ACRE FAMILY CHILD CARE INC: Form 990, tax year 2021

View the entire original 990 at ProPublica ↗

Organization: ACRE FAMILY CHILD CARE INC (EIN 04-3036200)
Tax period: 2021-01-01 to 2021-12-31
Filed: 2022-07-15
IRS object ID: 202221969349302557
Schema version: 2021v4.0
Source: Download XML · Original 990 at ProPublica

Every field in the e-filed return. Faint text is the IRS element name, for citing.

Return header
Form 990
Schedule A
Schedule B
Schedule D
Schedule I
Schedule L
Schedule O

Return header ReturnHeader

Field	Value	IRS element (for citing)
Return	2022-07-15T15:30:46-05:00	ReturnTs
Tax Period End	2021-12-31	TaxPeriodEndDt

Preparer Firm PreparerFirmGrp

Field	Value	IRS element (for citing)
Preparer Firm EIN	042917204	PreparerFirmEIN

Preparer Firm Name PreparerFirmName

Field	Value	IRS element (for citing)
Business Name Line1	ANSTISS & CO PC	BusinessNameLine1Txt

Preparer US Address PreparerUSAddress

Field	Value	IRS element (for citing)
Address Line1	6 OMNI WAY SUITE 201	AddressLine1Txt
City	CHELMSFORD	CityNm
State Abbreviation	MA	StateAbbreviationCd
ZIP	018244141	ZIPCd

Field	Value	IRS element (for citing)
Return Type	990	ReturnTypeCd
Tax Period Begin	2021-01-01	TaxPeriodBeginDt

Filer Filer

Field	Value	IRS element (for citing)
EIN	043036200	EIN

Business Name BusinessName

Field	Value	IRS element (for citing)
Business Name Line1	ACRE FAMILY CHILD CARE INC	BusinessNameLine1Txt

Field	Value	IRS element (for citing)
Business Name Control	ACRE	BusinessNameControlTxt
Phone	9789375899	PhoneNum

US Address USAddress

Field	Value	IRS element (for citing)
Address Line1	55 MIDDLE STREET SUITE 500	AddressLine1Txt
City	LOWELL	CityNm
State Abbreviation	MA	StateAbbreviationCd
ZIP	018521812	ZIPCd

Business Officer BusinessOfficerGrp

Field	Value	IRS element (for citing)
Person	BETHANY WATSON	PersonNm
Person Title	CHAIR	PersonTitleTxt
Phone	9789375899	PhoneNum
Signature	2022-07-14	SignatureDt
Discuss With Paid Preparer	Yes (true)	DiscussWithPaidPreparerInd

Signing Officer SigningOfficerGrp

Person Full Name PersonFullName

Field	Value	IRS element (for citing)
Person First	BETHANY	PersonFirstNm
Person Last	WATSON	PersonLastNm

Field	Value	IRS element (for citing)
SSN	999009999	SSN

Preparer Person PreparerPersonGrp

Field	Value	IRS element (for citing)
Preparer Person	JAYNE A ANDREWS	PreparerPersonNm
PTIN	P00514653	PTIN
Phone	9784522500	PhoneNum
Preparation	2022-07-14	PreparationDt

Field	Value	IRS element (for citing)
Tax	2021	TaxYr
Build TS	2022-09-23 18:48:47Z	BuildTS

Form 990 IRS990

Field	Value	IRS element (for citing)
Principal Officer	BETHANY WATSON	PrincipalOfficerNm

US Address USAddress

Field	Value	IRS element (for citing)
Address Line1	55 MIDDLE ST SUITE 500	AddressLine1Txt
City	LOWELL	CityNm
State Abbreviation	MA	StateAbbreviationCd
ZIP	01852	ZIPCd

Field	Value	IRS element (for citing)
Gross Receipts	$7,438,622	GrossReceiptsAmt
Group Return For Affiliates	false	GroupReturnForAffiliatesInd
Organization501c3	Yes (X)	Organization501c3Ind
Website Address	WWW.ACREFAMILY.ORG	WebsiteAddressTxt
Type Of Organization Corp	Yes (X)	TypeOfOrganizationCorpInd
Formation	1988	FormationYr
Legal Domicile State	MA	LegalDomicileStateCd
Activity Or Mission	ACRE FAMILY CHILD CARE, INC., PROVIDES A PATHWAY FOR WOMEN TO ACHIEVE ECONOMIC INDEPENDENCE BY OPERATING HIGH QUALITY CHILD CARE BUSINESSES IN THEIR HOMES.	ActivityOrMissionDesc
Voting Members Governing Body	16	VotingMembersGoverningBodyCnt
Voting Members Independent	16	VotingMembersIndependentCnt
Total Employee	22	TotalEmployeeCnt
Total Volunteers	1	TotalVolunteersCnt
Total Gross UBI	$1,000	TotalGrossUBIAmt
PY Contributions Grants	$4,163,248	PYContributionsGrantsAmt
CY Contributions Grants	$4,964,082	CYContributionsGrantsAmt
PY Program Service Revenue	$1,780,847	PYProgramServiceRevenueAmt
CY Program Service Revenue	$2,089,377	CYProgramServiceRevenueAmt
PY Investment Income	$90,843	PYInvestmentIncomeAmt
CY Investment Income	$105,146	CYInvestmentIncomeAmt
CY Other Revenue	$1,000	CYOtherRevenueAmt
PY Total Revenue	$6,034,938	PYTotalRevenueAmt
CY Total Revenue	$7,159,605	CYTotalRevenueAmt
PY Grants And Similar Paid	$59,624	PYGrantsAndSimilarPaidAmt
CY Grants And Similar Paid	$47,011	CYGrantsAndSimilarPaidAmt
CY Benefits Paid To Members	$0	CYBenefitsPaidToMembersAmt
PY Salaries Comp Emp Bnft Paid	$1,268,310	PYSalariesCompEmpBnftPaidAmt
CY Salaries Comp Emp Bnft Paid	$1,268,456	CYSalariesCompEmpBnftPaidAmt
CY Total Prof Fndrsng Expns	$0	CYTotalProfFndrsngExpnsAmt
CY Total Fundraising Expense	$3,320	CYTotalFundraisingExpenseAmt
PY Other Expenses	$4,239,169	PYOtherExpensesAmt
CY Other Expenses	$4,378,703	CYOtherExpensesAmt
PY Total Expenses	$5,567,103	PYTotalExpensesAmt
CY Total Expenses	$5,694,170	CYTotalExpensesAmt
PY Revenues Less Expenses	$467,835	PYRevenuesLessExpensesAmt
CY Revenues Less Expenses	$1,465,435	CYRevenuesLessExpensesAmt
Total Assets BOY	$4,030,082	TotalAssetsBOYAmt
Total Assets EOY	$6,261,840	TotalAssetsEOYAmt
Total Liabilities BOY	$689,320	TotalLiabilitiesBOYAmt
Total Liabilities EOY	$1,368,681	TotalLiabilitiesEOYAmt
Net Assets Or Fund Balances BOY	$3,340,762	NetAssetsOrFundBalancesBOYAmt
Net Assets Or Fund Balances EOY	$4,893,159	NetAssetsOrFundBalancesEOYAmt
Mission	ACRE FAMILY CHILD CARE INC.'S MISSION IS TO PROVIDE A PATHWAY FOR WOMEN TO ACHIEVE ECONOMIC INDEPENDENCE BY OPERATING HIGH QUALITY CHILD CARE BUSINESSES IN THEIR HOMES.	MissionDesc
Significant New Program Srvc	false	SignificantNewProgramSrvcInd
Significant Change	false	SignificantChangeInd
Expense	$4,153,528	ExpenseAmt
Revenue	$1,766,590	RevenueAmt
Desc	ACRE FAMILY CHILD CARE IS IN THE SERVICE OF HELPING LOCAL WOMEN BUILD LICENSED HOME-BASED FAMILY CHILD CARE BUSINESSES. ACRE PROVIDES ONGOING BUSINESS SUPPORT INCLUDING FAMILY REFERRALS,PROFESSIONAL DEVELOPMENT, PARENT AND CONTRACT BILLING, SMALL BUSINESS LOANS.	Desc

