2026-05-04T10:29:22-05:00 2025-12-31 990 2025-01-01 420670685 DUTRAC COMMUNITY CREDIT UNION % Christopher J Whitt DUTR 5635821331 3465 ASBURY RD Dubuque IA 520043250 CHRISTOPHER J WHITT Controller 5635858467 2026-05-04 2025 2025-03-06 01:10:19Z Andrew A Hawkinson 3465 ASBURY RD DUBUQUE IA 520043250 68578189 false X www.dutrac.org X 1942 IA Promoting thrift among Credit Union members 11 11 214 11 325213 0 0 55419094 60007353 6666876 8224107 386501 325213 62472471 68556673 0 0 14381658 15466104 0 0 44171815 44486898 58553473 59953002 3918998 8603671 1178840167 1208594118 1060897346 1076805387 117942821 131788731 PROMOTING THRIFT AMONG MEMBERS false false 59953002 68556673 Granting affordable loans, promoting savings & thrift among 53,305 members See 4a See 4a 59953002 false false false false false false false false false false true false false false true false true false false false false false false false false false false false false true false false false true false false false false false false false false false false false false false true 75 0 true 214 true true true false false false false false false false false X 11 11 false false false false true true true true true false true true true true true true true true true true false X MICHELLE A ARISS 5635858463 3465 ASBURY RD DUBUQUE IA 520043250 ANDREW A HAWKINSON PRESIDENTCEO 45.00 0.00 X 807938 0 5386 MICHELLE A ARISS SENIOR VP FINANCE 45.00 0.00 X 226068 0 11986 RONALD J KINSELLA SENIOR VP LENDING 45.00 0.00 X 209762 0 8719 JULIE SOUCINEK MORTGAGE LOAN MANAGER 45.00 0.00 X 202308 0 5695 ANDREW K LASSEN SENIOR VP IT 45.00 0.00 X 192490 0 13511 MEGAN E KELLEHER-EGAN SVP HUMAN RESOURCES 45.00 0.00 X 184357 0 11999 LEE M HOERNER SVP MEMBER SERVICE 45.00 0.00 X 177185 0 12311 TRAVIS PHELAN COMMERCIAL LENDER 45.00 0.00 X 163439 0 11208 JEFFREY WALLER COMMERCIAL LENDING MGR 45.00 0.00 X 155634 0 1000 KIM M ADAMS SENIOR VP OPERATIONS 45.00 0.00 X 145883 0 5695 DENNIS NARANJO COMMERCIAL LENDER 45.00 0.00 X 143537 0 1946 JASON R BAUER Regional Manager 45.00 0.00 X 113348 0 143 LAURA A JOHNSON Consumer Lend Ops Mgr 45.00 0.00 X 101249 0 366 KEVIN R MUELLER DIRECTOR 2.00 0.00 X 6093 0 0 JOHN P VAIL DIRECTOR 2.00 0.00 X 4823 0 0 TERI ZUCCARO Vice Chair Person 2.00 0.00 X 4823 0 0 CHAD M KRUSE Director 2.00 0.00 X 4816 0 0 HARLEN T PEDRETTI Secretary 2.00 0.00 X 2361 0 0 DANIEL J DEUTMEYER CHAIR PERSON 4.00 0.00 X 897 0 0 DAVID W EGGERS DIRECTOR 2.00 0.00 X 714 0 0 CRENNA M BRUMWELL Treasurer 2.00 0.00 X 0 0 0 SCOTT J NEYENS DIRECTOR 2.00 0.00 X 0 0 0 NICHOLAS J SPECHT Director 2.00 0.00 X 0 0 0 MICHAEL T READY DIRECTOR 2.00 0.00 X 0 0 0 2847725 0 89965 13 false true false Fiserv PO Box 934057 Atlanta GA 311934057 Data Processing 912472 Townsquare Media 27142 Network Place Chicago IL 606731271 Advertising 503253 Access Softek Inc PO Box 51581 Los Angeles CA 900515881 Data Processing 312635 Corelation Inc 2305 Historic Decatur Rd Ste 300 San Diego CA 921066073 Data Processing 312635 Conlon Construction Co PO Box 3400 Dubuque IA 520043400 Construction 187045 16 Loans to Members 522100 51831252 51831252 Fees & Income 522100 8176101 8176101 60007353 8008028 8008028 237595 21516 237595 -21516 216079 0 DuTrac Financial Group 523000 153312 153312 FCT Income 523000 58634 58634 ATM Surcharges to Non-Mbr 522100 49287 49287 63980 63980 325213 68556673 68015381 325213 0 X 3016951 9373713 464454 1777537 833449 127090 75760 82870 1103268 1648408 5287663 2653862 185675 90118 Ln Ser ExpProv LN Loss 7147542 Cost of Funds 25421693 UBIT Tax -26201 Misc Expense 689150 59953002 0 0 0 20877681 34593108 2291675 3693941 2812423 3016951 888213830 