Northwest Community Credit Union: Form 990, tax year 2023

View the entire original 990 at ProPublica ↗

Organization: Northwest Community Credit Union (EIN 93-0389726)
Tax period: 2023-01-01 to 2023-12-31
Filed: 2024-12-18
IRS object ID: 202403539349300115
Schema version: 2023v5.1
Source: Download XML · Original 990 at ProPublica

Every field in the e-filed return. Faint text is the IRS element name, for citing.

Return header
Form 990
Schedule D
Schedule J
Schedule N
Schedule O
Schedule R

Return header ReturnHeader

Field	Value	IRS element (for citing)
Return	2024-12-18T11:04:27-08:00	ReturnTs
Tax Period End	2023-12-31	TaxPeriodEndDt
Return Type	990	ReturnTypeCd
Tax Period Begin	2023-01-01	TaxPeriodBeginDt

Filer Filer

Field	Value	IRS element (for citing)
EIN	930389726	EIN

Business Name BusinessName

Field	Value	IRS element (for citing)
Business Name Line1	Northwest Community Credit Union	BusinessNameLine1Txt

Field	Value	IRS element (for citing)
Business Name Control	NORT	BusinessNameControlTxt
Phone	5417449518	PhoneNum

US Address USAddress

Field	Value	IRS element (for citing)
Address Line1	545 E 8th Ave	AddressLine1Txt
City	Eugene	CityNm
State Abbreviation	OR	StateAbbreviationCd
ZIP	97401	ZIPCd

Business Officer BusinessOfficerGrp

Field	Value	IRS element (for citing)
Person	Jeffrey Yoder	PersonNm
Person Title	CFO	PersonTitleTxt
Phone	5417449518	PhoneNum
Signature	2024-12-18	SignatureDt

Field	Value	IRS element (for citing)
IRS Responsible Prty Info Curr	Yes (true)	IRSResponsiblePrtyInfoCurrInd
Tax	2023	TaxYr
Build TS	2024-10-15 13:58:12Z	BuildTS

Form 990 IRS990

Field	Value	IRS element (for citing)
Final Return	Yes (X)	FinalReturnInd
Principal Officer	Jeffrey Yoder	PrincipalOfficerNm

US Address USAddress

Field	Value	IRS element (for citing)
Address Line1	545 E 8th Ave	AddressLine1Txt
City	Eugene	CityNm
State Abbreviation	OR	StateAbbreviationCd
ZIP	97401	ZIPCd

