DEPARTMENT OF FINANCIAL INSTITUTION DIVISION OF CREDIT UNIONS IN IND: Form 990, tax year 2018

View the entire original 990 at ProPublica ↗

Organization: DEPARTMENT OF FINANCIAL INSTITUTION DIVISION OF CREDIT UNIONS IN IND (EIN 35-0885381)
Tax period: 2018-01-01 to 2018-12-31
Filed: 2019-11-15
IRS object ID: 201943199349305799
Schema version: 2018v3.1
Source: Download XML · Original 990 at ProPublica

Every field in the e-filed return. Faint text is the IRS element name, for citing.

Return header
Form 990
Schedule C
Schedule D
Schedule J
Schedule O
Schedule R

Return header ReturnHeader

Field	Value	IRS element (for citing)
Return	2019-11-15T10:04:41-06:00	ReturnTs
Tax Period End	2018-12-31	TaxPeriodEndDt

Preparer Firm PreparerFirmGrp

Preparer Firm Name PreparerFirmName

Field	Value	IRS element (for citing)
Business Name Line1	BKD LLP	BusinessNameLine1Txt

Preparer US Address PreparerUSAddress

Field	Value	IRS element (for citing)
Address Line1	201 N Illinois Street	AddressLine1Txt
City	Indianapolis	CityNm
State Abbreviation	IN	StateAbbreviationCd
ZIP	46204	ZIPCd

Field	Value	IRS element (for citing)
Return Type	990	ReturnTypeCd
Tax Period Begin	2018-01-01	TaxPeriodBeginDt

Filer Filer

Field	Value	IRS element (for citing)
EIN	350885381	EIN

Business Name BusinessName

Field	Value	IRS element (for citing)
Business Name Line1	Centra Credit Union	BusinessNameLine1Txt

Field	Value	IRS element (for citing)
In Care Of	% ALVIN G LECHER	InCareOfNm
Business Name Control	CENT	BusinessNameControlTxt
Phone	8123769771	PhoneNum

US Address USAddress

Field	Value	IRS element (for citing)
Address Line1	3801 TUPELO DRIVE PO BOX 789	AddressLine1Txt
City	COLUMBUS	CityNm
State Abbreviation	IN	StateAbbreviationCd
ZIP	47202	ZIPCd

Business Officer BusinessOfficerGrp

Field	Value	IRS element (for citing)
Person	DAVID MANN	PersonNm
Person Title	CFO	PersonTitleTxt
Phone	8123769771	PhoneNum
Signature	2019-11-15	SignatureDt
Discuss With Paid Preparer	Yes (true)	DiscussWithPaidPreparerInd

Preparer Person PreparerPersonGrp

Field	Value	IRS element (for citing)
Preparer Person	MICHAEL J SUMMERS	PreparerPersonNm
PTIN	P00838533	PTIN
Phone	3173834000	PhoneNum
Preparation	2019-11-15	PreparationDt

Filing Security Information FilingSecurityInformation

IP Address IPAddress

Field	Value	IRS element (for citing)
I Pv4 Address	167.68.126.162	IPv4AddressTxt

Field	Value	IRS element (for citing)
Federal Original Submission Id	43033020193195000010	FederalOriginalSubmissionId
Federal Original Submission Id	2019-11-15	FederalOriginalSubmissionIdDt
Filing License Type	P	FilingLicenseTypeCd
At Submission Creation Device Id	E5176304B9EB241B932E2F7C50FBF73E5E553274	AtSubmissionCreationDeviceId
At Submission Filing Device Id	E43C2FEF5D838BC286DC3B96AF984EDC8464B4B8	AtSubmissionFilingDeviceId

Field	Value	IRS element (for citing)
Tax	2018	TaxYr
Build TS	2020-03-31 21:24:44Z	BuildTS

Form 990 IRS990

Field	Value	IRS element (for citing)
Principal Officer	RICK SILVERS	PrincipalOfficerNm

US Address USAddress

Field	Value	IRS element (for citing)
Address Line1	3801 TUPELO DRIVE PO BOX 789	AddressLine1Txt
City	COLUMBUS	CityNm
State Abbreviation	IN	StateAbbreviationCd
ZIP	47202	ZIPCd

