DISABILITY RIGHTS ADVOCATES FOR TECHNOLOGY: Form 990, tax year 2019

View the entire original 990 at ProPublica ↗

Organization: DISABILITY RIGHTS ADVOCATES FOR TECHNOLOGY (EIN 55-0877645)
Tax period: 2019-07-01 to 2020-06-30
Filed: 2020-11-13
IRS object ID: 202003189349306615
Schema version: 2019v5.1
Source: Download XML · Original 990 at ProPublica

Every field in the e-filed return. Faint text is the IRS element name, for citing.

Return header
Form 990
Schedule A
Schedule B
Schedule D
Schedule G
Schedule I
Schedule L
Schedule O

Return header ReturnHeader

Field	Value	IRS element (for citing)
Return	2020-11-13T12:18:10-06:00	ReturnTs
Tax Period End	2020-06-30	TaxPeriodEndDt

Preparer Firm PreparerFirmGrp

Field	Value	IRS element (for citing)
Preparer Firm EIN	430765316	PreparerFirmEIN

Preparer Firm Name PreparerFirmName

Field	Value	IRS element (for citing)
Business Name Line1	RUBINBROWN LLP	BusinessNameLine1Txt

Preparer US Address PreparerUSAddress

Field	Value	IRS element (for citing)
Address Line1	ONE NORTH BRENTWOOD	AddressLine1Txt
City	SAINT LOUIS	CityNm
State Abbreviation	MO	StateAbbreviationCd
ZIP	63105	ZIPCd

Field	Value	IRS element (for citing)
Return Type	990	ReturnTypeCd
Tax Period Begin	2019-07-01	TaxPeriodBeginDt

Filer Filer

Field	Value	IRS element (for citing)
EIN	550877645	EIN

Business Name BusinessName

Field	Value	IRS element (for citing)
Business Name Line1	DISABILITY RIGHTS ADVOCATES FOR	BusinessNameLine1Txt
Business Name Line2	TECHNOLOGY	BusinessNameLine2Txt

Field	Value	IRS element (for citing)
Business Name Control	DISA	BusinessNameControlTxt
Phone	3149654938	PhoneNum

US Address USAddress

Field	Value	IRS element (for citing)
Address Line1	500 FOX RIDGE ROAD	AddressLine1Txt
City	ST LOUIS	CityNm
State Abbreviation	MO	StateAbbreviationCd
ZIP	63131	ZIPCd

Business Officer BusinessOfficerGrp

Field	Value	IRS element (for citing)
Person	GERALD KERR	PersonNm
Person Title	PRESIDENT	PersonTitleTxt
Phone	3149654913	PhoneNum
Signature	2020-11-12	SignatureDt
Discuss With Paid Preparer	Yes (1)	DiscussWithPaidPreparerInd

Preparer Person PreparerPersonGrp

Field	Value	IRS element (for citing)
Preparer Person	JAMES R RITTS	PreparerPersonNm
PTIN	P00362910	PTIN
Phone	3142903300	PhoneNum

Filing Security Information FilingSecurityInformation

IP Address IPAddress

Field	Value	IRS element (for citing)
I Pv4 Address	104.186.5.158	IPv4AddressTxt

Field	Value	IRS element (for citing)
IP	2020-11-12	IPDt
IP Tm	11:39:23	IPTm
IP Timezone	CS	IPTimezoneCd
Filing License Type	P	FilingLicenseTypeCd
At Submission Creation Device Id	DA39A3EE5E6B4B0D3255BFEF95601890AFD80709	AtSubmissionCreationDeviceId
At Submission Filing Device Id	20D757FC92F0D2530603AB0F904D8D804D77B021	AtSubmissionFilingDeviceId

Field	Value	IRS element (for citing)
Tax	2019	TaxYr
Build TS	2021-01-29 14:40:06Z	BuildTS

Form 990 IRS990

Field	Value	IRS element (for citing)
Principal Officer	GERALD KERR	PrincipalOfficerNm

US Address USAddress

Field	Value	IRS element (for citing)
Address Line1	500 FOX RIDGE RD	AddressLine1Txt
City	ST LOUIS	CityNm
State Abbreviation	MO	StateAbbreviationCd
ZIP	63131	ZIPCd

