FINCA INTERNATIONAL INC: Form 990, tax year 2024

View the entire original 990 at ProPublica ↗

Organization: FINCA INTERNATIONAL INC (EIN 13-3240109)
Tax period: 2024-01-01 to 2024-12-31
Filed: 2025-11-16
IRS object ID: 202503209349301080
Schema version: 2024v5.1
Source: Download XML · Original 990 at ProPublica

Every field in the e-filed return. Faint text is the IRS element name, for citing.

Return header
Form 990
Schedule A
Schedule B
Schedule D
Schedule F
Schedule J
Schedule L
Schedule M
Schedule O
Schedule R

Return header ReturnHeader

Field	Value	IRS element (for citing)
Return	2025-11-16T12:40:57+00:00	ReturnTs
Tax Period End	2024-12-31	TaxPeriodEndDt

Preparer Firm PreparerFirmGrp

Field	Value	IRS element (for citing)
Preparer Firm EIN	135381590	PreparerFirmEIN

Preparer Firm Name PreparerFirmName

Field	Value	IRS element (for citing)
Business Name Line1	BDO USA	BusinessNameLine1Txt

Preparer US Address PreparerUSAddress

Field	Value	IRS element (for citing)
Address Line1	8401 GREENSBORO DR STE 800	AddressLine1Txt
City	MCLEAN	CityNm
State Abbreviation	VA	StateAbbreviationCd
ZIP	221023599	ZIPCd

Field	Value	IRS element (for citing)
Return Type	990	ReturnTypeCd
Tax Period Begin	2024-01-01	TaxPeriodBeginDt

Filer Filer

Field	Value	IRS element (for citing)
EIN	133240109	EIN

Business Name BusinessName

Field	Value	IRS element (for citing)
Business Name Line1	FINCA INTERNATIONAL INC	BusinessNameLine1Txt

Field	Value	IRS element (for citing)
Business Name Control	FINC	BusinessNameControlTxt
Phone	2026821510	PhoneNum

US Address USAddress

Field	Value	IRS element (for citing)
Address Line1	1301 K St NW Suite 300W	AddressLine1Txt
City	WASHINGTON	CityNm
State Abbreviation	DC	StateAbbreviationCd
ZIP	20005	ZIPCd

Business Officer BusinessOfficerGrp

Field	Value	IRS element (for citing)
Person	KUO-WEI WANG	PersonNm
Person Title	CHIEF FINANCIAL OFFICER	PersonTitleTxt
Phone	2016821510	PhoneNum
Signature	2025-11-16	SignatureDt
Discuss With Paid Preparer	Yes (true)	DiscussWithPaidPreparerInd

Preparer Person PreparerPersonGrp

Field	Value	IRS element (for citing)
Preparer Person	TODD TERESCO	PreparerPersonNm
PTIN	P00247720	PTIN
Phone	7038930600	PhoneNum
Preparation	2025-11-16	PreparationDt

Field	Value	IRS element (for citing)
Tax	2024	TaxYr
Build TS	2025-03-06 01:10:19Z	BuildTS

Form 990 IRS990

Field	Value	IRS element (for citing)
Address Change	Yes (X)	AddressChangeInd

Principal Ofcr Business Name PrincipalOfcrBusinessName

Field	Value	IRS element (for citing)
Business Name Line1	KUO-WEI WANG	BusinessNameLine1Txt

US Address USAddress

Field	Value	IRS element (for citing)
Address Line1	1301 K St NW Suite 300W	AddressLine1Txt
City	WASHINGTON	CityNm
State Abbreviation	DC	StateAbbreviationCd
ZIP	20005	ZIPCd

Field	Value	IRS element (for citing)
Gross Receipts	$44,097,919	GrossReceiptsAmt
Group Return For Affiliates	false	GroupReturnForAffiliatesInd
Organization501c3	Yes (X)	Organization501c3Ind
Website Address	WWW.FINCA.ORG	WebsiteAddressTxt
Type Of Organization Corp	Yes (X)	TypeOfOrganizationCorpInd
Formation	1984	FormationYr
Legal Domicile State	NY	LegalDomicileStateCd
Activity Or Mission	FINCA ends poverty through sustainable and scalable solutions inspired by the insights and needs of people in the communities where they live and work.	ActivityOrMissionDesc
Voting Members Governing Body	12	VotingMembersGoverningBodyCnt
Voting Members Independent	10	VotingMembersIndependentCnt
Total Employee	44	TotalEmployeeCnt
Total Volunteers	12	TotalVolunteersCnt
Total Gross UBI	$0	TotalGrossUBIAmt
PY Contributions Grants	$20,874,304	PYContributionsGrantsAmt
CY Contributions Grants	$21,622,315	CYContributionsGrantsAmt
PY Program Service Revenue	$16,414,746	PYProgramServiceRevenueAmt
CY Program Service Revenue	$19,119,211	CYProgramServiceRevenueAmt
PY Investment Income	$421,622	PYInvestmentIncomeAmt
CY Investment Income	$484,202	CYInvestmentIncomeAmt
PY Other Revenue	$1,010,673	PYOtherRevenueAmt
CY Other Revenue	$1,240,552	CYOtherRevenueAmt
PY Total Revenue	$38,721,345	PYTotalRevenueAmt
CY Total Revenue	$42,466,280	CYTotalRevenueAmt
PY Grants And Similar Paid	$0	PYGrantsAndSimilarPaidAmt
CY Grants And Similar Paid	$0	CYGrantsAndSimilarPaidAmt
PY Benefits Paid To Members	$0	PYBenefitsPaidToMembersAmt
CY Benefits Paid To Members	$0	CYBenefitsPaidToMembersAmt
PY Salaries Comp Emp Bnft Paid	$9,888,851	PYSalariesCompEmpBnftPaidAmt
CY Salaries Comp Emp Bnft Paid	$12,062,403	CYSalariesCompEmpBnftPaidAmt
PY Total Prof Fndrsng Expns	$18,178	PYTotalProfFndrsngExpnsAmt
CY Total Prof Fndrsng Expns	$0	CYTotalProfFndrsngExpnsAmt
CY Total Fundraising Expense	$4,475,928	CYTotalFundraisingExpenseAmt
PY Other Expenses	$18,413,832	PYOtherExpensesAmt
CY Other Expenses	$26,639,117	CYOtherExpensesAmt
PY Total Expenses	$28,320,861	PYTotalExpensesAmt
CY Total Expenses	$38,701,520	CYTotalExpensesAmt
PY Revenues Less Expenses	$10,400,484	PYRevenuesLessExpensesAmt
CY Revenues Less Expenses	$3,764,760	CYRevenuesLessExpensesAmt
Total Assets BOY	$232,868,784	TotalAssetsBOYAmt
Total Assets EOY	$252,090,284	TotalAssetsEOYAmt
Total Liabilities BOY	$76,335,169	TotalLiabilitiesBOYAmt
Total Liabilities EOY	$94,184,220	TotalLiabilitiesEOYAmt
Net Assets Or Fund Balances BOY	$156,533,615	NetAssetsOrFundBalancesBOYAmt
Net Assets Or Fund Balances EOY	$157,906,064	NetAssetsOrFundBalancesEOYAmt
Info In Schedule O Part III	Yes (X)	InfoInScheduleOPartIIIInd
Mission	FINCA ends poverty through sustainable and scalable solutions inspired by the insights and needs of people in the communities where they live and work.	MissionDesc
Significant New Program Srvc	false	SignificantNewProgramSrvcInd
Significant Change	false	SignificantChangeInd
Expense	$14,251,524	ExpenseAmt
Revenue	$19,471,323	RevenueAmt
Desc	FINCA Kosovo - FINCA Kosovo has been operating for over 25 years and adheres to FINCA International's mission of ending poverty through sustainable and scalable solutions inspired by the insights and needs of people in the communities where they live and work. FINCA Kosovo, managed under FINCA Impact Network (FIF), is an unconventional community-based bank that profitably and responsibly provides innovative and impactful financial services that enable low-income individuals and communities to invest in their futures. In 2024, FINCA Kosovo provided financial services through 32 branches and served about 34,569 clients. The products and services offered included agriculture and business loans, women start-up loans, loans for home improvement, car purchase and registration financial facilities. Small business owners and farmers comprised the majority of its customers. The gross portfolio was $104 million US Dollars, with $98 million disbursed though 26,463 loans. The average loan size was of $3,690 US Dollars, and female borrowers represented 33.1% of the total clientele. FINCA Kosovo is also committed to serving the community through Social Responsibility activities underscoring their belief that environmental consciousness, ethical business practices, philanthropy, and economic empowerment are interconnected components that collectively contribute to a sustainable and socially responsible business model. Specifically, activities carried out through this subsidiary in 2024 included: training targeted to clients' groups across the country through its Learning and Development Center, participating in the traditional Honey Fair, forging the collaboration with the Autism Association, hosting internship programs, hosting the spring career fair, and becoming a member of the CSR Kosovo community. FINCA Kosovo is certified by the SMART Campaign for 'Customer Protection MicroFinanza Rating (MFR) with Client Protection Certification. Both of these recognitions reflect FINCA Kosovo's commitment to continue upholding industry-leading client protection standards in providing responsible finance and high ethical standards in the treatment of its clients.	Desc

Prog Srvc Accom Acty2 ProgSrvcAccomActy2Grp

Field	Value	IRS element (for citing)
Expense	$2,487,951	ExpenseAmt
Revenue	$0	RevenueAmt
Desc	361 by FINCA - Overview: 361 by FINCA is a digital B2B technology platform re-inventing microfinance. By leveraging event-based architecture and smart contract technology, 361 by FINCA enables financial service providers to digitize their operations and deliver configurable, low-cost credit products. This increases the relevance and reach of financial service providers, ultimately unlocking opportunity for the millions of micro-entrepreneurs who are currently held back by lack of access to affordable productive credit. 361 empowers providers to introduce new products (renewal loans, micro-insurance) and features (repayment holidays, cashback incentives) more quickly, while reducing operating costs. This makes credit simpler and more affordable - especially for women and smallholder farmers - empowering them to grow their businesses, build financial health, and create sustainable livelihoods for their families and communities. 2024 Milestones: In 2024, 361 by FINCA reached several key milestones. Ikigai Digital was selected as the platform build partner after a competitive review of nine system integrators, and 361 by FINCA leadership recruitment progressed to near completion, including the search for a Chief Technology Officer. Loan product pilots were initiated and monitored in Malawi, Uganda, and Zambia to eventually be coded as smart contracts onto the 361 Platform. Further, pre-build planning activities were completed, including defining agile workflows, MVP definitions, and build squad planning. Fundraising efforts also advanced to secure resources for both proof of concept and future scale, with active engagement of global donors and development finance institutions. Plan for 2025: Looking ahead, 361 will build and launch its platform MVP in partnership with Ikigai Digital, and potential partner Thought Machine Vault. The Platform will first launch in FINCA Malawi, with expansion planned to additional FINCA subsidiaries in Sub-Saharan Africa and to third-party partners. The MVP will digitize loan origination and renewal for individual and group customers, while establishing the differentiated architecture needed for faster product and feature innovation. In addition to building core platform capabilities and systems integrations, the team will be focused on operating model and regulatory engagement to ensure sustainable adoption.	Desc

