PENNSYLVANIA SURPLUS LINES ASSOCIATION: Form 990, tax year 2014

View the entire original 990 at ProPublica ↗

Organization: PENNSYLVANIA SURPLUS LINES ASSOCIATION (EIN 23-2209285)
Tax period: 2014-01-01 to 2014-12-31
Filed: 2015-11-13
IRS object ID: 201543179349303069
Schema version: 2014v5.0
Source: Download XML · Original 990 at ProPublica

Every field in the e-filed return. Faint text is the IRS element name, for citing.

Return header
Form 990
Schedule C
Schedule D
Schedule J
Schedule L
Schedule O

Return header ReturnHeader

Field	Value	IRS element (for citing)
Return	2015-11-13T09:52:54-06:00	ReturnTs
Tax Period End	2014-12-31	TaxPeriodEndDt

Preparer Firm PreparerFirmGrp

Preparer Firm Name PreparerFirmName

Field	Value	IRS element (for citing)
Business Name Line1	BDO USA LLP	BusinessNameLine1Txt

Preparer US Address PreparerUSAddress

Field	Value	IRS element (for citing)
Address Line1	945 E PARK DR STE 103	AddressLine1Txt
City	HARRISBURG	CityNm
State Abbreviation	PA	StateAbbreviationCd
ZIP	17111	ZIPCd

Field	Value	IRS element (for citing)
Return Type	990	ReturnTypeCd
Tax Period Begin	2014-01-01	TaxPeriodBeginDt

Filer Filer

Field	Value	IRS element (for citing)
EIN	232209285	EIN

Business Name BusinessName

Field	Value	IRS element (for citing)
Business Name Line1	THE PENNSYLVANIA SURPLUS LINES ASSOCIATION	BusinessNameLine1Txt

Field	Value	IRS element (for citing)
In Care Of	% AS ADDRESSED	InCareOfNm
Business Name Control	PENN	BusinessNameControlTxt
Phone	6105941340	PhoneNum

US Address USAddress

Field	Value	IRS element (for citing)
Address Line1	180 SHEREE BOULEVARD	AddressLine1Txt
City	EXTON	CityNm
State Abbreviation	PA	StateAbbreviationCd
ZIP	19341	ZIPCd

Business Officer BusinessOfficerGrp

Field	Value	IRS element (for citing)
Person	KENNETH RUDERT	PersonNm
Person Title	Executive Director	PersonTitleTxt
Phone	6105941340	PhoneNum
Signature	2015-11-13	SignatureDt
Discuss With Paid Preparer	Yes (true)	DiscussWithPaidPreparerInd

Preparer Person PreparerPersonGrp

Field	Value	IRS element (for citing)
Preparer Person	Steven J Masterson	PreparerPersonNm
PTIN	P00026744	PTIN
Phone	7172338800	PhoneNum
Preparation	2015-11-13	PreparationDt

Field	Value	IRS element (for citing)
Tax	2014	TaxYr
Build TS	2016-04-25 22:37:26Z	BuildTS

Form 990 IRS990

Field	Value	IRS element (for citing)
Principal Officer	KENNETH RUDERT	PrincipalOfficerNm

US Address USAddress

Field	Value	IRS element (for citing)
Address Line1	180 SHEREE BOULEVARD	AddressLine1Txt
City	EXTON	CityNm
State Abbreviation	PA	StateAbbreviationCd
ZIP	19341	ZIPCd

