HAYWARD COMMUNITY CREDIT UNION: Form 990, tax year 2020

View the entire original 990 at ProPublica ↗

Organization: HAYWARD COMMUNITY CREDIT UNION (EIN 39-0860430)
Tax period: 2020-01-01 to 2020-12-31
Filed: 2021-07-22
IRS object ID: 202102039349301000
Schema version: 2020v4.1
Source: Download XML · Original 990 at ProPublica

Every field in the e-filed return. Faint text is the IRS element name, for citing.

Return header
Form 990
Schedule D
Schedule O

Return header ReturnHeader

Field	Value	IRS element (for citing)
Return	2021-07-22T08:20:42-05:00	ReturnTs
Tax Period End	2020-12-31	TaxPeriodEndDt

Preparer Firm PreparerFirmGrp

Field	Value	IRS element (for citing)
Preparer Firm EIN	391248105	PreparerFirmEIN

Preparer Firm Name PreparerFirmName

Field	Value	IRS element (for citing)
Business Name Line1	ANDERSON HAGER & MOE SC	BusinessNameLine1Txt

Preparer US Address PreparerUSAddress

Field	Value	IRS element (for citing)
Address Line1	PO BOX 986	AddressLine1Txt
City	HAYWARD	CityNm
State Abbreviation	WI	StateAbbreviationCd
ZIP	54843	ZIPCd

Field	Value	IRS element (for citing)
Return Type	990	ReturnTypeCd
Tax Period Begin	2020-01-01	TaxPeriodBeginDt

Filer Filer

Field	Value	IRS element (for citing)
EIN	390860430	EIN

Business Name BusinessName

Field	Value	IRS element (for citing)
Business Name Line1	HAYWARD COMMUNITY CREDIT UNION	BusinessNameLine1Txt

Field	Value	IRS element (for citing)
Business Name Control	HAYW	BusinessNameControlTxt
Phone	7156348931	PhoneNum

US Address USAddress

Field	Value	IRS element (for citing)
Address Line1	PO BOX 876	AddressLine1Txt
City	HAYWARD	CityNm
State Abbreviation	WI	StateAbbreviationCd
ZIP	54843	ZIPCd

Business Officer BusinessOfficerGrp

Field	Value	IRS element (for citing)
Person	JENNIFER STRAMA	PersonNm
Person Title	PRESIDENT	PersonTitleTxt
Phone	7156348931	PhoneNum
Signature	2021-07-14	SignatureDt
Discuss With Paid Preparer	Yes (1)	DiscussWithPaidPreparerInd

Signing Officer SigningOfficerGrp

Person Full Name PersonFullName

Field	Value	IRS element (for citing)
Person First	JENNIFER	PersonFirstNm
Person Last	STRAMA	PersonLastNm

Field	Value	IRS element (for citing)
SSN	999009999	SSN

Preparer Person PreparerPersonGrp

Field	Value	IRS element (for citing)
Preparer Person	MARK BECKMAN CPA	PreparerPersonNm
PTIN	P01262943	PTIN
Phone	7156342653	PhoneNum

Additional Filer Information AdditionalFilerInformation

Trusted Customer TrustedCustomerGrp

Field	Value	IRS element (for citing)
Trusted Customer	2	TrustedCustomerCd
Authentication Assurance Level	AAL1	AuthenticationAssuranceLevelCd
Identity Assurance Level	IAL1	IdentityAssuranceLevelCd

Field	Value	IRS element (for citing)
Tax	2020	TaxYr
Build TS	2022-09-23 18:48:47Z	BuildTS

Form 990 IRS990

Field	Value	IRS element (for citing)
Principal Officer	JENNIFER STRAMA	PrincipalOfficerNm

US Address USAddress

Field	Value	IRS element (for citing)
Address Line1	PO BOX 876	AddressLine1Txt
City	HAYWARD	CityNm
State Abbreviation	WI	StateAbbreviationCd
ZIP	54843	ZIPCd

