COMMUNITYAMERICA CREDIT UNION: Form 990, tax year 2020
View the entire original 990 at ProPublica ↗
- Organization
- COMMUNITYAMERICA CREDIT UNION (EIN 44-6015072)
- Tax period
- 2020-01-01 to 2020-12-31
- Filed
- 2021-10-22
- IRS object ID
- 202112959349300326
- Schema version
- 2020v4.1
- Source
- Download XML · Original 990 at ProPublica
Every field in the e-filed return. Faint text is the IRS element name, for citing.
Return header ReturnHeader
| Field | Value | IRS element (for citing) |
|---|---|---|
| Return | 2021-10-22T09:19:00-05:00 | ReturnTs |
| Tax Period End | 2020-12-31 | TaxPeriodEndDt |
Preparer Firm PreparerFirmGrp
Preparer Firm Name PreparerFirmName
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | BKD LLP | BusinessNameLine1Txt |
Preparer US Address PreparerUSAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 1201 Walnut Suite 1700 | AddressLine1Txt |
| City | Kansas City | CityNm |
| State Abbreviation | MO | StateAbbreviationCd |
| ZIP | 641062246 | ZIPCd |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Return Type | 990 | ReturnTypeCd |
| Tax Period Begin | 2020-01-01 | TaxPeriodBeginDt |
Filer Filer
| Field | Value | IRS element (for citing) |
|---|---|---|
| EIN | 446015072 | EIN |
Business Name BusinessName
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | COMMUNITYAMERICA CREDIT UNION | BusinessNameLine1Txt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| In Care Of | % TIMOTHY SARACINI | InCareOfNm |
| Business Name Control | COMM | BusinessNameControlTxt |
| Phone | 9139057000 | PhoneNum |
US Address USAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 9777 RIDGE DRIVE | AddressLine1Txt |
| City | LENEXA | CityNm |
| State Abbreviation | KS | StateAbbreviationCd |
| ZIP | 66219 | ZIPCd |
Business Officer BusinessOfficerGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Person | AMY DOLL | PersonNm |
| Person Title | SVP, ACCOUNTING & FI | PersonTitleTxt |
| Phone | 9139057000 | PhoneNum |
| Signature | 2021-11-15 | SignatureDt |
| Discuss With Paid Preparer | Yes (true) | DiscussWithPaidPreparerInd |
Signing Officer SigningOfficerGrp
Person Full Name PersonFullName
| Field | Value | IRS element (for citing) |
|---|---|---|
| Person First | Amy | PersonFirstNm |
| Person Last | Doll | PersonLastNm |
| Field | Value | IRS element (for citing) |
|---|---|---|
| SSN | XXX-XX-XXXX | SSN |
Preparer Person PreparerPersonGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Preparer Person | April Arnold CPA | PreparerPersonNm |
| PTIN | P01559426 | PTIN |
| Phone | 8162216300 | PhoneNum |
| Preparation | 2021-11-15 | PreparationDt |
Additional Filer Information AdditionalFilerInformation
Trusted Customer TrustedCustomerGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Trusted Customer | 3 | TrustedCustomerCd |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Tax | 2020 | TaxYr |
| Build TS | 2022-09-23 18:48:47Z | BuildTS |
Form 990 IRS990
| Field | Value | IRS element (for citing) |
|---|---|---|
| Principal Officer | AMY DOLL | PrincipalOfficerNm |
US Address USAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 9777 RIDGE DRIVE | AddressLine1Txt |
| City | LENEXA | CityNm |
| State Abbreviation | KS | StateAbbreviationCd |
| ZIP | 66219 | ZIPCd |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Gross Receipts | $319,882,580 | GrossReceiptsAmt |
| Group Return For Affiliates | false | GroupReturnForAffiliatesInd |
| Group Exemption | 1984 | GroupExemptionNum |
| Organization501c | Yes (X) | Organization501cInd |
| Website Address | WWW.CACU.COM | WebsiteAddressTxt |
| Type Of Organization Corp | Yes (X) | TypeOfOrganizationCorpInd |
| Formation | 1940 | FormationYr |
| Legal Domicile State | MO | LegalDomicileStateCd |
| Activity Or Mission | COMMUNITYAMERICA CREDIT UNION'S PRIMARY PURPOSE IS TO PROMOTE THE FINANCIAL WELL BEING OF ITS CREDIT UNION MEMBERS THROUGH FINANCIAL SERVICES AND PRODUCTS. | ActivityOrMissionDesc |
| Voting Members Governing Body | 10 | VotingMembersGoverningBodyCnt |
| Voting Members Independent | 10 | VotingMembersIndependentCnt |
| Total Employee | 852 | TotalEmployeeCnt |
| Total Volunteers | 13 | TotalVolunteersCnt |
| Total Gross UBI | $5,545,102 | TotalGrossUBIAmt |
| Net Unrelated Bus Txbl Incm | $3,826,219 | NetUnrelatedBusTxblIncmAmt |
| PY Contributions Grants | $0 | PYContributionsGrantsAmt |
| CY Contributions Grants | $0 | CYContributionsGrantsAmt |
| PY Program Service Revenue | $166,212,898 | PYProgramServiceRevenueAmt |
| CY Program Service Revenue | $191,940,512 | CYProgramServiceRevenueAmt |
| PY Investment Income | $25,162,938 | PYInvestmentIncomeAmt |
| CY Investment Income | $36,124,990 | CYInvestmentIncomeAmt |
| PY Other Revenue | $63,000 | PYOtherRevenueAmt |
| CY Other Revenue | $0 | CYOtherRevenueAmt |
| PY Total Revenue | $191,438,836 | PYTotalRevenueAmt |
| CY Total Revenue | $228,065,502 | CYTotalRevenueAmt |
| PY Grants And Similar Paid | $1,145,077 | PYGrantsAndSimilarPaidAmt |
| CY Grants And Similar Paid | $1,290,781 | CYGrantsAndSimilarPaidAmt |
| PY Benefits Paid To Members | $0 | PYBenefitsPaidToMembersAmt |
| CY Benefits Paid To Members | $0 | CYBenefitsPaidToMembersAmt |
| PY Salaries Comp Emp Bnft Paid | $60,238,713 | PYSalariesCompEmpBnftPaidAmt |
| CY Salaries Comp Emp Bnft Paid | $61,059,136 | CYSalariesCompEmpBnftPaidAmt |
| PY Total Prof Fndrsng Expns | $0 | PYTotalProfFndrsngExpnsAmt |
| CY Total Prof Fndrsng Expns | $0 | CYTotalProfFndrsngExpnsAmt |
| CY Total Fundraising Expense | $0 | CYTotalFundraisingExpenseAmt |
| PY Other Expenses | $104,800,923 | PYOtherExpensesAmt |
| CY Other Expenses | $120,951,867 | CYOtherExpensesAmt |
| PY Total Expenses | $166,184,713 | PYTotalExpensesAmt |
| CY Total Expenses | $183,301,784 | CYTotalExpensesAmt |
| PY Revenues Less Expenses | $25,254,123 | PYRevenuesLessExpensesAmt |
| CY Revenues Less Expenses | $44,763,718 | CYRevenuesLessExpensesAmt |
| Total Assets BOY | $2,942,812,522 | TotalAssetsBOYAmt |
| Total Assets EOY | $3,789,961,964 | TotalAssetsEOYAmt |
| Total Liabilities BOY | $2,577,401,734 | TotalLiabilitiesBOYAmt |
| Total Liabilities EOY | $3,381,641,196 | TotalLiabilitiesEOYAmt |
| Net Assets Or Fund Balances BOY | $365,410,788 | NetAssetsOrFundBalancesBOYAmt |
| Net Assets Or Fund Balances EOY | $408,320,768 | NetAssetsOrFundBalancesEOYAmt |
| Mission | COMMUNITYAMERICA CREDIT UNION'S PRIMARY PURPOSE IS TO PROMOTE THE FINANCIAL WELL BEING OF ITS CREDIT UNION MEMBERS THROUGH FINANCIAL SERVICES AND PRODUCTS. | MissionDesc |
| Significant New Program Srvc | false | SignificantNewProgramSrvcInd |
| Significant Change | false | SignificantChangeInd |
| Desc | COMMUNITYAMERICA CREDIT UNION PROVIDES FINANCIAL PRODUCTS AND SERVICES TO NEARLY 259,000 MEMBERS, INCLUDING MORE THAN 111,000 LOANS OUTSTANDING AT 12.31.20, MORE THAN 36,000 LOANS GRANTED FY 2020, COMPETITIVE RATES OFFERED TO MEMBERS, AND 572,000 DEPOSIT ACCOUNTS AT COMPETITIVE YIELDS. | Desc |
| Described In Section501c3 | false | DescribedInSection501c3Ind |
| Schedule B Required | false | ScheduleBRequiredInd |
| Political Campaign Acty | Yes (true) | PoliticalCampaignActyInd |
| Subject To Proxy Tax | false | SubjectToProxyTaxInd |
| Donor Advised Fund | false | DonorAdvisedFundInd |
| Conservation Easements | false | ConservationEasementsInd |
| Collections Of Art | false | CollectionsOfArtInd |
| Credit Counseling | Yes (true) | CreditCounselingInd |
| Donor Rstr Or Quasi Endowments | false | DonorRstrOrQuasiEndowmentsInd |
| Report Land Building Equipment | Yes (true) | ReportLandBuildingEquipmentInd |
| Report Investments Other Sec | false | ReportInvestmentsOtherSecInd |
| Report Program Related Invst | false | ReportProgramRelatedInvstInd |
| Report Other Assets | false | ReportOtherAssetsInd |
| Report Other Liabilities | Yes (true) | ReportOtherLiabilitiesInd |
