AZURA CREDIT UNION: Form 990, tax year 2023

View the entire original 990 at ProPublica ↗

Organization: AZURA CREDIT UNION (EIN 48-0625190)
Tax period: 2023-01-01 to 2023-12-31
Filed: 2024-09-16
IRS object ID: 202442609349301259
Schema version: 2023v5.1
Source: Download XML · Original 990 at ProPublica

Every field in the e-filed return. Faint text is the IRS element name, for citing.

Return header
Form 990
Schedule C
Schedule D
Schedule I
Schedule J
Schedule L
Schedule O
Schedule R

Return header ReturnHeader

Field	Value	IRS element (for citing)
Return	2024-09-16T11:00:40-05:00	ReturnTs
Tax Period End	2023-12-31	TaxPeriodEndDt

Preparer Firm PreparerFirmGrp

Field	Value	IRS element (for citing)
Preparer Firm EIN	810781371	PreparerFirmEIN

Preparer Firm Name PreparerFirmName

Field	Value	IRS element (for citing)
Business Name Line1	J TENBRINK & ASSOCIATES	BusinessNameLine1Txt

Preparer US Address PreparerUSAddress

Field	Value	IRS element (for citing)
Address Line1	11272 S RIDGEVIEW RD	AddressLine1Txt
City	OLATHE	CityNm
State Abbreviation	KS	StateAbbreviationCd
ZIP	660616454	ZIPCd

Field	Value	IRS element (for citing)
Return Type	990	ReturnTypeCd
Tax Period Begin	2023-01-01	TaxPeriodBeginDt

Filer Filer

Field	Value	IRS element (for citing)
EIN	480625190	EIN

Business Name BusinessName

Field	Value	IRS element (for citing)
Business Name Line1	AZURA CREDIT UNION	BusinessNameLine1Txt

Field	Value	IRS element (for citing)
Business Name Control	AZUR	BusinessNameControlTxt
Phone	7852335556	PhoneNum

US Address USAddress

Field	Value	IRS element (for citing)
Address Line1	610 SW 10TH AVENUE	AddressLine1Txt
City	TOPEKA	CityNm
State Abbreviation	KS	StateAbbreviationCd
ZIP	666121673	ZIPCd

Business Officer BusinessOfficerGrp

Field	Value	IRS element (for citing)
Person	GREG WINKLER	PersonNm
Person Title	PRESIDENT/CEO	PersonTitleTxt
Phone	7852335556	PhoneNum
Signature	2024-09-16	SignatureDt
Discuss With Paid Preparer	Yes (1)	DiscussWithPaidPreparerInd

Field	Value	IRS element (for citing)
IRS Responsible Prty Info Curr	0	IRSResponsiblePrtyInfoCurrInd

Preparer Person PreparerPersonGrp

Field	Value	IRS element (for citing)
Preparer Person	GERALD TENBRINK	PreparerPersonNm
PTIN	P00638199	PTIN
Phone	9138946214	PhoneNum
Preparation	2024-09-16	PreparationDt

Field	Value	IRS element (for citing)
Tax	2023	TaxYr
Build TS	2024-08-08 14:25:15Z	BuildTS

Form 990 IRS990

Field	Value	IRS element (for citing)
Principal Officer	GREG WINKLER	PrincipalOfficerNm

US Address USAddress

Field	Value	IRS element (for citing)
Address Line1	610 SW 10TH AVENUE	AddressLine1Txt
City	TOPEKA	CityNm
State Abbreviation	KS	StateAbbreviationCd
ZIP	666121673	ZIPCd

Field	Value	IRS element (for citing)
Gross Receipts	$49,794,274	GrossReceiptsAmt
Group Return For Affiliates	0	GroupReturnForAffiliatesInd
Organization501c	Yes (X)	Organization501cInd
Website Address	WWW.AZURACU.COM	WebsiteAddressTxt
Type Of Organization Corp	Yes (X)	TypeOfOrganizationCorpInd
Formation	1974	FormationYr
Legal Domicile State	KS	LegalDomicileStateCd
Activity Or Mission	AZURA IS ENHANCING LIVES BY DELIVERING INNOVATIVE FINANCIAL SERVICE, EDUCATION, AND VALUE.	ActivityOrMissionDesc
Voting Members Governing Body	9	VotingMembersGoverningBodyCnt
Voting Members Independent	9	VotingMembersIndependentCnt
Total Employee	233	TotalEmployeeCnt
Total Volunteers	16	TotalVolunteersCnt
Total Gross UBI	$183,486	TotalGrossUBIAmt
Net Unrelated Bus Txbl Incm	$0	NetUnrelatedBusTxblIncmAmt
PY Contributions Grants	$0	PYContributionsGrantsAmt
CY Contributions Grants	$0	CYContributionsGrantsAmt
PY Program Service Revenue	$36,099,519	PYProgramServiceRevenueAmt
CY Program Service Revenue	$45,697,872	CYProgramServiceRevenueAmt
PY Investment Income	$2,122,896	PYInvestmentIncomeAmt
CY Investment Income	$4,039,257	CYInvestmentIncomeAmt
PY Other Revenue	$54,631	PYOtherRevenueAmt
CY Other Revenue	$57,145	CYOtherRevenueAmt
PY Total Revenue	$38,277,046	PYTotalRevenueAmt
CY Total Revenue	$49,794,274	CYTotalRevenueAmt
PY Grants And Similar Paid	$150,310	PYGrantsAndSimilarPaidAmt
CY Grants And Similar Paid	$187,112	CYGrantsAndSimilarPaidAmt
PY Benefits Paid To Members	$0	PYBenefitsPaidToMembersAmt
CY Benefits Paid To Members	$0	CYBenefitsPaidToMembersAmt
PY Salaries Comp Emp Bnft Paid	$11,971,535	PYSalariesCompEmpBnftPaidAmt
CY Salaries Comp Emp Bnft Paid	$14,480,232	CYSalariesCompEmpBnftPaidAmt
PY Total Prof Fndrsng Expns	$0	PYTotalProfFndrsngExpnsAmt
CY Total Prof Fndrsng Expns	$0	CYTotalProfFndrsngExpnsAmt
CY Total Fundraising Expense	$0	CYTotalFundraisingExpenseAmt
PY Other Expenses	$18,226,111	PYOtherExpensesAmt
CY Other Expenses	$30,612,122	CYOtherExpensesAmt
PY Total Expenses	$30,347,956	PYTotalExpensesAmt
CY Total Expenses	$45,279,466	CYTotalExpensesAmt
PY Revenues Less Expenses	$7,929,090	PYRevenuesLessExpensesAmt
CY Revenues Less Expenses	$4,514,808	CYRevenuesLessExpensesAmt
Total Assets BOY	$740,352,514	TotalAssetsBOYAmt
Total Assets EOY	$784,341,030	TotalAssetsEOYAmt
Total Liabilities BOY	$661,869,595	TotalLiabilitiesBOYAmt
Total Liabilities EOY	$704,349,310	TotalLiabilitiesEOYAmt
Net Assets Or Fund Balances BOY	$78,482,919	NetAssetsOrFundBalancesBOYAmt
Net Assets Or Fund Balances EOY	$79,991,720	NetAssetsOrFundBalancesEOYAmt
Info In Schedule O Part III	Yes (X)	InfoInScheduleOPartIIIInd
Mission	AZURA IS ENHANCING LIVES BY DELIVERING INNOVATIVE FINANCIAL SERVICE, EDUCATION, AND VALUE THROUGH PERSONAL AND COMMUNITY ENGAGEMENT.	MissionDesc
Significant New Program Srvc	Yes (1)	SignificantNewProgramSrvcInd
Significant Change	0	SignificantChangeInd
Desc	PROVIDES FINANCIAL AND FINANCIALLY RELATED SERVICES TO 62,615 MEMBERS.	Desc