Prog Srvc Accom Acty2 ProgSrvcAccomActy2Grp

Field	Value	IRS element (for citing)
Expense	$682,517	ExpenseAmt
Revenue	$322,787	RevenueAmt
Desc	ACRE FAMILY CHILD CARE PROVIDES TRANSPORTATION FOR CHILDREN TO CONTRACTED FAMILY CHILD CARE PROGRAMS.	Desc

Prog Srvc Accom Acty3 ProgSrvcAccomActy3Grp

Field	Value	IRS element (for citing)
Expense	$337,095	ExpenseAmt
Grant	$47,011	GrantAmt
Desc	ACRE FAMILY CHILD CARE PROVIDES INDIVIDUALIZED SUPPORTS TO CONTRACTED LICENSED FAMILY CHILD CARE EDUCATORS THROUGH EDUCATIONAL TRAINING, TECHNICAL ASSISTANCE, AND COACHING.	Desc

Field	Value	IRS element (for citing)
Total Program Service Expenses	$5,173,140	TotalProgramServiceExpensesAmt
Described In Section501c3	Yes (true)	DescribedInSection501c3Ind
Schedule B Required	Yes (true)	ScheduleBRequiredInd
Political Campaign Acty	false	PoliticalCampaignActyInd
Lobbying Activities	false	LobbyingActivitiesInd
Subject To Proxy Tax	false	SubjectToProxyTaxInd
Donor Advised Fund	false	DonorAdvisedFundInd
Conservation Easements	false	ConservationEasementsInd
Collections Of Art	false	CollectionsOfArtInd
Credit Counseling	false	CreditCounselingInd
Donor Rstr Or Quasi Endowments	Yes (true)	DonorRstrOrQuasiEndowmentsInd
Report Land Building Equipment	Yes (true)	ReportLandBuildingEquipmentInd
Report Investments Other Sec	false	ReportInvestmentsOtherSecInd
Report Program Related Invst	false	ReportProgramRelatedInvstInd
Report Other Assets	false	ReportOtherAssetsInd
Report Other Liabilities	Yes (true)	ReportOtherLiabilitiesInd
Include FIN48 Footnote	Yes (true)	IncludeFIN48FootnoteInd
Independent Audit Fincl Stmt	Yes (true)	IndependentAuditFinclStmtInd
Consolidated Audit Fincl Stmt	false	ConsolidatedAuditFinclStmtInd
School Operating	false	SchoolOperatingInd
Foreign Office	false	ForeignOfficeInd
Foreign Activities	false	ForeignActivitiesInd
More Than5000 K To Org	false	MoreThan5000KToOrgInd
More Than5000 K To Individuals	false	MoreThan5000KToIndividualsInd
Professional Fundraising	false	ProfessionalFundraisingInd
Fundraising Activities	false	FundraisingActivitiesInd
Gaming Activities	false	GamingActivitiesInd
Operate Hospital	false	OperateHospitalInd
Grants To Organizations	Yes (true)	GrantsToOrganizationsInd
Grants To Individuals	false	GrantsToIndividualsInd
Schedule J Required	false	ScheduleJRequiredInd
Tax Exempt Bonds	false	TaxExemptBondsInd
Engaged In Excess Benefit Trans	false	EngagedInExcessBenefitTransInd
PY Excess Benefit Trans	false	PYExcessBenefitTransInd
Loan Outstanding	false	LoanOutstandingInd
Grant To Related Person	false	GrantToRelatedPersonInd
Business Rln With Org Mem	Yes (true)	BusinessRlnWithOrgMemInd
Business Rln With Fam Mem	false	BusinessRlnWithFamMemInd
Business Rln With35 Ctrl Ent	false	BusinessRlnWith35CtrlEntInd
Deductible Non Cash Contri	false	DeductibleNonCashContriInd
Deductible Art Contribution	false	DeductibleArtContributionInd
Terminate Operations	false	TerminateOperationsInd
Partial Liquidation	false	PartialLiquidationInd
Disregarded Entity	false	DisregardedEntityInd
Related Entity	false	RelatedEntityInd
Related Organization Ctrl Ent	false	RelatedOrganizationCtrlEntInd
Trnsfr Exmpt Non Chrtbl Rltd Org	false	TrnsfrExmptNonChrtblRltdOrgInd
Activities Conducted Prtshp	false	ActivitiesConductedPrtshpInd
Schedule O Required	Yes (true)	ScheduleORequiredInd
IRP Document	82	IRPDocumentCnt
IRP Document W2 G	0	IRPDocumentW2GCnt
Backup Wthld Compliance	Yes (true)	BackupWthldComplianceInd
Employee	22	EmployeeCnt
Employment Tax Returns Filed	Yes (true)	EmploymentTaxReturnsFiledInd
Unrelated Bus Incm Over Limit	Yes (true)	UnrelatedBusIncmOverLimitInd
Form990 T Filed	Yes (true)	Form990TFiledInd
Foreign Financial Account	false	ForeignFinancialAccountInd
Prohibited Tax Shelter Trans	false	ProhibitedTaxShelterTransInd
Taxable Party Notification	false	TaxablePartyNotificationInd
Nondeductible Contributions	false	NondeductibleContributionsInd
Quid Pro Quo Contributions	false	QuidProQuoContributionsInd
Form8282 Property Disposed Of	false	Form8282PropertyDisposedOfInd
Rcv Fnds To Pay Prsnl Bnft Cntrct	false	RcvFndsToPayPrsnlBnftCntrctInd
Pay Premiums Prsnl Bnft Cntrct	false	PayPremiumsPrsnlBnftCntrctInd
Indoor Tanning Services	false	IndoorTanningServicesInd
Subj To Tax Rmnrtn Ex Prcht Pymt	false	SubjToTaxRmnrtnExPrchtPymtInd
Subject To Excs Tax Net Invst Inc	false	SubjectToExcsTaxNetInvstIncInd
Info In Schedule O Part VI	Yes (X)	InfoInScheduleOPartVIInd
Governing Body Voting Members	16	GoverningBodyVotingMembersCnt
Independent Voting Member	16	IndependentVotingMemberCnt
Family Or Business Rln	false	FamilyOrBusinessRlnInd
Delegation Of Mgmt Duties	false	DelegationOfMgmtDutiesInd
Change To Org Documents	false	ChangeToOrgDocumentsInd
Material Diversion Or Misuse	false	MaterialDiversionOrMisuseInd
Members Or Stockholders	false	MembersOrStockholdersInd
Election Of Board Members	false	ElectionOfBoardMembersInd
Decisions Subject To Approva	false	DecisionsSubjectToApprovaInd
Minutes Of Governing Body	Yes (true)	MinutesOfGoverningBodyInd
Minutes Of Committees	Yes (true)	MinutesOfCommitteesInd
Officer Mailing Address	false	OfficerMailingAddressInd
Local Chapters	false	LocalChaptersInd
Form990 Provided To Gvrn Body	Yes (true)	Form990ProvidedToGvrnBodyInd
Conflict Of Interest Policy	Yes (true)	ConflictOfInterestPolicyInd
Annual Disclosure Covered Prsn	Yes (true)	AnnualDisclosureCoveredPrsnInd
Regular Monitoring Enfrc	Yes (true)	RegularMonitoringEnfrcInd
Whistleblower Policy	Yes (true)	WhistleblowerPolicyInd
Document Retention Policy	Yes (true)	DocumentRetentionPolicyInd
Compensation Process CEO	Yes (true)	CompensationProcessCEOInd
Compensation Process Other	Yes (true)	CompensationProcessOtherInd
Investment In Joint Venture	false	InvestmentInJointVentureInd
States Where Copy Of Return Is Fld	MA	StatesWhereCopyOfReturnIsFldCd
Other Website	Yes (X)	OtherWebsiteInd
Upon Request	Yes (X)	UponRequestInd

