DEPARTMENT OF FINANCIAL INSTITUTION DIVISION OF CREDIT UNIONS IN IND: Form 990, tax year 2017

View the entire original 990 at ProPublica ↗

Organization: DEPARTMENT OF FINANCIAL INSTITUTION DIVISION OF CREDIT UNIONS IN IND (EIN 35-0885381)
Tax period: 2017-01-01 to 2017-12-31
Filed: 2018-11-15
IRS object ID: 201823199349315152
Schema version: 2017v2.3
Source: Download XML · Original 990 at ProPublica

Every field in the e-filed return. Faint text is the IRS element name, for citing.

Return header
Form 990
Schedule C
Schedule D
Schedule J
Schedule O
Schedule R

Return header ReturnHeader

Field	Value	IRS element (for citing)
Return	2018-11-15T15:34:51-06:00	ReturnTs
Tax Period End	2017-12-31	TaxPeriodEndDt

Preparer Firm PreparerFirmGrp

Preparer Firm Name PreparerFirmName

Field	Value	IRS element (for citing)
Business Name Line1	BKD LLP	BusinessNameLine1Txt

Preparer US Address PreparerUSAddress

Field	Value	IRS element (for citing)
Address Line1	201 N Illinois Street	AddressLine1Txt
City	Indianapolis	CityNm
State Abbreviation	IN	StateAbbreviationCd
ZIP	46204	ZIPCd

Field	Value	IRS element (for citing)
Return Type	990	ReturnTypeCd
Tax Period Begin	2017-01-01	TaxPeriodBeginDt

Filer Filer

Field	Value	IRS element (for citing)
EIN	350885381	EIN

Business Name BusinessName

Field	Value	IRS element (for citing)
Business Name Line1	Centra Credit Union	BusinessNameLine1Txt

Field	Value	IRS element (for citing)
In Care Of	% ALVIN G LECHER	InCareOfNm
Business Name Control	CENT	BusinessNameControlTxt
Phone	8123769771	PhoneNum

US Address USAddress

Field	Value	IRS element (for citing)
Address Line1	3801 TUPELO DRIVE PO BOX 789	AddressLine1Txt
City	COLUMBUS	CityNm
State Abbreviation	IN	StateAbbreviationCd
ZIP	47202	ZIPCd

Business Officer BusinessOfficerGrp

Field	Value	IRS element (for citing)
Person	DAVID MANN	PersonNm
Person Title	CFO	PersonTitleTxt
Phone	8123769771	PhoneNum
Signature	2018-11-15	SignatureDt
Discuss With Paid Preparer	Yes (true)	DiscussWithPaidPreparerInd

Preparer Person PreparerPersonGrp

Field	Value	IRS element (for citing)
Preparer Person	MICHAEL J SUMMERS	PreparerPersonNm
PTIN	P00838533	PTIN
Phone	3173834000	PhoneNum
Preparation	2018-11-15	PreparationDt

Filing Security Information FilingSecurityInformation

IP Address IPAddress

Field	Value	IRS element (for citing)
I Pv4 Address	167.68.126.162	IPv4AddressTxt

Field	Value	IRS element (for citing)
Federal Original Submission Id	43033020183195000053	FederalOriginalSubmissionId
Federal Original Submission Id	2018-11-15	FederalOriginalSubmissionIdDt
Filing License Type	P	FilingLicenseTypeCd
At Submission Creation Device Id	044A2AED37EC84B6C9EB8C13C8A8970068B737BA	AtSubmissionCreationDeviceId
At Submission Filing Device Id	38B65482745ED49102433FB7E9CDDD5C488491C6	AtSubmissionFilingDeviceId

Field	Value	IRS element (for citing)
Tax	2017	TaxYr
Build TS	2019-02-21 02:37:17Z	BuildTS

Form 990 IRS990

Field	Value	IRS element (for citing)
Principal Officer	RICK SILVERS	PrincipalOfficerNm

US Address USAddress

Field	Value	IRS element (for citing)
Address Line1	3801 TUPELO DRIVE PO BOX 789	AddressLine1Txt
City	COLUMBUS	CityNm
State Abbreviation	IN	StateAbbreviationCd
ZIP	47202	ZIPCd

