2026-05-15T14:46:35-05:00 2025-06-30 621199757 LBMC PC 605 CHESTNUT STREET SUITE 1100 CHATTANOOGA TN 37450 990 2024-07-01 620840156 CHATTANOOGA CHRISTIAN SCHOOL INC CHAT 4232656411 3354 CHARGER DRIVE CHATTANOOGA TN 37409 MATT COVEY HEAD OF SCHOOL 4232656411 2026-05-15 1 1 ABIGAIL CAMPBELL CPA P01296738 4237566585 2026-05-15 2024 2025-03-06 01:10:19Z MATT COVEY 3354 CHARGER DRIVE CHATTANOOGA TN 37409 32289258 0 X CCSK12.COM X 1972 TN TO PROVIDE CHRISTIAN EDUCATION FOR CHILDREN IN THE CHATTANOOGA, TN AREA. 11 11 478 1024 0 0 3251060 5284109 25115778 26789795 648079 214109 0 0 29014917 32288013 2237005 2403578 0 0 16098867 16461277 0 0 266326 13772173 9579952 32108045 28444807 -3093128 3843206 14185342 19028238 5431592 7427600 8753750 11600638 X TO PREPARE STUDENTS TO LEAD AND SERVE WITH DISTINCTION WHILE REPRESENTING CHRIST AND HIS KINGDOM IN ALL AREAS OF HOME, CHURCH, SOCIETY AND CULTURE. 0 0 10182656 1690233 14731801 UPPER SCHOOL 4409249 713345 5952875 LOWER SCHOOL 1755152 2122262 LUNCH PROGRAM 3301275 3982857 AUXILLARY PROGRAMS, ATHLETIC PROGRAMS, & OTHER INCOME RELATED TO PROGRAM SERVICES 3301275 3982857 19648332 1 1 0 0 0 0 0 0 0 0 1 0 0 0 1 1 0 1 1 0 1 0 0 0 0 0 0 0 1 1 0 0 0 0 1 0 0 0 1 0 0 0 0 1 1 0 0 0 1 59 0 1 478 1 0 0 0 0 0 0 0 0 0 0 0 0 X 11 11 0 0 0 0 0 0 0 1 1 0 0 1 1 1 1 1 1 1 1 0 X CARLA DEAN 4232656411 3354 CHARGER DRIVE CHATTANOOGA TN 37409 MATT COVEY PRESIDENT 40.00 X 120740 0 48740 SHONDA CAINES DIRECTOR OF EXCEPTIONAL ED 40.00 X 140016 0 27582 JOHN STROUD VP OF ADVANCEMENT 40.00 X 138078 0 23339 CARLA DEAN CHIEF FINANCIAL OFFICER 40.00 X 131120 0 19481 RENEE TIMMERMAN HR DIRECTOR 40.00 X 101966 0 18679 JAMES ARNOLD MIDDLE SCHOOL PRINCIPAL 40.00 X 103937 0 14072 JASON TIPTON HEAD TENNIS PROFESSIONAL 40.00 X 110327 0 5213 TRIPP JOHNSTON CHAIRMAN 1.00 X 0 0 0 AMY JO OSBORN VICE CHAIR 1.00 X 0 0 0 JENNY PLUNKETT SECRETARY 1.00 X 0 0 0 CRAIG BAKER TREASURER 1.00 X 0 0 0 ROY HIBBS DIRECTOR 1.00 X 0 0 0 ROBERT SWIFT DIRECTOR 1.00 X 0 0 0 LAINI HUFFINE DIRECTOR 1.00 X 0 0 0 RALPH MONGOMERY DIRECTOR 1.00 X 0 0 0 RACHEL SHEILDS DIRECTOR 1.00 X 0 0 0 FRED WIECHMANN DIRECTOR 1.00 X 0 0 0 GARY NOLAND DIRECTOR 1.00 X 0 0 0 846184 0 157106 11 0 1 0 CURBED CONSTRUCTION LLC 623 E MAIN ST STE 101 CHATTANOOGA TN 37409 CONSTRUCTION PROJECTS 989578 FRANKLIN ASSOCIATES INC 142 NORTH MARKET STREET CHATTANOOGA TN 374053989 ARCHITECT 251206 2 550000 4734109 76038 5284109 TUITION AND FEES 611600 22806938 22806938 AUXILIARY PROGRAMS 611710 2637520 2637520 ATHLETIC PROGRAM REVENUE 611710 721394 721394 623943 623943 26789795 215354 215354 1245 -1245 -1245 -1245 32288013 26789795 0 214109 2403578 2403578 320081 273611 