Prog Srvc Accom Acty3 ProgSrvcAccomActy3Grp

Field	Value	IRS element (for citing)
Expense	$2,176,774	ExpenseAmt
Revenue	-$757,176	RevenueAmt
Desc	FINCA Impact Finance - Microfinance is a source of personal empowerment and an essential tool for economic mobility. For almost four decades, FINCA International (FINCA) has set the standard for what is possible in empowering low-income people to take control of their financial futures. As the founder and majority owner of FINCA Impact Finance (FIF), a network of 13 sustainable leading microfinance institutions and banks in Asia, Europe, Africa, and Latin America, FINCA provides access to responsible financial solutions that help low-income families create jobs, build assets, educate their children and improve their standard of living. Considering that as of 2027, nearly 1.7 billion adults around the world could remain financially excluded without access to useful and affordable financial products and services delivered in a responsible and sustainable way, FINCA remains committed to the advancement of financial inclusion in some of the most challenging markets in the world, in remote areas that many commercial providers can't or won't reach. Today, FIF offers a variety of products and services for individuals and groups. Worldwide, millions of entrepreneurs rely on FIF's commitment to consumer protection and an unmatched customer experience to help them build a better future for themselves, their families, and their communities. Through the Network, FINCA has reached 1.9 million customers, a $630 million USD loan portfolio, and $274 million USD deposits. According to FINCA's clients, FIF's products have helped improve their financial situation, increased their earnings, and grow their non-cash assets. During 2024, $1.1 billion US Dollars were disbursed across FIF's Network through 14.5 million loans. The total gross portfolio increased to $698.5 million US Dollars. Out of all the borrowers in that same year, 40.6% were women, confirming that this group continues to be at the heart of FINCA. Furthermore, the Network reported 3.5 million clients comprised by voluntary savers, group loans borrowers, and individual borrowers. A breakdown of number of clients per subsidiary follows below: Africa DRC: 331,260 Malawi: 163,710 Nigeria: 7,250 Tanzania: 825,583 Uganda: 150,007 Zambia: 22,674 Eurasia Armenia: 21,612 Azerbaijan: 32,957 Kyrgyzstan: 261,963 Tajikistan: 63,805 Latina America & The Caribbean Guatemala: 16,179 Haiti: 304 Middle East & South Asia Jordan: 18,991 Pakistan: 1,569,829	Desc

Prog Srvc Accom Acty Other ProgSrvcAccomActyOtherGrp (3 entries)

ExpenseExpenseAmt	GrantGrantAmt	RevenueRevenueAmt	DescDesc
$9,815,247	$0	$301,765	ALL OTHER PROGRAM EXPENSES
$1,582,352	$0	$0	FINCA PLUS PROGRAM EXPENSE
$1,217,092		$103,299	FINCA Ventures - FINCA Ventures invests in early-stage companies that provide transformative products/services that support women, smallholder farmers, families on the margins, and microbusinesses in low-income communities across Sub-Saharan Africa. At present, FINCA Ventures has investments in health, fintech, agriculture, livelihoods, energy, education, water and sanitation. FINCA Ventures supported 26 portfolio companies that delivered life-enhancing products and services in 39 countries globally in 2024. IGNITIA: 3,128,851 users received access to local weather forecasts in West Africa, Kenya and Brazil. EAST AFRICA FRUITS: 25,090 smallholder farmers connected to 8,910 small, informal vendors in Tanzania, allowing for both groups to improve their incomes. GOOD NATURE AGRO: 21,999 smallholder farmers (45 percent of whom are female) reached in Zambia and Malawi. MERIDIA: 20,176 hectares mapped for 18,381 smallholder farmers across Ghana, Cote D'Ivoire and Indonesia. YYTZ: 911 smallholder farmers (65 percent of whom are female) received higher cashew prices in Tanzania. KUUNDA: 173M loans, totaling $965M, to over 5.5M registered mobile money agents and consumers in Tanzania, Uganda, and Malawi. KWARA: 149 SACCO / Credit Union clients fully digitized serving 161,703 end users in Kenya. MDAAS GLOBAL: 144,186 patients (60 percent of whom are female) gained affordable diagnostic services in Nigeria. SISU GLOBAL: Increased geographic scope by selling the Hemafuse device through distribution partners in Kenya, Uganda, Tanzania, Liberia, Ghana, and Ukraine hospitals to be used in surgeries to recycle a patient's own blood. SANIVATION: 527 metric tons of fecal sludge converted to fuel substitutes, saving 9,473 trees in Kenya. JIBU: 171M liters of clean water provided to customers and 1,620 jobs supported through 231 franchises in East Africa and Ghana. AMPED INNOVATION: 27,743 families benefited from 3,298 mWh of clean energy in Sub-Saharan Africa. PENDA: 159,883 patient visits at one of 16 affordable primary care clinics in Kenya. FLOATPAYS: 38,679 employees provided with early wage access in South Africa. RICULT: 1.3M smallholder farmers in Pakistan, Thailand and Vietnam use the Ricult farmer app to access satellite imagery, weather and soil maps to make better decisions on their farms and access input financing. CINCH: 236 smallholder farmers leased land to Cinch to earn a more stable income and increase the productivity of their land and an average of 902 casual workers supported field operations on a monthly basis. CHANZI: 7,847 MT of food waste processed using black soldier flies to produce nutritious protein for animal feed used by farmers and feed processors in Tanzania and Kenya, supporting 130 full-time employees across sites. KENTASTE: 5,812 smallholder farmers (29 percent of whom are female) received consistent access to market for their coconuts in Kenya. CASSVITA: 2,413 smallholder cassava farmers (93 percent of whom are female) saw an average increase in income of 400% and a post-harvest loss reduction from 40 to 5% after selling to CassVita in Cameroon. RISING ACADEMIES: 269,083 students across 926 schools in Sierra Leone, Ghana, Liberia, Rwanda, Uganda provided access to affordable, quality education. BANKINGLY: 120 small and medium size financial institutions with a registered customer base of 843,271 provided with digital banking channels in over 20 countries globally. ELUCID: 6,440 smallholder farmer households provided with access to affordable health care in Ghana, Madagascar, Venezuela and Ecuador. LAPAIRE: 76,354 customers (46 percent women) received access to glasses across 90 optical shops in Cote D'Ivoire, Togo, Burkina Faso, Uganda, Benin, and Mali. RELEAF: 290 palm nut suppliers (24 percent women) provided with consistent access to market in Nigeria. AFFINITY AFRICA: 45,880 underserved and unbanked customers received access to financial services in Ghana. FLUID Finance: 1,403 smallholder farmers (51 percent women) provided with consistent access to market and to financial services in Ghana.

Field	Value	IRS element (for citing)
Total Other Prog Srvc Expense	$12,614,691	TotalOtherProgSrvcExpenseAmt
Total Other Prog Srvc Revenue	$405,064	TotalOtherProgSrvcRevenueAmt
Total Program Service Expenses	$31,530,940	TotalProgramServiceExpensesAmt
Described In Section501c3	Yes (true)	DescribedInSection501c3Ind
Schedule B Required	Yes (true)	ScheduleBRequiredInd
Political Campaign Acty	false	PoliticalCampaignActyInd
Lobbying Activities	false	LobbyingActivitiesInd
Subject To Proxy Tax	false	SubjectToProxyTaxInd
Donor Advised Fund	false	DonorAdvisedFundInd
Conservation Easements	false	ConservationEasementsInd
Collections Of Art	false	CollectionsOfArtInd
Credit Counseling	false	CreditCounselingInd
Donor Rstr Or Quasi Endowments	Yes (true)	DonorRstrOrQuasiEndowmentsInd
Report Land Building Equipment	Yes (true)	ReportLandBuildingEquipmentInd
Report Investments Other Sec	false	ReportInvestmentsOtherSecInd
Report Program Related Invst	Yes (true)	ReportProgramRelatedInvstInd
Report Other Assets	false	ReportOtherAssetsInd
Report Other Liabilities	Yes (true)	ReportOtherLiabilitiesInd
Include FIN48 Footnote	Yes (true)	IncludeFIN48FootnoteInd
Independent Audit Fincl Stmt	false	IndependentAuditFinclStmtInd
Consolidated Audit Fincl Stmt	Yes (true)	ConsolidatedAuditFinclStmtInd
School Operating	false	SchoolOperatingInd
Foreign Office	Yes (true)	ForeignOfficeInd
Foreign Activities	Yes (true)	ForeignActivitiesInd
More Than5000 K To Org	false	MoreThan5000KToOrgInd
More Than5000 K To Individuals	false	MoreThan5000KToIndividualsInd
Professional Fundraising	false	ProfessionalFundraisingInd
Fundraising Activities	false	FundraisingActivitiesInd
Gaming Activities	false	GamingActivitiesInd
Operate Hospital	false	OperateHospitalInd
Grants To Organizations	false	GrantsToOrganizationsInd
Grants To Individuals	false	GrantsToIndividualsInd
Schedule J Required	Yes (true)	ScheduleJRequiredInd
Tax Exempt Bonds	false	TaxExemptBondsInd
Escrow Account	false	EscrowAccountInd
On Behalf Of Issuer	false	OnBehalfOfIssuerInd
Engaged In Excess Benefit Trans	false	EngagedInExcessBenefitTransInd
PY Excess Benefit Trans	false	PYExcessBenefitTransInd
Loan Outstanding	false	LoanOutstandingInd
Grant To Related Person	false	GrantToRelatedPersonInd
Business Rln With Org Mem	false	BusinessRlnWithOrgMemInd
Business Rln With Fam Mem	Yes (true)	BusinessRlnWithFamMemInd
Business Rln With35 Ctrl Ent	false	BusinessRlnWith35CtrlEntInd
Deductible Non Cash Contri	Yes (true)	DeductibleNonCashContriInd
Deductible Art Contribution	false	DeductibleArtContributionInd
Terminate Operations	false	TerminateOperationsInd
Partial Liquidation	false	PartialLiquidationInd
Disregarded Entity	Yes (true)	DisregardedEntityInd
Related Entity	Yes (true)	RelatedEntityInd
Related Organization Ctrl Ent	Yes (true)	RelatedOrganizationCtrlEntInd
Transaction With Control Ent	Yes (true)	TransactionWithControlEntInd
Trnsfr Exmpt Non Chrtbl Rltd Org	false	TrnsfrExmptNonChrtblRltdOrgInd
Activities Conducted Prtshp	false	ActivitiesConductedPrtshpInd
Schedule O Required	Yes (true)	ScheduleORequiredInd
Info In Schedule O Part V	Yes (X)	InfoInScheduleOPartVInd
IRP Document	45	IRPDocumentCnt
IRP Document W2 G	0	IRPDocumentW2GCnt
Backup Wthld Compliance	Yes (true)	BackupWthldComplianceInd
Employee	44	EmployeeCnt
Employment Tax Returns Filed	Yes (true)	EmploymentTaxReturnsFiledInd
Unrelated Bus Incm Over Limit	false	UnrelatedBusIncmOverLimitInd
Foreign Financial Account	Yes (true)	ForeignFinancialAccountInd
Foreign Country	AM	ForeignCountryCd
Foreign Country	JO	ForeignCountryCd
Foreign Country	KV	ForeignCountryCd
Foreign Country	KG	ForeignCountryCd
Foreign Country	MI	ForeignCountryCd
Foreign Country	AJ	ForeignCountryCd
Foreign Country	NI	ForeignCountryCd
Foreign Country	TI	ForeignCountryCd
Foreign Country	TZ	ForeignCountryCd
Foreign Country	UG	ForeignCountryCd
Foreign Country	UK	ForeignCountryCd
Foreign Country	ZA	ForeignCountryCd
Foreign Country	CA	ForeignCountryCd
Foreign Country	CG	ForeignCountryCd
Foreign Country	GT	ForeignCountryCd
Prohibited Tax Shelter Trans	false	ProhibitedTaxShelterTransInd
Taxable Party Notification	false	TaxablePartyNotificationInd
Nondeductible Contributions	false	NondeductibleContributionsInd
Quid Pro Quo Contributions	false	QuidProQuoContributionsInd
Form8282 Property Disposed Of	false	Form8282PropertyDisposedOfInd
Rcv Fnds To Pay Prsnl Bnft Cntrct	false	RcvFndsToPayPrsnlBnftCntrctInd
Pay Premiums Prsnl Bnft Cntrct	false	PayPremiumsPrsnlBnftCntrctInd
Indoor Tanning Services	false	IndoorTanningServicesInd
Subj To Tax Rmnrtn Ex Prcht Pymt	false	SubjToTaxRmnrtnExPrchtPymtInd
Subject To Excs Tax Net Invst Inc	false	SubjectToExcsTaxNetInvstIncInd
Info In Schedule O Part VI	Yes (X)	InfoInScheduleOPartVIInd
Governing Body Voting Members	12	GoverningBodyVotingMembersCnt
Independent Voting Member	10	IndependentVotingMemberCnt
Family Or Business Rln	false	FamilyOrBusinessRlnInd
Delegation Of Mgmt Duties	false	DelegationOfMgmtDutiesInd
Change To Org Documents	false	ChangeToOrgDocumentsInd
Material Diversion Or Misuse	false	MaterialDiversionOrMisuseInd
Members Or Stockholders	Yes (true)	MembersOrStockholdersInd
Election Of Board Members	Yes (true)	ElectionOfBoardMembersInd
Decisions Subject To Approva	Yes (true)	DecisionsSubjectToApprovaInd
Minutes Of Governing Body	Yes (true)	MinutesOfGoverningBodyInd
Minutes Of Committees	Yes (true)	MinutesOfCommitteesInd
Officer Mailing Address	false	OfficerMailingAddressInd
Local Chapters	Yes (true)	LocalChaptersInd
Policies Reference Chapters	Yes (true)	PoliciesReferenceChaptersInd
Form990 Provided To Gvrn Body	Yes (true)	Form990ProvidedToGvrnBodyInd
Conflict Of Interest Policy	Yes (true)	ConflictOfInterestPolicyInd
Annual Disclosure Covered Prsn	Yes (true)	AnnualDisclosureCoveredPrsnInd
Regular Monitoring Enfrc	Yes (true)	RegularMonitoringEnfrcInd
Whistleblower Policy	Yes (true)	WhistleblowerPolicyInd
Document Retention Policy	Yes (true)	DocumentRetentionPolicyInd
Compensation Process CEO	Yes (true)	CompensationProcessCEOInd
Compensation Process Other	Yes (true)	CompensationProcessOtherInd
Investment In Joint Venture	Yes (true)	InvestmentInJointVentureInd
Written Policy Or Procedure	Yes (true)	WrittenPolicyOrProcedureInd
States Where Copy Of Return Is Fld	CA	StatesWhereCopyOfReturnIsFldCd
States Where Copy Of Return Is Fld	CO	StatesWhereCopyOfReturnIsFldCd
States Where Copy Of Return Is Fld	CT	StatesWhereCopyOfReturnIsFldCd
States Where Copy Of Return Is Fld	FL	StatesWhereCopyOfReturnIsFldCd
States Where Copy Of Return Is Fld	GA	StatesWhereCopyOfReturnIsFldCd
States Where Copy Of Return Is Fld	AL	StatesWhereCopyOfReturnIsFldCd
States Where Copy Of Return Is Fld	HI	StatesWhereCopyOfReturnIsFldCd
States Where Copy Of Return Is Fld	IL	StatesWhereCopyOfReturnIsFldCd
States Where Copy Of Return Is Fld	KS	StatesWhereCopyOfReturnIsFldCd
States Where Copy Of Return Is Fld	KY	StatesWhereCopyOfReturnIsFldCd
States Where Copy Of Return Is Fld	LA	StatesWhereCopyOfReturnIsFldCd
States Where Copy Of Return Is Fld	AK	StatesWhereCopyOfReturnIsFldCd
States Where Copy Of Return Is Fld	MD	StatesWhereCopyOfReturnIsFldCd
States Where Copy Of Return Is Fld	MA	StatesWhereCopyOfReturnIsFldCd
States Where Copy Of Return Is Fld	MI	StatesWhereCopyOfReturnIsFldCd
States Where Copy Of Return Is Fld	MN	StatesWhereCopyOfReturnIsFldCd
States Where Copy Of Return Is Fld	MS	StatesWhereCopyOfReturnIsFldCd
States Where Copy Of Return Is Fld	NH	StatesWhereCopyOfReturnIsFldCd
States Where Copy Of Return Is Fld	NJ	StatesWhereCopyOfReturnIsFldCd
States Where Copy Of Return Is Fld	NM	StatesWhereCopyOfReturnIsFldCd
States Where Copy Of Return Is Fld	NY	StatesWhereCopyOfReturnIsFldCd
States Where Copy Of Return Is Fld	NC	StatesWhereCopyOfReturnIsFldCd
States Where Copy Of Return Is Fld	OK	StatesWhereCopyOfReturnIsFldCd
States Where Copy Of Return Is Fld	OR	StatesWhereCopyOfReturnIsFldCd
States Where Copy Of Return Is Fld	PA	StatesWhereCopyOfReturnIsFldCd
States Where Copy Of Return Is Fld	RI	StatesWhereCopyOfReturnIsFldCd
States Where Copy Of Return Is Fld	SC	StatesWhereCopyOfReturnIsFldCd
States Where Copy Of Return Is Fld	TN	StatesWhereCopyOfReturnIsFldCd
States Where Copy Of Return Is Fld	UT	StatesWhereCopyOfReturnIsFldCd
States Where Copy Of Return Is Fld	VA	StatesWhereCopyOfReturnIsFldCd
States Where Copy Of Return Is Fld	AR	StatesWhereCopyOfReturnIsFldCd
States Where Copy Of Return Is Fld	WV	StatesWhereCopyOfReturnIsFldCd
States Where Copy Of Return Is Fld	WI	StatesWhereCopyOfReturnIsFldCd
Own Website	Yes (X)	OwnWebsiteInd
Upon Request	Yes (X)	UponRequestInd