| Include FIN48 Footnote | Yes (true) | IncludeFIN48FootnoteInd |
| Independent Audit Fincl Stmt | false | IndependentAuditFinclStmtInd |
| Consolidated Audit Fincl Stmt | Yes (true) | ConsolidatedAuditFinclStmtInd |
| School Operating | false | SchoolOperatingInd |
| Foreign Office | false | ForeignOfficeInd |
| Foreign Activities | false | ForeignActivitiesInd |
| More Than5000 K To Org | false | MoreThan5000KToOrgInd |
| More Than5000 K To Individuals | false | MoreThan5000KToIndividualsInd |
| Professional Fundraising | false | ProfessionalFundraisingInd |
| Fundraising Activities | false | FundraisingActivitiesInd |
| Gaming Activities | false | GamingActivitiesInd |
| Operate Hospital | false | OperateHospitalInd |
| Grants To Organizations | Yes (true) | GrantsToOrganizationsInd |
| Grants To Individuals | false | GrantsToIndividualsInd |
| Schedule J Required | Yes (true) | ScheduleJRequiredInd |
| Tax Exempt Bonds | false | TaxExemptBondsInd |
| Loan Outstanding | Yes (true) | LoanOutstandingInd |
| Grant To Related Person | false | GrantToRelatedPersonInd |
| Business Rln With Org Mem | false | BusinessRlnWithOrgMemInd |
| Business Rln With Fam Mem | false | BusinessRlnWithFamMemInd |
| Business Rln With35 Ctrl Ent | false | BusinessRlnWith35CtrlEntInd |
| Deductible Non Cash Contri | false | DeductibleNonCashContriInd |
| Deductible Art Contribution | false | DeductibleArtContributionInd |
| Terminate Operations | false | TerminateOperationsInd |
| Partial Liquidation | false | PartialLiquidationInd |
| Disregarded Entity | Yes (true) | DisregardedEntityInd |
| Related Entity | Yes (true) | RelatedEntityInd |
| Related Organization Ctrl Ent | Yes (true) | RelatedOrganizationCtrlEntInd |
| Transaction With Control Ent | Yes (true) | TransactionWithControlEntInd |
| Activities Conducted Prtshp | false | ActivitiesConductedPrtshpInd |
| Schedule O Required | Yes (true) | ScheduleORequiredInd |
| IRP Document | 97814 | IRPDocumentCnt |
| IRP Document W2 G | 0 | IRPDocumentW2GCnt |
| Backup Wthld Compliance | Yes (true) | BackupWthldComplianceInd |
| Employee | 852 | EmployeeCnt |
| Employment Tax Returns Filed | Yes (true) | EmploymentTaxReturnsFiledInd |
| Unrelated Bus Incm Over Limit | Yes (true) | UnrelatedBusIncmOverLimitInd |
| Form990 T Filed | Yes (true) | Form990TFiledInd |
| Foreign Financial Account | false | ForeignFinancialAccountInd |
| Prohibited Tax Shelter Trans | false | ProhibitedTaxShelterTransInd |
| Taxable Party Notification | false | TaxablePartyNotificationInd |
| Nondeductible Contributions | false | NondeductibleContributionsInd |
| Indoor Tanning Services | false | IndoorTanningServicesInd |
| Subj To Tax Rmnrtn Ex Prcht Pymt | Yes (true) | SubjToTaxRmnrtnExPrchtPymtInd |
| Subject To Excs Tax Net Invst Inc | false | SubjectToExcsTaxNetInvstIncInd |
| Info In Schedule O Part VI | Yes (X) | InfoInScheduleOPartVIInd |
| Governing Body Voting Members | 10 | GoverningBodyVotingMembersCnt |
| Independent Voting Member | 10 | IndependentVotingMemberCnt |
| Family Or Business Rln | Yes (true) | FamilyOrBusinessRlnInd |
| Delegation Of Mgmt Duties | false | DelegationOfMgmtDutiesInd |
| Change To Org Documents | false | ChangeToOrgDocumentsInd |
| Material Diversion Or Misuse | false | MaterialDiversionOrMisuseInd |
| Members Or Stockholders | Yes (true) | MembersOrStockholdersInd |
| Election Of Board Members | Yes (true) | ElectionOfBoardMembersInd |
| Decisions Subject To Approva | Yes (true) | DecisionsSubjectToApprovaInd |
| Minutes Of Governing Body | Yes (true) | MinutesOfGoverningBodyInd |
| Minutes Of Committees | Yes (true) | MinutesOfCommitteesInd |
| Officer Mailing Address | false | OfficerMailingAddressInd |
| Local Chapters | Yes (true) | LocalChaptersInd |
| Policies Reference Chapters | Yes (true) | PoliciesReferenceChaptersInd |
| Form990 Provided To Gvrn Body | false | Form990ProvidedToGvrnBodyInd |
| Conflict Of Interest Policy | Yes (true) | ConflictOfInterestPolicyInd |
| Annual Disclosure Covered Prsn | Yes (true) | AnnualDisclosureCoveredPrsnInd |
| Regular Monitoring Enfrc | Yes (true) | RegularMonitoringEnfrcInd |
| Whistleblower Policy | false | WhistleblowerPolicyInd |
| Document Retention Policy | Yes (true) | DocumentRetentionPolicyInd |
| Compensation Process CEO | Yes (true) | CompensationProcessCEOInd |
| Compensation Process Other | false | CompensationProcessOtherInd |
| Investment In Joint Venture | false | InvestmentInJointVentureInd |
| States Where Copy Of Return Is Fld | KS | StatesWhereCopyOfReturnIsFldCd |
| States Where Copy Of Return Is Fld | MO | StatesWhereCopyOfReturnIsFldCd |
| Upon Request | Yes (X) | UponRequestInd |
Books In Care Of Detail BooksInCareOfDetail
| Field | Value | IRS element (for citing) |
|---|---|---|
| Person | TIMOTHY SARACINI | PersonNm |
| Phone | 9139057000 | PhoneNum |
US Address USAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 9777 RIDGE DRIVE | AddressLine1Txt |
| City | LENEXA | CityNm |
| State Abbreviation | KS | StateAbbreviationCd |
| ZIP | 66219 | ZIPCd |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Info In Schedule O Part VII | Yes (X) | InfoInScheduleOPartVIIInd |
Form990 Part VII Section A Form990PartVIISectionAGrp (45 entries)
| TitleTitleTxt | Average Hours Per WeekAverageHoursPerWeekRt | Average Hours Per Week Rltd OrgAverageHoursPerWeekRltdOrgRt | OfficerOfficerInd | Reportable Comp From OrgReportableCompFromOrgAmt | Reportable Comp From Rltd OrgReportableCompFromRltdOrgAmt | Other CompensationOtherCompensationAmt | Highest Compensated EmployeeHighestCompensatedEmployeeInd | Individual Trustee Or DirectorIndividualTrusteeOrDirectorInd |
|---|---|---|---|---|---|---|---|---|
| LISA R GINTER | ||||||||
| CHIEF EXECUTIVE OFFICER | 40.0 | 0.0 | Yes (X) | $3,360,055 | $0 | $1,036,917 | ||
| TIMOTHY R SARACINI | ||||||||
| CHIEF FINANCIAL OFFICER | 40.0 | 0.0 | Yes (X) | $648,936 | $0 | $1,173,827 | ||
| MICHAEL P HAGGERTY | ||||||||
| PRESIDENT/COO-CUSO ONE | 40.0 | 0.0 | Yes (X) | $619,052 | $0 | $370,714 | ||
| EDWIN L RAFFERTY | ||||||||
| MORTGAGE CONSULTANT | 40.0 | 0.0 | $924,619 | $0 | $44,753 | Yes (X) | ||
| PAMELA R BERNEKING | ||||||||
| CHIEF OPERATIONS OFFICER | 40.0 | 0.0 | Yes (X) | $930,998 | $0 | $26,418 | ||
| RICHARD R SCHIER | ||||||||
| CHIEF MEMBER OFFICER | 40.0 | 0.0 | Yes (X) | $412,141 | $0 | $312,220 | ||
| ANITA B NEWTON | ||||||||
| CHIEF INNOVATION OFFICER CUSO | 40.0 | 0.0 | Yes (X) | $406,768 | $0 | $240,551 | ||
| JOAN COHEN | ||||||||
| CHIEF ADMINISTRATIVE OFFICER | 40.0 | 0.0 | Yes (X) | $629,638 | $0 | $14,838 | ||
| JASON D KEPLER | ||||||||
| MORTGAGE CONSULTANT | 40.0 | 0.0 | $565,516 | $0 | $47,977 | Yes (X) | ||
| TIMOTHY R MCGRATH | ||||||||
| MORTGAGE CONSULTANT | 40.0 | 0.0 | $503,124 | $0 | $46,761 | Yes (X) | ||
| JUSTIN R STEITZ | ||||||||
| COO/CCO- CAFS | 40.0 | 0.0 | Yes (X) | $356,997 | $0 | $179,445 | ||
| COLBY HIGGINS | ||||||||
| MORTGAGE ADVISOR- OUTBOUND SAL | 40.0 | 0.0 | $425,251 | $0 | $31,796 | Yes (X) | ||
| HEATH T BURCH | ||||||||
| DIRECTOR- WEALTH MANAGEMENT | 40.0 | 0.0 | $334,914 | $0 | $46,771 | Yes (X) | ||
| ELIZABETH T LEWIS | ||||||||
| SVP COMMERCIAL BANKING | 40.0 | 0.0 | Yes (X) | $325,339 | $0 | $46,594 | ||
| JULIA SCHALLER | ||||||||
| SVP HUMAN RESOURCES | 40.0 | 0.0 | Yes (X) | $298,186 | $0 | $42,659 | ||
| MICHAEL H GARRETT | ||||||||
| VP TREASURER | 40.0 | 0.0 | Yes (X) | $280,316 | $0 | $45,071 | ||
| KARL J GEISLER | ||||||||
| SVP DIGITAL STRATEGY & SYSTEMS | 40.0 | 0.0 | Yes (X) | $242,668 | $0 | $38,179 | ||
| AMY R GROTHAUS | ||||||||
| SVP MEMBER EXPERIENCE | 40.0 | 0.0 | Yes (X) | $217,371 | $0 | $41,943 | ||
| AMY I DOLL | ||||||||
| SVP ACCOUNTING & FINANCE SVCS | 40.0 | 0.0 | Yes (X) | $208,424 | $0 | $43,966 | ||
| LINDA K BORING | ||||||||
| VP MEMBER OPERATIONS | 40.0 | 0.0 | Yes (X) | $209,126 | $0 | $38,633 | ||
