ADVANTIS CREDIT UNION: Form 990, tax year 2013

View the entire original 990 at ProPublica ↗

Organization: ADVANTIS CREDIT UNION (EIN 93-0251640)
Tax period: 2013-01-01 to 2013-12-31
Filed: 2014-11-17
IRS object ID: 201403219349310620
Schema version: 2013v3.0
Source: Download XML · Original 990 at ProPublica

Every field in the e-filed return. Faint text is the IRS element name, for citing.

Return header
Form 990
Schedule C
Schedule D
Schedule I
Schedule J
Schedule O

Return header ReturnHeader

Field	Value	IRS element (for citing)
Return	2014-11-17T16:35:53-06:00	ReturnTs
Tax Period End	2013-12-31	TaxPeriodEndDt

Preparer Firm PreparerFirmGrp

Field	Value	IRS element (for citing)
Preparer Firm EIN	910189318	PreparerFirmEIN

Preparer Firm Name PreparerFirmName

Field	Value	IRS element (for citing)
Business Name Line1	MOSS ADAMS LLP	BusinessNameLine1

Preparer US Address PreparerUSAddress

Field	Value	IRS element (for citing)
Address Line1	805 SW BROADWAY STE 1200	AddressLine1
City	PORTLAND	City
State	OR	State
ZIP Code	97205	ZIPCode

Field	Value	IRS element (for citing)
Return Type	990	ReturnTypeCd
Tax Period Begin	2013-01-01	TaxPeriodBeginDt

Filer Filer

Field	Value	IRS element (for citing)
EIN	930251640	EIN

Business Name BusinessName

Field	Value	IRS element (for citing)
Business Name Line1	ADVANTIS CREDIT UNION	BusinessNameLine1

Field	Value	IRS element (for citing)
Business Name Control	ADVA	BusinessNameControlTxt
Phone	5037852528	PhoneNum

US Address USAddress

Field	Value	IRS element (for citing)
Address Line1	10501 SE MAIN STREET	AddressLine1
City	MILWAUKIE	City
State	OR	State
ZIP Code	97222	ZIPCode

Business Officer BusinessOfficerGrp

Field	Value	IRS element (for citing)
Person	LAURIE WILSON	PersonNm
Person Title	SVP/CHIEF FINANCIAL OFFICER	PersonTitleTxt
Phone	5037852528	PhoneNum
Signature	2014-11-17	SignatureDt
Discuss With Paid Preparer	Yes (1)	DiscussWithPaidPreparerInd

Preparer Person PreparerPersonGrp

Field	Value	IRS element (for citing)
Preparer Person	WENDY CAMPOS	PreparerPersonNm
PTIN	P00448102	PTIN
Phone	5032421447	PhoneNum

Field	Value	IRS element (for citing)
Tax	2013	TaxYr
Build TS	2015-11-30 17:44:51Z	BuildTS

Form 990 IRS990

Field	Value	IRS element (for citing)
Principal Officer	PATRICK HAGER	PrincipalOfficerNm

US Address USAddress

Field	Value	IRS element (for citing)
Address Line1	10501 SE MAIN STREET	AddressLine1
City	MILWAUKIE	City
State	OR	State
ZIP Code	97222	ZIPCode