Prog Srvc Accom Acty2 ProgSrvcAccomActy2Grp

Field	Value	IRS element (for citing)
Desc	PROVIDES A SOURCE OF CREDIT TO MEMBERS AT A FAIR AND REASONABLE RATE OF INTEREST. AS OF DECEMBER 31, 2023, THERE WERE 38,017 LOANS OUTSTANDING TOTALING $568,770,753, INCLUDING LOAN PARTICIPATIONS.	Desc

Prog Srvc Accom Acty3 ProgSrvcAccomActy3Grp

Field	Value	IRS element (for citing)
Desc	PAID DIVIDENDS ON MEMBER DEPOSITS TOTALING $8,461,376 FOR THE YEAR.	Desc

Field	Value	IRS element (for citing)
Described In Section501c3	0	DescribedInSection501c3Ind
Schedule B Required	0	ScheduleBRequiredInd
Political Campaign Acty	Yes (1)	PoliticalCampaignActyInd
Subject To Proxy Tax	0	SubjectToProxyTaxInd
Donor Advised Fund	0	DonorAdvisedFundInd
Conservation Easements	0	ConservationEasementsInd
Collections Of Art	0	CollectionsOfArtInd
Credit Counseling	Yes (1)	CreditCounselingInd
Donor Rstr Or Quasi Endowments	0	DonorRstrOrQuasiEndowmentsInd
Report Land Building Equipment	Yes (1)	ReportLandBuildingEquipmentInd
Report Investments Other Sec	Yes (1)	ReportInvestmentsOtherSecInd
Report Program Related Invst	0	ReportProgramRelatedInvstInd
Report Other Assets	0	ReportOtherAssetsInd
Report Other Liabilities	Yes (1)	ReportOtherLiabilitiesInd
Include FIN48 Footnote	Yes (1)	IncludeFIN48FootnoteInd
Independent Audit Fincl Stmt	Yes (1)	IndependentAuditFinclStmtInd
Consolidated Audit Fincl Stmt	0	ConsolidatedAuditFinclStmtInd
School Operating	0	SchoolOperatingInd
Foreign Office	0	ForeignOfficeInd
Foreign Activities	0	ForeignActivitiesInd
More Than5000 K To Org	0	MoreThan5000KToOrgInd
More Than5000 K To Individuals	0	MoreThan5000KToIndividualsInd
Professional Fundraising	0	ProfessionalFundraisingInd
Fundraising Activities	0	FundraisingActivitiesInd
Gaming Activities	0	GamingActivitiesInd
Operate Hospital	0	OperateHospitalInd
Grants To Organizations	Yes (1)	GrantsToOrganizationsInd
Grants To Individuals	Yes (1)	GrantsToIndividualsInd
Schedule J Required	Yes (1)	ScheduleJRequiredInd
Tax Exempt Bonds	0	TaxExemptBondsInd
Loan Outstanding	Yes (1)	LoanOutstandingInd
Grant To Related Person	0	GrantToRelatedPersonInd
Business Rln With Org Mem	0	BusinessRlnWithOrgMemInd
Business Rln With Fam Mem	0	BusinessRlnWithFamMemInd
Business Rln With35 Ctrl Ent	0	BusinessRlnWith35CtrlEntInd
Deductible Non Cash Contri	0	DeductibleNonCashContriInd
Deductible Art Contribution	0	DeductibleArtContributionInd
Terminate Operations	0	TerminateOperationsInd
Partial Liquidation	0	PartialLiquidationInd
Disregarded Entity	Yes (1)	DisregardedEntityInd
Related Entity	0	RelatedEntityInd
Related Organization Ctrl Ent	0	RelatedOrganizationCtrlEntInd
Activities Conducted Prtshp	0	ActivitiesConductedPrtshpInd
Schedule O Required	Yes (1)	ScheduleORequiredInd
IRP Document	30028	IRPDocumentCnt
IRP Document W2 G	0	IRPDocumentW2GCnt
Backup Wthld Compliance	Yes (1)	BackupWthldComplianceInd
Employee	233	EmployeeCnt
Employment Tax Returns Filed	Yes (1)	EmploymentTaxReturnsFiledInd
Unrelated Bus Incm Over Limit	Yes (1)	UnrelatedBusIncmOverLimitInd
Form990 T Filed	Yes (1)	Form990TFiledInd
Foreign Financial Account	0	ForeignFinancialAccountInd
Prohibited Tax Shelter Trans	0	ProhibitedTaxShelterTransInd
Taxable Party Notification	0	TaxablePartyNotificationInd
Nondeductible Contributions	0	NondeductibleContributionsInd
Indoor Tanning Services	0	IndoorTanningServicesInd
Subj To Tax Rmnrtn Ex Prcht Pymt	0	SubjToTaxRmnrtnExPrchtPymtInd
Subject To Excs Tax Net Invst Inc	0	SubjectToExcsTaxNetInvstIncInd
Info In Schedule O Part VI	Yes (X)	InfoInScheduleOPartVIInd
Governing Body Voting Members	9	GoverningBodyVotingMembersCnt
Independent Voting Member	9	IndependentVotingMemberCnt
Family Or Business Rln	0	FamilyOrBusinessRlnInd
Delegation Of Mgmt Duties	0	DelegationOfMgmtDutiesInd
Change To Org Documents	0	ChangeToOrgDocumentsInd
Material Diversion Or Misuse	0	MaterialDiversionOrMisuseInd
Members Or Stockholders	Yes (1)	MembersOrStockholdersInd
Election Of Board Members	Yes (1)	ElectionOfBoardMembersInd
Decisions Subject To Approva	Yes (1)	DecisionsSubjectToApprovaInd
Minutes Of Governing Body	Yes (1)	MinutesOfGoverningBodyInd
Minutes Of Committees	Yes (1)	MinutesOfCommitteesInd
Officer Mailing Address	0	OfficerMailingAddressInd
Local Chapters	Yes (1)	LocalChaptersInd
Policies Reference Chapters	Yes (1)	PoliciesReferenceChaptersInd
Form990 Provided To Gvrn Body	Yes (1)	Form990ProvidedToGvrnBodyInd
Conflict Of Interest Policy	Yes (1)	ConflictOfInterestPolicyInd
Annual Disclosure Covered Prsn	Yes (1)	AnnualDisclosureCoveredPrsnInd
Regular Monitoring Enfrc	Yes (1)	RegularMonitoringEnfrcInd
Whistleblower Policy	Yes (1)	WhistleblowerPolicyInd
Document Retention Policy	Yes (1)	DocumentRetentionPolicyInd
Compensation Process CEO	Yes (1)	CompensationProcessCEOInd
Compensation Process Other	Yes (1)	CompensationProcessOtherInd
Investment In Joint Venture	Yes (1)	InvestmentInJointVentureInd
Written Policy Or Procedure	Yes (1)	WrittenPolicyOrProcedureInd
Upon Request	Yes (X)	UponRequestInd