| DEBRA D SWEARINGEN | ||||||||
| VP COMMERCIAL BANKING | 40.0 | 0.0 | Yes (X) | $216,406 | $0 | $26,273 | ||
| JOHN A WATTS | ||||||||
| VP CORP PROPERTIES & ASSISTANT | 40.0 | 0.0 | Yes (X) | $193,738 | $0 | $46,167 | ||
| BRIAN W LUGER | ||||||||
| VP LENDING | 40.0 | 0.0 | Yes (X) | $194,097 | $0 | $43,212 | ||
| RAVI PERUMPARAMBIL | ||||||||
| CHIEF INFORMATION OFFICER | 40.0 | 0.0 | Yes (X) | $327,903 | $0 | -$105,811 | ||
| KENNETH F TORGLER | ||||||||
| VP COMMERCIAL CREDIT OFFICER | 40.0 | 0.0 | Yes (X) | $184,794 | $0 | $33,508 | ||
| MATTHEW C JOHNSON | ||||||||
| VP CHIEF OF STAFF | 40.0 | 0.0 | Yes (X) | $176,744 | $0 | $36,071 | ||
| GARY B HENRY | ||||||||
| VP MEMBER SERVICE CENTERS | 40.0 | 0.0 | Yes (X) | $163,225 | $0 | $34,334 | ||
| RANDALL L BENTELE | ||||||||
| VP CORE & CORPORATE DELIVERY | 40.0 | 0.0 | Yes (X) | $166,745 | $0 | $20,722 | ||
| SCOTT H STRICKLAND | ||||||||
| PRESIDENT INSURANCE SERVICES | 40.0 | 0.0 | Yes (X) | $155,080 | $0 | $30,384 | ||
| ALYSSA N AKERS | ||||||||
| VP RISK & BUSINESS ADMINISTRAT | 40.0 | 0.0 | Yes (X) | $163,929 | $0 | $19,313 | ||
| WHITNEY A BARTELLI | ||||||||
| CHIEF MARKETING & STRATEGY OFF | 40.0 | 0.0 | Yes (X) | $68,534 | $0 | $9,513 | ||
| MELANIE COLEMAN | ||||||||
| DIRECTOR | 1.0 | 0.0 | $0 | $0 | $0 | Yes (X) | ||
| KERRY DOMKE | ||||||||
| VICE CHAIRMAN | 1.0 | 0.0 | Yes (X) | $0 | $0 | $0 | Yes (X) | |
| STEVE KROPP | ||||||||
| DIRECTOR | 1.0 | 0.0 | $0 | $0 | $0 | Yes (X) | ||
| ALAN LOWDEN | ||||||||
| DIRECTOR | 1.0 | 0.0 | $0 | $0 | $0 | Yes (X) | ||
| AMY MCANARNEY | ||||||||
| DIRECTOR | 1.0 | 0.0 | $0 | $0 | $0 | Yes (X) | ||
| DEAN NEWTON | ||||||||
| CHAIRMAN | 1.0 | 0.0 | Yes (X) | $0 | $0 | $0 | Yes (X) | |
| DAVID SHEPARD | ||||||||
| SECRETARY/TREASURER | 1.0 | 0.0 | Yes (X) | $0 | $0 | $0 | Yes (X) | |
| TRENT SKAGGS | ||||||||
| DIRECTOR | 1.0 | 0.0 | $0 | $0 | $0 | Yes (X) | ||
| ALOK SRIVASTAVA | ||||||||
| DIRECTOR | 1.0 | 0.0 | $0 | $0 | $0 | Yes (X) | ||
| RICHARD WETZEL | ||||||||
| DIRECTOR | 1.0 | 0.0 | $0 | $0 | $0 | Yes (X) | ||
| JOE WILLIAMS | ||||||||
| SUPERVISORY COMMITTEE CHAIR | 1.0 | 0.0 | $0 | $0 | $0 | Yes (X) | ||
| HAL BENTLEY | ||||||||
| SUPERVISORY COMMITTEE | 1.0 | 0.0 | $0 | $0 | $0 | Yes (X) | ||
| JOSHUA JOHNSON | ||||||||
| SUPERVISORY COMMITTEE | 1.0 | 0.0 | $0 | $0 | $0 | Yes (X) | ||
| TRACY CHRISTIAN | ||||||||
| SUPERVISORY COMMITTEE | 1.0 | 0.0 | $0 | $0 | $0 | Yes (X) | ||
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Reportable Comp From Org | $13,016,377 | TotalReportableCompFromOrgAmt |
| Tot Reportable Comp Rltd Org | $0 | TotReportableCompRltdOrgAmt |
| Total Other Compensation | $3,913,382 | TotalOtherCompensationAmt |
| Indiv Rcvd Greater Than100 K | 131 | IndivRcvdGreaterThan100KCnt |
| Former Ofcr Employees Listed | false | FormerOfcrEmployeesListedInd |
| Total Comp Greater Than150 K | Yes (true) | TotalCompGreaterThan150KInd |
| Compensation From Other Srcs | false | CompensationFromOtherSrcsInd |
Contractor Compensation ContractorCompensationGrp (2 entries)
| Address Line1ContractorAddress/USAddress/AddressLine1Txt | CityContractorAddress/USAddress/CityNm | State AbbreviationContractorAddress/USAddress/StateAbbreviationCd | ZIPContractorAddress/USAddress/ZIPCd | ServicesServicesDesc | CompensationCompensationAmt |
|---|---|---|---|---|---|
| TEKSYSTEMS GLOBAL SERVICES LLC | |||||
| PO BOX 402042 | ATLANTA | GA | 30384 | TECHNOLOGY SUPPORT | $354,680 |
| MODIS INC | |||||
| 10151 DEERWOOD PARK BLVD | JACKSONVILLE | FL | 32256 | ADMIN SUPPORT | $114,705 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Cntrct Rcvd Greater Than100 K | 2 | CntrctRcvdGreaterThan100KCnt |
| Total Contributions | $0 | TotalContributionsAmt |
Program Service Revenue ProgramServiceRevenueGrp (5 entries)
| DescDesc | BusinessBusinessCd | Total Revenue ColumnTotalRevenueColumnAmt | Related Or Exempt Func IncomeRelatedOrExemptFuncIncomeAmt | Unrelated Business RevenueUnrelatedBusinessRevenueAmt |
|---|---|---|---|---|
| Interest on Loans | 522200 | $103,108,526 | $103,108,526 | |
| Service Fees | 522100 | $57,579,401 | $56,878,916 | $700,485 |
| Other Operating Income | 900099 | $2,997,195 | $2,997,195 | |
| Interest on Investments | 525990 | $15,014,914 | $15,014,914 | |
| All other program service revenue | 525990 | $13,240,476 | $8,395,859 | $4,844,617 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Program Service Revenue | $191,940,512 | TotalProgramServiceRevenueAmt |
Investment Income InvestmentIncomeGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | $0 | TotalRevenueColumnAmt |
Incm From Invest Bond Proceeds IncmFromInvestBondProceedsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | $0 | TotalRevenueColumnAmt |
Royalties Revenue RoyaltiesRevenueGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | $0 | TotalRevenueColumnAmt |
Rental Income Or Loss RentalIncomeOrLossGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Real | $0 | RealAmt |
| Personal | $0 | PersonalAmt |
Net Rental Income Or Loss NetRentalIncomeOrLossGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | $0 | TotalRevenueColumnAmt |
Gross Amount Sales Assets GrossAmountSalesAssetsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Securities | $127,942,068 | SecuritiesAmt |
Less Cost Oth Basis Sales Expnss LessCostOthBasisSalesExpnssGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Securities | $91,817,078 | SecuritiesAmt |
Gain Or Loss GainOrLossGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Securities | $36,124,990 | SecuritiesAmt |
Net Gain Or Loss Investments NetGainOrLossInvestmentsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | $36,124,990 | TotalRevenueColumnAmt |
| Related Or Exempt Func Income | $36,124,990 | RelatedOrExemptFuncIncomeAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Fundraising Gross Income | $0 | FundraisingGrossIncomeAmt |
| Fundraising Direct Expenses | $0 | FundraisingDirectExpensesAmt |
Net Incm From Fundraising Evt NetIncmFromFundraisingEvtGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | $0 | TotalRevenueColumnAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Gaming Gross Income | $0 | GamingGrossIncomeAmt |
| Gaming Direct Expenses | $0 | GamingDirectExpensesAmt |
Net Income From Gaming NetIncomeFromGamingGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | $0 | TotalRevenueColumnAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Gross Sales Of Inventory | $0 | GrossSalesOfInventoryAmt |
| Cost Of Goods Sold | $0 | CostOfGoodsSoldAmt |
Net Income Or Loss NetIncomeOrLossGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | $0 | TotalRevenueColumnAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Revenue Total | $0 | OtherRevenueTotalAmt |
Total Revenue TotalRevenueGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | $228,065,502 | TotalRevenueColumnAmt |
| Related Or Exempt Func Income | $222,520,400 | RelatedOrExemptFuncIncomeAmt |
| Unrelated Business Revenue | $5,545,102 | UnrelatedBusinessRevenueAmt |
Grants To Domestic Orgs GrantsToDomesticOrgsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $1,290,781 | TotalAmt |
Grants To Domestic Individuals GrantsToDomesticIndividualsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $0 | TotalAmt |
Foreign Grants ForeignGrantsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $0 | TotalAmt |
Benefits To Members BenefitsToMembersGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $0 | TotalAmt |
Comp Current Ofcr Directors CompCurrentOfcrDirectorsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $15,002,871 | TotalAmt |
Comp Disqual Persons CompDisqualPersonsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $0 | TotalAmt |
Other Salaries And Wages OtherSalariesAndWagesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $30,915,390 | TotalAmt |