Field	Value	IRS element (for citing)
Gross Receipts	$43,043,408	GrossReceiptsAmt
Group Return For Affiliates	false	GroupReturnForAffiliatesInd
Organization501c	Yes (X)	Organization501cInd
Website Address	www.nwcu.com	WebsiteAddressTxt
Type Of Organization Corp	Yes (X)	TypeOfOrganizationCorpInd
Formation	1949	FormationYr
Activity Or Mission	Focus on the member, add value and build partnership.	ActivityOrMissionDesc
Contract Termination	Yes (X)	ContractTerminationInd
Voting Members Governing Body	9	VotingMembersGoverningBodyCnt
Voting Members Independent	9	VotingMembersIndependentCnt
Total Employee	372	TotalEmployeeCnt
Total Volunteers	14	TotalVolunteersCnt
Total Gross UBI	$35,420	TotalGrossUBIAmt
Net Unrelated Bus Txbl Incm	$6,084	NetUnrelatedBusTxblIncmAmt
CY Contributions Grants	$0	CYContributionsGrantsAmt
PY Program Service Revenue	$67,637,899	PYProgramServiceRevenueAmt
CY Program Service Revenue	$38,758,218	CYProgramServiceRevenueAmt
PY Investment Income	$6,832,613	PYInvestmentIncomeAmt
CY Investment Income	$4,279,337	CYInvestmentIncomeAmt
PY Other Revenue	-$197,392	PYOtherRevenueAmt
CY Other Revenue	$1,151	CYOtherRevenueAmt
PY Total Revenue	$74,273,120	PYTotalRevenueAmt
CY Total Revenue	$43,038,706	CYTotalRevenueAmt
CY Grants And Similar Paid	$0	CYGrantsAndSimilarPaidAmt
CY Benefits Paid To Members	$0	CYBenefitsPaidToMembersAmt
PY Salaries Comp Emp Bnft Paid	$28,578,961	PYSalariesCompEmpBnftPaidAmt
CY Salaries Comp Emp Bnft Paid	$14,390,417	CYSalariesCompEmpBnftPaidAmt
CY Total Prof Fndrsng Expns	$0	CYTotalProfFndrsngExpnsAmt
CY Total Fundraising Expense	$0	CYTotalFundraisingExpenseAmt
PY Other Expenses	$31,805,978	PYOtherExpensesAmt
CY Other Expenses	$23,020,080	CYOtherExpensesAmt
PY Total Expenses	$60,384,939	PYTotalExpensesAmt
CY Total Expenses	$37,410,497	CYTotalExpensesAmt
PY Revenues Less Expenses	$13,888,181	PYRevenuesLessExpensesAmt
CY Revenues Less Expenses	$5,628,209	CYRevenuesLessExpensesAmt
Total Assets BOY	$1,806,109,861	TotalAssetsBOYAmt
Total Assets EOY	$0	TotalAssetsEOYAmt
Total Liabilities BOY	$86,893,638	TotalLiabilitiesBOYAmt
Total Liabilities EOY	$0	TotalLiabilitiesEOYAmt
Net Assets Or Fund Balances BOY	$1,719,216,223	NetAssetsOrFundBalancesBOYAmt
Net Assets Or Fund Balances EOY	$0	NetAssetsOrFundBalancesEOYAmt
Mission	Focus on the member, add value and build partnership.	MissionDesc
Significant New Program Srvc	false	SignificantNewProgramSrvcInd
Significant Change	false	SignificantChangeInd
Desc	Focus on member, add value and build partnership.	Desc
Described In Section501c3	false	DescribedInSection501c3Ind
Schedule B Required	false	ScheduleBRequiredInd
Political Campaign Acty	false	PoliticalCampaignActyInd
Subject To Proxy Tax	false	SubjectToProxyTaxInd
Donor Advised Fund	false	DonorAdvisedFundInd
Conservation Easements	false	ConservationEasementsInd
Collections Of Art	false	CollectionsOfArtInd
Credit Counseling	false	CreditCounselingInd
Donor Rstr Or Quasi Endowments	false	DonorRstrOrQuasiEndowmentsInd
Report Land Building Equipment	Yes (true)	ReportLandBuildingEquipmentInd
Report Investments Other Sec	false	ReportInvestmentsOtherSecInd
Report Program Related Invst	false	ReportProgramRelatedInvstInd
Report Other Assets	false	ReportOtherAssetsInd
Report Other Liabilities	false	ReportOtherLiabilitiesInd
Include FIN48 Footnote	Yes (true)	IncludeFIN48FootnoteInd
Independent Audit Fincl Stmt	false	IndependentAuditFinclStmtInd
Consolidated Audit Fincl Stmt	Yes (true)	ConsolidatedAuditFinclStmtInd
School Operating	false	SchoolOperatingInd
Foreign Office	false	ForeignOfficeInd
Foreign Activities	false	ForeignActivitiesInd
More Than5000 K To Org	false	MoreThan5000KToOrgInd
More Than5000 K To Individuals	false	MoreThan5000KToIndividualsInd
Professional Fundraising	false	ProfessionalFundraisingInd
Fundraising Activities	false	FundraisingActivitiesInd
Gaming Activities	false	GamingActivitiesInd
Operate Hospital	false	OperateHospitalInd
Grants To Organizations	false	GrantsToOrganizationsInd
Grants To Individuals	false	GrantsToIndividualsInd
Schedule J Required	Yes (true)	ScheduleJRequiredInd
Tax Exempt Bonds	false	TaxExemptBondsInd
Loan Outstanding	false	LoanOutstandingInd
Grant To Related Person	false	GrantToRelatedPersonInd
Business Rln With Org Mem	false	BusinessRlnWithOrgMemInd
Business Rln With Fam Mem	false	BusinessRlnWithFamMemInd
Business Rln With35 Ctrl Ent	false	BusinessRlnWith35CtrlEntInd
Deductible Non Cash Contri	false	DeductibleNonCashContriInd
Deductible Art Contribution	false	DeductibleArtContributionInd
Terminate Operations	false	TerminateOperationsInd
Partial Liquidation	Yes (true)	PartialLiquidationInd
Disregarded Entity	Yes (true)	DisregardedEntityInd
Related Entity	Yes (true)	RelatedEntityInd
Related Organization Ctrl Ent	false	RelatedOrganizationCtrlEntInd
Activities Conducted Prtshp	false	ActivitiesConductedPrtshpInd
Schedule O Required	Yes (true)	ScheduleORequiredInd
IRP Document	48402	IRPDocumentCnt
IRP Document W2 G	0	IRPDocumentW2GCnt
Backup Wthld Compliance	Yes (true)	BackupWthldComplianceInd
Employee	372	EmployeeCnt
Employment Tax Returns Filed	Yes (true)	EmploymentTaxReturnsFiledInd
Unrelated Bus Incm Over Limit	Yes (true)	UnrelatedBusIncmOverLimitInd
Form990 T Filed	Yes (true)	Form990TFiledInd
Foreign Financial Account	false	ForeignFinancialAccountInd
Prohibited Tax Shelter Trans	false	ProhibitedTaxShelterTransInd
Taxable Party Notification	false	TaxablePartyNotificationInd
Nondeductible Contributions	false	NondeductibleContributionsInd
Indoor Tanning Services	false	IndoorTanningServicesInd
Subj To Tax Rmnrtn Ex Prcht Pymt	false	SubjToTaxRmnrtnExPrchtPymtInd
Subject To Excs Tax Net Invst Inc	false	SubjectToExcsTaxNetInvstIncInd
Info In Schedule O Part VI	Yes (X)	InfoInScheduleOPartVIInd
Governing Body Voting Members	9	GoverningBodyVotingMembersCnt
Independent Voting Member	9	IndependentVotingMemberCnt
Family Or Business Rln	false	FamilyOrBusinessRlnInd
Delegation Of Mgmt Duties	false	DelegationOfMgmtDutiesInd
Change To Org Documents	false	ChangeToOrgDocumentsInd
Material Diversion Or Misuse	false	MaterialDiversionOrMisuseInd
Members Or Stockholders	Yes (true)	MembersOrStockholdersInd
Election Of Board Members	Yes (true)	ElectionOfBoardMembersInd
Decisions Subject To Approva	false	DecisionsSubjectToApprovaInd
Minutes Of Governing Body	Yes (true)	MinutesOfGoverningBodyInd
Minutes Of Committees	Yes (true)	MinutesOfCommitteesInd
Officer Mailing Address	false	OfficerMailingAddressInd
Local Chapters	false	LocalChaptersInd
Form990 Provided To Gvrn Body	Yes (true)	Form990ProvidedToGvrnBodyInd
Conflict Of Interest Policy	Yes (true)	ConflictOfInterestPolicyInd
Annual Disclosure Covered Prsn	Yes (true)	AnnualDisclosureCoveredPrsnInd
Regular Monitoring Enfrc	Yes (true)	RegularMonitoringEnfrcInd
Whistleblower Policy	Yes (true)	WhistleblowerPolicyInd
Document Retention Policy	Yes (true)	DocumentRetentionPolicyInd
Compensation Process CEO	Yes (true)	CompensationProcessCEOInd
Compensation Process Other	false	CompensationProcessOtherInd
Investment In Joint Venture	false	InvestmentInJointVentureInd
Own Website	Yes (X)	OwnWebsiteInd
Upon Request	Yes (X)	UponRequestInd

