FIRST COMMUNITY CREDIT UNION: Form 990, tax year 2015
View the entire original 990 at ProPublica ↗
- Organization
- FIRST COMMUNITY CREDIT UNION (EIN 93-0468003)
- Tax period
- 2015-01-01 to 2015-12-31
- Filed
- 2016-11-14
- IRS object ID
- 201643209349303589
- Schema version
- 2015v2.1
- Source
- Download XML · Original 990 at ProPublica
Every field in the e-filed return. Faint text is the IRS element name, for citing.
Return header ReturnHeader
| Field | Value | IRS element (for citing) |
|---|---|---|
| Return | 2016-11-14T17:58:00-06:00 | ReturnTs |
| Tax Period End | 2015-12-31 | TaxPeriodEndDt |
| Return Type | 990 | ReturnTypeCd |
| Tax Period Begin | 2015-01-01 | TaxPeriodBeginDt |
Filer Filer
| Field | Value | IRS element (for citing) |
|---|---|---|
| EIN | 930468003 | EIN |
Business Name BusinessName
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | FIRST COMMUNITY CREDIT UNION | BusinessNameLine1Txt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| In Care Of | % Renee Nelson | InCareOfNm |
| Business Name Control | FIRS | BusinessNameControlTxt |
| Phone | 5413962145 | PhoneNum |
US Address USAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 200 N ADAMS | AddressLine1Txt |
| City | COQUILLE | CityNm |
| State Abbreviation | OR | StateAbbreviationCd |
| ZIP | 97423 | ZIPCd |
Business Officer BusinessOfficerGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Person | RENEE NELSON | PersonNm |
| Person Title | Executive Vice PresidentCFO | PersonTitleTxt |
| Phone | 5413961103 | PhoneNum |
| Signature | 2016-11-14 | SignatureDt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Tax | 2015 | TaxYr |
| Build TS | 2017-02-10 21:41:12Z | BuildTS |
Form 990 IRS990
| Field | Value | IRS element (for citing) |
|---|---|---|
| Principal Officer | DAVID ELMER | PrincipalOfficerNm |
US Address USAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 200 N ADAMS | AddressLine1Txt |
| City | COQUILLE | CityNm |
| State Abbreviation | OR | StateAbbreviationCd |
| ZIP | 97423 | ZIPCd |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Gross Receipts | $34,749,573 | GrossReceiptsAmt |
| Group Return For Affiliates | false | GroupReturnForAffiliatesInd |
| Organization501c | Yes (X) | Organization501cInd |
| Website Address | WWW.MYFIRSTCCU.ORG | WebsiteAddressTxt |
| Type Of Organization Corp | Yes (X) | TypeOfOrganizationCorpInd |
| Formation | 1957 | FormationYr |
| Legal Domicile State | OR | LegalDomicileStateCd |
| Activity Or Mission | TO BUILD LASTING FINANCIAL RELATIONSHIPS THROUGH PERSONALIZED BANKING | ActivityOrMissionDesc |
| Voting Members Governing Body | 13 | VotingMembersGoverningBodyCnt |
| Voting Members Independent | 13 | VotingMembersIndependentCnt |
| Total Employee | 308 | TotalEmployeeCnt |
| Total Volunteers | 15 | TotalVolunteersCnt |
| Total Gross UBI | $1,589,721 | TotalGrossUBIAmt |
| CY Contributions Grants | $0 | CYContributionsGrantsAmt |
| PY Program Service Revenue | $30,440,427 | PYProgramServiceRevenueAmt |
| CY Program Service Revenue | $29,009,670 | CYProgramServiceRevenueAmt |
| PY Investment Income | $1,808,081 | PYInvestmentIncomeAmt |
| CY Investment Income | $2,869,798 | CYInvestmentIncomeAmt |
| PY Other Revenue | $1,563,510 | PYOtherRevenueAmt |
| CY Other Revenue | $1,642,873 | CYOtherRevenueAmt |
| PY Total Revenue | $33,812,018 | PYTotalRevenueAmt |
| CY Total Revenue | $33,522,341 | CYTotalRevenueAmt |
| PY Grants And Similar Paid | $15,421 | PYGrantsAndSimilarPaidAmt |
| CY Grants And Similar Paid | $19,854 | CYGrantsAndSimilarPaidAmt |
| CY Benefits Paid To Members | $0 | CYBenefitsPaidToMembersAmt |
| PY Salaries Comp Emp Bnft Paid | $15,474,626 | PYSalariesCompEmpBnftPaidAmt |
| CY Salaries Comp Emp Bnft Paid | $15,750,590 | CYSalariesCompEmpBnftPaidAmt |
| CY Total Prof Fndrsng Expns | $0 | CYTotalProfFndrsngExpnsAmt |
| CY Total Fundraising Expense | $0 | CYTotalFundraisingExpenseAmt |
| PY Other Expenses | $10,372,918 | PYOtherExpensesAmt |
| CY Other Expenses | $11,123,015 | CYOtherExpensesAmt |
| PY Total Expenses | $25,862,965 | PYTotalExpensesAmt |
| CY Total Expenses | $26,893,459 | CYTotalExpensesAmt |
| PY Revenues Less Expenses | $7,949,053 | PYRevenuesLessExpensesAmt |