Pension Plan Contributions PensionPlanContributionsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $4,522,657 | TotalAmt |
Other Employee Benefits OtherEmployeeBenefitsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $6,828,289 | TotalAmt |
Payroll Taxes PayrollTaxesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $3,789,929 | TotalAmt |
Fees For Services Management FeesForServicesManagementGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $119,274 | TotalAmt |
Fees For Services Legal FeesForServicesLegalGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $2,781,523 | TotalAmt |
Fees For Services Accounting FeesForServicesAccountingGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $270,823 | TotalAmt |
Fees For Services Lobbying FeesForServicesLobbyingGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $0 | TotalAmt |
Fees For Services Prof Fundraising FeesForServicesProfFundraising
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $0 | TotalAmt |
Fees For Srvc Invst Mgmnt Fees FeesForSrvcInvstMgmntFeesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $2,700 | TotalAmt |
Fees For Services Other FeesForServicesOtherGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $14,012,502 | TotalAmt |
Advertising AdvertisingGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $10,779,520 | TotalAmt |
Office Expenses OfficeExpensesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $7,366,494 | TotalAmt |
Information Technology InformationTechnologyGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $13,472,826 | TotalAmt |
Royalties RoyaltiesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $0 | TotalAmt |
Occupancy OccupancyGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $5,456,201 | TotalAmt |
Travel TravelGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $2,218,005 | TotalAmt |
Pymt Travel Entrtnmnt Pub Ofcl PymtTravelEntrtnmntPubOfclGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $0 | TotalAmt |
Conferences Meetings ConferencesMeetingsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $29,056 | TotalAmt |
Interest InterestGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $22,834,756 | TotalAmt |
Payments To Affiliates PaymentsToAffiliatesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $0 | TotalAmt |
Depreciation Depletion DepreciationDepletionGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $5,999,701 | TotalAmt |
Insurance InsuranceGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $339,923 | TotalAmt |
Other Expenses OtherExpensesGrp (4 entries)
| DescDesc | TotalTotalAmt |
|---|---|
| Provision for Loan Loss | $17,800,000 |
| Miscellaneous Operation | $7,251,748 |
| Loan Servicing | $9,479,668 |
| Dues and Subscriptions | $737,147 |
Total Functional Expenses TotalFunctionalExpensesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $183,301,784 | TotalAmt |
Cash Non Interest Bearing CashNonInterestBearingGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $40,690,913 | BOYAmt |
| EOY | $59,176,514 | EOYAmt |
Savings And Temp Cash Invst SavingsAndTempCashInvstGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $138,655,752 | BOYAmt |
| EOY | $337,793,031 | EOYAmt |
Pledges And Grants Receivable PledgesAndGrantsReceivableGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $0 | BOYAmt |
| EOY | $0 | EOYAmt |
Accounts Receivable AccountsReceivableGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $1,095,648 | BOYAmt |
| EOY | $595,786 | EOYAmt |
Receivables From Officers Etc ReceivablesFromOfficersEtcGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $3,913,603 | BOYAmt |
| EOY | $4,008,545 | EOYAmt |
Rcvbl From Disqualified Prsn RcvblFromDisqualifiedPrsnGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $0 | BOYAmt |
| EOY | $0 | EOYAmt |
Oth Notes Loans Receivable Net OthNotesLoansReceivableNetGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $2,111,390,833 | BOYAmt |
| EOY | $2,441,589,742 | EOYAmt |
Inventories For Sale Or Use InventoriesForSaleOrUseGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $0 | BOYAmt |
| EOY | $0 | EOYAmt |
Prepaid Expenses Defrd Charges PrepaidExpensesDefrdChargesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $6,335,770 | BOYAmt |
| EOY | $6,816,631 | EOYAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Land Bldg Equip Cost Or Other Bss | $114,951,270 | LandBldgEquipCostOrOtherBssAmt |
| Land Bldg Equip Accum Deprec | $54,895,135 | LandBldgEquipAccumDeprecAmt |
Land Bldg Equip Basis Net LandBldgEquipBasisNetGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $57,864,410 | BOYAmt |
| EOY | $60,056,135 | EOYAmt |
Investments Pub Traded Sec InvestmentsPubTradedSecGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $473,345,258 | BOYAmt |
| EOY | $753,059,120 | EOYAmt |
Investments Other Securities InvestmentsOtherSecuritiesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $57,895,365 | BOYAmt |
| EOY | $62,634,973 | EOYAmt |
Investments Program Related InvestmentsProgramRelatedGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $0 | BOYAmt |
| EOY | $0 | EOYAmt |
Intangible Assets IntangibleAssetsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $0 | BOYAmt |
| EOY | $0 | EOYAmt |
Other Assets Total OtherAssetsTotalGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $51,624,970 | BOYAmt |
| EOY | $64,231,487 | EOYAmt |
Total Assets TotalAssetsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $2,942,812,522 | BOYAmt |
| EOY | $3,789,961,964 | EOYAmt |
Accounts Payable Accr Expnss AccountsPayableAccrExpnssGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $12,074,206 | BOYAmt |
| EOY | $11,691,243 | EOYAmt |
Grants Payable GrantsPayableGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $0 | BOYAmt |
| EOY | $0 | EOYAmt |
Deferred Revenue DeferredRevenueGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $1,625,582 | BOYAmt |
| EOY | $1,110,213 | EOYAmt |
Tax Exempt Bond Liabilities TaxExemptBondLiabilitiesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $0 | BOYAmt |
| EOY | $0 | EOYAmt |
Escrow Account Liability EscrowAccountLiabilityGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $2,434,730,890 | BOYAmt |
| EOY | $3,229,206,233 | EOYAmt |
Loans From Officers Directors LoansFromOfficersDirectorsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $0 | BOYAmt |
| EOY | $0 | EOYAmt |
Mortg Notes Pybl Scrd Invst Prop MortgNotesPyblScrdInvstPropGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $89,300,000 | BOYAmt |
| EOY | $91,000,000 | EOYAmt |
Unsecured Notes Loans Payable UnsecuredNotesLoansPayableGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $0 | BOYAmt |
| EOY | $0 | EOYAmt |
Other Liabilities OtherLiabilitiesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $39,671,056 | BOYAmt |
| EOY | $48,633,507 | EOYAmt |
Total Liabilities TotalLiabilitiesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $2,577,401,734 | BOYAmt |
| EOY | $3,381,641,196 | EOYAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Org Does Not Follow FASB117 | Yes (X) | OrgDoesNotFollowFASB117Ind |
Cap Stk Tr Prin Current Funds CapStkTrPrinCurrentFundsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $0 | BOYAmt |
| EOY | $0 | EOYAmt |
Pd In Cap Srpls Land Bldg Eqp Fund PdInCapSrplsLandBldgEqpFundGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $0 | BOYAmt |
| EOY | $0 | EOYAmt |
Rtn Earn Endowment Incm Oth Fnds RtnEarnEndowmentIncmOthFndsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $365,410,788 | BOYAmt |
| EOY | $408,320,768 | EOYAmt |
Total Net Assets Fund Balance TotalNetAssetsFundBalanceGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $365,410,788 | BOYAmt |
| EOY | $408,320,768 | EOYAmt |
Tot Liab Net Assets Fund Balance TotLiabNetAssetsFundBalanceGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $2,942,812,522 | BOYAmt |
