ROYAL CREDIT UNION: Form 990, tax year 2021

View the entire original 990 at ProPublica ↗

Organization: ROYAL CREDIT UNION (EIN 39-6072970)
Tax period: 2021-01-01 to 2021-12-31
Filed: 2022-11-15
IRS object ID: 202203199349319580
Schema version: 2021v4.2
Source: Download XML · Original 990 at ProPublica

Every field in the e-filed return. Faint text is the IRS element name, for citing.

Return header
Form 990
Schedule D
Schedule I
Schedule J
Schedule L
Schedule O
Schedule R

Return header ReturnHeader

Field	Value	IRS element (for citing)
Return	2022-11-15T14:51:49-06:00	ReturnTs
Tax Period End	2021-12-31	TaxPeriodEndDt

Preparer Firm PreparerFirmGrp

Field	Value	IRS element (for citing)
Preparer Firm EIN	410746749	PreparerFirmEIN

Preparer Firm Name PreparerFirmName

Field	Value	IRS element (for citing)
Business Name Line1	CLIFTONLARSONALLEN LLP	BusinessNameLine1Txt

Preparer US Address PreparerUSAddress

Field	Value	IRS element (for citing)
Address Line1	109 N MAIN STREET SUITE 200	AddressLine1Txt
City	AUSTIN	CityNm
State Abbreviation	MN	StateAbbreviationCd
ZIP	55912	ZIPCd

Field	Value	IRS element (for citing)
Return Type	990	ReturnTypeCd
Tax Period Begin	2021-01-01	TaxPeriodBeginDt

Filer Filer

Field	Value	IRS element (for citing)
EIN	396072970	EIN

Business Name BusinessName

Field	Value	IRS element (for citing)
Business Name Line1	ROYAL CREDIT UNION	BusinessNameLine1Txt

Field	Value	IRS element (for citing)
Business Name Control	ROYA	BusinessNameControlTxt
Phone	7158338111	PhoneNum

US Address USAddress

Field	Value	IRS element (for citing)
Address Line1	200 RIVERFRONT TERRACE	AddressLine1Txt
City	EAU CLAIRE	CityNm
State Abbreviation	WI	StateAbbreviationCd
ZIP	54703	ZIPCd

Business Officer BusinessOfficerGrp

Field	Value	IRS element (for citing)
Person	JOE HASTO	PersonNm
Person Title	CHIEF FINANCIAL OFFICER	PersonTitleTxt
Phone	7158338111	PhoneNum
Signature	2022-11-14	SignatureDt
Discuss With Paid Preparer	Yes (1)	DiscussWithPaidPreparerInd

Signing Officer SigningOfficerGrp

Person Full Name PersonFullName

Field	Value	IRS element (for citing)
Person First	JOE	PersonFirstNm
Person Last	HASTO	PersonLastNm

Field	Value	IRS element (for citing)
SSN	999009999	SSN

Preparer Person PreparerPersonGrp

Field	Value	IRS element (for citing)
Preparer Person	TANYA MEDGAARDEN	PreparerPersonNm
PTIN	P01717240	PTIN
Phone	5074347000	PhoneNum
Preparation	2022-11-11	PreparationDt

Additional Filer Information AdditionalFilerInformation

Trusted Customer TrustedCustomerGrp

Field	Value	IRS element (for citing)
Trusted Customer	3	TrustedCustomerCd
Authentication Assurance Level	AAL1	AuthenticationAssuranceLevelCd
Identity Assurance Level	IAL1	IdentityAssuranceLevelCd

Field	Value	IRS element (for citing)
Tax	2021	TaxYr
Build TS	2022-09-23 18:48:47Z	BuildTS

Form 990 IRS990

Field	Value	IRS element (for citing)
Principal Officer	JOE HASTO	PrincipalOfficerNm

US Address USAddress

Field	Value	IRS element (for citing)
Address Line1	200 RIVERFRONT TERRACE	AddressLine1Txt
City	EAU CLAIRE	CityNm
State Abbreviation	WI	StateAbbreviationCd
ZIP	54703	ZIPCd

Field	Value	IRS element (for citing)
Gross Receipts	$185,328,498	GrossReceiptsAmt
Group Return For Affiliates	0	GroupReturnForAffiliatesInd
Organization501c	Yes (X)	Organization501cInd
Website Address	WWW.RCU.ORG	WebsiteAddressTxt
Type Of Organization Other	Yes (X)	TypeOfOrganizationOtherInd
Other Organization Dsc	CREDIT UNION	OtherOrganizationDsc
Formation	1964	FormationYr
Legal Domicile State	WI	LegalDomicileStateCd
Activity Or Mission	TO CREATE A POSITIVE IMPACT IN THE LIVES WE TOUCH.	ActivityOrMissionDesc
Voting Members Governing Body	7	VotingMembersGoverningBodyCnt
Voting Members Independent	7	VotingMembersIndependentCnt
Total Employee	862	TotalEmployeeCnt
Total Volunteers	468	TotalVolunteersCnt
Total Gross UBI	$320,368	TotalGrossUBIAmt
Net Unrelated Bus Txbl Incm	$0	NetUnrelatedBusTxblIncmAmt
PY Contributions Grants	$0	PYContributionsGrantsAmt
CY Contributions Grants	$0	CYContributionsGrantsAmt
PY Program Service Revenue	$167,112,473	PYProgramServiceRevenueAmt
CY Program Service Revenue	$178,877,257	CYProgramServiceRevenueAmt
PY Investment Income	$4,114,175	PYInvestmentIncomeAmt
CY Investment Income	$5,862,199	CYInvestmentIncomeAmt
PY Other Revenue	-$1,126,172	PYOtherRevenueAmt
CY Other Revenue	$589,042	CYOtherRevenueAmt
PY Total Revenue	$170,100,476	PYTotalRevenueAmt
CY Total Revenue	$185,328,498	CYTotalRevenueAmt
PY Grants And Similar Paid	$1,719,770	PYGrantsAndSimilarPaidAmt
CY Grants And Similar Paid	$1,951,976	CYGrantsAndSimilarPaidAmt
PY Benefits Paid To Members	$25,351,195	PYBenefitsPaidToMembersAmt
CY Benefits Paid To Members	$14,637,163	CYBenefitsPaidToMembersAmt
PY Salaries Comp Emp Bnft Paid	$55,457,880	PYSalariesCompEmpBnftPaidAmt
CY Salaries Comp Emp Bnft Paid	$60,369,132	CYSalariesCompEmpBnftPaidAmt
PY Total Prof Fndrsng Expns	$0	PYTotalProfFndrsngExpnsAmt
CY Total Prof Fndrsng Expns	$0	CYTotalProfFndrsngExpnsAmt
CY Total Fundraising Expense	$0	CYTotalFundraisingExpenseAmt
PY Other Expenses	$59,065,751	PYOtherExpensesAmt
CY Other Expenses	$43,430,396	CYOtherExpensesAmt
PY Total Expenses	$141,594,596	PYTotalExpensesAmt
CY Total Expenses	$120,388,667	CYTotalExpensesAmt
PY Revenues Less Expenses	$28,505,880	PYRevenuesLessExpensesAmt
CY Revenues Less Expenses	$64,939,831	CYRevenuesLessExpensesAmt
Total Assets BOY	$3,465,269,366	TotalAssetsBOYAmt
Total Assets EOY	$4,046,275,359	TotalAssetsEOYAmt
Total Liabilities BOY	$3,150,189,725	TotalLiabilitiesBOYAmt
Total Liabilities EOY	$3,664,092,598	TotalLiabilitiesEOYAmt
Net Assets Or Fund Balances BOY	$315,079,641	NetAssetsOrFundBalancesBOYAmt
Net Assets Or Fund Balances EOY	$382,182,761	NetAssetsOrFundBalancesEOYAmt
Mission	TO CREATE A POSITIVE IMPACT IN THE LIVES WE TOUCH.	MissionDesc
Significant New Program Srvc	0	SignificantNewProgramSrvcInd
Significant Change	0	SignificantChangeInd
Desc	THERE WERE 73,798 LOANS GRANTED IN 2021. AS OF 12/31/21, THE CREDIT UNION HAD 189,427 ACCOUNTS COMPRISED OF MORTGAGE, CONSUMER AND BUSINESS LOANS.	Desc