Field	Value	IRS element (for citing)
Gross Receipts	$2,149,637	GrossReceiptsAmt
Group Return For Affiliates	0	GroupReturnForAffiliatesInd
Organization501c3	Yes (X)	Organization501c3Ind
Website Address	WWW.DRAFT.ORG	WebsiteAddressTxt
Type Of Organization Corp	Yes (X)	TypeOfOrganizationCorpInd
Formation	2004	FormationYr
Legal Domicile State	MO	LegalDomicileStateCd
Activity Or Mission	TO IMPROVE THE QUALITY OF LIFE FOR PEOPLE WITH DISABILITIES THROUGH ADVOCACY FOR UNIVERSAL DESIGN.	ActivityOrMissionDesc
Voting Members Governing Body	4	VotingMembersGoverningBodyCnt
Voting Members Independent	3	VotingMembersIndependentCnt
Total Employee	5	TotalEmployeeCnt
Total Volunteers	50	TotalVolunteersCnt
Total Gross UBI	$0	TotalGrossUBIAmt
Net Unrelated Bus Txbl Incm	$0	NetUnrelatedBusTxblIncmAmt
PY Contributions Grants	$1,857,817	PYContributionsGrantsAmt
CY Contributions Grants	$2,110,438	CYContributionsGrantsAmt
PY Program Service Revenue	$0	PYProgramServiceRevenueAmt
CY Program Service Revenue	$0	CYProgramServiceRevenueAmt
PY Investment Income	$35,662	PYInvestmentIncomeAmt
CY Investment Income	$3,601	CYInvestmentIncomeAmt
PY Other Revenue	-$80,595	PYOtherRevenueAmt
CY Other Revenue	-$38,632	CYOtherRevenueAmt
PY Total Revenue	$1,812,884	PYTotalRevenueAmt
CY Total Revenue	$2,075,407	CYTotalRevenueAmt
PY Grants And Similar Paid	$756,106	PYGrantsAndSimilarPaidAmt
CY Grants And Similar Paid	$684,216	CYGrantsAndSimilarPaidAmt
PY Benefits Paid To Members	$0	PYBenefitsPaidToMembersAmt
CY Benefits Paid To Members	$0	CYBenefitsPaidToMembersAmt
PY Salaries Comp Emp Bnft Paid	$86,965	PYSalariesCompEmpBnftPaidAmt
CY Salaries Comp Emp Bnft Paid	$91,826	CYSalariesCompEmpBnftPaidAmt
PY Total Prof Fndrsng Expns	$0	PYTotalProfFndrsngExpnsAmt
CY Total Prof Fndrsng Expns	$32,182	CYTotalProfFndrsngExpnsAmt
CY Total Fundraising Expense	$45,012	CYTotalFundraisingExpenseAmt
PY Other Expenses	$686,378	PYOtherExpensesAmt
CY Other Expenses	$550,615	CYOtherExpensesAmt
PY Total Expenses	$1,529,449	PYTotalExpensesAmt
CY Total Expenses	$1,358,839	CYTotalExpensesAmt
PY Revenues Less Expenses	$283,435	PYRevenuesLessExpensesAmt
CY Revenues Less Expenses	$716,568	CYRevenuesLessExpensesAmt
Total Assets BOY	$1,764,170	TotalAssetsBOYAmt
Total Assets EOY	$2,517,328	TotalAssetsEOYAmt
Total Liabilities BOY	$180,288	TotalLiabilitiesBOYAmt
Total Liabilities EOY	$216,878	TotalLiabilitiesEOYAmt
Net Assets Or Fund Balances BOY	$1,583,882	NetAssetsOrFundBalancesBOYAmt
Net Assets Or Fund Balances EOY	$2,300,450	NetAssetsOrFundBalancesEOYAmt
Info In Schedule O Part III	Yes (X)	InfoInScheduleOPartIIIInd
Mission	DISABILITY RIGHTS ADVOCATES FOR TECHNOLOGY (DRAFT) IS AN ADVOCATE FOR THE USE OF UNIVERSAL DESIGN AND NEW TECHNOLOGIES TO IMPROVE THE QUALITY OF LIFE FOR PEOPLE WITH DISABILITIES AND SENIOR CITIZENS AND REPRESENTS PEOPLE WITH DISABILITIES WHO REFUSE TO BE DEFINED BY THEIR DISABILITY AND WHOSE PASSIONATE ENTHUSIASM FOR PARTICIPATING IN LIFE'S ACTIVITIES IS SUPPORTED BY UNIVERSAL DESIGN AND TECHNOLOGIES.	MissionDesc
Significant New Program Srvc	0	SignificantNewProgramSrvcInd
Significant Change	0	SignificantChangeInd
Expense	$1,278,256	ExpenseAmt
Grant	$684,216	GrantAmt
Desc	DRAFT'S SEGS4VETS PROGRAM SERVES BOTH VETERANS AND ACTIVE DUTY MEMBERS OF THE UNITED STATES MILITARY WHO WHILE SERVING THE UNITED STATES OF AMERICA SUSTAINED SEVERE INJURIES RESULTING IN PERMANENT DISABILITY. THE PROGRAM PROVIDES ONGOING SUPPORT SERVICES, INCLUDING BATTERY REPLACEMENT, KEY FOB PROGRAMMING AND REPLACEMENT, WARRANTY SERVICES, USE AND ACCESS COUNSELING AND ADVOCACY SERVICES AND ONGOING DEVICE APPROPRIATENESS ASSESSMENT TO CURRENTLY MORE THAN 1,500 MILITARY FAMILIES AWARDED SINCE 2005.THE PROGRAM PROVIDES ASSESSMENT, TRAINING, DEVICE SELECTION AND CUSTOMIZATION OF ALLY CHAIR ADAPTED SEGWAYS AND SEGWAYS TO MEET THE INDIVIDUAL NEEDS OF NEWLY SELECTED RECIPIENTS OF THE SEGS4VETS PROGRAM. IN ADDITION TO INDIVIDUAL ASSESSMENT AND TRAINING THROUGHOUT THE UNITED STATES, THE PROGRAM HAS SINCE 2006 MAINTAINED ONGOING ASSESSMENT AND TRAINING PROGRAMS AT THE THREE MAJOR MILITARY MEDICAL CENTERS PROVIDING REHABILITATIVE CARE TO OUR SEVERELY INJURED MILITARY MEMBERS, INCLUDING WALTER REED NATIONAL MILITARY MEDICAL CENTER, SAN ANTONIO AREA MILITARY MEDICAL CENTER AND THE NAVAL MEDICAL CENTER IN SAN DIEGO.THE SEGS4VETS PROGRAM AWARDS SEGWAYS AND ALLY CHAIR ADAPTED SEGWAYS, UNIVERSALLY DESIGNED MOBILITY DEVICES WHICH DO NOT DRAW ATTENTION TO ONE'S PHYSICAL DISABILITY. WHILE THE PROGRAM'S HISTORICAL AND PRIMARY FOCUS HAS BEEN ON THOSE WHO HAVE SERVED IN SUPPORT OF OPERATION IRAQI FREEDOM AND OPERATION ENDURING FREEDOM, THE PROGRAM HAS BEEN ABLE TO BROADEN ITS SUPPORT TO OTHER DISABLED VETERANS WHO MEET SPECIFIC CRITERIA. THESE UNIQUE TOOLS ARE SOLVING MANY OF THE MOBILITY ISSUES FACING OUR DISABLED VETERANS IN A MANNER WHICH IS BOTH PSYCHOLOGICALLY UPLIFTING AND PHYSICALLY BENEFICIAL, PROMOTING GREATER INDEPENDENCE AND THE SUCCESSFUL REINTEGRATION INTO THEIR COMMUNITIES RESULTING IN GREATER OPPORTUNITIES FOR THEM TO LIVE INDEPENDENT, JOYFUL, PURPOSE FILLED LIVES.DURING THE 2020 FISCAL YEAR, THE SEGS4VETS PROGRAM PROVIDED SERVICES TO 270 VETERANS, INCLUDING ISSUING 40 DEVICES AND SERVING MORE THAN 1,275 MILITARY FAMILY MEMBERS CONTINUING OUR MISSION THROUGH THE PANDEMIC. DRAFT IS AN ADVOCATE FOR THE ADOPTION OF UNIVERSALLY DESIGNED TECHNOLOGY SOLUTIONS, AS A SUSTAINABLE APPROACH FOR CONTINUED IMPROVEMENT OF QUALITY LIFE ISSUES AFFECTING PEOPLE WITH DISABILITIES AND THE INCREASING NUMBER OF BABY BOOMERS AGE 65 AND OLDER. THE OPPORTUNITIES THESE SOLUTIONS OFFER FOR EXTENDING THE INDEPENDENT LIFE OF THE BABY BOOMER GENERATION AND PEOPLE WITH DISABILITIES PROVIDE EXTRAORDINARY BENEFITS TO SOCIETY AS A WHOLE. THE SEGS4VETS PROGRAM, WHICH WAS STARTED IN 2005, WAS INTENDED TO BE A REAL-LIFE EXAMPLE OF THE BENEFITS DERIVED BY THE UTILIZATION OF UNIVERSALLY DESIGNED TECHNOLOGY. THE ADOPTION OF PUBLIC POLICY AND A REGULATORY ENVIRONMENT WHICH WILL BE CONDUCIVE FOR INNOVATION AND THE ADOPTION OF UNIVERSALLY DESIGNED TECHNOLOGY SOLUTIONS PLAY A CRITICAL ROLE IN SOLVING THE PROFOUND ECONOMIC AND SOCIAL CHALLENGES FACING SOCIETY IN CARING FOR PEOPLE WITH DISABILITIES AND THE AGING BABY BOOMER GENERATION.	Desc
