DEER RIVER COOPERATIVE CREDIT UNION: Form 990, tax year 2013

View the entire original 990 at ProPublica ↗

Organization
DEER RIVER COOPERATIVE CREDIT UNION (EIN 41-0216120)
Tax period
2013-01-01 to 2013-12-31
Filed
2014-05-15
IRS object ID
201401359349300240
Schema version
2013v3.1
Source
Download XML · Original 990 at ProPublica

Every field in the e-filed return. Faint text is the IRS element name, for citing.

Return header ReturnHeader

FieldValueIRS element (for citing)
Return2014-05-15T08:23:00-06:00ReturnTs
Tax Period End2013-12-31TaxPeriodEndDt
Return Type990ReturnTypeCd
Tax Period Begin2013-01-01TaxPeriodBeginDt

Filer Filer

FieldValueIRS element (for citing)
EIN410216120EIN

Business Name BusinessName

FieldValueIRS element (for citing)
Business Name Line1DEER RIVER COOPERATIVE CREDIT UNIONBusinessNameLine1
Business Name Line2MARY GOGGLEYEBusinessNameLine2
FieldValueIRS element (for citing)
Business Name ControlDEERBusinessNameControlTxt

US Address USAddress

FieldValueIRS element (for citing)
Address Line1PO BOX 158AddressLine1
CityDEER RIVERCity
StateMNState
ZIP Code56636ZIPCode

Business Officer BusinessOfficerGrp

FieldValueIRS element (for citing)
PersonMARY GOGGLEYEPersonNm
Person TitleVPPersonTitleTxt
Phone2182468777PhoneNum
Signature2014-05-14SignatureDt
FieldValueIRS element (for citing)
Tax2013TaxYr
Build TS2015-11-30 17:44:51ZBuildTS