Prog Srvc Accom Acty2 ProgSrvcAccomActy2Grp

Field	Value	IRS element (for citing)
Desc	WE HAVE DEPOSIT, TRANSACTION AND INVESTMENT ACCOUNTS WITH 251,235 MEMBERS AT 12/31/21. NET ACCOUNT GROWTH DURING 2021 WAS 39,864 ACCOUNTS FOR A TOTAL AT 12/31/21 OF 487,070	Desc

Field	Value	IRS element (for citing)
Described In Section501c3	0	DescribedInSection501c3Ind
Schedule B Required	0	ScheduleBRequiredInd
Political Campaign Acty	0	PoliticalCampaignActyInd
Subject To Proxy Tax	0	SubjectToProxyTaxInd
Donor Advised Fund	0	DonorAdvisedFundInd
Conservation Easements	0	ConservationEasementsInd
Collections Of Art	0	CollectionsOfArtInd
Credit Counseling	0	CreditCounselingInd
Donor Rstr Or Quasi Endowments	0	DonorRstrOrQuasiEndowmentsInd
Report Land Building Equipment	Yes (1)	ReportLandBuildingEquipmentInd
Report Investments Other Sec	0	ReportInvestmentsOtherSecInd
Report Program Related Invst	0	ReportProgramRelatedInvstInd
Report Other Assets	0	ReportOtherAssetsInd
Report Other Liabilities	Yes (1)	ReportOtherLiabilitiesInd
Include FIN48 Footnote	Yes (1)	IncludeFIN48FootnoteInd
Independent Audit Fincl Stmt	Yes (1)	IndependentAuditFinclStmtInd
Consolidated Audit Fincl Stmt	0	ConsolidatedAuditFinclStmtInd
School Operating	0	SchoolOperatingInd
Foreign Office	0	ForeignOfficeInd
Foreign Activities	0	ForeignActivitiesInd
More Than5000 K To Org	0	MoreThan5000KToOrgInd
More Than5000 K To Individuals	0	MoreThan5000KToIndividualsInd
Professional Fundraising	0	ProfessionalFundraisingInd
Fundraising Activities	0	FundraisingActivitiesInd
Gaming Activities	0	GamingActivitiesInd
Operate Hospital	0	OperateHospitalInd
Grants To Organizations	Yes (1)	GrantsToOrganizationsInd
Grants To Individuals	0	GrantsToIndividualsInd
Schedule J Required	Yes (1)	ScheduleJRequiredInd
Tax Exempt Bonds	0	TaxExemptBondsInd
Loan Outstanding	0	LoanOutstandingInd
Grant To Related Person	0	GrantToRelatedPersonInd
Business Rln With Org Mem	Yes (1)	BusinessRlnWithOrgMemInd
Business Rln With Fam Mem	0	BusinessRlnWithFamMemInd
Business Rln With35 Ctrl Ent	0	BusinessRlnWith35CtrlEntInd
Deductible Non Cash Contri	0	DeductibleNonCashContriInd
Deductible Art Contribution	0	DeductibleArtContributionInd
Terminate Operations	0	TerminateOperationsInd
Partial Liquidation	0	PartialLiquidationInd
Disregarded Entity	Yes (1)	DisregardedEntityInd
Related Entity	Yes (1)	RelatedEntityInd
Related Organization Ctrl Ent	Yes (1)	RelatedOrganizationCtrlEntInd
Transaction With Control Ent	Yes (1)	TransactionWithControlEntInd
Activities Conducted Prtshp	0	ActivitiesConductedPrtshpInd
Schedule O Required	Yes (1)	ScheduleORequiredInd
IRP Document	119404	IRPDocumentCnt
IRP Document W2 G	0	IRPDocumentW2GCnt
Employee	862	EmployeeCnt
Employment Tax Returns Filed	Yes (1)	EmploymentTaxReturnsFiledInd
Unrelated Bus Incm Over Limit	Yes (1)	UnrelatedBusIncmOverLimitInd
Form990 T Filed	Yes (1)	Form990TFiledInd
Foreign Financial Account	0	ForeignFinancialAccountInd
Prohibited Tax Shelter Trans	0	ProhibitedTaxShelterTransInd
Taxable Party Notification	0	TaxablePartyNotificationInd
Nondeductible Contributions	0	NondeductibleContributionsInd
Indoor Tanning Services	0	IndoorTanningServicesInd
Subj To Tax Rmnrtn Ex Prcht Pymt	0	SubjToTaxRmnrtnExPrchtPymtInd
Subject To Excs Tax Net Invst Inc	0	SubjectToExcsTaxNetInvstIncInd
Info In Schedule O Part VI	Yes (X)	InfoInScheduleOPartVIInd
Governing Body Voting Members	7	GoverningBodyVotingMembersCnt
Independent Voting Member	7	IndependentVotingMemberCnt
Family Or Business Rln	0	FamilyOrBusinessRlnInd
Delegation Of Mgmt Duties	0	DelegationOfMgmtDutiesInd
Change To Org Documents	0	ChangeToOrgDocumentsInd
Material Diversion Or Misuse	0	MaterialDiversionOrMisuseInd
Members Or Stockholders	Yes (1)	MembersOrStockholdersInd
Election Of Board Members	Yes (1)	ElectionOfBoardMembersInd
Decisions Subject To Approva	Yes (1)	DecisionsSubjectToApprovaInd
Minutes Of Governing Body	Yes (1)	MinutesOfGoverningBodyInd
Minutes Of Committees	Yes (1)	MinutesOfCommitteesInd
Officer Mailing Address	0	OfficerMailingAddressInd
Local Chapters	Yes (1)	LocalChaptersInd
Policies Reference Chapters	Yes (1)	PoliciesReferenceChaptersInd
Form990 Provided To Gvrn Body	Yes (1)	Form990ProvidedToGvrnBodyInd
Conflict Of Interest Policy	Yes (1)	ConflictOfInterestPolicyInd
Annual Disclosure Covered Prsn	Yes (1)	AnnualDisclosureCoveredPrsnInd
Regular Monitoring Enfrc	Yes (1)	RegularMonitoringEnfrcInd
Whistleblower Policy	Yes (1)	WhistleblowerPolicyInd
Document Retention Policy	Yes (1)	DocumentRetentionPolicyInd
Compensation Process CEO	Yes (1)	CompensationProcessCEOInd
Compensation Process Other	Yes (1)	CompensationProcessOtherInd
Investment In Joint Venture	0	InvestmentInJointVentureInd
States Where Copy Of Return Is Fld	WI	StatesWhereCopyOfReturnIsFldCd
States Where Copy Of Return Is Fld	MN	StatesWhereCopyOfReturnIsFldCd
Upon Request	Yes (X)	UponRequestInd

