CHU FAMILY FOUNDATION INC: Form 990PF, tax year 2020

View the entire original 990 at ProPublica ↗

Organization
CHU FAMILY FOUNDATION INC (EIN 32-0338339)
Tax period
2020-01-01 to 2020-12-31
Filed
2021-10-11
IRS object ID
202142849349100624
Schema version
2020v4.0
Source
Download XML · Original 990 at ProPublica

Every field in the e-filed return. Faint text is the IRS element name, for citing.

Return header ReturnHeader

FieldValueIRS element (for citing)
Return2021-10-11T14:08:23-07:00ReturnTs
Tax Period End2020-12-31TaxPeriodEndDt

Preparer Firm PreparerFirmGrp

FieldValueIRS element (for citing)
Preparer Firm EIN581858240PreparerFirmEIN

Preparer Firm Name PreparerFirmName

FieldValueIRS element (for citing)
Business Name Line1TURNER AND PATAT PCBusinessNameLine1Txt

Preparer US Address PreparerUSAddress

FieldValueIRS element (for citing)
Address Line11165-A CEDAR SHOALS DRAddressLine1Txt
CityATHENSCityNm
State AbbreviationGAStateAbbreviationCd
ZIP30605ZIPCd
FieldValueIRS element (for citing)
Return Type990PFReturnTypeCd
Tax Period Begin2020-01-01TaxPeriodBeginDt

Filer Filer

FieldValueIRS element (for citing)
EIN320338339EIN

Business Name BusinessName

FieldValueIRS element (for citing)
Business Name Line1THE CHU FAMILY FOUNDATION INCBusinessNameLine1Txt
FieldValueIRS element (for citing)
Business Name ControlCHUFBusinessNameControlTxt
Phone7707255382PhoneNum

US Address USAddress

FieldValueIRS element (for citing)
Address Line1662 GARDEN CIRCLEAddressLine1Txt
CitySTATHAMCityNm
State AbbreviationGAStateAbbreviationCd
ZIP30666ZIPCd

Business Officer BusinessOfficerGrp

FieldValueIRS element (for citing)
PersonJEE H CHUPersonNm
Person TitlePresidentPersonTitleTxt
Signature2021-10-11SignatureDt
Discuss With Paid PreparerYes (true)DiscussWithPaidPreparerInd

Signing Officer SigningOfficerGrp

Person Full Name PersonFullName

FieldValueIRS element (for citing)
Person FirstJEE HPersonFirstNm
Person LastCHUPersonLastNm
FieldValueIRS element (for citing)
SSN999009999SSN

Preparer Person PreparerPersonGrp

FieldValueIRS element (for citing)
Preparer PersonJohn E Patat JrPreparerPersonNm
PTINP00038819PTIN
Phone7063541212PhoneNum

Additional Filer Information AdditionalFilerInformation

Trusted Customer TrustedCustomerGrp

FieldValueIRS element (for citing)
Trusted Customer2TrustedCustomerCd
Authentication Assurance LevelAAL1AuthenticationAssuranceLevelCd
Identity Assurance LevelIAL1IdentityAssuranceLevelCd
Federated Assurance LevelFAL1FederatedAssuranceLevelCd
FieldValueIRS element (for citing)
Tax2020TaxYr
Build TS2022-09-23 18:48:47ZBuildTS

Form 990-PF IRS990PF

FieldValueIRS element (for citing)
Organization501c3 Exempt PFYes (X)Organization501c3ExemptPFInd
FMV Assets EOY$8,707,897FMVAssetsEOYAmt
Method Of Accounting CashYes (X)MethodOfAccountingCashInd