| CY Revenues Less Expenses | $6,628,882 | CYRevenuesLessExpensesAmt |
| Total Assets BOY | $821,284,689 | TotalAssetsBOYAmt |
| Total Assets EOY | $897,823,591 | TotalAssetsEOYAmt |
| Total Liabilities BOY | $737,507,592 | TotalLiabilitiesBOYAmt |
| Total Liabilities EOY | $807,477,503 | TotalLiabilitiesEOYAmt |
| Net Assets Or Fund Balances BOY | $83,777,097 | NetAssetsOrFundBalancesBOYAmt |
| Net Assets Or Fund Balances EOY | $90,346,088 | NetAssetsOrFundBalancesEOYAmt |
| Mission | TO BUILD LASTING FINANCIAL RELATIONSHIPS THROUGH PERSONALIZED BANKING. | MissionDesc |
| Significant New Program Srvc | false | SignificantNewProgramSrvcInd |
| Significant Change | false | SignificantChangeInd |
| Desc | ALL ACTIVITIES OF A STATE CHARTERED CREDIT UNION, INCLUDING FUNDING AND SERVICING OF LOANS, DEPOSITS, ACH SERVICES, ATM ACCESS, ETC. SERVICES ARE PROVIDED MONDAY THROUGH FRIDAY, WITH THE EXCEPTION OF FEDERAL HOLIDAYS. | Desc |
| Described In Section501c3 | false | DescribedInSection501c3Ind |
| Schedule B Required | false | ScheduleBRequiredInd |
| Political Campaign Acty | false | PoliticalCampaignActyInd |
| Lobbying Activities | false | LobbyingActivitiesInd |
| Subject To Proxy Tax | false | SubjectToProxyTaxInd |
| Donor Advised Fund | false | DonorAdvisedFundInd |
| Conservation Easements | false | ConservationEasementsInd |
| Collections Of Art | false | CollectionsOfArtInd |
| Credit Counseling | false | CreditCounselingInd |
| Temp Or Permanent Endowments | false | TempOrPermanentEndowmentsInd |
| Report Land Building Equipment | Yes (true) | ReportLandBuildingEquipmentInd |
| Report Investments Other Sec | false | ReportInvestmentsOtherSecInd |
| Report Program Related Invst | false | ReportProgramRelatedInvstInd |
| Report Other Assets | false | ReportOtherAssetsInd |
| Report Other Liabilities | Yes (true) | ReportOtherLiabilitiesInd |
| Include FIN48 Footnote | false | IncludeFIN48FootnoteInd |
| Independent Audit Fincl Stmt | false | IndependentAuditFinclStmtInd |
| Consolidated Audit Fincl Stmt | false | ConsolidatedAuditFinclStmtInd |
| School Operating | false | SchoolOperatingInd |
| Foreign Office | false | ForeignOfficeInd |
| Foreign Activities | false | ForeignActivitiesInd |
| More Than5000 K To Org | false | MoreThan5000KToOrgInd |
| More Than5000 K To Individuals | false | MoreThan5000KToIndividualsInd |
| Professional Fundraising | false | ProfessionalFundraisingInd |
| Fundraising Activities | false | FundraisingActivitiesInd |
| Gaming Activities | false | GamingActivitiesInd |
| Operate Hospital | false | OperateHospitalInd |
| Grants To Organizations | Yes (true) | GrantsToOrganizationsInd |
| Grants To Individuals | false | GrantsToIndividualsInd |
| Schedule J Required | Yes (true) | ScheduleJRequiredInd |
| Tax Exempt Bonds | false | TaxExemptBondsInd |
| Engaged In Excess Benefit Trans | false | EngagedInExcessBenefitTransInd |
| PY Excess Benefit Trans | false | PYExcessBenefitTransInd |
| Loan Outstanding | false | LoanOutstandingInd |
| Grant To Related Person | false | GrantToRelatedPersonInd |
| Business Rln With Org Mem | false | BusinessRlnWithOrgMemInd |
| Business Rln With Fam Mem | false | BusinessRlnWithFamMemInd |
| Business Rln With Officer Ent | false | BusinessRlnWithOfficerEntInd |
| Deductible Non Cash Contri | false | DeductibleNonCashContriInd |
| Deductible Art Contribution | false | DeductibleArtContributionInd |
| Terminate Operations | false | TerminateOperationsInd |
| Partial Liquidation | false | PartialLiquidationInd |
| Disregarded Entity | Yes (true) | DisregardedEntityInd |
| Related Entity | false | RelatedEntityInd |
| Related Organization Ctrl Ent | false | RelatedOrganizationCtrlEntInd |
| Activities Conducted Prtshp | false | ActivitiesConductedPrtshpInd |
| Schedule O Required | false | ScheduleORequiredInd |
| IRP Document | 8051 | IRPDocumentCnt |
| IRP Document W2 G | 0 | IRPDocumentW2GCnt |
| Backup Wthld Compliance | Yes (true) | BackupWthldComplianceInd |
| Employee | 308 | EmployeeCnt |
| Employment Tax Returns Filed | Yes (true) | EmploymentTaxReturnsFiledInd |
| Unrelated Bus Incm Over Limit | Yes (true) | UnrelatedBusIncmOverLimitInd |
