CREDIT UNIONS CHARTERED IN THE STATE OF COLORADO: Form 990, tax year 2023
View the entire original 990 at ProPublica ↗
- Organization
- CREDIT UNIONS CHARTERED IN THE STATE OF COLORADO (EIN 84-0470451)
- Tax period
- 2023-01-01 to 2023-12-31
- Filed
- 2024-10-29
- IRS object ID
- 202423039349302062
- Schema version
- 2023v5.1
- Source
- Download XML · Original 990 at ProPublica
Every field in the e-filed return. Faint text is the IRS element name, for citing.
Return header ReturnHeader
| Field | Value | IRS element (for citing) |
|---|---|---|
| Return | 2024-10-29T10:23:53-05:00 | ReturnTs |
| Tax Period End | 2023-12-31 | TaxPeriodEndDt |
Preparer Firm PreparerFirmGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Preparer Firm EIN | 381357951 | PreparerFirmEIN |
Preparer Firm Name PreparerFirmName
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | PLANTE & MORAN PLLC | BusinessNameLine1Txt |
Preparer US Address PreparerUSAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 750 TRADE CENTRE WAY STE 300 | AddressLine1Txt |
| City | PORTAGE | CityNm |
| State Abbreviation | MI | StateAbbreviationCd |
| ZIP | 49002 | ZIPCd |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Return Type | 990 | ReturnTypeCd |
| Tax Period Begin | 2023-01-01 | TaxPeriodBeginDt |
Filer Filer
| Field | Value | IRS element (for citing) |
|---|---|---|
| EIN | 840470451 | EIN |
Business Name BusinessName
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | ENT CREDIT UNION | BusinessNameLine1Txt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Control | ENTF | BusinessNameControlTxt |
| Phone | 7195741100 | PhoneNum |
US Address USAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 11550 ENT PARKWAY | AddressLine1Txt |
| City | COLORADO SPRINGS | CityNm |
| State Abbreviation | CO | StateAbbreviationCd |
| ZIP | 80921 | ZIPCd |
Business Officer BusinessOfficerGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Person | CHAD GRAVES | PersonNm |
| Person Title | PRESIDENT/CEO | PersonTitleTxt |
| Phone | 7195741100 | PhoneNum |
| Signature | 2024-10-28 | SignatureDt |
| Discuss With Paid Preparer | Yes (1) | DiscussWithPaidPreparerInd |
| Field | Value | IRS element (for citing) |
|---|---|---|
| IRS Responsible Prty Info Curr | Yes (1) | IRSResponsiblePrtyInfoCurrInd |
Preparer Person PreparerPersonGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Preparer Person | JOSHUA NITZ CPA | PreparerPersonNm |
| PTIN | P01946955 | PTIN |
| Phone | 2695674500 | PhoneNum |
| Preparation | 2024-10-28 | PreparationDt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Tax | 2023 | TaxYr |
| Build TS | 2024-10-15 13:58:12Z | BuildTS |
Form 990 IRS990
| Field | Value | IRS element (for citing) |
|---|---|---|
| Principal Officer | CHAD GRAVES | PrincipalOfficerNm |
US Address USAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 11550 ENT PARKWAY | AddressLine1Txt |
| City | COLORADO SPRINGS | CityNm |
| State Abbreviation | CO | StateAbbreviationCd |
| ZIP | 80921 | ZIPCd |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Gross Receipts | $535,092,334 | GrossReceiptsAmt |
| Group Return For Affiliates | 0 | GroupReturnForAffiliatesInd |
| Organization501c | Yes (X) | Organization501cInd |
| Website Address | ENT.COM | WebsiteAddressTxt |
| Type Of Organization Corp | Yes (X) | TypeOfOrganizationCorpInd |
| Formation | 1991 | FormationYr |
| Legal Domicile State | CO | LegalDomicileStateCd |
| Activity Or Mission | THE MISSION OF ENT CREDIT UNION IS TO HELP MEMBERS IMPROVE THEIR FINANCIAL QUALITY OF LIFE. | ActivityOrMissionDesc |
| Voting Members Governing Body | 9 | VotingMembersGoverningBodyCnt |
| Voting Members Independent | 9 | VotingMembersIndependentCnt |
| Total Employee | 1748 | TotalEmployeeCnt |
| Total Volunteers | 2 | TotalVolunteersCnt |
| Total Gross UBI | $1,217,873 | TotalGrossUBIAmt |
| Net Unrelated Bus Txbl Incm | $0 | NetUnrelatedBusTxblIncmAmt |
| PY Contributions Grants | $0 | PYContributionsGrantsAmt |
| CY Contributions Grants | $0 | CYContributionsGrantsAmt |
| PY Program Service Revenue | $374,507,524 | PYProgramServiceRevenueAmt |
| CY Program Service Revenue | $480,612,480 | CYProgramServiceRevenueAmt |
| PY Investment Income | $17,632,405 | PYInvestmentIncomeAmt |
| CY Investment Income | $37,088,081 | CYInvestmentIncomeAmt |
| PY Other Revenue | $13,970,739 | PYOtherRevenueAmt |
| CY Other Revenue | $17,121,812 | CYOtherRevenueAmt |
| PY Total Revenue | $406,110,668 | PYTotalRevenueAmt |
| CY Total Revenue | $534,822,373 | CYTotalRevenueAmt |
| PY Grants And Similar Paid | $2,098,550 | PYGrantsAndSimilarPaidAmt |
| CY Grants And Similar Paid | $1,999,219 | CYGrantsAndSimilarPaidAmt |
| PY Benefits Paid To Members | $0 | PYBenefitsPaidToMembersAmt |
| CY Benefits Paid To Members | $0 | CYBenefitsPaidToMembersAmt |
| PY Salaries Comp Emp Bnft Paid | $172,903,932 | PYSalariesCompEmpBnftPaidAmt |
| CY Salaries Comp Emp Bnft Paid | $178,415,154 | CYSalariesCompEmpBnftPaidAmt |
| PY Total Prof Fndrsng Expns | $0 | PYTotalProfFndrsngExpnsAmt |
| CY Total Prof Fndrsng Expns | $0 | CYTotalProfFndrsngExpnsAmt |
| CY Total Fundraising Expense | $0 | CYTotalFundraisingExpenseAmt |
| PY Other Expenses | $159,114,836 | PYOtherExpensesAmt |
| CY Other Expenses | $294,024,153 | CYOtherExpensesAmt |
| PY Total Expenses | $334,117,318 | PYTotalExpensesAmt |
| CY Total Expenses | $474,438,526 | CYTotalExpensesAmt |
| PY Revenues Less Expenses | $71,993,350 | PYRevenuesLessExpensesAmt |
| CY Revenues Less Expenses | $60,383,847 | CYRevenuesLessExpensesAmt |
| Total Assets BOY | $9,803,426,888 | TotalAssetsBOYAmt |
| Total Assets EOY | $9,792,983,683 | TotalAssetsEOYAmt |
| Total Liabilities BOY | $8,911,339,209 | TotalLiabilitiesBOYAmt |
| Total Liabilities EOY | $8,893,183,868 | TotalLiabilitiesEOYAmt |
| Net Assets Or Fund Balances BOY | $892,087,679 | NetAssetsOrFundBalancesBOYAmt |
| Net Assets Or Fund Balances EOY | $899,799,815 | NetAssetsOrFundBalancesEOYAmt |
| Mission | THE MISSION OF ENT CREDIT UNION IS TO IMPROVE MEMBERS' FINANCIAL QUALITY OF LIFE. | MissionDesc |
| Significant New Program Srvc | 0 | SignificantNewProgramSrvcInd |