Total Program Service Expenses	$1,278,256	TotalProgramServiceExpensesAmt
Described In Section501c3	Yes (1)	DescribedInSection501c3Ind
Schedule B Required	Yes (1)	ScheduleBRequiredInd
Political Campaign Acty	0	PoliticalCampaignActyInd
Lobbying Activities	0	LobbyingActivitiesInd
Subject To Proxy Tax	0	SubjectToProxyTaxInd
Donor Advised Fund	0	DonorAdvisedFundInd
Conservation Easements	0	ConservationEasementsInd
Collections Of Art	0	CollectionsOfArtInd
Credit Counseling	0	CreditCounselingInd
Donor Rstr Or Quasi Endowments	0	DonorRstrOrQuasiEndowmentsInd
Report Land Building Equipment	Yes (1)	ReportLandBuildingEquipmentInd
Report Investments Other Sec	0	ReportInvestmentsOtherSecInd
Report Program Related Invst	0	ReportProgramRelatedInvstInd
Report Other Assets	0	ReportOtherAssetsInd
Report Other Liabilities	Yes (1)	ReportOtherLiabilitiesInd
Include FIN48 Footnote	0	IncludeFIN48FootnoteInd
Independent Audit Fincl Stmt	Yes (1)	IndependentAuditFinclStmtInd
Consolidated Audit Fincl Stmt	0	ConsolidatedAuditFinclStmtInd
School Operating	0	SchoolOperatingInd
Foreign Office	0	ForeignOfficeInd
Foreign Activities	0	ForeignActivitiesInd
More Than5000 K To Org	0	MoreThan5000KToOrgInd
More Than5000 K To Individuals	0	MoreThan5000KToIndividualsInd
Professional Fundraising	Yes (1)	ProfessionalFundraisingInd
Fundraising Activities	Yes (1)	FundraisingActivitiesInd
Gaming Activities	0	GamingActivitiesInd
Operate Hospital	0	OperateHospitalInd
Grants To Organizations	0	GrantsToOrganizationsInd
Grants To Individuals	Yes (1)	GrantsToIndividualsInd
Schedule J Required	0	ScheduleJRequiredInd
Tax Exempt Bonds	0	TaxExemptBondsInd
Engaged In Excess Benefit Trans	0	EngagedInExcessBenefitTransInd
PY Excess Benefit Trans	0	PYExcessBenefitTransInd
Loan Outstanding	0	LoanOutstandingInd
Grant To Related Person	0	GrantToRelatedPersonInd
Business Rln With Org Mem	Yes (1)	BusinessRlnWithOrgMemInd
Business Rln With Fam Mem	0	BusinessRlnWithFamMemInd
Business Rln With35 Ctrl Ent	Yes (1)	BusinessRlnWith35CtrlEntInd
Deductible Non Cash Contri	0	DeductibleNonCashContriInd
Deductible Art Contribution	0	DeductibleArtContributionInd
Terminate Operations	0	TerminateOperationsInd
Partial Liquidation	0	PartialLiquidationInd
Disregarded Entity	0	DisregardedEntityInd
Related Entity	0	RelatedEntityInd
Related Organization Ctrl Ent	0	RelatedOrganizationCtrlEntInd
Trnsfr Exmpt Non Chrtbl Rltd Org	0	TrnsfrExmptNonChrtblRltdOrgInd
Activities Conducted Prtshp	0	ActivitiesConductedPrtshpInd
Schedule O Required	Yes (1)	ScheduleORequiredInd
IRP Document	3	IRPDocumentCnt
IRP Document W2 G	0	IRPDocumentW2GCnt
Employee	5	EmployeeCnt
Employment Tax Returns Filed	Yes (1)	EmploymentTaxReturnsFiledInd
Unrelated Bus Incm Over Limit	0	UnrelatedBusIncmOverLimitInd
Foreign Financial Account	0	ForeignFinancialAccountInd
Prohibited Tax Shelter Trans	0	ProhibitedTaxShelterTransInd
Taxable Party Notification	0	TaxablePartyNotificationInd
Nondeductible Contributions	0	NondeductibleContributionsInd
Quid Pro Quo Contributions	Yes (1)	QuidProQuoContributionsInd
Quid Pro Quo Contri Discl	Yes (1)	QuidProQuoContriDisclInd
Form8282 Property Disposed Of	0	Form8282PropertyDisposedOfInd
Rcv Fnds To Pay Prsnl Bnft Cntrct	0	RcvFndsToPayPrsnlBnftCntrctInd
Pay Premiums Prsnl Bnft Cntrct	0	PayPremiumsPrsnlBnftCntrctInd
Indoor Tanning Services	0	IndoorTanningServicesInd
Subj To Tax Rmnrtn Ex Prcht Pymt	0	SubjToTaxRmnrtnExPrchtPymtInd
Subject To Excs Tax Net Invst Inc	0	SubjectToExcsTaxNetInvstIncInd
Info In Schedule O Part VI	Yes (X)	InfoInScheduleOPartVIInd
Governing Body Voting Members	4	GoverningBodyVotingMembersCnt
Independent Voting Member	3	IndependentVotingMemberCnt
Family Or Business Rln	0	FamilyOrBusinessRlnInd
Delegation Of Mgmt Duties	0	DelegationOfMgmtDutiesInd
Change To Org Documents	0	ChangeToOrgDocumentsInd
Material Diversion Or Misuse	0	MaterialDiversionOrMisuseInd
Members Or Stockholders	0	MembersOrStockholdersInd
Election Of Board Members	0	ElectionOfBoardMembersInd
Decisions Subject To Approva	0	DecisionsSubjectToApprovaInd
Minutes Of Governing Body	Yes (1)	MinutesOfGoverningBodyInd
Minutes Of Committees	0	MinutesOfCommitteesInd
Officer Mailing Address	0	OfficerMailingAddressInd
Local Chapters	0	LocalChaptersInd
Form990 Provided To Gvrn Body	Yes (1)	Form990ProvidedToGvrnBodyInd
Conflict Of Interest Policy	Yes (1)	ConflictOfInterestPolicyInd
Annual Disclosure Covered Prsn	Yes (1)	AnnualDisclosureCoveredPrsnInd
Regular Monitoring Enfrc	Yes (1)	RegularMonitoringEnfrcInd
Whistleblower Policy	0	WhistleblowerPolicyInd
Document Retention Policy	0	DocumentRetentionPolicyInd
Compensation Process CEO	0	CompensationProcessCEOInd
Compensation Process Other	0	CompensationProcessOtherInd
Investment In Joint Venture	0	InvestmentInJointVentureInd
Upon Request	Yes (X)	UponRequestInd