Books In Care Of Detail BooksInCareOfDetail

Field	Value	IRS element (for citing)
Person	ACRE FAMILY CHILD CARE INC	PersonNm
Phone	9789375899	PhoneNum

US Address USAddress

Field	Value	IRS element (for citing)
Address Line1	55 MIDDLE STREET NO500	AddressLine1Txt
City	LOWELL	CityNm
State Abbreviation	MA	StateAbbreviationCd
ZIP	018521812	ZIPCd

Form990 Part VII Section A Form990PartVIISectionAGrp (18 entries)

TitleTitleTxt	Average Hours Per WeekAverageHoursPerWeekRt	Individual Trustee Or DirectorIndividualTrusteeOrDirectorInd	OfficerOfficerInd	Reportable Comp From OrgReportableCompFromOrgAmt	Reportable Comp From Rltd OrgReportableCompFromRltdOrgAmt	Other CompensationOtherCompensationAmt
BETHANY WATSON
CHAIR	5.00	Yes (X)	Yes (X)	$0	$0	$0
DONNA SAATI
VICE CHAIR	5.00	Yes (X)	Yes (X)	$0	$0	$0
KATHLEEN LEON
TREASURER	5.00	Yes (X)	Yes (X)	$0	$0	$0
DEBRA BELAND
CLERK	5.00	Yes (X)	Yes (X)	$0	$0	$0
ZELMA J LYONS-KHADAR
CO-EXECUTIVE	40.00		Yes (X)	$88,013	$0	$28,616
LUCAS SKORCZESKI
CO-EXECUTIVE	40.00		Yes (X)	$82,626	$0	$28,026
MARIA PINO
DIRECTOR	5.00	Yes (X)		$79,125	$0	$0
ISOLDA CANO
DIRECTOR	5.00	Yes (X)		$67,613	$0	$0
VALESSA MARQUES
DIRECTOR	5.00	Yes (X)		$64,030	$0	$0
DARMERY MONTOYA
DIRECTOR	5.00	Yes (X)		$62,694	$0	$0
ELLEN GRONDINE
DIRECTOR	5.00	Yes (X)		$0	$0	$0
THOMAS DAUGHERTY
DIRECTOR	5.00	Yes (X)		$0	$0	$0
LARISSA GAIAS PHD
DIRECTOR	5.00	Yes (X)		$0	$0	$0
MINJEONG KIM
DIRECTOR	5.00	Yes (X)		$0	$0	$0
CATHY MERCADO
DIRECTOR	5.00	Yes (X)		$0	$0	$0
CHRIS ORTIZ
DIRECTOR	5.00	Yes (X)		$0	$0	$0
DANIEL RIOS
DIRECTOR	5.00	Yes (X)		$0	$0	$0
VANNAK THENG
DIRECTOR	5.00	Yes (X)		$0	$0	$0

Field	Value	IRS element (for citing)
Total Reportable Comp From Org	$444,101	TotalReportableCompFromOrgAmt
Total Other Compensation	$56,642	TotalOtherCompensationAmt
Former Ofcr Employees Listed	false	FormerOfcrEmployeesListedInd
Total Comp Greater Than150 K	false	TotalCompGreaterThan150KInd
Compensation From Other Srcs	false	CompensationFromOtherSrcsInd

Contractor Compensation ContractorCompensationGrp (2 entries)