Books In Care Of Detail BooksInCareOfDetail

Field	Value	IRS element (for citing)
Person	Jeffrey Yoder	PersonNm
Phone	5417449518	PhoneNum

US Address USAddress

Field	Value	IRS element (for citing)
Address Line1	545 E 8th Ave	AddressLine1Txt
City	Eugene	CityNm
State Abbreviation	OR	StateAbbreviationCd
ZIP	97401	ZIPCd

Form990 Part VII Section A Form990PartVIISectionAGrp (21 entries)

TitleTitleTxt	Average Hours Per WeekAverageHoursPerWeekRt	Average Hours Per Week Rltd OrgAverageHoursPerWeekRltdOrgRt	OfficerOfficerInd	Reportable Comp From OrgReportableCompFromOrgAmt	Reportable Comp From Rltd OrgReportableCompFromRltdOrgAmt	Other CompensationOtherCompensationAmt	Individual Trustee Or DirectorIndividualTrusteeOrDirectorInd
John Iglesias
President & CEO	50.00	0.00	Yes (X)	$674,363	$0	$248,911
Alan Pitcher
CIO	50.00	0.00	Yes (X)	$264,261	$0	$21,136
Jeffrey Yoder
CFO	50.00	0.00	Yes (X)	$188,589	$0	$37,632
Ken Myhra
CPO	50.00	0.00	Yes (X)	$200,886	$0	$20,238
Jan Griffin
Former CXO	0.00	0.00		$217,450	$0	$0
Cheryl Crow
CCO	50.00	0.00	Yes (X)	$157,164	$0	$27,670
Kenneth Santos
CRO	50.00	0.00	Yes (X)	$153,186	$0	$27,947
Tomas Fasel
Director of Commercial Lending	40.00	0.00		$136,958	$0	$24,842
Terry Hagio
VP of Tech Services & Solutions	40.00	0.00		$137,846	$0	$9,194
George Williams
VP of Tech Operations & Information	40.00	0.00		$119,460	$0	$22,391
Matt Wade
VP of Residential Lending	40.00	0.00		$112,883	$0	$20,828
Kate Lange
Senior Investment Services Advisor	40.00	0.00		$109,822	$0	$17,609
David Rainwater
Chairman	2.60	0.00		$10,417	$0	$0	Yes (X)
Barry C Houk
Director	0.20	0.00		$10,244	$0	$0	Yes (X)
Brad D Anderson
Secretary	1.80	0.00		$8,333	$0	$0	Yes (X)
Barbara Blackmore
Director	1.00	0.00		$8,333	$0	$0	Yes (X)
Jon Ruiz
Director	3.30	0.00		$8,333	$0	$0	Yes (X)
Richard Leung
Director	1.60	0.00		$8,333	$0	$0	Yes (X)
Tomas Pettus-Czar
Vice Chair	2.60	0.00		$8,333	$0	$0	Yes (X)
Sarah Means
Director	0.60	0.00		$7,208	$0	$0	Yes (X)
Darcy Philips
Director	1.20	0.00		$7,108	$0	$0	Yes (X)

Field	Value	IRS element (for citing)
Total Reportable Comp From Org	$2,549,510	TotalReportableCompFromOrgAmt
Total Other Compensation	$478,398	TotalOtherCompensationAmt
Indiv Rcvd Greater Than100 K	12	IndivRcvdGreaterThan100KCnt
Former Ofcr Employees Listed	Yes (true)	FormerOfcrEmployeesListedInd
Total Comp Greater Than150 K	Yes (true)	TotalCompGreaterThan150KInd
Compensation From Other Srcs	false	CompensationFromOtherSrcsInd

Contractor Compensation ContractorCompensationGrp (5 entries)

Address Line1ContractorAddress/USAddress/AddressLine1Txt	CityContractorAddress/USAddress/CityNm	State AbbreviationContractorAddress/USAddress/StateAbbreviationCd	ZIPContractorAddress/USAddress/ZIPCd	ServicesServicesDesc	CompensationCompensationAmt
Fiserv
225 Fiserv Drive	Brookfield	WI	53045	Financial Technology	$3,414,054
Q2 Software Inc
PO Box 205970	Dallas	TX	753205970	Electronic Banking Svcs	$702,805
ALM First Group LLC
3800 Maple Avenue Suite 600	Dallas	TX	75219	Merger Consulting Svc	$594,656
CompuNet Inc
PO Box 410802	Salt Lake City	UT	84141	Financial Technology	$791,570
Upstart Network Inc
2950 S Delaware St Suite 300	San Mateo	CA	94403	Lending Platform and Svcg	$566,047