Books In Care Of Detail BooksInCareOfDetail

Field	Value	IRS element (for citing)
Person	JOE HASTO	PersonNm
Phone	7158338111	PhoneNum

US Address USAddress

Field	Value	IRS element (for citing)
Address Line1	PO BOX 970	AddressLine1Txt
City	EAU CLAIRE	CityNm
State Abbreviation	WI	StateAbbreviationCd
ZIP	54702	ZIPCd

Form990 Part VII Section A Form990PartVIISectionAGrp (19 entries)

TitleTitleTxt	Average Hours Per WeekAverageHoursPerWeekRt	Individual Trustee Or DirectorIndividualTrusteeOrDirectorInd	OfficerOfficerInd	Reportable Comp From OrgReportableCompFromOrgAmt	Reportable Comp From Rltd OrgReportableCompFromRltdOrgAmt	Other CompensationOtherCompensationAmt	Highest Compensated EmployeeHighestCompensatedEmployeeInd
THOMAS HUFFCUTT
CHAIRMAN	10.00	Yes (X)	Yes (X)	$37,000	$0	$0
DOUG OLSON
TREASURER	10.00	Yes (X)	Yes (X)	$28,500	$0	$0
JOHN SACKETT
ASSISTANT SECRETARY	10.00	Yes (X)	Yes (X)	$23,500	$0	$0
JENNIFER MCDONOUGH
SECRETARY	10.00	Yes (X)	Yes (X)	$22,000	$0	$0
STUART SCHAEFER
VICE CHAIRMAN	10.00	Yes (X)	Yes (X)	$21,500	$0	$0
WILLIAM BLACKBURN
ASSISTANT VICE CHAIRMAN	10.00	Yes (X)	Yes (X)	$21,000	$0	$0
NANCY BELTZ
ASSISTANT TREASURER	10.00	Yes (X)	Yes (X)	$17,500	$0	$0
BRANDON RIECHERS
CEO/PRESIDENT	40.00		Yes (X)	$986,318	$0	$960,172
JON HEHLI
EVP-CFO	40.00		Yes (X)	$598,766	$0	$128,005
JAN JOHNSON
EVP-ORGANIZATIONAL AGILITY	40.00		Yes (X)	$524,463	$0	$135,281
MICHAEL DILL
EVP-CHIEF LENDING OFFICER	40.00		Yes (X)	$411,024	$0	$76,777
PAMELA HALLER
EVP-CHIEF DIGITAL EXPERIEN	40.00		Yes (X)	$378,149	$0	$59,574
ADAM KINNARD
EVP-CHIEF TECHNOLOGY OFFIC	40.00		Yes (X)	$345,964	$0	$66,076
GEOFFREY BULLOCK
EVP - MEMBER EXPERIENCE	40.00		Yes (X)	$259,696	$0	$56,289
JARED JOHNSON
MORTGAGE LOAN OFFICER	40.00			$683,911	$0	$61,185	Yes (X)
JEFFREY SPROUL
MORTGAGE LOAN OFFICER	40.00			$534,528	$0	$22,849	Yes (X)
JACOB SPIES
REGIONAL MORTGAGE SALES MA	40.00			$419,649	$0	$62,240	Yes (X)
BARBARA OAS-HOLMES
MORTGAGE LOAN OFFICER	40.00			$371,293	$0	$60,500	Yes (X)
MARK ERICKSON
MORTGAGE LOAN OFFICER	40.00			$358,293	$0	$45,076	Yes (X)

Field	Value	IRS element (for citing)
Total Reportable Comp From Org	$6,043,054	TotalReportableCompFromOrgAmt
Tot Reportable Comp Rltd Org	$0	TotReportableCompRltdOrgAmt
Total Other Compensation	$1,734,024	TotalOtherCompensationAmt
Indiv Rcvd Greater Than100 K	118	IndivRcvdGreaterThan100KCnt
Former Ofcr Employees Listed	0	FormerOfcrEmployeesListedInd
Total Comp Greater Than150 K	Yes (1)	TotalCompGreaterThan150KInd
Compensation From Other Srcs	0	CompensationFromOtherSrcsInd

Contractor Compensation ContractorCompensationGrp (5 entries)