Analysis Of Revenue And Expenses AnalysisOfRevenueAndExpenses

FieldValueIRS element (for citing)
Schedule B Not RequiredYes (X)ScheduleBNotRequiredInd
Interest On Sav Rev And Expnss$8,701InterestOnSavRevAndExpnssAmt
Interest On Sav Net Invst Incm$8,701InterestOnSavNetInvstIncmAmt
Interest On Savings Adj Net Incm$8,701InterestOnSavingsAdjNetIncmAmt
Dividends Rev And Expnss$138,647DividendsRevAndExpnssAmt
Dividends Net Invst Incm$138,647DividendsNetInvstIncmAmt
Dividends Adj Net Incm$138,647DividendsAdjNetIncmAmt
Net Gain Sale Ast Rev And Expnss$292,400NetGainSaleAstRevAndExpnssAmt
Gross Sales Price$3,883,889GrossSalesPriceAmt
Cap Gain Net Incm Net Invst Incm$292,400CapGainNetIncmNetInvstIncmAmt
Net ST Capital Gain Adj Net Incm$3,041NetSTCapitalGainAdjNetIncmAmt
Total Rev And Expnss$439,748TotalRevAndExpnssAmt
Total Net Invst Incm$439,748TotalNetInvstIncmAmt
Total Adj Net Incm$150,389TotalAdjNetIncmAmt
Accounting Fees Rev And Expnss$1,890AccountingFeesRevAndExpnssAmt
Accounting Fees Chrtbl Prps$1,890AccountingFeesChrtblPrpsAmt
Taxes Rev And Expnss$1,335TaxesRevAndExpnssAmt
Taxes Net Invst Incm$1,335TaxesNetInvstIncmAmt
Other Expenses Rev And Expnss$63,564OtherExpensesRevAndExpnssAmt
Other Expenses Net Invst Incm$62,190OtherExpensesNetInvstIncmAmt
Other Expenses Dsbrs Chrtbl$1,374OtherExpensesDsbrsChrtblAmt
Tot Opr Expenses Rev And Expnss$66,789TotOprExpensesRevAndExpnssAmt
Tot Opr Expenses Net Invst Incm$63,525TotOprExpensesNetInvstIncmAmt
Tot Opr Expenses Dsbrs Chrtbl$3,264TotOprExpensesDsbrsChrtblAmt
Contri Paid Rev And Expnss$473,000ContriPaidRevAndExpnssAmt
Contri Paid Dsbrs Chrtbl$473,000ContriPaidDsbrsChrtblAmt
Total Expenses Rev And Expnss$539,789TotalExpensesRevAndExpnssAmt
Total Expenses Net Invst Incm$63,525TotalExpensesNetInvstIncmAmt
Total Expenses Dsbrs Chrtbl$476,264TotalExpensesDsbrsChrtblAmt
Excess Revenue Over Expenses-$100,041ExcessRevenueOverExpensesAmt
Net Investment Income$376,223NetInvestmentIncomeAmt
Adjusted Net Income$150,389AdjustedNetIncomeAmt

Form990 PF Balance Sheets Form990PFBalanceSheetsGrp

FieldValueIRS element (for citing)
Cash BOY$310,522CashBOYAmt
Cash EOY$334,417CashEOYAmt
Cash EOYFMV$334,417CashEOYFMVAmt
Corporate Stock BOY$7,480,431CorporateStockBOYAmt
Corporate Stock EOY$8,373,480CorporateStockEOYAmt
Corporate Stock EOYFMV$8,373,480CorporateStockEOYFMVAmt
Total Assets BOY$7,790,953TotalAssetsBOYAmt
Total Assets EOY$8,707,897TotalAssetsEOYAmt
Total Assets EOYFMV$8,707,897TotalAssetsEOYFMVAmt
Total Liabilities EOY$0TotalLiabilitiesEOYAmt
Organization Follows FASB117Yes (X)OrganizationFollowsFASB117Ind
No Donor Rstr Net Assests BOY$7,790,953NoDonorRstrNetAssestsBOYAmt
Tot Net Ast Or Fund Balances BOY$7,790,953TotNetAstOrFundBalancesBOYAmt
Tot Net Ast Or Fund Balances EOY$8,707,897TotNetAstOrFundBalancesEOYAmt
Total Liabilities Net Ast BOY$7,790,953TotalLiabilitiesNetAstBOYAmt
Total Liabilities Net Ast EOY$8,707,897TotalLiabilitiesNetAstEOYAmt

Chg In Net Assets Fund Balances ChgInNetAssetsFundBalancesGrp

FieldValueIRS element (for citing)
Tot Net Ast Or Fund Balances BOY$7,790,953TotNetAstOrFundBalancesBOYAmt
Excess Revenue Over Expenses-$100,041ExcessRevenueOverExpensesAmt
Other Increases$1,016,985OtherIncreasesAmt
Subtotal$8,707,897SubtotalAmt
Tot Net Ast Or Fund Balances EOY$8,707,897TotNetAstOrFundBalancesEOYAmt