| Form990 T Filed | Yes (true) | Form990TFiledInd |
| Foreign Financial Account | false | ForeignFinancialAccountInd |
| Prohibited Tax Shelter Trans | false | ProhibitedTaxShelterTransInd |
| Taxable Party Notification | false | TaxablePartyNotificationInd |
| Nondeductible Contributions | false | NondeductibleContributionsInd |
| Indoor Tanning Services | false | IndoorTanningServicesInd |
| Info In Schedule O Part VI | Yes (X) | InfoInScheduleOPartVIInd |
| Governing Body Voting Members | 13 | GoverningBodyVotingMembersCnt |
| Independent Voting Member | 13 | IndependentVotingMemberCnt |
| Family Or Business Rln | false | FamilyOrBusinessRlnInd |
| Delegation Of Mgmt Duties | false | DelegationOfMgmtDutiesInd |
| Change To Org Documents | false | ChangeToOrgDocumentsInd |
| Material Diversion Or Misuse | false | MaterialDiversionOrMisuseInd |
| Members Or Stockholders | Yes (true) | MembersOrStockholdersInd |
| Election Of Board Members | Yes (true) | ElectionOfBoardMembersInd |
| Decisions Subject To Approva | Yes (true) | DecisionsSubjectToApprovaInd |
| Minutes Of Governing Body | Yes (true) | MinutesOfGoverningBodyInd |
| Minutes Of Committees | Yes (true) | MinutesOfCommitteesInd |
| Officer Mailing Address | false | OfficerMailingAddressInd |
| Local Chapters | false | LocalChaptersInd |
| Form990 Provided To Gvrn Body | Yes (true) | Form990ProvidedToGvrnBodyInd |
| Conflict Of Interest Policy | Yes (true) | ConflictOfInterestPolicyInd |
| Annual Disclosure Covered Prsn | Yes (true) | AnnualDisclosureCoveredPrsnInd |
| Regular Monitoring Enfrc | Yes (true) | RegularMonitoringEnfrcInd |
| Whistleblower Policy | Yes (true) | WhistleblowerPolicyInd |
| Document Retention Policy | Yes (true) | DocumentRetentionPolicyInd |
| Compensation Process CEO | Yes (true) | CompensationProcessCEOInd |
| Compensation Process Other | Yes (true) | CompensationProcessOtherInd |
| Investment In Joint Venture | false | InvestmentInJointVentureInd |
| Upon Request | Yes (X) | UponRequestInd |
Books In Care Of Detail BooksInCareOfDetail
| Field | Value | IRS element (for citing) |
|---|---|---|
| Person | RENEE NELSON | PersonNm |
| Phone | 5413961103 | PhoneNum |
US Address USAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 200 N ADAMS | AddressLine1Txt |
| City | COQUILLE | CityNm |
| State Abbreviation | OR | StateAbbreviationCd |
| ZIP | 97423 | ZIPCd |
Form990 Part VII Section A Form990PartVIISectionAGrp (21 entries)
| TitleTitleTxt | Average Hours Per WeekAverageHoursPerWeekRt | Individual Trustee Or DirectorIndividualTrusteeOrDirectorInd | OfficerOfficerInd | Reportable Comp From OrgReportableCompFromOrgAmt | Reportable Comp From Rltd OrgReportableCompFromRltdOrgAmt | Other CompensationOtherCompensationAmt | Highest Compensated EmployeeHighestCompensatedEmployeeInd |
|---|---|---|---|---|---|---|---|
| DAN GIBSON | |||||||
| BOARD MEMBER CHAIRMAN | 1.000 | Yes (X) | Yes (X) | $0 | $0 | $0 | |
| ELIZABETH DAVIS | |||||||
| BOARD MEMBERVICE CHAI | 1.000 | Yes (X) | Yes (X) | $0 | $0 | $0 | |
| STEVE MOHRLAND | |||||||
| BOARD MEMBER SECRETARY | 1.000 | Yes (X) | Yes (X) | $0 | $0 | $0 | |
| SHAUN HOBACK | |||||||
| BOARD MEMBER TREASURER | 1.000 | Yes (X) | Yes (X) | $0 | $0 | $0 | |
| FRANK SPROUL | |||||||
| BOARD MEMBER | 1.000 | Yes (X) | Yes (X) | $0 | $0 | $0 | |
| BRIAN MENEFEE | |||||||
| BOARD MEMBER | 1.000 | Yes (X) | Yes (X) | $0 | $0 | $0 | |
| DENNIS ERICKSON | |||||||
| BOARD MEMBER | 1.000 | Yes (X) | Yes (X) | $0 | $0 | $0 | |
| LINDA FURMAN GRILE | |||||||
| BOARD MEMBER | 1.000 | Yes (X) | Yes (X) | $0 | $0 | $0 | |
| ROBIN MCALPIN | |||||||
| BOARD MEMBER | 1.000 | Yes (X) | Yes (X) | $0 | $0 | $0 | |
| GERALD PRICKETT | |||||||
| BOARD MEMBER | 1.000 | Yes (X) | Yes (X) | $0 | $0 | $0 | |
| HALL THOMAS | |||||||
| BOARD MEMBER | 1.000 | Yes (X) | Yes (X) | $0 | $0 | $0 | |
| JUNE CHADBOURNE | |||||||
| BOARD MEMBER | 1.000 | Yes (X) | Yes (X) | $0 | $0 | $0 | |
| HARVEY DENNEY | |||||||
| BOARD MEMBER | 1.000 | Yes (X) | Yes (X) | $0 | $0 | $0 | |
| DAVID ELMER | |||||||
| PRESIDENTCEOTREASURE | 40.00 | Yes (X) | $446,200 | $0 | $27,146 | ||
| RENEE NELSON | |||||||
| EXECUTIVE VPCFO | 40.00 | Yes (X) | $342,350 | $0 | $116,231 | ||