Address Line1ContractorAddress/USAddress/AddressLine1Txt	CityContractorAddress/USAddress/CityNm	State AbbreviationContractorAddress/USAddress/StateAbbreviationCd	ZIPContractorAddress/USAddress/ZIPCd	ServicesServicesDesc	CompensationCompensationAmt
MARKET & JOHNSON INC
2350 GALLOWAY S	EAU CLAIRE	WI	54703	BUILDING CONTRACTOR	$1,219,216
ACT APPRAISAL INC
1141 E MAIN ST 102	EAST DUNDEE	IL	60118	APPRAISALS FOR MORTGAGE LOANS	$903,220
KOPELOWITZ OSTROW PA
1 WEST LAS OLAS BLVD	FT LAUDERDALE	FL	33301	ATTORNEY/LEGAL SERVICES	$360,000
CLASS VALUATION LLC
2600 BELLINGHAM RD SUITE 100	TROY	MI	48083	APPRAISALS FOR MORTGAGE LOANS	$330,058
ROYAL CONSTRUCTION INC
3653 GREENWAY ST	EAU CLAIRE	WI	54701	BUILDING CONTRACTOR	$307,201

Field	Value	IRS element (for citing)
Cntrct Rcvd Greater Than100 K	20	CntrctRcvdGreaterThan100KCnt

Program Service Revenue ProgramServiceRevenueGrp (3 entries)

DescDesc	BusinessBusinessCd	Total Revenue ColumnTotalRevenueColumnAmt	Related Or Exempt Func IncomeRelatedOrExemptFuncIncomeAmt	Unrelated Business RevenueUnrelatedBusinessRevenueAmt
LOAN INTEREST	522100	$115,267,467	$115,267,467
OTHER OPERATING INCOME	522100	$51,745,197	$51,745,197
SERVICE CHARGES & FEE INCOME	522100	$11,864,593	$11,544,225	$320,368

Field	Value	IRS element (for citing)
Total Program Service Revenue	$178,877,257	TotalProgramServiceRevenueAmt

Investment Income InvestmentIncomeGrp

Field	Value	IRS element (for citing)
Total Revenue Column	$4,175,579	TotalRevenueColumnAmt
Exclusion	$4,175,579	ExclusionAmt

Gross Amount Sales Assets GrossAmountSalesAssetsGrp

Field	Value	IRS element (for citing)
Securities	$702,406	SecuritiesAmt
Other	$984,214	OtherAmt

Less Cost Oth Basis Sales Expnss LessCostOthBasisSalesExpnssGrp

Field	Value	IRS element (for citing)
Securities	$0	SecuritiesAmt
Other	$0	OtherAmt

Gain Or Loss GainOrLossGrp

Field	Value	IRS element (for citing)
Securities	$702,406	SecuritiesAmt
Other	$984,214	OtherAmt

Net Gain Or Loss Investments NetGainOrLossInvestmentsGrp

Field	Value	IRS element (for citing)
Total Revenue Column	$1,686,620	TotalRevenueColumnAmt
Exclusion	$1,686,620	ExclusionAmt

Other Revenue Misc OtherRevenueMiscGrp

Field	Value	IRS element (for citing)
Desc	OTHER NON-OP INC/EXP	Desc
Business	522100	BusinessCd
Total Revenue Column	$589,042	TotalRevenueColumnAmt
Related Or Exempt Func Income	$589,042	RelatedOrExemptFuncIncomeAmt

Field	Value	IRS element (for citing)
Other Revenue Total	$589,042	OtherRevenueTotalAmt

Total Revenue TotalRevenueGrp

Field	Value	IRS element (for citing)
Total Revenue Column	$185,328,498	TotalRevenueColumnAmt
Related Or Exempt Func Income	$179,145,931	RelatedOrExemptFuncIncomeAmt
Unrelated Business Revenue	$320,368	UnrelatedBusinessRevenueAmt
Exclusion	$5,862,199	ExclusionAmt

Grants To Domestic Orgs GrantsToDomesticOrgsGrp

Field	Value	IRS element (for citing)
Total	$1,951,976	TotalAmt

Benefits To Members BenefitsToMembersGrp

Field	Value	IRS element (for citing)
Total	$14,637,163	TotalAmt

Comp Current Ofcr Directors CompCurrentOfcrDirectorsGrp

Field	Value	IRS element (for citing)
Total	$5,157,554	TotalAmt

Other Salaries And Wages OtherSalariesAndWagesGrp

Field	Value	IRS element (for citing)
Total	$43,260,592	TotalAmt

Pension Plan Contributions PensionPlanContributionsGrp

Field	Value	IRS element (for citing)
Total	$2,032,218	TotalAmt

Other Employee Benefits OtherEmployeeBenefitsGrp

Field	Value	IRS element (for citing)
Total	$6,320,932	TotalAmt

Payroll Taxes PayrollTaxesGrp

Field	Value	IRS element (for citing)
Total	$3,597,836	TotalAmt

Fees For Services Other FeesForServicesOtherGrp

Field	Value	IRS element (for citing)
Total	$2,311,609	TotalAmt

Advertising AdvertisingGrp

Field	Value	IRS element (for citing)
Total	$4,349,423	TotalAmt

Office Expenses OfficeExpensesGrp

Field	Value	IRS element (for citing)
Total	$16,033,288	TotalAmt

Occupancy OccupancyGrp

Field	Value	IRS element (for citing)
Total	$3,326,181	TotalAmt

Travel TravelGrp

Field	Value	IRS element (for citing)
Total	$196,000	TotalAmt

Interest InterestGrp

Field	Value	IRS element (for citing)
Total	$410,229	TotalAmt

Depreciation Depletion DepreciationDepletionGrp

Field	Value	IRS element (for citing)
Total	$3,512,871	TotalAmt

Other Expenses OtherExpensesGrp (4 entries)

DescDesc	TotalTotalAmt
LOAN SERVICING	$9,227,857
MISCELLANEOUS OPERATING	$3,762,859
OPERATING FEES	$199,253
PROVISION FOR LOAN LOSS	$100,826

Total Functional Expenses TotalFunctionalExpensesGrp

Field	Value	IRS element (for citing)
Total	$120,388,667	TotalAmt

Cash Non Interest Bearing CashNonInterestBearingGrp

Field	Value	IRS element (for citing)
BOY	$609,736,355	BOYAmt
EOY	$878,500,771	EOYAmt

Savings And Temp Cash Invst SavingsAndTempCashInvstGrp

Field	Value	IRS element (for citing)
BOY	$4,332,000	BOYAmt
EOY	$7,969,000	EOYAmt

Accounts Receivable AccountsReceivableGrp

Field	Value	IRS element (for citing)
BOY	$34,624,265	BOYAmt
EOY	$22,445,470	EOYAmt

