EARN INC: Form 990, tax year 2021

View the entire original 990 at ProPublica ↗

Organization: EARN INC (EIN 91-2172676)
Tax period: 2021-01-01 to 2021-12-31
Filed: 2022-11-15
IRS object ID: 202213199349328146
Schema version: 2021v4.2
Source: Download XML · Original 990 at ProPublica

Every field in the e-filed return. Faint text is the IRS element name, for citing.

Return header
Form 990
Schedule A
Schedule B
Schedule D
Schedule I
Schedule J
Schedule O

Return header ReturnHeader

Field	Value	IRS element (for citing)
Return	2022-11-15T18:22:25-06:00	ReturnTs
Tax Period End	2021-12-31	TaxPeriodEndDt

Preparer Firm PreparerFirmGrp

Field	Value	IRS element (for citing)
Preparer Firm EIN	390859910	PreparerFirmEIN

Preparer Firm Name PreparerFirmName

Field	Value	IRS element (for citing)
Business Name Line1	BAKER TILLY US LLP	BusinessNameLine1Txt

Preparer US Address PreparerUSAddress

Field	Value	IRS element (for citing)
Address Line1	18500 VON KARMAN AVE 10TH FLOOR	AddressLine1Txt
City	IRVINE	CityNm
State Abbreviation	CA	StateAbbreviationCd
ZIP	92612	ZIPCd

Field	Value	IRS element (for citing)
Return Type	990	ReturnTypeCd
Tax Period Begin	2021-01-01	TaxPeriodBeginDt

Filer Filer

Field	Value	IRS element (for citing)
EIN	912172676	EIN

Business Name BusinessName

Field	Value	IRS element (for citing)
Business Name Line1	EARN INC	BusinessNameLine1Txt

Field	Value	IRS element (for citing)
Business Name Control	EARN	BusinessNameControlTxt
Phone	4155039818	PhoneNum

US Address USAddress

Field	Value	IRS element (for citing)
Address Line1	235 MONTGOMERY STREET 1050	AddressLine1Txt
City	SAN FRANCISCO	CityNm
State Abbreviation	CA	StateAbbreviationCd
ZIP	94104	ZIPCd

Business Officer BusinessOfficerGrp

Field	Value	IRS element (for citing)
Person	LEIGH PHILLIPS	PersonNm
Person Title	CEO	PersonTitleTxt
Phone	4155039818	PhoneNum
Signature	2022-11-15	SignatureDt
Discuss With Paid Preparer	Yes (1)	DiscussWithPaidPreparerInd

Signing Officer SigningOfficerGrp

Person Full Name PersonFullName

Field	Value	IRS element (for citing)
Person First	LEIGH	PersonFirstNm
Person Last	PHILLIPS	PersonLastNm

Field	Value	IRS element (for citing)
SSN	999009999	SSN

Preparer Person PreparerPersonGrp

Field	Value	IRS element (for citing)
Preparer Person	BRIAN YACKER	PreparerPersonNm
PTIN	P00401346	PTIN
Phone	9492222999	PhoneNum
Preparation	2022-11-15	PreparationDt
Self Employed	Yes (X)	SelfEmployedInd

Additional Filer Information AdditionalFilerInformation

Trusted Customer TrustedCustomerGrp

Field	Value	IRS element (for citing)
Trusted Customer	3	TrustedCustomerCd
Authentication Assurance Level	AAL1	AuthenticationAssuranceLevelCd
Identity Assurance Level	IAL1	IdentityAssuranceLevelCd

Field	Value	IRS element (for citing)
Tax	2021	TaxYr
Build TS	2022-09-23 18:48:47Z	BuildTS

Form 990 IRS990

Doing Business As Name DoingBusinessAsName

Field	Value	IRS element (for citing)
Business Name Line1	SAVERLIFE	BusinessNameLine1Txt

Field	Value	IRS element (for citing)
Principal Officer	LEIGH PHILLIPS	PrincipalOfficerNm

US Address USAddress

Field	Value	IRS element (for citing)
Address Line1	235 MONTGOMERY STREET 1050	AddressLine1Txt
City	SAN FRANCISCO	CityNm
State Abbreviation	CA	StateAbbreviationCd
ZIP	94104	ZIPCd