Books In Care Of Detail BooksInCareOfDetail

Business Name BusinessName

Field	Value	IRS element (for citing)
Business Name Line1	Kuo-Wei Wang	BusinessNameLine1Txt

Field	Value	IRS element (for citing)
Phone	2026821510	PhoneNum

US Address USAddress

Field	Value	IRS element (for citing)
Address Line1	1301 K St NW Suite 300W	AddressLine1Txt
City	WASHINGTON	CityNm
State Abbreviation	DC	StateAbbreviationCd
ZIP	20005	ZIPCd

Form990 Part VII Section A Form990PartVIISectionAGrp (22 entries)

TitleTitleTxt	Average Hours Per WeekAverageHoursPerWeekRt	Individual Trustee Or DirectorIndividualTrusteeOrDirectorInd	Reportable Comp From OrgReportableCompFromOrgAmt	Reportable Comp From Rltd OrgReportableCompFromRltdOrgAmt	Other CompensationOtherCompensationAmt	Average Hours Per Week Rltd OrgAverageHoursPerWeekRltdOrgRt	OfficerOfficerInd	Key EmployeeKeyEmployeeInd	Highest Compensated EmployeeHighestCompensatedEmployeeInd
AGRINA MUSSA
DIRECTOR	5.0	Yes (X)	$0	$0	$0
AVANTHI SHAH
DIRECTOR	5.0	Yes (X)	$0	$0	$0
CATHERINE MOHR
DIRECTOR (UNTIL 9/2024)	5.0	Yes (X)	$0	$0	$0
CHARLES TREVAIL
DIRECTOR	5.0	Yes (X)	$0	$0	$0
DAN GREEN
DIRECTOR	5.0	Yes (X)	$0	$0	$0
DAVID WEISMAN
DIRECTOR/BOARD CHAIRMAN	5.0	Yes (X)	$0	$0	$0
ERIC CHERN
DIRECTOR	5.0	Yes (X)	$0	$0	$0
JOHN ELKINS
DIRECTOR	5.0	Yes (X)	$0	$0	$0
JOHN HATCH
DIRECTOR	5.0	Yes (X)	$70,028	$0	$0
JORDAN GREENAWAY
DIRECTOR	5.0	Yes (X)	$0	$0	$0
JULIE HOUSER
DIRECTOR/DR. OF PEOPLE OPS & HR	45.0	Yes (X)	$113,272	$0	$52,562
RICHARD WILLIAMSON
DIRECTOR	5.0	Yes (X)	$0	$0	$0
SHAWN HASSEL
DIRECTOR	5.0	Yes (X)	$0	$0	$0
ANDREE SIMON
PRESIDENT & CEO	40.0		$0	$388,701	$45,832	10.0	Yes (X)
KUO-WEI WANG
CHIEF FINANCIAL OFFICER	40.0		$216,130	$0	$26,579		Yes (X)
STEFAN GRUNDMANN
CHIEF OPERATING OFFICER	40.0		$240,210	$0	$17,581		Yes (X)
COLLEEN ZAKREWSKY
SVP, DEVELOPMENT & EXTERNAL RELATIONS	40.0		$279,982	$0	$41,738			Yes (X)
DREW BOSHELL
EXECUTIVE DIRECTOR AFFILIATE	40.0		$226,846	$0	$29,337				Yes (X)
KWASI DONKOR
MANAGING DIRECTOR - POVERTY ERADICATION LAB	40.0		$203,712	$0	$37,498				Yes (X)
P DANIEL SMITH
GENERAL COUNSEL	40.0		$0	$376,543	$74,564				Yes (X)
SCOTT GRAHAM
VP OF CUSTOMER RESEARCH	40.0		$197,346	$0	$35,818				Yes (X)
SETH SPIRO
CHIEF PRODUCT AND CUSTOMER OFFICER	40.0		$0	$232,612	$31,960				Yes (X)

Field	Value	IRS element (for citing)
Total Reportable Comp From Org	$1,547,526	TotalReportableCompFromOrgAmt
Tot Reportable Comp Rltd Org	$997,856	TotReportableCompRltdOrgAmt
Total Other Compensation	$393,469	TotalOtherCompensationAmt
Indiv Rcvd Greater Than100 K	21	IndivRcvdGreaterThan100KCnt
Former Ofcr Employees Listed	false	FormerOfcrEmployeesListedInd
Total Comp Greater Than150 K	Yes (true)	TotalCompGreaterThan150KInd
Compensation From Other Srcs	false	CompensationFromOtherSrcsInd

Contractor Compensation ContractorCompensationGrp (5 entries)

Address Line1ContractorAddress/USAddress/AddressLine1Txt	Address Line2ContractorAddress/USAddress/AddressLine2Txt	CityContractorAddress/USAddress/CityNm	State AbbreviationContractorAddress/USAddress/StateAbbreviationCd	ZIPContractorAddress/USAddress/ZIPCd	ServicesServicesDesc	CompensationCompensationAmt	Address Line1ContractorAddress/ForeignAddress/AddressLine1Txt	Address Line2ContractorAddress/ForeignAddress/AddressLine2Txt	CityContractorAddress/ForeignAddress/CityNm	Province Or StateContractorAddress/ForeignAddress/ProvinceOrStateNm	CountryContractorAddress/ForeignAddress/CountryCd	Foreign PostalContractorAddress/ForeignAddress/ForeignPostalCd
Integrated Direct Marketing Agency
1250 Connecticut Ave NW	Suite 700	Washington	DC	20036	Fundraising and Communications	$3,096,303
FINCA Microfinance Global Services
1301 K Street NW	Suite 300W	Washington	DC	20005	Professional Services	$2,344,106
Microsoft Corporation
1250 Connecticut Ave NW	Suite 700	Dallas	TX	75207	Software	$1,161,359
M&R Strategic Service
1101 17th Street NW	Suite 301	Washington	DC	20036	Advertising	$832,974
McKinsey and Company Africa
					Consulting	$750,000	115 West St	2nd Floor	Sandton	Johan	SF	2196

Field	Value	IRS element (for citing)
Cntrct Rcvd Greater Than100 K	26	CntrctRcvdGreaterThan100KCnt
All Other Contributions	$21,622,315	AllOtherContributionsAmt
Noncash Contributions	$2,503,003	NoncashContributionsAmt
Total Contributions	$21,622,315	TotalContributionsAmt

Program Service Revenue ProgramServiceRevenueGrp (5 entries)

DescDesc	BusinessBusinessCd	Total Revenue ColumnTotalRevenueColumnAmt	Related Or Exempt Func IncomeRelatedOrExemptFuncIncomeAmt
BRANCH REVENUE-KOSOVO	900099	$19,471,323	$19,471,323
FINCA VENTURES PROGRAM	900099	$103,299	$103,299
MANAGEMENT FEES	900099	$274,815	$274,815
OTHER PROGRAM SERVICES	900099	$26,950	$26,950
FINCA IMPACT FINANCE	522299	-$757,176	-$757,176

Total Oth Program Service Rev TotalOthProgramServiceRevGrp

Field	Value	IRS element (for citing)
Total Revenue Column	$0	TotalRevenueColumnAmt
Related Or Exempt Func Income	$0	RelatedOrExemptFuncIncomeAmt
Unrelated Business Revenue	$0	UnrelatedBusinessRevenueAmt
Exclusion	$0	ExclusionAmt

Field	Value	IRS element (for citing)
Total Program Service Revenue	$19,119,211	TotalProgramServiceRevenueAmt