Field	Value	IRS element (for citing)
Gross Receipts	$74,544,080	GrossReceiptsAmt
Group Return For Affiliates	false	GroupReturnForAffiliatesInd
Organization501c	Yes (X)	Organization501cInd
Website Address	WWW.CENTRA.ORG	WebsiteAddressTxt
Type Of Organization Corp	Yes (X)	TypeOfOrganizationCorpInd
Formation	1997	FormationYr
Legal Domicile State	IN	LegalDomicileStateCd
Activity Or Mission	STATE CHARTERED AND FEDERALLY INSURED CREDIT UNION WHICH GRANTS CONSUMER LOANS INCLUDING CREDIT CARDS, MORTGAGE LOANS, AND BUSINESS LOANS TO ITS MEMBERS.	ActivityOrMissionDesc
Voting Members Governing Body	9	VotingMembersGoverningBodyCnt
Voting Members Independent	2	VotingMembersIndependentCnt
Total Employee	434	TotalEmployeeCnt
Total Volunteers	13	TotalVolunteersCnt
Total Gross UBI	$259,009	TotalGrossUBIAmt
Net Unrelated Bus Txbl Incm	-$45,253	NetUnrelatedBusTxblIncmAmt
PY Contributions Grants	$0	PYContributionsGrantsAmt
CY Contributions Grants	$0	CYContributionsGrantsAmt
PY Program Service Revenue	$61,985,424	PYProgramServiceRevenueAmt
CY Program Service Revenue	$74,021,859	CYProgramServiceRevenueAmt
PY Investment Income	$966,698	PYInvestmentIncomeAmt
CY Investment Income	$522,221	CYInvestmentIncomeAmt
PY Other Revenue	$3,577,520	PYOtherRevenueAmt
CY Other Revenue	$0	CYOtherRevenueAmt
PY Total Revenue	$66,529,642	PYTotalRevenueAmt
CY Total Revenue	$74,544,080	CYTotalRevenueAmt
PY Grants And Similar Paid	$0	PYGrantsAndSimilarPaidAmt
CY Grants And Similar Paid	$0	CYGrantsAndSimilarPaidAmt
PY Benefits Paid To Members	$0	PYBenefitsPaidToMembersAmt
CY Benefits Paid To Members	$0	CYBenefitsPaidToMembersAmt
PY Salaries Comp Emp Bnft Paid	$18,022,690	PYSalariesCompEmpBnftPaidAmt
CY Salaries Comp Emp Bnft Paid	$19,407,031	CYSalariesCompEmpBnftPaidAmt
PY Total Prof Fndrsng Expns	$0	PYTotalProfFndrsngExpnsAmt
CY Total Prof Fndrsng Expns	$0	CYTotalProfFndrsngExpnsAmt
CY Total Fundraising Expense	$0	CYTotalFundraisingExpenseAmt
PY Other Expenses	$34,065,412	PYOtherExpensesAmt
CY Other Expenses	$41,593,462	CYOtherExpensesAmt
PY Total Expenses	$52,088,102	PYTotalExpensesAmt
CY Total Expenses	$61,000,493	CYTotalExpensesAmt
PY Revenues Less Expenses	$14,441,540	PYRevenuesLessExpensesAmt
CY Revenues Less Expenses	$13,543,587	CYRevenuesLessExpensesAmt
Total Assets BOY	$1,416,347,417	TotalAssetsBOYAmt
Total Assets EOY	$1,468,696,851	TotalAssetsEOYAmt
Total Liabilities BOY	$1,237,275,190	TotalLiabilitiesBOYAmt
Total Liabilities EOY	$1,277,521,035	TotalLiabilitiesEOYAmt
Net Assets Or Fund Balances BOY	$179,072,227	NetAssetsOrFundBalancesBOYAmt
Net Assets Or Fund Balances EOY	$191,175,816	NetAssetsOrFundBalancesEOYAmt
Mission	STATE CHARTED AND FEDERALLY INSURED CREDIT UNION WHICH GRANTS CONSUMER LOANS INCLUDING CREDIT CARDS, LEASE FINANCING AND OPEN-END CREDIT, MORTGAGE LOANS AND BUSINESS LOANS TO ITS MEMBERS.	MissionDesc
Significant New Program Srvc	false	SignificantNewProgramSrvcInd
Significant Change	false	SignificantChangeInd
Desc	CREDIT UNION PROGRAMS. ALL ACTIVITIES ARE STATE CHARTERED CREDIT UNION ACTIVITIES WHICH ARE EXEMPT UNDER SECTION 501(C)(14)	Desc
Described In Section501c3	false	DescribedInSection501c3Ind
Schedule B Required	false	ScheduleBRequiredInd
Political Campaign Acty	Yes (true)	PoliticalCampaignActyInd
Donor Advised Fund	false	DonorAdvisedFundInd
Conservation Easements	false	ConservationEasementsInd
Collections Of Art	false	CollectionsOfArtInd
Credit Counseling	Yes (true)	CreditCounselingInd
Temp Or Permanent Endowments	false	TempOrPermanentEndowmentsInd
Report Land Building Equipment	Yes (true)	ReportLandBuildingEquipmentInd
Report Investments Other Sec	Yes (true)	ReportInvestmentsOtherSecInd
Report Program Related Invst	false	ReportProgramRelatedInvstInd
Report Other Assets	false	ReportOtherAssetsInd
Report Other Liabilities	Yes (true)	ReportOtherLiabilitiesInd
Include FIN48 Footnote	false	IncludeFIN48FootnoteInd
Independent Audit Fincl Stmt	false	IndependentAuditFinclStmtInd
Consolidated Audit Fincl Stmt	Yes (true)	ConsolidatedAuditFinclStmtInd
School Operating	false	SchoolOperatingInd
Foreign Office	false	ForeignOfficeInd
Foreign Activities	false	ForeignActivitiesInd
More Than5000 K To Org	false	MoreThan5000KToOrgInd
More Than5000 K To Individuals	false	MoreThan5000KToIndividualsInd
Professional Fundraising	false	ProfessionalFundraisingInd
Fundraising Activities	false	FundraisingActivitiesInd
Gaming Activities	false	GamingActivitiesInd
Operate Hospital	false	OperateHospitalInd
Grants To Organizations	false	GrantsToOrganizationsInd
Grants To Individuals	false	GrantsToIndividualsInd
Schedule J Required	Yes (true)	ScheduleJRequiredInd
Tax Exempt Bonds	false	TaxExemptBondsInd
Engaged In Excess Benefit Trans	false	EngagedInExcessBenefitTransInd
PY Excess Benefit Trans	false	PYExcessBenefitTransInd
Loan Outstanding	false	LoanOutstandingInd
Grant To Related Person	false	GrantToRelatedPersonInd
Business Rln With Org Mem	false	BusinessRlnWithOrgMemInd
Business Rln With Fam Mem	false	BusinessRlnWithFamMemInd
Business Rln With Officer Ent	false	BusinessRlnWithOfficerEntInd
Deductible Non Cash Contri	false	DeductibleNonCashContriInd
Deductible Art Contribution	false	DeductibleArtContributionInd
Terminate Operations	false	TerminateOperationsInd
Partial Liquidation	false	PartialLiquidationInd
Disregarded Entity	Yes (true)	DisregardedEntityInd
Related Entity	false	RelatedEntityInd
Related Organization Ctrl Ent	false	RelatedOrganizationCtrlEntInd
Activities Conducted Prtshp	false	ActivitiesConductedPrtshpInd
Schedule O Required	Yes (true)	ScheduleORequiredInd
IRP Document	25488	IRPDocumentCnt
IRP Document W2 G	0	IRPDocumentW2GCnt
Backup Wthld Compliance	Yes (true)	BackupWthldComplianceInd
Employee	434	EmployeeCnt
Employment Tax Returns Filed	Yes (true)	EmploymentTaxReturnsFiledInd
Unrelated Bus Incm Over Limit	Yes (true)	UnrelatedBusIncmOverLimitInd
Form990 T Filed	Yes (true)	Form990TFiledInd
Foreign Financial Account	false	ForeignFinancialAccountInd
Prohibited Tax Shelter Trans	false	ProhibitedTaxShelterTransInd
Taxable Party Notification	false	TaxablePartyNotificationInd
Nondeductible Contributions	false	NondeductibleContributionsInd
Indoor Tanning Services	false	IndoorTanningServicesInd
Subj To Tax Rmnrtn Ex Prcht Pymt	false	SubjToTaxRmnrtnExPrchtPymtInd
Subject To Excs Tax Net Invst Inc	false	SubjectToExcsTaxNetInvstIncInd
Info In Schedule O Part VI	Yes (X)	InfoInScheduleOPartVIInd
Governing Body Voting Members	9	GoverningBodyVotingMembersCnt
Independent Voting Member	2	IndependentVotingMemberCnt
Family Or Business Rln	false	FamilyOrBusinessRlnInd
Delegation Of Mgmt Duties	false	DelegationOfMgmtDutiesInd
Change To Org Documents	false	ChangeToOrgDocumentsInd
Material Diversion Or Misuse	false	MaterialDiversionOrMisuseInd
Members Or Stockholders	Yes (true)	MembersOrStockholdersInd
Election Of Board Members	Yes (true)	ElectionOfBoardMembersInd
Decisions Subject To Approva	false	DecisionsSubjectToApprovaInd
Minutes Of Governing Body	Yes (true)	MinutesOfGoverningBodyInd
Minutes Of Committees	Yes (true)	MinutesOfCommitteesInd
Officer Mailing Address	false	OfficerMailingAddressInd
Local Chapters	Yes (true)	LocalChaptersInd
Policies Reference Chapters	Yes (true)	PoliciesReferenceChaptersInd
Form990 Provided To Gvrn Body	false	Form990ProvidedToGvrnBodyInd
Conflict Of Interest Policy	Yes (true)	ConflictOfInterestPolicyInd
Annual Disclosure Covered Prsn	Yes (true)	AnnualDisclosureCoveredPrsnInd
Regular Monitoring Enfrc	Yes (true)	RegularMonitoringEnfrcInd
Whistleblower Policy	Yes (true)	WhistleblowerPolicyInd
Document Retention Policy	Yes (true)	DocumentRetentionPolicyInd
Compensation Process CEO	Yes (true)	CompensationProcessCEOInd
Compensation Process Other	false	CompensationProcessOtherInd
Investment In Joint Venture	false	InvestmentInJointVentureInd
States Where Copy Of Return Is Fld	IN	StatesWhereCopyOfReturnIsFldCd
Upon Request	Yes (X)	UponRequestInd