Field	Value	IRS element (for citing)
Gross Receipts	$6,096,745	GrossReceiptsAmt
Group Return For Affiliates	0	GroupReturnForAffiliatesInd
Organization501c3	Yes (X)	Organization501c3Ind
Website Address	WWW.SAVERLIFE.ORG	WebsiteAddressTxt
Type Of Organization Corp	Yes (X)	TypeOfOrganizationCorpInd
Formation	2001	FormationYr
Legal Domicile State	CA	LegalDomicileStateCd
Activity Or Mission	SAVERLIFE ENVISIONS A WORLD WHERE EVERY AMERICAN CAN EXPERIENCE ECONOMIC MOBILITY. HOWEVER, THE EXISTING FINANCIAL SYSTEM IS NOT DESIGNED TO ADDRESS THE NEEDS OF LOW-TO-MODERATE INCOME INDIVIDUALS. SAVERLIFE BELIEVES THAT FINANCIAL STABILITY AND ECONOMIC MOBILITY ARE ACHIEVED THROUGH A COMBINATION OF INDIVIDUAL AGENCY AND ACTION WITH THE ERADICATION OF ENTRENCHED SYSTEMIC BARRIERS. WE KNOW THAT THE ABILITY TO SAVE MONEY AND INVEST IN YOURSELF AND YOUR FAMILY IS A KEY INDICATOR OF FINANCIAL WELLBEING AND A CRITICAL WEALTH-BUILDING TOOL. SAVERLIFE'S PROVEN MODEL ADDRESSES BOTH SIDES OF THIS EQUATION BY HELPING OUR MEMBERS INCREASE THEIR SAVINGS RATES, WHILE SIMULTANEOUSLY LEVERAGING DATA AND SCALE TO ADDRESS THE SYSTEMIC BARRIERS THAT HINDER MOBILITY. OUR 600,000 MEMBERS ARE WORKING INDIVIDUALLY AND COLLECTIVELY TO IMPROVE THEIR FINANCIAL HEALTH BY ACTIVELY INCREASING THEIR SAVINGS RATES BY 4.8X.	ActivityOrMissionDesc
Voting Members Governing Body	9	VotingMembersGoverningBodyCnt
Voting Members Independent	9	VotingMembersIndependentCnt
Total Employee	0	TotalEmployeeCnt
Total Volunteers	9	TotalVolunteersCnt
Total Gross UBI	$0	TotalGrossUBIAmt
Net Unrelated Bus Txbl Incm	$0	NetUnrelatedBusTxblIncmAmt
PY Contributions Grants	$8,157,780	PYContributionsGrantsAmt
CY Contributions Grants	$5,974,544	CYContributionsGrantsAmt
PY Program Service Revenue	$269,808	PYProgramServiceRevenueAmt
CY Program Service Revenue	$117,650	CYProgramServiceRevenueAmt
PY Investment Income	$1,432	PYInvestmentIncomeAmt
CY Investment Income	$885	CYInvestmentIncomeAmt
PY Other Revenue	$9,414	PYOtherRevenueAmt
CY Other Revenue	$3,666	CYOtherRevenueAmt
PY Total Revenue	$8,438,434	PYTotalRevenueAmt
CY Total Revenue	$6,096,745	CYTotalRevenueAmt
PY Grants And Similar Paid	$3,854,823	PYGrantsAndSimilarPaidAmt
CY Grants And Similar Paid	$50,000	CYGrantsAndSimilarPaidAmt
PY Benefits Paid To Members	$0	PYBenefitsPaidToMembersAmt
CY Benefits Paid To Members	$0	CYBenefitsPaidToMembersAmt
PY Salaries Comp Emp Bnft Paid	$2,436,452	PYSalariesCompEmpBnftPaidAmt
CY Salaries Comp Emp Bnft Paid	$3,221,468	CYSalariesCompEmpBnftPaidAmt
PY Total Prof Fndrsng Expns	$0	PYTotalProfFndrsngExpnsAmt
CY Total Prof Fndrsng Expns	$0	CYTotalProfFndrsngExpnsAmt
CY Total Fundraising Expense	$549,383	CYTotalFundraisingExpenseAmt
PY Other Expenses	$2,412,074	PYOtherExpensesAmt
CY Other Expenses	$2,755,051	CYOtherExpensesAmt
PY Total Expenses	$8,703,349	PYTotalExpensesAmt
CY Total Expenses	$6,026,519	CYTotalExpensesAmt
PY Revenues Less Expenses	-$264,915	PYRevenuesLessExpensesAmt
CY Revenues Less Expenses	$70,226	CYRevenuesLessExpensesAmt
Total Assets BOY	$4,248,823	TotalAssetsBOYAmt
Total Assets EOY	$4,666,013	TotalAssetsEOYAmt
Total Liabilities BOY	$550,731	TotalLiabilitiesBOYAmt
Total Liabilities EOY	$897,695	TotalLiabilitiesEOYAmt
Net Assets Or Fund Balances BOY	$3,698,092	NetAssetsOrFundBalancesBOYAmt
Net Assets Or Fund Balances EOY	$3,768,318	NetAssetsOrFundBalancesEOYAmt
Info In Schedule O Part III	Yes (X)	InfoInScheduleOPartIIIInd
Mission	SAVERLIFE (FORMERLY EARN) IS A NONPROFIT ON A MISSION TO INSPIRE, INFORM, AND REWARD THE MILLIONS OF AMERICANS WHO NEED HELP SAVING MONEY. THROUGH ENGAGING TECHNOLOGIES AND STRATEGIC PARTNERSHIPS, WE GIVE WORKING PEOPLE THE METHODS AND MOTIVATION TO TAKE CONTROL OF THEIR FINANCIAL FUTURE.	MissionDesc
Significant New Program Srvc	0	SignificantNewProgramSrvcInd
Significant Change	0	SignificantChangeInd
Expense	$2,175,259	ExpenseAmt
Revenue	$78,487	RevenueAmt
Desc	(COMMUNITY)THE SAVERLIFE COMMUNITY AND TECHNOLOGY PLATFORM IS DESIGNED TO HELP LOW-INCOME INDIVIDUALS DEVELOP A HABIT OF SAVING AND LASTING FINANCIAL STABILITY. OUR 600,000+ MEMBERS -- 80% ARE WOMEN, 65% ARE SINGLE PARENTS, AND 60% IDENTIFY AS A PERSON OF COLOR -- JOIN A COMMUNITY OF LIKE-MINDED PEOPLE TO PARTICIPATE IN SAVINGS CHALLENGES THAT HELP THEM MEET SPECIFIC OBJECTIVES, LIKE REACHING A SAVINGS DOLLAR GOAL OR BUILDING A CONSISTENT SAVINGS HABIT. THEY ALSO GAIN ACCESS TO ACTIONABLE FINANCIAL EDUCATION CONTENT, COMMUNITY FORUMS, INSPIRING STORIES, AND ADDITIONAL PRIZES AND REWARDS FOR SAVING.IN JOINING SAVERLIFE, OUR MEMBERS HAVE TAKEN A DEFINITIVE STEP TO IMPROVE THEIR FINANCIAL LIVES. THEY ARE TYPICALLY NEW SAVERS, MEANING THAT THEY ARE NOT SAVING WHEN THEY JOIN (67%), AND HAVE MONTHLY EXPENSES THAT EXCEED THEIR INCOME (49%). SAVERLIFE'S IMPACT IS CLEAR: ON AVERAGE, OUR MEMBERS INCREASE THEIR SAVINGS RATE BY 4.8X AND 55% OF OUR MEMBERS DEPOSIT $500 INTO SAVINGS WITHIN SIX-MONTHS.	Desc

Prog Srvc Accom Acty2 ProgSrvcAccomActy2Grp

Field	Value	IRS element (for citing)
Expense	$958,829	ExpenseAmt
Grant	$50,000	GrantAmt
Revenue	$11,380	RevenueAmt
Desc	(SOLUTIONS)SAVERLIFE SOLUTIONS LEVERAGES THE UNDERLYING TECHNOLOGY AND PROVEN SAVINGS INCENTIVES OF THE SAVERLIFE PLATFORM TO BUILD THE BROADER FIELD OF FINANCIAL WELLNESS THROUGH PARTNERSHIPS. WE PARTNER WITH EMPLOYERS, CREDIT UNIONS, AND NONPROFITS TO PROVIDE SAVERLIFE'S SAVINGS PRODUCTS, COMBINED WITH CUSTOMIZED SAVINGS CHALLENGES TO THEIR COMMUNITY MEMBERS AND EMPLOYEES. SAVERLIFE SOLUTIONS OFFERS CUSTOM VERSIONS OF OUR INNOVATIVE SAVING PLATFORM, ADDING BOTH GENUINE VALUE AND PROVEN BUSINESS INCENTIVES TO THE PEOPLE OUR PARTNERS SERVE AND EMPLOY. THROUGH INTEGRATIONS OF OUR PLATFORM, WE PROVIDE A PROVEN BENEFIT FOR EMPLOYEES, CLIENTS, AND CONSTITUENTS, AND A LEADERSHIP ROLE FOR ORGANIZATIONS LOOKING TO PROMOTE MEANINGFUL SOCIAL CHANGE. IN PARTICULAR, SAVERLIFE LEVERAGES THE OUTSIZE ROLE OF EMPLOYERS TO EXPAND ACCESS TO SAVINGS BENEFITS. THE EMPLOYMENT SYSTEM IS A KEY DRIVER OF FINANCIAL HEALTH FOR WORKING FAMILIES. EMPLOYEE BENEFITS, BEYOND JUST SALARY, PROVIDE CRITICAL WEALTH-BUILDING SUPPORT FOR ALL WORKERS. YET, THERE IS A SIGNIFICANT GAP IN EMPLOYER-OFFERED BENEFITS FOR LOW-WAGE WORKERS. MANY LOW-WAGE WORKERS DO NOT HAVE ACCESS TO RETIREMENT BENEFITS AND, DESPITE THE CLEAR IMPACT OF EMERGENCY SAVINGS ON FINANCIAL WELL-BEING FOR LOW-TO-MODERATE INCOME INDIVIDUALS, TOO FEW EMPLOYERS OFFER THESE PRODUCTS FOR WORKERS. SAVERLIFE SOLUTIONS FILLS THIS GAP BY PARTNERING WITH EMPLOYERS TO PROVIDE OUR EFFECTIVE AND RESPONSIVE TECHNOLOGY AS A BENEFIT OFFERING, MAKING OUR SAVINGS PLATFORM ACCESSIBLE TO THOUSANDS OF LOW-WAGE WORKERS ACROSS A RANGE OF INDUSTRIES.	Desc

Prog Srvc Accom Acty3 ProgSrvcAccomActy3Grp

Field	Value	IRS element (for citing)
Expense	$923,483	ExpenseAmt
Revenue	$13,449	RevenueAmt
Desc	OTHER PROGRAM ACTIVITIES.	Desc

