HEAR NOW MUSIC FESTIVAL: Form 990, tax year 2023

View the entire original 990 at ProPublica ↗

Organization
HEAR NOW MUSIC FESTIVAL (EIN 47-1040885)
Tax period
2023-07-01 to 2024-06-30
Filed
2025-05-14
IRS object ID
202501349349311520
Schema version
2023v6.0
Source
Download XML · Original 990 at ProPublica

Every field in the e-filed return. Faint text is the IRS element name, for citing.

Return header ReturnHeader

FieldValueIRS element (for citing)
Return2025-05-14T17:44:50-04:00ReturnTs
Tax Period End2024-06-30TaxPeriodEndDt

Preparer Firm PreparerFirmGrp

FieldValueIRS element (for citing)
Preparer Firm EIN990764646PreparerFirmEIN

Preparer Firm Name PreparerFirmName

FieldValueIRS element (for citing)
Business Name Line1William L Frischman EABusinessNameLine1Txt

Preparer US Address PreparerUSAddress

FieldValueIRS element (for citing)
Address Line15801 Cantaloupe AvenueAddressLine1Txt
CityValley GlenCityNm
State AbbreviationCAStateAbbreviationCd
ZIP91401ZIPCd
FieldValueIRS element (for citing)
Return Type990ReturnTypeCd
Tax Period Begin2023-07-01TaxPeriodBeginDt

Filer Filer

FieldValueIRS element (for citing)
EIN471040885EIN

Business Name BusinessName

FieldValueIRS element (for citing)
Business Name Line1HEAR NOW MUSIC FESTIVALBusinessNameLine1Txt
FieldValueIRS element (for citing)
Business Name ControlHEARBusinessNameControlTxt

US Address USAddress

FieldValueIRS element (for citing)
Address Line14209 VIA ARBOLADA STE 231AddressLine1Txt
CityLOS ANGELESCityNm
State AbbreviationCAStateAbbreviationCd
ZIP90042ZIPCd

Business Officer BusinessOfficerGrp

FieldValueIRS element (for citing)
PersonHEIDI LESEMANNPersonNm
Person TitleTREASURERCFOPersonTitleTxt
Phone3232260326PhoneNum
Signature2025-05-14SignatureDt
Discuss With Paid PreparerYes (true)DiscussWithPaidPreparerInd
FieldValueIRS element (for citing)
IRS Responsible Prty Info CurrYes (true)IRSResponsiblePrtyInfoCurrInd

Preparer Person PreparerPersonGrp

FieldValueIRS element (for citing)
Preparer PersonWILLIAM L FRISCHMAN EAPreparerPersonNm
PTINP00152588PTIN
Phone8189976545PhoneNum
Preparation2025-05-14PreparationDt
Self EmployedYes (X)SelfEmployedInd
FieldValueIRS element (for citing)
Tax2023TaxYr
Build TS2025-03-06 01:10:19ZBuildTS