Field	Value	IRS element (for citing)
Gross Receipts	$4,472,468	GrossReceiptsAmt
Group Return For Affiliates	0	GroupReturnForAffiliatesInd
Organization501c	Yes (X)	Organization501cInd
Website Address	WWW.HCCUONLINE.COM	WebsiteAddressTxt
Type Of Organization Corp	Yes (X)	TypeOfOrganizationCorpInd
Formation	1935	FormationYr
Legal Domicile State	WI	LegalDomicileStateCd
Activity Or Mission	TO SERVE OUR MEMBERS AND COMMUNITY BY PROMOTING FINANCIAL STABILITY AND QUALITY OF LIFE.	ActivityOrMissionDesc
Voting Members Governing Body	5	VotingMembersGoverningBodyCnt
Voting Members Independent	5	VotingMembersIndependentCnt
Total Employee	34	TotalEmployeeCnt
Total Volunteers	5	TotalVolunteersCnt
Total Gross UBI	$0	TotalGrossUBIAmt
Net Unrelated Bus Txbl Incm	$0	NetUnrelatedBusTxblIncmAmt
PY Contributions Grants	$0	PYContributionsGrantsAmt
CY Contributions Grants	$0	CYContributionsGrantsAmt
PY Program Service Revenue	$2,979,698	PYProgramServiceRevenueAmt
CY Program Service Revenue	$2,862,402	CYProgramServiceRevenueAmt
PY Investment Income	$643,777	PYInvestmentIncomeAmt
CY Investment Income	$470,074	CYInvestmentIncomeAmt
PY Other Revenue	-$2,432	PYOtherRevenueAmt
CY Other Revenue	$5,198	CYOtherRevenueAmt
PY Total Revenue	$3,621,043	PYTotalRevenueAmt
CY Total Revenue	$3,337,674	CYTotalRevenueAmt
PY Grants And Similar Paid	$0	PYGrantsAndSimilarPaidAmt
CY Grants And Similar Paid	$0	CYGrantsAndSimilarPaidAmt
PY Benefits Paid To Members	$0	PYBenefitsPaidToMembersAmt
CY Benefits Paid To Members	$0	CYBenefitsPaidToMembersAmt
PY Salaries Comp Emp Bnft Paid	$1,504,173	PYSalariesCompEmpBnftPaidAmt
CY Salaries Comp Emp Bnft Paid	$1,462,894	CYSalariesCompEmpBnftPaidAmt
PY Total Prof Fndrsng Expns	$0	PYTotalProfFndrsngExpnsAmt
CY Total Prof Fndrsng Expns	$0	CYTotalProfFndrsngExpnsAmt
CY Total Fundraising Expense	$0	CYTotalFundraisingExpenseAmt
PY Other Expenses	$1,480,516	PYOtherExpensesAmt
CY Other Expenses	$1,517,289	CYOtherExpensesAmt
PY Total Expenses	$2,984,689	PYTotalExpensesAmt
CY Total Expenses	$2,980,183	CYTotalExpensesAmt
PY Revenues Less Expenses	$636,354	PYRevenuesLessExpensesAmt
CY Revenues Less Expenses	$357,491	CYRevenuesLessExpensesAmt
Total Assets BOY	$75,005,197	TotalAssetsBOYAmt
Total Assets EOY	$89,435,636	TotalAssetsEOYAmt
Total Liabilities BOY	$66,822,548	TotalLiabilitiesBOYAmt
Total Liabilities EOY	$80,549,446	TotalLiabilitiesEOYAmt
Net Assets Or Fund Balances BOY	$8,182,649	NetAssetsOrFundBalancesBOYAmt
Net Assets Or Fund Balances EOY	$8,886,190	NetAssetsOrFundBalancesEOYAmt
Mission	TO SERVE OUR MEMBERS AND COMMUNITY BY PROMOTING FINANCIAL STABILITY AND QUALITY OF LIFE.	MissionDesc
Significant New Program Srvc	0	SignificantNewProgramSrvcInd
Significant Change	0	SignificantChangeInd
Desc	WE FUNDED 407 LOANS DURING 2020. AS OF 12/31/20, WE HAD 414 MORTGAGES/HOME EQUITY LOANS, 1,117 CONSUMER LOANS, 37 MEMBER BUSINESS LOANS, AND 211 CREDIT CARD ACCOUNTS WITH OUR MEMBERS.	Desc