Form 990 IRS990

FieldValueIRS element (for citing)
Initial ReturnYes (X)InitialReturnInd
Principal OfficerMARY GOGGLEYEPrincipalOfficerNm
Gross Receipts$431,494GrossReceiptsAmt
Group Return For AffiliatesfalseGroupReturnForAffiliatesInd
Organization501cYes (X)Organization501cInd
Website AddressDRCCU.COMWebsiteAddressTxt
Type Of Organization CorpYes (X)TypeOfOrganizationCorpInd
Legal Domicile StateMNLegalDomicileStateCd
Activity Or MissionMEET OUR MEMBERS FINANCIAL NEEDSActivityOrMissionDesc
Voting Members Governing Body5VotingMembersGoverningBodyCnt
Voting Members Independent0VotingMembersIndependentCnt
Total Employee10TotalEmployeeCnt
Total Volunteers5TotalVolunteersCnt
Total Gross UBI$3,064TotalGrossUBIAmt
CY Contributions Grants$0CYContributionsGrantsAmt
PY Program Service Revenue$405,228PYProgramServiceRevenueAmt
CY Program Service Revenue$378,379CYProgramServiceRevenueAmt
PY Investment Income$84,500PYInvestmentIncomeAmt
CY Investment Income$53,115CYInvestmentIncomeAmt
CY Other Revenue$0CYOtherRevenueAmt
PY Total Revenue$489,728PYTotalRevenueAmt
CY Total Revenue$431,494CYTotalRevenueAmt
CY Grants And Similar Paid$0CYGrantsAndSimilarPaidAmt
PY Benefits Paid To Members$26,879PYBenefitsPaidToMembersAmt
CY Benefits Paid To Members$21,546CYBenefitsPaidToMembersAmt
PY Salaries Comp Emp Bnft Paid$278,762PYSalariesCompEmpBnftPaidAmt
CY Salaries Comp Emp Bnft Paid$245,439CYSalariesCompEmpBnftPaidAmt
CY Total Prof Fndrsng Expns$0CYTotalProfFndrsngExpnsAmt
CY Total Fundraising Expense$0CYTotalFundraisingExpenseAmt
PY Other Expenses$194,596PYOtherExpensesAmt
CY Other Expenses$180,944CYOtherExpensesAmt
PY Total Expenses$500,237PYTotalExpensesAmt
CY Total Expenses$447,929CYTotalExpensesAmt
PY Revenues Less Expenses-$10,509PYRevenuesLessExpensesAmt
CY Revenues Less Expenses-$16,435CYRevenuesLessExpensesAmt
Total Assets BOY$14,507,033TotalAssetsBOYAmt
Total Assets EOY$14,273,170TotalAssetsEOYAmt
Total Liabilities BOY$13,369,037TotalLiabilitiesBOYAmt
Total Liabilities EOY$13,151,609TotalLiabilitiesEOYAmt
Net Assets Or Fund Balances BOY$1,137,996NetAssetsOrFundBalancesBOYAmt
Net Assets Or Fund Balances EOY$1,121,561NetAssetsOrFundBalancesEOYAmt
Info In Schedule O Part IIIYes (X)InfoInScheduleOPartIIIInd
MissionTO SERVICE MEMBER FO THE COMMUNITY FOR THEIR FINANICAL NEEDS.MissionDesc
Significant New Program SrvcfalseSignificantNewProgramSrvcInd
Significant ChangefalseSignificantChangeInd
Activity522130ActivityCd
Expense$21,546ExpenseAmt
DescDIVIDENDS ON IRA'S 1104.22 DIVIDENDS ON SHARES 4958.24 DIVIDENDS ON CHECKING 321.43 DIVIDENDS ON CERTIFICATES 2566.41 DIVIDENDS ON IRA CERT'S 183.20 BORROWERS INSURANCE 10350.17 ANNUAL MEETING 2062.70Desc
Total Program Service Expenses$21,546TotalProgramServiceExpensesAmt
Described In Section501c3falseDescribedInSection501c3Ind
Schedule B RequiredfalseScheduleBRequiredInd
Political Campaign ActyfalsePoliticalCampaignActyInd
Subject To Proxy TaxfalseSubjectToProxyTaxInd
Donor Advised FundfalseDonorAdvisedFundInd
Conservation EasementsfalseConservationEasementsInd
Collections Of ArtfalseCollectionsOfArtInd
Credit CounselingfalseCreditCounselingInd
Temp Or Permanent EndowmentsfalseTempOrPermanentEndowmentsInd
Report Land Building EquipmentYes (true)ReportLandBuildingEquipmentInd
Report Investments Other SecfalseReportInvestmentsOtherSecInd
Report Program Related InvstfalseReportProgramRelatedInvstInd
Report Other AssetsfalseReportOtherAssetsInd
Report Other LiabilitiesfalseReportOtherLiabilitiesInd
Include FIN48 FootnotefalseIncludeFIN48FootnoteInd
Independent Audit Fincl StmtfalseIndependentAuditFinclStmtInd
Consolidated Audit Fincl StmtfalseConsolidatedAuditFinclStmtInd
School OperatingfalseSchoolOperatingInd
Foreign OfficefalseForeignOfficeInd
Foreign ActivitiesfalseForeignActivitiesInd
More Than5000 K To OrgfalseMoreThan5000KToOrgInd
More Than5000 K To IndividualsfalseMoreThan5000KToIndividualsInd
Professional FundraisingfalseProfessionalFundraisingInd
Fundraising ActivitiesfalseFundraisingActivitiesInd
Gaming ActivitiesfalseGamingActivitiesInd
Operate HospitalfalseOperateHospitalInd
Grants To OrganizationsfalseGrantsToOrganizationsInd
Grants To IndividualsfalseGrantsToIndividualsInd
Schedule J RequiredfalseScheduleJRequiredInd
Tax Exempt BondsfalseTaxExemptBondsInd
Engaged In Excess Benefit TransfalseEngagedInExcessBenefitTransInd
Loan OutstandingfalseLoanOutstandingInd
Grant To Related PersonfalseGrantToRelatedPersonInd
Business Rln With Org MemfalseBusinessRlnWithOrgMemInd
Business Rln With Fam MemfalseBusinessRlnWithFamMemInd
Business Rln With Officer EntfalseBusinessRlnWithOfficerEntInd
Deductible Non Cash ContrifalseDeductibleNonCashContriInd
Deductible Art ContributionfalseDeductibleArtContributionInd
Terminate OperationsfalseTerminateOperationsInd
Partial LiquidationfalsePartialLiquidationInd
Disregarded EntityfalseDisregardedEntityInd
Related EntityfalseRelatedEntityInd
Related Organization Ctrl EntfalseRelatedOrganizationCtrlEntInd
Activities Conducted PrtshpfalseActivitiesConductedPrtshpInd
Schedule O RequiredfalseScheduleORequiredInd
Info In Schedule O Part VYes (X)InfoInScheduleOPartVInd
IRP Document0IRPDocumentCnt
IRP Document W2 G0IRPDocumentW2GCnt
Backup Wthld ComplianceYes (true)BackupWthldComplianceInd
Employee10EmployeeCnt
Employment Tax Returns FiledYes (true)EmploymentTaxReturnsFiledInd
Unrelated Bus Incm Over LimitYes (true)UnrelatedBusIncmOverLimitInd
Form990 T FiledfalseForm990TFiledInd
Foreign Financial AccountfalseForeignFinancialAccountInd
Prohibited Tax Shelter TransfalseProhibitedTaxShelterTransInd
Taxable Party NotificationfalseTaxablePartyNotificationInd
Nondeductible ContributionsfalseNondeductibleContributionsInd
Quid Pro Quo ContributionsfalseQuidProQuoContributionsInd
Form8282 Property Disposed OffalseForm8282PropertyDisposedOfInd
Rcv Fnds To Pay Prsnl Bnft CntrctfalseRcvFndsToPayPrsnlBnftCntrctInd
Taxable DistributionsfalseTaxableDistributionsInd
Distribution To DonorfalseDistributionToDonorInd
Indoor Tanning ServicesfalseIndoorTanningServicesInd
Form720 FiledfalseForm720FiledInd
Governing Body Voting Members5GoverningBodyVotingMembersCnt
Independent Voting Member0IndependentVotingMemberCnt
Family Or Business RlnfalseFamilyOrBusinessRlnInd
Delegation Of Mgmt DutiesfalseDelegationOfMgmtDutiesInd
Change To Org DocumentsfalseChangeToOrgDocumentsInd
Material Diversion Or MisusefalseMaterialDiversionOrMisuseInd
Members Or StockholdersfalseMembersOrStockholdersInd
Election Of Board MembersfalseElectionOfBoardMembersInd
Decisions Subject To ApprovafalseDecisionsSubjectToApprovaInd
Minutes Of Governing BodyYes (true)MinutesOfGoverningBodyInd
Minutes Of CommitteesYes (true)MinutesOfCommitteesInd
Officer Mailing AddressfalseOfficerMailingAddressInd
Local ChaptersfalseLocalChaptersInd
Form990 Provided To Gvrn BodyfalseForm990ProvidedToGvrnBodyInd
Conflict Of Interest PolicyfalseConflictOfInterestPolicyInd
Whistleblower PolicyfalseWhistleblowerPolicyInd
Document Retention PolicyYes (true)DocumentRetentionPolicyInd
Investment In Joint VenturefalseInvestmentInJointVentureInd
States Where Copy Of Return Is FldMNStatesWhereCopyOfReturnIsFldCd
Upon RequestYes (X)UponRequestInd