Form 990 IRS990

FieldValueIRS element (for citing)
Gross Receipts$149,940GrossReceiptsAmt
Group Return For AffiliatesfalseGroupReturnForAffiliatesInd
Organization501c3Yes (X)Organization501c3Ind
Website AddressWWW.HEARNOWMUSICFESTIVAL.COMWebsiteAddressTxt
Type Of Organization CorpYes (X)TypeOfOrganizationCorpInd
Formation2014FormationYr
Legal Domicile StateCALegalDomicileStateCd
Activity Or MissionPRIMARY EXEMPT PURPOSE - TO EXPLORE AND BRING TO THE PUBLICS ATTENTION THE BREADTH, DIVERSITY AND ARTISTIC EXCELLENCE OF CONCERT MUSIC BEING WRITTEN BY COMPOSERS LIVING IN AND ASSOCIATED WITH THE LOS ANGELES AREA.ActivityOrMissionDesc
Voting Members Governing Body6VotingMembersGoverningBodyCnt
Voting Members Independent0VotingMembersIndependentCnt
Total Employee0TotalEmployeeCnt
Total Volunteers7TotalVolunteersCnt
Total Gross UBI$0TotalGrossUBIAmt
Net Unrelated Bus Txbl Incm$0NetUnrelatedBusTxblIncmAmt
PY Contributions Grants$274,553PYContributionsGrantsAmt
CY Contributions Grants$143,283CYContributionsGrantsAmt
PY Program Service Revenue$5,502PYProgramServiceRevenueAmt
CY Program Service Revenue$6,657CYProgramServiceRevenueAmt
CY Investment Income$0CYInvestmentIncomeAmt
CY Other Revenue$0CYOtherRevenueAmt
PY Total Revenue$280,055PYTotalRevenueAmt
CY Total Revenue$149,940CYTotalRevenueAmt
CY Grants And Similar Paid$0CYGrantsAndSimilarPaidAmt
CY Benefits Paid To Members$0CYBenefitsPaidToMembersAmt
PY Salaries Comp Emp Bnft Paid$82,100PYSalariesCompEmpBnftPaidAmt
CY Salaries Comp Emp Bnft Paid$105,200CYSalariesCompEmpBnftPaidAmt
CY Total Prof Fndrsng Expns$0CYTotalProfFndrsngExpnsAmt
CY Total Fundraising Expense$45,819CYTotalFundraisingExpenseAmt
PY Other Expenses$144,745PYOtherExpensesAmt
CY Other Expenses$240,292CYOtherExpensesAmt
PY Total Expenses$226,845PYTotalExpensesAmt
CY Total Expenses$345,492CYTotalExpensesAmt
PY Revenues Less Expenses$53,210PYRevenuesLessExpensesAmt
CY Revenues Less Expenses-$195,552CYRevenuesLessExpensesAmt
Total Assets BOY$248,683TotalAssetsBOYAmt
Total Assets EOY$53,131TotalAssetsEOYAmt
Total Liabilities EOY$0TotalLiabilitiesEOYAmt
Net Assets Or Fund Balances BOY$248,683NetAssetsOrFundBalancesBOYAmt
Net Assets Or Fund Balances EOY$53,131NetAssetsOrFundBalancesEOYAmt
MissionPRIMARY EXEMPT PURPOSE - TO EXPLORE AND BRING TO THE PUBLICS ATTENTION THE BREADTH, DIVERSITY AND ARTISTIC EXCELLENCE OF CONCERT MUSIC BEING WRITTEN BY COMPOSERS LIVING IN AND ASSOCIATED WITH THE LOS ANGELES AREA.MissionDesc
Significant New Program SrvcfalseSignificantNewProgramSrvcInd
Significant ChangefalseSignificantChangeInd
Expense$235,928ExpenseAmt
Grant$229,271GrantAmt
Revenue$6,657RevenueAmt
DescHEAR NOW MUSIC PRESENTED A CONCERT IN NOVEMBER 2023 AND A SPRING MUSIC FESTIVAL OF 5 CONCERTS IN APRIL 2024. ALSO IN APRIL, THE ORGANIZATION PRESENTED A COMPOSER OUTREACH PROGRAM TO RENAISSANCE ARTS ACADEMY IN LOS ANGELES. ALL CONCERTS ARE RECORDED AND POSTED ON YOUTUBE FOR THE GENERAL PUBLIC TO ACCESS.Desc
Total Program Service Expenses$235,928TotalProgramServiceExpensesAmt
Described In Section501c3Yes (true)DescribedInSection501c3Ind
Schedule B RequiredYes (true)ScheduleBRequiredInd
Political Campaign ActyfalsePoliticalCampaignActyInd
Lobbying ActivitiesfalseLobbyingActivitiesInd
Subject To Proxy TaxfalseSubjectToProxyTaxInd
Donor Advised FundfalseDonorAdvisedFundInd
Conservation EasementsfalseConservationEasementsInd
Collections Of ArtfalseCollectionsOfArtInd
Credit CounselingfalseCreditCounselingInd
Donor Rstr Or Quasi EndowmentsfalseDonorRstrOrQuasiEndowmentsInd
Report Land Building EquipmentfalseReportLandBuildingEquipmentInd
Report Investments Other SecfalseReportInvestmentsOtherSecInd
Report Program Related InvstfalseReportProgramRelatedInvstInd