Prog Srvc Accom Acty2 ProgSrvcAccomActy2Grp

Field	Value	IRS element (for citing)
Desc	WE HAVE DEPOSIT, TRANSACTION AND INVESTMENT ACCOUNTS WITH 7,104 MEMBERS AT 12/31/20. DURING 2020, WE OPENED 1,181 NEW DEPOSIT, TRANSACTION AND INVESTMENT ACCOUNTS.	Desc

Prog Srvc Accom Acty Other ProgSrvcAccomActyOtherGrp

Field	Value	IRS element (for citing)
Expense	$2,980,183	ExpenseAmt

Field	Value	IRS element (for citing)
Total Other Prog Srvc Expense	$2,980,183	TotalOtherProgSrvcExpenseAmt
Total Program Service Expenses	$2,980,183	TotalProgramServiceExpensesAmt
Described In Section501c3	0	DescribedInSection501c3Ind
Schedule B Required	0	ScheduleBRequiredInd
Political Campaign Acty	0	PoliticalCampaignActyInd
Subject To Proxy Tax	0	SubjectToProxyTaxInd
Donor Advised Fund	0	DonorAdvisedFundInd
Conservation Easements	0	ConservationEasementsInd
Collections Of Art	0	CollectionsOfArtInd
Credit Counseling	0	CreditCounselingInd
Donor Rstr Or Quasi Endowments	0	DonorRstrOrQuasiEndowmentsInd
Report Land Building Equipment	Yes (1)	ReportLandBuildingEquipmentInd
Report Investments Other Sec	0	ReportInvestmentsOtherSecInd
Report Program Related Invst	0	ReportProgramRelatedInvstInd
Report Other Assets	0	ReportOtherAssetsInd
Report Other Liabilities	Yes (1)	ReportOtherLiabilitiesInd
Include FIN48 Footnote	0	IncludeFIN48FootnoteInd
Independent Audit Fincl Stmt	0	IndependentAuditFinclStmtInd
Consolidated Audit Fincl Stmt	0	ConsolidatedAuditFinclStmtInd
School Operating	0	SchoolOperatingInd
Foreign Office	0	ForeignOfficeInd
Foreign Activities	0	ForeignActivitiesInd
More Than5000 K To Org	0	MoreThan5000KToOrgInd
More Than5000 K To Individuals	0	MoreThan5000KToIndividualsInd
Professional Fundraising	0	ProfessionalFundraisingInd
Fundraising Activities	0	FundraisingActivitiesInd
Gaming Activities	0	GamingActivitiesInd
Operate Hospital	0	OperateHospitalInd
Grants To Organizations	0	GrantsToOrganizationsInd
Grants To Individuals	0	GrantsToIndividualsInd
Schedule J Required	0	ScheduleJRequiredInd
Tax Exempt Bonds	0	TaxExemptBondsInd
Loan Outstanding	0	LoanOutstandingInd
Grant To Related Person	0	GrantToRelatedPersonInd
Business Rln With Org Mem	0	BusinessRlnWithOrgMemInd
Business Rln With Fam Mem	0	BusinessRlnWithFamMemInd
Business Rln With35 Ctrl Ent	0	BusinessRlnWith35CtrlEntInd
Deductible Non Cash Contri	0	DeductibleNonCashContriInd
Deductible Art Contribution	0	DeductibleArtContributionInd
Terminate Operations	0	TerminateOperationsInd
Partial Liquidation	0	PartialLiquidationInd
Disregarded Entity	0	DisregardedEntityInd
Related Entity	0	RelatedEntityInd
Related Organization Ctrl Ent	0	RelatedOrganizationCtrlEntInd
Activities Conducted Prtshp	0	ActivitiesConductedPrtshpInd
Schedule O Required	Yes (1)	ScheduleORequiredInd
IRP Document	1396	IRPDocumentCnt
IRP Document W2 G	0	IRPDocumentW2GCnt
Backup Wthld Compliance	Yes (1)	BackupWthldComplianceInd
Employee	34	EmployeeCnt
Employment Tax Returns Filed	Yes (1)	EmploymentTaxReturnsFiledInd
Unrelated Bus Incm Over Limit	0	UnrelatedBusIncmOverLimitInd
Foreign Financial Account	0	ForeignFinancialAccountInd
Prohibited Tax Shelter Trans	0	ProhibitedTaxShelterTransInd
Taxable Party Notification	0	TaxablePartyNotificationInd
Nondeductible Contributions	0	NondeductibleContributionsInd
Quid Pro Quo Contributions	0	QuidProQuoContributionsInd
Form8282 Property Disposed Of	0	Form8282PropertyDisposedOfInd
Indoor Tanning Services	0	IndoorTanningServicesInd
Subj To Tax Rmnrtn Ex Prcht Pymt	0	SubjToTaxRmnrtnExPrchtPymtInd
Subject To Excs Tax Net Invst Inc	0	SubjectToExcsTaxNetInvstIncInd
Info In Schedule O Part VI	Yes (X)	InfoInScheduleOPartVIInd
Governing Body Voting Members	5	GoverningBodyVotingMembersCnt
Independent Voting Member	5	IndependentVotingMemberCnt
Family Or Business Rln	0	FamilyOrBusinessRlnInd
Delegation Of Mgmt Duties	0	DelegationOfMgmtDutiesInd
Change To Org Documents	0	ChangeToOrgDocumentsInd
Material Diversion Or Misuse	0	MaterialDiversionOrMisuseInd
Members Or Stockholders	Yes (1)	MembersOrStockholdersInd
Election Of Board Members	Yes (1)	ElectionOfBoardMembersInd
Decisions Subject To Approva	Yes (1)	DecisionsSubjectToApprovaInd
Minutes Of Governing Body	Yes (1)	MinutesOfGoverningBodyInd
Minutes Of Committees	Yes (1)	MinutesOfCommitteesInd
Officer Mailing Address	0	OfficerMailingAddressInd
Local Chapters	0	LocalChaptersInd
Form990 Provided To Gvrn Body	Yes (1)	Form990ProvidedToGvrnBodyInd
Conflict Of Interest Policy	Yes (1)	ConflictOfInterestPolicyInd
Annual Disclosure Covered Prsn	Yes (1)	AnnualDisclosureCoveredPrsnInd
Regular Monitoring Enfrc	Yes (1)	RegularMonitoringEnfrcInd
Whistleblower Policy	0	WhistleblowerPolicyInd
Document Retention Policy	Yes (1)	DocumentRetentionPolicyInd
Compensation Process CEO	Yes (1)	CompensationProcessCEOInd
Compensation Process Other	0	CompensationProcessOtherInd
Investment In Joint Venture	0	InvestmentInJointVentureInd
Upon Request	Yes (X)	UponRequestInd

