SAN FRANCISCO CONSUMER ACTION: Form 990, tax year 2022

View the entire original 990 at ProPublica ↗

Organization: SAN FRANCISCO CONSUMER ACTION (EIN 23-7172908)
Tax period: 2022-04-01 to 2023-03-31
Filed: 2023-08-17
IRS object ID: 202302299349301950
Schema version: 2022v5.0
Source: Download XML · Original 990 at ProPublica

Every field in the e-filed return. Faint text is the IRS element name, for citing.

Return header
Form 990
Schedule A
Schedule B
Schedule C
Schedule D
Schedule G
Schedule I
Schedule O

Return header ReturnHeader

Field	Value	IRS element (for citing)
Return	2023-08-17T18:42:12-04:00	ReturnTs
Tax Period End	2023-03-31	TaxPeriodEndDt

Preparer Firm PreparerFirmGrp

Field	Value	IRS element (for citing)
Preparer Firm EIN	454570537	PreparerFirmEIN

Preparer Firm Name PreparerFirmName

Field	Value	IRS element (for citing)
Business Name Line1	MARJTAX INCORPORATED	BusinessNameLine1Txt

Preparer US Address PreparerUSAddress

Field	Value	IRS element (for citing)
Address Line1	3542 FRUITVALE- AVE PMB 227	AddressLine1Txt
City	OAKLAND	CityNm
State Abbreviation	CA	StateAbbreviationCd
ZIP	94602	ZIPCd

Field	Value	IRS element (for citing)
Return Type	990	ReturnTypeCd
Tax Period Begin	2022-04-01	TaxPeriodBeginDt

Filer Filer

Field	Value	IRS element (for citing)
EIN	237172908	EIN

Business Name BusinessName

Field	Value	IRS element (for citing)
Business Name Line1	SAN FRANCISCO CONSUMER ACTION	BusinessNameLine1Txt

Field	Value	IRS element (for citing)
Business Name Control	SANF	BusinessNameControlTxt
Phone	4157779648	PhoneNum

US Address USAddress

Field	Value	IRS element (for citing)
Address Line1	57 POST STREET SUITE 611	AddressLine1Txt
City	SAN FRANCISCO	CityNm
State Abbreviation	CA	StateAbbreviationCd
ZIP	94104	ZIPCd

Business Officer BusinessOfficerGrp

Field	Value	IRS element (for citing)
Person	ANNA FLORES	PersonNm
Person Title	INTERIM EXEC DIRECTR	PersonTitleTxt
Phone	4157779648	PhoneNum
Signature	2023-08-17	SignatureDt
Discuss With Paid Preparer	Yes (true)	DiscussWithPaidPreparerInd

Signing Officer SigningOfficerGrp

Person Full Name PersonFullName

Field	Value	IRS element (for citing)
Person First	ANNA	PersonFirstNm
Person Last	FLORES	PersonLastNm

Field	Value	IRS element (for citing)
SSN	XXX-XX-XXXX	SSN

Field	Value	IRS element (for citing)
IRS Responsible Prty Info Curr	false	IRSResponsiblePrtyInfoCurrInd

Preparer Person PreparerPersonGrp

Field	Value	IRS element (for citing)
Preparer Person	MARJORIE WILLIAMS-JONES	PreparerPersonNm
PTIN	P00564614	PTIN
Phone	5104826204	PhoneNum
Preparation	2023-08-17	PreparationDt
Self Employed	Yes (X)	SelfEmployedInd

Field	Value	IRS element (for citing)
Tax	2022	TaxYr
Build TS	2023-04-26 12:10:37Z	BuildTS

Form 990 IRS990

Field	Value	IRS element (for citing)
Principal Officer	ANNA FLORES	PrincipalOfficerNm

US Address USAddress

Field	Value	IRS element (for citing)
Address Line1	57 POST STREET SUITE 611	AddressLine1Txt
City	SAN FRANCISCO	CityNm
State Abbreviation	CA	StateAbbreviationCd
ZIP	94104	ZIPCd

