2026-05-15T09:38:05-04:00 2025-12-31 994503147 WAVERLY BUSINESS SERVICES 6856 LOOP RD DAYTON OH 45459 990 2025-01-01 316023946 MYUSA CREDIT UNION INC MYUS 5134208640 3600 TOWNE BLVD MIDDLETOWN OH 45005 JAMES MILES CEO 5134208640 2026-05-12 ERIN ALDERSON EA P01231640 9374352742 2026-05-14 2025 2025-03-06 01:10:19Z JAMES MILES 3600 TOWNE BLVD MIDDLETOWN OH 45005 19836686 false X WWW.MYUSACU.COM X 1934 PROVIDE FINANCIAL SERVICES TO MEMBERS. 6 6 97 6 32978 625000 14324602 14095902 4136294 5115784 0 18460896 19836686 0 3232064 3662080 5682881 6315113 0 0 8767183 7253203 17682128 17230396 778768 2606290 329590644 337751556 288447305 291408661 41143339 46342895 TO ASSIST MEMBER OWNERS IN GAINING PERSONAL FINANCIAL SUCCESS BY PROVIDING AND PROMOTING THE USE OF FINANCIAL SERVICES WHICH FEATURE BENEFITS AND ADVANTAGES OVER THOSE AVAILABLE FROM OTHER COMPETITIVE SOURCES. false false DIVIDENDS AND INTEREST PAID TO MEMBERS ON APPROXIMATELY 43,374 DEPOSIT ACCOUNTS HELD BY APPROXIMATELY 18,242 MEMBERS. DIRECT LABOR AND EMPLOYEE BENEFIT COSTS INCURRED PROVIDING SAVINGS DEPOSIT SERVICES, ORIGINATING NEW LOANS AND SERVICING THE LOAN PORTFOLIO FOR MEMBERS. DATA PROCESSING COSTS INCURRED RECORDING MEMBER ACCOUNTS ACTIVITY AND PROVIDING ACCESS TO MEMBERS TO THEIR ACCOUNTS. false false false false false false false false false true true false false true false true false false false false false false false false false false false false true false true false false false false false false false false false false false false false 3614 0 true 97 true true true false false false false false false false X 6 6 false false false false true true true true true false true true true true true true true true true true false X SAMANTHA COFFIN 5134205847 3600 TOWNE BOULEVARD MIDDLETOWN OH 45005 JAMES MILES CEO 40.00 X 498969 0 26800 KENDRICK WALKER VP MARKETING 40.00 X 133990 0 24890 JENNIFER TUCKER VP OF ADMINI 40.00 X 119298 0 24296 MARGARET HALE VP OPERATION 40.00 X 108963 0 17076 TYLER HENRY DIRECTOR 1.00 X 12096 0 0 CHRISTINA MCELFRESH SECRETARY 1.00 X X 12096 0 0 KYLE MCGLONE CHAIRMAN 1.00 X X 12096 0 0 CATHERINE MCMONIGLE VICE CHAIRMA 1.00 X X 12096 0 0 DELVEN PORTER DIRECTOR 1.00 X 12096 0 0 RYAN ZARBAUGH DIRECTOR 1.00 X 5041 0 0 926741 93062 4 false true false BRACKETT BUILDERS INC 6640 RIVERSIDE DR STE 5500 DUBLIN OH 43017 CONSTRUCTION 1750270 ANTHEM BLUE CROSS BLUE SHIELD P O BOX 105673 ATLANTA GA 30348 HEALTH INS 990408 CU ANSWERS 6000 28TH STREET SE SUITE 100 GRAND RAPIDS MI 49546 DATA PROCESSING 827339 RJE BUSINESS INTERIORS 623 BROADWAY CINCINNATI OH 45202 DESIGN 344410 FOUR SEASONS ENVIRONMENTAL 43 NEW GARVER RD MONROE OH 45050 OCCUPANCY 212893 5 625000 625000 INTEREST INCOME 522100 10626836 10626836 OTHER OPERATING INCOME 522100 1700843 1700843 FEES & COMMISSIONS 522100 1528350 1528350 RENTAL INCOME 531120 206895 206895 NON-MEMBER ATM FEES 900099 32978 32978 14095902 5115784 5115784 19836686 13856029 32978 5322679 3662080 926741 3838410 298396 913355 338211 61775 205104 912228 846437 1141915 837492 40619 150024 969 352893 ATM EXPENSES 933279 LOAN SERVICING 696302 CORE DATA PROCESSING 423386 MISC OPERATING EXPENSES 272605 378175 17230396 0 0 0 1650078 1682586 45996541 50321738 275000 296356 188898186 173819534 23245650 14041576 6614785 9204074 78942828 93982924 7213226 8444344 329590644 337751556 5826097 944679 282621208 290463982 288447305 291408661 X 41143339 46342895 41143339 46342895 329590644 337751556 2606290 2280043 313223 X false true X true 1093900 1093900 15994151 8228994 7765157 6157599 5812582 345017 9204074 INVESTMENTS 80857643 F CERTIFICATES OF DEPOSIT 7712000 F OTHER INVESTMENTS 3453815 C CORP CREDIT UNION INVESTMENTS 1959466 C 93982924 MEMBER SHARES 290463982 290463982 19836686 19836686 19836686 17230396 17230396 17230396 X X true true false false false JAMES MILES CEO 450000 48969 21609 5191 525769 KENDRICK WALKER VP MARKETING 130997 2993 10985 13905 158880 SCHEDULE J, PART III THERE IS A SPLIT DOLLAR LIFE PLAN IN PLACE FOR JAMES MILES, THE CEO. NOTE - KYLE MCGLONE FM20 X 125800 102659 false true true NOTE - RYAN ZARBOUGH HELOC X 70000 65439 false true true NOTE- KYLE MCGLONE HELOC X 59000 53639 false true true NOTE - CHRISTINA MCELFRESH AUTO LOAN X 37000 37000 false true true NOTE - RYAN ZARBAUGH USED AUTO X 46559 16223 false true true NOTE - RYAN ZARBOUGH USED AUTO X 22665 11170 false true true NOTE - KYLE MCGLONE MC PLATINUM X 9618 false true true NOTE - CHRISTINA MCELFRESH MC PLATINUM X 608 false true true 296356 FORM 990, PAGE 6, PART VI, LINE 6 THE CREDIT UNION HAS APPROXIMATELY 18,242 MEMBER OWNERS. FORM 990, PAGE 6, PART VI, LINE 7A THE BOARD OF DIRECTORS IS ELECTED BY THE MEMBERS. EACH MEMBER HAS ONE VOTE REGARDLESS OF THE BALANCE IN THEIR ACCOUNT. FORM 990, PAGE 6, PART VI, LINE 7B CERTAIN TRANSACTIONS AND CHANGES TO THE CODE OF REGULATIONS ARE SUBJECT TO MEMBER APPROVAL. FORM 990, PAGE 6, PART VI, LINE 11B THE FORM 990 IS REVIEWED BY BOTH THE CEO AND THE VP OF FINANCE PRIOR TO FILING WITH THE IRS. FORM 990, PAGE 6, PART VI, LINE 12C THE QUESTIONNAIRE AND POLICY ARE REAFFIRMED ANNUALLY. THE QUESTIONNAIRE IS GIVEN TO THE BOARD OF DIRECTORS AND ALL EMPLOYEES. FORM 990, PAGE 6, PART VI, LINE 15A THE CEO'S COMPENSATION IS REVIEWED BY THE BOARD OF DIRECTORS ANNUALLY. THE BOARD USES A THIRD PARTY CONSULTANT TO REVIEW COMPARABLE SALARIES. FORM 990, PAGE 6, PART VI, LINE 15B OTHER OFFICERS' COMPENSATION IS REVIEWED AND SET BY THE CEO ANNUALLY WITHIN A BUDGET SET BY THE BOARD OF DIRECTORS. FORM 990, PAGE 6, PART VI, LINE 19 NO DOCUMENTS AVAILABLE TO THE PUBLIC