Books In Care Of Detail BooksInCareOfDetail

Business Name BusinessName

Field	Value	IRS element (for citing)
Business Name Line1	JENNIFER STRAMA	BusinessNameLine1Txt

Field	Value	IRS element (for citing)
Phone	7156348931	PhoneNum

US Address USAddress

Field	Value	IRS element (for citing)
Address Line1	PO BOX 876	AddressLine1Txt
City	HAYWARD	CityNm
State Abbreviation	WI	StateAbbreviationCd
ZIP	54843	ZIPCd

Form990 Part VII Section A Form990PartVIISectionAGrp (9 entries)

TitleTitleTxt	Average Hours Per WeekAverageHoursPerWeekRt	Individual Trustee Or DirectorIndividualTrusteeOrDirectorInd	OfficerOfficerInd	Reportable Comp From OrgReportableCompFromOrgAmt	Reportable Comp From Rltd OrgReportableCompFromRltdOrgAmt	Other CompensationOtherCompensationAmt
DEBORAH LASAVAGE
2ND VICE CHAIR	1.00	Yes (X)	Yes (X)	$1,100	$0	$0
STEVE DVORAK THRU APRIL 2020
1ST VICE CHAIR	1.00	Yes (X)	Yes (X)	$200	$0	$0
JOEL CLAPERO
1ST VICE CHAIR	1.00	Yes (X)	Yes (X)	$70	$0	$0
ROB FRENCHICK
CHAIR	1.00	Yes (X)	Yes (X)	$2,750	$0	$0
RON SIEMERS
TREASURER	1.00	Yes (X)	Yes (X)	$1,200	$0	$0
LISA NAULT
SECRETARY	1.00	Yes (X)	Yes (X)	$1,100	$0	$0
KRISTIN TINGO
EXEC. VICE PRESIDENT	40.00		Yes (X)	$86,105	$0	$6,682
JENNIFER STRAMA
PRESIDENT/CEO	40.00		Yes (X)	$109,493	$0	$16,918
SHELLY MELL
VICE PRESIDENT	40.00		Yes (X)	$65,320	$0	$13,834