Field	Value	IRS element (for citing)
Gross Receipts	$1,172,055	GrossReceiptsAmt
Group Return For Affiliates	false	GroupReturnForAffiliatesInd
Organization501c3	Yes (X)	Organization501c3Ind
Website Address	HTTPS://WWW.CONSUMER-ACTION.ORG/	WebsiteAddressTxt
Type Of Organization Corp	Yes (X)	TypeOfOrganizationCorpInd
Formation	1971	FormationYr
Legal Domicile State	CA	LegalDomicileStateCd
Activity Or Mission	CONSUMER ACTION EMPOWERS LOW- AND MODERATE-INCOME, LIMITED-ENGLISH- SPEAKING, AND OTHER UNDERREPRESENTED CONSUMERS NATIONWIDE TO FINANCIALLY PROSPER THROUGH EDUCATION AND ADVOCACY. (SEE SCHED O FOR FULL STATEMENT)	ActivityOrMissionDesc
Voting Members Governing Body	11	VotingMembersGoverningBodyCnt
Voting Members Independent	10	VotingMembersIndependentCnt
Total Employee	16	TotalEmployeeCnt
Total Gross UBI	$0	TotalGrossUBIAmt
PY Contributions Grants	$1,647,594	PYContributionsGrantsAmt
CY Contributions Grants	$1,017,657	CYContributionsGrantsAmt
PY Program Service Revenue	$7,586	PYProgramServiceRevenueAmt
CY Program Service Revenue	$138,437	CYProgramServiceRevenueAmt
PY Investment Income	$3,921	PYInvestmentIncomeAmt
CY Investment Income	$6,757	CYInvestmentIncomeAmt
PY Other Revenue	-$411	PYOtherRevenueAmt
CY Other Revenue	$1,836	CYOtherRevenueAmt
PY Total Revenue	$1,658,690	PYTotalRevenueAmt
CY Total Revenue	$1,164,687	CYTotalRevenueAmt
PY Grants And Similar Paid	$71,600	PYGrantsAndSimilarPaidAmt
CY Grants And Similar Paid	$100,292	CYGrantsAndSimilarPaidAmt
CY Benefits Paid To Members	$0	CYBenefitsPaidToMembersAmt
PY Salaries Comp Emp Bnft Paid	$1,519,416	PYSalariesCompEmpBnftPaidAmt
CY Salaries Comp Emp Bnft Paid	$1,066,432	CYSalariesCompEmpBnftPaidAmt
PY Total Prof Fndrsng Expns	$40,980	PYTotalProfFndrsngExpnsAmt
CY Total Prof Fndrsng Expns	$36,000	CYTotalProfFndrsngExpnsAmt
CY Total Fundraising Expense	$138,584	CYTotalFundraisingExpenseAmt
PY Other Expenses	$169,943	PYOtherExpensesAmt
CY Other Expenses	$201,472	CYOtherExpensesAmt
PY Total Expenses	$1,801,939	PYTotalExpensesAmt
CY Total Expenses	$1,404,196	CYTotalExpensesAmt
PY Revenues Less Expenses	-$143,249	PYRevenuesLessExpensesAmt
CY Revenues Less Expenses	-$239,509	CYRevenuesLessExpensesAmt
Total Assets BOY	$1,493,172	TotalAssetsBOYAmt
Total Assets EOY	$1,266,588	TotalAssetsEOYAmt
Total Liabilities BOY	$231,729	TotalLiabilitiesBOYAmt
Total Liabilities EOY	$242,369	TotalLiabilitiesEOYAmt
Net Assets Or Fund Balances BOY	$1,261,443	NetAssetsOrFundBalancesBOYAmt
Net Assets Or Fund Balances EOY	$1,024,219	NetAssetsOrFundBalancesEOYAmt
Info In Schedule O Part III	Yes (X)	InfoInScheduleOPartIIIInd
Mission	CONSUMER ACTION EMPOWERS LOW- AND MODERATE-INCOME, LIMITED-ENGLISH- SPEAKING, AND OTHER UNDERREPRESENTED CONSUMERS NATIONWIDE TO FINANCIALLY PROSPER THROUGH EDUCATION AND ADVOCACY. (SEE SCHED O FOR FULL STATEMENT)	MissionDesc
Significant New Program Srvc	false	SignificantNewProgramSrvcInd
Significant Change	false	SignificantChangeInd
Expense	$282,459	ExpenseAmt
Grant	$100,292	GrantAmt
Desc	THE HOUSING AND INSURANCE "CY PRES" COURT SETTLEMENT FUNDS WERE USED TO DEVELOP WEBINARS, FACT SHEETS AND RESOURCES TO ASSIST LOW-INCOME, BIPOC AND OTHER UNDERSERVED COMMUNITIES TO PROVIDE INFORMATION ON HOW HOMEOWNERSHIP AND SECURING INSURANCE CAN PROVIDE STABILITY FOR FAMILIES AND ANCHOR THEM IN THEIR COMMUNITIES, CAN BE A TOOL FOR WEALTH CREATION AND FOR BUILDING A LEGACY OF GENERATIONAL WEALTH. THE MATERIALS OUTLINED AND ADDRESSED THE NUMEROUS HURDLES FACED BY THESE COMMUNITIES, SUCH AS DIFFICULTIES IN PUTTING TOGETHER A SUFFICIENT DOWNPAYMENT, CRIPPLING LEVELS OF STUDENT LOAN DEBT, AND THE INABILITY TO ACCESS CREDIT. IN ADDITION, A WEBINAR ON THE IMPACT OF THE COVID 19 PANDEMIC ON HOUSING AND HOUSING INSECURITY WAS PRODUCED.	Desc

Prog Srvc Accom Acty2 ProgSrvcAccomActy2Grp

Field	Value	IRS element (for citing)
Expense	$132,808	ExpenseAmt
Desc	THE PGE CONSUMER OUTREACH AND EDUCATION PROJECT PROVIDED PROFESSIONAL ASSISTANCE AND ADVISORY SERVICES TO PG&E TO SUPPORT MARKETING, EDUCATION, AND OUTREACH EFFORTS FOR MULTIPLE UTILITY DISCOUNT PROGRAMS TARGETING HARD-TO-REACH POPULATIONS, AS WELL AS LOCAL AND TRIBAL GOVERNMENTS AND CBOS ACROSS THE UTILITY'S SERVICE TERRITORY, INCLUDING RURAL, TRIBAL, INDIGENOUS, LANGUAGE-ISOLATED, GEOGRAPHICALLY-ISOLATED, LOW-INCOME, DISADVANTAGED COMMUNITIES, OTHER ENVIRONMENTAL AND SOCIAL JUSTICE COMMUNITIES, AND POPULATIONS WHICH FACE BARRIERS TO ACCESS.	Desc

Prog Srvc Accom Acty3 ProgSrvcAccomActy3Grp

Field	Value	IRS element (for citing)
Expense	$98,529	ExpenseAmt
Desc	THE NASDAQ INVESTING EDUCATION FOR WOMEN AND COMMUNITIES OF COLOR PROJECT INCLUDED THE CREATION OF INVESTOR EDUCATION RESOURCES, INCLUDING A WEBINAR SERIES AND FINANCIAL CAPABILITY PROGRAMMING TO HELP CLOSE THE RACE AND GENDER GAPS AND IMPROVE THE FINANCIAL HEALTH OF DIVERSE CONSUMERS, AND THE DEVELOPMENT AND DISTRIBUTION OF MULTI-LINGUAL (SPANISH, CHINESE, VIETNAMESE AND KOREAN) INVESTOR EDUCATION MATERIALS TO 6,500 CBOS FOR THE DIRECT BENEFIT OF AN ESTIMATED 65,000 WOMEN AND UNDERREPRESENTED CONSUMERS.	Desc