Cap Gains Loss Tx Invst Incm Detail CapGainsLossTxInvstIncmDetail

Cap Gains Loss Tx Invst Incm CapGainsLossTxInvstIncmGrp (3 entries)

PropertyPropertyDescHow AcquiredHowAcquiredCdAcquiredAcquiredDtSoldSoldDtGross Sales PriceGrossSalesPriceAmtCost Or Other BasisCostOrOtherBasisAmtGain Or LossGainOrLossAmtGains Minus Excess Or LossesGainsMinusExcessOrLossesAmt
SHORT TERM - SEE ATTACHEDP2020-01-012020-12-31$2,657,014$2,653,973$3,041$3,041
LONG TERM - SEE ATTACHEDP2019-01-012020-12-31$1,226,851$937,516$289,335$289,335
CAPITAL GAIN DISTRIBUTIONSP2019-01-012020-12-31$24$24$24
FieldValueIRS element (for citing)
Capital Gain Net Income$292,400CapitalGainNetIncomeAmt
Net Short Term Capital Gain Loss$3,041NetShortTermCapitalGainLossAmt

Excise Tax Based On Invst Incm ExciseTaxBasedOnInvstIncmGrp

FieldValueIRS element (for citing)
Investment Income Excise Tax$5,229InvestmentIncomeExciseTaxAmt
Subtotal$5,229SubtotalAmt
Tax Based On Investment Income$5,229TaxBasedOnInvestmentIncomeAmt
Estimated Plus Ovpmt Incm Tx$2,000EstimatedPlusOvpmtIncmTxAmt
Total Payments And Credits$2,000TotalPaymentsAndCreditsAmt
Form2220 AttachedYes (X)Form2220AttachedInd
Es Penalty$17EsPenaltyAmt
Tax Due$3,246TaxDueAmt

Statements Regarding Acty StatementsRegardingActyGrp

FieldValueIRS element (for citing)
Legislative Political ActyfalseLegislativePoliticalActyInd
More Than100 SpentfalseMoreThan100SpentInd
Form1120 POL FiledfalseForm1120POLFiledInd
Activities Not Previously RptfalseActivitiesNotPreviouslyRptInd
Changes To Articles Or BylawsfalseChangesToArticlesOrBylawsInd
Unrelated Bus Incm Over LimitfalseUnrelatedBusIncmOverLimitInd
Organization Dissolved EtcfalseOrganizationDissolvedEtcInd
Section508e Rqr SatisfiedfalseSection508eRqrSatisfiedInd
At Least5000 In AssetsYes (true)AtLeast5000InAssetsInd
Form990 PF Filed With Atty GenYes (true)Form990PFFiledWithAttyGenInd
Private Operating FoundationfalsePrivateOperatingFoundationInd
New Substantial ContributorsfalseNewSubstantialContributorsInd
Own Controlled EntityfalseOwnControlledEntityInd
Donor Advised FundfalseDonorAdvisedFundInd
Comply With Public Insp RqrYes (true)ComplyWithPublicInspRqrInd
Website AddressN/AWebsiteAddressTxt

Persons With Books Name PersonsWithBooksName

FieldValueIRS element (for citing)
Business Name Line1Jee ChuBusinessNameLine1Txt
FieldValueIRS element (for citing)
Phone7063541212PhoneNum

Location Of Books US Address LocationOfBooksUSAddress

FieldValueIRS element (for citing)
Address Line1662 GARDEN CIRCLEAddressLine1Txt
CitySTATHAMCityNm
State AbbreviationGAStateAbbreviationCd
ZIP30666ZIPCd
FieldValueIRS element (for citing)
Foreign Accounts QuestionfalseForeignAccountsQuestionInd