Prog Srvc Accom Acty Other ProgSrvcAccomActyOtherGrp

Field	Value	IRS element (for citing)
Expense	$781,227	ExpenseAmt
Revenue	$14,334	RevenueAmt
Desc	(VOICE) DESPITE THE SUCCESS OF SAVERLIFE IN INCREASING SAVINGS RATES AT THE INDIVIDUAL LEVEL, PERVASIVE BARRIERS TO ECONOMIC MOBILITY (SUCH AS DEBT, INCOME VOLATILITY, HOUSING COSTS, ETC.) MUST BE SOLVED AT BROADER SYSTEMIC LEVELS. IN ORDER TO DESIGN AND ADOPT POLICIES THAT WILL BENEFIT THOSE LIVING WITH LOW-INCOMES AND REBUILD A MORE EQUITABLE ECONOMY, IT IS CRITICAL THAT GOVERNMENT, POLICYMAKERS, BUSINESSES, AND SOCIAL SERVICE ORGANIZATIONS USE DATA AND EVIDENCE - NOT ASSUMPTIONS - TO UNDERSTAND BOTH HOW THE EXISTING FINANCIAL SYSTEM HAS FAILED THESE COMMUNITIES AND HOW THE CURRENT CRISIS IS IMPACTING THEM. SAVERLIFE VOICE IS UNIQUELY POSITIONED TO BRING TO LIGHT THE REAL FINANCIAL STRUGGLES OF WORKING AMERICANS AND TO PROVIDE DATA AND EVIDENCE TO GUIDE INCLUSIVE PROGRAM AND POLICY SOLUTIONS. OUR SAVINGS PLATFORM PROVIDES UNIQUE ACCESS TO REAL-TIME, HOUSEHOLD-LEVEL FINANCIAL TRANSACTIONS AND DATA THAT WE USE TO MEASURE CHANGES IN INCOME, SPENDING, DEBT, AND SAVINGS AND TO DETERMINE THE EFFICACY OF POLICY INTERVENTIONS AT THE HOUSEHOLD LEVEL. IN TANDEM, WE RAPIDLY GATHER PERSPECTIVES FROM OUR MEMBERS THROUGH SURVEYS AND INTERVIEWS TO UNDERSTAND HOW INDIVIDUALS AND FAMILIES ARE FARING IN A RAPIDLY SHIFTING ECONOMIC ENVIRONMENT AND ENGAGE THEM DIRECTLY TO SHARE THEIR THOUGHTS AND FEELINGS ON CURRENT AND PROPOSED POLICY SOLUTIONS. THIS COMBINATION OF DATA AND VOICES GIVES SAVERLIFE VOICE A UNIQUE ABILITY TO ENGAGE THOSE MOST AFFECTED BY AN INEQUITABLE FINANCIAL SYSTEM IN THE DEVELOPMENT OF EFFECTIVE SOLUTIONS. BY GATHERING EVIDENCE AND LIFTING UP THE VOICES OF LOW-WAGE, "ESSENTIAL" WORKERS, SAVERLIFE IS HELPING WRITE A COUNTER-NARRATIVE THAT PUSHES BACK AGAINST ILL-INFORMED STEREOTYPES ABOUT FINANCIAL NEED IN THE U.S.	Desc

Field	Value	IRS element (for citing)
Total Other Prog Srvc Expense	$781,227	TotalOtherProgSrvcExpenseAmt
Total Other Prog Srvc Revenue	$14,334	TotalOtherProgSrvcRevenueAmt
Total Program Service Expenses	$4,838,798	TotalProgramServiceExpensesAmt
Described In Section501c3	Yes (1)	DescribedInSection501c3Ind
Schedule B Required	Yes (1)	ScheduleBRequiredInd
Political Campaign Acty	0	PoliticalCampaignActyInd
Lobbying Activities	0	LobbyingActivitiesInd
Subject To Proxy Tax	0	SubjectToProxyTaxInd
Donor Advised Fund	0	DonorAdvisedFundInd
Conservation Easements	0	ConservationEasementsInd
Collections Of Art	0	CollectionsOfArtInd
Credit Counseling	0	CreditCounselingInd
Donor Rstr Or Quasi Endowments	0	DonorRstrOrQuasiEndowmentsInd
Report Land Building Equipment	Yes (1)	ReportLandBuildingEquipmentInd
Report Investments Other Sec	0	ReportInvestmentsOtherSecInd
Report Program Related Invst	0	ReportProgramRelatedInvstInd
Report Other Assets	Yes (1)	ReportOtherAssetsInd
Report Other Liabilities	Yes (1)	ReportOtherLiabilitiesInd
Include FIN48 Footnote	Yes (1)	IncludeFIN48FootnoteInd
Independent Audit Fincl Stmt	Yes (1)	IndependentAuditFinclStmtInd
Consolidated Audit Fincl Stmt	0	ConsolidatedAuditFinclStmtInd
School Operating	0	SchoolOperatingInd
Foreign Office	0	ForeignOfficeInd
Foreign Activities	0	ForeignActivitiesInd
More Than5000 K To Org	0	MoreThan5000KToOrgInd
More Than5000 K To Individuals	0	MoreThan5000KToIndividualsInd
Professional Fundraising	0	ProfessionalFundraisingInd
Fundraising Activities	0	FundraisingActivitiesInd
Gaming Activities	0	GamingActivitiesInd
Operate Hospital	0	OperateHospitalInd
Grants To Organizations	Yes (1)	GrantsToOrganizationsInd
Grants To Individuals	0	GrantsToIndividualsInd
Schedule J Required	Yes (1)	ScheduleJRequiredInd
Tax Exempt Bonds	0	TaxExemptBondsInd
Engaged In Excess Benefit Trans	0	EngagedInExcessBenefitTransInd
PY Excess Benefit Trans	0	PYExcessBenefitTransInd
Loan Outstanding	0	LoanOutstandingInd
Grant To Related Person	0	GrantToRelatedPersonInd
Business Rln With Org Mem	0	BusinessRlnWithOrgMemInd
Business Rln With Fam Mem	0	BusinessRlnWithFamMemInd
Business Rln With35 Ctrl Ent	0	BusinessRlnWith35CtrlEntInd
Deductible Non Cash Contri	0	DeductibleNonCashContriInd
Deductible Art Contribution	0	DeductibleArtContributionInd
Terminate Operations	0	TerminateOperationsInd
Partial Liquidation	0	PartialLiquidationInd
Disregarded Entity	0	DisregardedEntityInd
Related Entity	0	RelatedEntityInd
Related Organization Ctrl Ent	0	RelatedOrganizationCtrlEntInd
Trnsfr Exmpt Non Chrtbl Rltd Org	0	TrnsfrExmptNonChrtblRltdOrgInd
Activities Conducted Prtshp	0	ActivitiesConductedPrtshpInd
Schedule O Required	Yes (1)	ScheduleORequiredInd
IRP Document	37	IRPDocumentCnt
IRP Document W2 G	0	IRPDocumentW2GCnt
Backup Wthld Compliance	Yes (1)	BackupWthldComplianceInd
Employee	0	EmployeeCnt
Unrelated Bus Incm Over Limit	0	UnrelatedBusIncmOverLimitInd
Foreign Financial Account	0	ForeignFinancialAccountInd
Prohibited Tax Shelter Trans	0	ProhibitedTaxShelterTransInd
Taxable Party Notification	0	TaxablePartyNotificationInd
Nondeductible Contributions	0	NondeductibleContributionsInd
Quid Pro Quo Contributions	0	QuidProQuoContributionsInd
Form8282 Property Disposed Of	0	Form8282PropertyDisposedOfInd
Rcv Fnds To Pay Prsnl Bnft Cntrct	0	RcvFndsToPayPrsnlBnftCntrctInd
Pay Premiums Prsnl Bnft Cntrct	0	PayPremiumsPrsnlBnftCntrctInd
Indoor Tanning Services	0	IndoorTanningServicesInd
Subj To Tax Rmnrtn Ex Prcht Pymt	0	SubjToTaxRmnrtnExPrchtPymtInd
Subject To Excs Tax Net Invst Inc	0	SubjectToExcsTaxNetInvstIncInd
Info In Schedule O Part VI	Yes (X)	InfoInScheduleOPartVIInd
Governing Body Voting Members	9	GoverningBodyVotingMembersCnt
Independent Voting Member	9	IndependentVotingMemberCnt
Family Or Business Rln	0	FamilyOrBusinessRlnInd
Delegation Of Mgmt Duties	0	DelegationOfMgmtDutiesInd
Change To Org Documents	0	ChangeToOrgDocumentsInd
Material Diversion Or Misuse	0	MaterialDiversionOrMisuseInd
Members Or Stockholders	0	MembersOrStockholdersInd
Election Of Board Members	0	ElectionOfBoardMembersInd
Decisions Subject To Approva	0	DecisionsSubjectToApprovaInd
Minutes Of Governing Body	Yes (1)	MinutesOfGoverningBodyInd
Minutes Of Committees	Yes (1)	MinutesOfCommitteesInd
Officer Mailing Address	0	OfficerMailingAddressInd
Local Chapters	0	LocalChaptersInd
Form990 Provided To Gvrn Body	Yes (1)	Form990ProvidedToGvrnBodyInd
Conflict Of Interest Policy	Yes (1)	ConflictOfInterestPolicyInd
Annual Disclosure Covered Prsn	Yes (1)	AnnualDisclosureCoveredPrsnInd
Regular Monitoring Enfrc	Yes (1)	RegularMonitoringEnfrcInd
Whistleblower Policy	Yes (1)	WhistleblowerPolicyInd
Document Retention Policy	Yes (1)	DocumentRetentionPolicyInd
Compensation Process CEO	Yes (1)	CompensationProcessCEOInd
Compensation Process Other	Yes (1)	CompensationProcessOtherInd
Investment In Joint Venture	0	InvestmentInJointVentureInd
States Where Copy Of Return Is Fld	CA	StatesWhereCopyOfReturnIsFldCd
Own Website	Yes (X)	OwnWebsiteInd
Upon Request	Yes (X)	UponRequestInd

