CATHOLIC LIFE INSURANCE: Form 990, tax year 2024

View the entire original 990 at ProPublica ↗

Organization: CATHOLIC LIFE INSURANCE (EIN 74-0548665)
Tax period: 2024-01-01 to 2024-12-31
Filed: 2025-11-14
IRS object ID: 202543189349304324
Schema version: 2024v5.1
Source: Download XML · Original 990 at ProPublica

Every field in the e-filed return. Faint text is the IRS element name, for citing.

Return header
Form 990
Schedule D
Schedule J
Schedule O

Return header ReturnHeader

Field	Value	IRS element (for citing)
Return	2025-11-14T09:48:24+00:00	ReturnTs
Tax Period End	2024-12-31	TaxPeriodEndDt

Preparer Firm PreparerFirmGrp

Field	Value	IRS element (for citing)
Preparer Firm EIN	346565596	PreparerFirmEIN

Preparer Firm Name PreparerFirmName

Field	Value	IRS element (for citing)
Business Name Line1	ERNST & YOUNG US LLP	BusinessNameLine1Txt

Preparer US Address PreparerUSAddress

Field	Value	IRS element (for citing)
Address Line1	101 E WASHINGTON ST	AddressLine1Txt
City	PHOENIX	CityNm
State Abbreviation	AZ	StateAbbreviationCd
ZIP	85004	ZIPCd

Field	Value	IRS element (for citing)
Return Type	990	ReturnTypeCd
Tax Period Begin	2024-01-01	TaxPeriodBeginDt

Filer Filer

Field	Value	IRS element (for citing)
EIN	740548665	EIN

Business Name BusinessName

Field	Value	IRS element (for citing)
Business Name Line1	Catholic Life Insurance	BusinessNameLine1Txt

Field	Value	IRS element (for citing)
Business Name Control	CATH	BusinessNameControlTxt
Phone	2108289921	PhoneNum

US Address USAddress

Field	Value	IRS element (for citing)
Address Line1	1635 NE LOOP 410 SUITE 400	AddressLine1Txt
City	SAN ANTONIO	CityNm
State Abbreviation	TX	StateAbbreviationCd
ZIP	78209	ZIPCd

Business Officer BusinessOfficerGrp

Field	Value	IRS element (for citing)
Person	COLLEEN Z BERGER	PersonNm
Person Title	SVP/CFO	PersonTitleTxt
Phone	2108289921	PhoneNum
Signature	2025-11-14	SignatureDt
Discuss With Paid Preparer	Yes (true)	DiscussWithPaidPreparerInd

Field	Value	IRS element (for citing)
IRS Responsible Prty Info Curr	Yes (true)	IRSResponsiblePrtyInfoCurrInd

Preparer Person PreparerPersonGrp

Field	Value	IRS element (for citing)
Preparer Person	Steven T Rutti	PreparerPersonNm
PTIN	P00775456	PTIN
Phone	6023223000	PhoneNum
Preparation	2025-11-11	PreparationDt

Field	Value	IRS element (for citing)
Tax	2024	TaxYr
Build TS	2025-03-06 01:10:19Z	BuildTS

Form 990 IRS990

Principal Ofcr Business Name PrincipalOfcrBusinessName

Field	Value	IRS element (for citing)
Business Name Line1	COLLEEN Z BERGER	BusinessNameLine1Txt

US Address USAddress

Field	Value	IRS element (for citing)
Address Line1	1635 NE LOOP 410 SUITE 400	AddressLine1Txt
City	SAN ANTONIO	CityNm
State Abbreviation	TX	StateAbbreviationCd
ZIP	78209	ZIPCd

