GOWEST CREDIT UNION ASSOCIATION: Form 990, tax year 2018

View the entire original 990 at ProPublica ↗

Organization: GOWEST CREDIT UNION ASSOCIATION (EIN 91-0460483)
Tax period: 2018-01-01 to 2018-12-31
Filed: 2019-11-15
IRS object ID: 201913199349321411
Schema version: 2018v3.1
Source: Download XML · Original 990 at ProPublica

Every field in the e-filed return. Faint text is the IRS element name, for citing.

Return header
Form 990
Schedule C
Schedule D
Schedule J
Schedule O
Schedule R

Return header ReturnHeader

Field	Value	IRS element (for citing)
Return	2019-11-15T18:48:55-06:00	ReturnTs
Tax Period End	2018-12-31	TaxPeriodEndDt

Preparer Firm PreparerFirmGrp

Field	Value	IRS element (for citing)
Preparer Firm EIN	810987947	PreparerFirmEIN

Preparer Firm Name PreparerFirmName

Field	Value	IRS element (for citing)
Business Name Line1	HAUSER JONES & SAS PLLC	BusinessNameLine1Txt

Preparer US Address PreparerUSAddress

Field	Value	IRS element (for citing)
Address Line1	10940 NE 33RD PLACE SUITE 100	AddressLine1Txt
City	BELLEVUE	CityNm
State Abbreviation	WA	StateAbbreviationCd
ZIP	98004	ZIPCd

Field	Value	IRS element (for citing)
Return Type	990	ReturnTypeCd
Tax Period Begin	2018-01-01	TaxPeriodBeginDt

Filer Filer

Field	Value	IRS element (for citing)
EIN	910460483	EIN

Business Name BusinessName

Field	Value	IRS element (for citing)
Business Name Line1	NORTHWEST CREDIT UNION ASSOCIATION	BusinessNameLine1Txt

Field	Value	IRS element (for citing)
Business Name Control	NORT	BusinessNameControlTxt
Phone	8005520680	PhoneNum

US Address USAddress

Field	Value	IRS element (for citing)
Address Line1	18000 INTERNATIONAL BLVD STE 350	AddressLine1Txt
City	SEATAC	CityNm
State Abbreviation	WA	StateAbbreviationCd
ZIP	98188	ZIPCd

Business Officer BusinessOfficerGrp

Field	Value	IRS element (for citing)
Person	JENNIFER HUGGARD	PersonNm
Person Title	SVP, ADMINISTRATION	PersonTitleTxt
Phone	8005520680	PhoneNum
Signature	2019-11-15	SignatureDt
Discuss With Paid Preparer	Yes (1)	DiscussWithPaidPreparerInd

Preparer Person PreparerPersonGrp

Field	Value	IRS element (for citing)
Preparer Person	ROGER A JONES CPA	PreparerPersonNm
PTIN	P01702335	PTIN
Phone	4258891778	PhoneNum
Preparation	2019-11-15	PreparationDt

Filing Security Information FilingSecurityInformation

IP Address IPAddress

Field	Value	IRS element (for citing)
I Pv4 Address	162.17.182.157	IPv4AddressTxt

Field	Value	IRS element (for citing)
IP	2019-11-15	IPDt
IP Tm	16:48:46	IPTm
IP Timezone	PS	IPTimezoneCd
Filing License Type	P	FilingLicenseTypeCd
At Submission Creation Device Id	7C1D5EB2D4D3A699CCD24671D324174FB2D70807	AtSubmissionCreationDeviceId
At Submission Filing Device Id	7C1D5EB2D4D3A699CCD24671D324174FB2D70807	AtSubmissionFilingDeviceId

Field	Value	IRS element (for citing)
Tax	2018	TaxYr
Build TS	2020-03-31 21:24:44Z	BuildTS

Form 990 IRS990

Field	Value	IRS element (for citing)
Principal Officer	TROY STANG	PrincipalOfficerNm

US Address USAddress

Field	Value	IRS element (for citing)
Address Line1	18000 INTERNATIONAL BLVD STE 350	AddressLine1Txt
City	SEATAC	CityNm
State Abbreviation	WA	StateAbbreviationCd
ZIP	98188	ZIPCd

