$50,000	$12,128	0	Yes (1)	Yes (1)
RICHARD ROARK
OFFICER	CREDIT CARD	Yes (X)	$5,000	$4,998	0	Yes (1)	Yes (1)
NAVNEET KHANNA
OFFICER	FIRST MORTGAGE	Yes (X)	$579,000	$390,069	0	Yes (1)	Yes (1)
NAVNEET KHANNA
OFFICER	CREDIT CARD	Yes (X)	$20,000	$94	0	Yes (1)	Yes (1)
ARTHUR SCHWARZ
KEY EMPLOYEE	FIRST MORTGAGE	Yes (X)	$417,000	$408,679	0	Yes (1)	Yes (1)
GLORIA NUNEZ
KEY EMPLOYEE	FIRST MORTGAGE	Yes (X)	$312,800	$283,471	0	Yes (1)	Yes (1)
CATHY RIOS
KEY EMPLOYEE	FIRST MORTGAGE	Yes (X)	$541,400	$519,300	0	Yes (1)	Yes (1)
GLORIA NUNEZ
KEY EMPLOYEE	CREDIT CARD	Yes (X)	$14,400	$1,510	0	Yes (1)	Yes (1)
CATHY RIOS
KEY EMPLOYEE	AUTOMOBILE	Yes (X)	$22,049	$6,668	0	Yes (1)	Yes (1)
CATHY RIOS
KEY EMPLOYEE	CREDIT CARD	Yes (X)	$50,000	$1,899	0	Yes (1)	Yes (1)
STEVE LANGLEY
KEY EMPLOYEE	FIRST MORTGAGE	Yes (X)	$220,000	$198,563	0	Yes (1)	Yes (1)
CRAIG BEAUDRY
HCE	CREDIT CARD	Yes (X)	$7,200	$3,567	0	Yes (1)	Yes (1)
STEVE LANGLEY
KEY EMPLOYEE	CREDIT CARD	Yes (X)	$7,200	$654	0	Yes (1)	Yes (1)
STEVE LANGLEY
KEY EMPLOYEE	HOME EQUITY	Yes (X)	$20,000	$18,290	0	Yes (1)	Yes (1)
ANN ROLLIN
DIRECTOR	CREDIT CARD	Yes (X)	$14,000	$1,984	0	Yes (1)	Yes (1)
DEE ALARCON
DIRECTOR	CREDIT CARD	Yes (X)	$20,000	$11,346	0	Yes (1)	Yes (1)
ANN ROLLIN
DIRECTOR	FIRST MORTGAGE	Yes (X)	$138,000	$118,138	0	Yes (1)	Yes (1)
DEBORAH ASPLING
DIRECTOR	FIRST MORTGAGE	Yes (X)	$100,000	$89,837	0	Yes (1)	Yes (1)
JOHANNA BENKER
DIRECTOR	FIRST MORTGAGE	Yes (X)	$255,700	$222,770	0	Yes (1)	Yes (1)
GLORIA NUNEZ
KEY EMPLOYEE	SHARE SECURED	Yes (X)	$20,000	$19,448	0	Yes (1)	Yes (1)
STACY FIFIELD
KEY EMPLOYEE	AUTOMOBILE	Yes (X)	$35,000	$23,520	0	Yes (1)	Yes (1)
STACY FIFIELD
KEY EMPLOYEE	CREDIT CARD	Yes (X)	$12,000	$6,526	0	Yes (1)	Yes (1)
MISUN THOMPSON
KEY EMPLOYEE	FIRST MORTGAGE	Yes (X)	$405,000	$306,092	0	Yes (1)	Yes (1)
MISUN THOMPSON
KEY EMPLOYEE	AUTOMOBILE	Yes (X)	$27,161	$23,596	0	Yes (1)	Yes (1)
MISUN THOMPSON
KEY EMPLOYEE	CREDIT CARD	Yes (X)	$15,000	$2,765	0	Yes (1)	Yes (1)
CRAIG BEAUDRY
HCE	AUTOMOBILE	Yes (X)	$58,837	$58,226	0	Yes (1)	Yes (1)
TOM KULINSKI
DIRECTOR	FIRST MORTGAGE	Yes (X)	$93,400	$90,978	0	Yes (1)	Yes (1)
TOM KULINSKI
DIRECTOR	CREDIT CARD	Yes (X)	$12,000	$3,412	0	Yes (1)	Yes (1)
MARY COBURN
DIRECTOR	CREDIT CARD	Yes (X)	$10,000	$53	0	Yes (1)	Yes (1)
DEE ALARCON
DIRECTOR	FIRST MORTGAGE	Yes (X)	$154,700	$154,700	0	Yes (1)	Yes (1)
ARTURO REYES
DIRECTOR	CREDIT CARD	Yes (X)	$12,000	$11,891	0	Yes (1)	Yes (1)
CRAIG CRISMON
HCE	FIRST MORTGAGE	Yes (X)	$380,000	$368,490	0	Yes (1)	Yes (1)
STACY FIFIELD
KEY EMPLOYEE	AUTOMOBILE	Yes (X)	$35,000	$34,298	0	Yes (1)	Yes (1)
CRAIG CRISMON
HCE	HOME EQUITY	Yes (X)	$102,800	$2,630	0	Yes (1)	Yes (1)
IVAN JONES
HCE	AUTOMOBILE	Yes (X)	$27,998	$5,663	0	Yes (1)	Yes (1)
IVAN JONES
HCE	AUTOMOBILE	Yes (X)	$27,990	$21,249	0	Yes (1)	Yes (1)
TERESA SHAFER
HCE	AUTOMOBILE	Yes (X)	$10,000	$9,330	0	Yes (1)	Yes (1)
TERESA SHAFER
HCE	COMPUTER LOAN	Yes (X)	$1,800	$686	0	Yes (1)	Yes (1)
TERESA SHAFER
HCE	CREDIT CARD	Yes (X)	$5,000	$4,319	0	Yes (1)	Yes (1)
TERESA SHAFER
HCE	CREDIT CARD	Yes (X)	$20,000	$8,929	0	Yes (1)	Yes (1)