Field	Value	IRS element (for citing)
Gross Receipts	$66,529,642	GrossReceiptsAmt
Group Return For Affiliates	false	GroupReturnForAffiliatesInd
Organization501c	Yes (X)	Organization501cInd
Website Address	WWW.CENTRA.ORG	WebsiteAddressTxt
Type Of Organization Corp	Yes (X)	TypeOfOrganizationCorpInd
Formation	1997	FormationYr
Legal Domicile State	IN	LegalDomicileStateCd
Activity Or Mission	STATE CHARTERED AND FEDERALLY INSURED CREDIT UNION WHICH GRANTS CONSUMER LOANS INCLUDING CREDIT CARDS, MORTGAGE LOANS, AND BUSINESS LOANS TO ITS MEMBERS.	ActivityOrMissionDesc
Voting Members Governing Body	9	VotingMembersGoverningBodyCnt
Voting Members Independent	4	VotingMembersIndependentCnt
Total Employee	426	TotalEmployeeCnt
Total Volunteers	13	TotalVolunteersCnt
Total Gross UBI	$316,618	TotalGrossUBIAmt
Net Unrelated Bus Txbl Incm	$336	NetUnrelatedBusTxblIncmAmt
PY Contributions Grants	$0	PYContributionsGrantsAmt
CY Contributions Grants	$0	CYContributionsGrantsAmt
PY Program Service Revenue	$55,106,507	PYProgramServiceRevenueAmt
CY Program Service Revenue	$61,985,424	CYProgramServiceRevenueAmt
PY Investment Income	$1,637,306	PYInvestmentIncomeAmt
CY Investment Income	$966,698	CYInvestmentIncomeAmt
PY Other Revenue	$2,454,554	PYOtherRevenueAmt
CY Other Revenue	$3,577,520	CYOtherRevenueAmt
PY Total Revenue	$59,198,367	PYTotalRevenueAmt
CY Total Revenue	$66,529,642	CYTotalRevenueAmt
PY Grants And Similar Paid	$0	PYGrantsAndSimilarPaidAmt
CY Grants And Similar Paid	$0	CYGrantsAndSimilarPaidAmt
PY Benefits Paid To Members	$0	PYBenefitsPaidToMembersAmt
CY Benefits Paid To Members	$0	CYBenefitsPaidToMembersAmt
PY Salaries Comp Emp Bnft Paid	$14,774,615	PYSalariesCompEmpBnftPaidAmt
CY Salaries Comp Emp Bnft Paid	$18,022,690	CYSalariesCompEmpBnftPaidAmt
PY Total Prof Fndrsng Expns	$0	PYTotalProfFndrsngExpnsAmt
CY Total Prof Fndrsng Expns	$0	CYTotalProfFndrsngExpnsAmt
CY Total Fundraising Expense	$0	CYTotalFundraisingExpenseAmt
PY Other Expenses	$30,726,093	PYOtherExpensesAmt
CY Other Expenses	$34,065,412	CYOtherExpensesAmt
PY Total Expenses	$45,500,708	PYTotalExpensesAmt
CY Total Expenses	$52,088,102	CYTotalExpensesAmt
PY Revenues Less Expenses	$13,697,659	PYRevenuesLessExpensesAmt
CY Revenues Less Expenses	$14,441,540	CYRevenuesLessExpensesAmt
Total Assets BOY	$1,363,239,262	TotalAssetsBOYAmt
Total Assets EOY	$1,416,347,417	TotalAssetsEOYAmt
Total Liabilities BOY	$1,197,701,405	TotalLiabilitiesBOYAmt
Total Liabilities EOY	$1,237,275,190	TotalLiabilitiesEOYAmt
Net Assets Or Fund Balances BOY	$165,537,857	NetAssetsOrFundBalancesBOYAmt
Net Assets Or Fund Balances EOY	$179,072,227	NetAssetsOrFundBalancesEOYAmt
Mission	STATE CHARTED AND FEDERALLY INSURED CREDIT UNION WHICH GRANTS CONSUMER LOANS INCLUDING CREDIT CARDS, LEASE FINANCING AND OPEN-END CREDIT, MORTGAGE LOANS AND BUSINESS LOANS TO ITS MEMBERS.	MissionDesc
Significant New Program Srvc	false	SignificantNewProgramSrvcInd
Significant Change	false	SignificantChangeInd
Desc	CREDIT UNION PROGRAMS. ALL ACTIVITIES ARE STATE CHARTERED CREDIT UNION ACTIVITIES WHICH ARE EXEMPT UNDER SECTION 501(C)(14)	Desc
Described In Section501c3	false	DescribedInSection501c3Ind
Schedule B Required	false	ScheduleBRequiredInd
Political Campaign Acty	Yes (true)	PoliticalCampaignActyInd
Donor Advised Fund	false	DonorAdvisedFundInd
Conservation Easements	false	ConservationEasementsInd
Collections Of Art	false	CollectionsOfArtInd
Credit Counseling	Yes (true)	CreditCounselingInd
Temp Or Permanent Endowments	false	TempOrPermanentEndowmentsInd
Report Land Building Equipment	Yes (true)	ReportLandBuildingEquipmentInd
Report Investments Other Sec	Yes (true)	ReportInvestmentsOtherSecInd
Report Program Related Invst	false	ReportProgramRelatedInvstInd
Report Other Assets	false	ReportOtherAssetsInd
Report Other Liabilities	Yes (true)	ReportOtherLiabilitiesInd
Include FIN48 Footnote	false	IncludeFIN48FootnoteInd
Independent Audit Fincl Stmt	false	IndependentAuditFinclStmtInd
Consolidated Audit Fincl Stmt	Yes (true)	ConsolidatedAuditFinclStmtInd
School Operating	false	SchoolOperatingInd
Foreign Office	false	ForeignOfficeInd
Foreign Activities	false	ForeignActivitiesInd
More Than5000 K To Org	false	MoreThan5000KToOrgInd
More Than5000 K To Individuals	false	MoreThan5000KToIndividualsInd
Professional Fundraising	false	ProfessionalFundraisingInd
Fundraising Activities	false	FundraisingActivitiesInd
Gaming Activities	false	GamingActivitiesInd
Operate Hospital	false	OperateHospitalInd
Grants To Organizations	false	GrantsToOrganizationsInd
Grants To Individuals	false	GrantsToIndividualsInd
Schedule J Required	Yes (true)	ScheduleJRequiredInd
Tax Exempt Bonds	false	TaxExemptBondsInd
Engaged In Excess Benefit Trans	false	EngagedInExcessBenefitTransInd
PY Excess Benefit Trans	false	PYExcessBenefitTransInd
Loan Outstanding	false	LoanOutstandingInd
Grant To Related Person	false	GrantToRelatedPersonInd
Business Rln With Org Mem	false	BusinessRlnWithOrgMemInd
Business Rln With Fam Mem	false	BusinessRlnWithFamMemInd
Business Rln With Officer Ent	false	BusinessRlnWithOfficerEntInd
Deductible Non Cash Contri	false	DeductibleNonCashContriInd
Deductible Art Contribution	false	DeductibleArtContributionInd
Terminate Operations	false	TerminateOperationsInd
Partial Liquidation	false	PartialLiquidationInd
Disregarded Entity	Yes (true)	DisregardedEntityInd
Related Entity	false	RelatedEntityInd
Related Organization Ctrl Ent	false	RelatedOrganizationCtrlEntInd
Activities Conducted Prtshp	false	ActivitiesConductedPrtshpInd
Schedule O Required	Yes (true)	ScheduleORequiredInd
IRP Document	23477	IRPDocumentCnt
IRP Document W2 G	0	IRPDocumentW2GCnt
Backup Wthld Compliance	Yes (true)	BackupWthldComplianceInd
Employee	426	EmployeeCnt
Employment Tax Returns Filed	Yes (true)	EmploymentTaxReturnsFiledInd
Unrelated Bus Incm Over Limit	Yes (true)	UnrelatedBusIncmOverLimitInd
Form990 T Filed	Yes (true)	Form990TFiledInd
Foreign Financial Account	false	ForeignFinancialAccountInd
Prohibited Tax Shelter Trans	false	ProhibitedTaxShelterTransInd
Taxable Party Notification	false	TaxablePartyNotificationInd
Nondeductible Contributions	false	NondeductibleContributionsInd
Indoor Tanning Services	false	IndoorTanningServicesInd
Info In Schedule O Part VI	Yes (X)	InfoInScheduleOPartVIInd
Governing Body Voting Members	9	GoverningBodyVotingMembersCnt
Independent Voting Member	4	IndependentVotingMemberCnt
Family Or Business Rln	false	FamilyOrBusinessRlnInd
Delegation Of Mgmt Duties	false	DelegationOfMgmtDutiesInd
Change To Org Documents	false	ChangeToOrgDocumentsInd
Material Diversion Or Misuse	false	MaterialDiversionOrMisuseInd
Members Or Stockholders	Yes (true)	MembersOrStockholdersInd
Election Of Board Members	Yes (true)	ElectionOfBoardMembersInd
Decisions Subject To Approva	false	DecisionsSubjectToApprovaInd
Minutes Of Governing Body	Yes (true)	MinutesOfGoverningBodyInd
Minutes Of Committees	Yes (true)	MinutesOfCommitteesInd
Officer Mailing Address	false	OfficerMailingAddressInd
Local Chapters	Yes (true)	LocalChaptersInd
Policies Reference Chapters	Yes (true)	PoliciesReferenceChaptersInd
Form990 Provided To Gvrn Body	false	Form990ProvidedToGvrnBodyInd
Conflict Of Interest Policy	Yes (true)	ConflictOfInterestPolicyInd
Annual Disclosure Covered Prsn	Yes (true)	AnnualDisclosureCoveredPrsnInd
Regular Monitoring Enfrc	Yes (true)	RegularMonitoringEnfrcInd
Whistleblower Policy	Yes (true)	WhistleblowerPolicyInd
Document Retention Policy	Yes (true)	DocumentRetentionPolicyInd
Compensation Process CEO	Yes (true)	CompensationProcessCEOInd
Compensation Process Other	false	CompensationProcessOtherInd
Investment In Joint Venture	false	InvestmentInJointVentureInd
States Where Copy Of Return Is Fld	IN	StatesWhereCopyOfReturnIsFldCd
Upon Request	Yes (X)	UponRequestInd

