CURIS FINANCIAL CREDIT UNION: Form 990, tax year 2023

View the entire original 990 at ProPublica ↗

Organization
CURIS FINANCIAL CREDIT UNION (EIN 57-0476104)
Tax period
2023-01-01 to 2023-12-31
Filed
2024-05-14
IRS object ID
202431359349309233
Schema version
2023v5.0
Source
Download XML · Original 990 at ProPublica

Every field in the e-filed return. Faint text is the IRS element name, for citing.

Return header ReturnHeader

FieldValueIRS element (for citing)
Return2024-05-14T15:54:56-04:00ReturnTs
Tax Period End2023-12-31TaxPeriodEndDt

Preparer Firm PreparerFirmGrp

FieldValueIRS element (for citing)
Preparer Firm EIN570568919PreparerFirmEIN

Preparer Firm Name PreparerFirmName

FieldValueIRS element (for citing)
Business Name Line1CANTEY TILLER PIERCE & GREEN LLPBusinessNameLine1Txt

Preparer US Address PreparerUSAddress

FieldValueIRS element (for citing)
Address Line1PO BOX 862AddressLine1Txt
CityCAMDENCityNm
State AbbreviationSCStateAbbreviationCd
ZIP29021ZIPCd
FieldValueIRS element (for citing)
Return Type990ReturnTypeCd
Tax Period Begin2023-01-01TaxPeriodBeginDt

Filer Filer

FieldValueIRS element (for citing)
EIN570476104EIN

Business Name BusinessName

FieldValueIRS element (for citing)
Business Name Line1PALMETTO HEALTH CREDIT UNIONBusinessNameLine1Txt
FieldValueIRS element (for citing)
Business Name ControlPALMBusinessNameControlTxt
Phone8039782101PhoneNum

US Address USAddress

FieldValueIRS element (for citing)
Address Line1POST OFFICE BOX 100167AddressLine1Txt
CityCOLUMBIACityNm
State AbbreviationSCStateAbbreviationCd
ZIP29202ZIPCd

Business Officer BusinessOfficerGrp

FieldValueIRS element (for citing)
PersonHANSEL HARTPersonNm
Person TitleCEOPersonTitleTxt
Phone8039782101PhoneNum
Signature2024-05-14SignatureDt
Discuss With Paid PreparerYes (true)DiscussWithPaidPreparerInd

Signing Officer SigningOfficerGrp

Person Full Name PersonFullName

FieldValueIRS element (for citing)
Person FirstHANSELPersonFirstNm
Person LastHARTPersonLastNm
FieldValueIRS element (for citing)
SSNXXX-XX-XXXXSSN
FieldValueIRS element (for citing)
IRS Responsible Prty Info CurrYes (true)IRSResponsiblePrtyInfoCurrInd

Preparer Person PreparerPersonGrp

FieldValueIRS element (for citing)
Preparer PersonJANET M PIERCEPreparerPersonNm
PTINP00498837PTIN
Phone8034321436PhoneNum
Preparation2024-05-14PreparationDt
FieldValueIRS element (for citing)
Tax2023TaxYr
Build TS2023-04-26 12:10:37ZBuildTS

Form 990 IRS990

FieldValueIRS element (for citing)
Address ChangeYes (X)AddressChangeInd
Name ChangeYes (X)NameChangeInd
Principal OfficerHANSEL HARTPrincipalOfficerNm