Field	Value	IRS element (for citing)
Gross Receipts	$6,518,812	GrossReceiptsAmt
Group Return For Affiliates	0	GroupReturnForAffiliatesInd
Organization501c	Yes (X)	Organization501cInd
Website Address	WWW.NWCUA.ORG	WebsiteAddressTxt
Type Of Organization Corp	Yes (X)	TypeOfOrganizationCorpInd
Formation	1945	FormationYr
Legal Domicile State	WA	LegalDomicileStateCd
Activity Or Mission	SEE SCHEDULE O	ActivityOrMissionDesc
Voting Members Governing Body	9	VotingMembersGoverningBodyCnt
Voting Members Independent	9	VotingMembersIndependentCnt
Total Employee	43	TotalEmployeeCnt
Total Volunteers	10	TotalVolunteersCnt
Total Gross UBI	$0	TotalGrossUBIAmt
Net Unrelated Bus Txbl Incm	$0	NetUnrelatedBusTxblIncmAmt
PY Contributions Grants	$240,049	PYContributionsGrantsAmt
CY Contributions Grants	$284,485	CYContributionsGrantsAmt
PY Program Service Revenue	$5,913,961	PYProgramServiceRevenueAmt
CY Program Service Revenue	$6,226,331	CYProgramServiceRevenueAmt
PY Investment Income	$158,990	PYInvestmentIncomeAmt
CY Investment Income	$175,680	CYInvestmentIncomeAmt
PY Other Revenue	$30,794	PYOtherRevenueAmt
CY Other Revenue	-$170,688	CYOtherRevenueAmt
PY Total Revenue	$6,343,794	PYTotalRevenueAmt
CY Total Revenue	$6,515,808	CYTotalRevenueAmt
PY Grants And Similar Paid	$0	PYGrantsAndSimilarPaidAmt
CY Grants And Similar Paid	$0	CYGrantsAndSimilarPaidAmt
PY Benefits Paid To Members	$0	PYBenefitsPaidToMembersAmt
CY Benefits Paid To Members	$0	CYBenefitsPaidToMembersAmt
PY Salaries Comp Emp Bnft Paid	$3,647,321	PYSalariesCompEmpBnftPaidAmt
CY Salaries Comp Emp Bnft Paid	$4,030,344	CYSalariesCompEmpBnftPaidAmt
PY Total Prof Fndrsng Expns	$0	PYTotalProfFndrsngExpnsAmt
CY Total Prof Fndrsng Expns	$0	CYTotalProfFndrsngExpnsAmt
CY Total Fundraising Expense	$0	CYTotalFundraisingExpenseAmt
PY Other Expenses	$2,431,838	PYOtherExpensesAmt
CY Other Expenses	$2,425,522	CYOtherExpensesAmt
PY Total Expenses	$6,079,159	PYTotalExpensesAmt
CY Total Expenses	$6,455,866	CYTotalExpensesAmt
PY Revenues Less Expenses	$264,635	PYRevenuesLessExpensesAmt
CY Revenues Less Expenses	$59,942	CYRevenuesLessExpensesAmt
Total Assets BOY	$12,871,415	TotalAssetsBOYAmt
Total Assets EOY	$15,133,890	TotalAssetsEOYAmt
Total Liabilities BOY	$5,407,387	TotalLiabilitiesBOYAmt
Total Liabilities EOY	$5,193,996	TotalLiabilitiesEOYAmt
Net Assets Or Fund Balances BOY	$7,464,028	NetAssetsOrFundBalancesBOYAmt
Net Assets Or Fund Balances EOY	$9,939,894	NetAssetsOrFundBalancesEOYAmt
Mission	PROVIDE PRODUCTS AND SERVICES TO IDAHO, WASHINGTON AND OREGON CREDIT UNIONS THAT ENABLE CREDIT UNIONS TO BETTER SERVE THEIR MEMBERS.	MissionDesc
Significant New Program Srvc	0	SignificantNewProgramSrvcInd
Significant Change	0	SignificantChangeInd
Expense	$5,652,782	ExpenseAmt
Desc	PROVIDED INFORMATION SERVICES, EDUCATION PROGRAMS, AND COORDINATED LEGISLATIVE AND REGULATORY ADVOCACY ACTIVITIES FOR AND ON BEHALF OF IDAHO, WASHINGTON, AND OREGON CREDIT UNIONS.	Desc
Total Program Service Expenses	$5,652,782	TotalProgramServiceExpensesAmt
Described In Section501c3	0	DescribedInSection501c3Ind
Schedule B Required	0	ScheduleBRequiredInd
Political Campaign Acty	Yes (1)	PoliticalCampaignActyInd
Subject To Proxy Tax	Yes (1)	SubjectToProxyTaxInd
Donor Advised Fund	0	DonorAdvisedFundInd
Conservation Easements	0	ConservationEasementsInd
Collections Of Art	0	CollectionsOfArtInd
Credit Counseling	0	CreditCounselingInd
Temp Or Permanent Endowments	0	TempOrPermanentEndowmentsInd
Report Land Building Equipment	Yes (1)	ReportLandBuildingEquipmentInd
Report Investments Other Sec	Yes (1)	ReportInvestmentsOtherSecInd
Report Program Related Invst	0	ReportProgramRelatedInvstInd
Report Other Assets	Yes (1)	ReportOtherAssetsInd
Report Other Liabilities	Yes (1)	ReportOtherLiabilitiesInd
Include FIN48 Footnote	Yes (1)	IncludeFIN48FootnoteInd
Independent Audit Fincl Stmt	Yes (1)	IndependentAuditFinclStmtInd
Consolidated Audit Fincl Stmt	Yes (1)	ConsolidatedAuditFinclStmtInd
School Operating	0	SchoolOperatingInd
Foreign Office	0	ForeignOfficeInd
Foreign Activities	0	ForeignActivitiesInd
More Than5000 K To Org	0	MoreThan5000KToOrgInd
More Than5000 K To Individuals	0	MoreThan5000KToIndividualsInd
Professional Fundraising	0	ProfessionalFundraisingInd
Fundraising Activities	0	FundraisingActivitiesInd
Gaming Activities	0	GamingActivitiesInd
Operate Hospital	0	OperateHospitalInd
Grants To Organizations	0	GrantsToOrganizationsInd
Grants To Individuals	0	GrantsToIndividualsInd
Schedule J Required	Yes (1)	ScheduleJRequiredInd
Tax Exempt Bonds	0	TaxExemptBondsInd
Loan Outstanding	0	LoanOutstandingInd
Grant To Related Person	0	GrantToRelatedPersonInd
Business Rln With Org Mem	0	BusinessRlnWithOrgMemInd
Business Rln With Fam Mem	0	BusinessRlnWithFamMemInd
Business Rln With Officer Ent	0	BusinessRlnWithOfficerEntInd
Deductible Non Cash Contri	0	DeductibleNonCashContriInd
Deductible Art Contribution	0	DeductibleArtContributionInd
Terminate Operations	0	TerminateOperationsInd
Partial Liquidation	0	PartialLiquidationInd
Disregarded Entity	0	DisregardedEntityInd
Related Entity	Yes (1)	RelatedEntityInd
Related Organization Ctrl Ent	Yes (1)	RelatedOrganizationCtrlEntInd
Transaction With Control Ent	0	TransactionWithControlEntInd
Activities Conducted Prtshp	0	ActivitiesConductedPrtshpInd
Schedule O Required	Yes (1)	ScheduleORequiredInd
IRP Document	13	IRPDocumentCnt
IRP Document W2 G	0	IRPDocumentW2GCnt
Backup Wthld Compliance	Yes (1)	BackupWthldComplianceInd
Employee	43	EmployeeCnt
Employment Tax Returns Filed	Yes (1)	EmploymentTaxReturnsFiledInd
Unrelated Bus Incm Over Limit	0	UnrelatedBusIncmOverLimitInd
Foreign Financial Account	0	ForeignFinancialAccountInd
Prohibited Tax Shelter Trans	0	ProhibitedTaxShelterTransInd
Taxable Party Notification	0	TaxablePartyNotificationInd
Nondeductible Contributions	0	NondeductibleContributionsInd
Indoor Tanning Services	0	IndoorTanningServicesInd
Subj To Tax Rmnrtn Ex Prcht Pymt	Yes (1)	SubjToTaxRmnrtnExPrchtPymtInd
Subject To Excs Tax Net Invst Inc	0	SubjectToExcsTaxNetInvstIncInd
Info In Schedule O Part VI	Yes (X)	InfoInScheduleOPartVIInd
Governing Body Voting Members	9	GoverningBodyVotingMembersCnt
Independent Voting Member	9	IndependentVotingMemberCnt
Family Or Business Rln	0	FamilyOrBusinessRlnInd
Delegation Of Mgmt Duties	0	DelegationOfMgmtDutiesInd
Change To Org Documents	0	ChangeToOrgDocumentsInd
Material Diversion Or Misuse	0	MaterialDiversionOrMisuseInd
Members Or Stockholders	Yes (1)	MembersOrStockholdersInd
Election Of Board Members	Yes (1)	ElectionOfBoardMembersInd
Decisions Subject To Approva	Yes (1)	DecisionsSubjectToApprovaInd
Minutes Of Governing Body	Yes (1)	MinutesOfGoverningBodyInd
Minutes Of Committees	Yes (1)	MinutesOfCommitteesInd
Officer Mailing Address	0	OfficerMailingAddressInd
Local Chapters	Yes (1)	LocalChaptersInd
Policies Reference Chapters	Yes (1)	PoliciesReferenceChaptersInd
Form990 Provided To Gvrn Body	0	Form990ProvidedToGvrnBodyInd
Conflict Of Interest Policy	Yes (1)	ConflictOfInterestPolicyInd
Annual Disclosure Covered Prsn	Yes (1)	AnnualDisclosureCoveredPrsnInd
Regular Monitoring Enfrc	Yes (1)	RegularMonitoringEnfrcInd
Whistleblower Policy	Yes (1)	WhistleblowerPolicyInd
Document Retention Policy	Yes (1)	DocumentRetentionPolicyInd
Compensation Process CEO	Yes (1)	CompensationProcessCEOInd
Compensation Process Other	Yes (1)	CompensationProcessOtherInd
Investment In Joint Venture	0	InvestmentInJointVentureInd
Upon Request	Yes (X)	UponRequestInd