Report Other AssetsfalseReportOtherAssetsInd
Report Other LiabilitiesfalseReportOtherLiabilitiesInd
Include FIN48 FootnotefalseIncludeFIN48FootnoteInd
Independent Audit Fincl StmtfalseIndependentAuditFinclStmtInd
Consolidated Audit Fincl StmtfalseConsolidatedAuditFinclStmtInd
School OperatingfalseSchoolOperatingInd
Foreign OfficefalseForeignOfficeInd
Foreign ActivitiesfalseForeignActivitiesInd
More Than5000 K To OrgfalseMoreThan5000KToOrgInd
More Than5000 K To IndividualsfalseMoreThan5000KToIndividualsInd
Professional FundraisingfalseProfessionalFundraisingInd
Fundraising ActivitiesfalseFundraisingActivitiesInd
Gaming ActivitiesfalseGamingActivitiesInd
Operate HospitalfalseOperateHospitalInd
Grants To OrganizationsfalseGrantsToOrganizationsInd
Grants To IndividualsfalseGrantsToIndividualsInd
Schedule J RequiredfalseScheduleJRequiredInd
Tax Exempt BondsfalseTaxExemptBondsInd
Engaged In Excess Benefit TransfalseEngagedInExcessBenefitTransInd
PY Excess Benefit TransfalsePYExcessBenefitTransInd
Loan OutstandingfalseLoanOutstandingInd
Grant To Related PersonfalseGrantToRelatedPersonInd
Business Rln With Org MemfalseBusinessRlnWithOrgMemInd
Business Rln With Fam MemfalseBusinessRlnWithFamMemInd
Business Rln With35 Ctrl EntfalseBusinessRlnWith35CtrlEntInd
Deductible Non Cash ContrifalseDeductibleNonCashContriInd
Deductible Art ContributionfalseDeductibleArtContributionInd
Terminate OperationsfalseTerminateOperationsInd
Partial LiquidationfalsePartialLiquidationInd
Disregarded EntityfalseDisregardedEntityInd
Related EntityfalseRelatedEntityInd
Related Organization Ctrl EntfalseRelatedOrganizationCtrlEntInd
Trnsfr Exmpt Non Chrtbl Rltd OrgfalseTrnsfrExmptNonChrtblRltdOrgInd
Activities Conducted PrtshpfalseActivitiesConductedPrtshpInd
Schedule O RequiredYes (true)ScheduleORequiredInd
IRP Document0IRPDocumentCnt
IRP Document W2 G0IRPDocumentW2GCnt
Employee0EmployeeCnt
Unrelated Bus Incm Over LimitfalseUnrelatedBusIncmOverLimitInd
Foreign Financial AccountfalseForeignFinancialAccountInd
Prohibited Tax Shelter TransfalseProhibitedTaxShelterTransInd
Taxable Party NotificationfalseTaxablePartyNotificationInd
Nondeductible ContributionsfalseNondeductibleContributionsInd
Indoor Tanning ServicesfalseIndoorTanningServicesInd
Subj To Tax Rmnrtn Ex Prcht PymtfalseSubjToTaxRmnrtnExPrchtPymtInd
Subject To Excs Tax Net Invst IncfalseSubjectToExcsTaxNetInvstIncInd
Info In Schedule O Part VIYes (X)InfoInScheduleOPartVIInd
Governing Body Voting Members6GoverningBodyVotingMembersCnt
Independent Voting Member0IndependentVotingMemberCnt
Family Or Business RlnfalseFamilyOrBusinessRlnInd
Delegation Of Mgmt DutiesfalseDelegationOfMgmtDutiesInd
Change To Org DocumentsfalseChangeToOrgDocumentsInd
Material Diversion Or MisusefalseMaterialDiversionOrMisuseInd
Members Or StockholdersfalseMembersOrStockholdersInd
Election Of Board MembersfalseElectionOfBoardMembersInd
Decisions Subject To ApprovafalseDecisionsSubjectToApprovaInd
Minutes Of Governing BodyYes (true)MinutesOfGoverningBodyInd
Minutes Of CommitteesYes (true)MinutesOfCommitteesInd
Officer Mailing AddressfalseOfficerMailingAddressInd
Local ChaptersfalseLocalChaptersInd
Form990 Provided To Gvrn BodyYes (true)Form990ProvidedToGvrnBodyInd
Conflict Of Interest PolicyfalseConflictOfInterestPolicyInd
Whistleblower PolicyfalseWhistleblowerPolicyInd
Document Retention PolicyfalseDocumentRetentionPolicyInd
Compensation Process CEOYes (true)CompensationProcessCEOInd
Compensation Process OtherYes (true)CompensationProcessOtherInd
Investment In Joint VenturefalseInvestmentInJointVentureInd
States Where Copy Of Return Is FldCAStatesWhereCopyOfReturnIsFldCd
OtherYes (X)OtherInd