Field	Value	IRS element (for citing)
Gross Receipts	$244,354,216	GrossReceiptsAmt
Group Return For Affiliates	false	GroupReturnForAffiliatesInd
Organization501c	Yes (X)	Organization501cInd
Website Address	CLIU.COM	WebsiteAddressTxt
Type Of Organization Corp	Yes (X)	TypeOfOrganizationCorpInd
Formation	1901	FormationYr
Legal Domicile State	TX	LegalDomicileStateCd
Activity Or Mission	CATHOLIC LIFE INSURANCE IS A FRATERNAL BENEFIT SOCIETY THAT OFFERS LIFE INSURANCE AND RETIREMENT PRODUCTS.	ActivityOrMissionDesc
Voting Members Governing Body	9	VotingMembersGoverningBodyCnt
Voting Members Independent	8	VotingMembersIndependentCnt
Total Employee	83	TotalEmployeeCnt
Total Volunteers	371	TotalVolunteersCnt
Total Gross UBI	$0	TotalGrossUBIAmt
PY Contributions Grants	$0	PYContributionsGrantsAmt
CY Contributions Grants	$0	CYContributionsGrantsAmt
PY Program Service Revenue	$99,339,200	PYProgramServiceRevenueAmt
CY Program Service Revenue	$56,537,205	CYProgramServiceRevenueAmt
PY Investment Income	$53,717,765	PYInvestmentIncomeAmt
CY Investment Income	$53,713,345	CYInvestmentIncomeAmt
PY Other Revenue	-$277,719	PYOtherRevenueAmt
CY Other Revenue	-$387,485	CYOtherRevenueAmt
PY Total Revenue	$152,779,246	PYTotalRevenueAmt
CY Total Revenue	$109,863,065	CYTotalRevenueAmt
PY Grants And Similar Paid	$0	PYGrantsAndSimilarPaidAmt
CY Grants And Similar Paid	$0	CYGrantsAndSimilarPaidAmt
PY Benefits Paid To Members	$144,396,888	PYBenefitsPaidToMembersAmt
CY Benefits Paid To Members	$129,808,871	CYBenefitsPaidToMembersAmt
PY Salaries Comp Emp Bnft Paid	$7,344,662	PYSalariesCompEmpBnftPaidAmt
CY Salaries Comp Emp Bnft Paid	$6,960,200	CYSalariesCompEmpBnftPaidAmt
PY Total Prof Fndrsng Expns	$0	PYTotalProfFndrsngExpnsAmt
CY Total Prof Fndrsng Expns	$0	CYTotalProfFndrsngExpnsAmt
CY Total Fundraising Expense	$0	CYTotalFundraisingExpenseAmt
PY Other Expenses	-$3,195,273	PYOtherExpensesAmt
CY Other Expenses	-$29,284,778	CYOtherExpensesAmt
PY Total Expenses	$148,546,277	PYTotalExpensesAmt
CY Total Expenses	$107,484,293	CYTotalExpensesAmt
PY Revenues Less Expenses	$4,232,969	PYRevenuesLessExpensesAmt
CY Revenues Less Expenses	$2,378,772	CYRevenuesLessExpensesAmt
Total Assets BOY	$1,265,111,807	TotalAssetsBOYAmt
Total Assets EOY	$1,233,652,419	TotalAssetsEOYAmt
Total Liabilities BOY	$1,150,782,266	TotalLiabilitiesBOYAmt
Total Liabilities EOY	$1,117,766,101	TotalLiabilitiesEOYAmt
Net Assets Or Fund Balances BOY	$114,329,541	NetAssetsOrFundBalancesBOYAmt
Net Assets Or Fund Balances EOY	$115,886,318	NetAssetsOrFundBalancesEOYAmt
Mission	CATHOLIC LIFE INSURANCE IS A FRATERNAL BENEFIT SOCIETY THAT OFFERS LIFE INSURANCE AND RETIREMENT PRODUCTS.	MissionDesc
Significant New Program Srvc	false	SignificantNewProgramSrvcInd
Significant Change	false	SignificantChangeInd
Desc	CATHOLIC LIFE INSURANCE IS A FRATERNAL BENEFIT SOCIETY THAT OFFERS LIFE INSURANCE AND RETIREMENT PRODUCTS.	Desc
Total Program Service Expenses	$0	TotalProgramServiceExpensesAmt
Described In Section501c3	false	DescribedInSection501c3Ind
Schedule B Required	false	ScheduleBRequiredInd
Political Campaign Acty	false	PoliticalCampaignActyInd
Lobbying Activities	false	LobbyingActivitiesInd
Subject To Proxy Tax	false	SubjectToProxyTaxInd
Donor Advised Fund	false	DonorAdvisedFundInd
Conservation Easements	false	ConservationEasementsInd
Collections Of Art	false	CollectionsOfArtInd
Credit Counseling	false	CreditCounselingInd
Donor Rstr Or Quasi Endowments	false	DonorRstrOrQuasiEndowmentsInd
Report Land Building Equipment	Yes (true)	ReportLandBuildingEquipmentInd
Report Investments Other Sec	false	ReportInvestmentsOtherSecInd
Report Program Related Invst	false	ReportProgramRelatedInvstInd
Report Other Assets	false	ReportOtherAssetsInd
Report Other Liabilities	Yes (true)	ReportOtherLiabilitiesInd
Include FIN48 Footnote	false	IncludeFIN48FootnoteInd
Independent Audit Fincl Stmt	Yes (true)	IndependentAuditFinclStmtInd
Consolidated Audit Fincl Stmt	false	ConsolidatedAuditFinclStmtInd
School Operating	false	SchoolOperatingInd
Foreign Office	false	ForeignOfficeInd
Foreign Activities	false	ForeignActivitiesInd
More Than5000 K To Org	false	MoreThan5000KToOrgInd
More Than5000 K To Individuals	false	MoreThan5000KToIndividualsInd
Professional Fundraising	false	ProfessionalFundraisingInd
Fundraising Activities	false	FundraisingActivitiesInd
Gaming Activities	false	GamingActivitiesInd
Operate Hospital	false	OperateHospitalInd
Grants To Organizations	false	GrantsToOrganizationsInd
Grants To Individuals	false	GrantsToIndividualsInd
Schedule J Required	Yes (true)	ScheduleJRequiredInd
Tax Exempt Bonds	false	TaxExemptBondsInd
Escrow Account	false	EscrowAccountInd
On Behalf Of Issuer	false	OnBehalfOfIssuerInd
Engaged In Excess Benefit Trans	false	EngagedInExcessBenefitTransInd
PY Excess Benefit Trans	false	PYExcessBenefitTransInd
Loan Outstanding	false	LoanOutstandingInd
Grant To Related Person	false	GrantToRelatedPersonInd
Business Rln With Org Mem	false	BusinessRlnWithOrgMemInd
Business Rln With Fam Mem	false	BusinessRlnWithFamMemInd
Business Rln With35 Ctrl Ent	false	BusinessRlnWith35CtrlEntInd
Deductible Non Cash Contri	false	DeductibleNonCashContriInd
Deductible Art Contribution	false	DeductibleArtContributionInd
Terminate Operations	false	TerminateOperationsInd
Partial Liquidation	false	PartialLiquidationInd
Disregarded Entity	false	DisregardedEntityInd
Related Entity	false	RelatedEntityInd
Related Organization Ctrl Ent	false	RelatedOrganizationCtrlEntInd
Transaction With Control Ent	false	TransactionWithControlEntInd
Trnsfr Exmpt Non Chrtbl Rltd Org	false	TrnsfrExmptNonChrtblRltdOrgInd
Activities Conducted Prtshp	false	ActivitiesConductedPrtshpInd
Schedule O Required	Yes (true)	ScheduleORequiredInd
IRP Document	26532	IRPDocumentCnt
IRP Document W2 G	0	IRPDocumentW2GCnt
Backup Wthld Compliance	Yes (true)	BackupWthldComplianceInd
Employee	83	EmployeeCnt
Employment Tax Returns Filed	Yes (true)	EmploymentTaxReturnsFiledInd
Unrelated Bus Incm Over Limit	false	UnrelatedBusIncmOverLimitInd
Foreign Financial Account	false	ForeignFinancialAccountInd
Prohibited Tax Shelter Trans	false	ProhibitedTaxShelterTransInd
Taxable Party Notification	false	TaxablePartyNotificationInd
Nondeductible Contributions	false	NondeductibleContributionsInd
Indoor Tanning Services	false	IndoorTanningServicesInd
Subj To Tax Rmnrtn Ex Prcht Pymt	false	SubjToTaxRmnrtnExPrchtPymtInd
Subject To Excs Tax Net Invst Inc	false	SubjectToExcsTaxNetInvstIncInd
Info In Schedule O Part VI	Yes (X)	InfoInScheduleOPartVIInd
Governing Body Voting Members	9	GoverningBodyVotingMembersCnt
Independent Voting Member	8	IndependentVotingMemberCnt
Family Or Business Rln	false	FamilyOrBusinessRlnInd
Delegation Of Mgmt Duties	false	DelegationOfMgmtDutiesInd
Change To Org Documents	false	ChangeToOrgDocumentsInd
Material Diversion Or Misuse	false	MaterialDiversionOrMisuseInd
Members Or Stockholders	Yes (true)	MembersOrStockholdersInd
Election Of Board Members	Yes (true)	ElectionOfBoardMembersInd
Decisions Subject To Approva	Yes (true)	DecisionsSubjectToApprovaInd
Minutes Of Governing Body	Yes (true)	MinutesOfGoverningBodyInd
Minutes Of Committees	Yes (true)	MinutesOfCommitteesInd
Officer Mailing Address	false	OfficerMailingAddressInd
Local Chapters	Yes (true)	LocalChaptersInd
Policies Reference Chapters	Yes (true)	PoliciesReferenceChaptersInd
Form990 Provided To Gvrn Body	false	Form990ProvidedToGvrnBodyInd
Conflict Of Interest Policy	Yes (true)	ConflictOfInterestPolicyInd
Annual Disclosure Covered Prsn	Yes (true)	AnnualDisclosureCoveredPrsnInd
Regular Monitoring Enfrc	Yes (true)	RegularMonitoringEnfrcInd
Whistleblower Policy	Yes (true)	WhistleblowerPolicyInd
Document Retention Policy	Yes (true)	DocumentRetentionPolicyInd
Compensation Process CEO	Yes (true)	CompensationProcessCEOInd
Compensation Process Other	Yes (true)	CompensationProcessOtherInd
Investment In Joint Venture	false	InvestmentInJointVentureInd
Written Policy Or Procedure	false	WrittenPolicyOrProcedureInd
Upon Request	Yes (X)	UponRequestInd

