CREDIT UNIONS CHARTERED IN THE STATE OF COLORADO: Form 990, tax year 2021
View the entire original 990 at ProPublica ↗
- Organization
- CREDIT UNIONS CHARTERED IN THE STATE OF COLORADO (EIN 84-0470451)
- Tax period
- 2021-01-01 to 2021-12-31
- Filed
- 2022-10-03
- IRS object ID
- 202222769349301032
- Schema version
- 2021v4.2
- Source
- Download XML · Original 990 at ProPublica
Every field in the e-filed return. Faint text is the IRS element name, for citing.
Return header ReturnHeader
| Field | Value | IRS element (for citing) |
|---|---|---|
| Return | 2022-10-03T12:49:13-05:00 | ReturnTs |
| Tax Period End | 2021-12-31 | TaxPeriodEndDt |
Preparer Firm PreparerFirmGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Preparer Firm EIN | 910189318 | PreparerFirmEIN |
Preparer Firm Name PreparerFirmName
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | MOSS ADAMS LLP | BusinessNameLine1Txt |
Preparer US Address PreparerUSAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 6565 AMERICAS PARKWAY NE STE 600 | AddressLine1Txt |
| City | ALBUQUERQUE | CityNm |
| State Abbreviation | NM | StateAbbreviationCd |
| ZIP | 87110 | ZIPCd |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Return Type | 990 | ReturnTypeCd |
| Tax Period Begin | 2021-01-01 | TaxPeriodBeginDt |
Filer Filer
| Field | Value | IRS element (for citing) |
|---|---|---|
| EIN | 840470451 | EIN |
Business Name BusinessName
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | ENT CREDIT UNION | BusinessNameLine1Txt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Control | ENTC | BusinessNameControlTxt |
| Phone | 7195741100 | PhoneNum |
US Address USAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 11550 ENT PARKWAY | AddressLine1Txt |
| City | COLORADO SPRINGS | CityNm |
| State Abbreviation | CO | StateAbbreviationCd |
| ZIP | 80921 | ZIPCd |
Business Officer BusinessOfficerGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Person | CHAD GRAVES | PersonNm |
| Person Title | PRESIDENT/CEO | PersonTitleTxt |
| Phone | 7195741100 | PhoneNum |
| Signature | 2022-09-29 | SignatureDt |
| Discuss With Paid Preparer | Yes (1) | DiscussWithPaidPreparerInd |
Signing Officer SigningOfficerGrp
Person Full Name PersonFullName
| Field | Value | IRS element (for citing) |
|---|---|---|
| Person First | CHAD | PersonFirstNm |
| Person Last | GRAVES | PersonLastNm |
| Field | Value | IRS element (for citing) |
|---|---|---|
| SSN | 999009999 | SSN |
Preparer Person PreparerPersonGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Preparer Person | PAMELA ALEXANDERSON | PreparerPersonNm |
| PTIN | P01218925 | PTIN |
| Phone | 5058787200 | PhoneNum |
| Preparation | 2022-09-29 | PreparationDt |
Additional Filer Information AdditionalFilerInformation
Trusted Customer TrustedCustomerGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Trusted Customer | 3 | TrustedCustomerCd |
| Authentication Assurance Level | AAL1 | AuthenticationAssuranceLevelCd |
| Identity Assurance Level | IAL1 | IdentityAssuranceLevelCd |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Tax | 2021 | TaxYr |
| Build TS | 2022-09-23 18:48:47Z | BuildTS |
Form 990 IRS990
| Field | Value | IRS element (for citing) |
|---|---|---|
| Principal Officer | CHAD GRAVES | PrincipalOfficerNm |
US Address USAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 11550 ENT PARKWAY | AddressLine1Txt |
| City | COLORADO SPRINGS | CityNm |
| State Abbreviation | CO | StateAbbreviationCd |
| ZIP | 80921 | ZIPCd |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Gross Receipts | $600,442,121 | GrossReceiptsAmt |
| Group Return For Affiliates | 0 | GroupReturnForAffiliatesInd |
| Organization501c | Yes (X) | Organization501cInd |
| Website Address | ENT.COM | WebsiteAddressTxt |
| Type Of Organization Corp | Yes (X) | TypeOfOrganizationCorpInd |
| Formation | 1991 | FormationYr |
| Legal Domicile State | CO | LegalDomicileStateCd |
| Activity Or Mission | THE MISSION OF ENT CREDIT UNION IS TO HELP MEMBERS IMPROVE THEIR FINANCIAL QUALITY OF LIFE. | ActivityOrMissionDesc |
| Voting Members Governing Body | 9 | VotingMembersGoverningBodyCnt |
| Voting Members Independent | 9 | VotingMembersIndependentCnt |
| Total Employee | 1667 | TotalEmployeeCnt |
| Total Volunteers | 2 | TotalVolunteersCnt |
| Total Gross UBI | $1,186,186 | TotalGrossUBIAmt |
| Net Unrelated Bus Txbl Incm | $0 | NetUnrelatedBusTxblIncmAmt |
| PY Contributions Grants | $0 | PYContributionsGrantsAmt |
| CY Contributions Grants | $0 | CYContributionsGrantsAmt |
| PY Program Service Revenue | $262,854,803 | PYProgramServiceRevenueAmt |
| CY Program Service Revenue | $299,126,883 | CYProgramServiceRevenueAmt |
| PY Investment Income | $6,663,401 | PYInvestmentIncomeAmt |
| CY Investment Income | $6,644,107 | CYInvestmentIncomeAmt |
| PY Other Revenue | $16,072,268 | PYOtherRevenueAmt |
| CY Other Revenue | $20,854,930 | CYOtherRevenueAmt |
| PY Total Revenue | $285,590,472 | PYTotalRevenueAmt |
| CY Total Revenue | $326,625,920 | CYTotalRevenueAmt |
| PY Grants And Similar Paid | $1,967,442 | PYGrantsAndSimilarPaidAmt |
| CY Grants And Similar Paid | $1,880,066 | CYGrantsAndSimilarPaidAmt |
| PY Benefits Paid To Members | $0 | PYBenefitsPaidToMembersAmt |
| CY Benefits Paid To Members | $0 | CYBenefitsPaidToMembersAmt |
| PY Salaries Comp Emp Bnft Paid | $112,721,570 | PYSalariesCompEmpBnftPaidAmt |
| CY Salaries Comp Emp Bnft Paid | $141,112,108 | CYSalariesCompEmpBnftPaidAmt |
| PY Total Prof Fndrsng Expns | $0 | PYTotalProfFndrsngExpnsAmt |
| CY Total Prof Fndrsng Expns | $0 | CYTotalProfFndrsngExpnsAmt |
| CY Total Fundraising Expense | $0 | CYTotalFundraisingExpenseAmt |
| PY Other Expenses | $139,244,661 | PYOtherExpensesAmt |
| CY Other Expenses | $130,880,625 | CYOtherExpensesAmt |
| PY Total Expenses | $253,933,673 | PYTotalExpensesAmt |
| CY Total Expenses | $273,872,799 | CYTotalExpensesAmt |
| PY Revenues Less Expenses | $31,656,799 | PYRevenuesLessExpensesAmt |
| CY Revenues Less Expenses | $52,753,121 | CYRevenuesLessExpensesAmt |