Address Line1ContractorAddress/USAddress/AddressLine1Txt	CityContractorAddress/USAddress/CityNm	State AbbreviationContractorAddress/USAddress/StateAbbreviationCd	ZIPContractorAddress/USAddress/ZIPCd	ServicesServicesDesc	CompensationCompensationAmt
GRACIE RAMIREZ
15D STREET	LOWELL	MA	01851	CHILD CARE PROV	$131,481
MARCIA MEDEIRA
50 BURNSIDE ST	LOWELL	MA	01851	CHILD CARE PROV	$114,793

Field	Value	IRS element (for citing)
Cntrct Rcvd Greater Than100 K	2	CntrctRcvdGreaterThan100KCnt
Government Grants	$4,291,985	GovernmentGrantsAmt
All Other Contributions	$672,097	AllOtherContributionsAmt
Total Contributions	$4,964,082	TotalContributionsAmt

Program Service Revenue ProgramServiceRevenueGrp

Field	Value	IRS element (for citing)
Desc	PARENT FEES & OTHER PROGRAM F	Desc
Total Revenue Column	$2,089,377	TotalRevenueColumnAmt
Related Or Exempt Func Income	$2,089,377	RelatedOrExemptFuncIncomeAmt

Field	Value	IRS element (for citing)
Total Program Service Revenue	$2,089,377	TotalProgramServiceRevenueAmt

Investment Income InvestmentIncomeGrp

Field	Value	IRS element (for citing)
Total Revenue Column	$23,717	TotalRevenueColumnAmt
Exclusion	$23,717	ExclusionAmt

Gross Rents GrossRentsGrp

Field	Value	IRS element (for citing)
Real	$16,280	RealAmt

Less Rental Expenses LessRentalExpensesGrp

Field	Value	IRS element (for citing)
Real	$15,280	RealAmt

Rental Income Or Loss RentalIncomeOrLossGrp

Field	Value	IRS element (for citing)
Real	$1,000	RealAmt

Net Rental Income Or Loss NetRentalIncomeOrLossGrp

Field	Value	IRS element (for citing)
Total Revenue Column	$1,000	TotalRevenueColumnAmt
Unrelated Business Revenue	$1,000	UnrelatedBusinessRevenueAmt

Gross Amount Sales Assets GrossAmountSalesAssetsGrp

Field	Value	IRS element (for citing)
Securities	$345,166	SecuritiesAmt

Less Cost Oth Basis Sales Expnss LessCostOthBasisSalesExpnssGrp

Field	Value	IRS element (for citing)
Securities	$263,737	SecuritiesAmt

Gain Or Loss GainOrLossGrp

Field	Value	IRS element (for citing)
Securities	$81,429	SecuritiesAmt

Net Gain Or Loss Investments NetGainOrLossInvestmentsGrp

Field	Value	IRS element (for citing)
Total Revenue Column	$81,429	TotalRevenueColumnAmt
Exclusion	$81,429	ExclusionAmt

Total Revenue TotalRevenueGrp

Field	Value	IRS element (for citing)
Total Revenue Column	$7,159,605	TotalRevenueColumnAmt
Related Or Exempt Func Income	$2,089,377	RelatedOrExemptFuncIncomeAmt
Unrelated Business Revenue	$1,000	UnrelatedBusinessRevenueAmt
Exclusion	$105,146	ExclusionAmt

Grants To Domestic Orgs GrantsToDomesticOrgsGrp

Field	Value	IRS element (for citing)
Total	$47,011	TotalAmt
Program Services	$47,011	ProgramServicesAmt

Comp Current Ofcr Directors CompCurrentOfcrDirectorsGrp

Field	Value	IRS element (for citing)
Total	$240,086	TotalAmt
Program Services	$116,597	ProgramServicesAmt
Management And General	$123,489	ManagementAndGeneralAmt

Other Salaries And Wages OtherSalariesAndWagesGrp

Field	Value	IRS element (for citing)
Total	$722,140	TotalAmt
Program Services	$537,988	ProgramServicesAmt
Management And General	$184,152	ManagementAndGeneralAmt

Pension Plan Contributions PensionPlanContributionsGrp

Field	Value	IRS element (for citing)
Total	$43,470	TotalAmt
Program Services	$36,829	ProgramServicesAmt
Management And General	$6,641	ManagementAndGeneralAmt

Other Employee Benefits OtherEmployeeBenefitsGrp

Field	Value	IRS element (for citing)
Total	$191,349	TotalAmt
Program Services	$148,874	ProgramServicesAmt
Management And General	$42,475	ManagementAndGeneralAmt

Payroll Taxes PayrollTaxesGrp

Field	Value	IRS element (for citing)
Total	$71,411	TotalAmt
Program Services	$49,043	ProgramServicesAmt
Management And General	$22,368	ManagementAndGeneralAmt

Fees For Services Accounting FeesForServicesAccountingGrp

Field	Value	IRS element (for citing)
Total	$21,000	TotalAmt
Management And General	$21,000	ManagementAndGeneralAmt

Fees For Srvc Invst Mgmnt Fees FeesForSrvcInvstMgmntFeesGrp

Field	Value	IRS element (for citing)
Total	$13,469	TotalAmt
Management And General	$13,469	ManagementAndGeneralAmt

Fees For Services Other FeesForServicesOtherGrp

Field	Value	IRS element (for citing)
Total	$216,050	TotalAmt
Program Services	$209,972	ProgramServicesAmt
Management And General	$6,078	ManagementAndGeneralAmt

Advertising AdvertisingGrp

Field	Value	IRS element (for citing)
Total	$2,492	TotalAmt
Program Services	$133	ProgramServicesAmt
Management And General	$2,359	ManagementAndGeneralAmt

Office Expenses OfficeExpensesGrp

Field	Value	IRS element (for citing)
Total	$46,802	TotalAmt
Program Services	$29,774	ProgramServicesAmt
Management And General	$14,578	ManagementAndGeneralAmt
Fundraising	$2,450	FundraisingAmt

Information Technology InformationTechnologyGrp

Field	Value	IRS element (for citing)
Total	$32,929	TotalAmt
Program Services	$20,810	ProgramServicesAmt
Management And General	$11,249	ManagementAndGeneralAmt
Fundraising	$870	FundraisingAmt

Occupancy OccupancyGrp

Field	Value	IRS element (for citing)
Total	$64,370	TotalAmt
Program Services	$36,912	ProgramServicesAmt
Management And General	$27,458	ManagementAndGeneralAmt