Field	Value	IRS element (for citing)
Cntrct Rcvd Greater Than100 K	23	CntrctRcvdGreaterThan100KCnt
Total Contributions	$0	TotalContributionsAmt

Program Service Revenue ProgramServiceRevenueGrp (3 entries)

DescDesc	BusinessBusinessCd	Total Revenue ColumnTotalRevenueColumnAmt	Related Or Exempt Func IncomeRelatedOrExemptFuncIncomeAmt
Interchange fees and othe	522100	$3,602,459	$3,602,459
Interest Income Mbr Loans	522100	$31,673,740	$31,673,740
Member acct and service	522100	$3,482,019	$3,482,019

Field	Value	IRS element (for citing)
Total Program Service Revenue	$38,758,218	TotalProgramServiceRevenueAmt

Investment Income InvestmentIncomeGrp

Field	Value	IRS element (for citing)
Total Revenue Column	$4,279,337	TotalRevenueColumnAmt
Exclusion	$4,279,337	ExclusionAmt

Incm From Invest Bond Proceeds IncmFromInvestBondProceedsGrp

Field	Value	IRS element (for citing)
Total Revenue Column	$0	TotalRevenueColumnAmt

Royalties Revenue RoyaltiesRevenueGrp

Field	Value	IRS element (for citing)
Total Revenue Column	$0	TotalRevenueColumnAmt

Gross Rents GrossRentsGrp

Field	Value	IRS element (for citing)
Real	$26,046	RealAmt

Less Rental Expenses LessRentalExpensesGrp

Field	Value	IRS element (for citing)
Real	$4,702	RealAmt

Rental Income Or Loss RentalIncomeOrLossGrp

Field	Value	IRS element (for citing)
Real	$21,344	RealAmt

Net Rental Income Or Loss NetRentalIncomeOrLossGrp

Field	Value	IRS element (for citing)
Total Revenue Column	$21,344	TotalRevenueColumnAmt
Unrelated Business Revenue	$21,344	UnrelatedBusinessRevenueAmt

Net Gain Or Loss Investments NetGainOrLossInvestmentsGrp

Field	Value	IRS element (for citing)
Total Revenue Column	$0	TotalRevenueColumnAmt

Net Incm From Fundraising Evt NetIncmFromFundraisingEvtGrp

Field	Value	IRS element (for citing)
Total Revenue Column	$0	TotalRevenueColumnAmt

Net Income From Gaming NetIncomeFromGamingGrp

Field	Value	IRS element (for citing)
Total Revenue Column	$0	TotalRevenueColumnAmt

Net Income Or Loss NetIncomeOrLossGrp

Field	Value	IRS element (for citing)
Total Revenue Column	$0	TotalRevenueColumnAmt

Other Revenue Misc OtherRevenueMiscGrp (2 entries)

DescDesc	BusinessBusinessCd	Total Revenue ColumnTotalRevenueColumnAmt	Unrelated Business RevenueUnrelatedBusinessRevenueAmt	Related Or Exempt Func IncomeRelatedOrExemptFuncIncomeAmt
Non-Member ATM Fees	812900	$14,076	$14,076
NW Innovation Services	519200	-$34,269		-$34,269

Field	Value	IRS element (for citing)
Other Revenue Total	-$20,193	OtherRevenueTotalAmt

Total Revenue TotalRevenueGrp

Field	Value	IRS element (for citing)
Total Revenue Column	$43,038,706	TotalRevenueColumnAmt
Related Or Exempt Func Income	$38,723,949	RelatedOrExemptFuncIncomeAmt
Unrelated Business Revenue	$35,420	UnrelatedBusinessRevenueAmt
Exclusion	$4,279,337	ExclusionAmt

