NATIONAL FOUNDATION FOR CREDIT COUNSELING INC: Form 990, tax year 2022
View the entire original 990 at ProPublica ↗
- Organization
- NATIONAL FOUNDATION FOR CREDIT COUNSELING INC (EIN 53-0132493)
- Tax period
- 2022-01-01 to 2022-12-31
- Filed
- 2023-08-16
- IRS object ID
- 202312289349301326
- Schema version
- 2022v5.0
- Source
- Download XML · Original 990 at ProPublica
Every field in the e-filed return. Faint text is the IRS element name, for citing.
- Return header
- Form 990
- Schedule A
- Schedule B
- Schedule C
- Schedule D
- Schedule I
- Schedule J
- Schedule L
- Schedule O
Return header ReturnHeader
| Field | Value | IRS element (for citing) |
|---|---|---|
| Return | 2023-08-16T15:14:44-05:00 | ReturnTs |
| Tax Period End | 2022-12-31 | TaxPeriodEndDt |
Preparer Firm PreparerFirmGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Preparer Firm EIN | 111986323 | PreparerFirmEIN |
Preparer Firm Name PreparerFirmName
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | MARCUM LLP | BusinessNameLine1Txt |
Preparer US Address PreparerUSAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 1899 L STREET NW 850 | AddressLine1Txt |
| City | WASHINGTON | CityNm |
| State Abbreviation | DC | StateAbbreviationCd |
| ZIP | 20036 | ZIPCd |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Return Type | 990 | ReturnTypeCd |
| Tax Period Begin | 2022-01-01 | TaxPeriodBeginDt |
Filer Filer
| Field | Value | IRS element (for citing) |
|---|---|---|
| EIN | 530132493 | EIN |
Business Name BusinessName
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | NATIONAL FOUNDATION FOR CREDIT | BusinessNameLine1Txt |
| Business Name Line2 | COUNSELING INC | BusinessNameLine2Txt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Control | NATI | BusinessNameControlTxt |
| Phone | 2026774314 | PhoneNum |
US Address USAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 2033 K STREET NW 425 | AddressLine1Txt |
| City | WASHINGTON | CityNm |
| State Abbreviation | DC | StateAbbreviationCd |
| ZIP | 20006 | ZIPCd |
Business Officer BusinessOfficerGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Person | MICHAEL CROXSON | PersonNm |
| Person Title | CEO | PersonTitleTxt |
| Phone | 2026774314 | PhoneNum |
| Signature | 2023-08-15 | SignatureDt |
| Discuss With Paid Preparer | Yes (1) | DiscussWithPaidPreparerInd |
Signing Officer SigningOfficerGrp
Person Full Name PersonFullName
| Field | Value | IRS element (for citing) |
|---|---|---|
| Person First | MICHAEL | PersonFirstNm |
| Person Last | CROXSON | PersonLastNm |
| Field | Value | IRS element (for citing) |
|---|---|---|
| SSN | 999009999 | SSN |
| Field | Value | IRS element (for citing) |
|---|---|---|
| IRS Responsible Prty Info Curr | 0 | IRSResponsiblePrtyInfoCurrInd |
Preparer Person PreparerPersonGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Preparer Person | AARON MFOX | PreparerPersonNm |
| PTIN | P01365820 | PTIN |
| Phone | 2028225000 | PhoneNum |
| Preparation | 2023-08-15 | PreparationDt |
Additional Filer Information AdditionalFilerInformation
Trusted Customer TrustedCustomerGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Trusted Customer | 0 | TrustedCustomerCd |
| Authentication Assurance Level | AAL1 | AuthenticationAssuranceLevelCd |
| Identity Assurance Level | IAL1 | IdentityAssuranceLevelCd |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Tax | 2022 | TaxYr |
| Build TS | 2023-04-26 12:10:37Z | BuildTS |
Form 990 IRS990
| Field | Value | IRS element (for citing) |
|---|---|---|
| Principal Officer | MICHAEL CROXSON | PrincipalOfficerNm |
US Address USAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 2033 K STREET NW 425 | AddressLine1Txt |
| City | WASHINGTON | CityNm |
| State Abbreviation | DC | StateAbbreviationCd |
| ZIP | 20006 | ZIPCd |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Gross Receipts | $9,648,541 | GrossReceiptsAmt |
| Group Return For Affiliates | 0 | GroupReturnForAffiliatesInd |
| Organization501c3 | Yes (X) | Organization501c3Ind |
| Website Address | WWW.NFCC.ORG | WebsiteAddressTxt |
| Type Of Organization Corp | Yes (X) | TypeOfOrganizationCorpInd |
| Formation | 1970 | FormationYr |
| Legal Domicile State | DC | LegalDomicileStateCd |
| Activity Or Mission | THE NFCC AND ITS MEMBERS OFFER PEOPLE SOLUTIONS AND SUPPORT TO ADDRESS FINANCIAL CHALLENGES AND TAKE CHARGE OF THEIR OWN FINANCIAL FUTURES. | ActivityOrMissionDesc |
| Voting Members Governing Body | 13 | VotingMembersGoverningBodyCnt |
| Voting Members Independent | 13 | VotingMembersIndependentCnt |
| Total Employee | 22 | TotalEmployeeCnt |
| Total Volunteers | 19 | TotalVolunteersCnt |
| Total Gross UBI | $0 | TotalGrossUBIAmt |
| Net Unrelated Bus Txbl Incm | $0 | NetUnrelatedBusTxblIncmAmt |
| PY Contributions Grants | $5,275,437 | PYContributionsGrantsAmt |
| CY Contributions Grants | $6,069,586 | CYContributionsGrantsAmt |
| PY Program Service Revenue | $3,481,351 | PYProgramServiceRevenueAmt |
| CY Program Service Revenue | $3,578,094 | CYProgramServiceRevenueAmt |
| PY Investment Income | $698 | PYInvestmentIncomeAmt |
| CY Investment Income | $861 | CYInvestmentIncomeAmt |
| PY Other Revenue | $2,618 | PYOtherRevenueAmt |
| CY Other Revenue | $0 | CYOtherRevenueAmt |
| PY Total Revenue | $8,760,104 | PYTotalRevenueAmt |
| CY Total Revenue | $9,648,541 | CYTotalRevenueAmt |
| PY Grants And Similar Paid | $2,764,073 | PYGrantsAndSimilarPaidAmt |
| CY Grants And Similar Paid | $2,850,782 | CYGrantsAndSimilarPaidAmt |
| PY Benefits Paid To Members | $0 | PYBenefitsPaidToMembersAmt |
| CY Benefits Paid To Members | $0 | CYBenefitsPaidToMembersAmt |
| PY Salaries Comp Emp Bnft Paid | $3,171,413 | PYSalariesCompEmpBnftPaidAmt |
| CY Salaries Comp Emp Bnft Paid | $3,434,424 | CYSalariesCompEmpBnftPaidAmt |
| PY Total Prof Fndrsng Expns | $0 | PYTotalProfFndrsngExpnsAmt |
| CY Total Prof Fndrsng Expns | $0 | CYTotalProfFndrsngExpnsAmt |
| CY Total Fundraising Expense | $204,173 | CYTotalFundraisingExpenseAmt |
| PY Other Expenses | $3,434,126 | PYOtherExpensesAmt |
| CY Other Expenses | $3,699,199 | CYOtherExpensesAmt |
| PY Total Expenses | $9,369,612 | PYTotalExpensesAmt |
| CY Total Expenses | $9,984,405 | CYTotalExpensesAmt |
| PY Revenues Less Expenses | -$609,508 | PYRevenuesLessExpensesAmt |
| CY Revenues Less Expenses | -$335,864 | CYRevenuesLessExpensesAmt |
| Total Assets BOY | $8,192,491 | TotalAssetsBOYAmt |
| Total Assets EOY | $9,402,187 | TotalAssetsEOYAmt |
| Total Liabilities BOY | $2,516,283 | TotalLiabilitiesBOYAmt |
| Total Liabilities EOY | $4,061,843 | TotalLiabilitiesEOYAmt |
| Net Assets Or Fund Balances BOY | $5,676,208 | NetAssetsOrFundBalancesBOYAmt |
| Net Assets Or Fund Balances EOY | $5,340,344 | NetAssetsOrFundBalancesEOYAmt |
| Info In Schedule O Part III | Yes (X) | InfoInScheduleOPartIIIInd |
| Mission | TO LEAD A NATIONAL MOVEMENT THAT BETTER EQUIPS AMERICANS TO MANAGE THEIR FINANCIAL FUTURES AND, IN TURN, ADVANCES THE ECONOMY AND OUR NATION AS A WHOLE. FOUNDED IN 1951, THE NATIONAL FOUNDATION FOR CREDIT COUNSELING (NFCC) IS THE OLDEST NONPROFIT DEDICATED TO IMPROVING PEOPLE'S FINANCIAL WELL-BEING. WITH 50 MEMBER AGENCIES AND OVER 1,200 NFCC CERTIFIED CREDIT COUNSELORS SERVING 50 STATES AND ALL U.S. TERRITORIES, OUR NFCC CERTIFIED CREDIT COUNSELORS ARE FINANCIAL ADVOCATES, EMPOWERING MILLIONS OF CONSUMERS TO TAKE CHARGE OF THEIR FINANCES THROUGH ONE-ON ONE FINANCIAL REVIEWS THAT ADDRESS CREDIT CARD DEBT, STUDENT LOANS, HOUSING DECISIONS, AND OVERALL MONEY MANAGEMENT. | MissionDesc |