Travel TravelGrp

Field	Value	IRS element (for citing)
Total	$541	TotalAmt
Program Services	$430	ProgramServicesAmt
Management And General	$111	ManagementAndGeneralAmt

Conferences Meetings ConferencesMeetingsGrp

Field	Value	IRS element (for citing)
Total	$5,109	TotalAmt
Management And General	$5,109	ManagementAndGeneralAmt

Interest InterestGrp

Field	Value	IRS element (for citing)
Total	$4,257	TotalAmt
Management And General	$4,257	ManagementAndGeneralAmt

Depreciation Depletion DepreciationDepletionGrp

Field	Value	IRS element (for citing)
Total	$55,145	TotalAmt
Program Services	$50,752	ProgramServicesAmt
Management And General	$4,393	ManagementAndGeneralAmt

Insurance InsuranceGrp

Field	Value	IRS element (for citing)
Total	$28,655	TotalAmt
Program Services	$17,838	ProgramServicesAmt
Management And General	$10,817	ManagementAndGeneralAmt

Other Expenses OtherExpensesGrp (4 entries)

DescDesc	TotalTotalAmt	Program ServicesProgramServicesAmt	Management And GeneralManagementAndGeneralAmt
PROVIDER CONTRACTS	$3,783,599	$3,783,599
VEHICLE EXPENSES	$70,601	$70,601
TRAINING & DEVELOPMENT	$15,267	$9,182	$6,085
TAXES	$9,027		$9,027

All Other Expenses AllOtherExpensesGrp

Field	Value	IRS element (for citing)
Total	$9,390	TotalAmt
Program Services	$6,795	ProgramServicesAmt
Management And General	$2,595	ManagementAndGeneralAmt

Total Functional Expenses TotalFunctionalExpensesGrp

Field	Value	IRS element (for citing)
Total	$5,694,170	TotalAmt
Program Services	$5,173,140	ProgramServicesAmt
Management And General	$517,710	ManagementAndGeneralAmt
Fundraising	$3,320	FundraisingAmt

Cash Non Interest Bearing CashNonInterestBearingGrp

Field	Value	IRS element (for citing)
BOY	$39,778	BOYAmt
EOY	$17,603	EOYAmt

Savings And Temp Cash Invst SavingsAndTempCashInvstGrp

Field	Value	IRS element (for citing)
BOY	$1,646,898	BOYAmt
EOY	$2,512,715	EOYAmt

Pledges And Grants Receivable PledgesAndGrantsReceivableGrp

Field	Value	IRS element (for citing)
BOY	$37,500	BOYAmt
EOY	$117,500	EOYAmt

Accounts Receivable AccountsReceivableGrp

Field	Value	IRS element (for citing)
BOY	$438,548	BOYAmt
EOY	$503,726	EOYAmt

Receivables From Officers Etc ReceivablesFromOfficersEtcGrp

Field	Value	IRS element (for citing)
BOY	$2,600	BOYAmt

Oth Notes Loans Receivable Net OthNotesLoansReceivableNetGrp

Field	Value	IRS element (for citing)
BOY	$12,133	BOYAmt
EOY	$8,537	EOYAmt

Prepaid Expenses Defrd Charges PrepaidExpensesDefrdChargesGrp

Field	Value	IRS element (for citing)
BOY	$68,188	BOYAmt
EOY	$77,231	EOYAmt

Field	Value	IRS element (for citing)
Land Bldg Equip Cost Or Other Bss	$1,518,241	LandBldgEquipCostOrOtherBssAmt
Land Bldg Equip Accum Deprec	$279,392	LandBldgEquipAccumDeprecAmt

Land Bldg Equip Basis Net LandBldgEquipBasisNetGrp

Field	Value	IRS element (for citing)
BOY	$126,525	BOYAmt
EOY	$1,238,849	EOYAmt

Investments Pub Traded Sec InvestmentsPubTradedSecGrp

Field	Value	IRS element (for citing)
BOY	$1,414,746	BOYAmt
EOY	$1,569,978	EOYAmt

Other Assets Total OtherAssetsTotalGrp

Field	Value	IRS element (for citing)
BOY	$243,166	BOYAmt
EOY	$215,701	EOYAmt

Total Assets TotalAssetsGrp

Field	Value	IRS element (for citing)
BOY	$4,030,082	BOYAmt
EOY	$6,261,840	EOYAmt

Accounts Payable Accr Expnss AccountsPayableAccrExpnssGrp

Field	Value	IRS element (for citing)
BOY	$359,325	BOYAmt
EOY	$413,217	EOYAmt

Deferred Revenue DeferredRevenueGrp

Field	Value	IRS element (for citing)
BOY	$8,503	BOYAmt
EOY	$16,272	EOYAmt

Mortg Notes Pybl Scrd Invst Prop MortgNotesPyblScrdInvstPropGrp

Field	Value	IRS element (for citing)
EOY	$875,100	EOYAmt

Unsecured Notes Loans Payable UnsecuredNotesLoansPayableGrp

Field	Value	IRS element (for citing)
BOY	$215,700	BOYAmt

Other Liabilities OtherLiabilitiesGrp

Field	Value	IRS element (for citing)
BOY	$105,792	BOYAmt
EOY	$64,092	EOYAmt

Total Liabilities TotalLiabilitiesGrp

Field	Value	IRS element (for citing)
BOY	$689,320	BOYAmt
EOY	$1,368,681	EOYAmt

Field	Value	IRS element (for citing)
Organization Follows FASB117	Yes (X)	OrganizationFollowsFASB117Ind

No Donor Restriction Net Assets NoDonorRestrictionNetAssetsGrp

Field	Value	IRS element (for citing)
BOY	$3,240,644	BOYAmt
EOY	$4,640,896	EOYAmt

Donor Restriction Net Assets DonorRestrictionNetAssetsGrp

Field	Value	IRS element (for citing)
BOY	$100,118	BOYAmt
EOY	$252,263	EOYAmt

Total Net Assets Fund Balance TotalNetAssetsFundBalanceGrp

Field	Value	IRS element (for citing)
BOY	$3,340,762	BOYAmt
EOY	$4,893,159	EOYAmt

Tot Liab Net Assets Fund Balance TotLiabNetAssetsFundBalanceGrp

Field	Value	IRS element (for citing)
BOY	$4,030,082	BOYAmt
EOY	$6,261,840	EOYAmt

Field	Value	IRS element (for citing)
Info In Schedule O Part XI	Yes (X)	InfoInScheduleOPartXIInd
Reconcilation Revenue Expnss	$1,465,435	ReconcilationRevenueExpnssAmt
Net Unrlzd Gains Losses Invst	$66,987	NetUnrlzdGainsLossesInvstAmt
Other Changes In Net Assets	$19,975	OtherChangesInNetAssetsAmt
Method Of Accounting Accrual	Yes (X)	MethodOfAccountingAccrualInd
Accountant Compile Or Review	false	AccountantCompileOrReviewInd
FS Audited	Yes (true)	FSAuditedInd