| EOY | $3,789,961,964 | EOYAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Info In Schedule O Part XI | Yes (X) | InfoInScheduleOPartXIInd |
| Reconcilation Revenue Expnss | $44,763,718 | ReconcilationRevenueExpnssAmt |
| Net Unrlzd Gains Losses Invst | -$3,719,768 | NetUnrlzdGainsLossesInvstAmt |
| Other Changes In Net Assets | $1,866,030 | OtherChangesInNetAssetsAmt |
| Info In Schedule O Part XII | Yes (X) | InfoInScheduleOPartXIIInd |
| Method Of Accounting Accrual | Yes (X) | MethodOfAccountingAccrualInd |
| Accountant Compile Or Review | false | AccountantCompileOrReviewInd |
| FS Audited | Yes (true) | FSAuditedInd |
FS Audited Basis FSAuditedBasisGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Consolidated Basis Fincl Stmt | Yes (X) | ConsolidatedBasisFinclStmtInd |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Audit Committee | Yes (true) | AuditCommitteeInd |
| Federal Grant Audit Required | false | FederalGrantAuditRequiredInd |
Schedule C IRS990ScheduleC
| Field | Value | IRS element (for citing) |
|---|---|---|
| Political Expenditures | $20,000 | PoliticalExpendituresAmt |
| Expended527 Activities | $20,000 | Expended527ActivitiesAmt |
| Total Exempt Function Expend | $20,000 | TotalExemptFunctionExpendAmt |
| Form1120 POL Filed | Yes (true) | Form1120POLFiledInd |
Section527 Political Org Section527PoliticalOrgGrp
Organization Business Name OrganizationBusinessName
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | CREIDT UNION PAC | BusinessNameLine1Txt |
US Address USAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 2055 CRAIGSHIRE RD SUITE 200 | AddressLine1Txt |
| City | ST LOUIS | CityNm |
| State Abbreviation | MO | StateAbbreviationCd |
| ZIP | 63146 | ZIPCd |
| Field | Value | IRS element (for citing) |
|---|---|---|
| EIN | 431310069 | EIN |
| Paid Internal Funds | $20,000 | PaidInternalFundsAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Grassroots Lobbying | TotalGrassrootsLobbyingGrp | |
| Total Direct Lobbying | TotalDirectLobbyingGrp | |
| Total Lobbying Expend | TotalLobbyingExpendGrp | |
| Other Exempt Purpose Expend | OtherExemptPurposeExpendGrp | |
| Total Exempt Purpose Expend | TotalExemptPurposeExpendGrp | |
| Lobbying Nontaxable Amount | LobbyingNontaxableAmountGrp | |
| Grassroots Nontaxable | GrassrootsNontaxableGrp | |
| Tot Lbbyng Grassroot Mns Non Tx | TotLbbyngGrassrootMnsNonTxGrp | |
| Tot Lbby Expend Mns Lbbyng Non Tx | TotLbbyExpendMnsLbbyngNonTxGrp |
Supplemental Information Detail SupplementalInformationDetail
| Field | Value | IRS element (for citing) |
|---|---|---|
| Form And Line Reference | PART I-A, LINE 1: | FormAndLineReferenceDesc |
| Explanation | COMMUNITYAMERICA DONATES FUNDS TO VARIOUS POLITICAL ACTION COMMITTEES AND STATE AND LOCAL GOVERNMENT CANDIDATES THAT PROMOTE AND SUPPORT THE ACTIVIITES OF FINANCIAL INSTITUTIONS, AND MISSOURI AND KANSAS BUSINESSES. | ExplanationTxt |
Schedule D IRS990ScheduleD
| Field | Value | IRS element (for citing) |
|---|---|---|
| Art Public Exhibition Amounts | ArtPublicExhibitionAmountsGrp | |
| Held Works Art | HeldWorksArtGrp | |
| Agent Trustee Etc | false | AgentTrusteeEtcInd |
| Incl Escrow Custodial Acct Liab | Yes (true) | InclEscrowCustodialAcctLiabInd |
| Explanation Provided | Yes (X) | ExplanationProvidedInd |
| CY Minus3 Yr Endwmt Fund | CYMinus3YrEndwmtFundGrp | |
| CY Minus4 Yr Endwmt Fund | CYMinus4YrEndwmtFundGrp |
Land LandGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Cost Or Other Basis | $14,799,168 | OtherCostOrOtherBasisAmt |
| Book Value | $14,799,168 | BookValueAmt |
Buildings BuildingsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Cost Or Other Basis | $53,027,300 | OtherCostOrOtherBasisAmt |
| Depreciation | $23,078,499 | DepreciationAmt |
| Book Value | $29,948,801 | BookValueAmt |
Leasehold Improvements LeaseholdImprovementsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Cost Or Other Basis | $4,452,306 | OtherCostOrOtherBasisAmt |
| Depreciation | $3,175,080 | DepreciationAmt |
| Book Value | $1,277,226 | BookValueAmt |
Equipment EquipmentGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Cost Or Other Basis | $35,427,692 | OtherCostOrOtherBasisAmt |
| Depreciation | $24,657,156 | DepreciationAmt |
| Book Value | $10,770,536 | BookValueAmt |
Other Land Buildings OtherLandBuildingsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Cost Or Other Basis | $7,244,804 | OtherCostOrOtherBasisAmt |
| Depreciation | $3,984,400 | DepreciationAmt |
| Book Value | $3,260,404 | BookValueAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Book Value Land Buildings | $60,056,135 | TotalBookValueLandBuildingsAmt |
| Federal Income Tax Liability | $0 | FederalIncomeTaxLiabilityAmt |
Other Liabilities Org OtherLiabilitiesOrgGrp (3 entries)
| DescDesc | AmtAmt |
|---|---|
| Other Liabilities | $29,738,190 |
| Special Dividends to Members | $8,400,000 |
| DEFERRED COMPENSATION LIABILITY | $10,495,317 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Liability | $48,633,507 | TotalLiabilityAmt |
| Footnote Text | Yes (X) | FootnoteTextInd |
Supplemental Information Detail SupplementalInformationDetail (2 entries)
| Form And Line ReferenceFormAndLineReferenceDesc | ExplanationExplanationTxt |
|---|---|
| SCHEDULE D, PART IV, LINE 2B: | AS PART OF OUR NORMAL FIRST MORTGAGE LOAN SERVICING PROCESSES, PAYMENTS ARE COLLECTED MONTHLY FROM THE BORROWER AND PLACED IN ESCROW TO PAY THEIR REAL ESTATE TAXES AND HOMEOWNER INSURANCE. COMMUNITYAMERICA PAYS THE TAXES AND INSURANCE PREMIUMS WHEN DUE ON BEHALF OF THE BORROWER. |
| SCHEDULE D, PART X, LINE 2: | THE CREDIT UNION IS EXEMPT FROM FEDERAL INCOME TAXES UNDER SECTION 501(C)(14) OF THE INTERNAL REVENUE CODE, EXCEPT FOR ANY UNRELATED BUSINESS INCOME TAX. DEFERRED TAX ASSETS AND LIABILITIES ARE RECOGNIZED FOR THE TAX EFFECTS OF DIFFERENCES BETWEEN THE FINANCIAL STATEMENT AND TAX BASIS OF ASSETS AND LIABILITIES. A VALUATION ALLOWANCE IS ESTABLISHED TO REDUCE DEFERRED TAX ASSETS IF IT IS MORE LIKELY THAN NOT THAT SOME PORTION OR ALL OF THE DEFERRED TAX ASSET WILL NOT BE REALIZED. THE CREDIT UNION ACCOUNTS FOR UNCERTAINTY IN INCOME TAXES IN ACCORDANCE WITH ASC TOPIC 740, INCOME TAXES, WHICH ADDRESSES THE DETERMINATION OF WHETHER TAX BENEFITS CLAIMED OR EXPECTED TO BE CLAIMED ON A TAX RETURN SHOULD BE RECORDED IN THE FINANCIAL STATEMENTS. UNDER THIS GUIDANCE, THE CREDIT UNION MAY RECOGNIZE THE TAX BENEFITS FROM AN UNCERTAIN TAX POSITION ONLY IF IT IS MORE LIKELY THAN NOT THAT THE TAX POSITION WILL BE SUSTAINED ON EXAMINATION BY TAXING AUTHORITIES, BASED ON TECHNICAL MERITS OF THE POSITION. THE TAX BENEFITS RECOGNIZED IN THE CONSOLIDATED FINANCIAL STATEMENTS FROM SUCH A POSITION ARE MEASURED BASED ON THE LARGEST BENEFIT THAT HAS A GREATER THAN 50 PERCENT LIKELIHOOD OF BEING REALIZED UPON ULTIMATE SETTLEMENT. THE GUIDANCE ON ACCOUNTING FOR UNCERTAINTY IN INCOME TAXES ALSO ADDRESSES DERECOGNITION, CLASSIFICATION, INTEREST AND PENALTIES ON INCOME TAXES, AND ACCOUNTING IN INTERIM PERIODS. THIS STANDARD DID NOT HAVE AN IMPACT ON THE CONSOLIDATED FINANCIAL STATEMENTS, AND THE CREDIT UNION DOES NOT HAVE ANY UNCERTAIN TAX POSITIONS. THE CREDIT UNION RECOGNIZES INTEREST AND PENALTIES ON INCOME TAXES AS A COMPONENT OF INCOME TAX EXPENSE. |
Schedule I IRS990ScheduleI
| Field | Value | IRS element (for citing) |
|---|---|---|
| Grant Records Maintained | Yes (true) | GrantRecordsMaintainedInd |
Recipient Table RecipientTable (29 entries)
| Address Line1USAddress/AddressLine1Txt | CityUSAddress/CityNm | State AbbreviationUSAddress/StateAbbreviationCd | ZIPUSAddress/ZIPCd | Recipient EINRecipientEIN | IRC SectionIRCSectionDesc | Cash GrantCashGrantAmt | Purpose Of GrantPurposeOfGrantTxt | Address Line2USAddress/AddressLine2Txt |
|---|---|---|---|---|---|---|---|---|
| AMERICAN HEART ASSOCIATION | ||||||||