| Significant New Program Srvc | 0 | SignificantNewProgramSrvcInd |
| Significant Change | 0 | SignificantChangeInd |
| Expense | $3,568,276 | ExpenseAmt |
| Grant | $2,495,262 | GrantAmt |
| Revenue | $3,578,094 | RevenueAmt |
| Desc | HOUSING COUNSELING: DEVELOP AND MAINTAIN PARTNERSHIPS WITH THE UNITED STATES DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT (HUD) AND INDUSTRY LEADERS, INCLUDING MORTGAGE LENDERS AND SERVICERS, TO HELP MEMBERS ASSIST CONSUMERS WITH PRE-HOME OWNERSHIP (PRE-PURCHASE) COUNSELING, POST-PURCHASE COUSENLING TO HELP ENSURE THAT NEW OWNERS CAN REMAIN IN THEIR HOMES, EVICTION PREVENTION (FOR RENTERS) AND FORECLOSURE PREVENTION (FOR HOME OWNERS). | Desc |
Prog Srvc Accom Acty2 ProgSrvcAccomActy2Grp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Expense | $3,153,001 | ExpenseAmt |
| Desc | MEMBERSHIP SUPPORT: FOSTER MEMBER COMMUNICATIONS; MEMBER MEETINGS AND ANNUAL CONFERENCE; COUNSELOR CERTIFICATION; PROVIDE A PATH TO ASSISTANCE FOR CONSUMERS VIA THE CONSUMER'S PREFERRED METHOD (CURRENTLY PHONE AND ONLINE FORM, WHILE BUILDING-OUT VIDEO AND DIGITAL ENTRY OPTIONS). MAINTAIN RELATIONSHIPS WITH CREDIT-GRANTING ORGANIZATIONS TO SUPPORT CLIENTS AND MEMBER ORGANIZATIONS, BUILD AWARENESS FOR MISSION THROUGH MEDIA OUTREACH. | Desc |
Prog Srvc Accom Acty3 ProgSrvcAccomActy3Grp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Expense | $592,478 | ExpenseAmt |
| Grant | $306,895 | GrantAmt |
| Desc | GENERAL FINANCIAL EDUCATION: DEVELOP AND MAKE AVAILABLE EDUCATIONAL MATERIALS TO MEMBER AGENCIES AND CONSUMERS ON THE RESPONSIBLE USE OF CREDIT; DEVELOP PARTNERSHIPS WITH OTHER ORGANIZATIONS TO ADDRESS THE NEED FOR PERSONAL FINANCIAL LITERACY. NFCC MEMBER AGENCIES HAVE HELPED ALMOST 30 MILLION PEOPLE SINCE 2006. | Desc |
Prog Srvc Accom Acty Other ProgSrvcAccomActyOtherGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Expense | $198,992 | ExpenseAmt |
| Grant | $48,625 | GrantAmt |
| Desc | VETERAN FINANCIAL EDUCATION: PARTNER WITH THE ASSOCIATION OF MILITARY BANKS OF AMERICA (AMBA) TO PROVIDE ACCESS TO CREDIT COUNSELING FOR VETERANS, THROUGH THEIR VETERANS BENEFITS BANKING PROGRAM, TARGETED AT PROVIDIING VETERANS ACCESS TO DIRECT DEPOSIT AND OTHER FINANCIAL SERVICES.SMALL BUSINESS COUNSELING: THE NFCC BEGAN DEVELOPMENT OF A NATIONAL SMALL BUSINESS COUSNELING PROGRAM WHICH WAS INITIALLY INTERGRATED INTO THE SHARPEN YOUR FINANCIAL FOCUS INITIATIVE. MEMBER AGENCIES SUPPORT ENTREPRENEURS' PERSONAL FINANCIAL MATTERS AS THEY LAUNCH AND MANAGE THEIR BUSINESS.STUDENT LOAN COUNSELING: PROVIDE A NATIONAL STUDENT LOAN PROGRAM TO TRAIN AND SUPPORT MEMBER AGENCIES IN COUNSELING CLIENTS WITH STUDENT LOAN DEBT TO REDUCE AND MANAGE THEIR FINANCIAL BURDEN AND HELP THEM ON A PARTH OF FINANCIAL SECURITY | Desc |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Other Prog Srvc Expense | $198,992 | TotalOtherProgSrvcExpenseAmt |
| Total Other Prog Srvc Grant | $48,625 | TotalOtherProgSrvcGrantAmt |
| Total Program Service Expenses | $7,512,747 | TotalProgramServiceExpensesAmt |
| Described In Section501c3 | Yes (1) | DescribedInSection501c3Ind |
| Schedule B Required | Yes (1) | ScheduleBRequiredInd |
| Political Campaign Acty | 0 | PoliticalCampaignActyInd |
| Lobbying Activities | Yes (1) | LobbyingActivitiesInd |
| Subject To Proxy Tax | 0 | SubjectToProxyTaxInd |
| Donor Advised Fund | 0 | DonorAdvisedFundInd |
| Conservation Easements | 0 | ConservationEasementsInd |
| Collections Of Art | 0 | CollectionsOfArtInd |
| Credit Counseling | 0 | CreditCounselingInd |
| Donor Rstr Or Quasi Endowments | 0 | DonorRstrOrQuasiEndowmentsInd |
| Report Land Building Equipment | Yes (1) | ReportLandBuildingEquipmentInd |
| Report Investments Other Sec | 0 | ReportInvestmentsOtherSecInd |
| Report Program Related Invst | 0 | ReportProgramRelatedInvstInd |
| Report Other Assets | Yes (1) | ReportOtherAssetsInd |
| Report Other Liabilities | Yes (1) | ReportOtherLiabilitiesInd |
| Include FIN48 Footnote | 0 | IncludeFIN48FootnoteInd |
| Independent Audit Fincl Stmt | Yes (1) | IndependentAuditFinclStmtInd |
| Consolidated Audit Fincl Stmt | 0 | ConsolidatedAuditFinclStmtInd |
| School Operating | 0 | SchoolOperatingInd |
| Foreign Office | 0 | ForeignOfficeInd |
| Foreign Activities | 0 | ForeignActivitiesInd |
| More Than5000 K To Org | 0 | MoreThan5000KToOrgInd |
| More Than5000 K To Individuals | 0 | MoreThan5000KToIndividualsInd |
| Professional Fundraising | 0 | ProfessionalFundraisingInd |
| Fundraising Activities | 0 | FundraisingActivitiesInd |
| Gaming Activities | 0 | GamingActivitiesInd |
| Operate Hospital | 0 | OperateHospitalInd |
| Grants To Organizations | Yes (1) | GrantsToOrganizationsInd |
| Grants To Individuals | 0 | GrantsToIndividualsInd |
| Schedule J Required | Yes (1) | ScheduleJRequiredInd |
| Tax Exempt Bonds | 0 | TaxExemptBondsInd |
| Engaged In Excess Benefit Trans | 0 | EngagedInExcessBenefitTransInd |
| PY Excess Benefit Trans | 0 | PYExcessBenefitTransInd |
| Loan Outstanding | 0 | LoanOutstandingInd |
| Grant To Related Person | 0 | GrantToRelatedPersonInd |
| Business Rln With Org Mem | 0 | BusinessRlnWithOrgMemInd |
| Business Rln With Fam Mem | Yes (1) | BusinessRlnWithFamMemInd |
| Business Rln With35 Ctrl Ent | 0 | BusinessRlnWith35CtrlEntInd |
| Deductible Non Cash Contri | 0 | DeductibleNonCashContriInd |
| Deductible Art Contribution | 0 | DeductibleArtContributionInd |
| Terminate Operations | 0 | TerminateOperationsInd |
| Partial Liquidation | 0 | PartialLiquidationInd |
| Disregarded Entity | 0 | DisregardedEntityInd |
| Related Entity | 0 | RelatedEntityInd |
| Related Organization Ctrl Ent | 0 | RelatedOrganizationCtrlEntInd |
| Trnsfr Exmpt Non Chrtbl Rltd Org | 0 | TrnsfrExmptNonChrtblRltdOrgInd |
| Activities Conducted Prtshp | 0 | ActivitiesConductedPrtshpInd |
| Schedule O Required | Yes (1) | ScheduleORequiredInd |
| IRP Document | 29 | IRPDocumentCnt |
| IRP Document W2 G | 0 | IRPDocumentW2GCnt |
| Backup Wthld Compliance | Yes (1) | BackupWthldComplianceInd |
| Employee | 22 | EmployeeCnt |
| Employment Tax Returns Filed | Yes (1) | EmploymentTaxReturnsFiledInd |
| Unrelated Bus Incm Over Limit | 0 | UnrelatedBusIncmOverLimitInd |
| Foreign Financial Account | 0 | ForeignFinancialAccountInd |
| Prohibited Tax Shelter Trans | 0 | ProhibitedTaxShelterTransInd |
| Taxable Party Notification | 0 | TaxablePartyNotificationInd |
| Nondeductible Contributions | 0 | NondeductibleContributionsInd |
| Quid Pro Quo Contributions | 0 | QuidProQuoContributionsInd |
| Form8282 Property Disposed Of | 0 | Form8282PropertyDisposedOfInd |
| Rcv Fnds To Pay Prsnl Bnft Cntrct | 0 | RcvFndsToPayPrsnlBnftCntrctInd |
| Pay Premiums Prsnl Bnft Cntrct | 0 | PayPremiumsPrsnlBnftCntrctInd |
| Indoor Tanning Services | 0 | IndoorTanningServicesInd |
| Subj To Tax Rmnrtn Ex Prcht Pymt | 0 | SubjToTaxRmnrtnExPrchtPymtInd |
| Subject To Excs Tax Net Invst Inc | 0 | SubjectToExcsTaxNetInvstIncInd |