| DENISE HILL | |||||||
| EXECUTIVE VPCOO | 40.00 | Yes (X) | $249,175 | $0 | $15,104 | ||
| JOHN NICOLAUS | |||||||
| VP INVESTMENT SERVICES | 40.00 | $343,159 | $0 | $27,146 | Yes (X) | ||
| DENISE DEWALD | |||||||
| REGIONAL VP | 40.00 | $149,881 | $0 | $25,640 | Yes (X) | ||
| SUSAN HARRINGTON | |||||||
| REGIONAL VP | 40.00 | $151,913 | $0 | $19,831 | Yes (X) | ||
| CHARLA ZELTVAY | |||||||
| CU OPERATIONS ADVISOR | 40.00 | $166,020 | $0 | $0 | Yes (X) | ||
| WENDY OSGOOD | |||||||
| REGIONAL VP | 40.00 | $128,745 | $0 | $21,235 | Yes (X) | ||
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Reportable Comp From Org | $1,977,443 | TotalReportableCompFromOrgAmt |
| Total Other Compensation | $252,333 | TotalOtherCompensationAmt |
| Indiv Rcvd Greater Than100 K | 8 | IndivRcvdGreaterThan100KCnt |
| Former Ofcr Employees Listed | false | FormerOfcrEmployeesListedInd |
| Total Comp Greater Than150 K | Yes (true) | TotalCompGreaterThan150KInd |
| Compensation From Other Srcs | false | CompensationFromOtherSrcsInd |
Contractor Compensation ContractorCompensationGrp (3 entries)
| Address Line1ContractorAddress/USAddress/AddressLine1Txt | CityContractorAddress/USAddress/CityNm | State AbbreviationContractorAddress/USAddress/StateAbbreviationCd | ZIPContractorAddress/USAddress/ZIPCd | ServicesServicesDesc | CompensationCompensationAmt |
|---|---|---|---|---|---|
| DIEBOLD | |||||
| PO BOX 643543 | PITTSBURGH | PA | 152643543 | SUPPORT SERVICES | $250,402 |
| JACK HENRY & ASSOCIATES | |||||
| PO BOX 503328 | ST LOUIS | MO | 631503328 | SERVICE PRODUCTS | $215,000 |
| WESCOM RESOURCES GROUP | |||||
| 5601 E LA PALMA AVE | ANAHEIM | CA | 92807 | ONLINE SERVICES | $203,975 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Cntrct Rcvd Greater Than100 K | 3 | CntrctRcvdGreaterThan100KCnt |
Program Service Revenue ProgramServiceRevenueGrp (2 entries)
| DescDesc | BusinessBusinessCd | Total Revenue ColumnTotalRevenueColumnAmt | Related Or Exempt Func IncomeRelatedOrExemptFuncIncomeAmt |
|---|---|---|---|
| INTEREST ON LOANS | 522100 | $20,394,328 | $20,394,328 |
| OTHER OPERATING INCOME | 522100 | $8,615,342 | $8,615,342 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Program Service Revenue | $29,009,670 | TotalProgramServiceRevenueAmt |
Investment Income InvestmentIncomeGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | $2,879,722 | TotalRevenueColumnAmt |
| Exclusion | $2,879,722 | ExclusionAmt |
Gross Rents GrossRentsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Real | $53,152 | RealAmt |
Rental Income Or Loss RentalIncomeOrLossGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Real | $53,152 | RealAmt |
Net Rental Income Or Loss NetRentalIncomeOrLossGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | $53,152 | TotalRevenueColumnAmt |
| Exclusion | $53,152 | ExclusionAmt |
Gross Amount Sales Assets GrossAmountSalesAssetsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other | $1,217,308 | OtherAmt |
Less Cost Oth Basis Sales Expnss LessCostOthBasisSalesExpnssGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other | $1,227,232 | OtherAmt |
Gain Or Loss GainOrLossGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other | -$9,924 | OtherAmt |
Net Gain Or Loss Investments NetGainOrLossInvestmentsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | -$9,924 | TotalRevenueColumnAmt |
| Exclusion | -$9,924 | ExclusionAmt |
Other Revenue Misc OtherRevenueMiscGrp (3 entries)
| DescDesc | BusinessBusinessCd | Total Revenue ColumnTotalRevenueColumnAmt | Unrelated Business RevenueUnrelatedBusinessRevenueAmt |
|---|---|---|---|
| INSURANCE SALES | 524298 | $707,270 | $707,270 |
| INSURANCE SALES | 524298 | $707,270 | $707,270 |
| INSURANCE SALES | 524298 | $707,270 | $707,270 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Revenue Total | $1,589,721 | OtherRevenueTotalAmt |
Total Revenue TotalRevenueGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | $33,522,341 | TotalRevenueColumnAmt |
| Related Or Exempt Func Income | $29,009,670 | RelatedOrExemptFuncIncomeAmt |
| Unrelated Business Revenue | $1,589,721 | UnrelatedBusinessRevenueAmt |
| Exclusion | $2,922,950 | ExclusionAmt |