41619 4851 11765026 10056965 1529763 178298 841088 440411 394687 5990 2655879 1399808 1236934 19137 879203 750864 113887 14452 42074 42074 68893 68893 1710440 281502 1426278 2660 18557 14235 4322 303427 58335 239484 5608 175414 65121 110293 656686 10763 645923 254150 216856 31350 5944 130439 130439 936623 936623 218935 218935 MISCELLANEOUS SUPPORT P 2127838 2127838 EDUCATIONAL PROGRAM EXP 1659981 1559369 75548 25064 GRANT EXPENSE 1133443 2995 1130448 ALLOWANCE FOR CREDIT LO 93571 93571 49481 316 49165 28444807 19648332 8530149 266326 3845779 4066342 1275336 915167 1131514 2647896 2243113 1198461 230600 276598 15664615 5742676 4486673 9921939 968112 1835 4215 0 14185342 19028238 2232974 1700072 824513 654907 4972989 2374105 99632 5431592 7427600 X 1024046 5463719 7729704 6136919 8753750 11600638 14185342 19028238 X 3843206 -215594 -230724 -550000 X 0 1 X 1 0 X RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED 8451686 7483573 968113 7822844 5960 622881 8451686 8493808 8235 157049 522150 7822844 7155928 6814 1601303 270237 8493808 9952093 5532020 4420073 5712522 210656 5501866 9921939 CAPITAL LEASE OBLIGATION 99632 99632 X PART X, LINE 2: THE ORGANIZATION IS EXEMPT FROM FEDERAL INCOME TAXES UNDER THE PROVISIONS OF INTERNAL REVENUE CODE SECTION 501(C)(3), AND, ACCORDINGLY, NO PROVISION FOR INCOME TAXES IS INCLUDED IN THE CONSOLIDATED FINANCIAL STATEMENTS. AS OF JUNE 30, 2025 AND 2024, THE ORGANIZATION HAS ACCRUED NO INTEREST AND NO PENALTIES RELATED TO UNCERTAIN TAX POSITIONS. IT IS THE ORGANIZATION'S POLICY TO RECOGNIZE INTEREST AND/OR PENALTIES RELATED TO INCOME TAX MATTERS IN INCOME TAX EXPENSE. THE ORGANIZATION FILES U.S. FEDERAL INFORMATION TAX RETURNS. PART V, LINE 1G: FUNDS WERE TRANSFERRED TO THE CHATTANOOGA CHRISTIAN SCHOOL FOUNDATION AS OF JUNE 30, 2025. 1 1 1 1 1 1 1 0 0 0 0 0 0 0 0 1 0 1 SCHEDULE E, PART I, LINE 3 PUBLICIZED THROUGH SCHOOL BROCHURES AND VARIOUS OTHER ADVERTISING MEDIA SCHEDULE E, PART I, LINE 6 THE SCHOOL RECEIVED AN ALLOCATED AMOUNT OF GRANT FUNDS FROM THE EMERGENCY ASSISTANCE TO NON-PUBLIC SCHOOLS PROGRAM ("EANS") AND FROM THE GOVERNOR'S EMERGENCY EDUCATION RELIEF FUND ("GEER"). BOTH OF THESE PROGRAMS ARE ADMINISTERED BY THE TENNESSEE DEPARTMENT OF EDUCATION ("TDE"). 1 CENTRAL AMERICA AND THE CARIBBEAN - ANTIGUA & BARBUDA, ARUBA, BAHAMAS, 0 0 INVESTMENTS 558565 0 0 0 0 0 0 558565 0 558565 0 0 0 0 0 0 1 TUITION ASSISTANCE TO STUDENTS ATTENDING CHATTANOOGA CHRISTIAN SCHOOL 501 0 2403578 FAIR VALUE OF TUITION REDUCTION IN TUITION FOR FAMILIES AND INDIVIDUALS SCHEDULE I, PART III, LINE 1 A THIRD PARTY IS USED TO PROCESS APPLICATIONS AND ASSESS NEED. THE ORGANIZATION TRACKS