| Total Assets BOY | $7,489,436,406 | TotalAssetsBOYAmt |
| Total Assets EOY | $8,749,547,485 | TotalAssetsEOYAmt |
| Total Liabilities BOY | $6,658,854,067 | TotalLiabilitiesBOYAmt |
| Total Liabilities EOY | $7,873,866,091 | TotalLiabilitiesEOYAmt |
| Net Assets Or Fund Balances BOY | $830,582,339 | NetAssetsOrFundBalancesBOYAmt |
| Net Assets Or Fund Balances EOY | $875,681,394 | NetAssetsOrFundBalancesEOYAmt |
| Mission | THE MISSION OF ENT CREDIT UNION IS TO IMPROVE MEMBERS' QUALITY OF LIFE THROUGH EDUCATION, UNBIASED FINANCIAL ADVICE, AND ACCESS TO THE HIGHEST QUALITY FINANCIAL PRODUCTS AND SERVICES. | MissionDesc |
| Significant New Program Srvc | 0 | SignificantNewProgramSrvcInd |
| Significant Change | 0 | SignificantChangeInd |
| Desc | ENT CREDIT UNION SERVES ADAMS, ARAPAHOE, BOULDER, BROOMFIELD, DENVER, DOUGLAS, ELBERT, EL PASO, FREMONT, JEFFERSON, LARIMAR, PUEBLO, TELLER AND WELD COUNTIES. THE CREDIT UNION IMPROVES OUR MEMBERS' QUALITY OF LIFE BY OFFERING A FULL ARRAY OF PRODUCTS AND SERVICES, INCLUDING DEPOSITORY AND LOAN PRODUCTS, ATM/DEBIT PROGRAM, FINANCIAL EDUCATION, INSURANCE, AND INVESTMENT SALES. WE ENDED THE YEAR WITH 449,298 MEMBERS. THERE WERE 97,483 LOANS GRANTED TOTALING $4,095,007,060. ENT CREDIT UNION CURRENTLY OFFERS 45 BRANCH LOCATIONS WITH A WIDE ARRAY OF REMOTE OPTIONS THROUGH OUR COOPERATION WITH THE COOP ATM NETWORK, SHARED BRANCH NETWORK, AND ONLINE/MOBILE BANKING SOLUTIONS. | Desc |
| Described In Section501c3 | 0 | DescribedInSection501c3Ind |
| Schedule B Required | 0 | ScheduleBRequiredInd |
| Political Campaign Acty | 0 | PoliticalCampaignActyInd |
| Subject To Proxy Tax | 0 | SubjectToProxyTaxInd |
| Donor Advised Fund | 0 | DonorAdvisedFundInd |
| Conservation Easements | 0 | ConservationEasementsInd |
| Collections Of Art | 0 | CollectionsOfArtInd |
| Credit Counseling | Yes (1) | CreditCounselingInd |
| Donor Rstr Or Quasi Endowments | 0 | DonorRstrOrQuasiEndowmentsInd |
| Report Land Building Equipment | Yes (1) | ReportLandBuildingEquipmentInd |
| Report Investments Other Sec | 0 | ReportInvestmentsOtherSecInd |
| Report Program Related Invst | 0 | ReportProgramRelatedInvstInd |
| Report Other Assets | 0 | ReportOtherAssetsInd |
| Report Other Liabilities | Yes (1) | ReportOtherLiabilitiesInd |
| Include FIN48 Footnote | Yes (1) | IncludeFIN48FootnoteInd |
| Independent Audit Fincl Stmt | 0 | IndependentAuditFinclStmtInd |
| Consolidated Audit Fincl Stmt | Yes (1) | ConsolidatedAuditFinclStmtInd |
| School Operating | 0 | SchoolOperatingInd |
| Foreign Office | 0 | ForeignOfficeInd |
| Foreign Activities | 0 | ForeignActivitiesInd |
| More Than5000 K To Org | 0 | MoreThan5000KToOrgInd |
| More Than5000 K To Individuals | 0 | MoreThan5000KToIndividualsInd |
| Professional Fundraising | 0 | ProfessionalFundraisingInd |
| Fundraising Activities | 0 | FundraisingActivitiesInd |
| Gaming Activities | 0 | GamingActivitiesInd |
| Operate Hospital | 0 | OperateHospitalInd |
| Grants To Organizations | Yes (1) | GrantsToOrganizationsInd |
| Grants To Individuals | 0 | GrantsToIndividualsInd |
| Schedule J Required | Yes (1) | ScheduleJRequiredInd |
| Tax Exempt Bonds | 0 | TaxExemptBondsInd |
| Loan Outstanding | 0 | LoanOutstandingInd |
| Grant To Related Person | 0 | GrantToRelatedPersonInd |
| Business Rln With Org Mem | 0 | BusinessRlnWithOrgMemInd |
| Business Rln With Fam Mem | 0 | BusinessRlnWithFamMemInd |
| Business Rln With35 Ctrl Ent | 0 | BusinessRlnWith35CtrlEntInd |
| Deductible Non Cash Contri | 0 | DeductibleNonCashContriInd |
| Deductible Art Contribution | 0 | DeductibleArtContributionInd |
| Terminate Operations | 0 | TerminateOperationsInd |
| Partial Liquidation | 0 | PartialLiquidationInd |
| Disregarded Entity | Yes (1) | DisregardedEntityInd |
| Related Entity | 0 | RelatedEntityInd |
| Related Organization Ctrl Ent | 0 | RelatedOrganizationCtrlEntInd |
| Activities Conducted Prtshp | 0 | ActivitiesConductedPrtshpInd |
| Schedule O Required | Yes (1) | ScheduleORequiredInd |
| IRP Document | 253676 | IRPDocumentCnt |
| IRP Document W2 G | 0 | IRPDocumentW2GCnt |
| Backup Wthld Compliance | Yes (1) | BackupWthldComplianceInd |
| Employee | 1667 | EmployeeCnt |
| Employment Tax Returns Filed | Yes (1) | EmploymentTaxReturnsFiledInd |
| Unrelated Bus Incm Over Limit | Yes (1) | UnrelatedBusIncmOverLimitInd |
| Form990 T Filed | Yes (1) | Form990TFiledInd |
| Foreign Financial Account | 0 | ForeignFinancialAccountInd |
| Prohibited Tax Shelter Trans | 0 | ProhibitedTaxShelterTransInd |
| Taxable Party Notification | 0 | TaxablePartyNotificationInd |
| Nondeductible Contributions | 0 | NondeductibleContributionsInd |
| Indoor Tanning Services | 0 | IndoorTanningServicesInd |
| Subj To Tax Rmnrtn Ex Prcht Pymt | Yes (1) | SubjToTaxRmnrtnExPrchtPymtInd |
| Subject To Excs Tax Net Invst Inc | 0 | SubjectToExcsTaxNetInvstIncInd |
| Info In Schedule O Part VI | Yes (X) | InfoInScheduleOPartVIInd |
| Governing Body Voting Members | 9 | GoverningBodyVotingMembersCnt |
| Independent Voting Member | 9 | IndependentVotingMemberCnt |
| Family Or Business Rln | 0 | FamilyOrBusinessRlnInd |
| Delegation Of Mgmt Duties | 0 | DelegationOfMgmtDutiesInd |
| Change To Org Documents | 0 | ChangeToOrgDocumentsInd |
| Material Diversion Or Misuse | 0 | MaterialDiversionOrMisuseInd |
| Members Or Stockholders | Yes (1) | MembersOrStockholdersInd |
| Election Of Board Members | Yes (1) | ElectionOfBoardMembersInd |
| Decisions Subject To Approva | Yes (1) | DecisionsSubjectToApprovaInd |
| Minutes Of Governing Body | Yes (1) | MinutesOfGoverningBodyInd |
| Minutes Of Committees | Yes (1) | MinutesOfCommitteesInd |
| Officer Mailing Address | 0 | OfficerMailingAddressInd |
| Local Chapters | 0 | LocalChaptersInd |
| Form990 Provided To Gvrn Body | 0 | Form990ProvidedToGvrnBodyInd |
| Conflict Of Interest Policy | Yes (1) | ConflictOfInterestPolicyInd |
| Annual Disclosure Covered Prsn | Yes (1) | AnnualDisclosureCoveredPrsnInd |