Books In Care Of Detail BooksInCareOfDetail

Field	Value	IRS element (for citing)
Person	ALVIN G LECHER	PersonNm
Phone	8123769771	PhoneNum

US Address USAddress

Field	Value	IRS element (for citing)
Address Line1	3801 TUPELO DRIVE PO BOX 789	AddressLine1Txt
City	COLUMBUS	CityNm
State Abbreviation	IN	StateAbbreviationCd
ZIP	47202	ZIPCd

Field	Value	IRS element (for citing)
Info In Schedule O Part VII	Yes (X)	InfoInScheduleOPartVIIInd

Form990 Part VII Section A Form990PartVIISectionAGrp (24 entries)

TitleTitleTxt	Average Hours Per WeekAverageHoursPerWeekRt	Average Hours Per Week Rltd OrgAverageHoursPerWeekRltdOrgRt	Individual Trustee Or DirectorIndividualTrusteeOrDirectorInd	Reportable Comp From OrgReportableCompFromOrgAmt	Reportable Comp From Rltd OrgReportableCompFromRltdOrgAmt	Other CompensationOtherCompensationAmt	OfficerOfficerInd	Highest Compensated EmployeeHighestCompensatedEmployeeInd	Former Ofcr Director TrusteeFormerOfcrDirectorTrusteeInd
ALAN DEGNER
BOARD MEMBER	3.0	0.0	Yes (X)	$10,483	$0	$0
AMBER FISCHVOGT
BOARD MEMBER	2.0	0.0	Yes (X)	$10,020	$0	$0
LORETTA BURD
CHAIR PERSON	4.0	0.0	Yes (X)	$12,479	$0	$0
BRIAN MCBROOM
BOARD MEMBER	3.0	0.0	Yes (X)	$12,161	$0	$0
RANDY PROFITT
BOARD MEMBER	3.0	0.0	Yes (X)	$8,980	$0	$0
KESAVAN VENUGOPAL
BOARD MEMBER	3.0	0.0	Yes (X)	$8,520	$0	$0
MARY STROH
VICE CHAIR PERSON	3.0	0.0	Yes (X)	$11,725	$0	$0
JIM BICKEL
SECRETARY/TREASURER	3.0	0.0	Yes (X)	$8,980	$0	$0
DONALD JACKSON
BOARD MEMBER	3.0	0.0	Yes (X)	$8,520	$0	$0
PAUL ADRIAN
CHIEF INFORMATION OFFICER	45.0	0.0		$199,516	$0	$14,468	Yes (X)
CHRISTOPHER BOTTORFF
SOUTH REGION PRESIDENT & CSO	45.0	0.0		$211,575	$0	$29,481	Yes (X)
BRAD DAVIS
CHIEF CREDIT OFFICER	45.0	0.0		$206,668	$0	$18,673	Yes (X)
PATRICIA KNORR
CHIEF EXPERIENCE OFFICER	45.0	0.0		$220,634	$0	$22,084	Yes (X)
DAVID MANN
CHIEF FINANCIAL OFFICER	45.0	0.0		$249,260	$0	$18,171	Yes (X)
RICK SILVERS
CEO	45.0	0.0		$387,727	$0	$35,752	Yes (X)
JONATHAN BUCHHOLZ
VP INFORMATION TECHNOLOGY	45.0	0.0		$106,849	$0	$17,715		Yes (X)
JOHN FINNEY
VP RETAIL SALES & SERVICES	45.0	0.0		$114,200	$0	$12,845		Yes (X)
ROBERT FISCHVOGT
CUSO PRESIDENT	45.0	0.0		$109,628	$0	$23,130		Yes (X)
MELISSA JEWELL
SVP HUMAN RESOURCES	45.0	0.0		$110,839	$0	$11,205		Yes (X)
KARL KISSINGER
SVP BUSINESS SERVICES	45.0	0.0		$120,460	$0	$23,384		Yes (X)
ALVIN LECHER
VP ACCOUNTING	45.0	0.0		$118,500	$0	$20,211		Yes (X)
WILLIAM MAHONEY
VP INDIRECT LENDING	45.0	0.0		$105,735	$0	$14,345		Yes (X)
DOUGLAS SHARKEY
SR VP MORTGAGE	45.0	0.0		$135,520	$0	$17,512		Yes (X)
JAMES DINEEN
CHIEF RISK OFFICER	45.0	0.0		$160,364	$0	$18,898			Yes (X)

Field	Value	IRS element (for citing)
Total Reportable Comp From Org	$2,649,343	TotalReportableCompFromOrgAmt
Tot Reportable Comp Rltd Org	$0	TotReportableCompRltdOrgAmt
Total Other Compensation	$297,874	TotalOtherCompensationAmt
Indiv Rcvd Greater Than100 K	15	IndivRcvdGreaterThan100KCnt
Former Ofcr Employees Listed	Yes (true)	FormerOfcrEmployeesListedInd
Total Comp Greater Than150 K	Yes (true)	TotalCompGreaterThan150KInd
Compensation From Other Srcs	false	CompensationFromOtherSrcsInd

Contractor Compensation ContractorCompensationGrp (5 entries)