Prog Srvc Accom Acty Other ProgSrvcAccomActyOtherGrp

Field	Value	IRS element (for citing)
Expense	$562,588	ExpenseAmt
Desc	PROGRAM SERVICE ACCOMPLISHMENT STATEMENT 4 THE AT&T EMERGENCY BROADBAND BENEFIT (EBB) PROJECT REVISED CONSUMER ACTION'S LIFELINE MODULE TO INCLUDE MORE DETAILS ABOUT THE NATIONAL LIFELINE PROGRAM AND SHIFTED THE FOCUS OF OUR "LOW-COST INTERNET" MODULE TO THE EBB PROGRAM WHILE RETAINING AND UPDATING INFORMATION ABOUT THE ADDITIONAL PROGRAMS PROVIDED BY AT&T AND OTHER PROVIDERS. IN ADDITION, A NEW CONSUMER FACT SHEET ON THE EBB PROGRAM WAS CREATED IN FIVE LANGUAGES, A WEBINAR FOR CBO STAFF ON THE PROGRAM WAS HELD AND INFORMATION TO 100,000 CBOS AND INDIVIDUALS WAS DISTRIBUTED THROUGH SOCIAL, MAINSTREAM AND IN- LANGUAGE MEDIA. (85,646) GENERAL (476,942) IN GENERAL, ALL OF THE PROJECTS TAKEN ON OR CONTINUED BY CONSUMER ACTION DURING FY 2022-23 AIM TO EMPOWER AND EDUCATE LOW-INCOME, MULTI-LINGUAL AND UNDERSERVED CONSUMERS WITH FACT SHEETS, WEBINARS AND INFORMATION ABOUT AVAILABLE RESOURCES.	Desc

Field	Value	IRS element (for citing)
Total Other Prog Srvc Expense	$562,588	TotalOtherProgSrvcExpenseAmt
Total Program Service Expenses	$1,076,384	TotalProgramServiceExpensesAmt
Described In Section501c3	Yes (true)	DescribedInSection501c3Ind
Schedule B Required	Yes (true)	ScheduleBRequiredInd
Political Campaign Acty	false	PoliticalCampaignActyInd
Lobbying Activities	Yes (true)	LobbyingActivitiesInd
Subject To Proxy Tax	false	SubjectToProxyTaxInd
Donor Advised Fund	false	DonorAdvisedFundInd
Conservation Easements	false	ConservationEasementsInd
Collections Of Art	false	CollectionsOfArtInd
Credit Counseling	false	CreditCounselingInd
Donor Rstr Or Quasi Endowments	false	DonorRstrOrQuasiEndowmentsInd
Report Land Building Equipment	Yes (true)	ReportLandBuildingEquipmentInd
Report Investments Other Sec	false	ReportInvestmentsOtherSecInd
Report Program Related Invst	false	ReportProgramRelatedInvstInd
Report Other Assets	false	ReportOtherAssetsInd
Report Other Liabilities	Yes (true)	ReportOtherLiabilitiesInd
Include FIN48 Footnote	false	IncludeFIN48FootnoteInd
Independent Audit Fincl Stmt	false	IndependentAuditFinclStmtInd
Consolidated Audit Fincl Stmt	false	ConsolidatedAuditFinclStmtInd
School Operating	false	SchoolOperatingInd
Foreign Office	false	ForeignOfficeInd
Foreign Activities	false	ForeignActivitiesInd
More Than5000 K To Org	false	MoreThan5000KToOrgInd
More Than5000 K To Individuals	false	MoreThan5000KToIndividualsInd
Professional Fundraising	Yes (true)	ProfessionalFundraisingInd
Fundraising Activities	Yes (true)	FundraisingActivitiesInd
Gaming Activities	false	GamingActivitiesInd
Operate Hospital	false	OperateHospitalInd
Grants To Organizations	Yes (true)	GrantsToOrganizationsInd
Grants To Individuals	Yes (true)	GrantsToIndividualsInd
Schedule J Required	false	ScheduleJRequiredInd
Tax Exempt Bonds	false	TaxExemptBondsInd
Engaged In Excess Benefit Trans	false	EngagedInExcessBenefitTransInd
PY Excess Benefit Trans	false	PYExcessBenefitTransInd
Loan Outstanding	false	LoanOutstandingInd
Grant To Related Person	false	GrantToRelatedPersonInd
Business Rln With Org Mem	false	BusinessRlnWithOrgMemInd
Business Rln With Fam Mem	false	BusinessRlnWithFamMemInd
Business Rln With35 Ctrl Ent	false	BusinessRlnWith35CtrlEntInd
Deductible Non Cash Contri	false	DeductibleNonCashContriInd
Deductible Art Contribution	false	DeductibleArtContributionInd
Terminate Operations	false	TerminateOperationsInd
Partial Liquidation	false	PartialLiquidationInd
Disregarded Entity	false	DisregardedEntityInd
Related Entity	false	RelatedEntityInd
Related Organization Ctrl Ent	false	RelatedOrganizationCtrlEntInd
Trnsfr Exmpt Non Chrtbl Rltd Org	false	TrnsfrExmptNonChrtblRltdOrgInd
Activities Conducted Prtshp	false	ActivitiesConductedPrtshpInd
Schedule O Required	Yes (true)	ScheduleORequiredInd
IRP Document	10	IRPDocumentCnt
IRP Document W2 G	0	IRPDocumentW2GCnt
Backup Wthld Compliance	Yes (true)	BackupWthldComplianceInd
Employee	16	EmployeeCnt
Employment Tax Returns Filed	Yes (true)	EmploymentTaxReturnsFiledInd
Unrelated Bus Incm Over Limit	false	UnrelatedBusIncmOverLimitInd
Foreign Financial Account	false	ForeignFinancialAccountInd
Prohibited Tax Shelter Trans	false	ProhibitedTaxShelterTransInd
Taxable Party Notification	false	TaxablePartyNotificationInd
Nondeductible Contributions	false	NondeductibleContributionsInd
Quid Pro Quo Contributions	Yes (true)	QuidProQuoContributionsInd
Quid Pro Quo Contri Discl	Yes (true)	QuidProQuoContriDisclInd
Form8282 Property Disposed Of	false	Form8282PropertyDisposedOfInd
Rcv Fnds To Pay Prsnl Bnft Cntrct	false	RcvFndsToPayPrsnlBnftCntrctInd
Pay Premiums Prsnl Bnft Cntrct	false	PayPremiumsPrsnlBnftCntrctInd
Form8899 Filedind	false	Form8899Filedind
Form1098 C Filed	false	Form1098CFiledInd
Indoor Tanning Services	false	IndoorTanningServicesInd
Subj To Tax Rmnrtn Ex Prcht Pymt	false	SubjToTaxRmnrtnExPrchtPymtInd
Subject To Excs Tax Net Invst Inc	false	SubjectToExcsTaxNetInvstIncInd
Info In Schedule O Part VI	Yes (X)	InfoInScheduleOPartVIInd
Governing Body Voting Members	11	GoverningBodyVotingMembersCnt
Independent Voting Member	10	IndependentVotingMemberCnt
Family Or Business Rln	false	FamilyOrBusinessRlnInd
Delegation Of Mgmt Duties	false	DelegationOfMgmtDutiesInd
Change To Org Documents	false	ChangeToOrgDocumentsInd
Material Diversion Or Misuse	false	MaterialDiversionOrMisuseInd
Members Or Stockholders	false	MembersOrStockholdersInd
Election Of Board Members	false	ElectionOfBoardMembersInd
Decisions Subject To Approva	false	DecisionsSubjectToApprovaInd
Minutes Of Governing Body	Yes (true)	MinutesOfGoverningBodyInd
Minutes Of Committees	Yes (true)	MinutesOfCommitteesInd
Officer Mailing Address	false	OfficerMailingAddressInd
Local Chapters	false	LocalChaptersInd
Form990 Provided To Gvrn Body	Yes (true)	Form990ProvidedToGvrnBodyInd
Conflict Of Interest Policy	Yes (true)	ConflictOfInterestPolicyInd
Annual Disclosure Covered Prsn	Yes (true)	AnnualDisclosureCoveredPrsnInd
Regular Monitoring Enfrc	Yes (true)	RegularMonitoringEnfrcInd
Whistleblower Policy	Yes (true)	WhistleblowerPolicyInd
Document Retention Policy	Yes (true)	DocumentRetentionPolicyInd
Compensation Process CEO	Yes (true)	CompensationProcessCEOInd
Compensation Process Other	false	CompensationProcessOtherInd
Investment In Joint Venture	false	InvestmentInJointVentureInd
States Where Copy Of Return Is Fld	CA	StatesWhereCopyOfReturnIsFldCd
Own Website	Yes (X)	OwnWebsiteInd
Upon Request	Yes (X)	UponRequestInd