Field	Value	IRS element (for citing)
Gross Receipts	$50,194,167	GrossReceiptsAmt
Group Return For Affiliates	0	GroupReturnForAffiliatesInd
Organization501c	Yes (X)	Organization501cInd
Website Address	WWW.ADVANTISCU.ORG	WebsiteAddressTxt
Type Of Organization Corp	Yes (X)	TypeOfOrganizationCorpInd
Formation	1928	FormationYr
Legal Domicile State	OR	LegalDomicileStateCd
Activity Or Mission	PROVIDING FINANCIAL SERVICES TO MEMBERS	ActivityOrMissionDesc
Voting Members Governing Body	9	VotingMembersGoverningBodyCnt
Voting Members Independent	9	VotingMembersIndependentCnt
Total Employee	207	TotalEmployeeCnt
Total Volunteers	15	TotalVolunteersCnt
Total Gross UBI	$948,982	TotalGrossUBIAmt
Net Unrelated Bus Txbl Incm	$32,044	NetUnrelatedBusTxblIncmAmt
PY Contributions Grants	$0	PYContributionsGrantsAmt
CY Contributions Grants	$0	CYContributionsGrantsAmt
PY Program Service Revenue	$42,721,799	PYProgramServiceRevenueAmt
CY Program Service Revenue	$46,926,446	CYProgramServiceRevenueAmt
PY Investment Income	$3,130,966	PYInvestmentIncomeAmt
CY Investment Income	$3,011,112	CYInvestmentIncomeAmt
PY Other Revenue	$6,040	PYOtherRevenueAmt
CY Other Revenue	$6,680	CYOtherRevenueAmt
PY Total Revenue	$45,858,805	PYTotalRevenueAmt
CY Total Revenue	$49,944,238	CYTotalRevenueAmt
PY Grants And Similar Paid	$100,902	PYGrantsAndSimilarPaidAmt
CY Grants And Similar Paid	$139,982	CYGrantsAndSimilarPaidAmt
PY Benefits Paid To Members	$0	PYBenefitsPaidToMembersAmt
CY Benefits Paid To Members	$0	CYBenefitsPaidToMembersAmt
PY Salaries Comp Emp Bnft Paid	$10,330,052	PYSalariesCompEmpBnftPaidAmt
CY Salaries Comp Emp Bnft Paid	$11,253,109	CYSalariesCompEmpBnftPaidAmt
PY Total Prof Fndrsng Expns	$0	PYTotalProfFndrsngExpnsAmt
CY Total Prof Fndrsng Expns	$0	CYTotalProfFndrsngExpnsAmt
CY Total Fundraising Expense	$0	CYTotalFundraisingExpenseAmt
PY Other Expenses	$21,074,388	PYOtherExpensesAmt
CY Other Expenses	$25,194,493	CYOtherExpensesAmt
PY Total Expenses	$31,505,342	PYTotalExpensesAmt
CY Total Expenses	$36,587,584	CYTotalExpensesAmt
PY Revenues Less Expenses	$14,353,463	PYRevenuesLessExpensesAmt
CY Revenues Less Expenses	$13,356,654	CYRevenuesLessExpensesAmt
Total Assets BOY	$987,827,326	TotalAssetsBOYAmt
Total Assets EOY	$1,113,082,112	TotalAssetsEOYAmt
Total Liabilities BOY	$890,988,489	TotalLiabilitiesBOYAmt
Total Liabilities EOY	$1,004,403,375	TotalLiabilitiesEOYAmt
Net Assets Or Fund Balances BOY	$96,838,837	NetAssetsOrFundBalancesBOYAmt
Net Assets Or Fund Balances EOY	$108,678,737	NetAssetsOrFundBalancesEOYAmt
Info In Schedule O Part III	Yes (X)	InfoInScheduleOPartIIIInd
Mission	TO PROMOTE THRIFT AMONG ITS MEMBERS BY AFFORDING THEM THE OPPORTUNITY FOR ACCUMULATING THEIR SAVINGS, TO CREATE FOR THEM A SOURCE OF CREDIT AT A FAIR AND REASONABLE RATE OF INTEREST AND TO PROVIDE THE OPPORTUNITY FOR THE MEMBERS TO USE AND CONTROL THEIR MONEY IN ORDER TO IMPROVE THEIR ECONOMIC AND SOCIAL CONDITION.	MissionDesc
Significant New Program Srvc	0	SignificantNewProgramSrvcInd
Significant Change	0	SignificantChangeInd
Desc	THE CREDIT UNION PROVIDES FINANCIAL SERVICES TO 55,743 MEMBERS. SERVICES INCLUDE SHARE DEPOSITS AND LOANS TO MEMBERS.	Desc
Described In Section501c3	0	DescribedInSection501c3Ind
Schedule B Required	0	ScheduleBRequiredInd
Political Campaign Acty	Yes (1)	PoliticalCampaignActyInd
Subject To Proxy Tax	0	SubjectToProxyTaxInd
Donor Advised Fund	0	DonorAdvisedFundInd
Conservation Easements	0	ConservationEasementsInd
Collections Of Art	0	CollectionsOfArtInd
Credit Counseling	0	CreditCounselingInd
Temp Or Permanent Endowments	0	TempOrPermanentEndowmentsInd
Report Land Building Equipment	Yes (1)	ReportLandBuildingEquipmentInd
Report Investments Other Sec	0	ReportInvestmentsOtherSecInd
Report Program Related Invst	0	ReportProgramRelatedInvstInd
Report Other Assets	Yes (1)	ReportOtherAssetsInd
Report Other Liabilities	Yes (1)	ReportOtherLiabilitiesInd
Include FIN48 Footnote	Yes (1)	IncludeFIN48FootnoteInd
Independent Audit Fincl Stmt	Yes (1)	IndependentAuditFinclStmtInd
Consolidated Audit Fincl Stmt	0	ConsolidatedAuditFinclStmtInd
School Operating	0	SchoolOperatingInd
Foreign Office	0	ForeignOfficeInd
Foreign Activities	0	ForeignActivitiesInd
More Than5000 K To Org	0	MoreThan5000KToOrgInd
More Than5000 K To Individuals	0	MoreThan5000KToIndividualsInd
Professional Fundraising	0	ProfessionalFundraisingInd
Fundraising Activities	0	FundraisingActivitiesInd
Gaming Activities	0	GamingActivitiesInd
Operate Hospital	0	OperateHospitalInd
Grants To Organizations	Yes (1)	GrantsToOrganizationsInd
Grants To Individuals	Yes (1)	GrantsToIndividualsInd
Schedule J Required	Yes (1)	ScheduleJRequiredInd
Tax Exempt Bonds	0	TaxExemptBondsInd
Loan Outstanding	0	LoanOutstandingInd
Grant To Related Person	0	GrantToRelatedPersonInd
Business Rln With Org Mem	0	BusinessRlnWithOrgMemInd
Business Rln With Fam Mem	0	BusinessRlnWithFamMemInd
Business Rln With Officer Ent	0	BusinessRlnWithOfficerEntInd
Deductible Non Cash Contri	0	DeductibleNonCashContriInd
Deductible Art Contribution	0	DeductibleArtContributionInd
Terminate Operations	0	TerminateOperationsInd
Partial Liquidation	0	PartialLiquidationInd
Disregarded Entity	0	DisregardedEntityInd
Related Entity	0	RelatedEntityInd
Related Organization Ctrl Ent	0	RelatedOrganizationCtrlEntInd
Activities Conducted Prtshp	0	ActivitiesConductedPrtshpInd
Schedule O Required	Yes (1)	ScheduleORequiredInd
IRP Document	23236	IRPDocumentCnt
IRP Document W2 G	0	IRPDocumentW2GCnt
Backup Wthld Compliance	Yes (1)	BackupWthldComplianceInd
Employee	207	EmployeeCnt
Employment Tax Returns Filed	Yes (1)	EmploymentTaxReturnsFiledInd
Unrelated Bus Incm Over Limit	Yes (1)	UnrelatedBusIncmOverLimitInd
Form990 T Filed	Yes (1)	Form990TFiledInd
Foreign Financial Account	0	ForeignFinancialAccountInd
Prohibited Tax Shelter Trans	0	ProhibitedTaxShelterTransInd
Taxable Party Notification	0	TaxablePartyNotificationInd
Nondeductible Contributions	0	NondeductibleContributionsInd
Indoor Tanning Services	0	IndoorTanningServicesInd
Info In Schedule O Part VI	Yes (X)	InfoInScheduleOPartVIInd
Governing Body Voting Members	9	GoverningBodyVotingMembersCnt
Independent Voting Member	9	IndependentVotingMemberCnt
Family Or Business Rln	0	FamilyOrBusinessRlnInd
Delegation Of Mgmt Duties	0	DelegationOfMgmtDutiesInd
Change To Org Documents	0	ChangeToOrgDocumentsInd
Material Diversion Or Misuse	0	MaterialDiversionOrMisuseInd
Members Or Stockholders	Yes (1)	MembersOrStockholdersInd
Election Of Board Members	Yes (1)	ElectionOfBoardMembersInd
Decisions Subject To Approva	0	DecisionsSubjectToApprovaInd
Minutes Of Governing Body	Yes (1)	MinutesOfGoverningBodyInd
Minutes Of Committees	Yes (1)	MinutesOfCommitteesInd
Officer Mailing Address	0	OfficerMailingAddressInd
Local Chapters	0	LocalChaptersInd
Form990 Provided To Gvrn Body	0	Form990ProvidedToGvrnBodyInd
Conflict Of Interest Policy	Yes (1)	ConflictOfInterestPolicyInd
Annual Disclosure Covered Prsn	Yes (1)	AnnualDisclosureCoveredPrsnInd
Regular Monitoring Enfrc	0	RegularMonitoringEnfrcInd
Whistleblower Policy	Yes (1)	WhistleblowerPolicyInd
Document Retention Policy	Yes (1)	DocumentRetentionPolicyInd
Compensation Process CEO	Yes (1)	CompensationProcessCEOInd
Compensation Process Other	Yes (1)	CompensationProcessOtherInd
Investment In Joint Venture	0	InvestmentInJointVentureInd
Upon Request	Yes (X)	UponRequestInd