Books In Care Of Detail BooksInCareOfDetail

FieldValueIRS element (for citing)
PersonHEIDI LESEMANNPersonNm
Phone3232260326PhoneNum

US Address USAddress

FieldValueIRS element (for citing)
Address Line14209 VIA ARBOLADA STE 231AddressLine1Txt
CityLOS ANGELESCityNm
State AbbreviationCAStateAbbreviationCd
ZIP90042ZIPCd

Form990 Part VII Section A Form990PartVIISectionAGrp (6 entries)

TitleTitleTxtAverage Hours Per WeekAverageHoursPerWeekRtAverage Hours Per Week Rltd OrgAverageHoursPerWeekRltdOrgRtOfficerOfficerIndReportable Comp From OrgReportableCompFromOrgAmtReportable Comp From Rltd OrgReportableCompFromRltdOrgAmtOther CompensationOtherCompensationAmtIndividual Trustee Or DirectorIndividualTrusteeOrDirectorInd
HUGH LEVICK
PRESIDENT AND ARTISTIC DIRECT30.000.00Yes (X)$66,000$0$0
HEIDI LESEMANN
TREASURERCFO30.000.00Yes (X)$28,200$0$0
DENNIS DREITH
BOARD MEMBER0.000.00$0$0$0Yes (X)
JONATHAN FLINT
BOARD MEMBER0.000.00$0$0$0Yes (X)
JONATHAN STEINBERG
SECRETARY0.000.00$0$0$0Yes (X)
BIANCA ROBERTS
BOARD MEMBER0.000.00$0$0$0Yes (X)
FieldValueIRS element (for citing)
Total Reportable Comp From Org$94,200TotalReportableCompFromOrgAmt
Tot Reportable Comp Rltd Org$0TotReportableCompRltdOrgAmt
Total Other Compensation$0TotalOtherCompensationAmt
Indiv Rcvd Greater Than100 K0IndivRcvdGreaterThan100KCnt
Former Ofcr Employees ListedfalseFormerOfcrEmployeesListedInd
Total Comp Greater Than150 KfalseTotalCompGreaterThan150KInd
Compensation From Other SrcsfalseCompensationFromOtherSrcsInd
Federated Campaigns$93,378FederatedCampaignsAmt
Government Grants$49,905GovernmentGrantsAmt
Total Contributions$143,283TotalContributionsAmt

Program Service Revenue ProgramServiceRevenueGrp

FieldValueIRS element (for citing)
DescFESTIVAL PRESENTATIONSDesc
Business711190BusinessCd
Total Revenue Column$6,657TotalRevenueColumnAmt
Related Or Exempt Func Income$6,657RelatedOrExemptFuncIncomeAmt
FieldValueIRS element (for citing)
Total Program Service Revenue$6,657TotalProgramServiceRevenueAmt

Total Revenue TotalRevenueGrp

FieldValueIRS element (for citing)
Total Revenue Column$149,940TotalRevenueColumnAmt
Related Or Exempt Func Income$6,657RelatedOrExemptFuncIncomeAmt
Unrelated Business Revenue$0UnrelatedBusinessRevenueAmt
Exclusion$0ExclusionAmt
FieldValueIRS element (for citing)
Info In Schedule O Part IXYes (X)InfoInScheduleOPartIXInd

Comp Current Ofcr Directors CompCurrentOfcrDirectorsGrp

FieldValueIRS element (for citing)
Total$94,200TotalAmt
Program Services$66,900ProgramServicesAmt
Management And General$20,700ManagementAndGeneralAmt
Fundraising$6,600FundraisingAmt

Other Salaries And Wages OtherSalariesAndWagesGrp

FieldValueIRS element (for citing)
Total$11,000TotalAmt
Program Services$8,800ProgramServicesAmt
Management And General$1,100ManagementAndGeneralAmt
Fundraising$1,100FundraisingAmt

Fees For Services Accounting FeesForServicesAccountingGrp

FieldValueIRS element (for citing)
Total$1,070TotalAmt
Management And General$1,070ManagementAndGeneralAmt

