NATIONAL CONSUMER LAW CENTER INC: Form 990, tax year 2021
View the entire original 990 at ProPublica ↗
- Organization
- NATIONAL CONSUMER LAW CENTER INC (EIN 04-2488502)
- Tax period
- 2021-01-01 to 2021-12-31
- Filed
- 2022-09-28
- IRS object ID
- 202212719349300211
- Schema version
- 2021v4.2
- Source
- Download XML · Original 990 at ProPublica
Every field in the e-filed return. Faint text is the IRS element name, for citing.
- Return header
- Form 990
- Schedule A
- Schedule B
- Schedule C
- Schedule D
- Schedule I
- Schedule J
- Schedule O
- Schedule R
Return header ReturnHeader
| Field | Value | IRS element (for citing) |
|---|---|---|
| Return | 2022-09-28T08:29:30-05:00 | ReturnTs |
| Tax Period End | 2021-12-31 | TaxPeriodEndDt |
Preparer Firm PreparerFirmGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Preparer Firm EIN | 042571780 | PreparerFirmEIN |
Preparer Firm Name PreparerFirmName
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | AAFCPAS INC | BusinessNameLine1Txt |
Preparer US Address PreparerUSAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 50 WASHINGTON STREET | AddressLine1Txt |
| City | WESTBOROUGH | CityNm |
| State Abbreviation | MA | StateAbbreviationCd |
| ZIP | 01581 | ZIPCd |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Return Type | 990 | ReturnTypeCd |
| Tax Period Begin | 2021-01-01 | TaxPeriodBeginDt |
Filer Filer
| Field | Value | IRS element (for citing) |
|---|---|---|
| EIN | 042488502 | EIN |
Business Name BusinessName
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | NATIONAL CONSUMER LAW CENTER INC | BusinessNameLine1Txt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Control | NATI | BusinessNameControlTxt |
| Phone | 6175428010 | PhoneNum |
US Address USAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 7 WINTHROP SQUARE 4TH FLOOR | AddressLine1Txt |
| City | BOSTON | CityNm |
| State Abbreviation | MA | StateAbbreviationCd |
| ZIP | 021101006 | ZIPCd |
Business Officer BusinessOfficerGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Person | RICHARD DUBOIS | PersonNm |
| Person Title | EXECUTIVE DIRECTOR | PersonTitleTxt |
| Phone | 6175428010 | PhoneNum |
| Signature | 2022-09-19 | SignatureDt |
| Discuss With Paid Preparer | Yes (1) | DiscussWithPaidPreparerInd |
Signing Officer SigningOfficerGrp
Person Full Name PersonFullName
| Field | Value | IRS element (for citing) |
|---|---|---|
| Person First | RICHARD | PersonFirstNm |
| Person Last | DUBOIS | PersonLastNm |
| Field | Value | IRS element (for citing) |
|---|---|---|
| SSN | XXX-XX-XXXX | SSN |
Preparer Person PreparerPersonGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Preparer Person | JOHN BUCKLEY CPA | PreparerPersonNm |
| PTIN | P00830631 | PTIN |
| Phone | 5083669100 | PhoneNum |
| Preparation | 2022-09-19 | PreparationDt |
Additional Filer Information AdditionalFilerInformation
Trusted Customer TrustedCustomerGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Trusted Customer | 3 | TrustedCustomerCd |
| Authentication Assurance Level | AAL1 | AuthenticationAssuranceLevelCd |
| Identity Assurance Level | IAL1 | IdentityAssuranceLevelCd |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Tax | 2021 | TaxYr |
| Build TS | 2022-09-23 18:48:47Z | BuildTS |
Form 990 IRS990
| Field | Value | IRS element (for citing) |
|---|---|---|
| Principal Officer | RICHARD DUBOIS | PrincipalOfficerNm |
US Address USAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 7 WINTHROP SQUARE 4TH FLOOR | AddressLine1Txt |
| City | BOSTON | CityNm |
| State Abbreviation | MA | StateAbbreviationCd |
| ZIP | 021101006 | ZIPCd |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Gross Receipts | $24,522,169 | GrossReceiptsAmt |
| Group Return For Affiliates | 0 | GroupReturnForAffiliatesInd |
| Organization501c3 | Yes (X) | Organization501c3Ind |
| Website Address | WWW.NCLC.ORG | WebsiteAddressTxt |
| Type Of Organization Corp | Yes (X) | TypeOfOrganizationCorpInd |
| Formation | 1971 | FormationYr |
| Legal Domicile State | MA | LegalDomicileStateCd |
| Activity Or Mission | SEE SCHEDULE O | ActivityOrMissionDesc |
| Voting Members Governing Body | 11 | VotingMembersGoverningBodyCnt |
| Voting Members Independent | 11 | VotingMembersIndependentCnt |
| Total Employee | 72 | TotalEmployeeCnt |
| Total Volunteers | 13 | TotalVolunteersCnt |
| Total Gross UBI | $0 | TotalGrossUBIAmt |
| Net Unrelated Bus Txbl Incm | $0 | NetUnrelatedBusTxblIncmAmt |
| PY Contributions Grants | $4,090,720 | PYContributionsGrantsAmt |
| CY Contributions Grants | $3,373,663 | CYContributionsGrantsAmt |
| PY Program Service Revenue | $8,463,493 | PYProgramServiceRevenueAmt |
| CY Program Service Revenue | $4,875,291 | CYProgramServiceRevenueAmt |
| PY Investment Income | $855,956 | PYInvestmentIncomeAmt |
| CY Investment Income | $3,656,999 | CYInvestmentIncomeAmt |
| PY Other Revenue | $200,079 | PYOtherRevenueAmt |
| CY Other Revenue | $204,474 | CYOtherRevenueAmt |
| PY Total Revenue | $13,610,248 | PYTotalRevenueAmt |
| CY Total Revenue | $12,110,427 | CYTotalRevenueAmt |
| PY Grants And Similar Paid | $0 | PYGrantsAndSimilarPaidAmt |
| CY Grants And Similar Paid | $22,000 | CYGrantsAndSimilarPaidAmt |
| PY Benefits Paid To Members | $0 | PYBenefitsPaidToMembersAmt |
| CY Benefits Paid To Members | $0 | CYBenefitsPaidToMembersAmt |
| PY Salaries Comp Emp Bnft Paid | $7,839,608 | PYSalariesCompEmpBnftPaidAmt |
| CY Salaries Comp Emp Bnft Paid | $8,280,258 | CYSalariesCompEmpBnftPaidAmt |
| PY Total Prof Fndrsng Expns | $0 | PYTotalProfFndrsngExpnsAmt |
| CY Total Prof Fndrsng Expns | $0 | CYTotalProfFndrsngExpnsAmt |
| CY Total Fundraising Expense | $864,599 | CYTotalFundraisingExpenseAmt |
| PY Other Expenses | $2,703,695 | PYOtherExpensesAmt |
| CY Other Expenses | $2,680,872 | CYOtherExpensesAmt |
| PY Total Expenses | $10,543,303 | PYTotalExpensesAmt |
| CY Total Expenses | $10,983,130 | CYTotalExpensesAmt |
| PY Revenues Less Expenses | $3,066,945 | PYRevenuesLessExpensesAmt |
| CY Revenues Less Expenses | $1,127,297 | CYRevenuesLessExpensesAmt |
| Total Assets BOY | $39,190,985 | TotalAssetsBOYAmt |
| Total Assets EOY | $38,467,123 | TotalAssetsEOYAmt |
| Total Liabilities BOY | $1,784,173 | TotalLiabilitiesBOYAmt |
| Total Liabilities EOY | $2,039,091 | TotalLiabilitiesEOYAmt |
| Net Assets Or Fund Balances BOY | $37,406,812 | NetAssetsOrFundBalancesBOYAmt |
| Net Assets Or Fund Balances EOY | $36,428,032 | NetAssetsOrFundBalancesEOYAmt |
| Info In Schedule O Part III | Yes (X) | InfoInScheduleOPartIIIInd |
| Mission | SINCE 1969, THE NONPROFIT NATIONAL CONSUMER LAW CENTER HAS USED ITS EXPERTISE IN CONSUMER LAW AND ENERGY POLICY TO WORK FOR CONSUMER JUSTICE AND ECONOMIC SECURITY FOR LOW-INCOME AND OTHER DISADVANTAGED PEOPLE. NCLC'S EXPERTISE INCLUDES POLICY ANALYSIS AND ADVOCACY; CONSUMER LAW AND ENERGY PUBLICATIONS; LITIGATION; EXPERT WITNESS SERVICES, AND TRAINING AND ADVICE FOR ADVOCATES. NCLC WORKS WITH NONPROFIT AND LEGAL SERVICES ORGANIZATIONS, PRIVATE ATTORNEYS, POLICYMAKERS, AND FEDERAL AND STATE GOVERNMENT AND COURTS ACROSS THE NATION TO STOP EXPLOITIVE PRACTICES, HELP FINANCIALLY STRESSED FAMILIES BUILD AND RETAIN WEALTH, AND ADVANCE ECONOMIC FAIRNESS. | MissionDesc |
| Significant New Program Srvc | 0 | SignificantNewProgramSrvcInd |
| Significant Change | 0 | SignificantChangeInd |
| Expense | $5,826,721 | ExpenseAmt |
| Grant | $22,000 | GrantAmt |
| Revenue | $2,229,673 | RevenueAmt |
| Desc | BUILDING FAMILY AND INDIVIDUAL ECONOMIC SECURITY: LOW-INCOME FAMILIES HAVE LITTLE OR NO SAVINGS TO PROVIDE A SAFETY NET, LIVING WEEK TO WEEK AND MONTH TO MONTH TO MEET BASIC EXPENSES. THIS POPULATION IS DISPROPORTIONATELY TARGETED FOR OVERPRICED FINANCIAL SERVICES, SUCH AS EXCESSIVE BANK FEES, HIGH-COST LOANS, AND PREDATORY HOME MORTGAGES. LAX REGULATION HAS LEFT MANY FAMILIES VULNERABLE TO WEALTH-STRIPPING PRACTICES AND DEEPLY IN DEBT, REDUCING OPPORTUNITIES FOR HIGHER EDUCATION, JOB TRAINING AND HOMEOWNERSHIP. TO COUNTER THESE TRENDS AND HELP LOW-INCOME PEOPLE BUILD ASSETS AND ECONOMIC SECURITY, NCLC PROMOTED THE ADOPTION AND ENFORCEMENT OF STRONG CONSUMER PROTECTIONS IN THE FINANCIAL SERVICES MARKETPLACE THROUGHOUT 2021. | Desc |
Prog Srvc Accom Acty2 ProgSrvcAccomActy2Grp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Expense | $1,421,606 | ExpenseAmt |
| Revenue | $1,322,809 | RevenueAmt |