Books In Care Of Detail BooksInCareOfDetail

Business Name BusinessName

Field	Value	IRS element (for citing)
Business Name Line1	LAURIE WILSON	BusinessNameLine1

Field	Value	IRS element (for citing)
Phone	5037852528	PhoneNum

US Address USAddress

Field	Value	IRS element (for citing)
Address Line1	10501 SE MAIN STREET	AddressLine1
City	MILWAUKIE	City
State	OR	State
ZIP Code	97222	ZIPCode

Form990 Part VII Section A Form990PartVIISectionAGrp (24 entries)

TitleTitleTxt	Average Hours Per WeekAverageHoursPerWeekRt	Individual Trustee Or DirectorIndividualTrusteeOrDirectorInd	OfficerOfficerInd	Reportable Comp From OrgReportableCompFromOrgAmt	Reportable Comp From Rltd OrgReportableCompFromRltdOrgAmt	Other CompensationOtherCompensationAmt	Key EmployeeKeyEmployeeInd	Highest Compensated EmployeeHighestCompensatedEmployeeInd
PATRICK HAGER
CHAIR	2.00	Yes (X)	Yes (X)	$0	$0	$0
AMANDA OWINGS
VICE CHAIR	2.00	Yes (X)	Yes (X)	$0	$0	$0
CAROLYN BENOLKEN
SECRETARY/TREASURER	2.00	Yes (X)	Yes (X)	$0	$0	$0
RENEE HALPERN
BOARD MEMBER	2.00	Yes (X)		$0	$0	$0
ROGER HEDIGER
BOARD MEMBER	2.00	Yes (X)		$0	$0	$0
JAKE JENSEN
BOARD MEMBER	2.00	Yes (X)		$0	$0	$0
BOB PEARSON
BOARD MEMBER	2.00	Yes (X)		$0	$0	$0
JOSH ROBERTS
BOARD MEMBER	2.00	Yes (X)		$0	$0	$0
TAMMY TESKE
BOARD MEMBER	2.00	Yes (X)		$0	$0	$0
AARON KNOTT
ALTERNATE BOARD MEMBER	2.00	Yes (X)		$0	$0	$0
DAVID ROSSI
ALTERNATE BOARD MEMBER	2.00	Yes (X)		$0	$0	$0
ROBERT CORWIN
CEO/PRESIDENT	40.00		Yes (X)	$428,329	$0	$61,076
TIMOTHY CLOUSE
SVP/CHIEF INNOVATION OFFICER	40.00		Yes (X)	$254,451	$0	$32,200
WENDY EDWARDS
SVP/CHIEF ADMINISTRATIVE OFFICER	40.00		Yes (X)	$271,161	$0	$32,979
S GRIFFITH O'BRIEN
SVP/CHIEF MEMBERSHIP OFFICER	40.00		Yes (X)	$93,228	$0	$16,533
JEFFREY SCHWARZ
SVP/CHIEF LENDING OFFICER	40.00		Yes (X)	$176,362	$0	$22,017
LAURIE WILSON
SVP/CHIEF FINANCIAL OFFICER	40.00		Yes (X)	$268,301	$0	$37,278
PATRICK HUEY
DIRECTOR OF INVESTMENT SERVICES	40.00			$231,528	$0	$37,123	Yes (X)
JERI MAHER
RE LOAN OFFICER - COMMISSIONED	52.90			$248,150	$0	$16,905	Yes (X)
CLIFF BRADY
COMMERICAL RE LOAN ORIGINATOR	40.00			$108,273	$0	$22,487		Yes (X)
SCOTT JONES
RE LOAN UNDERWRITER - LEAD	59.90			$134,488	$0	$12,144		Yes (X)
CAROLYN KORSKI
RE LOAN OFFICER - COMMISSIONED	40.30			$145,958	$0	$19,928		Yes (X)
KIMBERLY LIU
RE LOAN OFFICER - COMMISSIONED	40.80			$117,927	$0	$13,421		Yes (X)
DARIN WALDING
RE LOAN MANAGER	40.00			$108,864	$0	$12,410		Yes (X)