Books In Care Of Detail BooksInCareOfDetail

Business Name BusinessName

Field	Value	IRS element (for citing)
Business Name Line1	DAVID LINDERMAN	BusinessNameLine1Txt

Field	Value	IRS element (for citing)
Phone	7852335556	PhoneNum

US Address USAddress

Field	Value	IRS element (for citing)
Address Line1	610 SW 10TH AVENUE	AddressLine1Txt
City	TOPEKA	CityNm
State Abbreviation	KS	StateAbbreviationCd
ZIP	666121673	ZIPCd

Form990 Part VII Section A Form990PartVIISectionAGrp (21 entries)

TitleTitleTxt	Average Hours Per WeekAverageHoursPerWeekRt	Individual Trustee Or DirectorIndividualTrusteeOrDirectorInd	Reportable Comp From OrgReportableCompFromOrgAmt	Reportable Comp From Rltd OrgReportableCompFromRltdOrgAmt	Other CompensationOtherCompensationAmt	OfficerOfficerInd	Highest Compensated EmployeeHighestCompensatedEmployeeInd
BRAD DEITER
CHAIRMAN	2.00	Yes (X)	$0	$0	$0
JIM FROWNFELTER
VICE CHAIRMAN	2.00	Yes (X)	$0	$0	$0
SHIRLEY MARTIN
TREASURER	2.00	Yes (X)	$0	$0	$0
MARCIA DECHAND
SECRETARY	2.00	Yes (X)	$0	$0	$0
ROBERT BALSTERS
DIRECTOR	2.00	Yes (X)	$0	$0	$0
TINA FREESE
DIRECTOR	2.00	Yes (X)	$0	$0	$0
STEPHEN MCINTOSH
DIRECTOR	2.00	Yes (X)	$0	$0	$0
RANDY PACHOSA
DIRECTOR	2.00	Yes (X)	$0	$0	$0
BRYAN VARGAS
DIRECTOR	2.00	Yes (X)	$0	$0	$0
GREG WINKLER
PRESIDENT/CEO	40.00		$380,102	$0	$45,782	Yes (X)
BRENTT MOON
SVP-OPERATIONS & INFO SYSTEMS/CIO	40.00		$191,870	$0	$35,087	Yes (X)
SHERYL DICK
SVP-MEMBER SERVICE/CRO	40.00		$186,096	$0	$35,428	Yes (X)
LISA BROWN
SVP-ADMINISTRATION/CAO	40.00		$197,761	$0	$24,819	Yes (X)
HANNAH ANDERSON
SVP-LENDING/CLO	40.00		$172,563	$0	$20,003	Yes (X)
JENNIFER KEIM
SVP-COMPLIANCE/CCO	40.00		$172,575	$0	$22,742	Yes (X)
DAVID LINDERMAN
SVP-FINANCE/CFO	40.00		$175,448	$0	$22,077	Yes (X)
BROOKE HAMILTON
VP-DIGITAL MEMBER EXPERIENCE	40.00		$146,511	$0	$8,771		Yes (X)
MARY MUNGER
VP-MEMBER EXPERIENCE	40.00		$138,478	$0	$22,653		Yes (X)
KURTIS SCOTT
VP-DIGITAL SERVICES	40.00		$128,424	$0	$28,974		Yes (X)
ALLYSON SHOVE-CHARD
VP-MARKETING	40.00		$126,429	$0	$16,339		Yes (X)
CASSANDRA OWEN
VP-PROJECT MANAGEMENT	40.00		$120,226	$0	$19,439		Yes (X)

Field	Value	IRS element (for citing)
Total Reportable Comp From Org	$2,136,483	TotalReportableCompFromOrgAmt
Tot Reportable Comp Rltd Org	$0	TotReportableCompRltdOrgAmt
Total Other Compensation	$302,114	TotalOtherCompensationAmt
Indiv Rcvd Greater Than100 K	17	IndivRcvdGreaterThan100KCnt
Former Ofcr Employees Listed	0	FormerOfcrEmployeesListedInd
Total Comp Greater Than150 K	Yes (1)	TotalCompGreaterThan150KInd
Compensation From Other Srcs	0	CompensationFromOtherSrcsInd

Contractor Compensation ContractorCompensationGrp (5 entries)

Address Line1ContractorAddress/USAddress/AddressLine1Txt	CityContractorAddress/USAddress/CityNm	State AbbreviationContractorAddress/USAddress/StateAbbreviationCd	ZIPContractorAddress/USAddress/ZIPCd	ServicesServicesDesc	CompensationCompensationAmt
DBSI
6950 WEST MORELOS PL SUITE 1	CHANDLER	AZ	85226	GENERAL CONTRACTOR	$3,035,045
SENNE COMPANY
2001 NW US-24	TOPEKA	KS	66618	GENERAL CONTRACTOR	$1,781,327
NCR CORPORATION
864 SPRING ST NW	ATLANTA	GA	30308	ATM/ITM/INTERNET BANKING PROVIDER	$1,237,928
VISA
ONE MARKET PLACE	SAN FRANCISCO	CA	94105	DEBIT/CREDIT CARD PROVIDER	$870,334
FISERV
255 FISERV DRIVE	BROOKFIELD	WI	53045	CORE SOFTWARE PROVIDER	$684,274

Field	Value	IRS element (for citing)
Cntrct Rcvd Greater Than100 K	23	CntrctRcvdGreaterThan100KCnt

Program Service Revenue ProgramServiceRevenueGrp (3 entries)

DescDesc	BusinessBusinessCd	Total Revenue ColumnTotalRevenueColumnAmt	Related Or Exempt Func IncomeRelatedOrExemptFuncIncomeAmt	Unrelated Business RevenueUnrelatedBusinessRevenueAmt
INTEREST ON LOANS	522100	$34,160,142	$34,160,142
FEES & OTHER INCOME	522100	$11,451,268	$11,354,244	$97,024
WARRANTY SALES & OTHER INSURANCE	524298	$86,462		$86,462