Field	Value	IRS element (for citing)
Gross Receipts	$2,198,341	GrossReceiptsAmt
Group Return For Affiliates	false	GroupReturnForAffiliatesInd
Organization501c	Yes (X)	Organization501cInd
Website Address	www.pasla.org	WebsiteAddressTxt
Type Of Organization Corp	Yes (X)	TypeOfOrganizationCorpInd
Formation	1982	FormationYr
Legal Domicile State	PA	LegalDomicileStateCd
Activity Or Mission	REPRESENT INTERESTS OF RESIDENT AND NON-RESIDENT LICENSED SURPLUS LINES AGENTS TRANSACTING BUSINESS IN PA	ActivityOrMissionDesc
Voting Members Governing Body	12	VotingMembersGoverningBodyCnt
Voting Members Independent	12	VotingMembersIndependentCnt
Total Employee	10	TotalEmployeeCnt
Total Gross UBI	$0	TotalGrossUBIAmt
PY Contributions Grants	$0	PYContributionsGrantsAmt
CY Contributions Grants	$0	CYContributionsGrantsAmt
PY Program Service Revenue	$2,023,795	PYProgramServiceRevenueAmt
CY Program Service Revenue	$2,187,480	CYProgramServiceRevenueAmt
PY Investment Income	$9,598	PYInvestmentIncomeAmt
CY Investment Income	$10,861	CYInvestmentIncomeAmt
PY Other Revenue	$5,110	PYOtherRevenueAmt
CY Other Revenue	$0	CYOtherRevenueAmt
PY Total Revenue	$2,038,503	PYTotalRevenueAmt
CY Total Revenue	$2,198,341	CYTotalRevenueAmt
PY Grants And Similar Paid	$0	PYGrantsAndSimilarPaidAmt
CY Grants And Similar Paid	$0	CYGrantsAndSimilarPaidAmt
PY Benefits Paid To Members	$0	PYBenefitsPaidToMembersAmt
CY Benefits Paid To Members	$0	CYBenefitsPaidToMembersAmt
PY Salaries Comp Emp Bnft Paid	$767,122	PYSalariesCompEmpBnftPaidAmt
CY Salaries Comp Emp Bnft Paid	$811,355	CYSalariesCompEmpBnftPaidAmt
PY Total Prof Fndrsng Expns	$0	PYTotalProfFndrsngExpnsAmt
CY Total Prof Fndrsng Expns	$0	CYTotalProfFndrsngExpnsAmt
CY Total Fundraising Expense	$0	CYTotalFundraisingExpenseAmt
PY Other Expenses	$1,137,613	PYOtherExpensesAmt
CY Other Expenses	$833,753	CYOtherExpensesAmt
PY Total Expenses	$1,904,735	PYTotalExpensesAmt
CY Total Expenses	$1,645,108	CYTotalExpensesAmt
PY Revenues Less Expenses	$133,768	PYRevenuesLessExpensesAmt
CY Revenues Less Expenses	$553,233	CYRevenuesLessExpensesAmt
Total Assets BOY	$3,748,386	TotalAssetsBOYAmt
Total Assets EOY	$4,131,970	TotalAssetsEOYAmt
Total Liabilities BOY	$91,527	TotalLiabilitiesBOYAmt
Total Liabilities EOY	$132,606	TotalLiabilitiesEOYAmt
Net Assets Or Fund Balances BOY	$3,656,859	NetAssetsOrFundBalancesBOYAmt
Net Assets Or Fund Balances EOY	$3,999,364	NetAssetsOrFundBalancesEOYAmt
Info In Schedule O Part III	Yes (X)	InfoInScheduleOPartIIIInd
Mission	TO SERVE PENNSYLVANIA'S INSURANCE CONSUMERS THROUGH FAIR AND EFFICIENT REVIEW AND VERIFICATION OF THE SURPLUS LINES INSURANCE INDUSTRY AND TO: 1. FACILITATE AND ENCOURAGE COMPLIANCE BY SURPLUS LINES LICENSEES WITH THE LAWS OF THIS COMMONWEALTH AND THE RULES AND REGULATIONS OF THE DEPARTMENT RELATIVE TO SURPLUS LINES INSURANCE. 2. PROVIDE MEANS FOR THE EXAMINATION, WHICH SHALL REMAIN CONFIDENTIAL, OF ALL SURPLUS LINES COVERAGES WRITTEN BY SURPLUS LINES LICENSEES TO DETERMINE WHETHER SUCH COVERAGES COMPLY WITH SUCH LAWS AND REGULATIONS. 3. COMMUNICATE WITH ORGANIZATIONS OF ADMITTED INSURERS WITH RESPECT TO THE PROPER USE OF THE SURPLUS LINES MARKET. 4. RECEIVE AND DISSEMINATE TO SURPLUS LINES LICENSEES INFORMATION RELATIVE TO SURPLUS LINES INSURANCE.	MissionDesc
Significant New Program Srvc	false	SignificantNewProgramSrvcInd
Significant Change	Yes (true)	SignificantChangeInd
Desc	The Pennsylvania Surplus Lines Association was awarded a contract from the Pennsylvania Insurance Department (PID) to develop and maintain an electronic database of statistical data entered by the licensees. In addition, the PSLA serves as an advisory organization with PID for purposes of advising and consulting on matters concerning the surplus lines market in Pennsylvania. PSLA provides training and education to all licensees. PSLA is also a voluntary membership organization for all surplus lines licensees and supporting membership for producers, insurance carriers other interested parties concerned in gaining greater knowledge of the surplus lines marketplace. The association had 150 paid memberships and provided services to 1,946 agencies during 2014.	Desc
Described In Section501c3	false	DescribedInSection501c3Ind