| Significant Change | 0 | SignificantChangeInd |
| Desc | ENT CREDIT UNION SERVES 21 COUNTIES THROUGHOUT COLORADO, ALONG THE FRONT RANGE. THE CREDIT UNION IMPROVES OUR MEMBERS' FINANCIAL QUALITY OF LIFE BY OFFERING A FULL ARRAY OF PRODUCTS AND SERVICES, INCLUDING DEPOSITORY AND LOAN PRODUCTS, ATM/DEBIT PROGRAM, FINANCIAL EDUCATION, INSURANCE, AND INVESTMENT SALES. WE ENDED THE YEAR WITH 533,480 MEMBERS. THERE WERE 73,078 LOANS GRANTED TOTALING $2,832,511,967. ENT CREDIT UNION CURRENTLY OFFERS 55 BRANCH LOCATIONS WITH A WIDE ARRAY OF REMOTE OPTIONS THROUGH OUR COOPERATION WITH THE COOP ATM NETWORK, SHARED BRANCH NETWORK, AND ONLINE MOBILE BANKING SOLUTIONS. | Desc |
| Described In Section501c3 | 0 | DescribedInSection501c3Ind |
| Schedule B Required | 0 | ScheduleBRequiredInd |
| Political Campaign Acty | 0 | PoliticalCampaignActyInd |
| Subject To Proxy Tax | 0 | SubjectToProxyTaxInd |
| Donor Advised Fund | 0 | DonorAdvisedFundInd |
| Conservation Easements | 0 | ConservationEasementsInd |
| Collections Of Art | 0 | CollectionsOfArtInd |
| Credit Counseling | Yes (1) | CreditCounselingInd |
| Donor Rstr Or Quasi Endowments | 0 | DonorRstrOrQuasiEndowmentsInd |
| Report Land Building Equipment | Yes (1) | ReportLandBuildingEquipmentInd |
| Report Investments Other Sec | 0 | ReportInvestmentsOtherSecInd |
| Report Program Related Invst | 0 | ReportProgramRelatedInvstInd |
| Report Other Assets | 0 | ReportOtherAssetsInd |
| Report Other Liabilities | Yes (1) | ReportOtherLiabilitiesInd |
| Include FIN48 Footnote | Yes (1) | IncludeFIN48FootnoteInd |
| Independent Audit Fincl Stmt | 0 | IndependentAuditFinclStmtInd |
| Consolidated Audit Fincl Stmt | Yes (1) | ConsolidatedAuditFinclStmtInd |
| School Operating | 0 | SchoolOperatingInd |
| Foreign Office | 0 | ForeignOfficeInd |
| Foreign Activities | 0 | ForeignActivitiesInd |
| More Than5000 K To Org | 0 | MoreThan5000KToOrgInd |
| More Than5000 K To Individuals | 0 | MoreThan5000KToIndividualsInd |
| Professional Fundraising | 0 | ProfessionalFundraisingInd |
| Fundraising Activities | 0 | FundraisingActivitiesInd |
| Gaming Activities | 0 | GamingActivitiesInd |
| Operate Hospital | 0 | OperateHospitalInd |
| Grants To Organizations | Yes (1) | GrantsToOrganizationsInd |
| Grants To Individuals | 0 | GrantsToIndividualsInd |
| Schedule J Required | Yes (1) | ScheduleJRequiredInd |
| Tax Exempt Bonds | 0 | TaxExemptBondsInd |
| Loan Outstanding | 0 | LoanOutstandingInd |
| Grant To Related Person | 0 | GrantToRelatedPersonInd |
| Business Rln With Org Mem | 0 | BusinessRlnWithOrgMemInd |
| Business Rln With Fam Mem | 0 | BusinessRlnWithFamMemInd |
| Business Rln With35 Ctrl Ent | 0 | BusinessRlnWith35CtrlEntInd |
| Deductible Non Cash Contri | 0 | DeductibleNonCashContriInd |
| Deductible Art Contribution | 0 | DeductibleArtContributionInd |
| Terminate Operations | 0 | TerminateOperationsInd |
| Partial Liquidation | 0 | PartialLiquidationInd |
| Disregarded Entity | Yes (1) | DisregardedEntityInd |
| Related Entity | 0 | RelatedEntityInd |
| Related Organization Ctrl Ent | 0 | RelatedOrganizationCtrlEntInd |
| Activities Conducted Prtshp | 0 | ActivitiesConductedPrtshpInd |
| Schedule O Required | Yes (1) | ScheduleORequiredInd |
| IRP Document | 165523 | IRPDocumentCnt |
| IRP Document W2 G | 0 | IRPDocumentW2GCnt |
| Backup Wthld Compliance | Yes (1) | BackupWthldComplianceInd |
| Employee | 1748 | EmployeeCnt |
| Employment Tax Returns Filed | Yes (1) | EmploymentTaxReturnsFiledInd |
| Unrelated Bus Incm Over Limit | Yes (1) | UnrelatedBusIncmOverLimitInd |
| Form990 T Filed | Yes (1) | Form990TFiledInd |
| Foreign Financial Account | 0 | ForeignFinancialAccountInd |
| Prohibited Tax Shelter Trans | 0 | ProhibitedTaxShelterTransInd |
| Taxable Party Notification | 0 | TaxablePartyNotificationInd |
| Nondeductible Contributions | 0 | NondeductibleContributionsInd |
| Indoor Tanning Services | 0 | IndoorTanningServicesInd |
| Subj To Tax Rmnrtn Ex Prcht Pymt | Yes (1) | SubjToTaxRmnrtnExPrchtPymtInd |
| Subject To Excs Tax Net Invst Inc | 0 | SubjectToExcsTaxNetInvstIncInd |
| Info In Schedule O Part VI | Yes (X) | InfoInScheduleOPartVIInd |
| Governing Body Voting Members | 9 | GoverningBodyVotingMembersCnt |
| Independent Voting Member | 9 | IndependentVotingMemberCnt |
| Family Or Business Rln | 0 | FamilyOrBusinessRlnInd |
| Delegation Of Mgmt Duties | 0 | DelegationOfMgmtDutiesInd |
| Change To Org Documents | 0 | ChangeToOrgDocumentsInd |
| Material Diversion Or Misuse | 0 | MaterialDiversionOrMisuseInd |
| Members Or Stockholders | Yes (1) | MembersOrStockholdersInd |
| Election Of Board Members | Yes (1) | ElectionOfBoardMembersInd |
| Decisions Subject To Approva | Yes (1) | DecisionsSubjectToApprovaInd |
| Minutes Of Governing Body | Yes (1) | MinutesOfGoverningBodyInd |
| Minutes Of Committees | Yes (1) | MinutesOfCommitteesInd |
| Officer Mailing Address | 0 | OfficerMailingAddressInd |
| Local Chapters | 0 | LocalChaptersInd |
| Form990 Provided To Gvrn Body | 0 | Form990ProvidedToGvrnBodyInd |
| Conflict Of Interest Policy | Yes (1) | ConflictOfInterestPolicyInd |
| Annual Disclosure Covered Prsn | Yes (1) | AnnualDisclosureCoveredPrsnInd |
| Regular Monitoring Enfrc | Yes (1) | RegularMonitoringEnfrcInd |
| Whistleblower Policy | Yes (1) | WhistleblowerPolicyInd |
| Document Retention Policy | Yes (1) | DocumentRetentionPolicyInd |
| Compensation Process CEO | Yes (1) | CompensationProcessCEOInd |
| Compensation Process Other | Yes (1) | CompensationProcessOtherInd |
| Investment In Joint Venture | 0 | InvestmentInJointVentureInd |
| Upon Request | Yes (X) | UponRequestInd |
Books In Care Of Detail BooksInCareOfDetail
Business Name BusinessName
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | CHAD GRAVES | BusinessNameLine1Txt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Phone | 7195741100 | PhoneNum |
US Address USAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 11550 ENT PARKWAY | AddressLine1Txt |
| City | COLORADO SPRINGS | CityNm |
| State Abbreviation | CO | StateAbbreviationCd |
| ZIP | 80921 | ZIPCd |
Form990 Part VII Section A Form990PartVIISectionAGrp (26 entries)