Field	Value	IRS element (for citing)
Total Reportable Comp From Org	$2,587,020	TotalReportableCompFromOrgAmt
Tot Reportable Comp Rltd Org	$0	TotReportableCompRltdOrgAmt
Total Other Compensation	$336,501	TotalOtherCompensationAmt
Indiv Rcvd Greater Than100 K	13	IndivRcvdGreaterThan100KCnt
Former Ofcr Employees Listed	0	FormerOfcrEmployeesListedInd
Total Comp Greater Than150 K	Yes (1)	TotalCompGreaterThan150KInd
Compensation From Other Srcs	0	CompensationFromOtherSrcsInd

Contractor Compensation ContractorCompensationGrp (5 entries)

Address Line1ContractorAddress/USAddress/AddressLine1	CityContractorAddress/USAddress/City	StateContractorAddress/USAddress/State	ZIP CodeContractorAddress/USAddress/ZIPCode	ServicesServicesDesc	CompensationCompensationAmt
SECONDARY MARKETING RESOURCES
55 COTTAGE ST	WELLESLEY	MA	02482	MORTGAGE SALE CONTRACTS	$341,664
LOOMIS
PO BOX 94600	SEATTLE	WA	98124	ATM CASH SERVICES	$268,893
BARRICK CONSULTING LLC
9707 SE WYNDHAM WAY	HAPPY VALLEY	OR	97086	MANAGEMENT CONSULTING	$209,500
EQUIFAX
PO BOX 403562	ATLANTA	GA	30348	CREDIT BUREAU REPORTS	$204,048
ONGOING OPERATIONS LLC
PO BOX 218	MAUGANSVILLE	MD	21767	BUSINESS CONTINUITY PLANNING	$149,138

Field	Value	IRS element (for citing)
Cntrct Rcvd Greater Than100 K	14	CntrctRcvdGreaterThan100KCnt

Program Service Revenue ProgramServiceRevenueGrp (4 entries)

DescDesc	BusinessBusinessCd	Total Revenue ColumnTotalRevenueColumnAmt	Related Or Exempt Func IncomeRelatedOrExemptFuncIncomeAmt	Unrelated Business RevenueUnrelatedBusinessRevenueAmt
INTEREST ON LOANS	522100	$33,652,046	$33,652,046
MORTGAGE BANKING REVENUE	522100	$7,638,336	$7,638,336
SERVICE CHARGES & FEES	522100	$4,589,313	$4,538,857	$50,456
OTHER INCOME	522100	$1,046,751	$341,543	$705,208

Field	Value	IRS element (for citing)
Total Program Service Revenue	$46,926,446	TotalProgramServiceRevenueAmt

Investment Income InvestmentIncomeGrp

Field	Value	IRS element (for citing)
Total Revenue Column	$2,930,473	TotalRevenueColumnAmt
Unrelated Business Revenue	$193,318	UnrelatedBusinessRevenueAmt
Exclusion	$2,737,155	ExclusionAmt

Gross Rents GrossRentsGrp

Field	Value	IRS element (for citing)
Real	$6,680	RealAmt

Less Rental Expenses LessRentalExpensesGrp

Field	Value	IRS element (for citing)
Real	$0	RealAmt

Rental Income Or Loss RentalIncomeOrLossGrp

Field	Value	IRS element (for citing)
Real	$6,680	RealAmt

Net Rental Income Or Loss NetRentalIncomeOrLossGrp

Field	Value	IRS element (for citing)
Total Revenue Column	$6,680	TotalRevenueColumnAmt
Exclusion	$6,680	ExclusionAmt

Gross Amount Sales Assets GrossAmountSalesAssetsGrp

Field	Value	IRS element (for citing)
Other	$330,568	OtherAmt

Less Cost Oth Basis Sales Expnss LessCostOthBasisSalesExpnssGrp

Field	Value	IRS element (for citing)
Other	$249,929	OtherAmt

Gain Or Loss GainOrLossGrp

Field	Value	IRS element (for citing)
Other	$80,639	OtherAmt

Net Gain Or Loss Investments NetGainOrLossInvestmentsGrp

Field	Value	IRS element (for citing)
Total Revenue Column	$80,639	TotalRevenueColumnAmt
Related Or Exempt Func Income	$91,035	RelatedOrExemptFuncIncomeAmt
Exclusion	-$10,396	ExclusionAmt

Total Revenue TotalRevenueGrp

Field	Value	IRS element (for citing)
Total Revenue Column	$49,944,238	TotalRevenueColumnAmt
Related Or Exempt Func Income	$46,261,817	RelatedOrExemptFuncIncomeAmt
Unrelated Business Revenue	$948,982	UnrelatedBusinessRevenueAmt
Exclusion	$2,733,439	ExclusionAmt