Schedule B Required	false	ScheduleBRequiredInd
Political Campaign Acty	false	PoliticalCampaignActyInd
Subject To Proxy Tax	Yes (true)	SubjectToProxyTaxInd
Donor Advised Fund	false	DonorAdvisedFundInd
Conservation Easements	false	ConservationEasementsInd
Collections Of Art	false	CollectionsOfArtInd
Credit Counseling	false	CreditCounselingInd
Temp Or Permanent Endowments	false	TempOrPermanentEndowmentsInd
Report Land Building Equipment	Yes (true)	ReportLandBuildingEquipmentInd
Report Investments Other Sec	false	ReportInvestmentsOtherSecInd
Report Program Related Invst	false	ReportProgramRelatedInvstInd
Report Other Assets	false	ReportOtherAssetsInd
Report Other Liabilities	Yes (true)	ReportOtherLiabilitiesInd
Include FIN48 Footnote	false	IncludeFIN48FootnoteInd
Independent Audit Fincl Stmt	Yes (true)	IndependentAuditFinclStmtInd
Consolidated Audit Fincl Stmt	false	ConsolidatedAuditFinclStmtInd
School Operating	false	SchoolOperatingInd
Foreign Office	false	ForeignOfficeInd
Foreign Activities	false	ForeignActivitiesInd
More Than5000 K To Org	false	MoreThan5000KToOrgInd
More Than5000 K To Individuals	false	MoreThan5000KToIndividualsInd
Professional Fundraising	false	ProfessionalFundraisingInd
Fundraising Activities	false	FundraisingActivitiesInd
Gaming Activities	false	GamingActivitiesInd
Operate Hospital	false	OperateHospitalInd
Grants To Organizations	false	GrantsToOrganizationsInd
Grants To Individuals	false	GrantsToIndividualsInd
Schedule J Required	Yes (true)	ScheduleJRequiredInd
Tax Exempt Bonds	false	TaxExemptBondsInd
Loan Outstanding	false	LoanOutstandingInd
Grant To Related Person	false	GrantToRelatedPersonInd
Business Rln With Org Mem	false	BusinessRlnWithOrgMemInd
Business Rln With Fam Mem	Yes (true)	BusinessRlnWithFamMemInd
Business Rln With Officer Ent	false	BusinessRlnWithOfficerEntInd
Deductible Non Cash Contri	false	DeductibleNonCashContriInd
Deductible Art Contribution	false	DeductibleArtContributionInd
Terminate Operations	false	TerminateOperationsInd
Partial Liquidation	false	PartialLiquidationInd
Disregarded Entity	false	DisregardedEntityInd
Related Entity	false	RelatedEntityInd
Related Organization Ctrl Ent	false	RelatedOrganizationCtrlEntInd
Activities Conducted Prtshp	false	ActivitiesConductedPrtshpInd
Schedule O Required	false	ScheduleORequiredInd
IRP Document	4	IRPDocumentCnt
IRP Document W2 G	0	IRPDocumentW2GCnt
Employee	10	EmployeeCnt
Employment Tax Returns Filed	Yes (true)	EmploymentTaxReturnsFiledInd
Unrelated Bus Incm Over Limit	false	UnrelatedBusIncmOverLimitInd
Foreign Financial Account	false	ForeignFinancialAccountInd
Prohibited Tax Shelter Trans	false	ProhibitedTaxShelterTransInd
Taxable Party Notification	false	TaxablePartyNotificationInd
Nondeductible Contributions	false	NondeductibleContributionsInd
Indoor Tanning Services	false	IndoorTanningServicesInd
Info In Schedule O Part VI	Yes (X)	InfoInScheduleOPartVIInd
Governing Body Voting Members	12	GoverningBodyVotingMembersCnt
Independent Voting Member	12	IndependentVotingMemberCnt
Family Or Business Rln	false	FamilyOrBusinessRlnInd
Delegation Of Mgmt Duties	false	DelegationOfMgmtDutiesInd
Change To Org Documents	false	ChangeToOrgDocumentsInd
Material Diversion Or Misuse	false	MaterialDiversionOrMisuseInd
Members Or Stockholders	Yes (true)	MembersOrStockholdersInd
Election Of Board Members	Yes (true)	ElectionOfBoardMembersInd
Decisions Subject To Approva	false	DecisionsSubjectToApprovaInd
Minutes Of Governing Body	Yes (true)	MinutesOfGoverningBodyInd
Minutes Of Committees	false	MinutesOfCommitteesInd
Officer Mailing Address	false	OfficerMailingAddressInd
Local Chapters	false	LocalChaptersInd
Form990 Provided To Gvrn Body	Yes (true)	Form990ProvidedToGvrnBodyInd
Conflict Of Interest Policy	Yes (true)	ConflictOfInterestPolicyInd
Annual Disclosure Covered Prsn	Yes (true)	AnnualDisclosureCoveredPrsnInd
Regular Monitoring Enfrc	Yes (true)	RegularMonitoringEnfrcInd
Whistleblower Policy	Yes (true)	WhistleblowerPolicyInd
Document Retention Policy	Yes (true)	DocumentRetentionPolicyInd
Compensation Process CEO	Yes (true)	CompensationProcessCEOInd
Compensation Process Other	false	CompensationProcessOtherInd
Investment In Joint Venture	false	InvestmentInJointVentureInd
Upon Request	Yes (X)	UponRequestInd