Books In Care Of Detail BooksInCareOfDetail

Field	Value	IRS element (for citing)
Person	ANNA FLORES	PersonNm
Phone	4157779648	PhoneNum

US Address USAddress

Field	Value	IRS element (for citing)
Address Line1	57 POST STREET SUITE 611	AddressLine1Txt
City	SAN FRANCISCO	CityNm
State Abbreviation	CA	StateAbbreviationCd
ZIP	94104	ZIPCd

Form990 Part VII Section A Form990PartVIISectionAGrp (14 entries)

TitleTitleTxt	Average Hours Per WeekAverageHoursPerWeekRt	Individual Trustee Or DirectorIndividualTrusteeOrDirectorInd	OfficerOfficerInd	Reportable Comp From OrgReportableCompFromOrgAmt	Reportable Comp From Rltd OrgReportableCompFromRltdOrgAmt	Other CompensationOtherCompensationAmt
BEN LAU
BOARD CHAIR	1.00	Yes (X)	Yes (X)	$0	$0	$0
SUE ROGAN
BOARD CHAIR	1.00	Yes (X)	Yes (X)	$0	$0	$0
SUE HESTOR
TREASURER (F	1.00	Yes (X)	Yes (X)	$0	$0	$0
ANNA FLORES
INTERIM EXEC	1.00	Yes (X)		$0	$0	$0
DEBORAH LOWE MURAMOTO
DIRECTOR	1.00	Yes (X)		$0	$0	$0
IRENE LEECH
DIRECTOR	1.00	Yes (X)		$0	$0	$0
GAIL SANDERS
DIRECTOR	1.00	Yes (X)		$0	$0	$0
JOE WYNN
DIRECTOR	1.00	Yes (X)		$0	$0	$0
LATESHA SLAPPY
DIRECTOR	1.00	Yes (X)		$0	$0	$0
ROSA GONZALEZ-ABREGO
DIRECTOR (FO	1.00	Yes (X)		$0	$0	$0
KEN MCELDOWNEY
EXEC DIRECTO	28.00	Yes (X)	Yes (X)	$134,824	$0	$5,621
RUTH SUSSWEIN
ASSOC DC DIR	28.00		Yes (X)	$88,498	$0	$22,025
LINDA SHERRY
DC OFFICE DI	28.00		Yes (X)	$103,548	$0	$6,095
KATHY LI
SF OFFICE DI	28.00		Yes (X)	$87,723	$0	$4,776

Field	Value	IRS element (for citing)
Total Reportable Comp From Org	$414,593	TotalReportableCompFromOrgAmt
Total Other Compensation	$38,517	TotalOtherCompensationAmt
Indiv Rcvd Greater Than100 K	2	IndivRcvdGreaterThan100KCnt
Former Ofcr Employees Listed	false	FormerOfcrEmployeesListedInd
Total Comp Greater Than150 K	false	TotalCompGreaterThan150KInd
Compensation From Other Srcs	false	CompensationFromOtherSrcsInd
Fundraising	$273,250	FundraisingAmt
All Other Contributions	$744,407	AllOtherContributionsAmt
Total Contributions	$1,017,657	TotalContributionsAmt

Program Service Revenue ProgramServiceRevenueGrp (2 entries)

DescDesc	BusinessBusinessCd	Total Revenue ColumnTotalRevenueColumnAmt	Related Or Exempt Func IncomeRelatedOrExemptFuncIncomeAmt
PROGRAM INCOME	541610	$131,726	$131,726
MISCELLANEOUS INCOME		$6,711	$6,711

Field	Value	IRS element (for citing)
Total Program Service Revenue	$138,437	TotalProgramServiceRevenueAmt

Investment Income InvestmentIncomeGrp

Field	Value	IRS element (for citing)
Total Revenue Column	$6,757	TotalRevenueColumnAmt
Exclusion	$6,757	ExclusionAmt

Field	Value	IRS element (for citing)
Fundraising Gross Income	$9,204	FundraisingGrossIncomeAmt
Contri Rpt Fundraising Event	$273,250	ContriRptFundraisingEventAmt
Fundraising Direct Expenses	$7,368	FundraisingDirectExpensesAmt

Net Incm From Fundraising Evt NetIncmFromFundraisingEvtGrp

Field	Value	IRS element (for citing)
Total Revenue Column	$1,836	TotalRevenueColumnAmt