US Address USAddress

FieldValueIRS element (for citing)
Address Line11205 COLONIAL LIFE BLVD WAddressLine1Txt
CityCOLUMBIACityNm
State AbbreviationSCStateAbbreviationCd
ZIP29210ZIPCd
FieldValueIRS element (for citing)
Gross Receipts$6,952,936GrossReceiptsAmt
Group Return For AffiliatesfalseGroupReturnForAffiliatesInd
Organization501cYes (X)Organization501cInd
Website AddressWWW.PALMETTOHEALTHCU.ORGWebsiteAddressTxt
Type Of Organization CorpYes (X)TypeOfOrganizationCorpInd
Formation1964FormationYr
Legal Domicile StateSCLegalDomicileStateCd
Activity Or MissionSTATE CHARTERED CREDIT UNIONActivityOrMissionDesc
Voting Members Governing Body9VotingMembersGoverningBodyCnt
Voting Members Independent9VotingMembersIndependentCnt
Total Employee22TotalEmployeeCnt
Total Gross UBI$0TotalGrossUBIAmt
CY Contributions Grants$0CYContributionsGrantsAmt
PY Program Service Revenue$5,040,329PYProgramServiceRevenueAmt
CY Program Service Revenue$5,761,925CYProgramServiceRevenueAmt
PY Investment Income$726,925PYInvestmentIncomeAmt
CY Investment Income$1,063,503CYInvestmentIncomeAmt
PY Other Revenue$125,483PYOtherRevenueAmt
CY Other Revenue$127,508CYOtherRevenueAmt
PY Total Revenue$5,892,737PYTotalRevenueAmt
CY Total Revenue$6,952,936CYTotalRevenueAmt
CY Grants And Similar Paid$0CYGrantsAndSimilarPaidAmt
CY Benefits Paid To Members$0CYBenefitsPaidToMembersAmt
PY Salaries Comp Emp Bnft Paid$1,772,039PYSalariesCompEmpBnftPaidAmt
CY Salaries Comp Emp Bnft Paid$1,931,925CYSalariesCompEmpBnftPaidAmt
CY Total Prof Fndrsng Expns$0CYTotalProfFndrsngExpnsAmt
CY Total Fundraising Expense$0CYTotalFundraisingExpenseAmt
PY Other Expenses$2,782,438PYOtherExpensesAmt
CY Other Expenses$3,409,654CYOtherExpensesAmt
PY Total Expenses$4,554,477PYTotalExpensesAmt
CY Total Expenses$5,341,579CYTotalExpensesAmt
PY Revenues Less Expenses$1,338,260PYRevenuesLessExpensesAmt
CY Revenues Less Expenses$1,611,357CYRevenuesLessExpensesAmt
Total Assets BOY$92,583,890TotalAssetsBOYAmt
Total Assets EOY$92,058,574TotalAssetsEOYAmt
Total Liabilities BOY$78,165,661TotalLiabilitiesBOYAmt
Total Liabilities EOY$75,580,332TotalLiabilitiesEOYAmt
Net Assets Or Fund Balances BOY$14,418,229NetAssetsOrFundBalancesBOYAmt
Net Assets Or Fund Balances EOY$16,478,242NetAssetsOrFundBalancesEOYAmt
MissionSTATE CHARTERED CREDIT UNIONMissionDesc
Significant New Program SrvcfalseSignificantNewProgramSrvcInd
Significant ChangefalseSignificantChangeInd
Expense$4,910,484ExpenseAmt
DescDURING THE YEAR, THE CREDIT UNION SERVED ITS' MEMBERS BY PROVIDING LOANS AT REASONABLE RATES. IT ALSO ACCEPTED DEPOSITS AND PAID REASONABLE RATES OF INTEREST ON THOSE DEPOSITS.Desc
Total Program Service Expenses$4,910,484TotalProgramServiceExpensesAmt
Described In Section501c3falseDescribedInSection501c3Ind
Schedule B RequiredfalseScheduleBRequiredInd
Political Campaign ActyfalsePoliticalCampaignActyInd
Subject To Proxy TaxfalseSubjectToProxyTaxInd
Donor Advised FundfalseDonorAdvisedFundInd
Conservation EasementsfalseConservationEasementsInd
Collections Of ArtfalseCollectionsOfArtInd
Credit CounselingfalseCreditCounselingInd
Donor Rstr Or Quasi EndowmentsfalseDonorRstrOrQuasiEndowmentsInd
Report Land Building EquipmentYes (true)ReportLandBuildingEquipmentInd
Report Investments Other SecfalseReportInvestmentsOtherSecInd
Report Program Related InvstfalseReportProgramRelatedInvstInd
Report Other AssetsfalseReportOtherAssetsInd
Report Other LiabilitiesYes (true)ReportOtherLiabilitiesInd
Include FIN48 FootnotefalseIncludeFIN48FootnoteInd
Independent Audit Fincl StmtfalseIndependentAuditFinclStmtInd
Consolidated Audit Fincl StmtfalseConsolidatedAuditFinclStmtInd
School OperatingfalseSchoolOperatingInd
Foreign OfficefalseForeignOfficeInd