Statements Regarding Acty4720 StatementsRegardingActy4720Grp

FieldValueIRS element (for citing)
Sale Or Exch Disqualified PrsnfalseSaleOrExchDisqualifiedPrsnInd
Brrw Or Lend Disqualified PrsnfalseBrrwOrLendDisqualifiedPrsnInd
Furn Goods Disqualified PrsnfalseFurnGoodsDisqualifiedPrsnInd
Pay Comp Disqualified PrsnfalsePayCompDisqualifiedPrsnInd
Transfer Ast Disqualified PrsnfalseTransferAstDisqualifiedPrsnInd
Payment To Government OfficialfalsePaymentToGovernmentOfficialInd
Acts Fail To Qlfy As ExceptionsfalseActsFailToQlfyAsExceptionsInd
Uncorrected Prior ActsfalseUncorrectedPriorActsInd
Undistributed Income PYfalseUndistributedIncomePYInd
Business HoldingsfalseBusinessHoldingsInd
Jeopardy InvestmentsfalseJeopardyInvestmentsInd
Uncorrected PY Jeopardy InvstfalseUncorrectedPYJeopardyInvstInd
Influence LegislationfalseInfluenceLegislationInd
Influence ElectionfalseInfluenceElectionInd
Grants To IndividualsfalseGrantsToIndividualsInd
Grants To OrganizationsfalseGrantsToOrganizationsInd
Noncharitable PurposefalseNoncharitablePurposeInd
Rcv Fnds To Pay Prsnl Bnft CntrctfalseRcvFndsToPayPrsnlBnftCntrctInd
Pay Premiums Prsnl Bnft CntrctfalsePayPremiumsPrsnlBnftCntrctInd
Prohibited Tax Shelter TransfalseProhibitedTaxShelterTransInd
Subj To Tax Rmnrtn Ex Prcht PymtfalseSubjToTaxRmnrtnExPrchtPymtInd

Officer Dir Trst Key Empl Info OfficerDirTrstKeyEmplInfoGrp

Officer Dir Trst Key Empl OfficerDirTrstKeyEmplGrp (2 entries)

Address Line1USAddress/AddressLine1TxtCityUSAddress/CityNmState AbbreviationUSAddress/StateAbbreviationCdZIPUSAddress/ZIPCdTitleTitleTxtAverage Hrs Per Wk Devoted To PosAverageHrsPerWkDevotedToPosRtCompensationCompensationAmt
JEE H CHU
662 GARDEN CIRCLESTATHAMGA30666President0.00$0
CHUNG K CHU
662 GARDEN CIRCLESTATHAMGA30666Secretary0.00$0
FieldValueIRS element (for citing)
Comp Of Hghst Pd Empl Or NONENONECompOfHghstPdEmplOrNONETxt
Comp Of Hghst Pd Cntrct Or NONENONECompOfHghstPdCntrctOrNONETxt

Minimum Investment Return MinimumInvestmentReturnGrp

FieldValueIRS element (for citing)
Average Monthly FMV Of Sec$8,082,936AverageMonthlyFMVOfSecAmt
Average Monthly Cash Balances$512,444AverageMonthlyCashBalancesAmt
FMV All Other Noncharitable Ast$0FMVAllOtherNoncharitableAstAmt
Total FMV Of Unused Assets$8,595,380TotalFMVOfUnusedAssetsAmt
Reduction Claimed$0ReductionClaimedAmt
Adjusted Total FMV Of Unused Ast$8,595,380AdjustedTotalFMVOfUnusedAstAmt
Cash Deemed Charitable$128,931CashDeemedCharitableAmt
Net Vl Noncharitable Assets$8,466,449NetVlNoncharitableAssetsAmt
Minimum Investment Return$423,322MinimumInvestmentReturnAmt

Distributable Amount DistributableAmountGrp

FieldValueIRS element (for citing)
Minimum Investment Return$423,322MinimumInvestmentReturnAmt
Tax Based On Investment Income$5,229TaxBasedOnInvestmentIncomeAmt
Total Tax$5,229TotalTaxAmt
Distributable Before Adj$418,093DistributableBeforeAdjAmt
Distributable Before Ded$418,093DistributableBeforeDedAmt
Distributable As Adjusted$418,093DistributableAsAdjustedAmt

Qualifying Distri Part XII QualifyingDistriPartXIIGrp

FieldValueIRS element (for citing)
Expenses And Contributions$476,264ExpensesAndContributionsAmt
Qualifying Distributions$476,264QualifyingDistributionsAmt
Adjusted Qualifying Distri$476,264AdjustedQualifyingDistriAmt