Field	Value	IRS element (for citing)
Total Program Service Revenue	$45,697,872	TotalProgramServiceRevenueAmt

Investment Income InvestmentIncomeGrp

Field	Value	IRS element (for citing)
Total Revenue Column	$4,039,257	TotalRevenueColumnAmt
Related Or Exempt Func Income	$4,039,257	RelatedOrExemptFuncIncomeAmt

Royalties Revenue RoyaltiesRevenueGrp

Field	Value	IRS element (for citing)
Total Revenue Column	$57,145	TotalRevenueColumnAmt
Related Or Exempt Func Income	$57,145	RelatedOrExemptFuncIncomeAmt

Total Revenue TotalRevenueGrp

Field	Value	IRS element (for citing)
Total Revenue Column	$49,794,274	TotalRevenueColumnAmt
Related Or Exempt Func Income	$49,610,788	RelatedOrExemptFuncIncomeAmt
Unrelated Business Revenue	$183,486	UnrelatedBusinessRevenueAmt
Exclusion	$0	ExclusionAmt

Grants To Domestic Orgs GrantsToDomesticOrgsGrp

Field	Value	IRS element (for citing)
Total	$162,568	TotalAmt

Grants To Domestic Individuals GrantsToDomesticIndividualsGrp

Field	Value	IRS element (for citing)
Total	$24,544	TotalAmt

Comp Current Ofcr Directors CompCurrentOfcrDirectorsGrp

Field	Value	IRS element (for citing)
Total	$1,682,353	TotalAmt

Other Salaries And Wages OtherSalariesAndWagesGrp

Field	Value	IRS element (for citing)
Total	$10,345,987	TotalAmt

Pension Plan Contributions PensionPlanContributionsGrp

Field	Value	IRS element (for citing)
Total	$483,542	TotalAmt

Other Employee Benefits OtherEmployeeBenefitsGrp

Field	Value	IRS element (for citing)
Total	$1,095,221	TotalAmt

Payroll Taxes PayrollTaxesGrp

Field	Value	IRS element (for citing)
Total	$873,129	TotalAmt

Fees For Services Legal FeesForServicesLegalGrp

Field	Value	IRS element (for citing)
Total	$29,163	TotalAmt

Fees For Services Accounting FeesForServicesAccountingGrp

Field	Value	IRS element (for citing)
Total	$239,077	TotalAmt

Fees For Srvc Invst Mgmnt Fees FeesForSrvcInvstMgmntFeesGrp

Field	Value	IRS element (for citing)
Total	$7,020	TotalAmt

Fees For Services Other FeesForServicesOtherGrp

Field	Value	IRS element (for citing)
Total	$719,983	TotalAmt

Advertising AdvertisingGrp

Field	Value	IRS element (for citing)
Total	$1,383,492	TotalAmt

Office Expenses OfficeExpensesGrp

Field	Value	IRS element (for citing)
Total	$5,065,547	TotalAmt

Information Technology InformationTechnologyGrp

Field	Value	IRS element (for citing)
Total	$2,353,346	TotalAmt

Occupancy OccupancyGrp

Field	Value	IRS element (for citing)
Total	$1,067,454	TotalAmt

Travel TravelGrp

Field	Value	IRS element (for citing)
Total	$47,468	TotalAmt

Conferences Meetings ConferencesMeetingsGrp

Field	Value	IRS element (for citing)
Total	$221,538	TotalAmt

Interest InterestGrp

Field	Value	IRS element (for citing)
Total	$1,715,471	TotalAmt

Depreciation Depletion DepreciationDepletionGrp

Field	Value	IRS element (for citing)
Total	$1,223,433	TotalAmt

Insurance InsuranceGrp

Field	Value	IRS element (for citing)
Total	$184,188	TotalAmt

Other Expenses OtherExpensesGrp (4 entries)

DescDesc	TotalTotalAmt
MEMBER DIVIDENDS	$8,461,376
PROVISION FOR LOAN LOSS	$6,143,358
LOAN SERVICING	$1,570,576
DUES & SUBSCRIPTIONS	$82,823

All Other Expenses AllOtherExpensesGrp

Field	Value	IRS element (for citing)
Total	$96,809	TotalAmt

Total Functional Expenses TotalFunctionalExpensesGrp

Field	Value	IRS element (for citing)
Total	$45,279,466	TotalAmt

Cash Non Interest Bearing CashNonInterestBearingGrp

Field	Value	IRS element (for citing)
BOY	$9,832,287	BOYAmt
EOY	$10,275,260	EOYAmt

Savings And Temp Cash Invst SavingsAndTempCashInvstGrp

Field	Value	IRS element (for citing)
BOY	$20,934,743	BOYAmt
EOY	$53,885,848	EOYAmt

Accounts Receivable AccountsReceivableGrp

Field	Value	IRS element (for citing)
BOY	$1,503,604	BOYAmt
EOY	$1,546,035	EOYAmt

Receivables From Officers Etc ReceivablesFromOfficersEtcGrp

Field	Value	IRS element (for citing)
BOY	$5,807,934	BOYAmt
EOY	$5,886,776	EOYAmt

Oth Notes Loans Receivable Net OthNotesLoansReceivableNetGrp

Field	Value	IRS element (for citing)
BOY	$550,785,959	BOYAmt
EOY	$560,330,125	EOYAmt

Prepaid Expenses Defrd Charges PrepaidExpensesDefrdChargesGrp

Field	Value	IRS element (for citing)
BOY	$762,007	BOYAmt
EOY	$1,524,338	EOYAmt

Field	Value	IRS element (for citing)
Land Bldg Equip Cost Or Other Bss	$28,756,304	LandBldgEquipCostOrOtherBssAmt
Land Bldg Equip Accum Deprec	$8,116,548	LandBldgEquipAccumDeprecAmt

Land Bldg Equip Basis Net LandBldgEquipBasisNetGrp

Field	Value	IRS element (for citing)
BOY	$14,555,253	BOYAmt
EOY	$20,639,756	EOYAmt

Investments Other Securities InvestmentsOtherSecuritiesGrp

Field	Value	IRS element (for citing)
BOY	$120,498,961	BOYAmt
EOY	$112,440,044	EOYAmt

Other Assets Total OtherAssetsTotalGrp

Field	Value	IRS element (for citing)
BOY	$15,671,766	BOYAmt
EOY	$17,812,848	EOYAmt

Total Assets TotalAssetsGrp

Field	Value	IRS element (for citing)
BOY	$740,352,514	BOYAmt
EOY	$784,341,030	EOYAmt

Accounts Payable Accr Expnss AccountsPayableAccrExpnssGrp

Field	Value	IRS element (for citing)
BOY	$8,308,712	BOYAmt
EOY	$9,266,909	EOYAmt

Mortg Notes Pybl Scrd Invst Prop MortgNotesPyblScrdInvstPropGrp

Field	Value	IRS element (for citing)
BOY	$24,629,083	BOYAmt
EOY	$38,098,924	EOYAmt