| Regular Monitoring Enfrc | Yes (1) | RegularMonitoringEnfrcInd |
| Whistleblower Policy | Yes (1) | WhistleblowerPolicyInd |
| Document Retention Policy | Yes (1) | DocumentRetentionPolicyInd |
| Compensation Process CEO | Yes (1) | CompensationProcessCEOInd |
| Compensation Process Other | Yes (1) | CompensationProcessOtherInd |
| Investment In Joint Venture | 0 | InvestmentInJointVentureInd |
| Upon Request | Yes (X) | UponRequestInd |
Books In Care Of Detail BooksInCareOfDetail
Business Name BusinessName
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | CHAD GRAVES | BusinessNameLine1Txt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Phone | 7195741100 | PhoneNum |
US Address USAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 11550 ENT PARKWAY | AddressLine1Txt |
| City | COLORADO SPRINGS | CityNm |
| State Abbreviation | CO | StateAbbreviationCd |
| ZIP | 80921 | ZIPCd |
Form990 Part VII Section A Form990PartVIISectionAGrp (26 entries)
| TitleTitleTxt | Average Hours Per WeekAverageHoursPerWeekRt | Individual Trustee Or DirectorIndividualTrusteeOrDirectorInd | Reportable Comp From OrgReportableCompFromOrgAmt | Reportable Comp From Rltd OrgReportableCompFromRltdOrgAmt | Other CompensationOtherCompensationAmt | OfficerOfficerInd | Key EmployeeKeyEmployeeInd | Highest Compensated EmployeeHighestCompensatedEmployeeInd |
|---|---|---|---|---|---|---|---|---|
| AYEN WILLIAM | ||||||||
| CHAIRMAN | 1.00 | Yes (X) | $55,881 | $0 | $0 | |||
| NICHOLSON PAM | ||||||||
| VICE CHAIRMAN | 1.00 | Yes (X) | $55,774 | $0 | $0 | |||
| VADALA CHRIS | ||||||||
| SECRETARY | 1.00 | Yes (X) | $52,341 | $0 | $0 | |||
| CHANDLER DEBBIE | ||||||||
| TREASURER | 1.00 | Yes (X) | $50,763 | $0 | $0 | |||
| MARTINEZ RON | ||||||||
| DIRECTOR | 1.00 | Yes (X) | $56,647 | $0 | $0 | |||
| GLOVER WALTER | ||||||||
| DIRECTOR | 1.00 | Yes (X) | $47,613 | $0 | $0 | |||
| KALLETTA RICHARD | ||||||||
| DIRECTOR | 1.00 | Yes (X) | $47,462 | $0 | $0 | |||
| DRUMMER TIM | ||||||||
| DIRECTOR | 1.00 | Yes (X) | $46,713 | $0 | $0 | |||
| HENZE KAY | ||||||||
| DIRECTOR | 1.00 | Yes (X) | $4,400 | $0 | $0 | |||
| VAUGHAN MEREDITH | ||||||||
| DIRECTOR (THROUGH 5/21) | 1.00 | Yes (X) | $27,500 | $0 | $0 | |||
| GRAVES CHAD M | ||||||||
| PRESIDENT / CEO | 40.00 | $1,660,618 | $0 | $56,354 | Yes (X) | |||
| COON MARY J | ||||||||
| CHIEF FINANCIAL OFFICER | 40.00 | $732,877 | $0 | $48,685 | Yes (X) | |||
| SCHOLES RICHARD A | ||||||||
| CHIEF EXPERIENCE OFFICER | 40.00 | $895,125 | $0 | $35,638 | Yes (X) | |||
| VOGENEY WILLIAM D | ||||||||
| CHIEF REVENUE OFFICER | 40.00 | $720,077 | $0 | $50,803 | Yes (X) | |||
| MARSHALL CHRISTOPHER J | ||||||||
| CHIEF TECHNOLOGY OFFICER | 40.00 | $745,163 | $0 | $52,510 | Yes (X) | |||
| BELL MOLLIE B | ||||||||
| CHIEF DEVELOPMENT OFFICER | 40.00 | $728,293 | $0 | $35,656 | Yes (X) | |||
| SUSSMAN JENNIFER S | ||||||||
| CHIEF MARKETING OFFICER | 40.00 | $526,710 | $0 | $54,393 | Yes (X) | |||
| KELLNER ROBERT C | ||||||||
| CHIEF RISK OFFICER | 40.00 | $642,367 | $0 | $50,068 | Yes (X) | |||
| FLANAGAN SHARIE K | ||||||||
| SVP HUMAN RESOURCES | 40.00 | $632,326 | $0 | $48,861 | Yes (X) | |||
| PAUKOVICH JON A | ||||||||
| CHIEF LENDING OFFICER | 40.00 | $531,885 | $0 | $35,602 | Yes (X) | |||
| GENDRON MATTHEW J | ||||||||
| CHIEF ENGAGEMENT OFFICER | 40.00 | $978,790 | $0 | $52,800 | Yes (X) | |||
| DOMBROWSKI STEPHANIE S | ||||||||
| MGR-PRODUCING MLO | 40.00 | $1,536,959 | $0 | $33,238 | Yes (X) | |||
| GRADISAR SUZANNE | ||||||||
| MORT LOAN OFFICER-EXT | 40.00 | $719,265 | $0 | $31,317 | Yes (X) | |||
| ALLMAN GINA L | ||||||||
| MORT LOAN OFFICER-EXT | 40.00 | $916,721 | $0 | $32,818 | Yes (X) | |||
| STANGE SHIRLEY D | ||||||||
| MORT LOAN OFFICER-EXT | 40.00 | $1,033,037 | $0 | $33,238 | Yes (X) | |||
| BECHTEL THOMAS | ||||||||
| MORT LOAN OFFICER-EXT | 40.00 | $568,332 | $0 | $27,272 | Yes (X) | |||
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Reportable Comp From Org | $14,013,639 | TotalReportableCompFromOrgAmt |
| Tot Reportable Comp Rltd Org | $0 | TotReportableCompRltdOrgAmt |
| Total Other Compensation | $679,253 | TotalOtherCompensationAmt |
| Indiv Rcvd Greater Than100 K | 306 | IndivRcvdGreaterThan100KCnt |
| Former Ofcr Employees Listed | 0 | FormerOfcrEmployeesListedInd |
| Total Comp Greater Than150 K | Yes (1) | TotalCompGreaterThan150KInd |
| Compensation From Other Srcs | 0 | CompensationFromOtherSrcsInd |
Contractor Compensation ContractorCompensationGrp (5 entries)
| Address Line1ContractorAddress/USAddress/AddressLine1Txt | CityContractorAddress/USAddress/CityNm | State AbbreviationContractorAddress/USAddress/StateAbbreviationCd | ZIPContractorAddress/USAddress/ZIPCd | ServicesServicesDesc | CompensationCompensationAmt |
|---|---|---|---|---|---|
| SYNERGY APPRAISAL SERVICES | |||||
| 6551 S REVERE PKWY SUITE 270 | CENTENNIAL | CO | 80111 | APPRAISALS FOR HOME EQUITY AND MORTGAGE | $2,255,372 |
| KEYS & LAURER ARCHITECTS | |||||
| 11681 VOYAGER PKWY SUITE 200 | COLORADO SPRINGS | CO | 80921 | ARCHITECTURAL PLANNING AND DESIGN | $1,583,941 |
| ALM FIRST FINANCIAL ADVISORS | |||||
| 3800 MAPLE AVE SUITE 600 | DALLAS | TX | 75219 | FINANCIAL ADVISORY & CONSULTING | $979,175 |
| RIGHTPOINT CONSULTING LLC | |||||
| 29 N WACKER DRIVE 4TH FLOOR | CHICAGO | IL | 60606 | CONSULTING | $333,181 |
| ORRIANT LLC | |||||
| 9980 S 300 WEST SUITE 100 | SANDY | UT | 84070 | CONSULTING & WELLNESS SERVICES | $179,300 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Cntrct Rcvd Greater Than100 K | 8 | CntrctRcvdGreaterThan100KCnt |
Program Service Revenue ProgramServiceRevenueGrp (2 entries)
| DescDesc | BusinessBusinessCd | Total Revenue ColumnTotalRevenueColumnAmt | Related Or Exempt Func IncomeRelatedOrExemptFuncIncomeAmt |
|---|---|---|---|
| INTEREST ON LOANS | 522100 | $229,009,181 | $229,009,181 |
| FEES/CHARGE/OTHER | 522100 | $70,117,702 | $70,117,702 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Program Service Revenue | $299,126,883 | TotalProgramServiceRevenueAmt |