Undistributed Income UndistributedIncomeGrp

FieldValueIRS element (for citing)
Distributable As Adjusted$418,093DistributableAsAdjustedAmt
Excess Distribution Cyov Yr5$41,810ExcessDistributionCyovYr5Amt
Excess Distribution Cyov Yr4$7,958ExcessDistributionCyovYr4Amt
Excess Distribution Cyov Yr3$30,706ExcessDistributionCyovYr3Amt
Excess Distribution Cyov Yr2$26,045ExcessDistributionCyovYr2Amt
Excess Distribution Cyov Yr1$94,643ExcessDistributionCyovYr1Amt
Total Excess Distribution Cyov$201,162TotalExcessDistributionCyovAmt
Qualifying Distributions$476,264QualifyingDistributionsAmt
Treated As Distri From Corpus$0TreatedAsDistriFromCorpusAmt
Applied To Current Year$418,093AppliedToCurrentYearAmt
Remaining Distri From Corpus$58,171RemainingDistriFromCorpusAmt
Total Corpus$259,333TotalCorpusAmt
Undistributed Income CY$0UndistributedIncomeCYAmt
Excess Distri Cyov From Yr5$41,810ExcessDistriCyovFromYr5Amt
Excess Distri Cyov To Next Yr$217,523ExcessDistriCyovToNextYrAmt
Excess From Year4$7,958ExcessFromYear4Amt
Excess From Year3$30,706ExcessFromYear3Amt
Excess From Year2$26,045ExcessFromYear2Amt
Excess From Year1$94,643ExcessFromYear1Amt
Excess From Current Year$58,171ExcessFromCurrentYearAmt

Supplementary Information SupplementaryInformationGrp

FieldValueIRS element (for citing)
Only Contri To PreselectedYes (X)OnlyContriToPreselectedInd

Grant Or Contribution Pd Dur Yr GrantOrContributionPdDurYrGrp (15 entries)

Address Line1RecipientUSAddress/AddressLine1TxtCityRecipientUSAddress/CityNmState AbbreviationRecipientUSAddress/StateAbbreviationCdZIPRecipientUSAddress/ZIPCdRecipient Foundation StatusRecipientFoundationStatusTxtGrant Or Contribution PurposeGrantOrContributionPurposeTxtAmtAmtAddress Line1RecipientForeignAddress/AddressLine1TxtCityRecipientForeignAddress/CityNmProvince Or StateRecipientForeignAddress/ProvinceOrStateNmCountryRecipientForeignAddress/CountryCdForeign PostalRecipientForeignAddress/ForeignPostalCd
THE KOREAN AMERICAN SCHOLARSHIP FUN
330 MILLSTONE CIRCLEATHENSGA30605PCTO PROVIDE SCHOLARSHIPS TO KOREAN STUDENTS IN ATLANTA AREA.$25,000
SEOUL NATIONAL UNIVERSITY FOUNDATIO
GOVTO PROVIDE SCHOLARSHIPS$210,0002F RESEARCH PARK BLDGSEOULSEOULOC151-919
UNIVERSTIY OF GEORGIA FOUNDATION
394 S MILLEDGE AVE STE 100ATHENSGA30602PCTO PROVIDE SCHOLARSHIPS$10,000
THE KOREAN AMERICAN SCHOOL OF ATLAN
467 INDUSTRIAL PARK DRNORCROSSGA30071PCTO PROVIDE SCHOLARSHIPS$10,000
KOREAN CHURCH OF ATLANTA
3205 PLEASANT HILL RDDULUTHGA30096PCTO PROVIDE SCHOLARSHIPS$20,000
THE GA CLUB FOUNDATION
662 GARDEN CIRCLESTATHAMGA30666PCTO PROVIDE SCHOLARSHIPS$10,000
KYONG GI UNIVERSITY
GOVTO PROVIDE SCHOLARSHIPS$50,000154-42GWANGGYOSAN154-42, GWANGGYOSKS443-760
INTERNATIONAL SOCIETY FOR ANTIVIRAL
7340 EXECUTIVE WAY SUITE RFREDERICKMD21704PCTO PROVIDE SCHOLARSHIPS$10,000
THE ALTAMONT FUND
PO BOX 131429BIRMINGHAMAL35213PCTO PROVIDE SCHOLARSHIPS$5,000
GEORGIA PUBLIC BROADCASTING
260 14TH STREET NWATLANTAGA30318PCTO PROVIDE SCHOLARSHIPS$1,000
KOREAN WAR VETERANS ASSOCIATION
430 W LINCOLN AVECHARLESTONIL61920PCTO PROVIDE SCHOLARSHIPS$1,000
USO
PO BOX 96860WASHINGTONDC20077PCTO PROVIDE SCHOLARSHIPS$1,000
TUFTS MEDICAL CENTER
800 WASHINGTON STREET 231BOSTONMA02111TO PROVIDE SCHOLARSHIPS$100,000
ATLANTA KOREAN CULTURAL CENTER
5900 BROOK HOLLOW PKWYATLANTAGA30071TO PROVIDE SCHOLARSHIPS$10,000
CENTER FOR PAN ASIAN COMMUNITY SERV
3510 SHALLOWFORD RD NEATLANTAGA30341TO PROVIDE SCHOLARSHIPS$10,000
FieldValueIRS element (for citing)
Total Grant Or Contri Pd Dur Yr$473,000TotalGrantOrContriPdDurYrAmt