Foreign ActivitiesfalseForeignActivitiesInd
More Than5000 K To OrgfalseMoreThan5000KToOrgInd
More Than5000 K To IndividualsfalseMoreThan5000KToIndividualsInd
Professional FundraisingfalseProfessionalFundraisingInd
Fundraising ActivitiesfalseFundraisingActivitiesInd
Gaming ActivitiesfalseGamingActivitiesInd
Operate HospitalfalseOperateHospitalInd
Grants To OrganizationsfalseGrantsToOrganizationsInd
Grants To IndividualsfalseGrantsToIndividualsInd
Schedule J RequiredYes (true)ScheduleJRequiredInd
Tax Exempt BondsfalseTaxExemptBondsInd
Loan OutstandingfalseLoanOutstandingInd
Grant To Related PersonfalseGrantToRelatedPersonInd
Business Rln With Org MemfalseBusinessRlnWithOrgMemInd
Business Rln With Fam MemfalseBusinessRlnWithFamMemInd
Business Rln With35 Ctrl EntfalseBusinessRlnWith35CtrlEntInd
Deductible Non Cash ContrifalseDeductibleNonCashContriInd
Deductible Art ContributionfalseDeductibleArtContributionInd
Terminate OperationsfalseTerminateOperationsInd
Partial LiquidationfalsePartialLiquidationInd
Disregarded EntityfalseDisregardedEntityInd
Related EntityfalseRelatedEntityInd
Related Organization Ctrl EntfalseRelatedOrganizationCtrlEntInd
Activities Conducted PrtshpfalseActivitiesConductedPrtshpInd
Schedule O RequiredYes (true)ScheduleORequiredInd
IRP Document1779IRPDocumentCnt
IRP Document W2 G0IRPDocumentW2GCnt
Backup Wthld CompliancefalseBackupWthldComplianceInd
Employee22EmployeeCnt
Employment Tax Returns FiledYes (true)EmploymentTaxReturnsFiledInd
Unrelated Bus Incm Over LimitfalseUnrelatedBusIncmOverLimitInd
Foreign Financial AccountfalseForeignFinancialAccountInd
Prohibited Tax Shelter TransfalseProhibitedTaxShelterTransInd
Taxable Party NotificationfalseTaxablePartyNotificationInd
Nondeductible ContributionsfalseNondeductibleContributionsInd
Quid Pro Quo ContributionsfalseQuidProQuoContributionsInd
Form8282 Property Disposed OffalseForm8282PropertyDisposedOfInd
Rcv Fnds To Pay Prsnl Bnft CntrctfalseRcvFndsToPayPrsnlBnftCntrctInd
Pay Premiums Prsnl Bnft CntrctfalsePayPremiumsPrsnlBnftCntrctInd
Form8899 FiledindfalseForm8899Filedind
Form1098 C FiledfalseForm1098CFiledInd
Indoor Tanning ServicesfalseIndoorTanningServicesInd
Subj To Tax Rmnrtn Ex Prcht PymtfalseSubjToTaxRmnrtnExPrchtPymtInd
Subject To Excs Tax Net Invst IncfalseSubjectToExcsTaxNetInvstIncInd
Info In Schedule O Part VIYes (X)InfoInScheduleOPartVIInd
Governing Body Voting Members9GoverningBodyVotingMembersCnt
Independent Voting Member9IndependentVotingMemberCnt
Family Or Business RlnfalseFamilyOrBusinessRlnInd
Delegation Of Mgmt DutiesfalseDelegationOfMgmtDutiesInd
Change To Org DocumentsfalseChangeToOrgDocumentsInd
Material Diversion Or MisusefalseMaterialDiversionOrMisuseInd
Members Or StockholdersYes (true)MembersOrStockholdersInd
Election Of Board MembersYes (true)ElectionOfBoardMembersInd
Decisions Subject To ApprovaYes (true)DecisionsSubjectToApprovaInd
Minutes Of Governing BodyYes (true)MinutesOfGoverningBodyInd
Minutes Of CommitteesYes (true)MinutesOfCommitteesInd
Officer Mailing AddressfalseOfficerMailingAddressInd
Local ChaptersfalseLocalChaptersInd
Form990 Provided To Gvrn BodyfalseForm990ProvidedToGvrnBodyInd
Conflict Of Interest PolicyYes (true)ConflictOfInterestPolicyInd
Annual Disclosure Covered PrsnYes (true)AnnualDisclosureCoveredPrsnInd
Regular Monitoring EnfrcYes (true)RegularMonitoringEnfrcInd
Whistleblower PolicyYes (true)WhistleblowerPolicyInd
Document Retention PolicyYes (true)DocumentRetentionPolicyInd
Compensation Process CEOYes (true)CompensationProcessCEOInd
Compensation Process OtherYes (true)CompensationProcessOtherInd
Investment In Joint VenturefalseInvestmentInJointVentureInd
Upon RequestYes (X)UponRequestInd