Grants To Domestic Orgs GrantsToDomesticOrgsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $19,854 | TotalAmt |
Comp Current Ofcr Directors CompCurrentOfcrDirectorsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $1,198,552 | TotalAmt |
Other Salaries And Wages OtherSalariesAndWagesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $11,355,842 | TotalAmt |
Pension Plan Contributions PensionPlanContributionsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $409,510 | TotalAmt |
Other Employee Benefits OtherEmployeeBenefitsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $759,508 | TotalAmt |
Payroll Taxes PayrollTaxesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $2,027,178 | TotalAmt |
Fees For Services Legal FeesForServicesLegalGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $69,551 | TotalAmt |
Fees For Services Accounting FeesForServicesAccountingGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $178,065 | TotalAmt |
Advertising AdvertisingGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $460,768 | TotalAmt |
Office Expenses OfficeExpensesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $4,993,171 | TotalAmt |
Information Technology InformationTechnologyGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $1,106,420 | TotalAmt |
Occupancy OccupancyGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $1,406,954 | TotalAmt |
Travel TravelGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $103,475 | TotalAmt |
Conferences Meetings ConferencesMeetingsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $119,069 | TotalAmt |
Interest InterestGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $1,033,439 | TotalAmt |
Depreciation Depletion DepreciationDepletionGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $1,170,004 | TotalAmt |
Insurance InsuranceGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $109,082 | TotalAmt |
Other Expenses OtherExpensesGrp (4 entries)
| DescDesc | TotalTotalAmt |
|---|---|
| PROVISIONS FOR LOAN LOSSES | $166,381 |
| REGULATORY FEES | $102,778 |
| NCUSIF & MEMBER INSURANCE | $2,356 |
| ASSOCIATION DUES | $101,502 |
Total Functional Expenses TotalFunctionalExpensesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $26,893,459 | TotalAmt |
| Program Services | $0 | ProgramServicesAmt |
| Management And General | $0 | ManagementAndGeneralAmt |
| Fundraising | $0 | FundraisingAmt |
Cash Non Interest Bearing CashNonInterestBearingGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $7,655,848 | BOYAmt |
| EOY | $7,104,982 | EOYAmt |
Savings And Temp Cash Invst SavingsAndTempCashInvstGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $231,903,086 | BOYAmt |
| EOY | $213,566,158 | EOYAmt |
Accounts Receivable AccountsReceivableGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $38,030 | BOYAmt |
| EOY | $27,589 | EOYAmt |
Oth Notes Loans Receivable Net OthNotesLoansReceivableNetGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $449,179,583 | BOYAmt |
| EOY | $508,555,061 | EOYAmt |
Prepaid Expenses Defrd Charges PrepaidExpensesDefrdChargesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $789,020 | BOYAmt |
| EOY | $919,213 | EOYAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Land Bldg Equip Cost Or Other Bss | $38,516,144 | LandBldgEquipCostOrOtherBssAmt |
| Land Bldg Equip Accum Deprec | $10,001,067 | LandBldgEquipAccumDeprecAmt |
Land Bldg Equip Basis Net LandBldgEquipBasisNetGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $30,504,926 | BOYAmt |
| EOY | $28,515,077 | EOYAmt |
Investments Pub Traded Sec InvestmentsPubTradedSecGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $70,708,826 | BOYAmt |
| EOY | $109,119,664 | EOYAmt |
Investments Other Securities InvestmentsOtherSecuritiesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $1,848,450 | BOYAmt |
| EOY | $1,473,425 | EOYAmt |
Intangible Assets IntangibleAssetsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $10,071,354 | BOYAmt |
| EOY | $9,791,418 | EOYAmt |
Other Assets Total OtherAssetsTotalGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $18,585,566 | BOYAmt |
| EOY | $18,751,004 | EOYAmt |
Total Assets TotalAssetsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $821,284,689 | BOYAmt |