Oth Notes Loans Receivable Net OthNotesLoansReceivableNetGrp

Field	Value	IRS element (for citing)
BOY	$2,654,267,584	BOYAmt
EOY	$2,873,089,044	EOYAmt

Prepaid Expenses Defrd Charges PrepaidExpensesDefrdChargesGrp

Field	Value	IRS element (for citing)
BOY	$3,274,159	BOYAmt
EOY	$3,103,607	EOYAmt

Field	Value	IRS element (for citing)
Land Bldg Equip Cost Or Other Bss	$87,811,443	LandBldgEquipCostOrOtherBssAmt
Land Bldg Equip Accum Deprec	$45,154,960	LandBldgEquipAccumDeprecAmt

Land Bldg Equip Basis Net LandBldgEquipBasisNetGrp

Field	Value	IRS element (for citing)
BOY	$37,914,704	BOYAmt
EOY	$42,656,483	EOYAmt

Investments Other Securities InvestmentsOtherSecuritiesGrp

Field	Value	IRS element (for citing)
BOY	$7,974,686	BOYAmt
EOY	$69,308,563	EOYAmt

Investments Program Related InvestmentsProgramRelatedGrp

Field	Value	IRS element (for citing)
BOY	$41,134,727	BOYAmt
EOY	$60,633,222	EOYAmt

Intangible Assets IntangibleAssetsGrp

Field	Value	IRS element (for citing)
BOY	$11,056,773	BOYAmt
EOY	$13,007,120	EOYAmt

Other Assets Total OtherAssetsTotalGrp

Field	Value	IRS element (for citing)
BOY	$60,954,113	BOYAmt
EOY	$75,562,079	EOYAmt

Total Assets TotalAssetsGrp

Field	Value	IRS element (for citing)
BOY	$3,465,269,366	BOYAmt
EOY	$4,046,275,359	EOYAmt

Accounts Payable Accr Expnss AccountsPayableAccrExpnssGrp

Field	Value	IRS element (for citing)
BOY	$55,514,462	BOYAmt
EOY	$69,842,008	EOYAmt

Other Liabilities OtherLiabilitiesGrp

Field	Value	IRS element (for citing)
BOY	$3,094,675,263	BOYAmt
EOY	$3,594,250,590	EOYAmt

Total Liabilities TotalLiabilitiesGrp

Field	Value	IRS element (for citing)
BOY	$3,150,189,725	BOYAmt
EOY	$3,664,092,598	EOYAmt

Field	Value	IRS element (for citing)
Org Does Not Follow FASB117	Yes (X)	OrgDoesNotFollowFASB117Ind

Cap Stk Tr Prin Current Funds CapStkTrPrinCurrentFundsGrp

Field	Value	IRS element (for citing)
BOY	$0	BOYAmt
EOY	$0	EOYAmt

Pd In Cap Srpls Land Bldg Eqp Fund PdInCapSrplsLandBldgEqpFundGrp

Field	Value	IRS element (for citing)
BOY	$0	BOYAmt
EOY	$0	EOYAmt

Rtn Earn Endowment Incm Oth Fnds RtnEarnEndowmentIncmOthFndsGrp

Field	Value	IRS element (for citing)
BOY	$315,079,641	BOYAmt
EOY	$382,182,761	EOYAmt

Total Net Assets Fund Balance TotalNetAssetsFundBalanceGrp

Field	Value	IRS element (for citing)
BOY	$315,079,641	BOYAmt
EOY	$382,182,761	EOYAmt

Tot Liab Net Assets Fund Balance TotLiabNetAssetsFundBalanceGrp

Field	Value	IRS element (for citing)
BOY	$3,465,269,366	BOYAmt
EOY	$4,046,275,359	EOYAmt

Field	Value	IRS element (for citing)
Info In Schedule O Part XI	Yes (X)	InfoInScheduleOPartXIInd
Reconcilation Revenue Expnss	$64,939,831	ReconcilationRevenueExpnssAmt
Net Unrlzd Gains Losses Invst	-$888,462	NetUnrlzdGainsLossesInvstAmt
Other Changes In Net Assets	$3,051,751	OtherChangesInNetAssetsAmt
Info In Schedule O Part XII	Yes (X)	InfoInScheduleOPartXIIInd
Method Of Accounting Accrual	Yes (X)	MethodOfAccountingAccrualInd
Accountant Compile Or Review	0	AccountantCompileOrReviewInd
FS Audited	Yes (1)	FSAuditedInd

FS Audited Basis FSAuditedBasisGrp

Field	Value	IRS element (for citing)
Separate Basis Fincl Stmt	Yes (X)	SeparateBasisFinclStmtInd

Field	Value	IRS element (for citing)
Audit Committee	Yes (1)	AuditCommitteeInd
Federal Grant Audit Required	0	FederalGrantAuditRequiredInd

Schedule D IRS990ScheduleD

Land LandGrp

Field	Value	IRS element (for citing)
Other Cost Or Other Basis	$10,819,529	OtherCostOrOtherBasisAmt
Book Value	$10,819,529	BookValueAmt

Buildings BuildingsGrp

Field	Value	IRS element (for citing)
Other Cost Or Other Basis	$45,248,839	OtherCostOrOtherBasisAmt
Depreciation	$19,441,879	DepreciationAmt
Book Value	$25,806,960	BookValueAmt

Leasehold Improvements LeaseholdImprovementsGrp

Field	Value	IRS element (for citing)
Other Cost Or Other Basis	$1,048,979	OtherCostOrOtherBasisAmt
Depreciation	$955,885	DepreciationAmt
Book Value	$93,094	BookValueAmt

Equipment EquipmentGrp

Field	Value	IRS element (for citing)
Other Cost Or Other Basis	$30,481,708	OtherCostOrOtherBasisAmt
Depreciation	$24,757,196	DepreciationAmt
Book Value	$5,724,512	BookValueAmt

Other Land Buildings OtherLandBuildingsGrp

Field	Value	IRS element (for citing)
Other Cost Or Other Basis	$212,388	OtherCostOrOtherBasisAmt
Book Value	$212,388	BookValueAmt

Field	Value	IRS element (for citing)
Total Book Value Land Buildings	$42,656,483	TotalBookValueLandBuildingsAmt