Books In Care Of Detail BooksInCareOfDetail

FieldValueIRS element (for citing)
PersonSHERRI DAVISPersonNm
Phone8039782136PhoneNum

US Address USAddress

FieldValueIRS element (for citing)
Address Line11205 COLONIAL LIFE BLVD WAddressLine1Txt
CityCOLUMBIACityNm
State AbbreviationSCStateAbbreviationCd
ZIP29210ZIPCd

Form990 Part VII Section A Form990PartVIISectionAGrp (10 entries)

TitleTitleTxtAverage Hours Per WeekAverageHoursPerWeekRtOfficerOfficerIndReportable Comp From OrgReportableCompFromOrgAmtReportable Comp From Rltd OrgReportableCompFromRltdOrgAmtOther CompensationOtherCompensationAmtIndividual Trustee Or DirectorIndividualTrusteeOrDirectorInd
HANSEL HART
CEO50.00Yes (X)$246,917$0$32,430
PAMELA BURGESS
TREASURER1.00$0$0$0Yes (X)
EUREKA FARRELL
BOARD MEMBER1.00$0$0$0Yes (X)
NANCY MCCLENDON
VICE CHAIR1.00$0$0$0Yes (X)
MARY MCKISSOCK
BOARD MEMBER1.00$0$0$0Yes (X)
FAYE PARKER-BROWN
SECRETARY1.00$0$0$0Yes (X)
SHANNA PERRY
BOARD MEMBER1.00$0$0$0Yes (X)
BJ TRAYNUM
BOARD CHAIR1.00$0$0$0Yes (X)
TIM WALKER
BOARD MEMBER1.00$0$0$0Yes (X)
MARY WINSTEAD
BOARD MEMBER1.00$0$0$0Yes (X)
FieldValueIRS element (for citing)
Total Reportable Comp From Org$246,917TotalReportableCompFromOrgAmt
Total Other Compensation$32,430TotalOtherCompensationAmt
Indiv Rcvd Greater Than100 K3IndivRcvdGreaterThan100KCnt
Former Ofcr Employees ListedfalseFormerOfcrEmployeesListedInd
Total Comp Greater Than150 KYes (true)TotalCompGreaterThan150KInd
Compensation From Other SrcsfalseCompensationFromOtherSrcsInd

Contractor Compensation ContractorCompensationGrp (4 entries)