Books In Care Of Detail BooksInCareOfDetail

Business Name BusinessName

Field	Value	IRS element (for citing)
Business Name Line1	JENNIFER HUGGARD	BusinessNameLine1Txt

Field	Value	IRS element (for citing)
Phone	2063404842	PhoneNum

US Address USAddress

Field	Value	IRS element (for citing)
Address Line1	18000 INTERNATIONAL BLVD SUITE 350	AddressLine1Txt
City	SEATAC	CityNm
State Abbreviation	WA	StateAbbreviationCd
ZIP	98188	ZIPCd

Field	Value	IRS element (for citing)
Info In Schedule O Part VII	Yes (X)	InfoInScheduleOPartVIIInd

Form990 Part VII Section A Form990PartVIISectionAGrp (15 entries)

TitleTitleTxt	Average Hours Per WeekAverageHoursPerWeekRt	Individual Trustee Or DirectorIndividualTrusteeOrDirectorInd	Reportable Comp From OrgReportableCompFromOrgAmt	Reportable Comp From Rltd OrgReportableCompFromRltdOrgAmt	Other CompensationOtherCompensationAmt	OfficerOfficerInd	Average Hours Per Week Rltd OrgAverageHoursPerWeekRltdOrgRt	Key EmployeeKeyEmployeeInd
BOB NEWCOMB
DIRECTOR	1.00	Yes (X)	$0	$0	$0
BERT FISHER
VICE CHAIR	2.00	Yes (X)	$0	$0	$0
BROOKE VAN VLEET
DIRECTOR	3.00	Yes (X)	$0	$0	$0
SCOTT BURGESS
DIRECTOR	1.00	Yes (X)	$0	$0	$0
JIM LUMPKIN
DIRECTOR	1.00	Yes (X)	$0	$0	$0
JOHN ZMOLEK
CHAIR	3.00	Yes (X)	$0	$0	$0
DEBIE KEESEE
DIRECTOR	1.00	Yes (X)	$0	$0	$0
JEFF ADAMS
SECRETARY/TREASURER	1.00	Yes (X)	$0	$0	$0
DON CLARK
DIRECTOR	1.00	Yes (X)	$0	$0	$0
LARRY ELLIFRITZ
DIRECTOR	1.00	Yes (X)	$0	$0	$0
JENNIFER WAGNER
CHIEF ADVOCACY OFFICER	40.00		$212,074	$0	$28,022	Yes (X)
TROY STANG
PRESIDENT	24.00		$327,686	$218,458	$620,594	Yes (X)	16.00
DENISE GABEL
COO	20.00		$146,610	$97,741	$28,652	Yes (X)	20.00
JENNIFER HUGGARD
SVP, ADMINISTRATION	30.00		$118,770	$39,591	$23,766		10.00	Yes (X)
DANIELLE SITTU
SVP, MKTG & COMMUNICATIONS	24.00		$97,440	$64,959	$26,898		16.00	Yes (X)

Field	Value	IRS element (for citing)
Total Reportable Comp From Org	$902,580	TotalReportableCompFromOrgAmt
Tot Reportable Comp Rltd Org	$420,749	TotReportableCompRltdOrgAmt
Total Other Compensation	$727,932	TotalOtherCompensationAmt
Indiv Rcvd Greater Than100 K	4	IndivRcvdGreaterThan100KCnt
Former Ofcr Employees Listed	0	FormerOfcrEmployeesListedInd
Total Comp Greater Than150 K	Yes (1)	TotalCompGreaterThan150KInd
Compensation From Other Srcs	0	CompensationFromOtherSrcsInd

Contractor Compensation ContractorCompensationGrp (2 entries)

Address Line1ContractorAddress/USAddress/AddressLine1Txt	CityContractorAddress/USAddress/CityNm	State AbbreviationContractorAddress/USAddress/StateAbbreviationCd	ZIPContractorAddress/USAddress/ZIPCd	ServicesServicesDesc	CompensationCompensationAmt
FARLEIGH WADA WITT
121 SW MORRISON ST STE 600	PORTLAND	OR	97204	LEGAL SERVICES	$106,510
MINDSHIFT
PO BOX 200105	PITTSBURGH	PA	152510105	IT MANAGEMENT & SUPPORT	$102,772