Books In Care Of Detail BooksInCareOfDetail

Field	Value	IRS element (for citing)
Person	ALVIN G LECHER	PersonNm
Phone	8123769771	PhoneNum

US Address USAddress

Field	Value	IRS element (for citing)
Address Line1	3801 TUPELO DRIVE PO BOX 789	AddressLine1Txt
City	COLUMBUS	CityNm
State Abbreviation	IN	StateAbbreviationCd
ZIP	47202	ZIPCd

Field	Value	IRS element (for citing)
Info In Schedule O Part VII	Yes (X)	InfoInScheduleOPartVIIInd

Form990 Part VII Section A Form990PartVIISectionAGrp (20 entries)

TitleTitleTxt	Average Hours Per WeekAverageHoursPerWeekRt	Average Hours Per Week Rltd OrgAverageHoursPerWeekRltdOrgRt	Individual Trustee Or DirectorIndividualTrusteeOrDirectorInd	Reportable Comp From OrgReportableCompFromOrgAmt	Reportable Comp From Rltd OrgReportableCompFromRltdOrgAmt	Other CompensationOtherCompensationAmt	OfficerOfficerInd	Highest Compensated EmployeeHighestCompensatedEmployeeInd
ALAN DEGNER
BOARD MEMBER	3.0	0.0	Yes (X)	$10,207	$0	$0
AMBER FISCHVOGT
BOARD MEMBER	3.0	0.0	Yes (X)	$10,100	$0	$0
LORETTA BURD
BOARD MEMBER	3.0	0.0	Yes (X)	$11,736	$0	$0
BRIAN MCBROOM
SECRETARY/TREASURER	3.0	0.0	Yes (X)	$13,320	$0	$0
RANDY PROFITT
BOARD MEMBER	3.0	0.0	Yes (X)	$9,702	$0	$0
KESAVAN VENUGOPAL
BOARD MEMBER	3.0	0.0	Yes (X)	$10,600	$0	$0
MARY STROH
CHAIR PERSON	3.0	0.0	Yes (X)	$12,824	$0	$0
JIM BICKEL
VICE CHAIRMAN	3.0	0.0	Yes (X)	$10,822	$0	$0
DONALD JACKSON
BOARD MEMBER	3.0	0.0	Yes (X)	$9,600	$0	$0
PAUL ADRIAN
CHIEF INFORMATION OFFICER	45.0	0.0		$233,772	$0	$26,268	Yes (X)
CHRISTOPHER BOTTORFF
SOUTH REGION PRESIDENT & CSO	45.0	0.0		$226,553	$0	$39,933	Yes (X)
BRAD DAVIS
CHIEF CREDIT OFFICER	45.0	0.0		$225,878	$0	$30,485	Yes (X)
PATRICIA KNORR
CHIEF EXPERIENCE OFFICER	45.0	0.0		$243,942	$0	$34,065	Yes (X)
DAVID MANN
CHIEF FINANCIAL OFFICER	45.0	0.0		$263,095	$0	$27,682	Yes (X)
RICK SILVERS
CEO	45.0	0.0		$485,523	$0	$61,721	Yes (X)
JONATHAN BUCHHOLZ
SVP INFORMATION TECHNOLOGY	45.0	0.0		$135,103	$0	$21,579		Yes (X)
MELISSA JEWELL
SVP HUMAN RESOURCES	45.0	0.0		$127,960	$0	$14,413		Yes (X)
KARL KISSINGER
SVP BUSINESS SERVICES	45.0	0.0		$137,956	$0	$24,994		Yes (X)
ALVIN LECHER
VP ACCOUNTING	45.0	0.0		$126,667	$0	$23,939		Yes (X)
DOUGLAS SHARKEY
SVP MORTGAGE	45.0	0.0		$159,274	$0	$21,507		Yes (X)

Field	Value	IRS element (for citing)
Total Reportable Comp From Org	$2,464,634	TotalReportableCompFromOrgAmt
Tot Reportable Comp Rltd Org	$0	TotReportableCompRltdOrgAmt
Total Other Compensation	$326,586	TotalOtherCompensationAmt
Indiv Rcvd Greater Than100 K	19	IndivRcvdGreaterThan100KCnt
Former Ofcr Employees Listed	false	FormerOfcrEmployeesListedInd
Total Comp Greater Than150 K	Yes (true)	TotalCompGreaterThan150KInd
Compensation From Other Srcs	false	CompensationFromOtherSrcsInd

Contractor Compensation ContractorCompensationGrp (5 entries)

Address Line1ContractorAddress/USAddress/AddressLine1Txt	CityContractorAddress/USAddress/CityNm	State AbbreviationContractorAddress/USAddress/StateAbbreviationCd	ZIPContractorAddress/USAddress/ZIPCd	ServicesServicesDesc	CompensationCompensationAmt
FISERV
2307 DIRECTORS ROW	INDIANAPOLIS	IN	46241	OUTSIDE SERVICES	$3,025,437
PSCU FINANCIAL SERVICES
560 CARILLON PARKWAY	ST PETERSBURG	FL	33716	OUTSIDE SERVICES	$2,137,091
SCI ENTERPRISES LLC
1516 NEW FORD ROAD	SEYMOUR	IN	47274	OUTSIDE SERVICES	$624,192
RATIO ARCHITECTS
101 S Pennsylvania St	INDIANAPOLIS	IN	46204	OUTSIDE SERVICES	$650,896
MILLERGROUP
1112 WESTMARK DR	ST LOUIS	MO	63131	OUTSIDE SERVICES	$1,178,283