Books In Care Of Detail BooksInCareOfDetail

Field	Value	IRS element (for citing)
Person	CHARLES BELLEVILLE	PersonNm
Phone	4155039818	PhoneNum

US Address USAddress

Field	Value	IRS element (for citing)
Address Line1	235 MONTGOMERY STREET 1050	AddressLine1Txt
City	SAN FRANCISCO	CityNm
State Abbreviation	CA	StateAbbreviationCd
ZIP	94104	ZIPCd

Form990 Part VII Section A Form990PartVIISectionAGrp (18 entries)

TitleTitleTxt	Average Hours Per WeekAverageHoursPerWeekRt	Individual Trustee Or DirectorIndividualTrusteeOrDirectorInd	OfficerOfficerInd	Reportable Comp From OrgReportableCompFromOrgAmt	Reportable Comp From Rltd OrgReportableCompFromRltdOrgAmt	Other CompensationOtherCompensationAmt	Key EmployeeKeyEmployeeInd	Highest Compensated EmployeeHighestCompensatedEmployeeInd
NICK EATON
BOARD CHAIR	1.00	Yes (X)	Yes (X)	$0	$0	$0
PRESTON DODD
TREASURER	1.00	Yes (X)	Yes (X)	$0	$0	$0
TIFFANY TENG
SECRETARY	1.00	Yes (X)	Yes (X)	$0	$0	$0
DON BAYLOR JR
DIRECTOR	1.00	Yes (X)		$0	$0	$0
JAKE FUENTES
DIRECTOR	1.00	Yes (X)		$0	$0	$0
BEN MANGAN
DIRECTOR	1.00	Yes (X)		$0	$0	$0
ANDY PEAY
DIRECTOR	1.00	Yes (X)		$0	$0	$0
IDA RADEMACHER
DIRECTOR	1.00	Yes (X)		$0	$0	$0
KARIN MEYER
DIRECTOR	1.00	Yes (X)		$0	$0	$0
LEIGH PHILLIPS
CEO	40.00		Yes (X)	$230,482	$0	$21,500
DAVID DERRYCK
CHIEF IMPACT OFFICER	40.00		Yes (X)	$226,000	$0	$11,995
ASHLEY SHERWIN
COO	40.00		Yes (X)	$163,250	$0	$23,028
NEHA GUPTA
VP OF MARKET DEVELOPMENT	40.00			$159,500	$0	$14,642	Yes (X)
TIM LUCAS
VP OF RESEARCH & ANALYTICS	40.00			$136,505	$0	$8,552		Yes (X)
SHANA BEAL
DIRECTOR OF COMMUNICATIONS	40.00			$135,250	$0	$7,170		Yes (X)
RADHA SESHAGIRI
DIRECTOR, POLICY & SYSTEMS CHANGE	40.00			$130,523	$0	$6,000		Yes (X)
CAROL KASTEN
CHIEF INFORMATION SECURITY OFFICER	32.00			$108,000	$0	$23,139		Yes (X)
JOSEPH HARRINGTON
DIRECTOR, BUSINESS DEVELOPMENT	40.00			$111,500	$0	$16,098		Yes (X)

Field	Value	IRS element (for citing)
Total Reportable Comp From Org	$1,401,010	TotalReportableCompFromOrgAmt
Tot Reportable Comp Rltd Org	$0	TotReportableCompRltdOrgAmt
Total Other Compensation	$132,124	TotalOtherCompensationAmt
Indiv Rcvd Greater Than100 K	9	IndivRcvdGreaterThan100KCnt
Former Ofcr Employees Listed	0	FormerOfcrEmployeesListedInd
Total Comp Greater Than150 K	Yes (1)	TotalCompGreaterThan150KInd
Compensation From Other Srcs	0	CompensationFromOtherSrcsInd

Contractor Compensation ContractorCompensationGrp (3 entries)

Address Line1ContractorAddress/USAddress/AddressLine1Txt	CityContractorAddress/USAddress/CityNm	State AbbreviationContractorAddress/USAddress/StateAbbreviationCd	ZIPContractorAddress/USAddress/ZIPCd	ServicesServicesDesc	CompensationCompensationAmt
TELOS LABS LLC
3230 UNIVERSITY AVENUE	BERKELEY	CA	94704	SOFTWARE PROGRAMMING	$478,194
TEAL MEDIA
7457 FRANKLIN ROAD SUITE 218	BLOOMFIELD HILLS	MI	48301	MARKETING AND DESIGN SERVICES	$172,500
STANTON PUBLIC RELATIONS & MARKETING
880 THIRD AVENUE 4TH FLOOR	NEW YORK	NY	10022	PUBLIC RELATIONS AND MARKETING SERVICES	$143,034