Field	Value	IRS element (for citing)
Total Reportable Comp From Org	$267,338	TotalReportableCompFromOrgAmt
Tot Reportable Comp Rltd Org	$0	TotReportableCompRltdOrgAmt
Total Other Compensation	$37,434	TotalOtherCompensationAmt
Indiv Rcvd Greater Than100 K	1	IndivRcvdGreaterThan100KCnt
Former Ofcr Employees Listed	0	FormerOfcrEmployeesListedInd
Total Comp Greater Than150 K	0	TotalCompGreaterThan150KInd
Compensation From Other Srcs	0	CompensationFromOtherSrcsInd

Contractor Compensation ContractorCompensationGrp

Contractor Name ContractorName

Business Name BusinessName

Field	Value	IRS element (for citing)
Business Name Line1	FISERV	BusinessNameLine1Txt

Contractor Address ContractorAddress

US Address USAddress

Field	Value	IRS element (for citing)
Address Line1	255 FISERV DRIVE	AddressLine1Txt
City	BROOKFIELD	CityNm
State Abbreviation	WI	StateAbbreviationCd
ZIP	53008	ZIPCd

Field	Value	IRS element (for citing)
Services	DATA PROCESSOR	ServicesDesc
Compensation	$347,905	CompensationAmt

Field	Value	IRS element (for citing)
Cntrct Rcvd Greater Than100 K	1	CntrctRcvdGreaterThan100KCnt

Program Service Revenue ProgramServiceRevenueGrp (4 entries)

DescDesc	BusinessBusinessCd	Total Revenue ColumnTotalRevenueColumnAmt	Related Or Exempt Func IncomeRelatedOrExemptFuncIncomeAmt
INTEREST ON LOANS	522100	$2,090,763	$2,090,763
MEMBER ACCOUNT/CARD FE	519100	$648,636	$648,636
OTHER MEMBER FEE	519100	$85,947	$85,947
INSURANCE SALES	524298	$37,056	$37,056

Field	Value	IRS element (for citing)
Total Program Service Revenue	$2,862,402	TotalProgramServiceRevenueAmt

Investment Income InvestmentIncomeGrp

Field	Value	IRS element (for citing)
Total Revenue Column	$432,630	TotalRevenueColumnAmt
Exclusion	$432,630	ExclusionAmt

Gross Rents GrossRentsGrp

Field	Value	IRS element (for citing)
Real	$19,564	RealAmt

Less Rental Expenses LessRentalExpensesGrp

Field	Value	IRS element (for citing)
Real	$12,140	RealAmt

Rental Income Or Loss RentalIncomeOrLossGrp

Field	Value	IRS element (for citing)
Real	$7,424	RealAmt

Net Rental Income Or Loss NetRentalIncomeOrLossGrp

Field	Value	IRS element (for citing)
Total Revenue Column	$7,424	TotalRevenueColumnAmt
Exclusion	$7,424	ExclusionAmt

Gross Amount Sales Assets GrossAmountSalesAssetsGrp

Field	Value	IRS element (for citing)
Securities	$942,128	SecuritiesAmt
Other	$217,970	OtherAmt

Less Cost Oth Basis Sales Expnss LessCostOthBasisSalesExpnssGrp

Field	Value	IRS element (for citing)
Securities	$929,299	SecuritiesAmt
Other	$193,355	OtherAmt

Gain Or Loss GainOrLossGrp

Field	Value	IRS element (for citing)
Securities	$12,829	SecuritiesAmt
Other	$24,615	OtherAmt

Net Gain Or Loss Investments NetGainOrLossInvestmentsGrp

Field	Value	IRS element (for citing)
Total Revenue Column	$37,444	TotalRevenueColumnAmt
Exclusion	$37,444	ExclusionAmt