FS Audited Basis FSAuditedBasisGrp

Field	Value	IRS element (for citing)
Separate Basis Fincl Stmt	Yes (X)	SeparateBasisFinclStmtInd

Field	Value	IRS element (for citing)
Audit Committee	Yes (true)	AuditCommitteeInd
Federal Grant Audit Required	Yes (true)	FederalGrantAuditRequiredInd
Federal Grant Audit Performed	Yes (true)	FederalGrantAuditPerformedInd

Schedule A IRS990ScheduleA

Field	Value	IRS element (for citing)
Public Organization170	Yes (X)	PublicOrganization170Ind

Gifts Grants Contri Rcvd170 GiftsGrantsContriRcvd170Grp

Field	Value	IRS element (for citing)
Current Tax Year Minus4 Years	$4,104,454	CurrentTaxYearMinus4YearsAmt
Current Tax Year Minus3 Years	$4,742,808	CurrentTaxYearMinus3YearsAmt
Current Tax Year Minus2 Years	$3,412,523	CurrentTaxYearMinus2YearsAmt
Current Tax Year Minus1 Year	$4,163,248	CurrentTaxYearMinus1YearAmt
Current Tax Year	$4,964,082	CurrentTaxYearAmt
Total	$21,387,115	TotalAmt

Total Calendar Year170 TotalCalendarYear170Grp

Field	Value	IRS element (for citing)
Current Tax Year Minus4 Years	$4,104,454	CurrentTaxYearMinus4YearsAmt
Current Tax Year Minus3 Years	$4,742,808	CurrentTaxYearMinus3YearsAmt
Current Tax Year Minus2 Years	$3,412,523	CurrentTaxYearMinus2YearsAmt
Current Tax Year Minus1 Year	$4,163,248	CurrentTaxYearMinus1YearAmt
Current Tax Year	$4,964,082	CurrentTaxYearAmt
Total	$21,387,115	TotalAmt

Field	Value	IRS element (for citing)
Public Support Total170	$21,387,115	PublicSupportTotal170Amt

Gross Investment Income170 GrossInvestmentIncome170Grp

Field	Value	IRS element (for citing)
Current Tax Year Minus4 Years	$23,774	CurrentTaxYearMinus4YearsAmt
Current Tax Year Minus3 Years	$23,238	CurrentTaxYearMinus3YearsAmt
Current Tax Year Minus2 Years	$28,680	CurrentTaxYearMinus2YearsAmt
Current Tax Year Minus1 Year	$26,548	CurrentTaxYearMinus1YearAmt
Current Tax Year	$39,997	CurrentTaxYearAmt
Total	$142,237	TotalAmt

Field	Value	IRS element (for citing)
Total Support	$21,529,352	TotalSupportAmt
Gross Receipts Rltd Activities	$6,744,219	GrossReceiptsRltdActivitiesAmt
Public Support CY170	0.99340	PublicSupportCY170Pct
Public Support PY170	0.99400	PublicSupportPY170Pct
Thirty Thr Pct Suprt Tests CY170	Yes (X)	ThirtyThrPctSuprtTestsCY170Ind

Schedule B IRS990ScheduleB

Contributor Information ContributorInformationGrp

Field	Value	IRS element (for citing)
Contributor	RESTRICTED	ContributorNum

Contributor Business Name ContributorBusinessName

Field	Value	IRS element (for citing)
Business Name Line1	RESTRICTED	BusinessNameLine1

Contributor US Address ContributorUSAddress

Field	Value	IRS element (for citing)
Address Line1	RESTRICTED	AddressLine1
Address Line2	RESTRICTED	AddressLine2
City	RESTRICTED	City
State	RESTRICTED	State
ZIP Code	RESTRICTED	ZIPCode

Field	Value	IRS element (for citing)
Total Contributions	RESTRICTED	TotalContributionsAmt

Schedule D IRS990ScheduleD

CY Endwmt Fund CYEndwmtFundGrp

Field	Value	IRS element (for citing)
Beginning Year Balance	$137,374	BeginningYearBalanceAmt
Investment Earnings Or Losses	$22,646	InvestmentEarningsOrLossesAmt
Grants Or Scholarships	$5,740	GrantsOrScholarshipsAmt
Administrative Expenses	$2,671	AdministrativeExpensesAmt
End Year Balance	$151,609	EndYearBalanceAmt

CY Minus1 Yr Endwmt Fund CYMinus1YrEndwmtFundGrp

Field	Value	IRS element (for citing)
Beginning Year Balance	$124,385	BeginningYearBalanceAmt
Investment Earnings Or Losses	$20,918	InvestmentEarningsOrLossesAmt
Grants Or Scholarships	$5,655	GrantsOrScholarshipsAmt
Administrative Expenses	$2,275	AdministrativeExpensesAmt
End Year Balance	$137,374	EndYearBalanceAmt

CY Minus2 Yr Endwmt Fund CYMinus2YrEndwmtFundGrp

Field	Value	IRS element (for citing)
Beginning Year Balance	$107,566	BeginningYearBalanceAmt
Investment Earnings Or Losses	$24,645	InvestmentEarningsOrLossesAmt
Grants Or Scholarships	$5,636	GrantsOrScholarshipsAmt
Administrative Expenses	$2,190	AdministrativeExpensesAmt
End Year Balance	$124,385	EndYearBalanceAmt

CY Minus3 Yr Endwmt Fund CYMinus3YrEndwmtFundGrp

Field	Value	IRS element (for citing)
Beginning Year Balance	$120,740	BeginningYearBalanceAmt
Investment Earnings Or Losses	-$5,440	InvestmentEarningsOrLossesAmt
Grants Or Scholarships	$5,547	GrantsOrScholarshipsAmt
Administrative Expenses	$2,187	AdministrativeExpensesAmt
End Year Balance	$107,566	EndYearBalanceAmt