Books In Care Of Detail BooksInCareOfDetail

FieldValueIRS element (for citing)
PersonMARY GOGGLEYEPersonNm
Phone2182468777PhoneNum

US Address USAddress

FieldValueIRS element (for citing)
Address Line1PO BOX 158AddressLine1
CityDEER RIVERCity
StateMNState
ZIP Code56636ZIPCode

Form990 Part VII Section A Form990PartVIISectionAGrp (9 entries)

TitleTitleTxtAverage Hours Per WeekAverageHoursPerWeekRtOfficerOfficerIndReportable Comp From OrgReportableCompFromOrgAmtReportable Comp From Rltd OrgReportableCompFromRltdOrgAmtOther CompensationOtherCompensationAmtKey EmployeeKeyEmployeeInd
BARBARA GUNDERSON
BOARD MEMBER1Yes (X)$205$0$20
CHARLES ISAACS
BOARD CHAIR1Yes (X)$210$0$108
LARRY NIXON
BOARD CHAIR1Yes (X)$125$0$14
MICHAEL NYNAS
BOARD MEMBER1Yes (X)$213$0$61
NICOLE OSSE
BOARD MEMBER1Yes (X)$173$0$40
MAUREEN REUTER
SUPERVISORY COM1Yes (X)$480$0$57
PATRICIA OELKERS
SUPERVISORY COM1Yes (X)$330$0$19
VICTOR WILLIAMS
SUPERVISORY COM1Yes (X)$370$0$50
JOHN OBRIEN
PRESIDENT32$48,577$0$0Yes (X)
FieldValueIRS element (for citing)
Total Reportable Comp From Org$50,683TotalReportableCompFromOrgAmt
Total Other Compensation$369TotalOtherCompensationAmt
Former Ofcr Employees ListedfalseFormerOfcrEmployeesListedInd
Total Comp Greater Than150 KfalseTotalCompGreaterThan150KInd
Compensation From Other SrcsfalseCompensationFromOtherSrcsInd