Investment Income InvestmentIncomeGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | $6,332,999 | TotalRevenueColumnAmt |
| Related Or Exempt Func Income | $6,332,999 | RelatedOrExemptFuncIncomeAmt |
Royalties Revenue RoyaltiesRevenueGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | $524,926 | TotalRevenueColumnAmt |
| Related Or Exempt Func Income | $524,926 | RelatedOrExemptFuncIncomeAmt |
Gross Rents GrossRentsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Real | $58,784 | RealAmt |
Less Rental Expenses LessRentalExpensesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Real | $0 | RealAmt |
Rental Income Or Loss RentalIncomeOrLossGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Real | $58,784 | RealAmt |
Net Rental Income Or Loss NetRentalIncomeOrLossGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | $58,784 | TotalRevenueColumnAmt |
| Related Or Exempt Func Income | $58,784 | RelatedOrExemptFuncIncomeAmt |
Gross Amount Sales Assets GrossAmountSalesAssetsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Securities | $274,127,309 | SecuritiesAmt |
Less Cost Oth Basis Sales Expnss LessCostOthBasisSalesExpnssGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Securities | $273,679,597 | SecuritiesAmt |
| Other | $136,604 | OtherAmt |
Gain Or Loss GainOrLossGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Securities | $447,712 | SecuritiesAmt |
| Other | -$136,604 | OtherAmt |
Net Gain Or Loss Investments NetGainOrLossInvestmentsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | $311,108 | TotalRevenueColumnAmt |
| Related Or Exempt Func Income | $311,108 | RelatedOrExemptFuncIncomeAmt |
Other Revenue Misc OtherRevenueMiscGrp (3 entries)
| DescDesc | BusinessBusinessCd | Total Revenue ColumnTotalRevenueColumnAmt | Related Or Exempt Func IncomeRelatedOrExemptFuncIncomeAmt | Unrelated Business RevenueUnrelatedBusinessRevenueAmt |
|---|---|---|---|---|
| GAIN ON SALE OF LOANS | 522100 | $17,073,994 | $17,073,994 | |
| NON-OPERATING INCOME | 900099 | $2,011,040 | $2,011,040 | |
| NON-MEMBER ATM | 900099 | $692,781 | $692,781 |
Miscellaneous Revenue MiscellaneousRevenueGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | $493,405 | TotalRevenueColumnAmt |
| Unrelated Business Revenue | $493,405 | UnrelatedBusinessRevenueAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Revenue Total | $20,271,220 | OtherRevenueTotalAmt |
Total Revenue TotalRevenueGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | $326,625,920 | TotalRevenueColumnAmt |
| Related Or Exempt Func Income | $325,439,734 | RelatedOrExemptFuncIncomeAmt |
| Unrelated Business Revenue | $1,186,186 | UnrelatedBusinessRevenueAmt |
| Exclusion | $0 | ExclusionAmt |
Grants To Domestic Orgs GrantsToDomesticOrgsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $1,880,066 | TotalAmt |
Comp Current Ofcr Directors CompCurrentOfcrDirectorsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $9,760,695 | TotalAmt |
Other Salaries And Wages OtherSalariesAndWagesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $94,730,676 | TotalAmt |
Pension Plan Contributions PensionPlanContributionsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $10,812,059 | TotalAmt |
Other Employee Benefits OtherEmployeeBenefitsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $17,688,641 | TotalAmt |
Payroll Taxes PayrollTaxesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $8,120,037 | TotalAmt |
Fees For Services Legal FeesForServicesLegalGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $302,404 | TotalAmt |
Fees For Services Accounting FeesForServicesAccountingGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $372,561 | TotalAmt |
Fees For Srvc Invst Mgmnt Fees FeesForSrvcInvstMgmntFeesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $95,073 | TotalAmt |
Fees For Services Other FeesForServicesOtherGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $8,649,884 | TotalAmt |
Advertising AdvertisingGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $13,977,962 | TotalAmt |
Office Expenses OfficeExpensesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $15,384,895 | TotalAmt |
Information Technology InformationTechnologyGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $12,147,249 | TotalAmt |
Occupancy OccupancyGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $10,892,292 | TotalAmt |
Travel TravelGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $548,823 | TotalAmt |
Interest InterestGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $27,126,459 | TotalAmt |
Depreciation Depletion DepreciationDepletionGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $11,539,549 | TotalAmt |
Insurance InsuranceGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $682,576 | TotalAmt |
Other Expenses OtherExpensesGrp (4 entries)
| DescDesc | TotalTotalAmt |
|---|---|
| DEBIT CARD SERVICES | $10,780,254 |
| LOAN SERVICING EXPENSE | $10,177,205 |
| PROVISION FOR LOAN LOSS | $3,139,251 |
| TRAINING | $721,830 |
All Other Expenses AllOtherExpensesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $4,342,358 | TotalAmt |
Total Functional Expenses TotalFunctionalExpensesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $273,872,799 | TotalAmt |
Cash Non Interest Bearing CashNonInterestBearingGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $35,329,046 | BOYAmt |
| EOY | $41,478,489 | EOYAmt |
Savings And Temp Cash Invst SavingsAndTempCashInvstGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $411,472,427 | BOYAmt |
| EOY | $494,701,707 | EOYAmt |
Accounts Receivable AccountsReceivableGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $5,811,536 | BOYAmt |
| EOY | $7,808,272 | EOYAmt |
Oth Notes Loans Receivable Net OthNotesLoansReceivableNetGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $5,871,958,263 | BOYAmt |
| EOY | $6,665,886,900 | EOYAmt |
Prepaid Expenses Defrd Charges PrepaidExpensesDefrdChargesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $7,336,319 | BOYAmt |