| Desc | PRESERVING HEAT, ELECTRICITY, BROADBAND AND WATER: NCLC PUBLISHED 2 CRITICAL RESOURCES TO PROTECT THE HEALTH AND SAFETY OF HOUSEHOLDS IN QUARANTINE: A GUIDE TO RECENT FEDERAL COVID-19 RELIEF TO HELP CONSUMERS PAY FOR ESSENTIAL ENERGY, WATER, AND BROADBAND SERVICE, AND THE REPORT HOW STATES CAN PROTECT SERIOUSLY ILL RESIDENTS FROM UTILITY SHUT-OFFS. NCLC WAS ACTIVELY INVOLVED IN SUCCESSFUL PROCEEDINGS REGARDING MORATORIUMS ON UTILITY TERMINATION IN MASSACHUSETTS, CALIFORNIA, AND ILLINOIS. NCLC HAS ALSO BEEN AND CONTINUES TO BE ONE OF THE MOST PROMINENT VOICES FOR WATER AFFORDABILITY PROGRAMS AND ACCESS TO BROADBAND FOR ALL AMERICANS. WE ARE THRILLED THAT IN THE PAST YEAR CONGRESS HAS FUNDED THE FIRST FEDERAL ASSISTANCE PROGRAM TO HELP PEOPLE PAY THEIR WATER BILLS, AND SIGNIFICANTLY EXPANDED BROADBAND ASSISTANCE.BRIDGING THE DIGITAL DIVIDE & PRESERVING AFFORDABLE TELECOMMUNICATIONS: THE STIMULUS PACKAGE SIGNED INTO LAW ON DECEMBER 27, 2020 INCLUDED $3.2 BILLION TO HELP MILLIONS OF AMERICANS ACCESS THE INTERNET, AND IN MARCH 2021 THE AMERICAN RESCUE PLAN INCLUDED ANOTHER $7.6 BILLION FOR BROADBAND FOR SCHOOLS AND LIBRARIES TO HELP CLOSE THE HOMEWORK GAP FOR STUDENTS. NCLC AND ITS BROADBAND EQUITY PARTNERS VIEW THESE STEPS AS HISTORIC PROGRESS TOWARD THE GOAL OF REMEDYING THE DISPROPORTIONATE IMPACT OF DIGITAL INEQUITY AMONG LOW-INCOME COMMUNITIES, INCLUDING COMMUNITIES OF COLOR AND OTHERS HARDEST HIT BY THE COVID-19 PANDEMIC AND THE ENSUING ECONOMIC CRISIS. | Desc |
Prog Srvc Accom Acty3 ProgSrvcAccomActy3Grp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Expense | $1,384,803 | ExpenseAmt |
| Revenue | $1,322,809 | RevenueAmt |
| Desc | PROTECTING FINANCIAL ASSETS: WIDESPREAD FORBEARANCE ON MORTGAGE PAYMENTS HAS PREVENTED MILLIONS OF HOMEOWNERS IN THE UNITED STATES FROM BEING DECLARED IN DEFAULT DURING THE PANDEMIC, BUT THEY ARE AT RISK OF LOSING THEIR HOMES ONCE THE FORBEARANCE EXPIRES. NCLC PROVIDED EXPERTISE AND RESOURCES THROUGHOUT 2021 DURING THE CREATION OF THE $10 BILLION HOMEOWNER ASSISTANCE FUND (HAF), CREATED BY CONGRESS IN EARLY 2021 AS PART OF THE $1.9 TRILLION AMERICAN RESCUE PLAN AND RESULTED IN A MAJOR STEP FORWARD IN PREVENTING A DISASTROUS LOSS OF HOMES.PREVENTING FORECLOSURES: NCLC PLAYED A MAJOR ROLE PROVIDING IN-DEPTH RESOURCES TO FRONTLINE LEGAL AID AND CONSUMER ATTORNEYS AND TO CONSUMERS, INCLUDING FACT SHEETS, ARTICLES, AND ISSUE BRIEFS TO PREVENT FORECLOSURES, AND CREATED A VIDEO EXPLAINER: CORONAVIRUS CRISIS: WHAT CONSUMERS NEED TO KNOW ABOUT MORTGAGE RELIEF. NCLC ALSO ORGANIZED A GROUP OF ATTORNEYS IN MULTIPLE STATES COORDINATING RESOURCES AND INFORMATION TO PROTECT HOMEOWNERS FROM COVID-RELATED FORECLOSURES. SIMULTANEOUSLY, WE LED SEVERAL KEY FEDERAL ADVOCACY EFFORTS TO IMPROVE FORECLOSURE PREVENTION OPTIONS AND EXPAND ACCESS TO DIRECT ASSISTANCE FOR STRUGGLING HOMEOWNERS. NCLC SUSTAINED MOMENTUM WITH THE FEDERAL HOUSING ADMINISTRATION (FHA) TO STRENGTHEN PROTECTIONS AGAINST FORECLOSURES, INCLUDING THE DEVELOPMENT OF SEVERAL NEW LOAN MODIFICATION OPTIONS. WE ALSO SUCCESSFULLY ADVOCATED FOR SUBSTANTIAL CHANGES TO A NEW RULE BY THE CONSUMER FINANCIAL PROTECTION BUREAU (CFPB) PROVIDING HOMEOWNERS WITH COVID HARDSHIPS MORE OPPORTUNITIES AND INFORMATION AS THEY EXIT PAYMENT FORBEARANCES AND FACE IMMINENT FORECLOSURES. FINALLY, WE LED A COALITION OF ORGANIZATIONS THAT SECURED $10 BILLION IN PRESIDENT BIDEN'S AMERICAN RESCUE PLAN, PASSED BY CONGRESS IN MARCH 2021, FOR THE HOMEOWNER ASSISTANCE FUND. NCLC CONTINUES TO WORK WITH THE U.S. TREASURY DEPARTMENT, STATES AND STATE ADVOCATES ON IMPLEMENTATION OF THE FUND.PREVENTING PREDATORY LENDING NCLC CONTINUED TO PLAY A LEADERSHIP ROLE IN CHALLENGING PREDATORY LENDING PRACTICES, INCLUDING EDUCATING DECISION MAKERS ABOUT NEW "FINTECH" LENDING PRODUCTS THAT SEEK TO EXPLOIT LOOPHOLES TO AVOID COMPLYING WITH FEDERAL AND STATE CONSUMER PROTECTION LAWS. NCLC CREATED AN INFORMATIONAL RENT-A-BANK WATCH LIST TO HIGHLIGHT BANKS THAT ARE ACTING AS FRONTS FOR HIGH-COST LENDERS. THIS ALLOWS THE LENDERS TO EVADE STATE INTEREST RATE CAPS. NCLC ALSO CREATED AN INFORMATION SHEET: STATE RATE CAPS FOR $500 AND $2,000 LOANS. | Desc |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Program Service Expenses | $8,633,130 | TotalProgramServiceExpensesAmt |
| Described In Section501c3 | Yes (1) | DescribedInSection501c3Ind |
| Schedule B Required | Yes (1) | ScheduleBRequiredInd |
| Political Campaign Acty | 0 | PoliticalCampaignActyInd |
| Lobbying Activities | Yes (1) | LobbyingActivitiesInd |
| Subject To Proxy Tax | 0 | SubjectToProxyTaxInd |
| Donor Advised Fund | 0 | DonorAdvisedFundInd |
| Conservation Easements | 0 | ConservationEasementsInd |
| Collections Of Art | 0 | CollectionsOfArtInd |
| Credit Counseling | 0 | CreditCounselingInd |
| Donor Rstr Or Quasi Endowments | Yes (1) | DonorRstrOrQuasiEndowmentsInd |
| Report Land Building Equipment | Yes (1) | ReportLandBuildingEquipmentInd |
| Report Investments Other Sec | 0 | ReportInvestmentsOtherSecInd |
| Report Program Related Invst | 0 | ReportProgramRelatedInvstInd |
| Report Other Assets | 0 | ReportOtherAssetsInd |
| Report Other Liabilities | 0 | ReportOtherLiabilitiesInd |
| Include FIN48 Footnote | Yes (1) | IncludeFIN48FootnoteInd |
| Independent Audit Fincl Stmt | 0 | IndependentAuditFinclStmtInd |
| Consolidated Audit Fincl Stmt | Yes (1) | ConsolidatedAuditFinclStmtInd |
| School Operating | 0 | SchoolOperatingInd |
| Foreign Office | 0 | ForeignOfficeInd |
| Foreign Activities | 0 | ForeignActivitiesInd |
| More Than5000 K To Org | 0 | MoreThan5000KToOrgInd |
| More Than5000 K To Individuals | 0 | MoreThan5000KToIndividualsInd |
| Professional Fundraising | 0 | ProfessionalFundraisingInd |
| Fundraising Activities | 0 | FundraisingActivitiesInd |
| Gaming Activities | 0 | GamingActivitiesInd |
| Operate Hospital | 0 | OperateHospitalInd |
| Grants To Organizations | Yes (1) | GrantsToOrganizationsInd |
| Grants To Individuals | 0 | GrantsToIndividualsInd |
| Schedule J Required | Yes (1) | ScheduleJRequiredInd |
| Tax Exempt Bonds | 0 | TaxExemptBondsInd |
| Engaged In Excess Benefit Trans | 0 | EngagedInExcessBenefitTransInd |
| PY Excess Benefit Trans | 0 | PYExcessBenefitTransInd |
| Loan Outstanding | 0 | LoanOutstandingInd |
| Grant To Related Person | 0 | GrantToRelatedPersonInd |
| Business Rln With Org Mem | 0 | BusinessRlnWithOrgMemInd |
| Business Rln With Fam Mem | 0 | BusinessRlnWithFamMemInd |
| Business Rln With35 Ctrl Ent | 0 | BusinessRlnWith35CtrlEntInd |
| Deductible Non Cash Contri | 0 | DeductibleNonCashContriInd |
| Deductible Art Contribution | 0 | DeductibleArtContributionInd |
| Terminate Operations | 0 | TerminateOperationsInd |
| Partial Liquidation | 0 | PartialLiquidationInd |
| Disregarded Entity | 0 | DisregardedEntityInd |
| Related Entity | Yes (1) | RelatedEntityInd |
| Related Organization Ctrl Ent | 0 | RelatedOrganizationCtrlEntInd |
| Trnsfr Exmpt Non Chrtbl Rltd Org | 0 | TrnsfrExmptNonChrtblRltdOrgInd |
| Activities Conducted Prtshp | 0 | ActivitiesConductedPrtshpInd |
| Schedule O Required | Yes (1) | ScheduleORequiredInd |
| IRP Document | 23 | IRPDocumentCnt |
| IRP Document W2 G | 0 | IRPDocumentW2GCnt |
| Backup Wthld Compliance | Yes (1) | BackupWthldComplianceInd |
| Employee | 72 | EmployeeCnt |
| Employment Tax Returns Filed | Yes (1) | EmploymentTaxReturnsFiledInd |
| Unrelated Bus Incm Over Limit | 0 | UnrelatedBusIncmOverLimitInd |
| Foreign Financial Account | 0 | ForeignFinancialAccountInd |
| Prohibited Tax Shelter Trans | 0 | ProhibitedTaxShelterTransInd |
| Taxable Party Notification | 0 | TaxablePartyNotificationInd |
| Nondeductible Contributions | 0 | NondeductibleContributionsInd |
| Quid Pro Quo Contributions | Yes (1) | QuidProQuoContributionsInd |
| Quid Pro Quo Contri Discl | Yes (1) | QuidProQuoContriDisclInd |
| Form8282 Property Disposed Of | 0 | Form8282PropertyDisposedOfInd |
| Rcv Fnds To Pay Prsnl Bnft Cntrct | 0 | RcvFndsToPayPrsnlBnftCntrctInd |
| Pay Premiums Prsnl Bnft Cntrct | 0 | PayPremiumsPrsnlBnftCntrctInd |
| Indoor Tanning Services | 0 | IndoorTanningServicesInd |
| Subj To Tax Rmnrtn Ex Prcht Pymt | 0 | SubjToTaxRmnrtnExPrchtPymtInd |
| Subject To Excs Tax Net Invst Inc | 0 | SubjectToExcsTaxNetInvstIncInd |
| Info In Schedule O Part VI | Yes (X) | InfoInScheduleOPartVIInd |
| Governing Body Voting Members | 11 | GoverningBodyVotingMembersCnt |
| Independent Voting Member | 11 | IndependentVotingMemberCnt |
| Family Or Business Rln | 0 | FamilyOrBusinessRlnInd |
| Delegation Of Mgmt Duties | 0 | DelegationOfMgmtDutiesInd |
| Change To Org Documents | 0 | ChangeToOrgDocumentsInd |
| Material Diversion Or Misuse | 0 | MaterialDiversionOrMisuseInd |
| Members Or Stockholders | 0 | MembersOrStockholdersInd |
| Election Of Board Members | 0 | ElectionOfBoardMembersInd |
| Decisions Subject To Approva | 0 | DecisionsSubjectToApprovaInd |
| Minutes Of Governing Body | Yes (1) | MinutesOfGoverningBodyInd |
| Minutes Of Committees | Yes (1) | MinutesOfCommitteesInd |