| TitleTitleTxt | Average Hours Per WeekAverageHoursPerWeekRt | Average Hours Per Week Rltd OrgAverageHoursPerWeekRltdOrgRt | Individual Trustee Or DirectorIndividualTrusteeOrDirectorInd | OfficerOfficerInd | Reportable Comp From OrgReportableCompFromOrgAmt | Reportable Comp From Rltd OrgReportableCompFromRltdOrgAmt | Other CompensationOtherCompensationAmt | Key EmployeeKeyEmployeeInd | Highest Compensated EmployeeHighestCompensatedEmployeeInd |
|---|---|---|---|---|---|---|---|---|---|
| AYEN WILLIAM | |||||||||
| CHAIRMAN | 1.00 | 0.00 | Yes (X) | Yes (X) | $68,875 | $0 | $0 | ||
| CHANDLER DEBBIE | |||||||||
| TREASURER | 1.00 | 0.00 | Yes (X) | Yes (X) | $39,250 | $0 | $0 | ||
| NICHOLSON PAM | |||||||||
| VICE CHAIRMAN | 1.00 | 0.00 | Yes (X) | Yes (X) | $65,764 | $0 | $0 | ||
| VADALA CHRIS | |||||||||
| SECRETARY | 1.00 | 0.00 | Yes (X) | Yes (X) | $61,000 | $0 | $0 | ||
| DRUMMER TIM | |||||||||
| DIRECTOR | 1.00 | 0.00 | Yes (X) | $57,458 | $0 | $0 | |||
| GLOVER WALTER | |||||||||
| DIRECTOR | 1.00 | 0.00 | Yes (X) | $56,638 | $0 | $0 | |||
| HENZ KAY | |||||||||
| DIRECTOR | 1.00 | 0.00 | Yes (X) | $55,000 | $0 | $0 | |||
| KALLETTA RICHARD | |||||||||
| DIRECTOR | 1.00 | 0.00 | Yes (X) | $30,500 | $0 | $0 | |||
| MARTINEZ RON | |||||||||
| DIRECTOR | 1.00 | 0.00 | Yes (X) | $58,000 | $0 | $0 | |||
| GALGANO JEFFREY | |||||||||
| DIRECTOR | 1.00 | 0.00 | Yes (X) | $34,200 | $0 | $0 | |||
| GRAVES CHAD M | |||||||||
| PRESIDENT/CEO | 40.00 | 0.00 | Yes (X) | $2,894,314 | $0 | $533,258 | |||
| COON MARY J | |||||||||
| CHIEF FINANCIAL OFFICER - PART YEAR | 40.00 | 0.00 | Yes (X) | $278,719 | $0 | $25,281 | |||
| LECLERC DAN N | |||||||||
| CHIEF FINANCIAL OFFICER | 40.00 | 0.00 | Yes (X) | $784,372 | $0 | $48,258 | |||
| GENDRON MATTHEW J | |||||||||
| CHIEF ENGAGEMENT OFFICER | 40.00 | 0.00 | $1,027,979 | $0 | $43,408 | Yes (X) | |||
| SCHOLES RICHARD A | |||||||||
| CHIEF EXPERIENCE OFFICER | 40.00 | 0.00 | $1,021,251 | $0 | $90,258 | Yes (X) | |||
| BELL MOLLIE B | |||||||||
| CHIEF DEVELOPMENT OFFICER | 40.00 | 0.00 | $870,165 | $0 | $83,329 | Yes (X) | |||
| KELLNER ROBERT C | |||||||||
| CHIEF RISK OFFICER - PART YEAR | 40.00 | 0.00 | $519,666 | $0 | $10,126 | Yes (X) | |||
| MARSHALL CHRISTOPHER J | |||||||||
| CHIEF TECHNOLOGY OFFICER | 40.00 | 0.00 | $789,335 | $0 | $39,962 | Yes (X) | |||
| VOGENEY WILLIAM D | |||||||||
| CHIEF REVENUE OFFICER - PART YEAR | 40.00 | 0.00 | $983,219 | $0 | $43,408 | Yes (X) | |||
| SUSSMAN JENNIFER S | |||||||||
| CHIEF MARKETING OFFICER | 40.00 | 0.00 | $784,848 | $0 | $138,258 | Yes (X) | |||
| PAUKOVICH JON A | |||||||||
| CHIEF LENDING OFFICER | 40.00 | 0.00 | $746,589 | $0 | $112,258 | Yes (X) | |||
| ALLMAN GINA L | |||||||||
| MORT LOAN OFFICER-EXT | 40.00 | 0.00 | $309,835 | $0 | $39,606 | Yes (X) | |||
| BECHTEL THOMAS | |||||||||
| MORT LOAN OFFICER-EXT | 40.00 | 0.00 | $289,140 | $0 | $25,454 | Yes (X) | |||
| DOMBROWSKI STEPHANIE S | |||||||||
| MORT LOAN OFFICER-EXT | 40.00 | 0.00 | $849,787 | $0 | $47,418 | Yes (X) | |||
| SERRANO-ROJAS KEVIN A | |||||||||
| MORT LOAN OFFICER-EXT | 40.00 | 0.00 | $332,968 | $0 | $37,563 | Yes (X) | |||
| STANGE SHIRLEY D | |||||||||
| MORT LOAN OFFICER-EXT | 40.00 | 0.00 | $342,401 | $0 | $34,654 | Yes (X) | |||
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Reportable Comp From Org | $13,351,273 | TotalReportableCompFromOrgAmt |
| Tot Reportable Comp Rltd Org | $0 | TotReportableCompRltdOrgAmt |
| Total Other Compensation | $1,352,499 | TotalOtherCompensationAmt |
| Indiv Rcvd Greater Than100 K | 369 | IndivRcvdGreaterThan100KCnt |
| Former Ofcr Employees Listed | Yes (1) | FormerOfcrEmployeesListedInd |
| Total Comp Greater Than150 K | Yes (1) | TotalCompGreaterThan150KInd |
| Compensation From Other Srcs | 0 | CompensationFromOtherSrcsInd |
Contractor Compensation ContractorCompensationGrp (5 entries)
| Address Line1ContractorAddress/USAddress/AddressLine1Txt | CityContractorAddress/USAddress/CityNm | State AbbreviationContractorAddress/USAddress/StateAbbreviationCd | ZIPContractorAddress/USAddress/ZIPCd | ServicesServicesDesc | CompensationCompensationAmt |
|---|---|---|---|---|---|
| KEYS & LAURER ARCHITECTS | |||||
| 11681 VOYAGER PKWY SUITE 200 | COLORADO SPRINGS | CO | 80921 | ARCHITECTURAL PLANNING AND DESIGN | $854,766 |
| ALM FIRST FINANCIAL ADVISORS | |||||
| 3800 MAPLE AVE SUITE 600 | DALLAS | TX | 75219 | FINANCIAL ADVISORY & CONSULTING | $606,652 |
| CROWE LLP | |||||
| PO BOX 71570 | CHICAGO | IL | 60694 | CONSULTING, SOFTWARE | $580,738 |
| OPTIMAL BLUE LLC | |||||
| PO BOX 844004 | DALLAS | TX | 75284 | VALUATION CONSULTING AND SOFTWARE | $246,212 |
| ELEVATION CORPORATE HEALTH LLC | |||||
| 861 SOUTHPARK DRIVE SUITE 100 | LITTLETON | CO | 80120 | FITNESS CENTER MANAGEMENT | $229,232 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Cntrct Rcvd Greater Than100 K | 14 | CntrctRcvdGreaterThan100KCnt |
Program Service Revenue ProgramServiceRevenueGrp (3 entries)
| DescDesc | BusinessBusinessCd | Total Revenue ColumnTotalRevenueColumnAmt | Related Or Exempt Func IncomeRelatedOrExemptFuncIncomeAmt | Unrelated Business RevenueUnrelatedBusinessRevenueAmt |
|---|---|---|---|---|
| INTEREST ON LOANS | 522100 | $398,221,519 | $398,221,519 | |
| FEES/CHARGES/OTHER | 522100 | $81,162,395 | $81,162,395 | |
| FEES/CHARGES/OTHER-NON | 522100 | $1,228,566 | $1,228,566 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Program Service Revenue | $480,612,480 | TotalProgramServiceRevenueAmt |
Investment Income InvestmentIncomeGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | $37,319,368 | TotalRevenueColumnAmt |
| Exclusion | $37,319,368 | ExclusionAmt |
Royalties Revenue RoyaltiesRevenueGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | $563,019 | TotalRevenueColumnAmt |
| Exclusion | $563,019 | ExclusionAmt |
Gross Rents GrossRentsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Real | $43,550 | RealAmt |
Less Rental Expenses LessRentalExpensesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Real | $0 | RealAmt |
Rental Income Or Loss RentalIncomeOrLossGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Real | $43,550 | RealAmt |