Contractor Compensation ContractorCompensationGrp

Contractor Name ContractorName

FieldValueIRS element (for citing)
PersonNAPersonNm
FieldValueIRS element (for citing)
Cntrct Rcvd Greater Than100 K0CntrctRcvdGreaterThan100KCnt

Program Service Revenue ProgramServiceRevenueGrp (3 entries)

DescDescBusinessBusinessCdTotal Revenue ColumnTotalRevenueColumnAmtRelated Or Exempt Func IncomeRelatedOrExemptFuncIncomeAmtUnrelated Business RevenueUnrelatedBusinessRevenueAmt
INTEREST ON LOANS522130$309,271$309,271
SHARE DRAFTS522130$64,786$64,786
MISC OPERATING REV522130$4,322$560$3,064
FieldValueIRS element (for citing)
Total Program Service Revenue$378,379TotalProgramServiceRevenueAmt

Investment Income InvestmentIncomeGrp

FieldValueIRS element (for citing)
Total Revenue Column$53,115TotalRevenueColumnAmt
Related Or Exempt Func Income$53,115RelatedOrExemptFuncIncomeAmt

Total Revenue TotalRevenueGrp

FieldValueIRS element (for citing)
Total Revenue Column$431,494TotalRevenueColumnAmt
Related Or Exempt Func Income$427,732RelatedOrExemptFuncIncomeAmt
Unrelated Business Revenue$3,064UnrelatedBusinessRevenueAmt
Exclusion$0ExclusionAmt

Benefits To Members BenefitsToMembersGrp

FieldValueIRS element (for citing)
Total$21,546TotalAmt
Program Services$21,546ProgramServicesAmt

Comp Current Ofcr Directors CompCurrentOfcrDirectorsGrp

FieldValueIRS element (for citing)
Total$50,682TotalAmt
Management And General$50,682ManagementAndGeneralAmt

Other Salaries And Wages OtherSalariesAndWagesGrp

FieldValueIRS element (for citing)
Total$118,775TotalAmt
Management And General$118,775ManagementAndGeneralAmt

Pension Plan Contributions PensionPlanContributionsGrp

FieldValueIRS element (for citing)
Total$12,466TotalAmt
Management And General$12,466ManagementAndGeneralAmt

Other Employee Benefits OtherEmployeeBenefitsGrp

FieldValueIRS element (for citing)
Total$49,410TotalAmt
Management And General$49,410ManagementAndGeneralAmt

Payroll Taxes PayrollTaxesGrp

FieldValueIRS element (for citing)
Total$14,106TotalAmt
Management And General$14,106ManagementAndGeneralAmt

Fees For Services Legal FeesForServicesLegalGrp

FieldValueIRS element (for citing)
Total$75TotalAmt
Management And General$75ManagementAndGeneralAmt

Fees For Services Accounting FeesForServicesAccountingGrp

FieldValueIRS element (for citing)
Total$8,530TotalAmt
Management And General$8,530ManagementAndGeneralAmt

Advertising AdvertisingGrp

FieldValueIRS element (for citing)
Total$4,919TotalAmt
Management And General$4,919ManagementAndGeneralAmt

Office Expenses OfficeExpensesGrp

FieldValueIRS element (for citing)
Total$72,341TotalAmt
Management And General$72,341ManagementAndGeneralAmt

Information Technology InformationTechnologyGrp

FieldValueIRS element (for citing)
Total$31,488TotalAmt
Management And General$31,488ManagementAndGeneralAmt

Occupancy OccupancyGrp

FieldValueIRS element (for citing)
Total$21,611TotalAmt
Management And General$21,611ManagementAndGeneralAmt

Travel TravelGrp

FieldValueIRS element (for citing)
Total$497TotalAmt
Management And General$497ManagementAndGeneralAmt

Interest InterestGrp

FieldValueIRS element (for citing)
Total$8TotalAmt
Management And General$8ManagementAndGeneralAmt

Depreciation Depletion DepreciationDepletionGrp

FieldValueIRS element (for citing)
Total$18,964TotalAmt
Management And General$18,964ManagementAndGeneralAmt