Field	Value	IRS element (for citing)
Cntrct Rcvd Greater Than100 K	2	CntrctRcvdGreaterThan100KCnt
All Other Contributions	$284,485	AllOtherContributionsAmt
Total Contributions	$284,485	TotalContributionsAmt

Program Service Revenue ProgramServiceRevenueGrp (4 entries)

DescDesc	BusinessBusinessCd	Total Revenue ColumnTotalRevenueColumnAmt	Related Or Exempt Func IncomeRelatedOrExemptFuncIncomeAmt
MEMBER DUES	900099	$4,187,664	$4,187,664
CONFERENCES AND EDUCAT	611600	$1,323,724	$1,323,724
MANAGEMENT FEES	541610	$658,963	$658,963
ASSOCIATE MEMBER DUES	900099	$55,980	$55,980

Field	Value	IRS element (for citing)
Total Program Service Revenue	$6,226,331	TotalProgramServiceRevenueAmt

Investment Income InvestmentIncomeGrp

Field	Value	IRS element (for citing)
Total Revenue Column	$176,547	TotalRevenueColumnAmt
Exclusion	$176,547	ExclusionAmt

Gross Rents GrossRentsGrp

Field	Value	IRS element (for citing)
Real	$8,350	RealAmt

Less Rental Expenses LessRentalExpensesGrp

Field	Value	IRS element (for citing)
Real	$0	RealAmt

Rental Income Or Loss RentalIncomeOrLossGrp

Field	Value	IRS element (for citing)
Real	$8,350	RealAmt

Net Rental Income Or Loss NetRentalIncomeOrLossGrp

Field	Value	IRS element (for citing)
Total Revenue Column	$8,350	TotalRevenueColumnAmt
Related Or Exempt Func Income	$8,350	RelatedOrExemptFuncIncomeAmt

Gross Amount Sales Assets GrossAmountSalesAssetsGrp

Field	Value	IRS element (for citing)
Securities	$2,137	SecuritiesAmt

Less Cost Oth Basis Sales Expnss LessCostOthBasisSalesExpnssGrp

Field	Value	IRS element (for citing)
Securities	$0	SecuritiesAmt
Other	$3,004	OtherAmt

Gain Or Loss GainOrLossGrp

Field	Value	IRS element (for citing)
Securities	$2,137	SecuritiesAmt
Other	-$3,004	OtherAmt

Net Gain Or Loss Investments NetGainOrLossInvestmentsGrp

Field	Value	IRS element (for citing)
Total Revenue Column	-$867	TotalRevenueColumnAmt
Related Or Exempt Func Income	-$867	RelatedOrExemptFuncIncomeAmt

Other Revenue Misc OtherRevenueMiscGrp

Field	Value	IRS element (for citing)
Desc	EARNINGS OF SUBSIDIARY	Desc
Business	900099	BusinessCd
Total Revenue Column	-$179,038	TotalRevenueColumnAmt
Related Or Exempt Func Income	-$179,038	RelatedOrExemptFuncIncomeAmt

Field	Value	IRS element (for citing)
Other Revenue Total	-$179,038	OtherRevenueTotalAmt

Total Revenue TotalRevenueGrp

Field	Value	IRS element (for citing)
Total Revenue Column	$6,515,808	TotalRevenueColumnAmt
Related Or Exempt Func Income	$6,054,776	RelatedOrExemptFuncIncomeAmt
Unrelated Business Revenue	$0	UnrelatedBusinessRevenueAmt
Exclusion	$176,547	ExclusionAmt

Comp Current Ofcr Directors CompCurrentOfcrDirectorsGrp

Field	Value	IRS element (for citing)
Total	$902,581	TotalAmt
Program Services	$767,194	ProgramServicesAmt
Management And General	$135,387	ManagementAndGeneralAmt

Other Salaries And Wages OtherSalariesAndWagesGrp

Field	Value	IRS element (for citing)
Total	$2,125,351	TotalAmt
Program Services	$1,806,549	ProgramServicesAmt
Management And General	$318,802	ManagementAndGeneralAmt

Pension Plan Contributions PensionPlanContributionsGrp

Field	Value	IRS element (for citing)
Total	$468,840	TotalAmt
Program Services	$398,514	ProgramServicesAmt
Management And General	$70,326	ManagementAndGeneralAmt

Other Employee Benefits OtherEmployeeBenefitsGrp

Field	Value	IRS element (for citing)
Total	$317,004	TotalAmt
Program Services	$269,453	ProgramServicesAmt
Management And General	$47,551	ManagementAndGeneralAmt

Payroll Taxes PayrollTaxesGrp

Field	Value	IRS element (for citing)
Total	$216,568	TotalAmt
Program Services	$184,083	ProgramServicesAmt
Management And General	$32,485	ManagementAndGeneralAmt

Fees For Services Legal FeesForServicesLegalGrp

Field	Value	IRS element (for citing)
Total	$74,571	TotalAmt
Program Services	$63,385	ProgramServicesAmt
Management And General	$11,186	ManagementAndGeneralAmt

Fees For Services Accounting FeesForServicesAccountingGrp

Field	Value	IRS element (for citing)
Total	$19,085	TotalAmt
Program Services	$16,222	ProgramServicesAmt
Management And General	$2,863	ManagementAndGeneralAmt

Fees For Services Other FeesForServicesOtherGrp

Field	Value	IRS element (for citing)
Total	$426,023	TotalAmt
Program Services	$362,120	ProgramServicesAmt
Management And General	$63,903	ManagementAndGeneralAmt

Advertising AdvertisingGrp

Field	Value	IRS element (for citing)
Total	$8,995	TotalAmt
Program Services	$7,646	ProgramServicesAmt
Management And General	$1,349	ManagementAndGeneralAmt

Office Expenses OfficeExpensesGrp

Field	Value	IRS element (for citing)
Total	$82,273	TotalAmt
Program Services	$69,932	ProgramServicesAmt
Management And General	$12,341	ManagementAndGeneralAmt