Books In Care Of Detail BooksInCareOfDetail

Business Name BusinessName

Field	Value	IRS element (for citing)
Business Name Line1	LYNN REVELLE	BusinessNameLine1Txt

Field	Value	IRS element (for citing)
Phone	3149654938	PhoneNum

US Address USAddress

Field	Value	IRS element (for citing)
Address Line1	500 FOX RIDGE ROAD	AddressLine1Txt
City	ST LOUIS	CityNm
State Abbreviation	MO	StateAbbreviationCd
ZIP	63131	ZIPCd

Field	Value	IRS element (for citing)
No Listed Persons Compensated	Yes (X)	NoListedPersonsCompensatedInd

Form990 Part VII Section A Form990PartVIISectionAGrp (4 entries)

TitleTitleTxt	Average Hours Per WeekAverageHoursPerWeekRt	Individual Trustee Or DirectorIndividualTrusteeOrDirectorInd	OfficerOfficerInd	Reportable Comp From OrgReportableCompFromOrgAmt	Reportable Comp From Rltd OrgReportableCompFromRltdOrgAmt	Other CompensationOtherCompensationAmt
GERALD KERR
PRESIDENT	20.00	Yes (X)	Yes (X)	$0	$0	$0
HAL HORNBURG
VICE PRESIDENT	2.00	Yes (X)	Yes (X)	$0	$0	$0
ALAN MACCINI
VICE PRESIDENT / SECRETARY	4.00	Yes (X)	Yes (X)	$0	$0	$0
AL KISLER
VICE PRESIDENT / TREASURER	20.00	Yes (X)	Yes (X)	$0	$0	$0

Field	Value	IRS element (for citing)
Total Reportable Comp From Org	$0	TotalReportableCompFromOrgAmt
Tot Reportable Comp Rltd Org	$0	TotReportableCompRltdOrgAmt
Total Other Compensation	$0	TotalOtherCompensationAmt
Indiv Rcvd Greater Than100 K	0	IndivRcvdGreaterThan100KCnt
Former Ofcr Employees Listed	0	FormerOfcrEmployeesListedInd
Total Comp Greater Than150 K	0	TotalCompGreaterThan150KInd
Compensation From Other Srcs	0	CompensationFromOtherSrcsInd
Cntrct Rcvd Greater Than100 K	0	CntrctRcvdGreaterThan100KCnt
Fundraising	$225,705	FundraisingAmt
All Other Contributions	$1,884,733	AllOtherContributionsAmt
Noncash Contributions	$12,355	NoncashContributionsAmt
Total Contributions	$2,110,438	TotalContributionsAmt

Investment Income InvestmentIncomeGrp

Field	Value	IRS element (for citing)
Total Revenue Column	$3,601	TotalRevenueColumnAmt
Exclusion	$3,601	ExclusionAmt

Field	Value	IRS element (for citing)
Fundraising Gross Income	$5,220	FundraisingGrossIncomeAmt
Contri Rpt Fundraising Event	$225,705	ContriRptFundraisingEventAmt
Fundraising Direct Expenses	$74,230	FundraisingDirectExpensesAmt

Net Incm From Fundraising Evt NetIncmFromFundraisingEvtGrp

Field	Value	IRS element (for citing)
Total Revenue Column	-$69,010	TotalRevenueColumnAmt
Exclusion	-$69,010	ExclusionAmt

Miscellaneous Revenue MiscellaneousRevenueGrp

Field	Value	IRS element (for citing)
Total Revenue Column	$30,378	TotalRevenueColumnAmt
Exclusion	$30,378	ExclusionAmt

Field	Value	IRS element (for citing)
Other Revenue Total	$30,378	OtherRevenueTotalAmt

Total Revenue TotalRevenueGrp

Field	Value	IRS element (for citing)
Total Revenue Column	$2,075,407	TotalRevenueColumnAmt
Related Or Exempt Func Income	$0	RelatedOrExemptFuncIncomeAmt
Unrelated Business Revenue	$0	UnrelatedBusinessRevenueAmt
Exclusion	-$35,031	ExclusionAmt

Grants To Domestic Orgs GrantsToDomesticOrgsGrp

Field	Value	IRS element (for citing)
Total	$275	TotalAmt
Program Services	$275	ProgramServicesAmt

Grants To Domestic Individuals GrantsToDomesticIndividualsGrp

Field	Value	IRS element (for citing)
Total	$683,941	TotalAmt
Program Services	$683,941	ProgramServicesAmt

Other Salaries And Wages OtherSalariesAndWagesGrp

Field	Value	IRS element (for citing)
Total	$84,971	TotalAmt
Program Services	$78,598	ProgramServicesAmt
Management And General	$4,249	ManagementAndGeneralAmt
Fundraising	$2,124	FundraisingAmt

Payroll Taxes PayrollTaxesGrp

Field	Value	IRS element (for citing)
Total	$6,855	TotalAmt
Program Services	$6,341	ProgramServicesAmt
Management And General	$343	ManagementAndGeneralAmt
Fundraising	$171	FundraisingAmt