Books In Care Of Detail BooksInCareOfDetail

Field	Value	IRS element (for citing)
Person	AS ADDRESSED	PersonNm
Phone	6105941340	PhoneNum

US Address USAddress

Field	Value	IRS element (for citing)
Address Line1	180 SHEREE BOULEVARD SUITE 3100	AddressLine1Txt
City	EXTON	CityNm
State Abbreviation	PA	StateAbbreviationCd
ZIP	19341	ZIPCd

Form990 Part VII Section A Form990PartVIISectionAGrp (15 entries)

TitleTitleTxt	Average Hours Per WeekAverageHoursPerWeekRt	Average Hours Per Week Rltd OrgAverageHoursPerWeekRltdOrgRt	Individual Trustee Or DirectorIndividualTrusteeOrDirectorInd	OfficerOfficerInd	Reportable Comp From OrgReportableCompFromOrgAmt	Reportable Comp From Rltd OrgReportableCompFromRltdOrgAmt	Other CompensationOtherCompensationAmt	Highest Compensated EmployeeHighestCompensatedEmployeeInd
DENNIS LEWANDOWSKI
VICE PRESIDENT	2.0	0.0	Yes (X)	Yes (X)	$0	$0	$0
FRANCES REH
BOARD MEMBER	2.0	0.0	Yes (X)		$0	$0	$0
WILLIAM TIERNEY
TREASURER	2.0	0.0	Yes (X)	Yes (X)	$0	$0	$0
MARY MARINES
BOARD MEMBER	2.0	0.0	Yes (X)		$0	$0	$0
JACK MEEKER
Board Member	2.0	0.0	Yes (X)		$0	$0	$0
CHARLES CONWAY
SECRETARY	2.0	0.0	Yes (X)	Yes (X)	$0	$0	$0
JUDITH KLINGERMAN
PRESIDENT	2.0	0.0	Yes (X)	Yes (X)	$0	$0	$0
ANTHONY SALTZMAN
BOARD MEMBER	2.0	0.0	Yes (X)		$0	$0	$0
GERALD HENNER
BOARD MEMBER	2.0	0.0	Yes (X)		$0	$0	$0
IRENE BARBERA
BOARD MEMBER	2.0	0.0	Yes (X)		$0	$0	$0
DIANNE SPRAGUE
BOARD MEMBER	2.0	0.0	Yes (X)		$0	$0	$0
MICHAEL DEAN
BOARD MEMBER	2.0	0.0	Yes (X)		$0	$0	$0
BARRY KAUFFMANN
BOARD MEMBER	2.0	0.0	Yes (X)		$0	$0	$0
KENNETH A RUDERT
EXEC DIRECTOR	40.0	0.0			$145,173	$0	$18,109	Yes (X)
MARIE RUDERT
AUDIT & FINANCE MANANGER	40.0	0.0			$109,690	$0	$17,082	Yes (X)

Field	Value	IRS element (for citing)
Total Reportable Comp From Org	$254,863	TotalReportableCompFromOrgAmt
Tot Reportable Comp Rltd Org	$0	TotReportableCompRltdOrgAmt
Total Other Compensation	$35,191	TotalOtherCompensationAmt
Indiv Rcvd Greater Than100 K	2	IndivRcvdGreaterThan100KCnt
Former Ofcr Employees Listed	false	FormerOfcrEmployeesListedInd
Total Comp Greater Than150 K	Yes (true)	TotalCompGreaterThan150KInd
Compensation From Other Srcs	false	CompensationFromOtherSrcsInd

Contractor Compensation ContractorCompensationGrp (2 entries)

Address Line1ContractorAddress/USAddress/AddressLine1Txt	CityContractorAddress/USAddress/CityNm	State AbbreviationContractorAddress/USAddress/StateAbbreviationCd	ZIPContractorAddress/USAddress/ZIPCd	ServicesServicesDesc	CompensationCompensationAmt
LimNorris Consulting Group
12 Fox Hunt Circle	PLYMOUTH MEETING	PA	19462	PROJECT MANAGEMENT	$368,322
MindShift Technologies Inc
309 Waverly Oaks 301	WALTHAM	MA	02452	COMPUTER SUPPORT	$118,845

Field	Value	IRS element (for citing)
Cntrct Rcvd Greater Than100 K	2	CntrctRcvdGreaterThan100KCnt
Total Contributions	$0	TotalContributionsAmt

Program Service Revenue ProgramServiceRevenueGrp

Field	Value	IRS element (for citing)
Desc	STAMPING FEES	Desc
Business	524298	BusinessCd
Total Revenue Column	$2,187,480	TotalRevenueColumnAmt
Related Or Exempt Func Income	$2,187,480	RelatedOrExemptFuncIncomeAmt

Field	Value	IRS element (for citing)
Total Program Service Revenue	$2,187,480	TotalProgramServiceRevenueAmt

Investment Income InvestmentIncomeGrp

Field	Value	IRS element (for citing)
Total Revenue Column	$10,861	TotalRevenueColumnAmt
Exclusion	$10,861	ExclusionAmt

Incm From Invest Bond Proceeds IncmFromInvestBondProceedsGrp

Field	Value	IRS element (for citing)
Total Revenue Column	$0	TotalRevenueColumnAmt

Royalties Revenue RoyaltiesRevenueGrp

Field	Value	IRS element (for citing)
Total Revenue Column	$0	TotalRevenueColumnAmt

Rental Income Or Loss RentalIncomeOrLossGrp

Field	Value	IRS element (for citing)
Real	$0	RealAmt
Personal	$0	PersonalAmt

Net Rental Income Or Loss NetRentalIncomeOrLossGrp

Field	Value	IRS element (for citing)
Total Revenue Column	$0	TotalRevenueColumnAmt

Net Gain Or Loss Investments NetGainOrLossInvestmentsGrp

Field	Value	IRS element (for citing)
Total Revenue Column	$0	TotalRevenueColumnAmt

Net Incm From Fundraising Evt NetIncmFromFundraisingEvtGrp

Field	Value	IRS element (for citing)
Total Revenue Column	$0	TotalRevenueColumnAmt

Net Income From Gaming NetIncomeFromGamingGrp

Field	Value	IRS element (for citing)
Total Revenue Column	$0	TotalRevenueColumnAmt

Net Income Or Loss NetIncomeOrLossGrp

Field	Value	IRS element (for citing)
Total Revenue Column	$0	TotalRevenueColumnAmt

Field	Value	IRS element (for citing)
Other Revenue Total	$0	OtherRevenueTotalAmt

Total Revenue TotalRevenueGrp

Field	Value	IRS element (for citing)
Total Revenue Column	$2,198,341	TotalRevenueColumnAmt
Related Or Exempt Func Income	$2,187,480	RelatedOrExemptFuncIncomeAmt
Exclusion	$10,861	ExclusionAmt