Other Liabilities OtherLiabilitiesGrp

Field	Value	IRS element (for citing)
BOY	$628,931,800	BOYAmt
EOY	$656,983,477	EOYAmt

Total Liabilities TotalLiabilitiesGrp

Field	Value	IRS element (for citing)
BOY	$661,869,595	BOYAmt
EOY	$704,349,310	EOYAmt

Field	Value	IRS element (for citing)
Org Does Not Follow FASB117	Yes (X)	OrgDoesNotFollowFASB117Ind

Cap Stk Tr Prin Current Funds CapStkTrPrinCurrentFundsGrp

Field	Value	IRS element (for citing)
BOY	$0	BOYAmt
EOY	$0	EOYAmt

Pd In Cap Srpls Land Bldg Eqp Fund PdInCapSrplsLandBldgEqpFundGrp

Field	Value	IRS element (for citing)
BOY	$0	BOYAmt
EOY	$0	EOYAmt

Rtn Earn Endowment Incm Oth Fnds RtnEarnEndowmentIncmOthFndsGrp

Field	Value	IRS element (for citing)
BOY	$78,482,919	BOYAmt
EOY	$79,991,720	EOYAmt

Total Net Assets Fund Balance TotalNetAssetsFundBalanceGrp

Field	Value	IRS element (for citing)
BOY	$78,482,919	BOYAmt
EOY	$79,991,720	EOYAmt

Tot Liab Net Assets Fund Balance TotLiabNetAssetsFundBalanceGrp

Field	Value	IRS element (for citing)
BOY	$740,352,514	BOYAmt
EOY	$784,341,030	EOYAmt

Field	Value	IRS element (for citing)
Info In Schedule O Part XI	Yes (X)	InfoInScheduleOPartXIInd
Reconcilation Revenue Expnss	$4,514,808	ReconcilationRevenueExpnssAmt
Net Unrlzd Gains Losses Invst	$571,532	NetUnrlzdGainsLossesInvstAmt
Other Changes In Net Assets	-$3,577,539	OtherChangesInNetAssetsAmt
Method Of Accounting Accrual	Yes (X)	MethodOfAccountingAccrualInd
Accountant Compile Or Review	0	AccountantCompileOrReviewInd
FS Audited	Yes (1)	FSAuditedInd

FS Audited Basis FSAuditedBasisGrp

Field	Value	IRS element (for citing)
Separate Basis Fincl Stmt	Yes (X)	SeparateBasisFinclStmtInd

Field	Value	IRS element (for citing)
Audit Committee	Yes (1)	AuditCommitteeInd
Federal Grant Audit Required	0	FederalGrantAuditRequiredInd

Schedule C IRS990ScheduleC

Field	Value	IRS element (for citing)
Political Expenditures	$2,500	PoliticalExpendituresAmt
Internal Funds Contributed	$2,500	InternalFundsContributedAmt
Total Exempt Function Expend	$2,500	TotalExemptFunctionExpendAmt
Form1120 POL Filed	Yes (1)	Form1120POLFiledInd

Section527 Political Org Section527PoliticalOrgGrp

Organization Business Name OrganizationBusinessName

Field	Value	IRS element (for citing)
Business Name Line1	CREDIT UNION PAC OF KANSAS	BusinessNameLine1Txt

US Address USAddress

Field	Value	IRS element (for citing)
Address Line1	901 SW TOPEKA BLVD	AddressLine1Txt
City	TOPEKA	CityNm
State Abbreviation	KS	StateAbbreviationCd
ZIP	66612	ZIPCd

Field	Value	IRS element (for citing)
EIN	480949548	EIN
Paid Internal Funds	$2,500	PaidInternalFundsAmt

Supplemental Information Detail SupplementalInformationDetail

Field	Value	IRS element (for citing)
Form And Line Reference	PART I-A, LINE 1:	FormAndLineReferenceDesc
Explanation	CONTRIBUTION TO A CREDIT UNION PAC	ExplanationTxt

Schedule D IRS990ScheduleD

Field	Value	IRS element (for citing)
Agent Trustee Etc	0	AgentTrusteeEtcInd
Incl Escrow Custodial Acct Liab	0	InclEscrowCustodialAcctLiabInd

Land LandGrp

Field	Value	IRS element (for citing)
Other Cost Or Other Basis	$4,606,351	OtherCostOrOtherBasisAmt
Book Value	$4,606,351	BookValueAmt

Buildings BuildingsGrp

Field	Value	IRS element (for citing)
Other Cost Or Other Basis	$17,558,645	OtherCostOrOtherBasisAmt
Depreciation	$4,182,275	DepreciationAmt
Book Value	$13,376,370	BookValueAmt

Equipment EquipmentGrp

Field	Value	IRS element (for citing)
Other Cost Or Other Basis	$5,588,667	OtherCostOrOtherBasisAmt
Depreciation	$3,934,273	DepreciationAmt
Book Value	$1,654,394	BookValueAmt

Other Land Buildings OtherLandBuildingsGrp

Field	Value	IRS element (for citing)
Other Cost Or Other Basis	$1,002,641	OtherCostOrOtherBasisAmt
Book Value	$1,002,641	BookValueAmt

Field	Value	IRS element (for citing)
Total Book Value Land Buildings	$20,639,756	TotalBookValueLandBuildingsAmt

Other Securities OtherSecuritiesGrp (7 entries)

DescDesc	Book ValueBookValueAmt	Method ValuationMethodValuationCd
HTM-FED AGENCY SEC	$21,500,000	C
AFS-MORTGAGE BACKED/CMO	$51,358,477	F
HTM-MORTGAGE BACKED/CMO	$37,946,299	C
FHLB CLASS A STOCK	$600,000	C
MEMBERS MORT SVCS, LLC	$192,963	C
CROCO CUSO, LLC	$1,005	C
FHLB CLASS B STOCK	$841,300	C

Field	Value	IRS element (for citing)
Total Book Value Securities	$112,440,044	TotalBookValueSecuritiesAmt

Other Liabilities Org OtherLiabilitiesOrgGrp

Field	Value	IRS element (for citing)
Desc	MEMBER SHARE DEPOSITS	Desc
Amt	$656,983,477	Amt

Field	Value	IRS element (for citing)
Total Liability	$656,983,477	TotalLiabilityAmt
Footnote Text	Yes (X)	FootnoteTextInd
Total Rev Etc Audited Fincl Stmt	$49,794,274	TotalRevEtcAuditedFinclStmtAmt
Revenue Not Reported	$0	RevenueNotReportedAmt
Revenue Subtotal	$49,794,274	RevenueSubtotalAmt
Revenue Not Reported Fincl Stmt	$0	RevenueNotReportedFinclStmtAmt
Total Revenue Per Form990	$49,794,274	TotalRevenuePerForm990Amt
Tot Expns Etc Audited Fincl Stmt	$45,279,466	TotExpnsEtcAuditedFinclStmtAmt
Expenses Not Reported	$0	ExpensesNotReportedAmt
Expenses Subtotal	$45,279,466	ExpensesSubtotalAmt
Expenses Not Rpt Fincl Stmt	$0	ExpensesNotRptFinclStmtAmt
Total Expenses Per Form990	$45,279,466	TotalExpensesPerForm990Amt

Supplemental Information Detail SupplementalInformationDetail (2 entries)

Form And Line ReferenceFormAndLineReferenceDesc

ExplanationExplanationTxt

PART IV, LINE 2B:

MANY NEW ACCOUNT OFFICERS ARE TRAINED WITH CUNA'S CERTIFIED FINANCIAL COUNSELOR PROGRAM, AND HAVE THAT DESIGNATION. THEY MEET WITH MEMBERS AS NEEDED.