| Officer Mailing Address | 0 | OfficerMailingAddressInd |
| Local Chapters | 0 | LocalChaptersInd |
| Form990 Provided To Gvrn Body | Yes (1) | Form990ProvidedToGvrnBodyInd |
| Conflict Of Interest Policy | Yes (1) | ConflictOfInterestPolicyInd |
| Annual Disclosure Covered Prsn | Yes (1) | AnnualDisclosureCoveredPrsnInd |
| Regular Monitoring Enfrc | Yes (1) | RegularMonitoringEnfrcInd |
| Whistleblower Policy | Yes (1) | WhistleblowerPolicyInd |
| Document Retention Policy | Yes (1) | DocumentRetentionPolicyInd |
| Compensation Process CEO | Yes (1) | CompensationProcessCEOInd |
| Compensation Process Other | Yes (1) | CompensationProcessOtherInd |
| Investment In Joint Venture | 0 | InvestmentInJointVentureInd |
| States Where Copy Of Return Is Fld | AL | StatesWhereCopyOfReturnIsFldCd |
| States Where Copy Of Return Is Fld | AK | StatesWhereCopyOfReturnIsFldCd |
| States Where Copy Of Return Is Fld | AR | StatesWhereCopyOfReturnIsFldCd |
| States Where Copy Of Return Is Fld | CA | StatesWhereCopyOfReturnIsFldCd |
| States Where Copy Of Return Is Fld | CO | StatesWhereCopyOfReturnIsFldCd |
| States Where Copy Of Return Is Fld | CT | StatesWhereCopyOfReturnIsFldCd |
| States Where Copy Of Return Is Fld | FL | StatesWhereCopyOfReturnIsFldCd |
| States Where Copy Of Return Is Fld | GA | StatesWhereCopyOfReturnIsFldCd |
| States Where Copy Of Return Is Fld | IL | StatesWhereCopyOfReturnIsFldCd |
| States Where Copy Of Return Is Fld | MD | StatesWhereCopyOfReturnIsFldCd |
| States Where Copy Of Return Is Fld | MA | StatesWhereCopyOfReturnIsFldCd |
| States Where Copy Of Return Is Fld | MI | StatesWhereCopyOfReturnIsFldCd |
| States Where Copy Of Return Is Fld | MN | StatesWhereCopyOfReturnIsFldCd |
| States Where Copy Of Return Is Fld | MS | StatesWhereCopyOfReturnIsFldCd |
| States Where Copy Of Return Is Fld | NJ | StatesWhereCopyOfReturnIsFldCd |
| States Where Copy Of Return Is Fld | NY | StatesWhereCopyOfReturnIsFldCd |
| States Where Copy Of Return Is Fld | OH | StatesWhereCopyOfReturnIsFldCd |
| States Where Copy Of Return Is Fld | OR | StatesWhereCopyOfReturnIsFldCd |
| States Where Copy Of Return Is Fld | PA | StatesWhereCopyOfReturnIsFldCd |
| States Where Copy Of Return Is Fld | RI | StatesWhereCopyOfReturnIsFldCd |
| States Where Copy Of Return Is Fld | TN | StatesWhereCopyOfReturnIsFldCd |
| States Where Copy Of Return Is Fld | UT | StatesWhereCopyOfReturnIsFldCd |
| States Where Copy Of Return Is Fld | VA | StatesWhereCopyOfReturnIsFldCd |
| States Where Copy Of Return Is Fld | WV | StatesWhereCopyOfReturnIsFldCd |
| States Where Copy Of Return Is Fld | WA | StatesWhereCopyOfReturnIsFldCd |
| States Where Copy Of Return Is Fld | WI | StatesWhereCopyOfReturnIsFldCd |
| States Where Copy Of Return Is Fld | DC | StatesWhereCopyOfReturnIsFldCd |
| Upon Request | Yes (X) | UponRequestInd |
Books In Care Of Detail BooksInCareOfDetail
| Field | Value | IRS element (for citing) |
|---|---|---|
| Person | MARGARET KOHLER | PersonNm |
| Phone | 6175428010 | PhoneNum |
US Address USAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 7 WINTHROP SQUARE 4TH FLOOR | AddressLine1Txt |
| City | BOSTON | CityNm |
| State Abbreviation | MA | StateAbbreviationCd |
| ZIP | 021101006 | ZIPCd |
Form990 Part VII Section A Form990PartVIISectionAGrp (20 entries)
| TitleTitleTxt | Average Hours Per WeekAverageHoursPerWeekRt | Average Hours Per Week Rltd OrgAverageHoursPerWeekRltdOrgRt | Individual Trustee Or DirectorIndividualTrusteeOrDirectorInd | OfficerOfficerInd | Reportable Comp From OrgReportableCompFromOrgAmt | Reportable Comp From Rltd OrgReportableCompFromRltdOrgAmt | Other CompensationOtherCompensationAmt | Highest Compensated EmployeeHighestCompensatedEmployeeInd |
|---|---|---|---|---|---|---|---|---|
| MICHAEL FERRY | ||||||||
| PRESIDENT | 1.00 | 1.00 | Yes (X) | Yes (X) | $0 | $0 | $0 | |
| DANCY MCKINNEY-PARKER | ||||||||
| VICE PRESIDENT | 1.00 | Yes (X) | Yes (X) | $0 | $0 | $0 | ||
| BEVERLY COURTNEY | ||||||||
| DIRECTOR | 1.00 | Yes (X) | $0 | $0 | $0 | |||
| DAVID VLADECK | ||||||||
| DIRECTOR | 1.00 | Yes (X) | $0 | $0 | $0 | |||
| DOLORES S SMITH | ||||||||
| DIRECTOR | 1.00 | Yes (X) | $0 | $0 | $0 | |||
| JONATHAN L KRAVETZ | ||||||||
| DIRECTOR | 1.00 | Yes (X) | $0 | $0 | $0 | |||
| MARK E BUDNITZ | ||||||||
| DIRECTOR | 1.00 | Yes (X) | $0 | $0 | $0 | |||
| NANCY BARRON | ||||||||
| DIRECTOR | 1.00 | Yes (X) | $0 | $0 | $0 | |||
| DEEPAK GUPTA | ||||||||
| DIRECTOR | 1.00 | Yes (X) | $0 | $0 | $0 | |||
| MARTHA TAMAYO | ||||||||
| DIRECTOR | 1.00 | Yes (X) | $0 | $0 | $0 | |||
| DONNA DALEY | ||||||||
| DIRECTOR (TERM ENDED 2021) | 1.00 | Yes (X) | $0 | $0 | $0 | |||
| RICHARD DUBOIS | ||||||||
| EXECUTIVE DIRECTOR | 40.00 | 1.00 | Yes (X) | $227,232 | $0 | $39,246 | ||
| CAROLYN CARTER | ||||||||
| DEPUTY DIRECTOR OF ADVOCACY | 40.00 | Yes (X) | $194,380 | $0 | $20,396 | |||
| MARGARET KOHLER | ||||||||
| CHIEF FINANCIAL OFFICER | 40.00 | 1.00 | Yes (X) | $163,910 | $0 | $36,675 | ||
| STEPHEN HURLEY | ||||||||
| CHIEF DEVELOPMENT OFFICER | 40.00 | Yes (X) | $165,628 | $0 | $36,055 | |||
| MARGOT SAUNDERS | ||||||||
| STAFF ATTORNEY | 40.00 | $170,340 | $0 | $25,049 | Yes (X) | |||
| LAUREN SAUNDERS | ||||||||
| STAFF ATTORNEY | 40.00 | $166,848 | $0 | $14,583 | Yes (X) | |||
| STUART ROSSMAN | ||||||||
| DIRECTOR OF LITIGATION | 40.00 | $166,667 | $0 | $28,551 | Yes (X) | |||
| CHARLES DELBAUM | ||||||||
| STAFF ATTORNEY | 40.00 | $165,369 | $0 | $28,607 | Yes (X) | |||
| JONATHAN SHELDON | ||||||||
| STAFF ATTORNEY | 40.00 | $165,850 | $0 | $35,390 | Yes (X) | |||
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Reportable Comp From Org | $1,586,224 | TotalReportableCompFromOrgAmt |
| Tot Reportable Comp Rltd Org | $0 | TotReportableCompRltdOrgAmt |
| Total Other Compensation | $264,552 | TotalOtherCompensationAmt |
| Indiv Rcvd Greater Than100 K | 31 | IndivRcvdGreaterThan100KCnt |
| Former Ofcr Employees Listed | 0 | FormerOfcrEmployeesListedInd |
| Total Comp Greater Than150 K | Yes (1) | TotalCompGreaterThan150KInd |
| Compensation From Other Srcs | 0 | CompensationFromOtherSrcsInd |
Contractor Compensation ContractorCompensationGrp (2 entries)
| Address Line1ContractorAddress/USAddress/AddressLine1Txt | CityContractorAddress/USAddress/CityNm | State AbbreviationContractorAddress/USAddress/StateAbbreviationCd | ZIPContractorAddress/USAddress/ZIPCd | ServicesServicesDesc | CompensationCompensationAmt |
|---|---|---|---|---|---|
| ZIVTECH | |||||
| 1 SOUTH BROAD STREET SUITE 2250 | PHILADELPHIA | PA | 19107 | PUBLICATIONS PLATFORM DESIGN | $513,090 |
| THREESPOT MEDIA LLC | |||||
| 1325 G STREET NW SUITE 500 | WASHINGTON | DC | 20005 | WEBSITE DESIGN | $134,575 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Cntrct Rcvd Greater Than100 K | 2 | CntrctRcvdGreaterThan100KCnt |
| Government Grants | $79,000 | GovernmentGrantsAmt |
| All Other Contributions | $3,294,663 | AllOtherContributionsAmt |
| Total Contributions | $3,373,663 | TotalContributionsAmt |
Program Service Revenue ProgramServiceRevenueGrp (5 entries)
| DescDesc | BusinessBusinessCd | Total Revenue ColumnTotalRevenueColumnAmt | Related Or Exempt Func IncomeRelatedOrExemptFuncIncomeAmt |
|---|---|---|---|
| PUBLICATIONS | 511120 | $2,288,271 | $2,288,271 |
| ATTORNEY FEE AWARDS | 541100 | $2,030,142 | $2,030,142 |
| CONFERENCES | 900099 | $478,388 | $478,388 |
| ADVICE AND ASSISTANCE | 541100 | $68,090 | $68,090 |
| MISCELLANEOUS | 900099 | $10,400 | $10,400 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Program Service Revenue | $4,875,291 | TotalProgramServiceRevenueAmt |
Investment Income InvestmentIncomeGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | $1,257,526 | TotalRevenueColumnAmt |
| Exclusion | $1,257,526 | ExclusionAmt |
Gross Rents GrossRentsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Real | $204,474 | RealAmt |
Less Rental Expenses LessRentalExpensesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Real | $0 | RealAmt |
Rental Income Or Loss RentalIncomeOrLossGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Real | $204,474 | RealAmt |
Net Rental Income Or Loss NetRentalIncomeOrLossGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | $204,474 | TotalRevenueColumnAmt |
| Exclusion | $204,474 | ExclusionAmt |
Gross Amount Sales Assets GrossAmountSalesAssetsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Securities | $14,811,215 | SecuritiesAmt |
Less Cost Oth Basis Sales Expnss LessCostOthBasisSalesExpnssGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Securities | $12,411,742 | SecuritiesAmt |
Gain Or Loss GainOrLossGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Securities | $2,399,473 | SecuritiesAmt |