Other Revenue Misc OtherRevenueMiscGrp

Field	Value	IRS element (for citing)
Desc	REPO EXPENSES	Desc
Business	522100	BusinessCd
Total Revenue Column	-$2,226	TotalRevenueColumnAmt
Related Or Exempt Func Income	-$2,226	RelatedOrExemptFuncIncomeAmt

Field	Value	IRS element (for citing)
Other Revenue Total	-$2,226	OtherRevenueTotalAmt

Total Revenue TotalRevenueGrp

Field	Value	IRS element (for citing)
Total Revenue Column	$3,337,674	TotalRevenueColumnAmt
Related Or Exempt Func Income	$2,860,176	RelatedOrExemptFuncIncomeAmt
Unrelated Business Revenue	$0	UnrelatedBusinessRevenueAmt
Exclusion	$477,498	ExclusionAmt

Comp Current Ofcr Directors CompCurrentOfcrDirectorsGrp

Field	Value	IRS element (for citing)
Total	$267,338	TotalAmt
Program Services	$267,338	ProgramServicesAmt

Other Salaries And Wages OtherSalariesAndWagesGrp

Field	Value	IRS element (for citing)
Total	$806,382	TotalAmt
Program Services	$806,382	ProgramServicesAmt

Pension Plan Contributions PensionPlanContributionsGrp

Field	Value	IRS element (for citing)
Total	$87,573	TotalAmt
Program Services	$87,573	ProgramServicesAmt

Other Employee Benefits OtherEmployeeBenefitsGrp

Field	Value	IRS element (for citing)
Total	$214,468	TotalAmt
Program Services	$214,468	ProgramServicesAmt

Payroll Taxes PayrollTaxesGrp

Field	Value	IRS element (for citing)
Total	$87,133	TotalAmt
Program Services	$87,133	ProgramServicesAmt

Fees For Services Accounting FeesForServicesAccountingGrp

Field	Value	IRS element (for citing)
Total	$8,004	TotalAmt
Program Services	$8,004	ProgramServicesAmt

Advertising AdvertisingGrp

Field	Value	IRS element (for citing)
Total	$40,121	TotalAmt
Program Services	$40,121	ProgramServicesAmt

Office Expenses OfficeExpensesGrp

Field	Value	IRS element (for citing)
Total	$218,729	TotalAmt
Program Services	$218,729	ProgramServicesAmt

Information Technology InformationTechnologyGrp

Field	Value	IRS element (for citing)
Total	$278,651	TotalAmt
Program Services	$278,651	ProgramServicesAmt

Occupancy OccupancyGrp

Field	Value	IRS element (for citing)
Total	$52,581	TotalAmt
Program Services	$52,581	ProgramServicesAmt

Travel TravelGrp

Field	Value	IRS element (for citing)
Total	$9,720	TotalAmt
Program Services	$9,720	ProgramServicesAmt

Conferences Meetings ConferencesMeetingsGrp

Field	Value	IRS element (for citing)
Total	$20,209	TotalAmt
Program Services	$20,209	ProgramServicesAmt

Payments To Affiliates PaymentsToAffiliatesGrp

Field	Value	IRS element (for citing)
Total	$24,078	TotalAmt
Program Services	$24,078	ProgramServicesAmt

Depreciation Depletion DepreciationDepletionGrp

Field	Value	IRS element (for citing)
Total	$79,109	TotalAmt
Program Services	$79,109	ProgramServicesAmt

Insurance InsuranceGrp

Field	Value	IRS element (for citing)
Total	$26,451	TotalAmt
Program Services	$26,451	ProgramServicesAmt

Other Expenses OtherExpensesGrp (4 entries)

DescDesc	TotalTotalAmt	Program ServicesProgramServicesAmt
DIVIDENDS ON SHARES	$329,833	$329,833
MEMBER ACCOUNT/CARD COS	$324,830	$324,830
PROV. FOR LOAN LOSSES	$80,748	$80,748
LOAN SERVICING	$24,225	$24,225

Total Functional Expenses TotalFunctionalExpensesGrp

Field	Value	IRS element (for citing)
Total	$2,980,183	TotalAmt
Program Services	$2,980,183	ProgramServicesAmt
Management And General	$0	ManagementAndGeneralAmt
Fundraising	$0	FundraisingAmt