Net Rental Income Or Loss NetRentalIncomeOrLossGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | $43,550 | TotalRevenueColumnAmt |
| Exclusion | $43,550 | ExclusionAmt |
Gross Amount Sales Assets GrossAmountSalesAssetsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other | $38,674 | OtherAmt |
Less Cost Oth Basis Sales Expnss LessCostOthBasisSalesExpnssGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other | $269,961 | OtherAmt |
Gain Or Loss GainOrLossGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other | -$231,287 | OtherAmt |
Net Gain Or Loss Investments NetGainOrLossInvestmentsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | -$231,287 | TotalRevenueColumnAmt |
| Related Or Exempt Func Income | -$231,287 | RelatedOrExemptFuncIncomeAmt |
Other Revenue Misc OtherRevenueMiscGrp (3 entries)
| DescDesc | BusinessBusinessCd | Total Revenue ColumnTotalRevenueColumnAmt | Related Or Exempt Func IncomeRelatedOrExemptFuncIncomeAmt |
|---|---|---|---|
| GAIN ON SALE OF LOANS | 522100 | $12,795,152 | $12,795,152 |
| BROKERAGE COMMISSIONS | 900099 | $2,864,479 | $2,864,479 |
| NON-OPERATING INCOME | 900099 | $866,305 | $866,305 |
Miscellaneous Revenue MiscellaneousRevenueGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | -$10,693 | TotalRevenueColumnAmt |
| Unrelated Business Revenue | -$10,693 | UnrelatedBusinessRevenueAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Revenue Total | $16,515,243 | OtherRevenueTotalAmt |
Total Revenue TotalRevenueGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | $534,822,373 | TotalRevenueColumnAmt |
| Related Or Exempt Func Income | $495,678,563 | RelatedOrExemptFuncIncomeAmt |
| Unrelated Business Revenue | $1,217,873 | UnrelatedBusinessRevenueAmt |
| Exclusion | $37,925,937 | ExclusionAmt |
Grants To Domestic Orgs GrantsToDomesticOrgsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $1,986,219 | TotalAmt |
Grants To Domestic Individuals GrantsToDomesticIndividualsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $13,000 | TotalAmt |
Comp Current Ofcr Directors CompCurrentOfcrDirectorsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $11,639,748 | TotalAmt |
Other Salaries And Wages OtherSalariesAndWagesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $123,561,259 | TotalAmt |
Pension Plan Contributions PensionPlanContributionsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $12,244,604 | TotalAmt |
Other Employee Benefits OtherEmployeeBenefitsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $20,377,907 | TotalAmt |
Payroll Taxes PayrollTaxesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $10,591,636 | TotalAmt |
Fees For Services Legal FeesForServicesLegalGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $375,793 | TotalAmt |
Fees For Services Accounting FeesForServicesAccountingGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $325,540 | TotalAmt |
Fees For Srvc Invst Mgmnt Fees FeesForSrvcInvstMgmntFeesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $165,804 | TotalAmt |
Fees For Services Other FeesForServicesOtherGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $8,304,847 | TotalAmt |
Advertising AdvertisingGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $13,480,295 | TotalAmt |
Office Expenses OfficeExpensesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $16,904,811 | TotalAmt |
Information Technology InformationTechnologyGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $16,537,381 | TotalAmt |
Occupancy OccupancyGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $13,411,120 | TotalAmt |
Travel TravelGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $793,678 | TotalAmt |
Interest InterestGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $124,090,443 | TotalAmt |
Depreciation Depletion DepreciationDepletionGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $18,255,959 | TotalAmt |
Insurance InsuranceGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $916,843 | TotalAmt |
Other Expenses OtherExpensesGrp (4 entries)
| DescDesc | TotalTotalAmt |
|---|---|
| PROVISION FOR LOAN LOSS | $53,561,206 |
| DEBIT CARD SERVICES | $12,123,342 |
| LOAN SERVICING EXPENSE | $7,833,520 |
| MEMBER CHECK ORDER EXPE | $273,066 |
All Other Expenses AllOtherExpensesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $6,670,505 | TotalAmt |
Total Functional Expenses TotalFunctionalExpensesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $474,438,526 | TotalAmt |
Cash Non Interest Bearing CashNonInterestBearingGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $41,631,601 | BOYAmt |
| EOY | $40,512,308 | EOYAmt |
Savings And Temp Cash Invst SavingsAndTempCashInvstGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $149,528,585 | BOYAmt |
| EOY | $375,664,833 | EOYAmt |
Accounts Receivable AccountsReceivableGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $9,673,066 | BOYAmt |
| EOY | $5,325,200 | EOYAmt |
Oth Notes Loans Receivable Net OthNotesLoansReceivableNetGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $8,325,270,423 | BOYAmt |
| EOY | $8,150,268,450 | EOYAmt |
Prepaid Expenses Defrd Charges PrepaidExpensesDefrdChargesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $12,349,764 | BOYAmt |
| EOY | $16,527,590 | EOYAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Land Bldg Equip Cost Or Other Bss | $403,933,763 | LandBldgEquipCostOrOtherBssAmt |
| Land Bldg Equip Accum Deprec | $69,892,172 | LandBldgEquipAccumDeprecAmt |
Land Bldg Equip Basis Net LandBldgEquipBasisNetGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $324,516,924 | BOYAmt |
| EOY | $334,041,591 | EOYAmt |
Investments Pub Traded Sec InvestmentsPubTradedSecGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $676,099,368 | BOYAmt |
| EOY | $621,428,782 | EOYAmt |
Investments Other Securities InvestmentsOtherSecuritiesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $50,190,000 | BOYAmt |
| EOY | $15,672,600 | EOYAmt |
Intangible Assets IntangibleAssetsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $8,333,333 | BOYAmt |
| EOY | $8,000,000 | EOYAmt |
Other Assets Total OtherAssetsTotalGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $205,833,824 | BOYAmt |