Other Liabilities Org OtherLiabilitiesOrgGrp

Field	Value	IRS element (for citing)
Desc	MEMBERS' SHARES	Desc
Amt	$3,594,250,590	Amt

Field	Value	IRS element (for citing)
Total Liability	$3,594,250,590	TotalLiabilityAmt
Footnote Text	Yes (X)	FootnoteTextInd
Total Rev Etc Audited Fincl Stmt	$184,662,952	TotalRevEtcAuditedFinclStmtAmt
Revenue Not Reported	$0	RevenueNotReportedAmt
Revenue Subtotal	$184,662,952	RevenueSubtotalAmt
Other Revenues Not Included	$665,546	OtherRevenuesNotIncludedAmt
Revenue Not Reported Fincl Stmt	$665,546	RevenueNotReportedFinclStmtAmt
Total Revenue Per Form990	$185,328,498	TotalRevenuePerForm990Amt
Tot Expns Etc Audited Fincl Stmt	$119,723,120	TotExpnsEtcAuditedFinclStmtAmt
Expenses Not Reported	$0	ExpensesNotReportedAmt
Expenses Subtotal	$119,723,120	ExpensesSubtotalAmt
Other Expenses Not Included	$665,546	OtherExpensesNotIncludedAmt
Expenses Not Rpt Fincl Stmt	$665,546	ExpensesNotRptFinclStmtAmt
Total Expenses Per Form990	$120,388,666	TotalExpensesPerForm990Amt

Supplemental Information Detail SupplementalInformationDetail (4 entries)

Form And Line ReferenceFormAndLineReferenceDesc	ExplanationExplanationTxt
PART X, LINE 2:	THE CREDIT UNION IS EXEMPT, BY STATUTE, FROM FEDERAL AND STATE INCOME TAXES. MANAGEMENT EVALUATED THE CREDIT UNION'S TAX POSITIONS AND CONCLUDED THE CREDIT UNION HAD TAKEN NO UNCERTAIN TAX POSITIONS THAT REQUIRE ADJUSTMENT TO FINANCIAL STATEMENTS TO COMPLY WITH THE PROVISIONS OF THIS GUIDANCE. THE CREDIT UNION FILES FORM 990 IN THE US FEDERAL JURISTICTION.
PART XI, LINE 4B - OTHER ADJUSTMENTS:	EXPENSES INCLUDED IN REVENUE 665,546.
PART XII, LINE 2D - OTHER ADJUSTMENTS:	ROUNDING
PART XII, LINE 4B - OTHER ADJUSTMENTS:	EXPENSES INCLUDED IN REVENUE 665,546.

Schedule I IRS990ScheduleI

Field	Value	IRS element (for citing)
Grant Records Maintained	Yes (1)	GrantRecordsMaintainedInd

Recipient Table RecipientTable (4 entries)

Address Line1USAddress/AddressLine1Txt	CityUSAddress/CityNm	State AbbreviationUSAddress/StateAbbreviationCd	ZIPUSAddress/ZIPCd	Recipient EINRecipientEIN	IRC SectionIRCSectionDesc	Cash GrantCashGrantAmt	Non Cash AssistanceNonCashAssistanceAmt	Purpose Of GrantPurposeOfGrantTxt
UNITED WAY OF THE GREATER CHIPPEWA VALLEY
3606 N HASTINGS WAY SUITE 200	EAU CLAIRE	WI	54703	391077901	501(C)(3)	$8,000	$0	ANNUAL DONATION EC/CV PORTION
TREE TRUST
1419 ENERGY PARK DR	ST PAUL	MN	55108	411291626	501(C)(3)	$15,000	$0	EQUIPMENT PURCHASE RELATED TO YOUTH PROGRAMS
NORTH CENTRAL AREA HEALTH EDUCATION CENTERS
518 S 7TH AVE ROOM 086	WAUSAU	WI	54401	391740838	501(C)(3)	$11,200	$0	COMMUNITY HEALTH INTERNSHIP PROGRAM
UW-EAU CLAIRE FOUNDATION
105 GARFIELD AVE	EAU CLAIRE	WI	54701	390972350	501(C)(3)	$11,250	$0	CARSON PARK TURF

Supplemental Information Detail SupplementalInformationDetail

Field	Value	IRS element (for citing)
Form And Line Reference	PART I, LINE 2:	FormAndLineReferenceDesc
Explanation	THE CEO/PRESIDENT AND THREE BOARD MEMBERS OF THE CREDIT UNION SERVE ON THE BOARD OF THE FOUNDATION AND MONITOR THE USE OF GRANT FUNDS..	ExplanationTxt

Schedule J IRS990ScheduleJ

Field	Value	IRS element (for citing)
Independent Consultant	Yes (X)	IndependentConsultantInd
Written Employment Contract	Yes (X)	WrittenEmploymentContractInd
Compensation Survey	Yes (X)	CompensationSurveyInd
Board Or Committee Approval	Yes (X)	BoardOrCommitteeApprovalInd
Severance Payment	0	SeverancePaymentInd
Supplemental Nonqual Rtr Plan	Yes (1)	SupplementalNonqualRtrPlanInd
Equity Based Comp Arrngm	0	EquityBasedCompArrngmInd

Rltd Org Officer Trst Key Empl RltdOrgOfficerTrstKeyEmplGrp (12 entries)