Field	Value	IRS element (for citing)
Cntrct Rcvd Greater Than100 K	3	CntrctRcvdGreaterThan100KCnt
Government Grants	$749,416	GovernmentGrantsAmt
All Other Contributions	$5,225,128	AllOtherContributionsAmt
Total Contributions	$5,974,544	TotalContributionsAmt

Program Service Revenue ProgramServiceRevenueGrp

Field	Value	IRS element (for citing)
Desc	PROGRAM SERVICE FEES	Desc
Business	900099	BusinessCd
Total Revenue Column	$117,650	TotalRevenueColumnAmt
Related Or Exempt Func Income	$117,650	RelatedOrExemptFuncIncomeAmt

Field	Value	IRS element (for citing)
Total Program Service Revenue	$117,650	TotalProgramServiceRevenueAmt

Investment Income InvestmentIncomeGrp

Field	Value	IRS element (for citing)
Total Revenue Column	$885	TotalRevenueColumnAmt
Exclusion	$885	ExclusionAmt

Other Revenue Misc OtherRevenueMiscGrp

Field	Value	IRS element (for citing)
Desc	MISCELLANEOUS REVENUE	Desc
Business	900099	BusinessCd
Total Revenue Column	$3,666	TotalRevenueColumnAmt
Exclusion	$3,666	ExclusionAmt

Field	Value	IRS element (for citing)
Other Revenue Total	$3,666	OtherRevenueTotalAmt

Total Revenue TotalRevenueGrp

Field	Value	IRS element (for citing)
Total Revenue Column	$6,096,745	TotalRevenueColumnAmt
Related Or Exempt Func Income	$117,650	RelatedOrExemptFuncIncomeAmt
Unrelated Business Revenue	$0	UnrelatedBusinessRevenueAmt
Exclusion	$4,551	ExclusionAmt

Grants To Domestic Orgs GrantsToDomesticOrgsGrp

Field	Value	IRS element (for citing)
Total	$50,000	TotalAmt
Program Services	$50,000	ProgramServicesAmt

Comp Current Ofcr Directors CompCurrentOfcrDirectorsGrp

Field	Value	IRS element (for citing)
Total	$850,398	TotalAmt
Program Services	$458,814	ProgramServicesAmt
Management And General	$152,665	ManagementAndGeneralAmt
Fundraising	$238,919	FundraisingAmt

Other Salaries And Wages OtherSalariesAndWagesGrp

Field	Value	IRS element (for citing)
Total	$1,829,198	TotalAmt
Program Services	$1,537,321	ProgramServicesAmt
Management And General	$152,658	ManagementAndGeneralAmt
Fundraising	$139,219	FundraisingAmt

Pension Plan Contributions PensionPlanContributionsGrp

Field	Value	IRS element (for citing)
Total	$117,301	TotalAmt
Program Services	$87,382	ProgramServicesAmt
Management And General	$13,366	ManagementAndGeneralAmt
Fundraising	$16,553	FundraisingAmt

Other Employee Benefits OtherEmployeeBenefitsGrp

Field	Value	IRS element (for citing)
Total	$221,550	TotalAmt
Program Services	$165,041	ProgramServicesAmt
Management And General	$25,244	ManagementAndGeneralAmt
Fundraising	$31,265	FundraisingAmt

Payroll Taxes PayrollTaxesGrp

Field	Value	IRS element (for citing)
Total	$203,021	TotalAmt
Program Services	$151,238	ProgramServicesAmt
Management And General	$23,133	ManagementAndGeneralAmt
Fundraising	$28,650	FundraisingAmt

Fees For Services Legal FeesForServicesLegalGrp

Field	Value	IRS element (for citing)
Total	$9,350	TotalAmt
Program Services	$7,065	ProgramServicesAmt
Management And General	$1,765	ManagementAndGeneralAmt
Fundraising	$520	FundraisingAmt

Fees For Services Accounting FeesForServicesAccountingGrp

Field	Value	IRS element (for citing)
Total	$121,719	TotalAmt
Program Services	$91,971	ProgramServicesAmt
Management And General	$22,976	ManagementAndGeneralAmt
Fundraising	$6,772	FundraisingAmt

Fees For Services Other FeesForServicesOtherGrp

Field	Value	IRS element (for citing)
Total	$495,410	TotalAmt
Program Services	$374,334	ProgramServicesAmt
Management And General	$93,514	ManagementAndGeneralAmt
Fundraising	$27,562	FundraisingAmt

Advertising AdvertisingGrp

Field	Value	IRS element (for citing)
Total	$447,921	TotalAmt
Program Services	$420,823	ProgramServicesAmt
Management And General	$27,098	ManagementAndGeneralAmt

Office Expenses OfficeExpensesGrp

Field	Value	IRS element (for citing)
Total	$44,681	TotalAmt
Program Services	$25,362	ProgramServicesAmt
Management And General	$9,736	ManagementAndGeneralAmt
Fundraising	$9,583	FundraisingAmt

Information Technology InformationTechnologyGrp

Field	Value	IRS element (for citing)
Total	$161,510	TotalAmt
Program Services	$154,146	ProgramServicesAmt
Management And General	$5,688	ManagementAndGeneralAmt
Fundraising	$1,676	FundraisingAmt

Occupancy OccupancyGrp

Field	Value	IRS element (for citing)
Total	$235,641	TotalAmt
Program Services	$181,605	ProgramServicesAmt
Management And General	$26,917	ManagementAndGeneralAmt
Fundraising	$27,119	FundraisingAmt

Travel TravelGrp

Field	Value	IRS element (for citing)
Total	$5,819	TotalAmt
Program Services	$64	ProgramServicesAmt
Management And General	$803	ManagementAndGeneralAmt
Fundraising	$4,952	FundraisingAmt

Depreciation Depletion DepreciationDepletionGrp

Field	Value	IRS element (for citing)
Total	$325,049	TotalAmt
Program Services	$323,206	ProgramServicesAmt
Management And General	$954	ManagementAndGeneralAmt
Fundraising	$889	FundraisingAmt

Insurance InsuranceGrp

Field	Value	IRS element (for citing)
Total	$39,265	TotalAmt
Program Services	$31,034	ProgramServicesAmt
Management And General	$3,998	ManagementAndGeneralAmt
Fundraising	$4,233	FundraisingAmt

Other Expenses OtherExpensesGrp (4 entries)

DescDesc	TotalTotalAmt	Program ServicesProgramServicesAmt	Management And GeneralManagementAndGeneralAmt	FundraisingFundraisingAmt
WEB-BASED SERVICES	$502,457	$441,779	$53,807	$6,871
SAVER INCENTIVES	$166,220	$166,220
COVID ASSISTANCE	$74,800	$74,800
SURVEY INCENTIVES	$71,248	$54,964	$13,666	$2,618

All Other Expenses AllOtherExpensesGrp

Field	Value	IRS element (for citing)
Total	$53,961	TotalAmt
Program Services	$41,629	ProgramServicesAmt
Management And General	$10,350	ManagementAndGeneralAmt
Fundraising	$1,982	FundraisingAmt

Total Functional Expenses TotalFunctionalExpensesGrp

Field	Value	IRS element (for citing)
Total	$6,026,519	TotalAmt
Program Services	$4,838,798	ProgramServicesAmt
Management And General	$638,338	ManagementAndGeneralAmt
Fundraising	$549,383	FundraisingAmt