Total Revenue TotalRevenueGrp

Field	Value	IRS element (for citing)
Total Revenue Column	$1,164,687	TotalRevenueColumnAmt
Related Or Exempt Func Income	$138,437	RelatedOrExemptFuncIncomeAmt
Exclusion	$6,757	ExclusionAmt

Grants To Domestic Orgs GrantsToDomesticOrgsGrp

Field	Value	IRS element (for citing)
Total	$73,335	TotalAmt
Program Services	$73,335	ProgramServicesAmt

Grants To Domestic Individuals GrantsToDomesticIndividualsGrp

Field	Value	IRS element (for citing)
Total	$26,957	TotalAmt
Program Services	$26,957	ProgramServicesAmt

Comp Current Ofcr Directors CompCurrentOfcrDirectorsGrp

Field	Value	IRS element (for citing)
Total	$400,019	TotalAmt
Program Services	$280,013	ProgramServicesAmt
Management And General	$80,004	ManagementAndGeneralAmt
Fundraising	$40,002	FundraisingAmt

Other Salaries And Wages OtherSalariesAndWagesGrp

Field	Value	IRS element (for citing)
Total	$499,860	TotalAmt
Program Services	$409,845	ProgramServicesAmt
Management And General	$56,957	ManagementAndGeneralAmt
Fundraising	$33,058	FundraisingAmt

Other Employee Benefits OtherEmployeeBenefitsGrp

Field	Value	IRS element (for citing)
Total	$91,385	TotalAmt
Program Services	$69,930	ProgramServicesAmt
Management And General	$14,249	ManagementAndGeneralAmt
Fundraising	$7,206	FundraisingAmt

Payroll Taxes PayrollTaxesGrp

Field	Value	IRS element (for citing)
Total	$75,168	TotalAmt
Program Services	$57,307	ProgramServicesAmt
Management And General	$11,736	ManagementAndGeneralAmt
Fundraising	$6,125	FundraisingAmt

Fees For Services Accounting FeesForServicesAccountingGrp

Field	Value	IRS element (for citing)
Total	$64,531	TotalAmt
Program Services	$49,418	ProgramServicesAmt
Management And General	$9,808	ManagementAndGeneralAmt
Fundraising	$5,305	FundraisingAmt

Fees For Services Prof Fundraising FeesForServicesProfFundraising

Field	Value	IRS element (for citing)
Total	$36,000	TotalAmt
Fundraising	$36,000	FundraisingAmt

Fees For Services Other FeesForServicesOtherGrp

Field	Value	IRS element (for citing)
Total	$16,548	TotalAmt
Program Services	$15,562	ProgramServicesAmt
Management And General	$668	ManagementAndGeneralAmt
Fundraising	$318	FundraisingAmt

Advertising AdvertisingGrp

Field	Value	IRS element (for citing)
Total	$119	TotalAmt
Program Services	$119	ProgramServicesAmt

Office Expenses OfficeExpensesGrp

Field	Value	IRS element (for citing)
Total	$14,173	TotalAmt
Program Services	$11,151	ProgramServicesAmt
Management And General	$2,018	ManagementAndGeneralAmt
Fundraising	$1,004	FundraisingAmt

Information Technology InformationTechnologyGrp

Field	Value	IRS element (for citing)
Total	$55,531	TotalAmt
Program Services	$42,504	ProgramServicesAmt
Management And General	$8,427	ManagementAndGeneralAmt
Fundraising	$4,600	FundraisingAmt

Occupancy OccupancyGrp

Field	Value	IRS element (for citing)
Total	$16,570	TotalAmt
Program Services	$12,727	ProgramServicesAmt
Management And General	$2,506	ManagementAndGeneralAmt
Fundraising	$1,337	FundraisingAmt

Travel TravelGrp

Field	Value	IRS element (for citing)
Total	$18,004	TotalAmt
Program Services	$15,230	ProgramServicesAmt
Management And General	$435	ManagementAndGeneralAmt
Fundraising	$2,339	FundraisingAmt

Conferences Meetings ConferencesMeetingsGrp

Field	Value	IRS element (for citing)
Total	$693	TotalAmt
Program Services	$585	ProgramServicesAmt
Management And General	$75	ManagementAndGeneralAmt
Fundraising	$33	FundraisingAmt

Depreciation Depletion DepreciationDepletionGrp

Field	Value	IRS element (for citing)
Total	$635	TotalAmt
Program Services	$497	ProgramServicesAmt
Management And General	$87	ManagementAndGeneralAmt
Fundraising	$51	FundraisingAmt

Insurance InsuranceGrp

Field	Value	IRS element (for citing)
Total	$14,668	TotalAmt
Program Services	$11,204	ProgramServicesAmt
Management And General	$2,258	ManagementAndGeneralAmt
Fundraising	$1,206	FundraisingAmt

Total Functional Expenses TotalFunctionalExpensesGrp

Field	Value	IRS element (for citing)
Total	$1,404,196	TotalAmt
Program Services	$1,076,384	ProgramServicesAmt
Management And General	$189,228	ManagementAndGeneralAmt
Fundraising	$138,584	FundraisingAmt

Cash Non Interest Bearing CashNonInterestBearingGrp

Field	Value	IRS element (for citing)
BOY	$127,432	BOYAmt
EOY	-$6,299	EOYAmt

Savings And Temp Cash Invst SavingsAndTempCashInvstGrp

Field	Value	IRS element (for citing)
BOY	$100,000	BOYAmt
EOY	$1,099,600	EOYAmt

Pledges And Grants Receivable PledgesAndGrantsReceivableGrp

Field	Value	IRS element (for citing)
BOY	$95,250	BOYAmt
EOY	$141,716	EOYAmt

Prepaid Expenses Defrd Charges PrepaidExpensesDefrdChargesGrp

Field	Value	IRS element (for citing)
BOY	$21,315	BOYAmt
EOY	$23,698	EOYAmt

Field	Value	IRS element (for citing)
Land Bldg Equip Cost Or Other Bss	$50,235	LandBldgEquipCostOrOtherBssAmt
Land Bldg Equip Accum Deprec	$46,328	LandBldgEquipAccumDeprecAmt