TitleTitleTxt	Base Compensation Filing OrgBaseCompensationFilingOrgAmt	Compensation Based On Rltd OrgsCompensationBasedOnRltdOrgsAmt	Bonus Filing OrganizationBonusFilingOrganizationAmount	Bonus Related OrganizationsBonusRelatedOrganizationsAmt	Other Compensation Filing OrgOtherCompensationFilingOrgAmt	Other Compensation Rltd OrgsOtherCompensationRltdOrgsAmt	Deferred Compensation Flng OrgDeferredCompensationFlngOrgAmt	Deferred Comp Rltd OrgsDeferredCompRltdOrgsAmt	Nontaxable Benefits Filing OrgNontaxableBenefitsFilingOrgAmt	Nontaxable Benefits Rltd OrgsNontaxableBenefitsRltdOrgsAmt	Total Compensation Filing OrgTotalCompensationFilingOrgAmt	Total Compensation Rltd OrgsTotalCompensationRltdOrgsAmt	Comp Report Prior990 Filing OrgCompReportPrior990FilingOrgAmt	Comp Report Prior990 Rltd OrgsCompReportPrior990RltdOrgsAmt
BRANDON RIECHERS
CEO/PRESIDENT	$634,443	$0	$341,080	$0	$10,795	$0	$924,355	$0	$35,817	$0	$1,946,490	$0	$0	$0
JARED JOHNSON
MORTGAGE LOAN OFFICER	$572,694	$0	$109,909	$0	$1,308	$0	$30,048	$0	$31,137	$0	$745,096	$0	$0	$0
JON HEHLI
EVP-CFO	$348,821	$0	$244,027	$0	$5,918	$0	$97,012	$0	$30,993	$0	$726,771	$0	$0	$0
JAN JOHNSON
EVP-ORGANIZATIONAL AGILITY	$315,135	$0	$205,518	$0	$3,810	$0	$123,029	$0	$12,252	$0	$659,744	$0	$0	$0
JEFFREY SPROUL
MORTGAGE LOAN OFFICER	$454,918	$0	$78,089	$0	$1,521	$0	$21,958	$0	$891	$0	$557,377	$0	$0	$0
MICHAEL DILL
EVP-CHIEF LENDING OFFICER	$263,698	$0	$144,296	$0	$3,030	$0	$46,447	$0	$30,330	$0	$487,801	$0	$0	$0
JACOB SPIES
REGIONAL MORTGAGE SALES MA	$300,810	$0	$118,539	$0	$300	$0	$31,913	$0	$30,327	$0	$481,889	$0	$0	$0
PAMELA HALLER
EVP-CHIEF DIGITAL EXPERIEN	$230,337	$0	$147,122	$0	$690	$0	$54,321	$0	$5,253	$0	$437,723	$0	$0	$0
BARBARA OAS-HOLMES
MORTGAGE LOAN OFFICER	$319,421	$0	$46,954	$0	$4,918	$0	$29,470	$0	$31,030	$0	$431,793	$0	$0	$0
ADAM KINNARD
EVP-CHIEF TECHNOLOGY OFFIC	$226,022	$0	$119,492	$0	$450	$0	$45,890	$0	$20,186	$0	$412,040	$0	$0	$0
MARK ERICKSON
MORTGAGE LOAN OFFICER	$313,974	$0	$42,561	$0	$1,758	$0	$32,014	$0	$13,062	$0	$403,369	$0	$0	$0
GEOFFREY BULLOCK
EVP - MEMBER EXPERIENCE	$223,208	$0	$29,076	$0	$7,412	$0	$33,387	$0	$22,902	$0	$315,985	$0	$0	$0

Supplemental Information Detail SupplementalInformationDetail

Field	Value	IRS element (for citing)
Form And Line Reference	PART I, LINE 4B	FormAndLineReferenceDesc
Explanation	BRANDON RIECHERS - PARTICIPATED IN 457-F PLAN, NO DISTRIBUTIONS, DEFERRED $890,415 MICHEAL DILL - PARTICIPATED IN 457-F PLAN, NO DISTRIBUTIONS, DEFERRED $10,751 JAN JOHNSON - PARTICIPATED IN 457-F PLAN, NO DISTRIBUTIONS, DEFERRED $83,754 JON HEHLI - PARTICIPATED IN 457-F PLAN, NO DISTRIBUTIONS, DEFERRED $56,512 PAMELA HALLER - PARTICIPATED IN 457-F PLAN, NO DISTRIBUTIONS, DEFERRED $15,305 ADAM KINNARD - PARTICIPATED IN 457-F PLAN, NO DISTRIBUTIONS, DEFERRED $11,890 GEOFF BULLOCK - PARTICIPATED IN 457-F PLAN, NO DISTRIBUTIONS, DEFERRED $6,814	ExplanationTxt

Schedule L IRS990ScheduleL

Bus Tr Involve Interested Prsn BusTrInvolveInterestedPrsnGrp

Name Of Interested NameOfInterested

Field	Value	IRS element (for citing)
Person	WILLIAM BLACKBURN	PersonNm

Field	Value	IRS element (for citing)
Relationship Description	BOARD OF DIRECTOR & CO-OWNER OF L&M MAIL SERVICE	RelationshipDescriptionTxt
Transaction	$99,731	TransactionAmt
Transaction	2021 ANNUAL MAIL PROCESSING SERVICES	TransactionDesc
Sharing Of Revenues	0	SharingOfRevenuesInd

Schedule O IRS990ScheduleO

Supplemental Information Detail SupplementalInformationDetail (9 entries)

Form And Line ReferenceFormAndLineReferenceDesc	ExplanationExplanationTxt
FORM 990, PART VI, SECTION A, LINE 6	THE ORGANIZATION CONSISTS OF MEMBERS. TO BE A MEMBER, ONE MUST HAVE A SHARE/SAVINGS ACCOUNT. EACH MEMBER HAS ONE VOTE TO ELECT THE GOVERNING BODY (BOARD OF DIRECTORS).
FORM 990, PART VI, SECTION A, LINE 7A	THE BOARD OF DIRECTORS IS ELECTED BY THE MEMBERSHIP UTILIZING THEIR ONE VOTE PER MEMBER.
FORM 990, PART VI, SECTION A, LINE 7B	EACH MEMBER HAS ONE VOTE TO UTILIZE IN RATIFYING SIGNIFICANT DECISIONS BEYOND THE AUTHORITY OF THE BOARD AS OUTLINED IN THE ORGANIZATION'S BYLAWS. ANY DECISION TO DISSOLVE OR MERGE THE ORGANIZATION REQUIRES APPROVAL OF MEMBERSHIP, UNLESS MANDATED BY REGULATORY AGENCY (I.E., NCUA, WISCONSIN OFFICE OF CREDIT UNIONS).
FORM 990, PART VI, SECTION B, LINE 11B	THE RETURN PREPARER EMAILS A COPY OF THE FINAL FORM 990 TO THE VP-FINANCE FOR REVIEW. THE CFO PERFORMS A FINAL REVIEW PRIOR TO SIGNING AND SUBMISSION TO THE IRS. THE CFO REPORTS THE COMPLETION OF THE FORM 990 BY THE REQUIRED DEADLINES TO MANAGEMENT AND THE BOARD OF DIRECTORS.
FORM 990, PART VI, SECTION B, LINE 12C	THE CONFLICT OF INTEREST IS INCLUDED IN THE CODE OF ETHICS POLICY. THE POLICY PREVENTS TEAM MEMBERS FROM TRANSACTING BUSINESS ON THEIR ACCOUNTS. THE CODE OF ETHICS ALSO PROHIBITS TEAM MEMBERS FROM TRANSACTING ON ACCOUNTS THEY ARE ASSOCIATED WITH, REGARDLESS OF OWNERSHIP.
FORM 990, PART VI, SECTION B, LINE 15	ROYAL CREDIT UNION'S BOARD UTILIZES VARIOUS SALARY SURVEYS AND AN OUTSIDE CONSULTANT TO DETERMINE COMPENSATION FOR THE CEO. ROYAL CREDIT UNION UTILIZES MARKET SALARY SURVEYS AND AN OUTSIDE COMPENSATION CONSULTANT TO ASSIST THEM IN DETERMINING MARKET APPROPRIATE SALARY GRADES AND THE PLACEMENT OF POSITIONS INTO THEM FOR THE EXECUTIVE TEAM. THE VP AND EVP OF THE TALENT SERVICES TEAM THEN REVIEWED AND APPROVED THE CONSULTANT'S RECOMMENDATION FOR THE EXECUTIVE TEAM'S MARKET SALARY RANGES AND BONUS TIER RECOMMENDATIONS IN ALIGNMENT TO OUR COMPENSATION PHILOSOPHY. ANY SIGNIFICANT CHANGES ARE ALSO APPROVED BY THE CEO. THIS PROCESS WAS MOST RECENTLY COMPLETED IN 2019.
FORM 990, PART VI, SECTION C, LINE 19	ROYAL CREDIT UNION'S ANNUAL FINANCIAL STATEMENTS ARE POSTED IN ALL BRANCH OFFICES. YEAR-END FINANCIAL STATEMENTS ARE ALSO PROVIDED IN THE ANNUAL REPORT AND PRESENTED AT THE ANNUAL MEETING IN APRIL. GOVERNING DOCUMENTS WOULD BE MADE AVAILABLE UPON REQUEST.
FORM 990, PART XI, LINE 9:	ROUNDING EQUITY ACQUIRED IN MERGER 3,051,751.
FORM 990, PART XII, LINE 2C:	THIS PROCESS HAS NOT CHANGED FROM LAST YEAR.