Insurance InsuranceGrp

FieldValueIRS element (for citing)
Total$17,684TotalAmt
Management And General$17,684ManagementAndGeneralAmt

Other Expenses OtherExpensesGrp (2 entries)

DescDescTotalTotalAmtManagement And GeneralManagementAndGeneralAmt
MISC EXP-$50-$50
LEAGUE DUES$4,877$4,877

Total Functional Expenses TotalFunctionalExpensesGrp

FieldValueIRS element (for citing)
Total$447,929TotalAmt
Program Services$21,546ProgramServicesAmt
Management And General$426,383ManagementAndGeneralAmt
Fundraising$0FundraisingAmt

Cash Non Interest Bearing CashNonInterestBearingGrp

FieldValueIRS element (for citing)
BOY$323,116BOYAmt
EOY$291,374EOYAmt

Savings And Temp Cash Invst SavingsAndTempCashInvstGrp

FieldValueIRS element (for citing)
BOY$8,219,683BOYAmt
EOY$6,951,170EOYAmt

Receivables From Officers Etc ReceivablesFromOfficersEtcGrp

FieldValueIRS element (for citing)
BOY$52,569BOYAmt
EOY$97,620EOYAmt

Oth Notes Loans Receivable Net OthNotesLoansReceivableNetGrp

FieldValueIRS element (for citing)
BOY$5,082,230BOYAmt
EOY$6,129,496EOYAmt

Prepaid Expenses Defrd Charges PrepaidExpensesDefrdChargesGrp

FieldValueIRS element (for citing)
BOY$31,437BOYAmt
EOY$20,551EOYAmt
FieldValueIRS element (for citing)
Land Bldg Equip Cost Or Other Bss$401,166LandBldgEquipCostOrOtherBssAmt
Land Bldg Equip Accum Deprec$126,628LandBldgEquipAccumDeprecAmt

Land Bldg Equip Basis Net LandBldgEquipBasisNetGrp

FieldValueIRS element (for citing)
BOY$289,790BOYAmt
EOY$274,538EOYAmt

Other Assets Total OtherAssetsTotalGrp

FieldValueIRS element (for citing)
BOY$508,208BOYAmt
EOY$508,421EOYAmt

Total Assets TotalAssetsGrp

FieldValueIRS element (for citing)
BOY$14,507,033BOYAmt
EOY$14,273,170EOYAmt

Accounts Payable Accr Expnss AccountsPayableAccrExpnssGrp

FieldValueIRS element (for citing)
BOY$39,945BOYAmt
EOY$35,908EOYAmt

Other Liabilities OtherLiabilitiesGrp

FieldValueIRS element (for citing)
BOY$13,329,092BOYAmt
EOY$13,115,701EOYAmt

Total Liabilities TotalLiabilitiesGrp

FieldValueIRS element (for citing)
BOY$13,369,037BOYAmt
EOY$13,151,609EOYAmt

Rtn Earn Endowment Incm Oth Fnds RtnEarnEndowmentIncmOthFndsGrp

FieldValueIRS element (for citing)
BOY$1,137,996BOYAmt
EOY$1,121,561EOYAmt

Total Net Assets Fund Balance TotalNetAssetsFundBalanceGrp

FieldValueIRS element (for citing)
BOY$1,137,996BOYAmt
EOY$1,121,561EOYAmt

Tot Liab Net Assets Fund Balance TotLiabNetAssetsFundBalanceGrp

FieldValueIRS element (for citing)
BOY$14,507,033BOYAmt
EOY$14,273,170EOYAmt
FieldValueIRS element (for citing)
Reconcilation Revenue Expnss-$16,435ReconcilationRevenueExpnssAmt
Method Of Accounting AccrualYes (X)MethodOfAccountingAccrualInd
Accountant Compile Or ReviewYes (true)AccountantCompileOrReviewInd

Acct Compile Or Review Basis AcctCompileOrReviewBasisGrp

FieldValueIRS element (for citing)
Consol And Sep Basis Fincl StmtYes (X)ConsolAndSepBasisFinclStmtInd
FieldValueIRS element (for citing)
FS AuditedYes (true)FSAuditedInd

FS Audited Basis FSAuditedBasisGrp

FieldValueIRS element (for citing)
Consol And Sep Basis Fincl StmtYes (X)ConsolAndSepBasisFinclStmtInd
FieldValueIRS element (for citing)
Audit CommitteeYes (true)AuditCommitteeInd
Federal Grant Audit RequiredfalseFederalGrantAuditRequiredInd
Federal Grant Audit PerformedfalseFederalGrantAuditPerformedInd