Land Bldg Equip Basis Net LandBldgEquipBasisNetGrp

Field	Value	IRS element (for citing)
EOY	$3,907	EOYAmt

Investments Pub Traded Sec InvestmentsPubTradedSecGrp

Field	Value	IRS element (for citing)
BOY	$1,140,709	BOYAmt

Other Assets Total OtherAssetsTotalGrp

Field	Value	IRS element (for citing)
BOY	$8,466	BOYAmt
EOY	$3,966	EOYAmt

Total Assets TotalAssetsGrp

Field	Value	IRS element (for citing)
BOY	$1,493,172	BOYAmt
EOY	$1,266,588	EOYAmt

Accounts Payable Accr Expnss AccountsPayableAccrExpnssGrp

Field	Value	IRS element (for citing)
BOY	$16,274	BOYAmt
EOY	$29,861	EOYAmt

Deferred Revenue DeferredRevenueGrp

Field	Value	IRS element (for citing)
BOY	$25,000	BOYAmt
EOY	$111,000	EOYAmt

Other Liabilities OtherLiabilitiesGrp

Field	Value	IRS element (for citing)
BOY	$190,455	BOYAmt
EOY	$101,508	EOYAmt

Total Liabilities TotalLiabilitiesGrp

Field	Value	IRS element (for citing)
BOY	$231,729	BOYAmt
EOY	$242,369	EOYAmt

Field	Value	IRS element (for citing)
Organization Follows FASB117	Yes (X)	OrganizationFollowsFASB117Ind

No Donor Restriction Net Assets NoDonorRestrictionNetAssetsGrp

Field	Value	IRS element (for citing)
BOY	$667,870	BOYAmt
EOY	$647,361	EOYAmt

Donor Restriction Net Assets DonorRestrictionNetAssetsGrp

Field	Value	IRS element (for citing)
BOY	$593,573	BOYAmt
EOY	$376,858	EOYAmt

Total Net Assets Fund Balance TotalNetAssetsFundBalanceGrp

Field	Value	IRS element (for citing)
BOY	$1,261,443	BOYAmt
EOY	$1,024,219	EOYAmt

Tot Liab Net Assets Fund Balance TotLiabNetAssetsFundBalanceGrp

Field	Value	IRS element (for citing)
BOY	$1,493,172	BOYAmt
EOY	$1,266,588	EOYAmt

Field	Value	IRS element (for citing)
Reconcilation Revenue Expnss	-$239,509	ReconcilationRevenueExpnssAmt
Net Unrlzd Gains Losses Invst	$2,285	NetUnrlzdGainsLossesInvstAmt
Method Of Accounting Accrual	Yes (X)	MethodOfAccountingAccrualInd
Accountant Compile Or Review	false	AccountantCompileOrReviewInd
FS Audited	false	FSAuditedInd
Federal Grant Audit Required	false	FederalGrantAuditRequiredInd

Schedule A IRS990ScheduleA

Field	Value	IRS element (for citing)
Public Organization170	Yes (X)	PublicOrganization170Ind

Gifts Grants Contri Rcvd170 GiftsGrantsContriRcvd170Grp

Field	Value	IRS element (for citing)
Current Tax Year Minus4 Years	$2,106,307	CurrentTaxYearMinus4YearsAmt
Current Tax Year Minus3 Years	$847,124	CurrentTaxYearMinus3YearsAmt
Current Tax Year Minus2 Years	$1,173,731	CurrentTaxYearMinus2YearsAmt
Current Tax Year Minus1 Year	$1,647,594	CurrentTaxYearMinus1YearAmt
Current Tax Year	$1,017,657	CurrentTaxYearAmt
Total	$6,792,413	TotalAmt

Total Calendar Year170 TotalCalendarYear170Grp

Field	Value	IRS element (for citing)
Current Tax Year Minus4 Years	$2,106,307	CurrentTaxYearMinus4YearsAmt
Current Tax Year Minus3 Years	$847,124	CurrentTaxYearMinus3YearsAmt
Current Tax Year Minus2 Years	$1,173,731	CurrentTaxYearMinus2YearsAmt
Current Tax Year Minus1 Year	$1,647,594	CurrentTaxYearMinus1YearAmt
Current Tax Year	$1,017,657	CurrentTaxYearAmt
Total	$6,792,413	TotalAmt

Field	Value	IRS element (for citing)
Substantial Contributors Tot	$2,403,262	SubstantialContributorsTotAmt
Public Support Total170	$4,389,151	PublicSupportTotal170Amt

Gross Investment Income170 GrossInvestmentIncome170Grp

Field	Value	IRS element (for citing)
Current Tax Year Minus4 Years	$83,716	CurrentTaxYearMinus4YearsAmt
Current Tax Year Minus3 Years	$82,264	CurrentTaxYearMinus3YearsAmt
Current Tax Year Minus2 Years	$22,764	CurrentTaxYearMinus2YearsAmt
Current Tax Year Minus1 Year	$3,921	CurrentTaxYearMinus1YearAmt
Current Tax Year	$6,757	CurrentTaxYearAmt
Total	$199,422	TotalAmt

Other Income170 OtherIncome170Grp

Field	Value	IRS element (for citing)
Current Tax Year Minus2 Years	$5,150	CurrentTaxYearMinus2YearsAmt
Total	$5,150	TotalAmt

Field	Value	IRS element (for citing)
Total Support	$6,996,985	TotalSupportAmt
Gross Receipts Rltd Activities	$177,597	GrossReceiptsRltdActivitiesAmt
Public Support CY170	0.62730	PublicSupportCY170Pct
Public Support PY170	0.58200	PublicSupportPY170Pct
Thirty Thr Pct Suprt Tests CY170	Yes (X)	ThirtyThrPctSuprtTestsCY170Ind

Form990 Schedule A Part VI Form990ScheduleAPartVIGrp

Field	Value	IRS element (for citing)
Form And Line Reference	PART II, LINE 10	FormAndLineReferenceDesc
Explanation	OTHER INCOME 5,150	ExplanationTxt

Schedule B IRS990ScheduleB

Contributor Information ContributorInformationGrp

Field	Value	IRS element (for citing)
Contributor	RESTRICTED	ContributorNum

Contributor Business Name ContributorBusinessName

Field	Value	IRS element (for citing)
Business Name Line1	RESTRICTED	BusinessNameLine1