Books In Care Of Detail BooksInCareOfDetail

Business Name BusinessName

Field	Value	IRS element (for citing)
Business Name Line1	COLLEEN Z BERGER	BusinessNameLine1Txt

Field	Value	IRS element (for citing)
Phone	2108289921	PhoneNum

US Address USAddress

Field	Value	IRS element (for citing)
Address Line1	1635 NE LOOP 410 SUITE 400	AddressLine1Txt
City	SAN ANTONIO	CityNm
State Abbreviation	TX	StateAbbreviationCd
ZIP	78209	ZIPCd

Form990 Part VII Section A Form990PartVIISectionAGrp (18 entries)

TitleTitleTxt	Average Hours Per WeekAverageHoursPerWeekRt	Average Hours Per Week Rltd OrgAverageHoursPerWeekRltdOrgRt	Individual Trustee Or DirectorIndividualTrusteeOrDirectorInd	OfficerOfficerInd	Reportable Comp From OrgReportableCompFromOrgAmt	Reportable Comp From Rltd OrgReportableCompFromRltdOrgAmt	Other CompensationOtherCompensationAmt	Key EmployeeKeyEmployeeInd	Highest Compensated EmployeeHighestCompensatedEmployeeInd	Former Ofcr Director TrusteeFormerOfcrDirectorTrusteeInd
Christopher Michael Belz
President/CEO	38.5	0.0	Yes (X)	Yes (X)	$356,216	$0	$33,053
Danny J Nortman
Director	4.0	0.0	Yes (X)		$21,166	$0	$0
Dennis R Matthiesen
Director	4.0	0.0	Yes (X)		$22,816	$0	$0
Dianne Cerny
Director	4.0	0.0	Yes (X)		$21,973	$0	$0
Eva Martinez
Director	4.0	0.0	Yes (X)		$18,966	$0	$0
Felix Skarpa
Director - END 06/01/24	4.0	0.0	Yes (X)		$15,802	$0	$0
Harry Allen Strickland
Director	4.0	0.0	Yes (X)		$18,966	$0	$0
John Raabe
Director	4.0	0.0	Yes (X)		$22,266	$0	$0
Roland DeWinne Jr
Director	4.0	0.0	Yes (X)		$24,774	$0	$0
Tara L Durbin
Director - BEG 07/13/24	4.0	0.0	Yes (X)		$10,544	$0	$0
Colleen Z Berger
SVP/CFO	38.5	0.0		Yes (X)	$236,082	$0	$52,290
John Michael Luksa
SVP/Director of Sales - END 06/01/24	38.5	0.0			$191,637	$0	$47,126	Yes (X)
Dawn C Fanfelle
VP/Human Resources & Training	38.5	0.0			$125,078	$0	$44,694		Yes (X)
Frank J Gentile
SVP/Chief Underwriter	38.5	0.0			$184,948	$0	$35,620		Yes (X)
Janet M Friesenhahn
VP/Interim Director of Sales	38.5	0.0			$112,064	$0	$39,136		Yes (X)
Scott D Brant
SVP/Information Technologies	38.5	0.0			$178,257	$0	$58,693		Yes (X)
Tricia D Michalek
VP/Operations	38.5	0.0			$125,644	$0	$12,502		Yes (X)
Joseph Michael Belz
FORMER PRESIDENT	0.0	0.0			$980,331	$0	$33,000			Yes (X)