| 208 S LaSalle Street Suite 1500 | Chicago | IL | 60604 | 135613797 | 501(C)(3) | $35,000 | GENERAL SUPPORT | |
| CHILDREN'S MERCY HOSPITAL | ||||||||
| 2401 GILLHAM ROAD | KANSAS CITY | MO | 64108 | 440605373 | 501(C)(3) | $47,385 | GENERAL SUPPORT | |
| JUVENILE DIABETES RESEARCH FOUNDATION | ||||||||
| 215 W Pershing Road | Kansas City | MO | 64108 | 231907729 | 501(C)(3) | $10,000 | GENERAL SUPPORT | |
| ROCKHURST UNIVERSITY | ||||||||
| 1100 ROCKHURST ROAD | KANSAS CITY | MO | 64110 | 440545813 | 501(C)(3) | $35,000 | GENERAL SUPPORT | |
| TRUMAN HEARTLAND COMMUNITY FOUNDATION | ||||||||
| 4200 LITTLE BLUE PARKWAY STE 340 | INDEPENDENCE | MO | 64057 | 431482136 | 501(C)(3) | $15,000 | GENERAL SUPPORT | |
| COMMUNITYAMERICA FOUNDATION | ||||||||
| 9777 RIDGE DRIVE | LENEXA | KS | 66219 | 820725136 | 501(C)(3) | $450,000 | COMMUNITY SUPPORT | |
| 15 AND THE MAHOMIES FOUNDATION | ||||||||
| 1701 DIRECTORS BLVD | AUSTIN | TX | 78744 | 834134118 | 501(C)(3) | $85,000 | GENERAL SUPPORT | |
| UNITED WAY OF GREATER KANSAS CITY | ||||||||
| PO BOX 871400 | KANSAS CITY | MO | 64187 | 440545812 | 501(C)(3) | $50,000 | GENERAL SUPPORT | |
| HARVESTERS | ||||||||
| 3801 TOPPING AVE | KANSAS CITY | MO | 64129 | 431208665 | 501(C)(3) | $10,000 | GENERAL SUPPORT | |
| NATIONAL CREDIT UNION FOUNDATION | ||||||||
| 5710 MINERAL POINT ROAD | MADISON | WI | 53705 | 391383650 | 501(C)(3) | $10,000 | GENERAL SUPPORT | PO BOX 431 |
| HEARTLAND CREDIT UNION CHARITABLE FOUNDATION | ||||||||
| 2055 CRAIGSHIRE ROAD | ST LOUIS | MO | 63146 | 431896922 | 501(C)(3) | $20,000 | GENERAL SUPPORT | |
| CITY YEAR | ||||||||
| 415 Delaware Street | Kansas City | MO | 64105 | 222882549 | 501(C)(3) | $10,000 | GENERAL SUPPORT | |
| ADVENT HEALTH FOUNDATION | ||||||||
| 7315 Frontage Road Suite 221 | Shawnee Mission | KS | 66204 | 480868859 | 501(C)(3) | $6,200 | GENERAL SUPPORT | |
| BIG BROTHER BIG SISTER OF GREATER KC | ||||||||
| 1709 Walnut St | Kansas City | MO | 64108 | 436068464 | 501(C)(3) | $6,500 | GENERAL SUPPORT | |
| CATHOLIC CHARITIES OF KC - ST JOSEPH | ||||||||
| 4001 Blue Parkway Suite 250 | Kansas City | MO | 64130 | 430887779 | 501(C)(3) | $10,000 | GENERAL SUPPORT | |
| COMMUNITY SERVICES LEAGUE | ||||||||
| 404 North Noland Road | Independence | MO | 64050 | 430976396 | 501(C)(3) | $17,500 | GENERAL SUPPORT | |
| HARRY S TRUMAN LIBRARY INSTITUTE | ||||||||
| 5151 Troost Ave Suite 300 | Kansas City | MO | 64110 | 436042632 | 501(C)(3) | $5,750 | GENERAL SUPPORT | |
| HILLCREST TRANSITIONAL HOUSING | ||||||||
| 2050 Plumbers Way 180 | Liberty | MO | 64068 | 203093292 | 501(C)(3) | $7,500 | GENERAL SUPPORT | |
| JEWISH FAMILY SERVICES OF GREATER KC | ||||||||
| 5801 W 115th St Suite 103 | Overland Park | KS | 66211 | 440545829 | 501(C)(3) | $10,000 | GENERAL SUPPORT | |
| JUNIOR ACHIEVEMENT OF GREATER KC | ||||||||
| 4001 Blue Parkway Suite 250 | Kansas City | MO | 64130 | 440604809 | 501(C)(3) | $50,000 | GENERAL SUPPORT | |
| KC FOOTBALL AND CHEERLEADING | ||||||||
| 15030 W 106th Street | Lenexa | KS | 66215 | 481016243 | 501(C)(3) | $7,500 | GENERAL SUPPORT | |
| KCPT-KC PUBLIC TELEVISION | ||||||||
| 125 East 31st Street | Kansas City | MO | 64108 | 237114952 | 501(C)(3) | $30,000 | GENERAL SUPPORT | |
| LEUKEMIA & LYMPHOMA SOCIETY | ||||||||
| 6811 Shawnee Mission Parkway 202 | Mission | KS | 66202 | 135644916 | 501(C)(3) | $10,000 | GENERAL SUPPORT | |
| OPERATION BREAKTHROUGH INC | ||||||||
| 3039 Troost Avenue | Kansas City | MO | 64109 | 430971560 | 501(C)(3) | $7,500 | GENERAL SUPPORT | |
| ROSE BROOKS CENTER | ||||||||
| PO Box 320599 | Kansas City | MO | 64132 | 510231573 | 501(C)(3) | $35,000 | GENERAL SUPPORT | |
| STARLIGHT THEATRE ASSOCIATION | ||||||||
| 4600 Starlight Road | Kansas City | MO | 64132 | 440552079 | 501(C)(3) | $10,000 | GENERAL SUPPORT | |
| THE METROPOLITAN COMMUNITY COLLEGE | ||||||||
| 3200 Broadway | Kansas City | MO | 64111 | 510181875 | 501(C)(3) | $25,000 | GENERAL SUPPORT | |
| VETERANS COMMUNITY PROJECT | ||||||||
| 8900 Troost Ave | Kansas City | MO | 64131 | 474960735 | 501(C)(3) | $25,000 | GENERAL SUPPORT | |
| BOYS AND GIRLS CLUB | ||||||||
| 4001 Blue Parkway | Kansas City | MO | 64130 | 436072065 | 501(C)(3) | $100,000 | GENERAL SUPPORT | |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total501c3 Org | 29 | Total501c3OrgCnt |
Supplemental Information Detail SupplementalInformationDetail
| Field | Value | IRS element (for citing) |
|---|---|---|
| Form And Line Reference | SCHEDULE I, PART I, LINE 2 | FormAndLineReferenceDesc |
| Explanation | GRANTS ARE PROVIDED TO 501(C)(3) TAX EXEMPT ORGANIZATIONS LOCATED WITHIN THE SERVICE AREA OF COMMUNITYAMERICA CREDIT UNION(CACU). ALL GRANTS ARE GIVEN TO ORGANIZATIONS ON AN UNRESTRICTED BASIS FOR GENERAL ORGANIZATIONAL SUPPORT THAT AN OFFICER OR EMPLOYEE OF CACU HAS A CONNECTION TO, THEREFORE THE USE OF THE GRANT FUNDS IS MONITORED THROUGH THAT CONNECTION. | ExplanationTxt |
Schedule J IRS990ScheduleJ
| Field | Value | IRS element (for citing) |
|---|---|---|
| Travel For Companions | Yes (X) | TravelForCompanionsInd |
| Idemnification Gross Up Pmts | Yes (X) | IdemnificationGrossUpPmtsInd |
| Personal Services | Yes (X) | PersonalServicesInd |
| Written Policy Ref T And E Expnss | Yes (true) | WrittenPolicyRefTAndEExpnssInd |
| Substantiation Required | Yes (true) | SubstantiationRequiredInd |
| Compensation Committee | Yes (X) | CompensationCommitteeInd |
| Independent Consultant | Yes (X) | IndependentConsultantInd |
| Written Employment Contract | Yes (X) | WrittenEmploymentContractInd |
| Compensation Survey | Yes (X) | CompensationSurveyInd |
| Board Or Committee Approval | Yes (X) | BoardOrCommitteeApprovalInd |
| Severance Payment | Yes (true) | SeverancePaymentInd |
| Supplemental Nonqual Rtr Plan | Yes (true) | SupplementalNonqualRtrPlanInd |
| Equity Based Comp Arrngm | false | EquityBasedCompArrngmInd |
Rltd Org Officer Trst Key Empl RltdOrgOfficerTrstKeyEmplGrp (30 entries)
| TitleTitleTxt | Base Compensation Filing OrgBaseCompensationFilingOrgAmt | Compensation Based On Rltd OrgsCompensationBasedOnRltdOrgsAmt | Bonus Filing OrganizationBonusFilingOrganizationAmount | Bonus Related OrganizationsBonusRelatedOrganizationsAmt | Other Compensation Filing OrgOtherCompensationFilingOrgAmt | Other Compensation Rltd OrgsOtherCompensationRltdOrgsAmt | Deferred Compensation Flng OrgDeferredCompensationFlngOrgAmt | Deferred Comp Rltd OrgsDeferredCompRltdOrgsAmt | Nontaxable Benefits Filing OrgNontaxableBenefitsFilingOrgAmt | Nontaxable Benefits Rltd OrgsNontaxableBenefitsRltdOrgsAmt | Total Compensation Filing OrgTotalCompensationFilingOrgAmt | Total Compensation Rltd OrgsTotalCompensationRltdOrgsAmt | Comp Report Prior990 Filing OrgCompReportPrior990FilingOrgAmt | Comp Report Prior990 Rltd OrgsCompReportPrior990RltdOrgsAmt |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| LISA R GINTER | ||||||||||||||
| CHIEF EXECUTIVE OFFICER | $739,198 | $0 | $433,013 | $0 | $2,187,844 | $0 | $1,012,180 | $0 | $24,737 | $0 | $4,396,972 | $0 | $2,000,000 | $0 |
| MICHAEL P HAGGERTY | ||||||||||||||
| PRESIDENT/COO-CUSO ONE | $395,684 | $0 | $221,503 | $0 | $1,865 | $0 | $340,523 | $0 | $30,191 | $0 | $989,766 | $0 | $0 | $0 |
| TIMOTHY R SARACINI | ||||||||||||||
| CHIEF FINANCIAL OFFICER | $383,495 | $0 | $207,503 | $0 | $57,938 | $0 | $1,142,778 | $0 | $31,049 | $0 | $1,822,763 | $0 | $0 | $0 |
| PAMELA R BERNEKING | ||||||||||||||
| CHIEF OPERATIONS OFFICER | $106,993 | $0 | $168,075 | $0 | $655,930 | $0 | $16,500 | $0 | $9,918 | $0 | $957,416 | $0 | $0 | $0 |
| RICHARD R SCHIER | ||||||||||||||
| CHIEF MEMBER OFFICER | $260,725 | $0 | $143,490 | $0 | $7,926 | $0 | $283,986 | $0 | $28,234 | $0 | $724,361 | $0 | $0 | $0 |
| RAVI PERUMPARAMBIL | ||||||||||||||
| CHIEF INFORMATION OFFICER | $284,237 | $0 | $41,370 | $0 | $2,296 | $0 | -$135,671 | $0 | $29,860 | $0 | $222,092 | $0 | $0 | $0 |