Net Gain Or Loss Investments NetGainOrLossInvestmentsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | $2,399,473 | TotalRevenueColumnAmt |
| Exclusion | $2,399,473 | ExclusionAmt |
Total Revenue TotalRevenueGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | $12,110,427 | TotalRevenueColumnAmt |
| Related Or Exempt Func Income | $4,875,291 | RelatedOrExemptFuncIncomeAmt |
| Unrelated Business Revenue | $0 | UnrelatedBusinessRevenueAmt |
| Exclusion | $3,861,473 | ExclusionAmt |
Grants To Domestic Orgs GrantsToDomesticOrgsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $22,000 | TotalAmt |
| Program Services | $22,000 | ProgramServicesAmt |
Comp Current Ofcr Directors CompCurrentOfcrDirectorsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $883,522 | TotalAmt |
| Program Services | $154,639 | ProgramServicesAmt |
| Management And General | $486,631 | ManagementAndGeneralAmt |
| Fundraising | $242,252 | FundraisingAmt |
Other Salaries And Wages OtherSalariesAndWagesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $5,592,139 | TotalAmt |
| Program Services | $4,821,308 | ProgramServicesAmt |
| Management And General | $407,714 | ManagementAndGeneralAmt |
| Fundraising | $363,117 | FundraisingAmt |
Pension Plan Contributions PensionPlanContributionsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $263,439 | TotalAmt |
| Program Services | $223,449 | ProgramServicesAmt |
| Management And General | $21,175 | ManagementAndGeneralAmt |
| Fundraising | $18,815 | FundraisingAmt |
Other Employee Benefits OtherEmployeeBenefitsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $1,066,694 | TotalAmt |
| Program Services | $905,731 | ProgramServicesAmt |
| Management And General | $91,372 | ManagementAndGeneralAmt |
| Fundraising | $69,591 | FundraisingAmt |
Payroll Taxes PayrollTaxesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $474,464 | TotalAmt |
| Program Services | $371,092 | ProgramServicesAmt |
| Management And General | $61,202 | ManagementAndGeneralAmt |
| Fundraising | $42,170 | FundraisingAmt |
Fees For Services Accounting FeesForServicesAccountingGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $44,000 | TotalAmt |
| Management And General | $44,000 | ManagementAndGeneralAmt |
Fees For Srvc Invst Mgmnt Fees FeesForSrvcInvstMgmntFeesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $138,793 | TotalAmt |
| Management And General | $138,793 | ManagementAndGeneralAmt |
Fees For Services Other FeesForServicesOtherGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $589,929 | TotalAmt |
| Program Services | $527,592 | ProgramServicesAmt |
| Management And General | $27,716 | ManagementAndGeneralAmt |
| Fundraising | $34,621 | FundraisingAmt |
Office Expenses OfficeExpensesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $276,002 | TotalAmt |
| Program Services | $190,379 | ProgramServicesAmt |
| Management And General | $51,002 | ManagementAndGeneralAmt |
| Fundraising | $34,621 | FundraisingAmt |
Occupancy OccupancyGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $997,057 | TotalAmt |
| Program Services | $906,270 | ProgramServicesAmt |
| Management And General | $58,312 | ManagementAndGeneralAmt |
| Fundraising | $32,475 | FundraisingAmt |
Travel TravelGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $17,611 | TotalAmt |
| Program Services | $12,107 | ProgramServicesAmt |
| Management And General | $3,815 | ManagementAndGeneralAmt |
| Fundraising | $1,689 | FundraisingAmt |
Conferences Meetings ConferencesMeetingsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $8,168 | TotalAmt |
| Program Services | $8,168 | ProgramServicesAmt |
Depreciation Depletion DepreciationDepletionGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $36,311 | TotalAmt |
| Program Services | $24,406 | ProgramServicesAmt |
| Management And General | $8,929 | ManagementAndGeneralAmt |
| Fundraising | $2,976 | FundraisingAmt |
Insurance InsuranceGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $32,670 | TotalAmt |
| Program Services | $24,530 | ProgramServicesAmt |
| Management And General | $5,988 | ManagementAndGeneralAmt |
| Fundraising | $2,152 | FundraisingAmt |
Other Expenses OtherExpensesGrp (4 entries)
| DescDesc | TotalTotalAmt | Program ServicesProgramServicesAmt | Management And GeneralManagementAndGeneralAmt | FundraisingFundraisingAmt |
|---|---|---|---|---|
| EQUIPMENT | $327,617 | $290,464 | $22,161 | $14,992 |
| MISCELLANEOUS | $90,150 | $49,382 | $37,712 | $3,056 |
| PUBLICATIONS | $84,033 | $84,033 | ||
| PERIODICALS | $25,273 | $16,986 | $6,215 | $2,072 |
All Other Expenses AllOtherExpensesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $13,258 | TotalAmt |
| Program Services | $594 | ProgramServicesAmt |
| Management And General | $12,664 | ManagementAndGeneralAmt |
Total Functional Expenses TotalFunctionalExpensesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $10,983,130 | TotalAmt |
| Program Services | $8,633,130 | ProgramServicesAmt |
| Management And General | $1,485,401 | ManagementAndGeneralAmt |
| Fundraising | $864,599 | FundraisingAmt |
Cash Non Interest Bearing CashNonInterestBearingGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $1,264,153 | BOYAmt |
| EOY | $268,546 | EOYAmt |
Savings And Temp Cash Invst SavingsAndTempCashInvstGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $2,326,861 | BOYAmt |
| EOY | $2,722,787 | EOYAmt |
Pledges And Grants Receivable PledgesAndGrantsReceivableGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $1,887,386 | BOYAmt |
| EOY | $1,101,899 | EOYAmt |
Accounts Receivable AccountsReceivableGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $224,793 | BOYAmt |
| EOY | $373,192 | EOYAmt |
Prepaid Expenses Defrd Charges PrepaidExpensesDefrdChargesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $225,933 | BOYAmt |
| EOY | $236,838 | EOYAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Land Bldg Equip Cost Or Other Bss | $1,929,638 | LandBldgEquipCostOrOtherBssAmt |
| Land Bldg Equip Accum Deprec | $852,587 | LandBldgEquipAccumDeprecAmt |
Land Bldg Equip Basis Net LandBldgEquipBasisNetGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $371,441 | BOYAmt |
| EOY | $1,077,051 | EOYAmt |
Investments Pub Traded Sec InvestmentsPubTradedSecGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $32,547,595 | BOYAmt |
| EOY | $32,343,141 | EOYAmt |
Other Assets Total OtherAssetsTotalGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $342,823 | BOYAmt |
| EOY | $343,669 | EOYAmt |
Total Assets TotalAssetsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $39,190,985 | BOYAmt |
| EOY | $38,467,123 | EOYAmt |
Accounts Payable Accr Expnss AccountsPayableAccrExpnssGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $939,783 | BOYAmt |
| EOY | $1,185,650 | EOYAmt |
Deferred Revenue DeferredRevenueGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $844,390 | BOYAmt |
| EOY | $853,441 | EOYAmt |
Total Liabilities TotalLiabilitiesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $1,784,173 | BOYAmt |
| EOY | $2,039,091 | EOYAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Organization Follows FASB117 | Yes (X) | OrganizationFollowsFASB117Ind |
No Donor Restriction Net Assets NoDonorRestrictionNetAssetsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $32,191,017 | BOYAmt |
| EOY | $32,603,346 | EOYAmt |
Donor Restriction Net Assets DonorRestrictionNetAssetsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $5,215,795 | BOYAmt |
| EOY | $3,824,686 | EOYAmt |
Total Net Assets Fund Balance TotalNetAssetsFundBalanceGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $37,406,812 | BOYAmt |
| EOY | $36,428,032 | EOYAmt |
Tot Liab Net Assets Fund Balance TotLiabNetAssetsFundBalanceGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $39,190,985 | BOYAmt |
| EOY | $38,467,123 | EOYAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Reconcilation Revenue Expnss | $1,127,297 | ReconcilationRevenueExpnssAmt |
| Net Unrlzd Gains Losses Invst | -$2,106,077 | NetUnrlzdGainsLossesInvstAmt |
| Other Changes In Net Assets | $0 | OtherChangesInNetAssetsAmt |
| Info In Schedule O Part XII | Yes (X) | InfoInScheduleOPartXIIInd |
| Method Of Accounting Accrual | Yes (X) | MethodOfAccountingAccrualInd |
| Accountant Compile Or Review | 0 | AccountantCompileOrReviewInd |
| FS Audited | Yes (1) | FSAuditedInd |
FS Audited Basis FSAuditedBasisGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Consolidated Basis Fincl Stmt | Yes (X) | ConsolidatedBasisFinclStmtInd |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Audit Committee | Yes (1) | AuditCommitteeInd |
| Federal Grant Audit Required | 0 | FederalGrantAuditRequiredInd |
Schedule A IRS990ScheduleA