Cash Non Interest Bearing CashNonInterestBearingGrp

Field	Value	IRS element (for citing)
BOY	$2,140,014	BOYAmt
EOY	$2,368,746	EOYAmt

Savings And Temp Cash Invst SavingsAndTempCashInvstGrp

Field	Value	IRS element (for citing)
BOY	$1,001	BOYAmt
EOY	$1,001	EOYAmt

Pledges And Grants Receivable PledgesAndGrantsReceivableGrp

Field	Value	IRS element (for citing)
BOY	$1,592,723	BOYAmt
EOY	$1,131,780	EOYAmt

Accounts Receivable AccountsReceivableGrp

Field	Value	IRS element (for citing)
BOY	$14,911	BOYAmt
EOY	$49,783	EOYAmt

Prepaid Expenses Defrd Charges PrepaidExpensesDefrdChargesGrp

Field	Value	IRS element (for citing)
BOY	$53,714	BOYAmt
EOY	$63,407	EOYAmt

Field	Value	IRS element (for citing)
Land Bldg Equip Cost Or Other Bss	$2,639,567	LandBldgEquipCostOrOtherBssAmt
Land Bldg Equip Accum Deprec	$2,064,300	LandBldgEquipAccumDeprecAmt

Land Bldg Equip Basis Net LandBldgEquipBasisNetGrp

Field	Value	IRS element (for citing)
BOY	$415,434	BOYAmt
EOY	$575,267	EOYAmt

Other Assets Total OtherAssetsTotalGrp

Field	Value	IRS element (for citing)
BOY	$31,026	BOYAmt
EOY	$476,029	EOYAmt

Total Assets TotalAssetsGrp

Field	Value	IRS element (for citing)
BOY	$4,248,823	BOYAmt
EOY	$4,666,013	EOYAmt

Accounts Payable Accr Expnss AccountsPayableAccrExpnssGrp

Field	Value	IRS element (for citing)
BOY	$479,150	BOYAmt
EOY	$724,117	EOYAmt

Grants Payable GrantsPayableGrp

Field	Value	IRS element (for citing)
BOY	$44,081	BOYAmt
EOY	$19,018	EOYAmt

Deferred Revenue DeferredRevenueGrp

Field	Value	IRS element (for citing)
BOY	$27,500	BOYAmt
EOY	$68,333	EOYAmt

Other Liabilities OtherLiabilitiesGrp

Field	Value	IRS element (for citing)
BOY	$0	BOYAmt
EOY	$86,227	EOYAmt

Total Liabilities TotalLiabilitiesGrp

Field	Value	IRS element (for citing)
BOY	$550,731	BOYAmt
EOY	$897,695	EOYAmt

Field	Value	IRS element (for citing)
Organization Follows FASB117	Yes (X)	OrganizationFollowsFASB117Ind

No Donor Restriction Net Assets NoDonorRestrictionNetAssetsGrp

Field	Value	IRS element (for citing)
BOY	$1,480,329	BOYAmt
EOY	$1,985,147	EOYAmt

Donor Restriction Net Assets DonorRestrictionNetAssetsGrp

Field	Value	IRS element (for citing)
BOY	$2,217,763	BOYAmt
EOY	$1,783,171	EOYAmt

Total Net Assets Fund Balance TotalNetAssetsFundBalanceGrp

Field	Value	IRS element (for citing)
BOY	$3,698,092	BOYAmt
EOY	$3,768,318	EOYAmt

Tot Liab Net Assets Fund Balance TotLiabNetAssetsFundBalanceGrp

Field	Value	IRS element (for citing)
BOY	$4,248,823	BOYAmt
EOY	$4,666,013	EOYAmt

Field	Value	IRS element (for citing)
Reconcilation Revenue Expnss	$70,226	ReconcilationRevenueExpnssAmt
Other Changes In Net Assets	$0	OtherChangesInNetAssetsAmt
Info In Schedule O Part XII	Yes (X)	InfoInScheduleOPartXIIInd
Method Of Accounting Accrual	Yes (X)	MethodOfAccountingAccrualInd
Accountant Compile Or Review	0	AccountantCompileOrReviewInd
FS Audited	Yes (1)	FSAuditedInd

FS Audited Basis FSAuditedBasisGrp

Field	Value	IRS element (for citing)
Separate Basis Fincl Stmt	Yes (X)	SeparateBasisFinclStmtInd

Field	Value	IRS element (for citing)
Audit Committee	Yes (1)	AuditCommitteeInd
Federal Grant Audit Required	0	FederalGrantAuditRequiredInd

Schedule A IRS990ScheduleA

Field	Value	IRS element (for citing)
Public Organization170	Yes (X)	PublicOrganization170Ind

Gifts Grants Contri Rcvd170 GiftsGrantsContriRcvd170Grp

Field	Value	IRS element (for citing)
Current Tax Year Minus4 Years	$3,955,389	CurrentTaxYearMinus4YearsAmt
Current Tax Year Minus3 Years	$4,069,827	CurrentTaxYearMinus3YearsAmt
Current Tax Year Minus2 Years	$6,318,475	CurrentTaxYearMinus2YearsAmt
Current Tax Year Minus1 Year	$8,157,780	CurrentTaxYearMinus1YearAmt
Current Tax Year	$5,974,544	CurrentTaxYearAmt
Total	$28,476,015	TotalAmt

Total Calendar Year170 TotalCalendarYear170Grp

Field	Value	IRS element (for citing)
Current Tax Year Minus4 Years	$3,955,389	CurrentTaxYearMinus4YearsAmt
Current Tax Year Minus3 Years	$4,069,827	CurrentTaxYearMinus3YearsAmt
Current Tax Year Minus2 Years	$6,318,475	CurrentTaxYearMinus2YearsAmt
Current Tax Year Minus1 Year	$8,157,780	CurrentTaxYearMinus1YearAmt
Current Tax Year	$5,974,544	CurrentTaxYearAmt
Total	$28,476,015	TotalAmt

Field	Value	IRS element (for citing)
Substantial Contributors Tot	$11,944,492	SubstantialContributorsTotAmt
Public Support Total170	$16,531,523	PublicSupportTotal170Amt

Gross Investment Income170 GrossInvestmentIncome170Grp

Field	Value	IRS element (for citing)
Current Tax Year Minus1 Year	$1,432	CurrentTaxYearMinus1YearAmt
Current Tax Year	$885	CurrentTaxYearAmt
Total	$2,317	TotalAmt

Other Income170 OtherIncome170Grp

Field	Value	IRS element (for citing)
Current Tax Year Minus1 Year	$9,414	CurrentTaxYearMinus1YearAmt
Current Tax Year	$3,666	CurrentTaxYearAmt
Total	$13,080	TotalAmt

Field	Value	IRS element (for citing)
Total Support	$28,491,412	TotalSupportAmt
Gross Receipts Rltd Activities	$1,635,445	GrossReceiptsRltdActivitiesAmt
Public Support CY170	0.58020	PublicSupportCY170Pct
Public Support PY170	0.59400	PublicSupportPY170Pct
Thirty Thr Pct Suprt Tests CY170	Yes (X)	ThirtyThrPctSuprtTestsCY170Ind

Form990 Schedule A Part VI Form990ScheduleAPartVIGrp

Field	Value	IRS element (for citing)
Form And Line Reference	SCHEDULE A, PART II, LINE 10, EXPLANATION OF OTHER INCOME:	FormAndLineReferenceDesc
Explanation	MISC REVENUE - 2020 AMOUNT: $ 9,414. 2021 AMOUNT: $ 3,666.	ExplanationTxt

Schedule B IRS990ScheduleB

Contributor Information ContributorInformationGrp

Field	Value	IRS element (for citing)
Contributor	RESTRICTED	ContributorNum

Contributor Business Name ContributorBusinessName

Field	Value	IRS element (for citing)
Business Name Line1	RESTRICTED	BusinessNameLine1