Grants To Domestic Orgs GrantsToDomesticOrgsGrp

Field	Value	IRS element (for citing)
Total	$0	TotalAmt

Grants To Domestic Individuals GrantsToDomesticIndividualsGrp

Field	Value	IRS element (for citing)
Total	$0	TotalAmt

Foreign Grants ForeignGrantsGrp

Field	Value	IRS element (for citing)
Total	$0	TotalAmt

Benefits To Members BenefitsToMembersGrp

Field	Value	IRS element (for citing)
Total	$0	TotalAmt

Comp Current Ofcr Directors CompCurrentOfcrDirectorsGrp

Field	Value	IRS element (for citing)
Total	$0	TotalAmt

Comp Disqual Persons CompDisqualPersonsGrp

Field	Value	IRS element (for citing)
Total	$0	TotalAmt

Other Salaries And Wages OtherSalariesAndWagesGrp

Field	Value	IRS element (for citing)
Total	$653,327	TotalAmt

Pension Plan Contributions PensionPlanContributionsGrp

Field	Value	IRS element (for citing)
Total	$33,823	TotalAmt

Other Employee Benefits OtherEmployeeBenefitsGrp

Field	Value	IRS element (for citing)
Total	$74,529	TotalAmt

Payroll Taxes PayrollTaxesGrp

Field	Value	IRS element (for citing)
Total	$49,676	TotalAmt

Fees For Services Management FeesForServicesManagementGrp

Field	Value	IRS element (for citing)
Total	$0	TotalAmt

Fees For Services Legal FeesForServicesLegalGrp

Field	Value	IRS element (for citing)
Total	$81,664	TotalAmt

Fees For Services Accounting FeesForServicesAccountingGrp

Field	Value	IRS element (for citing)
Total	$81,777	TotalAmt

Fees For Services Lobbying FeesForServicesLobbyingGrp

Field	Value	IRS element (for citing)
Total	$0	TotalAmt

Fees For Services Prof Fundraising FeesForServicesProfFundraising

Field	Value	IRS element (for citing)
Total	$0	TotalAmt

Fees For Srvc Invst Mgmnt Fees FeesForSrvcInvstMgmntFeesGrp

Field	Value	IRS element (for citing)
Total	$0	TotalAmt

Fees For Services Other FeesForServicesOtherGrp

Field	Value	IRS element (for citing)
Total	$53,259	TotalAmt

Advertising AdvertisingGrp

Field	Value	IRS element (for citing)
Total	$0	TotalAmt

Office Expenses OfficeExpensesGrp

Field	Value	IRS element (for citing)
Total	$53,139	TotalAmt

Information Technology InformationTechnologyGrp

Field	Value	IRS element (for citing)
Total	$195,398	TotalAmt

Royalties RoyaltiesGrp

Field	Value	IRS element (for citing)
Total	$0	TotalAmt

Occupancy OccupancyGrp

Field	Value	IRS element (for citing)
Total	$119,501	TotalAmt

Travel TravelGrp

Field	Value	IRS element (for citing)
Total	$16,899	TotalAmt

Pymt Travel Entrtnmnt Pub Ofcl PymtTravelEntrtnmntPubOfclGrp

Field	Value	IRS element (for citing)
Total	$0	TotalAmt

Conferences Meetings ConferencesMeetingsGrp

Field	Value	IRS element (for citing)
Total	$6,581	TotalAmt

Interest InterestGrp

Field	Value	IRS element (for citing)
Total	$0	TotalAmt

Payments To Affiliates PaymentsToAffiliatesGrp

Field	Value	IRS element (for citing)
Total	$0	TotalAmt

Depreciation Depletion DepreciationDepletionGrp

Field	Value	IRS element (for citing)
Total	$165,069	TotalAmt

Insurance InsuranceGrp

Field	Value	IRS element (for citing)
Total	$32,533	TotalAmt

Other Expenses OtherExpensesGrp (4 entries)

DescDesc	TotalTotalAmt
SLA EDUCATION	$15,475
DUES AND SUBSCRIPTIONS	$5,798
MEMBERSHIP SERVICES	$5,860
CHARITABLE	$800

Total Functional Expenses TotalFunctionalExpensesGrp

Field	Value	IRS element (for citing)
Total	$1,645,108	TotalAmt

Cash Non Interest Bearing CashNonInterestBearingGrp

Field	Value	IRS element (for citing)
BOY	$0	BOYAmt
EOY	$0	EOYAmt

Savings And Temp Cash Invst SavingsAndTempCashInvstGrp

Field	Value	IRS element (for citing)
BOY	$3,252,190	BOYAmt
EOY	$3,513,584	EOYAmt

Pledges And Grants Receivable PledgesAndGrantsReceivableGrp

Field	Value	IRS element (for citing)
BOY	$0	BOYAmt
EOY	$0	EOYAmt

Accounts Receivable AccountsReceivableGrp

Field	Value	IRS element (for citing)
BOY	$192,409	BOYAmt
EOY	$212,080	EOYAmt

Receivables From Officers Etc ReceivablesFromOfficersEtcGrp

Field	Value	IRS element (for citing)
BOY	$0	BOYAmt
EOY	$0	EOYAmt

Rcvbl From Disqualified Prsn RcvblFromDisqualifiedPrsnGrp

Field	Value	IRS element (for citing)
BOY	$0	BOYAmt
EOY	$0	EOYAmt

Oth Notes Loans Receivable Net OthNotesLoansReceivableNetGrp

Field	Value	IRS element (for citing)
BOY	$0	BOYAmt
EOY	$0	EOYAmt

Inventories For Sale Or Use InventoriesForSaleOrUseGrp

Field	Value	IRS element (for citing)
BOY	$0	BOYAmt
EOY	$0	EOYAmt

Prepaid Expenses Defrd Charges PrepaidExpensesDefrdChargesGrp

Field	Value	IRS element (for citing)
BOY	$32,112	BOYAmt
EOY	$32,432	EOYAmt

Field	Value	IRS element (for citing)
Land Bldg Equip Cost Or Other Bss	$2,517,772	LandBldgEquipCostOrOtherBssAmt
Land Bldg Equip Accum Deprec	$2,152,861	LandBldgEquipAccumDeprecAmt

