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        <BondNm>ISHARES PFD &amp; INC SEC ETF - 278 SHS</BondNm>
        <EOYBookValueAmt>8683</EOYBookValueAmt>
        <EOYFMVAmt>8607</EOYFMVAmt>
      </InvestmentsCorporateBondsGrp>
      <InvestmentsCorporateBondsGrp>
        <BondNm>LORD ABBETT BOND DEB -4,835.648 SHS</BondNm>
        <EOYBookValueAmt>37588</EOYBookValueAmt>
        <EOYFMVAmt>35010</EOYFMVAmt>
      </InvestmentsCorporateBondsGrp>
    </InvestmentsCorpBondsSchedule>
    <InvestmentsCorpStockSchedule documentId="RetDoc5">
      <InvestmentsCorporateStockGrp>
        <StockNm>ISHARES CORE MSCI EMERGING - 101 SHS</StockNm>
        <EOYBookValueAmt>5583</EOYBookValueAmt>
        <EOYFMVAmt>6789</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>ISHARES CORE S&amp;P SMALL - 85 SHS</StockNm>
        <EOYBookValueAmt>9579</EOYBookValueAmt>
        <EOYFMVAmt>10215</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>PACER DEVEL MKTS INTL - 357 SHS</StockNm>
        <EOYBookValueAmt>11187</EOYBookValueAmt>
        <EOYFMVAmt>13809</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>PACER US CASH COWS - 172 SHS</StockNm>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>PACER US SMALL CAP CASH COWS-378 SHS</StockNm>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>VANGUARD ENERGY ETF - 32 SHS</StockNm>
        <EOYBookValueAmt>4067</EOYBookValueAmt>
        <EOYFMVAmt>4029</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>VANGUARD GROWTH ETF - 33 SHS</StockNm>
        <EOYBookValueAmt>14089</EOYBookValueAmt>
        <EOYFMVAmt>16099</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>VANGUARD MID CAP ETF - 45 SHS</StockNm>
        <EOYBookValueAmt>12473</EOYBookValueAmt>
        <EOYFMVAmt>13060</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>VANGUARD VALUE ETF -77 SHS</StockNm>
        <EOYBookValueAmt>13807</EOYBookValueAmt>
        <EOYFMVAmt>14706</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>VANGUARD INFO TECH ETF - 14 SHS</StockNm>
        <EOYBookValueAmt>9006</EOYBookValueAmt>
        <EOYFMVAmt>10553</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
    </InvestmentsCorpStockSchedule>
    <InvestmentsOtherSchedule2 documentId="RetDoc6">
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>LORD ABBETT BD DEBENT- 2910.611 SHS</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>20731</BookValueAmt>
        <EOYFMVAmt>21073</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>SPDR GOLD SHS ETF - 42 SHS</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>4867</BookValueAmt>
        <EOYFMVAmt>7134</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>PGIM HIGH YIELD - 4,282.176 SHS</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>20813</BookValueAmt>
        <EOYFMVAmt>20811</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>PGIM TOTAL RTN BOND - 1,723.781 SHS</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>20622</BookValueAmt>
        <EOYFMVAmt>20961</EOYFMVAmt>
      </InvestmentsOtherGrp>
    </InvestmentsOtherSchedule2>
    <OtherIncomeSchedule2 documentId="RetDoc8">
      <OtherIncomeDetail>
        <Desc>UBS 20178</Desc>
        <RevenueAndExpensesPerBooksAmt>241</RevenueAndExpensesPerBooksAmt>
        <NetInvestmentIncomeAmt>241</NetInvestmentIncomeAmt>
      </OtherIncomeDetail>
    </OtherIncomeSchedule2>
    <OtherIncreasesSchedule documentId="RetDoc7">
      <OtherIncreasesDetail>
        <Desc>UBS 20178 -PRIOR PERIOD ADJ</Desc>
        <Amt>632</Amt>
      </OtherIncreasesDetail>
    </OtherIncreasesSchedule>
    <OtherProfessionalFeesSchedule documentId="RetDoc9">
      <OtherProfessionalFeesDetail>
        <CategoryTxt>MANAGEMENT FEES</CategoryTxt>
        <Amt>2292</Amt>
        <NetInvestmentIncomeAmt>1146</NetInvestmentIncomeAmt>
        <DisbursementsCharitablePrpsAmt>1146</DisbursementsCharitablePrpsAmt>
      </OtherProfessionalFeesDetail>
    </OtherProfessionalFeesSchedule>
    <TaxesSchedule documentId="RetDoc10">
      <TaxesDetail>
        <CategoryTxt>FEDERAL NII EXCISE TAX</CategoryTxt>
        <Amt>154</Amt>
        <NetInvestmentIncomeAmt>154</NetInvestmentIncomeAmt>
      </TaxesDetail>
    </TaxesSchedule>
  </ReturnData>
</Return>