Grants To Domestic Orgs GrantsToDomesticOrgsGrp

Field	Value	IRS element (for citing)
Total	$117,982	TotalAmt

Grants To Domestic Individuals GrantsToDomesticIndividualsGrp

Field	Value	IRS element (for citing)
Total	$22,000	TotalAmt

Comp Current Ofcr Directors CompCurrentOfcrDirectorsGrp

Field	Value	IRS element (for citing)
Total	$2,227,620	TotalAmt

Other Salaries And Wages OtherSalariesAndWagesGrp

Field	Value	IRS element (for citing)
Total	$6,212,841	TotalAmt

Pension Plan Contributions PensionPlanContributionsGrp

Field	Value	IRS element (for citing)
Total	$267,032	TotalAmt

Other Employee Benefits OtherEmployeeBenefitsGrp

Field	Value	IRS element (for citing)
Total	$1,737,054	TotalAmt

Payroll Taxes PayrollTaxesGrp

Field	Value	IRS element (for citing)
Total	$808,562	TotalAmt

Fees For Services Legal FeesForServicesLegalGrp

Field	Value	IRS element (for citing)
Total	$106,948	TotalAmt

Fees For Services Accounting FeesForServicesAccountingGrp

Field	Value	IRS element (for citing)
Total	$97,931	TotalAmt

Fees For Services Lobbying FeesForServicesLobbyingGrp

Field	Value	IRS element (for citing)
Total	$26,260	TotalAmt

Fees For Services Other FeesForServicesOtherGrp

Field	Value	IRS element (for citing)
Total	$564,401	TotalAmt

Advertising AdvertisingGrp

Field	Value	IRS element (for citing)
Total	$642,222	TotalAmt

Office Expenses OfficeExpensesGrp

Field	Value	IRS element (for citing)
Total	$997,648	TotalAmt

Information Technology InformationTechnologyGrp

Field	Value	IRS element (for citing)
Total	$2,284,734	TotalAmt

Occupancy OccupancyGrp

Field	Value	IRS element (for citing)
Total	$800,748	TotalAmt

Travel TravelGrp

Field	Value	IRS element (for citing)
Total	$191,068	TotalAmt

Conferences Meetings ConferencesMeetingsGrp

Field	Value	IRS element (for citing)
Total	$199,251	TotalAmt

Interest InterestGrp

Field	Value	IRS element (for citing)
Total	$9,602,758	TotalAmt

Depreciation Depletion DepreciationDepletionGrp

Field	Value	IRS element (for citing)
Total	$1,272,283	TotalAmt

Insurance InsuranceGrp

Field	Value	IRS element (for citing)
Total	$657,534	TotalAmt

Other Expenses OtherExpensesGrp (4 entries)

DescDesc	TotalTotalAmt
PROVISION FOR LOAN LOSS	$3,389,267
VISA/ATM EXPENSE	$1,857,333
LENDING EXPENSE	$1,053,726
TAXES ON UBI	$3,662

All Other Expenses AllOtherExpensesGrp

Field	Value	IRS element (for citing)
Total	$1,446,719	TotalAmt

Total Functional Expenses TotalFunctionalExpensesGrp

Field	Value	IRS element (for citing)
Total	$36,587,584	TotalAmt

Cash Non Interest Bearing CashNonInterestBearingGrp

Field	Value	IRS element (for citing)
BOY	$66,278,276	BOYAmt
EOY	$35,054,389	EOYAmt

Savings And Temp Cash Invst SavingsAndTempCashInvstGrp

Field	Value	IRS element (for citing)
BOY	$12,292,000	BOYAmt
EOY	$30,422,000	EOYAmt

Oth Notes Loans Receivable Net OthNotesLoansReceivableNetGrp

Field	Value	IRS element (for citing)
BOY	$738,928,928	BOYAmt
EOY	$877,349,679	EOYAmt

Prepaid Expenses Defrd Charges PrepaidExpensesDefrdChargesGrp

Field	Value	IRS element (for citing)
BOY	$502,116	BOYAmt
EOY	$561,321	EOYAmt

Field	Value	IRS element (for citing)
Land Bldg Equip Cost Or Other Bss	$18,496,909	LandBldgEquipCostOrOtherBssAmt
Land Bldg Equip Accum Deprec	$8,737,930	LandBldgEquipAccumDeprecAmt

Land Bldg Equip Basis Net LandBldgEquipBasisNetGrp

Field	Value	IRS element (for citing)
BOY	$9,552,658	BOYAmt
EOY	$9,758,979	EOYAmt

Investments Pub Traded Sec InvestmentsPubTradedSecGrp

Field	Value	IRS element (for citing)
BOY	$94,677,305	BOYAmt
EOY	$97,867,488	EOYAmt

Investments Other Securities InvestmentsOtherSecuritiesGrp

Field	Value	IRS element (for citing)
BOY	$5,098,500	BOYAmt
EOY	$5,047,200	EOYAmt

Other Assets Total OtherAssetsTotalGrp

Field	Value	IRS element (for citing)
BOY	$60,497,543	BOYAmt
EOY	$57,021,056	EOYAmt

Total Assets TotalAssetsGrp

Field	Value	IRS element (for citing)
BOY	$987,827,326	BOYAmt
EOY	$1,113,082,112	EOYAmt

Accounts Payable Accr Expnss AccountsPayableAccrExpnssGrp

Field	Value	IRS element (for citing)
BOY	$4,763,041	BOYAmt
EOY	$4,643,919	EOYAmt

Mortg Notes Pybl Scrd Invst Prop MortgNotesPyblScrdInvstPropGrp

Field	Value	IRS element (for citing)
BOY	$20,000,000	BOYAmt
EOY	$30,000,000	EOYAmt

Other Liabilities OtherLiabilitiesGrp

Field	Value	IRS element (for citing)
BOY	$866,225,448	BOYAmt
EOY	$969,759,456	EOYAmt

Total Liabilities TotalLiabilitiesGrp

Field	Value	IRS element (for citing)
BOY	$890,988,489	BOYAmt
EOY	$1,004,403,375	EOYAmt

Field	Value	IRS element (for citing)
Org Does Not Follow SFAS117	Yes (X)	OrgDoesNotFollowSFAS117Ind