Cash Non Interest Bearing CashNonInterestBearingGrp

Field	Value	IRS element (for citing)
BOY	$1,025,037	BOYAmt
EOY	$1,008,691	EOYAmt

Savings And Temp Cash Invst SavingsAndTempCashInvstGrp

Field	Value	IRS element (for citing)
BOY	$14,972,212	BOYAmt
EOY	$27,344,197	EOYAmt

Accounts Receivable AccountsReceivableGrp

Field	Value	IRS element (for citing)
BOY	$83,335	BOYAmt
EOY	$175,057	EOYAmt

Oth Notes Loans Receivable Net OthNotesLoansReceivableNetGrp

Field	Value	IRS element (for citing)
BOY	$41,185,267	BOYAmt
EOY	$41,536,297	EOYAmt

Prepaid Expenses Defrd Charges PrepaidExpensesDefrdChargesGrp

Field	Value	IRS element (for citing)
BOY	$61,944	BOYAmt
EOY	$122,190	EOYAmt

Field	Value	IRS element (for citing)
Land Bldg Equip Cost Or Other Bss	$2,719,917	LandBldgEquipCostOrOtherBssAmt
Land Bldg Equip Accum Deprec	$1,321,253	LandBldgEquipAccumDeprecAmt

Land Bldg Equip Basis Net LandBldgEquipBasisNetGrp

Field	Value	IRS element (for citing)
BOY	$1,638,481	BOYAmt
EOY	$1,398,664	EOYAmt

Investments Pub Traded Sec InvestmentsPubTradedSecGrp

Field	Value	IRS element (for citing)
BOY	$14,490,808	BOYAmt
EOY	$16,201,303	EOYAmt

Investments Program Related InvestmentsProgramRelatedGrp

Field	Value	IRS element (for citing)
BOY	$1,266,756	BOYAmt
EOY	$1,406,353	EOYAmt

Other Assets Total OtherAssetsTotalGrp

Field	Value	IRS element (for citing)
BOY	$281,357	BOYAmt
EOY	$242,884	EOYAmt

Total Assets TotalAssetsGrp

Field	Value	IRS element (for citing)
BOY	$75,005,197	BOYAmt
EOY	$89,435,636	EOYAmt

Accounts Payable Accr Expnss AccountsPayableAccrExpnssGrp

Field	Value	IRS element (for citing)
BOY	$108,067	BOYAmt
EOY	$73,202	EOYAmt

Other Liabilities OtherLiabilitiesGrp

Field	Value	IRS element (for citing)
BOY	$66,714,481	BOYAmt
EOY	$80,476,244	EOYAmt

Total Liabilities TotalLiabilitiesGrp

Field	Value	IRS element (for citing)
BOY	$66,822,548	BOYAmt
EOY	$80,549,446	EOYAmt

Field	Value	IRS element (for citing)
Org Does Not Follow FASB117	Yes (X)	OrgDoesNotFollowFASB117Ind

Cap Stk Tr Prin Current Funds CapStkTrPrinCurrentFundsGrp

Field	Value	IRS element (for citing)
BOY	$0	BOYAmt
EOY	$0	EOYAmt

Pd In Cap Srpls Land Bldg Eqp Fund PdInCapSrplsLandBldgEqpFundGrp

Field	Value	IRS element (for citing)
BOY	$0	BOYAmt
EOY	$0	EOYAmt

Rtn Earn Endowment Incm Oth Fnds RtnEarnEndowmentIncmOthFndsGrp

Field	Value	IRS element (for citing)
BOY	$8,182,649	BOYAmt
EOY	$8,886,190	EOYAmt

Total Net Assets Fund Balance TotalNetAssetsFundBalanceGrp

Field	Value	IRS element (for citing)
BOY	$8,182,649	BOYAmt
EOY	$8,886,190	EOYAmt

Tot Liab Net Assets Fund Balance TotLiabNetAssetsFundBalanceGrp

Field	Value	IRS element (for citing)
BOY	$75,005,197	BOYAmt
EOY	$89,435,636	EOYAmt