| EOY | $11,100,280 | EOYAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Land Bldg Equip Cost Or Other Bss | $358,443,683 | LandBldgEquipCostOrOtherBssAmt |
| Land Bldg Equip Accum Deprec | $45,390,396 | LandBldgEquipAccumDeprecAmt |
Land Bldg Equip Basis Net LandBldgEquipBasisNetGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $228,788,139 | BOYAmt |
| EOY | $313,053,287 | EOYAmt |
Investments Pub Traded Sec InvestmentsPubTradedSecGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $512,626,261 | BOYAmt |
| EOY | $854,913,597 | EOYAmt |
Investments Other Securities InvestmentsOtherSecuritiesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $10,976,500 | BOYAmt |
| EOY | $4,790,300 | EOYAmt |
Intangible Assets IntangibleAssetsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $9,000,000 | BOYAmt |
| EOY | $8,666,667 | EOYAmt |
Other Assets Total OtherAssetsTotalGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $396,137,915 | BOYAmt |
| EOY | $347,147,986 | EOYAmt |
Total Assets TotalAssetsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $7,489,436,406 | BOYAmt |
| EOY | $8,749,547,485 | EOYAmt |
Accounts Payable Accr Expnss AccountsPayableAccrExpnssGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $178,261,524 | BOYAmt |
| EOY | $134,082,118 | EOYAmt |
Escrow Account Liability EscrowAccountLiabilityGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $33,861,089 | BOYAmt |
| EOY | $39,861,256 | EOYAmt |
Mortg Notes Pybl Scrd Invst Prop MortgNotesPyblScrdInvstPropGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $77,289,968 | BOYAmt |
| EOY | $148,525,585 | EOYAmt |
Other Liabilities OtherLiabilitiesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $6,369,441,486 | BOYAmt |
| EOY | $7,551,397,132 | EOYAmt |
Total Liabilities TotalLiabilitiesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $6,658,854,067 | BOYAmt |
| EOY | $7,873,866,091 | EOYAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Org Does Not Follow FASB117 | Yes (X) | OrgDoesNotFollowFASB117Ind |
Cap Stk Tr Prin Current Funds CapStkTrPrinCurrentFundsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $0 | BOYAmt |
| EOY | $0 | EOYAmt |
Pd In Cap Srpls Land Bldg Eqp Fund PdInCapSrplsLandBldgEqpFundGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $0 | BOYAmt |
| EOY | $0 | EOYAmt |
Rtn Earn Endowment Incm Oth Fnds RtnEarnEndowmentIncmOthFndsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $830,582,339 | BOYAmt |
| EOY | $875,681,394 | EOYAmt |
Total Net Assets Fund Balance TotalNetAssetsFundBalanceGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $830,582,339 | BOYAmt |
| EOY | $875,681,394 | EOYAmt |
Tot Liab Net Assets Fund Balance TotLiabNetAssetsFundBalanceGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $7,489,436,406 | BOYAmt |
| EOY | $8,749,547,485 | EOYAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Info In Schedule O Part XI | Yes (X) | InfoInScheduleOPartXIInd |
| Reconcilation Revenue Expnss | $52,753,121 | ReconcilationRevenueExpnssAmt |
| Net Unrlzd Gains Losses Invst | -$8,721,666 | NetUnrlzdGainsLossesInvstAmt |
| Other Changes In Net Assets | $1,067,600 | OtherChangesInNetAssetsAmt |
| Method Of Accounting Accrual | Yes (X) | MethodOfAccountingAccrualInd |
| Accountant Compile Or Review | 0 | AccountantCompileOrReviewInd |
| FS Audited | Yes (1) | FSAuditedInd |
FS Audited Basis FSAuditedBasisGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Consolidated Basis Fincl Stmt | Yes (X) | ConsolidatedBasisFinclStmtInd |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Audit Committee | Yes (1) | AuditCommitteeInd |
| Federal Grant Audit Required | 0 | FederalGrantAuditRequiredInd |
Schedule D IRS990ScheduleD
| Field | Value | IRS element (for citing) |
|---|---|---|
| Agent Trustee Etc | Yes (1) | AgentTrusteeEtcInd |
| Beginning Balance | $34,841,295 | BeginningBalanceAmt |
| Additions During Year | $57,768,101 | AdditionsDuringYearAmt |
| Distributions During Year | $52,486,524 | DistributionsDuringYearAmt |
| Ending Balance | $40,122,872 | EndingBalanceAmt |
| Incl Escrow Custodial Acct Liab | Yes (1) | InclEscrowCustodialAcctLiabInd |
| Explanation Provided | Yes (X) | ExplanationProvidedInd |
Land LandGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Cost Or Other Basis | $51,086,438 | OtherCostOrOtherBasisAmt |
| Book Value | $51,086,438 | BookValueAmt |
Buildings BuildingsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Cost Or Other Basis | $233,927,500 | OtherCostOrOtherBasisAmt |
| Depreciation | $21,825,044 | DepreciationAmt |
| Book Value | $212,102,456 | BookValueAmt |
Leasehold Improvements LeaseholdImprovementsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Cost Or Other Basis | $10,119,319 | OtherCostOrOtherBasisAmt |
| Depreciation | $4,529,892 | DepreciationAmt |
| Book Value | $5,589,427 | BookValueAmt |
Equipment EquipmentGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Cost Or Other Basis | $63,310,426 | OtherCostOrOtherBasisAmt |
| Depreciation | $19,035,460 | DepreciationAmt |
| Book Value | $44,274,966 | BookValueAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Book Value Land Buildings | $313,053,287 | TotalBookValueLandBuildingsAmt |
Other Liabilities Org OtherLiabilitiesOrgGrp (5 entries)
| DescDesc | AmtAmt |
|---|---|
| SHARE DRAFT | $1,807,322,357 |
| SHARES | $2,188,288,925 |
| MONEY MARKET | $2,583,119,005 |
| IRA | $68,424,224 |
| CD | $904,242,621 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Liability | $7,551,397,132 | TotalLiabilityAmt |
| Footnote Text | Yes (X) | FootnoteTextInd |
Supplemental Information Detail SupplementalInformationDetail (3 entries)
| Form And Line ReferenceFormAndLineReferenceDesc | ExplanationExplanationTxt |
|---|---|
| PART IV, LINE 1B: | ENT CREDIT UNION SERVICES LOANS FOR THIRD-PARTY ENTITIES THAT ARE NOT SHOWN ON FORM 990, PART X. THE LOANS ARE SERVICED FOR THE FEDERAL NATIONAL MORTGAGE ASSOCIATION (FNMA); THE FEDERAL HOME LOAN BANK (FHLB); AND THE GOVERNMENT NATIONAL MORTGAGE ASSOCIATION (GNMA). |