| JUSTIN R STEITZ | ||||||||||||||
| COO/CCO- CAFS | $250,974 | $0 | $104,432 | $0 | $1,591 | $0 | $136,858 | $0 | $42,587 | $0 | $536,442 | $0 | $0 | $0 |
| JOAN COHEN | ||||||||||||||
| CHIEF ADMINISTRATIVE OFFICER | $133,520 | $0 | $168,075 | $0 | $328,043 | $0 | $8,943 | $0 | $5,895 | $0 | $644,476 | $0 | $0 | $0 |
| EDWIN L RAFFERTY | ||||||||||||||
| MORTGAGE CONSULTANT | -$9,566 | $0 | $934,031 | $0 | $154 | $0 | $22,100 | $0 | $22,653 | $0 | $969,372 | $0 | $0 | $0 |
| TIMOTHY R MCGRATH | ||||||||||||||
| MORTGAGE CONSULTANT | -$8,659 | $0 | $511,629 | $0 | $154 | $0 | $21,535 | $0 | $25,226 | $0 | $549,885 | $0 | $0 | $0 |
| HEATH T BURCH | ||||||||||||||
| DIRECTOR- WEALTH MANAGEMENT | $243,101 | $0 | $90,218 | $0 | $1,595 | $0 | $22,100 | $0 | $24,671 | $0 | $381,685 | $0 | $0 | $0 |
| JASON D KEPLER | ||||||||||||||
| MORTGAGE CONSULTANT | -$8,807 | $0 | $574,169 | $0 | $154 | $0 | $22,100 | $0 | $25,877 | $0 | $613,493 | $0 | $0 | $0 |
| COLBY HIGGINS | ||||||||||||||
| MORTGAGE ADVISOR- OUTBOUND SAL | $48,849 | $0 | $376,248 | $0 | $154 | $0 | $21,324 | $0 | $10,472 | $0 | $457,047 | $0 | $0 | $0 |
| ANITA B NEWTON | ||||||||||||||
| CHIEF INNOVATION OFFICER CUSO | $281,989 | $0 | $122,483 | $0 | $2,296 | $0 | $217,459 | $0 | $23,092 | $0 | $647,319 | $0 | $0 | $0 |
| ELIZABETH T LEWIS | ||||||||||||||
| SVP COMMERCIAL BANKING | $228,955 | $0 | $94,570 | $0 | $1,814 | $0 | $21,720 | $0 | $24,874 | $0 | $371,933 | $0 | $0 | $0 |
| JULIA SCHALLER | ||||||||||||||
| SVP HUMAN RESOURCES | $205,903 | $0 | $90,170 | $0 | $2,113 | $0 | $14,651 | $0 | $28,008 | $0 | $340,845 | $0 | $0 | $0 |
| KARL J GEISLER | ||||||||||||||
| SVP DIGITAL STRATEGY & SYSTEMS | $230,553 | $0 | $10,603 | $0 | $1,512 | $0 | $14,651 | $0 | $23,528 | $0 | $280,847 | $0 | $0 | $0 |
| AMY R GROTHAUS | ||||||||||||||
| SVP MEMBER EXPERIENCE | $167,169 | $0 | $44,058 | $0 | $6,144 | $0 | $17,066 | $0 | $24,877 | $0 | $259,314 | $0 | $0 | $0 |
| DEBRA D SWEARINGEN | ||||||||||||||
| VP COMMERCIAL BANKING | $168,241 | $0 | $46,313 | $0 | $1,852 | $0 | $17,094 | $0 | $9,179 | $0 | $242,679 | $0 | $0 | $0 |
| LINDA K BORING | ||||||||||||||
| VP MEMBER OPERATIONS | $159,357 | $0 | $46,492 | $0 | $3,277 | $0 | $16,803 | $0 | $21,830 | $0 | $247,759 | $0 | $0 | $0 |
| AMY I DOLL | ||||||||||||||
| SVP ACCOUNTING & FINANCE SVCS | $160,400 | $0 | $46,450 | $0 | $1,574 | $0 | $17,058 | $0 | $26,908 | $0 | $252,390 | $0 | $0 | $0 |
| MICHAEL H GARRETT | ||||||||||||||
| VP TREASURER | $214,141 | $0 | $46,929 | $0 | $19,246 | $0 | $15,343 | $0 | $29,728 | $0 | $325,387 | $0 | $0 | $0 |
| BRIAN W LUGER | ||||||||||||||
| VP LENDING | $148,868 | $0 | $42,793 | $0 | $2,436 | $0 | $15,946 | $0 | $27,266 | $0 | $237,309 | $0 | $0 | $0 |
| JOHN A WATTS | ||||||||||||||
| VP CORP PROPERTIES & ASSISTANT | $147,991 | $0 | $44,207 | $0 | $1,540 | $0 | $16,180 | $0 | $29,987 | $0 | $239,905 | $0 | $0 | $0 |
| KENNETH F TORGLER | ||||||||||||||
| VP COMMERCIAL CREDIT OFFICER | $141,990 | $0 | $41,065 | $0 | $1,739 | $0 | $15,009 | $0 | $18,499 | $0 | $218,302 | $0 | $0 | $0 |
| MATTHEW C JOHNSON | ||||||||||||||
| VP CHIEF OF STAFF | $138,251 | $0 | $37,155 | $0 | $1,338 | $0 | $13,564 | $0 | $22,507 | $0 | $212,815 | $0 | $0 | $0 |
| RANDALL L BENTELE | ||||||||||||||
| VP CORE & CORPORATE DELIVERY | $71,257 | $0 | $45,300 | $0 | $50,188 | $0 | $6,144 | $0 | $14,578 | $0 | $187,467 | $0 | $0 | $0 |
| ALYSSA N AKERS | ||||||||||||||
| VP RISK & BUSINESS ADMINISTRAT | $150,271 | $0 | $12,295 | $0 | $1,363 | $0 | $7,383 | $0 | $11,930 | $0 | $183,242 | $0 | $0 | $0 |
| GARY B HENRY | ||||||||||||||
| VP MEMBER SERVICE CENTERS | $137,900 | $0 | $23,620 | $0 | $1,705 | $0 | $12,201 | $0 | $22,133 | $0 | $197,559 | $0 | $0 | $0 |
| SCOTT H STRICKLAND | ||||||||||||||
| PRESIDENT INSURANCE SERVICES | $118,810 | $0 | $34,190 | $0 | $2,080 | $0 | $11,912 | $0 | $18,472 | $0 | $185,464 | $0 | $0 | $0 |
Supplemental Information Detail SupplementalInformationDetail (2 entries)
| Form And Line ReferenceFormAndLineReferenceDesc | ExplanationExplanationTxt |
|---|---|
| SCHEDULE J, PART I, LINE 1A: | COMMUNITYAMERICA PROVIDED TRAVEL FOR COMPANIONS, IF REQUIRED, FOR ALL PERSONS LISTED. THIS BENEFIT WAS NOT TREATED AS TAXABLE COMPENSATION TO THE PERSON LISTED, BUT TO THE TRAVELING COMPANION. THE SENIOR OFFICERS OF COMMUNITYAMERICA ARE REIMBURSED FOR INCOME TAX PREPARATION EXPENSES, IF REQUIRED. THESE REIMBURSEMENTS ARE INCLUDED IN THEIR TAXABLE COMPENSATION. |
| SCHEDULE J, PART I, LINE 4A-B | 4A: THE FOLLOWING INDIVIDUALS RECEIVED A SEVERANCE PAYMENT OR A CHANGE OF CONTROL PAYMENT: PAMELA BERNEKING $ 636,484 JOAN COHEN $ 313,650 RANDY BENTELE $ 40,126 4B: THE FOLLOWING INDIVIDUALS PARTICIPATED IN A SUPPLEMENTAL NONQUALIFIED RETIREMENT PLAN, THE AMOUNTS ARE INCLUDED IN THE COLUMN (C) OF SCHEDULE J, PART II: LISA GINTER $ 990,080 TIM SARACINI $ 1,120,678 RAVI PERUMPARAMBIL $ (152,171) RICK SCHIER $ 261,886 MICHAEL HAGGARTY $ 318,423 JUSTIN STEITZ $ 136,858 ANITA NEWTON $ 201,422 LISA GINTER HAD A PAYOUT FROM THE SUPPLEMENTAL NON-QUALIFIED RETIREMENT PLAN THAT IS INCLUDED IN COLUMNS B(III) AND COLUMN F OF SCHEDULE J PART II. |
Schedule L IRS990ScheduleL
Loans Btwn Org Interested Prsn LoansBtwnOrgInterestedPrsnGrp (13 entries)
| Relationship With OrgRelationshipWithOrgTxt | Loan PurposeLoanPurposeTxt | Loan From OrganizationLoanFromOrganizationInd | Original PrincipalOriginalPrincipalAmt | Balance DueBalanceDueAmt | DefaultDefaultInd | Board Or Committee ApprovalBoardOrCommitteeApprovalInd | Written AgreementWrittenAgreementInd |
|---|---|---|---|---|---|---|---|
| LINDA BORING | |||||||
| OFFICER | PERSONAL | Yes (X) | $200,000 | $58,296 | false | false | Yes (true) |
| AMY DOLL | |||||||
| OFFICER | PERSONAL | Yes (X) | $438,610 | $433,303 | false | false | Yes (true) |
| MICHAEL GARRETT | |||||||
| OFFICER | PERSONAL | Yes (X) | $515,000 | $398,378 | false | false | Yes (true) |
| LISA GINTER | |||||||
| OFFICER | PERSONAL | Yes (X) | $1,251,782 | $1,129,422 | false | false | Yes (true) |
| AMY GROTHAUS | |||||||
| OFFICER | PERSONAL | Yes (X) | $504,960 | $471,923 | false | false | Yes (true) |
| MICHAEL HAGGERTY | |||||||
| OFFICER | PERSONAL | Yes (X) | $20,372 | $8,192 | false | false | Yes (true) |
| ELIZABETH LEWIS | |||||||
| OFFICER | PERSONAL | Yes (X) | $16,187 | $15,275 | false | false | Yes (true) |
| BRIAN LUGER | |||||||
| OFFICER | PERSONAL | Yes (X) | $50,000 | $40,150 | false | false | Yes (true) |
| MATTHEW JOHNSON | |||||||
| OFFICER | PERSONAL | Yes (X) | $659,457 | $523,041 | false | false | Yes (true) |
| RICHARD SCHIER | |||||||
| OFFICER | PERSONAL | Yes (X) | $258,250 | $236,462 | false | false | Yes (true) |
| DEB SWEARINGEN | |||||||
| OFFICER | PERSONAL | Yes (X) | $412,129 | $323,505 | false | false | Yes (true) |
| KARL GEISLER | |||||||
| OFFICER | PERSONAL | Yes (X) | $221,000 | $210,514 | false | false | Yes (true) |
| JOHN WATTS | |||||||
| OFFICER | PERSONAL | Yes (X) | $208,500 | $160,085 | false | false | Yes (true) |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Balance Due | $4,008,546 | TotalBalanceDueAmt |
Schedule O IRS990ScheduleO
Supplemental Information Detail SupplementalInformationDetail (12 entries)
| Form And Line ReferenceFormAndLineReferenceDesc | ExplanationExplanationTxt |
|---|---|
| FORM 990, PART VI, SECTION A, LINE 2 | LISA GINTER (CEO) BROTHER, MIKE HAGGERTY IS PRESIDENT/COO OF CUSO ONE. DEAN NEWTON (BOARD CHAIR) WIFE ANITA NEWTON, CHIEF INNOVAITON OFFICER OF CUSO ONE. |
| FORM 990, PART VI, SECTION A, LINE 6 | AS A COOPERATIVE, COMMUNITYAMERICA IS OWNED BY ITS MEMBERS. TO BE A MEMBER, YOU MUST MEET CERTAIN QUALIFIATIONS. MEMBERSHIP ENTITILES YOU TO CONDUCT BUSINESS WITH THE CREDIT UNION AND VOTE IN MATTERS OF THE CREDIT UNION. EVERY MEMBER HAS ONE VOTE. |