PART X, LINE 2:

THE CREDIT UNION IS EXEMPT BY STATUTE FROM FEDERAL INCOME TAXES UNDER THE PROVISIONS OF SECTION 501 OF THE INTERNAL REVENUE CODE (IRC) OF 1954; HOWEVER, THE CREDIT UNION'S UNRELATED BUSINESS INCOME AND SUBSIDIARIES ARE SUBJECT TO FEDERAL INCOME TAXES. THERE WERE NO SIGNIFICANT INCOME TAXES FOR THE YEARS ENDED DECEMBER 31, 2023 AND DECEMBER 31, 2022. ACCOUNTING PRINCIPLES PRESCRIBE A RECOGNITION THRESHOLD AND MEASUREMENT ATTRIBUTE FOR THE FINANCIAL STATEMENT RECOGNITION AND MEASUREMENT OF A TAX POSITION TAKEN OR EXPECTED TO BE TAKEN IN A TAX RETURN. THE CREDIT UNION HAD NO UNRECOGNIZED TAX POSITIONS AT DECEMBER 31, 2023 AND DECEMBER 31, 2022. IT IS THE CREDIT UNION'S POLICY TO RECORD ANY PENALTIES OR INTEREST ARISING FROM FEDERAL OR STATE TAXES AS A COMPONENT OF NONINTEREST EXPENSE.

Schedule I IRS990ScheduleI

Field	Value	IRS element (for citing)
Grant Records Maintained	Yes (1)	GrantRecordsMaintainedInd

Recipient Table RecipientTable (9 entries)

Address Line1USAddress/AddressLine1Txt	CityUSAddress/CityNm	State AbbreviationUSAddress/StateAbbreviationCd	ZIPUSAddress/ZIPCd	Recipient EINRecipientEIN	IRC SectionIRCSectionDesc	Cash GrantCashGrantAmt	Non Cash AssistanceNonCashAssistanceAmt	Purpose Of GrantPurposeOfGrantTxt
GREATER TOPEKA PARTNERSHIP FOUNDATION
719 S KANSAS AVE SUITE 100	TOPEKA	KS	66603	800077427	501(C)3	$10,000	$0	BETTERMENT OF THE TOPEKA AREA
BOYS & GIRLS CLUBS OF TOPEKA
550 SE 27TH STREET	TOPEKA	KS	66605	480636732	501(C)3	$15,902	$0	YOUTH PROGRAMS
HARVESTERS-THE COMMUNITY FOOD NETWORK
215 SE QUINCY	TOPEKA	KS	66603	431208665	501(C)3	$23,106	$0	FOOD PANTRY
MILITARY VETERAN PROJECT INC
PO BOX 3926	TOPEKA	KS	66604	460877378	501(C)3	$24,027	$0	PREVENTION OF MILITARY SUICIDE THROUGH TREATMENT AND RESEARCH
SUPPORTING KIDS FOUNDATION
PO BOX 15171	LENEXA	KS	66285	272386653	501(C)3	$10,528	$0	FINANCIAL SUPPORT FOR FAMILIES BATTLING CHILDHOOD CANCER
TARC INC
2701 SW RANDOLPH AVE	TOPEKA	KS	66611	486086732	501(C)3	$24,692	$0	SERVICES AND SUPPORT FOR PEOPLE WITH INTELLECTUAL AND DEVELOPMENTAL DISABILITIES
TOPEKA RESCUE MISSION
PO BOX 8350	TOPEKA	KS	66608	480688068	501(C)3	$15,792	$0	HOMELESS SHELTER AND ASSISTANCE
STORMONT-VAIL HEALTHCARE INC
1500 SW 10TH AVENUE	TOPEKA	KS	66604	450543789	501(C)3	$8,523	$0	IMPROVE HEALTH-CARE OF OUR COMMUNITY
SHAWNEE HEIGHTS PUBLIC SCHOOLS
4401 SW SHAWNEE HEIGHTS RD	TECUMSEH	KS	66542	480723971		$8,997	$0	COMMUNITY STUDENT AND TEACHER EDUCATIONAL SUPPORT

Field	Value	IRS element (for citing)
Total501c3 Org	8	Total501c3OrgCnt
Total Other Org	9	TotalOtherOrgCnt

Grants Other Asst To Indiv In US GrantsOtherAsstToIndivInUSGrp (2 entries)

Grant TypeGrantTypeTxt	RecipientRecipientCnt	Cash GrantCashGrantAmt
SCHOLARSHIPS	2	$2,000
TEACHER MINI GRANTS	75	$22,544

Supplemental Information Detail SupplementalInformationDetail

Field	Value	IRS element (for citing)
Form And Line Reference	PART I, LINE 2:	FormAndLineReferenceDesc
Explanation	THE CREDIT UNION AWARDS TWO SCHOLARSHIPS TO STUDENTS WHO WILL BE ATTENDING AN ACCREDITED HIGHER EDUCATION INSTITUTE WITHIN THE STATE OF KANSAS, OR WITHIN 80 MILES OF AN AZURA CREDIT UNION. APPLICATIONS ARE REVIEWED BY A SELECTION COMMITTEE AND WINNERS ARE AWARDED $1,000 WITH PROCEEDS PAID DIRECTLY TO THE COLLEGE/UNIVERSITY OR TECHNICAL SCHOOL. IN ADDITION, TEACHERS MAY APPLY FOR MINI-GRANTS OF UP TO $300 TO HELP COVER THE COST OF VARIOUS CLASSROOM PROJECTS. APPLICATIONS ARE REVIEWED BY AZURA'S BUSINESS DEVELOPMENT STAFF AND FUNDS ARE PAID TO THE VENDOR SUPPLIER OR TO THE SCHOOL.	ExplanationTxt