| PART IV, LINE 2B: | AN ESCROW ACCOUNT IS MAINTAINED FOR THE TAXES AND INSURANCE PAYABLE ON THE REAL ESTATE SECURING THE CREDIT UNION'S MORTGAGE LOANS. THE ESCROWS MAINTAINED AT THE CREDIT UNION FOR TAXES AND INSURANCE PAYABLE INCLUDE LOANS TO THE FEDERAL NATIONAL MORTGAGE ASSOCIATION (FNMA), THE FEDERAL HOME LOAN BANK (FHLB), AND THE GOVERNMENT NATIONAL MORTGAGE ASSOCIATION (GNMA) FOR WHICH ENT CREDIT UNION RETAINS SERVICING. |
| PART X, LINE 2: | THE CREDIT UNION IS EXEMPT FROM MOST FEDERAL AND STATE INCOME TAXES; HOWEVER, THE CREDIT UNION'S WHOLLY OWNED CUSO IS SUBJECT TO FEDERAL AND STATE INCOME TAXES. THE INCOME TAXES TOPIC OF THE FINANCIAL ACCOUNTING STANDARDS BOARD (FASB) ACCOUNTING STANDARDS CODIFICATION (ASC) CLARIFIES ACCOUNTING FOR UNCERTAINTY IN INCOME TAXES REPORTED IN THE CONSOLIDATED FINANCIAL STATEMENTS. THE INTERPRETATION PROVIDES CRITERIA FOR ASSESSMENT OF INDIVIDUAL TAX POSITIONS AND A PROCESS FOR RECOGNITION AND MEASUREMENT OF UNCERTAIN TAX POSITIONS. TAX POSITIONS ARE EVALUATED ON WHETHER THEY MEET THE "MORE LIKELY THAN NOT" STANDARD FOR SUSTAINABILITY UPON EXAMINATION BY TAX AUTHORITIES. THE CREDIT UNION IS A STATE-CHARTERED CREDIT UNION AS DEFINED IN THE INTERNAL REVENUE CODE (IRC) SECTION 501(C)(14). AS SUCH, THE CREDIT UNION IS EXEMPT FROM FEDERAL TAXATION OF INCOME DERIVED FROM THE PERFORMANCE OF ACTIVITIES DIRECTLY RELATED TO ITS EXEMPT PURPOSES. HOWEVER, IRC SECTION 511 IMPOSES A TAX ON THE UNRELATED BUSINESS INCOME (UBI) DERIVED BY STATE-CHARTERED CREDIT UNIONS. UBI MAY ALSO BE SUBJECT TO TAX IN CERTAIN STATES. MANAGEMENT HAS ASSESSED THE CREDIT UNION'S ACTIVITIES AND ANY POTENTIAL FEDERAL OR STATE INCOME TAX LIABILITY AND DETERMINED THAT THE CREDIT UNION HAS NO UNCERTAIN TAX POSITIONS THAT QUALIFY FOR EITHER RECOGNITION OR DISCLOSURE IN THE CONSOLIDATED FINANCIAL STATEMENTS. ADDITIONALLY, NO INTEREST AND PENALTIES HAVE BEEN RECORDED IN THE ACCOMPANYING CONSOLIDATED FINANCIAL STATEMENTS RELATED TO UNCERTAIN TAX POSITIONS. |
Schedule I IRS990ScheduleI
| Field | Value | IRS element (for citing) |
|---|---|---|
| Grant Records Maintained | Yes (1) | GrantRecordsMaintainedInd |
Recipient Table RecipientTable (31 entries)
| Address Line1USAddress/AddressLine1Txt | CityUSAddress/CityNm | State AbbreviationUSAddress/StateAbbreviationCd | ZIPUSAddress/ZIPCd | Recipient EINRecipientEIN | IRC SectionIRCSectionDesc | Cash GrantCashGrantAmt | Non Cash AssistanceNonCashAssistanceAmt | Purpose Of GrantPurposeOfGrantTxt |
|---|---|---|---|---|---|---|---|---|
| A PRECIOUS CHILD | ||||||||
| 7051 W 118TH AVENUE | BROOMFIELD | CO | 80020 | 263349334 | 501(C)(3) | $13,500 | $0 | DONATION PPCF FOR THE ESSENTIALS AND BASICS 4 BABIES PROGRAM, ANNUAL GALA, AND THE 2021 HEROES VIRTUAL LUNCHEON |
| AMERICAN RED CROSS SOUTHEASTERN CHAPTER | ||||||||
| 1040 S 8TH STREET | COLORADO SPRINGS | CO | 80905 | 530196605 | 501(C)(3) | $15,000 | $0 | STATEWIDE HOMETOWN HEROES |
| ARAPAHOE COMMUNITY COLLEGE | ||||||||
| 5900 S SANTA FE DR OR PO BOX 9002 | LITTLETON | CO | 801609002 | 237093127 | 501(C)(3) | $25,000 | $0 | SPECIAL EVENTS SPONSORSHIP |
| CARE AND SHARE INC | ||||||||
| 2605 PREAMBLE POINT | COLORADO SPRINGS | CO | 80915 | 840731930 | 501(C)(3) | $15,000 | $0 | HOPE SPONSORSHIP COLORADO SPRINGS/PUEBLO |
| CATHOLIC CHARITIES OF CENTRAL COLORADO | ||||||||
| 228 NORTH CASCADE AVENUE | COLORADO SPRINGS | CO | 80903 | 840586169 | 501(C)(3) | $7,500 | $0 | GENERAL PURPOSE GRANT |
| CHILDREN'S HOSPITAL COLORADO FOUNDATION | ||||||||
| 111 S TEJON STREET | COLORADO SPRINGS | CO | 80903 | 840813462 | 501(C)(3) | $253,500 | $0 | PARTNERSHIP AGREEMENT, CHIP IN FOR CHILDREN |
| COLORADO SPRINGS UTILITIES PROJECT COPE | ||||||||
| 121 S TEJON STREET 4TH FLOOR | COLORADO SPRINGS | CO | 80903 | 208643063 | 501(C)(3) | $10,000 | $0 | DONATION PPCF |
| FOOD BANK OF LARIMER COUNTY | ||||||||
| 5706 WRIGHT DRIVE | LOVELAND | CO | 80538 | 742336171 | 501(C)(3) | $6,000 | $0 | YES GRANT 2021 AND DONOR FUND |
| FORT COLLINS HABITAT FOR HUMANITY | ||||||||
| 4001 S TAFT HILL ROAD | FORT COLLINS | CO | 80526 | 841217901 | 501(C)(3) | $110,000 | $0 | THE HOUSE THAT ENT BUILT, DONATION PPCF, AND BUILDING A STRONG FOUNDATION SPONSORSHIP |
| FOSTERING HOPE FOUNDATION | ||||||||
| 111 S TEJON ST SUITE 112 | COLORADO SPRINGS | CO | 80903 | 261991807 | 501(C)(3) | $6,500 | $0 | A NEW DAY, 2021 YES GRANT AWARD, DONOR FUND, AND COMMUNITY LUNCHEON A NEW DAY |
| GOODWILL OF COLORADO | ||||||||
| 1460 GARDEN OF THE GODS ROAD | COLORADO SPRINGS | CO | 80907 | 840513404 | 501(C)(3) | $20,000 | $0 | ENCHANTED EVENING AND ANNUAL DINNER |
| HABITAT FOR HUMANITY METRO DENVER | ||||||||
| 3245 ELIOT STREET | DENVER | CO | 80211 | 742050021 | 501(C)(3) | $100,000 | $0 | ARIA HOMES SPONSORSHIP |
| HOME BUILDERS FOUNDATION (HBA) | ||||||||
| 88 INVERNESS CIRCLE | ENGLEWOOD | CO | 80112 | 841263718 | 501(C)(3) | $10,000 | $0 | YES GRANT 2021 |
| HOPE KIDS INC | ||||||||
| PO BOX 7073 | DENVER | CO | 80207 | 861042378 | 501(C)(3) | $10,000 | $0 | YES GRANT 2021 |
| KICKSTART INTERNATIONAL INC | ||||||||
| 1849 GEARY BLVD 15908 | SAN FRANCISCO | CA | 94115 | 061613235 | 501(C)(3) | $25,000 | $0 | GENERAL PURPOSE GRANT |
| LEADERSHIP PIKES PEAK | ||||||||
| 6035 ERIN PARK DRIVE SUITE 101 | COLORADO SPRINGS | CO | 80918 | 840719440 | 501(C)(3) | $5,850 | $0 | INVESTMENT PACKAGE, TUITION FOR AARONGOETTEL LEADERSHIP NOW |
| MI CASA RESOURCE CENTER | ||||||||
| 345 S GROVE STREET | DENVER | CO | 80219 | 840867773 | 501(C)(3) | $6,500 | $0 | YES GRANT 2021 |
| MOUNTAIN WEST CREDIT UNION ASSOCIATION | ||||||||
| 2020 N CENTRAL AVE STE 530 | PHOENIX | AZ | 85004 | 742232424 | 501(C)(3) | $20,000 | $0 | VOLUNTARY CONTRIBUTION |
| NEWBORN HOPE INC | ||||||||
| PO BOX 2515 | COLORADO SPRINGS | CO | 80901 | 841093905 | 501(C)(3) | $7,500 | $0 | YES GRANT 2021, NOVEMBER GALA |
| PEAK EDUCATION | ||||||||
| 1645 S MURRAY BLVD | COLORADO SPRINGS | CO | 80916 | 841467174 | 501(C)(3) | $7,500 | $0 | YES GRANT 2021 |