Address Line1ContractorAddress/USAddress/AddressLine1Txt	CityContractorAddress/USAddress/CityNm	State AbbreviationContractorAddress/USAddress/StateAbbreviationCd	ZIPContractorAddress/USAddress/ZIPCd	ServicesServicesDesc	CompensationCompensationAmt
FISERV
2307 DIRECTORS ROW	INDIANAPOLIS	IN	46241	OUTSIDE SERVICES	$4,818,617
PSCU FINANCIAL SERVICES
560 CARILLON PARKWAY	ST PETERSBURG	FL	33716	OUTSIDE SERVICES	$3,528,620
SCI ENTERPRISES LLC
1516 NEW FORD ROAD	SEYMOUR	IN	47274	OUTSIDE SERVICES	$504,862
HARLAND CLARKE
125 NORTH BURNEET DRIVE LAUREATE DR	SAN ANTONIO	TX	78249	OUTSIDE SERVICES	$462,113
TECHNICAL MAINTENANCE SERVICE
3690 JONESVILLE RD	COLUMBUS	IN	47201	OUTSIDE SERVICES	$398,655

Field	Value	IRS element (for citing)
Cntrct Rcvd Greater Than100 K	41	CntrctRcvdGreaterThan100KCnt
Total Contributions	$0	TotalContributionsAmt

Program Service Revenue ProgramServiceRevenueGrp (5 entries)

DescDesc	BusinessBusinessCd	Total Revenue ColumnTotalRevenueColumnAmt	Related Or Exempt Func IncomeRelatedOrExemptFuncIncomeAmt	Unrelated Business RevenueUnrelatedBusinessRevenueAmt
INTEREST - LOANS	522100	$36,505,532	$36,505,532
SERVICE & MEMBER FEES	522100	$11,825,958	$11,509,340	$316,618
INT-INVEST SECURITIES	523000	$5,309,152	$5,309,152
CREDIT CARD INCOME	522200	$7,577,577	$7,577,577
INT BEARING DEPOSITS	522100	$767,205	$767,205

Field	Value	IRS element (for citing)
Total Program Service Revenue	$61,985,424	TotalProgramServiceRevenueAmt

Investment Income InvestmentIncomeGrp

Field	Value	IRS element (for citing)
Total Revenue Column	$0	TotalRevenueColumnAmt

Incm From Invest Bond Proceeds IncmFromInvestBondProceedsGrp

Field	Value	IRS element (for citing)
Total Revenue Column	$0	TotalRevenueColumnAmt

Royalties Revenue RoyaltiesRevenueGrp

Field	Value	IRS element (for citing)
Total Revenue Column	$0	TotalRevenueColumnAmt

Rental Income Or Loss RentalIncomeOrLossGrp

Field	Value	IRS element (for citing)
Real	$0	RealAmt
Personal	$0	PersonalAmt

Net Rental Income Or Loss NetRentalIncomeOrLossGrp

Field	Value	IRS element (for citing)
Total Revenue Column	$0	TotalRevenueColumnAmt

Gross Amount Sales Assets GrossAmountSalesAssetsGrp

Field	Value	IRS element (for citing)
Securities	$912,914	SecuritiesAmt
Other	$53,784	OtherAmt

Gain Or Loss GainOrLossGrp

Field	Value	IRS element (for citing)
Securities	$912,914	SecuritiesAmt
Other	$53,784	OtherAmt

Net Gain Or Loss Investments NetGainOrLossInvestmentsGrp

Field	Value	IRS element (for citing)
Total Revenue Column	$966,698	TotalRevenueColumnAmt
Related Or Exempt Func Income	$966,698	RelatedOrExemptFuncIncomeAmt

Field	Value	IRS element (for citing)
Fundraising Gross Income	$0	FundraisingGrossIncomeAmt
Fundraising Direct Expenses	$0	FundraisingDirectExpensesAmt

Net Incm From Fundraising Evt NetIncmFromFundraisingEvtGrp

Field	Value	IRS element (for citing)
Total Revenue Column	$0	TotalRevenueColumnAmt

Field	Value	IRS element (for citing)
Gaming Gross Income	$0	GamingGrossIncomeAmt
Gaming Direct Expenses	$0	GamingDirectExpensesAmt

Net Income From Gaming NetIncomeFromGamingGrp

Field	Value	IRS element (for citing)
Total Revenue Column	$0	TotalRevenueColumnAmt

Field	Value	IRS element (for citing)
Gross Sales Of Inventory	$0	GrossSalesOfInventoryAmt
Cost Of Goods Sold	$0	CostOfGoodsSoldAmt

Net Income Or Loss NetIncomeOrLossGrp

Field	Value	IRS element (for citing)
Total Revenue Column	$0	TotalRevenueColumnAmt

Other Revenue Misc OtherRevenueMiscGrp (2 entries)

DescDesc	BusinessBusinessCd	Total Revenue ColumnTotalRevenueColumnAmt	Related Or Exempt Func IncomeRelatedOrExemptFuncIncomeAmt
INSURANCE COMMISSIONS	524113	$2,445,469	$2,445,469
OTHER INCOME	522100	$1,132,051	$1,132,051

Field	Value	IRS element (for citing)
Other Revenue Total	$3,577,520	OtherRevenueTotalAmt

Total Revenue TotalRevenueGrp

Field	Value	IRS element (for citing)
Total Revenue Column	$66,529,642	TotalRevenueColumnAmt
Related Or Exempt Func Income	$66,213,024	RelatedOrExemptFuncIncomeAmt
Unrelated Business Revenue	$316,618	UnrelatedBusinessRevenueAmt