Field	Value	IRS element (for citing)
Reconcilation Revenue Expnss	$357,491	ReconcilationRevenueExpnssAmt
Net Unrlzd Gains Losses Invst	$346,050	NetUnrlzdGainsLossesInvstAmt
Other Changes In Net Assets	$0	OtherChangesInNetAssetsAmt
Method Of Accounting Accrual	Yes (X)	MethodOfAccountingAccrualInd
Accountant Compile Or Review	0	AccountantCompileOrReviewInd
FS Audited	0	FSAuditedInd
Federal Grant Audit Required	0	FederalGrantAuditRequiredInd

Schedule D IRS990ScheduleD

Land LandGrp

Field	Value	IRS element (for citing)
Other Cost Or Other Basis	$472,032	OtherCostOrOtherBasisAmt
Book Value	$472,032	BookValueAmt

Buildings BuildingsGrp

Field	Value	IRS element (for citing)
Other Cost Or Other Basis	$1,413,902	OtherCostOrOtherBasisAmt
Depreciation	$651,672	DepreciationAmt
Book Value	$762,230	BookValueAmt

Equipment EquipmentGrp

Field	Value	IRS element (for citing)
Other Cost Or Other Basis	$814,167	OtherCostOrOtherBasisAmt
Depreciation	$660,421	DepreciationAmt
Book Value	$153,746	BookValueAmt

Other Land Buildings OtherLandBuildingsGrp

Field	Value	IRS element (for citing)
Other Cost Or Other Basis	$19,816	OtherCostOrOtherBasisAmt
Depreciation	$9,160	DepreciationAmt
Book Value	$10,656	BookValueAmt

Field	Value	IRS element (for citing)
Total Book Value Land Buildings	$1,398,664	TotalBookValueLandBuildingsAmt

Other Liabilities Org OtherLiabilitiesOrgGrp

Field	Value	IRS element (for citing)
Desc	MEMBER SHARES/CERTIFICATES	Desc
Amt	$80,476,244	Amt

Field	Value	IRS element (for citing)
Total Liability	$80,476,244	TotalLiabilityAmt

Schedule O IRS990ScheduleO

Supplemental Information Detail SupplementalInformationDetail (7 entries)

Form And Line ReferenceFormAndLineReferenceDesc	ExplanationExplanationTxt
FORM 990, PART VI, SECTION A, LINE 6	THE ORGANIZATION CONSISTS OF MEMBERS. TO BE A MEMBER, ONE MUST HAVE A SHARE/SAVINGS ACCOUNT. EACH MEMBER HAS ONE VOTE TO ELECT THE GOVERNING BODY (BOARD OF DIRECTORS).
FORM 990, PART VI, SECTION A, LINE 7A	THE BOARD OF DIRECTORS IS ELECTED BY THE MEMBERSHIP UTILIZING THEIR ONE VOTE PER MEMBER.
FORM 990, PART VI, SECTION A, LINE 7B	EACH MEMBER HAS ONE VOTE TO UTILIZE IN RATIFYING SIGNIFICANT DECISIONS BEYOND THE AUTHORITY OF THE BOARD AS OUTLINED IN THE ORGANIZATIONS BYLAWS. ANY DECISION TO DISSOLVE OR MERGE THE ORGANIZATION REQUIRES APPROVAL OF MEMBERSHIP, UNLESS MANDATED BY A REGULATORY AGENCY (I.E., NCUA, WISCONSIN OFFICE OF CREDIT UNIONS).
FORM 990, PART VI, SECTION B, LINE 11B	BOARD REVIEWS FORM 990 PRIOR TO FILING AT A REGULAR BOARD MEETING.
FORM 990, PART VI, SECTION B, LINE 12C	REVIEW OF THE POLICY ANNUALLY AT THE REORGANIZATION MEETING.
FORM 990, PART VI, SECTION B, LINE 15A	WISCONSIN CREDIT UNION LEAGUE DOES AN ANNUAL COMPENSATION SURVEY WHICH IS CONSULTED TO SEE THAT CURRENT COMPENSATION IS REASONABLE.
FORM 990, PART VI, SECTION C, LINE 19	ANNUAL FINANCIAL STATEMENTS ARE POSTED IN THE LOBBY. OTHER DOCUMENTS WOULD BE MADE AVAILABLE UPON REQUEST PENDING CONSULTATION WITH THE CREDIT UNION ATTORNEY.