| PIKES PEAK COMMUNITY COLLEGE FOUNDATION | ||||||||
| 5675 S ACADEMY BLVD C68 | COLORADO SPRINGS | CO | 80906 | 742182257 | 501(C)(3) | $78,250 | $0 | FY 22 SCHOLARSHIP, SPONSORSHIP OF PRESIDENT'S DINNER, JROTC SCHOLARSHIPS FOR KATRINA EICKHOFF, BERNADETTE FELTER AND AYSHIYON WOODS, BRIAN SMITH MILITARY AIR FORCE |
| PIKES PEAK UNITED WAY CAMPAIGN DONATION | ||||||||
| 518 NORTH NEVADA AVENUE | COLORADO SPRINGS | CO | 80903 | 840511799 | 501(C)(3) | $323,575 | $0 | GENERAL PURPOSE GRANT |
| PROJECT ANGEL HEART | ||||||||
| 4950 WASHINGTON STREET | DENVER | CO | 80216 | 841199481 | 501(C)(3) | $6,000 | $0 | DONATION PPCF TO SUPPORT EL PASO/DENVER |
| PUEBLO COMMUNITY COLLEGE FOUNDATION | ||||||||
| 900 W ORMAN AVENUE | PUEBLO | CO | 81004 | 840834567 | 501(C)(3) | $26,500 | $0 | SCHOLARSHIP AWARDS 4 FULL TIME, 2 PART TIME, ANNUAL AWARDS. RTE MATCHING FUNDS, 2021 FORE! GOLF TOURNAMENT |
| PUEBLO POLICE DEPARTMENT | ||||||||
| 200 SOUTH MAIN STREET | PUEBLO | CO | 81003 | 846000615 | 501(C)(3) | $7,500 | $0 | AWARDS BANQUET |
| REGENTS OF THE UNIVERSITY OF COLORADO | ||||||||
| 1800 N GRANT ST SUITE 200 | DENVER | CO | 80203 | 846000555 | 501(C)(3) | $151,281 | $0 | GENERAL PURPOSE GRANT |
| SPRINGS RESCUE MISSION | ||||||||
| 5 W LAS VEGAS STREET | COLORADO SPRINGS | CO | 80903 | 841340824 | 501(C)(3) | $75,450 | $0 | CAPITAL CAMPAIGN FINAL PAYMENT BUILDING COMMUNITY OF HOPE, DONOR FUND |
| THE NATIONAL CREDIT UNION FOUNDATION | ||||||||
| 5710 MINERAL POINT ROAD | MADISON | WI | 537054454 | 391383650 | 501(C)(3) | $25,000 | $0 | GOLD LEVEL |
| THRIVING FAMILIES | ||||||||
| 1330 FOX STREET | DENVER | CO | 80204 | 841993572 | 501(C)(3) | $7,500 | $0 | YES GRANT 2021 |
| UNITED WAY OF LARIMER COUNTY INC | ||||||||
| 525 W OAK STREET 101 | FORT COLLINS | CO | 80521 | 846031503 | 501(C)(3) | $10,000 | $0 | CORNERSTONE PARTNER |
| WORLDWIDE FOUNDATION FOR CREDIT UNIONS | ||||||||
| PO BOX 2982 | MADISON | WI | 53701 | 396093210 | 501(C)(3) | $10,000 | $0 | PRIORITY FUND |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total501c3 Org | 31 | Total501c3OrgCnt |
Supplemental Information Detail SupplementalInformationDetail
| Field | Value | IRS element (for citing) |
|---|---|---|
| Form And Line Reference | PART I, LINE 2: | FormAndLineReferenceDesc |
| Explanation | ENT TRACKS ALL GRANTS VIA AN EXCEL SPREADSHEET MANAGED BY OUR ADMINISTRATIVE DEPARTMENT. THIS IS UPDATED BIMONTHLY. ENT MAKES CONTRIBUTIONS TO ORGANIZATIONS, AGENCIES AND ACTIVITIES SERVING THE FOLLOWING PURPOSES: EDUCATION, HEALTH, HUMAN SERVICES, COMMUNITY (INCLUDING CULTURAL) DEVELOPMENT, ECONOMIC DEVELOPMENT AND MILITARY RECOGNITION AND MORALE. ALL CONTRIBUTIONS ARE TO ORGANIZATIONS HERE IN THE COMMUNITIES WE SERVE. | ExplanationTxt |
Schedule J IRS990ScheduleJ
| Field | Value | IRS element (for citing) |
|---|---|---|
| Travel For Companions | Yes (X) | TravelForCompanionsInd |
| Discretionary Spending Acct | Yes (X) | DiscretionarySpendingAcctInd |
| Written Policy Ref T And E Expnss | Yes (1) | WrittenPolicyRefTAndEExpnssInd |
| Substantiation Required | Yes (1) | SubstantiationRequiredInd |
| Compensation Committee | Yes (X) | CompensationCommitteeInd |
| Independent Consultant | Yes (X) | IndependentConsultantInd |
| Compensation Survey | Yes (X) | CompensationSurveyInd |
| Board Or Committee Approval | Yes (X) | BoardOrCommitteeApprovalInd |
| Severance Payment | 0 | SeverancePaymentInd |
| Supplemental Nonqual Rtr Plan | Yes (1) | SupplementalNonqualRtrPlanInd |
| Equity Based Comp Arrngm | 0 | EquityBasedCompArrngmInd |
Rltd Org Officer Trst Key Empl RltdOrgOfficerTrstKeyEmplGrp (16 entries)
| TitleTitleTxt | Base Compensation Filing OrgBaseCompensationFilingOrgAmt | Compensation Based On Rltd OrgsCompensationBasedOnRltdOrgsAmt | Bonus Filing OrganizationBonusFilingOrganizationAmount | Bonus Related OrganizationsBonusRelatedOrganizationsAmt | Other Compensation Filing OrgOtherCompensationFilingOrgAmt | Other Compensation Rltd OrgsOtherCompensationRltdOrgsAmt | Deferred Compensation Flng OrgDeferredCompensationFlngOrgAmt | Deferred Comp Rltd OrgsDeferredCompRltdOrgsAmt | Nontaxable Benefits Filing OrgNontaxableBenefitsFilingOrgAmt | Nontaxable Benefits Rltd OrgsNontaxableBenefitsRltdOrgsAmt | Total Compensation Filing OrgTotalCompensationFilingOrgAmt | Total Compensation Rltd OrgsTotalCompensationRltdOrgsAmt | Comp Report Prior990 Filing OrgCompReportPrior990FilingOrgAmt | Comp Report Prior990 Rltd OrgsCompReportPrior990RltdOrgsAmt |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| GRAVES CHAD M | ||||||||||||||
| PRESIDENT / CEO | $770,000 | $0 | $392,641 | $0 | $497,977 | $0 | $45,600 | $0 | $10,754 | $0 | $1,716,972 | $0 | $0 | $0 |
| DOMBROWSKI STEPHANIE S | ||||||||||||||
| MGR-PRODUCING MLO | $48,252 | $0 | $1,482,232 | $0 | $6,475 | $0 | $26,100 | $0 | $7,138 | $0 | $1,570,197 | $0 | $0 | $0 |
| STANGE SHIRLEY D | ||||||||||||||
| MORT LOAN OFFICER-EXT | $50,565 | $0 | $976,249 | $0 | $6,223 | $0 | $26,100 | $0 | $7,138 | $0 | $1,066,275 | $0 | $0 | $0 |
| GENDRON MATTHEW J | ||||||||||||||
| CHIEF ENGAGEMENT OFFICER | $438,576 | $0 | $149,705 | $0 | $390,509 | $0 | $45,600 | $0 | $7,200 | $0 | $1,031,590 | $0 | $0 | $0 |
| ALLMAN GINA L | ||||||||||||||
| MORT LOAN OFFICER-EXT | $37,321 | $0 | $874,797 | $0 | $4,603 | $0 | $26,100 | $0 | $6,718 | $0 | $949,539 | $0 | $0 | $0 |
| SCHOLES RICHARD A | ||||||||||||||
| CHIEF EXPERIENCE OFFICER | $438,576 | $0 | $149,705 | $0 | $306,844 | $0 | $26,100 | $0 | $9,538 | $0 | $930,763 | $0 | $0 | $0 |
| MARSHALL CHRISTOPHER J | ||||||||||||||
| CHIEF TECHNOLOGY OFFICER | $352,573 | $0 | $122,373 | $0 | $270,217 | $0 | $45,600 | $0 | $6,910 | $0 | $797,673 | $0 | $0 | $0 |
| COON MARY J | ||||||||||||||
| CHIEF FINANCIAL OFFICER | $410,069 | $0 | $140,166 | $0 | $182,642 | $0 | $45,600 | $0 | $3,085 | $0 | $781,562 | $0 | $0 | $0 |
| VOGENEY WILLIAM D | ||||||||||||||
| CHIEF REVENUE OFFICER | $415,166 | $0 | $141,822 | $0 | $163,089 | $0 | $45,600 | $0 | $5,203 | $0 | $770,880 | $0 | $0 | $0 |