Grants To Domestic Orgs GrantsToDomesticOrgsGrp

Field	Value	IRS element (for citing)
Total	$0	TotalAmt

Grants To Domestic Individuals GrantsToDomesticIndividualsGrp

Field	Value	IRS element (for citing)
Total	$0	TotalAmt

Foreign Grants ForeignGrantsGrp

Field	Value	IRS element (for citing)
Total	$0	TotalAmt

Benefits To Members BenefitsToMembersGrp

Field	Value	IRS element (for citing)
Total	$0	TotalAmt

Comp Current Ofcr Directors CompCurrentOfcrDirectorsGrp

Field	Value	IRS element (for citing)
Total	$2,415,573	TotalAmt

Comp Disqual Persons CompDisqualPersonsGrp

Field	Value	IRS element (for citing)
Total	$0	TotalAmt

Other Salaries And Wages OtherSalariesAndWagesGrp

Field	Value	IRS element (for citing)
Total	$11,122,056	TotalAmt

Pension Plan Contributions PensionPlanContributionsGrp

Field	Value	IRS element (for citing)
Total	$317,348	TotalAmt

Other Employee Benefits OtherEmployeeBenefitsGrp

Field	Value	IRS element (for citing)
Total	$3,116,466	TotalAmt

Payroll Taxes PayrollTaxesGrp

Field	Value	IRS element (for citing)
Total	$1,051,247	TotalAmt

Fees For Services Management FeesForServicesManagementGrp

Field	Value	IRS element (for citing)
Total	$0	TotalAmt

Fees For Services Legal FeesForServicesLegalGrp

Field	Value	IRS element (for citing)
Total	$77,198	TotalAmt

Fees For Services Accounting FeesForServicesAccountingGrp

Field	Value	IRS element (for citing)
Total	$283,939	TotalAmt

Fees For Services Lobbying FeesForServicesLobbyingGrp

Field	Value	IRS element (for citing)
Total	$0	TotalAmt

Fees For Services Prof Fundraising FeesForServicesProfFundraising

Field	Value	IRS element (for citing)
Total	$0	TotalAmt

Fees For Srvc Invst Mgmnt Fees FeesForSrvcInvstMgmntFeesGrp

Field	Value	IRS element (for citing)
Total	$0	TotalAmt

Fees For Services Other FeesForServicesOtherGrp

Field	Value	IRS element (for citing)
Total	$0	TotalAmt

Advertising AdvertisingGrp

Field	Value	IRS element (for citing)
Total	$1,568,225	TotalAmt

Office Expenses OfficeExpensesGrp

Field	Value	IRS element (for citing)
Total	$1,995,117	TotalAmt

Information Technology InformationTechnologyGrp

Field	Value	IRS element (for citing)
Total	$1,651,493	TotalAmt

Royalties RoyaltiesGrp

Field	Value	IRS element (for citing)
Total	$0	TotalAmt

Occupancy OccupancyGrp

Field	Value	IRS element (for citing)
Total	$3,710,545	TotalAmt

Travel TravelGrp

Field	Value	IRS element (for citing)
Total	$108,714	TotalAmt

Pymt Travel Entrtnmnt Pub Ofcl PymtTravelEntrtnmntPubOfclGrp

Field	Value	IRS element (for citing)
Total	$0	TotalAmt

Conferences Meetings ConferencesMeetingsGrp

Field	Value	IRS element (for citing)
Total	$325,605	TotalAmt

Interest InterestGrp

Field	Value	IRS element (for citing)
Total	$9,303,232	TotalAmt

Payments To Affiliates PaymentsToAffiliatesGrp

Field	Value	IRS element (for citing)
Total	$0	TotalAmt

Depreciation Depletion DepreciationDepletionGrp

Field	Value	IRS element (for citing)
Total	$1,934,503	TotalAmt

Insurance InsuranceGrp

Field	Value	IRS element (for citing)
Total	$377,435	TotalAmt

Other Expenses OtherExpensesGrp (4 entries)

DescDesc	TotalTotalAmt
OUTSIDE SERVICES	$3,388,896
LOAN SERVICING EXPENSE	$2,451,382
BAD DEBT EXPENSE	$2,394,982
COLLECTIONS	$686,531

All Other Expenses AllOtherExpensesGrp

Field	Value	IRS element (for citing)
Total	$3,807,615	TotalAmt

Total Functional Expenses TotalFunctionalExpensesGrp

Field	Value	IRS element (for citing)
Total	$52,088,102	TotalAmt

Cash Non Interest Bearing CashNonInterestBearingGrp

Field	Value	IRS element (for citing)
BOY	$14,377,725	BOYAmt
EOY	$14,957,073	EOYAmt

Savings And Temp Cash Invst SavingsAndTempCashInvstGrp

Field	Value	IRS element (for citing)
BOY	$124,444,807	BOYAmt
EOY	$93,162,260	EOYAmt

Pledges And Grants Receivable PledgesAndGrantsReceivableGrp

Field	Value	IRS element (for citing)
BOY	$0	BOYAmt
EOY	$0	EOYAmt

Accounts Receivable AccountsReceivableGrp

Field	Value	IRS element (for citing)
BOY	$0	BOYAmt
EOY	$0	EOYAmt

Receivables From Officers Etc ReceivablesFromOfficersEtcGrp

Field	Value	IRS element (for citing)
BOY	$0	BOYAmt
EOY	$0	EOYAmt

Rcvbl From Disqualified Prsn RcvblFromDisqualifiedPrsnGrp

Field	Value	IRS element (for citing)
BOY	$0	BOYAmt
EOY	$0	EOYAmt

Oth Notes Loans Receivable Net OthNotesLoansReceivableNetGrp

Field	Value	IRS element (for citing)
BOY	$918,226,701	BOYAmt
EOY	$1,005,997,084	EOYAmt

Inventories For Sale Or Use InventoriesForSaleOrUseGrp

Field	Value	IRS element (for citing)
BOY	$0	BOYAmt
EOY	$0	EOYAmt

Prepaid Expenses Defrd Charges PrepaidExpensesDefrdChargesGrp

Field	Value	IRS element (for citing)
BOY	$0	BOYAmt
EOY	$0	EOYAmt

Field	Value	IRS element (for citing)
Land Bldg Equip Cost Or Other Bss	$36,494,875	LandBldgEquipCostOrOtherBssAmt
Land Bldg Equip Accum Deprec	$16,690,495	LandBldgEquipAccumDeprecAmt

Land Bldg Equip Basis Net LandBldgEquipBasisNetGrp

Field	Value	IRS element (for citing)
BOY	$16,081,251	BOYAmt
EOY	$19,804,380	EOYAmt

Investments Pub Traded Sec InvestmentsPubTradedSecGrp

Field	Value	IRS element (for citing)
BOY	$0	BOYAmt
EOY	$0	EOYAmt

Investments Other Securities InvestmentsOtherSecuritiesGrp

Field	Value	IRS element (for citing)
BOY	$260,998,703	BOYAmt
EOY	$251,342,756	EOYAmt

Investments Program Related InvestmentsProgramRelatedGrp

Field	Value	IRS element (for citing)
BOY	$0	BOYAmt
EOY	$0	EOYAmt

Intangible Assets IntangibleAssetsGrp

Field	Value	IRS element (for citing)
BOY	$0	BOYAmt
EOY	$0	EOYAmt

Other Assets Total OtherAssetsTotalGrp

Field	Value	IRS element (for citing)
BOY	$29,110,075	BOYAmt
EOY	$31,083,864	EOYAmt

Total Assets TotalAssetsGrp

Field	Value	IRS element (for citing)
BOY	$1,363,239,262	BOYAmt
EOY	$1,416,347,417	EOYAmt