WHICH STUDENTS RECEIVE TUITION ASSISTANCE DURING THE YEAR. THE NUMBER OF RECIPIENTS REPORTED ABOVE IS NOT AN ESTIMATE. THIS IS THE EXACT NUMBER OF STUDENTS WHO RECEIVE ASSISTANCE. X X X X X 0 0 0 0 0 0 0 0 0 MATT COVEY PRESIDENT 120740 0 0 0 0 0 11076 0 37664 0 169480 0 0 0 SHONDA CAINES DIRECTOR OF EXCEPTIONAL ED 140016 0 0 0 0 0 13258 0 14324 0 167598 0 0 0 JOHN STROUD VP OF ADVANCEMENT 138078 0 0 0 0 0 13328 0 10011 0 161417 0 0 0 CARLA DEAN CHIEF FINANCIAL OFFICER 131120 0 0 0 0 0 12150 0 7331 0 150601 0 0 0 CERTAIN DIRECTORS DIRECTOR 35892 SCHOLARSHIP TO ENCOURAGE PURSUIT OF OUR MISSION SCH L, PART III, GRANTS OR ASSISTANCE BENEFITTING INTERESTED PERSONS: CERTAIN DIRECTORS WHO ARE PARENTS OR GUARDIANS OF STUDENTS AT THE SCHOOL MAY BE ELIGIBLE FOR TUITION ASSISTANCE FROM THE ORGANIZATION FROM TIME-TO-TIME. THE ORGANIZATION DOES NOT COMPENSATE ITS DIRECTORS FOR THEIR SERVICE ON THE BOARD, AND BELIEVES THAT ANY TUITION ASSISTANCE PROVIDED TO ANY OF ITS DIRECTORS IS DONE SO ON AN ARMS-LENGTH BASIS CONSISTENT WITH ITS ESTABLISHED POLICIES AND IRRESPECTIVE OF THE RECIPIENTS' ROLE AS A DIRECTOR. NOTE THAT DIRECTORS HAVE NO AUTHORITY TO DETERMINE HOW AND TO WHOM FINANCIAL ASSISTANCE IS AWARDED. X 1 76038 0 1 0 FORM 990, PART VI, SECTION B, LINE 11B THE ORGANIZATION'S CFO PRESENTS THE FORM 990 TO THE BOARD OF TRUSTEES FOR REVIEW PRIOR TO FILING. FORM 990, PART VI, SECTION B, LINE 12C THE CONFLICT OF INTEREST POLICY IS PERIODICALLY REVIEWED AT BOARD MEETINGS. IN ACCORDANCE WITH BOARD GOVERNANCE POLICIES, IF THE POTENTIAL OF CONFLICT OF INTEREST EXISTS, A TRUSTEE WILL IMMEDIATELY BRING THE POTENTIAL OF CONFLICT TO THE BOARD CHAIR AND RECUSE HIMSELF OR HERSELF FROM DISCUSSION AND/OR DECISION MAKING IN THE POTENTIAL AREA OF CONFLICT OF INTEREST. BOARD MEMBERS MUST SIGN THE CONFLICT OF INTEREST AGREEMENT ANNUALLY. FORM 990, PART VI, SECTION B, LINE 15 CEO, EXECUTIVE DIRECTOR OR TOP MANAGEMENT OFFICIAL COMPENSATION IS DETERMINED BY THE BOARD OF TRUSTEES USING INDEPENDENT COMPENSATION CONSULTANTS, WRITTEN EMPLOYMENT CONTRACTS AND COMPENSATION SURVEYS. FORM 990, PART VI, SECTION C, LINE 19 FORMS 1023, 1024, 990, AND 990-T ARE AVAILABLE UPON REQUEST AT THE BUSINESS OFFICE AND POSTED ON GUIDESTAR FOR PUBLIC REVIEW/INSPECTION. FORM 990, PART XI, LINE 9: TRANSFER FROM FOUNDATION TO SCHOOL INCLUDED IN NET ASSETS FOR AUDIT -550,000. CHATTANOOGA CHRISTIAN SCHOOL FOUNDATION 3354 CHARGER DRIVE CHATTANOOGA TN 37409 932622784 TO SUPPORT CHATTANOOGA CHRISTIAN SCHOOL TN 501(C)(3) LINE 12A, I CHATTANOOGA CHRISTIAN SCHOOL 1 0 0 1 0 0 0 0 0 0 0 1 1 0 0 0 0 0 0 0 CHATTANOOGA CHRISTIAN SCHOOL FOUNDATION C 550000 DOCUMENTED SPENDING POLICY