Field	Value	IRS element (for citing)
Total Reportable Comp From Org	$2,667,530	TotalReportableCompFromOrgAmt
Tot Reportable Comp Rltd Org	$0	TotReportableCompRltdOrgAmt
Total Other Compensation	$356,114	TotalOtherCompensationAmt
Indiv Rcvd Greater Than100 K	11	IndivRcvdGreaterThan100KCnt
Former Ofcr Employees Listed	Yes (true)	FormerOfcrEmployeesListedInd
Total Comp Greater Than150 K	Yes (true)	TotalCompGreaterThan150KInd
Compensation From Other Srcs	false	CompensationFromOtherSrcsInd

Contractor Compensation ContractorCompensationGrp (5 entries)

Address Line1ContractorAddress/USAddress/AddressLine1Txt	CityContractorAddress/USAddress/CityNm	State AbbreviationContractorAddress/USAddress/StateAbbreviationCd	ZIPContractorAddress/USAddress/ZIPCd	ServicesServicesDesc	CompensationCompensationAmt
Wellington Management Company LLP
75 State Street	Boston	MA	02109	Investment Mgmt	$887,752
EUGENE N SMART
5889 S Braeswood Blvd	Houston	TX	770963909	Agent	$374,786
Sapiens Americas Corporation
PO Box 17182	Palatine	IL	60055	Consulting	$342,469
Computer Solutions
PO Box 1847	San Antonio	TX	782971847	Consulting	$328,994
JAMES E TIRRES
1635 NE Loop 410 Ste 401	San Antonio	TX	78209	Agent	$246,702

Field	Value	IRS element (for citing)
Cntrct Rcvd Greater Than100 K	13	CntrctRcvdGreaterThan100KCnt
Total Contributions	$0	TotalContributionsAmt

Program Service Revenue ProgramServiceRevenueGrp

Field	Value	IRS element (for citing)
Desc	INS. PREMIUMS & ANNUITY CONSIDERATIONS	Desc
Business	524114	BusinessCd
Total Revenue Column	$56,537,205	TotalRevenueColumnAmt
Related Or Exempt Func Income	$56,537,205	RelatedOrExemptFuncIncomeAmt

Total Oth Program Service Rev TotalOthProgramServiceRevGrp

Field	Value	IRS element (for citing)
Total Revenue Column	$0	TotalRevenueColumnAmt
Related Or Exempt Func Income	$0	RelatedOrExemptFuncIncomeAmt
Unrelated Business Revenue	$0	UnrelatedBusinessRevenueAmt
Exclusion	$0	ExclusionAmt

Field	Value	IRS element (for citing)
Total Program Service Revenue	$56,537,205	TotalProgramServiceRevenueAmt

Investment Income InvestmentIncomeGrp

Field	Value	IRS element (for citing)
Total Revenue Column	$54,735,900	TotalRevenueColumnAmt
Exclusion	$54,735,900	ExclusionAmt

Gross Rents GrossRentsGrp

Field	Value	IRS element (for citing)
Real	$689,366	RealAmt

Less Rental Expenses LessRentalExpensesGrp

Field	Value	IRS element (for citing)
Real	$1,525,841	RealAmt

Rental Income Or Loss RentalIncomeOrLossGrp

Field	Value	IRS element (for citing)
Real	-$836,475	RealAmt
Personal	$0	PersonalAmt

Net Rental Income Or Loss NetRentalIncomeOrLossGrp

Field	Value	IRS element (for citing)
Total Revenue Column	-$836,475	TotalRevenueColumnAmt
Exclusion	-$836,475	ExclusionAmt

Gross Amount Sales Assets GrossAmountSalesAssetsGrp

Field	Value	IRS element (for citing)
Securities	$131,942,755	SecuritiesAmt

Less Cost Oth Basis Sales Expnss LessCostOthBasisSalesExpnssGrp

Field	Value	IRS element (for citing)
Securities	$132,965,310	SecuritiesAmt

Gain Or Loss GainOrLossGrp

Field	Value	IRS element (for citing)
Securities	-$1,022,555	SecuritiesAmt
Other	$0	OtherAmt