Grants To Domestic Orgs GrantsToDomesticOrgsGrp

Field	Value	IRS element (for citing)
Total	$0	TotalAmt

Grants To Domestic Individuals GrantsToDomesticIndividualsGrp

Field	Value	IRS element (for citing)
Total	$0	TotalAmt

Foreign Grants ForeignGrantsGrp

Field	Value	IRS element (for citing)
Total	$0	TotalAmt

Benefits To Members BenefitsToMembersGrp

Field	Value	IRS element (for citing)
Total	$0	TotalAmt

Comp Current Ofcr Directors CompCurrentOfcrDirectorsGrp

Field	Value	IRS element (for citing)
Total	$2,811,273	TotalAmt

Comp Disqual Persons CompDisqualPersonsGrp

Field	Value	IRS element (for citing)
Total	$0	TotalAmt

Other Salaries And Wages OtherSalariesAndWagesGrp

Field	Value	IRS element (for citing)
Total	$8,901,488	TotalAmt

Pension Plan Contributions PensionPlanContributionsGrp

Field	Value	IRS element (for citing)
Total	$217,548	TotalAmt

Other Employee Benefits OtherEmployeeBenefitsGrp

Field	Value	IRS element (for citing)
Total	$1,289,066	TotalAmt

Payroll Taxes PayrollTaxesGrp

Field	Value	IRS element (for citing)
Total	$1,171,042	TotalAmt

Fees For Services Management FeesForServicesManagementGrp

Field	Value	IRS element (for citing)
Total	$0	TotalAmt

Fees For Services Legal FeesForServicesLegalGrp

Field	Value	IRS element (for citing)
Total	$635,030	TotalAmt

Fees For Services Accounting FeesForServicesAccountingGrp

Field	Value	IRS element (for citing)
Total	$58,024	TotalAmt

Fees For Services Lobbying FeesForServicesLobbyingGrp

Field	Value	IRS element (for citing)
Total	$0	TotalAmt

Fees For Services Prof Fundraising FeesForServicesProfFundraising

Field	Value	IRS element (for citing)
Total	$0	TotalAmt

Fees For Srvc Invst Mgmnt Fees FeesForSrvcInvstMgmntFeesGrp

Field	Value	IRS element (for citing)
Total	$0	TotalAmt

Fees For Services Other FeesForServicesOtherGrp

Field	Value	IRS element (for citing)
Total	$290,701	TotalAmt

Advertising AdvertisingGrp

Field	Value	IRS element (for citing)
Total	$711,914	TotalAmt

Office Expenses OfficeExpensesGrp

Field	Value	IRS element (for citing)
Total	$2,018,677	TotalAmt

Information Technology InformationTechnologyGrp

Field	Value	IRS element (for citing)
Total	$2,017,904	TotalAmt

Royalties RoyaltiesGrp

Field	Value	IRS element (for citing)
Total	$0	TotalAmt

Occupancy OccupancyGrp

Field	Value	IRS element (for citing)
Total	$836,871	TotalAmt

Travel TravelGrp

Field	Value	IRS element (for citing)
Total	$159,935	TotalAmt

Pymt Travel Entrtnmnt Pub Ofcl PymtTravelEntrtnmntPubOfclGrp

Field	Value	IRS element (for citing)
Total	$0	TotalAmt

Conferences Meetings ConferencesMeetingsGrp

Field	Value	IRS element (for citing)
Total	$125,137	TotalAmt

Interest InterestGrp

Field	Value	IRS element (for citing)
Total	$8,448,036	TotalAmt

Payments To Affiliates PaymentsToAffiliatesGrp

Field	Value	IRS element (for citing)
Total	$0	TotalAmt

Depreciation Depletion DepreciationDepletionGrp

Field	Value	IRS element (for citing)
Total	$1,407,442	TotalAmt

Insurance InsuranceGrp

Field	Value	IRS element (for citing)
Total	$88,783	TotalAmt

Other Expenses OtherExpensesGrp (4 entries)

DescDesc	TotalTotalAmt
Loan loss expense	$3,920,453
Merger Expenses	$1,507,016
Other share and loan product	$327,207
Loan product expense	$326,476

All Other Expenses AllOtherExpensesGrp

Field	Value	IRS element (for citing)
Total	$140,474	TotalAmt

Total Functional Expenses TotalFunctionalExpensesGrp

Field	Value	IRS element (for citing)
Total	$37,410,497	TotalAmt
Program Services	$0	ProgramServicesAmt
Management And General	$0	ManagementAndGeneralAmt
Fundraising	$0	FundraisingAmt

Cash Non Interest Bearing CashNonInterestBearingGrp

Field	Value	IRS element (for citing)
BOY	$16,719,630	BOYAmt
EOY	$0	EOYAmt

Savings And Temp Cash Invst SavingsAndTempCashInvstGrp

Field	Value	IRS element (for citing)
BOY	$47,009,289	BOYAmt
EOY	$0	EOYAmt

Pledges And Grants Receivable PledgesAndGrantsReceivableGrp

Field	Value	IRS element (for citing)
EOY	$0	EOYAmt

Accounts Receivable AccountsReceivableGrp

Field	Value	IRS element (for citing)
EOY	$0	EOYAmt

Receivables From Officers Etc ReceivablesFromOfficersEtcGrp

Field	Value	IRS element (for citing)
EOY	$0	EOYAmt

Rcvbl From Disqualified Prsn RcvblFromDisqualifiedPrsnGrp

Field	Value	IRS element (for citing)
BOY	$479,756	BOYAmt
EOY	$0	EOYAmt

Oth Notes Loans Receivable Net OthNotesLoansReceivableNetGrp

Field	Value	IRS element (for citing)
BOY	$1,419,200,318	BOYAmt
EOY	$0	EOYAmt

Inventories For Sale Or Use InventoriesForSaleOrUseGrp

Field	Value	IRS element (for citing)
EOY	$0	EOYAmt

Prepaid Expenses Defrd Charges PrepaidExpensesDefrdChargesGrp

Field	Value	IRS element (for citing)
BOY	$2,099,199	BOYAmt
EOY	$0	EOYAmt

Field	Value	IRS element (for citing)
Land Bldg Equip Cost Or Other Bss	$63,265,689	LandBldgEquipCostOrOtherBssAmt
Land Bldg Equip Accum Deprec	$63,265,689	LandBldgEquipAccumDeprecAmt