907956405 3569960 2839906 43197113 21187142 22547592 22009971 217549813 212661799 20977193 21822037 1178840167 1208594118 11314921 9831506 1049582425 1066973881 1060897346 1076805387 X 52219806 59462044 65723015 72326687 117942821 131788731 1178840167 1208594118 8603671 5242238 0 X false true true false 5878245 5878245 28412405 14641802 13770603 130457 130455 2 8378668 6217286 2161382 397338 197599 199739 22009971 Mbr Share Deposits 355466479 Mbr Share Draft Deposits 140432778 Mbr CDs 513075222 Mbr IRA Deposits 57999402 1066973881 X X X X false true false false false false false false false ANDREW A HAWKINSON PRESIDENTCEO 738037 60353 9548 5386 813324 RONALD J KINSELLA SENIOR VP LENDING 206622 3140 8719 218481 LEE M HOERNER SVP MEMBER SERVICE 174961 2224 12311 189496 MEGAN E KELLEHER-EGAN SVP HUMAN RESOURCES 164814 17500 2043 11999 196356 ANDREW K LASSEN SENIOR VP IT 190919 1571 13511 206001 KIM M ADAMS SENIOR VP OPERATIONS 133471 10000 2412 5695 151578 MICHELLE A ARISS SENIOR VP FINANCE 205035 19449 1584 11986 238054 TRAVIS PHELAN COMMERCIAL LENDER 145439 17056 944 11208 174647 JULIE SOUCINEK MORTGAGE LOAN MANAGER 87962 113346 1000 5695 208003 JEFFREY WALLER COMMERCIAL LENDING MGR 153694 1940 1000 156634 ANDREW A HAWKINSON PresidentCEO Credit Union Ln to Mbr X 503200 328710 false true true LEE M HOERNER SVP of Member Service Credit Union Ln to Mbr X 155084 87043 false true true MEGAN E KELLEHER-EGAN SVP of HR Credit Union Ln to Mbr X 83540 56387 false true true ANDREW K LASSEN SVP of IT Credit Union LN to Mbr X 517573 334524 false true true MICHELLE A ARISS SVP of Finance Credit Union Ln to Mbr X 233863 192591 false true true DANIEL J DEUTMEYER Chairperson Credit Union Ln to Mbr X 22509 22458 false true true CRENNA M BRUMWELL Treasurer Credit Union Ln to Mbr X 209770 146086 false true true HARLAN T PEDRETTI Secretary Credit Union Ln to Mbr X 43 false true true DAVID W EGGERS DIRECTOR Credit Union Ln to Mbr X 204000 164168 false true true SCOTT J NEYENS DIRECTOR Credit Union Ln to Mbr X 301000 295423 false true true 1627433 Part VI Line 6 The credit union is owned equally by each of its 53,305 members Part VI Line 7a The credit union is owned equally by each of its members and does not have Part VI Line 7a stockholders. However, each member has one vote which they can use to elect Part VI Line 7b Only in special circumstances such as mergers, the member of the merging Part VI Line 7b credit union would have to approve the unification Part VI Line 11b It is reviewed by the CEO, Board Executive Committe, and Controller Part VI Line 11b who prepared the filing Part VI Line 12c The credit union has an internal auditor and a compliance officer to insure Part VI Line 12c the policies are updated and adhered to by all staff regardless of seniorit Part VI Line 15a or b The decisions involving the CEO or top executives are usually handled by a Part VI Line 15a or b special committe or BOD for regular periodic decisions such as comp, benefi Part VI Line 19 The accounting records are maintained by the SVP of Finance, who shares Part VI Line 19 Financial Reports with the CEO & BOD. They on display in the main lobby Part IX Line 11g Other Professional fees 1,103,268.08 Part VI Line 6 The credit union is owned equally by each of its 53,305 members Part VI Line 7A The credit union is owned equally by each of its members and does not have Part VI Line 7A stockholders. However, each member has one vote which they can use to elect Part VI Line 7B Only in special circumstances such as mergers, the member of the merging Part VI Line 7B credit union would have to approve the unification