2026-05-12T14:10:38-05:00 2025-12-31 393647910 WIPFLI ADVISORY LLC 1502 LONDON ROAD SUITE 200 DULUTH MN 55812 990 2025-01-01 390974444 PCM CREDIT UNION PCMC 9204992831 601 WILLARD DRIVE GREEN BAY WI 54304 SHELLY MELLENBERGER PRESIDENT/CEO 9204992831 2026-05-12 1 MICHAEL J PETERSON CPA P01833529 2187224705 2026-05-12 2025 2025-03-06 01:10:19Z SHELLY MELLENBERGER 601 WILLARD DRIVE GREEN BAY WI 54304 31319688 0 X WWW.PCMCU.ORG X 1958 WI PCM CREDIT UNION IS A STRONG FINANCIAL COOPERATIVE THAT GOES ABOVE AND BEYOND PROVIDING MEMBER-OWNERS BENEFITS AND ADVANTAGES OVER OTHER FINANCIAL INSTITUTIONS. 6 6 60 7 74394 0 21374 0 18251573 20269336 4983759 4809655 14694 7398 23271400 25086389 37822 43883 9562974 9410406 4394394 4622729 0 0 0 7684497 7919177 21679687 21996195 1591713 3090194 468092393 500951291 423327743 450888020 44764650 50063271 X PCM CREDIT UNION IS A STRONG FINANCIAL COOPERATIVE THAT GOES ABOVE AND BEYOND PROVIDING MEMBER-OWNERS BENEFITS AND ADVANTAGES OVER OTHER FINANCIAL INSTITUTIONS. 1 0 THE CREDIT UNION FUNDED 3,079 LOANS TOTALING $115,617,141 DURING 2025. WE HAD 2,510 MORTGAGES/HOME EQUITY LINES, 5,290 CONSUMER LOANS. WE ALSO HAD 4,867 CREDIT CARDS ACCOUNTS WITH OUR MEMBERS AT 12/31. THE CREDIT UNION HAS DEPOSIT, TRANSACTION AND INVESTMENT ACCOUNTS WITH 15,441 MEMBERS AT 12/31/25. 0 0 0 0 0 0 0 1 0 1 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 1 0 0 0 0 0 0 0 0 0 1 8986 0 1 60 1 1 1 0 0 0 0 0 0 0 X 6 6 0 0 0 0 1 1 1 1 1 0 0 0 1 1 1 1 1 1 1 0 X SHELLY MELLENBERGER 9204992831 PO BOX 28500 GREEN BAY WI 54324 KAREN SYLVESTER CHAIRPERSON (THRU DEC 2025) 1.00 X X 0 0 0 JEFF BURICH VICE CHAIRPERSON 1.00 X X 0 0 0 PHILLIP GIESE TREASURER 1.00 X X 0 0 0 DEB BARLAMENT DIRECTOR 1.00 X 0 0 0 JOHN DUGAN DIRECTOR 1.00 X 0 0 0 STEVE HARRIS DIRECTOR 1.00 X 0 0 0 MARLIS KLIMEK DIRECTOR (THRU MAR 2025) 1.00 X 0 0 0 DAVE MURRAY DIRECTOR 1.00 X 0 0 0 SHELLY MELLENBERGER PRESIDENT 40.00 X 329959 0 30958 SAMANTHA ISTED VICE PRESIDENT OF FINANCE 40.00 X 162447 0 21464 JOSEPH WOLLIN VICE PRESIDENT OF LENDING 40.00 X 152944 0 40992 CHRISTINA CONNELL VICE PRESIDENT OF HUMAN RESOURCES 40.00 X 121527 0 19237 LESLEY ENZ SENIOR DIRECTOR OF MARKETING 40.00 X 107096 0 25718 GEORGE ROSENDAUL IT DIRECTOR 40.00 X 109492 0 16074 CANDICE BETTERS SENIOR PROJECT DIRECTOR 40.00 X 101146 0 24246 1084611 0 178689 7 0 1 0 FISERV 600 N VEL R PHILLIPS AVE MILWAUKEE WI 53203 CORE DATA PROCESSING; DEBIT AND CREDIT C 1536033 SCS MIDWEST 309 E RAND ROAD SUITE 111 ARLINGTON HEIGHTS IL 60004 APPRAISAL REVIEW SERVICE 109915 2 INTEREST ON LOANS 522100 17377481 17377481 INTERCHANGE INCOME 522100 1390265 1390265 INSURANCE/WARRANTY SALES 522100 955167 886667 68500 FEE INCOME 522100 518000 512106 5894 28423 28423 20269336 4798741 4798741 4800 0 4800 4800 4800 6216544 24925 6195673 34882 20871 -9957 10914 10914 5342 2744 2598 2598 25086389 20194942 74394 4817053 43883 9410406 544828 3006890 195469 600478 275064 30634 167191 234243 233257 572918 321768 10506 63591 2843624 258763 69546 LOAN SERVICING EXPENSE 1151728 DEBIT CARD EXPENSE 752992 PROVISION FOR LOAN LOSS 692101 REPAIRS & MAINTENANCE 74155 