Land Bldg Equip Basis Net LandBldgEquipBasisNetGrp

Field	Value	IRS element (for citing)
BOY	$39,914,396	BOYAmt
EOY	$0	EOYAmt

Investments Pub Traded Sec InvestmentsPubTradedSecGrp

Field	Value	IRS element (for citing)
EOY	$0	EOYAmt

Investments Other Securities InvestmentsOtherSecuritiesGrp

Field	Value	IRS element (for citing)
BOY	$235,872,668	BOYAmt
EOY	$0	EOYAmt

Investments Program Related InvestmentsProgramRelatedGrp

Field	Value	IRS element (for citing)
EOY	$0	EOYAmt

Intangible Assets IntangibleAssetsGrp

Field	Value	IRS element (for citing)
EOY	$0	EOYAmt

Other Assets Total OtherAssetsTotalGrp

Field	Value	IRS element (for citing)
BOY	$44,814,605	BOYAmt
EOY	$0	EOYAmt

Total Assets TotalAssetsGrp

Field	Value	IRS element (for citing)
BOY	$1,806,109,861	BOYAmt
EOY	$0	EOYAmt

Accounts Payable Accr Expnss AccountsPayableAccrExpnssGrp

Field	Value	IRS element (for citing)
BOY	$21,893,638	BOYAmt

Mortg Notes Pybl Scrd Invst Prop MortgNotesPyblScrdInvstPropGrp

Field	Value	IRS element (for citing)
BOY	$65,000,000	BOYAmt

Total Liabilities TotalLiabilitiesGrp

Field	Value	IRS element (for citing)
BOY	$86,893,638	BOYAmt
EOY	$0	EOYAmt

Field	Value	IRS element (for citing)
Org Does Not Follow FASB117	Yes (X)	OrgDoesNotFollowFASB117Ind

Cap Stk Tr Prin Current Funds CapStkTrPrinCurrentFundsGrp

Field	Value	IRS element (for citing)
BOY	$1,558,704,701	BOYAmt

Rtn Earn Endowment Incm Oth Fnds RtnEarnEndowmentIncmOthFndsGrp

Field	Value	IRS element (for citing)
BOY	$160,511,522	BOYAmt

Total Net Assets Fund Balance TotalNetAssetsFundBalanceGrp

Field	Value	IRS element (for citing)
BOY	$1,719,216,223	BOYAmt
EOY	$0	EOYAmt

Tot Liab Net Assets Fund Balance TotLiabNetAssetsFundBalanceGrp

Field	Value	IRS element (for citing)
BOY	$1,806,109,861	BOYAmt
EOY	$0	EOYAmt

Field	Value	IRS element (for citing)
Info In Schedule O Part XI	Yes (X)	InfoInScheduleOPartXIInd
Reconcilation Revenue Expnss	$5,628,209	ReconcilationRevenueExpnssAmt
Other Changes In Net Assets	-$1,724,844,432	OtherChangesInNetAssetsAmt
Method Of Accounting Accrual	Yes (X)	MethodOfAccountingAccrualInd
Accountant Compile Or Review	false	AccountantCompileOrReviewInd
FS Audited	Yes (true)	FSAuditedInd

FS Audited Basis FSAuditedBasisGrp

Field	Value	IRS element (for citing)
Consolidated Basis Fincl Stmt	Yes (X)	ConsolidatedBasisFinclStmtInd

Field	Value	IRS element (for citing)
Audit Committee	Yes (true)	AuditCommitteeInd
Federal Grant Audit Required	false	FederalGrantAuditRequiredInd

Schedule D IRS990ScheduleD

Land LandGrp

Field	Value	IRS element (for citing)
Other Cost Or Other Basis	$3,959,132	OtherCostOrOtherBasisAmt
Book Value	$3,959,132	BookValueAmt

Buildings BuildingsGrp

Field	Value	IRS element (for citing)
Other Cost Or Other Basis	$39,127,069	OtherCostOrOtherBasisAmt
Depreciation	$39,127,069	DepreciationAmt

Leasehold Improvements LeaseholdImprovementsGrp

Field	Value	IRS element (for citing)
Other Cost Or Other Basis	$2,195,468	OtherCostOrOtherBasisAmt
Depreciation	$2,195,468	DepreciationAmt

Equipment EquipmentGrp

Field	Value	IRS element (for citing)
Other Cost Or Other Basis	$638,748	OtherCostOrOtherBasisAmt
Depreciation	$638,748	DepreciationAmt

Other Land Buildings OtherLandBuildingsGrp

Field	Value	IRS element (for citing)
Other Cost Or Other Basis	$17,345,272	OtherCostOrOtherBasisAmt
Depreciation	$21,304,404	DepreciationAmt
Book Value	-$3,959,132	BookValueAmt

Field	Value	IRS element (for citing)
Footnote Text	Yes (X)	FootnoteTextInd

Supplemental Information Detail SupplementalInformationDetail

Field	Value	IRS element (for citing)
Form And Line Reference	Part X : FIN48 Footnote	FormAndLineReferenceDesc
Explanation	The Credit Union is state chartered and federally tax-exempt under the Internal Revenue Code Section 501(c)(14), except to the extent of unrelated business income. A tax-exempt organization information return and unrelated business income tax return are filed annually with the Internal Revenue Service. NIS, the Credit Union's majority owned subsidiary, is a partnership for tax purposes and its allocable activity is included within the Credit Unions's Tax filings.The Credit Union had no unrecognized tax benefits at June 11, 2023 and December 31, 2022, respectively. The Credit Union recognizes the accrual of interest and penalties related to unrecognized tax benefits as a tax expense. During the years ended June 11, 2023 and December 31, 2022, it recognized no material interest or penalties.	ExplanationTxt