Contributor US Address ContributorUSAddress

Field	Value	IRS element (for citing)
Address Line1	RESTRICTED	AddressLine1
Address Line2	RESTRICTED	AddressLine2
City	RESTRICTED	City
State	RESTRICTED	State
ZIP Code	RESTRICTED	ZIPCode

Field	Value	IRS element (for citing)
Total Contributions	RESTRICTED	TotalContributionsAmt

Schedule C IRS990ScheduleC

Field	Value	IRS element (for citing)
Volunteers	false	VolunteersInd
Paid Staff Or Management	false	PaidStaffOrManagementInd
Media Advertisements	false	MediaAdvertisementsInd
Mailings Members	false	MailingsMembersInd
Publications Or Broadcast	false	PublicationsOrBroadcastInd
Grants Other Organizations	false	GrantsOtherOrganizationsInd
Direct Contact Legislators	Yes (true)	DirectContactLegislatorsInd
Direct Contact Legislators	$826	DirectContactLegislatorsAmt
Rallies Demonstrations	false	RalliesDemonstrationsInd
Other Activities	false	OtherActivitiesInd
Total Lobbying Expenditures	$826	TotalLobbyingExpendituresAmt
Not Described Section501c3	false	NotDescribedSection501c3Ind

Supplemental Information Detail SupplementalInformationDetail

Field	Value	IRS element (for citing)
Form And Line Reference	SCHEDULE C, PART II-B, LINE 1	FormAndLineReferenceDesc
Explanation	LOBBYING FY 2022-23 CONSUMER ACTION EMPLOYEES PARTICIPATED IN A VERY LIMITED NUMBER OF MEETINGS WITH CONGRESSIONAL STAFF MEMBERS IN WASHINGTON, DC, TO PRESERVE THE CONSUMER PROTECTION RULE- WRITING AND ENFORCEMENT DUTIES OF THE CONSUMER FINANCIAL PROTECTION BUREAU (CFPB) THAT HAVE COME UNDER REGULAR POLITICAL ATTACK. CONSUMER ACTION HAS SENT A FEW ADVOCACY ALERTS TO OUR NETWORK OF COMMUNITY-BASED ORGANIZATIONS (CBOS) TO ENCOURAGE THEM TO SUPPORT THE CFPB'S CONSUMER PROTECTION DUTIES. WE HAVE ALSO MET WITH CONGRESSIONAL STAFFERS TO URGE CONGRESS TO REINSTATE THE FEDERAL TRADE COMMISSION'S SECTION 13B AUTHORITY TO REQUIRE DEFENDANTS TO PAY REFUNDS TO HARMED CONSUMERS. WE HAVE MET WITH FEDERAL REGULATORY AGENCIES TO URGE THEM TO CRAFT A RULE THAT WOULD PROVIDE REFUNDS FOR AIRLINE PASSENGERS IMPACTED BY CANCELLED OR SIGNIFICANTLY DELAYED FLIGHTS; TO REQUIRE MORTGAGE ORIGINATORS AND SERVICERS TO ASK BORROWERS THEIR LANGUAGE PREFERENCE AND TO MAKE ESSENTIAL DOCUMENTS AVAILABLE IN THE PRIMARY LANGUAGES THAT THEIR CUSTOMERS PREFER; AND TO SUPPORT FEDERAL AGENCIES' EFFORTS TO EXPOSE, LIMIT AND ELIMINATE 'JUNK' FEES IN FINANCIAL, AUTO, HOSPITALITY AND OTHER INDUSTRIES.	ExplanationTxt

Schedule D IRS990ScheduleD

Equipment EquipmentGrp

Field	Value	IRS element (for citing)
Other Cost Or Other Basis	$50,235	OtherCostOrOtherBasisAmt
Depreciation	$46,328	DepreciationAmt
Book Value	$3,907	BookValueAmt

Field	Value	IRS element (for citing)
Total Book Value Land Buildings	$3,907	TotalBookValueLandBuildingsAmt

Other Liabilities Org OtherLiabilitiesOrgGrp (3 entries)

DescDesc	AmtAmt
ACCRUED LEAVE + PAYROLL	$94,870
ACCRUED EXPENSES	$4,013
LEASE PAYMENT DUE	$2,625

Field	Value	IRS element (for citing)
Total Liability	$101,508	TotalLiabilityAmt

Schedule G IRS990ScheduleG

Field	Value	IRS element (for citing)
Email Solicitations	Yes (X)	EmailSolicitationsInd
Solicitation Of Non Govt Grants	Yes (X)	SolicitationOfNonGovtGrantsInd
Special Fundraising Events	Yes (X)	SpecialFundraisingEventsInd
Agrmt Prof Fundraising Acty	Yes (true)	AgrmtProfFundraisingActyInd

Fundraiser Activity Info FundraiserActivityInfoGrp

Field	Value	IRS element (for citing)
Person	CAROLE BERKE	PersonNm

US Address USAddress

Field	Value	IRS element (for citing)
Address Line1	7412 OAK LANE	AddressLine1Txt
City	CHEVY CHASE	CityNm
State Abbreviation	MD	StateAbbreviationCd
ZIP	20815	ZIPCd

Field	Value	IRS element (for citing)
Activity	CONSULTING	ActivityTxt
Fundraiser Control Of Funds	false	FundraiserControlOfFundsInd
Gross Receipts	$70,500	GrossReceiptsAmt
Retained By Contractor	$36,000	RetainedByContractorAmt
Net To Organization	$34,500	NetToOrganizationAmt

Field	Value	IRS element (for citing)
Total Gross Receipts	$70,500	TotalGrossReceiptsAmt
Total Retained By Contractors	$36,000	TotalRetainedByContractorsAmt
Total Net To Organization	$34,500	TotalNetToOrganizationAmt

Fundraising Event Information FundraisingEventInformationGrp

Field	Value	IRS element (for citing)
Event1	51ST ANNIVERSAR	Event1Nm
Gross Receipts Event1	$282,454	GrossReceiptsEvent1Amt
Charitable Contri Event1	$273,250	CharitableContriEvent1Amt
Gross Revenue Event1	$9,204	GrossRevenueEvent1Amt
Food And Beverage Event1	$6,426	FoodAndBeverageEvent1Amt
Other Direct Expenses Event1	$942	OtherDirectExpensesEvent1Amt
Gross Receipts Total	$282,454	GrossReceiptsTotalAmt
Charitable Contributions Tot	$273,250	CharitableContributionsTotAmt
Gross Revenue Total Events	$9,204	GrossRevenueTotalEventsAmt
Food And Beverage Total Events	$6,426	FoodAndBeverageTotalEventsAmt
Oth Direct Expnss Total Events	$942	OthDirectExpnssTotalEventsAmt
Direct Expense Summary Events	$7,368	DirectExpenseSummaryEventsAmt
Net Income Summary	$1,836	NetIncomeSummaryAmt