Investment Income InvestmentIncomeGrp

Field	Value	IRS element (for citing)
Total Revenue Column	$484,202	TotalRevenueColumnAmt
Exclusion	$484,202	ExclusionAmt

Gross Rents GrossRentsGrp

Field	Value	IRS element (for citing)
Real	$767,992	RealAmt

Less Rental Expenses LessRentalExpensesGrp

Field	Value	IRS element (for citing)
Real	$820,630	RealAmt

Rental Income Or Loss RentalIncomeOrLossGrp

Field	Value	IRS element (for citing)
Real	-$52,638	RealAmt
Personal	$0	PersonalAmt

Net Rental Income Or Loss NetRentalIncomeOrLossGrp

Field	Value	IRS element (for citing)
Total Revenue Column	-$52,638	TotalRevenueColumnAmt
Exclusion	-$52,638	ExclusionAmt

Gain Or Loss GainOrLossGrp

Field	Value	IRS element (for citing)
Securities	$0	SecuritiesAmt
Other	$0	OtherAmt

Field	Value	IRS element (for citing)
Gross Sales Of Inventory	$2,104,199	GrossSalesOfInventoryAmt
Cost Of Goods Sold	$811,009	CostOfGoodsSoldAmt

Net Income Or Loss NetIncomeOrLossGrp

Field	Value	IRS element (for citing)
Total Revenue Column	$1,293,190	TotalRevenueColumnAmt
Exclusion	$1,293,190	ExclusionAmt

Miscellaneous Revenue MiscellaneousRevenueGrp

Field	Value	IRS element (for citing)
Total Revenue Column	$0	TotalRevenueColumnAmt
Related Or Exempt Func Income	$0	RelatedOrExemptFuncIncomeAmt
Unrelated Business Revenue	$0	UnrelatedBusinessRevenueAmt
Exclusion	$0	ExclusionAmt

Field	Value	IRS element (for citing)
Other Revenue Total	$0	OtherRevenueTotalAmt

Total Revenue TotalRevenueGrp

Field	Value	IRS element (for citing)
Total Revenue Column	$42,466,280	TotalRevenueColumnAmt
Related Or Exempt Func Income	$19,119,211	RelatedOrExemptFuncIncomeAmt
Unrelated Business Revenue	$0	UnrelatedBusinessRevenueAmt
Exclusion	$1,724,754	ExclusionAmt

Field	Value	IRS element (for citing)
Info In Schedule O Part IX	Yes (X)	InfoInScheduleOPartIXInd

Comp Current Ofcr Directors CompCurrentOfcrDirectorsGrp

Field	Value	IRS element (for citing)
Total	$1,420,908	TotalAmt
Program Services	$858,923	ProgramServicesAmt
Management And General	$363,140	ManagementAndGeneralAmt
Fundraising	$198,845	FundraisingAmt

Other Salaries And Wages OtherSalariesAndWagesGrp

Field	Value	IRS element (for citing)
Total	$7,933,547	TotalAmt
Program Services	$6,512,217	ProgramServicesAmt
Management And General	$918,427	ManagementAndGeneralAmt
Fundraising	$502,903	FundraisingAmt

Pension Plan Contributions PensionPlanContributionsGrp

Field	Value	IRS element (for citing)
Total	$232,273	TotalAmt
Program Services	$140,406	ProgramServicesAmt
Management And General	$59,362	ManagementAndGeneralAmt
Fundraising	$32,505	FundraisingAmt

Other Employee Benefits OtherEmployeeBenefitsGrp

Field	Value	IRS element (for citing)
Total	$2,096,274	TotalAmt
Program Services	$1,658,163	ProgramServicesAmt
Management And General	$283,096	ManagementAndGeneralAmt
Fundraising	$155,015	FundraisingAmt

Payroll Taxes PayrollTaxesGrp

Field	Value	IRS element (for citing)
Total	$379,401	TotalAmt
Program Services	$229,344	ProgramServicesAmt
Management And General	$96,963	ManagementAndGeneralAmt
Fundraising	$53,094	FundraisingAmt

Fees For Services Management FeesForServicesManagementGrp

Field	Value	IRS element (for citing)
Total	$534,114	TotalAmt
Program Services	$534,114	ProgramServicesAmt

Fees For Services Legal FeesForServicesLegalGrp

Field	Value	IRS element (for citing)
Total	$202,690	TotalAmt
Program Services	$175,939	ProgramServicesAmt
Management And General	$4,047	ManagementAndGeneralAmt
Fundraising	$22,704	FundraisingAmt

Fees For Services Accounting FeesForServicesAccountingGrp

Field	Value	IRS element (for citing)
Total	$195,158	TotalAmt
Program Services	$161,145	ProgramServicesAmt
Management And General	$5,145	ManagementAndGeneralAmt
Fundraising	$28,868	FundraisingAmt

Fees For Services Other FeesForServicesOtherGrp

Field	Value	IRS element (for citing)
Total	$6,634,159	TotalAmt
Program Services	$5,185,870	ProgramServicesAmt
Management And General	$219,080	ManagementAndGeneralAmt
Fundraising	$1,229,209	FundraisingAmt

Advertising AdvertisingGrp

Field	Value	IRS element (for citing)
Total	$1,318,251	TotalAmt
Program Services	$972,515	ProgramServicesAmt
Management And General	$165	ManagementAndGeneralAmt
Fundraising	$345,571	FundraisingAmt

Office Expenses OfficeExpensesGrp

Field	Value	IRS element (for citing)
Total	$2,846,395	TotalAmt
Program Services	$1,621,672	ProgramServicesAmt
Management And General	$21,528	ManagementAndGeneralAmt
Fundraising	$1,203,195	FundraisingAmt

Information Technology InformationTechnologyGrp

Field	Value	IRS element (for citing)
Total	$407,729	TotalAmt
Program Services	$407,729	ProgramServicesAmt

Royalties RoyaltiesGrp

Field	Value	IRS element (for citing)
Total	$495,402	TotalAmt
Program Services	$495,402	ProgramServicesAmt

Occupancy OccupancyGrp

Field	Value	IRS element (for citing)
Total	$731,769	TotalAmt
Program Services	$619,915	ProgramServicesAmt
Management And General	$22,333	ManagementAndGeneralAmt
Fundraising	$89,521	FundraisingAmt

Travel TravelGrp

Field	Value	IRS element (for citing)
Total	$957,718	TotalAmt
Program Services	$795,102	ProgramServicesAmt
Management And General	$49,287	ManagementAndGeneralAmt
Fundraising	$113,329	FundraisingAmt

Interest InterestGrp

Field	Value	IRS element (for citing)
Total	$4,553,427	TotalAmt
Program Services	$4,503,205	ProgramServicesAmt
Management And General	$32,644	ManagementAndGeneralAmt
Fundraising	$17,578	FundraisingAmt

Depreciation Depletion DepreciationDepletionGrp

Field	Value	IRS element (for citing)
Total	$1,000,798	TotalAmt
Program Services	$936,041	ProgramServicesAmt
Management And General	$42,092	ManagementAndGeneralAmt
Fundraising	$22,665	FundraisingAmt

Insurance InsuranceGrp

Field	Value	IRS element (for citing)
Total	$129,612	TotalAmt
Program Services	$86,694	ProgramServicesAmt
Management And General	$27,897	ManagementAndGeneralAmt
Fundraising	$15,021	FundraisingAmt

Other Expenses OtherExpensesGrp (4 entries)

DescDesc	TotalTotalAmt	Program ServicesProgramServicesAmt	Management And GeneralManagementAndGeneralAmt	FundraisingFundraisingAmt
License and Subscription Fee	$2,558,977	$1,567,185	$548,671	$443,121
Other Direct Cost	$2,015,071	$2,015,071
Provision for loan losses	$1,729,577	$1,729,577
Motor Vehicle Expense	$152,220	$152,220

All Other Expenses AllOtherExpensesGrp

Field	Value	IRS element (for citing)
Total	$176,050	TotalAmt
Program Services	$172,491	ProgramServicesAmt
Management And General	$775	ManagementAndGeneralAmt
Fundraising	$2,784	FundraisingAmt

Total Functional Expenses TotalFunctionalExpensesGrp

Field	Value	IRS element (for citing)
Total	$38,701,520	TotalAmt
Program Services	$31,530,940	ProgramServicesAmt
Management And General	$2,694,652	ManagementAndGeneralAmt
Fundraising	$4,475,928	FundraisingAmt

Cash Non Interest Bearing CashNonInterestBearingGrp

Field	Value	IRS element (for citing)
BOY	$21,872,137	BOYAmt
EOY	$24,907,738	EOYAmt

Savings And Temp Cash Invst SavingsAndTempCashInvstGrp

Field	Value	IRS element (for citing)
BOY	$2,046,943	BOYAmt
EOY	$3,289,551	EOYAmt

Pledges And Grants Receivable PledgesAndGrantsReceivableGrp

Field	Value	IRS element (for citing)
BOY	$2,364,215	BOYAmt
EOY	$2,176,583	EOYAmt

Accounts Receivable AccountsReceivableGrp

Field	Value	IRS element (for citing)
BOY	$4,861,397	BOYAmt
EOY	$4,206,658	EOYAmt

Receivables From Officers Etc ReceivablesFromOfficersEtcGrp

Field	Value	IRS element (for citing)
EOY	$0	EOYAmt

Rcvbl From Disqualified Prsn RcvblFromDisqualifiedPrsnGrp

Field	Value	IRS element (for citing)
EOY	$0	EOYAmt

Oth Notes Loans Receivable Net OthNotesLoansReceivableNetGrp

Field	Value	IRS element (for citing)
BOY	$96,079,155	BOYAmt
EOY	$113,121,506	EOYAmt

Field	Value	IRS element (for citing)
Land Bldg Equip Cost Or Other Bss	$2,294,206	LandBldgEquipCostOrOtherBssAmt
Land Bldg Equip Accum Deprec	$1,765,094	LandBldgEquipAccumDeprecAmt

Land Bldg Equip Basis Net LandBldgEquipBasisNetGrp

Field	Value	IRS element (for citing)
BOY	$715,669	BOYAmt
EOY	$529,112	EOYAmt

Investments Other Securities InvestmentsOtherSecuritiesGrp

Field	Value	IRS element (for citing)
BOY	$0	BOYAmt

Investments Program Related InvestmentsProgramRelatedGrp

Field	Value	IRS element (for citing)
BOY	$100,848,689	BOYAmt
EOY	$100,743,509	EOYAmt

Intangible Assets IntangibleAssetsGrp

Field	Value	IRS element (for citing)
BOY	$629,740	BOYAmt
EOY	$412,960	EOYAmt

Other Assets Total OtherAssetsTotalGrp

Field	Value	IRS element (for citing)
BOY	$3,450,839	BOYAmt
EOY	$2,702,667	EOYAmt

Total Assets TotalAssetsGrp

Field	Value	IRS element (for citing)
BOY	$232,868,784	BOYAmt
EOY	$252,090,284	EOYAmt

Accounts Payable Accr Expnss AccountsPayableAccrExpnssGrp

Field	Value	IRS element (for citing)
BOY	$4,114,746	BOYAmt
EOY	$3,622,361	EOYAmt

Deferred Revenue DeferredRevenueGrp

Field	Value	IRS element (for citing)
BOY	$1,572,675	BOYAmt
EOY	$2,104,760	EOYAmt

Loans From Officers Directors LoansFromOfficersDirectorsGrp

Field	Value	IRS element (for citing)
EOY	$0	EOYAmt

Mortg Notes Pybl Scrd Invst Prop MortgNotesPyblScrdInvstPropGrp

Field	Value	IRS element (for citing)
BOY	$63,205,826	BOYAmt
EOY	$82,542,051	EOYAmt

Other Liabilities OtherLiabilitiesGrp

Field	Value	IRS element (for citing)
BOY	$7,441,922	BOYAmt
EOY	$5,915,048	EOYAmt

Total Liabilities TotalLiabilitiesGrp

Field	Value	IRS element (for citing)
BOY	$76,335,169	BOYAmt
EOY	$94,184,220	EOYAmt

Field	Value	IRS element (for citing)
Organization Follows FASB117	Yes (X)	OrganizationFollowsFASB117Ind