Occupancy OccupancyGrp

Field	Value	IRS element (for citing)
Total	$235,745	TotalAmt
Program Services	$200,383	ProgramServicesAmt
Management And General	$35,362	ManagementAndGeneralAmt

Travel TravelGrp

Field	Value	IRS element (for citing)
Total	$221,296	TotalAmt
Program Services	$188,102	ProgramServicesAmt
Management And General	$33,194	ManagementAndGeneralAmt

Conferences Meetings ConferencesMeetingsGrp

Field	Value	IRS element (for citing)
Total	$1,101,966	TotalAmt
Program Services	$1,101,966	ProgramServicesAmt

Depreciation Depletion DepreciationDepletionGrp

Field	Value	IRS element (for citing)
Total	$64,708	TotalAmt
Program Services	$55,002	ProgramServicesAmt
Management And General	$9,706	ManagementAndGeneralAmt

Insurance InsuranceGrp

Field	Value	IRS element (for citing)
Total	$20,264	TotalAmt
Program Services	$17,224	ProgramServicesAmt
Management And General	$3,040	ManagementAndGeneralAmt

Other Expenses OtherExpensesGrp (4 entries)

DescDesc	TotalTotalAmt	Program ServicesProgramServicesAmt	Management And GeneralManagementAndGeneralAmt
DUES & SUBSCRIPTIONS	$66,880	$56,848	$10,032
COMMUNICATION EXPENSE	$52,942	$45,001	$7,941
OTHER EXPENSES	$36,718	$31,210	$5,508
BUSINESS TAXES	$14,056	$11,948	$2,108

Total Functional Expenses TotalFunctionalExpensesGrp

Field	Value	IRS element (for citing)
Total	$6,455,866	TotalAmt
Program Services	$5,652,782	ProgramServicesAmt
Management And General	$803,084	ManagementAndGeneralAmt
Fundraising	$0	FundraisingAmt

Cash Non Interest Bearing CashNonInterestBearingGrp

Field	Value	IRS element (for citing)
BOY	$19,057	BOYAmt
EOY	$857,511	EOYAmt

Savings And Temp Cash Invst SavingsAndTempCashInvstGrp

Field	Value	IRS element (for citing)
BOY	$3,054,720	BOYAmt
EOY	$4,302,553	EOYAmt

Accounts Receivable AccountsReceivableGrp

Field	Value	IRS element (for citing)
BOY	$342,118	BOYAmt
EOY	$444,569	EOYAmt

Prepaid Expenses Defrd Charges PrepaidExpensesDefrdChargesGrp

Field	Value	IRS element (for citing)
BOY	$245,796	BOYAmt
EOY	$111,324	EOYAmt

Field	Value	IRS element (for citing)
Land Bldg Equip Cost Or Other Bss	$493,928	LandBldgEquipCostOrOtherBssAmt
Land Bldg Equip Accum Deprec	$308,171	LandBldgEquipAccumDeprecAmt

Land Bldg Equip Basis Net LandBldgEquipBasisNetGrp

Field	Value	IRS element (for citing)
BOY	$187,569	BOYAmt
EOY	$185,757	EOYAmt

Investments Pub Traded Sec InvestmentsPubTradedSecGrp

Field	Value	IRS element (for citing)
BOY	$2,959,904	BOYAmt
EOY	$2,894,857	EOYAmt

Investments Other Securities InvestmentsOtherSecuritiesGrp

Field	Value	IRS element (for citing)
BOY	$3,875,869	BOYAmt
EOY	$3,420,424	EOYAmt

Investments Program Related InvestmentsProgramRelatedGrp

Field	Value	IRS element (for citing)
BOY	$234,337	BOYAmt
EOY	$306,257	EOYAmt

Other Assets Total OtherAssetsTotalGrp

Field	Value	IRS element (for citing)
BOY	$1,952,045	BOYAmt
EOY	$2,610,638	EOYAmt

Total Assets TotalAssetsGrp

Field	Value	IRS element (for citing)
BOY	$12,871,415	BOYAmt
EOY	$15,133,890	EOYAmt

Accounts Payable Accr Expnss AccountsPayableAccrExpnssGrp

Field	Value	IRS element (for citing)
BOY	$1,983,024	BOYAmt
EOY	$2,039,005	EOYAmt

Deferred Revenue DeferredRevenueGrp

Field	Value	IRS element (for citing)
BOY	$1,908,648	BOYAmt
EOY	$1,677,570	EOYAmt

Other Liabilities OtherLiabilitiesGrp

Field	Value	IRS element (for citing)
BOY	$1,515,715	BOYAmt
EOY	$1,477,421	EOYAmt

Total Liabilities TotalLiabilitiesGrp

Field	Value	IRS element (for citing)
BOY	$5,407,387	BOYAmt
EOY	$5,193,996	EOYAmt

Field	Value	IRS element (for citing)
Organization Follows SFAS117	Yes (X)	OrganizationFollowsSFAS117Ind

Unrestricted Net Assets UnrestrictedNetAssetsGrp

Field	Value	IRS element (for citing)
BOY	$6,115,414	BOYAmt
EOY	$7,351,194	EOYAmt

Temporarily Rstr Net Assets TemporarilyRstrNetAssetsGrp

Field	Value	IRS element (for citing)
BOY	$1,348,614	BOYAmt
EOY	$2,588,700	EOYAmt

Total Net Assets Fund Balance TotalNetAssetsFundBalanceGrp

Field	Value	IRS element (for citing)
BOY	$7,464,028	BOYAmt
EOY	$9,939,894	EOYAmt

Tot Liab Net Assets Fund Balance TotLiabNetAssetsFundBalanceGrp

Field	Value	IRS element (for citing)
BOY	$12,871,415	BOYAmt
EOY	$15,133,890	EOYAmt

Field	Value	IRS element (for citing)
Info In Schedule O Part XI	Yes (X)	InfoInScheduleOPartXIInd
Reconcilation Revenue Expnss	$59,942	ReconcilationRevenueExpnssAmt
Net Unrlzd Gains Losses Invst	-$114,907	NetUnrlzdGainsLossesInvstAmt
Other Changes In Net Assets	$2,530,831	OtherChangesInNetAssetsAmt
Info In Schedule O Part XII	Yes (X)	InfoInScheduleOPartXIIInd
Method Of Accounting Accrual	Yes (X)	MethodOfAccountingAccrualInd
Accountant Compile Or Review	0	AccountantCompileOrReviewInd
FS Audited	Yes (1)	FSAuditedInd