Land Bldg Equip Basis Net LandBldgEquipBasisNetGrp

Field	Value	IRS element (for citing)
BOY	$262,712	BOYAmt
EOY	$364,911	EOYAmt

Investments Pub Traded Sec InvestmentsPubTradedSecGrp

Field	Value	IRS element (for citing)
BOY	$0	BOYAmt
EOY	$0	EOYAmt

Investments Other Securities InvestmentsOtherSecuritiesGrp

Field	Value	IRS element (for citing)
BOY	$0	BOYAmt
EOY	$0	EOYAmt

Investments Program Related InvestmentsProgramRelatedGrp

Field	Value	IRS element (for citing)
BOY	$0	BOYAmt
EOY	$0	EOYAmt

Intangible Assets IntangibleAssetsGrp

Field	Value	IRS element (for citing)
BOY	$0	BOYAmt
EOY	$0	EOYAmt

Other Assets Total OtherAssetsTotalGrp

Field	Value	IRS element (for citing)
BOY	$8,963	BOYAmt
EOY	$8,963	EOYAmt

Total Assets TotalAssetsGrp

Field	Value	IRS element (for citing)
BOY	$3,748,386	BOYAmt
EOY	$4,131,970	EOYAmt

Accounts Payable Accr Expnss AccountsPayableAccrExpnssGrp

Field	Value	IRS element (for citing)
BOY	$8,331	BOYAmt
EOY	$14,576	EOYAmt

Grants Payable GrantsPayableGrp

Field	Value	IRS element (for citing)
BOY	$0	BOYAmt
EOY	$0	EOYAmt

Deferred Revenue DeferredRevenueGrp

Field	Value	IRS element (for citing)
BOY	$0	BOYAmt
EOY	$0	EOYAmt

Tax Exempt Bond Liabilities TaxExemptBondLiabilitiesGrp

Field	Value	IRS element (for citing)
BOY	$0	BOYAmt
EOY	$0	EOYAmt

Escrow Account Liability EscrowAccountLiabilityGrp

Field	Value	IRS element (for citing)
BOY	$0	BOYAmt
EOY	$0	EOYAmt

Loans From Officers Directors LoansFromOfficersDirectorsGrp

Field	Value	IRS element (for citing)
BOY	$0	BOYAmt
EOY	$0	EOYAmt

Mortg Notes Pybl Scrd Invst Prop MortgNotesPyblScrdInvstPropGrp

Field	Value	IRS element (for citing)
BOY	$0	BOYAmt
EOY	$0	EOYAmt

Unsecured Notes Loans Payable UnsecuredNotesLoansPayableGrp

Field	Value	IRS element (for citing)
BOY	$0	BOYAmt
EOY	$0	EOYAmt

Other Liabilities OtherLiabilitiesGrp

Field	Value	IRS element (for citing)
BOY	$83,196	BOYAmt
EOY	$118,030	EOYAmt

Total Liabilities TotalLiabilitiesGrp

Field	Value	IRS element (for citing)
BOY	$91,527	BOYAmt
EOY	$132,606	EOYAmt

Field	Value	IRS element (for citing)
Organization Follows SFAS117	Yes (X)	OrganizationFollowsSFAS117Ind

Unrestricted Net Assets UnrestrictedNetAssetsGrp

Field	Value	IRS element (for citing)
BOY	$3,656,859	BOYAmt
EOY	$3,999,364	EOYAmt

Temporarily Rstr Net Assets TemporarilyRstrNetAssetsGrp

Field	Value	IRS element (for citing)
BOY	$0	BOYAmt
EOY	$0	EOYAmt

Permanently Rstr Net Assets PermanentlyRstrNetAssetsGrp

Field	Value	IRS element (for citing)
BOY	$0	BOYAmt
EOY	$0	EOYAmt

Total Net Assets Fund Balance TotalNetAssetsFundBalanceGrp

Field	Value	IRS element (for citing)
BOY	$3,656,859	BOYAmt
EOY	$3,999,364	EOYAmt

Tot Liab Net Assets Fund Balance TotLiabNetAssetsFundBalanceGrp

Field	Value	IRS element (for citing)
BOY	$3,748,386	BOYAmt
EOY	$4,131,970	EOYAmt

Field	Value	IRS element (for citing)
Info In Schedule O Part XI	Yes (X)	InfoInScheduleOPartXIInd
Reconcilation Revenue Expnss	$553,233	ReconcilationRevenueExpnssAmt
Other Changes In Net Assets	-$210,728	OtherChangesInNetAssetsAmt
Method Of Accounting Accrual	Yes (X)	MethodOfAccountingAccrualInd
Accountant Compile Or Review	false	AccountantCompileOrReviewInd
FS Audited	Yes (true)	FSAuditedInd