Fees For Services Legal FeesForServicesLegalGrp

Field	Value	IRS element (for citing)
Total	$1,266	TotalAmt
Program Services	$760	ProgramServicesAmt
Management And General	$506	ManagementAndGeneralAmt

Fees For Services Accounting FeesForServicesAccountingGrp

Field	Value	IRS element (for citing)
Total	$22,500	TotalAmt
Program Services	$13,500	ProgramServicesAmt
Management And General	$9,000	ManagementAndGeneralAmt

Fees For Services Prof Fundraising FeesForServicesProfFundraising

Field	Value	IRS element (for citing)
Total	$32,182	TotalAmt
Fundraising	$32,182	FundraisingAmt

Advertising AdvertisingGrp

Field	Value	IRS element (for citing)
Total	$2,800	TotalAmt
Fundraising	$2,800	FundraisingAmt

Office Expenses OfficeExpensesGrp

Field	Value	IRS element (for citing)
Total	$30,746	TotalAmt
Program Services	$26,134	ProgramServicesAmt
Management And General	$3,181	ManagementAndGeneralAmt
Fundraising	$1,431	FundraisingAmt

Information Technology InformationTechnologyGrp

Field	Value	IRS element (for citing)
Total	$10,476	TotalAmt
Program Services	$8,904	ProgramServicesAmt
Management And General	$1,048	ManagementAndGeneralAmt
Fundraising	$524	FundraisingAmt

Occupancy OccupancyGrp

Field	Value	IRS element (for citing)
Total	$110,449	TotalAmt
Program Services	$93,882	ProgramServicesAmt
Management And General	$11,045	ManagementAndGeneralAmt
Fundraising	$5,522	FundraisingAmt

Interest InterestGrp

Field	Value	IRS element (for citing)
Total	$5,165	TotalAmt
Program Services	$4,391	ProgramServicesAmt
Management And General	$516	ManagementAndGeneralAmt
Fundraising	$258	FundraisingAmt

Depreciation Depletion DepreciationDepletionGrp

Field	Value	IRS element (for citing)
Total	$113,265	TotalAmt
Program Services	$112,200	ProgramServicesAmt
Management And General	$1,065	ManagementAndGeneralAmt

Insurance InsuranceGrp

Field	Value	IRS element (for citing)
Total	$26,581	TotalAmt
Program Services	$23,923	ProgramServicesAmt
Management And General	$2,658	ManagementAndGeneralAmt

Other Expenses OtherExpensesGrp (4 entries)

DescDesc	TotalTotalAmt	Program ServicesProgramServicesAmt	Management And GeneralManagementAndGeneralAmt
ASSESSMENT AND TRAINING	$155,882	$155,882
REPAIRS & MAINTENANCE	$58,416	$58,416
VEHICLE COSTS	$11,353	$9,650	$1,703
SUBSCRIPTIONS	$869	$739	$130

All Other Expenses AllOtherExpensesGrp

Field	Value	IRS element (for citing)
Total	$847	TotalAmt
Program Services	$720	ProgramServicesAmt
Management And General	$127	ManagementAndGeneralAmt

Total Functional Expenses TotalFunctionalExpensesGrp

Field	Value	IRS element (for citing)
Total	$1,358,839	TotalAmt
Program Services	$1,278,256	ProgramServicesAmt
Management And General	$35,571	ManagementAndGeneralAmt
Fundraising	$45,012	FundraisingAmt

Savings And Temp Cash Invst SavingsAndTempCashInvstGrp

Field	Value	IRS element (for citing)
BOY	$1,009,020	BOYAmt
EOY	$1,446,170	EOYAmt

Pledges And Grants Receivable PledgesAndGrantsReceivableGrp

Field	Value	IRS element (for citing)
BOY	$101,280	BOYAmt
EOY	$350,000	EOYAmt

Accounts Receivable AccountsReceivableGrp

Field	Value	IRS element (for citing)
BOY	$12,000	BOYAmt
EOY	$0	EOYAmt

Inventories For Sale Or Use InventoriesForSaleOrUseGrp

Field	Value	IRS element (for citing)
BOY	$269,546	BOYAmt
EOY	$390,000	EOYAmt

Field	Value	IRS element (for citing)
Land Bldg Equip Cost Or Other Bss	$604,905	LandBldgEquipCostOrOtherBssAmt
Land Bldg Equip Accum Deprec	$363,299	LandBldgEquipAccumDeprecAmt

Land Bldg Equip Basis Net LandBldgEquipBasisNetGrp

Field	Value	IRS element (for citing)
BOY	$283,215	BOYAmt
EOY	$241,606	EOYAmt

Investments Pub Traded Sec InvestmentsPubTradedSecGrp

Field	Value	IRS element (for citing)
BOY	$5,109	BOYAmt
EOY	$5,552	EOYAmt

Other Assets Total OtherAssetsTotalGrp

Field	Value	IRS element (for citing)
BOY	$84,000	BOYAmt
EOY	$84,000	EOYAmt

Total Assets TotalAssetsGrp

Field	Value	IRS element (for citing)
BOY	$1,764,170	BOYAmt
EOY	$2,517,328	EOYAmt

Accounts Payable Accr Expnss AccountsPayableAccrExpnssGrp

Field	Value	IRS element (for citing)
BOY	$73,572	BOYAmt
EOY	$16,690	EOYAmt

Mortg Notes Pybl Scrd Invst Prop MortgNotesPyblScrdInvstPropGrp

Field	Value	IRS element (for citing)
BOY	$106,716	BOYAmt
EOY	$157,900	EOYAmt

Other Liabilities OtherLiabilitiesGrp

Field	Value	IRS element (for citing)
BOY	$0	BOYAmt
EOY	$42,288	EOYAmt

Total Liabilities TotalLiabilitiesGrp

Field	Value	IRS element (for citing)
BOY	$180,288	BOYAmt
EOY	$216,878	EOYAmt

Field	Value	IRS element (for citing)
Organization Follows FASB117	Yes (X)	OrganizationFollowsFASB117Ind