FS Audited Basis FSAuditedBasisGrp

Field	Value	IRS element (for citing)
Consolidated Basis Fincl Stmt	Yes (X)	ConsolidatedBasisFinclStmtInd

Field	Value	IRS element (for citing)
Audit Committee	Yes (1)	AuditCommitteeInd
Federal Grant Audit Required	0	FederalGrantAuditRequiredInd

Schedule C IRS990ScheduleC

Field	Value	IRS element (for citing)
Political Expenditures	$132,126	PoliticalExpendituresAmt
Volunteer Hours	0	VolunteerHoursCnt
Substantially All Dues Nonded	Yes (1)	SubstantiallyAllDuesNondedInd
Only In House Lobbying	0	OnlyInHouseLobbyingInd
Agree Carryover Prior Year	0	AgreeCarryoverPriorYearInd

Supplemental Information Detail SupplementalInformationDetail

Field	Value	IRS element (for citing)
Form And Line Reference	SCHEDULE C, PART I-A, LINE 1	FormAndLineReferenceDesc
Explanation	ON BEHALF OF NORTHWEST CREDIT UNIONS, NWCUA CONTRIBUTED TO THE NATIONAL ADVOCACY FUND FOR THE CREDIT UNION SYSTEM.	ExplanationTxt

Schedule D IRS990ScheduleD

Leasehold Improvements LeaseholdImprovementsGrp

Field	Value	IRS element (for citing)
Other Cost Or Other Basis	$15,713	OtherCostOrOtherBasisAmt
Book Value	$15,713	BookValueAmt

Equipment EquipmentGrp

Field	Value	IRS element (for citing)
Other Cost Or Other Basis	$478,215	OtherCostOrOtherBasisAmt
Depreciation	$308,171	DepreciationAmt
Book Value	$170,044	BookValueAmt

Field	Value	IRS element (for citing)
Total Book Value Land Buildings	$185,757	TotalBookValueLandBuildingsAmt

Closely Held Equity Interests CloselyHeldEquityInterestsGrp

Field	Value	IRS element (for citing)
Book Value	$1,484,424	BookValueAmt
Method Valuation	F	MethodValuationCd

Other Securities OtherSecuritiesGrp

Field	Value	IRS element (for citing)
Book Value	$1,936,000	BookValueAmt
Method Valuation	F	MethodValuationCd

Field	Value	IRS element (for citing)
Total Book Value Securities	$3,420,424	TotalBookValueSecuritiesAmt

Other Assets Org OtherAssetsOrgGrp (3 entries)

DescDesc	Book ValueBookValueAmt
INVESTMENTS IN SUBSIDIARY	$2,554,702
ACCRUED INCOME ON INVESTMENTS	$27,257
VARIABLE ANNUITY	$28,679

Field	Value	IRS element (for citing)
Total Book Value Other Assets	$2,610,638	TotalBookValueOtherAssetsAmt

Other Liabilities Org OtherLiabilitiesOrgGrp

Field	Value	IRS element (for citing)
Desc	DEFERRED COMPENSATION	Desc
Amt	$1,477,421	Amt

Field	Value	IRS element (for citing)
Total Liability	$1,477,421	TotalLiabilityAmt
Footnote Text	Yes (X)	FootnoteTextInd
Total Rev Etc Audited Fincl Stmt	$6,515,808	TotalRevEtcAuditedFinclStmtAmt
Revenue Not Reported	$0	RevenueNotReportedAmt
Revenue Subtotal	$6,515,808	RevenueSubtotalAmt
Revenue Not Reported Fincl Stmt	$0	RevenueNotReportedFinclStmtAmt
Total Revenue Per Form990	$6,515,808	TotalRevenuePerForm990Amt
Tot Expns Etc Audited Fincl Stmt	$6,455,866	TotExpnsEtcAuditedFinclStmtAmt
Expenses Not Reported	$0	ExpensesNotReportedAmt
Expenses Subtotal	$6,455,866	ExpensesSubtotalAmt
Expenses Not Rpt Fincl Stmt	$0	ExpensesNotRptFinclStmtAmt
Total Expenses Per Form990	$6,455,866	TotalExpensesPerForm990Amt

Supplemental Information Detail SupplementalInformationDetail

Field	Value	IRS element (for citing)
Form And Line Reference	PART X, LINE 2:	FormAndLineReferenceDesc
Explanation	THE ORGANIZATION ACCOUNTS FOR UNCERTAINTY IN INCOME TAXES IN ACCORDANCE WITH THE PROVISIONS OF FASB ASC 740, ACCOUNTING FOR UNCERTAINTY IN INCOME TAXES. FASB ASC 740 CLARIFIES THE ACCOUNTING FOR UNCERTAINTY IN INCOME TAXES RECOGNIZED AND DISCLOSED IN AN ENTITY'S FINANCIAL STATEMENTS. THIS TOPIC PRESCRIBES A RECOGNITION THRESHOLD AND MEASUREMENT ATTRIBUTE FOR THE FINANCIAL STATEMENT RECOGNITION AND MEASUREMENT OF A TAX POSITION TAKEN OR EXPECTED TO BE TAKEN IN A TAX RETURN.	ExplanationTxt

Schedule J IRS990ScheduleJ

Field	Value	IRS element (for citing)
Travel For Companions	Yes (X)	TravelForCompanionsInd
Discretionary Spending Acct	Yes (X)	DiscretionarySpendingAcctInd
Written Policy Ref T And E Expnss	Yes (1)	WrittenPolicyRefTAndEExpnssInd
Substantiation Required	Yes (1)	SubstantiationRequiredInd
Compensation Committee	Yes (X)	CompensationCommitteeInd
Form990 Of Other Organizations	Yes (X)	Form990OfOtherOrganizationsInd
Written Employment Contract	Yes (X)	WrittenEmploymentContractInd
Compensation Survey	Yes (X)	CompensationSurveyInd
Board Or Committee Approval	Yes (X)	BoardOrCommitteeApprovalInd
Severance Payment	0	SeverancePaymentInd
Supplemental Nonqual Rtr Plan	Yes (1)	SupplementalNonqualRtrPlanInd
Equity Based Comp Arrngm	0	EquityBasedCompArrngmInd