442160 21996195 3425925 2975332 4743917 6586682 1058938 1121505 331361560 358126576 268654 374120 9155944 3378717 5994350 5777227 90265541 92253344 12585143 12097260 18388365 21639245 468092393 500951291 4098785 4087139 161242 185532 47953436 49147016 371114280 397468333 423327743 450888020 X 0 0 5000000 5000000 39764650 45063271 44764650 50063271 468092393 500951291 3090194 2208427 0 X 0 0 0 0 1 X 866658 866658 6382252 1911783 4470469 1907034 1466934 440100 5777227 MEMBER SHARES AND DEPOSITS 397468333 397468333 PART IV, LINE 2B: THE CREDIT UNION MAINTAINS ESCROW ACCOUNTS FOR TAXES AND INSURANCE AS PART OF THEIR LOAN PROGRAM. X X X X 0 0 0 SHELLY MELLENBERGER PRESIDENT 315446 0 14513 0 0 0 19416 0 11542 0 360917 0 0 0 JOSEPH WOLLIN VICE PRESIDENT OF LENDING 141145 0 11799 0 0 0 11942 0 29050 0 193936 0 0 0 SAMANTHA ISTED VICE PRESIDENT OF FINANCE 149519 0 12928 0 0 0 0 0 21464 0 183911 0 0 0 PART I, LINE 1A ALL BOARD MEMBERS ARE ELIGIBLE TO USE THE TRAVEL FOR COMPANIONS PROGRAM. IN YEARS OF USE, THE ORGANIZATION WILL ISSUE A 1099-NEC AND THE COMPENSATION IS CONSIDERED TAXABLE COMPENSATION. DURING 2025, NO BOARD MEMBERS RECEIVED THE TRAVEL FOR COMPANIONS BENEFIT. JOSEPH WOLLIN FAMILY MEMBER OF DANNY WOLLIN (FORMER PRESIDENT/CEO) 193936 EMPLOYMENT COMPENSATION 0 FORM 990, PART III, LINE 2 THE CREDIT UNION IMPLEMENTED CONTACTLESS DEBIT AND CREDIT CARDS AND ALSO STARTED A BRAND REFRESH. FORM 990, PART VI, SECTION A, LINE 6 THE ORGANIZATION CONSISTS OF MEMBERS. TO BE A MEMBER, ONE MUST HAVE A SHARE/SAVINGS ACCOUNT. EACH MEMBER HAS ONE VOTE TO ELECT THE GOVERNING BODY (BOARD OF DIRECTORS). FORM 990, PART VI, SECTION A, LINE 7A THE BOARD OF DIRECTORS IS ELECTED BY THE MEMBERSHIP UTILIZING THEIR ONE VOTE PER MEMBER. FORM 990, PART VI, SECTION A, LINE 7B EACH MEMBER HAS ONE VOTE TO UTILIZE IN RATIFYING SIGNIFICANT DECISIONS BEYOND THE AUTHORITY OF THE BOARD AS OUTLINED IN THE ORGANIZATION'S BYLAWS. ANY DECISION TO DISSOLVE OR MERGE THE ORGANIZATION REQUIRES APPROVAL OF MEMBERSHIP, UNLESS MANDATED BY REGULATORY AGENCY (I.E., NCUA, WISCONSIN OFFICE OF CREDIT UNIONS). FORM 990, PART VI, SECTION B, LINE 11B THE FORM 990 IS REVIEWED BY EXECUTIVE MANAGEMENT PRIOR TO FILING WITH THE IRS. FORM 990, PART VI, SECTION B, LINE 12C ON AN ANNUAL BASIS THE OFFICERS, DIRECTORS AND EMPLOYEES ARE REQUIRED TO DISCLOSE ANY FAMILY OR PERSONAL INTEREST INDIVIDUALS. THESE ACCOUNTS ARE BLOCKED FROM EMPLOYEE ACCESS. FORM 990, PART VI, SECTION B, LINE 15 THE CREDIT UNION UTILIZES A THIRD-PARTY COMPENSATION VENDOR, BALANCEDCOMP, TO DETERMINE MARKET RATES AND SALARY RANGES FOR EACH POSITION. THIS INFORMATION IS PROVIDED TO THE BOARD OF DIRECTORS WHO DISCUSS AND THEN DETERMINE THE CEO'S ANNUAL SALARY VIA A VOTE. THE CEO AND HR REVIEW THE INFORMATION FOR ALL OTHER KEY EMPLOYEES AND OFFICERS. THE CEO MAKES THE FINAL DECISION ON KEY EMPLOYEE AND OFFICER SALARIES. FORM 990, PART VI, SECTION C, LINE 19 FINANCIAL STATEMENTS ARE AVAILABLE TO ALL MEMBERS AT OUR ANNUAL MEETING IN THE ANNUAL REPORT BOOKLET, AND YEAR END FINANCIALS ARE POSTED IN THE LOBBY AT BOTH BRANCHES. ALL OTHERS WOULD BE CONSIDERED UPON REQUEST.