No Donor Restriction Net Assets NoDonorRestrictionNetAssetsGrp

Field	Value	IRS element (for citing)
BOY	$1,473,132	BOYAmt
EOY	$2,211,738	EOYAmt

Donor Restriction Net Assets DonorRestrictionNetAssetsGrp

Field	Value	IRS element (for citing)
BOY	$110,750	BOYAmt
EOY	$88,712	EOYAmt

Total Net Assets Fund Balance TotalNetAssetsFundBalanceGrp

Field	Value	IRS element (for citing)
BOY	$1,583,882	BOYAmt
EOY	$2,300,450	EOYAmt

Tot Liab Net Assets Fund Balance TotLiabNetAssetsFundBalanceGrp

Field	Value	IRS element (for citing)
BOY	$1,764,170	BOYAmt
EOY	$2,517,328	EOYAmt

Field	Value	IRS element (for citing)
Reconcilation Revenue Expnss	$716,568	ReconcilationRevenueExpnssAmt
Other Changes In Net Assets	$0	OtherChangesInNetAssetsAmt
Method Of Accounting Accrual	Yes (X)	MethodOfAccountingAccrualInd
Accountant Compile Or Review	0	AccountantCompileOrReviewInd
FS Audited	Yes (1)	FSAuditedInd

FS Audited Basis FSAuditedBasisGrp

Field	Value	IRS element (for citing)
Separate Basis Fincl Stmt	Yes (X)	SeparateBasisFinclStmtInd

Field	Value	IRS element (for citing)
Audit Committee	Yes (1)	AuditCommitteeInd
Federal Grant Audit Required	0	FederalGrantAuditRequiredInd

Schedule A IRS990ScheduleA

Field	Value	IRS element (for citing)
Public Organization170	Yes (X)	PublicOrganization170Ind

Gifts Grants Contri Rcvd170 GiftsGrantsContriRcvd170Grp

Field	Value	IRS element (for citing)
Current Tax Year Minus4 Years	$1,283,669	CurrentTaxYearMinus4YearsAmt
Current Tax Year Minus3 Years	$1,580,723	CurrentTaxYearMinus3YearsAmt
Current Tax Year Minus2 Years	$1,556,121	CurrentTaxYearMinus2YearsAmt
Current Tax Year Minus1 Year	$1,857,817	CurrentTaxYearMinus1YearAmt
Current Tax Year	$2,110,438	CurrentTaxYearAmt
Total	$8,388,768	TotalAmt

Total Calendar Year170 TotalCalendarYear170Grp

Field	Value	IRS element (for citing)
Current Tax Year Minus4 Years	$1,283,669	CurrentTaxYearMinus4YearsAmt
Current Tax Year Minus3 Years	$1,580,723	CurrentTaxYearMinus3YearsAmt
Current Tax Year Minus2 Years	$1,556,121	CurrentTaxYearMinus2YearsAmt
Current Tax Year Minus1 Year	$1,857,817	CurrentTaxYearMinus1YearAmt
Current Tax Year	$2,110,438	CurrentTaxYearAmt
Total	$8,388,768	TotalAmt

Field	Value	IRS element (for citing)
Substantial Contributors Tot	$863,794	SubstantialContributorsTotAmt
Public Support Total170	$7,524,974	PublicSupportTotal170Amt

Gross Investment Income170 GrossInvestmentIncome170Grp

Field	Value	IRS element (for citing)
Current Tax Year Minus4 Years	$1,394	CurrentTaxYearMinus4YearsAmt
Current Tax Year Minus3 Years	$1,615	CurrentTaxYearMinus3YearsAmt
Current Tax Year Minus2 Years	$2,350	CurrentTaxYearMinus2YearsAmt
Current Tax Year Minus1 Year	$3,662	CurrentTaxYearMinus1YearAmt
Current Tax Year	$3,601	CurrentTaxYearAmt
Total	$12,622	TotalAmt

Unrelated Business Net Incm170 UnrelatedBusinessNetIncm170Grp

Field	Value	IRS element (for citing)
Current Tax Year Minus4 Years	$39,230	CurrentTaxYearMinus4YearsAmt
Current Tax Year Minus3 Years	$33,664	CurrentTaxYearMinus3YearsAmt
Current Tax Year Minus2 Years	$54,132	CurrentTaxYearMinus2YearsAmt
Current Tax Year Minus1 Year	$32,898	CurrentTaxYearMinus1YearAmt
Current Tax Year	$30,378	CurrentTaxYearAmt
Total	$190,302	TotalAmt

Field	Value	IRS element (for citing)
Total Support	$8,591,692	TotalSupportAmt
Public Support CY170	0.87580	PublicSupportCY170Pct
Public Support PY170	0.84250	PublicSupportPY170Pct
Thirty Thr Pct Suprt Tests CY170	Yes (X)	ThirtyThrPctSuprtTestsCY170Ind

Schedule B IRS990ScheduleB

Contributor Information ContributorInformationGrp

Field	Value	IRS element (for citing)
Contributor	RESTRICTED	ContributorNum

Contributor Business Name ContributorBusinessName

Field	Value	IRS element (for citing)
Business Name Line1	RESTRICTED	BusinessNameLine1

Contributor US Address ContributorUSAddress

Field	Value	IRS element (for citing)
Address Line1	RESTRICTED	AddressLine1
Address Line2	RESTRICTED	AddressLine2
City	RESTRICTED	City
State	RESTRICTED	State
ZIP Code	RESTRICTED	ZIPCode

Field	Value	IRS element (for citing)
Total Contributions	RESTRICTED	TotalContributionsAmt

Schedule D IRS990ScheduleD

Leasehold Improvements LeaseholdImprovementsGrp

Field	Value	IRS element (for citing)
Other Cost Or Other Basis	$187,520	OtherCostOrOtherBasisAmt
Depreciation	$128,674	DepreciationAmt
Book Value	$58,846	BookValueAmt

Equipment EquipmentGrp

Field	Value	IRS element (for citing)
Other Cost Or Other Basis	$169,712	OtherCostOrOtherBasisAmt
Depreciation	$60,286	DepreciationAmt
Book Value	$109,426	BookValueAmt

Other Land Buildings OtherLandBuildingsGrp

Field	Value	IRS element (for citing)
Other Cost Or Other Basis	$247,673	OtherCostOrOtherBasisAmt
Depreciation	$174,339	DepreciationAmt
Book Value	$73,334	BookValueAmt

Field	Value	IRS element (for citing)
Total Book Value Land Buildings	$241,606	TotalBookValueLandBuildingsAmt