Rltd Org Officer Trst Key Empl RltdOrgOfficerTrstKeyEmplGrp (5 entries)

TitleTitleTxt	Base Compensation Filing OrgBaseCompensationFilingOrgAmt	Compensation Based On Rltd OrgsCompensationBasedOnRltdOrgsAmt	Bonus Filing OrganizationBonusFilingOrganizationAmount	Bonus Related OrganizationsBonusRelatedOrganizationsAmt	Other Compensation Filing OrgOtherCompensationFilingOrgAmt	Other Compensation Rltd OrgsOtherCompensationRltdOrgsAmt	Deferred Compensation Flng OrgDeferredCompensationFlngOrgAmt	Deferred Comp Rltd OrgsDeferredCompRltdOrgsAmt	Nontaxable Benefits Filing OrgNontaxableBenefitsFilingOrgAmt	Nontaxable Benefits Rltd OrgsNontaxableBenefitsRltdOrgsAmt	Total Compensation Filing OrgTotalCompensationFilingOrgAmt	Total Compensation Rltd OrgsTotalCompensationRltdOrgsAmt	Comp Report Prior990 Filing OrgCompReportPrior990FilingOrgAmt	Comp Report Prior990 Rltd OrgsCompReportPrior990RltdOrgsAmt
JENNIFER WAGNER
CHIEF ADVOCACY OFFICER	$151,624	$0	$55,047	$0	$5,403	$0	$18,853	$0	$9,169	$0	$240,096	$0	$0	$0
TROY STANG
PRESIDENT	$299,713	$199,809	$24,000	$16,000	$3,973	$2,649	$366,439	$244,293	$5,917	$3,945	$700,042	$466,696	$0	$0
DENISE GABEL
COO	$110,008	$73,339	$34,948	$23,299	$1,654	$1,103	$8,808	$5,872	$8,383	$5,589	$163,801	$109,202	$0	$0
JENNIFER HUGGARD
SVP, ADMINISTRATION	$98,468	$32,823	$19,952	$6,651	$350	$117	$11,002	$3,667	$6,823	$2,274	$136,595	$45,532	$0	$0
DANIELLE SITTU
SVP, MKTG & COMMUNICATIONS	$85,403	$56,935	$11,553	$7,702	$484	$322	$5,845	$3,896	$10,294	$6,863	$113,579	$75,718	$0	$0

Supplemental Information Detail SupplementalInformationDetail

Field	Value	IRS element (for citing)
Form And Line Reference	PART I, LINE 4B	FormAndLineReferenceDesc
Explanation	OFFICERS PARTICIPATE IN A 457(F) PLAN AND DURING 2018 THE SECOND OF A MULTIYEAR DISBURSEMENT WAS PAID.	ExplanationTxt

Schedule O IRS990ScheduleO

Supplemental Information Detail SupplementalInformationDetail (12 entries)

Form And Line ReferenceFormAndLineReferenceDesc	ExplanationExplanationTxt
FORM 990 PART I LINE 1	AS EXPERT CONVENERS, WE WORK WITH, AND ON BEHALF OF, OUR MEMBERS TO ADVANCE CREDIT UNION PRIORITIES. WE ARE THE ASSOCIATION OF CHOICE, PROVIDING VITAL THOUGHT LEADERSHIP AND SUCCESS IN ADVOCACY, COOPERATIVE VALUE, AND COMMUNITY IMPACT.
FORM 990, PART I, LINE 6	VOLUNTEERS CONSISTED OF THE ORGANIZATION'S UNPAID BOARD MEMBERS WHO PROVIDED OVERSIGHT OF CURRENT OPERATIONS AND GUIDANCE FOR FUTURE OPERATIONS.
FORM 990, PART VI, SECTION A, LINE 6	THE ORGANIZATION'S MEMBERS CONSIST OF CREDIT UNIONS WITH FULL VOTING RIGHTS (PRIMARILY CREDIT UNIONS IN IDAHO, OREGON AND WASHINGTON) AND ALSO INCLUDES NON-VOTING ASSOCIATE CREDIT UNION MEMBERS (PRIMARILY OUT OF STATE CREDIT UNIONS). VOTING MEMBERS ELECT BOARD MEMBERS AND ATTEND ASSOCIATION FUNCTIONS; WHILE ASSOCIATE MEMBERS ONLY PARTICIPATE IN ASSOCIATION EVENTS.
FORM 990, PART VI, SECTION A, LINE 7A	VOTING MEMBER CREDIT UNIONS VOTE AND ELECT AN AT LARGE BOARD OF DIRECTORS BY PLURALITY VOTE.
FORM 990, PART VI, SECTION A, LINE 7B	THE MEMBERS VOTE TO APPROVE OR DISAPPROVE CHANGES RELATING TO REGULAR MEMBER REPRESENTATION AT ASSOCIATION ELECTIONS AND MEETINGS, GOVERNANCE AUTHORITY OF THE MEMBERSHIP AND COMPOSITION OF THE ASSOCIATION BOARD.
FORM 990, PART VI, SECTION B, LINE 11B	MANAGEMENT REVIEWS THE 990 AND THEN INFORMS THE BOARD MEMBERS THAT THE FORM HAS BEEN COMPLETED AND FILED AND IS AVAIABLE UPON REQUEST.
FORM 990, PART VI, SECTION B, LINE 12C	EACH YEAR BOARD MEMBERS COMPLETE A QUESTIONANAIRE DISCLOSING ANY POSSIBLE CONFLICTS OF INTEREST. THEY ARE ALSO REQUIRED TO REPORT TO THE BOARD OF DIRECTORS ANY POSSIBLE CONFLICTS OF INTEREST BEFORE THEY OCCUR. THE BOARD THEN DECIDES HOW TO RESOLVE THE CONFLICT.
FORM 990, PART VI, SECTION B, LINE 15	COMPENSATION FOR THE ORGANIZATION'S CEO IS DETERMINED AND VOTED ON BY THE BOARD OF DIRECTORS AND/OR THE EXECUTIVE COMMITTEE. COMPARITIVE COMPENSATION DATA IS USED. IN ADDITION, MARKET AND PERFORMANCE IS CONSIDERED IN THE COMPENSATION DECISION. THE DECISION IS DOCUMENTED. CEO REVIEWS AND DETERMINES SALARIES FOR OTHER OFFICERS AND KEY EMPLOYEES.
FORM 990, PART VI, SECTION C, LINE 19	COPIES OF GOVERNING DOCUMENTS AND FORM 990 ARE AVAILABLE TO THE PUBLIC UPON REQUEST TO THE BOARD. SOME DOCUMENTS ARE ALSO AVAILABLE THROUGH A THIRD PARTY WEBSITE.
FORM 990, PART VII - RELATED ORGANIZATIONS	DIRECT INQUIRIES OF PERSONNEL FROM RELATED ORGANIZATIONS WERE USED TO DETERMINE THE HOURS WORKED BY OFFICERS FOR THOSE RELATED ORGANIZATIONS.
FORM 990, PART XI, LINE 9:	NET EFFECT OF MERGER 2,530,831.
FORM 990, PART XII, 2C	THE ORGANIZATION HAS NOT CHANGED EITHER ITS OVERSIGHT PROCESS OR SELECTION PROCESS DURING THE TAX YEAR.