| Info In Schedule O Part VI | Yes (X) | InfoInScheduleOPartVIInd |
| Governing Body Voting Members | 13 | GoverningBodyVotingMembersCnt |
| Independent Voting Member | 13 | IndependentVotingMemberCnt |
| Family Or Business Rln | 0 | FamilyOrBusinessRlnInd |
| Delegation Of Mgmt Duties | 0 | DelegationOfMgmtDutiesInd |
| Change To Org Documents | 0 | ChangeToOrgDocumentsInd |
| Material Diversion Or Misuse | 0 | MaterialDiversionOrMisuseInd |
| Members Or Stockholders | Yes (1) | MembersOrStockholdersInd |
| Election Of Board Members | Yes (1) | ElectionOfBoardMembersInd |
| Decisions Subject To Approva | Yes (1) | DecisionsSubjectToApprovaInd |
| Minutes Of Governing Body | Yes (1) | MinutesOfGoverningBodyInd |
| Minutes Of Committees | Yes (1) | MinutesOfCommitteesInd |
| Officer Mailing Address | 0 | OfficerMailingAddressInd |
| Local Chapters | 0 | LocalChaptersInd |
| Form990 Provided To Gvrn Body | Yes (1) | Form990ProvidedToGvrnBodyInd |
| Conflict Of Interest Policy | Yes (1) | ConflictOfInterestPolicyInd |
| Annual Disclosure Covered Prsn | Yes (1) | AnnualDisclosureCoveredPrsnInd |
| Regular Monitoring Enfrc | Yes (1) | RegularMonitoringEnfrcInd |
| Whistleblower Policy | Yes (1) | WhistleblowerPolicyInd |
| Document Retention Policy | Yes (1) | DocumentRetentionPolicyInd |
| Compensation Process CEO | Yes (1) | CompensationProcessCEOInd |
| Compensation Process Other | Yes (1) | CompensationProcessOtherInd |
| Investment In Joint Venture | 0 | InvestmentInJointVentureInd |
| States Where Copy Of Return Is Fld | NY | StatesWhereCopyOfReturnIsFldCd |
| Upon Request | Yes (X) | UponRequestInd |
Books In Care Of Detail BooksInCareOfDetail
| Field | Value | IRS element (for citing) |
|---|---|---|
| Person | MATT RIBE | PersonNm |
| Phone | 2026774314 | PhoneNum |
US Address USAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 2033 K STREET NW SUITE 425 | AddressLine1Txt |
| City | WASHINGTON | CityNm |
| State Abbreviation | DC | StateAbbreviationCd |
| ZIP | 20006 | ZIPCd |
Form990 Part VII Section A Form990PartVIISectionAGrp (22 entries)
| TitleTitleTxt | Average Hours Per WeekAverageHoursPerWeekRt | Individual Trustee Or DirectorIndividualTrusteeOrDirectorInd | OfficerOfficerInd | Reportable Comp From OrgReportableCompFromOrgAmt | Reportable Comp From Rltd OrgReportableCompFromRltdOrgAmt | Other CompensationOtherCompensationAmt | Highest Compensated EmployeeHighestCompensatedEmployeeInd |
|---|---|---|---|---|---|---|---|
| DEBBIE BIANUCCI | |||||||
| CHAIR | 1.00 | Yes (X) | Yes (X) | $0 | $0 | $0 | |
| JAY DESMARTEAU | |||||||
| TREASURER | 1.00 | Yes (X) | Yes (X) | $0 | $0 | $0 | |
| GLORIA BANKS | |||||||
| TRUSTEE | 1.00 | Yes (X) | $0 | $0 | $0 | ||
| GENGER CHARLES | |||||||
| TRUSTEE | 1.00 | Yes (X) | $0 | $0 | $0 | ||
| DUANE ELMER | |||||||
| TRUSTEE | 1.00 | Yes (X) | $0 | $0 | $0 | ||
| JILL FELDMAN | |||||||
| TRUSTEE | 1.00 | Yes (X) | Yes (X) | $0 | $0 | $0 | |
| SARAH GOLDFRANK | |||||||
| TRUSTEE | 1.00 | Yes (X) | $0 | $0 | $0 | ||
| ELEANOR HOHMAN | |||||||
| TRUSTEE | 1.00 | Yes (X) | $0 | $0 | $0 | ||
| SCOTT LAUGHLIN | |||||||
| TRUSTEE | 1.00 | Yes (X) | $0 | $0 | $0 | ||
| JIM TRIGGS | |||||||
| TRUSTEE | 1.00 | Yes (X) | $0 | $0 | $0 | ||
| FAISAL UDDIN | |||||||
| TRUSTEE | 1.00 | Yes (X) | $0 | $0 | $0 | ||
| CHRISTOPHER VIALE | |||||||
| TRUSTEE | 1.00 | Yes (X) | $0 | $0 | $0 | ||
| GARY VOLLMER | |||||||
| TRUSTEE | 1.00 | Yes (X) | $0 | $0 | $0 | ||
| REBECCA STEELE | |||||||
| CEO - UNTIL 02/2022 | 50.00 | Yes (X) | $447,908 | $0 | $7,567 | ||
| JEFFREY FAULKNER | |||||||
| CFO, HEAD OF FUNDRAISING & RESEARCH | 50.00 | Yes (X) | $478,031 | $0 | $36,200 | ||
| JENNIFER LANDIS PIZI | |||||||
| COO | 50.00 | Yes (X) | $381,818 | $0 | $25,558 | ||
| MICHAEL CROXSON | |||||||
| CEO - AS OF 09/2022 | 50.00 | Yes (X) | $100,852 | $0 | $12,505 | ||
| MATT RIBE | |||||||
| GENERAL COUNSEL | 50.00 | $194,837 | $0 | $42,767 | Yes (X) | ||
| ELLEN GOURY | |||||||
| VP, FINANCE | 50.00 | $174,655 | $0 | $34,005 | Yes (X) | ||
| HERMOND PALMER | |||||||
| VP, HOUSING | 50.00 | $158,183 | $0 | $10,065 | Yes (X) | ||
| BRUCE MCCLARY | |||||||
| SVP, MEMBERSHIP & COMMUNICATIONS | 50.00 | $141,500 | $0 | $16,025 | Yes (X) | ||
| TIMOTHY MADIGAN | |||||||
| DIRECTOR, ACCOUNTING & FEDERAL GRANTS | 50.00 | $126,984 | $0 | $15,582 | Yes (X) | ||
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Reportable Comp From Org | $2,204,768 | TotalReportableCompFromOrgAmt |
| Tot Reportable Comp Rltd Org | $0 | TotReportableCompRltdOrgAmt |
| Total Other Compensation | $200,274 | TotalOtherCompensationAmt |
| Indiv Rcvd Greater Than100 K | 10 | IndivRcvdGreaterThan100KCnt |
| Former Ofcr Employees Listed | 0 | FormerOfcrEmployeesListedInd |
| Total Comp Greater Than150 K | Yes (1) | TotalCompGreaterThan150KInd |
| Compensation From Other Srcs | 0 | CompensationFromOtherSrcsInd |
Contractor Compensation ContractorCompensationGrp (5 entries)
| Address Line1ContractorAddress/USAddress/AddressLine1Txt | CityContractorAddress/USAddress/CityNm | State AbbreviationContractorAddress/USAddress/StateAbbreviationCd | ZIPContractorAddress/USAddress/ZIPCd | ServicesServicesDesc | CompensationCompensationAmt |
|---|---|---|---|---|---|
| GOOGLE LLC | |||||
| PO BOX 39000 | SAN FRANCISCO | CA | 94139 | MARKETING ADVERTISING | $732,282 |
| FINREGLAB INC | |||||
| 900 19TH STREET | WASHINGTON | DC | 20006 | INDUSTRY STUDIES | $484,803 |
| FRONTLINE MANAGED SERVICES | |||||
| 1990 K ST NW SUITE 600 | WASHINGTON | DC | 20006 | INFORMATION TECHNOLOGY | $337,748 |
| CREDITLY CORP | |||||
| 625 WEST RIDGE PIKE | CONSHOHOCKEN | PA | 19428 | INFORMATION TECHNOLOGY | $222,286 |
| HARRIS INSIGHTS & ANALYTICS | |||||
| 300 N LASALLE STREET | CHICAGO | IL | 60654 | SURVEYS | $142,740 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Cntrct Rcvd Greater Than100 K | 9 | CntrctRcvdGreaterThan100KCnt |
| Government Grants | $2,661,255 | GovernmentGrantsAmt |
| All Other Contributions | $3,408,331 | AllOtherContributionsAmt |
| Total Contributions | $6,069,586 | TotalContributionsAmt |
Program Service Revenue ProgramServiceRevenueGrp (5 entries)
| DescDesc | BusinessBusinessCd | Total Revenue ColumnTotalRevenueColumnAmt | Related Or Exempt Func IncomeRelatedOrExemptFuncIncomeAmt |
|---|---|---|---|
| NATIONAL LOCATOR LINE | 900099 | $2,070,161 | $2,070,161 |
| MEMBERSHIP DUES | 900099 | $1,114,589 | $1,114,589 |
| CERTIFICATION FEES | 900099 | $223,780 | $223,780 |
| STUDENT LOAN PORTAL | 900099 | $140,000 | $140,000 |
| OTHER PROGRAM SERVICES | 900099 | $28,544 | $28,544 |
Total Oth Program Service Rev TotalOthProgramServiceRevGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | $1,020 | TotalRevenueColumnAmt |
| Related Or Exempt Func Income | $1,020 | RelatedOrExemptFuncIncomeAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Program Service Revenue | $3,578,094 | TotalProgramServiceRevenueAmt |
Investment Income InvestmentIncomeGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | $861 | TotalRevenueColumnAmt |
| Exclusion | $861 | ExclusionAmt |
Total Revenue TotalRevenueGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | $9,648,541 | TotalRevenueColumnAmt |
| Related Or Exempt Func Income | $3,578,094 | RelatedOrExemptFuncIncomeAmt |