Other Liabilities Org OtherLiabilitiesOrgGrp

Field	Value	IRS element (for citing)
Desc	PPP LOAN	Desc
Amt	$42,288	Amt

Field	Value	IRS element (for citing)
Total Liability	$42,288	TotalLiabilityAmt
Total Rev Etc Audited Fincl Stmt	$2,713,947	TotalRevEtcAuditedFinclStmtAmt
Donated Services And Use Fclts	$564,310	DonatedServicesAndUseFcltsAmt
Revenue Not Reported	$564,310	RevenueNotReportedAmt
Revenue Subtotal	$2,149,637	RevenueSubtotalAmt
Other Revenues Not Included	-$74,230	OtherRevenuesNotIncludedAmt
Revenue Not Reported Fincl Stmt	-$74,230	RevenueNotReportedFinclStmtAmt
Total Revenue Per Form990	$2,075,407	TotalRevenuePerForm990Amt
Tot Expns Etc Audited Fincl Stmt	$1,997,379	TotExpnsEtcAuditedFinclStmtAmt
Donated Services Use Fclts	$564,310	DonatedServicesUseFcltsAmt
Other Expenses Included	$74,230	OtherExpensesIncludedAmt
Expenses Not Reported	$638,540	ExpensesNotReportedAmt
Expenses Subtotal	$1,358,839	ExpensesSubtotalAmt
Expenses Not Rpt Fincl Stmt	$0	ExpensesNotRptFinclStmtAmt
Total Expenses Per Form990	$1,358,839	TotalExpensesPerForm990Amt

Supplemental Information Detail SupplementalInformationDetail (2 entries)

Form And Line ReferenceFormAndLineReferenceDesc	ExplanationExplanationTxt
PART XI, LINE 4B - OTHER ADJUSTMENTS:	FUNDRAISING EVENT EXPENSES -74,230.
PART XII, LINE 2D - OTHER ADJUSTMENTS:	FUNDRAISING EVENT EXPENSES 74,230.

Schedule G IRS990ScheduleG

Field	Value	IRS element (for citing)
Mail Solicitations	Yes (X)	MailSolicitationsInd
Email Solicitations	Yes (X)	EmailSolicitationsInd
In Person Solicitations	Yes (X)	InPersonSolicitationsInd
Solicitation Of Non Govt Grants	Yes (X)	SolicitationOfNonGovtGrantsInd
Solicitation Of Govt Grants	Yes (X)	SolicitationOfGovtGrantsInd
Special Fundraising Events	Yes (X)	SpecialFundraisingEventsInd
Agrmt Prof Fundraising Acty	Yes (1)	AgrmtProfFundraisingActyInd

Fundraiser Activity Info FundraiserActivityInfoGrp

Field	Value	IRS element (for citing)
Person	TAYLOR MANAGEMENT GROUP LLC	PersonNm

US Address USAddress

Field	Value	IRS element (for citing)
Address Line1	PO BOX 50155	AddressLine1Txt
City	CLAYTON	CityNm
State Abbreviation	MO	StateAbbreviationCd
ZIP	63105	ZIPCd

Field	Value	IRS element (for citing)
Activity	GRANT WRITING	ActivityTxt
Fundraiser Control Of Funds	0	FundraiserControlOfFundsInd
Gross Receipts	$0	GrossReceiptsAmt
Retained By Contractor	$32,182	RetainedByContractorAmt
Net To Organization	-$32,182	NetToOrganizationAmt

Field	Value	IRS element (for citing)
Total Retained By Contractors	$32,182	TotalRetainedByContractorsAmt
Total Net To Organization	-$32,182	TotalNetToOrganizationAmt

Fundraising Event Information FundraisingEventInformationGrp

Field	Value	IRS element (for citing)
Event1	PERSIMMON GOLF EVENT	Event1Nm
Gross Receipts Event1	$230,925	GrossReceiptsEvent1Amt
Charitable Contri Event1	$225,705	CharitableContriEvent1Amt
Gross Revenue Event1	$5,220	GrossRevenueEvent1Amt
Non Cash Prizes Event1	$4,290	NonCashPrizesEvent1Amt
Food And Beverage Event1	$12,250	FoodAndBeverageEvent1Amt
Other Direct Expenses Event1	$57,690	OtherDirectExpensesEvent1Amt
Gross Receipts Total	$230,925	GrossReceiptsTotalAmt
Charitable Contributions Tot	$225,705	CharitableContributionsTotAmt
Gross Revenue Total Events	$5,220	GrossRevenueTotalEventsAmt
Non Cash Prizes Total Events	$4,290	NonCashPrizesTotalEventsAmt
Food And Beverage Total Events	$12,250	FoodAndBeverageTotalEventsAmt
Oth Direct Expnss Total Events	$57,690	OthDirectExpnssTotalEventsAmt
Direct Expense Summary Events	$74,230	DirectExpenseSummaryEventsAmt
Net Income Summary	-$69,010	NetIncomeSummaryAmt

Schedule I IRS990ScheduleI

Field	Value	IRS element (for citing)
Grant Records Maintained	Yes (1)	GrantRecordsMaintainedInd

Grants Other Asst To Indiv In US GrantsOtherAsstToIndivInUSGrp

Field	Value	IRS element (for citing)
Grant Type	AWARDING OF ELECTRICAL VEHICLES AND VEHICLE PARTS	GrantTypeTxt
Recipient	41	RecipientCnt
Non Cash Assistance	$683,941	NonCashAssistanceAmt
Valuation Method Used	FMV	ValuationMethodUsedDesc
Non Cash Assistance	SEE BELOW	NonCashAssistanceDesc

Supplemental Information Detail SupplementalInformationDetail (2 entries)

Form And Line ReferenceFormAndLineReferenceDesc	ExplanationExplanationTxt
PART I, LINE 2:	RECIPIENTS SELECTED BY THE DRAFT SELECTION COMMITTEE ATTEND A MULTI-DAY TRAINING AND ASSESSMENT PROGRAM WHERE THEY RECEIVE THEIR MOBILITY DEVICE. AFTER THIS PROGRAM, DRAFT RETAINS CONTACT WITH RECIPIENTS TO ENSURE MOBILITY DEVICES ARE FUNCTIONING PROPERLY, THE RECIPIENT DOES NOT NEED ADDITIONAL ASSISTANCE, ETC.
PART III, COLUMN F:	DRAFT AWARDS ELECTRICAL VEHICLES AND PARTS TO INDIVIDUALS WHO HAVE INCURRED ILLNESS OR INJURY RESULTING IN PERMANENT DISABILITY AND DIFFICULTY WHEN WALKING.