Schedule R IRS990ScheduleR

Id Related Tax Exempt Org IdRelatedTaxExemptOrgGrp (3 entries)

Address Line1USAddress/AddressLine1Txt	CityUSAddress/CityNm	State AbbreviationUSAddress/StateAbbreviationCd	ZIPUSAddress/ZIPCd	EINEIN	Primary ActivitiesPrimaryActivitiesTxt	Legal Domicile StateLegalDomicileStateCd	Exempt Code SectionExemptCodeSectionTxt	Business Name Line1DirectControllingEntityName/BusinessNameLine1Txt	Controlled OrganizationControlledOrganizationInd
CREDIT UNION LEGISLATIVE ACTION
13221 SW 68TH PKWAY STE 400	TIGARD	OR	97223	930953556	LOBBYING	OR	527	NWCUA	Yes (1)
CREDIT UNION LEGISLATIVE ACTION
18000 INTERNATIONAL BLVD STE 350	SEATAC	WA	98188	800043051	LOBBYING	WA	527	NWCUA	Yes (1)
IDAHO CREDIT UNION LEGISLATIVE ACTION COMMITTEE
2710 SUNRISE RIM RD 100	BOISE	ID	83705	300053685	LOBBYING	ID	527	NWCUA	Yes (1)

Id Related Org Txbl Corp Tr IdRelatedOrgTxblCorpTrGrp

Related Organization Name RelatedOrganizationName

Field	Value	IRS element (for citing)
Business Name Line1	STRATEGIC LINK INC	BusinessNameLine1Txt

US Address USAddress

Field	Value	IRS element (for citing)
Address Line1	18000 INTERNATIONAL BLVD STE 350	AddressLine1Txt
City	SEATAC	CityNm
State Abbreviation	WA	StateAbbreviationCd
ZIP	98188	ZIPCd

Field	Value	IRS element (for citing)
EIN	910851329	EIN
Primary Activities	SUPPORT	PrimaryActivitiesTxt
Legal Domicile State	WA	LegalDomicileStateCd

Direct Controlling Entity Name DirectControllingEntityName

Field	Value	IRS element (for citing)
Business Name Line1	NWCUA	BusinessNameLine1Txt

Field	Value	IRS element (for citing)
Entity Type	C	EntityTypeTxt
Share Of Total Income	$1,342,950	ShareOfTotalIncomeAmt
Share Of EOY Assets	$2,952,219	ShareOfEOYAssetsAmt
Ownership	1.00000	OwnershipPct
Controlled Organization	Yes (1)	ControlledOrganizationInd

Field	Value	IRS element (for citing)
Receipt Of Int Annts Rnts Rylts	0	ReceiptOfIntAnntsRntsRyltsInd
Gift Grnt Or Cap Contri To Oth Org	0	GiftGrntOrCapContriToOthOrgInd
Gift Grnt Cap Contri From Oth Org	0	GiftGrntCapContriFromOthOrgInd
Loans Or Guarantees To Other Org	0	LoansOrGuaranteesToOtherOrgInd
Loans Or Guarantees From Oth Org	0	LoansOrGuaranteesFromOthOrgInd
Div Related Organization	0	DivRelatedOrganizationInd
Asset Sale To Other Org	0	AssetSaleToOtherOrgInd
Asset Purchase From Other Org	0	AssetPurchaseFromOtherOrgInd
Asset Exchange	0	AssetExchangeInd
Rental Of Facilities To Oth Org	Yes (1)	RentalOfFacilitiesToOthOrgInd
Rental Of Fclts From Oth Org	0	RentalOfFcltsFromOthOrgInd
Perform Of Services For Oth Org	Yes (1)	PerformOfServicesForOthOrgInd
Perform Of Services By Other Org	Yes (1)	PerformOfServicesByOtherOrgInd
Sharing Of Facilities	Yes (1)	SharingOfFacilitiesInd
Paid Employees Sharing	Yes (1)	PaidEmployeesSharingInd
Reimbursement Paid To Other Org	0	ReimbursementPaidToOtherOrgInd
Reimbursement Paid By Other Org	Yes (1)	ReimbursementPaidByOtherOrgInd
Transfer To Other Org	0	TransferToOtherOrgInd
Transfer From Other Org	0	TransferFromOtherOrgInd

Transactions Related Org TransactionsRelatedOrgGrp (4 entries)

Transaction TypeTransactionTypeTxt	InvolvedInvolvedAmt	Method Of Amount DeterminationMethodOfAmountDeterminationTxt
STRATEGIC LINK INC
J	$37,530	FMV
STRATEGIC LINK INC
O	$951,355	FMV
STRATEGIC LINK INC
Q	$171,049	FMV
STRATEGIC LINK INC
M	$146,000	FMV