Field	Value	IRS element (for citing)
Cntrct Rcvd Greater Than100 K	8	CntrctRcvdGreaterThan100KCnt
Total Contributions	$0	TotalContributionsAmt

Program Service Revenue ProgramServiceRevenueGrp (5 entries)

DescDesc	BusinessBusinessCd	Total Revenue ColumnTotalRevenueColumnAmt	Related Or Exempt Func IncomeRelatedOrExemptFuncIncomeAmt	Unrelated Business RevenueUnrelatedBusinessRevenueAmt
INTEREST - LOANS	522100	$44,550,008	$44,550,008
SERVICE & MEMBER FEES	522100	$10,964,021	$10,705,012	$259,009
INT-INVEST SECURITIES	523000	$6,042,079	$6,042,079
CREDIT CARD INCOME	522200	$7,326,894	$7,326,894
INSURANCE COMMISSIONS	524113	$2,496,951	$2,496,951

Total Oth Program Service Rev TotalOthProgramServiceRevGrp

Field	Value	IRS element (for citing)
Total Revenue Column	$2,641,906	TotalRevenueColumnAmt
Related Or Exempt Func Income	$2,641,906	RelatedOrExemptFuncIncomeAmt

Field	Value	IRS element (for citing)
Total Program Service Revenue	$74,021,859	TotalProgramServiceRevenueAmt

Investment Income InvestmentIncomeGrp

Field	Value	IRS element (for citing)
Total Revenue Column	$0	TotalRevenueColumnAmt

Incm From Invest Bond Proceeds IncmFromInvestBondProceedsGrp

Field	Value	IRS element (for citing)
Total Revenue Column	$0	TotalRevenueColumnAmt

Royalties Revenue RoyaltiesRevenueGrp

Field	Value	IRS element (for citing)
Total Revenue Column	$0	TotalRevenueColumnAmt

Rental Income Or Loss RentalIncomeOrLossGrp

Field	Value	IRS element (for citing)
Real	$0	RealAmt
Personal	$0	PersonalAmt

Net Rental Income Or Loss NetRentalIncomeOrLossGrp

Field	Value	IRS element (for citing)
Total Revenue Column	$0	TotalRevenueColumnAmt

Gross Amount Sales Assets GrossAmountSalesAssetsGrp

Field	Value	IRS element (for citing)
Securities	$494,145	SecuritiesAmt
Other	$28,076	OtherAmt

Gain Or Loss GainOrLossGrp

Field	Value	IRS element (for citing)
Securities	$494,145	SecuritiesAmt
Other	$28,076	OtherAmt

Net Gain Or Loss Investments NetGainOrLossInvestmentsGrp

Field	Value	IRS element (for citing)
Total Revenue Column	$522,221	TotalRevenueColumnAmt
Related Or Exempt Func Income	$522,221	RelatedOrExemptFuncIncomeAmt

Field	Value	IRS element (for citing)
Fundraising Gross Income	$0	FundraisingGrossIncomeAmt
Fundraising Direct Expenses	$0	FundraisingDirectExpensesAmt

Net Incm From Fundraising Evt NetIncmFromFundraisingEvtGrp

Field	Value	IRS element (for citing)
Total Revenue Column	$0	TotalRevenueColumnAmt

Field	Value	IRS element (for citing)
Gaming Gross Income	$0	GamingGrossIncomeAmt
Gaming Direct Expenses	$0	GamingDirectExpensesAmt

Net Income From Gaming NetIncomeFromGamingGrp

Field	Value	IRS element (for citing)
Total Revenue Column	$0	TotalRevenueColumnAmt

Field	Value	IRS element (for citing)
Gross Sales Of Inventory	$0	GrossSalesOfInventoryAmt
Cost Of Goods Sold	$0	CostOfGoodsSoldAmt

Net Income Or Loss NetIncomeOrLossGrp

Field	Value	IRS element (for citing)
Total Revenue Column	$0	TotalRevenueColumnAmt

Field	Value	IRS element (for citing)
Other Revenue Total	$0	OtherRevenueTotalAmt

Total Revenue TotalRevenueGrp

Field	Value	IRS element (for citing)
Total Revenue Column	$74,544,080	TotalRevenueColumnAmt
Related Or Exempt Func Income	$74,285,071	RelatedOrExemptFuncIncomeAmt
Unrelated Business Revenue	$259,009	UnrelatedBusinessRevenueAmt

Field	Value	IRS element (for citing)
Info In Schedule O Part IX	Yes (X)	InfoInScheduleOPartIXInd