| Field | Value | IRS element (for citing) |
|---|---|---|
| Public Organization170 | Yes (X) | PublicOrganization170Ind |
Gifts Grants Contri Rcvd170 GiftsGrantsContriRcvd170Grp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Current Tax Year Minus4 Years | $3,869,842 | CurrentTaxYearMinus4YearsAmt |
| Current Tax Year Minus3 Years | $3,237,235 | CurrentTaxYearMinus3YearsAmt |
| Current Tax Year Minus2 Years | $3,147,226 | CurrentTaxYearMinus2YearsAmt |
| Current Tax Year Minus1 Year | $4,090,720 | CurrentTaxYearMinus1YearAmt |
| Current Tax Year | $3,373,663 | CurrentTaxYearAmt |
| Total | $17,718,686 | TotalAmt |
Total Calendar Year170 TotalCalendarYear170Grp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Current Tax Year Minus4 Years | $3,869,842 | CurrentTaxYearMinus4YearsAmt |
| Current Tax Year Minus3 Years | $3,237,235 | CurrentTaxYearMinus3YearsAmt |
| Current Tax Year Minus2 Years | $3,147,226 | CurrentTaxYearMinus2YearsAmt |
| Current Tax Year Minus1 Year | $4,090,720 | CurrentTaxYearMinus1YearAmt |
| Current Tax Year | $3,373,663 | CurrentTaxYearAmt |
| Total | $17,718,686 | TotalAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Substantial Contributors Tot | $5,822,549 | SubstantialContributorsTotAmt |
| Public Support Total170 | $11,896,137 | PublicSupportTotal170Amt |
Gross Investment Income170 GrossInvestmentIncome170Grp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Current Tax Year Minus4 Years | $1,135,859 | CurrentTaxYearMinus4YearsAmt |
| Current Tax Year Minus3 Years | $1,481,020 | CurrentTaxYearMinus3YearsAmt |
| Current Tax Year Minus2 Years | $1,562,031 | CurrentTaxYearMinus2YearsAmt |
| Current Tax Year Minus1 Year | $1,226,054 | CurrentTaxYearMinus1YearAmt |
| Current Tax Year | $1,462,000 | CurrentTaxYearAmt |
| Total | $6,866,964 | TotalAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Support | $24,585,650 | TotalSupportAmt |
| Gross Receipts Rltd Activities | $35,454,185 | GrossReceiptsRltdActivitiesAmt |
| Public Support CY170 | 0.48390 | PublicSupportCY170Pct |
| Public Support PY170 | 0.51830 | PublicSupportPY170Pct |
| Thirty Thr Pct Suprt Tests CY170 | Yes (X) | ThirtyThrPctSuprtTestsCY170Ind |
Schedule B IRS990ScheduleB
Contributor Information ContributorInformationGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Contributor | RESTRICTED | ContributorNum |
Contributor Business Name ContributorBusinessName
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | RESTRICTED | BusinessNameLine1 |
Contributor US Address ContributorUSAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | RESTRICTED | AddressLine1 |
| Address Line2 | RESTRICTED | AddressLine2 |
| City | RESTRICTED | City |
| State | RESTRICTED | State |
| ZIP Code | RESTRICTED | ZIPCode |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Contributions | RESTRICTED | TotalContributionsAmt |
Schedule C IRS990ScheduleC
Total Grassroots Lobbying TotalGrassrootsLobbyingGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Filing Organizations Total | $8,359 | FilingOrganizationsTotalAmt |
Total Direct Lobbying TotalDirectLobbyingGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Filing Organizations Total | $206,914 | FilingOrganizationsTotalAmt |
Total Lobbying Expend TotalLobbyingExpendGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Filing Organizations Total | $215,273 | FilingOrganizationsTotalAmt |
Other Exempt Purpose Expend OtherExemptPurposeExpendGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Filing Organizations Total | $10,767,857 | FilingOrganizationsTotalAmt |
Total Exempt Purpose Expend TotalExemptPurposeExpendGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Filing Organizations Total | $10,983,130 | FilingOrganizationsTotalAmt |
Lobbying Nontaxable Amount LobbyingNontaxableAmountGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Filing Organizations Total | $699,157 | FilingOrganizationsTotalAmt |
Grassroots Nontaxable GrassrootsNontaxableGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Filing Organizations Total | $174,789 | FilingOrganizationsTotalAmt |
Tot Lbbyng Grassroot Mns Non Tx TotLbbyngGrassrootMnsNonTxGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Filing Organizations Total | $0 | FilingOrganizationsTotalAmt |
Tot Lbby Expend Mns Lbbyng Non Tx TotLbbyExpendMnsLbbyngNonTxGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Filing Organizations Total | $0 | FilingOrganizationsTotalAmt |
Avg Lobbying Nontaxable Amount AvgLobbyingNontaxableAmountGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Current Year Minus3 | $602,403 | CurrentYearMinus3Amt |
| Current Year Minus2 | $644,485 | CurrentYearMinus2Amt |
| Current Year Minus1 | $677,165 | CurrentYearMinus1Amt |
| Current Year | $755,930 | CurrentYearAmt |
| Total | $2,679,983 | TotalAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Lobbying Ceiling | $4,019,975 | LobbyingCeilingAmt |
Avg Total Lobbying Expend AvgTotalLobbyingExpendGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Current Year Minus3 | $85,380 | CurrentYearMinus3Amt |
| Current Year Minus2 | $97,323 | CurrentYearMinus2Amt |
| Current Year Minus1 | $186,546 | CurrentYearMinus1Amt |
| Current Year | $215,273 | CurrentYearAmt |
| Total | $584,522 | TotalAmt |
Avg Grassroots Nontaxable AvgGrassrootsNontaxableGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Current Year Minus3 | $150,601 | CurrentYearMinus3Amt |
| Current Year Minus2 | $161,121 | CurrentYearMinus2Amt |
| Current Year Minus1 | $169,291 | CurrentYearMinus1Amt |
| Current Year | $188,982 | CurrentYearAmt |
| Total | $669,995 | TotalAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Grassroots Ceiling | $1,004,993 | GrassrootsCeilingAmt |
Avg Grassroots Lobbying Expend AvgGrassrootsLobbyingExpendGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Current Year Minus3 | $4,925 | CurrentYearMinus3Amt |
| Current Year Minus2 | $1,640 | CurrentYearMinus2Amt |
| Current Year Minus1 | $2,219 | CurrentYearMinus1Amt |
| Current Year | $8,359 | CurrentYearAmt |
| Total | $17,143 | TotalAmt |
Schedule D IRS990ScheduleD
CY Endwmt Fund CYEndwmtFundGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Beginning Year Balance | $10,677,366 | BeginningYearBalanceAmt |
| Contributions | $462,448 | ContributionsAmt |
| Investment Earnings Or Losses | $355,539 | InvestmentEarningsOrLossesAmt |
| End Year Balance | $11,495,353 | EndYearBalanceAmt |
CY Minus1 Yr Endwmt Fund CYMinus1YrEndwmtFundGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Beginning Year Balance | $9,915,770 | BeginningYearBalanceAmt |
| Contributions | $384,517 | ContributionsAmt |
| Investment Earnings Or Losses | $377,079 | InvestmentEarningsOrLossesAmt |
| End Year Balance | $10,677,366 | EndYearBalanceAmt |
CY Minus2 Yr Endwmt Fund CYMinus2YrEndwmtFundGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Beginning Year Balance | $8,672,626 | BeginningYearBalanceAmt |
| Contributions | $146,938 | ContributionsAmt |
| Investment Earnings Or Losses | $1,096,206 | InvestmentEarningsOrLossesAmt |
| End Year Balance | $9,915,770 | EndYearBalanceAmt |
CY Minus3 Yr Endwmt Fund CYMinus3YrEndwmtFundGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Beginning Year Balance | $8,792,488 | BeginningYearBalanceAmt |
| Contributions | $8,332 | ContributionsAmt |
| Investment Earnings Or Losses | -$128,194 | InvestmentEarningsOrLossesAmt |
| End Year Balance | $8,672,626 | EndYearBalanceAmt |
CY Minus4 Yr Endwmt Fund CYMinus4YrEndwmtFundGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Beginning Year Balance | $5,765,455 | BeginningYearBalanceAmt |
| Contributions | $2,582,446 | ContributionsAmt |
| Investment Earnings Or Losses | $444,587 | InvestmentEarningsOrLossesAmt |
| End Year Balance | $8,792,488 | EndYearBalanceAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Board Designated Balance EOY | 1.00000 | BoardDesignatedBalanceEOYPct |
| Endowments Held Unrelated Org | 0 | EndowmentsHeldUnrelatedOrgInd |
| Endowments Held Related Org | 0 | EndowmentsHeldRelatedOrgInd |
Leasehold Improvements LeaseholdImprovementsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Cost Or Other Basis | $228,195 | OtherCostOrOtherBasisAmt |
| Depreciation | $122,319 | DepreciationAmt |
| Book Value | $105,876 | BookValueAmt |
Equipment EquipmentGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Cost Or Other Basis | $1,701,443 | OtherCostOrOtherBasisAmt |
| Depreciation | $730,268 | DepreciationAmt |
| Book Value | $971,175 | BookValueAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Book Value Land Buildings | $1,077,051 | TotalBookValueLandBuildingsAmt |
| Footnote Text | Yes (X) | FootnoteTextInd |