Address Line1ContractorAddress/USAddress/AddressLine1TxtCityContractorAddress/USAddress/CityNmState AbbreviationContractorAddress/USAddress/StateAbbreviationCdZIPContractorAddress/USAddress/ZIPCdServicesServicesDescCompensationCompensationAmtAddress Line2ContractorAddress/USAddress/AddressLine2Txt
MDT
30230 ORCHARD LAKE RD STE 260FARMINGTON HILLSMI48334DATA PROCESSING$421,291
FISERV
255 FISERV DRBROOKFIELDWI53045CARD PROCESSING$387,189
PRISMA HEALTH
1301 TAYLOR STCOLUMBIASC29201RENT$172,700BOX 10
UNITED HEALTHCARE
PO BOX 740796ATLANTAGA30374EMP MED BENEFIT$136,602
FieldValueIRS element (for citing)
Cntrct Rcvd Greater Than100 K4CntrctRcvdGreaterThan100KCnt

Program Service Revenue ProgramServiceRevenueGrp (3 entries)

DescDescBusinessBusinessCdTotal Revenue ColumnTotalRevenueColumnAmtRelated Or Exempt Func IncomeRelatedOrExemptFuncIncomeAmt
INT ON LOANS522291$2,844,408$2,844,408
FEE INC522100$1,491,431$1,491,431
OTHER OPERATING INCOME522100$1,426,086$1,426,086
FieldValueIRS element (for citing)
Total Program Service Revenue$5,761,925TotalProgramServiceRevenueAmt

Investment Income InvestmentIncomeGrp

FieldValueIRS element (for citing)
Total Revenue Column$1,063,503TotalRevenueColumnAmt
Exclusion$1,063,503ExclusionAmt

Other Revenue Misc OtherRevenueMiscGrp

FieldValueIRS element (for citing)
DescRENTAL INCOMEDesc
Total Revenue Column$127,508TotalRevenueColumnAmt
Related Or Exempt Func Income$127,508RelatedOrExemptFuncIncomeAmt
FieldValueIRS element (for citing)
Other Revenue Total$127,508OtherRevenueTotalAmt

Total Revenue TotalRevenueGrp

FieldValueIRS element (for citing)
Total Revenue Column$6,952,936TotalRevenueColumnAmt
Related Or Exempt Func Income$5,889,433RelatedOrExemptFuncIncomeAmt
Exclusion$1,063,503ExclusionAmt

Other Salaries And Wages OtherSalariesAndWagesGrp

FieldValueIRS element (for citing)
Total$1,536,044TotalAmt
Program Services$1,382,440ProgramServicesAmt
Management And General$153,604ManagementAndGeneralAmt

Other Employee Benefits OtherEmployeeBenefitsGrp

FieldValueIRS element (for citing)
Total$395,881TotalAmt
Program Services$356,293ProgramServicesAmt
Management And General$39,588ManagementAndGeneralAmt

Advertising AdvertisingGrp

FieldValueIRS element (for citing)
Total$193,065TotalAmt
Program Services$193,065ProgramServicesAmt

Occupancy OccupancyGrp

FieldValueIRS element (for citing)
Total$793,180TotalAmt
Program Services$713,862ProgramServicesAmt
Management And General$79,318ManagementAndGeneralAmt

Travel TravelGrp

FieldValueIRS element (for citing)
Total$69,902TotalAmt
Program Services$69,902ProgramServicesAmt

Conferences Meetings ConferencesMeetingsGrp

FieldValueIRS element (for citing)
Total$600TotalAmt
Program Services$600ProgramServicesAmt

Interest InterestGrp

FieldValueIRS element (for citing)
Total$262,094TotalAmt
Program Services$262,094ProgramServicesAmt

Insurance InsuranceGrp

FieldValueIRS element (for citing)
Total$49,297TotalAmt
Program Services$49,297ProgramServicesAmt

Other Expenses OtherExpensesGrp (4 entries)

DescDescTotalTotalAmtProgram ServicesProgramServicesAmtManagement And GeneralManagementAndGeneralAmt
PROFESSIONAL & O/S SERVIC$1,585,848$1,427,263$158,585
LOSS ATM/DEBIT/CHKS/ACH$156,699$156,699
PROVISION FOR LOAN LOSS$145,500$145,500
LOAN SERVICING EXPENSE$110,341$110,341