Grants To Domestic Orgs GrantsToDomesticOrgsGrp

Field	Value	IRS element (for citing)
Total	$0	TotalAmt

Grants To Domestic Individuals GrantsToDomesticIndividualsGrp

Field	Value	IRS element (for citing)
Total	$0	TotalAmt

Foreign Grants ForeignGrantsGrp

Field	Value	IRS element (for citing)
Total	$0	TotalAmt

Benefits To Members BenefitsToMembersGrp

Field	Value	IRS element (for citing)
Total	$0	TotalAmt

Comp Current Ofcr Directors CompCurrentOfcrDirectorsGrp

Field	Value	IRS element (for citing)
Total	$2,603,556	TotalAmt

Comp Disqual Persons CompDisqualPersonsGrp

Field	Value	IRS element (for citing)
Total	$0	TotalAmt

Other Salaries And Wages OtherSalariesAndWagesGrp

Field	Value	IRS element (for citing)
Total	$12,059,813	TotalAmt

Pension Plan Contributions PensionPlanContributionsGrp

Field	Value	IRS element (for citing)
Total	$355,009	TotalAmt

Other Employee Benefits OtherEmployeeBenefitsGrp

Field	Value	IRS element (for citing)
Total	$3,373,488	TotalAmt

Payroll Taxes PayrollTaxesGrp

Field	Value	IRS element (for citing)
Total	$1,015,165	TotalAmt

Fees For Services Management FeesForServicesManagementGrp

Field	Value	IRS element (for citing)
Total	$0	TotalAmt

Fees For Services Legal FeesForServicesLegalGrp

Field	Value	IRS element (for citing)
Total	$80,947	TotalAmt

Fees For Services Accounting FeesForServicesAccountingGrp

Field	Value	IRS element (for citing)
Total	$81,900	TotalAmt

Fees For Services Lobbying FeesForServicesLobbyingGrp

Field	Value	IRS element (for citing)
Total	$0	TotalAmt

Fees For Services Prof Fundraising FeesForServicesProfFundraising

Field	Value	IRS element (for citing)
Total	$0	TotalAmt

Fees For Srvc Invst Mgmnt Fees FeesForSrvcInvstMgmntFeesGrp

Field	Value	IRS element (for citing)
Total	$0	TotalAmt

Fees For Services Other FeesForServicesOtherGrp

Field	Value	IRS element (for citing)
Total	$0	TotalAmt

Advertising AdvertisingGrp

Field	Value	IRS element (for citing)
Total	$949,948	TotalAmt

Office Expenses OfficeExpensesGrp

Field	Value	IRS element (for citing)
Total	$1,944,959	TotalAmt

Information Technology InformationTechnologyGrp

Field	Value	IRS element (for citing)
Total	$4,112,085	TotalAmt

Royalties RoyaltiesGrp

Field	Value	IRS element (for citing)
Total	$0	TotalAmt

Occupancy OccupancyGrp

Field	Value	IRS element (for citing)
Total	$3,803,975	TotalAmt

Travel TravelGrp

Field	Value	IRS element (for citing)
Total	$116,657	TotalAmt

Pymt Travel Entrtnmnt Pub Ofcl PymtTravelEntrtnmntPubOfclGrp

Field	Value	IRS element (for citing)
Total	$0	TotalAmt

Conferences Meetings ConferencesMeetingsGrp

Field	Value	IRS element (for citing)
Total	$278,503	TotalAmt

Interest InterestGrp

Field	Value	IRS element (for citing)
Total	$11,324,928	TotalAmt

Payments To Affiliates PaymentsToAffiliatesGrp

Field	Value	IRS element (for citing)
Total	$0	TotalAmt

Depreciation Depletion DepreciationDepletionGrp

Field	Value	IRS element (for citing)
Total	$2,551,270	TotalAmt

Insurance InsuranceGrp

Field	Value	IRS element (for citing)
Total	$416,057	TotalAmt

Other Expenses OtherExpensesGrp (4 entries)

DescDesc	TotalTotalAmt
BAD DEBT EXPENSE	$3,047,055
OUTSIDE SERVICES	$2,594,927
LOAN SERVICING EXPENSE	$2,421,782
COLLECTIONS	$1,263,082

All Other Expenses AllOtherExpensesGrp

Field	Value	IRS element (for citing)
Total	$6,605,387	TotalAmt

Total Functional Expenses TotalFunctionalExpensesGrp

Field	Value	IRS element (for citing)
Total	$61,000,493	TotalAmt

Cash Non Interest Bearing CashNonInterestBearingGrp

Field	Value	IRS element (for citing)
BOY	$14,957,073	BOYAmt
EOY	$10,190,723	EOYAmt

Savings And Temp Cash Invst SavingsAndTempCashInvstGrp

Field	Value	IRS element (for citing)
BOY	$93,162,260	BOYAmt
EOY	$76,169,613	EOYAmt

Pledges And Grants Receivable PledgesAndGrantsReceivableGrp

Field	Value	IRS element (for citing)
BOY	$0	BOYAmt
EOY	$0	EOYAmt

Accounts Receivable AccountsReceivableGrp

Field	Value	IRS element (for citing)
BOY	$0	BOYAmt
EOY	$0	EOYAmt

Receivables From Officers Etc ReceivablesFromOfficersEtcGrp

Field	Value	IRS element (for citing)
BOY	$0	BOYAmt
EOY	$0	EOYAmt

Rcvbl From Disqualified Prsn RcvblFromDisqualifiedPrsnGrp

Field	Value	IRS element (for citing)
BOY	$0	BOYAmt
EOY	$0	EOYAmt

Oth Notes Loans Receivable Net OthNotesLoansReceivableNetGrp

Field	Value	IRS element (for citing)
BOY	$1,005,997,084	BOYAmt
EOY	$1,112,862,780	EOYAmt

Inventories For Sale Or Use InventoriesForSaleOrUseGrp

Field	Value	IRS element (for citing)
BOY	$0	BOYAmt
EOY	$0	EOYAmt

Prepaid Expenses Defrd Charges PrepaidExpensesDefrdChargesGrp

Field	Value	IRS element (for citing)
BOY	$0	BOYAmt
EOY	$0	EOYAmt

Field	Value	IRS element (for citing)
Land Bldg Equip Cost Or Other Bss	$34,926,150	LandBldgEquipCostOrOtherBssAmt
Land Bldg Equip Accum Deprec	$15,164,892	LandBldgEquipAccumDeprecAmt

Land Bldg Equip Basis Net LandBldgEquipBasisNetGrp

Field	Value	IRS element (for citing)
BOY	$19,804,380	BOYAmt
EOY	$19,761,258	EOYAmt

Investments Pub Traded Sec InvestmentsPubTradedSecGrp

Field	Value	IRS element (for citing)
BOY	$0	BOYAmt
EOY	$0	EOYAmt

Investments Other Securities InvestmentsOtherSecuritiesGrp

Field	Value	IRS element (for citing)
BOY	$251,342,756	BOYAmt
EOY	$226,568,435	EOYAmt

Investments Program Related InvestmentsProgramRelatedGrp

Field	Value	IRS element (for citing)
BOY	$0	BOYAmt
EOY	$0	EOYAmt

Intangible Assets IntangibleAssetsGrp

Field	Value	IRS element (for citing)
BOY	$0	BOYAmt
EOY	$0	EOYAmt

Other Assets Total OtherAssetsTotalGrp

Field	Value	IRS element (for citing)
BOY	$31,083,864	BOYAmt
EOY	$23,144,042	EOYAmt

Total Assets TotalAssetsGrp

Field	Value	IRS element (for citing)
BOY	$1,416,347,417	BOYAmt
EOY	$1,468,696,851	EOYAmt

Accounts Payable Accr Expnss AccountsPayableAccrExpnssGrp

Field	Value	IRS element (for citing)
BOY	$0	BOYAmt
EOY	$0	EOYAmt

Grants Payable GrantsPayableGrp

Field	Value	IRS element (for citing)
BOY	$0	BOYAmt
EOY	$0	EOYAmt

Deferred Revenue DeferredRevenueGrp

Field	Value	IRS element (for citing)
BOY	$0	BOYAmt
EOY	$0	EOYAmt

Tax Exempt Bond Liabilities TaxExemptBondLiabilitiesGrp

Field	Value	IRS element (for citing)
BOY	$0	BOYAmt
EOY	$0	EOYAmt

Escrow Account Liability EscrowAccountLiabilityGrp

Field	Value	IRS element (for citing)
BOY	$1,701,619	BOYAmt
EOY	$1,554,889	EOYAmt

Loans From Officers Directors LoansFromOfficersDirectorsGrp

Field	Value	IRS element (for citing)
BOY	$0	BOYAmt
EOY	$0	EOYAmt

Mortg Notes Pybl Scrd Invst Prop MortgNotesPyblScrdInvstPropGrp

Field	Value	IRS element (for citing)
BOY	$0	BOYAmt
EOY	$0	EOYAmt

Unsecured Notes Loans Payable UnsecuredNotesLoansPayableGrp

Field	Value	IRS element (for citing)
BOY	$0	BOYAmt
EOY	$0	EOYAmt

Other Liabilities OtherLiabilitiesGrp

Field	Value	IRS element (for citing)
BOY	$1,235,573,571	BOYAmt
EOY	$1,275,966,146	EOYAmt