| EOY | $225,542,329 | EOYAmt |
Total Assets TotalAssetsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $9,803,426,888 | BOYAmt |
| EOY | $9,792,983,683 | EOYAmt |
Accounts Payable Accr Expnss AccountsPayableAccrExpnssGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $148,893,835 | BOYAmt |
| EOY | $156,246,741 | EOYAmt |
Escrow Account Liability EscrowAccountLiabilityGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $42,798,144 | BOYAmt |
| EOY | $42,215,400 | EOYAmt |
Mortg Notes Pybl Scrd Invst Prop MortgNotesPyblScrdInvstPropGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $955,223,481 | BOYAmt |
| EOY | $403,248,583 | EOYAmt |
Other Liabilities OtherLiabilitiesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $7,764,423,749 | BOYAmt |
| EOY | $8,291,473,144 | EOYAmt |
Total Liabilities TotalLiabilitiesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $8,911,339,209 | BOYAmt |
| EOY | $8,893,183,868 | EOYAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Org Does Not Follow FASB117 | Yes (X) | OrgDoesNotFollowFASB117Ind |
Cap Stk Tr Prin Current Funds CapStkTrPrinCurrentFundsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $0 | BOYAmt |
| EOY | $0 | EOYAmt |
Pd In Cap Srpls Land Bldg Eqp Fund PdInCapSrplsLandBldgEqpFundGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $0 | BOYAmt |
| EOY | $0 | EOYAmt |
Rtn Earn Endowment Incm Oth Fnds RtnEarnEndowmentIncmOthFndsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $892,087,679 | BOYAmt |
| EOY | $899,799,815 | EOYAmt |
Total Net Assets Fund Balance TotalNetAssetsFundBalanceGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $892,087,679 | BOYAmt |
| EOY | $899,799,815 | EOYAmt |
Tot Liab Net Assets Fund Balance TotLiabNetAssetsFundBalanceGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $9,803,426,888 | BOYAmt |
| EOY | $9,792,983,683 | EOYAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Info In Schedule O Part XI | Yes (X) | InfoInScheduleOPartXIInd |
| Reconcilation Revenue Expnss | $60,383,847 | ReconcilationRevenueExpnssAmt |
| Net Unrlzd Gains Losses Invst | $2,071,282 | NetUnrlzdGainsLossesInvstAmt |
| Other Changes In Net Assets | -$54,742,993 | OtherChangesInNetAssetsAmt |
| Method Of Accounting Accrual | Yes (X) | MethodOfAccountingAccrualInd |
| Accountant Compile Or Review | 0 | AccountantCompileOrReviewInd |
| FS Audited | Yes (1) | FSAuditedInd |
FS Audited Basis FSAuditedBasisGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Consolidated Basis Fincl Stmt | Yes (X) | ConsolidatedBasisFinclStmtInd |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Audit Committee | Yes (1) | AuditCommitteeInd |
| Federal Grant Audit Required | 0 | FederalGrantAuditRequiredInd |
Schedule D IRS990ScheduleD
| Field | Value | IRS element (for citing) |
|---|---|---|
| Agent Trustee Etc | Yes (1) | AgentTrusteeEtcInd |
| Beginning Balance | $42,798,144 | BeginningBalanceAmt |
| Additions During Year | $84,350,813 | AdditionsDuringYearAmt |
| Distributions During Year | $84,933,557 | DistributionsDuringYearAmt |
| Ending Balance | $42,215,400 | EndingBalanceAmt |
| Incl Escrow Custodial Acct Liab | Yes (1) | InclEscrowCustodialAcctLiabInd |
| Explanation Provided | Yes (X) | ExplanationProvidedInd |
Land LandGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Cost Or Other Basis | $49,430,034 | OtherCostOrOtherBasisAmt |
| Book Value | $49,430,034 | BookValueAmt |
Buildings BuildingsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Cost Or Other Basis | $251,584,243 | OtherCostOrOtherBasisAmt |
| Depreciation | $30,044,157 | DepreciationAmt |
| Book Value | $221,540,086 | BookValueAmt |
Leasehold Improvements LeaseholdImprovementsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Cost Or Other Basis | $17,527,639 | OtherCostOrOtherBasisAmt |
| Depreciation | $6,011,540 | DepreciationAmt |
| Book Value | $11,516,099 | BookValueAmt |
Equipment EquipmentGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Cost Or Other Basis | $85,391,847 | OtherCostOrOtherBasisAmt |
| Depreciation | $33,836,475 | DepreciationAmt |
| Book Value | $51,555,372 | BookValueAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Book Value Land Buildings | $334,041,591 | TotalBookValueLandBuildingsAmt |
Other Liabilities Org OtherLiabilitiesOrgGrp (7 entries)
| DescDesc | AmtAmt |
|---|---|
| CHECKING ACCOUNTS | $1,912,061,345 |
| SHARE SAVINGS ACCOUNTS | $2,010,151,528 |
| MONEY MARKET ACCOUNTS | $1,814,375,467 |
| HSA ACCOUNTS | $15,627,149 |
| IRA SHARE SAVINGS | $56,432,391 |
| SHARE AND IRA CERTIFICATES | $2,426,348,571 |
| LEASE LIABILITIES | $56,476,693 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Liability | $8,291,473,144 | TotalLiabilityAmt |
| Footnote Text | Yes (X) | FootnoteTextInd |
Supplemental Information Detail SupplementalInformationDetail (3 entries)
| Form And Line ReferenceFormAndLineReferenceDesc | ExplanationExplanationTxt |
|---|---|
| PART IV, LINE 1B: | ENT CREDIT UNION SERVICES LOANS FOR THIRD-PARTY ENTITIES THAT ARE NOT SHOWN ON FORM 990, PART X. THE LOANS ARE SERVICED FOR THE FEDERAL NATIONAL MORTGAGE ASSOCIATION (FNMA); THE FEDERAL HOME LOAN BANK (FHLB); AND THE GOVERNMENT NATIONAL MORTGAGE ASSOCIATION (GNMA). ENT ALSO SERVICES LOANS THAT WERE SOLD IN AN ASSET-BACKED SECURITIZATION TO VARIOUS INVESTORS, AS WELL AS SERVICES SOLD PARTICIPATION LOANS TO VARIOUS BANKS AND CREDIT UNIONS. |
| PART IV, LINE 2B: | ESCROW ACCOUNTS ARE MAINTAINED FOR THE TAXES AND INSURANCE PAYABLE ON THE REAL ESTATE SECURING THE CREDIT UNION'S MORTGAGE LOANS. THE ESCROWS MAINTAINED AT THE CREDIT UNION FOR TAXES AND INSURANCE PAYABLE INCLUDE LOANS TO THE FEDERAL NATIONAL MORTGAGE ASSOCIATION (FNMA), THE FEDERAL HOME LOAN BANK (FHLB), AND THE GOVERNMENT NATIONAL MORTGAGE ASSOCIATION (GNMA) FOR WHICH ENT CREDIT UNION RETAINS SERVICING. |