Schedule R IRS990ScheduleR

Id Disregarded Entities IdDisregardedEntitiesGrp (2 entries)

Address Line1USAddress/AddressLine1Txt	CityUSAddress/CityNm	State AbbreviationUSAddress/StateAbbreviationCd	ZIPUSAddress/ZIPCd	EINEIN	Primary ActivitiesPrimaryActivitiesTxt	Legal Domicile StateLegalDomicileStateCd	Total IncomeTotalIncomeAmt	End Of Year AssetsEndOfYearAssetsAmt	Business Name Line1DirectControllingEntityName/BusinessNameLine1Txt
317 LLC
402 GRAHAM AVE	EAU CLAIRE	WI	54701	384119611	REAL ESTATE HOLDING COMPANY	WI	$2,583	$1,458	ROYAL CREDIT UNION
LEDGENDS TITLE SERVICES
2225 BRACKETT AVE	EAU CLAIRE	WI	54701	465193797	TITLE SERVICE	WI	$0	$2,517,925	ROYAL CREDIT UNION

Id Related Tax Exempt Org IdRelatedTaxExemptOrgGrp

Disregarded Entity Name DisregardedEntityName

Field	Value	IRS element (for citing)
Business Name Line1	RCU FOUNDATION INC	BusinessNameLine1Txt

US Address USAddress

Field	Value	IRS element (for citing)
Address Line1	200 RIVERFRONT TERRACE	AddressLine1Txt
City	EAU CLAIRE	CityNm
State Abbreviation	WI	StateAbbreviationCd
ZIP	54703	ZIPCd

Field	Value	IRS element (for citing)
EIN	461588898	EIN
Primary Activities	BENEFIT THE COMMUNITIES ROYAL CREDIT UNION SERVES	PrimaryActivitiesTxt
Legal Domicile State	WI	LegalDomicileStateCd
Exempt Code Section	501(C)(3)	ExemptCodeSectionTxt
Public Charity Status	PF	PublicCharityStatusTxt

Direct Controlling Entity Name DirectControllingEntityName

Field	Value	IRS element (for citing)
Business Name Line1	ROYAL CREDIT UNION	BusinessNameLine1Txt

Field	Value	IRS element (for citing)
Controlled Organization	Yes (1)	ControlledOrganizationInd

Field	Value	IRS element (for citing)
Receipt Of Int Annts Rnts Rylts	0	ReceiptOfIntAnntsRntsRyltsInd
Gift Grnt Or Cap Contri To Oth Org	0	GiftGrntOrCapContriToOthOrgInd
Gift Grnt Cap Contri From Oth Org	0	GiftGrntCapContriFromOthOrgInd
Loans Or Guarantees To Other Org	0	LoansOrGuaranteesToOtherOrgInd
Loans Or Guarantees From Oth Org	0	LoansOrGuaranteesFromOthOrgInd
Div Related Organization	0	DivRelatedOrganizationInd
Asset Sale To Other Org	0	AssetSaleToOtherOrgInd
Asset Purchase From Other Org	0	AssetPurchaseFromOtherOrgInd
Asset Exchange	0	AssetExchangeInd
Rental Of Facilities To Oth Org	0	RentalOfFacilitiesToOthOrgInd
Rental Of Fclts From Oth Org	0	RentalOfFcltsFromOthOrgInd
Perform Of Services For Oth Org	Yes (1)	PerformOfServicesForOthOrgInd
Perform Of Services By Other Org	0	PerformOfServicesByOtherOrgInd
Sharing Of Facilities	Yes (1)	SharingOfFacilitiesInd
Paid Employees Sharing	Yes (1)	PaidEmployeesSharingInd
Reimbursement Paid To Other Org	Yes (1)	ReimbursementPaidToOtherOrgInd
Reimbursement Paid By Other Org	0	ReimbursementPaidByOtherOrgInd
Transfer To Other Org	0	TransferToOtherOrgInd
Transfer From Other Org	0	TransferFromOtherOrgInd

Transactions Related Org TransactionsRelatedOrgGrp

Other Organization Name OtherOrganizationName

Field	Value	IRS element (for citing)
Business Name Line1	RCU FOUNDATION INC	BusinessNameLine1Txt

Field	Value	IRS element (for citing)
Transaction Type	B	TransactionTypeTxt
Involved	$1,562,487	InvolvedAmt
Method Of Amount Determination	FAIR MARKET VALUE	MethodOfAmountDeterminationTxt