Schedule J IRS990ScheduleJ

Field	Value	IRS element (for citing)
Travel For Companions	Yes (X)	TravelForCompanionsInd
Written Policy Ref T And E Expnss	Yes (true)	WrittenPolicyRefTAndEExpnssInd
Substantiation Required	Yes (true)	SubstantiationRequiredInd
Independent Consultant	Yes (X)	IndependentConsultantInd
Written Employment Contract	Yes (X)	WrittenEmploymentContractInd
Compensation Survey	Yes (X)	CompensationSurveyInd
Board Or Committee Approval	Yes (X)	BoardOrCommitteeApprovalInd
Severance Payment	false	SeverancePaymentInd
Supplemental Nonqual Rtr Plan	Yes (true)	SupplementalNonqualRtrPlanInd
Equity Based Comp Arrngm	false	EquityBasedCompArrngmInd

Rltd Org Officer Trst Key Empl RltdOrgOfficerTrstKeyEmplGrp (8 entries)

TitleTitleTxt	Base Compensation Filing OrgBaseCompensationFilingOrgAmt	Bonus Filing OrganizationBonusFilingOrganizationAmount	Other Compensation Filing OrgOtherCompensationFilingOrgAmt	Deferred Compensation Flng OrgDeferredCompensationFlngOrgAmt	Nontaxable Benefits Filing OrgNontaxableBenefitsFilingOrgAmt	Total Compensation Filing OrgTotalCompensationFilingOrgAmt
Alan Pitcher
CIO	$161,638	$76,646	$25,977	$10,736	$10,400	$285,397
Cheryl Crow
CCO	$108,547	$45,677	$2,940	$15,609	$12,061	$184,834
Jan Griffin
Former CXO		$47,500	$169,950			$217,450
Jeffrey Yoder
CFO	$133,209	$49,885	$5,495	$27,370	$10,262	$226,221
John Iglesias
President & CEO	$476,806	$188,885	$8,672	$238,711	$10,200	$923,274
Ken Myhra
CPO	$147,077	$52,102	$1,707	$6,039	$14,199	$221,124
Kenneth Santos
CRO	$109,578	$43,226	$382	$27,689	$258	$181,133
Tomas Fasel
Director of Commercial Lending	$91,980	$44,582	$396	$20,492	$4,350	$161,800

Supplemental Information Detail SupplementalInformationDetail (2 entries)

Form And Line ReferenceFormAndLineReferenceDesc	ExplanationExplanationTxt
Part I, Line 1a: Relevant information in regards to selections on 1a.	Travel for spouse or companion was sometimes provided by the credit union for executives or directors on business trips. All expenses incurred on behalf of the spouse or companion were totaled for the year end and a 1099 Misc was issued when appropriate. There is written policy that requires pre-approval, receipts, and documentations.
Part III, Additional Information	John Iglesias, the CEO, will be the recipient of a non-qualified retirement plan that is accruing and continuing through the end of 2029. It is based on employment with the organization and is 65% vested as of 6/11/2023. (Legal Merger Date 6/12/2023) The remaining value of this plan for 2023 is $46,687.

Schedule N IRS990ScheduleN

Disposition Of Assets Detail DispositionOfAssetsDetail

Field	Value	IRS element (for citing)
Assets Distri Or Expnss Paid	1,827,056,715	AssetsDistriOrExpnssPaidDesc
Distribution	2023-06-11	DistributionDt
Fair Market Value Of Asset	$1,850,334,278	FairMarketValueOfAssetAmt
Method Of FMV Determination	Market Value	MethodOfFMVDeterminationTxt
EIN	910440744	EIN

Business Name BusinessName

Field	Value	IRS element (for citing)
Business Name Line1	Credit Unions in the State of WA	BusinessNameLine1Txt

US Address USAddress

Field	Value	IRS element (for citing)
Address Line1	4501 Intelco Loop SE	AddressLine1Txt
City	Lacey	CityNm
State Abbreviation	WA	StateAbbreviationCd
ZIP	98503	ZIPCd

Field	Value	IRS element (for citing)
IRC Section	501(c)14	IRCSectionTxt

Field	Value	IRS element (for citing)
Director Of Successor2	Yes (true)	DirectorOfSuccessor2Ind
Employee Of Successor2	Yes (true)	EmployeeOfSuccessor2Ind
Owner Of Successor2	Yes (true)	OwnerOfSuccessor2Ind
Receive Compensation2	Yes (true)	ReceiveCompensation2Ind

Supplemental Information Detail SupplementalInformationDetail

Field	Value	IRS element (for citing)
Form And Line Reference	Sch N, Part III, Additional Information	FormAndLineReferenceDesc
Explanation	Northwest Community Credit EIN 93-0389726 completed a merger with Credit Unions in the State of Washington EIN 91-0440744 DBA Twinstar Credit Union.All assets at FMV, liabilities, and equity were transferred as of the legal merger date.Legal merger date was 06/12/2023. Merger documents are enclosed.	ExplanationTxt

Schedule O IRS990ScheduleO

Supplemental Information Detail SupplementalInformationDetail (19 entries)