No Donor Restriction Net Assets NoDonorRestrictionNetAssetsGrp

Field	Value	IRS element (for citing)
BOY	$154,626,365	BOYAmt
EOY	$155,869,740	EOYAmt

Donor Restriction Net Assets DonorRestrictionNetAssetsGrp

Field	Value	IRS element (for citing)
BOY	$1,907,250	BOYAmt
EOY	$2,036,324	EOYAmt

Total Net Assets Fund Balance TotalNetAssetsFundBalanceGrp

Field	Value	IRS element (for citing)
BOY	$156,533,615	BOYAmt
EOY	$157,906,064	EOYAmt

Tot Liab Net Assets Fund Balance TotLiabNetAssetsFundBalanceGrp

Field	Value	IRS element (for citing)
BOY	$232,868,784	BOYAmt
EOY	$252,090,284	EOYAmt

Field	Value	IRS element (for citing)
Info In Schedule O Part XI	Yes (X)	InfoInScheduleOPartXIInd
Reconcilation Revenue Expnss	$3,764,760	ReconcilationRevenueExpnssAmt
Other Changes In Net Assets	-$2,392,311	OtherChangesInNetAssetsAmt
Method Of Accounting Accrual	Yes (X)	MethodOfAccountingAccrualInd
Accountant Compile Or Review	false	AccountantCompileOrReviewInd
FS Audited	Yes (true)	FSAuditedInd
Audit Committee	Yes (true)	AuditCommitteeInd
Federal Grant Audit Required	false	FederalGrantAuditRequiredInd

Schedule A IRS990ScheduleA

Field	Value	IRS element (for citing)
Public Organization170	Yes (X)	PublicOrganization170Ind

Gifts Grants Contri Rcvd170 GiftsGrantsContriRcvd170Grp

Field	Value	IRS element (for citing)
Current Tax Year Minus4 Years	$17,180,175	CurrentTaxYearMinus4YearsAmt
Current Tax Year Minus3 Years	$19,987,198	CurrentTaxYearMinus3YearsAmt
Current Tax Year Minus2 Years	$18,753,953	CurrentTaxYearMinus2YearsAmt
Current Tax Year Minus1 Year	$20,874,304	CurrentTaxYearMinus1YearAmt
Current Tax Year	$21,622,315	CurrentTaxYearAmt
Total	$98,417,945	TotalAmt

Tax Rev Levied Orgnztnl Bnft170 TaxRevLeviedOrgnztnlBnft170Grp

Field	Value	IRS element (for citing)
Total	$0	TotalAmt

Govt Furn Srvc Fclts Vl170 GovtFurnSrvcFcltsVl170Grp

Field	Value	IRS element (for citing)
Total	$0	TotalAmt

Total Calendar Year170 TotalCalendarYear170Grp

Field	Value	IRS element (for citing)
Current Tax Year Minus4 Years	$17,180,175	CurrentTaxYearMinus4YearsAmt
Current Tax Year Minus3 Years	$19,987,198	CurrentTaxYearMinus3YearsAmt
Current Tax Year Minus2 Years	$18,753,953	CurrentTaxYearMinus2YearsAmt
Current Tax Year Minus1 Year	$20,874,304	CurrentTaxYearMinus1YearAmt
Current Tax Year	$21,622,315	CurrentTaxYearAmt
Total	$98,417,945	TotalAmt

Field	Value	IRS element (for citing)
Substantial Contributors Tot	$2,573,460	SubstantialContributorsTotAmt
Public Support Total170	$95,844,485	PublicSupportTotal170Amt

Gross Investment Income170 GrossInvestmentIncome170Grp

Field	Value	IRS element (for citing)
Current Tax Year Minus4 Years	$964,717	CurrentTaxYearMinus4YearsAmt
Current Tax Year Minus3 Years	$1,024,089	CurrentTaxYearMinus3YearsAmt
Current Tax Year Minus2 Years	$829,507	CurrentTaxYearMinus2YearsAmt
Current Tax Year Minus1 Year	$1,169,529	CurrentTaxYearMinus1YearAmt
Current Tax Year	$1,252,194	CurrentTaxYearAmt
Total	$5,240,036	TotalAmt

Unrelated Business Net Incm170 UnrelatedBusinessNetIncm170Grp

Field	Value	IRS element (for citing)
Total	$0	TotalAmt

Other Income170 OtherIncome170Grp

Field	Value	IRS element (for citing)
Current Tax Year Minus4 Years	-$631,423	CurrentTaxYearMinus4YearsAmt
Current Tax Year Minus3 Years	-$16,119,962	CurrentTaxYearMinus3YearsAmt
Current Tax Year Minus2 Years	$2,454,803	CurrentTaxYearMinus2YearsAmt
Current Tax Year Minus1 Year	$17,586,608	CurrentTaxYearMinus1YearAmt
Current Tax Year	$21,223,410	CurrentTaxYearAmt
Total	$24,513,436	TotalAmt

Field	Value	IRS element (for citing)
Total Support	$128,171,417	TotalSupportAmt
Gross Receipts Rltd Activities	$0	GrossReceiptsRltdActivitiesAmt
Public Support CY170	0.74778	PublicSupportCY170Pct
Public Support PY170	0.7797	PublicSupportPY170Pct
Thirty Thr Pct Suprt Tests CY170	Yes (X)	ThirtyThrPctSuprtTestsCY170Ind

Form990 Schedule A Part VI Form990ScheduleAPartVIGrp

Field	Value	IRS element (for citing)
Form And Line Reference	Schedule A, Part II, Line 10 Other Income	FormAndLineReferenceDesc
Explanation	DESCRIPTION - OTHER INCOME, COLUMN A - -631423.0, COLUMN B - -16119962.0, COLUMN C - 2454803.0, COLUMN D - 17586608.0, COLUMN E - 21223410.0, COLUMN F - 24513436.0;	ExplanationTxt

Schedule B IRS990ScheduleB

Contributor Information ContributorInformationGrp

Field	Value	IRS element (for citing)
Contributor	RESTRICTED	ContributorNum

Contributor Business Name ContributorBusinessName

Field	Value	IRS element (for citing)
Business Name Line1	RESTRICTED	BusinessNameLine1

Contributor US Address ContributorUSAddress

Field	Value	IRS element (for citing)
Address Line1	RESTRICTED	AddressLine1
Address Line2	RESTRICTED	AddressLine2
City	RESTRICTED	City
State	RESTRICTED	State
ZIP Code	RESTRICTED	ZIPCode

Field	Value	IRS element (for citing)
Total Contributions	RESTRICTED	TotalContributionsAmt

Schedule D IRS990ScheduleD

CY Endwmt Fund CYEndwmtFundGrp

Field	Value	IRS element (for citing)
Beginning Year Balance	$908,937	BeginningYearBalanceAmt
Investment Earnings Or Losses	$77,759	InvestmentEarningsOrLossesAmt
End Year Balance	$986,696	EndYearBalanceAmt

CY Minus1 Yr Endwmt Fund CYMinus1YrEndwmtFundGrp

Field	Value	IRS element (for citing)
Beginning Year Balance	$798,548	BeginningYearBalanceAmt
Contributions	$15,000	ContributionsAmt
Investment Earnings Or Losses	$95,389	InvestmentEarningsOrLossesAmt
End Year Balance	$908,937	EndYearBalanceAmt

CY Minus2 Yr Endwmt Fund CYMinus2YrEndwmtFundGrp

Field	Value	IRS element (for citing)
Beginning Year Balance	$907,730	BeginningYearBalanceAmt
Investment Earnings Or Losses	-$109,182	InvestmentEarningsOrLossesAmt
End Year Balance	$798,548	EndYearBalanceAmt

CY Minus3 Yr Endwmt Fund CYMinus3YrEndwmtFundGrp

Field	Value	IRS element (for citing)
Beginning Year Balance	$857,082	BeginningYearBalanceAmt
Contributions	$14,728	ContributionsAmt
Investment Earnings Or Losses	$35,920	InvestmentEarningsOrLossesAmt
End Year Balance	$907,730	EndYearBalanceAmt

CY Minus4 Yr Endwmt Fund CYMinus4YrEndwmtFundGrp

Field	Value	IRS element (for citing)
Contributions	$828,405	ContributionsAmt
Investment Earnings Or Losses	$28,677	InvestmentEarningsOrLossesAmt
End Year Balance	$857,082	EndYearBalanceAmt

Field	Value	IRS element (for citing)
Board Designated Balance EOY	0.0	BoardDesignatedBalanceEOYPct
Prmnnt Endowment Balance EOY	1.0	PrmnntEndowmentBalanceEOYPct
Term Endowment Balance EOY	0.0	TermEndowmentBalanceEOYPct
Endowments Held Unrelated Org	false	EndowmentsHeldUnrelatedOrgInd
Endowments Held Related Org	false	EndowmentsHeldRelatedOrgInd

Buildings BuildingsGrp

Field	Value	IRS element (for citing)
Other Cost Or Other Basis	$2,294,206	OtherCostOrOtherBasisAmt
Depreciation	$1,765,094	DepreciationAmt
Book Value	$529,112	BookValueAmt

Field	Value	IRS element (for citing)
Total Book Value Land Buildings	$529,112	TotalBookValueLandBuildingsAmt

Invst Program Related Org InvstProgramRelatedOrgGrp (2 entries)

DescDesc	Book ValueBookValueAmt	Method ValuationMethodValuationCd
INVESTMENT IN PARTNERSHIP AND SUBS	$88,937,265	C
INVESTMENT IN LLC	$11,806,244	C

Field	Value	IRS element (for citing)
Total Book Value Program Rltd	$100,743,509	TotalBookValueProgramRltdAmt

Other Liabilities Org OtherLiabilitiesOrgGrp (4 entries)

DescDesc	AmtAmt
Federal Income Taxes
IFRS 16 LEASE OBLIGATION	$3,029,628
DEFERRED PENSION OBLIGATION	$2,527,210
OTHER INTERCOMPANY PAYABLES	$358,210

Field	Value	IRS element (for citing)
Total Liability	$5,915,048	TotalLiabilityAmt
Footnote Text	Yes (X)	FootnoteTextInd
Other Revenue	$0	OtherRevenueAmt
Revenue Not Reported	$0	RevenueNotReportedAmt
Revenue Subtotal	$0	RevenueSubtotalAmt
Other Revenues Not Included	$0	OtherRevenuesNotIncludedAmt
Revenue Not Reported Fincl Stmt	$0	RevenueNotReportedFinclStmtAmt
Total Revenue Per Form990	$0	TotalRevenuePerForm990Amt
Other Expenses Included	$0	OtherExpensesIncludedAmt
Expenses Not Reported	$0	ExpensesNotReportedAmt
Expenses Subtotal	$0	ExpensesSubtotalAmt
Other Expenses Not Included	$0	OtherExpensesNotIncludedAmt
Expenses Not Rpt Fincl Stmt	$0	ExpensesNotRptFinclStmtAmt
Total Expenses Per Form990	$0	TotalExpensesPerForm990Amt

Supplemental Information Detail SupplementalInformationDetail (2 entries)

Form And Line ReferenceFormAndLineReferenceDesc

ExplanationExplanationTxt

Schedule D, Part V, Line 4 Intended uses of endowment funds

THE ENDOWMENT FUNDS WERE ESTABLISHED TO KEEP THE PRINCIPAL INTACT SO IT CAN GROW OVER TIME, BUT ALLOW THE ORGANIZATION TO USE THE INVESTMENT INCOME FOR PROGRAMS, OPERATIONS, OR PURPOSES SPECIFIED BY THE DONOR(S) TO THE ENDOWMENT.