| PART X, LINE 2: | THE CREDIT UNION IS EXEMPT, BY STATUTE, FROM FEDERAL AND STATE INCOME TAXES. HOWEVER, THE CREDIT UNION MAY BE SUBJECT TO UNRELATED BUSINESS INCOME TAX. ACCOUNTING PRINCIPLES GENERALLY ACCEPTED IN THE UNITED STATES OF AMERICA REQUIRE MANAGEMENT TO EVALUATE TAX POSITIONS TAKEN BY THE CREDIT UNION AND RECOGNIZE A TAX LIABILITY IF THE CREDIT UNION HAS TAKEN AN UNCERTAIN POSITION THAT MORE LIKELY THAN NOT WOULD NOT BE SUSTAINED UPON EXAMINATION BY THE INTERNAL REVENUE SERVICE (IRS) OR OTHER APPLICABLE TAXING AUTHORITIES. MANAGEMENT HAS ANALYZED THE TAX POSITIONS TAKEN BY THE CREDIT UNION AND HAS CONCLUDED THAT, AS OF DECEMBER 31, 2023 AND 2022, THERE ARE NO UNCERTAIN POSITIONS TAKEN OR EXPECTED TO BE TAKEN THAT WOULD REQUIRE RECOGNITION OF A LIABILITY OR DISCLOSURE IN THE CONSOLIDATED FINANCIAL STATEMENTS. THE CREDIT UNION IS SUBJECT TO ROUTINE AUDITS BY TAXING JURISDICTIONS. |
Schedule I IRS990ScheduleI
| Field | Value | IRS element (for citing) |
|---|---|---|
| Grant Records Maintained | Yes (1) | GrantRecordsMaintainedInd |
Recipient Table RecipientTable (37 entries)
| Address Line1USAddress/AddressLine1Txt | CityUSAddress/CityNm | State AbbreviationUSAddress/StateAbbreviationCd | ZIPUSAddress/ZIPCd | Recipient EINRecipientEIN | IRC SectionIRCSectionDesc | Cash GrantCashGrantAmt | Non Cash AssistanceNonCashAssistanceAmt | Valuation Method UsedValuationMethodUsedDesc | Non Cash AssistanceNonCashAssistanceDesc | Purpose Of GrantPurposeOfGrantTxt |
|---|---|---|---|---|---|---|---|---|---|---|
| A PRECIOUS CHILD | ||||||||||
| 7051 W 118TH AVENUE | BROOMFIELD | CO | 80020 | 263349334 | 501(C)3 | $0 | $5,500 | N/A | N/A | ANNUAL SUPPORT, 15TH ANNIVERSARY CRYSTAL BALL |
| AMERICAN RED CROSS | ||||||||||
| 444 SHERMAN STREET | DENVER | CO | 80203 | 530196605 | 501(C)3 | $0 | $10,000 | N/A | N/A | HEROES SOIREE |
| ANGELS OF AMERICA'S FALLEN | ||||||||||
| 10010 DEVONWOOD COURT | COLORADO SPRINGS | CO | 80920 | 455029479 | 501(C)3 | $0 | $10,900 | N/A | N/A | SUPPORT |
| BAL SWAN CHILDREN'S CENTER | ||||||||||
| 1145 E 13TH AVE | BROOMFIELD | CO | 80020 | 840535171 | 501(C)3 | $0 | $10,500 | N/A | N/A | EARLY CHILDHOOD DEVELOPMENTAL AND SOCIAL EMOTIONAL SCREENING, BOOK DRIVE |
| CARE & SHARE INC | ||||||||||
| 2605 PREAMBLE PT | COLORADO SPRINGS | CO | 80915 | 840731930 | 501(C)3 | $0 | $101,850 | N/A | N/A | HOPE SPONSORSHIP, ANNUAL TRUCK,EMPLOYER MATCHING GENERAL CONTRIBUTIONS |
| CATHOLIC CHARITIES OF CENTRAL COLORADO | ||||||||||
| 228 NORTH CASCADE AVENUE | COLORADO SPRINGS | CO | 80903 | 840586169 | 501(C)3 | $0 | $108,000 | N/A | N/A | SHAMROCK SHINDIG, CAPITAL CAMPAIGN |
| CHILDREN'S ADVOCACY CENTER FOR THE PIKES PEAK REGION INC DBA SAFE PASSAGE | ||||||||||
| 2335 ROBINSON STREET | COLORADO SPRINGS | CO | 80904 | 841241767 | 501(C)3 | $0 | $110,000 | N/A | N/A | FUNDRAISING LUNCHEON, GENERAL SUPPORT, CAPITAL CAMPAIGN |
| CHILDREN'S HOSPITAL COLORADO FOUNDATION | ||||||||||
| 13123 E 16TH AVENUE BOX 045 | AURORA | CO | 80045 | 840813462 | 501(C)3 | $0 | $260,000 | N/A | N/A | PARTNERSHIP AGREEMENT |
| COLORADO SPRINGS CHILDREN'S CHORALE | ||||||||||
| 1409 PALMER PARK BLVD | COLORADO SPRINGS | CO | 80909 | 840999238 | 501(C)3 | $0 | $6,000 | N/A | N/A | POINSETTIAS FUNDRAISER |
| COLORADO SPRINGS POLICE FOUNDATION | ||||||||||
| 10 LAKE CIRCLE | COLORADO SPRINGS | CO | 80906 | 270926740 | 501(C)3 | $0 | $12,500 | N/A | N/A | MEDAL OF VALOR |
| EARLY CONNECTIONS LEARNING CENTERS | ||||||||||
| 104 E RIO GRANDE STREET | COLORADO SPRINGS | CO | 80903 | 840632406 | 501(C)3 | $0 | $75,000 | N/A | N/A | BUILDING FUTURES CAMPAIGN |
| FORT COLLINS HABITAT FOR HUMANITY | ||||||||||
| 4001 S TAFT HILL ROAD | FORT COLLINS | CO | 80526 | 841217901 | 501(C)3 | $0 | $50,000 | N/A | N/A | ANNUAL BUILD DAYS |
| FOOD TO POWER | ||||||||||
| 1090 S INSTITUTE STREET | COLORADO SPRINGS | CO | 80903 | 463665741 | 501(C)3 | $0 | $15,000 | N/A | N/A | INVESTING IN HILLSIDE HUB |
| FRIENDS OF THE CHILDREN - COLORADO SPRINGS | ||||||||||
| 105 COLERIDGE AVENUE | COLORADO SPRINGS | CO | 80909 | 870920034 | 501(C)3 | $0 | $11,000 | N/A | N/A | YOUTH FINANCIAL LITERACY, EDUCATION SUCCCESS |
| FRONT RANGE COMMUNITY COLLEGE | ||||||||||
| 3645 W 112TH AVE | WESTMINSTER | CO | 80031 | 841311148 | 501(C)3 | $0 | $100,000 | N/A | N/A | PARTNERSHIP AGREEMENT |
| GOODWILL OF COLORADO | ||||||||||
| 1460 GARDEN OF THE GODS ROAD | COLORADO SPRINGS | CO | 80907 | 840513404 | 501(C)3 | $0 | $21,000 | N/A | N/A | ANNUAL DINNER, CHIC BOUTIQUE SPONSORSHIP |
| HABITAT FOR HUMANITY METRO DENVER INC | ||||||||||
| 3245 ELIOT STREET | DENVER | CO | 80211 | 742050021 | 501(C)3 | $0 | $10,000 | N/A | N/A | WOMEN AND PRIDE BUILD |
| KIDPOWER OF COLORADO INC | ||||||||||
| 2335 ROBINSON STREET | COLORADO SPRINGS | CO | 80904 | 841312785 | 501(C)3 | $0 | $15,000 | N/A | N/A | CHOCOHOLIC FROLIC SPONSORSHIP |
| METROPOLITAN STATE UNIVERSITY | ||||||||||
| 1051 14TH STREET | DENVER | CO | 80202 | 416007162 | 501(C)3 | $0 | $50,000 | N/A | N/A | PARTNERSHIP AGREEMENT |
| MILE HIGH UNITED WAY | ||||||||||
| PO BOX 5547 | DENVER | CO | 80217 | 840404235 | 501(C)3 | $0 | $6,182 | N/A | N/A | ANNUAL GIVE CAMPAIGN |
| NATIONAL CREDIT UNION FOUNDATION | ||||||||||
| 5710 MINERAL POINT RD | MADISON | WI | 53705 | 391383650 | 501(C)3 | $0 | $25,000 | N/A | N/A | ANNUAL SUPPORT |
| NEIGHBOR TO NEIGHBOR | ||||||||||
| 1550 BLUE SPRUCE DRIVE | FORT COLLINS | CO | 80524 | 840630214 | 501(C)3 | $0 | $6,000 | N/A | N/A | ANNUAL GALA, RENTAL HOUSING SOLUTIONS, N2N HOUSING SOLUTIONS PROGRAM |
| PIKES PEAK COMMUNITY FOUNDATION | ||||||||||
| 102 S TEJON ST SUITE 530 | COLORADO SPRINGS | CO | 80903 | 841339670 | 501(C)3 | $0 | $10,000 | N/A | N/A | PORTAL SUPPORT |
| PIKES PEAK HABITAT FOR HUMANITY | ||||||||||
| 2802 N PROSPECT ST | COLORADO SPRINGS | CO | 80907 | 351640064 | 501(C)3 | $0 | $6,000 | N/A | N/A | GENERAL SUPPORT |
| PIKES PEAK UNITED WAY | ||||||||||
| 518 NORTH NEVADA AVENUE | COLORADO SPRINGS | CO | 80903 | 840511799 | 501(C)3 | $0 | $148,873 | N/A | N/A | ANNUAL GIVE CAMPAIGN, 2-1-1 PROGRAM, CORNERSTONE PROGRAM |
| PUEBLO POLICE DEPARTMENT | ||||||||||
| 200 SOUTH MAIN STREET | PUEBLO | CO | 81003 | 846000615 | SECTION 115 | $0 | $7,500 | N/A | N/A | ANNUAL AWARDS CEREMONY SPONSOR |
| RAY OF HOPE CANCER FOUNDATION | ||||||||||
| 1385 S COLORADO BLVD SUITE 108 | DENVER | CO | 80222 | 270029283 | 501(C)3 | $0 | $10,500 | N/A | N/A | FAMILY HOPE, GENERAL SUPPORT |
| RESPITE CARE INC | ||||||||||