| Unrelated Business Revenue | $0 | UnrelatedBusinessRevenueAmt |
| Exclusion | $861 | ExclusionAmt |
Grants To Domestic Orgs GrantsToDomesticOrgsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $2,850,782 | TotalAmt |
| Program Services | $2,850,782 | ProgramServicesAmt |
Comp Current Ofcr Directors CompCurrentOfcrDirectorsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $1,490,439 | TotalAmt |
| Program Services | $568,992 | ProgramServicesAmt |
| Management And General | $921,447 | ManagementAndGeneralAmt |
Other Salaries And Wages OtherSalariesAndWagesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $1,488,405 | TotalAmt |
| Program Services | $856,963 | ProgramServicesAmt |
| Management And General | $575,229 | ManagementAndGeneralAmt |
| Fundraising | $56,213 | FundraisingAmt |
Pension Plan Contributions PensionPlanContributionsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $94,795 | TotalAmt |
| Program Services | $55,623 | ProgramServicesAmt |
| Management And General | $32,806 | ManagementAndGeneralAmt |
| Fundraising | $6,366 | FundraisingAmt |
Other Employee Benefits OtherEmployeeBenefitsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $175,785 | TotalAmt |
| Program Services | $97,145 | ProgramServicesAmt |
| Management And General | $68,972 | ManagementAndGeneralAmt |
| Fundraising | $9,668 | FundraisingAmt |
Payroll Taxes PayrollTaxesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $185,000 | TotalAmt |
| Program Services | $97,623 | ProgramServicesAmt |
| Management And General | $78,960 | ManagementAndGeneralAmt |
| Fundraising | $8,417 | FundraisingAmt |
Fees For Services Legal FeesForServicesLegalGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $70,000 | TotalAmt |
| Program Services | $41,653 | ProgramServicesAmt |
| Management And General | $28,347 | ManagementAndGeneralAmt |
Fees For Services Accounting FeesForServicesAccountingGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $48,563 | TotalAmt |
| Program Services | $28,897 | ProgramServicesAmt |
| Management And General | $19,666 | ManagementAndGeneralAmt |
Fees For Services Other FeesForServicesOtherGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $448,168 | TotalAmt |
| Program Services | $271,630 | ProgramServicesAmt |
| Management And General | $66,089 | ManagementAndGeneralAmt |
| Fundraising | $110,449 | FundraisingAmt |
Advertising AdvertisingGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $1,561,351 | TotalAmt |
| Program Services | $1,561,351 | ProgramServicesAmt |
Office Expenses OfficeExpensesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $138,308 | TotalAmt |
| Program Services | $91,259 | ProgramServicesAmt |
| Management And General | $46,202 | ManagementAndGeneralAmt |
| Fundraising | $847 | FundraisingAmt |
Information Technology InformationTechnologyGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $875,404 | TotalAmt |
| Program Services | $708,745 | ProgramServicesAmt |
| Management And General | $166,604 | ManagementAndGeneralAmt |
| Fundraising | $55 | FundraisingAmt |
Occupancy OccupancyGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $188,221 | TotalAmt |
| Program Services | $91,870 | ProgramServicesAmt |
| Management And General | $91,930 | ManagementAndGeneralAmt |
| Fundraising | $4,421 | FundraisingAmt |
Travel TravelGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $61,675 | TotalAmt |
| Program Services | $41,782 | ProgramServicesAmt |
| Management And General | $19,483 | ManagementAndGeneralAmt |
| Fundraising | $410 | FundraisingAmt |
Conferences Meetings ConferencesMeetingsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $69,680 | TotalAmt |
| Program Services | $44,626 | ProgramServicesAmt |
| Management And General | $22,242 | ManagementAndGeneralAmt |
| Fundraising | $2,812 | FundraisingAmt |
Depreciation Depletion DepreciationDepletionGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $142,049 | TotalAmt |
| Program Services | $69,334 | ProgramServicesAmt |
| Management And General | $69,379 | ManagementAndGeneralAmt |
| Fundraising | $3,336 | FundraisingAmt |
Insurance InsuranceGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $39,898 | TotalAmt |
| Program Services | $14,294 | ProgramServicesAmt |
| Management And General | $25,102 | ManagementAndGeneralAmt |
| Fundraising | $502 | FundraisingAmt |
Other Expenses OtherExpensesGrp (4 entries)
| DescDesc | TotalTotalAmt | Program ServicesProgramServicesAmt | Management And GeneralManagementAndGeneralAmt | FundraisingFundraisingAmt |
|---|---|---|---|---|
| DUES & SUBSCRIPTION | $43,113 | $15,446 | $27,125 | $542 |
| BAD DEBTS | $10,843 | $3,885 | $6,823 | $135 |
| TRAINING | $1,689 | $706 | $983 | |
| TAXES | $237 | $141 | $96 |
Total Functional Expenses TotalFunctionalExpensesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $9,984,405 | TotalAmt |
| Program Services | $7,512,747 | ProgramServicesAmt |
| Management And General | $2,267,485 | ManagementAndGeneralAmt |
| Fundraising | $204,173 | FundraisingAmt |
Savings And Temp Cash Invst SavingsAndTempCashInvstGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $6,572,266 | BOYAmt |
| EOY | $5,104,850 | EOYAmt |
Pledges And Grants Receivable PledgesAndGrantsReceivableGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $465,979 | BOYAmt |
| EOY | $1,749,298 | EOYAmt |
Accounts Receivable AccountsReceivableGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $244,993 | BOYAmt |
| EOY | $219,539 | EOYAmt |
Inventories For Sale Or Use InventoriesForSaleOrUseGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $7,039 | BOYAmt |
Prepaid Expenses Defrd Charges PrepaidExpensesDefrdChargesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $114,285 | BOYAmt |
| EOY | $56,154 | EOYAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Land Bldg Equip Cost Or Other Bss | $910,476 | LandBldgEquipCostOrOtherBssAmt |
| Land Bldg Equip Accum Deprec | $451,656 | LandBldgEquipAccumDeprecAmt |
Land Bldg Equip Basis Net LandBldgEquipBasisNetGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $593,319 | BOYAmt |
| EOY | $458,820 | EOYAmt |
Other Assets Total OtherAssetsTotalGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $194,610 | BOYAmt |
| EOY | $1,813,526 | EOYAmt |
Total Assets TotalAssetsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $8,192,491 | BOYAmt |
| EOY | $9,402,187 | EOYAmt |
Accounts Payable Accr Expnss AccountsPayableAccrExpnssGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $407,663 | BOYAmt |
| EOY | $596,180 | EOYAmt |
Grants Payable GrantsPayableGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $918,095 | BOYAmt |
| EOY | $1,469,303 | EOYAmt |
Deferred Revenue DeferredRevenueGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $1,078,090 | BOYAmt |
| EOY | $43,175 | EOYAmt |
Other Liabilities OtherLiabilitiesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $112,435 | BOYAmt |
| EOY | $1,953,185 | EOYAmt |
Total Liabilities TotalLiabilitiesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $2,516,283 | BOYAmt |
| EOY | $4,061,843 | EOYAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Organization Follows FASB117 | Yes (X) | OrganizationFollowsFASB117Ind |