Form And Line ReferenceFormAndLineReferenceDesc	ExplanationExplanationTxt
Form 990, Part VI, Section A, Line 6	As a credit union we have members pay a $10 membership fee to open their first share account with us.
Form 990, Part VI, Section B, Line 11b	The CFO reviews the 990 and the supporting schedules. After the review and before it is filed, the Form 990 is reviewed by the CEO and the directors.
Form 990, Part VI, Section B, Line 12c	All officers and key employees are required yearly to affirm that they have disclosed interests that could give rise to conflicts. Directors are asked initially to disclose any of these interests and are made aware regularly that they must disclose any new interests, but they are not required to do so formally each year.
Form 990, Part VI, Section C, Line 19	The organization places monthly summarized and yearly detailed financial statements on its website. The governing body documents and conflict of interest policies are available upon request.
Form 990, Part XI, Line 9	CUSO Loss = -$0
Form 990, Part XI, Line 9	Decrease in Cash = -$0
Form 990, Part XI, Line 9	Decrease in Other Loans = -$0
Form 990, Part XI, Line 9	Decrease in Savings & Term Cash Inv = -$0
Form 990, Part XI, Line 9	Decrease in Unrealized Gain/Loss = -$0
Form 990, Part XI, Line 9	Decrease of Accounts Payable = -$0
Form 990, Part XI, Line 9	Decrease of investments program related = -$0
Form 990, Part XI, Line 9	Decrease of Land and Building = -$0
Form 990, Part XI, Line 9	Decrease of Loans from disqualified person = -$0
Form 990, Part XI, Line 9	DECREASE OF TOTAL ASSETS = -$XXX-XX-XXXX
Form 990, Part XI, Line 9	DECREASE OF TOTAL ASSETS = -$XXX-XX-XXXX
Form 990, Part XI, Line 9	Net Income = -$5628209
Form 990, Part XI, Line 9	Notes Payable = -$0
Form 990, Part XI, Line 9	Other Assets = -$0
Form 990, Part XI, Line 9	Prepaids = -$0

Schedule R IRS990ScheduleR

Id Disregarded Entities IdDisregardedEntitiesGrp

Disregarded Entity Name DisregardedEntityName

Field	Value	IRS element (for citing)
Business Name Line1	Northwest Innovation Services LLC	BusinessNameLine1Txt

US Address USAddress

Field	Value	IRS element (for citing)
Address Line1	545 E 8th Ave	AddressLine1Txt
City	Eugene	CityNm
State Abbreviation	OR	StateAbbreviationCd
ZIP	97401	ZIPCd

Field	Value	IRS element (for citing)
EIN	820608919	EIN
Primary Activities	Software Development	PrimaryActivitiesTxt
Legal Domicile State	OR	LegalDomicileStateCd
Total Income	-$34,269	TotalIncomeAmt

Direct Controlling Entity Name DirectControllingEntityName

Field	Value	IRS element (for citing)
Business Name Line1	Northwest Community Credit Union	BusinessNameLine1Txt

Id Related Org Txbl Corp Tr IdRelatedOrgTxblCorpTrGrp

Related Organization Name RelatedOrganizationName

Field	Value	IRS element (for citing)
Business Name Line1	Northwest Innovation Services LLC	BusinessNameLine1Txt

US Address USAddress

Field	Value	IRS element (for citing)
Address Line1	545 E 8th Ave	AddressLine1Txt
City	Eugene	CityNm
State Abbreviation	OR	StateAbbreviationCd
ZIP	97401	ZIPCd

Field	Value	IRS element (for citing)
EIN	820608919	EIN
Primary Activities	Software Development	PrimaryActivitiesTxt
Legal Domicile State	OR	LegalDomicileStateCd

Direct Controlling Entity Name DirectControllingEntityName

Field	Value	IRS element (for citing)
Business Name Line1	Northwest Community	BusinessNameLine1Txt

Field	Value	IRS element (for citing)
Entity Type	C corp	EntityTypeTxt
Share Of Total Income	-$34,269	ShareOfTotalIncomeAmt
Ownership	0.80000	OwnershipPct
Controlled Organization	false	ControlledOrganizationInd

Field	Value	IRS element (for citing)
Receipt Of Int Annts Rnts Rylts	false	ReceiptOfIntAnntsRntsRyltsInd
Gift Grnt Or Cap Contri To Oth Org	false	GiftGrntOrCapContriToOthOrgInd
Gift Grnt Cap Contri From Oth Org	false	GiftGrntCapContriFromOthOrgInd
Loans Or Guarantees To Other Org	false	LoansOrGuaranteesToOtherOrgInd
Loans Or Guarantees From Oth Org	false	LoansOrGuaranteesFromOthOrgInd
Div Related Organization	false	DivRelatedOrganizationInd
Asset Sale To Other Org	false	AssetSaleToOtherOrgInd
Asset Purchase From Other Org	false	AssetPurchaseFromOtherOrgInd
Asset Exchange	false	AssetExchangeInd
Rental Of Facilities To Oth Org	false	RentalOfFacilitiesToOthOrgInd
Rental Of Fclts From Oth Org	false	RentalOfFcltsFromOthOrgInd
Perform Of Services For Oth Org	false	PerformOfServicesForOthOrgInd
Perform Of Services By Other Org	false	PerformOfServicesByOtherOrgInd
Sharing Of Facilities	false	SharingOfFacilitiesInd
Paid Employees Sharing	false	PaidEmployeesSharingInd
Reimbursement Paid To Other Org	false	ReimbursementPaidToOtherOrgInd
Reimbursement Paid By Other Org	false	ReimbursementPaidByOtherOrgInd
Transfer To Other Org	false	TransferToOtherOrgInd
Transfer From Other Org	false	TransferFromOtherOrgInd