| 6203 S LEMAY AVENUE | FORT COLLINS | CO | 80525 | 840840653 | 501(C)3 | $0 | $9,000 | N/A | N/A | RESPITE CARE LUNCHEON, GENERAL SUPPORT, SUMMER OFF-PREMISE DAY CAMP |
| SECORCARES | ||||||||||
| 17151 PINE LANE | PARKER | CO | 80134 | 204226894 | 501(C)3 | $0 | $13,000 | N/A | N/A | MSU MOBILE SUPPORT, FOOD FOR THOUGHT |
| SPRINGS RESCUE MISSION | ||||||||||
| 5 W LAS VEGAS ST | COLORADO SPRINGS | CO | 80903 | 841340824 | 501(C)3 | $0 | $20,000 | N/A | N/A | CAPITAL CAMPAIGN |
| THE PLACE | ||||||||||
| 423 E CUCHARRAS STREET | COLORADO SPRINGS | CO | 80903 | 841549702 | 501(C)3 | $0 | $7,500 | N/A | N/A | SUPPORT FOR YOUTH HOMELESSNESS, OFF THE STREET BREAKFAST |
| UNIVERSITY OF COLORADO COLORADO SPRINGS | ||||||||||
| 1420 AUSTIN BLUFFS PARKWAY | COLORADO SPRINGS | CO | 80918 | 846049811 | 501(C)3 | $0 | $140,000 | N/A | N/A | ANNUAL SCHOLARSHIP PROGRAM |
| UNITED WAY OF LARIMER COUNTY | ||||||||||
| 525 WEST OAK ST STE 101 | FORT COLLINS | CO | 805212654 | 846031503 | 501(C)3 | $0 | $17,365 | N/A | N/A | ANNUAL CAMPAIGN |
| UNITED WAY OF PUEBLO COUNTY INC | ||||||||||
| 310 E ABRIENDO AVE STE 300 | PUEBLO | CO | 81004 | 840404917 | 501(C)3 | $0 | $18,548 | N/A | N/A | ANNUAL CAMPAIGN |
| UNITED WAY OF WELD COUNTY | ||||||||||
| 814 9TH STREET | GREELEY | CO | 80631 | 846011918 | 501(C)3 | $0 | $12,183 | N/A | N/A | ANNUAL CAMPAIGN, READING CORPS, CORNERSTONE GIFT |
| WARREN VILLAGE | ||||||||||
| 1323 N GILPIN STREET | DENVER | CO | 80218 | 840644270 | 501(C)3 | $0 | $25,000 | N/A | N/A | PROGRAMMING GALA |
| WORLD COUNCIL OF CREDIT UNIONS | ||||||||||
| 5710 MINERAL POINT RD | MADISON | WI | 53705 | 396093210 | 501(C)3 | $0 | $10,000 | N/A | N/A | MEMBERSHIP/SUPPORT |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total501c3 Org | 36 | Total501c3OrgCnt |
| Total Other Org | 1 | TotalOtherOrgCnt |
Grants Other Asst To Indiv In US GrantsOtherAsstToIndivInUSGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Grant Type | TEACHER AWARDS | GrantTypeTxt |
| Recipient | 2 | RecipientCnt |
| Cash Grant | $13,000 | CashGrantAmt |
| Valuation Method Used | N/A | ValuationMethodUsedDesc |
| Non Cash Assistance | TEACHER OF THE MONTH | NonCashAssistanceDesc |
Supplemental Information Detail SupplementalInformationDetail
| Field | Value | IRS element (for citing) |
|---|---|---|
| Form And Line Reference | PART I, LINE 2: | FormAndLineReferenceDesc |
| Explanation | ENT TRACKS ALL GRANTS VIA AN EXCEL SPREADSHEET MANAGED BY OUR COMMUNITY ADVOCACY DEPARTMENT. THIS IS UPDATED MONTHLY. ENT MAKES CONTRIBUTIONS TO ORGANIZATIONS, AGENCIES AND ACTIVITIES SERVING THE FOLLOWING PURPOSES: EDUCATION, HEALTH, HUMAN SERVICES, COMMUNITY (INCLUDING CULTURAL) DEVELOPMENT, ECONOMIC DEVELOPMENT AND MILITARY RECOGNITION AND MORALE. ALL CONTRIBUTIONS ARE TO ORGANIZATIONS IN THE COMMUNITIES WE SERVE AND/OR SUPPORT THE CREDIT UNION MOVEMENT. | ExplanationTxt |
Schedule J IRS990ScheduleJ
| Field | Value | IRS element (for citing) |
|---|---|---|
| Travel For Companions | Yes (X) | TravelForCompanionsInd |
| Discretionary Spending Acct | Yes (X) | DiscretionarySpendingAcctInd |
| Written Policy Ref T And E Expnss | Yes (1) | WrittenPolicyRefTAndEExpnssInd |
| Substantiation Required | Yes (1) | SubstantiationRequiredInd |
| Compensation Committee | Yes (X) | CompensationCommitteeInd |
| Independent Consultant | Yes (X) | IndependentConsultantInd |
| Compensation Survey | Yes (X) | CompensationSurveyInd |
| Board Or Committee Approval | Yes (X) | BoardOrCommitteeApprovalInd |
| Severance Payment | Yes (1) | SeverancePaymentInd |
| Supplemental Nonqual Rtr Plan | Yes (1) | SupplementalNonqualRtrPlanInd |
| Equity Based Comp Arrngm | 0 | EquityBasedCompArrngmInd |
Rltd Org Officer Trst Key Empl RltdOrgOfficerTrstKeyEmplGrp (16 entries)
| TitleTitleTxt | Base Compensation Filing OrgBaseCompensationFilingOrgAmt | Compensation Based On Rltd OrgsCompensationBasedOnRltdOrgsAmt | Bonus Filing OrganizationBonusFilingOrganizationAmount | Bonus Related OrganizationsBonusRelatedOrganizationsAmt | Other Compensation Filing OrgOtherCompensationFilingOrgAmt | Other Compensation Rltd OrgsOtherCompensationRltdOrgsAmt | Deferred Compensation Flng OrgDeferredCompensationFlngOrgAmt | Deferred Comp Rltd OrgsDeferredCompRltdOrgsAmt | Nontaxable Benefits Filing OrgNontaxableBenefitsFilingOrgAmt | Nontaxable Benefits Rltd OrgsNontaxableBenefitsRltdOrgsAmt | Total Compensation Filing OrgTotalCompensationFilingOrgAmt | Total Compensation Rltd OrgsTotalCompensationRltdOrgsAmt | Comp Report Prior990 Filing OrgCompReportPrior990FilingOrgAmt | Comp Report Prior990 Rltd OrgsCompReportPrior990RltdOrgsAmt |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| GRAVES CHAD M | ||||||||||||||
| PRESIDENT/CEO | $900,000 | $0 | $494,935 | $0 | $1,499,379 | $0 | $514,700 | $0 | $18,558 | $0 | $3,427,572 | $0 | $0 | $0 |
| SCHOLES RICHARD A | ||||||||||||||
| CHIEF EXPERIENCE OFFICER | $486,054 | $0 | $184,841 | $0 | $350,356 | $0 | $71,700 | $0 | $18,558 | $0 | $1,111,509 | $0 | $0 | $0 |
| GENDRON MATTHEW J | ||||||||||||||
| CHIEF ENGAGEMENT OFFICER | $486,054 | $0 | $184,841 | $0 | $357,084 | $0 | $29,700 | $0 | $13,708 | $0 | $1,071,387 | $0 | $0 | $0 |
| VOGENEY WILLIAM D | ||||||||||||||
| CHIEF REVENUE OFFICER - PART YEAR | $450,393 | $0 | $171,242 | $0 | $361,584 | $0 | $29,700 | $0 | $13,708 | $0 | $1,026,627 | $0 | $0 | $0 |
| BELL MOLLIE B | ||||||||||||||
| CHIEF DEVELOPMENT OFFICER | $477,026 | $0 | $181,408 | $0 | $211,731 | $0 | $69,700 | $0 | $13,629 | $0 | $953,494 | $0 | $0 | $0 |
| SUSSMAN JENNIFER S | ||||||||||||||
| CHIEF MARKETING OFFICER | $402,736 | $0 | $153,156 | $0 | $228,956 | $0 | $119,700 | $0 | $18,558 | $0 | $923,106 | $0 | $0 | $0 |
| DOMBROWSKI STEPHANIE S | ||||||||||||||
| MORT LOAN OFFICER-EXT | $50,000 | $0 | $795,122 | $0 | $4,665 | $0 | $29,700 | $0 | $17,718 | $0 | $897,205 | $0 | $0 | $0 |
| PAUKOVICH JON A | ||||||||||||||
| CHIEF LENDING OFFICER | $338,974 | $0 | $128,908 | $0 | $278,707 | $0 | $93,700 | $0 | $18,558 | $0 | $858,847 | $0 | $0 | $0 |
| LECLERC DAN N | ||||||||||||||
| CHIEF FINANCIAL OFFICER | $375,000 | $0 | $142,609 | $0 | $266,763 | $0 | $29,700 | $0 | $18,558 | $0 | $832,630 | $0 | $0 | $0 |