| FORM 990, PART VI, SECTION A, LINE 7A | COMMUNITYAMERICA UTILIZES A NOMINATING COMMITTEE TO PROPROSE CANDIDATES FOR THE BOARD OF DIRECTIONS. NOMINATIONS FOR VACANCIES AND/OR AGENDA ITEMS FOR THE ANNUAL MEETING MAY BE SUBMITTED BY THE GENERAL MEMBERSHIP BY PETITION. BOARD MEMBERS ARE APPROVED AT THE ANNUAL MEETING BY ACCLAMATION. |
| FORM 990, PART VI, SECTION A, LINE 7B | AN ACTUAL VOTE BY THE MEMBERSHIP IS REQUIRED TO CHANGE THE CREDIT UNION'S CHARTER OR CERTAIN BYLAWS. |
| FORM 990, PART VI, SECTION B, LINE 11B | AN INDEPENDENT ACCOUNTING FIRM PREPARES AND REVIEWS THE 990. THE 990 IS THEN REVIEWED BY COMMUNITYAMERICA'S VP, CONTROLLER AND CFO PRIOR TO FILING. ANY QUESTIONS OR CONCERNS ARE ADDRESSED AND ANY CLARIFICATION OR CORRECTIONS THAT NEED TO BE MADE ARE MADE. |
| FORM 990, PART VI, SECTION B, LINE 12C | DIRECTORS AND EMPLOYEES ARE REQUIRED TO DISCLOSE ANY PERSON OR ENTITY THAT THEY HAVE A RELATIONSHIP WITH ON AN ANNUAL BASIS. THESE RELATIONSHIPS ARE CODED INTO FINANCIAL SOFTWARE THAT PREVENTS A PERSON FROM PERFORMING TRANSACTION ON A RELATED ACCOUNT. |
| FORM 990, PART VI, SECTION B, LINE 13: | COMMUNITYAMERICA CREDIT UNION(CACU) DOES HAVE A WRITTEN WHISTLEBLOWER POLICY CONTAINED IN ITS EMPLOYEE HANDBOOK, HOWEVER, THE EMPLOYEE HANDBOOK HAS NOT BEEN VOTED ON BY THE GOVERNING BODY. THEREFORE, PER IRS INSTRUCTIONS THIS QUESTION CANNOT BE ANSWERED "YES". |
| FORM 990, PART VI, SECTION B, LINE 15A: | ANNUALLY, THE COMPENSATION COMMITTEE DETERMINES THE RECOMMENDED COMPENSATION FOR THE CEO. AN INDEPENDENT COMPENSATION CONSULTANT UTILIZES COMPARABILITY DATA TO DETERMINE THE CEO COMPENSATION PACKAGE TO ENSURE IT IS COMPETITIVE IN THE MARKET AND IN LINE WITH PERFORMANCE. THE COMMITTEE'S RECOMMENDATION IS THEN PRESENTED TO THE BOARD FOR THEIR APPROVAL. THE CEO DETERMINES THE COMPENSATION OF THE TOP MANAGEMENT OFFICIALS. |
| FORM 990, PART VI, SECTION B, LINE 15B: | OFFICERS OTHER THAN EMT ARE GENERALLY REVIEWED EVERY TWO YEARS. EMT COMPENSATION WAS REVIEWED IN FALL 2018 BY D HILTON. |
| FORM 990, PART VI, SECTION C, LINE 19: | COMMUNITYAMERICA WILL CONSIDER MAKING ITS GOVERNING DOCUMENTS AND CONFLICT OF INTEREST POLICY AVAILABLE TO THE PUBLIC UPON WRITTEN REQUEST. FINANCIAL STATEMENTS ARE POSTED MONTHLY AT EACH BRANCH FOR PUBLIC REVIEW. THEY ARE ALSO AVAILABLE AT THE ANNUAL MEETING. |
| FORM 990, PART XI, LINE 9 | CHANGE IN ACCUMLATED OTHER COMPREHENSIVE INCOME $ 5,848,535 CURRENT YEAR CHANGES-NONCONTROLLING INTERST $ (4,365,133) OTHER CHANGES TO NONCONTROLLING INTEREST $ 382,628 ------------- $ 1,866,030 |
| FORM 990, PART XII, LINE 2C | THE ORGANIZATION HAS A COMMITTEE THAT ASSUMES RESPONSIBLITY FOR OVERSIGHT OF THE AUDIT OF ITS FINANCIAL STATEMENTS AND THE SELECTION OF AN INDEPENDENT ACCOUNTANT. NEITHER THE OVERSIGHT PROCESS NOR THE SELECTION CHANGED DUIRNG THE TAX YEAR. |
Schedule R IRS990ScheduleR
Id Disregarded Entities IdDisregardedEntitiesGrp (4 entries)
| Address Line1USAddress/AddressLine1Txt | CityUSAddress/CityNm | State AbbreviationUSAddress/StateAbbreviationCd | ZIPUSAddress/ZIPCd | EINEIN | Primary ActivitiesPrimaryActivitiesTxt | Legal Domicile StateLegalDomicileStateCd | Total IncomeTotalIncomeAmt | End Of Year AssetsEndOfYearAssetsAmt | Business Name Line1DirectControllingEntityName/BusinessNameLine1Txt |
|---|---|---|---|---|---|---|---|---|---|
| COMMUNITYAMERICA CUSO ONE LLC | |||||||||
| 9777 RIDGE DRIVE | LENEXA | KS | 66219 | 431925982 | HOLDING CO | MO | $12,471,936 | $39,152,463 | CACU |
| COMMUNITYAMERICA FINANCIAL SOLUTIONS | |||||||||
| 9777 RIDGE DRIVE | LENEXA | KS | 66219 | 260046643 | SECURITIES | MO | $8,653,086 | $1,872,188 | CA CUSO ONE |
| COMMUNITYAMERICA INSURANCE AGENGY | |||||||||
| 9777 RIDGE DRIVE | LENEXS | KS | 66219 | 822394077 | INSURANCE | MO | $812,325 | $268,681 | CA CUSO ONE |
| CASE LLC | |||||||||
| 9777 RIDGE DRIVE | LENEXA | KS | 66219 | HOLDING CO | MO | $0 | $0 | CACU | |
Id Related Tax Exempt Org IdRelatedTaxExemptOrgGrp
Disregarded Entity Name DisregardedEntityName
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | COMMUNITYAMERICA FOUNDATION | BusinessNameLine1Txt |
US Address USAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 9777 RIDGE DRIVE | AddressLine1Txt |
| City | LENEXA | CityNm |
| State Abbreviation | KS | StateAbbreviationCd |
| ZIP | 66219 | ZIPCd |
| Field | Value | IRS element (for citing) |
|---|---|---|
| EIN | 820725136 | EIN |
| Primary Activities | SUPPORT | PrimaryActivitiesTxt |
| Legal Domicile State | KS | LegalDomicileStateCd |
| Exempt Code Section | 501(C)(3) | ExemptCodeSectionTxt |
| Public Charity Status | PF | PublicCharityStatusTxt |
Direct Controlling Entity Name DirectControllingEntityName
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | CACU | BusinessNameLine1Txt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Controlled Organization | Yes (true) | ControlledOrganizationInd |
Id Related Org Txbl Partnership IdRelatedOrgTxblPartnershipGrp
Related Organization Name RelatedOrganizationName
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | TRUHOME SOLUTIONS LLC | BusinessNameLine1Txt |
US Address USAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 9601 LEGLER ROAD | AddressLine1Txt |
| City | LENEXA | CityNm |
| State Abbreviation | KS | StateAbbreviationCd |
| ZIP | 66219 | ZIPCd |
| Field | Value | IRS element (for citing) |
|---|---|---|
| EIN | 760762186 | EIN |
| Primary Activities | MORTGAGE SERVICE | PrimaryActivitiesTxt |
| Legal Domicile State | MO | LegalDomicileStateCd |
Direct Controlling Entity Name DirectControllingEntityName
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | CUSO ONE LLC | BusinessNameLine1Txt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Predominant Income Type | RELATED | PredominantIncomeTypeTxt |
| Share Of Total Income | $8,684,357 | ShareOfTotalIncomeAmt |
| Share Of EOY Assets | $93,740,216 | ShareOfEOYAssetsAmt |
| Disproportionate Allocations | false | DisproportionateAllocationsInd |
| UBI Code V | $4,821,015 | UBICodeVAmt |
| General Or Managing Partner | Yes (true) | GeneralOrManagingPartnerInd |
| Ownership | 0.65935 | OwnershipPct |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Receipt Of Int Annts Rnts Rylts | false | ReceiptOfIntAnntsRntsRyltsInd |
| Gift Grnt Or Cap Contri To Oth Org | Yes (true) | GiftGrntOrCapContriToOthOrgInd |
| Gift Grnt Cap Contri From Oth Org | false | GiftGrntCapContriFromOthOrgInd |
| Loans Or Guarantees To Other Org | Yes (true) | LoansOrGuaranteesToOtherOrgInd |
| Loans Or Guarantees From Oth Org | false | LoansOrGuaranteesFromOthOrgInd |
| Div Related Organization | false | DivRelatedOrganizationInd |
| Asset Sale To Other Org | false | AssetSaleToOtherOrgInd |
| Asset Purchase From Other Org | false | AssetPurchaseFromOtherOrgInd |
| Asset Exchange | false | AssetExchangeInd |
| Rental Of Facilities To Oth Org | Yes (true) | RentalOfFacilitiesToOthOrgInd |
| Rental Of Fclts From Oth Org | false | RentalOfFcltsFromOthOrgInd |
| Perform Of Services For Oth Org | false | PerformOfServicesForOthOrgInd |
| Perform Of Services By Other Org | Yes (true) | PerformOfServicesByOtherOrgInd |
| Sharing Of Facilities | Yes (true) | SharingOfFacilitiesInd |
| Paid Employees Sharing | Yes (true) | PaidEmployeesSharingInd |
| Reimbursement Paid To Other Org | Yes (true) | ReimbursementPaidToOtherOrgInd |
| Reimbursement Paid By Other Org | false | ReimbursementPaidByOtherOrgInd |
| Transfer To Other Org | false | TransferToOtherOrgInd |
| Transfer From Other Org | Yes (true) | TransferFromOtherOrgInd |
Transactions Related Org TransactionsRelatedOrgGrp (3 entries)
| Transaction TypeTransactionTypeTxt | InvolvedInvolvedAmt | Method Of Amount DeterminationMethodOfAmountDeterminationTxt |
|---|---|---|
| TRUHOME SOLUTIONS | ||
| P | $4,609,500 | FMV |
| TRUHOME SOLUTIONS | ||
| M | $103,333 | FMV |
| COMMUNITYAMERICA FOUNDATION | ||
| B | $450,000 | FMV |