Accounts Payable Accr Expnss AccountsPayableAccrExpnssGrp

Field	Value	IRS element (for citing)
BOY	$0	BOYAmt
EOY	$0	EOYAmt

Grants Payable GrantsPayableGrp

Field	Value	IRS element (for citing)
BOY	$0	BOYAmt
EOY	$0	EOYAmt

Deferred Revenue DeferredRevenueGrp

Field	Value	IRS element (for citing)
BOY	$0	BOYAmt
EOY	$0	EOYAmt

Tax Exempt Bond Liabilities TaxExemptBondLiabilitiesGrp

Field	Value	IRS element (for citing)
BOY	$0	BOYAmt
EOY	$0	EOYAmt

Escrow Account Liability EscrowAccountLiabilityGrp

Field	Value	IRS element (for citing)
BOY	$1,527,816	BOYAmt
EOY	$1,701,619	EOYAmt

Loans From Officers Directors LoansFromOfficersDirectorsGrp

Field	Value	IRS element (for citing)
BOY	$0	BOYAmt
EOY	$0	EOYAmt

Mortg Notes Pybl Scrd Invst Prop MortgNotesPyblScrdInvstPropGrp

Field	Value	IRS element (for citing)
BOY	$0	BOYAmt
EOY	$0	EOYAmt

Unsecured Notes Loans Payable UnsecuredNotesLoansPayableGrp

Field	Value	IRS element (for citing)
BOY	$0	BOYAmt
EOY	$0	EOYAmt

Other Liabilities OtherLiabilitiesGrp

Field	Value	IRS element (for citing)
BOY	$1,196,173,589	BOYAmt
EOY	$1,235,573,571	EOYAmt

Total Liabilities TotalLiabilitiesGrp

Field	Value	IRS element (for citing)
BOY	$1,197,701,405	BOYAmt
EOY	$1,237,275,190	EOYAmt

Field	Value	IRS element (for citing)
Org Does Not Follow SFAS117	Yes (X)	OrgDoesNotFollowSFAS117Ind

Cap Stk Tr Prin Current Funds CapStkTrPrinCurrentFundsGrp

Field	Value	IRS element (for citing)
BOY	$0	BOYAmt
EOY	$0	EOYAmt

Pd In Cap Srpls Land Bldg Eqp Fund PdInCapSrplsLandBldgEqpFundGrp

Field	Value	IRS element (for citing)
BOY	$0	BOYAmt
EOY	$0	EOYAmt

Rtn Earn Endowment Incm Oth Fnds RtnEarnEndowmentIncmOthFndsGrp

Field	Value	IRS element (for citing)
BOY	$165,537,857	BOYAmt
EOY	$179,072,227	EOYAmt

Total Net Assets Fund Balance TotalNetAssetsFundBalanceGrp

Field	Value	IRS element (for citing)
BOY	$165,537,857	BOYAmt
EOY	$179,072,227	EOYAmt

Tot Liab Net Assets Fund Balance TotLiabNetAssetsFundBalanceGrp

Field	Value	IRS element (for citing)
BOY	$1,363,239,262	BOYAmt
EOY	$1,416,347,417	EOYAmt

Field	Value	IRS element (for citing)
Reconcilation Revenue Expnss	$14,441,540	ReconcilationRevenueExpnssAmt
Net Unrlzd Gains Losses Invst	-$907,170	NetUnrlzdGainsLossesInvstAmt
Method Of Accounting Accrual	Yes (X)	MethodOfAccountingAccrualInd
Accountant Compile Or Review	false	AccountantCompileOrReviewInd
FS Audited	Yes (true)	FSAuditedInd

FS Audited Basis FSAuditedBasisGrp

Field	Value	IRS element (for citing)
Consolidated Basis Fincl Stmt	Yes (X)	ConsolidatedBasisFinclStmtInd

Field	Value	IRS element (for citing)
Audit Committee	Yes (true)	AuditCommitteeInd
Federal Grant Audit Required	false	FederalGrantAuditRequiredInd

Schedule C IRS990ScheduleC

Field	Value	IRS element (for citing)
Political Expenditures	$6,000	PoliticalExpendituresAmt
Internal Funds Contributed	$6,000	InternalFundsContributedAmt
Total Exempt Function Expend	$6,000	TotalExemptFunctionExpendAmt
Form1120 POL Filed	false	Form1120POLFiledInd

Section527 Political Org Section527PoliticalOrgGrp

Organization Business Name OrganizationBusinessName

Field	Value	IRS element (for citing)
Business Name Line1	INDIANA CREDIT UNION	BusinessNameLine1Txt
Business Name Line2	PAC	BusinessNameLine2Txt

US Address USAddress

Field	Value	IRS element (for citing)
Address Line1	5975 CASTLE CREEK PRKWY N DR	AddressLine1Txt
City	INDIANAPOLIS	CityNm
State Abbreviation	IN	StateAbbreviationCd
ZIP	46250	ZIPCd

Field	Value	IRS element (for citing)
EIN	237305600	EIN
Paid Internal Funds	$6,000	PaidInternalFundsAmt
Contributions Rcvd Dlvr	$0	ContributionsRcvdDlvrAmt

Field	Value	IRS element (for citing)
Total Grassroots Lobbying		TotalGrassrootsLobbyingGrp
Total Direct Lobbying		TotalDirectLobbyingGrp
Total Lobbying Expend		TotalLobbyingExpendGrp
Other Exempt Purpose Expend		OtherExemptPurposeExpendGrp
Total Exempt Purpose Expend		TotalExemptPurposeExpendGrp
Lobbying Nontaxable Amount		LobbyingNontaxableAmountGrp
Grassroots Nontaxable		GrassrootsNontaxableGrp
Tot Lbbyng Grassroot Mns Non Tx		TotLbbyngGrassrootMnsNonTxGrp
Tot Lbby Expend Mns Lbbyng Non Tx		TotLbbyExpendMnsLbbyngNonTxGrp

Supplemental Information Detail SupplementalInformationDetail

Field	Value	IRS element (for citing)
Form And Line Reference	PART I-A, LINE 1	FormAndLineReferenceDesc
Explanation	DESCRIPTION OF POLITICAL CAMPAIGN ACTIVITIES: CENTRA CREDIT UNION MADE A DISTRIBUTION IN THE AMOUNT OF $6,000 TO THE INDIANA CREDIT UNION POLITICAL ACTION COMMITTEE, A SECTION 527 ORGANIZATION.	ExplanationTxt