| MARSHALL CHRISTOPHER J | ||||||||||||||
| CHIEF TECHNOLOGY OFFICER | $392,827 | $0 | $149,388 | $0 | $247,120 | $0 | $29,700 | $0 | $10,262 | $0 | $829,297 | $0 | $0 | $0 |
| KELLNER ROBERT C | ||||||||||||||
| CHIEF RISK OFFICER - PART YEAR | $67,314 | $0 | $0 | $0 | $452,352 | $0 | $7,238 | $0 | $2,888 | $0 | $529,792 | $0 | $0 | $0 |
| STANGE SHIRLEY D | ||||||||||||||
| MORT LOAN OFFICER-EXT | $50,000 | $0 | $287,641 | $0 | $4,760 | $0 | $16,810 | $0 | $17,844 | $0 | $377,055 | $0 | $0 | $0 |
| SERRANO-ROJAS KEVIN A | ||||||||||||||
| MORT LOAN OFFICER-EXT | $55,000 | $0 | $273,516 | $0 | $4,452 | $0 | $29,700 | $0 | $7,863 | $0 | $370,531 | $0 | $0 | $0 |
| ALLMAN GINA L | ||||||||||||||
| MORT LOAN OFFICER-EXT | $50,000 | $0 | $255,364 | $0 | $4,471 | $0 | $21,888 | $0 | $17,718 | $0 | $349,441 | $0 | $0 | $0 |
| BECHTEL THOMAS | ||||||||||||||
| MORT LOAN OFFICER-EXT | $50,000 | $0 | $234,597 | $0 | $4,543 | $0 | $17,239 | $0 | $8,215 | $0 | $314,594 | $0 | $0 | $0 |
| COON MARY J | ||||||||||||||
| CHIEF FINANCIAL OFFICER - PART YEAR | $11,493 | $0 | $0 | $0 | $267,226 | $0 | $24,909 | $0 | $372 | $0 | $304,000 | $0 | $0 | $0 |
Supplemental Information Detail SupplementalInformationDetail (2 entries)
| Form And Line ReferenceFormAndLineReferenceDesc | ExplanationExplanationTxt |
|---|---|
| PART 1, LINE 1A: | BOARD MEMBERS ARE PROVIDED A TRAVEL AND TRAINING BUDGET. THESE FUNDS ARE USED AS EACH BOARD MEMBER DECIDED WHICH TRAINING TO ATTEND. SPOUSE/GUEST TRAVEL EXPENSES COME OUT OF THIS BUDGET. EACH YEAR, SPOUSE/GUEST TRAVEL IS REPORTED AS INCOME ON FORM 1099-NEC. |
| PART 1, LINE 4B: | THE CREDIT UNION MAINTAINS THREE DEFERRED COMPENSATION PLANS COVERING CERTAIN MEMBERS OF MANAGEMENT. DURING 2023, THE FOLLOWING BENEFITS WERE ACCRUED: CHAD M. GRAVES - 457(F): $485,000 JON A. PAUKOVICH - 457(F): $64,000 RICHARD A. SCHOLES - 457(F): $42,000 MOLLIE B. BELL - 457(F): $40,000 JENNIFER S. SUSSMAN - 457(F): $90,000 |
Schedule O IRS990ScheduleO
Supplemental Information Detail SupplementalInformationDetail (8 entries)
| Form And Line ReferenceFormAndLineReferenceDesc | ExplanationExplanationTxt |
|---|---|
| FORM 990, PART VI, SECTION A, LINE 6 | THE ORGANIZATION HAS MEMBERS AND THE FIELD OF MEMBERSHIP OF THIS CREDIT UNION SHALL BE LIMITED TO THOSE HAVING THE FOLLOWING COMMON BOND: A. PERSONS WHO LIVE, WORK, WORSHIP OR ATTEND SCHOOL WITHIN ADAMS, ALAMOSA, ARAPAHOE, BOULDER, BROOMFIELD, COSTILLA, CROWLEY, CUSTER, DENVER, DOUGLAS, ELBERT, EL PASO, FREMONT, HUERFANO, JEFFERSON, LARIMER, LAS ANIMAS, OTERO, PUEBLO, TELLER AND WELD COUNTIES, COLORADO; B. MEMBERS OF RECORD OF THIS CREDIT UNION AS OF THE DATE OF ITS CONVERSION TO A COMMUNITY CHARTER; C. EMPLOYEES OF THIS CREDIT UNION; D. MEMBERS OF THEIR IMMEDIATE FAMILIES OR HOUSEHOLDS; AND E. ORGANIZATIONS OF SUCH PERSONS. F. AS A RESULT OF MERGERS: FORMER MEMBERS OF MOUNTAIN BELL CREDIT UNION, BUCKLEY FEDERAL CREDIT UNION, FIRST CHARTER FEDERAL CREDIT UNION, DECIBEL COMMUNITY CREDIT UNION, AND US ALLIANCE FEDERAL CREDIT UNION. G. ANYONE WHO IS A MEMBER OF THE AMERICAN CONSUMER COUNCIL (ACC) |
| FORM 990, PART VI, SECTION A, LINE 7A | OUR 533,480 MEMBERS EACH ARE ALLOWED ONE VOTE DURING EACH BOARD ELECTION. |
| FORM 990, PART VI, SECTION A, LINE 7B | MEMBERS OF THE CREDIT UNION HAVE THE RIGHT TO APPROVE THE GOVERNING BODY'S ELECTION AND REMOVAL OF MEMBERS OF THE GOVERNING BODY, AS WELL AS OTHER MATTERS THAT ARE SUBJECT TO THE APPROVAL OF MEMBERS OF THE CREDIT UNION AS THEY OCCUR, SUCH AS CERTAIN MERGER OPPORTUNITIES AND POTENTIAL CHARTER CONVERSIONS. |
| FORM 990, PART VI, SECTION B, LINE 11B | THE 990 IS PREPARED BY AN OUTSIDE ACCOUNTING FIRM HIRED FOR SUCH PURPOSE. DATA AND OTHER INFORMATION IS SUPPLIED TO THAT FIRM TO USE IN PREPARATION OF THE DOCUMENT. A COPY OF FORM 990 WILL BE PROVIDED TO THE BOARD OF DIRECTORS FOR REVIEW AFTER FILING. |
| FORM 990, PART VI, SECTION B, LINE 12C | THE INTERNAL AUDIT DEPARTMENT PERFORMS ANNUAL TESTING ON EMPLOYEE AND OFFICIAL ACCOUNTS FOR RATES, TERMS & CONDITIONS CONSISTENT WITH WHAT WOULD BE OFFERED TO THE GENERAL MEMBERSHIP OUTSIDE OF THE ALLOWED EMPLOYEE DISCOUNT. ANNUALLY A BOARD MONITORING REPORT IS COMPLETED TO ATTEST FOR PURCHASES WHERE NORMALLY PRUDENT PROTECTIONS HAVE BEEN GIVEN AGAINST CONFLICT OF INTEREST. THIS WAS LAST COMPLETED IN 2023. |
| FORM 990, PART VI, SECTION B, LINE 15 | ENT CREDIT UNION PARTICIPATES IN MULTIPLE, PERIODIC (TYPICALLY ANNUAL) INDUSTRY SALARY SURVEYS, FOR ALL LEVELS OF THE ORGANIZATION, IN ORDER TO ASSESS MARKET PAY PRACTICES AND PROVIDE SUPPORTING DATA FOR INTERNAL RECOMMENDATIONS AND DECISIONS REGARDING PAY STRUCTURES AND INCREASES BASED ON STRATEGIC GOALS AND INITIATIVES. THE LAST COMPENSATION REVIEW WAS DONE IN 2023. |
| FORM 990, PART VI, SECTION C, LINE 19 | THE CREDIT UNION'S GOVERNING DOCUMENTS ARE NOT MADE AVAILABLE TO THE PUBLIC. THE CREDIT UNION'S CONFLICT OF INTEREST POLICY IS NOT MADE AVAILABLE TO THE PUBLIC. THE CREDIT UNION'S FINANCIAL STATEMENTS ARE AVAILABLE FOR PUBLIC VIEWING ON NCUA.GOV VIA THE QUARTERLY 5300 FILING. |
| FORM 990, PART XI, LINE 9: | RECLASSIFICATION ADJUSTMENT FOR NET HEDGING LOSSES -1,288,137. NET CHANGE IN POST RETIREMENT BENEFITS -777,215. CUMULATIVE ADJUSTMENT IN ACCOUNTING PRINCIPLE FOR ADOPTION OF CECL -52,677,641. |
Schedule R IRS990ScheduleR
Id Disregarded Entities IdDisregardedEntitiesGrp (2 entries)
| Address Line1USAddress/AddressLine1Txt | CityUSAddress/CityNm | State AbbreviationUSAddress/StateAbbreviationCd | ZIPUSAddress/ZIPCd | EINEIN | Primary ActivitiesPrimaryActivitiesTxt | Legal Domicile StateLegalDomicileStateCd | Total IncomeTotalIncomeAmt | End Of Year AssetsEndOfYearAssetsAmt | Business Name Line1DirectControllingEntityName/BusinessNameLine1Txt |
|---|---|---|---|---|---|---|---|---|---|
| ENTERPRISE FIRST FINANCIAL SERVICES LLC | |||||||||
| 11550 ENT PARKWAY | COLORADO SPRINGS | CO | 80921 | 841514066 | INSURANCE PRODUCTS | CO | $0 | $50,000 | ENT CREDIT UNION |
| ENT AUTO RECEIVABLES LLC | |||||||||
| 11550 ENT PARKWAY | COLORADO SPRINGS | CO | 80921 | 933170149 | SPECIAL PURPOSE SUBSIDIARY FOR SECURITIZATION ISSUANCE | DE | $0 | $0 | ENT CREDIT UNION |
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