FS Audited Basis FSAuditedBasisGrp

Field	Value	IRS element (for citing)
Separate Basis Fincl Stmt	Yes (X)	SeparateBasisFinclStmtInd

Field	Value	IRS element (for citing)
Audit Committee	Yes (true)	AuditCommitteeInd
Federal Grant Audit Required	false	FederalGrantAuditRequiredInd

Schedule C IRS990ScheduleC

Field	Value	IRS element (for citing)
Total Grassroots Lobbying		TotalGrassrootsLobbyingGrp
Total Direct Lobbying		TotalDirectLobbyingGrp
Total Lobbying Expend		TotalLobbyingExpendGrp
Other Exempt Purpose Expend		OtherExemptPurposeExpendGrp
Total Exempt Purpose Expend		TotalExemptPurposeExpendGrp
Lobbying Nontaxable Amount		LobbyingNontaxableAmountGrp
Grassroots Nontaxable		GrassrootsNontaxableGrp
Tot Lbbyng Grassroot Mns Non Tx		TotLbbyngGrassrootMnsNonTxGrp
Tot Lbby Expend Mns Lbbyng Non Tx		TotLbbyExpendMnsLbbyngNonTxGrp
Substantially All Dues Nonded	false	SubstantiallyAllDuesNondedInd
Only In House Lobbying	Yes (true)	OnlyInHouseLobbyingInd
Agree Carryover Prior Year	false	AgreeCarryoverPriorYearInd

Schedule D IRS990ScheduleD

Field	Value	IRS element (for citing)
Art Public Exhibition Amounts		ArtPublicExhibitionAmountsGrp
Held Works Art		HeldWorksArtGrp
CY Minus3 Yr Endwmt Fund		CYMinus3YrEndwmtFundGrp
CY Minus4 Yr Endwmt Fund		CYMinus4YrEndwmtFundGrp
Land		LandGrp
Buildings		BuildingsGrp

Leasehold Improvements LeaseholdImprovementsGrp

Field	Value	IRS element (for citing)
Other Cost Or Other Basis	$50,016	OtherCostOrOtherBasisAmt
Depreciation	$32,774	DepreciationAmt
Book Value	$17,242	BookValueAmt

Equipment EquipmentGrp

Field	Value	IRS element (for citing)
Other Cost Or Other Basis	$207,181	OtherCostOrOtherBasisAmt
Depreciation	$171,008	DepreciationAmt
Book Value	$36,173	BookValueAmt

Other Land Buildings OtherLandBuildingsGrp

Field	Value	IRS element (for citing)
Other Cost Or Other Basis	$2,260,574	OtherCostOrOtherBasisAmt
Depreciation	$1,949,078	DepreciationAmt
Book Value	$311,496	BookValueAmt

Field	Value	IRS element (for citing)
Total Book Value Land Buildings	$364,911	TotalBookValueLandBuildingsAmt
Federal Income Tax Liability	$0	FederalIncomeTaxLiabilityAmt

Other Liabilities Org OtherLiabilitiesOrgGrp (2 entries)

DescDesc	AmtAmt
ACCRUED EXPENSES	$118,030
DEFERRED DUES	$0

Field	Value	IRS element (for citing)
Total Liability	$118,030	TotalLiabilityAmt
Total Rev Etc Audited Fincl Stmt	$2,198,341	TotalRevEtcAuditedFinclStmtAmt
Revenue Subtotal	$2,198,341	RevenueSubtotalAmt
Total Revenue Per Form990	$2,198,341	TotalRevenuePerForm990Amt
Tot Expns Etc Audited Fincl Stmt	$1,645,108	TotExpnsEtcAuditedFinclStmtAmt
Expenses Subtotal	$1,645,108	ExpensesSubtotalAmt
Total Expenses Per Form990	$1,645,108	TotalExpensesPerForm990Amt

Schedule J IRS990ScheduleJ

Field	Value	IRS element (for citing)
Independent Consultant	Yes (X)	IndependentConsultantInd
Written Employment Contract	Yes (X)	WrittenEmploymentContractInd
Board Or Committee Approval	Yes (X)	BoardOrCommitteeApprovalInd
Severance Payment	false	SeverancePaymentInd
Supplemental Nonqual Rtr Plan	false	SupplementalNonqualRtrPlanInd
Equity Based Comp Arrngm	false	EquityBasedCompArrngmInd

Rltd Org Officer Trst Key Empl RltdOrgOfficerTrstKeyEmplGrp

Field	Value	IRS element (for citing)
Person	KENNETH A RUDERT	PersonNm
Title	EXEC DIRECTOR	TitleTxt
Base Compensation Filing Org	$145,173	BaseCompensationFilingOrgAmt
Compensation Based On Rltd Orgs	$0	CompensationBasedOnRltdOrgsAmt
Bonus Filing Organization	$0	BonusFilingOrganizationAmount
Bonus Related Organizations	$0	BonusRelatedOrganizationsAmt
Other Compensation Filing Org	$0	OtherCompensationFilingOrgAmt
Other Compensation Rltd Orgs	$0	OtherCompensationRltdOrgsAmt
Deferred Compensation Flng Org	$9,197	DeferredCompensationFlngOrgAmt
Deferred Comp Rltd Orgs	$0	DeferredCompRltdOrgsAmt
Nontaxable Benefits Filing Org	$8,912	NontaxableBenefitsFilingOrgAmt
Nontaxable Benefits Rltd Orgs	$0	NontaxableBenefitsRltdOrgsAmt
Total Compensation Filing Org	$163,282	TotalCompensationFilingOrgAmt
Total Compensation Rltd Orgs	$0	TotalCompensationRltdOrgsAmt
Comp Report Prior990 Filing Org	$0	CompReportPrior990FilingOrgAmt
Comp Report Prior990 Rltd Orgs	$0	CompReportPrior990RltdOrgsAmt