CY Minus4 Yr Endwmt Fund CYMinus4YrEndwmtFundGrp

Field	Value	IRS element (for citing)
Beginning Year Balance	$107,947	BeginningYearBalanceAmt
Investment Earnings Or Losses	$18,221	InvestmentEarningsOrLossesAmt
Grants Or Scholarships	$5,428	GrantsOrScholarshipsAmt
End Year Balance	$120,740	EndYearBalanceAmt

Field	Value	IRS element (for citing)
Prmnnt Endowment Balance EOY	1.00000	PrmnntEndowmentBalanceEOYPct
Endowments Held Unrelated Org	Yes (true)	EndowmentsHeldUnrelatedOrgInd
Endowments Held Related Org	false	EndowmentsHeldRelatedOrgInd

Land LandGrp

Field	Value	IRS element (for citing)
Other Cost Or Other Basis	$201,300	OtherCostOrOtherBasisAmt
Book Value	$201,300	BookValueAmt

Buildings BuildingsGrp

Field	Value	IRS element (for citing)
Other Cost Or Other Basis	$913,839	OtherCostOrOtherBasisAmt
Depreciation	$5,858	DepreciationAmt
Book Value	$907,981	BookValueAmt

Leasehold Improvements LeaseholdImprovementsGrp

Field	Value	IRS element (for citing)
Other Cost Or Other Basis	$46,531	OtherCostOrOtherBasisAmt
Depreciation	$46,531	DepreciationAmt

Equipment EquipmentGrp

Field	Value	IRS element (for citing)
Other Cost Or Other Basis	$356,571	OtherCostOrOtherBasisAmt
Depreciation	$227,003	DepreciationAmt
Book Value	$129,568	BookValueAmt

Field	Value	IRS element (for citing)
Total Book Value Land Buildings	$1,238,849	TotalBookValueLandBuildingsAmt

Other Liabilities Org OtherLiabilitiesOrgGrp

Field	Value	IRS element (for citing)
Desc	LEASE LIABILITY	Desc
Amt	$64,092	Amt

Field	Value	IRS element (for citing)
Total Liability	$64,092	TotalLiabilityAmt
Footnote Text	Yes (X)	FootnoteTextInd
Total Rev Etc Audited Fincl Stmt	$7,233,098	TotalRevEtcAuditedFinclStmtAmt
Net Unrealized Gains Invst	$66,987	NetUnrealizedGainsInvstAmt
Other Revenue	$19,975	OtherRevenueAmt
Revenue Not Reported	$86,962	RevenueNotReportedAmt
Revenue Subtotal	$7,146,136	RevenueSubtotalAmt
Investment Expenses Not Incld	$13,469	InvestmentExpensesNotIncldAmt
Revenue Not Reported Fincl Stmt	$13,469	RevenueNotReportedFinclStmtAmt
Total Revenue Per Form990	$7,159,605	TotalRevenuePerForm990Amt
Tot Expns Etc Audited Fincl Stmt	$5,680,701	TotExpnsEtcAuditedFinclStmtAmt
Expenses Subtotal	$5,680,701	ExpensesSubtotalAmt
Investment Expenses Not Incld2	$13,469	InvestmentExpensesNotIncld2Amt
Expenses Not Rpt Fincl Stmt	$13,469	ExpensesNotRptFinclStmtAmt
Total Expenses Per Form990	$5,694,170	TotalExpensesPerForm990Amt

Supplemental Information Detail SupplementalInformationDetail (2 entries)

Form And Line ReferenceFormAndLineReferenceDesc

ExplanationExplanationTxt

SCHEDULE D, PAGE 3, PART X

PART V, LINE 4 THE PURPOSE OF THE AGENCY ENDOWMENT IS TO PROVIDE THE ORGANIZATION WITH AN ANNUAL DISTRIBUTION OF UNRESTRICTED SUPPORT IN ACCORDANCE WITH A "SPENDING POLICY" ADOPTED BY THE GREATER LOWELL COMMUNITY FOUNDATION'S BOARD. THE CURRENT SPENDING POLICY ALLOWS FOR AN ANNUAL DISTRIBUTION OF 5% OF THE AVERAGE VALUE OF THE FUND. THERE WAS A DISTRIBUTION OF 5,740.00 FROM THE AGENCY ENDOWMENT IN 2021. PART X, LINE 2: THE ORGANIZATION, INCORPORATED UNDER CHAPTER 180 OF THE MASSACHUSETTS GENERAL LAWS AS A TAX EXEMPT ENTITY, HAS BEEN GRANTED TAX-EXEMPT STATUS UNDER INTERNAL REVENUE CODE SECTION 501(C)(3), AND IS, THEREFORE, GENERALLY EXEMPT FROM FEDERAL AND STATE INCOME TAXES. ACCORDINGLY, NO PROVISION FOR INCOME TAXES HAS BEEN INCLUDED IN THE ACCOMPANYING FINANCIAL STATEMENTS. THE ORGANIZATION IS REQUIRED BY ASC 740-10, "ACCOUNTING FOR UNCERTAINTY IN INCOME TAXES", TO EVALUATE AND DISCLOSE TAX PROVISIONS THAT COULD HAVE EFFECT ON THE ORGANIZATION'S FINANCIAL STATEMENTS. THE ORGANIZATION REPORTS ITS ACTIVITIES TO THE INTERNAL REVENUE SERVICE AND TO THE COMMONWEALTH OF MASSACHUSETTS ON AN ANNUAL BASIS. THESE INFORMATIONAL RETURNS ARE GENERALLY SUBJECT TO AUDIT AND REVIEW BY THE GOVERNMENTAL AGENCIES FOR A PERIOD OF THREE YEARS AFTER FILING. MANAGEMENT BELIEVES IT IS NO LONGER SUBJECT TO REVIEW BY TAXING AUTHORITIES FOR PERIODS PRIOR TO 2019. THE ORGANIZATION IS SUBJECT TO UNREALATED BUSIENSS INCOME TAXES ON UNRELATED DEBT FINANCED INCOME. SUBSTANTIALLY ALL THE ORGANIZATION'S INCOME, EXPENDITURES AND ACTIVITIES RELATE TO ITS EXEMPT PURPOSE, THEREFORE, MANAGEMENT HAS DETERMINED THAT THE ORGANIZATION WILL CONTINUE TO QUALIFY AS A TAX EXEMPT NOT-FOR-PROFIT ENTITY.