Total Liabilities TotalLiabilitiesGrp

Field	Value	IRS element (for citing)
BOY	$1,237,275,190	BOYAmt
EOY	$1,277,521,035	EOYAmt

Field	Value	IRS element (for citing)
Org Does Not Follow SFAS117	Yes (X)	OrgDoesNotFollowSFAS117Ind

Cap Stk Tr Prin Current Funds CapStkTrPrinCurrentFundsGrp

Field	Value	IRS element (for citing)
BOY	$0	BOYAmt
EOY	$0	EOYAmt

Pd In Cap Srpls Land Bldg Eqp Fund PdInCapSrplsLandBldgEqpFundGrp

Field	Value	IRS element (for citing)
BOY	$0	BOYAmt
EOY	$0	EOYAmt

Rtn Earn Endowment Incm Oth Fnds RtnEarnEndowmentIncmOthFndsGrp

Field	Value	IRS element (for citing)
BOY	$179,072,227	BOYAmt
EOY	$191,175,816	EOYAmt

Total Net Assets Fund Balance TotalNetAssetsFundBalanceGrp

Field	Value	IRS element (for citing)
BOY	$179,072,227	BOYAmt
EOY	$191,175,816	EOYAmt

Tot Liab Net Assets Fund Balance TotLiabNetAssetsFundBalanceGrp

Field	Value	IRS element (for citing)
BOY	$1,416,347,417	BOYAmt
EOY	$1,468,696,851	EOYAmt

Field	Value	IRS element (for citing)
Info In Schedule O Part XI	Yes (X)	InfoInScheduleOPartXIInd
Reconcilation Revenue Expnss	$13,543,587	ReconcilationRevenueExpnssAmt
Net Unrlzd Gains Losses Invst	-$1,352,172	NetUnrlzdGainsLossesInvstAmt
Other Changes In Net Assets	-$87,826	OtherChangesInNetAssetsAmt
Method Of Accounting Accrual	Yes (X)	MethodOfAccountingAccrualInd
Accountant Compile Or Review	false	AccountantCompileOrReviewInd
FS Audited	Yes (true)	FSAuditedInd

FS Audited Basis FSAuditedBasisGrp

Field	Value	IRS element (for citing)
Consolidated Basis Fincl Stmt	Yes (X)	ConsolidatedBasisFinclStmtInd

Field	Value	IRS element (for citing)
Audit Committee	Yes (true)	AuditCommitteeInd
Federal Grant Audit Required	false	FederalGrantAuditRequiredInd

Schedule C IRS990ScheduleC

Field	Value	IRS element (for citing)
Political Expenditures	$6,500	PoliticalExpendituresAmt
Internal Funds Contributed	$6,500	InternalFundsContributedAmt
Total Exempt Function Expend	$6,500	TotalExemptFunctionExpendAmt
Form1120 POL Filed	false	Form1120POLFiledInd

Section527 Political Org Section527PoliticalOrgGrp

Organization Business Name OrganizationBusinessName

Field	Value	IRS element (for citing)
Business Name Line1	INDIANA CREDIT UNION	BusinessNameLine1Txt
Business Name Line2	PAC	BusinessNameLine2Txt

US Address USAddress

Field	Value	IRS element (for citing)
Address Line1	5975 CASTLE CREEK PRKWY N DR	AddressLine1Txt
City	INDIANAPOLIS	CityNm
State Abbreviation	IN	StateAbbreviationCd
ZIP	46250	ZIPCd

Field	Value	IRS element (for citing)
EIN	237305600	EIN
Paid Internal Funds	$6,500	PaidInternalFundsAmt
Contributions Rcvd Dlvr	$0	ContributionsRcvdDlvrAmt

Field	Value	IRS element (for citing)
Total Grassroots Lobbying		TotalGrassrootsLobbyingGrp
Total Direct Lobbying		TotalDirectLobbyingGrp
Total Lobbying Expend		TotalLobbyingExpendGrp
Other Exempt Purpose Expend		OtherExemptPurposeExpendGrp
Total Exempt Purpose Expend		TotalExemptPurposeExpendGrp
Lobbying Nontaxable Amount		LobbyingNontaxableAmountGrp
Grassroots Nontaxable		GrassrootsNontaxableGrp
Tot Lbbyng Grassroot Mns Non Tx		TotLbbyngGrassrootMnsNonTxGrp
Tot Lbby Expend Mns Lbbyng Non Tx		TotLbbyExpendMnsLbbyngNonTxGrp

Supplemental Information Detail SupplementalInformationDetail

Field	Value	IRS element (for citing)
Form And Line Reference	PART I-A, LINE 1	FormAndLineReferenceDesc
Explanation	DESCRIPTION OF POLITICAL CAMPAIGN ACTIVITIES: CENTRA CREDIT UNION MADE A DISTRIBUTION IN THE AMOUNT OF $6,500 TO THE INDIANA CREDIT UNION POLITICAL ACTION COMMITTEE, A SECTION 527 ORGANIZATION.	ExplanationTxt

Schedule D IRS990ScheduleD

Field	Value	IRS element (for citing)
Art Public Exhibition Amounts		ArtPublicExhibitionAmountsGrp
Held Works Art		HeldWorksArtGrp
Agent Trustee Etc	false	AgentTrusteeEtcInd
Incl Escrow Custodial Acct Liab	Yes (true)	InclEscrowCustodialAcctLiabInd
Explanation Provided	Yes (X)	ExplanationProvidedInd
CY Minus3 Yr Endwmt Fund		CYMinus3YrEndwmtFundGrp
CY Minus4 Yr Endwmt Fund		CYMinus4YrEndwmtFundGrp

Land LandGrp

Field	Value	IRS element (for citing)
Other Cost Or Other Basis	$3,313,999	OtherCostOrOtherBasisAmt
Book Value	$3,313,999	BookValueAmt

Buildings BuildingsGrp

Field	Value	IRS element (for citing)
Other Cost Or Other Basis	$15,144,671	OtherCostOrOtherBasisAmt
Depreciation	$8,938,510	DepreciationAmt
Book Value	$6,206,161	BookValueAmt