| BELL MOLLIE B | ||||||||||||||
| CHIEF DEVELOPMENT OFFICER | $427,855 | $0 | $147,761 | $0 | $152,677 | $0 | $26,100 | $0 | $9,556 | $0 | $763,949 | $0 | $0 | $0 |
| GRADISAR SUZANNE | ||||||||||||||
| MORT LOAN OFFICER-EXT | $68,347 | $0 | $644,272 | $0 | $6,646 | $0 | $26,100 | $0 | $5,217 | $0 | $750,582 | $0 | $0 | $0 |
| KELLNER ROBERT C | ||||||||||||||
| CHIEF RISK OFFICER | $411,408 | $0 | $136,698 | $0 | $94,261 | $0 | $39,314 | $0 | $10,754 | $0 | $692,435 | $0 | $0 | $0 |
| FLANAGAN SHARIE K | ||||||||||||||
| SVP HUMAN RESOURCES | $316,150 | $0 | $109,410 | $0 | $206,766 | $0 | $45,600 | $0 | $3,261 | $0 | $681,187 | $0 | $0 | $0 |
| BECHTEL THOMAS | ||||||||||||||
| MORT LOAN OFFICER-EXT | $39,937 | $0 | $522,230 | $0 | $6,165 | $0 | $25,595 | $0 | $1,677 | $0 | $595,604 | $0 | $0 | $0 |
| SUSSMAN JENNIFER S | ||||||||||||||
| CHIEF MARKETING OFFICER | $326,739 | $0 | $113,075 | $0 | $86,896 | $0 | $45,255 | $0 | $9,138 | $0 | $581,103 | $0 | $0 | $0 |
| PAUKOVICH JON A | ||||||||||||||
| CHIEF LENDING OFFICER | $317,248 | $0 | $106,912 | $0 | $107,725 | $0 | $26,588 | $0 | $9,014 | $0 | $567,487 | $0 | $0 | $0 |
Supplemental Information Detail SupplementalInformationDetail (2 entries)
| Form And Line ReferenceFormAndLineReferenceDesc | ExplanationExplanationTxt |
|---|---|
| PART I, LINE 1A | BOARD MEMBERS ARE PROVIDED A TRAVEL AND TRAINING BUDGET. THESE FUNDS ARE USED AS EACH BOARD MEMBER DECIDED WHICH TRAINING TO ATTEND. SPOUSE/GUEST TRAVEL EXPENSES COME OUT OF THIS BUDGET. EACH YEAR, SPOUSE/GUEST TRAVEL IS REPORTED AS INCOME ON FORM 1099-MISC. |
| PART I, LINE 4B | THE CREDIT UNION MAINTAINS THREE DEFERRED COMPENSATION PLANS COVERING CERTAIN MEMBERS OF MANAGEMENT. DURING 2021, THE FOLLOWING BENEFITS WERE ACCRUED: CHAD M. GRAVES - 457(F): $487,500 JON A. PAUKOVICH - 457(F): $64,000 RICHARD A. SCHOLES - 457(F): $42,000 MOLLIE B. BELL - 457(F): $40,625 JENNIFER S. SUSSMAN - 457(F): $91,667 ROBERT C. KELLNER - 457(F): $100,000 |
Schedule O IRS990ScheduleO
Supplemental Information Detail SupplementalInformationDetail (8 entries)
| Form And Line ReferenceFormAndLineReferenceDesc | ExplanationExplanationTxt |
|---|---|
| FORM 990, PART VI, SECTION A, LINE 6 | THE ORGANIZATION HAS MEMBERS AND THE FIELD OF MEMBERSHIP OF THIS CREDIT UNION SHALL BE LIMITED TO THOSE HAVING THE FOLLOWING COMMON BOND: A. PERSONS WHO LIVE, WORK, WORSHIP WITHIN ADAMS, ARAPAHOE, BOULDER, BROOMFIELD, DENVER, DOUGLAS, ELBERT, EL PASO, FREMONT, JEFFERSON, LARIMER, PUEBLO, TELLER AND WELD COUNTIES, COLORADO; B. MEMBERS OF RECORD OF THIS CREDIT UNION AS OF THE DATE OF ITS CONVERSION TO A COMMUNITY CHARTER; C. EMPLOYEES OF THIS CREDIT UNION; D. MEMBERS OF THEIR IMMEDIATE FAMILIES OR HOUSEHOLDS; AND E. ORGANIZATIONS OF SUCH PERSONS. F. AS A RESULT OF MERGERS: FORMER MEMBERS OF MOUNTAIN BELL CREDIT UNION, BUCKLEY FEDERAL CREDIT UNION, FIRST CHARTER FEDERAL CREDIT UNION, DECIBEL COMMUNITY CREDIT UNION, AND US ALLIANCE FEDERAL CREDIT UNION. |
| FORM 990, PART VI, SECTION A, LINE 7A | OUR 449,298 MEMBERS EACH ARE ALLOWED ONE VOTE DURING EACH BOARD ELECTION. |
| FORM 990, PART VI, SECTION A, LINE 7B | MEMBERS OF THE CREDIT UNION HAVE THE RIGHT TO APPROVE THE GOVERNING BODY'S ELECTION AND REMOVAL OF MEMBERS OF THE GOVERNING BODY, AS WELL AS OTHER MATTERS THAT ARE SUBJECT TO THE APPROVAL OF MEMBERS OF THE CREDIT UNION AS THEY OCCUR, SUCH AS CERTAIN MERGER OPPORTUNITIES AND POTENTIAL CHARTER CONVERSIONS. |
| FORM 990, PART VI, SECTION B, LINE 11B | THE 990 IS PREPARED BY AN OUTSIDE ACCOUNTING FIRM HIRED FOR SUCH PURPOSE. DATA AND OTHER INFORMATION IS SUPPLIED TO THAT FIRM TO USE IN PREPARATION OF THE DOCUMENT. A COPY OF FORM 990 WILL BE PROVIDED TO THE BOARD OF DIRECTORS FOR REVIEW AFTER FILING. |
| FORM 990, PART VI, SECTION B, LINE 12C | THE INTERNAL AUDIT DEPARTMENT PERFORMS ANNUAL TESTING ON EMPLOYEE AND OFFICIAL ACCOUNTS FOR RATES, TERMS & CONDITIONS CONSISTENT WITH WHAT WOULD BE OFFERED TO THE GENERAL MEMBERSHIP OUTSIDE OF THE ALLOWED EMPLOYEE DISCOUNT. ANNUALLY A BOARD MONITORING REPORT IS COMPLETED TO ATTEST FOR PURCHASES WHERE NORMALLY PRUDENT PROTECTIONS HAVE BEEN BEEN GIVEN AGAINST CONFLICT OF INTEREST. THIS WAS LAST COMPLETED IN 2021. |
| FORM 990, PART VI, SECTION B, LINE 15 | ENT CREDIT UNION PARTICIPATES IN MULTIPLE, PERIODIC (TYPICALLY ANNUAL) INDUSTRY SALARY SURVEYS, FOR ALL LEVELS OF THE ORGANIZATION, IN ORDER TO ASSESS MARKET PAY PRACTICES AND PROVIDE SUPPORTING DATA FOR INTERNAL RECOMMENDATIONS AND DECISIONS REGARDING PAY STRUCTURES AND INCREASES BASED ON STRATEGIC GOALS AND INITIATIVES. THE LAST COMPENSATION REVIEW WAS DONE IN 2021. |
| FORM 990, PART VI, SECTION C, LINE 19 | THE CREDIT UNION'S GOVERNING DOCUMENTS ARE NOT MADE AVAILABLE TO THE PUBLIC. THE CREDIT UNION'S CONFLICT OF INTEREST POLICY IS NOT MADE AVAILABLE TO THE PUBLIC. THE CREDIT UNION'S FINANCIAL STATEMENTS ARE AVAILABLE FOR PUBLIC VIEWING ON NCUA.GOV VIA THE QUARTERLY 5300 FILING. |
| FORM 990, PART XI, LINE 9: | RECLASSIFICATION ADJUSTMENT FOR NET HEDGING LOSSES 937,347. NET CHANGE IN POST RETIREMENT BENEFITS 130,253. |
Schedule R IRS990ScheduleR
Id Disregarded Entities IdDisregardedEntitiesGrp
Disregarded Entity Name DisregardedEntityName
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | ENTERPRISE FIRST FINANCIAL SERVICES LLC | BusinessNameLine1Txt |
US Address USAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 11550 ENT PARKWAY | AddressLine1Txt |
| City | COLORADO SPRINGS | CityNm |
| State Abbreviation | CO | StateAbbreviationCd |
| ZIP | 80921 | ZIPCd |
| Field | Value | IRS element (for citing) |
|---|---|---|
| EIN | 841514066 | EIN |
| Primary Activities | INSURANCE PRODUCTS | PrimaryActivitiesTxt |
| Legal Domicile State | CO | LegalDomicileStateCd |
| Total Income | $0 | TotalIncomeAmt |
| End Of Year Assets | $0 | EndOfYearAssetsAmt |
Direct Controlling Entity Name DirectControllingEntityName
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | ENT CREDIT UNION | BusinessNameLine1Txt |
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