Schedule D, Part X, Line 2 FIN 48 (ASC 740) footnote

FINCA INTERNATIONAL, INC. ISSUES CONSOLIDATED FINANCIAL STATEMENTS ON BEHALF OF ITSELF AND ITS AFFILIATES. THE INCOME TAX FOOTNOTE AND FIN48 DISCLOSURE INCLUDED IN THE CONSOLIDATED FINANCIAL STATEMENTS REFLECTS TAX RELATED ITEMS FOR ALL ENTITIES INCLUDED IN THE CONSOLIDATED FINANCIAL STATEMENTS (INCLUDING BOTH TAX-EXEMPT AND FOR-PROFIT ENTITIES). FINCA is exempt from taxes on income, except unrelated business taxable income, under provision of Section 501(c)(3) of the United States Internal Revenue Code and the applicable income tax regulations of the District of Columbia. Accordingly, no provision is made for federal and state income taxes in the consolidated financial statements. The movements in deferred tax assets and liabilities (the balances are offset within the same jurisdiction as permitted by IAS 12, Income Taxes, and shown on a net basis by Subsidiaries), details of the deferred tax liability, amounts charged or credited directly to profit or loss during the period, and amounts charged or credited directly to equity during the period are shown below. In 2024, the Company recorded $1.6 million of income tax expense on $11.8 million of undistributed earnings associated with FMH's investments in Subsidiaries because it was probable that the temporary differences associated with the distribution of retained earnings through payments of dividends will reverse in the foreseeable future. The temporary differences of $11.8 million included $10.5 million of expected distributions of retained earnings from 2024 and $1.4 million for an increase of expected distributions of retained earnings from prior years. In 2023, the Company recorded $1.0 million of income tax expense on $8.0 million of undistributed earnings associated with the Company's investments in Subsidiaries because it was probable that the temporary differences associated with the distribution of retained earnings through payments of dividends will reverse in the foreseeable future. The temporary differences of $8.0 million included $10.6 million of expected distributions of retained earnings from 2023 and $2.6 million for a decrease of expected distributions of retained earnings from prior years.

Schedule F IRS990ScheduleF

Account Activities Outside US AccountActivitiesOutsideUSGrp (2 entries)

RegionRegionTxt	OfficesOfficesCnt	EmployeeEmployeeCnt	Type Of Activities ConductedTypeOfActivitiesConductedTxt	Specific Services ProvidedSpecificServicesProvidedTxt	Region Total ExpendituresRegionTotalExpendituresAmt
Sub-Saharan Africa	10	132	Program Services	FINANCIAL SERVICES/SOLAR ENERGY PRODUCT	$1,840,657
Europe (Including Iceland and Greenland)	32	296	Program Services	FINANCIAL SERVICES	$14,378,024

Field	Value	IRS element (for citing)
Subtotal Offices	42	SubtotalOfficesCnt
Subtotal Employees	428	SubtotalEmployeesCnt
Continuation Total Office	0	ContinuationTotalOfficeCnt
Continuation Total Employee	0	ContinuationTotalEmployeeCnt
Total Office	42	TotalOfficeCnt
Total Employee	428	TotalEmployeeCnt
Subtotal Spent	$16,218,681	SubtotalSpentAmt
Continuation Spent	$0	ContinuationSpentAmt
Total Spent	$16,218,681	TotalSpentAmt
Transfer To Foreign Corp	Yes (true)	TransferToForeignCorpInd
Interest In Foreign Trust	false	InterestInForeignTrustInd
Foreign Corp Ownership	Yes (true)	ForeignCorpOwnershipInd
Passive Foreign Investmest Co	false	PassiveForeignInvestmestCoInd
Foreign Partnership	false	ForeignPartnershipInd
Boycott Countries	false	BoycottCountriesInd

Supplemental Information Detail SupplementalInformationDetail

Field	Value	IRS element (for citing)
Form And Line Reference	Schedule F, Part I, Line 3 Method used to account for expenditures on org's financial statements	FormAndLineReferenceDesc
Explanation	EUROPE (INCLUDING ICELAND AND GREENLAND)-Accrual; SUB-SAHARAN AFRICA-Accrual	ExplanationTxt

Schedule J IRS990ScheduleJ

Field	Value	IRS element (for citing)
Compensation Committee	Yes (X)	CompensationCommitteeInd
Compensation Survey	Yes (X)	CompensationSurveyInd
Board Or Committee Approval	Yes (X)	BoardOrCommitteeApprovalInd
Severance Payment	false	SeverancePaymentInd
Supplemental Nonqual Rtr Plan	false	SupplementalNonqualRtrPlanInd
Equity Based Comp Arrngm	false	EquityBasedCompArrngmInd
Comp Based On Revenue Of Flng Org	false	CompBasedOnRevenueOfFlngOrgInd
Comp Bsd On Rev Related Orgs	false	CompBsdOnRevRelatedOrgsInd
Comp Bsd Net Earns Flng Org	false	CompBsdNetEarnsFlngOrgInd
Comp Bsd Net Earns Rltd Orgs	false	CompBsdNetEarnsRltdOrgsInd
Any Non Fixed Payments	false	AnyNonFixedPaymentsInd
Initial Contract Exception	false	InitialContractExceptionInd

Rltd Org Officer Trst Key Empl RltdOrgOfficerTrstKeyEmplGrp (10 entries)

TitleTitleTxt	Base Compensation Filing OrgBaseCompensationFilingOrgAmt	Compensation Based On Rltd OrgsCompensationBasedOnRltdOrgsAmt	Bonus Filing OrganizationBonusFilingOrganizationAmount	Bonus Related OrganizationsBonusRelatedOrganizationsAmt	Other Compensation Filing OrgOtherCompensationFilingOrgAmt	Other Compensation Rltd OrgsOtherCompensationRltdOrgsAmt	Deferred Compensation Flng OrgDeferredCompensationFlngOrgAmt	Deferred Comp Rltd OrgsDeferredCompRltdOrgsAmt	Nontaxable Benefits Filing OrgNontaxableBenefitsFilingOrgAmt	Nontaxable Benefits Rltd OrgsNontaxableBenefitsRltdOrgsAmt	Total Compensation Filing OrgTotalCompensationFilingOrgAmt	Total Compensation Rltd OrgsTotalCompensationRltdOrgsAmt	Comp Report Prior990 Filing OrgCompReportPrior990FilingOrgAmt	Comp Report Prior990 Rltd OrgsCompReportPrior990RltdOrgsAmt
JULIE HOUSER
DIRECTOR/DR. OF PEOPLE OPS & HR	$113,272	$0	$0	$0	$0	$0	$9,728	$0	$42,834	$0	$165,834	$0	$0	$0
ANDREE SIMON
PRESIDENT & CEO	$0	$388,701	$0	$0	$0	$0	$0	$21,890	$0	$23,942	$0	$434,533	$0	$0
STEFAN GRUNDMANN
CHIEF OPERATING OFFICER	$240,210	$0	$0	$0	$0	$0	$14,420	$0	$3,161	$0	$257,791	$0	$0	$0
KUO-WEI WANG
CHIEF FINANCIAL OFFICER	$216,130	$0	$0	$0	$0	$0	$10,179	$0	$16,400	$0	$242,709	$0	$0	$0
COLLEEN ZAKREWSKY
SVP, DEVELOPMENT & EXTERNAL RELATIONS	$279,982	$0	$0	$0	$0	$0	$15,491	$0	$26,247	$0	$321,720	$0	$0	$0
P DANIEL SMITH
GENERAL COUNSEL	$0	$376,543	$0	$0	$0	$0	$0	$22,185	$0	$52,379	$0	$451,107	$0	$0
SETH SPIRO
CHIEF PRODUCT AND CUSTOMER OFFICER	$0	$232,612	$0	$0	$0	$0	$0	$15,275	$0	$16,685	$0	$264,572	$0	$0
DREW BOSHELL
EXECUTIVE DIRECTOR AFFILIATE	$226,846	$0	$0	$0	$0	$0	$0	$0	$29,337	$0	$256,183	$0	$0	$0
KWASI DONKOR
MANAGING DIRECTOR - POVERTY ERADICATION LAB	$203,712	$0	$0	$0	$0	$0	$704	$0	$36,794	$0	$241,210	$0	$0	$0
SCOTT GRAHAM
VP OF CUSTOMER RESEARCH	$197,346	$0	$0	$0	$0	$0	$15,893	$0	$19,925	$0	$233,164	$0	$0	$0

Schedule L IRS990ScheduleL

Bus Tr Involve Interested Prsn BusTrInvolveInterestedPrsnGrp

Name Of Interested NameOfInterested

Business Name BusinessName

Field	Value	IRS element (for citing)
Business Name Line1	LORRAINE O'HARA	BusinessNameLine1Txt

Field	Value	IRS element (for citing)
Relationship Description	WIFE (BENEFICIARY) OF THE FORMER PRESIDENT & CEO	RelationshipDescriptionTxt
Transaction	$100,000	TransactionAmt
Transaction	SENIOR EXECUTIVE RETIREMENT PLAN (SERP) BENEFIT	TransactionDesc
Sharing Of Revenues	false	SharingOfRevenuesInd

Supplemental Information Detail SupplementalInformationDetail

Field	Value	IRS element (for citing)
Form And Line Reference	Schedule L, Part V	FormAndLineReferenceDesc
Explanation	LORRAINE O'HARA, WIDOW OF THE DECEASED FORMER PRESIDENT & CEO OF FINCA INTERNATIONAL, INC - RUPERT SCOFIELD RECEIVED A $100,000 SERP PAYMENT IN 2024 AS SHE IS THE BENEFICIARY OF HIS SERP PLAN. PLEASE REFER TO THE 2023 FORM 990, SCHEDULE J FOR FURTHER INFORMATION.	ExplanationTxt

Schedule M IRS990ScheduleM

Securities Publicly Traded SecuritiesPubliclyTradedGrp

Field	Value	IRS element (for citing)
Contribution	66	ContributionCnt
Noncash Contributions Rpt F990	$368,113	NoncashContributionsRptF990Amt
Method Of Determining Revenues	Other - COST OR SELLING PRICE	MethodOfDeterminingRevenuesTxt

Other Non Cash Contri Table OtherNonCashContriTableGrp

Field	Value	IRS element (for citing)
Non Cash Checkbox	Yes (X)	NonCashCheckboxInd
Desc	SOFTWARE LICENSING	Desc
Contribution	1	ContributionCnt
Noncash Contributions Rpt F990	$2,134,890	NoncashContributionsRptF990Amt
Method Of Determining Revenues	Other - DISCOUNT PRICING	MethodOfDeterminingRevenuesTxt

Field	Value	IRS element (for citing)
Form8283 Received	0	Form8283ReceivedCnt
Any Property That Must Be Held	false	AnyPropertyThatMustBeHeldInd
Review Process Unusual NC Gifts	Yes (true)	ReviewProcessUnusualNCGiftsInd
Third Parties Used	Yes (true)	ThirdPartiesUsedInd

Supplemental Information Detail SupplementalInformationDetail (2 entries)

Form And Line ReferenceFormAndLineReferenceDesc	ExplanationExplanationTxt
Schedule M, Part I, Line 32b Third parties used to solicit, process, or sell noncash contributions	FINCA USES CHARLES SCHWAB ACCOUNT TO SELL STOCK AND MUTUAL FUND DONATIONS
Schedule M, Part I Explanations of reporting method for number of contributions	Securities - Publicly traded - A COMBINATION OF BOTH Other - SOFTWARE LICENSING A COMBINATION OF BOTH

Schedule O IRS990ScheduleO

Supplemental Information Detail SupplementalInformationDetail (13 entries)