Schedule J IRS990ScheduleJ

Field	Value	IRS element (for citing)
Compensation Committee	Yes (X)	CompensationCommitteeInd
Form990 Of Other Organizations	Yes (X)	Form990OfOtherOrganizationsInd
Written Employment Contract	Yes (X)	WrittenEmploymentContractInd
Compensation Survey	Yes (X)	CompensationSurveyInd
Board Or Committee Approval	Yes (X)	BoardOrCommitteeApprovalInd
Severance Payment	0	SeverancePaymentInd
Supplemental Nonqual Rtr Plan	Yes (1)	SupplementalNonqualRtrPlanInd
Equity Based Comp Arrngm	0	EquityBasedCompArrngmInd

Rltd Org Officer Trst Key Empl RltdOrgOfficerTrstKeyEmplGrp (10 entries)

TitleTitleTxt	Base Compensation Filing OrgBaseCompensationFilingOrgAmt	Compensation Based On Rltd OrgsCompensationBasedOnRltdOrgsAmt	Bonus Filing OrganizationBonusFilingOrganizationAmount	Bonus Related OrganizationsBonusRelatedOrganizationsAmt	Other Compensation Filing OrgOtherCompensationFilingOrgAmt	Other Compensation Rltd OrgsOtherCompensationRltdOrgsAmt	Deferred Compensation Flng OrgDeferredCompensationFlngOrgAmt	Deferred Comp Rltd OrgsDeferredCompRltdOrgsAmt	Nontaxable Benefits Filing OrgNontaxableBenefitsFilingOrgAmt	Nontaxable Benefits Rltd OrgsNontaxableBenefitsRltdOrgsAmt	Total Compensation Filing OrgTotalCompensationFilingOrgAmt	Total Compensation Rltd OrgsTotalCompensationRltdOrgsAmt	Comp Report Prior990 Filing OrgCompReportPrior990FilingOrgAmt	Comp Report Prior990 Rltd OrgsCompReportPrior990RltdOrgsAmt
GREG WINKLER
PRESIDENT/CEO	$371,806	$0	$8,095	$0	$201	$0	$23,791	$0	$21,991	$0	$425,884	$0	$0	$0
BRENTT MOON
SVP-OPERATIONS & INFO SYSTEMS/CIO	$184,812	$0	$6,857	$0	$201	$0	$13,927	$0	$21,160	$0	$226,957	$0	$0	$0
LISA BROWN
SVP-ADMINISTRATION/CAO	$191,159	$0	$6,400	$0	$202	$0	$13,727	$0	$11,092	$0	$222,580	$0	$0	$0
SHERYL DICK
SVP-MEMBER SERVICE/CRO	$181,353	$0	$4,541	$0	$202	$0	$13,588	$0	$21,840	$0	$221,524	$0	$0	$0
DAVID LINDERMAN
SVP-FINANCE/CFO	$169,620	$0	$5,626	$0	$202	$0	$12,021	$0	$10,056	$0	$197,525	$0	$0	$0
JENNIFER KEIM
SVP-COMPLIANCE/CCO	$170,280	$0	$2,094	$0	$201	$0	$12,233	$0	$10,509	$0	$195,317	$0	$0	$0
HANNAH ANDERSON
SVP-LENDING/CLO	$168,617	$0	$3,745	$0	$201	$0	$7,045	$0	$12,958	$0	$192,566	$0	$0	$0
MARY MUNGER
VP-MEMBER EXPERIENCE	$133,915	$0	$4,352	$0	$211	$0	$9,824	$0	$12,829	$0	$161,131	$0	$0	$0
KURTIS SCOTT
VP-DIGITAL SERVICES	$125,062	$0	$3,160	$0	$202	$0	$9,477	$0	$19,497	$0	$157,398	$0	$0	$0
BROOKE HAMILTON
VP-DIGITAL MEMBER EXPERIENCE	$144,985	$0	$1,353	$0	$173	$0	$6,917	$0	$1,854	$0	$155,282	$0	$0	$0

Supplemental Information Detail SupplementalInformationDetail (2 entries)

Form And Line ReferenceFormAndLineReferenceDesc	ExplanationExplanationTxt
PART I, LINE 3	THE PRESIDENT/CEO'S COMPENSATION IS SET BY THE COMPENSATION COMMITTEE OF THE BOARD OF DIRECTORS, APPROVED BY THE FULL BOARD AND IS PURSUANT TO A WRITTEN EMPLOYMENT CONTRACT. MANY EXTERNAL SOURCES FOR COMPARISON ARE REVIEWED, INCLUDING BUT NOT LIMITED TO COMPEASE SALARY SURVEYS, OTHER CREDIT UNION 990S, PEER SALARY DATA WHERE AVAILABLE, AND PREVIOUS YEAR'S COMPENSATION DATA.
PART I, LINE 4B	THE CREDIT UNION HAS COLLATERAL ASSIGNMENT SPLIT DOLLAR LIFE INSURANCE ARRANGEMENTS WITH THE FOLLOWING OFFICERS: - GREG WINKLER, PRESIDENT/CEO - LISA BROWN, SVP-ADMINISTRATION/CAO - BRENTT MOON, SVP-OPERATIONS & INFORMATION SYSTEMS/CIO - SHERYL DICK, SVP-RETAIL SERVICES/CRO SEE SCHEDULE L FOR FURTHER DETAILS, INCLUDING THE RELATED LOANS OUTSTANDING AT DECEMBER 31, 2023.

Schedule L IRS990ScheduleL

Loans Btwn Org Interested Prsn LoansBtwnOrgInterestedPrsnGrp (4 entries)

Relationship With OrgRelationshipWithOrgTxt	Loan PurposeLoanPurposeTxt	Loan From OrganizationLoanFromOrganizationInd	Original PrincipalOriginalPrincipalAmt	Balance DueBalanceDueAmt	DefaultDefaultInd	Board Or Committee ApprovalBoardOrCommitteeApprovalInd	Written AgreementWrittenAgreementInd
GREG WINKLER
PRESIDENT/CEO	PURCHASE OF CASH VALUE LIFE INSURANCE - NONRECOURSE SPLIT DOLLAR LOAN	Yes (X)	$2,600,000	$2,683,491	0	Yes (1)	Yes (1)
LISA BROWN
SVP-ADMINISTRATION/CAO	PURCHASE OF CASH VALUE LIFE INSURANCE - NONRECOURSE SPLIT DOLLAR LOAN	Yes (X)	$800,000	$816,112	0	Yes (1)	Yes (1)
BRENTT MOON
SVP-OPERATIONS & INFORMATION SYSTEMS/CIO	PURCHASE OF CASH VALUE LIFE INSURANCE - NONRECOURSE SPLIT DOLLAR LOAN	Yes (X)	$650,000	$583,221	0	Yes (1)	Yes (1)
SHERYL DICK
SVP-RETAIL SERVICES/CRO	PURCHASE OF CASH VALUE LIFE INSURANCE - NONRECOURSE SPLIT DOLLAR LOAN	Yes (X)	$1,800,000	$1,803,952	0	Yes (1)	Yes (1)