Net Gain Or Loss Investments NetGainOrLossInvestmentsGrp

Field	Value	IRS element (for citing)
Total Revenue Column	-$1,022,555	TotalRevenueColumnAmt
Exclusion	-$1,022,555	ExclusionAmt

Other Revenue Misc OtherRevenueMiscGrp

Field	Value	IRS element (for citing)
Desc	AMORTIZATION OF IMR	Desc
Business	524114	BusinessCd
Total Revenue Column	$448,990	TotalRevenueColumnAmt
Exclusion	$448,990	ExclusionAmt

Miscellaneous Revenue MiscellaneousRevenueGrp

Field	Value	IRS element (for citing)
Total Revenue Column	$0	TotalRevenueColumnAmt
Related Or Exempt Func Income	$0	RelatedOrExemptFuncIncomeAmt
Unrelated Business Revenue	$0	UnrelatedBusinessRevenueAmt
Exclusion	$0	ExclusionAmt

Field	Value	IRS element (for citing)
Other Revenue Total	$448,990	OtherRevenueTotalAmt

Total Revenue TotalRevenueGrp

Field	Value	IRS element (for citing)
Total Revenue Column	$109,863,065	TotalRevenueColumnAmt
Related Or Exempt Func Income	$56,537,205	RelatedOrExemptFuncIncomeAmt
Unrelated Business Revenue	$0	UnrelatedBusinessRevenueAmt
Exclusion	$53,325,860	ExclusionAmt

Benefits To Members BenefitsToMembersGrp

Field	Value	IRS element (for citing)
Total	$129,808,871	TotalAmt

Comp Current Ofcr Directors CompCurrentOfcrDirectorsGrp

Field	Value	IRS element (for citing)
Total	$1,093,677	TotalAmt

Other Salaries And Wages OtherSalariesAndWagesGrp

Field	Value	IRS element (for citing)
Total	$4,665,890	TotalAmt

Pension Plan Contributions PensionPlanContributionsGrp

Field	Value	IRS element (for citing)
Total	$41,317	TotalAmt

Other Employee Benefits OtherEmployeeBenefitsGrp

Field	Value	IRS element (for citing)
Total	$752,271	TotalAmt

Payroll Taxes PayrollTaxesGrp

Field	Value	IRS element (for citing)
Total	$407,045	TotalAmt

Fees For Services Management FeesForServicesManagementGrp

Field	Value	IRS element (for citing)
Total	$91,416	TotalAmt

Fees For Services Legal FeesForServicesLegalGrp

Field	Value	IRS element (for citing)
Total	$100,848	TotalAmt

Fees For Services Accounting FeesForServicesAccountingGrp

Field	Value	IRS element (for citing)
Total	$547,496	TotalAmt

Fees For Srvc Invst Mgmnt Fees FeesForSrvcInvstMgmntFeesGrp

Field	Value	IRS element (for citing)
Total	$844,014	TotalAmt

Fees For Services Other FeesForServicesOtherGrp

Field	Value	IRS element (for citing)
Total	$237,403	TotalAmt

Advertising AdvertisingGrp

Field	Value	IRS element (for citing)
Total	$407,771	TotalAmt

Office Expenses OfficeExpensesGrp

Field	Value	IRS element (for citing)
Total	$1,472,506	TotalAmt

Information Technology InformationTechnologyGrp

Field	Value	IRS element (for citing)
Total	$192,319	TotalAmt

Occupancy OccupancyGrp

Field	Value	IRS element (for citing)
Total	$175,285	TotalAmt

Travel TravelGrp

Field	Value	IRS element (for citing)
Total	$117,986	TotalAmt

Conferences Meetings ConferencesMeetingsGrp

Field	Value	IRS element (for citing)
Total	$518,986	TotalAmt

Depreciation Depletion DepreciationDepletionGrp

Field	Value	IRS element (for citing)
Total	$351,121	TotalAmt

Insurance InsuranceGrp

Field	Value	IRS element (for citing)
Total	$158,308	TotalAmt

Other Expenses OtherExpensesGrp (4 entries)

DescDesc	TotalTotalAmt
DECREASE IN POLICY RESERVES	-$37,287,450
COMMISSIONS	$1,922,020
BRANCH FUNDINGS	$244,718
FRATERNAL EXPENSE & DONATIONS	$163,357

All Other Expenses AllOtherExpensesGrp

Field	Value	IRS element (for citing)
Total	$457,118	TotalAmt

Total Functional Expenses TotalFunctionalExpensesGrp

Field	Value	IRS element (for citing)
Total	$107,484,293	TotalAmt

Cash Non Interest Bearing CashNonInterestBearingGrp

Field	Value	IRS element (for citing)
BOY	$11,269,084	BOYAmt
EOY	$15,922,778	EOYAmt

Accounts Receivable AccountsReceivableGrp

Field	Value	IRS element (for citing)
BOY	$13,284,353	BOYAmt
EOY	$16,027,536	EOYAmt

Receivables From Officers Etc ReceivablesFromOfficersEtcGrp

Field	Value	IRS element (for citing)
BOY	$0	BOYAmt
EOY	$0	EOYAmt

Rcvbl From Disqualified Prsn RcvblFromDisqualifiedPrsnGrp

Field	Value	IRS element (for citing)
BOY	$0	BOYAmt
EOY	$0	EOYAmt

Oth Notes Loans Receivable Net OthNotesLoansReceivableNetGrp

Field	Value	IRS element (for citing)
BOY	$5,787,550	BOYAmt
EOY	$6,091,607	EOYAmt

Field	Value	IRS element (for citing)
Land Bldg Equip Cost Or Other Bss	$16,991,512	LandBldgEquipCostOrOtherBssAmt
Land Bldg Equip Accum Deprec	$11,683,996	LandBldgEquipAccumDeprecAmt