Form And Line ReferenceFormAndLineReferenceDesc	ExplanationExplanationTxt
Form 990, Part III, Line 4d Description of other program services	(Expenses $ 9,815,247 including grants of $ 0)(Revenue $ 301,765) ALL OTHER PROGRAM EXPENSES
Form 990, Part III, Line 4d Description of other program services	(Expenses $ 1,582,352 including grants of $ 0)(Revenue $ 0) FINCA PLUS PROGRAM EXPENSE
Form 990, Part III, Line 4d Description of other program services	(Expenses $ 1,217,092 including grants of $)(Revenue $ 103,299) FINCA Ventures - FINCA Ventures invests in early-stage companies that provide transformative products/services that support women, smallholder farmers, families on the margins, and microbusinesses in low-income communities across Sub-Saharan Africa. At present, FINCA Ventures has investments in health, fintech, agriculture, livelihoods, energy, education, water and sanitation. FINCA Ventures supported 26 portfolio companies that delivered life-enhancing products and services in 39 countries globally in 2024. IGNITIA: 3,128,851 users received access to local weather forecasts in West Africa, Kenya and Brazil. EAST AFRICA FRUITS: 25,090 smallholder farmers connected to 8,910 small, informal vendors in Tanzania, allowing for both groups to improve their incomes. GOOD NATURE AGRO: 21,999 smallholder farmers (45 percent of whom are female) reached in Zambia and Malawi. MERIDIA: 20,176 hectares mapped for 18,381 smallholder farmers across Ghana, Cote D'Ivoire and Indonesia. YYTZ: 911 smallholder farmers (65 percent of whom are female) received higher cashew prices in Tanzania. KUUNDA: 173M loans, totaling $965M, to over 5.5M registered mobile money agents and consumers in Tanzania, Uganda, and Malawi. KWARA: 149 SACCO / Credit Union clients fully digitized serving 161,703 end users in Kenya. MDAAS GLOBAL: 144,186 patients (60 percent of whom are female) gained affordable diagnostic services in Nigeria. SISU GLOBAL: Increased geographic scope by selling the Hemafuse device through distribution partners in Kenya, Uganda, Tanzania, Liberia, Ghana, and Ukraine hospitals to be used in surgeries to recycle a patient's own blood. SANIVATION: 527 metric tons of fecal sludge converted to fuel substitutes, saving 9,473 trees in Kenya. JIBU: 171M liters of clean water provided to customers and 1,620 jobs supported through 231 franchises in East Africa and Ghana. AMPED INNOVATION: 27,743 families benefited from 3,298 mWh of clean energy in Sub-Saharan Africa. PENDA: 159,883 patient visits at one of 16 affordable primary care clinics in Kenya. FLOATPAYS: 38,679 employees provided with early wage access in South Africa. RICULT: 1.3M smallholder farmers in Pakistan, Thailand and Vietnam use the Ricult farmer app to access satellite imagery, weather and soil maps to make better decisions on their farms and access input financing. CINCH: 236 smallholder farmers leased land to Cinch to earn a more stable income and increase the productivity of their land and an average of 902 casual workers supported field operations on a monthly basis. CHANZI: 7,847 MT of food waste processed using black soldier flies to produce nutritious protein for animal feed used by farmers and feed processors in Tanzania and Kenya, supporting 130 full-time employees across sites. KENTASTE: 5,812 smallholder farmers (29 percent of whom are female) received consistent access to market for their coconuts in Kenya. CASSVITA: 2,413 smallholder cassava farmers (93 percent of whom are female) saw an average increase in income of 400% and a post-harvest loss reduction from 40 to 5% after selling to CassVita in Cameroon. RISING ACADEMIES: 269,083 students across 926 schools in Sierra Leone, Ghana, Liberia, Rwanda, Uganda provided access to affordable, quality education. BANKINGLY: 120 small and medium size financial institutions with a registered customer base of 843,271 provided with digital banking channels in over 20 countries globally. ELUCID: 6,440 smallholder farmer households provided with access to affordable health care in Ghana, Madagascar, Venezuela and Ecuador. LAPAIRE: 76,354 customers (46 percent women) received access to glasses across 90 optical shops in Cote D'Ivoire, Togo, Burkina Faso, Uganda, Benin, and Mali. RELEAF: 290 palm nut suppliers (24 percent women) provided with consistent access to market in Nigeria. AFFINITY AFRICA: 45,880 underserved and unbanked customers received access to financial services in Ghana. FLUID Finance: 1,403 smallholder farmers (51 percent women) provided with consistent access to market and to financial services in Ghana.
Form 990, Part VI, Line 6 Classes of members or stockholders	PER FINCA INTERNATIONAL'S CONSTITUENT DOCUMENTS, MEMBERS ARE THE FUNCTIONAL EQUIVALENT OF SHAREHOLDERS BUT HOLD NO ECONOMIC INTEREST. THEY ACT AS STEWARDS OF THE CHARITABLE MISSION AND SERVE AS THE ULTIMATE GOVERNANCE AUTHORITY OF THE ORGANIZATION. FINCA INTERNATIONAL HAS 4 (FOUR) MEMBERS. EACH OF WHOM HAVE EQUAL VOTING RIGHTS AND DEVOTE CONSIDERABLE TIME AND ATTENTION TO ITS ACTIVITIES. MEMBERSHIPS IN FINCA INTERNATIONAL ARE NOT SOLD AS FUNDRAISING MECHANISMS.
Form 990, Part VI, Line 7a Members or stockholders electing members of governing body	PER THE BYLAWS OF THE ORGANIZATION, THE MEMBERS HAVE POWER TO MAKE APPOINTMENTS TO, ACCEPT RESIGNATIONS, MAKE SUBSTITUTIONS FOR, AND REMOVE PERSONS FROM THE BOARD OF DIRECTORS.
Form 990, Part VI, Line 7b Decisions requiring approval by members or stockholders	CERTAIN KEY DECISIONS OF THE BOARD OF DIRECTORS (FINCA INTERNATIONAL'S GOVERNING BODY) ARE SUBJECT TO THE APPROVAL OF THE MEMBERS OF THE ORGANIZATION.
Form 990, Part VI, Line 11b Review of form 990 by governing body	THE FORM 990 IS PRESENTED TO THE 990 REVIEW TEAM COMPOSED OF THE AUDIT COMMITTEE AND REPRESENTATIVES FROM MANAGEMENT TEAM, FINANCE AND LEGAL. THE REVIEW TEAM SURVEYS THE DOCUMENT AND A MEETING IS SCHEDULED TO DISCUSS ANY QUESTIONS WITH THE CFO. REVIEWING PROCESS INCLUDES SURVEYING SECTIONS, SCHEDULES, CHECKLISTS, AND DISCLOSURES OF THE RETURN PLUS CORRESPONDING APPROVALS.
Form 990, Part VI, Line 12c Conflict of interest policy	OFFICERS, DIRECTORS AND KEY EMPLOYEES ARE REQUIRED TO DISCLOSE ANY CONFLICTS OF INTERESTS ON AN ONGOING BASIS. CONFLICT OF INTERESTS ARE PROHIBITED BY FINCA INTERNATIONAL'S CODE OF CONDUCT AND EMPLOYEE HANDBOOK, SUBJECT TO EXCEPTIONS BASED BY AN INDEPENDENT AUDIT COMMITTEE. CONFLICTS - INCLUDING RELATED PARTY TRANSACTIONS - ARE STRONGLY DISCOURAGED AND APPROVED, IF AT ALL, IN EXCEPTIONAL CASES. THE PROCESS IS MONITORED THROUGH ACKNOWLEDGEMENT OF THE POLICY PROHIBITING AND REQUIRING REPORTING OF ANY CONFLICTS, ALONG WITH INTERNAL AUDITS AND OTHER CONTROLS (INCLUDING THE CONTRACT REVIEW PROCESS). THE FINCA CODE OF CONDUCT, APPLICABLE TO ALL FINCA PERSONS GLOBALLY, PROVIDES A CONFIDENTIAL REPORTING MECHANISM (HOTLINE) FOR REPORTING VIOLATIONS OF THE CODE, INCLUDING OF INTERESTS.
Form 990, Part VI, Line 15a Process to establish compensation of top management official	COMPENSATION FOR THE PRESIDENT & CEO IS DETERMINED ANNUALLY BY THE EXECUTIVE COMMITTEE. THE PRESIDENT & CEO RECUSES HERSELF FROM THAT CONVERSATION.
Form 990, Part VI, Line 15b Process to establish compensation of other employees	THE PROCESS FOR DETERMINING ALL OFFICERS' COMPENSATION IS PERFORMED BY THE HUMAN RESOURCES DEPARTMENT AND REVIEWED AND APPROVED BY THE BOARD OF DIRECTORS EXECUTIVE COMMITTEE. THE PROCESS INCLUDES A REVIEW OF OTHER FORM 990S AND COMPENSATION SURVEYS, AND THERE IS CONTEMPORANEOUS SUBSTANTIATION OF THE DELIBERATION AND DECISION. THE REVIEW IS PERFORMED ANNUALLY.
Form 990, Part VI, Line 19 Required documents available to the public	THE ORGANIZATION MAKES ITS GOVERNING DOCUMENTS, CONFLICTS OF INTEREST POLICY, AND FINANCIAL STATEMENTS AVAILABLE TO THE GENERAL PUBLIC UPON REQUEST AND ON ITS OWN WEBSITE.
Form 990, Part IX, Line 11g Other Fees	Professional Services - Total Expense: 6634159, Program Service Expense: 5185870, Management and General Expenses: 219080, Fundraising Expenses: 1229209;
Form 990, Part XI, Line 9 Other changes in net assets or fund balances	Reserves - -320600; Currency Translation Adjustments - -2148455; Actuarial gains (losses) in defined benefit plan - 76744; Total - -2392311;

Schedule R IRS990ScheduleR

Id Disregarded Entities IdDisregardedEntitiesGrp (3 entries)

Address Line1USAddress/AddressLine1Txt	Address Line2USAddress/AddressLine2Txt	CityUSAddress/CityNm	State AbbreviationUSAddress/StateAbbreviationCd	ZIPUSAddress/ZIPCd	EINEIN	Primary ActivitiesPrimaryActivitiesTxt	Legal Domicile StateLegalDomicileStateCd	Total IncomeTotalIncomeAmt	End Of Year AssetsEndOfYearAssetsAmt	Business Name Line1DirectControllingEntityName/BusinessNameLine1Txt
FINCA PLUS LLC
1301 K ST NW	SUITE 300W	WASHINGTON	DC	20005	464312538	SOLAR ENERGY PRODUCTS	DE	$1,229,256	$2,983,418	FINCA International Inc
FINCA CAPITAL FUND LLC
1301 K ST NW	SUITE 300W	WASHINGTON	DC	20005	260648736	DORMANT	DE	$0	$0	FINCA INTERNATIONAL INC
FINCA LICENSING & SUPPORT LLC
1301 K ST NW	SUITE 300W	WASHINGTON	DC	20005		DORMANT	DE	$0	$0	FINCA INTERNATIONAL INC

Id Related Tax Exempt Org IdRelatedTaxExemptOrgGrp (6 entries)

Address Line1ForeignAddress/AddressLine1Txt	CityForeignAddress/CityNm	CountryForeignAddress/CountryCd	Primary ActivitiesPrimaryActivitiesTxt	Legal Domicile Foreign CountryLegalDomicileForeignCountryCd	Business Name Line1DirectControllingEntityName/BusinessNameLine1Txt	Controlled OrganizationControlledOrganizationInd
FUNDACION INTEGRAL COMUNITARIA AC
AV PASEO DE LA REFORMA 295 COL C	CDMX	MX	DORMANT	MX	FINCA MICROFINANCE HOLDING COMPANY LLC	Yes (true)
FUNDACION INTERNACIONAL PARA LA ASISTENCIA COMUNITARIA DEL ECUADOR
AVDA AMAZONAS N39-123 Y JOSE ARIZA	QUITO	EC	DORMANT	EC	FINCA INTERNATIONAL INC	Yes (true)
FINCA HAITI
26 RUE METELLUS PETIONVILLE	PORTAUPRINCE	HA	DORMANT	HA	FINCA MICROFINANCE HOLDING COMPANY LLC	Yes (true)
FINCA HONDURAS
LOMAS DE GUIJARRO EDIFICIO DE PLAZ	TEGUCIGALPA	HO	DORMANT	HO	FINCA INTERNATIONAL INC	Yes (true)
FINCA CHARITY FOUNDATION
AGATANGEGHOS STREET 2A	YEREVAN	AM	DORMANT	AM	FINCA INTERNATIONAL INC	Yes (true)
FUNDACION INTERNACIONAL PARA LA ASISTENCIA COMUNITARIA DE GUATEMALA
7A 11-11 AVENUE ZONE 9	GUATEMALA CITY	GT	MICROFINANCE OPERATIONS	GT	FINCA MICROFINANCE HOLDING COMPANY LLC	Yes (true)

Id Related Org Txbl Partnership IdRelatedOrgTxblPartnershipGrp

Related Organization Name RelatedOrganizationName

Field	Value	IRS element (for citing)
Business Name Line1	FINCA MICROFINANCE HOLDING COMPANY LLC	BusinessNameLine1Txt