Supplemental Information Detail SupplementalInformationDetail
| Field | Value | IRS element (for citing) |
|---|---|---|
| Form And Line Reference | PART X, LINE 2: | FormAndLineReferenceDesc |
| Explanation | THE AGENCY ACCOUNTS FOR UNCERTAINTY IN INCOME TAXES IN ACCORDANCE WITH ASC TOPIC, INCOME TAXES. THIS STANDARD CLARIFIES THE ACCOUNTING FOR UNCERTAINTY IN TAX POSITIONS AND PRESCRIBES A RECOGNITION THRESHOLD AND MEASUREMENT ATTRIBUTE FOR THE CONSOLIDATED FINANCIAL STATEMENTS REGARDING A TAX POSITION TAKEN OR EXPECTED TO BE TAKEN IN A TAX RETURN. THE AGENCY HAS DETERMINED THAT THERE ARE NO UNCERTAIN TAX POSITIONS WHICH QUALIFY FOR EITHER RECOGNITION OR DISCLOSURE IN THE CONSOLIDATED FINANCIAL STATEMENTS AT DECEMBER 31, 2021. | ExplanationTxt |
Schedule I IRS990ScheduleI
| Field | Value | IRS element (for citing) |
|---|---|---|
| Grant Records Maintained | Yes (1) | GrantRecordsMaintainedInd |
Recipient Table RecipientTable (2 entries)
| Address Line1USAddress/AddressLine1Txt | CityUSAddress/CityNm | State AbbreviationUSAddress/StateAbbreviationCd | ZIPUSAddress/ZIPCd | Recipient EINRecipientEIN | IRC SectionIRCSectionDesc | Cash GrantCashGrantAmt | Non Cash AssistanceNonCashAssistanceAmt | Purpose Of GrantPurposeOfGrantTxt |
|---|---|---|---|---|---|---|---|---|
| TEXAS APPLESEED | ||||||||
| 1609 SHOAL CREEK SUITE 201 | AUSTIN | TX | 78701 | 742804268 | 501 (C)3 | $7,000 | $0 | TO HELP LOW INCOME CONSUMERS THROUGH REFORM OF DEBT COLLECTION PRACTICES IN TEXAS. |
| BLACKS IN GREEN | ||||||||
| 6431-33 S COTTAGE GROVE AVE | CHICAGO | IL | 60637 | 452453557 | 501 (C)3 | $10,000 | $0 | TO CONTINUE AND EXPAND ITS EFFORTS TO ENGAGE LOCAL AND STATE PARTNERS ON ISSUES INVOLVING THE SAFETY AND AFFORDABILITY OF WATER. |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total501c3 Org | 2 | Total501c3OrgCnt |
Supplemental Information Detail SupplementalInformationDetail
| Field | Value | IRS element (for citing) |
|---|---|---|
| Form And Line Reference | PART I, LINE 2: | FormAndLineReferenceDesc |
| Explanation | AT LEAST QUARTERLY CHECK-INS WITH SUB-GRANTEE ON PROGRESS AND A FINAL WRITTEN SUMMARY AT THE END OF THE YEAR. | ExplanationTxt |
Schedule J IRS990ScheduleJ
| Field | Value | IRS element (for citing) |
|---|---|---|
| Independent Consultant | Yes (X) | IndependentConsultantInd |
| Compensation Survey | Yes (X) | CompensationSurveyInd |
| Board Or Committee Approval | Yes (X) | BoardOrCommitteeApprovalInd |
| Severance Payment | 0 | SeverancePaymentInd |
| Supplemental Nonqual Rtr Plan | 0 | SupplementalNonqualRtrPlanInd |
| Equity Based Comp Arrngm | 0 | EquityBasedCompArrngmInd |
| Comp Based On Revenue Of Flng Org | 0 | CompBasedOnRevenueOfFlngOrgInd |
| Comp Bsd On Rev Related Orgs | 0 | CompBsdOnRevRelatedOrgsInd |
| Comp Bsd Net Earns Flng Org | 0 | CompBsdNetEarnsFlngOrgInd |
| Comp Bsd Net Earns Rltd Orgs | 0 | CompBsdNetEarnsRltdOrgsInd |
| Any Non Fixed Payments | 0 | AnyNonFixedPaymentsInd |
| Initial Contract Exception | 0 | InitialContractExceptionInd |
Rltd Org Officer Trst Key Empl RltdOrgOfficerTrstKeyEmplGrp (9 entries)
| TitleTitleTxt | Base Compensation Filing OrgBaseCompensationFilingOrgAmt | Compensation Based On Rltd OrgsCompensationBasedOnRltdOrgsAmt | Bonus Filing OrganizationBonusFilingOrganizationAmount | Bonus Related OrganizationsBonusRelatedOrganizationsAmt | Other Compensation Filing OrgOtherCompensationFilingOrgAmt | Other Compensation Rltd OrgsOtherCompensationRltdOrgsAmt | Deferred Compensation Flng OrgDeferredCompensationFlngOrgAmt | Deferred Comp Rltd OrgsDeferredCompRltdOrgsAmt | Nontaxable Benefits Filing OrgNontaxableBenefitsFilingOrgAmt | Nontaxable Benefits Rltd OrgsNontaxableBenefitsRltdOrgsAmt | Total Compensation Filing OrgTotalCompensationFilingOrgAmt | Total Compensation Rltd OrgsTotalCompensationRltdOrgsAmt | Comp Report Prior990 Filing OrgCompReportPrior990FilingOrgAmt | Comp Report Prior990 Rltd OrgsCompReportPrior990RltdOrgsAmt |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| RICHARD DUBOIS | ||||||||||||||
| EXECUTIVE DIRECTOR | $227,232 | $0 | $0 | $0 | $0 | $0 | $9,216 | $0 | $30,030 | $0 | $266,478 | $0 | $0 | $0 |
| CAROLYN CARTER | ||||||||||||||
| DEPUTY DIRECTOR OF ADVOCACY | $194,380 | $0 | $0 | $0 | $0 | $0 | $7,775 | $0 | $12,621 | $0 | $214,776 | $0 | $0 | $0 |
| STEPHEN HURLEY | ||||||||||||||
| CHIEF DEVELOPMENT OFFICER | $165,628 | $0 | $0 | $0 | $0 | $0 | $5,797 | $0 | $30,258 | $0 | $201,683 | $0 | $0 | $0 |
| JONATHAN SHELDON | ||||||||||||||
| STAFF ATTORNEY | $165,850 | $0 | $0 | $0 | $0 | $0 | $13,494 | $0 | $21,896 | $0 | $201,240 | $0 | $0 | $0 |
| MARGARET KOHLER | ||||||||||||||
| CHIEF FINANCIAL OFFICER | $163,910 | $0 | $0 | $0 | $0 | $0 | $6,625 | $0 | $30,050 | $0 | $200,585 | $0 | $0 | $0 |
| MARGOT SAUNDERS | ||||||||||||||
| STAFF ATTORNEY | $170,340 | $0 | $0 | $0 | $0 | $0 | $6,680 | $0 | $18,369 | $0 | $195,389 | $0 | $0 | $0 |
| STUART ROSSMAN | ||||||||||||||
| DIRECTOR OF LITIGATION | $166,667 | $0 | $0 | $0 | $0 | $0 | $6,667 | $0 | $21,884 | $0 | $195,218 | $0 | $0 | $0 |
| CHARLES DELBAUM | ||||||||||||||
| STAFF ATTORNEY | $165,369 | $0 | $0 | $0 | $0 | $0 | $6,707 | $0 | $21,900 | $0 | $193,976 | $0 | $0 | $0 |
| LAUREN SAUNDERS | ||||||||||||||
| STAFF ATTORNEY | $166,848 | $0 | $0 | $0 | $0 | $0 | $6,422 | $0 | $8,161 | $0 | $181,431 | $0 | $0 | $0 |
Schedule O IRS990ScheduleO
Supplemental Information Detail SupplementalInformationDetail (7 entries)
| Form And Line ReferenceFormAndLineReferenceDesc | ExplanationExplanationTxt |
|---|---|
| FORM 990, PART I, LINE 1 | SINCE 1969, THE NONPROFIT NATIONAL CONSUMER LAW CENTER HAS USED ITS EXPERTISE IN CONSUMER LAW AND ENERGY POLICY TO WORK FOR CONSUMER JUSTICE AND ECONOMIC SECURITY FOR LOW-INCOME AND OTHER DISADVANTAGED PEOPLE. NCLC'S EXPERTISE INCLUDES POLICY ANALYSIS AND ADVOCACY; CONSUMER LAW AND ENERGY PUBLICATIONS; LITIGATION; EXPERT WITNESS SERVICES, AND TRAINING AND ADVICE FOR ADVOCATES. NCLC WORKS WITH NONPROFIT AND LEGAL SERVICES ORGANIZATIONS, PRIVATE ATTORNEYS, POLICYMAKERS, AND FEDERAL AND STATE GOVERNMENT AND COURTS ACROSS THE NATION TO STOP EXPLOITIVE PRACTICES, HELP FINANCIALLY STRESSED FAMILIES BUILD AND RETAIN WEALTH, AND ADVANCE ECONOMIC FAIRNESS. NCLC ATTORNEYS ARE WIDELY RECOGNIZED AS LEADING NATIONAL EXPERTS IN CONSUMER CREDIT, BANKING, HOME ENERGY, AND OTHER AREAS OF CRITICAL IMPORTANCE TO LOW-INCOME FAMILIES. NCLC IS A 501(C)(3) NONPROFIT ORGANIZATION WITH OFFICES IN BOSTON, MASSACHUSETTS AND IN WASHINGTON, D.C. WITH OVER 60 STAFF MEMBERS AND AN ANNUAL OPERATING BUDGET IN 2021 OF JUST UNDER TWELVE MILLION DOLLARS. OUR FOCUS IS ON SYSTEMIC REFORM: CHANGING THE RULES OF OUR ECONOMY TO BREAK DOWN PRACTICES AND PATTERNS OF DISCRIMINATION; ERADICATING ABUSES THAT STRIP FAMILIES OF FINANCIAL STABILITY; ARMING CONSUMER ATTORNEYS AND ADVOCATES WITH THE TOOLS THEY NEED TO ADVOCATE FOR CONSUMERS WHO HAVE BEEN HARMED; AND EXPANDING ACCESS TO FAIR FINANCIAL PRODUCTS AND SERVICES. NCLC IS AT THE CENTER OF A ROBUST AND GROWING COMMUNITY OF CONSUMER ATTORNEYS, ADVOCATES, AND ACTIVISTS WHO USE NCLC'S TRAININGS, PUBLICATIONS, AND SUPPORT SERVICES TO REPRESENT CONSUMERS IN EVERY CORNER OF THE NATION AND ADVANCE THE LONG-TERM FINANCIAL HEALTH AND SECURITY OF THOSE MOST IN NEED. HIGHLIGHTS OF NCLC PROGRAM ACCOMPLISHMENTS IN 2021 REPEAL OF THE "FAKE LENDER" RULE: NCLC LED THE SUCCESSFUL EFFORT TO PERSUADE CONGRESS TO REPEAL THE "FAKE LENDER" RULE (ADOPTED IN 2020 BY THE OFFICE OF THE COMPTROLLER OF THE CURRENCY), WHICH WOULD HAVE ALLOWED PREDATORY LENDERS TO USE "RENT-A-BANK" ARRANGEMENTS TO LAUNDER THEIR HIGH-COST LOANS, AND NULLIFIED DECADES OF EFFORTS BY STATE ADVOCATES TO PUSH STATES TO CAP INTEREST RATES AND PROHIBIT HIGH-COST WEALTH-DRAINING PAYDAY LOANS. NCLC PRODUCED WEBINARS, ISSUE BRIEFS AND OP-EDS, ENGAGED IN LOBBYING EFFORTS, AND COORDINATED THE STRATEGIES OF ALLIES. OUR EFFORTS ALSO CONTRIBUTED TO THE OCC'S ENDING OF TWO HIGH-COST RENT-A-BANK ARRANGEMENTS. CONSUMER FINANCIAL PROTECTION BUREAU ADVOCACY: NCLC AND ALLIES SUCCESSFULLY URGED THE CONSUMER FINANCIAL PROTECTION BUREAU (CFPB) TO RESCIND SEVERAL POLICY STATEMENTS ISSUED IN 2020 THAT WEAKENED CONSUMER PROTECTIONS, INCLUDING LAWS GOVERNING CREDIT CARDS AND PREPAID CARDS, HOME MORTGAGES, AND CREDIT REPORTS. HTTPS://WWW.NCLC.ORG/MEDIA-CENTER/ADVOCATES-PRAISE-CFPB-FOR-RESCINDING- ELIMINATION OF OVERDRAFT AND NSF FEES: NCLC ADVOCATES PLAYED AN IMPORTANT ROLE IN PERSUADING A LEADING BANK TO COMPLETELY ELIMINATE ALL OVERDRAFT AND NON SUFFICIENT FUND (NSF) FEES ON ALL OF ITS ACCOUNTS, AND CONTINUES TO CALL ON OTHER BANKS AND CREDIT UNIONS TO DO THE SAME, AND FOR THE CFPB TO ENACT RULES ENDING THE USE OF OVERDRAFT FEES AS A DECEPTIVE FORM OF HIGH-COST