No Donor Restriction Net Assets NoDonorRestrictionNetAssetsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $2,406,729 | BOYAmt |
| EOY | $1,473,672 | EOYAmt |
Donor Restriction Net Assets DonorRestrictionNetAssetsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $3,269,479 | BOYAmt |
| EOY | $3,866,672 | EOYAmt |
Total Net Assets Fund Balance TotalNetAssetsFundBalanceGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $5,676,208 | BOYAmt |
| EOY | $5,340,344 | EOYAmt |
Tot Liab Net Assets Fund Balance TotLiabNetAssetsFundBalanceGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $8,192,491 | BOYAmt |
| EOY | $9,402,187 | EOYAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Reconcilation Revenue Expnss | -$335,864 | ReconcilationRevenueExpnssAmt |
| Other Changes In Net Assets | $0 | OtherChangesInNetAssetsAmt |
| Info In Schedule O Part XII | Yes (X) | InfoInScheduleOPartXIIInd |
| Method Of Accounting Accrual | Yes (X) | MethodOfAccountingAccrualInd |
| Accountant Compile Or Review | 0 | AccountantCompileOrReviewInd |
| FS Audited | Yes (1) | FSAuditedInd |
FS Audited Basis FSAuditedBasisGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Separate Basis Fincl Stmt | Yes (X) | SeparateBasisFinclStmtInd |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Audit Committee | Yes (1) | AuditCommitteeInd |
| Federal Grant Audit Required | Yes (1) | FederalGrantAuditRequiredInd |
| Federal Grant Audit Performed | Yes (1) | FederalGrantAuditPerformedInd |
Schedule A IRS990ScheduleA
| Field | Value | IRS element (for citing) |
|---|---|---|
| Public Organization170 | Yes (X) | PublicOrganization170Ind |
Gifts Grants Contri Rcvd170 GiftsGrantsContriRcvd170Grp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Current Tax Year Minus4 Years | $3,874,846 | CurrentTaxYearMinus4YearsAmt |
| Current Tax Year Minus3 Years | $7,403,084 | CurrentTaxYearMinus3YearsAmt |
| Current Tax Year Minus2 Years | $7,148,015 | CurrentTaxYearMinus2YearsAmt |
| Current Tax Year Minus1 Year | $6,336,184 | CurrentTaxYearMinus1YearAmt |
| Current Tax Year | $7,184,175 | CurrentTaxYearAmt |
| Total | $31,946,304 | TotalAmt |
Total Calendar Year170 TotalCalendarYear170Grp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Current Tax Year Minus4 Years | $3,874,846 | CurrentTaxYearMinus4YearsAmt |
| Current Tax Year Minus3 Years | $7,403,084 | CurrentTaxYearMinus3YearsAmt |
| Current Tax Year Minus2 Years | $7,148,015 | CurrentTaxYearMinus2YearsAmt |
| Current Tax Year Minus1 Year | $6,336,184 | CurrentTaxYearMinus1YearAmt |
| Current Tax Year | $7,184,175 | CurrentTaxYearAmt |
| Total | $31,946,304 | TotalAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Substantial Contributors Tot | $12,088,535 | SubstantialContributorsTotAmt |
| Public Support Total170 | $19,857,769 | PublicSupportTotal170Amt |
Gross Investment Income170 GrossInvestmentIncome170Grp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Current Tax Year Minus4 Years | $4,191 | CurrentTaxYearMinus4YearsAmt |
| Current Tax Year Minus3 Years | $14,994 | CurrentTaxYearMinus3YearsAmt |
| Current Tax Year Minus2 Years | $3,301 | CurrentTaxYearMinus2YearsAmt |
| Current Tax Year Minus1 Year | $1,897 | CurrentTaxYearMinus1YearAmt |
| Current Tax Year | $861 | CurrentTaxYearAmt |
| Total | $25,244 | TotalAmt |
Other Income170 OtherIncome170Grp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Current Tax Year Minus4 Years | $11,865 | CurrentTaxYearMinus4YearsAmt |
| Current Tax Year Minus3 Years | $5,741 | CurrentTaxYearMinus3YearsAmt |
| Current Tax Year Minus2 Years | $2,421 | CurrentTaxYearMinus2YearsAmt |
| Current Tax Year Minus1 Year | $2,618 | CurrentTaxYearMinus1YearAmt |
| Total | $22,645 | TotalAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Support | $31,994,193 | TotalSupportAmt |
| Gross Receipts Rltd Activities | $11,774,634 | GrossReceiptsRltdActivitiesAmt |
| Public Support CY170 | 0.62070 | PublicSupportCY170Pct |
| Public Support PY170 | 0.60410 | PublicSupportPY170Pct |
| Thirty Thr Pct Suprt Tests CY170 | Yes (X) | ThirtyThrPctSuprtTestsCY170Ind |
Schedule B IRS990ScheduleB
Contributor Information ContributorInformationGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Contributor | RESTRICTED | ContributorNum |
Contributor Business Name ContributorBusinessName
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | RESTRICTED | BusinessNameLine1 |
Contributor US Address ContributorUSAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | RESTRICTED | AddressLine1 |
| Address Line2 | RESTRICTED | AddressLine2 |
| City | RESTRICTED | City |
| State | RESTRICTED | State |
| ZIP Code | RESTRICTED | ZIPCode |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Contributions | RESTRICTED | TotalContributionsAmt |
Schedule C IRS990ScheduleC
Total Direct Lobbying TotalDirectLobbyingGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Filing Organizations Total | $10,612 | FilingOrganizationsTotalAmt |
Total Lobbying Expend TotalLobbyingExpendGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Filing Organizations Total | $10,612 | FilingOrganizationsTotalAmt |
Other Exempt Purpose Expend OtherExemptPurposeExpendGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Filing Organizations Total | $9,973,793 | FilingOrganizationsTotalAmt |
Total Exempt Purpose Expend TotalExemptPurposeExpendGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Filing Organizations Total | $9,984,405 | FilingOrganizationsTotalAmt |
Lobbying Nontaxable Amount LobbyingNontaxableAmountGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Filing Organizations Total | $649,220 | FilingOrganizationsTotalAmt |
Grassroots Nontaxable GrassrootsNontaxableGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Filing Organizations Total | $162,305 | FilingOrganizationsTotalAmt |
Tot Lbbyng Grassroot Mns Non Tx TotLbbyngGrassrootMnsNonTxGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Filing Organizations Total | $0 | FilingOrganizationsTotalAmt |
Tot Lbby Expend Mns Lbbyng Non Tx TotLbbyExpendMnsLbbyngNonTxGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Filing Organizations Total | $0 | FilingOrganizationsTotalAmt |
Avg Lobbying Nontaxable Amount AvgLobbyingNontaxableAmountGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Current Year Minus3 | $569,447 | CurrentYearMinus3Amt |
| Current Year Minus2 | $583,209 | CurrentYearMinus2Amt |
| Current Year Minus1 | $618,481 | CurrentYearMinus1Amt |
| Current Year | $649,220 | CurrentYearAmt |
| Total | $2,420,357 | TotalAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Lobbying Ceiling | $3,630,536 | LobbyingCeilingAmt |
Avg Total Lobbying Expend AvgTotalLobbyingExpendGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Current Year Minus3 | $20,978 | CurrentYearMinus3Amt |
| Current Year Minus2 | $180,653 | CurrentYearMinus2Amt |
| Current Year Minus1 | $1,010 | CurrentYearMinus1Amt |
| Current Year | $10,612 | CurrentYearAmt |
| Total | $213,253 | TotalAmt |
Avg Grassroots Nontaxable AvgGrassrootsNontaxableGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Current Year Minus3 | $142,362 | CurrentYearMinus3Amt |
| Current Year Minus2 | $145,802 | CurrentYearMinus2Amt |
| Current Year Minus1 | $154,620 | CurrentYearMinus1Amt |