| EOY | $897,823,591 | EOYAmt |
Accounts Payable Accr Expnss AccountsPayableAccrExpnssGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $4,904,339 | BOYAmt |
| EOY | $5,510,189 | EOYAmt |
Other Liabilities OtherLiabilitiesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $732,603,253 | BOYAmt |
| EOY | $801,967,314 | EOYAmt |
Total Liabilities TotalLiabilitiesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $737,507,592 | BOYAmt |
| EOY | $807,477,503 | EOYAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Org Does Not Follow SFAS117 | Yes (X) | OrgDoesNotFollowSFAS117Ind |
Rtn Earn Endowment Incm Oth Fnds RtnEarnEndowmentIncmOthFndsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $83,777,097 | BOYAmt |
| EOY | $90,346,088 | EOYAmt |
Total Net Assets Fund Balance TotalNetAssetsFundBalanceGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $83,777,097 | BOYAmt |
| EOY | $90,346,088 | EOYAmt |
Tot Liab Net Assets Fund Balance TotLiabNetAssetsFundBalanceGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $821,284,689 | BOYAmt |
| EOY | $897,823,591 | EOYAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Reconcilation Revenue Expnss | $6,628,882 | ReconcilationRevenueExpnssAmt |
| Net Unrlzd Gains Losses Invst | -$59,891 | NetUnrlzdGainsLossesInvstAmt |
| Method Of Accounting Accrual | Yes (X) | MethodOfAccountingAccrualInd |
| Accountant Compile Or Review | false | AccountantCompileOrReviewInd |
| FS Audited | false | FSAuditedInd |
| Federal Grant Audit Required | false | FederalGrantAuditRequiredInd |
Schedule D IRS990ScheduleD
| Field | Value | IRS element (for citing) |
|---|---|---|
| Disclosed Org Leg Ctrl | false | DisclosedOrgLegCtrlInd |
| Disclosed For Charitable Prps | false | DisclosedForCharitablePrpsInd |
| Written Policy Monitoring | false | WrittenPolicyMonitoringInd |
| Section170h Rqr Stsfd | false | Section170hRqrStsfdInd |
| Solicited Assets Sale | false | SolicitedAssetsSaleInd |
| Agent Trustee Etc | false | AgentTrusteeEtcInd |
| Incl Escrow Custodial Acct Liab | false | InclEscrowCustodialAcctLiabInd |
Land LandGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Cost Or Other Basis | $5,770,815 | OtherCostOrOtherBasisAmt |
| Book Value | $5,770,815 | BookValueAmt |
Buildings BuildingsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Cost Or Other Basis | $22,573,475 | OtherCostOrOtherBasisAmt |
| Depreciation | $2,875,897 | DepreciationAmt |
| Book Value | $19,697,578 | BookValueAmt |
Equipment EquipmentGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Cost Or Other Basis | $5,963,120 | OtherCostOrOtherBasisAmt |
| Depreciation | $4,138,770 | DepreciationAmt |
| Book Value | $1,824,350 | BookValueAmt |
Other Land Buildings OtherLandBuildingsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Cost Or Other Basis | $4,208,734 | OtherCostOrOtherBasisAmt |
| Depreciation | $2,986,400 | DepreciationAmt |
| Book Value | $1,222,334 | BookValueAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Book Value Land Buildings | $28,515,077 | TotalBookValueLandBuildingsAmt |
Other Securities OtherSecuritiesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Book Value | $1,473,425 | BookValueAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Book Value Securities | $1,473,425 | TotalBookValueSecuritiesAmt |
Other Assets Org OtherAssetsOrgGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Book Value | $18,751,004 | BookValueAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Book Value Other Assets | $18,751,004 | TotalBookValueOtherAssetsAmt |
Other Liabilities Org OtherLiabilitiesOrgGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Desc | MEMBER SHARES | Desc |
| Amt | $801,967,314 | Amt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Liability | $801,967,314 | TotalLiabilityAmt |
Schedule I IRS990ScheduleI
| Field | Value | IRS element (for citing) |
|---|---|---|
| Grant Records Maintained | Yes (true) | GrantRecordsMaintainedInd |
Recipient Table RecipientTable
Recipient Business Name RecipientBusinessName
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | COQUILLE SCHOOL DISTRICT | BusinessNameLine1Txt |
US Address USAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 1366 N GOULD | AddressLine1Txt |