Analysis Income Producing Acty AnalysisIncomeProducingActyGrp

Int On Sav And Temp Cash Invst IntOnSavAndTempCashInvstGrp

FieldValueIRS element (for citing)
Related Or Exempt Function Incm$8,701RelatedOrExemptFunctionIncmAmt

Div And Int From Sec Part VII DivAndIntFromSecPartVIIGrp

FieldValueIRS element (for citing)
Related Or Exempt Function Incm$138,647RelatedOrExemptFunctionIncmAmt

Gain Sales Ast Oth Than Invntry GainSalesAstOthThanInvntryGrp

FieldValueIRS element (for citing)
Related Or Exempt Function Incm$292,400RelatedOrExemptFunctionIncmAmt

Subtotals Incm Producing Acty SubtotalsIncmProducingActyGrp

FieldValueIRS element (for citing)
Related Or Exempt Function Incm$439,748RelatedOrExemptFunctionIncmAmt
FieldValueIRS element (for citing)
Total Income Producing Acty$439,748TotalIncomeProducingActyAmt

Trnsfr Trans Rln Nonchrtbl EO TrnsfrTransRlnNonchrtblEOGrp

FieldValueIRS element (for citing)
Trnsfr Of Cash To Nonchrtbl EOfalseTrnsfrOfCashToNonchrtblEOInd
Trnsfr Other Asset Nonchrtbl EOfalseTrnsfrOtherAssetNonchrtblEOInd
Sales Or Exchanges Of AssetsfalseSalesOrExchangesOfAssetsInd
Purchase Of Assets Nonchrtbl EOfalsePurchaseOfAssetsNonchrtblEOInd
Rental Of Facilities Oth AssetsfalseRentalOfFacilitiesOthAssetsInd
Reimbursement ArrangementsfalseReimbursementArrangementsInd
Loans Or Loan GuaranteesfalseLoansOrLoanGuaranteesInd
Performance Of Services EtcfalsePerformanceOfServicesEtcInd
Sharing Of Facilities EtcfalseSharingOfFacilitiesEtcInd
Relationships Nonchrtbl EOfalseRelationshipsNonchrtblEOInd

Accounting Fees Schedule AccountingFeesSchedule

Accounting Fees Detail AccountingFeesDetail

FieldValueIRS element (for citing)
CategoryAccounting FeesCategoryTxt
Amt$1,890Amt
Net Investment Income$0NetInvestmentIncomeAmt
Adjusted Net Income$0AdjustedNetIncomeAmt
Disbursements Charitable Prps$1,890DisbursementsCharitablePrpsAmt

Other Expenses Schedule OtherExpensesSchedule

Other Expenses Schedule OtherExpensesScheduleGrp (3 entries)

DescDescRevenue And Expenses Per BooksRevenueAndExpensesPerBooksAmtDisbursements Charitable PrpsDisbursementsCharitablePrpsAmtNet Investment IncomeNetInvestmentIncomeAmt
CORPORATE REGISTRATION$30$30
INSURANCE$1,344$1,344
INVESTMENT FEES$62,190$62,190

Taxes Schedule TaxesSchedule

Taxes Detail TaxesDetail

FieldValueIRS element (for citing)
CategoryForeign taxes paid on investment incomeCategoryTxt
Amt$1,335Amt
Net Investment Income$1,335NetInvestmentIncomeAmt

Comments

Anonymous: no account or email. Up to 2,000 characters, at most one link. Comments are checked automatically; some wait for review.