Schedule D IRS990ScheduleD

Field	Value	IRS element (for citing)
Art Public Exhibition Amounts		ArtPublicExhibitionAmountsGrp
Held Works Art		HeldWorksArtGrp
Agent Trustee Etc	false	AgentTrusteeEtcInd
Incl Escrow Custodial Acct Liab	Yes (true)	InclEscrowCustodialAcctLiabInd
Explanation Provided	Yes (X)	ExplanationProvidedInd
CY Minus3 Yr Endwmt Fund		CYMinus3YrEndwmtFundGrp
CY Minus4 Yr Endwmt Fund		CYMinus4YrEndwmtFundGrp

Land LandGrp

Field	Value	IRS element (for citing)
Other Cost Or Other Basis	$3,788,999	OtherCostOrOtherBasisAmt
Book Value	$3,788,999	BookValueAmt

Buildings BuildingsGrp

Field	Value	IRS element (for citing)
Other Cost Or Other Basis	$15,042,251	OtherCostOrOtherBasisAmt
Depreciation	$8,037,285	DepreciationAmt
Book Value	$7,004,966	BookValueAmt

Leasehold Improvements LeaseholdImprovementsGrp

Field	Value	IRS element (for citing)
Other Cost Or Other Basis	$2,045,169	OtherCostOrOtherBasisAmt
Depreciation	$1,325,527	DepreciationAmt
Book Value	$719,641	BookValueAmt

Equipment EquipmentGrp

Field	Value	IRS element (for citing)
Other Cost Or Other Basis	$11,208,370	OtherCostOrOtherBasisAmt
Depreciation	$7,327,682	DepreciationAmt
Book Value	$3,880,688	BookValueAmt

Other Land Buildings OtherLandBuildingsGrp

Field	Value	IRS element (for citing)
Other Cost Or Other Basis	$4,410,086	OtherCostOrOtherBasisAmt
Book Value	$4,410,086	BookValueAmt

Field	Value	IRS element (for citing)
Total Book Value Land Buildings	$19,804,380	TotalBookValueLandBuildingsAmt
Financial Derivatives		FinancialDerivativesGrp
Closely Held Equity Interests		CloselyHeldEquityInterestsGrp

Other Securities OtherSecuritiesGrp (2 entries)

DescDesc	Book ValueBookValueAmt	Method ValuationMethodValuationCd
AVAILABLE FOR SALE SECURITIES	$212,217,915	F
HELD TO MATURITY SECURITIES	$39,124,841	C

Field	Value	IRS element (for citing)
Total Book Value Securities	$251,342,756	TotalBookValueSecuritiesAmt
Federal Income Tax Liability	$0	FederalIncomeTaxLiabilityAmt

Other Liabilities Org OtherLiabilitiesOrgGrp (3 entries)

DescDesc	AmtAmt
MEMBERS' DEPOSITS	$1,181,663,699
FHLB ADVANCES	$29,000,000
OTHER LIABILITIES	$24,909,872

Field	Value	IRS element (for citing)
Total Liability	$1,235,573,571	TotalLiabilityAmt
Total Rev Etc Audited Fincl Stmt	$54,802,671	TotalRevEtcAuditedFinclStmtAmt
Revenue Subtotal	$54,802,671	RevenueSubtotalAmt
Other Revenues Not Included	$11,726,971	OtherRevenuesNotIncludedAmt
Revenue Not Reported Fincl Stmt	$11,726,971	RevenueNotReportedFinclStmtAmt
Total Revenue Per Form990	$66,529,642	TotalRevenuePerForm990Amt
Tot Expns Etc Audited Fincl Stmt	$40,361,131	TotExpnsEtcAuditedFinclStmtAmt
Expenses Subtotal	$40,361,131	ExpensesSubtotalAmt
Other Expenses Not Included	$11,726,971	OtherExpensesNotIncludedAmt
Expenses Not Rpt Fincl Stmt	$11,726,971	ExpensesNotRptFinclStmtAmt
Total Expenses Per Form990	$52,088,102	TotalExpensesPerForm990Amt

Supplemental Information Detail SupplementalInformationDetail (3 entries)

Form And Line ReferenceFormAndLineReferenceDesc	ExplanationExplanationTxt
PART IV, LINE 2	ESCROW ACCOUNT: CENTRA CREDIT UNION ACTS AS A THIRD PARTY TRUSTEE THAT RECEIVES AND DISBURSES FUNDS TO PAY OBLIGATIONS OF ACCOUNT HOLDERS.
PART X, LINE 2	FIN 48 DISCLOSURE: MANAGEMENT HAS EVALUATED THEIR INCOME TAX POSITIONS UNDER THE GUIDANCE INCLUDED IN ASC 740. BASED ON THEIR REVIEW, MANAGEMENT HAS NOT IDENTIFIED ANY MATERIAL UNCERTAIN TAX POSITIONS TO BE RECORDED OR DISCLOSED IN THE FINANCIAL STATEMENTS.
PART XI & XII, LINE 4B	OTHER ADJUSTMENTS: GAIN ON OTHER ASSETS $ 53,784 INTEREST EXPENSE 9,278,205 LOAN LOSSES 2,394,982 TOTAL ADJUSTMENT $ 11,726,971

Schedule J IRS990ScheduleJ

Field	Value	IRS element (for citing)
Club Dues Or Fees	Yes (X)	ClubDuesOrFeesInd
Written Policy Ref T And E Expnss	false	WrittenPolicyRefTAndEExpnssInd
Substantiation Required	Yes (true)	SubstantiationRequiredInd
Board Or Committee Approval	Yes (X)	BoardOrCommitteeApprovalInd
Severance Payment	Yes (true)	SeverancePaymentInd
Supplemental Nonqual Rtr Plan	Yes (true)	SupplementalNonqualRtrPlanInd
Equity Based Comp Arrngm	false	EquityBasedCompArrngmInd

Rltd Org Officer Trst Key Empl RltdOrgOfficerTrstKeyEmplGrp (8 entries)