Office Expenses OfficeExpensesGrp

FieldValueIRS element (for citing)
Total$167TotalAmt
Management And General$167ManagementAndGeneralAmt

Travel TravelGrp

FieldValueIRS element (for citing)
Total$21,379TotalAmt
Management And General$21,379ManagementAndGeneralAmt

All Other Expenses AllOtherExpensesGrp

FieldValueIRS element (for citing)
Total$217,676TotalAmt
Program Services$160,228ProgramServicesAmt
Management And General$19,329ManagementAndGeneralAmt
Fundraising$38,119FundraisingAmt

Total Functional Expenses TotalFunctionalExpensesGrp

FieldValueIRS element (for citing)
Total$345,492TotalAmt
Program Services$235,928ProgramServicesAmt
Management And General$63,745ManagementAndGeneralAmt
Fundraising$45,819FundraisingAmt

Cash Non Interest Bearing CashNonInterestBearingGrp

FieldValueIRS element (for citing)
BOY$248,683BOYAmt
EOY$53,131EOYAmt

Total Assets TotalAssetsGrp

FieldValueIRS element (for citing)
BOY$248,683BOYAmt
EOY$53,131EOYAmt

Total Liabilities TotalLiabilitiesGrp

FieldValueIRS element (for citing)
BOY$0BOYAmt
EOY$0EOYAmt
FieldValueIRS element (for citing)
Org Does Not Follow FASB117Yes (X)OrgDoesNotFollowFASB117Ind

Rtn Earn Endowment Incm Oth Fnds RtnEarnEndowmentIncmOthFndsGrp

FieldValueIRS element (for citing)
BOY$248,683BOYAmt
EOY$53,131EOYAmt

Total Net Assets Fund Balance TotalNetAssetsFundBalanceGrp

FieldValueIRS element (for citing)
BOY$248,683BOYAmt
EOY$53,131EOYAmt

Tot Liab Net Assets Fund Balance TotLiabNetAssetsFundBalanceGrp

FieldValueIRS element (for citing)
BOY$248,683BOYAmt
EOY$53,131EOYAmt
FieldValueIRS element (for citing)
Reconcilation Revenue Expnss-$195,552ReconcilationRevenueExpnssAmt
Other Changes In Net Assets$0OtherChangesInNetAssetsAmt
Method Of Accounting CashYes (X)MethodOfAccountingCashInd
Accountant Compile Or ReviewfalseAccountantCompileOrReviewInd
FS AuditedfalseFSAuditedInd
Federal Grant Audit RequiredfalseFederalGrantAuditRequiredInd

Schedule A IRS990ScheduleA

FieldValueIRS element (for citing)
Publicly Supported Org509a2Yes (X)PubliclySupportedOrg509a2Ind

Gifts Grants Contris Rcvd509 GiftsGrantsContrisRcvd509Grp

FieldValueIRS element (for citing)
Current Tax Year Minus4 Years$75,375CurrentTaxYearMinus4YearsAmt
Current Tax Year Minus3 Years$84,860CurrentTaxYearMinus3YearsAmt
Current Tax Year Minus2 Years$313,911CurrentTaxYearMinus2YearsAmt
Current Tax Year Minus1 Year$274,553CurrentTaxYearMinus1YearAmt
Current Tax Year$143,283CurrentTaxYearAmt
Total$891,982TotalAmt

Gross Receipts Admissions GrossReceiptsAdmissionsGrp

FieldValueIRS element (for citing)
Current Tax Year Minus3 Years$9,456CurrentTaxYearMinus3YearsAmt
Current Tax Year Minus2 Years$1,314CurrentTaxYearMinus2YearsAmt
Current Tax Year Minus1 Year$5,502CurrentTaxYearMinus1YearAmt
Current Tax Year$6,657CurrentTaxYearAmt
Total$22,929TotalAmt

Total509 Total509Grp

FieldValueIRS element (for citing)
Current Tax Year Minus4 Years$75,375CurrentTaxYearMinus4YearsAmt
Current Tax Year Minus3 Years$94,316CurrentTaxYearMinus3YearsAmt
Current Tax Year Minus2 Years$315,225CurrentTaxYearMinus2YearsAmt
Current Tax Year Minus1 Year$280,055CurrentTaxYearMinus1YearAmt
Current Tax Year$149,940CurrentTaxYearAmt
Total$914,911TotalAmt
FieldValueIRS element (for citing)
Public Support Total509$914,911PublicSupportTotal509Amt