Leasehold Improvements LeaseholdImprovementsGrp

Field	Value	IRS element (for citing)
Other Cost Or Other Basis	$2,515,760	OtherCostOrOtherBasisAmt
Depreciation	$1,416,042	DepreciationAmt
Book Value	$1,099,718	BookValueAmt

Equipment EquipmentGrp

Field	Value	IRS element (for citing)
Other Cost Or Other Basis	$11,278,693	OtherCostOrOtherBasisAmt
Depreciation	$4,810,340	DepreciationAmt
Book Value	$6,468,353	BookValueAmt

Other Land Buildings OtherLandBuildingsGrp

Field	Value	IRS element (for citing)
Other Cost Or Other Basis	$2,673,027	OtherCostOrOtherBasisAmt
Book Value	$2,673,027	BookValueAmt

Field	Value	IRS element (for citing)
Total Book Value Land Buildings	$19,761,258	TotalBookValueLandBuildingsAmt
Financial Derivatives		FinancialDerivativesGrp
Closely Held Equity Interests		CloselyHeldEquityInterestsGrp

Other Securities OtherSecuritiesGrp (2 entries)

DescDesc	Book ValueBookValueAmt	Method ValuationMethodValuationCd
AVAILABLE FOR SALE SECURITIES	$199,104,769	F
HELD TO MATURITY SECURITIES	$27,463,666	C

Field	Value	IRS element (for citing)
Total Book Value Securities	$226,568,435	TotalBookValueSecuritiesAmt
Federal Income Tax Liability	$0	FederalIncomeTaxLiabilityAmt

Other Liabilities Org OtherLiabilitiesOrgGrp (3 entries)

DescDesc	AmtAmt
MEMBERS' DEPOSITS	$1,228,947,447
FHLB ADVANCES	$32,000,000
OTHER LIABILITIES	$15,018,699

Field	Value	IRS element (for citing)
Total Liability	$1,275,966,146	TotalLiabilityAmt
Total Rev Etc Audited Fincl Stmt	$58,831,377	TotalRevEtcAuditedFinclStmtAmt
Net Unrealized Gains Invst	-$1,352,172	NetUnrealizedGainsInvstAmt
Revenue Not Reported	-$1,352,172	RevenueNotReportedAmt
Revenue Subtotal	$60,183,549	RevenueSubtotalAmt
Other Revenues Not Included	$14,360,531	OtherRevenuesNotIncludedAmt
Revenue Not Reported Fincl Stmt	$14,360,531	RevenueNotReportedFinclStmtAmt
Total Revenue Per Form990	$74,544,080	TotalRevenuePerForm990Amt
Tot Expns Etc Audited Fincl Stmt	$46,639,962	TotExpnsEtcAuditedFinclStmtAmt
Expenses Subtotal	$46,639,962	ExpensesSubtotalAmt
Other Expenses Not Included	$14,360,531	OtherExpensesNotIncludedAmt
Expenses Not Rpt Fincl Stmt	$14,360,531	ExpensesNotRptFinclStmtAmt
Total Expenses Per Form990	$61,000,493	TotalExpensesPerForm990Amt

Supplemental Information Detail SupplementalInformationDetail (3 entries)

Form And Line ReferenceFormAndLineReferenceDesc	ExplanationExplanationTxt
SCHEDULE D, PART X, LINE 2	ESCROW ACCOUNT: CENTRA CREDIT UNION ACTS AS A THIRD PARTY TRUSTEE THAT RECEIVES AND DISBURSES FUNDS TO PAY OBLIGATIONS OF ACCOUNT HOLDERS.
SCHEDULE D, PART X, LINE 2	FIN 48 DISCLOSURE: MANAGEMENT HAS EVALUATED THEIR INCOME TAX POSITIONS UNDER THE GUIDANCE INCLUDED IN ASC 740. BASED ON THEIR REVIEW, MANAGEMENT HAS NOT IDENTIFIED ANY MATERIAL UNCERTAIN TAX POSITIONS TO BE RECORDED OR DISCLOSED IN THE FINANCIAL STATEMENTS.
SCHEDULE D, PART XI & XII, LINE 4B	OTHER ADJUSTMENTS: INTEREST EXPENSE 11,313,476 LOAN LOSSES 3,047,055 TOTAL ADJUSTMENT $ 14,360,531

Schedule J IRS990ScheduleJ

Field	Value	IRS element (for citing)
Club Dues Or Fees	Yes (X)	ClubDuesOrFeesInd
Written Policy Ref T And E Expnss	false	WrittenPolicyRefTAndEExpnssInd
Substantiation Required	Yes (true)	SubstantiationRequiredInd
Board Or Committee Approval	Yes (X)	BoardOrCommitteeApprovalInd
Severance Payment	false	SeverancePaymentInd
Supplemental Nonqual Rtr Plan	Yes (true)	SupplementalNonqualRtrPlanInd
Equity Based Comp Arrngm	false	EquityBasedCompArrngmInd

Rltd Org Officer Trst Key Empl RltdOrgOfficerTrstKeyEmplGrp (10 entries)

TitleTitleTxt	Base Compensation Filing OrgBaseCompensationFilingOrgAmt	Compensation Based On Rltd OrgsCompensationBasedOnRltdOrgsAmt	Bonus Filing OrganizationBonusFilingOrganizationAmount	Bonus Related OrganizationsBonusRelatedOrganizationsAmt	Other Compensation Filing OrgOtherCompensationFilingOrgAmt	Other Compensation Rltd OrgsOtherCompensationRltdOrgsAmt	Deferred Compensation Flng OrgDeferredCompensationFlngOrgAmt	Deferred Comp Rltd OrgsDeferredCompRltdOrgsAmt	Nontaxable Benefits Filing OrgNontaxableBenefitsFilingOrgAmt	Nontaxable Benefits Rltd OrgsNontaxableBenefitsRltdOrgsAmt	Total Compensation Filing OrgTotalCompensationFilingOrgAmt	Total Compensation Rltd OrgsTotalCompensationRltdOrgsAmt	Comp Report Prior990 Filing OrgCompReportPrior990FilingOrgAmt	Comp Report Prior990 Rltd OrgsCompReportPrior990RltdOrgsAmt
PAUL ADRIAN
CHIEF INFORMATION OFFICER	$175,802	$0	$57,970	$0	$0	$0	$15,280	$0	$10,988	$0	$260,040	$0	$0	$0
CHRISTOPHER BOTTORFF
SOUTH REGION PRESIDENT & CSO	$185,369	$0	$41,184	$0	$0	$0	$15,704	$0	$24,229	$0	$266,486	$0	$0	$0
BRAD DAVIS
CHIEF CREDIT OFFICER	$181,089	$0	$44,789	$0	$0	$0	$15,531	$0	$14,954	$0	$256,363	$0	$0	$0
PATRICIA KNORR
CHIEF EXPERIENCE OFFICER	$191,511	$0	$52,431	$0	$0	$0	$16,184	$0	$17,881	$0	$278,007	$0	$0	$0
DAVID MANN
CHIEF FINANCIAL OFFICER	$212,395	$0	$50,700	$0	$0	$0	$17,631	$0	$10,051	$0	$290,777	$0	$0	$0
RICK SILVERS
CEO	$386,040	$0	$93,101	$0	$6,382	$0	$33,250	$0	$28,471	$0	$547,244	$0	$0	$0
JONATHAN BUCHHOLZ
SVP INFORMATION TECHNOLOGY	$110,920	$0	$24,183	$0	$0	$0	$4,664	$0	$16,915	$0	$156,682	$0	$0	$0
KARL KISSINGER
SVP BUSINESS SERVICES	$115,921	$0	$22,035	$0	$0	$0	$5,377	$0	$19,617	$0	$162,950	$0	$0	$0
ALVIN LECHER
VP ACCOUNTING	$112,198	$0	$14,469	$0	$0	$0	$5,001	$0	$18,938	$0	$150,606	$0	$0	$0
DOUGLAS SHARKEY
SVP MORTGAGE	$133,924	$0	$25,350	$0	$0	$0	$5,881	$0	$15,626	$0	$180,781	$0	$0	$0