Field	Value	IRS element (for citing)
Total Balance Due	$4,638,773	TotalBalanceDueAmt

Schedule O IRS990ScheduleO

Supplemental Information Detail SupplementalInformationDetail (8 entries)

Form And Line ReferenceFormAndLineReferenceDesc	ExplanationExplanationTxt
FORM 990, PART VI, SECTION A, LINE 6	TRAVIS CREDIT UNION IS A COOPERATIVE FINANCIAL INSTITUTION THAT IS OWNED AND CONTROLLED BY ITS MEMBERS, AND OPERATED FOR THE PURPOSE OF PROMOTING THRIFT AND SAVINGS TO ITS MEMBERS. TRAVIS CREDIT UNION DOES NOT HAVE STOCKHOLDERS.
FORM 990, PART VI, SECTION A, LINE 7A	THE GOVERNING BOARD OF TRAVIS CREDIT UNION IS COMPRISED OF VOLUNTEER MEMBERS WHO ARE DIRECTLY ELECTED BY ITS MEMBERS. EACH MEMBER OF THE GOVERNING BOARD SERVES FOR A PERIOD AS PRESCRIBED BY OUR BY-LAWS.
FORM 990, PART VI, SECTION A, LINE 7B	AT THE END OF EACH TERM OF THE BOARD MEMBERS, ELECTIONS ARE HELD AND BOARD MEMBERS ARE VOTED BY THE MEMBERS OF THE CREDIT UNION PURSUANT TO ITS BY-LAWS. MEMBER VOTES ARE ALSO REQUIRED TO RATIFY DECISIONS DEALING WITH REORGANIZATIONS AS IN THE CASE OF MERGER OR DISSOLUTION.
FORM 990, PART VI, SECTION B, LINE 11	EACH BOARD MEMBER SHALL RECEIVE A COMPLETED DRAFT OF THE FORM 990 FOR REVIEW PRIOR TO FILING EACH YEAR.
FORM 990, PART VI, SECTION B, LINE 12C	ON A MONTHLY BASIS, MEMBERS OF THE BOARD ARE REQUIRED TO DISCLOSE ANY CONFLICTS OF INTEREST OR CONCERNS AND RECUSE THEMSELVES WHEN NECESSARY.
FORM 990, PART VI, SECTION B, LINE 15	TRAVIS CREDIT UNION PARTICIPATES IN FOUR TO FIVE NATIONAL AND INDUSTRY SPECIFIC SURVEYS TO BENCHMARK BASE SALARY, BONUS AND RETIREMENT BENEFITS FOR ALL KEY EMPLOYEES, SALARIED EMPLOYEES, TO INCLUDE THE CEO, EVP, AND ALL VPS. THESE SURVEYS ARE CONDUCTED AT LEAST ANNUALLY. THE GOVERNING BOARD APPROVES THE CEO'S COMPENSATION PACKAGE AFTER IT HAS BEEN THOROUGHLY REVIEWED AND RECOMMENDED BY THE COMPENSATION COMMITTEE.
FORM 990, PART VI, SECTION C, LINE 19	THE CONFLICT OF INTEREST POLICY IS INCLUDED IN OUR CORPORATE BYLAWS, OUR GOVERNING DOCUMENTS, WHICH ARE AVAILABLE UPON REQUEST. OUR MONTHLY FINANCIAL STATEMENTS ARE DISPLAYED AT ALL OF OUR BRANCH LOCATIONS AS WELL AS CORPORATE HEADQUARTERS. OUR YEAR END AUDITED FINANCIAL STATEMENTS ARE PRESENTED IN OUR ANNUAL MEETING AND WE FILE OUR CALL REPORTS ON A QUARTERLY BASIS WITH THE NCUA AND DBO.
FORM 990, PART XII, LINE 2C:	THE ORGANIZATION HAS NOT CHANGED EITHER ITS OVERSIGHT PROCESS OR SELECTION PROCESS DURING THE TAX YEAR.