TitleTitleTxt	Base Compensation Filing OrgBaseCompensationFilingOrgAmt	Compensation Based On Rltd OrgsCompensationBasedOnRltdOrgsAmt	Bonus Filing OrganizationBonusFilingOrganizationAmount	Bonus Related OrganizationsBonusRelatedOrganizationsAmt	Other Compensation Filing OrgOtherCompensationFilingOrgAmt	Other Compensation Rltd OrgsOtherCompensationRltdOrgsAmt	Deferred Compensation Flng OrgDeferredCompensationFlngOrgAmt	Deferred Comp Rltd OrgsDeferredCompRltdOrgsAmt	Nontaxable Benefits Filing OrgNontaxableBenefitsFilingOrgAmt	Nontaxable Benefits Rltd OrgsNontaxableBenefitsRltdOrgsAmt	Total Compensation Filing OrgTotalCompensationFilingOrgAmt	Total Compensation Rltd OrgsTotalCompensationRltdOrgsAmt	Comp Report Prior990 Filing OrgCompReportPrior990FilingOrgAmt	Comp Report Prior990 Rltd OrgsCompReportPrior990RltdOrgsAmt
PAUL ADRIAN
CHIEF INFORMATION OFFICER	$169,921	$0	$29,595	$0	$0	$0	$5,988	$0	$8,480	$0	$213,984	$0	$0	$0
CHRISTOPHER BOTTORFF
SOUTH REGION PRESIDENT & CSO	$177,255	$0	$34,320	$0	$0	$0	$6,483	$0	$22,998	$0	$241,056	$0	$0	$0
BRAD DAVIS
CHIEF CREDIT OFFICER	$175,660	$0	$31,008	$0	$0	$0	$6,334	$0	$12,339	$0	$225,341	$0	$0	$0
JAMES DINEEN
CHIEF RISK OFFICER	$117,383	$0	$26,000	$0	$16,981	$0	$2,177	$0	$16,721	$0	$179,262	$0	$0	$0
PATRICIA KNORR
CHIEF EXPERIENCE OFFICER	$177,822	$0	$36,485	$0	$6,327	$0	$6,923	$0	$15,161	$0	$242,718	$0	$0	$0
DAVID MANN
CHIEF FINANCIAL OFFICER	$196,471	$0	$39,000	$0	$13,789	$0	$8,184	$0	$9,987	$0	$267,431	$0	$0	$0
DOUGLAS SHARKEY
SR VP MORTGAGE	$128,715	$0	$6,805	$0	$0	$0	$4,168	$0	$13,344	$0	$153,032	$0	$0	$0
RICK SILVERS
CEO	$293,824	$0	$53,375	$0	$40,528	$0	$8,100	$0	$27,652	$0	$423,479	$0	$0	$0

Supplemental Information Detail SupplementalInformationDetail (3 entries)

Form And Line ReferenceFormAndLineReferenceDesc	ExplanationExplanationTxt
SCHEDULE J, PART I, LINE 1	REIMBURSEMENT OF EXPENSES: CENTRA CREDIT UNION DOES NOT HAVE A WRITTEN POLICY REGARDING PAYMENT OR REIMBURSEMENT OF THE EXPENSES DESCRIBED IN 1A. HOWEVER, THE ORGANIZATION DID REQUIRE SUBSTANTIATION PRIOR TO REIMBURSING THE EXPENSES INCURRED. RICK SILVERS RECEIVED CLUB DUES AND THAT WAS TREATED AS TAXABLE COMPENSATION.
SCHEDULE J, PART I, LINE 4A	THE FOLLOWING OFFICERS RECEIVED A SEVERANCE OR CHANGE OF CONTROL PAYMENT): JAMES DINEEN, $16,981. THIS AMOUNT HAS BEEN INCLUDED IN OTHER REPORTABLE COMPENSATION ON SCHEDULE J, PART II.
SCHEDULE J, PART I, LINE 4B	THE FOLLOWING OFFICERS RECEIVED CONTRIBTIONS TO A NONQUALIFIED PLAN UNDER SECTION 457(F): RICK SILVERS, $21,583. THIS AMOUNT HAS BEEN INCLUDED IN OTHER REPORTABLE COMPENSATION ON SCHEDULE J, PART II.

Schedule O IRS990ScheduleO

Supplemental Information Detail SupplementalInformationDetail (6 entries)

Form And Line ReferenceFormAndLineReferenceDesc	ExplanationExplanationTxt
FORM 990, PART VI, SECTION A, LINE 6	MEMBERS OR STOCKHOLDERS: EVERY MEMBER OF THE CREDIT UNION HAVING PURCHASED ONE OR MORE SHARES OF STOCK IS A SHAREHOLDER.
FORM 990, PART VI, SECTION A, LINE 7A	ELECTION OF MEMBERS OF THE GOVERNING BODY: ELIGIBLE MEMBERS RECEIVE ONE VOTE TO ELECT BY MAJORITY THE DIRECTORS OF THE CREDIT UNION.
FORM 990, PART VI, SECTION B, LINE 11B	REVIEW OF FORM 990: THE FORM 990 IS REVIEWED BY THE VICE PRESIDENT OF ACCOUNTING PRIOR TO FILING THE RETURN. THE FORM 990 IS ALSO REVIEWED BY AN INDEPENDENT ACCOUNTING FIRM.
FORM 990, PART VI, SECTION B, LINE 12C	CONFLICT OF INTEREST POLICY: CONFLICT OF INTEREST POLICIES ARE SIGNED ANNUALLY BY EACH BOARD MEMBER AND OFFICER OF THE ORGANIZATION AND REVIEWED. IF A BOARD MEMBER HAS A CONFLICT THEY RECUSE THEMSELVES FROM DISCUSSIONS AND VOTING IN THAT AREA.
FORM 990, PART VI, SECTION B, LINE 15A	REVIEW OF COMPENSATION: PAY INCREASES TO TOP MANAGEMENT ARE APPROVED AS PART OF THE ANNUAL REVIEW PROCESS WHICH IS APPROVED BY THE BOARD COMPENSATION COMMITTEE.
FORM 990, PART VI, SECTION C, LINE 19	AVAILABILITY OF FINANCIAL STATEMENTS AND GOVERNING DOCUMENTS: GOVERNING DOCUMENTS AND FINANCIAL STATEMENTS ARE AVAILABLE TO THE PUBLIC UPON REQUEST.

Schedule R IRS990ScheduleR

Id Disregarded Entities IdDisregardedEntitiesGrp

Disregarded Entity Name DisregardedEntityName

Field	Value	IRS element (for citing)
Business Name Line1	CENTRA FINANCIAL SERVICES LLC	BusinessNameLine1Txt

US Address USAddress

Field	Value	IRS element (for citing)
Address Line1	1430 NATIONAL ROAD	AddressLine1Txt
City	COLUMBUS	CityNm
State Abbreviation	IN	StateAbbreviationCd
ZIP	47202	ZIPCd

Field	Value	IRS element (for citing)
Primary Activities	BANKING	PrimaryActivitiesTxt
Legal Domicile State	IN	LegalDomicileStateCd
Total Income	$2,017,044	TotalIncomeAmt
End Of Year Assets	$4,625,513	EndOfYearAssetsAmt

Direct Controlling Entity Name DirectControllingEntityName

Field	Value	IRS element (for citing)
Business Name Line1	CENTRA CU	BusinessNameLine1Txt