Contributor US Address ContributorUSAddress

Field	Value	IRS element (for citing)
Address Line1	RESTRICTED	AddressLine1
Address Line2	RESTRICTED	AddressLine2
City	RESTRICTED	City
State	RESTRICTED	State
ZIP Code	RESTRICTED	ZIPCode

Field	Value	IRS element (for citing)
Total Contributions	RESTRICTED	TotalContributionsAmt

Schedule D IRS990ScheduleD

Equipment EquipmentGrp

Field	Value	IRS element (for citing)
Other Cost Or Other Basis	$55,426	OtherCostOrOtherBasisAmt
Depreciation	$48,297	DepreciationAmt
Book Value	$7,129	BookValueAmt

Other Land Buildings OtherLandBuildingsGrp

Field	Value	IRS element (for citing)
Other Cost Or Other Basis	$2,584,141	OtherCostOrOtherBasisAmt
Depreciation	$2,016,003	DepreciationAmt
Book Value	$568,138	BookValueAmt

Field	Value	IRS element (for citing)
Total Book Value Land Buildings	$575,267	TotalBookValueLandBuildingsAmt

Other Assets Org OtherAssetsOrgGrp (4 entries)

DescDesc	Book ValueBookValueAmt
REFUNDABLE DEPOSITS	$32,680
VENDOR CREDIT	$13,505
ERC RECEIVABLE	$427,412
OTHER ASSETS	$2,432

Field	Value	IRS element (for citing)
Total Book Value Other Assets	$476,029	TotalBookValueOtherAssetsAmt

Other Liabilities Org OtherLiabilitiesOrgGrp

Field	Value	IRS element (for citing)
Desc	ADVANCES	Desc
Amt	$86,227	Amt

Field	Value	IRS element (for citing)
Total Liability	$86,227	TotalLiabilityAmt
Footnote Text	Yes (X)	FootnoteTextInd
Total Rev Etc Audited Fincl Stmt	$6,293,547	TotalRevEtcAuditedFinclStmtAmt
Donated Services And Use Fclts	$196,802	DonatedServicesAndUseFcltsAmt
Revenue Not Reported	$196,802	RevenueNotReportedAmt
Revenue Subtotal	$6,096,745	RevenueSubtotalAmt
Revenue Not Reported Fincl Stmt	$0	RevenueNotReportedFinclStmtAmt
Total Revenue Per Form990	$6,096,745	TotalRevenuePerForm990Amt
Tot Expns Etc Audited Fincl Stmt	$6,223,321	TotExpnsEtcAuditedFinclStmtAmt
Donated Services Use Fclts	$196,802	DonatedServicesUseFcltsAmt
Expenses Not Reported	$196,802	ExpensesNotReportedAmt
Expenses Subtotal	$6,026,519	ExpensesSubtotalAmt
Expenses Not Rpt Fincl Stmt	$0	ExpensesNotRptFinclStmtAmt
Total Expenses Per Form990	$6,026,519	TotalExpensesPerForm990Amt

Supplemental Information Detail SupplementalInformationDetail

Field	Value	IRS element (for citing)
Form And Line Reference	PART X, LINE 2:	FormAndLineReferenceDesc
Explanation	THE ORGANIZATION IS A TAX-EXEMPT ORGANIZATION UNDER THE PROVISIONS OF THE INTERNAL REVENUE CODE, SECTION 501(C)(3), AND THE CALIFORNIA REVENUE AND TAXATION CODE, SECTION 23701(D). ACCORDINGLY, NO PROVISION FOR FEDERAL AND STATE INCOME TAXES HAS BEEN REFLECTED IN THESE FINANCIAL STATEMENTS. MANAGEMENT EVALUATED THE ORGANIZATION'S TAX POSITIONS AND CONCLUDED THAT THE ORGANIZATION HAD MAINTAINED ITS TAX-EXEMPT STATUS AND HAS TAKEN NO UNCERTAIN TAX POSITIONS THAT REQUIRE ADJUSTMENT TO THE FINANCIAL STATEMENTS. THEREFORE, NO PROVISION OR LIABILITY FOR INCOME TAXES HAS BEEN INCLUDED IN THE FINANCIAL STATEMENTS.	ExplanationTxt

Schedule I IRS990ScheduleI

Field	Value	IRS element (for citing)
Grant Records Maintained	Yes (1)	GrantRecordsMaintainedInd

Recipient Table RecipientTable (3 entries)

Address Line1USAddress/AddressLine1Txt	CityUSAddress/CityNm	State AbbreviationUSAddress/StateAbbreviationCd	ZIPUSAddress/ZIPCd	Recipient EINRecipientEIN	IRC SectionIRCSectionDesc	Cash GrantCashGrantAmt	Non Cash AssistanceNonCashAssistanceAmt	Purpose Of GrantPurposeOfGrantTxt
TENNESSEE FOOD ON FOOT FOUNDATION INC
105 SCENIC VIEW DR	TALBOTT	TN	37877	223969109	501(C)(3)	$10,000	$0	TO BENEFIT SAVERLIFE IMPACT HUB COMMUNITIES.
GOODWILL INDUSTRIES OF KANAWHA VALLEY
215 VIRGINIA STREET WEST	CHARLESTON	WV	25302	550380828	501(C)(3)	$10,000	$0	TO BENEFIT SAVERLIFE IMPACT HUB COMMUNITIES.
YOU IN FLOOD CITY
3798 MENOHER ROAD	JOHNSTOWN	PA	15905	833491228	501(C)(3)	$10,000	$0	TO BENEFIT SAVERLIFE IMPACT HUB COMMUNITIES.

Field	Value	IRS element (for citing)
Total501c3 Org	3	Total501c3OrgCnt
Total Other Org	0	TotalOtherOrgCnt

Supplemental Information Detail SupplementalInformationDetail

Field	Value	IRS element (for citing)
Form And Line Reference	PART I, LINE 2:	FormAndLineReferenceDesc
Explanation	GRANTS PAID TO NEIGHBORHOOD TRUST FINANCIAL PARTNERS DURING 2021 WERE CONTRACTUALLY REQUIRED SUBGRANT PAYMENTS. AS PART OF OUR PROCESS TO SUBGRANT, WE ISSUED NTFP A SUBGRANT AGREEMENT. THE AGREEMENT STIPULATED THAT ALL FUNDS WERE TO BE USED AS OUTLINED IN THE PROJECT PLAN AND BUDGET APPROVED BY THE FUNDER. ASIDE FROM THE AFOREMENTIONED AGREEMENT, SAVERLIFE DID NOT MONITOR THE SPECIFIC USE OF THESE GRANT FUNDS OR REQUIRE FINANCIAL REPORTING. SAVERLIFE MADE TWO UNRESTRICTED GRANTS TO ORGANIZATIONS IN COMMUNITIES WHERE WE HAVE GEOGRAPHICALLY-FOCUSED PROGRAMMATIC ACTIVITY. THESE GRANTS WERE UNRESTRICTED COMMUNITY SUPPORT TO OTHER NONPROFITS AND THE USE OF FUNDS WAS NOT MONITORED. SAVER INCENTIVES AND PRIZES PAID TO INDIVIDUALS WERE MADE IN RECOGNITION OF INDIVIDUALS WHO MET SAVINGS GOALS OR ENGAGED WITH THE SAVERLIFE TECHNOLOGY PLATFORM OR COMMUNITY. THE VARIOUS TYPES OF PRIZES AND REWARDS WERE BASED ON A WIDE RANGE OF ACTIVITIES AND ELIGIBILITY WAS DETERMINED PRIOR TO PAYMENTS BEING MADE. COVID ASSISTANCE PAYMENTS WERE UNRESTRICTED PAYMENTS TO INDIVIDUALS PRE-SCREENED TO MEET VARIOUS FUNDERS' REQUIREMENTS BE THEY GEOGRAPHIC OR NEED-BASED. NO EFFORT TO MONITOR THE USE OF THESE FUNDS WAS NECESSARY.	ExplanationTxt