All Other Expenses AllOtherExpensesGrp

FieldValueIRS element (for citing)
Total$43,128TotalAmt
Program Services$43,128ProgramServicesAmt

Total Functional Expenses TotalFunctionalExpensesGrp

FieldValueIRS element (for citing)
Total$5,341,579TotalAmt
Program Services$4,910,484ProgramServicesAmt
Management And General$431,095ManagementAndGeneralAmt
Fundraising$0FundraisingAmt

Cash Non Interest Bearing CashNonInterestBearingGrp

FieldValueIRS element (for citing)
BOY$14,899,751BOYAmt
EOY$11,047,269EOYAmt

Savings And Temp Cash Invst SavingsAndTempCashInvstGrp

FieldValueIRS element (for citing)
BOY$28,375,511BOYAmt
EOY$26,846,534EOYAmt

Oth Notes Loans Receivable Net OthNotesLoansReceivableNetGrp

FieldValueIRS element (for citing)
BOY$43,194,683BOYAmt
EOY$47,951,084EOYAmt

Prepaid Expenses Defrd Charges PrepaidExpensesDefrdChargesGrp

FieldValueIRS element (for citing)
BOY$442,476BOYAmt
EOY$510,133EOYAmt
FieldValueIRS element (for citing)
Land Bldg Equip Cost Or Other Bss$5,680,689LandBldgEquipCostOrOtherBssAmt
Land Bldg Equip Accum Deprec$3,548,656LandBldgEquipAccumDeprecAmt

Land Bldg Equip Basis Net LandBldgEquipBasisNetGrp

FieldValueIRS element (for citing)
BOY$2,213,431BOYAmt
EOY$2,132,033EOYAmt

Other Assets Total OtherAssetsTotalGrp

FieldValueIRS element (for citing)
BOY$3,458,038BOYAmt
EOY$3,571,521EOYAmt

Total Assets TotalAssetsGrp

FieldValueIRS element (for citing)
BOY$92,583,890BOYAmt
EOY$92,058,574EOYAmt

Accounts Payable Accr Expnss AccountsPayableAccrExpnssGrp

FieldValueIRS element (for citing)
BOY$1,368,143BOYAmt
EOY$1,616,662EOYAmt

Other Liabilities OtherLiabilitiesGrp

FieldValueIRS element (for citing)
BOY$76,797,518BOYAmt
EOY$73,963,670EOYAmt

Total Liabilities TotalLiabilitiesGrp

FieldValueIRS element (for citing)
BOY$78,165,661BOYAmt
EOY$75,580,332EOYAmt
FieldValueIRS element (for citing)
Org Does Not Follow FASB117Yes (X)OrgDoesNotFollowFASB117Ind

Rtn Earn Endowment Incm Oth Fnds RtnEarnEndowmentIncmOthFndsGrp

FieldValueIRS element (for citing)
BOY$14,418,229BOYAmt
EOY$16,478,242EOYAmt

Total Net Assets Fund Balance TotalNetAssetsFundBalanceGrp

FieldValueIRS element (for citing)
BOY$14,418,229BOYAmt
EOY$16,478,242EOYAmt

Tot Liab Net Assets Fund Balance TotLiabNetAssetsFundBalanceGrp

FieldValueIRS element (for citing)
BOY$92,583,890BOYAmt
EOY$92,058,574EOYAmt
FieldValueIRS element (for citing)
Info In Schedule O Part XIYes (X)InfoInScheduleOPartXIInd
Reconcilation Revenue Expnss$1,611,357ReconcilationRevenueExpnssAmt
Other Changes In Net Assets$448,656OtherChangesInNetAssetsAmt
Method Of Accounting AccrualYes (X)MethodOfAccountingAccrualInd
Accountant Compile Or ReviewfalseAccountantCompileOrReviewInd
FS AuditedfalseFSAuditedInd

Schedule D IRS990ScheduleD

Land LandGrp

FieldValueIRS element (for citing)
Other Cost Or Other Basis$90,200OtherCostOrOtherBasisAmt
Book Value$90,200BookValueAmt