Field	Value	IRS element (for citing)
Total Balance Due	$5,886,776	TotalBalanceDueAmt

Supplemental Information Detail SupplementalInformationDetail

Field	Value	IRS element (for citing)
Form And Line Reference	SCHEDULE L, PART II, LOANS TO AND FROM INTERESTED PERSONS:	FormAndLineReferenceDesc
Explanation	THE CREDIT UNION PROVIDES SUPPLEMENTAL RETIREMENT BENEFITS THROUGH AN ARRANGEMENT THE IRS REFERS TO AS "COLLATERAL ASSIGNMENT SPLIT DOLLAR" (CASD). WHILE THE IRS REQUIRES REPORTING IN PART II, ABOVE, FOR LOANS TO INTERESTED PERSONS, CASD IS IS NOT AN ACTUAL LOAN. THERE IS NEITHER A TRANSFER OF FUNDS TO THE EXECUTIVE NOR AN OBLIGATION FOR THE EXECUTIVE TO PAY THOSE FUNDS BACK. INSTEAD, THE CREDIT UNION RECOVERS ITS OUTLAYS PLUS INTEREST FROM THE UNDERLYING INSURANCE POLICY.IN CASD, THE CREDIT UNION DEPOSITS DOLLARS DIRECTLY INTO A LIFE INSURANCE POLICY OWNED BY THE EXECUTIVE AND HOLDS A LIEN ON THE POLICY TO ENSURE REPAYMENT. AT SPECIFIED TIMES AND SUBJECT TO VESTING REQUIREMENTS, THE EXECUTIVE MAY BORROW FROM THE CASH VALUE OF THE POLICY TO SUPPLEMENT RETIREMENT INCOME (PROVIDED THERE ARE SUFFICIENT POLICY VALUES). BORROWING IS CAREFULLY MONITORED AND LIMITED TO ASSURE THE POLICY WILL REMAIN IN EFFECT UNTIL THE EXECUTIVE'S DEATH AND WILL PAY A DEATH BENEFIT AT LEAST SUFFICIENT TO REPAY THE CREDIT UNION'S OUTLAYS PLUS INTEREST.	ExplanationTxt

Schedule O IRS990ScheduleO

Supplemental Information Detail SupplementalInformationDetail (9 entries)

Form And Line ReferenceFormAndLineReferenceDesc	ExplanationExplanationTxt
FORM 990, PART III, LINE 2	IN 2023, THE CREDIT UNION EXPANDED MEMBER SERVICES BY ADDING THE "LIFT" LOAN PROGRAM WHICH IS AN INSURED LOAN LOSS PRODUCT THAT ALLOWS FOR RISKIER LOANS.
FORM 990, PART VI, SECTION A, LINE 6	THE CREDIT UNION IS MUTUALLY OWNED BY MEMBERS.
FORM 990, PART VI, SECTION A, LINE 7A	THE BOARD OF DIRECTORS ARE ELECTED BY THE CREDIT UNION MEMBERS.
FORM 990, PART VI, SECTION A, LINE 7B	CERTAIN SIGNIFICANT CHANGES ARE SUBJECT TO APPROVAL BY THE CREDIT UNION MEMBERS; HOWEVER, NO SUCH CHANGES WERE MADE DURING THE YEAR.
FORM 990, PART VI, SECTION B, LINE 11B	THE 990 TAX RETURN IS PREPARED BY AN OUTSIDE ACCOUNTING FIRM BASED ON DATA PROVIDED BY THE CREDIT UNION. UPON COMPLETION, IT IS REVIEWED BY THE CFO AND INTERNAL AUDITOR, UPDATED AS NEEDED, FORMALLY APPROVED BY THE CEO, AND PRESENTED TO THE BOARD OF DIRECTORS.
FORM 990, PART VI, SECTION B, LINE 12C	ON AN ANNUAL BASIS, OFFICERS, DIRECTORS AND KEY EMPLOYEES ARE REQUIRED TO REVIEW THE CONFLICT OF INTEREST POLICY, DISCLOSE ANY INTERESTS THAT COULD GIVE RISE TO CONFLICTS, AND SUBMIT A SIGNED STATEMENT TO THAT EFFECT. THESE STATEMENTS ARE MAINTAINED ON FILE AT THE CREDIT UNION.
FORM 990, PART VI, SECTION B, LINE 15	THE PRESIDENT/CEO'S COMPENSATION IS SET BY THE COMPENSATION COMMITTEE OF THE BOARD OF DIRECTORS, APPROVED BY THE FULL BOARD AND IS PURSUANT TO A WRITTEN EMPLOYMENT CONTRACT. MANY EXTERNAL SOURCES FOR COMPARISON ARE REVIEWED, INCLUDING BUT NOT LIMITED TO COMPEASE SALARY SURVEYS, OTHER CREDIT UNION 990S, PEER SALARY DATA WHERE AVAILABLE, AND PREVIOUS YEAR'S COMPENSATION DATA. FOR OTHER EXECUTIVE POSITIONS, COMPEASE ALLOWS FOR SALARY RANGES, ALONG WITH ASSET SIZES AND REGIONALIZED AREAS. OTHER EMPLOYEE COMPENSATION IS BASED ON COMPEASE PEER DATA AS WELL.
FORM 990, PART VI, SECTION C, LINE 19	FINANCIAL STATEMENTS ARE PRESENTED AT THE ANNUAL MEETING, POSTED QUARTERLY ON THE CREDIT UNION'S WEBSITE, AND ARE AVAILABLE UPON REQUEST. IN ADDITION, THE NCUA WEBSITE POSTS FINANCIAL INFORMATION AS PART OF THE QUARTERLY CALL REPORTS. OTHER DOCUMENTS, POLICIES AND PROCEDURES ARE AVAILABLE UPON WRITTEN REQUEST OF THE SUPERVISORY COMMITTEE.
FORM 990, PART XI, LINE 9:	CECL TRANSITION ADJUSTMENT -3,577,539.

Schedule R IRS990ScheduleR

Id Disregarded Entities IdDisregardedEntitiesGrp

Disregarded Entity Name DisregardedEntityName

Field	Value	IRS element (for citing)
Business Name Line1	CROCO CUSO LLC	BusinessNameLine1Txt

US Address USAddress

Field	Value	IRS element (for citing)
Address Line1	610 SW 10TH AVENUE	AddressLine1Txt
City	TOPEKA	CityNm
State Abbreviation	KS	StateAbbreviationCd
ZIP	66612	ZIPCd

Field	Value	IRS element (for citing)
EIN	920192646	EIN
Primary Activities	CREDIT UNION SERVICE ORGANIZATION (DORMANT)	PrimaryActivitiesTxt
Legal Domicile State	KS	LegalDomicileStateCd
Total Income	$0	TotalIncomeAmt
End Of Year Assets	$1,005	EndOfYearAssetsAmt