Schedule D IRS990ScheduleD

Land LandGrp

FieldValueIRS element (for citing)
Investment Cost Or Other Basis$48,032InvestmentCostOrOtherBasisAmt
Book Value$48,032BookValueAmt

Buildings BuildingsGrp

FieldValueIRS element (for citing)
Investment Cost Or Other Basis$248,286InvestmentCostOrOtherBasisAmt
Depreciation$38,256DepreciationAmt
Book Value$210,030BookValueAmt

Equipment EquipmentGrp

FieldValueIRS element (for citing)
Investment Cost Or Other Basis$104,848InvestmentCostOrOtherBasisAmt
Depreciation$88,372DepreciationAmt
Book Value$16,476BookValueAmt
FieldValueIRS element (for citing)
Total Book Value Land Buildings$274,538TotalBookValueLandBuildingsAmt

Other Assets Org OtherAssetsOrgGrp (4 entries)

DescDescBook ValueBookValueAmt
OUTSTANDING LOANS TO EMPLOYEES$76,406
ACCD INTEREST INVESTMENTS$1,580
ACCD INTEREST LOANS$18,755
CORPORATE OWNED LIFE INSURANCE$411,683
FieldValueIRS element (for citing)
Total Book Value Other Assets$508,424TotalBookValueOtherAssetsAmt

Other Liabilities Org OtherLiabilitiesOrgGrp (5 entries)

DescDescAmtAmt
SAVINGS$8,701,415
CHECKING$2,965,449
IRA$519,283
SHARE CERTIFICATES$879,426
IRA CERTIFICATES$50,132
FieldValueIRS element (for citing)
Total Liability$13,115,705TotalLiabilityAmt

Schedule L IRS990ScheduleL

Loans Btwn Org Interested Prsn LoansBtwnOrgInterestedPrsnGrp (12 entries)

Relationship With OrgRelationshipWithOrgTxtLoan PurposeLoanPurposeTxtLoan To OrganizationLoanToOrganizationIndOriginal PrincipalOriginalPrincipalAmtBalance DueBalanceDueAmtDefaultDefaultIndBoard Or Committee ApprovalBoardOrCommitteeApprovalIndWritten AgreementWrittenAgreementInd
VICTOR WILLIAMS
SUPERVISORY COMSHARE SECUREYes (X)$16,000$1,436falseYes (true)Yes (true)
VICTOR WILLIAMS
SUPERVISORY COMBOATYes (X)$9,169$6,435falseYes (true)Yes (true)
VICTOR WILLIAMS
SUPERVISORY COMSIGNATUREYes (X)$3,822$2,124falseYes (true)Yes (true)
VICTOR WILLIAMS
SUPERVISORYAUTOYes (X)$2,500$2,209falseYes (true)Yes (true)
LARRY NIXON
BOARD MEMBERAUTOYes (X)$18,600$13,049falseYes (true)Yes (true)
LARRY NIXON
BOARD MEMBERCAMPERYes (X)$3,800$3,407falseYes (true)Yes (true)
CHARLES ISAACS
BOARD MEMBERAUTOYes (X)$15,000$5,059falseYes (true)Yes (true)
CHARLES ISAACS
BOARD MEMBERAUTOYes (X)$20,000$18,466falseYes (true)Yes (true)
MICHAEL NYNAS
BOARD MEMBERAUTOYes (X)$17,607$17,043falseYes (true)Yes (true)
NICOLE OSSE
BOARD MEMBERAUTOYes (X)$27,117$27,117falseYes (true)Yes (true)
BARBARA GUNDERSON
BOARD MEMBERAUTOYes (X)$11,042$433falseYes (true)Yes (true)
BARBARA GUNDERSON
BOARD MEMBERTRAVELYes (X)$1,500$842falseYes (true)Yes (true)

Schedule O IRS990ScheduleO

Supplemental Information Detail SupplementalInformationDetail (2 entries)

Form And Line ReferenceFormAndLineReferenceDescExplanationExplanationTxt
PART IIIMONTHLY FINANCIAL STATEMENT IS POSTED IN LOBBY OF THE CREDIT UNION
PART VWILL BE MAILING 990-T MAY 15 2015

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