Schedule J IRS990ScheduleJ

Field	Value	IRS element (for citing)
Compensation Committee	Yes (X)	CompensationCommitteeInd
Written Employment Contract	Yes (X)	WrittenEmploymentContractInd
Compensation Survey	Yes (X)	CompensationSurveyInd
Board Or Committee Approval	Yes (X)	BoardOrCommitteeApprovalInd
Severance Payment	0	SeverancePaymentInd
Supplemental Nonqual Rtr Plan	0	SupplementalNonqualRtrPlanInd
Equity Based Comp Arrngm	0	EquityBasedCompArrngmInd
Comp Based On Revenue Of Flng Org	0	CompBasedOnRevenueOfFlngOrgInd
Comp Bsd On Rev Related Orgs	0	CompBsdOnRevRelatedOrgsInd
Comp Bsd Net Earns Flng Org	0	CompBsdNetEarnsFlngOrgInd
Comp Bsd Net Earns Rltd Orgs	0	CompBsdNetEarnsRltdOrgsInd
Any Non Fixed Payments	0	AnyNonFixedPaymentsInd
Initial Contract Exception	0	InitialContractExceptionInd

Rltd Org Officer Trst Key Empl RltdOrgOfficerTrstKeyEmplGrp (4 entries)

TitleTitleTxt	Base Compensation Filing OrgBaseCompensationFilingOrgAmt	Compensation Based On Rltd OrgsCompensationBasedOnRltdOrgsAmt	Bonus Filing OrganizationBonusFilingOrganizationAmount	Bonus Related OrganizationsBonusRelatedOrganizationsAmt	Other Compensation Filing OrgOtherCompensationFilingOrgAmt	Other Compensation Rltd OrgsOtherCompensationRltdOrgsAmt	Deferred Compensation Flng OrgDeferredCompensationFlngOrgAmt	Deferred Comp Rltd OrgsDeferredCompRltdOrgsAmt	Nontaxable Benefits Filing OrgNontaxableBenefitsFilingOrgAmt	Nontaxable Benefits Rltd OrgsNontaxableBenefitsRltdOrgsAmt	Total Compensation Filing OrgTotalCompensationFilingOrgAmt	Total Compensation Rltd OrgsTotalCompensationRltdOrgsAmt	Comp Report Prior990 Filing OrgCompReportPrior990FilingOrgAmt	Comp Report Prior990 Rltd OrgsCompReportPrior990RltdOrgsAmt
LEIGH PHILLIPS
CEO	$200,482	$0	$30,000	$0	$0	$0	$6,000	$0	$15,500	$0	$251,982	$0	$0	$0
DAVID DERRYCK
CHIEF IMPACT OFFICER	$216,000	$0	$10,000	$0	$0	$0	$6,000	$0	$5,995	$0	$237,995	$0	$0	$0
ASHLEY SHERWIN
COO	$161,250	$0	$2,000	$0	$0	$0	$6,000	$0	$17,028	$0	$186,278	$0	$0	$0
NEHA GUPTA
VP OF MARKET DEVELOPMENT	$157,500	$0	$2,000	$0	$0	$0	$6,000	$0	$8,642	$0	$174,142	$0	$0	$0

Schedule O IRS990ScheduleO

Supplemental Information Detail SupplementalInformationDetail (5 entries)

Form And Line ReferenceFormAndLineReferenceDesc	ExplanationExplanationTxt
FORM 990, PART VI, SECTION B, LINE 11B	FORM 990 WAS REVIEWED BY AN OUTSIDE TAX PROFESSIONAL. THE FORM WAS THEN REVIEWED BY THE ORGANIZATION'S MANAGEMENT AND AT LEAST ONE MEMBER OF THE BOARD OF DIRECTORS. THIS GROUP OF INDIVIDUALS THEN DISCUSSED THE CONTENTS OF THE RETURN WITH THE OUTSIDE TAX PROFESSIONAL. AFTER A FULL REVIEW (WITH MODIFICATION WHERE NECESSARY), THE FINAL VERSION OF THE TAX RETURN WAS PROVIDED TO ALL MEMBERS OF THE ORGANIZATION'S VOTING BODY. A REPRESENTATIVE OF MANAGEMENT OR THE BOARD SIGNED AND THE OUTSIDE TAX PROFESSIONAL ELECTRONICALLY FILED THE RETURN TO THE INTERNAL REVENUE SERVICE.
FORM 990, PART VI, SECTION B, LINE 12C	ALL EMPLOYEES ARE COVERED UNDER SAVERLIFE'S CONFLICT OF INTEREST POLICY. DETERMINATION OF WHETHER A CONFLICT EXISTS IS MADE BY THE EMPLOYEE'S MANAGER OR HR. CONFLICTS ARE REVIEWED BY HR OR THE CEO. IF AN ACTUAL OR POTENTIAL CONFLICT IS DETERMINED, EARN WILL TAKE STEPS TO MINIMIZE OR ELIMINATE THE CONFLICT AS APPEARS APPROPRIATE UNDER THE CIRCUMSTANCES.
FORM 990, PART VI, SECTION B, LINE 15	A COMMITTEE OF THE BOARD OF DIRECTORS REVIEWS THE COMPENSATION OF ALL HIGH LEVEL PERSONNEL ANNUALLY IN ACCORDANCE WITH IRS RULES AND REGULATION. EFFORTS ARE MADE TO SECURE COMPENSATION DATE FROM INDUSTRY SOURCES IN ORDER TO DETERMINE COMPETITIVENESS AND APPROPRIATENESS OF SALARIES. EVERY EFFORT IS MADE TO ENSURE THAT THE PROCESS IS THOROUGH AND TRANSPARENT IN ACCORDANCE WITH IRS GUIDELINES AND THE ORGANIZATION'S POLICIES AND PROCEDURES. COMPENSATION OF OTHER HIGH LEVEL PERSONNEL AND KEY EMPLOYEES IS REVIEWED AT LEAST ANNUALLY BY MEMBERS OF MANAGEMENT. EFFORTS ARE MADE TO SECURE COMPENSATION DATA FROM INDUSTRY SOURCES IN ORDER TO DETERMINE COMPETITIVENESS AND APPROPRIATENESS OF SALARIES AND ALL RELATED BENEFITS. ALL DECISIONS ARE THEN DOCUMENTED IN PERSONNEL FILES.
FORM 990, PART VI, SECTION C, LINE 19	ALL GOVERNING DOCUMENTS, FINANCIAL STATEMENTS, AND CONFLICT OF INTEREST POLICY ARE PROVIDED VIA EMAIL OR MAIL IN RESPONSE TO REQUESTS RECEIEVD VIA PHONE, EMAIL, OR MAIL, AND ARE HELD FOR THE SAME PERIOD OF TIME SET FORTH IN SEC. 6104(D).
FORM 990, PART XII, LINE 2C:	THE ORGANIZATION DID NOT CHANGE ITS OVERSIGHT PROCESS OR SELECTION PROCESS DURING THE TAX YEAR.