US Address USAddress

Field	Value	IRS element (for citing)
Address Line1	1301 K ST NW	AddressLine1Txt
Address Line2	SUITE 300W	AddressLine2Txt
City	WASHINGTON	CityNm
State Abbreviation	DC	StateAbbreviationCd
ZIP	20005	ZIPCd

Field	Value	IRS element (for citing)
EIN	450793602	EIN
Primary Activities	HOLDING COMPANY	PrimaryActivitiesTxt
Legal Domicile State	DC	LegalDomicileStateCd

Direct Controlling Entity Name DirectControllingEntityName

Field	Value	IRS element (for citing)
Business Name Line1	FINCA INTERNATIONAL INC	BusinessNameLine1Txt

Field	Value	IRS element (for citing)
Predominant Income Type	Related	PredominantIncomeTypeTxt
Share Of Total Income	$11,418,657	ShareOfTotalIncomeAmt
Share Of EOY Assets	$166,584,918	ShareOfEOYAssetsAmt
Disproportionate Allocations	false	DisproportionateAllocationsInd
General Or Managing Partner	Yes (true)	GeneralOrManagingPartnerInd

Id Related Org Txbl Corp Tr IdRelatedOrgTxblCorpTrGrp (25 entries)

Address Line1ForeignAddress/AddressLine1Txt	CityForeignAddress/CityNm	CountryForeignAddress/CountryCd	Primary ActivitiesPrimaryActivitiesTxt	Legal Domicile Foreign CountryLegalDomicileForeignCountryCd	Business Name Line1DirectControllingEntityName/BusinessNameLine1Txt	Entity TypeEntityTypeTxt	Share Of Total IncomeShareOfTotalIncomeAmt	Share Of EOY AssetsShareOfEOYAssetsAmt	OwnershipOwnershipPct	Controlled OrganizationControlledOrganizationInd	Address Line1USAddress/AddressLine1Txt	CityUSAddress/CityNm	State AbbreviationUSAddress/StateAbbreviationCd	ZIPUSAddress/ZIPCd	EINEIN
FINCA UNIVERSAL CREDIT ORGANIZATION CJSC
AGATANGEGHOS STREET 2A	YEREVAN	AM	MICROFINANCE OPERATIONS	AM	FINCA MICROFINANCE COOPERATIEF UA	C Corporation	$12,355,933	$62,651,033	0.8814	Yes (true)
FINCA AZERBAIJAN LLC
44 JAFAR JABBARLI STREET	BAKU	AJ	MICROFINANCE OPERATIONS	AJ	FINCA MICROFINANCE COOPERATIEF UA	C Corporation	$10,754,652	$39,599,959	0.8814	Yes (true)
FINCA DR CONGO SARL
1286 AVE TOMBALBAYE	KINSHASA	CG	MICROFINANCE OPERATIONS	CG	FINCA MICROFINANCE HOLDING COMPANY LLC	C Corporation	$41,841,902	$104,898,056	0.8814	Yes (true)
FINCA TRANSFERT SARL
1286 AVE TOMBALBAYE	KINSHASA	CG	MICROFINANCE OPERATIONS	CG	FINCA DR CONGO SARL	C Corporation	$459,964	$3,367,738	0.8252	Yes (true)
FINCASERVICIOS - LATINOAMERICA SA
23 CALLE 14-15 ZONA 4	GUATEMALA CITY	GT	DORMANT	GT	FINCA MICROFINANCE HOLDING COMPANY LLC	C Corporation	$0	$3,071	0.8814	Yes (true)
FINCA MICROFINANZAS SA
7A 11-11 AVENUE ZONE 9	GUATEMALA CITY	GT	DORMANT	GT	FINCA MICROFINANCE HOLDING COMPANY LLC	C Corporation	$0	$0	0.8814	Yes (true)
FINCA HAITI SA
26 RUE METELLUS	PORTAUPRINCE	HA	MICROFINANCE OPERATIONS	HA	FINCA MICROFINANCE HOLDING COMPANY LLC	C Corporation	$4,455,098	$602,242	0.8814	Yes (true)
SPECIALIZED MICRO LOANS (PRIVATE SHAREHOLDING COMPANY)
4TH FL DURRET KHALDA	AMMAN	JO	MICROFINANCE OPERATIONS	JO	FINCA MICROFINANCE HOLDING COMPANY LLC	C Corporation	$4,574,891	$14,389,963	0.8814	Yes (true)
FINCA KOSOVE SHA
ROBERT DOLL ST NR 112	PRISHTINA	KV	DORMANT	KV	FINCA MICROFINANCE HOLDING COMPANY LLC	C Corporation	$0	$0	0.8814	Yes (true)
FINCA MICRO-CREDIT COMPANY CJSC
93/2 SHOPOKOV STREET	BISHKEK	KG	MICROFINANCE OPERATIONS	KG	FINCA MICROFINANCE HOLDING COMPANY LLC	C Corporation	$34,975,695	$165,252,220	0.8814	Yes (true)
FINCA LIMITED (MALAWI)
HENDERSON STREET	BLANTYRE	MI	MICROFINANCE OPERATIONS	MI	FINCA MICROFINANCE COOPERATIEF UA	C Corporation	$7,355,311	$17,652,709	0.8814	Yes (true)
FINCA MICROFINANCE COOPERATIEF UA
De Boelelaan 30	AMSTERDAM	NL	HOLDING COMPANY	NL	FINCA MICROFINANCE HOLDING COMPANY LLC	C Corporation	$3,994,403	$90,020,792	0.8814	Yes (true)
FINCA NETWORK SUPPORT BV
De Boelelaan 30	AMSTERDAM	NL	IT SERVICES	NL	FINCA MICROFINANCE COOPERATIEF UA	C Corporation	$9,466,404	$2,670,275	0.8814	Yes (true)
FINANCIERA FINCA NICARAGUA SA
DE LA ROTONDA DEL GUEGUENSE	MANAGUA	NU	DORMANT	NU	FINCA MICROFINANCE HOLDING COMPANY LLC	C Corporation	$98,987	$168,094	0.8814	Yes (true)
FINCA MICROFINANCE BANK LIMITED
PLOT 20 WETHERAL ROAD	OWERRI	NI	MICROFINANCE OPERATIONS	NI	FINCA MICROFINANCE COOPERATIEF UA	C Corporation	$1,100,724	$2,584,031	0.8814	Yes (true)
FINCA MICROFINANCE BANK LIMITED
36-B KHAYABAN-E-IQBAL	LAHORE	PK	MICROFINANCE OPERATIONS	PK	FINCA MICROFINANCE COOPERATIEF UA	C Corporation	$21,357,401	$95,395,512	0.7615	Yes (true)
FINCA MICRO-CREDIT DEPOSIT ORGANIZATION LLC
9 JABBOR RASULOV STREET	DUSHANBE	TI	MICROFINANCE OPERATIONS	TI	FINCA MICROFINANCE HOLDING COMPANY LLC	C Corporation	$9,181,724	$32,847,938	0.8814	Yes (true)
FINCA MICROFINANCE BANK LIMITED
BAGAMOYO ROAD PLOT NO 34	DAR ES SALAAM	TZ	MICROFINANCE OPERATIONS	TZ	FINCA MICROFINANCE HOLDING COMPANY LLC	C Corporation	$27,779,128	$35,680,777	0.8814	Yes (true)
FINCA UGANDA LIMITED
PLOT 11B ACACIA AVENUE	KAMPALA	UG	MICROFINANCE OPERATIONS	UG	FINCA MICROFINANCE COOPERATIEF UA	C Corporation	$16,667,971	$56,148,711	0.8814	Yes (true)
FINCA ZAMBIA LIMITED
PLOT NO 22768 ACACIA PARK	LUSAKA	ZA	MICROFINANCE OPERATIONS	ZA	FINCA MICROFINANCE COOPERATIEF UA	C Corporation	$4,822,296	$9,877,148	0.8814	Yes (true)
FINCA ZAMBIA HOLDING LIMITED
PLOT NO 22768 ACACIA PARK	LUSAKA	ZA	DORMANT	ZA	FINCA MICROFINANCE HOLDING COMPANY LLC	C Corporation	$0	$0	0.8814	Yes (true)
FINCA MICROFINANCE GLOBAL SERVICES LLC
			SUPPORT SERVICES		FINCA MICROFINANCE HOLDING COMPANY LLC	C Corporation	$12,591,388	$9,691,235	0.8814	Yes (true)	1301 K St NW Ste 300W	WASHINGTON	DC	20005	811408194
MICRO-FINANCE SOLUTIONS INC
PO BOX 309GT UGLAND HOUSE SOUTH C	GEORGETOWN	CJ	DORMANT	CJ	FINCA INTERNATIONAL INC	C Corporation	$0	$0	1	Yes (true)
MFSI GUATEMALA SA
23 CALLE 14-15 ZONA 4	GUATEMALA CITY	GT	DORMANT	GT	MICRO-FINANCE SOLUTIONS INC	C Corporation	$0	$50,062	1	Yes (true)
ASESORA DE MICROFINANZAS ASEMICROFIN SA
AVDA AMAZONAS N39-123 Y JOSE ARIZA	QUITO	EC	MICROFINANCE OPERATIONS	EC	FUNDACION INTERNACIONAL PARA LA ASISTENCIA COMUNITARIA DE ECUADOR	C Corporation	$0	$0	1	Yes (true)

Field	Value	IRS element (for citing)
Receipt Of Int Annts Rnts Rylts	Yes (true)	ReceiptOfIntAnntsRntsRyltsInd
Gift Grnt Or Cap Contri To Oth Org	Yes (true)	GiftGrntOrCapContriToOthOrgInd
Gift Grnt Cap Contri From Oth Org	false	GiftGrntCapContriFromOthOrgInd
Loans Or Guarantees To Other Org	Yes (true)	LoansOrGuaranteesToOtherOrgInd
Loans Or Guarantees From Oth Org	false	LoansOrGuaranteesFromOthOrgInd
Div Related Organization	false	DivRelatedOrganizationInd
Asset Sale To Other Org	false	AssetSaleToOtherOrgInd
Asset Purchase From Other Org	false	AssetPurchaseFromOtherOrgInd
Asset Exchange	false	AssetExchangeInd
Rental Of Facilities To Oth Org	false	RentalOfFacilitiesToOthOrgInd
Rental Of Fclts From Oth Org	false	RentalOfFcltsFromOthOrgInd
Perform Of Services For Oth Org	false	PerformOfServicesForOthOrgInd
Perform Of Services By Other Org	Yes (true)	PerformOfServicesByOtherOrgInd
Sharing Of Facilities	Yes (true)	SharingOfFacilitiesInd
Paid Employees Sharing	false	PaidEmployeesSharingInd
Reimbursement Paid To Other Org	Yes (true)	ReimbursementPaidToOtherOrgInd
Reimbursement Paid By Other Org	Yes (true)	ReimbursementPaidByOtherOrgInd
Transfer To Other Org	false	TransferToOtherOrgInd
Transfer From Other Org	false	TransferFromOtherOrgInd

Transactions Related Org TransactionsRelatedOrgGrp (11 entries)

Transaction TypeTransactionTypeTxt	InvolvedInvolvedAmt	Method Of Amount DeterminationMethodOfAmountDeterminationTxt
FINCA MICROFINANCE GLOBAL SERVICES LLC
M	$892,965	FMV
FINCA NETWORK SUPPORT BV
M	$151,186	FMV
FUNDACION INTERNACIONAL PARA LA ASISTENCIA COMUNITARIA DE GUATEMALA
B	$440,680	FMV
FINCA HAITI SA
D	$910,065	FMV
FUNDACION INTERNACIONAL PARA LA ASISTENCIA COMUNITARIA DE GUATEMALA
D	$3,450,454	FMV
FINCA UGANDA LIMITED
D	$333,856	FMV
FUNDACION INTERNACIONAL PARA LA ASISTENCIA COMUNITARIA DE GUATEMALA
A	$243,937	FMV
FINCA MICROFINANCE GLOBAL SERVICES LLC
N	$767,992	FMV
FINCA MICROFINANCE GLOBAL SERVICES LLC
P	$1,451,140	FMV
FINCA NETWORK SUPPORT BV
Q	$1,168,338	FMV
FINCA MICROFINANCE GLOBAL SERVICES LLC
Q	$264,360	FMV