CREDIT. HTTPS://WWW.NCLC.ORG/MEDIA-CENTER/ADVOCATES-PRAISE-CAP-ONE-END-TO-OVERD STUDENT LOAN ADVOCACY: THE PANDEMIC EXPOSED MANY OF THE INJUSTICES AND DISPARITIES OF THE STUDENT LOAN SYSTEM AFFECTING LOW-INCOME BORROWERS AND BORROWERS OF COLOR. AS A RESULT OF NCLC'S LONG-TIME ADVOCACY ON ISSUES FACING BORROWERS IN FINANCIAL DISTRESS, WE WERE WELL-POSITIONED TO ADVOCATE FOR LOW-INCOME BORROWERS DURING THE ECONOMIC TURMOIL FACED BY LOW-INCOME PEOPLE AND FAMILIES RESULTING FROM THE PANDEMIC. MANY OF NCLC'S EARLY RECOMMENDATIONS WERE ADOPTED BY THE DEPARTMENT OF EDUCATION AND INCLUDED IN THE CARES ACT. ALONG WITH MANY ALLIES, NCLC ALSO ADVOCATED SUCCESSFULLY FOR MULTIPLE EXTENSIONS OF THE SUSPENSION OF STUDENT LOAN PAYMENTS DURING THE PANDEMIC. THE PAUSE HAS BEEN EXTENDED TO AUGUST 31, 2022. HTTPS://WWW.NCLC.ORG/MEDIA-CENTER/ADVOCATES-CAUTION-THAT-PAYMENT-PAUSE- DISCHARGE OF STUDENT LOAN DEBT: NCLC'S STUDENT LOAN ADVOCATES AND ALLIED ORGANIZATIONS HELPED PERSUADE THE U.S. DEPARTMENT OF EDUCATION TO DISCHARGE LOANS TO HUNDREDS OF THOUSANDS OF BORROWERS WHO ATTENDED PREDATORY FOR-PROFIT SCHOOLS, AND/OR HAVE A TOTAL AND PERMANENT DISABILITY. HTTPS://WWW.NCLC.ORG/UNCATEGORIZED/NATIONAL-CONSUMER-LAW-CENTER-ADVOCAT ASSISTANCE FOR STUDENT LOAN BORROWERS: NCLC PRODUCED EXTENSIVE MATERIALS TO ASSIST STUDENT LOAN BORROWERS IN NAVIGATING THE INCREASINGLY TREACHEROUS STUDENT LOAN SYSTEM, AND TO HELP POLICYMAKERS UNDERSTAND THE PROBLEMS BORROWERS FACE AND INFORM THEIR THINKING ABOUT SOLUTIONS. NCLC ALSO PROVIDED LEGAL EXPERTISE IN MULTIPLE GROUP LETTERS, COMMENTS, AND MEMOS TO THE DEPARTMENT OF EDUCATION. NCLC'S EXPERTISE WAS RECOGNIZED THROUGH THE APPOINTMENT OF AN NCLC STAFF ATTORNEY TO THE DEPARTMENT OF EDUCATION'S STUDENT LENDING RULEMAKING COMMITTEE, PROVIDING OPPORTUNITIES TO ADVANCE SIGNIFICANT REFORMS FOR STUDENT LOAN BORROWERS. NCLC REGULARLY PROVIDES INFORMATION AND ADVICE DIRECTLY TO BORROWERS AT HTTPS://WWW.STUDENTLOANBORROWERASSISTANCE.ORG INCREASED ACCURACY AND ACCOUNTABILITY FOR CREDIT REPORTS: CITING NCLC'S REPORT, BROKEN RECORDS REDUX: HOW ERRORS BY CRIMINAL BACKGROUND CHECK COMPANIES CONTINUE TO HARM CONSUMERS SEEKING JOBS AND HOUSING, THE CONSUMER FINANCIAL PROTECTION BUREAU (CFPB) ISSUED AN ADVISORY OPINION AFFIRMING THAT CONSUMER REPORTING AGENCIES, INCLUDING TENANT AND EMPLOYMENT SCREENING COMPANIES, VIOLATE THE FAIR CREDIT REPORTING ACT IF THEY USE NAME-ONLY MATCHING OR OTHER INSUFFICIENT MATCHING PROCEDURES TO MATCH INFORMATION TO A CONSUMER. THIS CFPB ACTION WILL LEAD TO INCREASED ACCOUNTABILITY, BETTER ACCURACY, AND FEWER CONSUMERS BEING DENIED JOBS AND HOUSING. HTTPS://WWW.NCLC.ORG/MEDIA-CENTER/NCLC-ADVOCATES-APPLAUD-CFPBS-ACTION-T FAIR CREDIT REPORTING ACT (FCRA): AN NCLC STAFF ATTORNEY TESTIFIED BY INVITATION BEFORE THE U.S. HOUSE FINANCIAL SERVICES COMMITTEE ON FCRA ISSUES ON MAY 26, 2021 2021. HTTPS://WWW.NCLC.ORG/IMAGES/PDF/CREDIT_REPORTS/TESTIMONY_HFSC_OI_CREDIT AND JUNE 29, 2021, HTTPS://WWW.NCLC.ORG/IMAGES/PDF/CREDIT_REPORTS/TESTIMONY_HFSC_CREDIT_RE AND AGAIN ON THE RELATED ISSUE OF THE PROTECTION OF CONSUMERS' ACCESS TO THEIR FINANCIAL DATA ON SEPTEMBER 21, 2021 HTTPS://WWW.NCLC.ORG/IMAGES/PDF/CREDIT_REPORTS/PERSONAL_FINANCE_DATA_TE CREDIT REPORTS AVAILABLE IN SPANISH: IN SEPTEMBER 2021, EQUIFAX BEGAN OFFERING FULL VERSIONS OF THEIR CREDIT REPORTS IN SPANISH, A POSITIVE DEVELOPMENT THAT NCLC HAD REQUESTED TWO YEARS EARLIER FROM ALL THREE CREDIT BUREAUS. HTTPS://WWW.NCLC.ORG/IMAGES/PDF/SPECIAL_PROJECTS/COVID-19/TRANSLATED_CR HIGHLIGHTING CONSUMER COMPLAINTS: NCLC HAS ADVOCATED FOR MANY YEARS ON THE FAILINGS OF THE BIG THREE NATIONWIDE CREDIT REPORTING AGENCIES IN PROPERLY INVESTIGATING DISPUTES UNDER THE FCRA. ON JANUARY 5, 2022, THE CFPB ISSUED A SCATHING REPORT ON HOW THESE AGENCIES FAILED TO RESPOND MEANINGFULLY TO ALMOST ALL OF THE 700,000 COMPLAINTS FILED AGAINST THEM WITH THE BUREAU BETWEEN JANUARY 2020 AND SEPTEMBER 2021. THE CFPB REPORT CITES NCLC'S AUTOMATED INJUSTICE REDUX REPORT, RELEASED IN FEBRUARY 2019. HTTPS://WWW.NCLC.ORG/IMAGES/PDF/CREDIT_REPORTS/AUTOMATED-INJUSTICE-REDU DEBT COLLECTION IMPROVEMENT ACT: NCLC PLAYED A LEADERSHIP ROLE IN RAISING AWARENESS OF THE NEED FOR REFORMS AND CLARITY TO STOP ABUSIVE DEBT COLLECTION PRACTICES, INCLUDING CONTRIBUTING TO THE INTRODUCTION OF THE COMPREHENSIVE DEBT COLLECTION IMPROVEMENT ACT, WHICH WOULD ENACT A WIDE VARIETY OF CRITICALLY-NEEDED REFORMS SUCH AS PROHIBITING COLLECTION OF MEDICAL DEBT BY DEBT COLLECTORS FOR THE FIRST TWO YEARS; PROHIBITING CREDIT REPORTING OF DEBT ARISING FROM ANY MEDICALLY NECESSARY PROCEDURE; AMENDING THE FAIR DEBT COLLECTION PRACTICES ACT (FDCPA) TO EXPAND AND CLARIFY COVERAGE, INCLUDING EXTENDING COVERAGE FOR ALL FEDERAL, STATE, AND LOCAL DEBTS COLLECTED BY DEBT COLLECTORS; AND CLARIFYING FDCPA COVERAGE FOR NON-JUDICIAL FORECLOSURES. THIS IMPORTANT LEGISLATION PASSED IN THE U.S. HOUSE OF REPRESENTATIVES, AND AWAITS ACTION IN THE U.S. SENATE. HTTPS://WWW.NCLC.ORG/MEDIA-CENTER/ADVOCATES-CHEER-HOUSE-PASSAGE-OF-COMP |
| FORM 990, PART I, LINE 1 | CRIMINAL JUSTICE DEBT: NCLC PUBLISHED "COLLECTING CRIMINAL JUSTICE DEBT THROUGH THE STATE CIVIL JUSTICE SYSTEM: A PRIMER FOR ADVOCATES & POLICYMAKERS," A REPORT EXAMINING THE ADVANTAGES AND DISADVANTAGES OF USING A STATE'S EXISTING CIVIL JUSTICE SYSTEM AS AN ALTERNATIVE TO THE CRIMINAL JUSTICE SYSTEM TO COLLECT FINES, FEES, RESTITUTION, AND OTHER TYPES OF CRIMINAL JUSTICE DEBT. HTTPS://WWW.NCLC.ORG/ISSUES/DEBT-RELIEF-SERVICES/COLLECTING-CRIMINAL-JU PREVENTING FORECLOSURE: NCLC'S EXPERTISE WAS ESSENTIAL IN WINNING IMPORTANT PROTECTIONS FOR FAMILIES STRUGGLING TO MAINTAIN HOMEOWNERSHIP DURING THE COVID-19 PANDEMIC. OVER TWO MILLION HOMEOWNERS WERE IN TEMPORARY PAYMENT FORBEARANCES AND WERE VULNERABLE TO FORECLOSURE WHEN THOSE FORBEARANCES EXPIRED. NCLC'S ATTORNEYS LED THE DRAFTING OF DETAILED COMMENTS TO THE CONSUMER FINANCIAL PROTECTION BUREAU (CFPB) IN MAY 2021 THAT RESULTED IN IMPORTANT PROTECTIONS AGAINST FORECLOSURE: STREAMLINED PROCEDURES FOR COVID-AFFECTED HOMEOWNERS TO ACCESS FORECLOSURE PREVENTION MEASURES, PRE-FORECLOSURE REVIEWS TO DETERMINE IF MORE AFFORDABLE LOAN TERMS WOULD SAVE THE HOME BEFORE ANY FORECLOSURE ACTIVITY STARTED, AND ADDITIONAL COMMUNICATIONS TO HOMEOWNERS FACING IMMINENT FORECLOSURE. HTTPS://WWW.NCLC.ORG/IMAGES/PDF/FORECLOSURE_MORTGAGE/MORTGAGE_SERVICING PROTECTING HOMEOWNERSHIP OF VETERANS: SIGNIFICANTLY INCREASED PROTECTIONS FOR VETERANS WHO ARE HOMEOWNERS WERE ANNOUNCED BY THE VETERANS ADMINISTRATION (VA) IN IMPORTANT CHANGES TO A FINAL COVID PAYMENT PROGRAM RULE IN MAY 2021; THE VA ADOPTED NCLC'S PROPOSED CHANGES TO ALLOW VETERANS TO RECEIVE INTEREST-FREE MORTGAGE ASSISTANCE THAT DID NOT INCREASE THEIR MONTHLY PAYMENTS, IN LINE WITH A SIMILAR POLICY FOR FHA-INSURED BORROWERS. HTTPS://WWW.NCLC.ORG/IMAGES/PDF/SPECIAL_PROJECTS/COVID-19/COVID_VETERAN PROTECTING COVID-AFFECTED HOMEOWNERS: HUNDREDS OF THOUSANDS OF SERIOUSLY DELINQUENT FHA-INSURED MORTGAGE BORROWERS (MANY OF WHOM ARE PERSONS OF COLOR) HAVE INCREASED PROTECTIONS DUE TO THE ENGAGEMENT OF NCLC AND ITS ALLIES WITH THE FEDERAL HOUSING ADMINISTRATION (FHA). IN JUNE 2021 THE DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT (HUD) CIRCULATED A PROPOSED PROGRAM FOR MODIFICATION OF FHA LOANS THAT WAS FAR TOO COMPLEX FOR SERVICERS TO PROPERLY IMPLEMENT. AFTER NCLC AND OTHER GROUPS SUBMITTED AN ALTERNATIVE MODIFICATION PROPOSAL TO HUD, HUD ISSUED A SIGNIFICANTLY IMPROVED MODIFICATION PROGRAM ADOPTING MANY OF NCLC'S RECOMMENDATIONS AND ON SEPTEMBER 27, HUD PROPOSED AN ADDITIONAL REVISION TO ITS PANDEMIC MODIFICATION PROGRAM THAT FURTHER ADOPTED ASPECTS OF NCLC'S ORIGINAL PROPOSAL. ON JUNE 30, 2021, THE FEDERAL HOUSING FINANCE AGENCY (FHFA) ANNOUNCED THE EXPANSION OF THE USE OF INTEREST RATE REDUCTIONS TO HELP COVID-AFFECTED BORROWERS REDUCE THEIR MONTHLY PAYMENTS TO HELP THEM STAY IN THEIR HOMES. THIS ANNOUNCEMENT ADOPTED THE PROPOSAL FROM NCLC AND OTHER NATIONAL GROUPS IN A LETTER SENT TO FHFA, FANNIE MAE AND FREDDIE MAC REQUESTING THAT THEY AMEND THEIR GUIDELINES FOR THEIR MAIN FORECLOSURE PREVENTION OPTION, THE "FLEX MODIFICATION," TO BORROWERS WHO MAY HAVE EQUITY IN THEIR HOMES BUT NEED ADDITIONAL RELIEF AS THEY RECOVER FROM COVID-RELATED HARDSHIPS. HTTPS://LIBRARY.NCLC.ORG/FOURTEEN-NEW-FEDERAL-ACTIONS-PROTECTING-MORTGA HOMEOWNER ASSISTANCE FUND (HAF): NCLC PLAYED A LEADERSHIP ROLE IN IMPLEMENTATION OF THE NEW HOMEOWNER ASSISTANCE FUND (HAF) RUN BY THE U.S. TREASURY DEPARTMENT. HAF HELPS HOMEOWNERS CATCH UP ON MORTGAGE PAYMENTS, PROPERTY TAXES, INSURANCE PAYMENTS, AND UTILITY BILLS, FOCUSED ON FORECLOSURE PREVENTION FOR LOW-INCOME FAMILIES AND IN COMMUNITIES OF COLOR. TREASURY'S GUIDANCE TO STATES, TERRITORIES AND TRIBES, ANNOUNCED IN AUGUST 