Cap Stk Tr Prin Current Funds CapStkTrPrinCurrentFundsGrp

Field	Value	IRS element (for citing)
BOY	$0	BOYAmt
EOY	$0	EOYAmt

Pd In Cap Srpls Land Bldg Eqp Fund PdInCapSrplsLandBldgEqpFundGrp

Field	Value	IRS element (for citing)
BOY	$0	BOYAmt
EOY	$0	EOYAmt

Rtn Earn Endowment Incm Oth Fnds RtnEarnEndowmentIncmOthFndsGrp

Field	Value	IRS element (for citing)
BOY	$96,838,837	BOYAmt
EOY	$108,678,737	EOYAmt

Total Net Assets Fund Balance TotalNetAssetsFundBalanceGrp

Field	Value	IRS element (for citing)
BOY	$96,838,837	BOYAmt
EOY	$108,678,737	EOYAmt

Tot Liab Net Assets Fund Balance TotLiabNetAssetsFundBalanceGrp

Field	Value	IRS element (for citing)
BOY	$987,827,326	BOYAmt
EOY	$1,113,082,112	EOYAmt

Field	Value	IRS element (for citing)
Info In Schedule O Part XI	Yes (X)	InfoInScheduleOPartXIInd
Reconcilation Revenue Expnss	$13,356,654	ReconcilationRevenueExpnssAmt
Net Unrlzd Gains Losses Invst	-$1,346,285	NetUnrlzdGainsLossesInvstAmt
Other Changes In Net Assets	-$170,469	OtherChangesInNetAssetsAmt
Method Of Accounting Accrual	Yes (X)	MethodOfAccountingAccrualInd
Accountant Compile Or Review	0	AccountantCompileOrReviewInd
FS Audited	Yes (1)	FSAuditedInd

FS Audited Basis FSAuditedBasisGrp

Field	Value	IRS element (for citing)
Separate Basis Fincl Stmt	Yes (X)	SeparateBasisFinclStmtInd

Field	Value	IRS element (for citing)
Audit Committee	Yes (1)	AuditCommitteeInd
Federal Grant Audit Required	0	FederalGrantAuditRequiredInd

Schedule C IRS990ScheduleC

Field	Value	IRS element (for citing)
Political Expenditures	$20,000	PoliticalExpendituresAmt
Volunteer Hours	0	VolunteerHoursCnt
Expended527 Activities	$0	Expended527ActivitiesAmt
Internal Funds Contributed	$20,000	InternalFundsContributedAmt
Total Exempt Function Expend	$20,000	TotalExemptFunctionExpendAmt
Form1120 POL Filed	Yes (1)	Form1120POLFiledInd

Section527 Political Org Section527PoliticalOrgGrp

Organization Business Name OrganizationBusinessName

Field	Value	IRS element (for citing)
Business Name Line1	CREDIT UNION LEGISLATIVE ACTION FUND	BusinessNameLine1

US Address USAddress

Field	Value	IRS element (for citing)
Address Line1	8205 SW CREEKSIDE PLACE 220	AddressLine1
City	BEAVERTON	City
State	OR	State
ZIP Code	97008	ZIPCode

Field	Value	IRS element (for citing)
EIN	800043051	EIN
Paid Internal Funds	$20,000	PaidInternalFundsAmt
Contributions Rcvd Dlvr	$0	ContributionsRcvdDlvrAmt

Supplemental Information Detail SupplementalInformationDetail

Field	Value	IRS element (for citing)
Form And Line Reference	PART I-A, LINE 1:	FormAndLineReferenceDesc
Explanation	THE CREDIT UNION'S ONLY POLITICAL ACTIVITY IS CONTRIBUTIONS TO THE CREDIT UNION LEGISLATIVE ACTION FUND.	ExplanationTxt

Schedule D IRS990ScheduleD

Land LandGrp

Field	Value	IRS element (for citing)
Other Cost Or Other Basis	$447,379	OtherCostOrOtherBasisAmt
Book Value	$447,379	BookValueAmt

Buildings BuildingsGrp

Field	Value	IRS element (for citing)
Other Cost Or Other Basis	$8,506,485	OtherCostOrOtherBasisAmt
Depreciation	$2,247,743	DepreciationAmt
Book Value	$6,258,742	BookValueAmt

Leasehold Improvements LeaseholdImprovementsGrp

Field	Value	IRS element (for citing)
Other Cost Or Other Basis	$2,469,970	OtherCostOrOtherBasisAmt
Depreciation	$963,803	DepreciationAmt
Book Value	$1,506,167	BookValueAmt

Equipment EquipmentGrp

Field	Value	IRS element (for citing)
Other Cost Or Other Basis	$7,073,075	OtherCostOrOtherBasisAmt
Depreciation	$5,526,384	DepreciationAmt
Book Value	$1,546,691	BookValueAmt

Field	Value	IRS element (for citing)
Total Book Value Land Buildings	$9,758,979	TotalBookValueLandBuildingsAmt

Other Assets Org OtherAssetsOrgGrp (6 entries)

DescDesc	Book ValueBookValueAmt
LOANS HELD FOR SALE	$10,439,596
OTHER ASSETS	$5,033,696
NATIONAL CREDIT UNION SHARE INSURANCE FUND	$8,444,525
ACCRUED INTEREST RECEIVABLE	$2,979,427
MORTGAGE SERVICING RIGHTS	$6,879,767
CREDIT UNION-OWNED LIFE INSURANCE	$23,244,045

Field	Value	IRS element (for citing)
Total Book Value Other Assets	$57,021,056	TotalBookValueOtherAssetsAmt

Other Liabilities Org OtherLiabilitiesOrgGrp

Field	Value	IRS element (for citing)
Desc	MEMBERS' SHARES	Desc
Amt	$969,759,456	Amt