| Current Year | $162,305 | CurrentYearAmt |
| Total | $605,089 | TotalAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Grassroots Ceiling | $907,634 | GrassrootsCeilingAmt |
Avg Grassroots Lobbying Expend AvgGrassrootsLobbyingExpendGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Current Year Minus1 | $1,010 | CurrentYearMinus1Amt |
| Total | $1,010 | TotalAmt |
Schedule D IRS990ScheduleD
Leasehold Improvements LeaseholdImprovementsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Cost Or Other Basis | $85,524 | OtherCostOrOtherBasisAmt |
| Depreciation | $10,367 | DepreciationAmt |
| Book Value | $75,157 | BookValueAmt |
Equipment EquipmentGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Cost Or Other Basis | $71,687 | OtherCostOrOtherBasisAmt |
| Depreciation | $14,505 | DepreciationAmt |
| Book Value | $57,182 | BookValueAmt |
Other Land Buildings OtherLandBuildingsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Cost Or Other Basis | $753,265 | OtherCostOrOtherBasisAmt |
| Depreciation | $426,784 | DepreciationAmt |
| Book Value | $326,481 | BookValueAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Book Value Land Buildings | $458,820 | TotalBookValueLandBuildingsAmt |
Other Assets Org OtherAssetsOrgGrp (3 entries)
| DescDesc | Book ValueBookValueAmt |
|---|---|
| RIGHT OF USE ASSET | $1,674,477 |
| OTHER ASSETS | $40,000 |
| DEFERRED COMPENSATION INVESTMENT | $99,049 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Book Value Other Assets | $1,813,526 | TotalBookValueOtherAssetsAmt |
Other Liabilities Org OtherLiabilitiesOrgGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Desc | LEASE LIABILITY | Desc |
| Amt | $1,953,185 | Amt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Liability | $1,953,185 | TotalLiabilityAmt |
| Total Rev Etc Audited Fincl Stmt | $9,698,541 | TotalRevEtcAuditedFinclStmtAmt |
| Donated Services And Use Fclts | $50,000 | DonatedServicesAndUseFcltsAmt |
| Revenue Not Reported | $50,000 | RevenueNotReportedAmt |
| Revenue Subtotal | $9,648,541 | RevenueSubtotalAmt |
| Revenue Not Reported Fincl Stmt | $0 | RevenueNotReportedFinclStmtAmt |
| Total Revenue Per Form990 | $9,648,541 | TotalRevenuePerForm990Amt |
| Tot Expns Etc Audited Fincl Stmt | $10,034,405 | TotExpnsEtcAuditedFinclStmtAmt |
| Donated Services Use Fclts | $50,000 | DonatedServicesUseFcltsAmt |
| Expenses Not Reported | $50,000 | ExpensesNotReportedAmt |
| Expenses Subtotal | $9,984,405 | ExpensesSubtotalAmt |
| Expenses Not Rpt Fincl Stmt | $0 | ExpensesNotRptFinclStmtAmt |
| Total Expenses Per Form990 | $9,984,405 | TotalExpensesPerForm990Amt |
Schedule I IRS990ScheduleI
| Field | Value | IRS element (for citing) |
|---|---|---|
| Grant Records Maintained | Yes (1) | GrantRecordsMaintainedInd |
Recipient Table RecipientTable (39 entries)
| Address Line1USAddress/AddressLine1Txt | CityUSAddress/CityNm | State AbbreviationUSAddress/StateAbbreviationCd | ZIPUSAddress/ZIPCd | Recipient EINRecipientEIN | IRC SectionIRCSectionDesc | Cash GrantCashGrantAmt | Non Cash AssistanceNonCashAssistanceAmt | Purpose Of GrantPurposeOfGrantTxt |
|---|---|---|---|---|---|---|---|---|
| GREENPATH INC | ||||||||
| 36500 CORPORATE DRIVE | FARMINGTON HILLS | MI | 48331 | 386142925 | 501(C)(3) | $322,103 | $0 | SUPPORT FOR HOUSING, CREDIT AND OTHER FINANCIAL COUNSELING |
| CAMBRIDGE CREDIT COUNSELING CORP | ||||||||
| 67 HUNT ST | AGAWAM | MA | 01001 | 043337726 | 501(C)(3) | $261,287 | $0 | SUPPORT FOR HOUSING, CREDIT AND OTHER FINANCIAL COUNSELING |
| MONEY MANAGEMENT INTERNATIONAL | ||||||||
| 12603 SOUTHWEST FREEWAY | STAFFORD | TX | 77477 | 541837741 | 501(C)(3) | $260,969 | $0 | SUPPORT FOR HOUSING, CREDIT AND OTHER FINANCIAL COUNSELING |
| CREDIT ADVISORS FOUNDATION | ||||||||
| 1818 S 72ND ST | OMAHA | NE | 68124 | 470751100 | 501(C)(3) | $210,081 | $0 | SUPPORT FOR HOUSING, CREDIT AND OTHER FINANCIAL COUNSELING |
| CONSUMER EDUCATION SERVICES INC | ||||||||
| 3700 BARRETT DR | RALEIGH | NC | 27609 | 562106758 | 501(C)(3) | $205,389 | $0 | SUPPORT FOR HOUSING, CREDIT AND OTHER FINANCIAL COUNSELING |
| GARDEN STATE CONSUMER CREDIT COUNSELING INC | ||||||||
| 200 US HIGHWAY 9 | MANALAPAN | NJ | 07726 | 223120920 | 501(C)(3) | $170,301 | $0 | SUPPORT FOR HOUSING, CREDIT AND OTHER FINANCIAL COUNSELING |
| FAMILY SERVICE ASSOCIATION | ||||||||
| 1930 N 8TH ST | SHEBOYGAN | WI | 53081 | 390808501 | 501(C)(3) | $149,867 | $0 | SUPPORT FOR HOUSING, CREDIT AND OTHER FINANCIAL COUNSELING |
| SPRINGBOARD NONPROFIT CONSUMER CREDIT MANAGEMENT INC | ||||||||
| 1450 IOWA AVENUE SUITE 200 | RIVERSIDE | CA | 92507 | 330656671 | 501(C)(3) | $119,688 | $0 | SUPPORT FOR HOUSING, CREDIT AND OTHER FINANCIAL COUNSELING |
| CONSUMER CREDIT COUNSELING SERVICES OF CENTRAL OHIO | ||||||||
| 690 TAYLOR RD | COLUMBUS | OH | 43213 | 310731111 | 501(C)(3) | $100,607 | $0 | SUPPORT FOR HOUSING, CREDIT AND OTHER FINANCIAL COUNSELING |
| CONSUMER CREDIT COUNSELING SERVICES OF DELAWARE VALLEY | ||||||||
| 1635 MARKET STREET | PHILADELPHIA | PA | 19103 | 231671903 | 501(C)(3) | $98,450 | $0 | SUPPORT FOR HOUSING, CREDIT AND OTHER FINANCIAL COUNSELING |
| TAKE CHARGE AMERICA | ||||||||
| 20430 N 19TH AVENUE SUITE 155 | PHOENIX | AZ | 85027 | 860593598 | 501(C)(3) | $77,841 | $0 | SUPPORT FOR HOUSING, CREDIT AND OTHER FINANCIAL COUNSELING |
| CONSUMER CREDIT COUNSELING SERVICES OF ROCHESTER | ||||||||
| 1050 UNIVERSITY AVE STE A | ROCHESTER | NY | 14607 | 160972260 | 501(C)(3) | $68,161 | $0 | SUPPORT FOR HOUSING, CREDIT AND OTHER FINANCIAL COUNSELING |
| CONSUMER DEBT COUNSELORS INC | ||||||||
| 831 W MORSE BLVD | WINTER PARK | FL | 32789 | 593548266 | 501(C)(3) | $63,088 | $0 | SUPPORT FOR HOUSING, CREDIT AND OTHER FINANCIAL COUNSELING |
| CONSUMER CREDIT COUNSELING OF SPRINGFIELD MISSOURI INC | ||||||||
| 151 S GLENSTONE | SPRINGFIELD | MO | 65804 | 431483251 | 501(C)(3) | $55,088 | $0 | SUPPORT FOR HOUSING, CREDIT AND OTHER FINANCIAL COUNSELING |
| CONSUMER CREDIT COUNSELING SERVICE OF THE SAVANNAH AREA INC | ||||||||
| 7505 WATERS AVE PARK S | SAVANNAH | GA | 31406 | 580958705 | 501(C)(3) | $51,104 | $0 | SUPPORT FOR HOUSING, CREDIT AND OTHER FINANCIAL COUNSELING |
| INCHARGE DEBT SOLUTION | ||||||||
| 5750 MAJOR BLVD | ORLANDO | FL | 32819 | 330770440 | 501(C)(3) | $49,426 | $0 | SUPPORT FOR HOUSING, CREDIT AND OTHER FINANCIAL COUNSELING |
| NORTH SEATTLE COMMUNITY COLLEGE FOUNDATION | ||||||||
| 600 UNIVERSITY ST | SEATTLE | WA | 98101 | 911163554 | 501(C)(3) | $45,338 | $0 | SUPPORT FOR HOUSING, CREDIT AND OTHER FINANCIAL COUNSELING |
| HOMEOWNERSHIP CENTER OF GREATER DAYTON | ||||||||
| 130 W SECOND STREET | DAYTON | OH | 45402 | 364500925 | 501(C)(3) | $44,004 | $0 | SUPPORT FOR HOUSING, CREDIT AND OTHER FINANCIAL COUNSELING |
| TENFOLD | ||||||||
| 308 E KING ST | LANCASTER | PA | 17602 | 231731792 | 501(C)(3) | $42,793 | $0 | SUPPORT FOR HOUSING, CREDIT AND OTHER FINANCIAL COUNSELING |
| JC VISION AND ASSOCIATES INC | ||||||||
| 135 E M L KING JR DR | HINESVILLE | GA | 31313 | 582525433 | 501(C)(3) | $42,419 | $0 | SUPPORT FOR HOUSING, CREDIT AND OTHER FINANCIAL COUNSELING |
| CONSUMER CREDIT COUNSELING SERVICE OF NORTHERN ILLINOIS INC | ||||||||
| 13707 W JACKSON STREET | WOODSTOCK | IL | 60098 | 363185383 | 501(C)(3) | $42,221 | $0 | SUPPORT FOR HOUSING, CREDIT AND OTHER FINANCIAL COUNSELING |