| City | COQUILLE | CityNm |
| State Abbreviation | OR | StateAbbreviationCd |
| ZIP | 97423 | ZIPCd |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Recipient EIN | 936000355 | RecipientEIN |
| IRC Section | 501c3 | IRCSectionDesc |
| Cash Grant | $14,866 | CashGrantAmt |
| Non Cash Assistance | $0 | NonCashAssistanceAmt |
| Purpose Of Grant | EDUCATIONATHLETICS | PurposeOfGrantTxt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total501c3 Org | 1 | Total501c3OrgCnt |
| Total Other Org | 0 | TotalOtherOrgCnt |
Schedule J IRS990ScheduleJ
| Field | Value | IRS element (for citing) |
|---|---|---|
| Compensation Committee | Yes (X) | CompensationCommitteeInd |
| Written Employment Contract | Yes (X) | WrittenEmploymentContractInd |
| Compensation Survey | Yes (X) | CompensationSurveyInd |
| Board Or Committee Approval | Yes (X) | BoardOrCommitteeApprovalInd |
| Severance Payment | false | SeverancePaymentInd |
| Supplemental Nonqual Rtr Plan | Yes (true) | SupplementalNonqualRtrPlanInd |
| Equity Based Comp Arrngm | false | EquityBasedCompArrngmInd |
| Comp Based On Revenue Of Flng Org | false | CompBasedOnRevenueOfFlngOrgInd |
| Comp Bsd On Rev Related Orgs | false | CompBsdOnRevRelatedOrgsInd |
| Comp Bsd Net Earns Flng Org | false | CompBsdNetEarnsFlngOrgInd |
| Comp Bsd Net Earns Rltd Orgs | false | CompBsdNetEarnsRltdOrgsInd |
| Any Non Fixed Payments | false | AnyNonFixedPaymentsInd |
| Initial Contract Exception | false | InitialContractExceptionInd |
Rltd Org Officer Trst Key Empl RltdOrgOfficerTrstKeyEmplGrp (21 entries)
| TitleTitleTxt | Base Compensation Filing OrgBaseCompensationFilingOrgAmt | Bonus Filing OrganizationBonusFilingOrganizationAmount | Other Compensation Filing OrgOtherCompensationFilingOrgAmt | Deferred Compensation Flng OrgDeferredCompensationFlngOrgAmt | Nontaxable Benefits Filing OrgNontaxableBenefitsFilingOrgAmt | Total Compensation Filing OrgTotalCompensationFilingOrgAmt |
|---|---|---|---|---|---|---|
| DAN GIBSON | ||||||
| BOARD MEMBER CHAIRMAN | ||||||
| ELIZABETH DAVIS | ||||||
| BOARD MEMBERVICE CHAI | ||||||
| STEVE MOHRLAND | ||||||
| BOARD MEMBER SECRETARY | ||||||
| SHAUN HOBACK | ||||||
| BOARD MEMBER TREASURER | ||||||
| FRANK SPROUL | ||||||
| BOARD MEMBER | ||||||
| BRIAN MENEFEE | ||||||
| BOARD MEMBER | ||||||
| DENNIS ERICKSON | ||||||
| BOARD MEMBER | ||||||
| LINDA FURMAN GRILE | ||||||
| BOARD MEMBER | ||||||
| ROBIN MCALPIN | ||||||
| BOARD MEMBER | ||||||
| GERALD PRICKETT | ||||||
| BOARD MEMBER | ||||||
| HALL THOMAS | ||||||
| BOARD MEMBER | ||||||
| JUNE CHADBOURNE | ||||||
| BOARD MEMBER | ||||||
| HARVEY DENNEY | ||||||
| BOARD MEMBER | ||||||
| DAVID ELMER | ||||||
| PRESIDENTCEOTREASURE | $405,834 | $21,425 | $18,941 | $9,000 | $18,146 | $473,346 |
| RENEE NELSON | ||||||
| EXECUTIVE VPCFO | $307,084 | $16,325 | $18,941 | $98,085 | $18,146 | $458,581 |
| DENISE HILL | ||||||
| EXECUTIVE VPCOO | $218,334 | $11,900 | $18,941 | $9,000 | $6,104 | $264,279 |
| JOHN NICOLAUS | ||||||
| VP INVESTMENT SERVICES | $343,159 | $9,000 | $18,146 | $370,305 | ||
| DENISE DEWALD | ||||||
| REGIONAL VP | $142,116 | $7,765 | $7,494 | $18,146 | $175,521 | |
| SUSAN HARRINGTON | ||||||
| REGIONAL VP | $143,654 | $8,259 | $7,596 | $12,235 | $171,744 | |
| CHARLA ZELTVAY | ||||||
| CU OPERATIONS ADVISOR | $166,020 | $166,020 | ||||
| WENDY OSGOOD | ||||||
| REGIONAL VP | $121,725 | $7,020 | $9,000 | $12,235 | $149,980 | |
Supplemental Information Detail SupplementalInformationDetail (2 entries)
| Form And Line ReferenceFormAndLineReferenceDesc | ExplanationExplanationTxt |
|---|---|
| Part I, Line 4b | RENEE NELSON - $90,000 CONTRIBUTION |
| Part I, Line 4b | CHARLA ZELTVAY - $78,397 CONTRIBUTION |
Schedule O IRS990ScheduleO
Supplemental Information Detail SupplementalInformationDetail (23 entries)
| Form And Line ReferenceFormAndLineReferenceDesc | ExplanationExplanationTxt |
|---|---|
| Part VI, Section A, #6, 7a, & 7b | Each person who has purchased a $1 share and opened an account with the |
| Part VI, Section A, #6, 7a, & 7b | organization is a member. Each member of the organization can vote for the |