Total Support Calendar Year TotalSupportCalendarYearGrp

FieldValueIRS element (for citing)
Current Tax Year Minus4 Years$75,375CurrentTaxYearMinus4YearsAmt
Current Tax Year Minus3 Years$94,316CurrentTaxYearMinus3YearsAmt
Current Tax Year Minus2 Years$315,225CurrentTaxYearMinus2YearsAmt
Current Tax Year Minus1 Year$280,055CurrentTaxYearMinus1YearAmt
Current Tax Year$149,940CurrentTaxYearAmt
Total$914,911TotalAmt
FieldValueIRS element (for citing)
Public Support CY5091.00000PublicSupportCY509Pct
Public Support PY5091.00000PublicSupportPY509Pct
Investment Income CY0.00000InvestmentIncomeCYPct
Investment Income PY0.00000InvestmentIncomePYPct
Thirty Thr Pct Suprt Tests CY509Yes (X)ThirtyThrPctSuprtTestsCY509Ind

Schedule B IRS990ScheduleB

Contributor Information ContributorInformationGrp

FieldValueIRS element (for citing)
ContributorRESTRICTEDContributorNum

Contributor Business Name ContributorBusinessName

FieldValueIRS element (for citing)
Business Name Line1RESTRICTEDBusinessNameLine1

Contributor US Address ContributorUSAddress

FieldValueIRS element (for citing)
Address Line1RESTRICTEDAddressLine1
Address Line2RESTRICTEDAddressLine2
CityRESTRICTEDCity
StateRESTRICTEDState
ZIP CodeRESTRICTEDZIPCode
FieldValueIRS element (for citing)
Total ContributionsRESTRICTEDTotalContributionsAmt

Schedule O IRS990ScheduleO

Supplemental Information Detail SupplementalInformationDetail (6 entries)

Form And Line ReferenceFormAndLineReferenceDescExplanationExplanationTxt
Form 990 governing body review Part VI line 11A COPY OF 2023-2024 FORM 990 WAS DISTRIBUTED BY EMAIL TO THE 6 MEMBERS OF THE GOVERNING BODY AND ALL HAVE APPROVED THE RETURN.
CEO executive director top management comp Part VI line 15aYEARLY BUDGET IS DRAWN UP AND APPROVED BY THE BOARD OF DIRECTORS INCLUDING COMPENSATION OF ARTISTIC DIRECTOR, ASSISTANT DIRECTOR AND GENERAL MANAGER.
Other officer or key employee compensation Part VI line 15bARTISTIC DIRECTOR AND GENERAL MANAGER ARE GIVEN DISCRETION BY THE BOARD OF DIRECTORS TO HIRE AS NEEDED INCLUDING THE ASSISTANT DIRECTOR.
Form 990 availability to public Part VI line 18FORM 990 TAX RETURN IS POSTED ANNUALLY ON GUIDESTAR AND WITH THE CA REGISTRY OF CHARITABLE TRUSTS.
Governing documents etc available to public Part VI line 19GOVERNING DOCUMENTS ARE POSTED ON GUIDESTAR.
List of other expenses Part IX line 24eARTISTIC EXPENSE $88,018RECORDING/BROADCAST EXPENSE 9,368PIANO TUNING 1,650PROGRAM PRINTING AND DESIGN 5,367 MUSIC LICENSE/SCORE RENTAL 3,578VENUE RENTAL 15,617PUBLICIST 1,600ADVERTISING 1,298EQUIPMENT RENTAL AND CARTAGE 17,921FESTIVAL HELPERS 8,175COMMISSIONED MUSIC WORKS 6,000BUSINESS MEETINGS/HOSPITALITY 1,299PROGRAMMING RESEARCH 337SOCIAL MEDIA AND WEBSITE 13,050 CREDIT CARD FEES 876BANK FEES 138STORAGE RENTAL 2,326REG OF CHARITABLE TRUST FEES 175EMAIL MARKETING EXPENSE 952 TECH SUPPORT $ 55GRANT RESEARCH & DEVELOPMENT 19,579FUNDRAISING CONSULTANT EXP 16,600FUNDRAISING EVENTS 1,940INSURANCE 1,757TOTAL $217,676

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