| PARACHUTE CREDIT COUNSELING INC | ||||||||
| 40 GARDENVILLE PKWY | WEST SENECA | NY | 14224 | 160909583 | 501(C)(3) | $39,680 | $0 | SUPPORT FOR HOUSING, CREDIT AND OTHER FINANCIAL COUNSELING |
| FAMILY COUNSELING CENTER OF MOBILE | ||||||||
| 705 OAK CIR DR EAST | MOBILE | AL | 36609 | 630388685 | 501(C)(3) | $39,030 | $0 | SUPPORT FOR HOUSING, CREDIT AND OTHER FINANCIAL COUNSELING |
| HOUSING AND CREDIT COUNSELING INC | ||||||||
| 1195 S W BUCHANAN | TOPEKA | KS | 66604 | 480822466 | 501(C)(3) | $35,002 | $0 | SUPPORT FOR HOUSING, CREDIT AND OTHER FINANCIAL COUNSELING |
| AMERICAN CONSUMER CREDIT COUNSELING | ||||||||
| 130 RUMFORD AVE | AUBURNDALE | MA | 02466 | 043166982 | 501(C)(3) | $34,942 | $0 | SUPPORT FOR HOUSING, CREDIT AND OTHER FINANCIAL COUNSELING |
| CONSUMER CREDIT COUNSELING SERVICES OF PUERTO RICO | ||||||||
| 1607 PONCE DELEON | SAN JUAN | PR | 00909 | 660471799 | 501(C)(3) | $31,326 | $0 | SUPPORT FOR HOUSING, CREDIT AND OTHER FINANCIAL COUNSELING |
| CONSUMER CREDIT COUNSELING SERVICES OF MID-OHIO VALLEY | ||||||||
| 2715 MURDOCH AVE | PARKERSBURG | WV | 26102 | 237124716 | 501(C)(3) | $27,943 | $0 | SUPPORT FOR HOUSING, CREDIT AND OTHER FINANCIAL COUNSELING |
| LUTHERAN SOCIAL SERVICE OF MINNESOTA | ||||||||
| 424 W SUPERIOR ST | DULUTH | MN | 55808 | 410872993 | 501(C)(3) | $23,246 | $0 | SUPPORT FOR HOUSING, CREDIT AND OTHER FINANCIAL COUNSELING |
| FINANCIAL PATHWAYS OF THE PIEDMONT | ||||||||
| 7820 N POINT BLVD | WINSTONSALEM | NC | 27106 | 561015074 | 501(C)(3) | $20,967 | $0 | SUPPORT FOR HOUSING, CREDIT AND OTHER FINANCIAL COUNSELING |
| CONSUMER CREDIT COUNSELING SERVICE OF SOUTHERN OREGON INC | ||||||||
| 820 CRATER LAKE AVE | MEDFORD | OR | 97504 | 930585893 | 501(C)(3) | $20,244 | $0 | SUPPORT FOR HOUSING, CREDIT AND OTHER FINANCIAL COUNSELING |
| ADVANTAGE CREDIT COUNSELING SERVICE INC | ||||||||
| 2403 SIDNEY ST STE 225 | PITTSBURGH | PA | 15203 | 251201741 | 501(C)(3) | $15,703 | $0 | SUPPORT FOR HOUSING, CREDIT AND OTHER FINANCIAL COUNSELING |
| CONSUMER CREDIT COUNSELING SERVICE OF MARYLAND AND DELAWARE | ||||||||
| 6315 HILLSIDE COURT SUITE B | COLUMBIA | MD | 21046 | 520846275 | 501(C)(3) | $15,279 | $0 | SUPPORT FOR HOUSING, CREDIT AND OTHER FINANCIAL COUNSELING |
| CREDIT COUNSELING OF ARKANSAS | ||||||||
| 1111 ZION RD | FAYETTEVILLE | AR | 72703 | 710772094 | 501(C)(3) | $12,745 | $0 | SUPPORT FOR HOUSING, CREDIT AND OTHER FINANCIAL COUNSELING |
| CONSUMER CREDIT COUNSELING SERVICE OF WESTERN NORTH CAROLINA INC | ||||||||
| 50 S FRENCH BROAD AVE | ASHEVILLE | NC | 28801 | 561056077 | 501(C)(3) | $12,562 | $0 | SUPPORT FOR HOUSING, CREDIT AND OTHER FINANCIAL COUNSELING |
| GOODWILL INDUSTRIES OF NORTH CENTRAL WISCONSIN | ||||||||
| 1800 APPLETON ROAD | MENASHA | WI | 54952 | 391144913 | 501(C)(3) | $12,339 | $0 | SUPPORT FOR HOUSING, CREDIT AND OTHER FINANCIAL COUNSELING |
| FAMILYMEANS | ||||||||
| 1875 NORTHWESTERN AVE S | STILLWATER | MN | 55082 | 416045574 | 501(C)(3) | $7,295 | $0 | SUPPORT FOR HOUSING, CREDIT AND OTHER FINANCIAL COUNSELING |
| CHRISTIAN CREDIT COUNSELORS INC | ||||||||
| 5838 EDISON PLACE | CARLSBAD | CA | 92008 | 382956171 | 501(C)(3) | $7,250 | $0 | SUPPORT FOR HOUSING, CREDIT AND OTHER FINANCIAL COUNSELING |
| LUTHERAN SOCIAL SERVICES OF SOUTH DAKOTA INC | ||||||||
| 705 EAST 41ST STREET | SIOUX FALLS | SD | 57105 | 460224731 | 501(C)(3) | $5,575 | $0 | SUPPORT FOR HOUSING, CREDIT AND OTHER FINANCIAL COUNSELING |
| FAMILY FOUNDATIONS OF NORTHEAST FLORIDA INC | ||||||||
| 40 E ADAMS ST | JACKSONVILLE | FL | 32202 | 590768265 | 501(C)(3) | $5,367 | $0 | SUPPORT FOR HOUSING, CREDIT AND OTHER FINANCIAL COUNSELING |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total501c3 Org | 39 | Total501c3OrgCnt |
Supplemental Information Detail SupplementalInformationDetail
| Field | Value | IRS element (for citing) |
|---|---|---|
| Form And Line Reference | PART I, LINE 2: | FormAndLineReferenceDesc |
| Explanation | THE NFCC PERFORMS PERIODIC COMPLIANCE REVIEWS OF THE SUPPORTING DOCUMENTATION FOR THE FUNDS USED AND TAKES APPROPRIATE CORRECTIVE ACTION IF USAGE DOES NOT COMPLY WITH THE GRANT REQUIREMENTS. | ExplanationTxt |
Schedule J IRS990ScheduleJ
| Field | Value | IRS element (for citing) |
|---|---|---|
| Compensation Committee | Yes (X) | CompensationCommitteeInd |
| Independent Consultant | Yes (X) | IndependentConsultantInd |
| Written Employment Contract | Yes (X) | WrittenEmploymentContractInd |
| Compensation Survey | Yes (X) | CompensationSurveyInd |
| Board Or Committee Approval | Yes (X) | BoardOrCommitteeApprovalInd |
| Severance Payment | Yes (1) | SeverancePaymentInd |
| Supplemental Nonqual Rtr Plan | 0 | SupplementalNonqualRtrPlanInd |
| Equity Based Comp Arrngm | 0 | EquityBasedCompArrngmInd |
| Comp Based On Revenue Of Flng Org | 0 | CompBasedOnRevenueOfFlngOrgInd |
| Comp Bsd On Rev Related Orgs | 0 | CompBsdOnRevRelatedOrgsInd |
| Comp Bsd Net Earns Flng Org | 0 | CompBsdNetEarnsFlngOrgInd |
| Comp Bsd Net Earns Rltd Orgs | 0 | CompBsdNetEarnsRltdOrgsInd |
| Any Non Fixed Payments | 0 | AnyNonFixedPaymentsInd |
| Initial Contract Exception | 0 | InitialContractExceptionInd |
Rltd Org Officer Trst Key Empl RltdOrgOfficerTrstKeyEmplGrp (7 entries)
| TitleTitleTxt | Base Compensation Filing OrgBaseCompensationFilingOrgAmt | Compensation Based On Rltd OrgsCompensationBasedOnRltdOrgsAmt | Bonus Filing OrganizationBonusFilingOrganizationAmount | Bonus Related OrganizationsBonusRelatedOrganizationsAmt | Other Compensation Filing OrgOtherCompensationFilingOrgAmt | Other Compensation Rltd OrgsOtherCompensationRltdOrgsAmt | Deferred Compensation Flng OrgDeferredCompensationFlngOrgAmt | Deferred Comp Rltd OrgsDeferredCompRltdOrgsAmt | Nontaxable Benefits Filing OrgNontaxableBenefitsFilingOrgAmt | Nontaxable Benefits Rltd OrgsNontaxableBenefitsRltdOrgsAmt | Total Compensation Filing OrgTotalCompensationFilingOrgAmt | Total Compensation Rltd OrgsTotalCompensationRltdOrgsAmt | Comp Report Prior990 Filing OrgCompReportPrior990FilingOrgAmt | Comp Report Prior990 Rltd OrgsCompReportPrior990RltdOrgsAmt |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| JEFFREY FAULKNER | ||||||||||||||
| CFO, HEAD OF FUNDRAISING & RESEARCH | $303,031 | $0 | $62,500 | $0 | $112,500 | $0 | $18,182 | $0 | $18,018 | $0 | $514,231 | $0 | $0 | $0 |
| REBECCA STEELE | ||||||||||||||
| CEO - UNTIL 02/2022 | $87,092 | $0 | $131,316 | $0 | $229,500 | $0 | $4,590 | $0 | $2,977 | $0 | $455,475 | $0 | $0 | $0 |
| JENNIFER LANDIS PIZI | ||||||||||||||
| COO | $271,818 | $0 | $10,000 | $0 | $100,000 | $0 | $16,309 | $0 | $9,249 | $0 | $407,376 | $0 | $0 | $0 |
| MATT RIBE | ||||||||||||||
| GENERAL COUNSEL | $152,337 | $0 | $32,500 | $0 | $10,000 | $0 | $9,140 | $0 | $33,627 | $0 | $237,604 | $0 | $0 | $0 |
| ELLEN GOURY | ||||||||||||||
| VP, FINANCE | $161,813 | $0 | $12,842 | $0 | $0 | $0 | $9,709 | $0 | $24,296 | $0 | $208,660 | $0 | $0 | $0 |
| HERMOND PALMER | ||||||||||||||
| VP, HOUSING | $155,295 | $0 | $2,888 | $0 | $0 | $0 | $9,318 | $0 | $747 | $0 | $168,248 | $0 | $0 | $0 |
| BRUCE MCCLARY | ||||||||||||||
| SVP, MEMBERSHIP & COMMUNICATIONS | $126,500 | $0 | $10,000 | $0 | $5,000 | $0 | $7,590 | $0 | $8,435 | $0 | $157,525 | $0 | $0 | $0 |