Buildings BuildingsGrp

FieldValueIRS element (for citing)
Other Cost Or Other Basis$1,909,418OtherCostOrOtherBasisAmt
Depreciation$267,447DepreciationAmt
Book Value$1,641,971BookValueAmt

Equipment EquipmentGrp

FieldValueIRS element (for citing)
Other Cost Or Other Basis$3,681,071OtherCostOrOtherBasisAmt
Depreciation$3,281,209DepreciationAmt
Book Value$399,862BookValueAmt
FieldValueIRS element (for citing)
Total Book Value Land Buildings$2,132,033TotalBookValueLandBuildingsAmt

Other Liabilities Org OtherLiabilitiesOrgGrp

FieldValueIRS element (for citing)
DescSHARESDesc
Amt$73,963,670Amt
FieldValueIRS element (for citing)
Total Liability$73,963,670TotalLiabilityAmt

Schedule J IRS990ScheduleJ

FieldValueIRS element (for citing)
Severance PaymentfalseSeverancePaymentInd
Supplemental Nonqual Rtr PlanfalseSupplementalNonqualRtrPlanInd
Equity Based Comp ArrngmfalseEquityBasedCompArrngmInd

Rltd Org Officer Trst Key Empl RltdOrgOfficerTrstKeyEmplGrp

FieldValueIRS element (for citing)
PersonHANSEL HARTPersonNm
TitleCEOTitleTxt
Base Compensation Filing Org$239,303BaseCompensationFilingOrgAmt
Other Compensation Filing Org$7,614OtherCompensationFilingOrgAmt
Deferred Compensation Flng Org$32,430DeferredCompensationFlngOrgAmt
Total Compensation Filing Org$279,347TotalCompensationFilingOrgAmt

Schedule O IRS990ScheduleO

Supplemental Information Detail SupplementalInformationDetail (9 entries)

Form And Line ReferenceFormAndLineReferenceDescExplanationExplanationTxt
FORM 990, PAGE 6, PART VI, LINE 6THE CREDIT UNION IS OWNED BY ITS MEMBERS.
FORM 990, PAGE 6, PART VI, LINE 7AAT THE CREDIT UNION'S ANNUAL MEETINGS, THE MEMBERSHIP ELECTS THE BOARD OF DIRECTORS.
FORM 990, PAGE 6, PART VI, LINE 7BBOARD OF DIRECTORS AND SUPERVISORY COMMITTEE MEMBERS ARE SELECTED BY THE MEMBERS OF THE CREDIT UNION.
FORM 990, PAGE 6, PART VI, LINE 11BTHE ORGANIZATION REVIEWS THE FORM 990 TO ENSURE THAT THERE ARE NO OMISSIONS OR MISSTATEMENTS.
FORM 990, PAGE 6, PART VI, LINE 12CNEW CONFLICT OF INTEREST AGREEMENTS ARE SIGNED ANNUALLY. EMPLOYEE HANDBOOKS COVER CONFLICT OF INTEREST POLICIES AND PROCEDURES.
FORM 990, PAGE 6, PART VI, LINE 15ATHE BOARD OF DIRECTORS APPROVES THE PRESIDENT'S ANNUAL SALARY.
FORM 990, PAGE 6, PART VI, LINE 15BTHE PRESIDENT APPROVES SALARIES FOR EMPLOYEES.
FORM 990, PAGE 6, PART VI, LINE 19GOVERNING DOCUMENTS ARE AVAILABLE TO THE PUBLIC UPON REQUEST. PERSONS MAY COME INTO ANY OF THE CREDIT UNION'S BRANCHES AND REQUEST A COPY OF ANY OF OUR GOVERNING DOCUMENTS. SOME DOCUMENTS ARE POSTED IN THE BRANCH LOBBIES.
FORM 990, PART XI, LINE 9UNREALIZE GAIN/LOSS AFS 448,656 UNREALIZED GAIN/LOSS 0 TOTAL 448,656

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