2021, ADOPTED MANY KEY ASPECTS OF THE NCLC COALITION'S PROPOSALS, INCLUDING REQUIREMENTS TO LIMIT BARRIERS TO ACCESS, WORK WITH COMMUNITY ORGANIZATIONS, EXPAND ELIGIBILITY RULES, AND APPLY FUNDS TO REVERSE MORTGAGES (USED BY OLDER BORROWERS WANTING TO AGE IN PLACE), LAND CONTACTS (COMMON IN COMMUNITIES OF COLOR), AND MANUFACTURED HOME LOANS (PREVALENT IN RURAL COMMUNITIES). HAF WAS PASSED BY CONGRESS IN MARCH 2021 AS PART OF THE AMERICAN RESCUE PLAN. HTTPS://WWW.NCLC.ORG/IMAGES/PDF/SPECIAL_PROJECTS/COVID-19/IB_HOUSING_AS PROTECTING RENTERS: NCLC HAS UNDERTAKEN EFFORTS TO PROTECT RENTERS WHO HAVE SUFFERED ECONOMICALLY DURING THE PANDEMIC FROM HARMFUL DEBT COLLECTION, CREDIT REPORTING, AND TENANT SCREENING PRACTICES. IN PARTICULAR, RENTAL DEBT AND TENANT SCREENING CAN PREVENT DISPLACED RENTERS FROM OBTAINING NEW HOUSING. IN MAY OF 2021, NCLC AND 142 OTHER GROUPS SENT A LETTER URGING THE CFPB TO KEEP RENTAL DEBT OFF THE CREDIT REPORTS OF RENTERS. THE NEXT MONTH, CFPB ISSUED A BULLETIN WARNING CONSUMER REPORTING AGENCIES AND INFORMATION FURNISHERS AGAINST FAILING TO COMPLY WITH THE FAIR CREDIT REPORTING ACT'S (FCRA) ACCURACY AND DISPUTE OBLIGATIONS WITH RESPECT TO RENTAL INFORMATION. HTTPS://WWW.NCLC.ORG/IMAGES/PDF/CREDIT_REPORTS/CFPB_LTR_PROHIBIT__RENTA IN DECEMBER 2021, NCLC ISSUED A REPORT ON ASSISTING CONSUMERS WITH RENTAL DEBT DURING COVID-19, A SURVEY OF 82 LEGAL AID AND NON-PROFIT ATTORNEYS WHO WORK WITH CONSUMERS WITH RENTAL DEBT, FINDING INCREASES IN CLIENTS REPORTING SUCH DEBTS AND THAT IT WAS A BARRIER TO HOUSING. NCLC SENT THIS REPORT TO THE CFPB WITH A COVER LETTER URGING MORE DEBT COLLECTION AND CREDIT REPORTING PROTECTIONS FOR RENTERS. HTTPS://WWW.NCLC.ORG/IMAGES/PDF/CREDIT_REPORTS/RENTAL-DEBT-SURVEY-ISSUE HTTPS://WWW.NCLC.ORG/IMAGES/PDF/CREDIT_REPORTS/DEC-14-LETTER-TO-CFPB-DI PROTECTING SERIOUSLY ILL CONSUMERS FROM UTILITY DISCONNECTIONS: IN FEBRUARY 2021 NCLC RELEASED A REPORT DETAILING STATE BY STATE PROTECTIONS AGAINST UTILITY TERMINATIONS. STATE UTILITY COMMISSIONS SET THE RULES REGARDING WHEN AND HOW THE COMPANIES THEY REGULATE CAN TERMINATE ELECTRIC AND GAS SERVICE FOR NON-PAYMENT-FOR HOUSEHOLDS WITH A SERIOUSLY ILL PERSON, AND STRONG RULES (AS DETAILED IN NCLC'S REPORT) CAN MEAN THE DIFFERENCE BETWEEN LIFE AND DEATH. MILLIONS OF UTILITY CUSTOMERS HAVE SERVICES TERMINATED EACH YEAR FOR NON-PAYMENT AND THIS IS ESPECIALLY DANGEROUS FOR VULNERABLE POPULATIONS: THE VERY ILL AND THE VERY YOUNG AND OLD. AS THIS REPORT DETAILS, SOME STATES PROVIDE STRONG PROTECTIONS AGAINST TERMINATION OF HOUSEHOLDS WHERE SOMEONE IS SERIOUSLY ILL, WHILE OTHER STATES PROVIDE VERY LITTLE OR NO PROTECTION. HTTPS://WWW.NCLC.ORG/ISSUES/ENERGY-UTILITIES-A-COMMUNICATIONS/PROTECTIN HOLDING ILLEGAL ROBOCALLERS ACCOUNTABLE FOR SCAM CALLS: NCLC ,ON BEHALF OF ITS LOW-INCOME CLIENTS, AND THE ELECTRONIC PRIVACY INFORMATION CENTER (EPIC) SUBMITTED COMPREHENSIVE COMMENTS IN OCTOBER 2021 REQUESTING THAT THE FEDERAL COMMUNICATIONS COMMISSION (FCC) FORCE THE TELEPHONE SERVICE PROVIDERS (WHO PROVIDE ACCESS TO THE TELEPHONE SYSTEM) TO HOLD ACCOUNTABLE ILLEGAL ROBOCALLERS FOR THEIR ACTIONS. HTTPS://WWW.NCLC.ORG/IMAGES/EPIC-NCLC-NUMBER-POLICIES-COMMENT_21-10-14_ STATE ADVOCACY: AT THE STATE LEVEL, NCLC PRODUCED AN ISSUE BRIEF DETAILING HOW BORROWERS HAVE BENEFITTED FROM STATE INTEREST RATE CAPS OF 36% OR LESS, AND SUCCEEDED IN DRAWING BROAD COALITION SUPPORT AND RENEWED ATTENTION TO EVASIONS OF STATE INTEREST RATE CAPS. AT LEAST ONE HARMFUL RENT-A-BANK PROGRAM HAS BEEN SHUT DOWN; THE DISTRICT OF COLUMBIA ATTORNEY GENERAL HAS FILED LAWSUITS AGAINST TWO LENDERS; THE CALIFORNIA REGULATOR HAS CRACKED DOWN AND LARGELY KEPT RENT-A-BANK PROGRAMS OUT; A BROAD BIPARTISAN COALITION OF STATE ATTORNEYS GENERAL, ALONG WITH MANY OTHERS, HAVE COME OUT AGAINST "RENT-A-BANK" PROGRAMS, AND RENEWED ATTENTION IN CONGRESS AND IN AGENCIES APPEARS LIKELY TO LEAD TO MORE PROGRESS. CONFERENCES, TRAININGS AND PUBLICATIONS: NCLC PARTICIPATED IN AND PROVIDED TRAINING TO OVER 17,000 ATTORNEYS, ADVOCATES, POLICYMAKERS AND OTHER SOCIAL SERVICE PROVIDERS IN CLOSE TO 100 WEBINARS, TRAININGS, VIRTUAL CONFERENCES, MEETINGS AND TOWN HALLS DURING 2021. THREE OF THESE WERE NCLC CONFERENCES (VIRTUAL): A FAIR DEBT COLLECTION CONFERENCE ON MARCH 8-12 (270 PARTICIPANTS); A MORTGAGE CONFERENCE ON JUNE 14-25 (416 PARTICIPANTS); AND A CONSUMER RIGHTS LITIGATION CONFERENCE ON DECEMBER 6-16 (756 PARTICIPANTS). NCLC ALSO UPDATED EACH OF OUR 21 CONSUMER LAW TREATISES AND PUBLISHED 24 FREE ARTICLES DETAILING NEW DEVELOPMENTS IN CONSUMER LAW. NCLC'S CONTINUALLY-UPDATED DIGITAL TREATISES AND ARTICLES WERE ACCESSED NEARLY HALF A MILLION TIMES AND WE SHARED UP-TO-DATE LEGAL INFORMATION AND EXPERTISE THROUGH LISTSERVS FOCUSING ON AUTO FRAUD; AUTO OWNERSHIP; BANKRUPTCY; DEBT COLLECTION; DISASTERS AND CONSUMER LAW; LOW-INCOME ENERGY, AND STUDENT LOANS. |
| FORM 990, PART VI, SECTION B, LINE 11B | THE 990 IS SENT BY THE PREPARER VIA EMAIL AND IS REVIEWED AND REVISED BY THE FINANCE COMMITTEE BEFORE IT IS FILED. THE FULL BOARD OF DIRECTORS ALSO RECEIVES A COPY. |
| FORM 990, PART VI, SECTION B, LINE 12C | EVERY YEAR, BOARD MEMBERS ARE CALLED UPON TO MAKE FULL CONFLICT OF INTEREST DISCLOSURES AT THE BOARD'S ANNUAL MEETING. THE EXECUTIVE DIRECTOR IS RESPONSIBLE FOR PUTTING THIS ITEM ON THE MEETING AGENDA AND THE BOARD SECRETARY RECORDS THE RESULTS IN THE MINUTES. |
| FORM 990, PART VI, SECTION B, LINE 15 | EVERY 3 YEARS, NCLC CONTRACTS WITH AN OUTSIDE PROFESSIONAL SALARY CONSULTANT FIRM TO DO A SALARY COMPARABILITY STUDY. THE BOARD APPROVES THE RESULTS OF THE STUDY AND SALARIES FOR ALL STAFF (INCLUDING THE EXECUTIVE DIRECTOR AND OTHER KEY EMPLOYEES) ARE SET ACCORDINGLY. |
| FORM 990, PART VI, SECTION C, LINE 19 | THE 990 AND AUDITED FINANCIAL STATEMENTS ARE AVAILABLE TO THE PUBLIC UPON REQUEST. |
| FORM 990, PART XII, LINE 2C | THIS PROCESS HAS NOT CHANGED FROM THE PRIOR YEAR. |
Schedule R IRS990ScheduleR
Id Related Tax Exempt Org IdRelatedTaxExemptOrgGrp
Disregarded Entity Name DisregardedEntityName
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | CONSUMER LAW BUILDING CORPORATION | BusinessNameLine1Txt |
US Address USAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 7 WINTHROP SQUARE 4TH FLOOR | AddressLine1Txt |
| City | BOSTON | CityNm |
| State Abbreviation | MA | StateAbbreviationCd |
| ZIP | 02110 | ZIPCd |
| Field | Value | IRS element (for citing) |
|---|---|---|
| EIN | 261951595 | EIN |
| Primary Activities | TO OWN AND DEVELOP 7 WINTHROP SQUARE | PrimaryActivitiesTxt |
| Legal Domicile State | MA | LegalDomicileStateCd |
| Exempt Code Section | 501(C)(3) | ExemptCodeSectionTxt |
| Public Charity Status | 509(A)(3) | PublicCharityStatusTxt |
Direct Controlling Entity Name DirectControllingEntityName
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | NATIONAL CONSUMER LAW CENTER | BusinessNameLine1Txt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Controlled Organization | 0 | ControlledOrganizationInd |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Receipt Of Int Annts Rnts Rylts | 0 | ReceiptOfIntAnntsRntsRyltsInd |
| Gift Grnt Or Cap Contri To Oth Org | 0 | GiftGrntOrCapContriToOthOrgInd |
| Gift Grnt Cap Contri From Oth Org | 0 | GiftGrntCapContriFromOthOrgInd |
| Loans Or Guarantees To Other Org | Yes (1) | LoansOrGuaranteesToOtherOrgInd |
| Loans Or Guarantees From Oth Org | 0 | LoansOrGuaranteesFromOthOrgInd |
| Div Related Organization | 0 | DivRelatedOrganizationInd |
| Asset Sale To Other Org | 0 | AssetSaleToOtherOrgInd |
| Asset Purchase From Other Org | 0 | AssetPurchaseFromOtherOrgInd |
| Asset Exchange | 0 | AssetExchangeInd |
| Rental Of Facilities To Oth Org | 0 | RentalOfFacilitiesToOthOrgInd |
| Rental Of Fclts From Oth Org | Yes (1) | RentalOfFcltsFromOthOrgInd |
| Perform Of Services For Oth Org | 0 | PerformOfServicesForOthOrgInd |
| Perform Of Services By Other Org | 0 | PerformOfServicesByOtherOrgInd |
| Sharing Of Facilities | 0 | SharingOfFacilitiesInd |
| Paid Employees Sharing | 0 | PaidEmployeesSharingInd |
| Reimbursement Paid To Other Org | Yes (1) | ReimbursementPaidToOtherOrgInd |
| Reimbursement Paid By Other Org | Yes (1) | ReimbursementPaidByOtherOrgInd |
| Transfer To Other Org | 0 | TransferToOtherOrgInd |
| Transfer From Other Org | 0 | TransferFromOtherOrgInd |
Transactions Related Org TransactionsRelatedOrgGrp (2 entries)
| Transaction TypeTransactionTypeTxt | InvolvedInvolvedAmt | Method Of Amount DeterminationMethodOfAmountDeterminationTxt |
|---|---|---|
| CONSUMER LAW BUILDING CORPORATION | ||
| D | $4,037,342 | FAIR MARKET VALUE |
| CONSUMER LAW BUILDING CORPORATION | ||
| K | $780,000 | FAIR MARKET VALUE |
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