Schedule L IRS990ScheduleL

Bus Tr Involve Interested Prsn BusTrInvolveInterestedPrsnGrp (3 entries)

Relationship DescriptionRelationshipDescriptionTxt	TransactionTransactionAmt	TransactionTransactionDesc	Sharing Of RevenuesSharingOfRevenuesInd
GERALD KERR
PRESIDENT	$84,000	RENT	0
TECHNOLOGICAL SUPPORT CORPORATION
SOLE OWNER IS PRESIDENT GERALD KERR	$348,907	ELECTRICAL VEHICLES PURCHASED FOR AWARDING TO DISABLED INDIVIDUALS	0
ALLY CHAIR COMPANY
SOLE OWNER IS PRESIDENT GERALD KERR	$390,060	ELECTRICAL VEHICLES PURCHASED FOR AWARDING TO DISABLED INDIVIDUALS	0

Supplemental Information Detail SupplementalInformationDetail (3 entries)

Form And Line ReferenceFormAndLineReferenceDesc	ExplanationExplanationTxt
SCHEDULE L, PART IV:	DRAFT'S PRESIDENT IS AN INCOMPLETE QUADRIPLEGIC. TO ACCOMODATE THE NEEDS OF THE PRESIDENT, DRAFT OPERATES FROM A 2,800 SQ FEET LEASED ADDITION TO HIS PERSONAL RESIDENCE. MOST DRAFT EMPLOYEES AS WELL AS VOLUNTEERS WORK IN THIS LEASED SPACE. RENT IS PAID AT A FAIR MARKET VALUE RENTAL RATE.
SCHEDULE L, PART IV:	ON APRIL 11, 2014, DRAFT SOLD ITS SEGWAY INVENTORY, EFFECTIVE JANUARY 1, 2014, FOR $1,327,000 TO TECHNOLOGICAL SUPPORT CORPORATION (TSC), AN ENTITY OWNED BY DRAFT'S PRESIDENT. PURSUANT TO THE PROVISIONS OF THE MISSOURI NONPROFIT CORPORATION ACT REGARDING APPROVAL OF A CONFLICT OF INTEREST TRANSACTION, THE SALE TRANSACTION WAS PRESENTED TO THE MISSOURI ATTORNEY GENERAL'S OFFICE AND ALL MODIFICATIONS WERE MADE AS RECOMMENDED. ON MARCH 28, 2014, DRAFT WAS NOTIFIED BY THE MISSOURI ATTORNEY GENERAL'S OFFICE THAT THERE WERE NO OBJECTIONS TO THE TRANSACTION. TSC UNDERTOOK THE RELATED MAINTENANCE, WARRANTY AND OVERHEAD COSTS ASSOCIATED WITH THE SEGWAYS. TSC ALSO ASSUMED ALL SERVICE AND OPERATING AGREEMENTS OF DRAFT WITH RESPECT TO THE SEGWAY INVENTORY AS PART OF SUCH PURCHASE. TSC RE-SELLS PORTIONS OF THE SEGWAY INVENTORY TO DRAFT AND REBATES TO DRAFT ALL NET PROFITS FROM THE SALE OF THE SEGWAY INVENTORY PURCHASED BY DRAFT. THE FULL PURCHASE PRICE WAS FINANCED BY TSC THROUGH AN INTEREST-BEARING PROMISSORY NOTE ISSUED BY DRAFT, WHICH WAS REPAID DURING 2016.
SCHEDULE L, PART IV:	DRAFT SHARES LEASED FACILITIES AS WELL AS EMPLOYEE SERVICES WITH ENTITIES OWNED BY THE PRESIDENT, TSC, CON-AG, LLC AND THE ALLY CHAIR COMPANY. RENT AND OTHER OCCUPANCY RELATED EXPENSES ARE ALLOCATED TO THESE ENTITIES BASED ON THEIR ESTIMATED OCCUPIED SPACE COMPARED TO THE TOTAL OCCUPIED SPACE AS THE ALLOCATION FACTOR. SALARIES AND RELATED OPERATING EXPENSES ARE ALLOCATED TO THESE ENTITIES BASED ON ESTIMATES OF EACH EMPLOYEE'S TIME SPENT ON MATTERS RELATING TO THESE ENTITIES. DEPENDING ON THE TIMING OF REIMBURSEMENT, AMOUNTS CAN BE DUE TO/DUE FROM THESE ENTITIES.

Schedule O IRS990ScheduleO

Supplemental Information Detail SupplementalInformationDetail (5 entries)

Form And Line ReferenceFormAndLineReferenceDesc	ExplanationExplanationTxt
FORM 990, PART VI, SECTION A, LINE 8B	THERE ARE NO COMMITTEES WITH THE AUTHORITY TO ACT ON BEHALF OF THE GOVERNING BODY.
FORM 990, PART VI, SECTION B, LINE 11B	DRAFT'S 990 IS PREPARED BY AN INDEPENDENT ACCOUNTING FIRM. IT IS THEN REVIEWED BY DRAFT'S PRESIDENT AND BOOKKEEPER BEFORE IT IS DISTRIBUTED TO THE FULL BOARD OF DIRECTORS.
FORM 990, PART VI, SECTION B, LINE 12C	DRAFT DISTRIBUTES ITS CONFLICT OF INTEREST POLICY TO BOARD MEMBERS AND MANAGEMENT WHEN THEY START THEIR TERM AND ASKS THEM TO SIGN OFF ON AN ACKNOWLEDGEMENT. MANAGEMENT ENFORCES THE CONFLICT OF INTEREST POLICY BY MONITORING TRANSACTIONS AND INQUIRING WHEN QUESTIONS ARISE, THEN DISCLOSING ANY CONFLICT IF ONE EXISTS.
FORM 990, PART VI, SECTION B, LINE 15	DRAFT'S PRESIDENT IS A VOLUNTEER AS ARE ALL OF DRAFT'S OFFICERS AND TRUSTEES. COMPENSATION FOR DRAFT'S EMPLOYEES IS DETERMINED BY THE PRESIDENT AND REVIEWED/APPROVED BY THE BOARD OF DIRECTORS.
FORM 990, PART VI, SECTION C, LINE 19	DRAFT MAKES ITS GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND THE FINANCIAL STATEMENTS AVAILABLE TO THE PUBLIC UPON REQUEST.