Field	Value	IRS element (for citing)
Total Liability	$969,759,456	TotalLiabilityAmt
Footnote Text	Yes (X)	FootnoteTextInd
Total Rev Etc Audited Fincl Stmt	$49,773,769	TotalRevEtcAuditedFinclStmtAmt
Revenue Not Reported	$0	RevenueNotReportedAmt
Revenue Subtotal	$49,773,769	RevenueSubtotalAmt
Other Revenues Not Included	$170,469	OtherRevenuesNotIncludedAmt
Revenue Not Reported Fincl Stmt	$170,469	RevenueNotReportedFinclStmtAmt
Total Revenue Per Form990	$49,944,238	TotalRevenuePerForm990Amt
Tot Expns Etc Audited Fincl Stmt	$36,587,584	TotExpnsEtcAuditedFinclStmtAmt
Expenses Not Reported	$0	ExpensesNotReportedAmt
Expenses Subtotal	$36,587,584	ExpensesSubtotalAmt
Expenses Not Rpt Fincl Stmt	$0	ExpensesNotRptFinclStmtAmt
Total Expenses Per Form990	$36,587,584	TotalExpensesPerForm990Amt

Supplemental Information Detail SupplementalInformationDetail (2 entries)

Form And Line ReferenceFormAndLineReferenceDesc	ExplanationExplanationTxt
PART X, LINE 2:	THE CREDIT UNION HAD NO UNRECOGNIZED TAX BENEFITS AT DECEMBER 31, 2013 AND 2012. ADDITIONALLY, THE CREDIT UNION RECOGNIZES INTEREST ACCRUED AND PENALTIES RELATED TO UNRECOGNIZED TAX BENEFITS AS AN ADMINISTRATIVE EXPENSE. HOWEVER, DURING THE YEARS ENDED DECEMBER 31, 2013 AND 2012, THE CREDIT UNION RECOGNIZED NO INTEREST AND PENALTIES.
PART XI, LINE 4B - OTHER ADJUSTMENTS:	PASSTHROUGH BOOK/TAX DIFFERENCE

Schedule I IRS990ScheduleI

Field	Value	IRS element (for citing)
Grant Records Maintained	Yes (1)	GrantRecordsMaintainedInd

Recipient Table RecipientTable (8 entries)

Address Line1USAddress/AddressLine1	CityUSAddress/City	StateUSAddress/State	ZIP CodeUSAddress/ZIPCode	Recipient EINRecipientEIN	IRC SectionIRCSectionDesc	Cash GrantCashGrantAmt	Purpose Of GrantPurposeOfGrantTxt
CLACKAMAS WOMEN'S SERVICES
704 MAIN ST SUITE 200	OREGON CITY	OR	97046	930900119	501(C)(3)	$10,000	FF&E FOR SHELTER
DOVELEWIS EMERGENCY ANIMAL HOSPITAL
1945 NW PETTYGROVE	PORTLAND	OR	97209	930621534	501(C)(3)	$9,500	LIGASURE VETERINARY EQUIPMENT
DAVID'S HARP
11261 NE KNOTT	PORTLAND	OR	97220	930771871	501(C)(3)	$10,000	APPLIANCES (FREEZER, RANGE AND DISHWASHER)
BOYS AND GIRLS AID
018 SW BOUNDARY CT	PORTLAND	OR	97239	930386791	501(C)(3)	$5,500	PAINTING SUPPLIES AND LABOR
GROWING GARDENS
2203 NE OREGON ST	PORTLAND	OR	97232	931213728	501(C)(3)	$10,000	GARDENING EQUIPMENT
IMPACT NW
10055 E BURNSIDE ST	PORTLAND	OR	97216	930557964	501(C)(3)	$9,146	PUPPET MAKING SUPPLIES AND OFFICE SUPPLIES
FRIENDS OF THE CHILDREN
44 NE MORRIS ST	PORTLAND	OR	97212	931098105	501(C)(3)	$7,500	DONATION TO SCHOLARSHIP FUND
FIRST TECH FCU
3555 SW 153 DR	BEAVERTON	OR	97006	930412056	501(C)(14)	$10,000	GOLF TOURNAMENT - EAGLE SCHOLARSHIP

Field	Value	IRS element (for citing)
Total501c3 Org	7	Total501c3OrgCnt
Total Other Org	1	TotalOtherOrgCnt

Grants Other Asst To Indiv In US GrantsOtherAsstToIndivInUSGrp

Field	Value	IRS element (for citing)
Grant Type	COLLEGE SCHOLARSHIPS	GrantTypeTxt
Recipient	22	RecipientCnt
Cash Grant	$22,000	CashGrantAmt

Supplemental Information Detail SupplementalInformationDetail

Field	Value	IRS element (for citing)
Form And Line Reference	PART I, LINE 2:	FormAndLineReferenceDesc
Explanation	THE BOARD OF DIRECTORS REVIEWS AND APPROVES LARGE DONATIONS MADE TO ORGANIZATIONS. THE BOARD OF DIRECTORS APPROVES AN ANNUAL BUDGET FOR COLLEGE SCHOLARSHIPS, AND THERE IS A SCHOLARSHIP COMMITTEE THAT INTERVIEWS CANDIDATES AND DECIDES HOW THE MONEY WILL BE USED. CANDIDATES SUBMIT AN APPLICATION, WRITE AN ESSAY AND MUST MEET MINIMUM GPA REQUIREMENTS.	ExplanationTxt