Supplemental Information Detail SupplementalInformationDetail (2 entries)

Form And Line ReferenceFormAndLineReferenceDesc	ExplanationExplanationTxt
SCHEDULE J, PART I, LINE 1	REIMBURSEMENT OF EXPENSES: CENTRA CREDIT UNION DOES NOT HAVE A WRITTEN POLICY REGARDING PAYMENT OR REIMBURSEMENT OF THE EXPENSES DESCRIBED IN 1A. HOWEVER, THE ORGANIZATION DID REQUIRE SUBSTANTIATION PRIOR TO REIMBURSING THE EXPENSES INCURRED. RICK SILVERS RECEIVED CLUB DUES AND THAT WAS TREATED AS TAXABLE COMPENSATION.
SCHEDULE J, PART I, LINE 4B	PARTICIPATION IN SUPPLEMENTAL NONQUALIFIED RETIREMENT PLAN: CENTRA CREDIT UNION PARTICIPATES IN A 457(F) PLAN. RICK SILVERS PARTICIPATED AND HAD FUNDS ADDED IN 2018.

Schedule O IRS990ScheduleO

Supplemental Information Detail SupplementalInformationDetail (11 entries)

Form And Line ReferenceFormAndLineReferenceDesc	ExplanationExplanationTxt
FORM 990, PART VI, SECTION A, LINE 6	MEMBERS OR STOCKHOLDERS: EVERY MEMBER OF THE CREDIT UNION HAVING PURCHASED ONE OR MORE SHARES OF STOCK IS A SHAREHOLDER.
FORM 990, PART VI, SECTION A, LINE 7A	ELECTION OF MEMBERS OF THE GOVERNING BODY: ELIGIBLE MEMBERS RECEIVE ONE VOTE TO ELECT BY MAJORITY THE DIRECTORS OF THE CREDIT UNION.
FORM 990, PART VI, SECTION B, LINE 11B	REVIEW OF FORM 990: THE FORM 990 IS REVIEWED BY THE VICE PRESIDENT OF ACCOUNTING PRIOR TO FILING THE RETURN. THE FORM 990 IS ALSO REVIEWED BY AN INDEPENDENT ACCOUNTING FIRM.
FORM 990, PART VI, SECTION B, LINE 12C	CONFLICT OF INTEREST POLICY: CONFLICT OF INTEREST POLICIES ARE SIGNED ANNUALLY BY EACH BOARD MEMBER AND OFFICER OF THE ORGANIZATION AND REVIEWED. IF A BOARD MEMBER HAS A CONFLICT THEY RECUSE THEMSELVES FROM DISCUSSIONS AND VOTING IN THAT AREA.
FORM 990, PART VI, SECTION B, LINE 15A	REVIEW OF COMPENSATION: PAY INCREASES TO TOP MANAGEMENT ARE APPROVED AS PART OF THE ANNUAL REVIEW PROCESS WHICH IS APPROVED BY THE BOARD COMPENSATION COMMITTEE.
FORM 990, PART VI, SECTION C, LINE 19	AVAILABILITY OF FINANCIAL STATEMENTS AND GOVERNING DOCUMENTS: GOVERNING DOCUMENTS AND FINANCIAL STATEMENTS ARE AVAILABLE TO THE PUBLIC UPON REQUEST.
FORM 990, PART XI, LINE 9	OTHER CHANGES IN NET ASSETS OR FUND BALANCES: RECLASS ADJUSTMENT FOR REALIZED LOSSES ON AFS SECURITIES $(87,826)
FORM 990 PART IX LINE 24 - OTHER EXPENSES	DESCRIPTION:INTERNAL CFS APPRAISALS TOTAL EXPENSES:581909
FORM 990 PART IX LINE 24 - OTHER EXPENSES	DESCRIPTION:FRANCHISE TAXES PAID TOTAL EXPENSES:388365
FORM 990 PART IX LINE 24 - OTHER EXPENSES	DESCRIPTION:ASSOCIATION DUES TOTAL EXPENSES:109161
FORM 990 PART IX LINE 24 - OTHER EXPENSES	DESCRIPTION:MISCELLANEOUS TOTAL EXPENSES:5525952

Schedule R IRS990ScheduleR

Id Disregarded Entities IdDisregardedEntitiesGrp

Disregarded Entity Name DisregardedEntityName

Field	Value	IRS element (for citing)
Business Name Line1	CENTRA FINANCIAL SERVICES LLC	BusinessNameLine1Txt

US Address USAddress

Field	Value	IRS element (for citing)
Address Line1	1430 NATIONAL ROAD	AddressLine1Txt
City	COLUMBUS	CityNm
State Abbreviation	IN	StateAbbreviationCd
ZIP	47202	ZIPCd

Field	Value	IRS element (for citing)
Primary Activities	BANKING	PrimaryActivitiesTxt
Legal Domicile State	IN	LegalDomicileStateCd
Total Income	$2,192,352	TotalIncomeAmt
End Of Year Assets	$6,140,733	EndOfYearAssetsAmt

Direct Controlling Entity Name DirectControllingEntityName

Field	Value	IRS element (for citing)
Business Name Line1	CENTRA CU	BusinessNameLine1Txt