Supplemental Information Detail SupplementalInformationDetail

Field	Value	IRS element (for citing)
Form And Line Reference	SCHEDULE G, PAGE 1, PART I, LINE 2B, COLUMN (V)	FormAndLineReferenceDesc
Explanation	CAROLE BERKE FEES BILLED FOR SERVICES	ExplanationTxt

Schedule I IRS990ScheduleI

Field	Value	IRS element (for citing)
Grant Records Maintained	Yes (true)	GrantRecordsMaintainedInd

Recipient Table RecipientTable (4 entries)

Address Line1USAddress/AddressLine1Txt	CityUSAddress/CityNm	State AbbreviationUSAddress/StateAbbreviationCd	ZIPUSAddress/ZIPCd	Recipient EINRecipientEIN	IRC SectionIRCSectionDesc	Cash GrantCashGrantAmt	Purpose Of GrantPurposeOfGrantTxt
CATHOLIC CHARITIES OF DALLAS INC
1421 W MOCKINGBIRD LANE	DALLAS	TX	75247	752745221	501C3	$10,000	EDUCATION APPLICATIO
EASTER SEALS OF GREATER HOUSTON IN
4888 LOOP CENTRAL DR 200	HOUSTON	TX	77081	741238418	501C3	$7,500	EDUCATION APPLICATIO
HOPE
OXON HILL ROAD SUITE 700	OXON HILL	MD	20745	202526058	C-CORP	$7,500	EDUCATION APPLICATIO
PHILADELPHIA CHINATOWN DEVELOPMENT
301 N 9TH STREET	PHILADELPHIA	PA	19107	237439723	501C3	$12,167	EDUCATION APPLICATIO

Grants Other Asst To Indiv In US GrantsOtherAsstToIndivInUSGrp

Field	Value	IRS element (for citing)
Grant Type	VOLUNTEER STIPENDS	GrantTypeTxt
Recipient	203	RecipientCnt
Non Cash Assistance	$26,957	NonCashAssistanceAmt
Non Cash Assistance	GIFT CARDS	NonCashAssistanceDesc

Schedule O IRS990ScheduleO

Supplemental Information Detail SupplementalInformationDetail (6 entries)

Form And Line ReferenceFormAndLineReferenceDesc	ExplanationExplanationTxt
FORM 990	FULL MISSION STATEMENT: USING MULTILINGUAL CONSUMER EDUCATION MATERIALS, COMMUNITY OUTREACH AND ISSUE-FOCUSED ADVOCACY, CONSUMER ACTION EMPOWERS LOW- AND MODERATE-INCOME, LIMITED-ENGLISH-SPEAKING, AND OTHER UNDERREPRESENTED CONSUMERS NATIONWIDE TO FINANCIALLY PROSPER THROUGH EDUCATION AND ADVOCACY.
FORM 990, PAGE 2, PART III, LINE 4D	PROGRAM SERVICE ACCOMPLISHMENT STATEMENT 4 THE AT&T EMERGENCY BROADBAND BENEFIT (EBB) PROJECT REVISED CONSUMER ACTION'S LIFELINE MODULE TO INCLUDE MORE DETAILS ABOUT THE NATIONAL LIFELINE PROGRAM AND SHIFTED THE FOCUS OF OUR "LOW-COST INTERNET" MODULE TO THE EBB PROGRAM WHILE RETAINING AND UPDATING INFORMATION ABOUT THE ADDITIONAL PROGRAMS PROVIDED BY AT&T AND OTHER PROVIDERS. IN ADDITION, A NEW CONSUMER FACT SHEET ON THE EBB PROGRAM WAS CREATED IN FIVE LANGUAGES, A WEBINAR FOR CBO STAFF ON THE PROGRAM WAS HELD AND INFORMATION TO 100,000 CBOS AND INDIVIDUALS WAS DISTRIBUTED THROUGH SOCIAL, MAINSTREAM AND IN- LANGUAGE MEDIA. (85,646) GENERAL (476,942) IN GENERAL, ALL OF THE PROJECTS TAKEN ON OR CONTINUED BY CONSUMER ACTION DURING FY 2022-23 AIM TO EMPOWER AND EDUCATE LOW-INCOME, MULTI-LINGUAL AND UNDERSERVED CONSUMERS WITH FACT SHEETS, WEBINARS AND INFORMATION ABOUT AVAILABLE RESOURCES.
FORM 990, PAGE 6, PART VI, LINE 11B	THE EXECUTIVE DIRECTOR AND FINANCIAL CONSULTANT CONDUCT AN INITIAL REVIEW OF THE 990. THEN THE BOARD OF DIRECTORS REVIEWS IT PRIOR TO FILING.
FORM 990, PAGE 6, PART VI, LINE 12C	ALL BOARD MEMBERS ARE COVERED UNDER THE POLICY WHERE ANNUAL ASSERTIONS ARE REQUESTED TO CONFIRM THAT THERE IS A LACK OF CONFLICTS.
FORM 990, PAGE 6, PART VI, LINE 15A	THE BOARD OF DIRECTORS DECIDE THE SALARY AND BENEFITS OF THE EXECUTIVE DIRECTOR OF THE AGENCY. THE BOARD, WHICH INCLUDES INDEPENDENT MEMBERS, HAVE ASSESSED FAIR AND EQUITABLE COMPENSATION BASED ON COMPENSATION OF MANAGERS OF AGENCIES OF SIMILAR SIZE, FIELD AND LOCATION TO THE AGENCY.
FORM 990, PAGE 6, PART VI, LINE 19	GOVERNING DOCUMENTS, THE CONFLICT OF INTEREST POLICY AND FINANCIAL STATEMENTS ARE AVAILABLE TO THE PUBLIC UPON REQUEST.FORM 990 IS POSTED ON OUR WEB SITE.