Schedule L IRS990ScheduleL

Bus Tr Involve Interested Prsn BusTrInvolveInterestedPrsnGrp

Name Of Interested NameOfInterested

Field	Value	IRS element (for citing)
Person	MARIE RUDERT	PersonNm

Field	Value	IRS element (for citing)
Relationship Description	SPOUSE OF KEY EMPLOYEE	RelationshipDescriptionTxt
Transaction	$109,690	TransactionAmt
Transaction	EMPLOYED AS FINANCE MANAGER	TransactionDesc

Supplemental Information Detail SupplementalInformationDetail

Field	Value	IRS element (for citing)
Form And Line Reference	SCH L, PART IV, BUSINESS TRANSACTIONS INVOLVING INTERESTED PERSONS:	FormAndLineReferenceDesc
Explanation	(A) NAME OF PERSON: MARIE RUDERT (B) RELATIONSHIP BETWEEN INTERESTED PERSON AND ORGANIZATION: SPOUSE OF KEY EMPLOYEE (C) AMOUNT OF TRANSACTION $ 109,690. (D) DESCRIPTION OF TRANSACTION: EMPLOYED AS AUDIT AND FINANCE MANAGER (E) SHARING OF ORGANIZATION REVENUES = NO	ExplanationTxt

Schedule O IRS990ScheduleO

Supplemental Information Detail SupplementalInformationDetail (9 entries)

Form And Line ReferenceFormAndLineReferenceDesc	ExplanationExplanationTxt
FORM 990, PART VI, SECTION A, LINE 6:	THE ORGANIZATION HAS MEMBERS. FULL RESIDENT AND NON-RESIDENT MEMBERS HAVE FULL VOTING RIGHTS. BRANCH OFFICE RESIDENT AND BRANCH OFFICE NON-RESIDENT MEMBERS AS WELL AS ASSOCIATE SUPPORTING MEMBERS HAVE NO VOTING RIGHTS. SUPPORTING MEMBERS HAVE NO VOTING RIGHTS.
FORM 990, PART VI, SECTION A, LINE 7A:	RESIDENT AND NON-RESIDENT FULL MEMBERS ONLY.
FORM 990, PART VI, SECTION A, LINE 8B:	ALL COMMITTEES OF THE ASSOCIATION CONTEMPORANEOUSLY DOCUMENT MEETINGS HELD. NONE OF THE ASSOCIATIONS COMMITTEES HAVE THE AUTHORITY TO ACT ON BEHALF OF THE GOVERNING BODY.
FORM 990, PART VI, SECTION B, LINE 11:	AT LEAST 30 DAYS BEFORE FORM 990 IS FILED WITH THE IRS IT WILL BE DISSEMINATED TO THE BOARD OF GOVERNORS VIA EMAIL FOR REVIEW, COMMENTS AND QUESTIONS. ANY QUESTIONS AND COMMENTS ARE DIRECTED TO THE EXECUTIVE DIRECTOR WITHIN FIFTEEN (15) DAYS OF RECEIPT. EXECUTIVE DIRECTOR WILL RESPOND TO ALL COMMENTS AND/OR DEFER TO THE CPA FIRM PRIOR TO FILING.
FORM 990, PART VI, SECTION B, LINE 12C:	THE CONFLICT OF INTEREST POLICY WAS ADOPTED IN JANUARY 2010. A DIRECTORS AND OFFICERS FIDUCIARY RESPONSIBILITY FORM IS COMPLETED AND FILED WITH THE ORGANIZATION ANNUALLY.
FORM 990, PART VI, SECTION B, LINE 15A:	THE ASSOCIATION CONTRACTS AN INDEPENDENT HR CONSULTANT WHO PROVIDES COMPARABLE SALARY DATA FOR THE EXECUTIVE DIRECTORS POSITION. NO BOARD MEMBERS OR OFFICERS RECEIVE COMPENSATION. THERE ARE NO KEY OFFICERS OR KEY EMPLOYEES OTHER THAN THE EXECUTIVE DIRECTOR.
FORM 990, PART VI, SECTION C, LINE 19:	THE GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND FINANCIAL STATEMENTS ARE AVAILABLE UPON REQUEST.
FORM 990, PART III, LINE 3:	In the second quarter of 2014, a Board proposal was approved to discontinue the Membership Division which was financially unsustainable in its current form. The majority of the functions are to be assumed by the Advisory Division. The remaining funds were disbursed in the fourth quarter of 2014 through the creation of four Pennsylvania universities educational endowments in the name of the Pennsylvania Surplus Lines Association Insurance Scholarship Fund. The scholarship funds are to be administered in accordance with the criteria approved by the Association.
FORM 990, PART XI, LINE 9:	LOSS FROM DISCONTINUED OPERATIONS IN PENNSYLVANIA SUPRLUS LINES' MEMBERSHIP DIVISION.