Land Bldg Equip Basis Net LandBldgEquipBasisNetGrp

Field	Value	IRS element (for citing)
BOY	$5,369,444	BOYAmt
EOY	$5,307,516	EOYAmt

Investments Pub Traded Sec InvestmentsPubTradedSecGrp

Field	Value	IRS element (for citing)
BOY	$1,200,082,475	BOYAmt
EOY	$1,168,932,754	EOYAmt

Investments Other Securities InvestmentsOtherSecuritiesGrp

Field	Value	IRS element (for citing)
BOY	$29,285,793	BOYAmt
EOY	$21,336,915	EOYAmt

Investments Program Related InvestmentsProgramRelatedGrp

Field	Value	IRS element (for citing)
BOY	$0	BOYAmt

Other Assets Total OtherAssetsTotalGrp

Field	Value	IRS element (for citing)
BOY	$33,108	BOYAmt
EOY	$33,313	EOYAmt

Total Assets TotalAssetsGrp

Field	Value	IRS element (for citing)
BOY	$1,265,111,807	BOYAmt
EOY	$1,233,652,419	EOYAmt

Accounts Payable Accr Expnss AccountsPayableAccrExpnssGrp

Field	Value	IRS element (for citing)
BOY	$2,061,229	BOYAmt
EOY	$1,580,175	EOYAmt

Loans From Officers Directors LoansFromOfficersDirectorsGrp

Field	Value	IRS element (for citing)
BOY	$0	BOYAmt
EOY	$0	EOYAmt

Other Liabilities OtherLiabilitiesGrp

Field	Value	IRS element (for citing)
BOY	$1,148,721,037	BOYAmt
EOY	$1,116,185,926	EOYAmt

Total Liabilities TotalLiabilitiesGrp

Field	Value	IRS element (for citing)
BOY	$1,150,782,266	BOYAmt
EOY	$1,117,766,101	EOYAmt

Field	Value	IRS element (for citing)
Org Does Not Follow FASB117	Yes (X)	OrgDoesNotFollowFASB117Ind

Rtn Earn Endowment Incm Oth Fnds RtnEarnEndowmentIncmOthFndsGrp

Field	Value	IRS element (for citing)
BOY	$114,329,541	BOYAmt
EOY	$115,886,318	EOYAmt

Total Net Assets Fund Balance TotalNetAssetsFundBalanceGrp

Field	Value	IRS element (for citing)
BOY	$114,329,541	BOYAmt
EOY	$115,886,318	EOYAmt

Tot Liab Net Assets Fund Balance TotLiabNetAssetsFundBalanceGrp

Field	Value	IRS element (for citing)
BOY	$1,265,111,807	BOYAmt
EOY	$1,233,652,419	EOYAmt

Field	Value	IRS element (for citing)
Info In Schedule O Part XI	Yes (X)	InfoInScheduleOPartXIInd
Reconcilation Revenue Expnss	$2,378,772	ReconcilationRevenueExpnssAmt
Net Unrlzd Gains Losses Invst	-$876,451	NetUnrlzdGainsLossesInvstAmt
Other Changes In Net Assets	$54,456	OtherChangesInNetAssetsAmt
Method Of Accounting Other	Yes (X)	MethodOfAccountingOtherInd
Accountant Compile Or Review	false	AccountantCompileOrReviewInd
FS Audited	Yes (true)	FSAuditedInd
Audit Committee	Yes (true)	AuditCommitteeInd
Federal Grant Audit Required	false	FederalGrantAuditRequiredInd

Schedule D IRS990ScheduleD

Buildings BuildingsGrp

Field	Value	IRS element (for citing)
Investment Cost Or Other Basis	$12,076,618	InvestmentCostOrOtherBasisAmt
Depreciation	$7,198,566	DepreciationAmt
Book Value	$4,878,052	BookValueAmt

Leasehold Improvements LeaseholdImprovementsGrp

Field	Value	IRS element (for citing)
Investment Cost Or Other Basis	$3,728,891	InvestmentCostOrOtherBasisAmt
Depreciation	$3,484,714	DepreciationAmt
Book Value	$244,177	BookValueAmt

Equipment EquipmentGrp

Field	Value	IRS element (for citing)
Other Cost Or Other Basis	$1,186,003	OtherCostOrOtherBasisAmt
Depreciation	$1,000,716	DepreciationAmt
Book Value	$185,287	BookValueAmt

Field	Value	IRS element (for citing)
Total Book Value Land Buildings	$5,307,516	TotalBookValueLandBuildingsAmt

Other Liabilities Org OtherLiabilitiesOrgGrp (14 entries)

DescDesc	AmtAmt
Federal Income Taxes
AGGREGATE RESERVES FOR ACCIDENT	$577
LIABILITY FOR DEPOSIT-TYPE CONTRACTS	$16,979,850
CONTRACT CLAIMS - LIFE	$17,993,380
CONTRACT CLAIMS - ACCIDENT & HEALTH	$10,892
PREMIUMS AND ANNUITY CONSIDERATIONS	$967,808
CONTRACT LIABILTIES NOT INCLUDED ELSEWHERE	$1,583,405
UNEARNED INVESTMENT INCOME	$208,945
AMOUNTS WITHHELD OR RETAINED BY SOCIETY	$81,321
REMITTANCES AND ITEMS NOT ALLOCATED	$8,866
LIABILITY FOR BENEFITS FOR EMPLOYEES	$759,605
MISCELLANEOUS LIABILITIES - ASSET VALUATION RESERVE	$10,765,119
AGGREGATE WRITE-INS FOR LIABILITIES	$90,449
AGGREGATE RESERVES FOR LIFE	$1,066,735,709