SCHEDULE D, PAGE 4, PART XI, LINE 2D

CHANGE IN FMV OF BENEFICIAL INTEREST IN AN AGENCY ENDOWMEN 19,975

Schedule I IRS990ScheduleI

Field	Value	IRS element (for citing)
Grant Records Maintained	Yes (true)	GrantRecordsMaintainedInd

Recipient Table RecipientTable

Recipient Business Name RecipientBusinessName

Field	Value	IRS element (for citing)
Business Name Line1	MIDDLESEX COMMUNITY COLLEGE	BusinessNameLine1Txt
Business Name Line2	FOUNDATION	BusinessNameLine2Txt

US Address USAddress

Field	Value	IRS element (for citing)
Address Line1	PO BOX 8681	AddressLine1Txt
City	LOWELL	CityNm
State Abbreviation	MA	StateAbbreviationCd
ZIP	01853	ZIPCd

Field	Value	IRS element (for citing)
Recipient EIN	042973384	RecipientEIN
IRC Section	501C3	IRCSectionDesc
Cash Grant	$45,011	CashGrantAmt
Purpose Of Grant	SCHOLARSHIPS	PurposeOfGrantTxt

Field	Value	IRS element (for citing)
Total501c3 Org	1	Total501c3OrgCnt

Schedule L IRS990ScheduleL

Bus Tr Involve Interested Prsn BusTrInvolveInterestedPrsnGrp (4 entries)

Relationship DescriptionRelationshipDescriptionTxt	TransactionTransactionAmt	Sharing Of RevenuesSharingOfRevenuesInd
VALESSA MARQUES
BOARD MEMBER	$64,030	false
DARMERY MONTOYA
BOARD MEMBER	$62,694	false
MARIA PINO
BOARD MEMBER	$79,125	false
ISOLDA CANO
BOARD MEMBER	$67,613	false

Supplemental Information Detail SupplementalInformationDetail

Field	Value	IRS element (for citing)
Form And Line Reference	SCHEDULE L, PART V	FormAndLineReferenceDesc
Explanation	SCH L, PART IV, BUSINESS TRANSACTIONS INVOLVING INTERESTED PERSONS: (A) NAME OF PERSON: VALESSA MARQUES (B) RELATIONSHIP BETWEEN INTERESTED PERSON AND ORGANIZATION:BOARD MEMBER IS ALSO A CHILD CARE PROVIDER. (C) AMOUNT OF TRANSACTION 64,030 (D) DESCRIPTION OF TRANSACTION: PAYMENT FOR PROVIDING SUBCONTRACTED CHILD CARE SERVICES. (E) SHARING OF ORGANIZATION REVENUES?=NO (A) NAME OF PERSON: DARMERY MONTOYA (B) RELATIONSHIP BETWEEN INTERESTED PERSON AND ORGANIZATION:BOARD MEMBER IS ALSO A CHILD CARE PROVIDER. (C) AMOUNT OF TRANSACTION 62,694 (D) DESCRIPTION OF TRANSACTION: PAYMENT FOR PROVIDING SUBCONTRACTED CHILD CARE SERVICES. (E) SHARING OF ORGANIZATION REVENUES?=NO (A) NAME OF PERSON: MARIA PINO (B) RELATIONSHIP BETWEEN INTERESTED PERSON AND ORGANIZATION:BOARD MEMBER IS ALSO A CHILD CARE PROVIDER. (C) AMOUNT OF TRANSACTION 79,125 (D) DESCRIPTION OF TRANSACTION: PAYMENT FOR PROVIDING SUBCONTRACTED CHILD CARE SERVICES. (E) SHARING OF ORGANIZATION REVENUES?=NO (A) NAME OF PERSON: ISOLDA CANO (B) RELATIONSHIP BETWEEN INTERESTED PERSON AND ORGANIZATION:BOARD MEMBER IS ALSO A CHILD CARE PROVIDER. (C) AMOUNT OF TRANSACTION 67,613 (D) DESCRIPTION OF TRANSACTION: PAYMENT FOR PROVIDING SUBCONTRACTED CHILD CARE SERVICES. (E) SHARING OF ORGANIZATION REVENUES?=NO	ExplanationTxt

Schedule O IRS990ScheduleO

Supplemental Information Detail SupplementalInformationDetail (6 entries)

Form And Line ReferenceFormAndLineReferenceDesc	ExplanationExplanationTxt
FORM 990, PAGE 6, PART VI, LINE 11B	A DRAFT OF THE FORM 990 IS PROVIDED TO EACH MEMBER OF THE FINANCE COMMITTEE OF THE BOARD FOR THEIR DETAIL REVIEW. SUBSEQUENTLY AND PRIOR TO FILING, THE COMMITTEE'S SUMMARY CONCLUSIONS ARE REPORTED TO THE FULL BOARD. AT THAT TIME, A COMPLETE COPY OF THE FORM 990 IS PROVIDED TO EACH BOARD MEMBER PRIOR TO FILING.
FORM 990, PAGE 6, PART VI, LINE 12C	ANNUALLY, THE MEMBERS OF THE BOARD OF DIRECTORS ARE REQUIRED TO COMPLETE A RELATED-PARTY TRANSACTION AND INDEPENDENCE DISCLOSURE QUESTIONNAIRE FORM. RESPONSES ARE THE BASIS FOR APPROPRIATE DISCLOSURE IN ANNUAL FINANCIAL AND COMPLIANCE REPORTS.
FORM 990, PAGE 6, PART VI, LINE 15A	THE PROCESS FOR DETERMINING COMPENSATION OF THE TOP OFFICIALS INCLUDE A REVIEW AND APPROVAL BY INDEPENDENT PERSONS
FORM 990, PAGE 6, PART VI, LINE 15B	THE PROCESS FOR DETERMINING COMPENSATION OF OFFICERS AND KEY EMPLOYEES INCLUDE A REVIEW AND APPROVAL BY INDEPENDENT PERSONS
FORM 990, PAGE 6, PART VI, LINE 19	DURING REGULAR BUSINESS HOURS, ON REQUEST, ARTICLES OF ORGANIZATION BY-LAWS, FINANCIAL STATEMENTS (AUDITED) AND SIMILAR DOCUMENTS ARE AVAILABLE TO THE PUBLIC FOR INSPECTION AT THE AGENCY'S OFFICES IN LOWELL MASSACHUSETTS.
FORM 990, PART XI, LINE 9	CHANGE IN FMV OF BENEFICIAL INTEREST IN AN AGENCY 19,975