Schedule J IRS990ScheduleJ

Field	Value	IRS element (for citing)
Travel For Companions	Yes (X)	TravelForCompanionsInd
Written Policy Ref T And E Expnss	Yes (1)	WrittenPolicyRefTAndEExpnssInd
Substantiation Required	Yes (1)	SubstantiationRequiredInd
Written Employment Contract	Yes (X)	WrittenEmploymentContractInd
Compensation Survey	Yes (X)	CompensationSurveyInd
Board Or Committee Approval	Yes (X)	BoardOrCommitteeApprovalInd
Severance Payment	0	SeverancePaymentInd
Supplemental Nonqual Rtr Plan	Yes (1)	SupplementalNonqualRtrPlanInd
Equity Based Comp Arrngm	0	EquityBasedCompArrngmInd

Rltd Org Officer Trst Key Empl RltdOrgOfficerTrstKeyEmplGrp (8 entries)

TitleTitleTxt	Base Compensation Filing OrgBaseCompensationFilingOrgAmt	Compensation Based On Rltd OrgsCompensationBasedOnRltdOrgsAmt	Bonus Filing OrganizationBonusFilingOrganizationAmount	Bonus Related OrganizationsBonusRelatedOrganizationsAmt	Other Compensation Filing OrgOtherCompensationFilingOrgAmt	Other Compensation Rltd OrgsOtherCompensationRltdOrgsAmt	Deferred Compensation Flng OrgDeferredCompensationFlngOrgAmt	Deferred Comp Rltd OrgsDeferredCompRltdOrgsAmt	Nontaxable Benefits Filing OrgNontaxableBenefitsFilingOrgAmt	Nontaxable Benefits Rltd OrgsNontaxableBenefitsRltdOrgsAmt	Total Compensation Filing OrgTotalCompensationFilingOrgAmt	Total Compensation Rltd OrgsTotalCompensationRltdOrgsAmt	Comp Report Prior990 Filing OrgCompReportPrior990FilingOrgAmt	Comp Report Prior990 Rltd OrgsCompReportPrior990RltdOrgsAmt
ROBERT CORWIN
CEO/PRESIDENT	$400,000	$0	$17,308	$0	$11,021	$0	$55,141	$0	$5,935	$0	$489,405	$0	$0	$0
TIMOTHY CLOUSE
SVP/CHIEF INNOVATION OFFICER	$160,682	$0	$101,934	$0	-$8,165	$0	$25,709	$0	$6,491	$0	$286,651	$0	$0	$0
WENDY EDWARDS
SVP/CHIEF ADMINISTRATIVE OFFICER	$171,501	$0	$106,221	$0	-$6,561	$0	$27,245	$0	$5,734	$0	$304,140	$0	$0	$0
JEFFREY SCHWARZ
SVP/CHIEF LENDING OFFICER	$180,102	$0	$0	$0	-$3,740	$0	$16,200	$0	$5,817	$0	$198,379	$0	$0	$0
LAURIE WILSON
SVP/CHIEF FINANCIAL OFFICER	$167,506	$0	$107,169	$0	-$6,374	$0	$29,466	$0	$7,812	$0	$305,579	$0	$0	$0
PATRICK HUEY
DIRECTOR OF INVESTMENT SERVICES	$110,000	$0	$0	$0	$121,528	$0	$31,697	$0	$5,426	$0	$268,651	$0	$0	$0
JERI MAHER
RE LOAN OFFICER - COMMISSIONED	$45,567	$0	$102,347	$0	$100,236	$0	$12,079	$0	$4,826	$0	$265,055	$0	$0	$0
CAROLYN KORSKI
RE LOAN OFFICER - COMMISSIONED	$24,104	$0	$0	$0	$121,854	$0	$16,733	$0	$3,195	$0	$165,886	$0	$0	$0

Supplemental Information Detail SupplementalInformationDetail (2 entries)

Form And Line ReferenceFormAndLineReferenceDesc	ExplanationExplanationTxt
PART I, LINE 1A	TRAVEL FOR COMPANIONS - OCCASIONAL AIRFARE FOR SPOUSES ON CREDIT UNION OFFICIAL BUSINESS.
PART I, LINE 4B	THE PRESIDENT/CEO PARTICIPATED IN A 457(F) RETIREMENT PLAN. NO DISTRIBUTIONS WERE MADE FROM THE PLAN IN 2013.

Schedule O IRS990ScheduleO

Supplemental Information Detail SupplementalInformationDetail (6 entries)

Form And Line ReferenceFormAndLineReferenceDesc	ExplanationExplanationTxt
FORM 990, PART VI, SECTION A, LINE 6	THE CREDIT UNION HAS MEMBERS.
FORM 990, PART VI, SECTION A, LINE 7A	EACH MEMBER HAS ONE VOTE IN ANNUAL ELECTIONS OF MEMBERS OF THE GOVERNING BODY.
FORM 990, PART VI, SECTION B, LINE 11	FORM 990 IS THOROUGHLY REVIEWED BY THE CFO AND CONTROLLER PRIOR TO FILING.
FORM 990, PART VI, SECTION B, LINE 15	COMPENSATION PROCESS FOR CEO: THE BOARD OF DIRECTORS REVIEWS AN ANNUAL THIRD PARTY SALARY SURVEY FOR THE CEO POSITION AND SETS AN UPDATED SALARY RANGE. COMPENSATION PROCESS FOR OFFICERS AND KEY EMPLOYEES: THIRD PARTY SURVEYS ARE OBTAINED FOR ALL STAFF ON AN ANNUAL BASIS. SALARY RANGES FOR THESE POSITIONS ARE PREPARED BY THE VP OF HUMAN RESOURCES AND APPROVED BY THE CEO.
FORM 990, PART VI, SECTION C, LINE 19	GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY AND FINANCIAL STATEMENTS ARE MADE AVAILABLE TO THE PUBLIC UPON REQUEST.
FORM 990, PART XI, LINE 9:	PASSTHROUGH BOOK/TAX DIFFERENCE -170,469.