| Part VI, Section A, #6, 7a, & 7b | members of the board of directors as well as other issues that are brought |
| Part VI, Section A, #6, 7a, & 7b | before the membership to be voted on. |
| Part VI, Section B, #11b | The form 990 is prepared by the Vice President of Finance. It is reviewed |
| Part VI, Section B, #11b | by the Chief Financial Officer, and is then presented to the Executive |
| Part VI, Section B, #11b | Committee for review. |
| Part VI, Section B, #12c | The Credit Union has and maintains a conflict of interest policy. The |
| Part VI, Section B, #12c | policy includes members of senior and executive management as well as board |
| Part VI, Section B, #12c | members. If a conflict of interest were to arise, it would be reported at |
| Part VI, Section B, #12c | the next scheduled board meeting. Various controls are in place to help |
| Part VI, Section B, #12c | deter these types of relationships or transactions and is monitored by |
| Part VI, Section B, #12c | management. The policy is reviewed annually for any necessary changes or |
| Part VI, Section B, #12c | updates. |
| Part VI, Section B, 15a & 15b | Annual reviews are performed by the Board for the CEO at the beginning of |
| Part VI, Section B, 15a & 15b | each year, using salary survey data. The performance for the last year is |
| Part VI, Section B, 15a & 15b | analyzed and pay increases are administered as deemed necessary. The CEO |
| Part VI, Section B, 15a & 15b | does the same annual review process with the other officers of the |
| Part VI, Section B, 15a & 15b | organization, and also administers any Board approved salary increases as |
| Part VI, Section B, 15a & 15b | warranted. |
| Part VI, Section C, #19 | Governing documents of the organization are available upon request, as well |
| Part VI, Section C, #19 | as the monthly financial statements. The financial statements are also |
| Part VI, Section C, #19 | posted in the branches for review by the public. |
Schedule R IRS990ScheduleR
Id Disregarded Entities IdDisregardedEntitiesGrp
Disregarded Entity Name DisregardedEntityName
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | OREGON FINANCIAL SERVICES LLC | BusinessNameLine1Txt |
US Address USAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 200 N ADAMS | AddressLine1Txt |
| City | COQUILLE | CityNm |
| State Abbreviation | OR | StateAbbreviationCd |
| ZIP | 97423 | ZIPCd |
| Field | Value | IRS element (for citing) |
|---|---|---|
| EIN | 930468003 | EIN |
| Primary Activities | INSURANCE | PrimaryActivitiesTxt |
| Legal Domicile State | OR | LegalDomicileStateCd |
| Total Income | $547,022 | TotalIncomeAmt |
| End Of Year Assets | $44,434 | EndOfYearAssetsAmt |
Direct Controlling Entity Name DirectControllingEntityName
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | FIRST COMMUNITY CU | BusinessNameLine1Txt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Receipt Of Int Annts Rnts Rylts | false | ReceiptOfIntAnntsRntsRyltsInd |
| Gift Grnt Or Cap Contri To Oth Org | false | GiftGrntOrCapContriToOthOrgInd |
| Gift Grnt Cap Contri From Oth Org | false | GiftGrntCapContriFromOthOrgInd |
| Loans Or Guarantees To Other Org | false | LoansOrGuaranteesToOtherOrgInd |
| Loans Or Guarantees From Oth Org | false | LoansOrGuaranteesFromOthOrgInd |
| Div Related Organization | false | DivRelatedOrganizationInd |
| Asset Sale To Other Org | false | AssetSaleToOtherOrgInd |
| Asset Purchase From Other Org | false | AssetPurchaseFromOtherOrgInd |
| Asset Exchange | false | AssetExchangeInd |
| Rental Of Facilities To Oth Org | false | RentalOfFacilitiesToOthOrgInd |
| Rental Of Fclts From Oth Org | false | RentalOfFcltsFromOthOrgInd |
| Perform Of Services For Oth Org | false | PerformOfServicesForOthOrgInd |
| Perform Of Services By Other Org | false | PerformOfServicesByOtherOrgInd |
| Sharing Of Facilities | false | SharingOfFacilitiesInd |
| Paid Employees Sharing | false | PaidEmployeesSharingInd |
| Reimbursement Paid To Other Org | false | ReimbursementPaidToOtherOrgInd |
| Reimbursement Paid By Other Org | false | ReimbursementPaidByOtherOrgInd |
| Transfer To Other Org | false | TransferToOtherOrgInd |
| Transfer From Other Org | false | TransferFromOtherOrgInd |