Field	Value	IRS element (for citing)
Total Liability	$1,116,185,926	TotalLiabilityAmt
Total Rev Etc Audited Fincl Stmt	$109,730,935	TotalRevEtcAuditedFinclStmtAmt
Other Revenue	$1,721,628	OtherRevenueAmt
Revenue Not Reported	$1,721,628	RevenueNotReportedAmt
Revenue Subtotal	$108,009,307	RevenueSubtotalAmt
Other Revenues Not Included	$1,853,758	OtherRevenuesNotIncludedAmt
Revenue Not Reported Fincl Stmt	$1,853,758	RevenueNotReportedFinclStmtAmt
Total Revenue Per Form990	$109,863,065	TotalRevenuePerForm990Amt
Tot Expns Etc Audited Fincl Stmt	$106,329,609	TotExpnsEtcAuditedFinclStmtAmt
Other Expenses Included	$0	OtherExpensesIncludedAmt
Expenses Not Reported	$0	ExpensesNotReportedAmt
Expenses Subtotal	$106,329,609	ExpensesSubtotalAmt
Other Expenses Not Included	$1,154,684	OtherExpensesNotIncludedAmt
Expenses Not Rpt Fincl Stmt	$1,154,684	ExpensesNotRptFinclStmtAmt
Total Expenses Per Form990	$107,484,293	TotalExpensesPerForm990Amt

Supplemental Information Detail SupplementalInformationDetail (3 entries)

Form And Line ReferenceFormAndLineReferenceDesc	ExplanationExplanationTxt
Schedule D, Part XI, Line 2(d) Other revenues in audited financial statements not in form 990	REAL ESTATE AND INVESTMENT EXPENSE RECLASSES - 1721628
Schedule D, Part XI, Line 4(b) Other revenues in form 990 not in audited financial statements	NET LOSS FROM THE SALE OF ASSETS - 1853758
Schedule D, Part XII, Line 4(b) Other expenses in form 990 not in audited financial statements	REAL ESTATE AND INVESTMENTS EXPENSE RECLASSES - 1154684

Schedule J IRS990ScheduleJ

Field	Value	IRS element (for citing)
Travel For Companions	Yes (X)	TravelForCompanionsInd
Club Dues Or Fees	Yes (X)	ClubDuesOrFeesInd
Written Policy Ref T And E Expnss	Yes (true)	WrittenPolicyRefTAndEExpnssInd
Substantiation Required	Yes (true)	SubstantiationRequiredInd
Compensation Committee	Yes (X)	CompensationCommitteeInd
Written Employment Contract	Yes (X)	WrittenEmploymentContractInd
Compensation Survey	Yes (X)	CompensationSurveyInd
Board Or Committee Approval	Yes (X)	BoardOrCommitteeApprovalInd
Severance Payment	Yes (true)	SeverancePaymentInd
Supplemental Nonqual Rtr Plan	Yes (true)	SupplementalNonqualRtrPlanInd
Equity Based Comp Arrngm	false	EquityBasedCompArrngmInd

Rltd Org Officer Trst Key Empl RltdOrgOfficerTrstKeyEmplGrp (8 entries)

TitleTitleTxt	Base Compensation Filing OrgBaseCompensationFilingOrgAmt	Compensation Based On Rltd OrgsCompensationBasedOnRltdOrgsAmt	Bonus Filing OrganizationBonusFilingOrganizationAmount	Bonus Related OrganizationsBonusRelatedOrganizationsAmt	Other Compensation Filing OrgOtherCompensationFilingOrgAmt	Other Compensation Rltd OrgsOtherCompensationRltdOrgsAmt	Deferred Compensation Flng OrgDeferredCompensationFlngOrgAmt	Deferred Comp Rltd OrgsDeferredCompRltdOrgsAmt	Nontaxable Benefits Filing OrgNontaxableBenefitsFilingOrgAmt	Nontaxable Benefits Rltd OrgsNontaxableBenefitsRltdOrgsAmt	Total Compensation Filing OrgTotalCompensationFilingOrgAmt	Total Compensation Rltd OrgsTotalCompensationRltdOrgsAmt	Comp Report Prior990 Filing OrgCompReportPrior990FilingOrgAmt	Comp Report Prior990 Rltd OrgsCompReportPrior990RltdOrgsAmt
Joseph Michael Belz
FORMER PRESIDENT	$82,946	$0	$126,419	$0	$770,966	$0	$33,000	$0	$0	$0	$1,013,331	$0	$0	$0
Christopher Michael Belz
President/CEO	$325,000	$0	$20,950	$0	$10,266	$0	$31,906	$0	$1,147	$0	$389,269	$0	$0	$0
Colleen Z Berger
SVP/CFO	$216,045	$0	$18,305	$0	$1,732	$0	$23,700	$0	$28,590	$0	$288,372	$0	$0	$0
John Michael Luksa
SVP/Director of Sales - END 06/01/24	$91,705	$0	$98,323	$0	$1,609	$0	$24,850	$0	$22,276	$0	$238,763	$0	$0	$0
Scott D Brant
SVP/Information Technologies	$162,268	$0	$12,669	$0	$3,320	$0	$18,254	$0	$40,439	$0	$236,950	$0	$0	$0
Frank J Gentile
SVP/Chief Underwriter	$172,171	$0	$11,045	$0	$1,732	$0	$18,652	$0	$16,968	$0	$220,568	$0	$0	$0
Dawn C Fanfelle
VP/Human Resources & Training	$118,259	$0	$5,825	$0	$994	$0	$13,435	$0	$31,259	$0	$169,772	$0	$0	$0
Janet M Friesenhahn
VP/Interim Director of Sales	$103,686	$0	$5,997	$0	$2,381	$0	$10,970	$0	$28,166	$0	$151,200	$0	$0	$0