Supplemental Information Detail SupplementalInformationDetail
| Field | Value | IRS element (for citing) |
|---|---|---|
| Form And Line Reference | PART I, LINE 4A | FormAndLineReferenceDesc |
| Explanation | REBECCA STEELE - CEO - $229,500 | ExplanationTxt |
Schedule L IRS990ScheduleL
Bus Tr Involve Interested Prsn BusTrInvolveInterestedPrsnGrp
Name Of Interested NameOfInterested
Business Name BusinessName
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | MEREDITH LANDIS | BusinessNameLine1Txt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Relationship Description | SISTER OF JENN PIZI | RelationshipDescriptionTxt |
| Transaction | $20,260 | TransactionAmt |
| Transaction | STAFF AUGMENTATION FOR EMPLOYEE ON MATERNITY LEAVE | TransactionDesc |
| Sharing Of Revenues | 0 | SharingOfRevenuesInd |
Schedule O IRS990ScheduleO
Supplemental Information Detail SupplementalInformationDetail (8 entries)
| Form And Line ReferenceFormAndLineReferenceDesc | ExplanationExplanationTxt |
|---|---|
| FORM 990, PART VI, SECTION A, LINE 6 | THE NFCC BYLAWS PROVIDE, IN RELEVANT PART, THE FOLLOWING: CLASSES: THE FOUNDATION SHALL HAVE ONE CLASS OF MEMBERS IN ORDER TO BE A MEMBER AN ORGANIZATION MUST: BE TAX EXEMPT UNDER SECTION 501(C)(3) OF THE INTERNAL REVENUE CODE. BE DULY QUALIFIED AND EXISTING UNDER THE LAWS OF THE DISTRICT OF COLUMBIA,OR ANY STATES OR TERRITORY OF THE UNITED STATES OF AMERICA. PROVIDE FINANCIAL COUNSELING SERVICES AND ACT IN COMPLIANCE WITH ALL APPLICABLE FEDERAL AND STATE LAWS AND REGULATIONS. OBTAIN AND MAINTAIN THE FOUNDATION-APPROVED ACCREDITATION. COMPLY WITH THE NFCC'S MEMBER QUALITY STANDARDS. |
| FORM 990, PART VI, SECTION A, LINE 7A | THE NFCC MEMBERS ELECT MEMBER-REPRESENTATIVE TRUSTEES TO THE NFCC BOARD OF TRUSTEES AT THE ANNUAL MEETING OF THE MEMBERS. ADDITIONALLY, MEMBERS VOTE TO RATIFY AT-LARGE TRUSTEES ELECTED TO THE BOARD OF TRUSTEES BY THE BOARD OF TRUSTEES PRIOR TO THE ANNUAL MEETING. |
| FORM 990, PART VI, SECTION A, LINE 7B | SEE LINE 7A. |
| FORM 990, PART VI, SECTION B, LINE 11B | THE IRS FORM 990 IS INITIALLY PREPARED BY THE NFCC'S PUBLIC ACCOUNTING FIRM, WITH INPUT AND REVIEW BY COUNSEL. NFCC STAFF PREPARE A DRAFT FOR THE BOARD TO REVIEW, AND AFTER THE BOARD REVIEWS IT, THE 990 IS FINALIZED AND SUBMITTED TO THE IRS. |
| FORM 990, PART VI, SECTION B, LINE 12C | PLEASE NOTE THAT ALL TRUSTEES, OFFICERS AND COMMITTEE MEMBERS ("INTERESTED PERSONS") ARE SUBJECT TO THE CONFLICT OF INTEREST POLICY AND ARE REQUIRED TO ANNUALLY AFFIRM HAVING RECEIVED, READ AND UNDERSTOOD THE POLICY AND HAVE AGREED TO COMPLY WITH THE POLICY. THE POLICY, IN RELEVANT PART, REQUIRES: DISCLOSURE REQUIREMENT: IN CONNECTION WITH ANY ACTUAL OR POSSIBLE CONFLICT, AN INTERESTED PERSON MUST DISCLOSE THE EXISTENCE OF THE FINANCIAL INTEREST AND BE GIVEN THE OPPORTUNITY TO DISCLOSE ALL MATERIAL FACTS TO THE TRUSTEES AND/OR COMMITTEE MEMBERS CONSIDERING THE PROPOSED TRANSACTION OR ARRANGEMENT. CONFLICT DETERMINATION BY BOARD: FOLLOWING FULL DISCLOSURE OF AN ACTUAL OR POSSIBLE CONFLICT, AND AFTER ANY DISCUSSION WITH THE INTERESTED PERSON, HE/SHE SHALL LEAVE THE BOARD OR COMMITTEE MEETING, AS THE CASE MAY BE, WHILE THE DETERMINATION OF A CONFLICT IS DISCUSSED AND VOTED UPON. THE REMAINING BOARD OR COMMITTEE MEMBERS SHALL DECIDE IF A CONFLICT EXIST. THE POLICY FURTHER SPECIFIES THE PROCEDURE FOR ADDRESSING CONFLICTS THAT ARISE AND VIOLATIONS OF THE POLICY. PROCEDURES FOR ADDRESSING POSSIBLE CONFLICTS: (A) IF THE BOARD OR THE COMMITTEE, AS THE CASE MAY BE, HAS REASONABLE CAUSE TO BELIEVE A PERSON HAS FAILED TO DISCLOSE AN ACTUAL OR POSSIBLE CONFLICT, IT WILL INFORM THE PERSON OF THE BASIS FOR THAT BELIEF AND AFFORD THE PERSON AN OPPORTUNITY TO EXPLAIN THE ALLEGED FAILURE TO DISCLOSE. (B) IF, AFTER HEARING THE PERSON'S RESPONSE AND MAKING FURTHER INVESTIGATION AS WARRANTED BY THE CIRCUMSTANCES, THE BOARD OR THE COMMITTEE, AS THE CASE MAY BE, DETERMINES THAT THE PERSON HAS FAILED TO DISCLOSE AN ACTUAL OR POSSIBLE CONFLICT, IT WILL TAKE APPROPRIATE DISCIPLINARY AND CORRECTIVE ACTION. (C) AFTER EXERCISING DUE DILIGENCE, THE BOARD OR COMMITTEE,AS THE CASE MAY BE, WILL DETERMINE WHETHER THE NFCC CAN OBTAIN WITH REASONABLE EFFORTS A MORE ADVANTAGEOUS TRANSACTION OR ARRANGEMENT FROM A PERSON OR ENTITY THAT WOULD NOT GIVE RISE TO A CONFLICT. (D) IF A MORE ADVANTAGEOUS TRANSACTION OR ARRANGEMENT IS NOT REASONABLY POSSIBLE UNDER THE CIRCUMSTANCES WITHOUT PRODUCING A CONFLICT, THE BOARD OR THE COMMITTEE, AS THE CASE MAY BE, WILL DETERMINE, BY A MAJORITY VOTE OF THE DISINTERESTED MEMBERS, (I) WHETHER THE TRANSACTION OR ARRANGEMENT IS IN THE NFCC'S BEST INTEREST FOR ITS OWN BENEFIT, AND (II) WHETHER ITS TERMS AND CONDITIONS ARE FAIR AND REASONABLE. IN CONFORMITY WITH THE ABOVE DETERMINATIONS, THE BOARD OR THE COMMITTEE, AS THE CASE MAY BE, WILL MAKE ITS DECISION AS TO WHETHER TO AUTHORIZE THE NFCC TO ENTER INTO THE TRANSACTION OR ARRANGEMENT. VIOLATIONS OF THE CONFLICTS OF INTEREST POLICY: (A) IF THE BOARD OR THE COMMITTEE, AS THE CASE MAY BE, HAS REASONABLE CAUSE TO BELIEVE A PERSON HAS FAILED TO DISCLOSE AN ACTUAL OR POSSIBLE CONFLICT, IT WILL INFORM THE PERSON OF THE BASIS FOR THAT BELIEF AND AFFORD THE PERSON AN OPPORTUNITY TO EXPLAIN THE ALLEGED FAILURE TO DISCLOSE. (B) IF, AFTER HEARING THE PERSON'S RESPONSE AND MAKING FURTHER INVESTIGATION AS WARRANTED BY THE CIRCUMSTANCES, THE BOARD OR THE COMMITTEE, AS THE CASE MAY BE, DETERMINES THAT THE PERSON HAS FAILED TO DISCLOSE AN ACTUAL OR POSSIBLE CONFLICT, IT WILL TAKE APPROPRIATE DISCIPLINARY AND CORRECTIVE ACTION. |
| FORM 990, PART VI, SECTION B, LINE 15 | THE NATIONAL FOUNDATION FOR CREDIT COUNSELING'S BOARD OF TRUSTEES ENACTED THE FOLLOWING POLICY ON THE PROCESS OF DETERMINING COMPENSATION FOR THE NFCC'S CHIEF EXECUTIVE OFFICER; AND OTHER OFFICERS AND KEY EMPLOYEES OF THE NFCC WHOSE COMPENSATION IS REQUIRED TO BE DISCLOSED ON FORM 990. THE PROCESS INCLUDES ALL OF THE FOLLOWING ELEMENTS: 1. REVIEW AND APPROVAL: (A) COMPENSATION OF THE CHIEF EXECUTIVE OFFICER IS REVIEWED AND APPROVED BY THE NFCC'S EXECUTIVE COMMITTEE, PROVIDED THAT PERSONS WITH CONFLICTS OF INTEREST WITH RESPECT TO THE COMPENSATION ARRANGEMENT AT ISSUE ARE NOT INVOLVED IN THIS REVIEW AND APPROVAL. (B) COMPENSATION OF THE OTHER OFFICERS AND KEY EMPLOYEES IS APPROVED BY THE CHIEF EXECUTIVE OFFICER AND OVERALL STAFF COMPENSATION IS REVIEWED ON AN ANNUAL BASIS BY THE NFCC'S BOARD OF TRUSTEES OR THE EXECUTIVE COMMITTEE. 2. USE OF DATA AS TO COMPARABLE COMPENSATION: THE COMPENSATION OF THE PERSON IS REVIEWED AND APPROVED USING DATA AS TO COMPARABLE COMPENSATION FOR SIMILARLY QUALIFIED PERSONS IN FUNCTIONALLY COMPARABLE POSITIONS AT SIMILARLY SITUATED ORGANIZATIONS. 3. CONTEMPORANEOUS DOCUMENTATION AND RECORDKEEPING: THE EXECUTIVE COMMITTEE RECORDS THE DELIBERATIONS AND DECISIONS REGARDING THE COMPENSATION ARRANGEMENT IN COMMITTEE MEETING MINUTES. |
| FORM 990, PART VI, SECTION C, LINE 19 | NFCC DOES NOT MAKE ITS GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY AND FINANCIAL STATEMENTS AVAILABLE TO THE PUBLIC. |
| FORM 990, PART XII, LINE 2C: | THE AUDIT OVERSIGHT PROCESS HAS REMAINED UNCHANGED FROM THE PRIOR YEAR. |
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