Supplemental Information Detail SupplementalInformationDetail (4 entries)

Form And Line ReferenceFormAndLineReferenceDesc	ExplanationExplanationTxt
Schedule J, Part I, Line 1a Travel for companions	A companion may travel with employee to business function. Cost of Companion is paid by employee unless there are events within the business function suggesting the companion attend. If so, one-half of cost is paid by employee.
Schedule J, Part I, Line 1a Health or social club dues or initiation fees	SOCIAL CLUB DUES ARE PAID FOR USE BY PRESIDENT/CEO FOR NETWORKING. EXPENSES RELATED TO PERSONAL USAGE ARE REIMBURSED BY PRESIDENT/CEO.
Schedule J, Part I, Line 4a Severance or change-of-control payment	JOSEPH MICHAEL BELZ RECEIVED A SEVERANCE PAYMENT IN THE AMOUNT OF $486,213
Schedule J, Part I, Line 4b Supplemental nonqualified retirement plan	JOSEPH MICHAEL BELZ RECEIVED A PAYMENT OF $247,100 FROM A NONQUALIFIED DEFERRED RETIREMENT PLAN

Schedule O IRS990ScheduleO

Supplemental Information Detail SupplementalInformationDetail (10 entries)

Form And Line ReferenceFormAndLineReferenceDesc	ExplanationExplanationTxt
Form 990, Part VI, Line 6 Classes of members or stockholders	The organization has members.
Form 990, Part VI, Line 7a Members or stockholders electing members of governing body	The organization has members who may elect one or more members of the governing body. The decisions of the governing body are subject to approval by the members.
Form 990, Part VI, Line 7b Decisions requiring approval by members or stockholders	THE DECISIONS OF THE GOVERNING BODY ARE SUBJECT TO THE APPROVAL BY THE MEMBERS. FOR EXAMPLE, PROPOSED CHANGES TO THE BYLAWS ARE BROUGHT BEFORE THE DELEGATES, WHO REPRESENT THE MEMBERSHIP, FOR APPROVAL AT BI-ANNUAL CONVENTIONS.
Form 990, Part VI, Line 11b Review of form 990 by governing body	An outside firm completes the Catholic Life Insurance Form 990 based on information provided by the CLI Accounting Department. Once complete, a detailed review of the specific amounts within the return are reviewed by the CFO.
Form 990, Part VI, Line 12c Conflict of interest policy	Each officer and director is required to complete a conflict of interest form annually. The President/CEO reviews each form.
Form 990, Part VI, Line 15a Process to establish compensation of top management official	The Board of Directors determine the compensation of the President/CEO. The Compensation Committee of the Board reviews the most recent LOMA Executive Compensation Survey. Included in this survey are salary comparisons of fraternal benefit societies and other comparable companies within various positions and company size. The Compensation Committee reviews and submits a recommendation for salary and performance bonus of the President/CEO to the Board of Directors for approval. Compensation Committee recommendations are discussed by the entire Board of Directors and actions taken are documented in the Board meeting minutes. These Board meeting minutes are kept in the home office. The most recent compensation review was in March 2024.
Form 990, Part VI, Line 15b Process to establish compensation of other employees	Recommendations of compensation to be paid to all officers are submitted by the President/CEO to the Compensation Committee for their review and submission to the Board of Directors for approval. Compensation recommendations for officers are based on the most recent LOMA Executive Compensation Survey. Compensation Committee recommendations are discussed by the entire Board of Directors and actions taken are documented in the Board meeting minutes. These minutes are kept in the home office. The most recent compensation review was in March 2024.
Form 990, Part VI, Line 19 Required documents available to the public	The governing documents, conflict of interest policy, and financial statements are available from the home office to the public upon request.
Form 990, Part XI, Line 9 Other changes in net assets or fund balances	CHANGE IN NON-ADMITTED ASSETS - -1791420; CHANGE IN ASSET VALUATION RESERVE - 546906; AGGREGATE WRITE-INS FOR GAINS AND LOSSES IN SURPLUS - 1120869; OTHER CHANGES - 178101; Total - 54456;
FORM 990, PART XII ACCOUNTING METHOD	THE FINANCIAL STATEMENTS OF CATHOLIC LIFE INSURANCE ARE PRESENTED ON THE BASIS OF ACCOUNTING PRACTICES PRESCRIBED AND PERMITTED BY THE TEXAS DEPARTMENT OF INSURANCE. (TDI) THE TDI RECOGNIZES ONLY STATUTORY ACCOUNTING PRACTICES PRESCRIBED OR PERMITTED BY THE STATE OF TEXAS FOR DETERMINING AND REPORTING THE FINANCIAL CONDITION AND RESULTS OF OPERATIONS OF AN INSURANCE COMPANY, FOR DETERMINING ITS SOLVENCY UNDER THE TEXAS INSURANCE LAW.